Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 118 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/30/2025

Dawn Seeburger

Dawn Seeburger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
1 year of experience
Virtual
Dawn Seeburger completed her master’s degree in School Counseling with licensure at Kutztown University. She has been practicing for over 10 years and is knowledgeable and confident in her work. She utilizes an interactive play therapy-based approach which includes CBT and psychoeducation. Dawn works with all ages from as young as 3 years old. Typically, she incorporates family members, when possible to help families improve relationships and make positive changes. If your child is struggling in the school environment, Dawn can help work through this and also collaborate with the teacher to develop a positive plan for success in the classroom.

Morgan Burgess

(she/her)

Morgan Burgess, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
42 years of experience
Virtual
Hi, my name is Morgan. Do you ever feel that your life is nothing but a big puzzle and that some pieces are missing? You are not quite sure how to find those pieces. And if you do, you don't know where they fit. So you look for someone to help you find the pieces and hopefully, put them where they should go. It's not always an easy, but once completed, you feel whole. I was there once. At the age of 21, I decided to leave the U.S. and travel abroad by myself for 6 months. Then it was off to Central America. My eyes were wide open! I loved to experience different cultures. And my curiosity for differences never went away. A college mentor told me about the field of social work. So I got my MSW and thus began a new career. After years of working in the field and at various occupations, I decided to join DOD and become a Clinical Social Worker for the Navy. After 14 years of government work, I went into private practice. Now I'm here and I love it! It isn't everyone who can love what they do and do what they love. I'm waiting to hear from you; excited to hear your story and maybe share a little bit of mine so we can connect and build a rapport. You are the center of this journey and it is a humbling experience for me to be a part of it. I look forward to hearing from you.

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Amie Markowitz

(she/her)

Amie Markowitz, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
18 years of experience
Virtual
Thank you for reaching out! I have been in the field for almost 20 years. My goal is to provide a safe space for my clients to explore whatever they need to work on to reach their goals and lead a more healthy productive life. I look forward to working with you to achieve those dreams in the most mindful way possible

Donna Fontana

(she/her)

Donna Fontana, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
1 year of experience
Virtual
Hello, I’m Donna, a Licensed Clinical Social Worker dedicated to supporting individuals through life’s challenges. With a background in special education for over two decades I have experience working with diverse populations. I bring a compassionate and understanding approach to therapy. I specialize in helping adults navigate mental health concerns such as anxiety, depression, ADHD, grief, trauma, and substance use disorders. In our work together, I use evidence-based approaches like cognitive behavioral therapy, mindfulness, and dialectical behavior therapy, tailored to your unique needs and goals. My focus is on creating a safe, non-judgmental space where you feel heard and empowered to explore your strengths, overcome obstacles, and achieve meaningful growth. I’m here to walk alongside you on your journey toward healing, resilience, and a more fulfilling life.

Linda Pendergrass

Linda Pendergrass, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$110/session
LPC
21 years of experience
Virtual
I provide more than talk therapy & integrate a clinical approach grounded in research on neuroscience and psychology. I have 21-plus years of post-licensure experience and a demonstrated history of providing comprehensive clinical expertise in addition to supervising and training other therapists as a clinical supervisor. My educational and career development opportunities were significantly enriched through clinical supervision with a psychiatrist, which provided invaluable insights into diagnostic frameworks, and effective treatment interventions. Additionally, my work alongside multidisciplinary clinical treatment teams at various psychiatric hospitals has enhanced my understanding of holistic mental health care, and deepened my skills in managing complex cases, contributing to patient assessments, and coordinating effective interventions across diverse treatment settings.

