Therapists that accept Cash Pay in Indiana

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 95 verified therapists in Indiana who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Indianapolis

Availability updated: 7/2/2025

James Bush

(he/him)

James Bush, LCSW - Indiana Therapist at Grow Therapy
$95/session
LCSW
20 years of experience
Virtual
Down to earth therapist , relates well to people of all ages. If you work with me expect to learn about yourself and go on a journey you plan out and I help you get there. Use mainly Cognitive Behavioral Therapy. Big believer in using imagery, breathing and listening to your body to find where the problem lives and how to resolve it

Denise Wells

(she/her)

Denise Wells, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
11 years of experience
Virtual
My name is Denise and I am a Licensed Clinical Social Worker. I began my adult life as a high school drop-out. After earning my GED, I went on to earn an Associates in Early Childhood Education and an Associates in Human Services. I then went to get my Bachelor of Science in Human Services and then my Master's in Social Work. I am where I am at, because I had someone believe in me more than I believed in myself. I never forget where I came from and how important it is to believe in others.

Douglas Dixon

Douglas Dixon, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
I'm Douglas A. Dixon, MA, LMHC, a licensed mental health counselor and retired veteran with a passion for helping others find healing, clarity, and resilience. I bring a unique blend of professional training and lived experience to my work, offering a compassionate and grounded approach to therapy. My background in the military has shaped my understanding of high-stress environments, trauma, and the need for emotional strength, making me especially attuned to the needs of veterans, first responders, and trauma survivors. At Maple Grove Mental Health, LLC, I provide therapy for individuals facing a wide range of mental health concerns, including anxiety, depression, PTSD, personality disorders, and life transitions. I specialize in working with clients who feel overwhelmed, stuck, or burdened by the weight of past experiences or persistent negative thoughts. My therapeutic style is warm, respectful, and collaborative. I believe that healing is possible for everyone, and I tailor each session to meet your unique needs and goals. Whether you're struggling with racing thoughts, emotional numbness, low self-esteem, or difficulty in relationships, my goal is to help you gain insight, learn new tools, and build a life that feels more manageable and meaningful. I combine evidence-based practices like cognitive-behavioral therapy (CBT), mindfulness, and trauma-informed care to support lasting change. Therapy isn’t about “fixing” you—it’s about reconnecting you to your strengths, values, and inner resilience. Together, we’ll work toward greater emotional balance, clarity, and peace of mind. If you're ready to take the next step, I’m here to walk with you through the process. You're not alone—and you don't have to carry it all by yourself.

Christy L Walters

(she/her)

Christy L Walters, LMHC - Indiana Therapist at Grow Therapy
$125/session
LMHC
17 years of experience
Virtual
I am a licensed mental health counselor, with 15 years experience working with ages 6-99. I have worked with Trauma victims, Anxiety issues, Depression, self esteem, domestic violence victims. Teenage/coming of age issues and Grief/Loss, Life changes. I have training in Trauma Focused - Cognitive Behavioral Therapy (CBT). Dialectical Behavioral Therapy, Motivational Interviewing, and MIndfulness therapies. Which means (lol) I am an Experienced Licensed and trained professional that meets clients where their need is and works with client as a Team to resolve past issues and develop new, healthy pathways that they can take with them to grow.

Chloe Wannemuehler

(she/her)

Chloe Wannemuehler, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Accomplishing our goals and dreams begins with believing in our value and worth. Easier said than done right? If you find anxiety, fear, self-doubt, intrusive thoughts, sleep trouble, depression, substance abuse, panic attacks, trauma or shame are holding you back- you have come to the right place. You are capable of living a happy and content life. You are capable of having the career or relationships you dream of. As your therapist, it is my goal to give you a personalized therapy experience to best serve your personality and help you create the life you are capable of living. Come relax, crack some jokes, and let's begin building your happiness.

Colleen Bernhardt

(she/her)

Colleen Bernhardt, LMFT - Indiana Therapist at Grow Therapy
$125/session
LMFT
5 years of experience
Virtual
I'm here to meet you exactly where you are and help you recognize that you are not alone. I'm a therapist who has been in the trenches myself, and come out on the other side with hope. I'm here to walk beside you during the tough times and give you tools to overcome the challenges you are facing. There are strategies you can use to help you come out stronger than you believed.

