Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 267 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/3/2025

Dr. Manny Kyei

(he/him)

Dr. Manny Kyei, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker in New Jersey and Ohio. I received my Doctor of Social Work degree from Rutgers University, and I have been practicing therapy for eight years. My clinical experience has been working with individuals struggling with anxiety, depression, ADHD, PTSD, self-esteem issues, acculturation, bicultural issues, and relationship challenges. I look forward to creating a collaborative relationship with my clients.

Gretchen Murchison

(she/her)

Gretchen Murchison, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
25 years of experience
Virtual
Therapy is your space. A space to pause. To exhale. To say the things you’ve been holding in. It’s yours—whether you’re working through a tough transition, feeling overwhelmed, carrying old pain, or just trying to make sense of what’s next. As a therapist with over 20 years of experience, I offer a safe, affirming space to grow through what you're going through. In a world that can feel overwhelming—especially in times of political and societal change — you don’t have to navigate it alone. I work with individuals aged 16-60(ish) who are looking to: ✔ Manage everyday stress and anxiety ✔ Explore life and career goals. ✔ Heal from trauma or grief, including suicide loss ✔ Build confidence and overcome feeling "stuck" ✔ Find affirming therapy as part of the LGBTQIA++ community ✔ Better understand and support Trans/NB loved ones ✔ Cope when loved ones struggle with addiction or mental health challenges ✔ Navigate the uncertainties and stress of today’s political and social climate I am committed to inclusive, culturally responsive care that respects your identity and lived experience. I also recognize and honor the unique challenges faced by military service members, veterans, and their families. Whether navigating the demands of military life, the stress of transitions, or the impact of service-related experiences, I provide a space for healing, resilience, and growth. Choosing the right therapist is an important decision. Please book a free, 15-minute consult call so we are both sure our connection is a good fit. If my posted availability doesn't fit your schedule, visit SunriseLCSW.com and send me a message. I accept new clients on a case-by-case basis based on therapy goals and scheduling availability.

Dr. Sheena Ford, Ph.D

Dr. Sheena Ford, Ph.D, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
12 years of experience
Virtual
Availability: *Intakes (Mondays only) *Therapy sessions- Tuesdays, Wednesdays & Thursdays (9am-3pm). Hello, I am a Psychologist (Ph. D) and Licensed Professional Counselor (LPC) in PA and NJ, specializing in supporting individuals experiencing anxiety, depression, grief and loss, life transitions, personal growth, and self-esteem concerns. My approach is tailored to meet your unique needs, providing a safe and supportive space for exploration and healing. Together, we'll work collaboratively to address challenges and foster positive change. I meet with clients weekly, offering consistent support and guidance as you navigate your journey towards greater well-being and fulfillment.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Marrium Guirguis

(she/her)

Marrium Guirguis, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey, my name is Marrium Guirguis and I am here to help you wherever you are in life. I believe we all have a story to tell and regardless of how similar two experiences sound, they will still be very different from each other and deserve to be heard, validated and worked with uniquely. Throughout my career, I have specialized in working with adults and adolescents 14+ with PTSD, Anxiety, working with survivors of human trafficking and domestic violence, family dynamics, supportive therapy through challenges, people with disabilities, and young couples. One thing uniquely about myself is that I am a little person (dwarfism). I navigate the world at 3’6” tall and had to overcome a lot and have learned tremendously from my experiences. If you resonate with that and feel there could be a lot to unpack and work through, I can help you. I have had great success in incorporating one's culture, faith, values and morals due to it being integral in understanding who they are. My Christian faith has influenced my desire to help people, but I enjoy working with people of all backgrounds in a faith-based or secular style, based on your preference. Life is moving pretty fast with all of the rapid changes occurring daily. This may be what you are looking for to be able to gain that much more control over it. Please check out my website at www.faithfultomorrowcs.com for more about my practice.

Chrystal Dunkers

(She)

Chrystal Dunkers, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
10 years of experience
Virtual
I’m Chrystal Dunkers, a licensed therapist and the founder of Point and Pivot Counseling Services. I help Black women in midlife untangle the emotional weight of family dynamics, anxiety, and people-pleasing so they can respond with intention instead of reacting out of habit. Together, we focus on breaking unhealthy generational patterns and showing up more fully for the life you actually want.

