Therapists that accept Cash Pay in Michigan
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 53 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/2/2025
LeAnn Smith
$125/session
LPC
8 years of experience
Virtual
As a counselor, I am deeply committed to providing a safe, supportive space where individuals can explore their emotions, unlock their potential, and create meaningful change in their lives. With empathy, active listening, and a solution-focused approach, I guide each person toward greater self-awareness and personal growth, empowering them to overcome challenges and thrive while also identifying their greatest strengths.
Rick Mastroianni
Frequently rebooked
$150/session
LMSW-C
25 years of experience
Virtual
Hi, We all have rough patches from time to time and can use an impartial person to help get us back on track, and that is what Rick can do for his clients. Rick is well versed in traversing life's obstacles and assisting in overcoming many different types of challenges. He has 25 years of experience working with adolescents, adults, and couples.
Rick specializes in working with borderline personality disorder, substance use disorder, and self-harm clients.
His years as a college professor give him a patient and attentive approach to psychosocial therapy. Rick helps clients overcome challenges with different treatment approaches like cognitive behavioral (CBT), dialectical behavioral (DBT), person-centered, and trauma focused therapies among others.
I'm a LMSW, with a CAADC I received my Masters in social work from the University of MIchigan-Ann Arbor and have been practicing for 25 years. I help young adults struggling with career stress and burnout become the best versions of themselves.
Find therapists experienced in these areas
Gary Watson
Frequently rebooked
$120/session
LMSW-C
15 years of experience
Virtual
I'm a licensed MSW (master social worker) in Michigan. I use solution focused counseling to help you figure out what positive changes you'd like to make and what small changes you can start with. I enjoy working with a wide variety of people and concerns. Solution Focused Therapy is a very practical and effective form of counseling. Most of the clients who gravitate towards my services want to take action and start making changes right away. They don't want to just talk about their problems, they want to get ideas for specific things to do and move on with their lives. They don't want to be in counseling for years and want a counselor who appreciates that too.
Karen Owens
Frequently rebooked
$100/session
LMSW-C
7 years of experience
Virtual
As a counselor I pride myself on providing the best care to all clients. My services are customized for each client to ensure that they obtain the most out of the therapeutic process. Therapy should be many things; and I believe fun can be one of them! Engaging clients and making them feel safe, especially kids is critical. By offering dynamic services that include play and art therapy kids and families not only grow and learn from therapy but feel valued and a sense of belonging. I am honored to have clients trust me with their life story. It is my privilege to walk with you along this journey.
Sondos Jaber
(she/her)
$150/session
LMSW-C
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.
Ramzia Saadi
Frequently rebooked
$85/session
LMSW-C
1 year of experience
Virtual
Welcome!
I’m so glad you’re here. My name is Ramzia Saadi and I’m a clinical social worker with specialized training in Cognitive Behavioral Therapy (CBT). I create a space that’s compassionate, collaborative, and grounded in trust—where you’re encouraged to show up just as you are.
I believe in the power of understanding your story, honoring your strengths, and gently exploring the patterns that may be holding you back. Whether you’re navigating a specific challenge or seeking deeper self-awareness, I’m here to walk alongside you with curiosity, care, and non-judgment.
Together, we’ll work at your pace to build insight, develop tools that truly fit your life, and create meaningful, lasting change.
I look forward to getting to know you.
Rhonda Beckermeyer
(she/her)
$100/session
LMSW-C
5 years of experience
Virtual
I work with people of all ages who are trying to get the most out of their relationships and are finding that anxiety keeps getting in the way of feeling confident with others or at school. Having healthy relationships is the cornerstone of a balanced life. You know that there is no better time to resolve these issues of insecurity than now. I can help.
If you are feeling isolated because of your anxiety you are not alone. Many people struggle with anxiety and negative thinking and counseling can help! People who work with me tend to feel relief right away. They learn skills to manage anxious thoughts and feelings, gain confidence, and feel more secure in relationships.
With counseling you can look forward to being more confident expressing yourself, feeling more fulfilled in relationships, and gaining control of your worry.
Jenna Marceau
(she/her)
$125/session
LMSW-C
16 years of experience
Virtual
Hi! my name is Jenna, I am a clinical social worker with a lifetime of combined personal & professional experience. I provide a unique, individualized & wide array of objective practice approaches focusing on choices that foster solutions to lead to a more meaningful life. I am a graduate of Michigan State University with over 15 years working in behavioral health & I engage a holistic, conversational approach to therapy. I provide family & couples therapy, grief & trauma therapy, ADHD & Autism support & among many other things a cognitive/ dialectical approach to manage depression & anxiety.
Juan Valenzuela
$150/session
LMSW-C
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.
Jennifer Bardon
$95/session
LMSW-C
5 years of experience
Virtual
Hello,
My name is Jennifer Bardon, I am a LCSW. I fell in love with social work. I received by BSW and MSW through Wayne State. I have been in the field for 6 years. I am able to work with those who have depression and anxiety. I can assist clients that have self esteem, and struggles with coping skills. I love to incorporate mindfulness techniques to assist clients with centering themselves, and focusing on the present.
