Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 22 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

Rebecca Beit-Aharon

(she/her)

Rebecca Beit-Aharon, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
I’m Rebecca Beit-Aharon, a licensed mental health counselor with a background in art therapy and expressive therapies. I have 7 years of experience working with clients facing anxiety, depression, life transitions, racism, caregiving stress, grief, self-esteem issues, and trauma. I also provide a supportive therapeutic space to individuals exploring and embracing identities including LGBTQIA+ and neurodivergence. I provide person-centered therapy sessions in which individuals can feel seen and heard, developing safety and trust. In therapy, you can identify and expand upon your strengths and supports to create new meaning in life. I incorporate mindfulness-based skills, including visualizations, breathing exercises, meditations and progressive muscle relaxation, to improve emotional regulation. I also utilize CBT, leading you in identifying self-talk statements that do not serve you, and reframing these statements to better serve you going forward. I provide room in therapy sessions for creativity and imagining new possibilities. I received my BA from Hampshire College in Psychology and Art, and received a Master's from Lesley University in Expressive Therapies, Art Therapy and Mental Health Counseling.

Koralys Ozuna

Koralys Ozuna, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$180/session
LMHC
10 years of experience
Virtual
Life can be challenging and overwhelming at times but you do not have to navigate these challenges alone. Everyone deserves to have a warm, welcoming and safe place where they can feel heard, empowered and learn ways to live a life full of meaning, happiness, self-love, fulfillment, autonomy and dignity. Do you want to create change in your life? Do you want to learn ways to better cope with difficult situations? Do you want to become the best version of yourself? I believe that everyone has the potential to thrive and shine in their purpose. Let me help you with your journey. I am a Hispanic, Bilingual, Licensed Mental Health Counselor in the state of Massachusetts with 10 years of experience in the mental health field. I obtained a masters degree in mental health counseling with a concentration in forensics from the University of Massachusetts Boston. I have worked in the community, psychiatric facilities, as an in home therapist and outpatient therapist. Throughout the years I have helped clients of all ages manage their mental health and live in their purpose. My work primarily focuses on the relationship with the self and moves towards the relationship with others and various systems. I have extensive experience working with Anxiety, mood disorders, ADHD, PTSD, substance use, racial trauma, ethical non-monogamy and open relationships, as well as many other situations and struggles. I also pride my self in providing quality services to ethnic and racial minorities, dismantling systems of oppression, increasing social justice and providing advocacy for individuals who look like me, which is a very prime and important aspect of my work. “Freeing yourself was one thing, claiming ownership of that freed self was another.” -Toni Morrison *ONLY ACCEPTING CLIENTS 21 AND OLDER, FOR INDIVIDUAL THERAPY. NO COUPLES*

Shaunte Kee

(she/her)

Shaunte Kee, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
10 years of experience
Virtual
Hello, I am a Licensed Independent Clinical Social Worker (LICSW), currently licensed in Massachusetts and Rhode Island. I received my Master's from Boston College and have more than 10 years of Licensed Clinical Behavioral Health experience. My clinical background derives from psychiatric inpatient, corrections, outpatient services, family/school/ community-based programming, and emergency crisis services. Culturally sensitive, I am always eager to serve diversified backgrounds, ages and communities.

Jannedra Ebanks

(she/her)

Jannedra Ebanks, LMHC - Massachusetts Therapist at Grow Therapy
$130/session
LMHC
12 years of experience
Virtual
Have you felt the pull to begin therapy but found the journey overwhelming or uncertain? You’re not alone — and you don’t have to walk it alone either. I am a Licensed Mental Health Counselor and I create a compassionate space for women, teens, and young adults who are ready to heal, grow, and rediscover their identity. Many of my clients are high-functioning, faith-filled, and deeply tired — carrying the weight of life transitions, unhealed wounds, and emotional overwhelm. Using evidence-based approaches like Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), Strengths-Based, and Solution-Focused modalities, I help my clients explore what’s holding them back and move toward a life of clarity, peace, and purpose.

