Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 121 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Candace Moxey

(she/her)

Candace Moxey, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hello! I'm Candace. Thank you for allowing me to join your wellness journey. I received my Master's from Columbia University School of Social Work and have been practicing for 6 years. I specialize in helping young adults and adults navigate challenges like depression, anxiety, trauma, and grief. In addition to traditional therapeutic techniques, I integrate faith-based principles with those that find it helpful. My goal is to provide you with the support and tools you need to heal and thrive!

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Olivia Yearns

(she/her)

Olivia Yearns, LCSW - New Jersey Therapist at Grow Therapy
$165/session
LCSW
9 years of experience
Virtual
Are you a resilient Black woman navigating life's complexities yet feeling overwhelmed by stress, anxiety, or societal pressures? Do you seek to improve your mental health, build resilience, and embrace your full potential? If you desire culturally attuned support from someone who understands your unique experiences and can provide a safe, empowering space, I'm here! Let's work together not just to survive but to thrive. I'm dedicated to supporting you on your healing and personal growth journey. Together, we'll explore your experiences, find healing, and equip you with the tools to succeed. You deserve it! Together, we can work to help you feel confident and in control. You deserve to have the tools to manage challenges, set boundaries, and navigate relationships and life transitions with clarity. You will be empowered, make decisions aligned with your values, and with stronger self-esteem. I understand the unique challenges you face. I'm here to offer a safe, culturally attuned space where you can explore your experiences, heal, and grow. Together, we'll build resilience and embrace your full potential. You don't have to journey alone—reach out, and let's begin this path of well-being together.

Deanna McPherson

(she/her)

Deanna McPherson, LCSW - New Jersey Therapist at Grow Therapy
$115/session
LCSW
7 years of experience
Virtual
Hello there! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey although I am also an LCSW for the state of Missouri. I received my Masters in Social Work from Washington University in St Louis, MO and have been practicing for 7 years. I enjoy helping people in general and after years of working in public health began working in social work. I work with clients struggling with a variety of mental health challenges to become the best versions of themselves despite what has happened to them or what may be occurring to them presently.

Kim Dallas

(she/her)

Kim Dallas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Greg Caiafa

Greg Caiafa, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I know anxiety and depression. I know how it feels to fall down over and over and believe like you're destined to fall again. I also know firsthand how changing our thinking can help us to overcome even the most daunting challenges. I've helped countless people make significant progress in every aspect of their lives. I utilize established modalities like CBT, ACT and Motivational Interviewing, but I also know the value of listening.

Allie Acquaviva

(she/her)

Allie Acquaviva, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am dedicated to helping clients achieve positive change and emotional well-being. With expertise in evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Eye Movement Desensitization and Reprocessing (EMDR). My goal is to create a supportive and empowering therapeutic environment where clients can explore their challenges, tap into their strengths, and work towards achieving their goals for personal growth and healing.

Wendy Sharpless

Wendy Sharpless, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
12 years of experience
Virtual
I have been a Licensed Professional Counselor (LPC) since 2018. My experience in the behavioral health field began in 2010 with work in various settings: Group housing, therapeutic support within a preschool setting, Intensive Outpatient (IOP), Partial Hospitalization (PHP), and outpatient counseling. I earned my Master’s degree in Counseling from Seton Hall University. I am also trained in trauma-informed care. I seek to create a safe, calming environment for all of my clients.

Michelle DePaoli

(she/her)

Michelle DePaoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello! I’m Michelina, though you can call me Michelle. I’m a Licensed Clinical Social Worker (LCSW) with 12 years of experience, based in Pennsylvania. I hold a Master’s degree from Fordham University, and my focus is on helping adults navigate the challenges of anxiety and depression. Together, we work as a team to manage symptoms and guide you toward becoming the best version of yourself.

