Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 63 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

Krystyna Ksiazek

(she/her)

Krystyna Ksiazek, LMHC - Massachusetts Therapist at Grow Therapy
$80/session
LMHC
30 years of experience
Virtual
My name is Krystyna Ksiazek. I live in Massachusetts. I am a Licensed Mental Health Clinician. I have been practicing psychotherapy for 30 years (last 1.5 years at Grow therapy ). Seeing my clients succeed in therapy or their private lives adds meaning to my work. My area of interest is trauma, Complex-PTSD, Anxiety Spectrum Disorders such as Obsessive-Compulsive Disorder, Agoraphobia, phobias, Eating disorders, Depression, and Grief. Also, I have experience in the treatment of anger management problems, self-harm behaviors, and dissociative/split personality disorders. I like working with Young Adults, Adults, the Elderly, men, and women. I like to reach out beyond the traditional scope of therapeutic interventions to alternative medicine based on the homeostatic model of health. I want to help clients build self-confidence and optimism and empower them to face new challenges, grow, and succeed as they never imagined. I like to build therapeutic alliances with the clients and create an atmosphere where they know and feel that I am there for them and that I understand and support them. I do not mind spending more time with them if this is clinically necessary. Also, under exceptional circumstances, I allowed clients to contact me on the phone outside of therapy sessions to assist them in coping with extraordinary situations, guiding them when they struggle with using newly acquired skills. I came to the USA from Poland. I had to start "from the bottom". I have been through many ups and downs and painful personal losses, including my mother, friend, and boyfriend, but I never gave up. My resilience, optimism, and positive outlook did not allow me to accept failure. Contrary, it motivated me to try harder. Most of the time it worked.

Jacques Barbour

(he/him)

Jacques Barbour, LMHC - Massachusetts Therapist at Grow Therapy
$95/session
LMHC
23 years of experience
Virtual
Counseling is a unique process where you can feel safe, be yourself, and explore ways to improve your quality of life. As your therapist, I provide a relaxed and supportive environment where you can share openly and at your own pace. My role is to listen, offer honest and compassionate feedback, and help you develop practical skills to create meaningful and lasting change. Together, we’ll work to reduce stress, build insight, and support your personal growth. I bring a creative, comforting, and nonjudgmental approach to therapy, while remaining objective so we can stay focused on what truly matters to you. I specialize in relationships, couples therapy, and individual counseling—helping clients improve communication, rebuild trust, and navigate challenges with partners, family members, or in the workplace. I also work with individuals struggling with addiction, including substance use and gambling. My priority is to create a safe, empowering space where you feel comfortable being open and engaged. This foundation allows us to get to the root of the presenting issue, explore patterns, and work toward increased self-esteem, deeper connection, and positive transformation.

Michelle Bishop

Michelle Bishop, LICSW - Massachusetts Therapist at Grow Therapy
$110/session
LICSW
5 years of experience
Virtual
My name is Michelle and I work as a Licensed Independent Clinical Social Worker (LICSW) for the state of Massachusetts. I have been working in the mental health field for over a decade in hospital, correctional, and law enforcement settings. I have earned my Master’s degree in Social Work from Boston University and Bachelor’s degree in Criminal Justice from Bridgewater State University. My special interest and future career goals in areas of mental health to include trauma therapy for first responders and women struggling with postpartum depression.

