Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 83 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/1/2025

Julie Bridges

Julie Bridges, LCMHC - North Carolina Therapist at Grow Therapy
$115/session
LCMHC
7 years of experience
Virtual
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) and a Licensed Professional Counsellor (LPC). I am licensed in both Mississippi and North Carolina. I received my Masters in Mental Health Counseling from Mississippi College in 2018. The expansion of telehealth services allows me to work with clients living in MS and NC. I have past experience leading a support group in a faith-based setting and as a counselor for adults at an inpatient mental health facility. Today, I work in private practice helping adults struggling with anxiety, trauma, or emotional unrest gain a sense of calm and the ability to manage their emotions.

Johnathan Morgan

Johnathan Morgan, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hello! My name is Johnathan Morgan and I am a Licensed Clinical Social Worker in the state of North Carolina with a Masters in Social Work and thousands of hours of clinical experience. I work with adults, children, and adolescents of all ages and I specialize in treating anxiety, depression, behavioral disorders, attention deficit disorder, parenting, loss of meaning, phobias, impulse control disorders, and relationships.

Rob Pritz

(he/him)

Rob Pritz, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
15 years of experience
Virtual
I am a Licensed Mental Health Counselor and a National Certified Counselor with over 10 years of experience providing therapeutic services to individuals and families. I am dedicated to the field of psychotherapy and committed to the client/therapist relationship. I have a Masters Degree in Clinical Mental Health Counseling from Palo Alto University, CA. As a therapist, I am non-judgmental, empathetic and eager to see you become your best self. I am open minded and value the art of listening. I believe in the power of gained insight and self awareness. I trust that you can succeed in whatever it is you set your mind to. As a therapist and client team- We got this!

Jennifer N Alfonso

Jennifer N Alfonso, LCMHC - North Carolina Therapist at Grow Therapy
$90/session
LCMHC
4 years of experience
Virtual
Hey! I'm Jennifer Alfonso, a Bilingual Mental Health counselor licensed in North Carolina. My major specialty is working with grief, whether it be the loss of a loved one, a job, a dream, or one's own self-esteem. I am a passionate and understanding therapist who values each person's unique strengths and goals. My approach is to provide a safe and comfortable environment for you to explore your thoughts, feelings, experiences, and personal values. I have experience working with a variety of issues such as anxiety, depression, relationships, grief, and trauma. I believe in the power of creating a strong therapeutic alliance to achieve positive results. My journey as an individual has provided me with compassion, empathy, and an understanding of mental health. I am also committed to continuing my education and emphasizing the importance of self-care. I believe in creating a safe environment for individuals to openly and honestly express their thoughts and feelings. I look forward to meeting you!

Bonnie Summey

(she/her)

Bonnie Summey, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
3 years of experience
Virtual
Hi, I am a Licensed Mental Health Counselor based in North Carolina. I received my Master from Winthrop University and have been practicing for 4 years. I work with children and teens who are navigating the ups and downs of growing up. I know how overwhelming and confusing this time can be, and my goal is to offer a safe space where young people feel truly seen, heard, and supported. With a deeply empathetic approach, I meet each client where they are and help them explore their emotions at their own pace. I often use mindfulness-based tools to help them feel more grounded, build resilience, and reconnect with their inner strengths. It’s an honor to walk alongside each client as they grow in confidence and self-understanding.

Hema Naraharisetty

(she/her)

Hema Naraharisetty, LCSW - North Carolina Therapist at Grow Therapy
$200/session
LCSW
10 years of experience
Virtual
Are you struggling with unhealthy relationship patterns, low self esteem/worth stemming from past traumas? I use many different trauma healing modalities to shift negative core beliefs so you get to live the life you desire. Spiritual guidance is my newly evolving skill and passion. Providing a safe place to discuss your struggles and challenges is my priority. Having various experiences with life, I operate from a nonjudgmental and curious standpoint. I use my expertise and knowledge in biology, psychology, trauma focused theories, eastern philosophy to help you evolve in mind-body, emotional and spiritual dimensions. Please checkout my website life tree transformation to learn more

Georgia King

(she/her)

Georgia King, LCSW - North Carolina Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am licensed in North Carolina with 13 years of professional work experience. I have experience in helping clients with stress and anxiety, PTSD, depression and addiction issues and I am genuinely interested in your story. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process. If you are seeking meaning and purpose for your existence allow me to assist you in your discovery process. Together we can identify what is needed to create your best life experience.

