Therapists that accept Cash Pay in Indiana

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 140 verified therapists in Indiana who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Indianapolis

Availability updated: 6/30/2025

Denise Wells

(she/her)

Denise Wells, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
11 years of experience
Virtual
My name is Denise and I am a Licensed Clinical Social Worker. I began my adult life as a high school drop-out. After earning my GED, I went on to earn an Associates in Early Childhood Education and an Associates in Human Services. I then went to get my Bachelor of Science in Human Services and then my Master's in Social Work. I am where I am at, because I had someone believe in me more than I believed in myself. I never forget where I came from and how important it is to believe in others.

Danelle King

(she/her)

Danelle King, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
29 years of experience
Virtual
I am Danelle King, MSW, LCSW. With 29 years experience I am dedicated to using my natural gifts of nurturing and support to provide therapy. I emphasize the importance of honesty and offer non-judgmental input. I create a safe space for my clients to open up without fear of criticism, and I'm straightforward in my approach, offering genuine feedback and guidance that is personalized to your unique circumstance. I am prepared to address problematic behaviors, traumatic events, and specific mental health diagnoses. Outside of my work as a therapist, I am married and have a large, wonderful family with nine children, including three who joined our family through adoption from foster care. I have a deep love for animals and pets, and they bring a lot of joy and balance to my life. My personal experiences have taught me the importance of resilience, connection, and compassion, values I strive to bring into my practice every day.

Jill Ertel

(she/her)

Jill Ertel, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
12 years of experience
Virtual
Are you feeling stuck in your career, relationships, goals, or life in general? Are you ready to identify your road blocks and move forward? An ideal therapeutic relationship would consist of using evidence based practices to explore what you want in life, your road blocks, and setting realistic and obtainable goals to move forward. I also understand that the path you set at the beginning of therapy may change as you change and am always open to shifting gears and finding what works for you.

Hayley Dorsett

(she/her)

Hayley Dorsett, LMHC - Indiana Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Hello! I'm Hayley, a master's level clinician in mental health and addiction counseling, specializing in military mental health also completing a doctoral program in business administration specializing in healthcare administration pending completion of my dissertation. I am the owner of At Ease Association, LLC, and the co-founder of the nonprofit Renewed Valor Ventures. Using a supportive therapeutic approach, the reintegration, education, camaraderie, and support efforts of veterans, first responders, and emergency personnel are paramount. While this is my specialty, anyone searching for therapy is welcome to reach out!

Morgan Girtman

(she/her)

Morgan Girtman, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
I am Morgan Girtman, MSW, LCSW and I specialize in walking alongside individuals of all ages as they navigate anxiety, grief, depression, life transitions, and chronic illnesses. Through compassionate, client centered care, I provide a supportive space for healing and growth. I work with children, teens, and adults facing emotional challenges, loss, and significant life changes. My goal is to be a steady, encouraging presence - helping you find clarity and strength in the midst of hardship. Together, we will work toward understanding your emotions, building resilience, and restoring a sense of hope.

Sean Abraham

Sean Abraham, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Do you feel that having a helping hand or simply an ear to listen may make things better? Have you noticed yourself withdrawing from others or experiencing more and more stress? Do you find yourself hoping that things will improve, but week to week things still aren't changing? I want to help. I collaborate with my clients to develop goals and plans to meet those goals by working to understand what motivates you and pushes you to grow and change. I have a focus on Cognitive Behavioral Therapy, Motivational Interviewing, Dialectical Behavior Therapy, and Mindfulness Based Stress Reduction. I enjoy getting to know the real you, and understanding more about what motivates and encourages you. I think it's important to follow and practice one's passions, and I always like to help encourage people to do what makes them truly happy. When we meet, we will talk about where you are at, where you want to be, and how we can work together to get you there. You deserve mental and emotional wellness just as much as anyone else - so if that sounds like what you need, please reach out to see if I am a good fit for you!

