Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 177 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/4/2025

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Jerica McQueen

(she/her)

Jerica McQueen, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LMHC
3 years of experience
Virtual
Hi, I’m Jerica, a licensed mental health counselor who offers therapy as a place to exhale, reflect, and reconnect with yourself. I help clients navigate identity shifts, trauma, burnout, life transitions, LGBTQ+ exploration, and religious deconstruction. I also support clients experiencing anxiety, depression, or general overwhelm. My goal is to create a warm, collaborative space that honors your full humanity, not just your symptoms or circumstances. Whether you're processing deep emotional wounds or simply trying to feel more like yourself again, I'll meet you where you are with compassion, curiosity, and respect.

Kimberly Carlesi

(she/her)

Kimberly Carlesi, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hi, I'm Kimberly. I’m a licensed mental health counselor (LMHC) based in Florida, and I earned my master’s degree at Florida International University. My clinical journey began in a residential treatment center specializing in eating disorders, where I had the privilege of working closely with individuals navigating various challenges related to disordered eating. This experience deeply shaped my approach and solidified my commitment to helping clients build healthier relationships with food and their bodies. Since then, I’ve expanded my practice to work with individuals facing a range of issues, including anxiety, trauma, and depression, while always remaining rooted in my passion for supporting those with eating disorders. My goal is to provide a safe, non-judgmental space where clients feel heard, supported, and empowered to make meaningful changes in their lives.

Regina Esparza-Herman

Regina Esparza-Herman, LMHC - Florida Therapist at Grow Therapy
$165/session
LMHC
7 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Masters from the Nova Southeastern University and have been practicing for 7 years. Additionally, I received a Pupil Personnel Credential from California State University, Fresno which allowed me to gain experience in a School Counselor role. I help children and adolescents navigate life's challenges to achieve the best version of themselves. I believe in supporting the whole family to help establish and maintain growth.

Sam Morrison

Sam Morrison, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
With a deep passion for breaking the stigma surrounding addiction and mental health, I have dedicated the last nine years to assisting individuals who grapple with the complex interplay of mental health issues and underlying substance abuse. I’ve witnessed how the societal stigma often conceals the very real barriers individuals face in their daily lives. My mission is to empower them with coping skills and strategies that allow them to embrace a life of recovery and resilience. As a therapist, I focus on guiding patients towards building essential skills to overcome their challenges. I believe that mental health issues come in myriad forms, and it is our duty to provide support, unburdened by negative stereotypes and judgment. Together, let’s shatter the silence and create a path towards hope, recovery and well-being.

Halima Jaffer

Halima Jaffer, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships? I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected. Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.

Catherine Randall

(she/her)

Catherine Randall, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
Welcome! I'm Dr. Catherine Randall. Taking the first step to seek therapy can be hard. My goal is to support, listen, guide and advocate for you along your path to better mental health. I believe that while the path may be rocky, it can also be fun. I use humor and engaging activities to support a strong therapeutic relationship. My first goal is to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and other emotional/psychological challenges. I focus on building upon client strengths and helping develop effective interpersonal skills. I believe in a collaborative approach to problem-identification and problem-solving.

Demetrius K. Jifunza

Demetrius K. Jifunza, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Demetrius K. Jifunza is a passionate Licensed Mental Health Counselor based in Florida, providing individual, couples, and family therapy and mental health treatment to formerly incarcerated individuals and the families of loved ones currently incarcerated. I have worked with clients with diverse backgrounds consisting of a wide range of concerns, including depression, trauma, anxiety, life transitions, and grief and loss.

Eboni Coombs

(she/her)

Eboni Coombs, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
6 years of experience
Virtual
Hey, I'm Eboni. Do you feel as if you've been caught in a whirlwind lately and are unable to keep yourself firmly grounded? Finding yourself struggling to adjust to all that life is throwing at you? Is it hard to maintain or find that confidence that keeps you going? Being kind to yourself? I help children, adolescents, adults and those in between navigate the challenges that life sometimes provides. Together we can identify what hasn't been working and find what works best for you to get through. We'll use a person-centered approach addressing the needs of you as a whole while incorporating mindfulness to help you gain a better sense of self. whether you're dealing with challenges with friends/family, managing anxiety, depression or any other of life's ups and downs, I'm here to help. Seeking therapy, let alone admitting we need it can be challenging. Congratulations! You've taken the first step. Let's embark on this journey of discovery, healing and growth together.

Autumn Lord

(she/her)

Autumn Lord, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
14 years of experience
Virtual
Hello! I am a Licensed Professional Counselor (LPC) based in Texas and Florida. I hold a Master’s degree in Counseling Psychology from Tarleton State University and have been practicing in the mental health field for over fourteen years. My experience encompasses working with clients from diverse life stages and backgrounds and assisting them in achieving their therapeutic goals and attaining mental well-being.

