Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 451 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/16/2026

$150/session

Authentic
Empowering
Holistic

Specialties

Anxiety
Chronic Illness
Trauma and PTSD
+1
I am a multilingual clinical social worker and educator with over 30 years of experience supporting individuals through trauma, life transitions, identity development, and relational challenges. My approach is grounded in cultural humility, compassion, and evidence‑based practice, blending CBT, ACT, trauma‑informed care, and integrative methods to meet each client where they are. I believe healing happens in a safe, collaborative space where clients feel seen, empowered, and supported in moving toward a life aligned with their values.
Available

$135/session

Authentic
Intelligent
Empowering

Specialties

Anger Management
Couples Counseling
Depression
+10
Hi my name is Yaron. I work as a therapist with goals of helping people to cope with stress, identify their personal goals, and develop healthy relationship skills. I work with individuals and couples to develop skills for coping with anger, anxiety, boundaries, trauma, and stress in healthy ways. I also work with couples and individuals to improve connection with listening and recognizing each person's strengths.
VirtualAvailable

New to Grow

$175/session

Specialties

Anxiety
Attachment Issues
Self Esteem
Welcome. I'm Malka, a Licensed Clinical Social Worker with over 10 years of experience helping people through life transitions and challenges. I offer a warm, collaborative and nonjudgmental space where you can feel heard and supported while gaining insight and practical tools. I work with anxiety, depression, self-esteem, relationship issues and life transitions, helping you break patterns build strengths and improve well-being. I provide confidential telehealth sessions for convenient support from home. Starting therapy can be hard, but it can also be the start of meaningful change. I'd be honored to support you on your road to self discovery.
Available

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
I have over 10 years of experience working with adults and adolescents of all ages to understand themselves more deeply, so they feel empowered to be their most authentic selves. As a licensed professional counselor, I am passionate about increasing self-awareness, teaching mindfulness techniques, and providing a safe space. My goal is to provide a warm and non-judgmental environment to allow clients to feel safe and supported. I desire to meet you where you are in your life journey and assist you along the path to sufficiency, as each individual is the expert in his/her/their personal life experiences. I believe each individual has a different set of experiences and needs. I am trauma, mindfulness and DBT certified.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Perinatal Mental Health
Postpartum
+10
Hello! I’m Priya, a Licensed Clinical Social Worker in New Jersey with over a decade of experience supporting adults through overwhelming transitions. I’m truly honored to walk alongside you on this journey. I enjoy working with both adults who may be navigating anxiety, relationship transitions, perinatal and postpartum mental health, infertility, and the emotional complexities of parenting. In addition, I have experience working with college age students navigating the many changes and pressures that come with college and early adulthood. As a parent myself, I can empathize! If you’re feeling stretched thin, uncertain, or not quite like yourself, you’re not alone—and you don’t have to figure it out on your own. I offer a warm, supportive space where you can slow down, process what you’re experiencing, and feel more grounded and understood.
Available

New to Grow

$100/session

Specialties

Child or Adolescent
Crisis Intervention
Trauma and PTSD
+5
I work with girls and young women dealing with anxiety, depression, trauma, relationships, family issues, or just feeling overwhelmed and stuck. I have extensive experience working with teens and young adults, including building and running an adolescent intensive outpatient program. I’m warm, down-to-earth, and active in sessions. I want therapy to feel comfortable and real, while also being a place where we can actually work through what’s going on and help you move forward.
Available

$150/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Depression
Women's Issues
+10
I am a licensed therapist dedicated to helping individuals navigate life’s challenges with clarity, compassion, and confidence. My approach is collaborative and supportive, blending evidence-based practices with a deep respect for each client’s unique story. I create a safe, nonjudgmental space where you can explore your thoughts, emotions, and goals while developing tools to foster healing, growth, and meaningful change.
VirtualAvailable

New to Grow

$140/session

Specialties

Anxiety
Coping Skills
Family Therapy
+7
Welcome—I’m so glad you’re here. With over 20 years of experience in the mental health field, I am dedicated to helping individuals, couples, and families navigate life’s complexities, strengthen their connections, and heal. As a bilingual Marriage and Family Therapist (English/Spanish), my practice is rooted in deep cultural humility and respect. Through two decades of community advocacy and working alongside diverse populations, I’ve learned that healing is never one-size-fits-all. Your story, culture, and unique background matter deeply to the therapeutic process. Whether you are looking to rebuild trust in your relationship, navigate a major life transition, or break generational patterns, I offer a compassionate, non-judgmental space where you and your loved ones can feel truly seen, heard, and supported.
Available