Dawn Seeburger

Dawn Seeburger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
1 year of experience
Virtual
Dawn Seeburger completed her master’s degree in School Counseling with licensure at Kutztown University. She has been practicing for over 10 years and is knowledgeable and confident in her work. She utilizes an interactive play therapy-based approach which includes CBT and psychoeducation. Dawn works with all ages from as young as 3 years old. Typically, she incorporates family members, when possible to help families improve relationships and make positive changes. If your child is struggling in the school environment, Dawn can help work through this and also collaborate with the teacher to develop a positive plan for success in the classroom.

Ericca Keith

(she/her)

Ericca Keith, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
5 years of experience
Virtual
I'm a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Masters from the University of Connecticut and have been practicing for 5 years. I stive to help teens and adults struggling with life stressors, anxiety, and/or depression to learn coping skills and aid in shifting their perspectives so that they can go from surviving to thriving.

Tracy Carter

(she/her)

Tracy Carter, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Hello, I'm Tracy Carter, a Licensed Clinical Social Worker (LCSW) in New York. I earned my Master of Social Work degree from Stony Brook University and have over 15 years of experience in the social work field. Throughout my career, I've worked with diverse populations, assisting individuals grappling with complex mental health and societal issues in leading more fulfilling lives.

Anah Ukpere

(she/her)

Anah Ukpere, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello! Congratulations on choosing to seek out therapy. Your choice to make this decision informs me that you are on the right path! I am a Licensed Clinical Social Worker (LCSW), and have been working as a mental health therapist for a few years. The diversity of my experience as a therapist, has allowed me to interact with people from a variety of different races, ages, sexual orientations, cultures, socio-economic status and so much more!

Diana Ahmed

(she/her)

Diana Ahmed, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
5 years of experience
Virtual
My name is Diana Ahmed I am a therapist, LCSW based out if New Jersey. I have had the pleasure to work with children, adolescents, adults and families. I have 7 years of experience as a licensed therapist in various settings within the community and in schools. I graduated from Rutgers University with a Masters Degree in Clinical Social Work.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Francina Fantauzzo

(she/her)

Francina Fantauzzo, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
6 years of experience
Virtual
Welcome! I'm so glad you are here. Let's take a moment and recognize that you've taken the first step towards improving your mental health, because we both know that therapy can feel daunting, yet hopeful at the same time. My name is Francina and I am here to help you on this journey. I am a licensed professional counselor and I practice in New Jersey and Pennsylvania. I am a board certified art therapist, certified autism spectrum disorder specialist, and certified clinical trauma professional. I provide a safe and inviting environment that enables clients to confront challenges related to anxiety, depression, self-care, trauma, and more. I am welcoming, non judgmental, accepting, and understanding. My focus is on assisting clients in developing self-awareness so they can be empowered to make choices in how they want to live their lives. Therapy can promote what you truly deserve. Someone to hear you, to see you. To believe you. I listen with compassion but I don't just sit there while you talk; rather it is a conversation. If that resonates with you, I'm here whenever you feel ready to take the next step.

Paula Alzate

(she/her)

Paula Alzate, LCSW - New Jersey Therapist at Grow Therapy
$85/session
LCSW
5 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in New Jersey. I’ve worked with children, teens, and families for several years in both community and outpatient settings. I specialize in helping individuals navigate anxiety, depression, trauma, and life transitions. Being a therapist is more than just a job for me—it’s my passion. I truly love helping people, and it brings me joy to see my clients grow, heal, and overcome life’s challenges. My goal is to create a compassionate, supportive space where clients from all backgrounds feel safe, heard, and empowered.

Alexandra Degirolamo

Alexandra Degirolamo, LPC - New Jersey Therapist at Grow Therapy
$165/session
LPC
10 years of experience
Virtual
Hi! My name is Alex. I am a dual licensed LPC, or Licensed Professional Counselor and LCADC, Licensed Clinical Alcohol and Drug Counselor. I am licensed and practice in NJ. I have been in the field in some capacity for over a decade. I have worked in many modalities of treatment, with diverse populations ranging in age, presenting topic, race, socio-economic status, etc. I work with clients ranging in age from 6-65. My goal is to assist you in tackling the presenting issue whether it be parenting skills, family dynamics, addiction, mood, coping skills, or other by utilizing a variety of techniques. I believe in teaching the theories and skills so that you may utilize them down the road if and when needed. I pride myself on honesty and straightforwardness, delivered with compassion and care.