Joe Shepherd

(he/him)

Joe Shepherd, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
2 years of experience
Virtual
I’m so glad you took this first step of reaching out for support! Whether you want to navigate difficulties in your life, repair relationships, or build a strong foundation for your mental and emotional wellness - I am here to help! We’ll work together to move past obstacles so you can take steps to achieve your goals. I want the therapeutic process to feel helpful and worthwhile. I work with sincerity, compassion and non-judgement, and will provide a nurturing environment where you can talk candidly about your concerns. I look forward to exploring this journey with you!

Anna Ellis

(she/her)

Anna Ellis, LMHC - Indiana Therapist at Grow Therapy

Frequently rebooked

$90/session
LMHC
6 years of experience
Virtual
Hi there, my name is Anna, I am a Licensed Mental Health Counselor (LMHC) in the state of Indiana. Taking that first step to acknowledging that you need help, is the hardest one, so finding a counselor you are able to connect with shouldn't be. If you're looking for a counselor who is laid back and easy to speak with we may be a good fit. I believe talking things out with someone who is open to hearing anything you may have to say and not passing judgment is a rare find, but I am someone who is very accepting of the things that you may have a hard time discussing with others. I am one who will work to keep the mood light when needed but also provide the space to experience emotions without shame. During those times of processing I like to utilize the last few minutes of session to debrief, wind down, and possibly experience some laughter prior to ending session so you are able to leave feeling better.

Kimberly Winkel

(she/her)

Kimberly Winkel, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
40 years of experience
Virtual
Hello and welcome! I understand that life can be tough at times. I am dedicated to helping people, like you, navigate through difficult periods. We all reach a point where we need support and guidance. I am committed to supporting you on your path to healing. Together, we will create personalized goals that cater to your individual needs and preferences. Through this process, you will gain a deeper understanding of yourself and develop tools to maintain a healthy work/life balance in the future.

Laura Guarino

Laura Guarino, LMHC - Indiana Therapist at Grow Therapy
$120/session
LMHC
19 years of experience
Virtual
Hello I am a licensed mental health counselor in the state of Florida, a licensed mental health counselor in the state of Indiana and licensed professional counselor in the state of South Carolina. I received my master’s in psychology and mental health counseling from Marist College in Poughkeepsie. NY. I have been practicing for 19 years. I work with clients ages 13 and above helping to manage trauma as well as other stressors from life and teach coping skills to not just manage symptoms but live the best version of the clients self.

Sierra Lenczycki

(she/her)

Sierra Lenczycki, LCSW - Indiana Therapist at Grow Therapy
$80/session
LCSW
2 years of experience
Virtual
Hello and welcome! I am Sierra Coulahan and I am an LCSW based in Indiana. I graduated with my masters degree from Indiana University in 2019. I have been working as a therapist and counselor since 2019. I enjoy working with young adults and adults who are struggling with burn out, life transitions, relationship difficulties, stress, anxiety, depression, and any other issues. I love to work with and empower clients to help them identify and utilize their unique strengths to enhance wellness and relationships.

Eileen Svarczkopf

Eileen Svarczkopf, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Anxiety and depression can look different for everyone since we all have unique experiences. I'm here to listen to your unique story and help identify coping skills that are specific to your needs. I'm passionate about supporting individuals who feel sad or anxious due to low self-esteem, difficult transitions, loss/grief and trauma. Together, we can work on strategies to help you manage these difficult emotions. As a Licensed Clinical Social Worker, I specialize in treating adults with symptoms of depression and anxiety. Overwhelming sorrow and fear can negatively impact physical health, mood, and emotional wellbeing. I enjoy providing techniques to help manage worry and self-destructive thoughts. I focus on a person-centered approach building upon your strengths. I will provide a safe, non-judgmental and empowering atmosphere. I look forward to a collaborate relationship working towards your goals.

