Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 52 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/4/2025

Kristen Brightful

Kristen Brightful, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
1 year of experience
Virtual
I’m a licensed social worker with 15 years of experience helping people navigate life’s toughest challenges. If you’re feeling overwhelmed, stuck, or just plain exhausted, you’re not alone, and you don’t have to figure it out on your own. I specialize in working with individuals facing addiction, stress, and emotional struggles. I have a strong foundation in Dialectical Behavior Therapy (DBT), and I also draw from a variety of therapeutic approaches based on what fits you best. My style is practical, compassionate, and collaborative. We all know, life gets hectic. I get it! We are all busy, juggling work, family, and everything in between. My goal is to create a space where you can breathe, sort things out, and start moving forward. If you’re ready to explore what’s been holding you back and start building a life that feels more manageable, and maybe even meaningful, I’d be honored to support you. Let’s find out if we’re a good fit and take it from there.

Matthew Ewen

Matthew Ewen, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW-C
10 years of experience
Virtual
With all of the challenges that life can throw at us, it is easy to feel overwhelmed or helpless. Life satisfaction and happiness might seem like distant goals with no clear path forward to reach them. You may find that you are spending more and more time stuck in your own head, perseverating on your struggles and acting as your own harshest critic. To me, therapy rooted in compassion and empathy can be a fantastic tool for navigating these challenges and discovering meaning and self-empowerment. Having begun my career at a community mental health clinic, I have experience working with a diverse population of adult clients from many socioeconomic, racial, and cultural backgrounds and with a variety of presenting concerns and challenges. I specialize in treatment for anxiety, depression, and trauma as well as struggles with substance use and always adapt my therapeutic techniques to the individual needs of my clients. My philosophy is that therapy is a partnership between client and therapist to help foster healthy coping skills, personal growth, self-compassion, and understanding of oneself.

Darlene Waldt

Darlene Waldt, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
20 years of experience
Virtual
I want to inspire you to be the best you can be. Life is full of challenges and your perspective on how you face them can make the difference in your ability to meet your full potential. I want to help you identify your challenges and find solutions so that you can set and achieve your goals. I have worked in a variety of settings including child welfare, outpatient mental health clinics, as a ACT Clinician, a Clinician with the IAFF COE, and have had my own private practice. I specialize in working with a variety of mental illnesses and utilize a variety of treatment methods depending on the individual and their needs.

Matt Loveland

Matt Loveland, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
25 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) and I love the outdoors and most anything to do with water. I have 25+ years of experience helping people as a clinical social worker. My practice has been primarily geared toward adults, but I also have extensive experience with youth ages 12-17. In recent years, my clientele has gravitated to men's issues.

Laurie McGuire

(she/her)

Laurie McGuire, LCSW-C - Maryland Therapist at Grow Therapy
$145/session
LCSW-C
27 years of experience
Virtual
Hi there, I'm Laurie! Do you wish providers would look at you through a whole person lens instead of discussing health and mental health separately? Do you want a provider for your child who is playful and skilled at engaging children? Are you an adult who likes a more personal, connected approach to therapy? Do you have a teen who has had difficulty connecting to other providers? Well look no further! I enjoy using storytelling, videos, and conversation to help clients of all ages improve self-esteem, self-worth and gain a better understanding of sense of self. A licensed clinical social worker and board-certified supervisor with over 25 years of experience working with children, teens, and adults, I spent much of that time working for the world-renowned Kennedy Krieger Institute, a Johns Hopkins affiliate, where I was also in leadership. I have post-graduate certificates in Treating Children & Adolescents, Leadership, Fitness Nutrition, and Integrative Medicine for Mental Health providers. More personally, I love hiking, watching Marvel movies, lifting weights, and crowd surfing at concerts. I believe we should never stop playing like children!