Arlene Joseph-Younger

Arlene Joseph-Younger, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
9 years of experience
Virtual
Hi, I'm Arlene, a licensed clinical social worker in the state of NJ and I have been practicing for almost a decade. I am dedicated to helping individuals untangle their thoughts, strengthen their emotional resilience, and create meaningful change. Whether you're navigating anxiety, depression, trauma, relationships, or just feeling stuck, I’m here to offer a grounded space where healing and growth can happen, without judgment, and at your pace.

Aly Giannantonio

Aly Giannantonio, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
22 years of experience
Virtual
I hope to provide you with a safe environment that will light your path with some clarity to make decisions needed to enhance your functioning and better your life. I consider myself culturally competent, empathic and non judgemental. I've never seen my role as one to provide the answers but instead I see myself as a facilitator to assist you in earning insight and ultimately gain control in changing that significant area in your life that you are seeking a change in.

Tadayah Pulliam

(she/her)

Tadayah Pulliam, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
13 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Master of Social Work from Kean University and have been practicing for 12 plus years. I am the founder and owner of Therapeutically Fit Counseling, LLC. I help children, adolescents, and adults to become the best version of themselves by providing quality and reliable mental, emotional, and behavioral health services to help you navigate through difficult times and improve your quality of life. My mission is to help heal, empower, and evolve individuals and families by providing quality and culturally competent psychotherapy that transforms and renews your mind and body that leaves you therapeutically fit.

Samantha Knight-Williams

(She/Her)

Samantha Knight-Williams, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
10 years of experience
Virtual
Hi, I'm Samantha and I am a Licensed Counselor in the states of New York and New Jersey with over 10 years of experience. Accompanying my strong passion and devotion to the mental health profession is my wide variety of professional experiences across disciplines and populations. I use a cognitive behavioral and solution-focused approach to therapy in order to create a welcoming and comfortable atmosphere where clients can freely express themselves without the fear of judgement. My goal is to help clients transform themselves into stronger, more self-aware people.

Michelle Devlugt

(she/her)

Michelle Devlugt, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
5 years of experience
Virtual
EMDRIA-Approved EMDR Therapist. FL/NJ/VA. I also use traditional talk therapy with my clients. My therapeutic approach is based on the individual's specific needs. EMDR (Eye Movement Desensitization and Reprocessing) is a form of therapy that enables you to heal from the symptoms and emotional distress that are the result of disturbing life experiences. I work with adult clients with individual therapy.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Samantha Levinson

(she/her)

Samantha Levinson, LPC - New Jersey Therapist at Grow Therapy
$130/session
LPC
15 years of experience
Virtual
My approach is kind, down to earth, and light hearted. This is your journey. I am here to support and guide you, helping you navigate through life’s rough waters and waves of emotions. hold in great respect the opportunity to work with clients and help provide stability needed during difficult times. Through the difficulties we face in life on the other side we experience strengths. It can be a cathartic release to share your life experiences with a professional who is trained in listening, counseling, providing clarity and hope.

Jerry Fuller

(he/him)

Jerry Fuller, LCSW - New Jersey Therapist at Grow Therapy
$165/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and Licensed Clinical Alcohol and Drug counselor. I am located in New Jersey. I have been in practice for 12+ years as a therapist and have another 10+ years as a case worker and administrator. Outside of my practice, I am married and have two children. I enjoy travel and running and often try to weave an overall concept of fitness=wellness into my work.

Jane Cruz

(she/her)

Jane Cruz, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
Hello! I am a bilingual (Spanish) speaking therapist with over 20 years experience. I am licensed in the state of New Jersey and Florida. I love working with adolescents and young adults. I also have extensive experience working with the elderly. I always like to meet my clients where they are and trying to provided a safe environment for them to meet their goals.

Liss Rinker

(she/her)

Liss Rinker, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor. I hold licenses in Pennsylvania and New Jersey and specialty certification as a Certified Advanced Drug & Alcohol Counselor and a Certified Clinical Trauma Professional. I am a firm believer in everything that happens creates the person. I am a whole life counselor and work with people to explore what it would take to move past the difficult times in life. I take the time to get to know my clients and have many clients who have been with me for years. That doesn't mean someone will see me every week for the rest of their life. It means client know I am available when they have need. I do have clients who have seen me weekly for years not because they are dependent on me but because they have found benefit in processing their life regularly. I have had a successful personal practice for years and can offer clients the space and reverence to unpack the most unpleasant things to reorder them in a way they no longer can cause harm as they once did. There is no perfect childhood and it is likely families do the best they can and it may not have filled the needs of their child. I am happy to take as much time as needed to work through the problem as you understand it.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.