Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 58 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/1/2025

Johnathan Morgan

Johnathan Morgan, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hello! My name is Johnathan Morgan and I am a Licensed Clinical Social Worker in the state of North Carolina with a Masters in Social Work and thousands of hours of clinical experience. I work with adults, children, and adolescents of all ages and I specialize in treating anxiety, depression, behavioral disorders, attention deficit disorder, parenting, loss of meaning, phobias, impulse control disorders, and relationships.

Aaron McGinley

Aaron McGinley, LCMHC - North Carolina Therapist at Grow Therapy
$175/session
LCMHC
9 years of experience
Virtual
You deserve support, and if you are coming with your partner , you both do, no matter how hard the road ahead may seem. You need someone that will strive to understand you, but commit to supporting you in moving towards change that feels meaningful. While I will never pretend to know your exact pain, I do find that my experience juggling life as a parent, a partner, and in demanding careers such as corporate leadership and skilled trades have often helped me find a traction point to connect with you , so I can support you.

Andrew Sell

Andrew Sell, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCMHC
5 years of experience
Virtual
Feeling anxious, overwhelmed, or stuck? Do you strive for breakthrough but somehow seem to always fall short? Do you want to finally achieve progress and reach your goals? I can help by utilizing psychological tools to push past these barriers and into a more fulfilled life. Together, we will embark on a collaborative journey, joining our efforts to carefully explore and determine your unique goals and aspirations for treatment, ensuring that we align our strategies to meet and exceed your expectations.

Rob Pritz

(he/him)

Rob Pritz, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
15 years of experience
Virtual
I am a Licensed Mental Health Counselor and a National Certified Counselor with over 10 years of experience providing therapeutic services to individuals and families. I am dedicated to the field of psychotherapy and committed to the client/therapist relationship. I have a Masters Degree in Clinical Mental Health Counseling from Palo Alto University, CA. As a therapist, I am non-judgmental, empathetic and eager to see you become your best self. I am open minded and value the art of listening. I believe in the power of gained insight and self awareness. I trust that you can succeed in whatever it is you set your mind to. As a therapist and client team- We got this!

LaTonia Curtiss

(she/her)

LaTonia Curtiss, LCSW - North Carolina Therapist at Grow Therapy
$115/session
LCSW
21 years of experience
Virtual
​ Do you struggle with feeling bad about yourself, developing and /or maintaining healthy relationships with others? Do you feel down, depressed, feeling you let yourself or others down? Do you experience feelings of anxiety, stress, or trauma? Are these concerns impacting you at home, work, or other places? Seeking therapy can be scary, however, you have made the right decision. I believe individuals are the "experts on themselves" and possess the ability to make the desired positive change in their lives. In the session, we will utilize a Person Center Approach consisting of meeting the individual were they are, actively listening, providing support, encouragement, and validation, as well as utilizing Evidence -Based Treatment Modalities ( such Cognitive Behavioral Therapy, Solution Focused Based Therapy, Motivational Interviewing, Mindfulness, Person Centered Approach, and Psychoeducation) Supportive Therapy, Stress Management, and Anger Management. Together, we will work collaboratively to treat the whole person and empower the person to find their way forward.

Chris Everhart

(he/him)

Chris Everhart, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCMHC
20 years of experience
Virtual
Therapist in the behavioral health field since 2004. Have worked with adults male and female, couples, parents, adolescents with behavioral and development needs. Specialty in Autism specific to psychoeducation, parent training, and couples therapy. Experience in the home, community, school setting with therapy. Master’s degree in clinical counseling fully licensed -and proficient in providing clinical supervision to others. Has lead teams of up to 20 clinicians.

