Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 91 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/6/2025

Jennifer Dobies

(she/her)

Jennifer Dobies, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
After two decades in public education, I realized my true passion was helping people navigate life’s challenges on a deeper level. Becoming a therapist felt like a natural next step—one where I could use my ability to truly listen, think creatively, and see the whole picture to make a lasting impact. My work in schools, Major League Baseball, and private practice has given me a broad perspective and deep compassion for the struggles people face. With specialized training in different therapeutic modalities, I’m committed to offering personalized, evidence-based care to help clients feel understood, supported, and empowered to heal.

MaryRose Kline

(she/her)

MaryRose Kline, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$150/session
LICSW
7 years of experience
Virtual
I have a Master’s degree in Clinical Social Work from Boston University and am a licensed therapist in the state of Massachusetts. Over the past 7 years, I’ve had the privilege of working with diverse populations, including adolescents and adults, in both outpatient therapy and community settings. As a compassionate and dedicated therapist, I work with individuals who are navigating life’s challenges and seeking to make meaningful changes in their lives. Whether you’re dealing with anxiety, depression, trauma, relationship issues, or stress, I offer a safe and non-judgmental space to explore your feelings and experiences. I take a client-centered, integrative approach to therapy, which means that I tailor my methods to meet your unique needs and goals. I draw from several therapeutic modalities, including but not limited to: CBT, DBT, Mindfulness-Based Therapy, Cognitive Processing Therapy, Strengths Based Therapy and Solutions Focused Therapy. My goal is to work collaboratively with you, creating a space where you feel heard, understood, and empowered.

Koralys Ozuna

Koralys Ozuna, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$180/session
LMHC
10 years of experience
Virtual
Life can be challenging and overwhelming at times but you do not have to navigate these challenges alone. Everyone deserves to have a warm, welcoming and safe place where they can feel heard, empowered and learn ways to live a life full of meaning, happiness, self-love, fulfillment, autonomy and dignity. Do you want to create change in your life? Do you want to learn ways to better cope with difficult situations? Do you want to become the best version of yourself? I believe that everyone has the potential to thrive and shine in their purpose. Let me help you with your journey. I am a Hispanic, Bilingual, Licensed Mental Health Counselor in the state of Massachusetts with 10 years of experience in the mental health field. I obtained a masters degree in mental health counseling with a concentration in forensics from the University of Massachusetts Boston. I have worked in the community, psychiatric facilities, as an in home therapist and outpatient therapist. Throughout the years I have helped clients of all ages manage their mental health and live in their purpose. My work primarily focuses on the relationship with the self and moves towards the relationship with others and various systems. I have extensive experience working with Anxiety, mood disorders, ADHD, PTSD, substance use, racial trauma, ethical non-monogamy and open relationships, as well as many other situations and struggles. I also pride my self in providing quality services to ethnic and racial minorities, dismantling systems of oppression, increasing social justice and providing advocacy for individuals who look like me, which is a very prime and important aspect of my work. “Freeing yourself was one thing, claiming ownership of that freed self was another.” -Toni Morrison *ONLY ACCEPTING CLIENTS 21 AND OLDER, FOR INDIVIDUAL THERAPY. NO COUPLES*

Christine DiPaolo

(she/her)

Christine DiPaolo, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
4 years of experience
Virtual
I am a Licensed Mental Health Counselor in the state of Massachusetts and received my master's degree in counseling in 2021. Previously, I had over 15 years of working in health care and the human services field. I am a dedicated practitioner, with a true passion for working with individuals striving to show up in life as the best and most authentic version of themselves.

Kayla Sims

(she/her)

Kayla Sims, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
6 years of experience
Virtual
Hi! I am a two-state Licensed Mental Health Counselor (LMHC) for Florida and Massachusetts. I am currently located in the state of Florida where I have practiced for more than 5 years. I have experience working in-home with children and families, but have been practicing via Telehealth for the past 2 years where I have mainly focused on individual sessions with adults over 18 years old. I help people who struggle in a variety of ways to find balance and hopefulness for their future.

Carol Mackiewicz Neely

(she/her)

Carol Mackiewicz Neely, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
13 years of experience
Virtual
Hi! I am a licensed mental health counselor and art therapist in Massachusetts, and have been practicing here since 2013. I call myself an art therapist because I received my masters in art therapy and counseling from southwestern College in Santa Fe NM in 2010. I enjoy working with adult women and young adult women who are experiencing anxiety, depression, or life transitions.