John L. Driessnack

John L. Driessnack, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
7 years of experience
Virtual
Greetings, my name is John Luke. I am a licensed clinical social worker and specialize in helping people to effectively manage anxiety, depression, and other mental health concerns using cognitive behavioral techniques. I have worked with a range of populations, nearly all ages, and also have experience with addiction treatment and life-coaching. I work with people to develop insight into the source of their problems, how their core beliefs about the world might be hindering their progress, and focus on their natural strengths to overcome those barriers with practical skills that generate sustainable change. Some of my other specialties include short-term, solution-focused therapy; cognitive behavioral therapy techniques; psychodynamic approaches; and marital counseling. Some of the problems I am particularly keen on solving with my clients include issues with self-image and confidence; dating and relationships; boundary-setting and assertive communication; as well as general anxiety management; and learning to identify and productively resolve emotional unrest. I am also very experienced in cognitive restructuring, which is just a fancy way of saying helping to change the way a person thinks about the world and their place in it. I also enjoy aiding people in goal setting and identification, meaning-making, and navigating family conflicts. If you feel any of this could be helpful or useful to you, please do not hesitate to reach out! (Note: I do work with couples, but only on a cash-pay basis. Also, I only work with ages 18+)

Kate Hunt

(she/her)

Kate Hunt, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
9 years of experience
Virtual
Welcome to my page! My name is Kate Hunt and I'm a licensed Clinical Social Worker in Maryland with ten years of experience in working with adults and children. I completed my undergraduate degree in Social Work from McDaniel, my master's in social work from UMB, and am a board approved supervisor with experience in leadership positions including field intern supervising with UMB. My experience includes mood disorders, perinatal mood disorders, relationship issues, substance abuse, anxiety and adjustment concerns. I've worked in a variety of settings including hospitals, substance use programs, and therapy clinics. I believe a client centered approach allows a genuine experience for both client and clinician. My goal is to help my clients reach a point of internal growth through self-discovery and encouragement. My therapy orientation is both psychodynamic and CBT based. Together, we can work to confront defense mechanisms and cognitive distortions that are contributing to your present concerns. Lastly, in my personal life, I'm a former athlete (but trying to be current!), dog-lover, avid reader, and parent.

Eric Ndichu

(he/him)

Eric Ndichu, LCSW-C - Maryland Therapist at Grow Therapy
$90/session
LCSW-C
15 years of experience
Virtual
I am a licensed clinical social worker and practice in the District of Columbia, Maryland and Virginia. I have been providing therapy for close to 15 years to help my client address mental health symptoms including depression, trauma, life transitions and anxiety. I believe people are inherently capable of managing their circumstances but sometimes require some assistance from a therapist to succeed.

Cynthia Holden

Cynthia Holden, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
22 years of experience
Virtual
Greetings, Are you feeling stressed and overwhelmed by life circumstances? Have you been struggling to make things make sense but instead find yourself stuck in cycles of frustration despite attempts to figure things out on your own? I specialize in helping women with anxiety and depression disorders. I love creating a safe, non-judgmental environment that enables you to get to the core of your struggles. Together we can find clarity and identify what's not working and explore evidence-based techniques to help you breakthrough cycles and overcome. We'll integrate mindfulness practices and use holistic approaches to address your mind, body and spirit needs. I do understand that pursuing therapy can feel uncertain but you're making the right choice to invest in your healing and growth. Looking forward to working with you. Cynthia Holden, LCPC

Jim OMalley

(he/him)

Jim OMalley, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
23 years of experience
Virtual
I have worked in the behavioral health field for over 23 years, in both inpatient and outpatient settings. I am a licensed mental health professional in multiple states. I have earned progressively higher leadership responsibilities throughout my career, including providing clinical and executive leadership. Additionally, I have been providing telehealth services and striving to improve access to quality behavioral health services across the country since 2015. I have been fortunate to gain experience in diverse areas and feel I am equipped to help people with a variety of issues. I received a Master’s Degree in Professional Counseling from Lindenwood University and a Bachelor of Arts Degree in Psychology from McKendree University.

