Therapists that accept Cash Pay in Kentucky

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 47 verified therapists in Kentucky who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

Shannon Woods

Shannon Woods, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
20 years of experience
Virtual
Hello! I am a licensed clinical social worker (LCSW) based in Kentucky. I earned my Doctorate in Social Work from the University of Kentucky in 2025 and have over 20 years of experience in the field. I am passionate about working with individuals from diverse backgrounds, especially those facing various challenges in their lives, including mental health issues, trauma, and socio-economic barriers.

Jamie N. Bell

(she/her)

Jamie N. Bell, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Hi there, I'm Jamie. In life, do you often feel as if you are driving alone down a dark road and are sometimes overcome with the burdens of everyday life? Is it hard for you to be kind to yourself? Do you feel that depression or anxiety is taking away your joy? Let me help you get that joy back. Seeking therapy can be scary but you are making the right choice. You are in the driver's seat. I am merely a passenger, with the necessary tools to assist you in finding the light at the end of the tunnel. I utilize an interpersonal approach that is specific to your needs to assess the situation and provide guidance along the way. My goal is to meet you where you are in your journey and help you get where you want to be. You deserve a safe space to heal and grow. In our sessions together, I'll help you with compassion and evidence-based techniques, so you can overcome the 3 H’s – hangups, hardships, and habits- that are holding you back. I can't wait to meet and talk so we can work together to reach your goals!

Melinda Mays

(she/her)

Melinda Mays, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
20 years of experience
Virtual
I am a retired school counselor who began private counseling as my second career. I also have served as an educator for master's level counseling students. This has given me a lot of access to a variety of best practices. I like hearing client stories and helping them to find a better life for themselves. I like using my skills and experience to help people.

Amanda Hawkins

Amanda Hawkins, LPCC - Kentucky Therapist at Grow Therapy
$150/session
LPCC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.

Christy Morris

(she/her)

Christy Morris, LCSW - Kentucky Therapist at Grow Therapy
$80/session
LCSW
10 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in Kentucky. I have worked in the social service/mental health field for over 14 years to include CPS investigations, psychiatric residential, Michelle P Waiver case management, and Substance Abuse Program (SAP). I received my Master of Social Work from the Carver School of Social Work at Campbellsville University in 2015 and have been practicing for 8 years. I have recently been trained in Accelerated Resolution Therapy which is an eye movement modality that can help reduce or eliminate negative sensations in as little as one session. I strive to provide therapeutic care where each individual feels safe and secure in each session buy creating a judgment-free atmosphere. My goal is to build mutual trust with each other and help you find your path to taking control back of your life and emotions.

Amber Coyle

(she/her)

Amber Coyle, LPCC - Kentucky Therapist at Grow Therapy
$65/session
LPCC
3 years of experience
Virtual
Hello! I am a Licensed Professional Clinical Counselor (LPCC) in the state of Kentucky. I have been working as a therapist since 2021. Prior to that I worked as a case manager in the mental health field. I help adults and adolescents transition through difficult seasons in their lives. I actively work with addiction and recovery clients by providing Groups such as IOP and OP along with individual sessions when needed.

Regina Chanda

(she/her)

Regina Chanda, LCSW - Kentucky Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker near Lexington, KY. I have 10 years experience and have worked in a community mental health center and in a counseling center at a small university. I consider it a privilege for clients to share their story with me and entrust me to help them get to where they want to be. I help clients engage in the change process and support them on their journey to becoming more healthy.

Jodie Robison

(she/her)

Jodie Robison, LPCC - Kentucky Therapist at Grow Therapy
$120/session
LPCC
20 years of experience
Virtual
As a therapist, I am rewarded by helping people realize their full potential. As part of that process, I take the time to develop a solid connection with my clients to ensure optimal understanding of their concerns and goals, and collaboratively develop a treatment plan that works for them. I am trained in several evidence-based therapies and utilize them to help my clients achieve their goals.

Kayla Alvey

(she/her)

Kayla Alvey, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
6 years of experience
Virtual
Feeling stuck, stressed, or overwhelmed? You’re not alone, and I’m here to help. As a Licensed Clinical Social Worker (LCSW) and Licensed Marriage and Family Therapist (LMFT) with over six years of experience, I specialize in working with young adults and teens to tackle life’s challenges head-on. Together, we’ll create a space where you can feel heard, supported, and understood—free from judgment. I use proven approaches like EMDR, Cognitive Behavioral Therapy (CBT), and CT-R, along with other tools that fit your unique needs. Whether you’re dealing with anxiety, past experiences that feel hard to shake, trouble with relationships, or figuring out who you are and want to be, I’m here to guide you at your own pace. My focus is always on helping you feel empowered to take control of your story. You don’t have to face this alone. Therapy can be a place to work through tough emotions, build confidence, and discover new ways to handle whatever life throws your way. Together, we’ll work on building the tools you need not just to get by—but to thrive. Your voice matters, and I’m here to make sure it’s heard

Alena Carnes

(she/her)

Alena Carnes, LPCC - Kentucky Therapist at Grow Therapy
$125/session
LPCC
25 years of experience
Virtual
I’ve worked in the mental health field for over 20 years. I’ve been a Licensed Professional Clinical Counselor for 17 years. I received my Masters degree in Mental Health from Lindsey Wilson College in 2004. My primary specialty is working with adults struggling with life transitions. I also address anxiety, mood disorders that may result from life’s difficulties. I offer a warm, caring environment to work through symptoms and or stressors.