Raechel McGhee

(she/her)

Raechel McGhee, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
25 years of experience
Virtual
Hello! I'm happy you're here. I'm a therapist in private practice in Massachusetts for over 25 years. I work with adults of all ages as well as with some older teens (16-18). I believe that each person is the expert of their own life, and that my role as a therapist is to help illuminate your way to discovering your strengths and learning how to use your strengths in all situations. In addition to being a therapist, I am also a Certified Health and Wellness Coach. If there are areas of your life that you would like to work on in order to improve your health and your quality of life, I can help you.

Helder Alves

(he/him)

Helder Alves, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
I am a client-centered therapist who focuses on understanding you as a unique individual and helping you overcome your challenges as you grow. I am passionate about helping people achieve their potential and assisting them along the process. Some of my areas of particular interest include anxiety, depression, trauma, OCD, autism spectrum, relationship/marital issues, grief, understanding sexuality, open/ Poly relationships, and transgender/gender non-conforming individuals.

Paula Schoenau

(she/her)

Paula Schoenau, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
7 years of experience
Virtual
Hi there! I am Brazilian and I graduated in Psychology almost 20 years ago - do not do the Math! =) I have been living in the USA since 2014 and I obtained my Masters in Clinical Mental Health Counseling in 2018. I specialized in working with LGBTQIA+ folk, most specifically transgender and non-binary (go They/Them!). Since then, I have expanded my practice and have enjoyed working with folk navigating grief, depression, anxiety, bipolar disorder and other various mental health symptoms. I provide therapy in 3 languages: English, Portuguese and Spanish. I am a Certified Grief Informed Professional and also a Trauma specialist. *** I unfortunately do not work with couples, so if you are seeking couples counseling, I am not a good fit. *** I have a 15 minutes tardiness tolerance policy, and a fee for no show/late cancel of $75.

Erica Parker

(she/her)

Erica Parker, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
13 years of experience
Virtual
Are you experiencing challenges with intimacy, sexuality, or relationships? Navigating personal and relational difficulties alone can be daunting and leave you feeling overwhelmed. As a certified sex therapist, I specialize in working with clients who are experiencing concerns with intimacy, sexual trauma recovery, intimate partner violence recovery, sexuality, pain, sexual and religious shame, and relationship transitions such as separation, divorce, co-parenting, dating.

Frederick Jones

Frederick Jones, LMHC - Massachusetts Therapist at Grow Therapy
$115/session
LMHC
15 years of experience
Virtual
I am a Licensed Mental Health Counselor since 2011. I work with adults struggling with depression, anxiety and life stressors / transitions along with those looking to gain greater self confidence, establish better boundaries and improve their relationships. I provide both in person and virtual 60 minute sessions. I have office space in Albany, NY. I will provide you the support, encouragement and feedback needed to take the next step in your life. Together we will work through your life challenges and obstacles. It would be an honor to join you on your journey towards a happier, healthier life.

Elizabeth Aponte-Perez

(she/her)

Elizabeth Aponte-Perez, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
20 years of experience
Virtual
"Know Thyself" Socrates, a philosopher, emphasized the importance of knowing your true self. I am a Licensed Therapist in Massachusetts, Connecticut, and Kentucky with over 20 years of counseling experience. You have taken the first step to learn more about yourself and facilitate change. If you are ready to take that step, I would like to invite you to schedule a first-time appointment. There is hope, even when your brain tells you there isn't. “Self-care is how you take your power back.” John Green.

Dr. Olushola Bakare

(she/her)

Dr. Olushola Bakare, LMFT - Massachusetts Therapist at Grow Therapy
$200/session
LMFT
18 years of experience
Virtual
My name is Dr. Olushola Bakare, and I'm a board-certified Psychotherapist. I attended St Joseph College. I'm happy to help you today with any of your concerns. I enjoy empowering people and digging out their strengths. I don't ask fish to fly, neither do I ask birds to swim. I respect everyone's strengths and help my client recognize them. I love to highlight my client's strengths. I offer a safe, warm, therapeutic, judgment-free space for Adults (18+) and Older Adults (65+). I am sorry, but I do not accept clients who pay in cash. Also, every late cancellation or no-show accrues a late charge fee. It is my ethical duty to officially terminate our therapeutic relationship when it is reasonably clear that the client is no longer beneficent, services are no longer required, counseling no longer serves the client's needs and interests, or Dr. Olushola Bakare, LMFT limits do not allow the provision of further counseling services. It is the policy of Dr. Olushola Bakare, LMFT, that our professional relationship will be terminated after a one-month consistent lapse of meeting with a client. Dr. Olushola Bakare, LMFT, will attempt to notify you of this change in status as soon as possible after one month. My ethical duty is identifying, being available, and caring for current clients. It could feel awkward for our relationship to end, yet it is not meant to be discourteous in any way. I do not complete disability forms (Social Security, work excuse, FMLA, Court papers/legal papers, emotional support letters, etc). NO COUPLE THERAPY OR MEDICATION MANAGEMENT, PLEASE!

