Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 74 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/15/2025

Traci Skinner

Traci Skinner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
20 years of experience
Virtual
I have been a licensed professional counselor for 15 years. I have worked with individuals with chronic illness, military veterans and their families, addiction issues, mood disorders, career counseling and coaching professionals. I am a trauma focused (EMDR trained) clinician who strives to provide support and individually tailored techniques, strategies and solutions to help you feel better quickly. I help you maximize your strengths and transform your weaknesses into strengths.

Darla Roundtree

(she/her)

Darla Roundtree, LCSW - Tennessee Therapist at Grow Therapy
$95/session
LCSW
15 years of experience
Virtual
I am passionate about supporting people in living empowered lives. I am here to facilitate a collaborative process of inner work and inner awareness. I am well-versed in the therapeutic process and have been a Social Worker for over 15 years. I am a great listener and have the ability to attune to the needs of a person as they express and emote. My greatest offering is my presence, and my ability to provide non-judgmental support, feedback, and aid individuals in articulating their vision and taking steps in their desired direction. I see every individual as having incredible strengths, gifts, and resources, and I endeavor, in my personal and professional life, to see individuals as more than their circumstances and challenges. You are powerful and capable of any measure of growth you desire or strength you seek.

Pam Nuchols

(she/her)

Pam Nuchols, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
24 years of experience
Virtual
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$110/session
LCSW
25 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Dr. Ruby Jackson

Dr. Ruby Jackson, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
22 years of experience
Virtual
I'm a Licensed Professional Counselor, Supervisor with twenty-two years of experience. My past and the hope for tomorrow keeps her humble when approaching that which is new, uncommon, or unpredictable. Humility is derived from knowing that my existence is for serving and sharing. My life mission is making a difference in individual’s lives and the community through advocacy and empowerment.

Lindsey McAllister

(she/her)

Lindsey McAllister, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I help individuals navigate life’s challenges, heal from past experiences, and create meaningful change and empowerment. I specialize in working with addictions, anxiety, trauma, relationship issues, and life transitions, using a blend of evidence-based and humanistic approaches. My goal is to create a supportive, collaborative space where you can explore your experiences, build resilience, and move toward the life you want to live.

Amanda Mills

(she/her)

Amanda Mills, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
8 years of experience
Virtual
Amanda is a licensed professional counselor and a mental health service provider in the states of Tennessee and Alabama. She is also a Nationally Certified Counselor and a Certified Clinical Trauma Professional. Amanda is a graduate of Middle Tennessee State University where she earned dual bachelor’s degrees in psychology and sociology, followed by a Master’s degree in Professional Counseling. She has extensive experience in various mental health and substance abuse treatment settings, including inpatient psychiatric settings and community mental health programs. Amanda focuses on creating a safe space where individuals, couples, and families can feel safe, heard, and validated. She utilizes a person-centered approach while working collaboratively to build goals for treatment. She uses a variety of therapeutic modalities when working with her clients, including Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Therapy, and Acceptance and Commitment Therapy (ACT). Amanda may also utilize skill development and psychoeducation as needed. In her free time, Amanda loves reading, cooking, spending time with animals (especially her four dogs: three Boston Terriers; Winston, Hazel, and Louise; and one Miniature Schnauzer; Archie), going on new adventures, and bringing joy wherever she can.

Kiersen Hoffacker

(she/her)

Kiersen Hoffacker, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi, there. I'm glad you found my Profile! I'm a Licensed Clinical Social Worker in the state of Tennessee. I've been a therapist for over three years and worked in a variety of settings. My favorite part about being a therapist is empowering the clients I work with to gain insight into their emotional experiences, grow their toolbox, and make changes to live a more fulfilling life!

Christy Barongan

(she/her)

Christy Barongan, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
25 years of experience
Virtual
Hi I'm Christy. Do you sometimes find that you are your own worst enemy? Finding fault with everything you do, never feeling like you're living up to expectations? My goal in therapy is to help you turn your inner critic into a compassionate voice that can comfort you when you're down and give you the inspiration you need to reach your goals. We will work together to help you get to know yourself so that you will be able to care for yourself, identify your strengths, and give yourself the encouragement you need to succeed. I will also help you learn how to be more resilient in the face of obstacles so that you will be better able to find new solutions.

Sheila Stoner

(she/her)

Sheila Stoner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
11 years of experience
Virtual
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.

Jessie Whitfield

Jessie Whitfield, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
14 years of experience
Virtual
Hi, I'm Jessie, a compassionate therapist dedicated to women's mental health. Have you ever felt lost in your marriage or your motherhood? Do you feel like the stress and anxiety of daily life leave you with less than you desire for yourself or your family? With a profound understanding of the intricate ties between emotional well-being and relationships, I can help guide you toward healing. Drawing from my expertise in trauma therapy, I provide a safe space for addressing past wounds. My empathetic approach extends to addressing common struggles like anxiety and depression. With a nurturing focus on marriage and motherhood, I empower you to embrace your roles while caring for your mental health.