Melia Graham

Melia Graham, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
13 years of experience
Virtual
I am a licensed therapist with over 13 years of experience, certified in advanced psychoanalysis and trained in trauma informed care. I specialize in helping individuals navigate life transitions, anxiety, and emotional overwhelm by creating a safe and supportive space for reflection, healing, and growth. My approach is warm, collaborative, and rooted in deep respect for each other's unique story. My goal is to offer a safe space where you feel deeply seen, understood, and supported as you move toward clarity and healing. Whether you're carrying long standing emotional pain or simply trying to make sense of where you are in life, I'm here to help you reconnect with yourself at a pace that feels right for you.

Vanessa Sewell

Vanessa Sewell, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$85/session
LPCC
5 years of experience
Virtual
Hello! My name is Vanessa Sewell and I am a Licensed Professional Clinical Counselor. I received my Bachelor's Degrees in Psychology and History from Western Kentucky University and my Master's Degree in Counseling and Human Development from Lindsey Wilson College. I will begin the Lindsey Wilson College Ph.D. program in Counselor Education and Supervision in the fall of 2025. I have spent time counseling individuals from ages 4-80 in community mental health, foster care, and inpatient behavioral health settings for the last 5+ years. I have worked in the mental health field for more than 15 years.

Angie Combs

Angie Combs, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) working in Kentucky. I graduated in 2009 with my Masters in Social Work from the University of Kentucky. In 2005, I graduated from Eastern Kentucky Univeristy with a Bachlors in Psychology. I have been providing therapy for 15 years. I help individuals that are experiencing life stressors, depression, anxiety, low self-esteem, truama and biploar disorder.

Andrea Franco-Cook

(she/her)

Andrea Franco-Cook, LCSW - Kentucky Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
4 years of experience
Virtual
Hi, I'm a licensed Clinical Social Worker, based in Lexington, Kentucky. I work with clients who struggle with a variety of mental health issues, ranging from trauma and PTSD to depression and anxiety. I truly believe that there is no one size fits all approach to therapy and each client is unique. Therefore, I've worked diligently to continue my education regarding differing treatment approaches so I can meet the client's individual needs.

Felisha Babb

Felisha Babb, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
15 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker. My goal is to create a nonjudgmental supportive environment while collaboratively working with my patients as team to assist them with gaining and maintaining emotional stability. I am a client centered therapist with 5 years experience in mental health counseling. I have been successful in using my expertise to understand, assist, and guide clients to learn components of emotional intelligence that they can use to assist them with meeting their behavioral health goals. I am highly accomplished in designing psycho-educational programs that empower clients with self-efficacy and the motivation to change. I am Skilled at using Dialectal Behavioral Therapy, Cognitive Behavioral Therapy, Rational Emotive Behavioral Therapy and other therapeutic modalities to assist clients with meeting their therapeutic needs. I am Smart Recovery Certified and skilled at working with individuals who are battling addiction, depression, anxiety, and PTSD. I am hard working, motivated, team oriented, and dedicated to the field of mental health. I strongly believe in giving clients tool that they can use to gain and/or maintain safety, sobriety, and stability.

Chris Copas

Chris Copas, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
23 years of experience
Virtual
Hi, I'm Chris, a Licensed Professional Clinical Counselor (LPCC-S) with over 20 years of experience in the mental health field helping individuals with a wide range of emotional and life issues. I use evidence-based therapeutic strategies as well as a person-centered approach to individualize your needs, abilities and means to achieve your goals. Having lived, studied & worked in rural America, large cities, military, civilian, blue and white collar jobs, I relate to a wide spectrum of people. If you’re looking for an honest ally who can offer hope while centering on achievable goals, an empathetic ear to hear underlying solutions to your problems, a way forward to tap into your inherent strengths and skills, then get in touch and lets make life better. I work with individuals who have likely been struggling for many years, sometimes have more than one identified issue and are unsure of how to change how they feel, improve their relationships or see things getting better for themselves. Typically, core issues can be identified within the first few sessions along with a plan to manage them.

Mayra Alejandra Nieto

(she/her)

Mayra Alejandra Nieto, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
11 years of experience
Virtual
My mission is to be a servant to others by empowering and helping you on your path to emotional wellness. I have helped children, teens and adults with anxiety, depression, mental health disorders, relationship conflict, and parenting concerns; assisted others to heal from acute abuse, childhood and adult traumas. I am also experienced with persons who have migrated to the US from other countries and the barriers that are encountered with those changes. Whether it be acute crises', life surprises, circumstantial stressors or complex traumas; let me teach you new skills or sharpen the ones you already use to either decrease, eliminate or change negative behaviors or unwanted symptoms. I have worked among many different populations and settings (non-profit organizations, state and government facilities, public education, and now private practice) and have learned to navigate through different challenges and with those experiences I have become a person who is compassionate to unique needs and desires. If there is an area of concern that I'm not able to assist you with I will be honest with you and seek assistance or refer you to a better qualified professional.

