Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 189 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/17/2026

New to Grow

$125/session

Specialties

Life Transitions
Anxiety
Grief
+10
Hi, I'm Laurie, and I WANT to hear what you have to say! Does anyone ever tell you that? Being heard and understood is an essential part of therapy. Therapists have varying skills and knowledge that we bring to the table. Deciding who to reach out to can be overwhelming, so I offer a free phone consult so you can get your questions answered and gain a sense of who I am before committing to therapy. This is important work, which means you get to choose the best fit for you. Having worked as a therapist for almost 20 years now, I consistently receive feedback that I have a warm, calming presence.
Available

$120/session

Warm
Authentic
Open-minded

Specialties

Life Transitions
Anxiety
Women's Issues
I'm so glad you're here! I know it takes a great amount of courage to even begin looking for help. You may be wondering if anyone will understand you and what you are going through or if there is even any hope! Well there is, and I am here to help you! Hi! I'm Brenda. I'm a Licensed Professional Counselor with a background in yoga and wellness. I offer an on-line therapy office serving folks in Kentucky, New Jersey, and Michigan. Consider me your trusted guide on your path to mental and emotional well-being. You'll notice I have a down to earth nature, and strive to create a safe, non-judgmental, supportive space to unpack the early whispers of unease and the thunderstorm of overwhelming emotions.
VirtualAvailable

$100/session

Warm

Specialties

Life Transitions
Anger Management
Couples Counseling
+5
Hello and welcome! I am a Licensed Professional Counselor with over three years of experience supporting survivors of domestic violence and sexual assault through a local nonprofit. In this role, I’ve also worked with individuals facing a wide range of life challenges, including trauma, relationship difficulties, stress, and emotional distress. This experience has given me a strong foundation in understanding how different life experiences can impact emotional well-being. I work with adults and couples who are looking to strengthen their relationships, improve communication, work through conflict, and develop healthier ways to cope with anxiety, depression, and anger. I strive to create a warm, supportive, and down-to-earth space where you feel comfortable showing up as you are and exploring what feels heavy or stuck in your life. Outside of work, I value time with my family. My husband and I spend many weekends traveling to our daughters’ softball tournaments, and life at home stays busy with our dogs, cat, and nine goats. I also enjoy being outdoors and spending time in my garden, even while I’m still learning. I believe healing happens through connection, patience, and small meaningful steps, and I look forward to getting to know you and supporting you along the way.
Available

New to Grow

$120/session

Specialties

Life Transitions
Anxiety
Physical Health Condition
+10
Hi, I’m James. I have been counseling for several years. I consider myself to be compassionate, warm, and interested in learning who my clients are as people beyond just knowing what their symptoms are. The counseling experience with me is a partnership, not me pontificating to you about how you should be living your life. You are more than a partner in this process, you are the leader for managing your wellness with me offering feedback and guidance as necessary.
Available

$75/session

Warm
Empowering
Solution oriented

Specialties

Life Transitions
Addiction
Anxiety
+9
Hello! I began my social work journey in 2006 and have been working in the mental health field since I obtained my MSW in 2008. As a clinical social worker I have thoroughly enjoyed the privilege of helping individuals identify and address many mental health concerns and move towards the life they most desire. I am passionate about addressing the stigma around addictions and serious mental illness and I believe the best way to begin any mental health journey of recovery is with compassion and understanding. I work from a cognitive-behavioral perspective and I use a strengths-based orientation of empowerment to foster growth and progress. I feel that we are already our best selves-we just need some help letting go of the survival skills we've taken on to get through the toughest times in our lives. I have spent several years working exclusively with homeless veterans and individuals struggling with addiction, and this has given me additional perspective and insight into the needs of some of our most vulnerable populations. I am an advocate, an accountability partner, an empath and your greatest cheerleader. I'm excited to help you rediscover your best self and to claim the life you deserve.
VirtualAvailable

Often rebooked

$100/session

Authentic
Challenging
Intelligent

Specialties

Life Transitions
ADHD
Anxiety
+4
I love working with teens, young twenties, single thirties, and veterans. I have extensive experience with those that struggle with ADHD, anxiety, depression, and performance with athletes. I would be happy to work with clients that maybe be experiencing therapy for the first time and are not sure what it is like. I also prefer in-person if you are in West Michigan or online if you are in another area.
VirtualAvailable

