Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 372 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 8/18/2026

$130/session

Authentic
Solution oriented

Specialties

Coping Skills
Anxiety
Personality Disorders
+9
I'm Kassandra, founder and owner of Luna Licensed Mental Health Counseling. Our mission is to help clients bridge the gap between understanding themselves and actually feeling different. Like many of my clients, I've navigated anxiety, life transitions, and moments of losing touch with my own confidence, and I'm confident we can help you move toward finally feeling like YOU. Sometimes that means shedding old skin and moving through the growing pains that come with it. Like the moon, every phase is real, active, and necessary. At Luna, we help you learn to integrate them all in a way that promotes real healing.
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$50/session

Authentic
Empowering
Warm

Specialties

Coping Skills
Anxiety
Bipolar Disorder
+3
Hi, I'm a licensed clinical social worker with a passion for helping individuals navigate life's challenges with greater clarity and confidence. I understand that reach out for support can feel overwhelming, and I strive to create a safe, supportive, and nonjudgmental space where you can feel heard and understood. My approach is rooted in strength based and mindfulness practices helping clients build on what's already working while developing practical tools to manage stress anxiety and everyday challenges. I believe therapy should feel collaborative, empowering, and tailored to your unique needs.
VirtualAvailable
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$150/session

Intelligent
Authentic
Direct

Specialties

Coping Skills
Anxiety
Depression
+9
You may be feeling overwhelmed, emotionally stuck, or unsure how to move forward. I work with adults experiencing anxiety, depression, trauma, relationship concerns, emotional difficulties, and major life transitions. My approach is warm, collaborative, and tailored to your individual needs. I combine practical strategies from CBT and DBT with psychodynamic, attachment-based, interpersonal, and person-centered approaches. Together, we will address current concerns while also exploring the experiences and recurring patterns that may be influencing your thoughts, emotions, and relationships. My goal is to help you feel more grounded, gain greater clarity, and create meaningful and lasting change.
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$150/session

Authentic
Warm

Specialties

Coping Skills
Anxiety
Depression
+7
Hi, I'm Patty, a Licensed Clinical Social Worker with over 30 years of experience helping adults and young adults navigate anxiety, stress, relationships, self-esteem, and life transitions. I provide a warm, supportive, and practical approach to therapy, creating a space where clients feel comfortable being themselves. My goal is to help you gain insight, build coping skills, and make meaningful changes that improve your overall well-being.
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New to Grow

$100/session

Specialties

Coping Skills
Anxiety
Mood Disorders
+4
I’m Mark, a therapist who believes healing works best when it feels like a genuine partnership. I bring a grounded, approachable style to therapy — one that’s warm, accepting, and human. I work with people from diverse backgrounds and experiences, and I value the unique stories and identities each person brings. My role is to walk alongside you, offering steadiness, curiosity, and the occasional well‑timed laugh as we navigate the hard parts and celebrate the moments of growth.
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$90/session

Authentic
Direct
Humorous

Specialties

Coping Skills
ADHD
Anxiety
I am a licensed therapist (LCSW) specializing in the treatment of anxiety disorders including (GAD), nerodivergence, couples therapy, depression symptoms, and trauma. I provide 100% remote, secure telehealth sessions for individuals, and couples. residing across Washington DC, New York, Nevada, and Connecticut, allowing you to prioritize your mental heath from the complete comfort, privacy, and safety of your own home. I work with individuals experiencing chronic anxiety, rumination, panic symptoms, emotional overwhelm, burnout, and mood-related challenges. I provide structured support to help clients manage symptoms, improve emotional regulation, and develop effective coping skills. I also specialize in couples therapy and relationship counseling, supporting partners with communication issues, recurring conflict, trust concerns, emotional disconnection, and attachment-related patterns. I offer LGBTQ+ affirming therapy and provide a safe, inclusive environment for clients of all identities and relationship structures. My work is collaborative and evidence-based, focused on symptom reduction and relational improvement. I like to consider myself as a "thought partner" that cultivates and provides a "safe space" for individuals, I assist
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$150/session

