Therapists that accept Cash Pay in Kentucky

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 91 verified therapists in Kentucky who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/18/2025

David Baisden

David Baisden, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
5 years of experience
Virtual
The path to health and wellness is different for each of us. Having a safe space to process our experiences and emotions can be the pivotal turning point we need to gain the satisfaction, and fulfillment we so desperately crave. While every journey is unique, the desired goal is generally universal: implementing meaningful change toward a deeper awareness of ourselves as we navigate life's challenges. Together, we can find your path and walk it together. My therapy style is reflective, warm, and attentive, as you and I work together to determine the best course of action that will illicit the changes necessary to reach the desired outcome. Authenticity and increased self awareness are my signs that the therapeutic process is conducive to the healing, and processing necessary to ignite this powerful change. I work with individuals, aged 8+, with specialization in anxiety, depression, whole health and wellness, and substance use. If you feel we could be a good match, reach out!

Shelly Mark Lewin

(he/him)

Shelly Mark Lewin, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
30 years of experience
Virtual
My name is Shelly Mark Lewin, and I am deeply honored to be joining the team of therapists at Grow Therapy. I am a Licensed Clinical Social Worker (LCSW) with over 30 years of experience working with individuals, groups, and families in a variety of settings including private practice, outpatient mental health clinics, hospitals, healthcare systems, hospice care, and private organizations. My work is informed by my own personal life experience with mental health challenges and my goal is always to provide you with support and guidance during difficult times and on your healing journey. My professional career includes clinical positions in renown healthcare organizations including Northwestern Memorial Hospital and Joint Commission in Chicago, Kaiser Permanente in California and Mount Sinai Health System In New York City. I have extensive experience working with multi-cultural and diverse populations providing individual and group therapy, case management and crisis intervention.

Vanessa Sewell

Vanessa Sewell, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$85/session
LPCC
5 years of experience
Virtual
Hello! My name is Vanessa Sewell and I am a Licensed Professional Clinical Counselor. I received my Bachelor's Degrees in Psychology and History from Western Kentucky University and my Master's Degree in Counseling and Human Development from Lindsey Wilson College. I will begin the Lindsey Wilson College Ph.D. program in Counselor Education and Supervision in the fall of 2025. I have spent time counseling individuals from ages 4-80 in community mental health, foster care, and inpatient behavioral health settings for the last 5+ years. I have worked in the mental health field for more than 15 years.

Lucas Stinnett

Lucas Stinnett, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Jessi Jones

Jessi Jones, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$75/session
LPCC
6 years of experience
Virtual
Hi! My name is Jessi Jones. I'm a Licensed Professional Counsellor (LPCC) based in Kentucky. I received my master's from Lindsey Wilson College and have been practicing for 6 years. I serve people struggling with addiction and different mental health symptoms such as depression and anxiety. I have worked with several different populations including children, adolescents, adults and people with intellectual delays.

Lana Bunner

(She)

Lana Bunner, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Walking with people through life's difficulties and struggles is a privileged, honor, and part of my purpose in life. I commit my life to helping people find their way back to the right paths that they want to be on to live out their purpose. Hi! My name is Lana and I have been a LCSW since 2011. I have experience working with children, adolescents, adults, and families. I specialize in issues of adjustment, trauma, depression, anxiety, crisis, grief, child and adolescent behaviors, and sexual abuse. I also have experience with talking with individuals with mood and personality disorders, PTSD, and issues surrounding divorce. On a more personal level, I enjoy traveling and refer to myself as a coffee connoisseur. I also have two small dogs that think they run the world and like to introduce themselves from time to time in my sessions. I always have a plan but I believe some of life's greatest adventures are in taking the scenic route.

Kamaria Batiste

(she/her)

Kamaria Batiste, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
7 years of experience
Virtual
Life is tough and we are living in traumatic times. We’re surrounded by problems that often have few solutions, and we’re forced into societal routines that push us away from who we truly are and what we truly love. Despite the difficulties you may experience, I believe in your ability to heal, find strength in your discomfort, and exist in ways that are empowering and life-enhancing. And as a healer/wellness worker, I’m here to help you do just that! As a Black woman and decolonized therapist, my practice prioritizes and caters to the unique mental health needs of Black and Brown individuals - especially those with feminine and LGBTQ+ identities. Folks who are most drawn to work with me are those who are looking to integrate cultural and collective values into their therapeutic experience, while also working on their personal needs and struggles.

