Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 294 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/16/2025

Marrium Guirguis

(she/her)

Marrium Guirguis, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey, my name is Marrium Guirguis and I am here to help you wherever you are in life. I believe we all have a story to tell and regardless of how similar two experiences sound, they will still be very different from each other and deserve to be heard, validated and worked with uniquely. Throughout my career, I have specialized in working with adults and adolescents 14+ with PTSD, Anxiety, working with survivors of human trafficking and domestic violence, family dynamics, supportive therapy through challenges, people with disabilities, and young couples. One thing uniquely about myself is that I am a little person (dwarfism). I navigate the world at 3’6” tall and had to overcome a lot and have learned tremendously from my experiences. If you resonate with that and feel there could be a lot to unpack and work through, I can help you. I have had great success in incorporating one's culture, faith, values and morals due to it being integral in understanding who they are. My Christian faith has influenced my desire to help people, but I enjoy working with people of all backgrounds in a faith-based or secular style, based on your preference. Life is moving pretty fast with all of the rapid changes occurring daily. This may be what you are looking for to be able to gain that much more control over it. Please check out my website at www.faithfultomorrowcs.com for more about my practice.

Susan Haffert

Susan Haffert, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
I am Susan Haffert, an experienced mental health therapist and Board Certified Diplomate in Social Work - I am also a former administrator and have worked at all levels of mental health care. i use CBT/REBT to treat Anxiety and Depression and mixed modalities to work with you in couples work, family and adolescent issues, and I also work with Addiction problems, holding an Addictions Certificate from the Albert Ellis Institute in NY.

Remi Freeman

(she/her)

Remi Freeman, LCSW - New Jersey Therapist at Grow Therapy
$170/session
LCSW
25 years of experience
Virtual
I am a Licensed Clinical Social Worker licensed in both PA and NJ. I have been in private practice since 2001. I work with ages 15 years and older and I LOVE my career. I work with teens and young adults who are transitioning and have seen these clients through the entire process of not being accepted by peers and, very sadly family, to life incredible full lives. I have a past client's wedding to go to in May :) I get to witness my clients come to live the lives they've always wanted and I'm a small part of that. I absolutely love my job.

Dese'Rae L. Stage

(she/they)

Dese'Rae L. Stage, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
My name is Dese’Rae L. Stage (she/her), but you can call me Des. I’m a mom, therapist, licensed clinical social worker (LCSW), suicidologist, artist, and advocate in Philadelphia, PA. I wear a lot of hats. I identify as a queer, white, cisgender single parent and live with depression, anxiety, ADHD, CPTSD, and chronic suicidal thoughts. It’s important to me to be transparent about my positionality, in terms of my identity and lived experiences, as well as being someone who receives mental health services—I know what it’s like to be in the therapy chair and sitting across from it. To that end, I come to my work as a partner and a support, rather than an expert. In past lives, I worked in the service industry and the music industry, and built a career as an award-winning suicide prevention advocate and artist. I live with two small humans, a Bernese Mountain Dog named Dolly Parton, a Basset Hound puppy named Frances Houseman (aka Baby), and a long-haired white Siamese mix with heterochromia named Betty White. I see live music at every available opportunity (and sometimes I still drag my camera along), and when I’m not at a show, I’m probably reading a book, eating something delicious, or building Lego sets. I have a lot of stories. Feel free to ask me what happened when OJ Simpson came into the restaurant I worked at while I was in high school, or about that one time Lou Reed told me to f*ck off.

Dawn Seeburger

Dawn Seeburger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
1 year of experience
Virtual
Dawn Seeburger completed her master’s degree in School Counseling with licensure at Kutztown University. She has been practicing for over 10 years and is knowledgeable and confident in her work. She utilizes an interactive play therapy-based approach which includes CBT and psychoeducation. Dawn works with all ages from as young as 3 years old. Typically, she incorporates family members, when possible to help families improve relationships and make positive changes. If your child is struggling in the school environment, Dawn can help work through this and also collaborate with the teacher to develop a positive plan for success in the classroom.

