Therapists that accept Cash Pay in Kentucky

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 93 verified therapists in Kentucky who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/4/2025

Jessi Jones

Jessi Jones, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$75/session
LPCC
6 years of experience
Virtual
Hi! My name is Jessi Jones. I'm a Licensed Professional Counsellor (LPCC) based in Kentucky. I received my master's from Lindsey Wilson College and have been practicing for 6 years. I serve people struggling with addiction and different mental health symptoms such as depression and anxiety. I have worked with several different populations including children, adolescents, adults and people with intellectual delays.

Karen Reiss

(she/her)

Karen Reiss, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
21 years of experience
Virtual
Hi, I am honored you are taking time out of your busy day to consider me as your therapist. I am a Licensed Clinical Social Worker in Pennsylvania and Kentucky. I received my Masters in Social Work from Marywood University and have been practicing for 20+ years. I assist individuals like you — thoughtful, resilient, and ready to face the hard things, even when they feel confusing or uncertain - through empathy, compassion, and challenge.

Kamaria Batiste

(she/her)

Kamaria Batiste, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
7 years of experience
Virtual
Life is tough and we are living in traumatic times. We’re surrounded by problems that often have few solutions, and we’re forced into societal routines that push us away from who we truly are and what we truly love. Despite the difficulties you may experience, I believe in your ability to heal, find strength in your discomfort, and exist in ways that are empowering and life-enhancing. And as a healer/wellness worker, I’m here to help you do just that! As a Black woman and decolonized therapist, my practice prioritizes and caters to the unique mental health needs of Black and Brown individuals - especially those with feminine and LGBTQ+ identities. Folks who are most drawn to work with me are those who are looking to integrate cultural and collective values into their therapeutic experience, while also working on their personal needs and struggles.

Vanessa Sewell

Vanessa Sewell, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$85/session
LPCC
5 years of experience
Virtual
Hello! My name is Vanessa Sewell and I am a Licensed Professional Clinical Counselor. I received my Bachelor's Degrees in Psychology and History from Western Kentucky University and my Master's Degree in Counseling and Human Development from Lindsey Wilson College. I will begin the Lindsey Wilson College Ph.D. program in Counselor Education and Supervision in the fall of 2025. I have spent time counseling individuals from ages 4-80 in community mental health, foster care, and inpatient behavioral health settings for the last 5+ years. I have worked in the mental health field for more than 15 years.

Melinda Mays

(she/her)

Melinda Mays, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
20 years of experience
Virtual
I am a retired school counselor who began private counseling as my second career. I also have served as an educator for master's level counseling students. This has given me a lot of access to a variety of best practices. I like hearing client stories and helping them to find a better life for themselves. I like using my skills and experience to help people.

Leo Bowman

(he/they)

Leo Bowman, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hi I'm Leo I'm a non binary transgender man. I have my master’s degree in social work from the University of Louisville and I'm a Licensed Clinical Social worker in Indiana and Kentucky. My professional background has been working with the University of Louisville as a therapist at the Trager Institute Optimal Aging Clinic. While working at University of Louisville Trager Institute, I gained experience in treatment areas such as conversion disorders/PNES, PTSD/Trauma, anxiety, depression, grief, transgender issues, gender dysphoria and LGBTQ+ issues.

Debi Bennett

Debi Bennett, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker in Kentucky and Indiana, I bring over 25 years of clinical experience, specializing in mood disorders, addiction and recovery, sexuality, family of origin dynamics, grief and loss, and relationship challenges. I received a Bachelor of Science degree from Centre College and completed a Master of Science in Social Work degree from the University of Louisville. I have worked in a variety of settings, including inpatient psychiatric care, outpatient mental health care, intensive case management, hospital and community-based social work, as well as specialized work in the addiction field. For the past three years, I have conducted telehealth therapy, recognizing the importance of accessible, timely care in supporting client well-being.

Ericka Morrison

(she/her)

Ericka Morrison, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
3 years of experience
Virtual
My name is Ericka Morrison. I am a Licensed Professional Clinical Counselor (L.P.C.C.) and a Licensed Clinical Alcohol and Drug Counselor (L.C.A.D.C.). I hold a Master's degree in Mental Health Counseling from Western Kentucky University (WKU). Over the past twenty years, I have worked in various roles within the mental health field. In my counseling practice, I have supported both adults and teenagers facing a wide range of mental health challenges. I provide a safe and supportive environment where my clients feel respected and heard.

Nikki Layne

(she/her)

Nikki Layne, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$125/session
LPCC
10 years of experience
Virtual
Hey y’all, are you ready to break free from stress, anxiety, hopelessness, or self-doubt and create a life aligned with your true potential? I’m Nikki Layne, a Licensed Professional Clinical Counselor (LPCC) with over 9 years of experience guiding individuals through life’s toughest challenges. I was born and raised in a rural town in Eastern Kentucky. I know how isolating it can feel to be unsure of who to turn to or how to move forward. That’s why I’m committed to providing a safe, non-judgmental space where you can truly be yourself, explore your feelings, and discover your strengths. My personal experiences inspired me to open my private practice, Counseling in the Holler, LLC; having navigated challenges myself, I wanted to create a space where others could find support, healing, and understanding in a compassionate, inclusive environment. So whether you’re facing anxiety, depression, self-identity struggles, addiction, or LGBTQI+ issues, I’m here to help you break free from what’s holding you back and create the life you deserve.