Tiffany D'Alessandri

Tiffany D'Alessandri, LCSW - Kentucky Therapist at Grow Therapy

Frequently rebooked

$80/session
LCSW
5 years of experience
Virtual
Are you feeling overwhelmed and in need of a helping hand? Struggling with anxiety, past trauma, or parenting difficulties? Life's obstacles can be draining to navigate. I understand the difficulty and fear that comes with taking that initial step towards healing. In our sessions, I'll meet you where you are, providing compassionate support and evidence-based techniques. Together, we'll identify what's not working and chart a path towards a healthier, happier life. Most of my experience is centered around children, adolescents, young adults, and parents. I have focused on treating anxiety, depression, and trauma. Drawing from a strengths-based approach, I incorporate proven interventions such as cognitive-behavioral therapy, motivational interviewing, and mindfulness techniques. My objective as a therapist is to cultivate a comfortable and inviting space where you can freely explore and express your thoughts and emotions. Let's collaborate and make progress together!

Karen Reiss

(she/her)

Karen Reiss, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
21 years of experience
Virtual
Hi, I am honored you are taking time out of your busy day to consider me as your therapist. I am a Licensed Clinical Social Worker in Pennsylvania and Kentucky. I received my Masters in Social Work from Marywood University and have been practicing for 20+ years. I assist individuals like you — thoughtful, resilient, and ready to face the hard things, even when they feel confusing or uncertain - through empathy, compassion, and challenge.

Terri Hoag

(she/her)

Terri Hoag, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Dr. LaDonna Butler

(she/her)

Dr. LaDonna Butler, LPCC - Kentucky Therapist at Grow Therapy
$130/session
LPCC
18 years of experience
Virtual
Hello — I’m Dr. LaDonna Butler, a Licensed Professional Clinical Counselor, Licensed Alcohol and Drug Counselor, Certified Daring Way™ Facilitator (CDWF), and DBT-informed therapist. I help individuals and families — especially Black women and other marginalized communities — reconnect with themselves, heal deeply, and live with more courage and self-trust. My clients often carry the heavy stories of anxiety, grief, substance use, relationship conflicts, or the quiet exhaustion that comes with always having to hold it all together. In our work, I blend evidence-based approaches like DBT (Dialectical Behavior Therapy) — building skills for emotion regulation, mindfulness, and healthy relationships — with narrative healing and The Daring Way™, Brené Brown’s framework for shame resilience and wholehearted living. Together, we’ll create a space where your identities and experiences are honored. You’ll have room to tell your story, develop practical tools, and grow new ways of being that feel more aligned, authentic, and free. Your story matters. Your healing matters. Let’s start where you are — and build from there. 🌻 When you’re ready, book your first session and take one bold step toward the life you want to live!

Leo Bowman

(he/they)

Leo Bowman, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hi I'm Leo I'm a non binary transgender man. I have my master’s degree in social work from the University of Louisville and I'm a Licensed Clinical Social worker in Indiana and Kentucky. My professional background has been working with the University of Louisville as a therapist at the Trager Institute Optimal Aging Clinic. While working at University of Louisville Trager Institute, I gained experience in treatment areas such as conversion disorders/PNES, PTSD/Trauma, anxiety, depression, grief, transgender issues, gender dysphoria and LGBTQ+ issues.

Angela Mathew

(she/her)

Angela Mathew, LMFT - Kentucky Therapist at Grow Therapy
$150/session
LMFT
28 years of experience
Virtual
Hello!! And, Welcome! Looking forward to meeting you!! I am a Licensed Marriage and Family Therapist. I am licensed in Kentucky, Indiana, Kansas, Maine, Utah, and Nevada. I received my Masters from Western Kentucky University, and have been practicing for 28 years. I help individuals, and couples to overcome "old programming", develop new and healing ways to see themselves and life, and utilize places of self-empowerment. Increasing one's relationship with oneself helps one to have greater relationships with others, and all other parts of life.

