Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 70 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/5/2025

Amanda Mills

(she/her)

Amanda Mills, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
8 years of experience
Virtual
Amanda is a licensed professional counselor and a mental health service provider in the state of Tennessee. She is also a Nationally Certified Counselor and a Certified Clinical Trauma Professional. Amanda is a graduate of Middle Tennessee State University where she earned dual bachelor’s degrees in psychology and sociology, followed by a Master’s degree in Professional Counseling. She has extensive experience in various mental health and substance abuse treatment settings, including inpatient psychiatric settings and community mental health programs. Amanda focuses on creating a safe space where individuals, couples, and families can feel safe, heard, and validated. She utilizes a person-centered approach while working collaboratively to build goals for treatment. She uses a variety of therapeutic modalities when working with her clients, including Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Therapy, and Acceptance and Commitment Therapy (ACT). Amanda may also utilize skill development and psychoeducation as needed. In her free time, Amanda loves reading, cooking, spending time with animals (especially her four dogs: three Boston Terriers; Winston, Hazel, and Louise; and one Miniature Schnauzer; Archie), going on new adventures, and bringing joy wherever she can.

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
24 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Lindsey McAllister

(she/her)

Lindsey McAllister, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I help individuals navigate life’s challenges, heal from past experiences, and create meaningful change and empowerment. I specialize in working with addictions, anxiety, trauma, relationship issues, and life transitions, using a blend of evidence-based and humanistic approaches. My goal is to create a supportive, collaborative space where you can explore your experiences, build resilience, and move toward the life you want to live.

Pam Nuchols

(she/her)

Pam Nuchols, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
24 years of experience
Virtual
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.

Christy Barongan

(she/her)

Christy Barongan, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
25 years of experience
Virtual
Hi I'm Christy. Do you sometimes find that you are your own worst enemy? Finding fault with everything you do, never feeling like you're living up to expectations? My goal in therapy is to help you turn your inner critic into a compassionate voice that can comfort you when you're down and give you the inspiration you need to reach your goals. We will work together to help you get to know yourself so that you will be able to care for yourself, identify your strengths, and give yourself the encouragement you need to succeed. I will also help you learn how to be more resilient in the face of obstacles so that you will be better able to find new solutions.

Virginia Addison

(she/her)

Virginia Addison, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
7 years of experience
Virtual
Hi! My name is Virginia and I am an LPC-MHSP in TN and LPC in VA. I have been working as a therapist for 7 years with 5 of those years focused on children and adolescents and the most recent 2 focused on crisis interventions. I help children and adolescents work through life events and transitions. Recently I have started working with moms as they adjust to motherhood and help them recenter themselves.

Holly Butler

(she/her)

Holly Butler, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
10 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker who is currently licensed in Arizona, Tennessee and South Dakota. I have worked with a variety of men, women, and adolescents over the last ten years. My intent is to always meet people exactly where they are at and help them overcome the challenges that life has given them. I truly believe that every person who I work with has a unique set of strengths, and by using those strengths the person has the ability within themselves to persevere.

Jessie Whitfield

Jessie Whitfield, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
14 years of experience
Virtual
Hi, I'm Jessie, a compassionate therapist dedicated to women's mental health. Have you ever felt lost in your marriage or your motherhood? Do you feel like the stress and anxiety of daily life leave you with less than you desire for yourself or your family? With a profound understanding of the intricate ties between emotional well-being and relationships, I can help guide you toward healing. Drawing from my expertise in trauma therapy, I provide a safe space for addressing past wounds. My empathetic approach extends to addressing common struggles like anxiety and depression. With a nurturing focus on marriage and motherhood, I empower you to embrace your roles while caring for your mental health.

Kiersen Hoffacker

(she/her)

Kiersen Hoffacker, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi, there. I'm glad you found my Profile! I'm a Licensed Clinical Social Worker in the state of Tennessee. I've been a therapist for over three years and worked in a variety of settings. My favorite part about being a therapist is empowering the clients I work with to gain insight into their emotional experiences, grow their toolbox, and make changes to live a more fulfilling life!

Madison Davis

(she/her)

Madison Davis, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
10 years of experience
Virtual
Madison is a seasoned therapist with over 10 years of experience dedicated to empowering women and mothers through their mental health journeys. Specializing in body image issues and serious mental illness, Madison creates a safe and supportive environment where her clients can explore their feelings and build resilience. Using Cognitive Behavioral Therapy (CBT) as a foundational approach, Madison focuses on helping clients challenge negative thought patterns and develop healthier coping strategies. She is also Health at Every Size® (HAES) trained, promoting a holistic understanding of health that celebrates body diversity and encourages self-acceptance. Madison’s compassionate and client-centered approach has made her a trusted ally for many women navigating the complexities of motherhood, self-image, and mental health. She believes in the power of connection and is committed to helping her clients find their strength and voice in their healing journeys.