Marvida Lake

Marvida Lake, LPC - Maryland Therapist at Grow Therapy
$90/session
LPC
6 years of experience
Virtual
Hi, I’m Marvida Lake, a Licensed Clinical Professional Counselor. I provide a safe, culturally affirming space for individuals and families—especially those from underserved communities, the LGBTQ+ community, and military backgrounds—to explore their experiences, heal from trauma, and reconnect with their strengths. My therapeutic style is warm, direct, and deeply person-centered. I specialize in family dynamics, identity development, anxiety, depression, and trauma. My approach is goal-focused and holistic, honoring the connection between mind, body, and spirit. I believe that true healing happens when therapy is culturally relevant, collaborative, and grounded in both clinical expertise and authentic human connection. My educational background includes a B.A. in Psychology from North Carolina A&T State University and a Master’s in Mental Health Counseling from Bowie State University. I am also a National Certified Counselor (NCC), awarded by the National Board for Certified Counselors (NBCC). I’m here to walk alongside you with empathy, cultural humility, and care, supporting your journey toward clarity, wellness, and empowered change.

Christine Briggs

(she/her)

Christine Briggs, LPC - Maryland Therapist at Grow Therapy
$133/session
LPC
9 years of experience
Virtual
Would you like personalized guidance in gaining Mindful Momentum towards your desires and realizing your greatest potential? Are you ready to show up for yourself by scheduling time to address your needs and engage in a path of healing and growth? I would be honored to hold space for you and guide you. YOU DESERVE to realize the best you and experience peace, joy, love, and freedom! I am a Holistic Mental Health Therapist and I like to treat all dimensions of my clients in order to achieve true sustainable balance, growth, and healing. My goal is to assist you in aligning all areas of yourself as our mind, body, spirit, and emotions are all connected and affecting one another constantly. That's right! Mental health is not just in your brain! We can address the physical body, trapped emotions, and spiritual components to bring you into Harmony :) I would like to help you release emotional and other barriers and bring you into alignment so that you can visualize and feel without doubt your best self and fulfill desires for your life. My favorite methods of treatment and interventions include Mindfulness, Acceptance & Commitment Therapy(ACT), Emotional Freedom Technique (EFT), Inner Child & Heart Space Meditation, Breathwork, Nutrition for mental health, Nature healing, Energy psychology, Somatic experiencing, Polyvagal theory and Yoga/Movement based practices. Allow me to assist you with individualized treatment, goal setting, and support to keep you on your path and journey to your highest self.

Molly Samalio

Molly Samalio, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
8 years of experience
Virtual
When I was in grad school I was asked this question: why do you want to do therapy? My answer was immediate: "I want to alleviate suffering!" A more experienced clinician shared a perplexing truth with me: sometimes you can't, you can just sit with the person through it. Over the years I have been honored to hold space for my clients to share their stories of courage and pain. I started to see what she meant, and revised my motto: I want to alleviate suffering and when I can’t I want to create a soft place to land. So, "Why therapy?” For all those who have forgotten their strength and just need a soft place to land. Using a blended approach of top therapy models, I partner with Clients to create lasting change and find freedom in ways that feel authentic to each person. Together we will learn new concepts, practice practical skills, and transform self-limiting patterns. Life can be hard. I want to help. Let’s talk!

Tina Oakley

Tina Oakley, LCSW-C - Maryland Therapist at Grow Therapy
$110/session
LCSW-C
27 years of experience
Virtual
Clinical experiences include working with age groups across the life span for over 27 years. Building rapport and joining with the client to collaboratively problem-solve and address symptoms for best outcomes is central to treatment approach. Clients feeling comfortable with clinician and therapy process is of the utmost importance. Presenting symptoms or concerns shared by the client direct clinician approach. ​

Tara Zandi

(she/her)

Tara Zandi, LCSW-C - Maryland Therapist at Grow Therapy
$190/session
LCSW-C
17 years of experience
Virtual
Meet Tara Zandi, LICSW – a compassionate and highly skilled therapist with over a decade of experience supporting adults, children, and families. Tara holds a Master’s in Clinical Psychology and an MSW in Clinical Social Work, blending deep academic knowledge with practical expertise. She’s trained in a powerful range of evidence-based approaches, including CBT, DBT, PCIT, EMDR, and even yoga for children—offering a holistic and personalized approach to healing. Whether working through depression, anxiety, or behavioral health challenges, Tara meets her clients with empathy, insight, and culturally sensitive care. Fluent in English and Farsi, Tara creates a welcoming space for diverse communities to feel seen, heard, and supported on their journey toward wellness.