Valentcia Cooper

(she/her)

Valentcia Cooper, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Great to meet you! Welcome! Taking the step to reach out for help is often the hardest part, so I truly commend you for being here and prioritizing yourself! With over 15 years of experience in the mental health field, I’ve had the privilege of supporting individuals of all ages through a variety of life challenges. As a Licensed Clinical Social Worker, I specialize in providing supportive, practical therapy that helps you manage stress, strengthen relationships, and develop healthier coping strategies. My approach is compassionate, client-centered, and focused on empowering you to create meaningful, lasting change.

Carson Nance

(he/him)

Carson Nance, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCMHC
7 years of experience
Virtual
Hello, I am Carson Nance, a dedicated and compassionate mental health therapist specializing in children's well-being. With a deep passion for helping young minds navigate their emotional journeys, I am committed to providing a safe and supportive space where children can express themselves freely and discover their inner strength. My journey into the field of child mental health began with a strong desire to make a positive impact on the lives of young individuals. Witnessing the struggles and unique challenges children face inspired me to pursue a career focused on their psychological development and well-being. My specialized training and education have equipped me with a solid foundation in child psychology, developmental theories, and evidence-based therapeutic interventions. I continuously seek to expand my knowledge and stay up to date with the latest research and best practices in the field. I am truly grateful for the opportunity to make a difference in the lives of children and their families. Witnessing the transformative power of therapy and seeing the resilience and growth of the children I work with is immensely rewarding. It is my heartfelt mission to help children develop the necessary tools and skills to navigate life's challenges.

Donavon Kirby

Donavon Kirby, LCMHC - North Carolina Therapist at Grow Therapy
$110/session
LCMHC
20 years of experience
Virtual
Hi, I'm Donavon. I am a counselor with almost 20 years of experience. Some words that folks have used to describe me are encouraging, supportive, compassionate, and understanding. One of the things I feel I am especially good at is helping people find the connections to the origins of their problems. Do I spend days or weeks having you relive the past? No. But, being able to understand how your problems or negative coping strategies of today developed, is an important step in doing things better in the present.

Adam Hallock

(he/him)

Adam Hallock, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
10 years of experience
Virtual
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.

Heather Petersen

(she/her)

Heather Petersen, LCSW - North Carolina Therapist at Grow Therapy
$130/session
LCSW
21 years of experience
Virtual
Hello there, I'm Heather. Are you experiencing anxiety, depression, or difficulty adjusting to life transitions? Are you noticing that things are overwhelming and more difficult to cope with because of the many stressors in life? Do you feel that you worry too much, are not good enough, or feel like you're stuck? Do you feel like you are all alone, that you have no one who really listens, understands you, or can relate to what you are going through? Well look no further because I specialize in alleviating anxiety, managing and overcoming depression, and adjusting to life transitions (such as parenting, relationship challenges, experiencing an empty nest, health issues, job loss, divorce, death of a loved one, or retirement.) It's a common experience to face these life challenges, but when those issues start to take over your life, it's time to get the support you need by working through this with a counselor so you can live a more fulfilling life. I am a Licensed Clinical Social Worker (LCSW) based in North Carolina, licensed to see clients in North Carolina working virtually, and I'm also licensed in California. I received my Masters from San Diego State University and have been practicing clinical social work for 21 years. I enjoy working with individual adults who are struggling navigating the stressors in life, and we would work together to get you unstuck as soon as possible so you can live a better life, on your own terms. You are brave and have made an important step in the change process just by being here.

Dr. Ashton Morgan

Dr. Ashton Morgan, LMFT - North Carolina Therapist at Grow Therapy
$250/session
LMFT
15 years of experience
Virtual
Today you are one step closer to a new you, feeling empowered and on a positive path to growth and well-being. As a Doctor of Marriage and Family Therapy and a solution-focused therapist, I aim to help you uncover your true potential and lead a life worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.