Veronica Vaughn

(she/her)

Veronica Vaughn, LCSW - Indiana Therapist at Grow Therapy
$110/session
LCSW
5 years of experience
Virtual
I am a Licensed Clinical Social Worker located in Indiana. I obtained my master’s degree from Indiana Wesleyan University, and I have over 10 years of experience in the social services and mental health fields. I believe in the quiet strength we all carry—especially when life has pushed us to the edge. I’ve spent years walking beside individuals as they navigate anxiety, trauma, life transitions, stress, and moments that feel like too much. I create a space where people feel safe enough to bend, process, release—and strong enough to bounce back and rise. You won’t find judgment here. Just presence, compassion, and a steady guide through the work of healing. Whether you feel overwhelmed, stuck, or uncertain, I meet you where you are—and we walk forward, one step at a time.

Laura Guarino

Laura Guarino, LMHC - Indiana Therapist at Grow Therapy
$120/session
LMHC
19 years of experience
Virtual
Hello I am a licensed mental health counselor in the state of Florida, a licensed mental health counselor in the state of Indiana and licensed professional counselor in the state of South Carolina. I received my master’s in psychology and mental health counseling from Marist College in Poughkeepsie. NY. I have been practicing for 19 years. I work with clients ages 13 and above helping to manage trauma as well as other stressors from life and teach coping skills to not just manage symptoms but live the best version of the clients self.

Tiffany Seekri

(she/her)

Tiffany Seekri, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
10 years of experience
Virtual
Greetings, I am an accomplished Licensed Clinical Social Worker (LCSW) based in Indiana, bringing over a decade of dedicated experience to my practice. I specialize in providing comprehensive therapeutic support to individuals, families, couples, children, adolescents, and adults navigating challenges such as anxiety, depression, trauma, PTSD, grief, and life transitions. With a commitment to evidence-based best practices, I employ a tailored approach that empowers clients to develop coping techniques and skills essential for managing and overcoming obstacles that hinder their ability to lead productive and fulfilling lives. My empathetic and client-centered approach creates a safe space for collaborative exploration and growth, fostering resilience and positive transformation. I invite you to embark on a journey towards healing and well-being, where together, we can navigate the path to a more fulfilling and balanced life.

JoAnn Treece

(she/her)

JoAnn Treece, LMHC - Indiana Therapist at Grow Therapy
$95/session
LMHC
26 years of experience
Virtual
Hello! I’m a licensed mental health counselor in Indiana with over 25 years of experience. I earned my Master's degree from Purdue University. My current focus is on helping adults who are seeking support to manage their mental health symptoms and enhance their overall quality of life. If you’re looking for guidance, I’m here to assist you on your journey. I offer teletherapy appointments with evening and weekend hours available.

Amanda Hawkins

Amanda Hawkins, LMHC - Indiana Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.

Iris Mosah

(she/her)

Iris Mosah, LMHC - Indiana Therapist at Grow Therapy
$95/session
LMHC
6 years of experience
Virtual
Hi there! Are you looking for a therapist who will simultaneously be your cheerleader and challenger? Who will empower you to step into the best version of yourself and take charge of your mental health and life? Look no further. My name is Iris and I am a Masters-level clinician who is currently pursuing a doctorate degree in Counseling Psychology. I offer an eclectic range of modalities including CBT, DBT, ACT, existential therapy, Christian perspective, positive pschology, and more. My goal is to create a safe space for self-discovery, healing, and challenging oneself. I am comfortable being both directive and non-directive as I believe in meeting each client where they are at. In my free time I enjoy hanging out with my German Shepherd, Dozier, creative writing, participating in theatre, weightlifting, spending time with friends, and traveling. I would be honored to walk alongside you on your journey!

Lydia Roden

(she/her)

Lydia Roden, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
5 years of experience
Virtual
Do you struggle with self compassion or allowing yourself to feel your emotions? I empower individuals to better understand their emotions and treat themselves with patience and kindness. Together we can work on identifying barriers that make it difficult to sit with your emotions and observe them without judgment. I will be utilizing DBT and mindfulness to help you increase self esteem and gain new skills to manage stress. What is most important for you to address in therapy? Let’s have a session to discuss your treatment goals and begin working on these! I am excited to speak with you.