Ebonie Williams

Ebonie Williams, LPCC - Kentucky Therapist at Grow Therapy
$80/session
LPCC
12 years of experience
Virtual
I have been a therapist for over 12 years. I understand that life presents it challenges and that my job is to help you navigate those challenges so that you can live the life you deserve. You are the expert in your life I greatly appreciate you willing to let me on this journey with you. I believe that this is your journey and i am just along to give assistance on the way.

Brock D'Alessandri

Brock D'Alessandri, LCSW - Kentucky Therapist at Grow Therapy
$95/session
LCSW
5 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW) based in Kentucky. I understand that seeking help takes courage, and I believe that real, lasting change—though often difficult—is always possible. My approach is warm, collaborative, and grounded in mutual respect. I consider it a privilege to hear your story, support your healing process, and help you move toward the life you want to live. You deserve to feel seen, supported, and empowered—through an approach that feels right to you.

Amy Hall

(she/they)

Amy Hall, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
I have been a child, adult, and family therapist who has worked with hundreds of clients to address the barriers that negatively impact their lives. I take a collaborative approach that meets my clients where they are to work together to identify what they would like to get out of therapy and the best path to meet those goals. I provide my clients with a variety of tools and skills that they can use between sessions to help them manage their lives and address challenges they face.

Candance Brunyate

(she/her)

Candance Brunyate, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
12 years of experience
Virtual
I’m a Licensed Professional Counselor specializing in mental health and addiction, dedicated to supporting individuals throughout their personal journeys. My passion lies in empowering clients and promoting holistic healing, which involves addressing the whole person rather than just the symptoms. I find deep fulfillment in guiding you through the process of overcoming obstacles and achieving your goals, helping you build resilience and discover your inner strength. By working together, we can create a path toward lasting positive change and a more fulfilling life. Saturday appointments available by request!

Sanja Preston

(she/her)

Sanja Preston, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
2 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker (LCSW) based in Kentucky. I graduated with my Masters in 2015 and have been practicing as a Certified Social Worker for the last ten years, before obtaining my independent practitioner license. I help adults dealing with everyday stress (and not-everyday-stress) learn ways to manage the things standing in the way of them reaching their goals.

Cindy Crase

Cindy Crase, LCSW - Kentucky Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hi! I am a Licensed clinical social worker. I received my masters from the University of KY in 2009 and my doctorate from the University of Ky in 2022. I have been working in this field for almost twenty years and have worked in medical social work, addiction, intimate partner violence and mental health. My mental health experience began in crisis response, the inpatient psychiatric care, outpatient mental health and then directing a program for patients with severe mental illness. My specialty is complex trauma but I also help patients struggling with generalized anxiety, depression or life stressors.

Sara Frohlich

(she/her)

Sara Frohlich, LPCC - Kentucky Therapist at Grow Therapy
$125/session
LPCC
21 years of experience
Virtual
With over 21 years of experience in the mental health field, I am dedicated to helping adults navigate life’s challenges and find healing. As an LPCC licensed in both Ohio and Kentucky, I specialize in treating trauma, anxiety, depression, relationship struggles, and self-esteem issues. I hold a Master’s degree in Counseling from the University of Cincinnati, and my approach integrates a deep understanding of human emotion with a genuine desire to create meaningful change. My therapeutic style is warm, approachable, and often includes humor to help create an open and supportive space for growth. I use trauma-informed care and evidence-based practices to help clients process past experiences, build resilience, and reclaim their sense of safety and control. Validation, empathy, and humor are key tools I use to make healing feel not only possible but hopeful. Together, we work to foster lasting change, create healthier coping strategies, and develop a stronger, more empowered sense of self. Life’s challenges can feel overwhelming, but with the right support, transformation is always within reach. I am here to walk with you, every step of the way, toward a future filled with healing, strength, and peace.

Emily Logsdon

(she/her)

Emily Logsdon, LPCC - Kentucky Therapist at Grow Therapy
$120/session
LPCC
8 years of experience
Virtual
Hi there, I'm Emily. Do you feel pulled in a million directions, unable to fit it all in? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? I help high performers manage anxiety and avoid burnout. Together, we can identify what's not working and get you back to balance. We'll use a whole self approach, addressing the needs of your mind, body and spirit. I also integrate mindfulness, yoga and art to help you develop a stronger relationship with yourself. Whether you're dealing with overwhelm, relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Frequently asked questions

Why filter by Kentucky rather than a city like Louisville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Kentucky from Bowling Green to Lexington! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Kentucky.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Mood Disorders?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Mood Disorders, is filtering therapists in Kentucky that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.