Olga Da Silva

Olga Da Silva, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
1 year of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW), licensed in New York, New Jersey, and Florida, with over 15 years of experience. I specialize in helping adults who feel lost, stuck, or uncertain find clarity and reconnect with themselves. I use evidence-based approaches such as EMDR, Internal Family Systems (IFS), and attachment-based therapy to support healing, self-discovery, and meaningful growth.

Dr. Allie Hennis

(she/her)

Dr. Allie Hennis, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
23 years of experience
Virtual
My name is Dr. A and I have been providing counseling since 2002. I believe we all possess the skills to reach our potential and that as a Counselor it is my job to help you find your strengths to be the person you want to be. I will focus on building an authentic and supportive relationship with you and utilize techniques from Cognitive Behavioral Therapy, Mindfulness, Solution Focused, Attachment -Base approaches and many others. I believe here is a lot gained from understanding how our thoughts impact our feelings and behaviors. Additionally, the earliest relationships in life impact our adult relationships, and there can be much to be gained from a deeper understanding of this. I look forward to working with you soon!

Caitlin Regan

(she/her)

Caitlin Regan, LPC - New Jersey Therapist at Grow Therapy
$90/session
LPC
6 years of experience
Virtual
I am Caitlin, a licensed mental health counselor who is trained in multiple trauma techniques and has years of experience working with both adult and adolescents. I work hard to help my clients create positive and healthy change in their lives and sustain that healthiness. I believe all deserve to be accepted and understood no matter what they may struggle with and I work to provide a safe and caring space.

Lydia Lynch

(she/her)

Lydia Lynch, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Welcome! I'm Lydia Lynch, and I am a Licensed Clinical Social Worker. I have a Masters in Social Work from New York University. I have over 10 years of experience as a social worker, and I have worked with a wide variety of clients from children and adolescents through older adults. I have experience in outpatient therapy, inpatient psychiatry, mental health, addictions, and research. I have a special interest in women's health and issues, including perinatal mood and anxiety disorders. Therapy can help you develop coping skills, enhance interpersonal relationships, and gain a greater understanding of your life. My goal is to create a warm and welcoming environment in which we can explore what matters to you most.

Greg Bing

(he/him)

Greg Bing, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am an experience therapist who can support you in making positive changes in your life. My areas of specialty include personality and mood disorders, addiction, and grief, but I have work with clients on a wide range of issues over the years. I help my clients through a combination of education on how the human mind works, and increasing awareness of how those principals are playing out in your daily life.

Edna Sanders

(she/her)

Edna Sanders, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
13 years of experience
Virtual
Hello prospective client. My name is Edna and I have been providing therapy for over ten years. I approach my work in a caring and respectful manner. I am compassionate and empathetic. I will put your mind at ease by engaging with you to develop a therapeutic rapport, listening to you attentively, ensuring you feel supported, and validating your thoughts and feelings. I will also provide the necessary psycho-education to help you gain insight, learn healthy ways to cope and/or handle difficult situations so that you will feel more empowered to improve your quality of life.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

Emily Raphel

(she/her)

Emily Raphel, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Professional -> I am a clinical social worker with 20 years of mixed elementary and middle school Child Study Team experience which includes work with kids/tweens/teens with learning disabilities and/or emotional (predominately anxiety, anger, self-esteem)-social (mild autism spectrum disorder)-behavioral (covers a wide range!) needs, parent support/training. Personal -> I am a married mom of two, and we are a dog family (dogs for the win! - although we also have three hamsters and two degus). I love a traditional board or card game (Uno, Connect 4, Scrabble, Othello are my top!) and I bring excitement to any board/card game as if I were at a live sporting event. I always find a way to use humor to my work - - Dad jokes get me rolling.

Farhana Murshed

(she/her)

Farhana Murshed, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
9 years of experience
Virtual
Seeking therapy can be daunting and the process to find the right therapist can take time. I strive to provide an empathic and warm environment for my clients and work with culturally sensitive approach in mind. Building the therapeutic relationship is important so I welcome you to book an assessment with me to see if you feel I am the right fit for you. I work from a person centered approach and prefer to spend the first two sessions getting an idea of my client's background, pertinent life experiences and what brought them to therapy. From there I use Cognitive Behavior Therapy and use Solution Focused techniques to help my client work towards their long and short term goals.