Authentic
Intelligent
Warm

Specialties

Coping Skills
Anxiety
Depression
+4
I have been a therapist for over 16 years in a number of different settings. I have developed a passion for joining with clients to see their whole picture, to understand the why behind who they are, to develop compassion for the different parts of yourself and to tap into the innate abilities, insights and skills you have to help you grow. I want to help you start to live a more examined life, one where you can experience more control.
VirtualAvailable
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$115/session

Authentic
Warm
Empowering

Specialties

Coping Skills
Anxiety
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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New to Grow

$100/session

Specialties

Coping Skills
Addiction
Anxiety
+7
My ideal clients are adults who are looking for support, guidance, to work through life’s challenges. They may be experiencing anxiety, depression, stress, relationship difficulties, life transitions, or challenges related to substance use. My ideal clients are people who are ready to better understand themselves, explore what may be getting in the way, and take steps toward feeling more balanced and fulfilled.
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$195/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
Depression
+5
I’m a licensed psychotherapist with over 15 years of experience supporting adults and adolescents navigating anxiety, life transitions, relationship concerns, and emotional overwhelm. My approach is collaborative, practical, and grounded in helping you better understand yourself while building tools you can actually use in daily life. I work best with clients who are motivated for growth, value honest conversation, and want therapy to feel supportive, respectful, and effective—not rigid or overwhelming. I strive to create a space where you can show up as you are and move toward meaningful, sustainable change.
VirtualAvailable
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$150/session

Empowering
Solution oriented
Warm

Specialties

Coping Skills
Anxiety
Depression
+7
Life can feel overwhelming when you're carrying the weight of anxiety, stress, relationship challenges, or past experiences on your own. My goal is to provide a space where you can slow down, feel heard, and reconnect with yourself. As a Licensed Clinical Social Worker, I'm passionate about helping women navigate life's transitions, heal from emotional wounds, and build lives that feel more balanced, authentic, and fulfilling. I believe therapy is more than talking through problems—it's an opportunity to better understand yourself, strengthen your resilience, and create meaningful, lasting change, rather than simply managing symptoms. Together, we'll explore what's keeping you stuck and develop practical tools to support your overall well-being. My approach is warm, collaborative, and tailored to your unique experiences. I'm here to walk alongside you as you rediscover your authentic self, and create a life that feels aligned with who you truly are.
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New to Grow

$250/session

Authentic
Warm

Specialties

Coping Skills
Anxiety
Depression
+7
I am a warm, compassionate, and direct therapist who believes healing happens when clients feel truly seen, heard, and supported without judgment. My style is collaborative, culturally responsive, and grounded in helping clients better understand themselves, their patterns, and the experiences that have shaped them. I work best with clients who are ready to explore their emotions, relationships, identity, trauma, stress, anxiety, depression, or life transitions in a deeper and more honest way. I bring both clinical knowledge and genuine humanity into the room, balancing empathy with gentle challenge when needed. My goal is to help you feel safe enough to be vulnerable, while also supporting you in building insight, emotional resilience, healthier coping skills, and meaningful change. As a therapist, I understand that seeking support can feel intimidating, especially if you are used to carrying everything on your own. I strive to create a space where you do not have to perform, minimize your pain, or have everything figured out before you begin. We will work together at your pace, with curiosity, compassion, and respect for your lived experience.
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New to Grow

$125/session

Specialties

Coping Skills
Anxiety
Depression
+3
I am a licensed clinical social worker with over 17 years of experience helping individuals navigate many of life’s challenges, including depression, anxiety, grief, trauma and life transitions. In my practice I strive to provide a safe, compassionate and non-judgmental environment, where you will be heard, supported, and empowered to be the best possible version of yourself. There is no one size fits all approach when it comes to therapy. I will work with you to find the best approach to promote your personal growth, healing and self-awareness. We will work together to create a therapeutic relationship built on trust, empathy and mutual respect with the goal of achieving lasting therapeutic change.
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New to Grow