Liz Sakatos

Liz Sakatos, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
15 years of experience
Virtual
I specialize in helping women navigate the mental and emotional impact of perimenopause and menopause because it’s about a lot more than hot flashes. This chapter of life often brings heightened anxiety, mood swings, self-doubt, and relationship strain, all while society tells you to “just push through it.” I help women take back control by examining the impact of hormonal changes, internal pressures (like relentless, negative self-talk), and external stressors (like toxic relationships and unrealistic expectations). Together, we replace what’s no longer working with strategies that empower you to feel grounded, capable, and more like yourself again. I firmly believe that the way you speak to yourself shapes how you handle the pressures of midlife — and let’s be honest, women are often their own harshest critics. It’s time to rewrite that inner narrative.

Terri Hoag

(she/her)

Terri Hoag, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Annie Handley

(she/her)

Annie Handley, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Does this sound familiar- today is the day! Today is the day that you are finally going to get organized, stop contacting your toxic ex or start that self care routine you've been thinking about for months. And you start off great but find it hard to keep those new behaviors going. Your mental résistance enters and you feel stuck. Stuck in damaging behaviors and problematic patterns. And the pattern starts again. So here's what I've learned along the way: 1. Transformation is not linear. 2. Transformation is a daily event. 3. You are your own best healer. I am here to help you on your path of transformation and healing. My goal is to create a safe space for you to be authentically you. You are the expert on your life and I am here to help you expand on your strengths as well as hold you accountable for reaching your goals. I have been a licensed Social Worker since 2007 and am both a certified grief counselor and an ADHD services professional. Are you ready to do the work? Consistent, small, daily choices can help you get from where you are to where you want to be. And I am here to help you in that process. I am currently offering telehealth in KS, MO, NC and TN. Reach out to take that first step. We can get there together.

Jennifer Roney

Jennifer Roney, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC/MHSP
12 years of experience
Virtual
Do you struggle with feeling “good enough”? Are you sick of feeling overwhelmed, exhausted, and stressed? Do you feel like some days you are just going through the motions or barely have your head above water? I specialize in helping people understand themselves better so that they can actively work towards healing. I am passionate about helping individuals that struggle with anxiety, traumatic events, perfectionism, overthinking, fear, life transitions, and faith based concerns.

Sascha Smith

Sascha Smith, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
10 years of experience
Virtual
I have always had a passion to help others! I was the kind of kid who took Halloween candy to school to help kids who were crying feel better. I definitely think my innate compassion and my passion for helping others definetly comes across in my work. I combine this with my knowledge, ongoing education, and experience to give the highest quality of care to my clients! I have been a licensed professional counselor with over 7 years of experience in working with a wide range of mental health disorders. I believe this brings a level of wisdom and experience to the services I offer my clients. In order to enhance my services, I completed extra coursework and training to render high-quality and knowledgeable. Through my experiences, I have had a particularly strong background in helping women and adolescents navigate various life challenges, including academic/job-related stress, past relationship violence/ trauma, anxiety, and depression, among others. I enjoy seeing the success of my clients!

Trina Middleton

(she/her)

Trina Middleton, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
30 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker. I have my Masters in Social Work from University of Texas at Arlington. I have worked in the field of mental health and as a therapist for 30 years. I am licensed in Arkansas and Tennessee. I work with adults of all ages and backgrounds who are experiencing difficulties such as difficulty coping, low self esteem, anxiety, grief and loss, and stress due to life transitions. I believe that reaching out to a therapist is a big step. I am here to help you feel comfortable and connected in your therapy journey and to provide an environment where you can work on your goals without feeling judged.

Stormy Malone

(she/her)

Stormy Malone, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
6 years of experience
Virtual
Hello, I am Stormy I can help you feel empowered to reach your goals, make changes that you want in your life, recover from trauma, anxiety, and depression, and manage life stress. I use a person-centered approach, which focuses on you as a whole person and the individual needs that you have. I have been working in community mental health for almost 10 years. I have a Ph.D. in community psychology and am a licensed counselor. I have been practicing counseling since 2016, and I have provided virtual counseling since 2019. I have experience working with adults, children, adolescents, and couples. Beginning therapy can be overwhelming and scary. I will be here to work with you through those feelings and provide you with an environment that is safe and compassionate.

Sarah Hirsch

Sarah Hirsch, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
30 years of experience
Virtual
Hello! My name is Sarah Hirsch and I'm a licensed psychotherapist (LPC) in Tennessee & Michigan. I've been working in behavioral health for over 30 years. I'm also a Duke Integrative Medicine Certified Health & Wellness Coach. I am intentional, considerate, and sensitive to the unique stories, and backgrounds of each client I connect with during the therapeutic process. We will work together collaboratively in a therapeutic partnership. I'll hold a space that is open and without judgment, encouraging the authenticity of your thoughts and feelings to identify effective individualized therapeutic solutions and tools that help foster greater insight, perspective, and ensure your success in making positive, transformational life changes. Therapeutic telehealth services are rendered from a whole-person perspective which honors the strengths and uniqueness of each individual's needs using an integrated, biopsychosocial approach that explores the psychological interconnections between mind, behavior, and health, to promote an increased quality of life and wellness in mind, body, and spirit. I look forward to meeting you!

