Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 169 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/17/2026

$100/session

Warm
Intelligent
Solution oriented

Specialties

Women's Issues
ADHD
Anxiety
+9
Welcome! I'm Damaris, a bilingual (English/Spanish) Licensed Professional Counselor dedicated to helping older adolescents and adults navigate life's challenges with compassion and hope. I believe healing begins with feeling heard, understood, and supported. I provide a warm, culturally responsive, and nonjudgmental space where I enjoy getting to know your unique story, building on your strengths, and helping you develop practical skills to create meaningful, lasting change. Together, we'll work toward the goals that matter most to you.
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Often rebooked

$115/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Coping Skills
+9
My name is Priscilla Tixi, and I have my masters in Mental Health Counseling. I am a Licensed Professional Counselor (LPC) in New Jersey and a Licensed Clinical Professional Counselor (LCPC) in Maine. I have worked in the mental health field for 10 years, primarily for non-profit agencies, and 5 of those years as a mental health therapist. I provide individual therapy in English for adults 18 and up. I will support you through life's complexities. My approach centers on understanding your unique journey and offering compassionate, person centered, and solution-focused care that will honor your experiences. My expertise spans a wide range of focus areas, including but not limited to anxiety, depression, workplace/home life challenges, trauma recovery, stress, relationship dynamics, personal growth, women's issues, grief, navigating significant life transitions, etc. My therapeutic style emphasizes empowerment, self-discovery, and healing. I create a supportive environment where you can explore your emotions, develop meaningful coping strategies, and cultivate greater self-understanding. I'm dedicated to walking alongside you with empathy and professional guidance. I look forward to working with you!
VirtualAvailable
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New to Grow

$125/session

Specialties

Women's Issues
Anxiety
Perinatal Mental Health
+10
Hello! I’m Priya, a Licensed Clinical Social Worker in New Jersey with over a decade of experience supporting adults through overwhelming transitions. I’m truly honored to walk alongside you on this journey. I enjoy working with both adults who may be navigating anxiety, relationship transitions, perinatal and postpartum mental health, infertility, and the emotional complexities of parenting. In addition, I have experience working with college age students navigating the many changes and pressures that come with college and early adulthood. As a parent myself, I can empathize! If you’re feeling stretched thin, uncertain, or not quite like yourself, you’re not alone—and you don’t have to figure it out on your own. I offer a warm, supportive space where you can slow down, process what you’re experiencing, and feel more grounded and understood.
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$175/session

Authentic
Intelligent
Open-minded

Specialties

Women's Issues
Couples Counseling
Family Therapy
+10
I am a Licensed Marriage and Family Therapist providing virtual psychotherapy to individuals, couples, and families. I support clients navigating relationship challenges, parenting stress, trauma, anxiety, and major life transitions. My approach is collaborative, compassionate, culturally informed, and goal-oriented shaped by extensive experience in community mental health and private practice, helping clients strengthen communication, build emotional awareness, and develop practical tools that support long-term healing, balance, and meaningful change.
VirtualAvailable
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$130/session

Authentic
Warm
Open-minded

Specialties

Women's Issues
Anxiety
Life Transitions
+6
If you’re reading this, you’re probably carrying something heavy — and you may have been carrying it longer than you should have had to. I’m glad you’re here. I’m an LMFT licensed in both New York and New Jersey, and I work with adults who are navigating some of life’s most emotionally demanding seasons: parenting stress, relationship strain, depression, ADHD, and the kind of high-functioning exhaustion that doesn’t always look like struggle from the outside but absolutely feels like it. My approach is relational at its core. I believe that healing rarely happens in isolation — it happens in connection. Before any technique or homework assignment, I prioritize building a therapeutic relationship where you actually feel safe enough to be honest. That foundation isn’t just good therapy etiquette; it’s what makes everything else possible. From there, I draw on a range of evidence-based frameworks — attachment theory, CBT, DBT, and person-centered approaches — tailoring the work to what you specifically need rather than applying a one-size-fits-all model. Some clients need tools and structure. Others need space to process and be witnessed. Most need both, at different moments. I’ve worked with many people who came to therapy after putting it off for a long time — sometimes years. What kept them away was often fear: fear of judgment, fear of being misunderstood, or simply not knowing what therapy was supposed to feel like. I take that seriously. My goal from the very first session is to help you feel less alone in what you’re facing, and more capable of moving through it. You don’t have to have it figured out before you reach out. That’s what we’re here to do together.
VirtualAvailable
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New to Grow