$130/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Life Transitions
Parenting
+6
If you’re reading this, you’re probably carrying something heavy — and you may have been carrying it longer than you should have had to. I’m glad you’re here. I’m an LMFT licensed in both New York and New Jersey, and I work with adults who are navigating some of life’s most emotionally demanding seasons: parenting stress, relationship strain, depression, ADHD, and the kind of high-functioning exhaustion that doesn’t always look like struggle from the outside but absolutely feels like it. My approach is relational at its core. I believe that healing rarely happens in isolation — it happens in connection. Before any technique or homework assignment, I prioritize building a therapeutic relationship where you actually feel safe enough to be honest. That foundation isn’t just good therapy etiquette; it’s what makes everything else possible. From there, I draw on a range of evidence-based frameworks — attachment theory, CBT, DBT, and person-centered approaches — tailoring the work to what you specifically need rather than applying a one-size-fits-all model. Some clients need tools and structure. Others need space to process and be witnessed. Most need both, at different moments. I’ve worked with many people who came to therapy after putting it off for a long time — sometimes years. What kept them away was often fear: fear of judgment, fear of being misunderstood, or simply not knowing what therapy was supposed to feel like. I take that seriously. My goal from the very first session is to help you feel less alone in what you’re facing, and more capable of moving through it. You don’t have to have it figured out before you reach out. That’s what we’re here to do together.
VirtualAvailable

$200/session

Authentic
Empowering
Solution oriented

Specialties

Anger Management
Anxiety
Couples Counseling
+5
Rana Ryan, DSW (Doctoral Student), is a Certified Clinical Licensed Psychotherapist with over 30 years of experience in the field of mental health. She is the founder of Consult with Rana Ryan in Buffalo, NY, and is licensed to practice in New York, New Jersey, Connecticut, and Maine. With decades of experience, she brings both depth and compassion to her work, offering therapy and consultation services tailored to the unique needs of individuals, couples, and families. Rana holds certifications in trauma, grief, Dialectical Behavior Therapy (DBT), anger management, and mental health nutrition, equipping her with a broad range of evidence-based approaches to address complex clinical concerns. She specializes in supporting clients with anxiety, depression, trauma, and relational challenges, with a strong focus on healing, resilience, and emotional wellness. Her approach is holistic, blending structured interventions like CBT and DBT with strategies that promote self-awareness, balance, and sustainable lifestyle changes. In addition to her clinical work, Rana has contributed to the field of education and community mental health. She taught at the University at Buffalo from 2017 through June 2025, where she inspired future professionals and shared her extensive practical expertise. She also provides consultation to nonprofits in New York City, helping strengthen organizational mental health initiatives and broadening access to quality care. A central focus of her practice is relationship healing. She is the author of How to Obtain, Sustain, and Maintain a Healthy Relationship and Mental Health, a guide that underscores her commitment to helping individuals and families foster stronger, healthier connections. Through her private practice and writing, Rana encourages clients to embrace growth and develop the skills necessary for lasting well-being. Her mission is to provide compassionate, evidence-based, and holistic care that empowers people to thrive in their personal lives, relationships, and communities.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Older Adults
+2
Hi! I am a clinically licensed psychotherapist who works with adults in the areas of anxiety, caregiving, self-esteem, life transitions, and career coaching. I earned my Master’s of Science in social work from Columbia University and developed my own private practice where I use an integrative approach to therapy and evidence-based modalities. By providing a safe and nurturing environment, my goal will be to help you explore your needs and goals.
Available

$60/session

Warm
Authentic
Solution oriented

Specialties

ADHD
Anxiety
LGBTQ
+5
Hi there, I am Albert. Do you feel that specific life events have had a great impact on how you are managing and functioning daily? I am a clinician who believes that the past influences the present and future and if trauma has been a part of the human experience the impact on human functioning is even greater. It is my goal to create a safe and caring counseling atmosphere and setting so that the individual feels safe to explore the effect of trauma or any life event(s) that have impacted their life. Clients are encouraged to explore and engage in new aspects of themselves; finding new abilities which increase their positive daily functioning by increasing their living tool kit with new creative and important tools. I utilize evidence-based modalities to address the unique and specific needs of each client and I do so from a trauma-informed perspective. I provide long-term psychotherapy; I also work with clients doing short-term solution-focused therapy that is goal-specific. I completed my master's in counseling in 2005 from New Jersey City University. From 2005 to 2010 I was an associate counselor and upon completion of my supervision hours became a Licensed Practicing Counselor in 2010. I have had experience working in hospitals, outpatient clinics, community outreach and providing in-home therapy services for individuals and families. I have worked treating depression, anxiety, behavior problems, ADHD and issues related to gender identity as well as issues facing couples.
VirtualAvailable