Michelle Devlugt

(she/her)

Michelle Devlugt, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
5 years of experience
Virtual
EMDRIA-Approved EMDR Therapist. FL/NJ/VA. I also use traditional talk therapy with my clients. My therapeutic approach is based on the individual's specific needs. EMDR (Eye Movement Desensitization and Reprocessing) is a form of therapy that enables you to heal from the symptoms and emotional distress that are the result of disturbing life experiences. I work with adult clients with individual therapy.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Liss Rinker

(she/her)

Liss Rinker, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor. I hold licenses in Pennsylvania and New Jersey and specialty certification as a Certified Advanced Drug & Alcohol Counselor and a Certified Clinical Trauma Professional. I am a firm believer in everything that happens creates the person. I am a whole life counselor and work with people to explore what it would take to move past the difficult times in life. I take the time to get to know my clients and have many clients who have been with me for years. That doesn't mean someone will see me every week for the rest of their life. It means client know I am available when they have need. I do have clients who have seen me weekly for years not because they are dependent on me but because they have found benefit in processing their life regularly. I have had a successful personal practice for years and can offer clients the space and reverence to unpack the most unpleasant things to reorder them in a way they no longer can cause harm as they once did. There is no perfect childhood and it is likely families do the best they can and it may not have filled the needs of their child. I am happy to take as much time as needed to work through the problem as you understand it.

Dr. Louise Beaubrun-Macaluso

Dr. Louise Beaubrun-Macaluso, LPC - New Jersey Therapist at Grow Therapy
$230/session
LPC
11 years of experience
Virtual
For over a decade, I've immersed myself in the realm of mental health care, where I meet my clients in the place they are in their emotional/psychological struggles. I am passionate about making a lasting positive impact in each and every client's life. To that end, I obtained a bachelor's, a master’s and a doctorate degrees in psychology. My therapeutic approach is as diverse as the stories I encounter, tailored to resonate with each person’s unique journey.

Larissa Torcomian

Larissa Torcomian, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
14 years of experience
Virtual
Are you struggling with life stressors, feeling overwhelmed, depressed, or anxious? Are you tired of feeling stuck in constant worrying, self-criticism, or relationship difficulties? Do you strive to heal your relationship with food and your body? If you want to work on your well-being, live more fully, and need to develop coping mechanisms and stress management techniques to resolve the issues that hinder you from living the life you envision, I can provide the support you need to accomplish these goals. As your therapist, I will assist in providing insight into your life experiences and its impact on you today and I would love to talk to you about how I can help. I work with young adults and adults who struggle with depression, anxiety, eating disorders, body image concerns, perfectionism, identity development, trauma, postpartum depression and anxiety, stress management, relationship problems, attachment difficulties, and childhood abuse.

Kam Mehrotra

(she/her)

Kam Mehrotra, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
15 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I received my Master's from Montclair State University and additional courses from other colleges. I have been practicing for 8 years and have several years prior experience. I help adults with anxiety, depression, mood disorders, struggling with career stress and burnout. The client have felt improvement from my psychotherapy.

Christine Antonelli

Christine Antonelli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
30 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in New Jersey. I have a doctoral degree from the University of Pennsylvania and have been practicing for several years. I am a dedicated and compassionate mental health therapist who is committed to promoting mental wellness and emotional resilience. I work with my clients to develop a personalized treatment plan so they can reach their goals successfully.

Michelle DePaoli

(she/her)

Michelle DePaoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello! I’m Michelina, though you can call me Michelle. I’m a Licensed Clinical Social Worker (LCSW) with 12 years of experience, based in Pennsylvania. I hold a Master’s degree from Fordham University, and my focus is on helping adults navigate the challenges of anxiety and depression. Together, we work as a team to manage symptoms and guide you toward becoming the best version of yourself.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Tracy Carter

(she/her)

Tracy Carter, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Hello, I'm Tracy Carter, a Licensed Clinical Social Worker (LCSW) in New York. I earned my Master of Social Work degree from Stony Brook University and have over 15 years of experience in the social work field. Throughout my career, I've worked with diverse populations, assisting individuals grappling with complex mental health and societal issues in leading more fulfilling lives.

Tyeast Edmond

Tyeast Edmond, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Greetings and thank you for viewing my page! I am so proud of you for taking this brave step toward self-care and I hope you are equally proud of yourself:) As a counselor, my passion lies in supporting individuals to reach their fullest potential. Life often presents challenges beyond our control, and early experiences can shape our adulthood. My primary goal is to guide clients beyond their pain, empowering them to embrace change. It’s essential to recognize that transformation requires ongoing effort it’s not an overnight process. Rather, it unfolds second by second, minute by minute, hour by hour, and day by day. I am committed to walking alongside them on this journey toward greater well-being.