$120/session

Specialties

Women's Issues
ADHD
Anxiety
+10
You do not have to carry life’s challenges alone. Whether you are navigating ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, or a major life transition, healing is possible, and you deserve support that meets you where you are. I specialize in helping older adolescents ages 16 to 17 and adults navigate ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, and major life transitions. My goal is to get to know you, understand your unique experiences, and work alongside you to create a path forward that reflects your unique needs and strengths. I believe meaningful therapy begins with trust, and I strive to create a compassionate, collaborative, and nonjudgmental environment where you feel heard, respected, and supported throughout your therapeutic journey. I welcome clients from all backgrounds and provide an inclusive, culturally responsive environment where you can feel comfortable being your authentic self. Every person has a unique story, which is why I tailor therapy to your individual needs rather than taking a one size fits all approach. Using evidence based approaches such as Cognitive Behavioral Therapy, Motivational Interviewing, person centered therapy, strengths based therapy, and trauma informed care, we will work together to build practical coping skills, strengthen resilience, and identify patterns that may be keeping you stuck. Together, we will work toward helping you achieve meaningful, lasting change and a greater sense of confidence, balance, and well being.
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$120/session

Intelligent
Authentic
Empowering

Specialties

Women's Issues
Coping Skills
Crisis Intervention
+10
Hi! I’m a Licensed Clinical Social Worker. I earned my Master’s in Social Work from Rutgers University in New Brunswick, NJ, and have been working in the social services field for approximately six years. During this time, I’ve had the privilege of gaining experience across a variety of settings, including child welfare, non-profit organizations, intensive residential treatment programs for children, veteran’s services program, and women’s homeless shelters.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Women's Issues
Anxiety
Depression
+8
I am dedicated to helping clients achieve positive change and emotional well-being. With expertise in evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Eye Movement Desensitization and Reprocessing (EMDR). My goal is to create a supportive and empowering therapeutic environment where clients can explore their challenges, tap into their strengths, and work towards achieving their goals for personal growth and healing.
VirtualAvailable
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$180/session

Authentic
Warm

Specialties

Women's Issues
Addiction
Substance Misuse
+7
Hi there! My name is Angelique. I am a Licensed Clinical Social Worker and Licensed Clinical Addictions Counselor, working with clients virtually in the State of New Jersey and Pennsylvania. More importantly, I am a fiercely dedicated advocate for your healing. My formal training and background in substance use treatment spaces have led to an expertise of with individuals in recovery from alcohol or substance use, and addictive behaviors (gambling, shopping, relationships, etc). I also specialize in working with family members or loved ones of people with a mental health or substance use disorder, because help and healing should be accessible and prioritized for all; especially for someone feeling all the pressure to hold it together for someone else!
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$150/session

Humorous
Warm
Authentic

Specialties

Women's Issues
Anxiety
Depression
+8
I am a Licensed Clinical Social Worker licensed in both PA and NJ. I have been in private practice since 2001. I work with ages 15 years and older and I LOVE my career. I work with teens and young adults who are transitioning and have seen these clients through the entire process of not being accepted by peers and, very sadly family, to live incredible full lives. I have a past client's wedding to go to in May :) I get to witness my clients live the lives they've always wanted and I'm a small part of that. I absolutely love my job.
VirtualAvailable
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$125/session

Humorous
Intelligent
Warm

Specialties

Women's Issues
Self Esteem
Spirituality
+6
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my master’s in social work from Rutgers University and have been practicing for 7+ years. I have years of experience helping children, adolescents, and adults managing stressors and life changes so that they can begin to heal, grow, feel empowered, and ultimately tap into their full potential.
VirtualAvailable
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$180/session

Authentic
Warm

Specialties

Women's Issues
Family Conflict
Self Esteem
+9
Welcome, and come as you are. I believe that meaningful change begins with understanding yourself on a deeper level. Many of the struggles we experience in adulthood, whether in relationships, self-worth, anxiety, trauma, communication, or life satisfaction, are shaped by patterns that developed long before we were aware of them. My role is to help you identify those patterns, understand why they exist, and create lasting change rather than simply managing symptoms.
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$150/session

Warm
Authentic
Solution oriented

Specialties

Women's Issues
Anxiety
Depression
+10
I’m a Licensed Professional Counselor dedicated to helping individuals, teens, and families navigate stress, emotional overwhelm, trauma, and major life transitions. Many of the clients I serve are high-functioning, busy, and responsible for everyone else—but silently struggling with anxiety, burnout, relationship challenges, or a sense of losing themselves. My goal is to create a safe, warm, and judgment-free space where you can finally exhale, talk openly about your experiences, and gain the emotional tools needed to create meaningful change in your life. I meet clients with compassion, understanding, and practical strategies they can use right away. I believe that healing happens through connection, clarity, and consistent support. I am here to walk beside you as you rediscover your peace, your voice, and your strength.
VirtualAvailable
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New to Grow