$130/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Anxiety
Depression
+10
Welcome! Transformation is possible. You can choose to step into a fully connected, authentic, and joyful life. It's time to start living the life that's waiting for you. I've experienced profound transformations myself and I'm here to guide you to the life that you desire. Maybe you're just not feeling happy. Or maybe you feel stuck in a never-ending loop. It seems like you're barely doing anything for yourself anymore. You know something has to change and there has to be a better way. I'm glad you're here! I'm Carrie, and I'm ready to help! I love to help people shift. I created LifeVision Counseling, LLC to empower individuals on their journey of personal growth and healing by offering online therapy throughout Virginia. As a seasoned therapist, I offer a safe space where you can explore your emotions, overcome obstacles, and start to live the life you desire. With over 15 years in the field, I bring experience and authenticity to each session, providing guidance and support as you navigate life's challenges from the comfort of your own home. I use a therapeutic approach to promote healing and growth. My style is collaborative and strengths-based, aimed at helping you honor yourself and find your own path forward. I use proven strategies to help you overcome life's challenges and start living a life that's full of peace and joy. I'm happy to help and specialize in treating anxiety, depression, life transitions, career stress, and relationship challenges.
Available

$150/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Trauma and PTSD
Women's Issues
+10
Hi I'm Shan :) ! I'm a Licensed Clinical Social Worker who's been working as a therapist since 2018. I'm big hearted, non judgmental and believe in the healing power of authenticity. I've worked with adults of all ages on a wide scope of issues and strongly believe that I learn and grow alongside each and every person I work with.
VirtualAvailable

$90/session

Specialties

Life Transitions
Anxiety
Depression
+9
Hello, I am a licensed professional counselor (LPC) located in Michigan. I obtained my master's degree from Central Michigan University and have been dedicated to my practice for over four years. I provide a safe and non-judgemental space for individuals seeking support and guidance in navigating life's challenges. My approach focuses on empowering clients to develop healthy coping strategies and make positive changes to improve their overall well-being. Together, we work towards creating a path towards mental wellness and personal growth.
Available

$150/session

Solution oriented
Warm
Authentic

Specialties

Life Transitions
Anxiety
Trauma and PTSD
+10
I am a Hispanic woman, a Licensed Professional Counselor with over a decade of experience, and an EMDR‑certified therapist dedicated to helping individuals heal from the wounds of their past. I work with clients ages 12 to 75 and offer a compassionate, culturally sensitive space where people can feel seen, supported, and safe. For those who desire it, I integrate biblical truth and faith‑based guidance into the therapeutic process, honoring both emotional healing and spiritual growth. Helping people has always been my passion, and I feel called to walk alongside individuals as they process trauma, rebuild their sense of self‑worth, and step into the life of peace, purpose, and wholeness that God has for them. My approach is gentle, empowering, and rooted in the belief that healing is possible—and that you don’t have to walk through it alone.
VirtualAvailable

Often rebooked

$95/session

Authentic
Solution oriented
Warm

Specialties

Life Transitions
Anxiety
Coping Skills
+10
Who am I a compassionate person, empathetic and ready to partner with individuals who need help to improve their quality of life. I began this career journey more than 20 years ago with a natural instinct to learn, grow and make a difference in individuals' life. I thrive on using person centered approaches to empower individuals' growth while using evidenced based techniques for healing.
VirtualAvailable

$180/session

Warm
Authentic
Intelligent

Specialties

Life Transitions
Anxiety
Depression
+5
Hello, I am a Licensed Clinical Social Worker (LMSW-C) based in Michigan. I earned my Master's degree in Social Work and have been practicing for 10 years. I help individuals struggling with mental health issues by providing a safe, empathetic, and non-judgmental space where they can express their feelings and challenges openly. I support clients in understanding the roots of their struggles, identifying their strengths, and developing strategies to manage their symptoms. My goal is to empower clients to achieve greater emotional well-being and lead a more balanced and fulfilling life.
VirtualAvailable

$60/session

Authentic
Direct
Open-minded

Specialties

Life Transitions
ADHD
Anxiety
+9
Hi! My name is Cara and I am a Licensed Professional Counselor, holding my license for over 20yrs. I have worked with those battling addiction, adults and adolescents who struggle with depression, anxiety and conflict resolution. I have experience working with adolescents, families, couples and individuals. My experiences include working in outpatient, residential, in-home and most recently virtual counseling settings.
VirtualAvailable

