Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 147 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

Often rebooked

$150/session

Warm
Authentic
Solution oriented
Specialties
Family Conflict
Anxiety
Depression
+10
Hi, I'm Assal. I've been a therapist for 13 years, helping young adults and adults navigate life transitions, anxiety, self-esteem challenges, relationship concerns, and the stress that comes with balancing life's many demands. Many of my clients come to therapy during periods of change or uncertainty. They may be starting college, launching a career, navigating dating and relationships, working through unhealthy relationship patterns, adjusting to parenthood, caring for family members, or questioning what they want from the next chapter of life. Others feel stuck, overwhelmed, or disconnected from themselves and are looking to regain a sense of confidence, direction, and purpose. My goal is to provide a space where you feel comfortable being yourself and talking openly about what's really going on. Together, we'll explore the patterns, experiences, and beliefs that may be keeping you stuck, while building on your strengths and helping you move toward the life you want.
VirtualAvailable
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$135/session

Authentic
Intelligent
Empowering
Specialties
Family Conflict
Anger Management
Couples Counseling
+10
Hi my name is Yaron. I work as a therapist with goals of helping people to cope with stress, identify their personal goals, and develop healthy relationship skills. I work with individuals and couples to develop skills for coping with anger, anxiety, boundaries, trauma, and stress in healthy ways. I also work with couples and individuals to improve connection with listening and recognizing each person's strengths.
VirtualAvailable
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$150/session

Direct
Open-minded
Authentic
Specialties
Family Conflict
Child or Adolescent
Couples Counseling
+9
Hi, I'm Jean Messeroux, a Licensed Clinical Social Worker with an MSW from Columbia University and over eleven years of experience supporting people through some of the most formative and demanding seasons of their lives. My background spans education and healthcare, where I worked as a teacher, social worker, and social emotional learning facilitator, and that experience shaped a practice built on the belief that therapy should feel practical, human, and connected to what you're actually living through, not detached from it. I work with a wide range of people, students figuring out who they are, professionals managing pressure and burnout, parents balancing everything at once, and athletes navigating performance and identity, because the core work of understanding yourself and building healthier patterns looks similar no matter what world you come from. Whatever brought you here, my goal is to create a space where you feel seen quickly and leave with tools you can actually use.
Available
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$125/session

Authentic
Empowering
Solution oriented
Specialties
Family Conflict
Anger Management
Anxiety
+5
Once a previous skeptic, the quality of my personal and professional life significantly improved through therapy once I learned to trust the process and invest in myself. I am a Licensed Professional Counselor with a master's degree in Counselor Education. I am a US Army veteran and have worked extensively with Depression, Anxiety, Adjustment Issues, and challenging adolescent behaviors with civilian and military families.
VirtualAvailable
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Often rebooked

$180/session

Authentic
Warm
Specialties
Family Conflict
Self Esteem
Substance Misuse
+9
Welcome, and come as you are. I believe that meaningful change begins with understanding yourself on a deeper level. Many of the struggles we experience in adulthood, whether in relationships, self-worth, anxiety, trauma, communication, or life satisfaction, are shaped by patterns that developed long before we were aware of them. My role is to help you identify those patterns, understand why they exist, and create lasting change rather than simply managing symptoms.
Available
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$100/session

Authentic
Warm
Empowering
Specialties
Family Conflict
ADHD
Anxiety
+10
My name is Cleonese Dasent-Green and I am the sole proprietor of Poinciana Therapy LLC. I hold Licenses as a LCSW With advanced degrees in Clinical Social Work in NY, NJ & PA. I have Graduate Certificate in Thanatology, a Play Therapy Certificate and over 15 years of experience in therapy, social work, and medical social services. I also received my Masters degree from Fordham University in NYC.
Available
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$140/session

Empowering
Warm
Authentic
Specialties
Family Conflict
Depression
Domestic Violence
+5
Welcome! I'm a Licensed Clinical Social Worker (LCSW) based in Pennsylvania with 5 years of experience working with female survivors of trauma and abuse. My passion lies in helping women build healthy relationships, eliminate toxicity from their lives, boost self-esteem, and heal from the deep impacts of trauma. My goal is for every client to come to a deeper understanding of themselves, and to leave therapy with practical skills intended to support them in sustaining their progress long term.
VirtualAvailable
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$180/session