Tonya Becker

(she/her)

Tonya Becker, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCMHC
7 years of experience
Virtual
Hello! Whether you’ve ended up here by chance or made the brave decision to begin this path, I’m excited to be your guide on this therapeutic adventure. With over 15 years of experience in the mental health field, including 7 years exclusively in counseling, I've had the honor of supporting individuals from various backgrounds. Helping others is at the core of my purpose, and I am committed to offering the same dedicated support to you throughout our work together.

Valentcia Cooper

(she/her)

Valentcia Cooper, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Great to meet you! Welcome! Taking the step to reach out for help is often the hardest part, so I truly commend you for being here and prioritizing yourself! With over 15 years of experience in the mental health field, I’ve had the privilege of supporting individuals of all ages through a variety of life challenges. As a Licensed Clinical Social Worker, I specialize in providing supportive, practical therapy that helps you manage stress, strengthen relationships, and develop healthier coping strategies. My approach is compassionate, client-centered, and focused on empowering you to create meaningful, lasting change.

Amy Barnwell

(she/her)

Amy Barnwell, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCMHC
10 years of experience
Virtual
Hello My name is Amy Barnwell, Everyone experiences transitions in life and at times need additional support in navigating the changes of life. Finally Me Counseling PLLC is a place where individuals are celebrated and encouraged to live happy and fulfilling lives- true to their authentic selves. Whether you are challenged with symptoms of anxiety, depression, or other concerns- there is hope and you can begin again. My approach is collaborative and I utilize experience and training from diverse environments to influence counseling modality and strategies emphasized in sessions to address the specific needs of my clients. Additional Training in Cognitive Behavioral Therapy, Trauma Focused-Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Spiritual Issues, Applied Suicide Intervention Skills Trained, Moral Injury, Compassion Fatigue, Solution Focused Brief Therapy, and Motivational Interviewing.

Teshia Weeks Purvis

(she/her)

Teshia Weeks Purvis, LMFT - North Carolina Therapist at Grow Therapy
$125/session
LMFT
16 years of experience
Virtual
Hi, I'm Teshia. Despite your best efforts, do you find yourself on the verge of divorce? Your marriage may be a disaster, but your divorce doesn't have to be! As a Licensed Marriage and Family Therapist with nearly 20 years of experience as a family law paralegal, I possess a unique set of skills that are invaluable to those who find themselves in the throes of divorce. In addition to providing support through one of the most difficult life transitions, understanding that the legal process of divorce has the potential to inhibit the healing process and completely devastate families, I provide my clients with a better way to divorce...a way that builds up instead of tears down...a way that refashions your family instead of leaving it shattered. Since every ending brings a new beginning, my goal as your therapist is to guide you through the uncertainty of divorce, help you regain your balance and help you lay the foundation for a HEALTHY new beginning. No matter where you are in the divorce process, whether working as your therapist or as your divorce coach, I am dedicated to helping you regroup, recover and grow. "GREAT IS THE ART OF BEGINNING, BUT GREATER IS THE ART OF ENDING." -Henry Wadsworth Longfellow

Veronica Kelly

(she/her)

Veronica Kelly, LCSW - North Carolina Therapist at Grow Therapy
$130/session
LCSW
11 years of experience
Virtual
Welcome! I want to take this opportunity to acknowledge your consideration for therapy. Life can be challenging and talking about these challenges can be scary and leave you feeling vulnerable. Well, I am here to help you make sense of what sometimes may not make sense. Therapy is powerful tool that can be instrumental in learning more about you, how your process life challenges and how these challenges have impacted you. I aim to create a safe space to process these challenges while we explore the root and develop a plan to improve your quality of life. Whether you are dealing with depression, anxiety, couple conflict or you want to learn how to be your best you, we will work together to help you achieve your goals. I celebrate you starting your process today. Contact me today and I look forward to working with you.

Shabria L. Mayne

Shabria L. Mayne, LCMHC - North Carolina Therapist at Grow Therapy
$130/session
LCMHC
10 years of experience
Virtual
Welcome! My name is Shabria Mayne, and I have over 10 years of experience as a professional counselor. I hold a Master of Science in Clinical Mental Health Counseling from Mercer University in Atlanta, GA. I am a Virginia licensed professional Counselor and a North Carolina Licensed Clinical Mental Health Counselor. My objective entails goals centered around developing the mental health and functional well-being of women, men, and teens of diverse cultural backgrounds.

Lois Plock

Lois Plock, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi! I am a dually licensed therapist in both Florida and North Carolina. I began my education later in my adult life, and believed I had arrived late to the game. But I found that life experience paired with my own belief system, allowed me the opportunity to view life's challenges through a unique lens, and because of that I am non-judgmental and empathetic towards people who are struggling with the hurts life has dealt them. I believe in using a collaborative approach in helping my clients. I use evidence-based practices, including CBT, DBT, Mindfulness, and Motivational Therapy, as well as Christian Counseling. I am supportive, yet direct with empathy, compassion and help you address the barriers in your life that are causing you pain and distress.