Alyssa Koch

(she/her)

Alyssa Koch, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
20 years of experience
Virtual
My name is Alyssa Koch and I am a Licensed Clinical Social Worker. I have over 15 years of experience working with individuals on their journey to deeper self-discovery and satisfaction with life. I believe that I can help you build self-confidence and self-esteem while developing healthy coping skills to better handle stress. As a licensed therapist and social worker, my values drive my work. I respect, understand and compassionately treat all individuals. I create a safe, welcoming space for all clients and value their experiences through active listening and empathy.

Brooke McKenzie

(she/her)

Brooke McKenzie, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$75/session
LICSW
20 years of experience
Virtual
My name is Brooke McKenzie and I am a Licensed Clinical Social Worker (LCSW) with a Master of Business Administration (MBA) and over 20 years of experience in clinical practice. Throughout my career, I have had the opportunity to work with individuals, couples, and families with a wide range of issues, including anxiety, depression, addiction, and more. I have worked in both inpatient and outpatient settings, in both private and public practice. My work has taken me to diverse settings, including state hospitals, jails, courtrooms, schools, and private offices. I have a strong commitment to providing quality services to my clients and strive to ensure that each individual is able to get the best possible care. My experience and expertise in the field of mental health allow me to provide a comprehensive approach to treatment, including the use of cognitive-behavioral therapy, psychodynamic approaches, and cognitive reprocessing. I am also trained in the use of mind-body therapies, such as meditation to help my clients manage their stress and anxiety. I have a passion for helping people to make positive changes in their lives and take steps towards improved health and well-being. My commitment to my clients’ health and well-being is the cornerstone of my practice and I am dedicated to helping people reach their potential.

Christina Sharp

(she/her)

Christina Sharp, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
5 years of experience
Virtual
Hello, I am Christina Sharp. I received my Masters in Social Work from the University of Missouri and went on to get my clinical license (LCSW). I reside in Missouri and I am licensed in Missouri, Nevada, Illinois and Massachusetts. I have worked for clinics and have seen clients in-person, via telehealth, and in-home. I now have my own private practice and see client's via telehealth. I am a wife and a mother to an amazing young daughter, who I love to spend my off time with. I am also an animal lover with three of my own; my 8yr old dog Phoenix, and my litter-mate 11yr old cats Radar and Ziva. My self-care includes spending time out in nature with my family, including getting my hands dirty in my garden. I enjoy reading and spending quality time with my young child. Over the winter months, I also enjoy crocheting and learning new skills.

Elisabeth Harvey

(she/her)

Elisabeth Harvey, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor in the state of Massachusetts. I received my Master's Degree from Boston College and have been practicing for 6+ years. I have experience working in community mental health, outpatient, and inpatient psychiatric settings. As a therapist, I have worked with all ages, primarily adolescents and adults, and populations including those with chronic health issues, DV survivors, and those recently released from incarceration. I am also an LGBTQ+, non-monogamy, sex work, racial justice, and kink allied therapist and support harm reduction.

Kelly Broderick

(she/her)

Kelly Broderick, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$120/session
LICSW
10 years of experience
Virtual
One of the most important things you can do is start the journey to understanding and living your own truth. This is a guiding force in my practice. My name is Kelly Broderick and I am a Licensed Independent Clinical Social Worker (LICSW) in Massachusetts and a Licensed Independent Social Worker - Clinical Practice (LISW-CP) in South Carolina. I have over seven years of experience working with individuals and groups in both inpatient and outpatient mental health settings. I have significant experience from my forensic background, working in specialized prisons and outpatient work with vulnerable populations. I am Telehealth only at this time and for the foreseeable future. I work with adults and adolescents, both in individual and group settings. My specialties include addiction, anxiety, depression, codependency, family conflict, communication, grief and loss and forensic therapeutic work.

Carol Johnson

(she/her)

Carol Johnson, LICSW - Massachusetts Therapist at Grow Therapy
$130/session
LICSW
10 years of experience
Virtual
I am a licensed clinical social worker with a diverse background in mental health care across various settings and states. Outpatient therapy and telehealth therapy services are my primary focus. My approach to therapy is rooted in empathy, understanding, and respect for each client's unique experiences and emotions. I strive to create a safe, supportive space where individuals can explore their challenges, build resilience, and work toward meaningful change.