Nikki Layne

(she/her)

Nikki Layne, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$125/session
LPCC
10 years of experience
Virtual
Hey y’all, are you ready to break free from stress, anxiety, hopelessness, or self-doubt and create a life aligned with your true potential? I’m Nikki Layne, a Licensed Professional Clinical Counselor (LPCC) with over 9 years of experience guiding individuals through life’s toughest challenges. I was born and raised in a rural town in Eastern Kentucky. I know how isolating it can feel to be unsure of who to turn to or how to move forward. That’s why I’m committed to providing a safe, non-judgmental space where you can truly be yourself, explore your feelings, and discover your strengths. My personal experiences inspired me to open my private practice, Counseling in the Holler, LLC; having navigated challenges myself, I wanted to create a space where others could find support, healing, and understanding in a compassionate, inclusive environment. So whether you’re facing anxiety, depression, self-identity struggles, addiction, or LGBTQI+ issues, I’m here to help you break free from what’s holding you back and create the life you deserve.

Denise Taylor

Denise Taylor, LCSW - Kentucky Therapist at Grow Therapy
$85/session
LCSW
9 years of experience
Virtual
Hello! I am a licensed clinical social worker (LCSW) based in Kentucky. I received my masters degree from the University of Louisville and have been practicing for nine years. My goal is to help both teens and adults identify strategies to navigate the stressors of life. I offer a safe place to discuss and identify strategies to move beyond life challenges.

Cindy Crase-Hicks

Cindy Crase-Hicks, LCSW - Kentucky Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
20 years of experience
Virtual
Hi! I am a Licensed clinical social worker. I received my masters from the University of KY in 2009 and my doctorate from the University of Ky in 2022. I have been working in this field for almost twenty years and have worked in medical social work, addiction, intimate partner violence and mental health. My mental health experience began in crisis response, the inpatient psychiatric care, outpatient mental health and then directing a program for patients with severe mental illness. My specialty is complex trauma but I also help patients struggling with generalized anxiety, depression or life stressors.

Amanda Hawkins

Amanda Hawkins, LPCC - Kentucky Therapist at Grow Therapy
$150/session
LPCC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.

Sara Frohlich

(she/her)

Sara Frohlich, LPCC - Kentucky Therapist at Grow Therapy
$125/session
LPCC
21 years of experience
Virtual
With over 21 years of experience in the mental health field, I am dedicated to helping adults navigate life’s challenges and find healing. As an LPCC licensed in both Ohio and Kentucky, I specialize in treating trauma, anxiety, depression, relationship struggles, and self-esteem issues. I hold a Master’s degree in Counseling from the University of Cincinnati, and my approach integrates a deep understanding of human emotion with a genuine desire to create meaningful change. My therapeutic style is warm, approachable, and often includes humor to help create an open and supportive space for growth. I use trauma-informed care and evidence-based practices to help clients process past experiences, build resilience, and reclaim their sense of safety and control. Validation, empathy, and humor are key tools I use to make healing feel not only possible but hopeful. Together, we work to foster lasting change, create healthier coping strategies, and develop a stronger, more empowered sense of self. Life’s challenges can feel overwhelming, but with the right support, transformation is always within reach. I am here to walk with you, every step of the way, toward a future filled with healing, strength, and peace.

Jacqueline Mitchell, M.A.

Jacqueline Mitchell, M.A., LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
14 years of experience
Virtual
My name is Jacqueline. I am a licensed clinical mental health therapist in Kentucky. I have been in this field for 14 years and have a genuine passion for the work I do. While I specialize in addiction, trauma and grief, I have worked with individuals on an individual as well as group level, focusing on a variety of areas of mental health issues. My approach is more of an eclectic approach. I do not insist on using any particular modality for each client, but rather, I like to development my approach and methods toward and around the individual needs of each specific client I serve. I find fulfillment in being able to help those in need, to overcome obstacles they are faced with. Everyone deserves to find their place of happiness and true contentment and to be able to reach the highest level of satisfaction in themselves and where their lives are at and going. It can be difficult to see and experience when you are weighed down with all the stressors life presents. I look forward to meeting you and being able to go on your journey with you.

Jonathan Edwards

(he/him)

Jonathan Edwards, LPCC - Kentucky Therapist at Grow Therapy
$75/session
LPCC
3 years of experience
Virtual
Hello, I am Jonathan Edwards, a Licensed Professional Clinical Counselor (LPCC). It is my joy to help people of all ages and backgrounds navigate mental health issues. I have experience treating a variety of disorders related to anxiety, depression, trauma, mood, and negative behaviors. Utilizing various treatment strategies from proven counseling techniques such as Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and Solution-Focused Brief Therapy, I find an approach that works best for each client. I believe that a person’s sense of self develops from their experiences interacting socially and their ability to meet personal goals. I hope to guide my clients in identifying sources of negative feelings, developing better coping skills, and forming meaningful connections. Helping individuals create and achieve their goals empowers them to live more meaningfully.