Chrisonia Broadnax

(she/her)

Chrisonia Broadnax, LCSW - Indiana Therapist at Grow Therapy
$120/session
LCSW
16 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) based in Virginia, but also licensed in Indiana. I received my Masters from Western Kentucky University and have been practicing since 2011. I have worked with adults, adolescents and children throughout my career with the main goal of helping them to make improvements in their lives one step at a time.

Kris Harper

(she/her)

Kris Harper, LCSW - Indiana Therapist at Grow Therapy
$80/session
LCSW
25 years of experience
Virtual
Hi there, I'm Kris Considering seeking mental wellness can be terrifying. Congratulations, you have taken the first step and I would like to help you continue on your journey. Has life gotten difficult? Are you struggling to find a balance in dealing with past life experiences, current expectations, overwhelming emotions, a mind that won't slow down, and/or so much more? Have you lost yourself? Do you find that self-care is something you only see in the movies and healthy relationships seem to be an impossible dream? I have a passion for meeting people where they are and taking a holistic approach in the journey to wellness. Coming from a community mental health background, I enjoy working with persons 18 to 100 who are struggling with where they currently are in life; grief, depression, anxiety, chronic pain, trauma, bipolar, personality disorders. I strive to create a safe place to get to know yourself and develop the coping strategies to have the life you want to have. I like to laugh and get serious too. Let's take the next steps of your journey together.

Sharon Straub

(she/her)

Sharon Straub, LCSW - Indiana Therapist at Grow Therapy
$75/session
LCSW
21 years of experience
Virtual
Hello! My name is Sharon and I am a Therapist who has been working in the field of mental health for 20 years. I have worked in community mental health, inpatient hospital, rehab, and office settings. I have experience with clients of all ages but currently focused on adults and seniors. I use CBT, EMDR, Trauma-Informed Interventions to address anxiety, mood disorders, grief, trauma, and life transitions. I do have extensive experience with Severe Mental Health Issues such as Schizophrenia.

Lisa Toth

Lisa Toth, LMHC - Indiana Therapist at Grow Therapy
$110/session
LMHC
10 years of experience
Virtual
I am a licensed mental health counselor in the state of Indiana and received my Master's Degree in Clinical Mental Health Counseling. I have been a counselor for 9 years, with 5 years of experience working in community mental health and I also worked at a private practice. I work with individuals who struggle with issues such as anxiety, depression, bipolar, and trauma. I also deal with faith based related issues and spirituality. I collaboratively work with clients to set and achieve their goals. I am passionate to help those who are hurting, those who seek healing, and those who desire to change. I also offer phone sessions if you are not comfortable with video.

Jessica Zellers

(she/her)

Jessica Zellers, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
23 years of experience
Virtual
Hi, I'm Jessica. Do you sometimes find yourself overwhelmed by the many priorities and responsibilities you face? Is it a challenge to just focus on one task or issue at a time? I serve as a guide to help you create the roadmap you need to get where you want to go. Together, we'll uncover the barriers that keep you from reaching your goals and developing the kind of life you want for yourself. Using techniques from Cognitive Behavioral Therapy and Solution-Focused theories, we'll create a detailed plan of action that will take you from a place of feeling generally "stuck" to feeling satisfied and hopeful about what life has in store for you. Whether you're dealing with symptoms of depression, anxiety, grief/loss, attention difficulties, substance use, or just generally looking for support as you make changes or transitions in life, I'll be with you every step of the way. I can't wait for us to get started!

Veronica Zrnchik

Veronica Zrnchik, LCSW - Indiana Therapist at Grow Therapy
$75/session
LCSW
20 years of experience
Virtual
Welcome! I’m here to support you with compassion, warmth, and understanding as we work together toward your personal growth and well-being. My approach is rooted in evidence-based practices, and I meet each client where they are—creating a safe, non-judgmental space for open exploration. Whether you're struggling with relationship issues; dealing with high-conflict individuals/partners; stress; anxiety; self-esteem issues; or other life challenges; my goal is to guide you through these difficulties with care and collaboration, empowering you to create the fulfilling life you deserve. One of my specific focuses is working with the individual who is in a high-conflict relationship or who is dealing with a high-conflict person or high-conflict people.