$150/session

Specialties

Coping Skills
Anxiety
Eating Disorders
+8
Hi, I'm so glad you're here. Starting therapy can feel overwhelming, but you don't have to figure things out on your own. My goal is to create a space where you feel comfortable showing up exactly as you are—without judgment, pressure, or the need to have it all together. With over 14 years of experience, I work with adolescents, college students, and adults navigating anxiety, eating disorders, life transitions, identity, relationships, and the unique challenges that come with being an athlete. As an LGBTQ+ identifying therapist, I'm committed to creating an affirming, inclusive space where you feel seen, respected, and supported. I take a warm, collaborative, and holistic approach to therapy, blending evidence-based practices with an understanding of how our mental, emotional, and physical well-being are all connected. When it fits your goals, I also incorporate an integrative nutrition perspective to support your overall wellness. Outside the therapy room, you'll usually find me running, dancing, or horseback riding. As an athlete myself, I understand the highs, lows, and pressures that can come with performance, balance, and caring for both your mind and body. I believe therapy is about more than getting through hard moments—it's about building a life that feels authentic, meaningful, and sustainable. Wherever you are in your journey, you don't have to walk it alone. I'd be honored to walk alongside you.
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$145/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
Depression
+10
I’m a Licensed Mental Health Counselor in New York with seven years of experience, and I truly believe that vulnerability is a strength. In our work together, you’re not just a client—you’re an active partner in your growth. My goal is to create a safe, supportive space where we can explore what’s holding you back and help you move forward with confidence and purpose.
VirtualAvailable
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$130/session

Authentic
Warm
Open-minded

Specialties

Coping Skills
Anxiety
Life Transitions
+6
If you’re reading this, you’re probably carrying something heavy — and you may have been carrying it longer than you should have had to. I’m glad you’re here. I’m an LMFT licensed in both New York and New Jersey, and I work with adults who are navigating some of life’s most emotionally demanding seasons: parenting stress, relationship strain, depression, ADHD, and the kind of high-functioning exhaustion that doesn’t always look like struggle from the outside but absolutely feels like it. My approach is relational at its core. I believe that healing rarely happens in isolation — it happens in connection. Before any technique or homework assignment, I prioritize building a therapeutic relationship where you actually feel safe enough to be honest. That foundation isn’t just good therapy etiquette; it’s what makes everything else possible. From there, I draw on a range of evidence-based frameworks — attachment theory, CBT, DBT, and person-centered approaches — tailoring the work to what you specifically need rather than applying a one-size-fits-all model. Some clients need tools and structure. Others need space to process and be witnessed. Most need both, at different moments. I’ve worked with many people who came to therapy after putting it off for a long time — sometimes years. What kept them away was often fear: fear of judgment, fear of being misunderstood, or simply not knowing what therapy was supposed to feel like. I take that seriously. My goal from the very first session is to help you feel less alone in what you’re facing, and more capable of moving through it. You don’t have to have it figured out before you reach out. That’s what we’re here to do together.
VirtualAvailable
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New to Grow

$228/session

Specialties

Coping Skills
Couples Counseling
Mood Disorders
+10
Hi, My Name is Lydia Ignacio I am a LCSW in NY & FL and Transformational Coach providing combined energetic healing services. My areas of expertise include trauma, stress, and transitional life changes such as within the anxiety spectrum, depressive spectrum, PTSD, complex PTSD, relational trauma, trauma informed anxieties, depression, and PTSD, issues of identity, LGBTQ+ identity, relationship and relational challenges in couples counseling, LGBT+ couples counseling, and career development.
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$125/session

Authentic
Empowering
Warm

Specialties

Coping Skills
Anxiety
Depression
+10
As an LCSW specializing in EMDR, DBT, CBT, and addiction treatment, I work with individuals to help them heal from past trauma, manage difficult emotions, and break free from unhealthy patterns. I offer evidence-based therapies like EMDR to process trauma and DBT and CBT to build coping skills and promote emotional regulation. My goal is to support you in making lasting changes, improving relationships, and achieving a healthier, more fulfilling life
VirtualAvailable
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$175/session

