Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 85 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

Dawn Seeburger

Dawn Seeburger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
1 year of experience
Virtual
Dawn Seeburger completed her master’s degree in School Counseling with licensure at Kutztown University. She has been practicing for over 10 years and is knowledgeable and confident in her work. She utilizes an interactive play therapy-based approach which includes CBT and psychoeducation. Dawn works with all ages from as young as 3 years old. Typically, she incorporates family members, when possible to help families improve relationships and make positive changes. If your child is struggling in the school environment, Dawn can help work through this and also collaborate with the teacher to develop a positive plan for success in the classroom.

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Amie Markowitz

(she/her)

Amie Markowitz, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
18 years of experience
Virtual
Thank you for reaching out! I have been in the field for almost 20 years. My goal is to provide a safe space for my clients to explore whatever they need to work on to reach their goals and lead a more healthy productive life. I look forward to working with you to achieve those dreams in the most mindful way possible

Kim Dallas

(she/her)

Kim Dallas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Alice Aronson

Alice Aronson, LPC - New Jersey Therapist at Grow Therapy
$85/session
LPC
25 years of experience
Virtual
I am a licensed professional counselor with over 25 years experience working with clients suffering from anxiety, depression. and relationship conflicts. My therapeutic approach uses both solution-focused treatment and relationship modeling which can help me teach coping skills to help manage overwhelming feelings such as guilt and hurt as well as help clients see the role they play in contributing to on going issues and conflicts

Greg Caiafa

Greg Caiafa, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I know anxiety and depression. I know how it feels to fall down over and over and believe like you're destined to fall again. I also know firsthand how changing our thinking can help us to overcome even the most daunting challenges. I've helped countless people make significant progress in every aspect of their lives. I utilize established modalities like CBT, ACT and Motivational Interviewing, but I also know the value of listening.

Liss Rinker

(she/her)

Liss Rinker, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor. I hold licenses in Pennsylvania and New Jersey and specialty certification as a Certified Advanced Drug & Alcohol Counselor and a Certified Clinical Trauma Professional. I am a firm believer in everything that happens creates the person. I am a whole life counselor and work with people to explore what it would take to move past the difficult times in life. I take the time to get to know my clients and have many clients who have been with me for years. That doesn't mean someone will see me every week for the rest of their life. It means client know I am available when they have need. I do have clients who have seen me weekly for years not because they are dependent on me but because they have found benefit in processing their life regularly. I have had a successful personal practice for years and can offer clients the space and reverence to unpack the most unpleasant things to reorder them in a way they no longer can cause harm as they once did. There is no perfect childhood and it is likely families do the best they can and it may not have filled the needs of their child. I am happy to take as much time as needed to work through the problem as you understand it.

Dr. Louise Beaubrun-Macaluso

Dr. Louise Beaubrun-Macaluso, LPC - New Jersey Therapist at Grow Therapy
$230/session
LPC
11 years of experience
Virtual
For over a decade, I've immersed myself in the realm of mental health care, where I meet my clients in the place they are in their emotional/psychological struggles. I am passionate about making a lasting positive impact in each and every client's life. To that end, I obtained a bachelor's, a master’s and a doctorate degrees in psychology. My therapeutic approach is as diverse as the stories I encounter, tailored to resonate with each person’s unique journey.

Larissa Torcomian

Larissa Torcomian, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
14 years of experience
Virtual
Are you struggling with life stressors, feeling overwhelmed, depressed, or anxious? Are you tired of feeling stuck in constant worrying, self-criticism, or relationship difficulties? Do you strive to heal your relationship with food and your body? If you want to work on your well-being, live more fully, and need to develop coping mechanisms and stress management techniques to resolve the issues that hinder you from living the life you envision, I can provide the support you need to accomplish these goals. As your therapist, I will assist in providing insight into your life experiences and its impact on you today and I would love to talk to you about how I can help. I work with young adults and adults who struggle with depression, anxiety, eating disorders, body image concerns, perfectionism, identity development, trauma, postpartum depression and anxiety, stress management, relationship problems, attachment difficulties, and childhood abuse.

Samantha Knight-Williams

(She/Her)

Samantha Knight-Williams, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
10 years of experience
Virtual
Hi, I'm Samantha and I am a Licensed Counselor in the states of New York and New Jersey with over 10 years of experience. Accompanying my strong passion and devotion to the mental health profession is my wide variety of professional experiences across disciplines and populations. I use a cognitive behavioral and solution-focused approach to therapy in order to create a welcoming and comfortable atmosphere where clients can freely express themselves without the fear of judgement. My goal is to help clients transform themselves into stronger, more self-aware people.

Christine Antonelli

Christine Antonelli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
30 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in New Jersey. I have a doctoral degree from the University of Pennsylvania and have been practicing for several years. I am a dedicated and compassionate mental health therapist who is committed to promoting mental wellness and emotional resilience. I work with my clients to develop a personalized treatment plan so they can reach their goals successfully.