I do have experience from my full time position working with children, young adults, and adults with Developmental disabilities. I went to school for CBT. I am DBT certified. I am able to work with a diverse population.
I am very person centered, and I encourage my clients to drive there own treatment, as they are the experts in their lives. I am dedicated to provide the best services to my future clients. I have many evenings open for clients who have a busy work week, as well as availability on Saturday and Sunday.
Madeline Sword
(she/her)
$80/session
LMSW-C
7 years of experience
Virtual
Well hello, my name is Madeline. Welcome to my safe and inviting space to work on bringing peace into your life. I am a Licensed Clinical Master Social Worker in Michigan. I strive to provide compassionate care to those with ranging needs in the overwhelming and discouraging seasons of life. For 7 years I have supported children, adolescents, adults and older adults with individual and family needs in the school, home and community setting. I encourage you to focus on critical needs that impact the problem behaviors in your daily life that keep you from living your best life. I welcome you to utilize a holistic approach designed to nurture your specific needs.
Megan Mackety
(she/her)
$150/session
LMSW-C
15 years of experience
Virtual
Welcome! I am so glad you are taking the first step to find happiness and well-being. My name is Megan Mackety and I am an LMSW with 15 years of professional experience. My main focus is on building connection and trust. I want to make sure you feel safe and heard as we build a therapeutic rapport. I am here to act as a sounding board to work through all those things that come up as we move through life. You are the expert on yourself.
All of us deal with sadness and worry, but sometimes those feelings can become overwhelming and lead to anxiety and depression. Through techniques such as cognitive behavioral therapy, mindfulness and solution focused work we can design a plan that meets your individual goals with strategies that make sense in your life.
Often past trauma, feelings of anger and resentment and self-esteem issues are important factors to address to work through in order to reach your goals. I would love to be there to help support and empower your journey,
Rebecca Parise
(she/her)
$100/session
LMSW-C
10 years of experience
Virtual
"Between stimulus and response there is a space. In that space is our power to choose our response. In our response lies our growth and our freedom." - Viktor E. Frankl
What a journey life can be, it is an honor to be considered to guide you along the way. I am a Clinically Licensed Social Worker in the state of Michigan. For the past 10 years, I have been working with children, adolescents, young adults and teenagers to address some of the following: anxiety, avoidance, depression, developing coping skills, sleep hygiene and providing interventions for ADHD. During our sessions together, we will work together on achieving obtainable goals in the areas you’d like to work on, whether it is in the home, school or other settings. I utilize a variety of therapeutic techniques such as; Cognitive behavioral therapy, Dialectical behavioral therapy , Behavioral therapy or Person-Focused therapy to work on the goals we set. This is your journey and the goal is to make sure this is a safe, productive, and positive experience for you.
Karlyn Markaity
(she/her)
Frequently rebooked
$100/session
LMSW-C
5 years of experience
Virtual
Hello! I am a licensed clinical social worker with 4 years of experience as a therapist
I have experience in helping clients across the lifespan with stress and anxiety, trauma and abuse, anger management, motivation, self esteem, and confidence. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you.
I became a therapist to help people find healing, peace, confidence and fulfillment. One of my mentors described being a therapist as being a Sherpa-a guide through the wilderness of life, and I love that metaphor. Whatever your peak looks like, I want to help you get there.
May Yang
$230/session
LPC
14 years of experience
Virtual
I have a decade of experience focusing on children, adolescents, adults, women, men focusing on depression, anxiety, work life balance, sexual health, sexual addictions, grief and loss, life transitions, domestic violence, eating disorders, abuse against children, relationship health, marriage counseling, pre-marriage counseling, trans gender issues and court mandated therapy services.
THIS WORK is my life’s passion and it is a honor to be in this profession. I graduated summa cum laude from the University of Michigan with a degree in Interpersonal Practice and it is my life’s work to help you get to a place you want to be.
I provide a safe, nurturing, and non-judgmental environment to help you overcome your past struggles and present barriers. I will guide you to help yourself to master the tools necessary to effectively navigate through the complexities of life with a new set lenses in order to help you reach your full potential.
Julie Boudreau
(she/her)
$100/session
LMSW-C
30 years of experience
Virtual
Welcome! I am a clinical social worker licensed in Michigan with 30 years of experience in the field and 7 years providing mental health therapy using evidenced based practices. I currently provide school based mental health services in a district with high acuity. Prior to that I was a full-time therapist for a mental health agency. I have worked extensively with children, adolescents and adults. I received my Bachelor of Social Work from Northern Michigan University in 1991 and my Master of Social Work from Michigan State University in 2003. I am a certified EMDR therapist and have certification in trauma focused cognitive behavioral therapy. I am trained in full model Dialectical behavioral therapy and incorporate these evidenced based treatments into my practice.