Trott Lee

(he/him)

Trott Lee, LICSW - Massachusetts Therapist at Grow Therapy
$100/session
LICSW
6 years of experience
Virtual
I am a 44 year old black male certified as an LICSW in Massachusetts. I grew up in Fall River, MA, served in the Air Force, and earned a Master's Degree from Boston University. I have experience working with people of all age ranges, with focuses on anxiety, depression, conflict resolution, existentialism, and trauma. I primarily utilize Cognitive Behavioral and Dialectical Behavioral as therapeutic approaches, along with supportive counseling and family approaches.

Charuta Pednekar

(she/her)

Charuta Pednekar, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
16 years of experience
Virtual
Hi there I am a Licensed Clinical Social Worker (LICSW) practicing in the field for past 14 years. I believe in providing care with respect, compassion, sensitivity and in a non judgmental way. Life is full of challenges however, in my experience I have realized that most of my clients are equally resourceful. Time and time again I have observed that my clients often resolve their issues with guidance and support. Many of my clients have said that they feel heard and not judged for the decisions they make day in and day out, I believe this is my strength. I meet my clients where they are at and try to understand what they are dealing with. I take the time to understand your struggles and craft a treatment plan based on your abilities and strengths. If you are ready to usher in the change in your life, I am here to help. To book an appointment please reach out to my intake team at +1 (786) 755-1863 OR reception+Charuta8742@growtherapy.com

Jessica LoPresti

Jessica LoPresti, LP - Massachusetts Therapist at Grow Therapy
$250/session
LP
10 years of experience
Virtual
I am a clinical psychologist who provides clients with a warm environment to help them cope with a range of psychological challenges including anxiety, stress, depression, trauma, relationship challenges, and life transitions. My style is relational and my therapeutic approach incorporates both cognitive behavioral and mindfulness and acceptance based strategies. I seek to help clients gain a deeper understanding of their strengths as well as the challenges they face, while offering tangible coping skills in service of helping clients live a meaningful life.

Chaya Sara Choen

Chaya Sara Choen, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
16 years of experience
Virtual
I am a family counselor licensed in New York, Massachusetts, Maine, New Hampshire, and Utah with over 15 years of experience working as a Clinical Social Worker. I have worked with clients with a wide range of concerns including depression, social anxiety, childhood trauma, relationship issues, parenting problems, career challenges, and emotional abuse. I provide telehealth therapy and am flexible with the time needed to meet the clients individual schedule

Janet Guthrie

(she/her)

Janet Guthrie, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
8 years of experience
Virtual
Greetings! Are you feeling overwhelmed by day- to day issues? Are you struggling in your relationships, or having difficulties communicating with others? Do you just need a safe space to vent? These are all normal daily occurrences. This may be where you'll begin in therapy. However, the goal is to increase coping skills and decrease adverse symptoms as time progresses. My goal is to connect with you and truly understand your needs and goals. Expect an environment free of judgment where you can speak freely and show up as your authentic self. My approach is person-centered while utilizing appropriate evidence-based methods such as Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, and Motivational Interviewing. I help support young adults, individuals, and couples that may be dealing with a range of challenges in their lives related to trauma, anxiety, and depression. Let's work together to identify solutions that can improve functioning and increase life satisfaction.