Koralys Ozuna

Koralys Ozuna, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$180/session
LMHC
10 years of experience
Virtual
Life can be challenging and overwhelming at times but you do not have to navigate these challenges alone. Everyone deserves to have a warm, welcoming and safe place where they can feel heard, empowered and learn ways to live a life full of meaning, happiness, self-love, fulfillment, autonomy and dignity. Do you want to create change in your life? Do you want to learn ways to better cope with difficult situations? Do you want to become the best version of yourself? I believe that everyone has the potential to thrive and shine in their purpose. Let me help you with your journey. I am a Hispanic, Bilingual, Licensed Mental Health Counselor in the state of Massachusetts with 10 years of experience in the mental health field. I obtained a masters degree in mental health counseling with a concentration in forensics from the University of Massachusetts Boston. I have worked in the community, psychiatric facilities, as an in home therapist and outpatient therapist. Throughout the years I have helped clients of all ages manage their mental health and live in their purpose. My work primarily focuses on the relationship with the self and moves towards the relationship with others and various systems. I have extensive experience working with Anxiety, mood disorders, ADHD, PTSD, substance use, racial trauma, ethical non-monogamy and open relationships, as well as many other situations and struggles. I also pride my self in providing quality services to ethnic and racial minorities, dismantling systems of oppression, increasing social justice and providing advocacy for individuals who look like me, which is a very prime and important aspect of my work. “Freeing yourself was one thing, claiming ownership of that freed self was another.” -Toni Morrison *ONLY ACCEPTING CLIENTS 21 AND OLDER, FOR INDIVIDUAL THERAPY. NO COUPLES*

W Joseph (Joe) White

(he/him)

W Joseph (Joe) White, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
26 years of experience
Virtual
Hi, I’m Joe. With 26 years of experience across outpatient and hospital settings, I help individuals and families navigate life’s challenges with compassion and clarity. I specialize in working with teens and families during times of transition, using a collaborative approach that focuses on building insight, connection, and resilience. Together, we’ll work to understand what’s getting in the way and develop the tools you need to move forward. I’m here to support your growth every step of the way.

MaryRose Kline

(she/her)

MaryRose Kline, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$150/session
LICSW
7 years of experience
Virtual
I have a Master’s degree in Clinical Social Work from Boston University and am a licensed therapist in the state of Massachusetts. Over the past 7 years, I’ve had the privilege of working with diverse populations, including adolescents and adults, in both outpatient therapy and community settings. As a compassionate and dedicated therapist, I work with individuals who are navigating life’s challenges and seeking to make meaningful changes in their lives. Whether you’re dealing with anxiety, depression, trauma, relationship issues, or stress, I offer a safe and non-judgmental space to explore your feelings and experiences. I take a client-centered, integrative approach to therapy, which means that I tailor my methods to meet your unique needs and goals. I draw from several therapeutic modalities, including but not limited to: CBT, DBT, Mindfulness-Based Therapy, Cognitive Processing Therapy, Strengths Based Therapy and Solutions Focused Therapy. My goal is to work collaboratively with you, creating a space where you feel heard, understood, and empowered.

Dr. Bernard Scott

(he/him)

Dr. Bernard Scott, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
30 years of experience
Virtual
Hello, my name is Bernard Scott, and I live in Boston Massachusetts. I attended Boston Public Schools, attended Boston University for my bachelor's degree, Simmons University for my master's degree, and Southern California School of Professional Studies where I received my Doctorate (PsyD) in Counseling Psychology. I became licensed in (psychiatric) Clinical Social Work and received my LICSW License in 1996. I have been in this field for over 35 years and worked in a number of clinics, hospitals in Boston and Brockton. I enjoy helping people find their inner strength and work through those subconscious unresolved issues from the past so that the individual can finally be free from childhood traumas, past relationship issues ect. I strongly believe that between the developmental ages of 1 through 18 can and does affect who you are today and what ever happened to you between that time still has a hold on you today at the ages of 20, 30 50, etc. Getting rid of all that hurt, anger, trauma, etc. so that you can address it, work through it, come to terms with it and ultimately leave it all behind, and unload it.

