Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 378 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 5/24/2025

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Destiny Crayton

(she/her)

Destiny Crayton, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
4 years of experience
Virtual
My journey as a therapist began with a deep fascination for the human mind and a genuine desire to make a positive impact in people's lives after growing up in the foster care system. I previously served in the Air Force, serving my country. I have a bachelor's in dietetics and nutrition with years of nutrition counseling as well. Over the years, I have honed my skills, gaining experience in various therapeutic techniques and approaches to better serve my clients.

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Michelle Flynn

(she/her)

Michelle Flynn, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
Do you often second-guess yourself? Do you have a hard time remembering some things? Do you often wonder why you do and say the things that you do and say? Do you feel anxious about… everything? Our lives are like puzzles. Some scenes and pictures are more complicated than others and require assistance being put together. The pieces often get mixed up, flipped over, and sometimes put in the wrong box. I'm here to help you flip those pieces over and arrange them in their appropriate spots to help you gain perspective, increase your self-awareness, and develop healthy coping mechanisms in a safe, relaxing, validating, and judgment free environment. I empower individuals in overcoming anxiety, setting boundaries, and identifying and processing traumatic or life altering events that may have been overlooked. Together we take a holistic approach, addressing your physical, mental, emotional, and spiritual self, as well as the different roles you play in your daily life.

John Betancourt

John Betancourt, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
16 years of experience
Virtual
Are you struggling or confused, does the rate of change in the world have you wondering how you will be able to keep up. Do you feel inadequate, isolated, addicted or not living to your full potential, I don’t have all the answers, and no one does. What I do have is 15 years of experience supporting change. I’m compassionate and honest, and along with your desire for change, i can reflect a mirror at you from a different perspective to adjust your trajectory.

Luciana Beltran

Luciana Beltran, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
10 years of experience
Virtual
I am a Licensed Mental Health Counselor in the state of Florida and North Carolina. I am a qualified supervisor in Florida. I have 10 years of experience working in different settings and populations. I have experience both in Mental Health and Substance Abuse disorders. I have worked the majority of my career with clients with chronic mental health illnesses and moderate to severe symptoms. I have vast experience in crisis intervention.

Denise Etherton

(she/her)

Denise Etherton, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
24 years of experience
Virtual
Finding a therapist you can identify with, feeling heard & accepted can be a challenging feat. Therapists are not one size fits all. We are people with problems, just like you. I offer you over 20 years of experience in the mental health and substance abuse treatment world. I have an undergraduate degree in psychology (2001) and a graduate degree (2006) in professional counseling. With working 10 of those years in a hospital setting, I also have a decent handle on possible medical issues you might need to be referred for. After more life experience, I became a Licensed Professional Counselor in 2016 and opened my private practice. I can't tell you all the answers to life's problems, but together we can come to what the best decision will be for you in particular. Your goals and values are worth exploring. Your likes and dislikes matter. Your happiness is not selfish.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Yolanda Tingler

Yolanda Tingler, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
10 years of experience
Virtual
Hello! My name is Yolonda, but I prefer to go by Rhonda. I am a Licensed Clinical Social Worker in the state of Florida and graduated from Florida State University. I specialize in individual, family, and group therapy for Deaf/Hard of Hearing, people with disabilities, and hearing individuals. I have provided group therapy, family therapy, and individual therapy in residential treatment programs, psychiatric hospitals, forensics, community mental-health agencies, school settings and private practice settings.

Melissa Eugley

(she/her)

Melissa Eugley, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
My name is Melissa and I'm a licensed mental health counselor based in FL and licensed in Washington as well. I received my master's degree from Capella University. I've worked with adults in many different areas of behavioral health from outpatient to residential. I have over 5 years of experience in providing counseling services with over 20 years of experience working in behavioral health, substance use and mental health.

Joy Watkins

Joy Watkins, LCSW - Florida Therapist at Grow Therapy
$180/session
LCSW
22 years of experience
Virtual
Healing and restoring individuals and couples as a Therapist and Consultant specializing in Mental Health and Substance Abuse for 20+ years. I have worked with Adults, Adolescents, Teens and Young Adults extensively. I specialize in CBT Therapy, CBT Trauma Focused Therapy, Solution Focused Therapy, Client Centered Therapy, Motivational Interviewing, Domestic Violence and Strengths Based Therapy. For individuals or couple experiencing depression, anxiety, suicidal thoughts, fears or any other Mental Health issues I can assist you with combating these issues that are affecting your daily life using a strengths base approach.