JoAnn Treece

(she/her)

JoAnn Treece, LMHC - Indiana Therapist at Grow Therapy
$95/session
LMHC
26 years of experience
Virtual
Hello! I’m a licensed mental health counselor in Indiana with over 25 years of experience. I earned my Master's degree from Purdue University. My current focus is on helping adults who are seeking support to manage their mental health symptoms and enhance their overall quality of life. If you’re looking for guidance, I’m here to assist you on your journey. I offer teletherapy appointments with evening and weekend hours available.

Cheri Counterman

(she/her)

Cheri Counterman, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Are you ready to make a change? I'm Cheri Counterman, LCSW. I've been working as a therapist and medical social worker for over a decade. I've worked with clients who have had a wide range of concerns like depression, anxiety, relationship issues, self-esteem issues, trauma, and many more. For therapeutic modalities, I specialize in EMDR (Eye Movement Desensitization and Reprocessing) but also utilize other forms of therapy like CBT (Cognitive Behavioral Therapy) and MI (Motivational Interviewing). I am passionate about learning new therapeutic skills and attend yearly trainings to stay on top of new evidence-based therapies to help my clients. I know that asking for help can be one of the most vulnerable things we do as humans. That's why it's so important to me to make sure your time with me is as comfortable as possible. My goal is to create an open, safe space where you can feel supported in whatever you need from me. I believe that all people are valuable and deserve love and support no matter what they've been through. Everyone has their own unique story and journey through life; my job is not only to listen but also to help guide you toward healing your mind, body and spirit so that you can live the life you're meant to live!

Ruth Dilley

(she/her)

Ruth Dilley, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi, I am a Licensed Clinical Social Worker (LCSW). I received my degree from Indiana University and currently live in Michigan on a horse farm. I have over 4 years of experience seeing clients in an office setting, or via telehealth for traditional therapy, as well as play therapy, and animal assisted therapy for in person sessions. I see teens, and adults for telehealth, to assist with developing coping skills, insight, and improved self-care to live life with greater ease, and less distress.

Anne Overdorf

(she/her)

Anne Overdorf, LCSW - Indiana Therapist at Grow Therapy
$110/session
LCSW
1 year of experience
Virtual
I am an LCSW with fifteen years of experience working in an outpatient setting and private practice treating anxiety, mood disorders, grief, acute/chronic stress, relationship/codependency issues, life transitions, and trauma. I approach treatment from a holistic perspective-addressing and integrating all aspects of an individual. Treating the whole person and exploring all of the factors playing a role in your overall well-being. Together we will explore the symptoms, issues, and patterns that are no longer working and develop strategies and techniques to foster a greater self-awareness and understanding as well as to create more internal freedom.

Haley Milholland

(she/her)

Haley Milholland, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
5 years of experience
Virtual
As a single mother raising three young children, I have honed my skills in assisting individuals navigate life’s challenges. With three years of experience in private practice, I have cultivated a deep passion for helping others find fulfillment and peace amidst adversity. Prior to my practice, I gained extensive experience in community mental health settings and served as a clinical support supervisor in an inpatient women’s rehabilitation facility. When not engaged in my professional pursuits, I enjoy spending time with my children, our blue heeler, Lilly, reading, running, and embarking on adventures with friends and family. I firmly believe that the cornerstone of a fulfilling life lies in cultivating a sense of contentment that allows individuals to cope effectively with life’s obstacles.

Patty Bittinger Mansfield

(she/her)

Patty Bittinger Mansfield, LCSW - Indiana Therapist at Grow Therapy
$80/session
LCSW
11 years of experience
Virtual
I provide a safe environment and build trusting relationships so that skills can be taught to help clients alleviate symptoms of stress, anxiety and depression. The goal is for clients to learn skills and methods to help alleviate pain, promote healing and have a variety of strategies at “their fingertips” as they encounter unpleasant, difficult emotions and situations. I bring skills and strategies to the counseling process to promote positive outcomes, and positive feelings and thoughts for clients. Clients may be trying to overcome anxiety, anger, and/or depression, or want to work on communication and relationship skills. I am here to help guide you through the process. My experience includes providing therapy in medical behavioral health centers, community behavioral centers, online platforms, school settings, and universities. Through my work, I know how important it is to build mutual respect and trust between the client and therapist. Positive rapport must be developed for both the client and therapist to meet goals and reach success. Taking the first step toward therapy can be very difficult. I want to provide you with an open, trusting, caring space for you to learn, heal and grow. Let's work together!