$100/session

Warm
Solution oriented
Empowering

Specialties

Anxiety
Coping Skills
Couples Counseling
+10
I am a Licensed Mental Health Counselor in New York and a Licensed Professional Counselor in New Jersey with 20 years of providing successful clinical services. I have a track record of effectively working with diverse client populations and with a wide range of clinical concerns, including Dual Diagnosis, Psychiatric Disorders, Substance Use Disorders, Depression, Anxiety, At-Risk-Teens, Domestic Violence Victims, Parent/Child Relationships, Grief & Loss, and Multi-Stressed Families. I also provide Marriage and Pre-Marriage Counseling, Faith-Based and Psychoeducational Counseling. My treatment approach is a combination of Cognitive-Behavioral, Psychodynamic, Family Systems Therapy, and Client-Centered. I will tailor our dialogue and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.
VirtualAvailable

New to Grow

$120/session

Specialties

Depression
Life Transitions
Women's Issues
+3
About Me As the sole owner and clinician of Walls Come Tumbling Down, I have spent the past two years building a practice centered on providing compassionate, supportive, and empowering mental health care. As a Licensed Clinical Social Worker (LCSW) with 12 years of clinical experience, I understand that beginning therapy can feel both exciting and vulnerable. I am providing compassionate, supportive, and client-centered mental health care. I believe that therapy is a safe space where you can be heard, understood, and empowered to work through life’s challenges while discovering your strengths and purpose. As the sole owner and clinician of Walls Come Tumbling Down for the last 2 years My Ideal Client My ideal client is a woman of Christian faith who may be experiencing depression, anxiety, stress, relationship challenges, or other life circumstances that have left her feeling overwhelmed, stuck, or disconnected from herself. She is ready to grow, heal, and make meaningful changes in her life—mentally, physically, emotionally, and spiritually. My Approach My approach to therapy is warm, compassionate, nonjudgmental, and faith-sensitive. I meet each client where she is and work collaboratively to help her develop practical tools, gain insight, strengthen her emotional well-being, and move toward the life she desires. For clients who desire it, I integrate Christian faith and spiritual principles into the therapeutic process while respecting each person’s individual beliefs and journey. I believe that healing is a process, and you do not have to walk through it alone. My goal is to help you recognize your worth, build resilience, strengthen your relationship with yourself and your faith, and create lasting positive change.
Available

$200/session

Authentic
Humorous
Intelligent

Specialties

Anger Management
Men's Issues
Trauma and PTSD
+6
Hello and welcome! I'm Tony and thank you for trusting me with your mental health! Are you struggling with the balance of daily life stressors of family, work and/or school? Are you not engaging in activities that once brought you joy? If you answered “Yes” to any of these questions, I am here to help! I help clients struggling with anger, aggressive behaviors, drug addiction, anxiety, depression, low self-esteem, grief and loss, trauma, school stress and many other adjustment-related struggles. Over the past 10 years, I have worked with all ages in the community, outpatient, inpatient and residential treatment settings. Let's work together to develop emotional regulation techniques, healthy coping skills and positive thinking habits!
VirtualAvailable

$106/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome to FaithWorks Therapy! I provide virtual therapy for adults, couples, and families across Virginia, Pennsylvania, Delaware, Texas, New Jersey, Nevada, Georgia, and Illinois. I help clients navigate anxiety, depression, stress, grief, relationship challenges, family conflict, and life transitions in a compassionate, supportive, and nonjudgmental environment. My approach is tailored to your unique needs and goals, empowering you to build healthier relationships, develop effective coping skills, and create meaningful, lasting change. Faith-based counseling is available upon request for those who wish to incorporate their Christian faith into therapy, but it is always optional and never required.
Available

Often rebooked

$115/session

Warm
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Life Transitions
+9
My name is Priscilla Tixi, and I have my masters in Mental Health Counseling. I am a Licensed Professional Counselor (LPC) in New Jersey and a Licensed Clinical Professional Counselor (LCPC) in Maine. I have worked in the mental health field for 10 years, primarily for non-profit agencies, and 5 of those years as a mental health therapist. I provide individual therapy in English for adults 18 and up. I will support you through life's complexities. My approach centers on understanding your unique journey and offering compassionate, person centered, and solution-focused care that will honor your experiences. My expertise spans a wide range of focus areas, including but not limited to anxiety, depression, workplace/home life challenges, trauma recovery, stress, relationship dynamics, personal growth, women's issues, grief, navigating significant life transitions, etc. My therapeutic style emphasizes empowerment, self-discovery, and healing. I create a supportive environment where you can explore your emotions, develop meaningful coping strategies, and cultivate greater self-understanding. I'm dedicated to walking alongside you with empathy and professional guidance. I look forward to working with you!
VirtualAvailable