$120/session

Specialties

Women's Issues
Depression
Life Transitions
+3
About Me As the sole owner and clinician of Walls Come Tumbling Down, I have spent the past two years building a practice centered on providing compassionate, supportive, and empowering mental health care. As a Licensed Clinical Social Worker (LCSW) with 12 years of clinical experience, I understand that beginning therapy can feel both exciting and vulnerable. I am providing compassionate, supportive, and client-centered mental health care. I believe that therapy is a safe space where you can be heard, understood, and empowered to work through life’s challenges while discovering your strengths and purpose. As the sole owner and clinician of Walls Come Tumbling Down for the last 2 years My Ideal Client My ideal client is a woman of Christian faith who may be experiencing depression, anxiety, stress, relationship challenges, or other life circumstances that have left her feeling overwhelmed, stuck, or disconnected from herself. She is ready to grow, heal, and make meaningful changes in her life—mentally, physically, emotionally, and spiritually. My Approach My approach to therapy is warm, compassionate, nonjudgmental, and faith-sensitive. I meet each client where she is and work collaboratively to help her develop practical tools, gain insight, strengthen her emotional well-being, and move toward the life she desires. For clients who desire it, I integrate Christian faith and spiritual principles into the therapeutic process while respecting each person’s individual beliefs and journey. I believe that healing is a process, and you do not have to walk through it alone. My goal is to help you recognize your worth, build resilience, strengthen your relationship with yourself and your faith, and create lasting positive change.
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$150/session

Solution oriented
Warm
Empowering

Specialties

Women's Issues
Anxiety
Depression
+10
I am a Bilingual Licensed Clinical Social Worker based in NJ. believe in a holistic approach to therapy, which means I aim to understand you as a whole person, including your physical, emotional, mental, social, spiritual well-being. I take into account your past experiences, current stressors, trauma, and unique circumstances. My approach isn't a one-size-fits-all; I use a variety of therapeutic techniques.
VirtualAvailable
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$150/session

Specialties

Women's Issues
Anxiety
Life Transitions
+6
My approach is built on a foundation of warmth and non-judgmental acceptance, where you can feel safe to explore your deepest concerns. Clients often tell me they appreciate my direct communication style, which respectfully gets to the heart of the matter without endless circling. By combining a safe space with clear, insightful feedback, I aim to empower you to trust your own wisdom, develop a stronger sense of self-worth, and navigate challenges with newfound confidence and resilience
VirtualAvailable
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$150/session

Authentic
Empowering
Solution oriented

Specialties

Women's Issues
Anxiety
Depression
+10
I am a licensed therapist dedicated to helping individuals navigate life’s challenges with clarity, compassion, and confidence. My approach is collaborative and supportive, blending evidence-based practices with a deep respect for each client’s unique story. I create a safe, nonjudgmental space where you can explore your thoughts, emotions, and goals while developing tools to foster healing, growth, and meaningful change.
VirtualAvailable
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$100/session

Empowering
Warm
Authentic

Specialties

Women's Issues
Anxiety
Depression
+8
Hello, I am Shana Toney, a Licensed Professional Counselor. Over my lifetime I have always worked in human services. It was gratifying to work with clients in their time of need and support them through the process. Many of the clients would say they felt comfortable talking to me and I listened to their needs. Those years of serving the community led me to become a therapist. Once I became a therapist 8 years ago, I found my passion. I love having the opportunity and freedom to work with clients, helping them figure things out, learn to create change in their lives and coping with situations they have no control over. Change is not easy but possible. My role as a therapist is to walk with clients to help create their change and happiness they desire.
VirtualAvailable
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$125/session

Direct
Empowering
Open-minded

Specialties

Women's Issues
Coping Skills
Life Transitions
+9
Hi, I’m Jelysa—founder of Take 2 Counseling, Licensed Clinical Social Worker, wife, and mom of two. Being a therapist is a huge part of who I am, but so is my family. Juggling real-life responsibilities, caring for others, and trying to stay grounded in the middle of it all gives me a deep understanding of the daily pressures many of us face—especially young women who are trying to find their footing in a fast-paced world. Growing up as the daughter of a therapist, I was surrounded by empathy, connection, and emotional awareness from an early age. My mom showed me that healing doesn’t come from being perfect—it comes from being present, making space for growth, and learning through our mistakes. She continues to be my role model for resilience and restoration.
VirtualAvailable
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Often rebooked