Glenroy Bristol

Glenroy Bristol, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
18 years of experience
Virtual
My name is Glenroy Bristol. I am an English-speaking licensed clinical mental health counselor (LMHC). I attended and graduated from Sunset International School of Preaching in Lubbock, Texas, in 2001 with a Bachelor’s degree in Biblical Studies. I also graduated with a Master's in Clinical Psychology from Cambridge College of Massachusetts in 2006. I am a licensed psychotherapist in private practice in Springfield, MA. I have worked with individuals and couples dealing with mental health issues and substance abuse both online and in private practice for the past 18+ years. I continue to help others promote positive lifestyle changes through self-assessment and the management of cognitive distortions and negative thinking concerning life’s stressors (environmental, social, physiological, thoughts). I believe that we all can empower ourselves to gain control over our lives. My focus is to educate and encourage individuals to take an integrative lifestyle (whole body system) approach to achieving and maintaining overall good health, wellness, and disease prevention. I also believe that without self-love, it is impossible to love others. I look forward to working with you and will be waiting for your scheduled appointment. Be well!

Donna Scott

(she/her)

Donna Scott, LMHC - Massachusetts Therapist at Grow Therapy
$140/session
LMHC
12 years of experience
Virtual
Are you feeling overwhelmed by anxiety or weighed down by lingering sadness? Do you find yourself stuck in patterns that don't make sense, but feel hard to change? Are your relationships leaving you frustrated or emotionally drained? If any of this sounds familiar, you're not alone—and you don’t have to navigate it by yourself. As a Licensed Mental Health Counselor in Massachusetts and Florida, I work with adults of all ages to help uncover root causes, build insight, and create meaningful change.

Melina Rodriguez

(she/her)

Melina Rodriguez, LMHC - Massachusetts Therapist at Grow Therapy
$160/session
LMHC
7 years of experience
Virtual
I have my PhD in marriage and family therapy and I am a licensed mental health counselor for individuals, couples and families. I offer a non-judgmental space to talk, set goals and make progress. What’s on your mind matters. I specialize in treating anxiety, depression, relationship issues, maternal mental health, postpartum depression. My goal is to help you empower yourself by building self-confidence, learning how to cope with stress and forming healthy relationships. Together we will set clear steps to bring you towards a future that feels satisfying and free.

Ronald Williams

(he/him)

Ronald Williams, LICSW - Massachusetts Therapist at Grow Therapy
$160/session
LICSW
10 years of experience
Virtual
I bring something to individual and couples therapy that is rare today and not from a text book, that is lived experience. In drawing from different evidence based schools of thought in combination with my lived experiences we will employ such modalities of therapy such as Motivational Interviewing, Cognitive Behavioral Therapy and Emotionally Focused Couples Therapy. Adversity and struggle are situations that are common. The goal to avoid both would be ideal but that is not reality. Peace and calmness in the mist of adversity and struggle is a possible reality and what we will strive to help you achieve.

Jeidy Crawford

(she/her)

Jeidy Crawford, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$130/session
LICSW
12 years of experience
Virtual
Hi. My name is Jeidy Crawford, LCSW providing tele-health services for those located in MA, NC, SC. I graduated with my masters from the University of Pennsylvania and have 12 years experience. I offer individual therapy for adults looking to build on their strengths. I start with understanding where you are now and obstacles you are facing. I help you identify your goals and make a plan to reach them.

Alyssa Koch

(she/her)

Alyssa Koch, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
20 years of experience
Virtual
My name is Alyssa Koch and I am a Licensed Clinical Social Worker. I have over 15 years of experience working with individuals on their journey to deeper self-discovery and satisfaction with life. I believe that I can help you build self-confidence and self-esteem while developing healthy coping skills to better handle stress. As a licensed therapist and social worker, my values drive my work. I respect, understand and compassionately treat all individuals. I create a safe, welcoming space for all clients and value their experiences through active listening and empathy.

Kim Lane

Kim Lane, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
25 years of experience
Virtual
I am a therapist and have lived and worked both in the Springfield area and Cape Cod. I have worked in private practice and in community mental health agencies. My favorite thing about this work is getting to watch my clients grow, move outside of the box they’ve confined themselves to, spread their wings and fly! I will help you determine the areas of your life that you want to work on and we will work on this together, as a team.