Samantha Condra

(she/her)

Samantha Condra, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker (LCSW) and I specialize in trauma and navigating life transitions. I have over 5 years of experience working with children and adults. I have done everything from crisis intervention to helping with career goals. My goal is to help you be the best you possible, together we can accomplish this and more!

Amanda Hawkins

Amanda Hawkins, LMHC - Indiana Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.

Maria Baldridge

(she/her)

Maria Baldridge, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
I am a licensed mental health counselor in Indiana. I am telehealth only but am open to seeing clients throughout Indiana. I have been working as a therapist since 2017 and have been working in health field for longer. I am neurospicy, yogi, dog-mom. I am familiar with chronic health issues and nerdy game culture. I love working with college students, young adult, teens and the LGBT community

Jennifer McCloskey-Styka

(she/her)

Jennifer McCloskey-Styka, LMHC - Indiana Therapist at Grow Therapy
$120/session
LMHC
27 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor in the state of Indiana. I have over 25 years in the mental health field working in multiple roles serving clients and their families both in office and in home. I am clinically trained in art therapy and wish to support clients in their mental health journey. I have experience working with multiple populations and simply wish to help others heal.

Andrew Hughes

(he/him)

Andrew Hughes, LCSW - Indiana Therapist at Grow Therapy
$200/session
LCSW
7 years of experience
Virtual
Hi! I'm a licenced therapist (LCSW) I provide holistic, trauma informed therapy that focuses on the body, mind and spirit to bring lasting change. My approach is collaborative, warm and compassionate and utilizes a variety of modalities including Cognitive Behavioral Therapy (CBT), Psychodynamic Therapy, Interpersonal Psychotherapy, Strength Based Therapy, (non toxic) Positive Psychology. I am licensed in California, Illinois, Indiana, Texas.

Brandy Miller

Brandy Miller, LMHC - Indiana Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
When life becomes challenging, when self-care is slipping away, or when stress and struggles seem overwhelming or paralyzing, I want you to know that you are not alone. You are stronger than you realize. You can discover (or rediscover) your “authentic self” even when it seems impossible or unsurmountable. I am here to help. Together, we can assess what your authentic needs and how to achieve them in mind, body, emotions, spirit and action. I’m here to guide, educate, and empower you. My treatment approach is one of curiosity and compassion so that during our sessions, you are free to slow down and safely practice mindfulness and self-care. Together, we will decide which types of interventions work best for you: talk therapy, faith-based, practical problem-solving, trauma-informed care, or creative techniques like art or narrative approaches. We will explore your inner thought-life through mindfulness and cognitive work. We will identify skills, strengths, and supports that can grow through patient practice between sessions. With evidence-based techniques, we will find and navigate paths so you can reclaim joy and walk in peace. I am privileged to walk alongside you during your journey. Peace and hope are possible and sustainable. You deserve to take care of yourself. You will be stronger on the other side.

Leo Bowman

(he/they)

Leo Bowman, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hi I'm Leo I'm a non binary transgender man. I have my master’s degree in social work from the University of Louisville and I'm a Licensed Clinical Social worker in Indiana and Kentucky. My professional background has been working with the University of Louisville as a therapist at the Trager Institute Optimal Aging Clinic. While working at University of Louisville Trager Institute, I gained experience in treatment areas such as conversion disorders/PNES, PTSD/Trauma, anxiety, depression, grief, transgender issues, gender dysphoria and LGBTQ+ issues.

Frequently asked questions

Why filter by Indiana rather than a city like Indianapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Indiana from Fort Wayne to Evansville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Indiana.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.