Liz Sakatos

Liz Sakatos, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
15 years of experience
Virtual
I specialize in helping women navigate the mental and emotional impact of perimenopause and menopause because it’s about a lot more than hot flashes. This chapter of life often brings heightened anxiety, mood swings, self-doubt, and relationship strain, all while society tells you to “just push through it.” I help women take back control by examining the impact of hormonal changes, internal pressures (like relentless, negative self-talk), and external stressors (like toxic relationships and unrealistic expectations). Together, we replace what’s no longer working with strategies that empower you to feel grounded, capable, and more like yourself again. I firmly believe that the way you speak to yourself shapes how you handle the pressures of midlife — and let’s be honest, women are often their own harshest critics. It’s time to rewrite that inner narrative.

Sheila Stoner

(she/her)

Sheila Stoner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
11 years of experience
Virtual
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.

Julisa Holmes

(she/her)

Julisa Holmes, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
2 years of experience
Virtual
Hi, I’m Julisa. I am a masters level Licensed Professional Counselor, practicing remotely in Rhode Island and Pennsylvania. As a Philadelphia native and person of color, I am driven by my desire to provide healthy representation of breaking generational trauma. I aim to get rid of stigmas related to seeking professional help. I am passionate about using my 11 years of experience to help clients feel genuinely seen, without judgement. I work with adult individuals and couples on various issues including anxiety, depression, PTSD, bi-polar disorders, relationship concerns, body positivity, LGBTQIA+ concerns, women's issues, and life transitions.

Elizabeth Botts

(she/her)

Elizabeth Botts, LP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
25 years of experience
Virtual
I love helping people heal from the past and learn to thrive in the present; by resolving past trauma, creating adaptive belief patterns, fostering healthy habits and sleep, and establishing life with meaning and purpose. I am a licensed clinical psychologist based in TN and serving individual adults in Tennessee, Colorado, and Alabama. I have been in the mental health field since 1999 and in practice as a psychologist since 2010.

Kay Collake

(she/her)

Kay Collake, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
17 years of experience
Virtual
Do you find yourself overwhelmed with the competing priorities of daily life? Stuck in unhealthy patterns such as overuse of alcohol, procrastination, or emotional eating? Are your days spent battling perfectionism and negative self-talk? Would you like to be more active socially but struggle with anxiety or feelings of low self-worth? Hi. I’m Kay. Congratulations on taking the first step toward living your best life! I am a Licensed Clinical Social Worker in the state of Tennessee with 17 years of experience providing psychotherapy, assessment, and referral services to adults, children, and families. Additionally, I am a certified Neuropsychotherapist, specializing in the integration of neuroscience into transformative therapy. Common areas of practice include anxiety and depression management, women's issues, support with the management of chronic health conditions, minority stress, trauma, relationship difficulties, and grief/loss. It takes courage to choose a path of self-discovery and healing. But you don’t have to walk this path alone. Whether you are seeking assistance with managing an ongoing mental health issue, or are seeking solution-focused therapy to deal with a specific problem, I'm here to help

Stormy Malone

(she/her)

Stormy Malone, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
6 years of experience
Virtual
Hello, I am Stormy I can help you feel empowered to reach your goals, make changes that you want in your life, recover from trauma, anxiety, and depression, and manage life stress. I use a person-centered approach, which focuses on you as a whole person and the individual needs that you have. I have been working in community mental health for almost 10 years. I have a Ph.D. in community psychology and am a licensed counselor. I have been practicing counseling since 2016, and I have provided virtual counseling since 2019. I have experience working with adults, children, adolescents, and couples. Beginning therapy can be overwhelming and scary. I will be here to work with you through those feelings and provide you with an environment that is safe and compassionate.

Briana Whitted

(she/her)

Briana Whitted, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hi there, my name is Briana and I am here to support you through various challenges and transitions. We can oftentimes feeling frustrated, stuck, or anxious - whether this be as a spouse, parent, employee, or just feeling overwhelmed as a human in general. We can all experience getting to a place where we feel completely numb & just trying to survive. You might feel like a hamster running on its wheel, feeling completely stuck and going nowhere, unsure of what to do differently. Maybe you're trying to heal on your own from the things that you never talk about, and are in need of someone who can listen & validate your emotions.

Trina Middleton

(she/her)

Trina Middleton, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
30 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker. I have my Masters in Social Work from University of Texas at Arlington. I have worked in the field of mental health and as a therapist for 30 years. I am licensed in Arkansas and Tennessee. I work with adults of all ages and backgrounds who are experiencing difficulties such as difficulty coping, low self esteem, anxiety, grief and loss, and stress due to life transitions. I believe that reaching out to a therapist is a big step. I am here to help you feel comfortable and connected in your therapy journey and to provide an environment where you can work on your goals without feeling judged.