Jacqueline Mitchell, M.A.

Jacqueline Mitchell, M.A., LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
14 years of experience
Virtual
My name is Jacqueline. I am a licensed clinical mental health therapist in Kentucky. I have been in this field for 14 years and have a genuine passion for the work I do. While I specialize in addiction, trauma and grief, I have worked with individuals on an individual as well as group level, focusing on a variety of areas of mental health issues. My approach is more of an eclectic approach. I do not insist on using any particular modality for each client, but rather, I like to development my approach and methods toward and around the individual needs of each specific client I serve. I find fulfillment in being able to help those in need, to overcome obstacles they are faced with. Everyone deserves to find their place of happiness and true contentment and to be able to reach the highest level of satisfaction in themselves and where their lives are at and going. It can be difficult to see and experience when you are weighed down with all the stressors life presents. I look forward to meeting you and being able to go on your journey with you.

Donnah Clark-Miller

Donnah Clark-Miller, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
15 years of experience
Virtual
Hi there! I am glad you are here! I'm Donnah. A little information about me. I have diverse experience working in community mental health, and I particularly enjoy working with adolescents, young adults, and their families. I strive to be the type of helper and ally that I would have benefited from as a teen. Transitioning to adulthood can be challenging, and I am passionate about supporting this population. Whether it's dealing with school challenges, choosing a career, facing emerging mental health issues, or navigating parental or relational difficulties, I am eager to help.I have a wide range of experience in community mental health and find great satisfaction in supporting adolescents, young adults, and their families. My goal is to provide the kind of support and understanding I would have valued as a teenager. Recognizing the difficulties of transitioning to adulthood, I am dedicated to helping this age group navigate challenges such as school pressures, career decisions, emerging mental health concerns, emotional regulation problems, and family or relationship issues.

Amanda Hawkins

Amanda Hawkins, LPCC - Kentucky Therapist at Grow Therapy
$150/session
LPCC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.

Mayra Alejandra Nieto

(she/her)

Mayra Alejandra Nieto, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
11 years of experience
Virtual
My mission is to be a servant to others by empowering and helping you on your path to emotional wellness. I have helped children, teens and adults with anxiety, depression, mental health disorders, relationship conflict, and parenting concerns; assisted others to heal from acute abuse, childhood and adult traumas. I am also experienced with persons who have migrated to the US from other countries and the barriers that are encountered with those changes. Whether it be acute crises', life surprises, circumstantial stressors or complex traumas; let me teach you new skills or sharpen the ones you already use to either decrease, eliminate or change negative behaviors or unwanted symptoms. I have worked among many different populations and settings (non-profit organizations, state and government facilities, public education, and now private practice) and have learned to navigate through different challenges and with those experiences I have become a person who is compassionate to unique needs and desires. If there is an area of concern that I'm not able to assist you with I will be honest with you and seek assistance or refer you to a better qualified professional.

Candice Jackson

(she/her)

Candice Jackson, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
16 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker with experience providing care to a wide range of clients, but my focus has been working with people finding their way through grief and loss. While grief is a universally human experience, most of us don't talk or share much about it, much less how to live through it. No one is meant to grieve alone, and it is my privilege to join others on this path.

Ellie Bates

(she/they)

Ellie Bates, LPCC - Kentucky Therapist at Grow Therapy
$60/session
LPCC
5 years of experience
Virtual
Hi there, I'm a therapist who is part of the LGBTQ+ community. I strive to make the work I do a safe and caring space for my clients. I have work the past 5 years in private practice/addiction facilities. I am a License Professional Clinical Counselor and I have worked with individuals struggling with symptoms of ADHD, Autism, depression, anxiety, Disassociative Identiy Disorder, PTSD, and identity concerns.

Sabrina Duncan

(she/her)

Sabrina Duncan, LPCC - Kentucky Therapist at Grow Therapy
$95/session
LPCC
13 years of experience
Virtual
"Out of suffering have emerged the strongest souls, the most massive characters are seared with scars." Khalil Gibran Through out my 11 years of counseling I have come to know and had the pleasure of working with some amazingly strong souls. I have learned just as much from them as they have from me. I was born and raised in Eastern Kentucky. I now reside in central Kentucky.

Lucas Stinnett

Lucas Stinnett, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Sarah Lowe

Sarah Lowe, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
5 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Kentucky. I received my Masters from Northern Kentucky University and have been practicing for 5 years. I have a heart to help others manage some of life's most difficult circumstance and stressors by empowering them to gain self-awareness and obtain coping skills. I have worked with a variety of clients from childhood to late adulthood. I look forward to working with you!