Briana Spurgeon

(she/her)

Briana Spurgeon, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi there, I'm Briana and I am a licensed clinical social worker and therapist in Indiana. You matter. You are welcome here. LGBTQIA+ affirming. My passion for becoming a mental health professional is deeply rooted in my own life experiences and mental health journey. Having navigated my own challenges, I’ve gained profound insights into the complexities of mental health and the transformative power of therapy. My personal experiences have been both a source of struggle and a catalyst for growth, guiding me toward this path with a deep sense of empathy for the challenges my clients may face. I approach my work with humility and I am committed to learning from my clients. I will always do my best to support and grow alongside you. I offer a sliding scale fee option for self-pay clients based on the federal poverty level on a limited basis, subject to availability.

Amy Elliott

(she/her)

Amy Elliott, LCSW - Indiana Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
Hi there, I'm Amy. I offer a mindfulness based approach to life's struggles. Together we can identify what is not working and get you back to feeling like yourself again. Whether you are dealing with relationship difficulties, mood concerns, life adjustments, or substance use, I can provide you with a safe space to achieve your best self.

Megan Waters

(she/her)

Megan Waters, LCSW - Indiana Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Do you often feel overwhelmed with life? Or do you feel that something from your past is keeping you stuck? I can help with anxiety, depression, past trauma, negative self talk, relationship issues and more. I have found great success with walking along side the people I work with to help them move from where they are to where they want to be…wherever that might be! I’m nonjudgmental and accepting of all walks of life- LGBTQIA+ individuals are welcome. I didn’t get into therapy to “fix” people, I use my practice to guide and help find new ways of doing or looking at things. I love being able to track the progress my clients make when they utilize the skills we’ve talked about in session. I use a mix of Motivational Interviewing and Cognitive Behavioral Therapy for most cases. For those suffering from PTSD, I use my Certified Clinical Trauma Professional training which includes somatic (body) work along with narrative work, all of which is grounded in the neuroscience of trauma. I have my Perinatal Mental Health Certificate as well, meaning I am aptly trained to help with anyone transitioning into new parenthood. I’m not overly concerned with labels and diagnoses, I’m just here to help you make changes to function and feel better day to day. If you think my approach sounds like it would help you, please reach out and we can schedule our first session to determine if we’ll be a good fit to work together moving forward. I genuinely can’t wait to meet you.

Kevin Minnick

Kevin Minnick, LMHC - Indiana Therapist at Grow Therapy
$30/session
LMHC
35 years of experience
Virtual
I am a Licensed Mental Health Counselor and a Licensed Clinical Addiction Counselor in Indiana. I have spent most of my career as an addictions counselor and took on mental health while I worked in the criminal justice system. I work with adults struggling with substances, relationships, self esteem and other forms of issues that cause discomfort and problems. I like to be "down to earth" and more directive in therapy because I'd like to get your problems solved as quickly as we can. I believe we, as humans, can benefit from having someone to talk to at any point in our lives and I'm ready to talk to you!

Belinda Paulicin

Belinda Paulicin, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello! I’m Belinda Paulicin, a Licensed Clinical Social Worker (LCSW) serving Florida and Indiana with over 20 years of experience. I hold a doctorate and master’s degree in clinical social work. I have advanced certification and training in evidence-based and trauma-focused interventions. I work with families, individuals, and communities from various backgrounds. My focus is on building capacity and resilience to cope with life challenges.

Cristina Alba

Cristina Alba, LCSW - Indiana Therapist at Grow Therapy
$175/session
LCSW
1 year of experience
Virtual
Hi, I am a Licensed Clinical Social Worker located in Northwest Indiana. I am licensed in both Indiana and Illinois and services population in the Chicagoland area as well. I have worked in social services since 2010. I specialize in trauma focused treatment and I work with both adults and children.

Frequently asked questions

Why filter by Indiana rather than a city like Indianapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Indiana from Fort Wayne to Evansville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Indiana.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Mood Disorders?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Mood Disorders, is filtering therapists in Indiana that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.