Dankel Paine
(she/her)
$125/session
LPC
6 years of experience
Virtual
Since 2000, I've dedicated much of my professional career as a life coach. In 2016, I began my journey to become a Licensed Professional Counselor specializing in assisting individuals in managing their challenges. My approach integrates both intellectual and emotional aspects to support clients effectively. Using CBT, TF-CBT, and Motivational interviewing techniques, I provide structured, goal-oriented processes while focusing on achieving specific therapeutic goals. Addressing the needs of individuals who have experienced trauma by reducing symptoms of trauma-related disorders, such as PTSD, depression, and anxiety, among children, adolescents, and their families. Concentrating on helping clients explore and resolve ambivalence about change, the collaborative and client-centered nature effectively enhances motivation, promotes engagement in treatment, and supports clients in making meaningful and sustainable changes in their lives. Please contact me today to schedule a consultation.
Katrina Harris
(she/her)
$125/session
LMSW-C
7 years of experience
Virtual
I am a Licensed Clinical Therapist with nearly 10 years of experience working with children, adults and families. I specializes in a variety of areas, including depression, anxiety, trauma, co-occurring disorders and relationship issues. I am dedicated to providing personalized services, in a safe space that can promote individual growth and healing. My goal is to provide guidance, support, and motivation to help individuals identify their strengths, overcome obstacles, and achieve success in all areas of their life.
Erin Langwell
(she/her)
$60/session
LMSW-C
6 years of experience
Virtual
I’m a Licensed Master of Social Work (MSW) with 7 years of experience in therapy. My journey began with a strong academic foundation, including coursework focused on becoming a school social worker, which has been incredibly valuable in my practice. Although I’m not currently working in a school setting, the knowledge I gained helps me guide and empower parents to advocate for their children within the school system.
I have a deep passion for working with children and teens who have experienced trauma, depression, anxiety, anger, autism, and ADHD. I understand that each child and teen is unique, and I tailor my approach to meet their individual needs, providing a safe space for them to express themselves and develop the tools to manage their emotions and challenges.
Nora Laarman
$150/session
LMSW-C
4 years of experience
Virtual
Hello! Thank you for taking this first step of looking into the resource of therapy. I aim to create a space where you feel welcome to come exactly as you are. My space will be welcoming and free of judgement. I have years of experience working with clients from young children to adults. I understand that mental health can waver with all of life's ups and downs. I am here to help you build on your own unique strengths to conquer life's challenges and help you understand your emotional needs.
Kat Ryan
$85/session
LMFT
15 years of experience
Virtual
My experience spans work with individuals of diverse genders, identities, and cultural backgrounds, as well as those from low-income communities. In my current position I work with families of children and young adults on the spectrum, clients with severe depression and anxiety, and schizophrenia. I strive to meet each client with openness, respect, and an understanding of their unique journey.
Sammie Babbie
(she/her)
Frequently rebooked
$100/session
LMSW-C
20 years of experience
Virtual
Hi, I'm a Licensed Clinical Masters level Social Worker (LMSW) based in MIchigan. I received my master's degree from Wayne State University, and I have been practicing for 20 years. I have worked in a multicultural school system in the initial part of my career, and I also worked in an urban areas inpatient and outpatient mental health hospitals . Over the years I have helped improve the lives of adults, children and the elderly who are struggling with anxiety, ADHD, depression, domestic violence, developmental disabilities, severe mental illness, job transition, conflict resolution, are some of many other challenges that I have my clients to overcome.
In addition I am trilingual and speak English, Arabic and the Chaldean languages. I have worked with clients from various cultural backgrounds, ethnicities and races and I have guided them through th emost difficult period of adjusting and transitioning into their new country.
Alana Gottler
$80/session
LMSW-C
6 years of experience
Virtual
Hello! I am Alana and I am a licensed master social worker. I have been working for the past 6+ years in multiple different settings. Currently I work in a school as a school social worker with children ages 3-12. I have also worked in a community mental health that I served multiple populations. I look forward to working with more people and assisting them with their goals.
L. Lynn Hempstead
(she/her)
$90/session
LPC
20 years of experience
Virtual
Greetings, I am so glad you found me! I am a licensed professional counselor (LPC) with 20 years of experience based in Michigan. I am a Hope Advocate because I know that capturing and maintaining hope fuels a growth mindset and a resilient spirit! I find fulfillment in meeting clients where they are and helping them identify and achieve their personal goals in order to create the life they desire. I believe that you are the expert of your story and master builder of your future self. I look forward to supporting you in that journey.
Aimee LaFear
(she/her)
$125/session
LMSW-C
23 years of experience
Virtual
Hi I am a Licensed Masters Social Worker (LMSW) in the state of Michigan. I received my Masters Degree from Wayne State University and have been practicing for 23 years. I support children and caregivers in addressing a variety of issues that might be impacting relationships. I help parents and children create the relationships that they are wanting for themselves. I also support adults who are struggling in their relationships with partners, friends, co-workers and even their relationship with themself.
Frequently asked questions
Why filter by Michigan rather than a city
like Detroit?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.