Julisa Holmes

(she/her)

Julisa Holmes, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
Has intro video
LPC/MHSP
2 years of experience
Virtual
Hi, I’m Julisa. I am a masters level Licensed Professional Counselor, practicing remotely in Rhode Island and Pennsylvania. As a Philadelphia native and person of color, I am driven by my desire to provide healthy representation of breaking generational trauma. I aim to get rid of stigmas related to seeking professional help. I am passionate about using my 11 years of experience to help clients feel genuinely seen, without judgement. I work with adult individuals and couples on various issues including anxiety, depression, PTSD, bi-polar disorders, relationship concerns, body positivity, LGBTQIA+ concerns, women's issues, and life transitions.

Jessica Owen

Jessica Owen, LMFT - Tennessee Therapist at Grow Therapy
$125/session
LMFT
11 years of experience
Virtual
Hello! I am Licensed Marriage and Family Therapist. I got my undergraduate degree at Carson-Newman University in Psychology and my Masters Degree from Capella University. I have been practicing for over 10 years. I work with adolescents, young adults, and adults through the lifespan. I enjoy being able to walk alongside people so they can become the best version of themselves, learn how to heal previous trauma, and develop healthy coping skills.

Chandra Malamud

(she/her)

Chandra Malamud, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
16 years of experience
Virtual
Are you struggling with a major transition? Life can certainly throw us some curve balls. Although you may feel overwhelmed or discouraged, things can get better. I specialize in helping people deal with big events like grief, illness, caring for a loved one, and divorce. These changes might contribute to anxiety, self-doubt, or depression. These challenging times can be exhausting, and it’s key to take care of yourself. With the right help, you can heal and even thrive. More and more people are understanding that mental health support isn’t a luxury, but a necessity that we all deserve. I keep up with the most effective therapies so that I can provide you with the best care possible. I also recognize that your situation is unique, and you have your own struggles and strengths. We will tailor your care to where you’re at, and what you need at this time. I am dedicated to supporting you however I can, through evidence-based therapy, education, and resources. I offer flexible appointments online, through a secure, HIPAA-compliant platform. If you’re ready for the next step, call to set up an initial consultation. I look forward to seeing how I can help.

Carly Brown

(she/her)

Carly Brown, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in Nashville, TN. I received my Masters from Boston University and have been practicing for over 15 years. I specialize in supporting adults who are navigating the often overwhelming landscape of life transitions. While transitions can be challenging, they are also opportunities for progress and growth. Whether you are facing a career change or experiencing a shift in identity or relationships, I provide a safe space to explore these changes together and develop coping techniques to manage difficult symptoms that can arise during these pivotal moments.

Kay Collake

(she/her)

Kay Collake, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
17 years of experience
Virtual
Do you find yourself overwhelmed with the competing priorities of daily life? Stuck in unhealthy patterns such as overuse of alcohol, procrastination, or emotional eating? Are your days spent battling perfectionism and negative self-talk? Would you like to be more active socially but struggle with anxiety or feelings of low self-worth? Hi. I’m Kay. Congratulations on taking the first step toward living your best life! I am a Licensed Clinical Social Worker in the state of Tennessee with 17 years of experience providing psychotherapy, assessment, and referral services to adults, children, and families. Additionally, I am a certified Neuropsychotherapist, specializing in the integration of neuroscience into transformative therapy. Common areas of practice include anxiety and depression management, women's issues, support with the management of chronic health conditions, minority stress, trauma, relationship difficulties, and grief/loss. It takes courage to choose a path of self-discovery and healing. But you don’t have to walk this path alone. Whether you are seeking assistance with managing an ongoing mental health issue, or are seeking solution-focused therapy to deal with a specific problem, I'm here to help

Amie Healy

(she/her)

Amie Healy, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
8 years of experience
Virtual
Do you find yourself struggling with feeling heard or being able to be fully present in the moment? Each person deserves the space to be heard, a place where they can be their authentic self. I want to understand and help you work through any events or concerns that have caused you to seek out therapy. Whether you are struggling with feeling anxious, not wanting to get out of bed or do the things that you used to enjoy or have experienced a loss. Together we can identify what you need in order to live a more fulfilled life. Seeking therapy can be a scary move and many people often feel that they have lost themselves so give yourself credit for making the first step! I enter each session ready to provide you with empathy, my undivided attention, and that safe space so that you can overcome whatever challenges brought you here.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Women's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.