Kelly Broderick

(she/her)

Kelly Broderick, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$120/session
LICSW
10 years of experience
Virtual
One of the most important things you can do is start the journey to understanding and living your own truth. This is a guiding force in my practice. My name is Kelly Broderick and I am a Licensed Independent Clinical Social Worker (LICSW) in Massachusetts and a Licensed Independent Social Worker - Clinical Practice (LISW-CP) in South Carolina. I have over seven years of experience working with individuals and groups in both inpatient and outpatient mental health settings. I have significant experience from my forensic background, working in specialized prisons and outpatient work with vulnerable populations. I am Telehealth only at this time and for the foreseeable future. I work with adults and adolescents, both in individual and group settings. My specialties include addiction, anxiety, depression, codependency, family conflict, communication, grief and loss and forensic therapeutic work.

Derrick McCluskey

Derrick McCluskey, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
*Action-oriented Therapist* Most anxiety and depression evolve from procrastination, which leads to inaction. I have the ability to help people who are looking to take action on their goals which require behavioral change. Change becomes natural once a person understands their unintentional programming from childhood. I do not prescribe medication; however, I can refer you to a Grow Provider if need be. I'm a Licensed Mental Health Counselor in the state of Massachusetts and I love helping people reach their maximum potential! I spent 23 years in the military travelling the world before I retired and decided to commit the rest of my life toward helping others. I have been providing therapy successfully for over seven years with many successes for clients who are looking to do the work necessary to live their best life. You can read my reviews on healthgrades.com that have been posted by former clients. If you are ready to put in the effort, you will make progress!

Melissa Fowler

(she/her)

Melissa Fowler, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$130/session
LICSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.

Coco Wellington

Coco Wellington, LMHC - Massachusetts Therapist at Grow Therapy
$200/session
LMHC
30 years of experience
Virtual
Hi, I’m Coco Wellington, a licensed mental health counselor specializing in anxiety, depression, sports performance psychology. I use a blend of Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT) and mindfulness techniques to help clients challenge negative thinking patterns and build emotional resilience. With over 30 years of experience, I work with adults, including those navigating life transitions, relationship challenges, and managing stress. My approach is warm, empathetic, and collaborative, and I believe that healing happens in a safe, supportive, and non-judgmental space. In our sessions, I’ll work with you to develop strategies that will help you manage stress, build coping skills, and achieve your personal goals. Whether you’re struggling with overwhelming emotions or simply want to build stronger relationships, I’m here to guide you. I offer both in-person sessions in Scituate MA and virtual sessions for clients in Massachusetts. If you’re ready to take the first step, please reach. I look forward to working with you!

Elisabeth Harvey

(she/her)

Elisabeth Harvey, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor in the state of Massachusetts. I received my Master's Degree from Boston College and have been practicing for 6+ years. I have experience working in community mental health, outpatient, and inpatient psychiatric settings. As a therapist, I have worked with all ages, primarily adolescents and adults, and populations including those with chronic health issues, DV survivors, and those recently released from incarceration. I am also an LGBTQ+, non-monogamy, sex work, racial justice, and kink allied therapist and support harm reduction.

Cailin James

Cailin James, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
8 years of experience
Virtual
I’m really glad you’re considering therapy—it’s a powerful step toward understanding yourself and making positive changes. It’s completely normal to have questions or feel uncertain in the beginning. The most important part is that you’re open to exploring your thoughts and feelings in a safe, nonjudgmental space. I'm here to support you in whatever way is most helpful, whether that’s answering questions, helping you get started, or just listening. You don’t have to figure it all out at once—just taking this first step is already meaningful. My professional training and certifications include holistic counseling, trauma, cognitive, dialectical, internal family systems, somatic stabilization, neurobiology, and mindfulness interventions. I collaborate with individuals, both men and women, and focus on the four pillars of wellness: mind, body, spirit, and environment.