Marie Dillinger

(she/her)

Marie Dillinger, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
17 years of experience
Virtual
Welcome! I am Marie Dillinger, a licensed therapist who has been working with individuals, couples and families pursuing counseling for over 17 years. My experience has centered around assisting adults who are experiencing depression, anxiety, difficulty adjusting and adapting to the changes they are experiencing in life, grief and trauma. The philosophical foundation of my therapy is based on the understanding that what we think influences how we feel which impacts how we behave. Therefore, to change any behavior or feeling we first need to address our thinking. My goal in the counseling process is to assist you in improving the quality of your life by guiding you in how to manage, resolve, and/or reconcile those issues in your life creating difficulty for you.

Amie Healy

(she/her)

Amie Healy, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
8 years of experience
Virtual
Do you find yourself struggling with feeling heard or being able to be fully present in the moment? Each person deserves the space to be heard, a place where they can be their authentic self. I want to understand and help you work through any events or concerns that have caused you to seek out therapy. Whether you are struggling with feeling anxious, not wanting to get out of bed or do the things that you used to enjoy or have experienced a loss. Together we can identify what you need in order to live a more fulfilled life. Seeking therapy can be a scary move and many people often feel that they have lost themselves so give yourself credit for making the first step! I enter each session ready to provide you with empathy, my undivided attention, and that safe space so that you can overcome whatever challenges brought you here.

Kathy Hilbert

(she/her)

Kathy Hilbert, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$95/session
LPC/MHSP
5 years of experience
Virtual
I am a licensed professional counselor in the state of Tennessee who has been providing individual counseling for approximately four years. I had a background in social work prior to becoming a therapist, so I have always had a passion for helping people. I help people who are eager for change and growth but may be overwhelmed by challenging emotions or experiences that keep them stuck in seemingly endless cycles. As a therapist, I hope to cultivate a relationship that facilitates change, wholeness, and health wherever you are in your journey. I want to create a space where you feel free to bring your whole self: body, mind, and spirit. I look forward to walking alongside of you as you take your first steps toward deeper levels of health and wholeness.

Felisha Babb

Felisha Babb, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
15 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker. My goal is to create a nonjudgmental supportive environment while collaboratively working with my patients as team to assist them with gaining and maintaining emotional stability. I am a client centered therapist with 5 years experience in mental health counseling. I have been successful in using my expertise to understand, assist, and guide clients to learn components of emotional intelligence that they can use to assist them with meeting their behavioral health goals. I am highly accomplished in designing psycho-educational programs that empower clients with self-efficacy and the motivation to change. I am Skilled at using Dialectal Behavioral Therapy, Cognitive Behavioral Therapy, Rational Emotive Behavioral Therapy and other therapeutic modalities to assist clients with meeting their therapeutic needs. I am Smart Recovery Certified and skilled at working with individuals who are battling addiction, depression, anxiety, and PTSD. I am hard working, motivated, team oriented, and dedicated to the field of mental health. I strongly believe in giving clients tool that they can use to gain and/or maintain safety, sobriety, and stability.

Jessica Owen

Jessica Owen, LMFT - Tennessee Therapist at Grow Therapy
$125/session
LMFT
11 years of experience
Virtual
Hello! I am Licensed Marriage and Family Therapist. I got my undergraduate degree at Carson-Newman University in Psychology and my Masters Degree from Capella University. I have been practicing for over 10 years. I work with adolescents, young adults, and adults through the lifespan. I enjoy being able to walk alongside people so they can become the best version of themselves, learn how to heal previous trauma, and develop healthy coping skills.

Carly Brown

(she/her)

Carly Brown, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in Nashville, TN. I received my Masters from Boston University and have been practicing for over 15 years. I specialize in supporting adults who are navigating the often overwhelming landscape of life transitions. While transitions can be challenging, they are also opportunities for progress and growth. Whether you are facing a career change or experiencing a shift in identity or relationships, I provide a safe space to explore these changes together and develop coping techniques to manage difficult symptoms that can arise during these pivotal moments.

Samantha Acosta

(she/her)

Samantha Acosta, LMFT - Tennessee Therapist at Grow Therapy
$90/session
LMFT
15 years of experience
Virtual
Hello! I'm a Licensed Marriage and Family Therapist (LMFT) and a Licensed Independent Mental Health Practitioner (LIMHP) based in Tennessee. I am Licensed in the states of UT, NE, and TN. I received my Masters from Argosy University in Draper, UT and have been practicing for 15 years. I help Individuals struggling with anxiety, stress, depression, life changes, conflict in relationships and processing traumatic events in ones life.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Women's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.