Brandy Davidson

(she/her)

Brandy Davidson, LCMFT - Maryland Therapist at Grow Therapy
$175/session
LCMFT
12 years of experience
Virtual
Greetings! I am a Licensed Marriage Family Therapist (LMFT) for Florida, Maryland, and Texas. I received my Masters at Northcentral and have been practicing as a licensed clinician for 8 plus years. I work with individuals and couples to discover issues that are affecting their daily lives with the goal of improvement of self, not just in the temporary but long term.

Willard Vaughn

Willard Vaughn, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
17 years of experience
Virtual
My name is Willard and I am a licensed counselor in several states. My practice primarily focuses on helping others deal with ambiguity. Often our thoughts and subsequently what we teach ourselves becomes rigid and fairly black and white. Using a pragmatic and authentic approach to therapy I help others to be okay with things that are beyond their control and work with them to establish themselves as the protagonist in their own story. This is primarily accomplished through conversation and allowing you the client to guide the therapy in the direction it needs to go.

Kira Markoff, PhD

(she/her)

Kira Markoff, PhD, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
6 years of experience
Virtual
Welcome. I'm a clinical social worker licensed in Maryland and Pennsylvania. I also have a PhD in psychology, a clinical trauma certification, and am a 200-hr trained yoga instructor. My passion in life is to learn and understand things so that I can pass it on to others in a practical way to help improve lives and relationships.

Yolanda Frederick

(she/her)

Yolanda Frederick, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
17 years of experience
Virtual
Do you feel out of sorts? Not sure whether you are coming, or going? Are you in, what you might feel to be, a “maze of life"? Well, I’m here to listen, support, and serve as an agent and advocate for change in our new partnership! I am a believer that “what makes you stronger, makes you beautiful” – author unknown. This quote encompasses my view on transformation, resulting from life’s trials, setbacks, disappointments, and pain. We are all evolving. Allow me to usher you into healing and recovery from life’s curve balls. I’ve provided therapy and community-based treatment and services to adolescents, adults, and families for over 16 years. I have experience working with individuals from all walks of life, various age groups, ethnicities, and backgrounds. I am a great listener, committed to fostering hope, warm, accepting, trustworthy, and empathetic. I would be honored to work alongside you as a coach and guide to aid and address your grief and loss, anxiety, depression, low self-esteem, relationship issues, and communication barriers. I am a Certified Grief Informed Professional. I work from a person-centered, compassionate, integrative therapy approach delivering therapeutic interventions to aid and support with healing and navigating life transitions. Additionally, I offer cognitive behavioral techniques geared towards adapting healthier thought processes and behavioral responses, as well as trauma-informed interventions to assist in the development of adaptive strategies as you embark on your healing journey. It is my hope you allow me the opportunity and privilege to usher you into your fullest potential in becoming the best version of yourself.

Asia Malik

(she/her)

Asia Malik, LPC - Maryland Therapist at Grow Therapy
$175/session
LPC
6 years of experience
Virtual
Hi I am Asia, but not like the continent. Think Aseeyah! I am a Licensed Clinical Professional Counselor (LCPC) based in Maryland I received my Masters in Clinical Psychology from Loyola University Maryland,and my MBA from UMGC. I have been practicing for 6 years and have been in the mental health field for over 14 years. I help those in transition figure out how to live their best and fabulous lives. I would love the opportunity to do the same for you.