Susie Switzer

Susie Switzer, LMHC - Florida Therapist at Grow Therapy
$60/session
LMHC
17 years of experience
Virtual
I work extensively with people to assist them with improving relationships, work to improve management of anxiety, anger management while improving self-confidence, and self-esteem. I also work with depressive-based symptoms and teach coping and improved thought processes to create a lifelong change to your ability to meet your needs. Together, we will identify what's not working and get you back to a baseline that works for you. I work holistically, my therapy provides tools to support needs within yourself, your relationships, and your family dynamic. If you're dealing with overwhelming emotions and feelings, hurtful relationship issues or cycles of anxiety and depression, I'm here to help. I also have many years experience working with people with Autism as well as all Applied Behavioral modalities. When a person is seeking therapy, this is a huge leap of faith towards asking for help that I deeply respect and admire. I will provide a non-judgmental, compassionate space for you to heal and grow. In our sessions together, I will always meet you “where you are” and provide strength-based solutions through evidence-based techniques so you can overcome and move forward in your life. Let's get started!

Brittany Chambers

(she/her)

Brittany Chambers, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Hi, I’m Brittany Chambers, and I am deeply passionate about helping individuals of all ages navigate life’s challenges. I believe that a strong, trusting therapeutic relationship is the foundation for meaningful growth and change. My goal is to create a safe, supportive space where clients feel heard, valued, and empowered to explore their thoughts, emotions, and experiences. With diverse experience in the mental health field, I have worked in both community mental health settings and private practice for the past 3 years. My approach is compassionate, client-centered, and tailored to each individual’s unique needs. Whether you’re facing personal struggles, life transitions, or mental health concerns, I am here to support you on your journey toward healing and self-discovery.

Areeba Johnson

(she/her)

Areeba Johnson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi my name is Areeba Johnson, I am a Licensed Clinical Social Worker LCSW, dedicated to educating and empowering individuals on how to heal. To be a part of your journey to emotional health. Helping you find the path in life and living life abundantly. To help individuals gain self-fulfillment and growth. In life challenges may arise where you experience self-doubt, unhealthy habits or trauma. I am here to help you overcome those challenges by using a holistic approach focusing on your cognitions and the impact they have on your behavior. If you are looking to make healthy changes and overcome past struggles today is a great day to get started.

Marie Jeudy

Marie Jeudy, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hi, my name is Marie, founder and owner of “HOME” (House of Minds & Emotions). HOME is a private practice designed to assist you in dealing with behavioral, mental & emotional disorders. As a Licensed Clinical Social Worker with years of experience, I will help you identifying your triggers, support and guide you in setting and achieving your goals. I will encourage you in your journey in order to maintain ultimate health and experience the emotional stability that you deserve. I speak English, Haitian Creole, and French.

JC Caro

(she/her)

JC Caro, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
25 years of experience
Virtual
You may be nervous about participating in therapy due to worries of feeling vulnerable or being judged. I work hard to provide an environment that is accepting and supportive and simultaneously looks for ways that increase growth and healing. My approach emphasizes skill-building, self-knowledge, and balance. My experience has included working with people who struggle with depression, anxiety, self esteem issues, family conflict, trauma, and other issues that accompany adolescence and adulthood. Together we'll explore the tools that will work for you in working through your issues and coming out stronger! I view my role in your life as being part of your team where I can help you determine what is best for you. It is through working together that I believe positive changes can occur.

Yisel Moreno

(she/her)

Yisel Moreno, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
4 years of experience
Virtual
I have dedicated my studies and practice to learning about behaviors and mental health in order to provide support to those in need. As a dedicated social worker providing therapy, I specialize in helping individuals navigate emotional and psychological challenges they may face. With a compassionate approach and expertise in evidence-based methods, I empower clients to develop resilience and achieve personal growth. My goal is to create a supportive environment where healing and positive change can flourish.

Sunshine Wilder

(she/her)

Sunshine Wilder, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$75/session
LCSW
21 years of experience
Virtual
Hello, my name is Sunshine Wilder and I am a Licensed Clinical Social Worker in Florida. In 2004, I graduated with a Master’s degree in Social Work and have been working for the past 19 years with children, teens, and adults in various settings such as child welfare, specialized therapeutic foster care, and outpatient therapy. I have experience working with individuals with a wide range of needs such as stress and anxiety, trauma and abuse, anger management, depression, ADHD, post-traumatic stress disorder (PTSD), attachment issues, and Bipolar Disorder.

Dennis Alvarez, PsyD

(he/him)

Dennis Alvarez, PsyD, LMHC - Florida Therapist at Grow Therapy
$185/session
LMHC
5 years of experience
Virtual
Hello, I'm Dennis Alvarez. Counseling should encourage and challenge individuals to meet their fullest potential by addressing their mental, emotional, and spiritual needs. I have a professional Psychology Doctorate as well as a post-graduate diploma in Clinical Mental Health Counseling. My previous professional experiences include providing group and individual therapy as well as comprehensive assessments to adults in hospitals, substance use centers, and in private practice. When I work with clients, I like to help them understand how and why certain behaviors or patterns of behaviors occur. I work with individuals with a history of depression, anxiety, trauma, and substance abuse issues. I always seek to create a safe and therapeutic environment while remaining supportive and nonjudgmental. I will use our therapy time to encourage you to live your best, most authentic life.