$125/session

Warm
Authentic
Empowering

Specialties

Women's Issues
ADHD
Anxiety
+8
Hello! I am a Licensed Clinical Social Worker who obtained my degree from Marywood University’s Graduate School of Social Work. I completed my undergraduate education at Cedar Crest College, with dual majors in Psychology and Sociology. I have provided counseling in many settings including the geriatric, non-profit and healthcare fields, for over 18 years. I also hold post-graduate certificates in Gerontology, and Palliative/End of Life Care. I am pursuing my doctorate in social work in a program through Kutztown University. I believe in building a solid therapeutic relationship based on trust, empathy and respect using a variety of techniques, and building from a strengths-based perspective to help foster understanding, coping and change. My eclectic therapeutic techniques often include CBT, transformational and psychodynamic approaches, individualized in relation to each client’s need and provided through a trauma informed lens. I am experienced in individual, family, and group counseling. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. My hope is to provide a safe, nonjudgemental environment for you to discover yourself and to start on the road to healing. If you are ready to take that step, I am here to support and empower you. I look forward to working with you! Best, Christina
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$200/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Depression
+8
I’m Kellie, a therapist who believes deeply in the power of feeling seen, heard, and supported. I bring a blend of psychological insight and genuine compassion to my work, creating a space where women can explore their experiences openly and without judgment. My approach is holistic and collaborative—I take the time to understand each woman’s unique story and tailor therapy to meet her needs. I draw from a range of therapeutic modalities to help women navigate challenges, build resilience, and create meaningful, lasting change. At the heart of my practice is a commitment to fostering safety, trust, and empowerment, so women can reconnect with their strengths and move forward with confidence.
VirtualAvailable
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$180/session

Warm
Empowering
Solution oriented

Specialties

Women's Issues
Anxiety
Coping Skills
+8
Hello, I am a Licensed Clinical Social Worker and have over 20 years of experience in providing compassionate, comprehensive, and quality behavioral health care in most settings including outpatient, crisis intervention, partial hospitalization, intensive outpatient, in-home counseling, residential treatment, hospitals, nursing homes, schools and outpatient substance abuse programs. I have worked with children, adolescents, teens, adults, families, couples, geriatrics, and LGBTQ+. I specialize in ADHD, addiction, anger management, anxiety, bipolar disorder, depression, gender dysphoria, marital issues, psychosis, trauma, and many other life challenges with individualized treatment that include forms of psychodynamics, CBT, family systems therapy, faith-based approaches and more.
VirtualAvailable
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$180/session

Empowering
Authentic
Warm

Specialties

Women's Issues
Anxiety
Depression
+9
I'm Dr. Victoria Panna, a Licensed Professional Counselor (LPC) in NJ and PA, and the founder of Panna Counseling and Consulting Services. With over 16 years of experience, I provide a grounded, authentic space for high-achieving individuals to navigate life’s transitions. My approach blends clinical expertise with a straight-talking, supportive style, helping you move from feeling stuck to living with intentionality and confidence.
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$150/session

Solution oriented
Warm
Empowering

Specialties

Women's Issues
Anxiety
Bipolar Disorder
+11
I am kind, non-judgmental, accepting with a very diverse background. My name is Fquira, pronounced "Keera. " That is literally, Kera, with an F, how unique is that? I have an appreciation for all people as unique individuals, with various types of life challenges. Im here for the challenge. Helping minds heal and lives transform has been a true reward of doing what I do in therapy. I am here to help you.
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$145/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Grief
LGBTQ
+4
Do you find yourself putting everyone else's needs before your own? Struggling to say no without guilt? Feeling responsible for keeping the peace, managing others' emotions, or living up to expectations that no longer fit who you are? The patterns we learn growing up can shape our relationships, self-worth, and boundaries well into adulthood. If you're feeling stuck, overwhelmed, or repeating the same frustrating cycles, therapy can help you understand where these patterns come from, heal old wounds, and create healthier boundaries so you can move forward with greater confidence and authenticity. Whether you're navigating difficult emotions, healing from the past, or simply seeking clarity about your next steps, I’m here to walk alongside you on your path to healing, growth, and self-discovery. My name is Ebony Yelder (she/her/hers), and I’m a Licensed Professional Counselor with over 20 years of experience in the field of counseling and psychiatric services. I’ve had the privilege of working in diverse settings—including behavioral health hospitals, outpatient clinics, emergency rooms, in-home therapy, and with the Department of Defense supporting service members and their families. I believe therapy is a shared journey where your voice and experiences guide the process. I’m dedicated to helping individuals tap into their inner strengths and resilience. Together, we’ll recognize what’s working, explore what’s not, and create a meaningful path toward the life you envision. More about me: https://www.pathtoflourishcounseling.com/
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.