Alane Burgess

Alane Burgess, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
22 years of experience
Virtual
Hello! My name is Alane and it is a pleasure to meet you! I have been a Licensed Mental Health Clinician since 2004 and started out my career in 2002 working as a Court Clinician. In this role, I began working with individuals who were placed on probation for some type of substance use or anger-management/domestic-related offense. Through the past 22 plus years, I have held roles in direct patient care (working with patients both individually and in group settings), clinical supervision of staff members, and program management for community-based outpatient mental health and substance use clinics. I have also worked in organizations that assist with MAT (Methadone, Suboxone/Buprenorphine, Vivitrol) for those seeking recovery from opioid and/or alcohol dependency. I am highly knowledgeable about court ordered programs, such as 1st, 2nd, or multiple DUI offenses and am highly skilled in conducting substance use and mental health assessments. I specialize in working with adults that present with mental/emotional health, substance use/addiction, and/or life’s basic challenges. I am highly skilled in working with individuals with anxiety disorders and other mood-related disorders, and those with co-occurring disorders.

Ashley Miller

(she/her)

Ashley Miller, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
My name is Ashley, I'm a Licensed Mental Health Counselor (LMHC) with over 10 years of experience. I have worked with individuals of varying age, gender, race, ethnicity, sexual orientation, religion, and personality style addressing a wide range of issues (including but not limited to stress, addiction, anxiety, depression, relationship problems, ADHD, PTSD, grief/loss, codependency, self-esteem, and anger management.)

Giselle Dejean

(she/her)

Giselle Dejean, LICSW - Massachusetts Therapist at Grow Therapy
$100/session
LICSW
11 years of experience
Virtual
I am a person-centered therapist who prioritizes creating a supportive and empathetic space for my clients. I focus on helping them explore their thoughts and emotions at their own pace, empowering them to achieve their identified goals through self-discovery and personal growth. My clients can expect a safe, nonjudgmental, and supportive environment where they feel heard and valued. I work collaboratively with them to identify their goals and tailor the therapeutic process to meet their unique needs. Clients can anticipate sessions that encourage self-reflection, build on their strengths, and provide practical tools for overcoming challenges. Through our work together, they can expect to gain insights, develop coping strategies, and experience growth that empowers them to make meaningful progress toward their goals. Above all, they can count on a therapeutic relationship based on trust, empathy, and respect.

Jason Puchalsky

(he/him)

Jason Puchalsky, LICSW - Massachusetts Therapist at Grow Therapy
$175/session
LICSW
10 years of experience
Virtual
I am a licensed therapist with over 10 years of experience. I received my Masters in Florida and am licensed at the highest level to practice independently. I have worked in a variety of settings including inpatient, outpatient, community mental health, addiction treatment. I use a strengths based approach to help a client move forward with their goals and work through barriers to doing so.

Bradley Levy

(he/him)

Bradley Levy, LICSW - Massachusetts Therapist at Grow Therapy
$70/session
LICSW
20 years of experience
Virtual
Hi, my name is Bradley Levy LICSW and have 20 years of experience in the field. Are there changes that either you want to or need to act upon? If things feel too difficult to change and you need guidance, support, direction, and empathic listening you might be a great candidate for individual therapy from me. What separates me from other clinicians is my versatility. Throughout my career, I have worked at every level of care and every population. From individual therapy/group therapy to intensive outpatient, and partial hospitalization programs to being the clinical director at a locked psychiatric hospital, I have seen pretty much everything. My main objective in all cases is to try and build a trusting rapport/relationship in which no judgment is made and an atmosphere where one can feel safe talking about difficult issues, their current level or desire to change through motivational interviewing and CBT. Over the years I have come to develop areas of extreme expertise such as addiction (either oneself or a loved one), co-occurring disorders or dual diagnosis, dealing with any diagnosis from adjustment disorders to more complex or serious mental illness which includes major depression, anxiety, bipolar, schizophrenia, and the conditions that fall within these categories. In addition, I can offer case management services, assist with paperwork, or find the right treatment if need a higher level of care.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Addiction?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Addiction, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.