Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 115 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/30/2025

Esther Garcia

(she/her)

Esther Garcia, LPC - Michigan Therapist at Grow Therapy
$155/session
LPC
12 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) and received by Master's Degree from Western Michigan University. I specialize in helping women in Michigan find more balance in their life and feel more connected with who they are while supporting them on their personal growth journey. My private practice offers exclusive online counseling providing high quality service to individuals working through relationship struggles, grief, anxiety, and depression.

Karen Owens

Karen Owens, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
7 years of experience
Virtual
As a counselor I pride myself on providing the best care to all clients. My services are customized for each client to ensure that they obtain the most out of the therapeutic process. Therapy should be many things; and I believe fun can be one of them! Engaging clients and making them feel safe, especially kids is critical. By offering dynamic services that include play and art therapy kids and families not only grow and learn from therapy but feel valued and a sense of belonging. I am honored to have clients trust me with their life story. It is my privilege to walk with you along this journey.

Yolanda Butcher

(she/her)

Yolanda Butcher, LMSW-C - Michigan Therapist at Grow Therapy
$125/session
LMSW-C
25 years of experience
Virtual
I am a culturally sensitive, clinical social worker. I incorporate in my therapy holding a secure space for my clients to be their authentic selves, building trust for connection, security, and safety. I bring presence and awareness to the therapeutic process fostering hope, self-awareness, personal growth, and self-compassion. In the therapeutic process I help clients transform by cultivating healthier relationships with themselves and others.

Ann Lukacsy

Ann Lukacsy, LPC - Michigan Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
Hello, my name is Ann and I have been in the counseling field for over 20 years. I have worked with several diverse populations in a nonprofit setting, and also several years as a school counselor. I have been in private practice now for seven years and I serve adults and adolescents. My specialties are anxiety management, and relationship issues. My goal is to assist clients with a healthier, more positive mindset, which will intern help them cope better with life transitions, and assist with achieving their highest potential. I do enjoy incorporating spirituality as a coping mechanism and healing tool, however, I like to go where the client feels most comfortable.

Sondos Jaber

(she/her)

Sondos Jaber, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Joe Bommarito

Joe Bommarito, LPC - Michigan Therapist at Grow Therapy
$130/session
LPC
24 years of experience
Virtual
Hello! I am a Licensed Professional Counselor (LPC) based in Michigan. I received my masters degree from Oakland University in Rochester Michigan and have been in the mental health field for almost 25 years. I help adults struggling with anxiety, depression, anger, and many other issues. Life can definitely present with many challenges and I also help individuals become the best versions of themselves.

Ben Balke

Ben Balke, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
5 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) meeting with clients virtually in the state of Michigan. I am honored to work with clients ranging from age 12 to adults. I utilize a Person-Centered approach at the core of my work with clients. I also use these techniques and other approaches: Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Motivational Interviewing, Solution Focused, Mindfulness, and Polyvagal.

Jonah Silk

(he/him)

Jonah Silk, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
5 years of experience
Virtual
I am an LMSW, soccer coach, and former collegiate athlete. Formerly the Ehrenberg Family Fellow for Athletic Counseling in the University of Michigan Athletic Department. I provided mental health and athletic performance care for up to thirty Division 1 varsity student-athletes. I received my master’s degree from the University of Michigan School of Social Work in 2020. My passion is to help individuals become masters of themselves and to help them accomplish their goals. I work from a social justice lens to be culturally sensitive, utilizing strength-based, solution-focused interventions. I strive to work collaboratively toward clients’ objectives. I have worked with patients on athletic performance, injury support, self-esteem, depression, anxiety, sleep issues, relational stressors, grief/loss, trauma and suicidality. My approach is foundationally a Cognitive Behavioral Therapy (CBT) framework, and I am certified in Cognitive Processing Therapy (CPT). I intend to earn my certification in Acceptance and Commitment Therapy (ACT) and Dialectical Behavioral Therapy (DBT). The area I am most passionate about is the study of traumatic, toxic-stress, and mind/body symptoms. I have been interested in how trauma extends beyond some of the more historic notions of PTSD and ACEs. I myself was a collegiate athlete and, through many hardships and obstacles, on and away from the field, went through my own mental health journey. After coaching youth soccer for eight years since college, it became apparent to me that we had been neglecting the mental health of athletes and, oftentimes, of youth in general. In turn, my biggest motivation became de-stigmatizing mental health problems, particularly in the world of sport, and being a spokesperson for the value of therapy.