Taij M Johnson

(he/him)

Taij M Johnson, LCMHC - North Carolina Therapist at Grow Therapy
$130/session
LCMHC
8 years of experience
Virtual
Hi! I'm a Licensed Clinical Mental Health Counsellor (LCMHC) currently serving both North and South Carolina. I have utilized my Masters of Counseling in practice for 8 years. I've spent over 12 years as a Protective Services Social Worker and in that time I had the privilege to serve many people in many walks of life. That experience has given me a unique talent for connecting with people. I enjoy assisting older and young adults struggling with life, relationship and career stress, and others just finding it difficult to become the best versions of themselves.

Ronald Williams

(he/him)

Ronald Williams, LCSW - North Carolina Therapist at Grow Therapy
$160/session
LCSW
10 years of experience
Virtual
I bring something to individual and couples therapy that is rare today and not from a text book, that is lived experience. In drawing from different evidence based schools of thought in combination with my lived experiences we will employ such modalities of therapy such as Motivational Interviewing, Cognitive Behavioral Therapy and Emotionally Focused Couples Therapy. Adversity and struggle are situations that are common. The goal to avoid both would be ideal but that is not reality. Peace and calmness in the mist of adversity and struggle is a possible reality and what we will strive to help you achieve.

Jessie Smith

(he/him)

Jessie Smith, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker in the state of North Carolina. I have experience working with adults, adults with SPMI, adolescents, and families seeking support to overcome trauma, anxiety, depression, life transitions, grief, parenting issues, anger, self-esteem, codependency, and other challenges that arise in life. I completed a Bachelor's and Master of Social Work at the University of North Carolina at Pembroke with a minor in substance abuse. I utilize a collaborative and holistic approach to helping individuals overcome their challenges because they’re experts in their lives.

Stephen Pleasant

(he/him)

Stephen Pleasant, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
23 years of experience
Virtual
Hello, my name is Stephen Pleasant, and I'm a psychotherapist for men. Why therapy for men? Well, because sometimes a man just needs a pork shoulder to cry on. That being said, I will also work with women as well. It’s a recognized human tendency for men to get “stuck” in their lives and to end up “settling” for the status quo when deep down they know they are capable of a great deal more. Here’s the truth; You are never “stuck” with your present circumstances. The Game of Life is a psychological and spiritual journey and winning at this game requires you to change your play and learn to think differently and do things in a new way. I help men break out from being “stuck” in life, resigned to producing results that are disappointing to them and others. My goal is to see transformative progress in men’s confidence, clarity, and self-expression, so that they may gain the fuller personal and work life they thought was beyond them.

Ben Hancock

(he/him)

Ben Hancock, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
5 years of experience
Virtual
Call me Ben! I've been in private practice for 5 years and the mental health field at-large for close to a decade. I'm a big advocate for mindfulness (and ACT) and how it can be used alongside and incorporated into the therapeutic relationship to make tremendous strides in addressing one's mental health. I live in Asheville, North Carolina with my wife and our two cats. I love to go hiking and kayaking, am currently learning Spanish and the drums, and love a good gaming session with my friends. --------------------------------------------------------------*IMPORTANT UPDATE* If you were impacted in any way by hurricanes Helene, Milton, or other significant tropical storms - please let me know in your initial intake. I am currently offering a number of free/sliding scale sessions to those affected.

Jarrett Taylor

(he/him)

Jarrett Taylor, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
9 years of experience
Virtual
Hello, my is Jarrett and I am a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addiction Specialist in North Carolina. I look forward to working with you to motivate you to develop a skill set to take back control of your life. I am understanding and compassionate about the various battles that individuals go through in life. I use that understanding and compassion to truly listen to assist with goal setting and ultimately goal achievement. I am down to earth and easy to speak with, which will provide the sense of comfort necessary for therapy.

Michelle Cusick

(she/her)

Michelle Cusick, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
5 years of experience
Virtual
I specialize in supporting individuals navigating depression, anxiety, relationship struggles, trauma, and life transitions, aiding in the pursuit of stability and consistency. In therapy, I aim for a natural, authentic, and safe environment where you can feel comfortable and heard. My goal is to become a therapist you can trust and depend on. I work with individuals to identify their needs and take action to meet them. My therapeutic approach starts with building a strong relationship with the client in order to help identify these patterns to create lasting change.