Aly Giannantonio

Aly Giannantonio, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
22 years of experience
Virtual
I hope to provide you with a safe environment that will light your path with some clarity to make decisions needed to enhance your functioning and better your life. I consider myself culturally competent, empathic and non judgemental. I've never seen my role as one to provide the answers but instead I see myself as a facilitator to assist you in earning insight and ultimately gain control in changing that significant area in your life that you are seeking a change in.

Larissa Torcomian

Larissa Torcomian, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
14 years of experience
Virtual
Are you struggling with life stressors, feeling overwhelmed, depressed, or anxious? Are you tired of feeling stuck in constant worrying, self-criticism, or relationship difficulties? Do you strive to heal your relationship with food and your body? If you want to work on your well-being, live more fully, and need to develop coping mechanisms and stress management techniques to resolve the issues that hinder you from living the life you envision, I can provide the support you need to accomplish these goals. As your therapist, I will assist in providing insight into your life experiences and its impact on you today and I would love to talk to you about how I can help. I work with young adults and adults who struggle with depression, anxiety, eating disorders, body image concerns, perfectionism, identity development, trauma, postpartum depression and anxiety, stress management, relationship problems, attachment difficulties, and childhood abuse.

Shmyla Shahid

Shmyla Shahid, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
12 years of experience
Virtual
Greetings! As a Licensed Professional Counselor, I have been proudly serving the culturally diverse community of New Jersey for the past decade. Throughout my professional journey, I have developed a deep understanding of the unique challenges each individual may face. My mission is to ensure that the care I provide is of the highest quality and tailored to meet your specific needs. I am committed to creating a safe and nurturing space where you can freely express yourself without fear of judgment.

Christine Antonelli

Christine Antonelli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
30 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in New Jersey. I have a doctoral degree from the University of Pennsylvania and have been practicing for several years. I am a dedicated and compassionate mental health therapist who is committed to promoting mental wellness and emotional resilience. I work with my clients to develop a personalized treatment plan so they can reach their goals successfully.

Liss Rinker

(she/her)

Liss Rinker, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor. I hold licenses in Pennsylvania and New Jersey and specialty certification as a Certified Advanced Drug & Alcohol Counselor and a Certified Clinical Trauma Professional. I am a firm believer in everything that happens creates the person. I am a whole life counselor and work with people to explore what it would take to move past the difficult times in life. I take the time to get to know my clients and have many clients who have been with me for years. That doesn't mean someone will see me every week for the rest of their life. It means client know I am available when they have need. I do have clients who have seen me weekly for years not because they are dependent on me but because they have found benefit in processing their life regularly. I have had a successful personal practice for years and can offer clients the space and reverence to unpack the most unpleasant things to reorder them in a way they no longer can cause harm as they once did. There is no perfect childhood and it is likely families do the best they can and it may not have filled the needs of their child. I am happy to take as much time as needed to work through the problem as you understand it.

Gena Figliuzzi

(she/her)

Gena Figliuzzi, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
7 years of experience
Virtual
Hi, Im a Licensed Professional Counselor who has been in private practice for the last 7 years. I have been a School Counselor for the last 17 years. I work with a range of ages from children through adulthood. I am currently Licensed in New Jersey. I enjoy working with clients online because it offers counseling to a wide range of clients.

Laura Lee Jones

(she/her)

Laura Lee Jones, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
16 years of experience
Virtual
Greetings! My name is Dr. Laura Lee Jones and I am a licensed clinical social worker in New Jersey and Florida. I began my career in clinical social work over twenty years ago. I hold a Doctorate of Social Work from Capella University, a Masters of Social Work from Monmouth University and a Bachelors of Arts in Liberal Studies from Rutgers University. I consider myself to be an inspirational clinician who effectively communicates in a way that encourages action and change. Through my many years in the field of psychotherapy, I am an expert behavioral health clinician specializing in mental health services to improve the quality of life for individuals of all ages and circumstances. My passion is helping people realize their potential to effectuate change through mindfulness, empowerment, and person-centered approaches. My style is friendly, warm, and honest. I find that trust and acceptance is the foundation for an effective therapeutic relationship and humor is a must! I approach each session by meeting the individual where they are at and go from there.