Nathaniel Duvert

Nathaniel Duvert, LMFT - Florida Therapist at Grow Therapy
$110/session
LMFT
21 years of experience
Virtual
I am a Licensed Marriage and Family Therapist in Florida with over 20 years of experience specializing in Adoption Competence and fluency in multiple languages. With dual Master’s degrees in Counseling and Special Education, I integrate various therapeutic approaches, including CBT, Solution Focused, Attachment Theory, Anxiety and Depression, to support individuals facing mental health challenges. My work also focuses on helping at-risk youth and families from diverse backgrounds, with a strong commitment to community outreach and educational interventions.

Ashley Bryant

Ashley Bryant, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
I am a Seminary trained Licensed Clinical Therapist and a Military Combat Veteran with experience serving in ministry overseas for over 12 years. I have collaborated and successfully worked with clients from many different backgrounds, cultures, ethnicity, sexual orientations, and religious faiths that struggle with different mental disorders, health conditions and stressors including but not limited to anxiety, depression, bipolar disorder, and trauma. I specialize in treating adults but will consider seeing adolescents over age 15.

Ms. Kay

(she/her)

Ms. Kay, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
I am a therapist that is devoted to helping clients work towards becoming their better self. I am a supportive and understanding therapist that allows room for non judgement. I am an honest and transparent therapist that will allow my client to work through and process any cognitive distortions they may have. My goal is to help clients reach their goals while maintaining the growth developed throughout the therapeutic process.

Lisa Lionelli

(she/her)

Lisa Lionelli, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
8 years of experience
Virtual
My approach is holistic and encompasses the whole person, addressing many dimensions of well-being, including biological, psychological, social, cultural, and spiritual factors. I work with clients who have dual diagnoses, for example, a mental health disorder and a substance use disorder, or more than one mental illness, for example, bipolar disorder and PTSD. Many of the clients I work with do not meet criteria for PTSD, but have post-traumatic stress that is causing other conditions.

Maria Johnson

(she/her)

Maria Johnson, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
2 years of experience
Virtual
Hello, and welcome. I'm Maria, a Licensed Mental Health Counselor in Florida. I earned my master's degree in Clinical Mental Health Counseling from Lynn University and have spent the past several years working in both mental health and substance use treatment settings. I work with adults navigating depression, trauma, PTSD, psychotic disorders, grief, dissociation, and mood disorders. I know that reaching out for support takes courage. My role is to meet you exactly where you are with compassion, respect, and the belief in your capacity for growth.

Brandee Jones

(she/her)

Brandee Jones, LMHC - Florida Therapist at Grow Therapy
$105/session
LMHC
8 years of experience
Virtual
Hey! I'm Brandee - I'm a licensed mental health counselor in Florida and I'm currently offering telehealth services throughout the state. I graduated from Nova Southeastern University in 2014 with a masters degree in Mental Health Counseling, and received my bachelor's degree in psychology in 2011 from the University of South Florida. Since then, I have worked in various in person and telehealth settings.

Colt McKee

Colt McKee, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
10 years of experience
Virtual
*Currently accepting new clients via teletherapy.* I am ready to help you! I have been a therapist for 10+ years and my mission is to help you find balance in your life. I view therapy through a holistic standpoint, in which I use the mind and the body to help you get to the wellness that you so deserve. I became a therapist because I wanted to help clients navigate the stresses of work and life and make meaningful changes that would improve their mental well-being. At the first session, you can expect a non-judgmental and an easy-going conversation to build up a therapeutic alliance. At the moment, I practice entirely over tele-health, giving us the flexibility to connect conveniently and safely. I received a Master's degree in family psychology, in 2010, from Hardin-Simmons University in Texas. I engage others by helping them feel comfortable while also being solution focused. I prescribe to a Cognitive behavioral approach which helps others see life's problems and solutions in a better light. I work with individuals ages 5-100, families, adolescents, marriage or relationship counseling, premarital counseling, and parents who need some guidance raising their children. Some areas of expertise include depression, anxiety, bipolar, problem solving, relationship specialist, communication skills, anger management, coping skills, relaxation exercises, and panic attacks.

Jessica Lyrek

Jessica Lyrek, LMFT - Florida Therapist at Grow Therapy
$120/session
LMFT
3 years of experience
Virtual
I am a Licensed Marriage and Family Therapist. I see individuals, couples, and families. I also see children, teens, adults, and the elderly. I’ve been trained in several modalities, so I can help you with many different issues. My goal is to help people find what works for them. I want to see you succeed and however I can help with that, I am willing to do.