William Etheridge

(he/him)

William Etheridge, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
5 years of experience
Virtual
Hello there! I am a licensed clinical mental health counselor (LCMHC) from North Carolina. I received my masters in 2019, and have been working in the field since 2020 professionally. I primarily use cognitive-behavioral therapy (CBT) with elements mixed from other modalities like feminism and solution focused brief treatment as I work to aid and support issues related to: depression, anxiety, emotional management, mens issues, queer/lgbtq+ issues, and more. I primarily work with adults 18+ but I do have experience working with teens and couples as well.

Jason Martin

(he/him)

Jason Martin, LCMHC - North Carolina Therapist at Grow Therapy
$90/session
LCMHC
8 years of experience
Virtual
Hello and thank you for considering me as your therapist. I have been working in the mental health field since 2016 and I am happy to assist children between the ages of 5-12, adults, couples, and families. I work from an existential, strengths-based format and utilize techniques from cognitive-behavioral therapy, applied ecopsychology, and Rogerian therapies among many others. I believe that we all have the ability to be successful and happy, but that we sometimes get stuck along the way. That is what I am here for. Let me help you continue your journey.

Stephanie McGee

(she/her)

Stephanie McGee, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
20 years of experience
Virtual
We often face challenges in our lives that cause us to shift and sometimes lose focus of ourselves and what is important to us. It is my privilege to be that compassionate and listening ear to provide support, encouragement, and tools to navigate these trying times. The ultimate goal is to provide a safe, unbiased, and nonjudgmental therapy experience to help you to feel empowered and heard. Whilst working with individuals, children, and families of all ages, races, and walks of life is a dream come true. I am here to serve! I am here for you! I am here to offer support, guidance, and the tools to ensure that the goals which you have set for yourself can be attained. I look forward to the opportunity to partner with you as we work through life’s unexpected challenges.

Ariel Harris

(she/her)

Ariel Harris, LCSW - North Carolina Therapist at Grow Therapy
$125/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW) seeing clients in North Carolina statewide via virtual visits. I specialize in working with anxiety, depression, setting boundaries, dating in the digital era, confidence, and eating disorders. Whether, you have a small circle of friends, dealing with transitional changes in life, depression, loneliness, or even really crappy Hinge dates. You deserve to invest in your self-care and curate the most fulfilling life for yourself. If any of this speaks to you I encourage you to reach out today.

Samuel Cotton

Samuel Cotton, LCSW - North Carolina Therapist at Grow Therapy
$200/session
LCSW
10 years of experience
Virtual
Hello, I'm Sam, a Licensed Clinical Social Worker-Supervisor and military retiree with a Master’s from Fayetteville State University. I have over 10 years of experience as an independent clinician, helping adults navigate career stress, burnout, financial challenges, and relationship issues. My goal is to empower clients to confront life’s obstacles head-on and grow into the best versions of themselves through practical, compassionate, and results-driven therapy.

David Steinman

(he/him)

David Steinman, LCMHC - North Carolina Therapist at Grow Therapy
$140/session
LCMHC
5 years of experience
Virtual
Hello, my name is David and I provide counseling services to a variety of age groups, but I specifically provide services to adolescents, adults, and the elderly. I strive to provide individuals, couples and families with the skills to not only cope with their mental health challenges, but also empower them to create their own paths in life. I am a person-centered clinician that seeks to fully understand my client’s needs and goals. I have completed additional training to help me provide the best possible counseling in areas that focus on behavioral issues, and working with couples. I also have a degree in special education and taught for nine years, and most of those years were spent working with students that had emotional needs. My counseling approach is holistic, meaning that my goal is to help you learn more about yourself and build off of where you are.

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Men's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Men's Issues, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.