Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 101 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/16/2025

Russell Johnson

(he/him)

Russell Johnson, LMHC - Washington Therapist at Grow Therapy
$120/session
LMHC
44 years of experience
Virtual
I like working with individuals with a wide array of problems including: depression, anxiety, anger, trauma, relationship problems, behavioral disorders, substance abuse, impulse control problems, low self-esteem, low self-confidence, family problems, life skills deficits, and problems with decision-making. My goal is to help you achieve your goals. I am in the happiness business and I want help you achieve a happy, fulfilling lifestyle. I provide compassionate care and I am an efficient and effective counselor who uses evidence-based approaches like CBT and EMDR. I have an eclectic approach and I am skilled at cognitive-behavioral therapy, interpersonal therapy, psychodynamic therapy, existential therapy, reality therapy, grief therapy, and family therapy. I provide therapy in a supportive, patient, and motivating manner. I do thorough assessments so that I can truly understand your situation and work with you to find solutions to your problems. I try to create an individualized, specific treatment approach for each client. Together, we will identify your challenges and goals - where you want your life to be a month, six months, a year from now. Then, we'll identify options and strategies you can use to get there. You'll leave the session with a better understanding of what you're facing with an "actions I can take right now" approach. There will always be room for suggestions concerning our work together, including keeping each other accountable.

Monica Flowers

(she/her)

Monica Flowers, LICSW - Washington Therapist at Grow Therapy
$250/session
LICSW
11 years of experience
Virtual
I’m a mental health professional dedicated to supporting individuals on their wellness journey. With a Master's in Social Work from Florida A&M University and Florida State University, I specialize in various therapeutic approaches that help clients explore their challenges, develop coping strategies, and work towards their goals. With over 10 years of experience in medical and psychiatric social work, I have worked with adolescents, young adults, and the elderly. My passion lies in helping everyone find their best selves and navigate through life's difficulties. I strive to provide a safe and compassionate space for growth and healing.

Jeff Yoo

(he/him)

Jeff Yoo, LMFT - Washington Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As an RLT trained therapist, I specialize in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your life and relationships. We will work together to foster personal growth and empowerment.

Melissa Billings

(she/her)

Melissa Billings, LICSW - Washington Therapist at Grow Therapy
$130/session
LICSW
3 years of experience
Virtual
Congratulations on taking this important step toward prioritizing your mental well-being! My name is Melissa Billings, and I am fully and independently licensed as a Clinical Social Worker in Florida, Minnesota, Utah, Washington State, and Wisconsin. I am here to support you using evidence-based approaches, including Person-Centered Therapy and Cognitive Behavioral Therapy, among others. I provide a safe, affirming space where everyone is welcome, including individuals of all ethnicities, biological sexes, sexual orientations, gender identities, and expressions.

Kim Smith

Kim Smith, LMHC - Washington Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
4 years of experience
Virtual
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.

Vernon Wiggins

(he/him)

Vernon Wiggins, LMHC - Washington Therapist at Grow Therapy
$100/session
LMHC
17 years of experience
Virtual
I want to personally welcome you to a space where healing, growth, and transformation are not only possible; but expected. With over 25 years of experience in the mental health field, I’ve had the privilege of walking alongside individuals from all walks of life through some of their most challenging, yet defining, moments. As a licensed clinical counselor for the past 7 years, a behavior analyst for 11 years, and a professional counselor for 15, I’ve devoted my life to helping others reclaim their strength and find meaning in the midst of difficulty. My counseling approach is rooted in empathy, shaped by experience, and guided by evidence. I combine cognitive and behavioral strategies with a solution-focused mindset; always working with you to uncover what’s working, what’s not, and how to move forward in a way that feels true to your goals and values. Together, we’ll develop practical, real-life strategies that bring relief, build resilience, and help you feel more like yourself again. In addition to my clinical work, I bring 22 years of experience as a professional educator. This has taught me how to meet people exactly where they are; with compassion, clarity, and the belief that knowledge can be a powerful force in the healing process. Whether you’re struggling with anxiety, depression, life transitions, or simply feeling stuck, I want you to know: change is possible. And you don’t have to do it alone. If you’re ready to take the first step, I’d be honored to walk that journey with you.

Elizabeth Newman

(she/her)

Elizabeth Newman, LMHC - Washington Therapist at Grow Therapy
$125/session
LMHC
5 years of experience
Virtual
Hi. I am a Licensed Clinical Professional Counselor (LCPC) and a Licensed Mental Health Counselor (LMHC). Perspective clients need to know I genuinely care about the people I work with, and have a passion for joining people on their journey to a new self. The fact that you are searching for a therapist shows you would like something to change. This is very brave. We often lose perspective about situations and how we deal with them. This can be a result of things we have buried from our past, or relationships that did not support us in the way we need. I will give you a safe and supportive place to look at your unwelcome patterns and find a way to make your journey more fulfilling. My counseling focus is on adolescents and adults. My philosophy is client-centered, Mindfulness based, trauma informed, and goal oriented. I have training and experience with Dialectical Behavior Therapy (DBT), Cognitive Behavior Therapy (CBT), and Mindfulness. My areas of focus include trauma, attachment issues, difficulties with distress tolerance and emotional regulation, along with families dealing with Alzheimer's. Your thoughts, feelings, and behaviors are what make you who you are. As we work together to understand these parts of you, we will find a way to alter those thoughts that no longer work for you and strengthen those that are helping you become who you wish to be.