Warm
Authentic
Intelligent

Specialties

Coping Skills
Anxiety
Depression
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
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$75/session

Warm
Authentic
Solution oriented

Specialties

Coping Skills
Addiction
Life Transitions
+9
Hi! I am a Licensed Clinical Social Worker in New York and Florida. I have 30 years experience in the helping profession and 7 years as a therapist. I believe that insight without action leads to stagnation and frustration. It is valuable to talk about problems and issues but without a plan of action, clients often become discouraged. Much of my work will involve helping you identify a next right step in addressing challenges.
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$175/session

Warm
Intelligent
Authentic

Specialties

Coping Skills
Anxiety
Life Transitions
+4
I am a Licensed Clinical Social Worker who works primarily with women navigating anxiety, emotional overwhelm, relationship stress, and life transitions. Many of my clients are thoughtful, capable, and high-functioning, yet feel stretched thin, emotionally reactive, or stuck in patterns of overthinking and self-doubt. Therapy offers a space to slow down, understand what’s happening beneath the surface, and begin responding in ways that feel steadier and more aligned. My style is warm, collaborative, and supportive. I integrate attachment-informed and cognitive-behavioral approaches to help clients strengthen emotional regulation, build self-trust, and feel more grounded and confident in their relationships and daily lives. I provide telehealth therapy throughout New York and work with adults seeking meaningful, lasting change.
VirtualAvailable
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New to Grow

$190/session

Authentic
Empowering

Specialties

Coping Skills
Anxiety
Depression
+10
Welcome, I'm Valerie! I earned my Master’s in Social Work from Columbia University in 2014 and have spent over a decade working across NYC supporting individuals through life’s toughest moments—from managing anxiety and trauma to navigating chronic illness, grief, and family dynamics. As a biracial woman of Southeast Asian heritage, I am deeply passionate about cultural humility, social justice, and inclusive care. I honor the rich, complex backgrounds that make you who you are, and I craft care that reflects your unique identity and values
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$120/session

Authentic
Open-minded

Specialties

Coping Skills
Career Counseling
Life Transitions
+3
I’m a Licensed Mental Health Counselor with over 10 years of experience supporting adults through stress, life transitions, and relationship challenges. I’ve also served in a supervisory role, which allows me to help clients navigate workplace stress, leadership demands, and career goals. My approach is practical, collaborative, and focused on creating sustainable change. I also bring a background in fitness coaching to support both mental and physical consistency as part of overall well-being.
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New to Grow

$140/session

Specialties

Coping Skills
Anxiety
Child or Adolescent
+2
I’m Katya Camacho, a bilingual Licensed Clinical Social Worker (LCSW) and proud Puerto Rican, born and raised in the Bronx, New York. As a therapist, I believe you deserve a space where you can feel heard, understood, and accepted without judgment. My approach is warm, collaborative, and culturally responsive, with a focus on helping children, adolescents, adults, and families navigate anxiety, stress, relationships, life transitions, emotional challenges, and difficult experiences. As a mother of two young children, including a child with special needs, I understand firsthand that life can be both rewarding and overwhelming, and I bring that real-world understanding into my work with families. My goal is to help you recognize your strengths, develop practical coping skills, and feel more confident navigating life—because when you feel better, you do better.
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$150/session

Authentic
Empowering
Solution oriented

Specialties

Coping Skills
Parenting
Perinatal Mental Health
+6
I am a NY based LCSW with 20 years experience working in a variety of setting including schools, community mental health centers, and outpatient private practice I graduated with my Master's in Social Work for New York University. I am a holistic provider, and take elements of various approaches and will design our sessions to be a unique fit for your own needs.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Coping Skills, is filtering therapists in New York that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.