Tara Green

Tara Green, LCSW - New Jersey Therapist at Grow Therapy
$135/session
LCSW
25 years of experience
Virtual
Hi I am a Licensed Clinical Social Worker (LCSW) based in Florida. I received my Master's degree in NY and I have been practicing for over 20 years. I am licensed in both Florida and New Jersey. I have diversified experience in the mental health field. I currently focus on helping adults ages 18 -65 years old cope with anxiety and stress in their day to day lives.

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

Ebony Yelder

(she/her)

Ebony Yelder, LPC - New Jersey Therapist at Grow Therapy
$85/session
LPC
20 years of experience
Virtual
Do you find yourself overthinking? Maybe stuck by trauma from your past? My mission is to empower individuals through identifying and cultivating their strengths, consequently building upon these qualities to achieve the vision that they have for themselves. I strive to foster a relationship that provides a safe and non-judgmental space for clients to share openly and freely. Congratulations on taking such a significant and courageous step in your self-care. My name is Ebony Yelder (she/her/hers), and I am a Licensed Professional Counselor with over 20 years of experience providing counseling and psychiatric services. I have worked in a variety of settings to include, behavioral health hospitals, outpatient clinics, emergency rooms, in home counseling, as well as for the Department of Defense providing counseling services for our service members and their families.

Tracy Carpenter

(she/her)

Tracy Carpenter, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
27 years of experience
Virtual
I have been working as a psychotherapist for over twenty-five years. I love working with people, helping them to find the path they want to take and supporting them in meeting their goals. I work with a wide variety of clients. I am a Licensed Professional Mental Health Counselor and have been Certified as a (CADC) Certified Addictions Counselor, School Social Worker (to do in school assessments) and most recently Certified in Dialectical Behavioral Therapy. I see clients who struggle with a wide range of mental health mental health issues, addiction, or a combination of the two. I also work with clients struggling with stress, family issues, communication issues, grief, depression, anxiety, low self-esteem, Post Traumatic Stress Disorder, and young adults' who live at home and are struggle to become independent. Finally, I see many clients who are older and need support transitioning into retirement.

Dawn Macri

Dawn Macri, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
29 years of experience
Virtual
I am so glad you reached out for help! I am passionate about helping people navigate life's difficulties with compassion and empathy. Oftentimes, it is our difficulties that are the catalyst for big change. I bring over 29 years of counseling experience in a variety of settings (Residential treatment, Intensive outpatient, EAP and private practice) but most enjoy connecting in individual sessions. I look forward to working with you and assisting you with living your best life.

Antanette Ringold

(she/her)

Antanette Ringold, LPC - New Jersey Therapist at Grow Therapy
$255/session
LPC
10 years of experience
Virtual
Hello, my name is Antanette. I am an experienced therapist and life coach with 10+ years of working in the mental health field. We can work together to address existential dread, development of systems and routines to address executive dysfunction, the journey of spirituality, unexpected life changes, anxious attachment style, Anxiety, and Depression. I understand starting therapy (or starting again) can be quite the task, especially if you’re not sure where to begin. My approach to therapy will be tailored to best fit your needs and we will work at the pace of your choosing. If you're looking to make a change, let’s work together!

Tyeast Edmond

Tyeast Edmond, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Greetings and thank you for viewing my page! I am so proud of you for taking this brave step toward self-care and I hope you are equally proud of yourself:) As a counselor, my passion lies in supporting individuals to reach their fullest potential. Life often presents challenges beyond our control, and early experiences can shape our adulthood. My primary goal is to guide clients beyond their pain, empowering them to embrace change. It’s essential to recognize that transformation requires ongoing effort it’s not an overnight process. Rather, it unfolds second by second, minute by minute, hour by hour, and day by day. I am committed to walking alongside them on this journey toward greater well-being.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Women's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.