Megan Spivak

(she/her)

Megan Spivak, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
19 years of experience
Virtual
Hi, I'm Megan, a Licensed Clinical Social Worker in Louisville, Kentucky with over 10 years of experience in the field of mental health. I offer weekend and evening telehealth services to teens and adults as they manage issues related to stress, relationships, anxiety, and depression. My unique schedule allows those I serve to find the support and guidance they need outside of traditional business hours, enabling them to pursue self-care without jeopardizing other work or school commitments. I specialize in treating anxiety disorders and am trained in Acceptance and Commitment Therapy (ACT), an evidence-based form of psychotherapy that uses acceptance, mindfulness, and behavior modification strategies to alleviate symptoms of anxiety and increase psychological flexibility. While I have experience providing treatment for diverse populations and needs, my focus remains on helping individuals navigate through their anxiety and stress. My therapeutic approach is collaborative and supportive. I believe in working together to help you discover the best, healthiest, and most authentic version of yourself. Through support, skill-building, and evidence-based therapeutic interventions, we can work together to help you achieve your goals and find balance. You deserve to find relief, know peace, and achieve happiness. I look forward to working with you and supporting you on your journey to well-being. If you're ready to take the next step, let's connect and start this journey together

Felisha Babb

Felisha Babb, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
15 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker. My goal is to create a nonjudgmental supportive environment while collaboratively working with my patients as team to assist them with gaining and maintaining emotional stability. I am a client centered therapist with 5 years experience in mental health counseling. I have been successful in using my expertise to understand, assist, and guide clients to learn components of emotional intelligence that they can use to assist them with meeting their behavioral health goals. I am highly accomplished in designing psycho-educational programs that empower clients with self-efficacy and the motivation to change. I am Skilled at using Dialectal Behavioral Therapy, Cognitive Behavioral Therapy, Rational Emotive Behavioral Therapy and other therapeutic modalities to assist clients with meeting their therapeutic needs. I am Smart Recovery Certified and skilled at working with individuals who are battling addiction, depression, anxiety, and PTSD. I am hard working, motivated, team oriented, and dedicated to the field of mental health. I strongly believe in giving clients tool that they can use to gain and/or maintain safety, sobriety, and stability.

Robert Price

(he/him)

Robert Price, LPCC - Kentucky Therapist at Grow Therapy
$85/session
LPCC
31 years of experience
Virtual
I have approximately 30 years of experience in virtually all clinical settings. I began my career working in a juvenile penitentiary (referred to as a 'youth development center) and after almost 6 years, left that setting and moved on to new opportunities. Along the way, I worked with group homes, foster homes, substance abuse treatment programs, and even provided treatment in a sexual offender treatment program. In 2004 I went solely into private practice and currently operate two offices. I also provided on-site services to businesses that suffer a death or other disruptive event; I have provided over 170 of these services in four states during the last several years. While you don't need any faith to see me, I also offer Christian Counseling. Finally, I am a US Army veteran and understand the challenges and needs of veterans. I operate under a practical approach that seeks to build on a person's strengths to achieve realistic, measurable goals. I utilize primarily cognitive behavioral therapy and reality therapy to help my clients achieve their goals and to live life more fully.

Alena Carnes

(she/her)

Alena Carnes, LPCC - Kentucky Therapist at Grow Therapy
$125/session
LPCC
25 years of experience
Virtual
I’ve worked in the mental health field for over 20 years. I’ve been a Licensed Professional Clinical Counselor for 17 years. I received my Masters degree in Mental Health from Lindsey Wilson College in 2004. My primary specialty is working with adults struggling with life transitions. I also address anxiety, mood disorders that may result from life’s difficulties. I offer a warm, caring environment to work through symptoms and or stressors.

Sunni Aster

(she/her)

Sunni Aster, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
3 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker in Kentucky. I have been doing therapy for over 3 years working primarily with adolescents in crisis, having suicidal thoughts, acting out behaviors and substance use and misuse. I have worked with clients in both individual and group setting with a variety of modalities and strategies to help them reach their goals.

Andrea Franco-Cook

(she/her)

Andrea Franco-Cook, LCSW - Kentucky Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
4 years of experience
Virtual
Hi, I'm a licensed Clinical Social Worker, based in Lexington, Kentucky. I work with clients who struggle with a variety of mental health issues, ranging from trauma and PTSD to depression and anxiety. I truly believe that there is no one size fits all approach to therapy and each client is unique. Therefore, I've worked diligently to continue my education regarding differing treatment approaches so I can meet the client's individual needs.

Denise Taylor

Denise Taylor, LCSW - Kentucky Therapist at Grow Therapy
$85/session
LCSW
9 years of experience
Virtual
Hello! I am a licensed clinical social worker (LCSW) based in Kentucky. I received my masters degree from the University of Louisville and have been practicing for nine years. My goal is to help both teens and adults identify strategies to navigate the stressors of life. I offer a safe place to discuss and identify strategies to move beyond life challenges.

Frequently asked questions

Why filter by Kentucky rather than a city like Louisville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Kentucky from Bowling Green to Lexington! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Kentucky.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Coping Skills?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Coping Skills, is filtering therapists in Kentucky that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.