Solution oriented
Empowering
Warm
Specialties
Family Conflict
Anxiety
Couples Counseling
+4
I’m a mental health therapist who works with adults navigating anxiety, relationship challenges, and life transitions. I create a warm, supportive space where you can show up exactly as you are—no pressure to have it all figured out. I believe therapy doesn’t have to feel intimidating or overly clinical; it can be a place where you feel understood, challenged in helpful ways, and even share a laugh as you work toward feeling more balanced, confident, and in control of your life.
VirtualAvailable
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$135/session

Authentic
Warm
Solution oriented
Specialties
Family Conflict
Anxiety
Coping Skills
+9
Hi I am a Licensed Clinical Social Worker (LCSW) based in Florida. I received my Master's degree in NY and I have been practicing for over 20 years. I am licensed in both Florida and New Jersey. I have diversified experience in the mental health field. I currently focus on helping adults ages 18 -65 years old cope with anxiety and stress in their day to day lives. Some of my areas of expertise are: Anxiety and stress management, communication and interpersonal skills, navigating relationship dynamics, and life transitions and overall emotional wellness.
VirtualAvailable
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Often rebooked

$100/session

Warm
Authentic
Solution oriented
Specialties
Family Conflict
Anxiety
Coping Skills
+8
Hello I often hear clients say, “I don’t even know where to start” when they first begin therapy. I understand that feeling. The first step is to make sense of what’s happened in your life in order to start to tackle the issues and ultimately make some changes. I am a seasoned therapist with 17 years experience helping adult clients find their own inner wisdom and strength to resolve issues in their lives. It feels burdensome to rely on friends and family to help us through difficult life challenges. The greatest joy for me as a therapist is to be able to provide a safe space where clients feel unconditionally accepted and heard without judgement. Therapy is a collaborative process where the client and therapist work together to explore and identify barriers which prevent resolution. I believe that the therapeutic alliance between client and provider is key to a successful outcome. I use psychodynamic, solution focused and client centered approaches to help clients gain insight, identify barriers and foster empowerment to make changes and resolve issues.
VirtualAvailable
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New to Grow

$120/session

Specialties
Family Conflict
Anxiety
Couples Counseling
+9
Hello, I'm a Licensed Marriage and Family Therapist (LMFT) dedicated to helping individuals, couples, and families navigate life's challenges with compassion and practical support. My approach is collaborative, creating a safe, nonjudgmental space where clients can explore their experiences, build resilience, and work toward meaningful, lasting change. I believe that healing happens through connection, self-awareness, and developing the tools to thrive both personally and in relationships.
Available
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$175/session

Warm
Authentic
Empowering
Specialties
Family Conflict
Anxiety
Coping Skills
+6
I am a licensed professional counselor with seven years of experience working with individuals facing a variety of mental health concerns, including anxiety, depression, ADHD, and relationship challenges. My approach is compassionate and collaborative, aimed at helping clients gain insight, build resilience, and create meaningful change in their lives. I support clients to identify personal goals, strengthen communication skills, and developing effective coping techniques to navigate life's stressors with greater confidence and clarity.
VirtualAvailable
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$95/session

Empowering
Warm
Specialties
Family Conflict
Anxiety
Depression
+10
Life can feel overwhelming when trauma, anxiety, depression, or relationship challenges take center stage. I believe therapy should be a space where you feel seen, heard, and supported as a whole person—not just a collection of symptoms. I work collaboratively with clients to help them make meaning of their experiences, reconnect with their values, and move toward a more authentic and fulfilling life. I specialize in trauma and have experience working with individuals navigating anxiety, depression, PTSD, and substance use concerns. I also work with couples and families, supporting healthier communication, deeper understanding, and more secure connections. Whether you’re feeling stuck, disconnected, or simply seeking clarity and growth, I aim to meet you where you are with compassion and respect. My approach is rooted in humanistic and existential therapy, emphasizing personal agency, self-awareness, and the belief that change is possible—even in the midst of pain. I take an integrative approach, drawing from evidence-based modalities such as Cognitive Behavioral Therapy (CBT), grief work, and solution-focused interventions, tailoring treatment to each client’s unique needs and goals. Healing is not about “fixing” yourself—it’s about understanding yourself more deeply and learning new ways to relate to your experiences. I strive to create a safe, supportive, and nonjudgmental environment where you can explore challenges, build resilience, and move forward with intention.
Available
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$150/session