Kellie Foster

(she/her)

Kellie Foster, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
10 years of experience
Virtual
Hello, and welcome to my virtual office! I would first like to acknowledge your strength and courage in taking this step toward making your mental health and wellness a priority. To tell you a bit about my background, I am a licensed counselor in FL, MA, OR, and WA with over 10 years of experience working with a variety of populations as I have strived to assist clients on their journey toward hope, growth, and healing. I am also well-versed in providing teletherapy services throughout the FL area.

Katerina Kouliaki

Katerina Kouliaki, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
Hello, I am a Licensed Mental Health Counselor based in New York and licensed in the states of New York, New Jersey, Massachusetts and Connecticut. I have been practicing for 7 years and I am proud to say that I have supported adults and adolescents throughout challenging mental health issues, such as depression and anxiety, grief and postpartum mood struggles, as well as adjustment to life transitions. I am Bilingual able to perform treatment sessions both in English and Greek.

Rebecca Bibeau

(she/her)

Rebecca Bibeau, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
16 years of experience
Virtual
Are you going through a transition in life? Maybe you are seeking further education in a career or trying to seek insight into the age old question "What do I want to be when I grow up?" If you feel stuck, depressed or anxious at the thought of the previous question, I am your person. I am most often described as "passionate". I put my whole being into every decision I make. I believe that steady hard work always has a positive pay out in the end. Sometimes the big picture can be overwhelming and daunting, I break life down into manageable and realistic steps. The most important aspect of the process is understanding that you have choices in life. Nothing ever needs to be set in stone. If you don't like something, you can change it. And you can change it until it is right for you.

Shelldyne Joseph-Vassor

(she/her)

Shelldyne Joseph-Vassor, LICSW - Massachusetts Therapist at Grow Therapy
$140/session
LICSW
13 years of experience
Virtual
Supportive. Culturally Attuned. Results-Focused. Feeling stuck, overwhelmed, or emotionally drained? You don’t have to go through it alone. I’m Shelldyne, a Licensed Clinical Social Worker with over 14 years of experience helping adults navigate anxiety, depression, stress, burnout, grief, and major life transitions. I provide a compassionate, down-to-earth approach that combines evidence-based strategies with a deep respect for your personal and cultural background. Whether you're dealing with work stress, relationship challenges, or simply need space to breathe and be heard, I'm here to help you feel more balanced, empowered, and in control. As a Haitian-American therapist fluent in Haitian Creole, I specialize in working with diverse populations and understand the unique challenges faced by first-generation individuals and people from communities where mental health is often stigmatized. Let’s work together to uncover your strengths, heal what’s heavy, and build a life that feels more aligned with who you are.

Sue Morton

(she/her)

Sue Morton, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
16 years of experience
Virtual
Soon to be offering KAP - Ketamine Assisted Therapy Are you feeling overwhelmed by anxiety, panic, or stress that’s taking a toll on your well-being? Perhaps you're navigating the painful aftermath of a toxic relationship, whether with a partner, boss, friend, or family member. You deserve to reclaim your sense of self and control over your life. As a licensed clinical social worker in MA and VT, I specialize in helping people like you heal from the effects of narcissistic abuse and toxic relationships, while also supporting those struggling with anxiety and stress. I work with professional women in mid-life to help you find balance, prioritize your well-being, and rediscover your peace and happiness. It's possible to regain control and start living the life you deserve. If you're ready to take the next step, I’m here to guide and support you. Let’s connect—schedule an appointment today and start your journey to healing.

Coco Wellington

Coco Wellington, LMHC - Massachusetts Therapist at Grow Therapy
$200/session
LMHC
30 years of experience
Virtual
Hi, I’m Coco Wellington, a licensed mental health counselor specializing in anxiety, depression, sports performance psychology. I use a blend of Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT) and mindfulness techniques to help clients challenge negative thinking patterns and build emotional resilience. With over 30 years of experience, I work with adults, including those navigating life transitions, relationship challenges, and managing stress. My approach is warm, empathetic, and collaborative, and I believe that healing happens in a safe, supportive, and non-judgmental space. In our sessions, I’ll work with you to develop strategies that will help you manage stress, build coping skills, and achieve your personal goals. Whether you’re struggling with overwhelming emotions or simply want to build stronger relationships, I’m here to guide you. I offer both in-person sessions in Scituate MA and virtual sessions for clients in Massachusetts. If you’re ready to take the first step, please reach. I look forward to working with you!

