Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 377 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

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Availability updated: 7/1/2025

Andrew Penn

(he/him)

Andrew Penn, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
8 years of experience
Virtual
Welcome! I am a Licensed Mental Health Counselor (LMHC) in Florida, and I have been practicing for 8 years. I am also licensed in Vermont as a telehealth provider. I received my Master's degree from Capella University, and am passionate about helping adults with a wide range of issues to become the best version of themselves. My goal is to provide a safe and supportive environment for clients to explore their thoughts and feelings, and to work healing and growth.

Sondos Jaber

(she/her)

Sondos Jaber, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Tracy Thompson

Tracy Thompson, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
1 year of experience
Virtual
I am a licensed LMHC in the state of Florida working on my LPC in Missouri. I have been working for the past 8 yrs with adults who have co-occurring disorders in an inpatient substance abuse setting. I also have many years experience working with the chronically mentally ill adult population in a community setting. I am very familiar with psychosis, schizophrenia and individuals with personality disorders.

Jill Rosen

Jill Rosen, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
30 years of experience
Virtual
I have been the field for 30 years and have worked in many different areas. From, inpatient psychiatric settings, to addiction center rand private practice and family based programs. I am skilled at assisting individuals reach their true potential. Sometimes we feel blocked and need to process our thoughts and dreams in a safe setting. There are many obstacles that can get in the way and together we can discover what they are.

Kimberly Carlesi

(she/her)

Kimberly Carlesi, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hi, I'm Kimberly. I’m a licensed mental health counselor (LMHC) based in Florida, and I earned my master’s degree at Florida International University. My clinical journey began in a residential treatment center specializing in eating disorders, where I had the privilege of working closely with individuals navigating various challenges related to disordered eating. This experience deeply shaped my approach and solidified my commitment to helping clients build healthier relationships with food and their bodies. Since then, I’ve expanded my practice to work with individuals facing a range of issues, including anxiety, trauma, and depression, while always remaining rooted in my passion for supporting those with eating disorders. My goal is to provide a safe, non-judgmental space where clients feel heard, supported, and empowered to make meaningful changes in their lives.

Michelle Edmond

Michelle Edmond, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hi! I’m a Licensed Clinical Social Worker (LCSW). I work with diverse populations providing compassionate and evidence based care to individuals, families, and groups navigating mental health issues, grief, life transitions, and trauma. In working together we will build confidence, develop healthy coping skills, build resilience, and learn how to navigate challenges. My goal is to empower you and improve your overall wellbeing.

Julie Tirella

Julie Tirella, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
18 years of experience
Virtual
Life can be stressful and challenging from time to time. Often we may feel we are not where we want to be in our careers, relationships, or family life. My career has spanned over 15 years with regard to working with clients suffering from both mental illness and substance abuse issues. I work with children, adults, and couples in a very nurturing and non-judgmental environment.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Cynthia Harris-Maddox

Cynthia Harris-Maddox, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
Hi there, I am Cynthia Harris-Maddox a licensed in Florida with 6 years of professional work experience. I aim to help clients with stress and anxiety, trauma and abuse, depression, & coping with life changes. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey. Let's work together!

Tiffany Quijano

Tiffany Quijano, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
16 years of experience
Virtual
Hi, I'm a licensed mental health counselor and have been in the field for over 15 years. I focus on children from 8 years old to adults. I graduated with my Masters degree from Boston College. I am motivated and dedicated to helping my clients be the best they want to be. I meet where clients are at and help them identify the goals they want to work on.

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Joe Calhoun

(he/him)

Joe Calhoun, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
26 years of experience
Virtual
My name is Joe Calhoun, and I am a Licensed Clinical Social Worker (LCSW) based in Tampa, Florida, and working with clients state-wide via telehealth. I work with teenagers, and adults and specialize in treating addiction, anxiety, anger management, and relationship difficulties, using Cognitive Behavioral Therapy, Faith Based Therapy, REBT, Motivational Interviewing, and Solution Focused Therapy to help my clients meet their treatment goals.

Neph Lesperance

(she/her)

Neph Lesperance, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
5 years of experience
Virtual
Hi, I’m Neph! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my master’s in Social Work from Loyola University Chicago and have been practicing for about 5 years. I have several years of experience as a social worker and primary therapist treating adolescents and adults with substance use and mental health issues. I use a strengths-based approach combined with cognitive behavioral therapy (CBT), motivational interviewing (MI), and person-centered therapy to empower clients and help them address their unique needs.

Jed Shlackman, M.S. Ed.

(he/him)