Brandee Jones

(she/her)

Brandee Jones, LMHC - Florida Therapist at Grow Therapy
$105/session
LMHC
8 years of experience
Virtual
Hey! I'm Brandee - I'm a licensed mental health counselor in Florida and I'm currently offering telehealth services throughout the state. I graduated from Nova Southeastern University in 2014 with a masters degree in Mental Health Counseling, and received my bachelor's degree in psychology in 2011 from the University of South Florida. Since then, I have worked in various in person and telehealth settings.

Deb Cohen Peckham

Deb Cohen Peckham, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
29 years of experience
Virtual
I have been a therapist for over 25 years. I have a Master's in Social Work and a Master's in Education. I am also a certified Pet Bereavement Specialist. I am very flexible with scheduling. I am looking forward to meeting with people in my office Appointments after 8pm would be virtual. My puppy is with me at the office. She is hypoallergic, a psychiatric service dog and being trained as a Therapy Dog. (if there is an issue with that please let me know. I utilize a narrative therapy style. I prioritize building a strong foundation of trust in my client relationships and creating a safe environment for them. I believe that long term healing and sustainable growth blossoms from genuine conversation. This style of therapy highlights an opportunity for me to bear witness to your story, validate your experience, and support you in moving forward. I Incorporate various treatment approaches to suit the individual client's needs My specialty is adoption and adoption related issues (including but not limited to, attachment, grief and loss, identity, search, the primal wound, worthiness, open adoption, pre-adoption education etc.) I have worked extensively with all members of the triad (Birth families, Adoptees, Adoptive Parents). I myself am an Adoptee as well an Adoptive mother. Because of my own experiences and passionate involvement in the field of adoption I am able to provide support, insight, honesty, guidance and compassion. Other specialties: LGBTQIA Infertility Foster Care Adolescent issues Stress, Anxiety Relationship issues Family conflicts Self Esteem/Empowerment Trauma and abuse Grief Depression Life Changes Incarceration Mindfulness Also experienced in: Addictions, Divorce, Intimacy-related issues, Eating disorders, Parenting issues, Anger management, Forgiveness, Guilt and Shame, Panic Disorder and Panic Attacks, Sexual Assault and Abuse, Women's Issues, Workplace Issues, Court involved and more

Pamala Keen

(she/her)

Pamala Keen, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
I am a Licensed Mental Health Counselor in the State of Florida. I received my Master's Degree in Mental Health Counseling from Nova Southeastern University and have been practicing for 4 years. I am a native of the community that I serve, St. Lucie County. I work with children, adolescents and adults to improve overall mental well-being through the use of adaptive coping skills to reduce and manage symptoms.

Dr. Clay Connelly

(he/him)

Dr. Clay Connelly, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
15 years of experience
Virtual
Hi, I'm Clay. I am here to help you better yourself as a whole, through an integrated therapeutic process. I have extensive experience in helping clients with a variety of issues, including depression, anxiety, anger, marital problems, burnout, insomnia, and many more. We'll address the needs of your mind, body, and spirit. Seeking therapy can be intimidating, but if you're reading this, you've already made a great decision in the first step of your journey of healing. Let's work on this together! Looking forward to helping you grow, Clay

Mark H Murphy

Mark H Murphy, LMHC - Florida Therapist at Grow Therapy
$140/session
LMHC
25 years of experience
Virtual
If you can read this, you made the first step. Congratulations. Seeking therapy is hard. Most people delay and tell themselves that whatever they are experiencing must be the way life is. Chances are if you have reached the point to begin exploring therapy, counseling can help make your life better. I have been a Licensed Professional Counselor for over 20 years. In that time I have worked with men, women, teens, and families on a wide variety of issues. Sometimes that work simply involved helping them through a particular incident or life change that overwhelmed them. Other times our work together centered around longstanding issues of depression, anxiety, trauma, and addiction. I believe that you cannot laugh without a combination of insight and relief. You can expect some humor in most sessions. In addition to traditional cognitive behavioral therapy, I also offer a fourth-wave therapy, Emotional Freedom Technique (EFT). I have found this technique to be highly effective in helping people with trauma and or anxiety. Our minds and bodies are connected. Anyone who has experienced a tight neck and shoulders or an upset stomach when they were stressed knows this. EFT uses acupressure (done by the client) and cognitive interventions to provide fast and effective relief. With over 20 years of clinical experience, I am ready to help you through the challenges you are facing. In addition to counseling, I also provide vocational testing, coaching, and consulting. I provide both Christian and secular counseling depending on the needs of my clients.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Chris Denzler

Chris Denzler, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
I am a down to earth person that realizes that starting counseling can be seem challenging. I understand that we are getting to know each other. Take your time. I am happy to work at your speed. Feel free to contact me and we will move forward with setting up services. I am happy help in any way I can. With therapy experience since 2013, working with individuals, such as children, men, and women, couples, and families; focusing on trauma victims, individuals struggling with anxiety, depression, addiction, parenting, and relationship issues. Much of my experience is working with families involved with the Department of Child Services and juvenile probation. I am a certified Trauma-Focused Cognitive Behavioral therapist. In my experience, I have specialized in trauma, addiction, and relationship issues.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Self-Harming?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Self-Harming, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.