Neph Lesperance

(she/her)

Neph Lesperance, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
5 years of experience
Virtual
Hi, I’m Neph! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my master’s in Social Work from Loyola University Chicago and have been practicing for about 5 years. I have several years of experience as a social worker and primary therapist treating adolescents and adults with substance use and mental health issues. I use a strengths-based approach combined with cognitive behavioral therapy (CBT), motivational interviewing (MI), and person-centered therapy to empower clients and help them address their unique needs.

Elias Tamene

Elias Tamene, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
15 years of experience
Virtual
I am a dedicated psychotherapist committed to helping individuals navigate life's challenges, improve emotional well-being, and foster personal growth. With a client-centered approach, I provide a supportive and nonjudgmental space where you can explore your thoughts, feelings, and behaviors. Whether you're struggling with anxiety, depression, relationship concerns, trauma, or life transitions, I integrate evidence-based techniques tailored to your unique needs. My goal is to empower you with the tools and insights to create lasting change and live a more fulfilling life.

Ray Castiglia

(he/him)

Ray Castiglia, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
20 years of experience
Virtual
Hello! My name is Ray Castiglia. I am a Licensed Mental Health Counselor in the state of Florida. I have a masters degree in Mental Health Counseling from Nova Southeastern University. I have worked in the counseling field for more than 20 years. I enjoy helping others to navigate through their life stressor, and to become more happy, successful, and positive.

Denise Billings

(she/her)

Denise Billings, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
13 years of experience
Virtual
I am licensed in Florida and Utah and have 11 years of professional experience, with over 14 years in various roles within the mental health field. I specialize in helping clients with stress and anxiety, relationship issues, family conflicts, trauma, and borderline personality disorder. I believe in treating everyone with respect, sensitivity, and compassion, tailoring my dialogue and treatment plans to meet your unique needs. Taking the first step towards a more fulfilling and happier life requires courage, and the therapeutic relationship between therapist and client is of utmost importance. I am here to support you throughout this journey.

VJ Raj

(she/her)

VJ Raj, LP - Florida Therapist at Grow Therapy
$150/session
LP
23 years of experience
Virtual
Hi, my name is Vijaya Siddalingappa also known as VJ. I am a licensed clinical psychologist PhD, and currently practice in Florida. I have been in the mental health field for 25 years. I speak 2 additional languages( Hindi and Kannada) and I am currently offering telehealth appointments. I am very happy to be a part of the Grow community! I have a holistic approach with a non judgmental stance as I believe each individual is unique. So I tailor interventions to client's needs and not use "one size fits all" approach. I have an unconditional approach and appreciate diversity in each person accentuating their strengths. I use passive approach (providing space for venting their feelings) and an active approach by teaching cognitive behavioral skills which clients can easily learn and use these skills when needed. I like to cook, exercise, watch football and volunteer at community events for the less fortunate. I maintain a healthy balance with work, recreation and self- care. I work hard and play hard! My experience includes working with adults, geriatrics, children and women in outpatient and inpatient settings. I utilize Cognitive Behavioral Therapy, (CBT); Dialectical Behavioral therapy (DBT); Cognitive Processing Therapy (CPT); and Trauma focused cognitive behavioral therapy (TFCBT). I am also passionate about individual differences and multicultural studies. My expertise is working with addictions (dual diagnosis), trauma, depression, anxiety, bipolar, Obsessive compulsive disorders, schizophrenia, domestic violence and sexual abuse, stress management, loss and grief, and adjustment disorders. We never arrive! I learn something new and grow every day. Look forward to working with you!

Kimberly Carlesi

(she/her)

Kimberly Carlesi, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hi, I'm Kimberly. I’m a licensed mental health counselor (LMHC) based in Florida, and I earned my master’s degree at Florida International University. My clinical journey began in a residential treatment center specializing in eating disorders, where I had the privilege of working closely with individuals navigating various challenges related to disordered eating. This experience deeply shaped my approach and solidified my commitment to helping clients build healthier relationships with food and their bodies. Since then, I’ve expanded my practice to work with individuals facing a range of issues, including anxiety, trauma, and depression, while always remaining rooted in my passion for supporting those with eating disorders. My goal is to provide a safe, non-judgmental space where clients feel heard, supported, and empowered to make meaningful changes in their lives.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Bipolar Disorder?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Bipolar Disorder, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.