Warm
Empowering
Authentic
Specialties
Family Conflict
Anxiety
Depression
+6
Do you feel Stuck? Anxious? Overwhelmed? In a rut of Depression? Lost? Do you want a Christian-based approach that help you organize your thoughts + emotions, derive meaning from adversity, and bring forth your God-given resiliency? Whether you are you new to scripture and or are seasoned in it, sometimes it can feel really challenging to apply the Word of God. That's where I come in. I can help you learn how to discern the voice of God, match your problem with His promise, and course-correct your mind + heart + emotions back to the will He has for your life.
VirtualAvailable
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$90/session

Authentic
Direct
Holistic
Specialties
Family Conflict
Addiction
Anxiety
+9
You hold it together for everyone — at work, at home, in your relationships — but the weight of it is getting harder to carry. Maybe anxiety keeps your mind racing at 2 a.m., or you're stuck in patterns with substances or behaviors that started as coping but now feel like a trap. Maybe grief, trauma, or a painful chapter you thought you'd moved past keeps surfacing when you least expect it. I'm Rovin Chonielall, a Licensed Professional Counselor and Certified Addiction Specialist with 15 years of experience helping adults find their footing when life feels unmanageable. I work with people navigating anxiety, depression, trauma, addiction and recovery, and the kind of emotional exhaustion that builds up when you've been running on autopilot for too long. My approach is direct, holistic, and grounded in what actually works. I draw on Dialectical Behavior Therapy (DBT) to help you build skills for managing intense emotions, Cognitive Behavioral Therapy (CBT) to challenge the thought patterns keeping you stuck, and Motivational Interviewing to help you connect with your own reasons for change — especially when motivation feels low. I also incorporate mindfulness and solution-focused techniques, because sustainable growth happens when you learn to be present with yourself, not just push through. What my clients tell me is that therapy with me feels different — honest without being harsh, structured without being rigid. I'm not going to just nod along. I'll meet you where you are, ask the questions that matter, and help you build a life that actually reflects who you want to be. If you're ready to stop going through the motions and start doing the real work, I'd like to help.
VirtualAvailable
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$150/session

Solution oriented
Warm
Empowering
Specialties
Family Conflict
Anxiety
Bipolar Disorder
+11
I am kind, non-judgmental, accepting with a very diverse background. My name is Fquira, pronounced "Keera. " That is literally, Kera, with an F, how unique is that? I have an appreciation for all people as unique individuals, with various types of life challenges. Im here for the challenge. Helping minds heal and lives transform has been a true reward of doing what I do in therapy. I am here to help you.
VirtualAvailable
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$175/session

Authentic
Warm
Empowering
Specialties
Family Conflict
ADHD
Life Transitions
+2
Hi, I'm Elaina. Therapy can be hard enough—you shouldn't feel like you're talking to a statue. I strive to create a warm, compassionate, and down-to-earth space where you feel heard, supported, and understood. Together, we'll navigate life's challenges, strengthen relationships, and build practical tools that create meaningful, lasting change tailored to your unique goals and values. If you are looking for a therapist that is relatable, consistent and feels like home; i'm here to support you.
VirtualAvailable
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$150/session