Angela Hastings

(she/her)

Angela Hastings, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
12 years of experience
Virtual
Welcome! I'm a Licensed Master Social Worker (LMSW) based in Michigan. I received my Masters from Grand Valley State University and have been practicing for 11 years. I help adults of all ages struggling with life transitions and anxiety work through complicated feelings to become the best version of themselves. I see myself as a coach and mentor in walking alongside my clients, offering feedback and support through challenging situations.

Caitlin DeMara

(she/her)

Caitlin DeMara, LMSW-C - Michigan Therapist at Grow Therapy
$87/session
LMSW-C
6 years of experience
Virtual
My background is in social work, which means I meet you where you are at. I specialize in anxiety, depression, adjustment challenges, and grief. I am also certified in Gerontology and have experience in end of life care, dementia care, and medical social work. In college, I minored in Anthropology, because I am fascinated by the human experience, what makes us human, and how we all can relate to one another.

Kasey Walker-Lance

(she/her)

Kasey Walker-Lance, LMSW-C - Michigan Therapist at Grow Therapy
$90/session
LMSW-C
18 years of experience
Virtual
Hi! I am a Licensed Master of Social Work (LMSW) based in the greater Lansing, Michigan area. I graduated from Michigan State University and have extensive experience in advance care planning, working with people with chronic health conditions, older adults, LBGTQ+ identity, caregiver stress, family dynamics, depression, anxiety, and trauma. I help people from young adulthood through late life identify and utilize their strengths to promote quality of life for my consumers.

Connie Owens

Connie Owens, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
23 years of experience
Virtual
My name is Connie Owens, I am passionate about helping women overcome trauma and Narcissistic abuse. My approach is Holistic. We will address the 4 interdependent parts of self; 1. Mind, 2. Body, 3. Soul, and 4. Spirit. I believe that we are each uniquely different and to heal all of you we will need to treat all of you. Together we will develop a plan to look at every aspect of your life to see how it contributes to causing you emotional pain, and then focus on a solution to help you overcome the emotional pain, for good.

Morgan Baughman

Morgan Baughman, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
3 years of experience
Virtual
Greetings, my name is Morgan and I am a "neurodivergent" counselor specializing in working with individuals living with autism and other similar divergencies. My clients often tell me that they have been to several counselors before and this was the first time it felt like it was working. I am a direct communicator who loves to help people understand their body, mind, and environmental connection for sustainable changes that support their goals.

Caitlin Koskey

(she/her)

Caitlin Koskey, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
10 years of experience
Virtual
Hi! I'm a Licensed Masters Social Worker (LMSW) with a clinical focus based in Michigan. I received my Masters from the University of Southern California and have been practicing in a variety of settings for nearly 11 years. I enjoy helping adults of any age work through challenging areas of their life, whether it be a trauma from the past or feeling overwhelmed by juggling everyday responsibilities, so they can feel like the best versions of themselves and continue their story in a way that serves them.

Cheryl Reitz

Cheryl Reitz, LPC - Michigan Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Jean Snyder

(she/her)

Jean Snyder, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
30 years of experience
Virtual
Hi! I'm a licensed mental health Counselor and Occupational Therapist with about 30 years of experience working with adults struggling with mental health issues. I especially like working with people who are struggling with anxiety in their lives because I know I can make a real difference. I like to treat anxiety with a combination of helping you to identify those things that trigger your anxiety, CBT (Cognitive Behavior Therapy), and teaching you coping & relaxation skills.

Dr. Carol Ellstein

(she/her)

Dr. Carol Ellstein, LP - Michigan Therapist at Grow Therapy
$180/session
LP
40 years of experience
Virtual
I have seen people in almost all professional and community arenas (even jails). My work has been a mix of public and private sector involvement, including 11 years of community mental health service and 30 years of individual practice. I have extensive experience in both home- and office-based psychotherapy, program development, clinical supervision, and clinical innovation. Special populations have included people with developmental disabilities, children and adolescents at risk for out-of-home placements, people with substance abuse issues, and geriatric populations; all have experienced various forms of grief, loss, and trauma while navigating the simple task of living and surviving. If you modify the title of Johnny Cash's song I've Been Everywhere to I've Done Everything (except prison work), that pretty much sums up my years of professional experience.

Jessica Rogal

(she/her)

Jessica Rogal, LMSW-C - Michigan Therapist at Grow Therapy
$90/session
LMSW-C
12 years of experience
Virtual
Hi, I am a licensed clinical social worker from Michigan and have been practicing for over 10 years. It is my goal to use my knowledge and experiences in a way that is honest, relatable, non-judgmental and consistent. Taking steps towards change can be scary and overwhelming. It would be an honor to provide a safe and thought-provoking space that empowers you to grow in the direction of your choice.