Agathe Gabriel

(she/her)

Agathe Gabriel, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
6 years of experience
Virtual
Hi there, I'm Agathe Do you feel overwhelmed by thoughts of the past or worries of the future? Are you struggling to manage relationships with family, friends and coworkers? Is it hard to take care of your needs? I practice a merriment of evidence-based therapy approaches tailored to meet your needs, including exposure therapy, dialectical behavior therapy and cognitive behavioral therapy. I specialize in trauma, anxiety, depression, women’s issues and body positivity. Together, we will process difficult feelings and identify tools that work for you so you can live your best life. We'll use a holistic approach tailored to empower you to live the life you dream of. I'm here to support you in your therapeutic journey. I look forward to working with you!

Molly Graham

Molly Graham, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
Motherhood is a profound journey marked by both beauty and upheaval. Whether your path to this moment has been long-anticipated or unexpected, the transition into motherhood often brings a whirlwind of emotions. Anxiety and depression during pregnancy and the postpartum period are more common than many realize, with maternal depression being the leading complication of childbirth. The shift from your pre-motherhood identity to caring for a newborn can be one of the toughest transitions you’ll ever experience. As a dedicated mental health professional, I am passionate about supporting individuals through some of life's most significant and challenging transitions. I offer various approaches, including talk therapy, art therapy, mindfulness and meditation practices, and Accelerated Resolution Therapy (ART). These methods are designed to help you express your feelings, redefine your identity, and find a sense of balance and well-being in this new chapter of your life.

Maura Callahan

Maura Callahan, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
8 years of experience
Virtual
Hi! I'm Maura, a Licensed Mental Health Counselor based in Massachusetts. I earned my master’s degree in Mental Health Counseling in 2017, with a focus on addiction and trauma studies. Over the past decade, I’ve worked with clients across a range of mental health settings, including psychiatric hospitals, intensive outpatient programs, case management, and psychiatric emergency services. I’m a strong advocate for nurturing the mind-body-soul connection—and believe that balance looks different for each of us. My counseling style is trauma-informed, person-centered, and eclectic, allowing me to meet you where you are. Whether you're navigating something tragic or something magic, I’m here to walk alongside you. Together, we’ll work to help you move forward with clarity, confidence, and a greater sense of wholeness.

Cailin James

Cailin James, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
8 years of experience
Virtual
I’m really glad you’re considering therapy—it’s a powerful step toward understanding yourself and making positive changes. It’s completely normal to have questions or feel uncertain in the beginning. The most important part is that you’re open to exploring your thoughts and feelings in a safe, nonjudgmental space. I'm here to support you in whatever way is most helpful, whether that’s answering questions, helping you get started, or just listening. You don’t have to figure it all out at once—just taking this first step is already meaningful. My professional training and certifications include holistic counseling, trauma, cognitive, dialectical, internal family systems, somatic stabilization, neurobiology, and mindfulness interventions. I collaborate with individuals, both men and women, and focus on the four pillars of wellness: mind, body, spirit, and environment.

Lianet Delfin

Lianet Delfin, LICSW - Massachusetts Therapist at Grow Therapy
$100/session
LICSW
4 years of experience
Virtual
Hi There! I'm a Licensed Clinical Social Worker (LCSW) for Florida and Massachusetts. I received my Bachelor's and Master's Degree from Florida International University. I have been practicing for 4 years and I provide my services in both English and Spanish. I specialize in providing comprehensive support and Psychoeducation. I focus on assisting individuals grappling with anxiety, depression, self-doubt, relational challenges, and low self-esteem. Through a holistic framework, I collaborate with clients to enhance their overall well-being and mental health in a safe and non-judgmental space.

Ashley Miller

(she/her)

Ashley Miller, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
My name is Ashley, I'm a Licensed Mental Health Counselor (LMHC) with over 10 years of experience. I have worked with individuals of varying age, gender, race, ethnicity, sexual orientation, religion, and personality style addressing a wide range of issues (including but not limited to stress, addiction, anxiety, depression, relationship problems, ADHD, PTSD, grief/loss, codependency, self-esteem, and anger management.)

Emilia Sabatowska

Emilia Sabatowska, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
I offer an integrative approach that honors the mind and the body, while providing you with tools to navigate your unique path in life. If you are looking to live a more authentic life, and to deepen the connection with yourself and others, I am here to guide you. I have been practicing for over 15 years and I am constantly learning and growing as a practitioner. I offer techniques and insights that go beyond traditional talk therapy.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Women's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.