Warm
Empowering
Solution oriented
Specialties
Family Conflict
Mood Disorders
Self Esteem
+10
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering
Specialties
Family Conflict
Anxiety
Depression
+6
Hi! I'm a Licensed Clinical Social Worker and I received my Masters in Social Work from Fordham University in NYC. I work with adults who are currently experiencing depression and/or anxiety to help them discover the root of their concerns so that they can become the best versions of themselves. Since every individual is so unique, I use an individualized approach in talk therapy to help you overcome your challenges by gaining new coping skills and new ways to think about your situation. Please note that I do not offer ESA or FMLA evaluations as part of my service offerings. I also do not offer Couples Therapy.
VirtualAvailable
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$150/session

Empowering
Warm
Authentic
Specialties
Family Conflict
Anxiety
Depression
+10
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have decades of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with JOY, self-love, prosperity, peace and purpose.
VirtualAvailable
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$90/session

Intelligent
Solution oriented
Authentic
Specialties
Family Conflict
Anxiety
Depression
+10
I am a Licensed Clinical Social Worker dedicated to providing compassionate, client-centered care through secure remote sessions with adult clients. I am currently licensed in the states of New Jersey, Virginia, and Florida. With commitment to fostering a safe and therapeutic environment, I work collaboratively with individuals to address a wide range of emotional, behavioral, and relational challenges. Hence, my approach is grounded in respect, empathy, and a deep belief in each client's capacity for growth and resilience.
Available
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$125/session

Authentic
Empowering
Specialties
Family Conflict
Anxiety
Life Transitions
+10
I’m a Licensed Clinical Social Worker (LCSW) in New Jersey with multiple degrees from Widener University. I’ve worked with a wide range of individuals facing challenges like anxiety, depression, OCD, bipolar disorder, and more. My focus is on helping people manage stress more effectively, build healthier routines, and feel more in control of their day-to-day lives. I’m not here to give you all the answers—I’m here to help you ask the right questions, challenge what’s no longer serving you, and support you as you build confidence in your ability to navigate life on your own terms.
Available
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$175/session

Open-minded
Warm
Specialties
Family Conflict
Anxiety
Coping Skills
+9
I am a licensed therapist in New Jersey and Pennsylvania with more than 20 years of experience helping adults navigate life's challenges with compassion and confidence. Whether you're feeling overwhelmed, anxious, stressed, lonely, or coping with depression, grief, life transitions, work stress, health concerns, relationship difficulties, or caregiving responsibilities, I provide a warm, empathetic, and inclusive space where you can feel heard, supported, and empowered. I work with individuals from diverse backgrounds, including LGBTQ+ clients, to develop insight, build effective coping strategies, and create meaningful, lasting change. All therapy sessions are offered virtually, allowing you to receive confidential, convenient care from the comfort of your own home. I look forward to supporting you on your journey toward healing and well-being.
VirtualAvailable
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$150/session

Empowering
Open-minded
Warm
Specialties
Family Conflict
Anxiety
Couples Counseling
+10
Hello and welcome! I’m Habeebah Abdus-Salaam, a licensed therapist who blends evidence-based and relational approaches to help individuals and families build insight, emotional balance, and meaningful change. My style is warm, collaborative, and empowering that is grounded in curiosity and deep respect for each person’s unique story. I work with clients navigating anxiety, depression, emotional dysregulation, trauma, and life transitions, integrating DBT, CBT, narrative, and culturally responsive frameworks to promote self-awareness, emotional regulation, and resilience. My goal is to create a safe, nonjudgmental space where you can explore your story, reclaim your voice, and develop practical tools to manage life’s challenges with confidence and clarity.
Available
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$150/session

Solution oriented
Authentic
Empowering
Specialties
Family Conflict
Anxiety
Couples Counseling
+9
I am Dr. Andre. I hold a bachelor's degree in theology, a master's degree in clinical Mental Health Counseling/Marriage & Family Therapy, and a Ph.D. in Marriage and Family Therapy. Looking back on my previous experiences of priestly ministry, crisis prevention, community mental health services, private practice, Part-Time faculty, therapeutic skills in various systemic approaches, and Corrections, I am well equipped to journey with you and assist you in making positive changes as designed. As a professor, I teach multiple approaches, including solution-focused theory, cognitive behavior therapy, narrative therapy, and systemic approaches. I employ the intervention based on the client's needs, strengths, and stages.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.