Dawn Macri

Dawn Macri, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
29 years of experience
Virtual
I am so glad you reached out for help! I am passionate about helping people navigate life's difficulties with compassion and empathy. Oftentimes, it is our difficulties that are the catalyst for big change. I bring over 29 years of counseling experience in a variety of settings (Residential treatment, Intensive outpatient, EAP and private practice) but most enjoy connecting in individual sessions. I look forward to working with you and assisting you with living your best life.

Gena Figliuzzi

(she/her)

Gena Figliuzzi, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
7 years of experience
Virtual
Hi, Im a Licensed Professional Counselor who has been in private practice for the last 7 years. I have been a School Counselor for the last 17 years. I work with a range of ages from children through adulthood. I am currently Licensed in New Jersey. I enjoy working with clients online because it offers counseling to a wide range of clients.

Jerry Fuller

(he/him)

Jerry Fuller, LCSW - New Jersey Therapist at Grow Therapy
$165/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and Licensed Clinical Alcohol and Drug counselor. I am located in New Jersey. I have been in practice for 12+ years as a therapist and have another 10+ years as a case worker and administrator. Outside of my practice, I am married and have two children. I enjoy travel and running and often try to weave an overall concept of fitness=wellness into my work.

Anah Ukpere

(she/her)

Anah Ukpere, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello! Congratulations on choosing to seek out therapy. Your choice to make this decision informs me that you are on the right path! I am a Licensed Clinical Social Worker (LCSW) and have been working as a mental health therapist for several years. The diversity of my experience as a therapist has allowed me to interact with people from a variety of different races, cultures, socioeconomic statuses, and more.

Corinne Aballo

(she/her)

Corinne Aballo, LPC - New Jersey Therapist at Grow Therapy
$130/session
LPC
5 years of experience
Virtual
I am an LPC and seeing clients in Colorado and New Jersey. I have been in the mental health field for 5 years and have experience working with many populations and have worked in a variety of settings to include drug & alcohol detox, substance abuse/mental health partial hospitalization & intensive outpatient and transitioned into private practice over 2 years ago. I enjoy working with young adults & adults who are looking to gain a better understanding of themselves & build their most balanced life.

Shameka Walker

(she/her)

Shameka Walker, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) with a passion for empowering individuals to overcome personal and professional barriers, and lead fulfilling lives. Being an introvert, I can truly understand others who have these traits and can help them identify any limiting beliefs, gain self-awareness, and utilize the benefits of those characteristics. As a therapist who deeply understands the lived experiences of BIPOC women, I help my clients process the impact of generational patterns, societal pressures, and internalized narratives that may be holding them back. I guide women in shifting their mindset, stepping into their confidence, and aligning their lives with their true desires. Late Cancellations When a cancellation is needed for therapy, I request a client does provide notice within 24 hours of the scheduled appointment, the $75 fee will be charged to the client’s account or card on file will be charged and will be asked to pay this balance prior to scheduling the next appointment. No Show Regarding No-Shows, this is where you do not attend a scheduled appointment. You will be charged the full fee of the session which is $150 (regardless of use of insurance). The fee will have to be paid before another session is scheduled. Multiple no shows or lack of communication will result in termination of services. If you need to cancel or reschedule an appointment, I encourage you to utilize the client portal to cancel or reschedule.

Jessica Fleming

(she/her)

Jessica Fleming, LPC - New Jersey Therapist at Grow Therapy
$110/session
LPC
1 year of experience
Virtual
Hi! I am a licensed Professional Counselor practicing in NJ. I received two Masters from Rowan University, one in Mental Health Counseling and the other in Counseling in an Educational Setting. I have been doing telehealth since January of 2023. I have extensive experience in helping clients with identifying their needs, setting attainable goals and working towards these goals at the client's own pace.

Cosku Taalu

Cosku Taalu, LCSW - New Jersey Therapist at Grow Therapy
$80/session
LCSW
13 years of experience
Virtual
Honesty is the most important part of a successful therapeutic relationship. Together, we will create a safe space where you can openly share your thoughts and feelings without judgment. By understanding your unique challenges, we can develop personalized strategies to overcome them. I believe in a collaborative approach that utilizes humor, empowerment, and a solution-focused mindset to support your growth and well-being.

Terri Hoag

(she/her)

Terri Hoag, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.