Often rebooked

$120/session

Empowering
Authentic
Solution oriented

Specialties

Life Transitions
Depression
Grief
+10
My name is Solimar Mattei, I am a clinician with over 25 years of experience treating various mental health issues such as depression, trauma, anxiety, grief and recovery from abuse. I primarily work with adults and am bilingual in English and Spanish. I have evidence based training in Prolonged Exposure, EMDR, CBT-D and IPT-D for depression. Additionally, I am a Certified Grief Specialist. I know how difficult and humbling it can be to reach out for help, therefore I take my responsibility as your therapist very seriously. I view therapy as a partnership where goals are developed and treatment has a focus that will lead you to live your best life. I will teach you skills needed to take back control of your life. You deserve to be at peace, joyful and productive. Together we can accomplish your therapy goals.
VirtualAvailable

$125/session

Authentic
Warm
Solution oriented

Specialties

Life Transitions
Anxiety
Couples Counseling
+10
Hello, I’m Denise, a Licensed Clinical Social Worker with over 25 years of experience serving military personnel and their families. As a veteran’s wife of almost 38 years, I deeply understand both the visible and invisible challenges that come with military life. In my work, I’ve helped countless individuals and couples navigate stress, trauma, transitions, and relational struggles by equipping them with practical coping strategies and compassionate support. My approach combines clinical expertise with heartfelt understanding, creating a safe space where healing begins and hope is restored.
VirtualAvailable

$90/session

Empowering
Warm
Direct

Specialties

Life Transitions
Grief
School Issues
+9
Greetings, I am so glad you found me! I am a licensed professional counselor (LPC) with 20 years of experience based in Michigan. I am a Hope Advocate because I know that capturing and maintaining hope fuels a growth mindset and a resilient spirit! I find fulfillment in meeting clients where they are and helping them identify and achieve their personal goals in order to create the life they desire. I believe that you are the expert of your story and master builder of your future self. I look forward to supporting you in that journey.
VirtualAvailable

$90/session

Authentic
Warm
Open-minded

Specialties

Life Transitions
Anxiety
Depression
+9
I am an accomplished Licensed Clinical Social Worker (LCSW) based in Indiana and am also licensed in Michigan. My experience has given me nearly 20 years of working with adults, couples and families. I specialize in providing comprehensive therapeutic support to individuals navigating challenges such as anxiety, depression, trauma, relationship issues, grief, and life transitions. With a commitment to evidence-based best practices, I employ a tailored approach that empowers clients to develop coping techniques and skills essential for managing and overcoming obstacles that hinder their ability to lead productive and fulfilling lives. My empathetic and client-centered approach creates a safe space for collaborative exploration and growth, fostering resilience and positive transformation. I invite you to embark on a journey towards healing and well-being, where together, we can navigate the path to a more fulfilling and balanced life.
VirtualAvailable

$150/session

Empowering
Warm

Specialties

Life Transitions
Parenting
Self Esteem
+10
Hi! Welcome to my profile. I have been in practice for over 30 years and have a lot of experience working with folks who have had various struggles in their lives and want to sort things out and feel better. I hope to provide a non-judgmental, safe place where you can begin to allow yourself to talk about your concerns, worries, fears, and frustrations. Together, we can help you find some answers, direction, and a sense of peace.
Available

$185/session

Empowering
Warm
Authentic

Specialties

Life Transitions
Fertility & Reproduction Issues
Postpartum
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.
VirtualAvailable

New to Grow

$200/session

Specialties

Life Transitions
Anger Management
Self Esteem
+10
I believe in a "whole person" approach to growth and healing, taking into consideration relationships, social and cultural beliefs, physical state, and spirituality. My technique is diverse with an emphasis on behavioral modification- challenging thinking, feeling, and behaviors. I work with individuals to tailor achievable, measurable goals unique to their needs and definitions of success. My goal is to aid others in such a way as to foster an environment that encourages people to, not only define their successes, but achieve them.
Available

$150/session

Empowering
Warm
Authentic

Specialties

Life Transitions
Anxiety
Career Counseling
+9
Charisse Staine, LPC, is a dedicated and compassionate licensed professional counselor that uses a holistic approach to facilitate personal growth and resilience in her clients. With over 30 years counseling experience, Charisse specializes in helping individuals navigate life transitions, manage stress and anxiety, and improve interpersonal relationships, and understand how things like nutrition impact mental health. Her therapeutic approach is client-centered and evidence-based, emphasizing the development of coping strategies and self-awareness to foster a healthier, more fulfilling life. Charisse's practice considers the whole person, body, soul, and spirit and encourages clients to explore their thoughts and feelings and embark on a journey toward healing and self-discovery.
VirtualAvailable