Anthony Quarles

(he/him)

Anthony Quarles, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
9 years of experience
Virtual
Reaching out for help in the form of therapy is not an easy thing to do as many can attest, but by reading this biography, you are taking the first step in getting help for yourself or a loved one. At times, life offers many struggles and obstacles that can be difficult to overcome alone. Engaging in therapy will provide opportunities to explore and process the thoughts and feelings that prevent you from living your best life. Though the thought of therapy may be intimidating and even nerve-wrecking for some, I believe once a person finds the right therapist, they find a trusting confidant who seeks to understand and problem solve.

Terry Edwards Jr.

(he/him)

Terry Edwards Jr., LICSW - Massachusetts Therapist at Grow Therapy
$100/session
LICSW
14 years of experience
Virtual
Terry Edwards Jr. is a Licensed Clinical Social Worker who graduated from Ohio State University in 2008 with a MSW degree. Terry spent 2 years at Florida State University before transferring to Ohio State University and completing his Bachelor of Arts in Criminology and Psychology in 2004. Terry also received his Addictions Certificate from the University of Michigan in 2015. After graduating from Ohio State University, Terry moved back to his hometown of Detroit, MI where he was Licensed and practiced as a Social Worker. Terry has worked in several roles as a Therapist, Crisis Manager, and Adjunct Professor, which has allowed Terry to garner an array of knowledge and expertise in issues and concerns that affect everyday people in everyday life. Terry has focused his career directives on the enhancement of interpersonal and intrapersonal principles and values in order to promote clinical solutions to multifaceted problems in society. His experience working with individuals and families has promoted a dedication to try to understand, assist, and evolve the emotional, mental, and physical well-being of human development at all stages in life.

Crystal Soto

(she/her)

Crystal Soto, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
4 years of experience
Virtual
I am a bi-lingual and bi-cultural Licensed Certified Social Worker who received her Masters in Social Work from Boston College. I provide effective, transformative, and lasting life changes in children, adults, and families. I've worked with individuals struggling with depression, anxiety, stress disorders, adjustment, relationship challenges, trauma, and mood disorders. I am passionate about providing a counseling environment that encourages respect, safety, trust, and honesty while tailoring each session to the clients' need.

Nai Saetern

(she/her)

Nai Saetern, LMHC - Massachusetts Therapist at Grow Therapy
$130/session
LMHC
9 years of experience
Virtual
Hello! My name is Nai and I am a Licensed Mental Health Counselor. People seek therapy for many reasons. Whether you are new to therapy or you have tried therapy more than once, I hope you will give it another try! Some people come to therapy knowing what they want to focus on, while others are not so sure, which is okay! Wherever you are on your journey, therapy is a place where you and I can collaborate and explore what you hope to gain from therapy. If you are open to this process, please schedule an appointment with me today.

Leonice Ferreira

(she/her)

Leonice Ferreira, LMHC - Massachusetts Therapist at Grow Therapy
$200/session
LMHC
8 years of experience
Virtual
Hi! I am Leonice, a Licensed Professional counselor (LPC) based in Texas. I am also a Licensed Mental Health Counselor (LMHC) in MA. I received my Master's in counseling in 2016 while working in a shelter for survivors of domestic violence. Over the years, I have also worked providing support to parents feeling overwhelmed and stressed. I have also worked with people from a variety of stages of life dealing with anxiety, depression, trauma, relationship issues, or other challenges, providing them with a safe and non-judgmental space for exploration, healing, and growth.

Dennis Konadu

(He/Him)

Dennis Konadu, LICSW - Massachusetts Therapist at Grow Therapy
$160/session
LICSW
18 years of experience
Virtual
Dennis Konadu is a veteran of the US Army, and a dually licensed provider (LICSW and LADC). Dennis has 18 years of experience treating people with mental health disorders and specializes in substance use. Dennis graduated with his Masters in Social Work from the University of Connecticut School of Social Work in 2007 and has been practicing ever since. Currently, Dennis is in the process of completing a doctoral degree in Counseling Psychology (PsyD) from Rivier University in New Hampshire. Beginning mental health treatment can be daunting at first. You may have questions or even feel uncomfortable about speaking with someone. This therapist can help you by providing care that is unique, empowering and respectful of your needs. Whether you are reading this for yourself or for someone you love, you have come to the right place. Please reach out so we can take the next step in your treatment, together.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Racism?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Racism, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.