Dr. Cheruba A. Dhanaraj (Dr. D)

(she/her)

Dr. Cheruba A. Dhanaraj (Dr. D), LPC - Michigan Therapist at Grow Therapy
$385/session
LPC
15 years of experience
Virtual
I’m a Licensed Professional Counselor in Michigan and an Executive Coach with a Ph.D. in counseling and an MBA with over 15 years of experience helping high-achieving, highly anxious individuals and those with ADHD find clarity, calm, and confidence. Whether you’re navigating major life transitions, work stress, or relationship struggles, I offer a blend of evidence-based strategies and compassionate support to help you feel more in control, connected, and equipped to move forward.

Robert Kaiser

(he/him)

Robert Kaiser, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
7 years of experience
Virtual
My name is Robert Kaiser and I'm a Licensed Professional Counselor (LPC), National Certified Counselor (NCC), and a Certified Advanced Alcohol and Drug Counselor (CAADC) in Michigan. You can take a look at my profile to learn a little bit more about my background and approach. Please also feel free to ask questions. Online counseling is fairly new, and I've found it to be really effective for issues like the ones you mentioned in your message. My counseling style is pretty laid back. I have been described as supportive, caring, and compassionate, with a pretty good sense of humor. I like to focus on identifying your strengths and helping you to maximize them to overcome your obstacles. I'm here to help you sort through the things that are difficult right now, and offer you a safe place to be open and honest without fear of judgment. Therapy offers a safe place to explore your thoughts and feelings. Asking for help takes a lot of courage but can be extremely rewarding. I look forward to working with you.

Shelby Smith

(she/her)

Shelby Smith, LPC - Michigan Therapist at Grow Therapy
$75/session
LPC
5 years of experience
Virtual
Welcome - I'm so glad you're here! My name is Shelby, and I am a licensed professional counselor and mental health advocate. I partner with my clients to develop unique individualized therapy goals that address the whole person. If you are looking for a therapist who will be your “teammate” to help address and resolve problems/conflict, then you’ve found the right therapist! I am here to help work alongside you, supporting you every step to help you achieve your therapy goals.

Anna Sloan

(she/her)

Anna Sloan, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$75/session
LMSW-C
9 years of experience
Virtual
It is my goal to provide a space where you feel safe, open and respected and you can gain a better understanding about things you are struggling with in life. Whether that be life transitions, relationships, grief, loss, work stressors etc., that may be causing you to feel anxious, depressed, or alone. At each stage in life comes challenges, I aim to help you navigate these with a gentle, personalized and strength-based approach. I have a master’s degree in Social Work from Michigan State University and have been practicing since 2016. I specialize in grief support and education, life transitions, relationship issues, anxiety, and self-esteem and work with individuals 13+. I look forward to learning more about you and working together to help you achieve a better balance in life.

Solimar Mattei

(she/her)

Solimar Mattei, LMSW-C - Michigan Therapist at Grow Therapy
$120/session
LMSW-C
30 years of experience
Virtual
My name is Solimar Mattei, I am a clinician with over 25 years of experience treating various mental health issues such as depression, trauma, anxiety, grief and recovery from abuse. I primarily work with adults and am bilingual in English and Spanish. I have evidence based training in prolonged exposure, emdr, CBT-D and IPT-D for depression. I know how difficult and humbling it can be to reach out for help, therefore I take my responsibility as your therapist very seriously. I view therapy as a partnership where goals are developed and treatment has a focus that will lead you to live your best life. I will teach you skills needed to take back control of your life. You deserve to be at peace, joyful and productive. Together we can accomplish your therapy goals.

Angie Hollander

Angie Hollander, LMSW-C - Michigan Therapist at Grow Therapy
$125/session
LMSW-C
14 years of experience
Virtual
I'm Angie Hollander, an LMSW with 14 years of experience providing compassionate therapy in New Jersey and Michigan. I partner with adults of all ages, including young adults (14-18) navigating challenging life transitions, trauma, or concerning thoughts and behaviors. My goal is to help you remove the burdens of stigma and shame, align your actions with your deepest values, and leverage your existing strengths and life experiences to integrate new skills and perspectives, empowering you to live a more fulfilling life.

Sabrina Menchaca

(she/her)

Sabrina Menchaca, LPC - Michigan Therapist at Grow Therapy
$150/session
LPC
15 years of experience
Virtual
I am in my mid-life body years but my spirit and soul are forever young. I love people. I value my innate ability for unconditional positive regard for all souls. I believe all people are born good and beautiful, but through tough life experiences we get stuck in pain and fear. By identifying autonomic body responses and the connection to our thoughts there is a way to get back to the person we were intended to be, happy and full of life.

Frequently asked questions

Why filter by Michigan rather than a city like Detroit?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Life Transitions?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in Michigan that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.