Kimberly Burton

(she/her)

Kimberly Burton, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
10 years of experience
Virtual
Thanks for taking the time to visit my listing. If you've come this far, you're on the brink of an important decision--and what a difference the right choice can make. As a Social Worker, I've made a difference in people's lives for nearly 15 years -- helping children, adolescents, adults, and families to overcome life/situational problems and gain emotional freedom. Everyone wants quick relief; therapy is a process, which requires some hard work from the individuals who are participating in therapy. My goal is to foster an interactive therapeutic experience, providing support and practical feedback to effectively address personal life challenges. I offer a personalized approach tailored to your needs. With compassion and understanding, we will unearth long-standing behavior patterns and negative perceptions that are holding you back while we build on your strengths to help you attain the personal growth you are committed to accomplishing. As such this will begin the process of healing, growth, and self-empowerment. Our sessions will have a single focus -- helping you to rise above your current obstacles . . . whether that means conquering emotional issues, overcoming blocking beliefs, or repairing important relationships in your life.

Barbara Bogley

Barbara Bogley, LCSW-C - Maryland Therapist at Grow Therapy
$115/session
LCSW-C
24 years of experience
Virtual
Hello and welcome. My name is Barb and I am an LCSW-C located in Frederick County, MD. Over the past 2 decades in the mental health field, I have developed a comprehensive understanding of various therapeutic techniques and methodologies from working in clinical out-patient and hospital based settings with children, teens, couples and adults. For the past 11 years, I've been doing private practice based work and have been primarily virtual since 2023. I attended the University of Maryland at College Park for my Bachelor’s in Psychology and then received my Masters in Clinical Social Work (with a minor in Program Administration) from the University of Maryland in Baltimore in 2001. I currently provide telehealth therapy to adult women ages 18-65 years old experiencing depression, anxiety, ADHD, low self esteem, single motherhood, burnout from career, family responsibilities, and relationships, problems in their marriage, family or personal life, chronic health/medical issues that impact mental health, and trauma from current or past relationships. I also work with women dealing with fertility issues, complicated pregnancy, infant loss, premature delivery, and postpartum mental health and adjustment issues. I have a lot of experience working with teachers and nurses. Also, being a single mother myself, I'm aware of the unique challenges single moms deal with and can offer a relatable perspective to women in this situation. **I currently do not provide therapy to men.** As a Christian, I'm happy to discuss with you how to use Scripture, prayer and your relationship with God to support you in your path to wellness, health and healing if that is something that is important to you. I am open to clients of all faiths and backgrounds. If your faith or spiritual beliefs are important to you, we can discuss how to integrate those into our sessions.

Jill Lienhardt

(she/her)

Jill Lienhardt, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
25 years of experience
Virtual
First of all, I love what I do and to witness the positive changes clients make in their lives as a result of choosing therapy to help them accomplish what they want. Often the goal is to achieve symptom relief so as to not be overwhelmed by anxiety, mood disorders or be better able to manage the challenges of ADHD. Sometimes there is not a specific outcome identified but a need for ongoing support for dealing with life transitions or difficult people. Sometimes clients use therapy as a confidential sounding board where they can talk to an objective outsider about situations and sort out their perception of situations. I offer various ways to see and respond to situations that might otherwise not be considered. Your opinion as a client is the most important one and I will also honestly provide mine when asked for. I believe therapy can actually be something that you can look forward to and an opportunity to learn new skills to use long after you discontinue, and we can even have some fun and laughs along the journey.

Tiffany Scott

Tiffany Scott, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
9 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker- Certified serving the state of Maryland. I earned my Master’s degree in Social Work from Columbia University in New York City, with a specialization in advanced clinical social work practice, and my Bachelor’s degree in Social Work from Morgan State University in Baltimore, MD. My goal is to serve children, youth and adults who are striving to become the best version of themselves.

Alicia Mays

(she/her)

Alicia Mays, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
6 years of experience
Virtual
I am a LCSW-C mental health clinician, with a background in both inpatient and outpatient therapeutic settings. I have worked as a therapist with children, teens and adults who are facing a variety of challenges, including depression, anxiety, bipolar I/II, psychosis, ODD, ADHD, CDD, Dsymorphic Mood Disorder and Seasonal Affective Disorder. I enjoy providing a safe space for my clients to share who they are and explore their dreams of how they would like life to change for the better.

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Mood Disorders?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Mood Disorders, is filtering therapists in Maryland that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.