$100/session

Authentic
Humorous
Empowering

Specialties

ADHD
Autism
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker (LCSW) and Doctorate-level clinician who provides compassionate, culturally responsive, and evidence-based care to children, adolescents, adults, and families. I specialize in supporting individuals navigating anxiety, trauma, neurodivergence (including autism and ADHD), and complex family or co-parenting dynamics. My approach is collaborative, strengths-based, and tailored to each client’s unique needs, helping you build insight, develop practical coping strategies, and create meaningful, lasting change in your daily life and relationships.
VirtualAvailable

$120/session

Intelligent
Authentic
Empowering

Specialties

Coping Skills
Crisis Intervention
Trauma and PTSD
+10
Hi! I’m a Licensed Clinical Social Worker. I earned my Master’s in Social Work from Rutgers University in New Brunswick, NJ, and have been working in the social services field for approximately six years. During this time, I’ve had the privilege of gaining experience across a variety of settings, including child welfare, non-profit organizations, intensive residential treatment programs for children, veteran’s services program, and women’s homeless shelters.
VirtualAvailable

New to Grow

$120/session

Specialties

ADHD
Anxiety
Depression
+10
You do not have to carry life’s challenges alone. Whether you are navigating ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, or a major life transition, healing is possible, and you deserve support that meets you where you are. I specialize in helping older adolescents ages 16 to 17 and adults navigate ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, and major life transitions. My goal is to get to know you, understand your unique experiences, and work alongside you to create a path forward that reflects your unique needs and strengths. I believe meaningful therapy begins with trust, and I strive to create a compassionate, collaborative, and nonjudgmental environment where you feel heard, respected, and supported throughout your therapeutic journey. I welcome clients from all backgrounds and provide an inclusive, culturally responsive environment where you can feel comfortable being your authentic self. Every person has a unique story, which is why I tailor therapy to your individual needs rather than taking a one size fits all approach. Using evidence based approaches such as Cognitive Behavioral Therapy, Motivational Interviewing, person centered therapy, strengths based therapy, and trauma informed care, we will work together to build practical coping skills, strengthen resilience, and identify patterns that may be keeping you stuck. Together, we will work toward helping you achieve meaningful, lasting change and a greater sense of confidence, balance, and well being.
Available

$100/session

Warm
Intelligent
Solution oriented

Specialties

ADHD
Anxiety
Trauma and PTSD
+9
Welcome! I'm Damaris, a bilingual (English/Spanish) Licensed Professional Counselor dedicated to helping older adolescents and adults navigate life's challenges with compassion and hope. I believe healing begins with feeling heard, understood, and supported. I provide a warm, culturally responsive, and nonjudgmental space where I enjoy getting to know your unique story, building on your strengths, and helping you develop practical skills to create meaningful, lasting change. Together, we'll work toward the goals that matter most to you.
Available

$120/session

Open-minded
Warm
Intelligent

Specialties

Anxiety
Coping Skills
Depression
+1
I am a Licensed Clinical Social Worker (LCSW) in New Jersey with over 10 years of experience providing mental health services to adults experiencing depression, anxiety, trauma, serious mental illness, substance use, and other co-occurring disorders. My clinical approach is person-centered and strengths-based, utilizing evidence-based interventions such as Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Trauma-Informed Care, crisis intervention, and psychoeducation to support clients in achieving their goals.
Available

New to Grow

$210/session

Specialties

Depression
Men's Issues
Trauma and PTSD
I'm a licensed clinical social worker with many years of experience helping adults deal with a variety of issues, including relationship problems, divorce adjustment, depression, anxiety, identity, substance abuse and/or trauma. In our work together, you will feel safe and secure as we move slowly and gently through the concerns that brought you in. Whether the first time dealing with an issue or an old issue that keeps showing up, I will help you to begin to identify and express your feelings about your experiences. It's a gift you deserve — one we all deserve. The pathway to healing is open to you, and I will do my best to help you get there.
Available

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Postpartum
+10
I’m a Licensed Professional Counselor dedicated to helping individuals, teens, and families navigate stress, emotional overwhelm, trauma, and major life transitions. Many of the clients I serve are high-functioning, busy, and responsible for everyone else—but silently struggling with anxiety, burnout, relationship challenges, or a sense of losing themselves. My goal is to create a safe, warm, and judgment-free space where you can finally exhale, talk openly about your experiences, and gain the emotional tools needed to create meaningful change in your life. I meet clients with compassion, understanding, and practical strategies they can use right away. I believe that healing happens through connection, clarity, and consistent support. I am here to walk beside you as you rediscover your peace, your voice, and your strength.
VirtualAvailable

$150/session

Authentic
Direct

Specialties

Obsessive-Compulsive (OCD)
Parenting
Trauma and PTSD
+7
I am an experience therapist who can support you in making positive changes in your life. My areas of specialty include personality and mood disorders, addiction, and grief, but I have work with clients on a wide range of issues over the years. I help my clients through a combination of education on how the human mind works, and increasing awareness of how those principals are playing out in your daily life.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.