April Mizell

(she/her)

April Mizell, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$120/session
LCMHC
5 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor in the state of North Carolina and have received my Masters in Clinical Mental Health Counseling from Liberty University. Don't let that scare you. I do not judge and am easily relatable. I love working with clients who find themselves in a place where they have to make life decisions and help them think through what the best decisions would be.

Stephen Pleasant

(he/him)

Stephen Pleasant, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
23 years of experience
Virtual
Hello, my name is Stephen Pleasant, and I'm a psychotherapist for men. Why therapy for men? Well, because sometimes a man just needs a pork shoulder to cry on. That being said, I will also work with women as well. It’s a recognized human tendency for men to get “stuck” in their lives and to end up “settling” for the status quo when deep down they know they are capable of a great deal more. Here’s the truth; You are never “stuck” with your present circumstances. The Game of Life is a psychological and spiritual journey and winning at this game requires you to change your play and learn to think differently and do things in a new way. I help men break out from being “stuck” in life, resigned to producing results that are disappointing to them and others. My goal is to see transformative progress in men’s confidence, clarity, and self-expression, so that they may gain the fuller personal and work life they thought was beyond them.

Susan Lane

(she/her)

Susan Lane, LMFT - North Carolina Therapist at Grow Therapy
$85/session
LMFT
28 years of experience
Virtual
Are you facing emotional exhaustion? Whether you’re navigating a short-term challenge or seeking to dive deep into longstanding patterns, I offer a gentle, fast, and holistic approach to healing. My work addresses heartbreak, confusion, inner child work, grief, trauma, toxic family dynamics, breakups, relationship issues, narcissistic abuse recovery, major life transitions, car accidents, illness-related challenges, or just needing someone to help work through issues. Many of my clients come to me after trying traditional talk therapy that felt too surface-level or slow. They’re seeking something deeper—something that truly connects the mind, body, spirit, and emotions. My integrative approach combines evidence-based practices (CBT, solution-focused strategies) with holistic methods like writing, breathwork, customized meditation, and somatic processing. It’s holistic, real, and focused on genuine, upfront conversations to create meaningful change. My style is honest and direct—I work best with clients who are motivated, open to feedback, and ready to actively engage through writing, homework, and weekly sessions.

Kenneth J. Stephenson

Kenneth J. Stephenson, LCMHC - North Carolina Therapist at Grow Therapy
$105/session
LCMHC
29 years of experience
Virtual
I believe there is power in learning to balance our lives emotionally and spiritually. I have 25-plus years of experience as a counselor, and have been able to help clients find emotional and general life balance. I draw from primary treatment modalities of Cognitive Behavioral, Dialectical Behavioral, Solution Focused, Psychodynamic, and Existential Theories. At the conclusion of counseling, clients should be able to actively deal with their internal states in a way that allows them to feel more at peace with increased self-esteem, and well-being.

Dulcie Garrett

(she/her)

Dulcie Garrett, LCMHC - North Carolina Therapist at Grow Therapy
$90/session
LCMHC
25 years of experience
Virtual
Hello, I’m Dulcie. Have you been struggling and wondering why it’s so hard to feel happy, have a positive outlook, and accomplish the goals you have for your life? Are feelings of disappointment, confusion, and failure contributing to problems with your emotional health and relationships? Do you feel like nothing will ever change so what’s the point in trying? Well, let me tell you why, you are worth it and it’s never too late to invest in YOU! I have many years of experience counseling great people just like you, working together to navigate life’s obstacles, find common sense solutions, and help guide and support you during life transitions. If you allow me to go on this journey of change with you, I will focus on a person-centered approach where your needs, goals, and objectives will be the roadmap for our work together. I will use evidence-based treatment techniques, largely based on Cognitive-Behavioral Therapy (CBT) and Acceptance and Commitment Therapy (ACT) to help you identify and change patterns in thinking and behavior that may be contributing to your current dissatisfaction. But perhaps even more important than the therapeutic approach employed, I will endeavor to build a relationship with you by being present, genuine, honest, and compassionate. I have learned that the outcomes my clients achieve are often a reflection of the strength of our therapeutic relationship. So, are you ready to partner with me as you endeavor to overcome the situations, relationship challenges, or symptoms that seem to be barriers between you and your best life? If so, I am committed to walking with you on your journey.