Jed Shlackman, M.S. Ed., LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
26 years of experience
Virtual
Jed Shlackman, M.S. Ed., LMHC provides a variety of individual, family, and group counseling and healing services. Jed combines traditional humanistic and cognitive oriented psychotherapy approaches with holistic guidance and advanced mind-body and energetic healing methods (such as hypnotherapy, meditation, Reiki, mindfulness, energy psychology, emotional release, trauma healing, sound healing) that can foster deep healing and more rapid transformation - physically, emotionally, mentally, and spiritually. Jed has worked as a counselor for over 25 years and has trained in a wide spectrum of counseling and healing methods. Jed provides a client-centered approach that seeks to identify which resources will best support the client and promote well-being and solutions that truly enhance life and build resilience. Jed is a native of South Florida and studied psychology and counseling at the University of Miami. While beginning his career providing counseling for children and adolescents and their families Jed went through a process of spiritual exploration and self-discovery that led to subsequent training in hypnotherapy, Reiki and energy healing, energy psychology, meditation, sound healing, trauma healing, and other complementary and alternative healing methods. Jed is also an author, with books available on Amazon, and is an amateur musician performing as "Jedi Shaman." Jed provides counseling and healing services with a holistic orientation, which refers to addressing the "whole" person and the systems and environments the person is a part of. This approach incorporates cognitive, humanistic, family systems, and psychodynamic therapies as well as transpersonal psychological therapies, hypnosis, energy psychology, expressive therapies, mind-body healing modalities, and vibrational/energetic healing approaches, as well as somatic therapies and addressing biological systems with herbs, essential oils, diet, and nutritional interventions. As a multi-talented, compassionate counselor with extensive knowledge and diverse experience Jed provide comprehensive healing services and collaboration with clients.

Marchella Carter

(he/him)

Marchella Carter, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$85/session
LMHC
15 years of experience
Virtual
Hi my name is Marchella Carter a licensed mental health counselor in Florida with over 10 yrs of experience in the behavioral health field. I have experience treating co-occuring disorders, mood disorders, anger, anxiety, panic, adjustment disorder, unresolved family issues and trauma. Serving Florida counties outside of Escambia, Santa Rosa, Okaloosa and Walton. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Patricia Weber

(She/Her)

Patricia Weber, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
25 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker based in Florida. I attended undergraduate school at Florida State University and ultimately obtained my Masters from Florida International University. In my 25 years+ of experience, I have practiced in a variety of settings, including community mental health centers who served adults diagnosed with severe and persistent mental illness, mood disorders and identity questions, as well as with teens and children struggling with peer relationships, academic pressures, depression, self esteem and family issues. I have extensive knowledge and experience with justice involved persons, including those with challenges of addiction, anger control and mental health diagnosis.

Nokomis Lazenberry

(she/her)

Nokomis Lazenberry, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
4 years of experience
Virtual
I am licensed in Florida with 4 years of professional work experience. I have experience in helping clients with stress and anxiety, anger management, motivation, self-esteem, and confidence, & depression. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!

Noeline Coore

(she/her)

Noeline Coore, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Hi! I'm Noeline Coore-mother, friend, therapist. My practice centers primarily on children, adolescents, adults, and LGBTQ+ population.. I provide integrated therapies for ADHD, Depression, General Anxiety, family issues, etc. I am trained in understanding systems and relationships. I prefer to coordinate treatment interventions with client's strengths, resources and skills. It is my passion to offer you a safe space to voice your difficulties, navigate your pain, and bring clarity to your struggles. I am here to sort through negative feelings/situations that may be plaguing you, and heal the wounds you have not been able to address alone.

Melissa Ruff

(she/her)

Melissa Ruff, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
29 years of experience
Virtual
I am a practicing clinical social worker with 29 years of experience and have practiced in Maryland; currently new to Florida. I utilize a collaborative approach to self determination and self improvement with adults and families. I have extensive experience in Bipolar Disorders, Traumatic Brain Injuries and Trauma. I worked as a Social Worker with older Adults for 10 plus years and am comfortable with providing resources and mental health support to that population.

Tracy Foster

(she/her)

Tracy Foster, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
8 years of experience
Virtual
Hi, I am a Licensed Mental Health Counselor (LMHC) in Florida. I received my masters in Rehabilitation and Mental Health from the University of South Florida. I work with my clients on their mental health struggles (trauma/PTSD, depression, anxiety, mood disorders, addiction, and coping skills to name a few) to enable them to manage their mental health so it is not interfering with their daily functioning and they can be the best version of themselves.

Casey Reagan

(they/them)

Casey Reagan, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
7 years of experience
Virtual
I am Casey, a queer-affirming therapist who is also part of the queer community. I specialize in working with people who are non-conforming regarding sexuality, lifestyle, relationships, gender, religion and many other ways. I want to create a safe and nonjudgmental space for people to explore thoughts, questions, issues, and feelings they are dealing with each day. I have helped many individuals use body awareness to understand emotions and mood and learn how to manage their impacts on daily life. I use an integrated approach that teaches Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Interpersonal Social rhythm therapy, mindfulness, and Solution Focused techniques. I have a lot of experience working with people to manage issues related to grief and loss, life adjustments, Anxiety, Depression, Bipolar Disorder, and managing stress and crises. I know there are many ways that people express themselves and their emotions and not everything works for everyone. I bring a creative mindset to sessions to help problem solve the presenting issue.

Katlin Morel

Katlin Morel, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
5 years of experience
Virtual
Hello! My name is Katlin Morel, LCSW. I am a licensed therapist in the state of Florida with 5 years of professional work experience. I have experience in helping clients with stress, anxiety, depression, anger management, motivation, self esteem, confidence, and more. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Lilian Morales-Verdecia

(she/her)

Lilian Morales-Verdecia, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Greetings, I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Master from Carlos Albizu University in Puerto Rico and I have been practicing for 6 years. I help people between the ages 18 and 90 year old struggling with daily life stressors and difficulties to better manage mental health issues. I work with them in a process of guidance and accompaniment to become their best version of themselves.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Bipolar Disorder?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Bipolar Disorder, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.