Mayra Alejandra Nieto

(she/her)

Mayra Alejandra Nieto, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
11 years of experience
Virtual
My mission is to be a servant to others by empowering and helping you on your path to emotional wellness. I have helped children, teens and adults with anxiety, depression, mental health disorders, relationship conflict, and parenting concerns; assisted others to heal from acute abuse, childhood and adult traumas. I am also experienced with persons who have migrated to the US from other countries and the barriers that are encountered with those changes. Whether it be acute crises', life surprises, circumstantial stressors or complex traumas; let me teach you new skills or sharpen the ones you already use to either decrease, eliminate or change negative behaviors or unwanted symptoms. I have worked among many different populations and settings (non-profit organizations, state and government facilities, public education, and now private practice) and have learned to navigate through different challenges and with those experiences I have become a person who is compassionate to unique needs and desires. If there is an area of concern that I'm not able to assist you with I will be honest with you and seek assistance or refer you to a better qualified professional.

Alena Carnes

(she/her)

Alena Carnes, LPCC - Kentucky Therapist at Grow Therapy
$125/session
LPCC
25 years of experience
Virtual
I’ve worked in the mental health field for over 20 years. I’ve been a Licensed Professional Clinical Counselor for 17 years. I received my Masters degree in Mental Health from Lindsey Wilson College in 2004. My primary specialty is working with adults struggling with life transitions. I also address anxiety, mood disorders that may result from life’s difficulties. I offer a warm, caring environment to work through symptoms and or stressors.

Kayla Alvey

(she/her)

Kayla Alvey, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
6 years of experience
Virtual
Feeling stuck, stressed, or overwhelmed? You’re not alone, and I’m here to help. As a Licensed Clinical Social Worker (LCSW) and Licensed Marriage and Family Therapist (LMFT) with over six years of experience, I specialize in working with young adults and teens to tackle life’s challenges head-on. Together, we’ll create a space where you can feel heard, supported, and understood—free from judgment. I use proven approaches like EMDR, Cognitive Behavioral Therapy (CBT), and CT-R, along with other tools that fit your unique needs. Whether you’re dealing with anxiety, past experiences that feel hard to shake, trouble with relationships, or figuring out who you are and want to be, I’m here to guide you at your own pace. My focus is always on helping you feel empowered to take control of your story. You don’t have to face this alone. Therapy can be a place to work through tough emotions, build confidence, and discover new ways to handle whatever life throws your way. Together, we’ll work on building the tools you need not just to get by—but to thrive. Your voice matters, and I’m here to make sure it’s heard

Kayla Powell

(she/her)

Kayla Powell, LCSW - Kentucky Therapist at Grow Therapy
$95/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker who received my master's degree from Union University in Jackson, TN. I have been practicing in the field of social work for 8 years and clinically practicing for the last 4 years. I believe we all have the ability to guide the direction of our life towards a more genuine and authentic path no matter what we’ve experienced in the past. This new path can feel uncomfortable and uncertain and having someone there to walk alongside you can help make these steps feel more safe and secure. My experience is working with children through adults in their process of healing and growth. I have been trained in the following modalities: Cognitive Behavioral Therapy, Trauma-Focused Cognitive Behavioral Therapy, EMDR, play therapy, and nature therapy.

Andrea Franco-Cook

(she/her)

Andrea Franco-Cook, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
4 years of experience
Virtual
Hi, I'm a licensed Clinical Social Worker, based in Lexington, Kentucky. I work with clients who struggle with a variety of mental health issues, ranging from trauma and PTSD to depression and anxiety. I truly believe that there is no one size fits all approach to therapy and each client is unique. Therefore, I've worked diligently to continue my education regarding differing treatment approaches so I can meet the client's individual needs.

Frequently asked questions

Why filter by Kentucky rather than a city like Louisville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Kentucky from Bowling Green to Lexington! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Kentucky.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Coping Skills?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Coping Skills, is filtering therapists in Kentucky that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.