Julie Fitzick

(she/her)

Julie Fitzick, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As an practicing clinician since 2020, I bring experience from community mental health, the educational system, and private practice. I've worked with individuals, couples, and families of all ages, tailoring evidence-based approaches to support each client's unique journey toward growth & healing. Life can feel overwhelming, but you don’t have to face challenges alone. I provide compassionate, personalized therapy for individuals, couples, and families at all stages of life. Whether you’re navigating emotional regulation, parenting struggles, grief, ADHD, anxiety, depression, or relationship challenges, I’m here to support you.

Matthew M. Sniscak

Matthew M. Sniscak, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
12 years of experience
Virtual
Sometimes it is not easy to ask for help, whether dealing with small issues that life presents or with more complicated situations that can arise. Through identifying your natural strengths and emphasizing a solution-based approach, my primary goal as your therapist is to guide you towards finding your own truth and meaning, as well as meeting you where you are at through the process of self-discovery. I am a Licensed Professional Counselor in the Commonwealth of Pennsylvania, and a National Certified Counselor. My background consists of over a decade of experience working with children, adolescents, parents and guardians, families, and adults in the mental health system from varying backgrounds. My experience includes, but is not limited to, treating the following: • Obsessive-Compulsive Disorder • Panic Disorder, Panic Attacks, and Hoarding • Anxiety and Anxiety-Related Disorders, such as Social Anxiety and Phobia • Trauma • ADHD, Anger, Stress Management, and Skill Building • Family and Relationship issues • Child and School related issues • Occupational and Life transitioning • Spirituality and Life Purpose

James Monaghan

James Monaghan, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
I am a board-certified mental health professional, leader, and prior military officer with over 25 years of experience providing what you need for a better way forward! In my practice, services include counseling, consulting, coaching, critical incident response, and specialty evaluations for professionals seeking expert care. This encompasses measured diagnostic evaluations, fitness for duty assessments, meeting prescriptive treatment requirements, and more.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Tyeast Edmond

Tyeast Edmond, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Greetings and thank you for viewing my page! I am so proud of you for taking this brave step toward self-care and I hope you are equally proud of yourself:) As a counselor, my passion lies in supporting individuals to reach their fullest potential. Life often presents challenges beyond our control, and early experiences can shape our adulthood. My primary goal is to guide clients beyond their pain, empowering them to embrace change. It’s essential to recognize that transformation requires ongoing effort it’s not an overnight process. Rather, it unfolds second by second, minute by minute, hour by hour, and day by day. I am committed to walking alongside them on this journey toward greater well-being.

Susan Goodwin

(she/her)

Susan Goodwin, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
8 years of experience
Virtual
Hi, I am a Licensed Professional Counselor, and Licensed Clinical Alcohol and Drug Counselor from New Jersey. I work with clients ranging from teenagers throughout the lifespan. I enjoy working with people and collaborating with them to address their concerns whether it be substance misuse, addiction, life transitions, anxiety or depression. I am open to meeting the client where they are at. Using warmth, empathy and humor we can work together to achieve your goals.

Sabrina Smith-Hargroves

Sabrina Smith-Hargroves, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
Providing therapy, being a listener and helping others in essence found me. I did not initially plan to become a therapist but I am so happy and proud I did. I receive joy from being able to find the right words and work through the issue with my client. Therapy is a very important tool, whether it is intensive treatment or being a supportive ear. I have worked in the helping field for over 20 years. Beginning my career with developmentally delayed, then preventive services, foster care, Autism spectrum and currently providing child and adult psychiatric services. I enjoy the reward of helping! I am licensed to provide treat in New York and Georgia.

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

LaToya McLaughlin

LaToya McLaughlin, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
10 years of experience
Virtual
Hi, my name is LaToya. I am a Licensed Clinical Social Worker serving clients in California and New Jersey! I have 10 years of extensive experience in the mental health field; I am dedicated to empowering individuals and families to navigate their unique challenges. With a master's degree in social work and multiple certifications, I have developed a diverse skill set that allows me to provide tailored therapeutic support to adults and older adults.

Lauren Livorsi

Lauren Livorsi, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
14 years of experience
Virtual
As a Licensed Clinical Social Worker, I am especially equipped to support individuals dealing with anxiety and depression. My training, clinical experience, and deep understanding of evidence-based interventions such as cognitive behavioral therapy allow me to help clients manage symptoms, build resilience, and regain a sense of control in their lives. I create a compassionate, non-judgmental space where individuals feel safe to explore their thoughts and emotions while working toward meaningful change.

Olga Valentine

(She/Her)

Olga Valentine, LPC - New Jersey Therapist at Grow Therapy
$200/session
LPC
10 years of experience
Virtual
My name is Olga and I am a licensed professional counselor in the state of NJ, AZ and FL. I have a lot of experience working with a diverse population of clients with different diagnosis and in a variety of mental health settings including inpatient, outpatient, psychiatric hospitals, group homes, private in home therapy, schools and virtually (audio, audiovisual and livechat). I specialize in ERP for clients experiencing symptoms of OCD and HRT for clients experiencing BFRB's and tic disorders. I am eclectic in my approach to therapy and some of the alternate treatment modalities that I use include cognitive behavioral therapy, dialectical behavior therapy, solution focused brief therapy, mindfulness based therapy, etc. I hope to build a strong and trusting relationship with all of my clients and I believe that therapy should be a safe and non-judgmental environment where client's can work toward their goals.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Family Conflict?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.