$75/session

Empowering
Warm
Authentic

Specialties

Life Transitions
Addiction
Autism
+6
Welcome - I'm so glad you're here! My name is Shelby, and I am a licensed professional counselor and mental health advocate. I partner with my clients to develop unique individualized therapy goals that address the whole person. If you are looking for a therapist who will be your “teammate” to help address and resolve problems/conflict, then you’ve found the right therapist! I am here to help work alongside you, supporting you every step to help you achieve your therapy goals.
VirtualAvailable

$285/session

Authentic
Warm
Direct

Specialties

Life Transitions
Anxiety
Depression
+8
**Whom the Son Sets Free, is freed Indeed- John 8:36 My name is Danni, and I’m a Christian - Licensed Therapist with degrees in Clinical Social Work and Marriage and Family Counseling. I’ve worked in mental health across a range of settings, but it was my nearly eight years of experience working with aggressive, nonverbal children and clients on the autism spectrum that shaped my passion for understanding behavior as unspoken, unconscious communication. This experience taught me to read beneath the surface and recognize that our behaviors often reflect deeper emotional needs and unresolved wounds. While my roots are in behavioral work, my focus is on helping adults and adolescents explore their inner worlds—especially through inner child work. I believe the inner child is present in all of us, and that healing comes from understanding and nurturing these parts of ourselves. My approach is direct, thorough, and compassionate. I am committed to helping clients get to the root of their distress and move toward a more authentic and fulfilling life. I offer progressive therapy grounded in psychodynamic trauma processing and inner child work. Together, we’ll go beyond surface symptoms to trace pain to its origins, uncover where coping mechanisms and triggers first formed, and support you in healing and integrating your whole self. This process can be intense and challenging, but I am here to walk with you every step of the way. My goal is to help you move from surviving to truly living.
VirtualAvailable

$110/session

Authentic
Warm
Solution oriented

Specialties

Life Transitions
Anxiety
Depression
+10
I’m a husband and dad to three boys (ages 16, 13 and 8), and family is a huge part of my life. We live on a 20-acre homestead where we raise chickens, goats, pigs, and cows, and we spend a lot of time in the garden. Life on the farm keeps me grounded and reminds me daily of the value of patience, hard work, and slowing down to enjoy what really matters. Faith and community are also central for me. I’m actively involved in my church, and I see my work as an extension of that calling to walk alongside others. I’ve always had an entrepreneurial streak. Alongside my therapy work, I am starting a tech start-up, I’ve run an online store, and I even dabble in Bitcoin mining. I enjoy the challenge of building things from the ground up and thinking outside the box. I also read a lot, and my libertarian leanings have been shaped by writers like Murray Rothbard. The conservative/libertarian focus on freedom, personal responsibility and low time preference connects deeply with how I approach life and therapy: we’re at our best when we are free to live with responsibility in society, own our choices, and pursue truth apart from coercion. When it comes to therapy itself, I integrate my faith with practical, proven methods. I use Christian Counseling, CBT, Reality Therapy, Motivational Interviewing, and the Gottman Method to help people grow emotionally, spiritually, and relationally. My goal is to give you a space where your values are respected, your faith is honored, and you feel equipped to face life’s challenges with hope and clarity. If you’re looking for a therapist who understands the importance of faith, family, freedom, and practical tools for change, I’d love to walk with you on your journey.
VirtualAvailable

$135/session

Empowering
Warm
Authentic

Specialties

Life Transitions
Anxiety
Depression
+6
I’m Becks, a Licensed Professional Counselor & NASM Certified Personal Trainer who specializes in behavior change & nutrition coaching. You might also call me a guiding light toward overall wellness or a catalyst for growth & healing. My great passion as a Health & Wellness Professional is to help you build a healthier relationship with food & your body, cultivate emotional agility to freely express yourself, & be able to communicate your needs/wants to others more effectively. While I’d love to help you improve your mental health through movement & balanced nutrition, I also understand that everyone’s starting point in therapy can look very different. It would be my pleasure in meeting you where you are in your journey to help build your toolbox of skills so that you can lead the life you deserve to live.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Michigan. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in Michigan that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.