Sabrina Smith-Hargroves

Sabrina Smith-Hargroves, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
Providing therapy, being a listener and helping others in essence found me. I did not initially plan to become a therapist but I am so happy and proud I did. I receive joy from being able to find the right words and work through the issue with my client. Therapy is a very important tool, whether it is intensive treatment or being a supportive ear. I have worked in the helping field for over 20 years. Beginning my career with developmentally delayed, then preventive services, foster care, Autism spectrum and currently providing child and adult psychiatric services. I enjoy the reward of helping! I am licensed to provide treat in New York and Georgia.

Ebony Yelder

(she/her)

Ebony Yelder, LPC - New Jersey Therapist at Grow Therapy
$85/session
LPC
20 years of experience
Virtual
Do you find yourself overthinking? Maybe stuck by trauma from your past? My mission is to empower individuals through identifying and cultivating their strengths, consequently building upon these qualities to achieve the vision that they have for themselves. I strive to foster a relationship that provides a safe and non-judgmental space for clients to share openly and freely. Congratulations on taking such a significant and courageous step in your self-care. My name is Ebony Yelder (she/her/hers), and I am a Licensed Professional Counselor with over 20 years of experience providing counseling and psychiatric services. I have worked in a variety of settings to include, behavioral health hospitals, outpatient clinics, emergency rooms, in home counseling, as well as for the Department of Defense providing counseling services for our service members and their families.

Alberta Madsen

(she/her)

Alberta Madsen, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
40 years of experience
Virtual
Hi, I am a LCSW with over 40 years of experience. I have worked with all age groups through the years and various human conditions. I love to hear peoples stories and help with anxiety and depression. I primarily focus on how automatic thoughts effect behavior and create our perspective on life. I also employ mindfulness techniques and motivational counseling .

Zeal Martin

(he/him)

Zeal Martin, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
7 years of experience
Virtual
I am a Clinical Licensed Social Worker based in Central New Jersey. Life can feel heavy at times, especially when you’re carrying the weight of anxiety, depression, or other mental health challenges. If you’re struggling, please know you don’t have to face it alone. With over 7 years of experience, I’ve worked with adults navigating a wide range of mental health needs, including psychiatric disorders such as bipolar disorder, mood disorders, and serious mental health challenges. My goal is to create a safe and supportive space where you feel truly understood, valued, and empowered to make meaningful changes in your life Whether you’re looking for relief from overwhelming emotions, navigating a major life transition, or seeking clarity and balance, I’m here to guide and support you. Together, we’ll uncover your strengths and create a path toward healing and hope.

Brianne Giallanza

Brianne Giallanza, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$140/session
LCSW
10 years of experience
Virtual
Hi, I am a licensed therapist based in New Jersey. I received my master's degree from Fordham University. I have been working with adults who suffer from depression, anxiety and loss for the last 9 years. I provide a safe judgment free environment for you to discuss your problems. My passion is helping is helping others heal and find solutions.

Liza Howe

(she/her)

Liza Howe, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and have been in the field for over twenty years. I have experience in a variety of settings and with a variety of clients. Many of the people with whom I have worked are struggling with some kind of change, whether it's children growing up, seeking abstinence from a drug or coping with divorce or our own aging process. All these changes can impact our mood and I can help a person cope with the resultant depression or anxiety for instance.

Olga Valentine

(She/Her)

Olga Valentine, LPC - New Jersey Therapist at Grow Therapy
$200/session
LPC
10 years of experience
Virtual
My name is Olga and I am a licensed professional counselor in the state of NJ, AZ and FL. I have a lot of experience working with a diverse population of clients with different diagnosis and in a variety of mental health settings including inpatient, outpatient, psychiatric hospitals, group homes, private in home therapy, schools and virtually (audio, audiovisual and livechat). I specialize in ERP for clients experiencing symptoms of OCD and HRT for clients experiencing BFRB's and tic disorders. I am eclectic in my approach to therapy and some of the alternate treatment modalities that I use include cognitive behavioral therapy, dialectical behavior therapy, solution focused brief therapy, mindfulness based therapy, etc. I hope to build a strong and trusting relationship with all of my clients and I believe that therapy should be a safe and non-judgmental environment where client's can work toward their goals.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Grief?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Grief, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.