Jay Arroyo, DSW

(she/her)

Jay Arroyo, DSW, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker servicing the mental health needs of individuals and groups for over 10 years. I graduated with my undergraduates in Psychology and Spanish, followed by my Master's of Science in Social Work, and ended with my Doctorate of Clinical Leadership in Social Work. I help people deal with day to day life challenges brought on by mental health concerns in our lives. My experience includes work with multi-ethnic children in foster group homes, adults in the Dallas area, women, and more recently with active duty military personnel. I help my clients process and heal from trauma using various methods to meet each person where they are at. Providing therapy is a privilege for me. I'd love to see if I may be of service to you. Please schedule a session if you're interested in working with me. Sometimes, the best is yet to come.

Tanielle L.A. Brown

(she/her)

Tanielle L.A. Brown, LCMHC - North Carolina Therapist at Grow Therapy
$175/session
LCMHC
28 years of experience
Virtual
With a distinguished journey that began in 1995, I have dedicated my life to fostering transformative change in mental health. As a seasoned psychotherapist and owner of my practice for over a decade, my purpose has always been to enlighten, uplift, and support those pursuing personal growth. My approach, rooted in a rich tapestry of therapeutic modalities, particularly shines with Cognitive Behavioral Therapy (CBT) and innovative techniques that bridge profound understanding. I sincerely believe that life's experiences, even the challenging ones, are vessels of wisdom. In our sessions, together, we will unravel the core barriers holding you back, harnessing those insights to face life's challenges head-on. My mission is to guide you toward empowerment, enabling you to sculpt the most authentic and elevated version of yourself. In my quest to stay at the forefront of therapeutic innovation, I have integrated groundbreaking modalities like Frequency Therapy and Virtual Reality (VR) Therapy into my practice. VR Therapy, a pioneering approach, offers clients an immersive experience using VR headsets, granting them 24/7 access to guided meditations, mindfulness exercises, and breathwork sessions. This avant-garde method enhances focus and serves as a steadfast ally during moments of heightened stress or anxiety. Excitingly, I am broadening these eclectic therapeutic horizons by venturing into the metaverse and expanding my services to reach and resonate in this burgeoning digital realm. By harnessing these advanced tools and other remote-access programs, I strive to offer a holistic and adaptive healing journey, empowering individuals to navigate life's most tumultuous waters with resilience and grace.

Meredith B Cleveland

(she/her)

Meredith B Cleveland, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
7 years of experience
Virtual
Hi! I am a Licensed Professional Counselor-Mental Health Service Provider for the state of TN. I have been licensed for over three years but have worked with the mental health field for over 13 years. I love creating a safe place for clients to be able to address root issues related to unhealthy behaviors and thought patterns. I've spent many years working with adolescents and young women in a variety of residential settings including a domestic violence shelter, a children’s group home, and residential treatment facilities.

Latona Burns

(she/her)

Latona Burns, LCMHC - North Carolina Therapist at Grow Therapy
$80/session
LCMHC
13 years of experience
Virtual
Hi! I am a Licensed Clinical Mental Health Counselor. I have worked with the mental health and IDD populations with over 10 years experience. I have a Masters Degree in Early Childhood Education and a Masters Degree in Professional Counseling. I have a passion in helping others find creative ways to manage their feelings and emotions and stay well with learned coping skills.

DeShala Hunt

(she/her)

DeShala Hunt, LCSW - North Carolina Therapist at Grow Therapy
$190/session
LCSW
5 years of experience
Virtual
I am a Licensed Clinical Social Worker in North Carolina and owner of The Kairos Experience, PLLC. I have been professionally practicing for three years. I am trained and skilled at assisting clients in navigating recovery from childhood trauma and narcissistic abuse, effective parenting using Attachment Theory, couples counseling, and treating individuals with depression, anger issues, and anxiety. I currently have openings for 5-7 couples (self-pay only) and 20 adolescents or adults.

Sarah Webber

(she/her)

Sarah Webber, LCSW - North Carolina Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
Hello! I’m a Licensed Clinical Social Worker (LCSW) based in North Carolina. I received my Masters from Simmons University and have been practicing for 6 years. I want to honor your courage and curiosity in taking this next step towards bettering your mental health. Life can bring waves of transition, many wonderful and empowering; others more difficult, scary, and confusing. I specialize and enjoy partnering with individuals to provide support and explore ways to improve quality of life for all through transitions such as (and not limited to) retirement, end of life, bereavement, change in independence, career exploration, caregiver stress, medical diagnosis, identity, and separation/divorce and the varied accompanying mental health symptoms (depression, anxiety, isolation, poor self-care). I offer a holistic and person-centered approach embracing empowerment, narratives, and strengths to rebalance joy and fulfillment as life transitions.

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Spirituality?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Spirituality, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.