Dustin Howard

Dustin Howard, LMHC - Washington Therapist at Grow Therapy
$125/session
LMHC
15 years of experience
Virtual
I have been a therapist since 2009 and have experience working with clients across a wide range of identities and challenges. It is important to me to maintain an affirming, supportive, and open space for all people. Show up just as you are. No shame. No embarrassment. No taboos. My communication style is very relaxed, casual and I enjoy using humor, when appropriate. However, I will provide you with direct feedback and observations in a kind gentle way. Clients who have worked with me have described me as being personable, disarming, and like they were talking to someone they have known for a long time.

Dr. James M. Moore, Jr.

(he/him)

Dr. James M. Moore, Jr., LP - Washington Therapist at Grow Therapy
$120/session
LP
56 years of experience
Virtual
Hello. I am James Moore and I have 55 years of experience as a clinical psychologist in a variety of settings including institutional, academic and private practice. I developed and ran a head injury treatment facility in Carbondale, Illinois, but have spent my last 36 years in private practice in Miami, Coral Springs and The Villages, Florida. I have specialized in psychological evaluation, neuropsychology, and forensic psychology. geriatric psychology and individual psychotherapy. My modes of treatment include psychodynamic psychotherapy, cognitive behavioral therapy and, when called for, some degree of psychoanalytic therapy. After 3 years in academia and 8 years as a forensic psychologist, I moved my family to Miami in 1986 and joined a large private practice firm. Three years later, I was entirely on my own and have been so ever since. I look forward to utilizing my unique experience to assist new clients to achieve a more satisfying and successful quality of life.

Tabitha Rupard

(she/her)

Tabitha Rupard, LMHC - Washington Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Hello! I'm Tabitha Rupard, a Licensed Professional Counselor with a passion for helping individuals navigate through life's challenges. I have dedicated my career to treating a range of conditions including anxiety, depression, substance abuse, and a particular focus on women's issues. It’s my belief that everyone deserves a safe, non-judgmental space where they can express their feelings, fears, and hopes, and this is what I strive to provide to each of my clients. Over the years, I have developed a compassionate, empathetic, and client-centered approach to therapy. I understand that each individual's journey is unique, and therefore, I tailor my therapeutic approach to meet the specific needs of each client. Whether you're dealing with anxiety, struggling with depression, battling substance abuse, or grappling with issues related to womanhood, I’m here to support you, offering the tools and guidance necessary to help you reclaim your life and your happiness.

Patricia Curran

Patricia Curran, LMHC - Washington Therapist at Grow Therapy
$90/session
LMHC
40 years of experience
Virtual
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.

Lydia Davis

Lydia Davis, LICSW - Washington Therapist at Grow Therapy
$185/session
LICSW
18 years of experience
Virtual
Hi, my name is Lydia Davis. I am a licensed Independent clinical social worker as well as a licensed clinical social worker in 4 states . I received my masters degree in social work in 2014 and I currently facilitate a women’s DBT group. I am well-versed in Patience with co-occurring Diagnosis. I also have an anger management specialist certificate.

James Jackson

James Jackson, LMHC - Washington Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
I am a licensed therapist in the State of Texas, Utah, and Washington. I earned my Bachelors in Psychology from the University of Maryland University College and a Masters in Counseling from Webster University. I've worked in many different clinical settings including outpatient counseling and inpatient treatment at a psychiatric hospital along with working as an outpatient assessment counselor for a nonprofit organization.

KaShanda Ray

(she/her)

KaShanda Ray, LMHC - Washington Therapist at Grow Therapy
$95/session
LMHC
20 years of experience
Virtual
Dr. KaShanda Ray is a Licensed Professional Counselor in the state of Georgia who has two decades of experience working with teens and adults experiencing depression, anxiety, adjustment issues and managing stress. Dr. Ray has worked in both community agencies as well as in higher education providing counseling and advising to college students on both 2-year and 4-year campuses. KaShanda completed a Bachelor of Science in Psychology at the University of Mobile, received a Master’s of Science in Community Counseling from the University of South Alabama and a doctorate in Organizational Leadership at Gardner-Webb University. Dr. Ray uses strength based, cognitive behavioral and solution-focused approaches to therapy, while working to meet the unique needs of each individual. Dr. Ray uses a combination of talk therapy and therapeutic assignments to work with each individual. Relationships are important to Dr. Ray and the therapeutic process. As a result, Dr. Ray strives to establish an environment that is comfortable and caring. The goal is to support you and help you work towards your goals. Specialties: Depression Anxiety Stress Management

Kellie Foster

(she/her)

Kellie Foster, LMHC - Washington Therapist at Grow Therapy
$120/session
LMHC
10 years of experience
Virtual
Hello, and welcome to my virtual office! I would first like to acknowledge your strength and courage in taking this step toward making your mental health and wellness a priority. To tell you a bit about my background, I am a licensed counselor in FL, MA, OR, and WA with over 10 years of experience working with a variety of populations as I have strived to assist clients on their journey toward hope, growth, and healing. I am also well-versed in providing teletherapy services throughout the FL area.

Colette Giovanniello

Colette Giovanniello, LMFT - Washington Therapist at Grow Therapy
$175/session
LMFT
16 years of experience
Virtual
We all have the opportunity in our life to start fresh. During the journey, we change, grow, heal, destroy, and can improve our lives. You will experience difficulties, and you are not alone. We are not alone in this world, but we are compelled to isolate ourselves from the fear of experiencing too much pain. I have many years of clinical training with life experiences, including successes and failures, but we are not provided a how to manual at birth. I have a sense of humor, but good sound clinical judgment, so take a leap of faith.

Jesus Aceves

(he/him)

Jesus Aceves, LICSW - Washington Therapist at Grow Therapy
$155/session
LICSW
7 years of experience
Virtual
Welcome! My name is Jesus, I am a multi-state Licensed Clinical Social Worker with over 5 years of experience working with adults. If you are struggling to cope with the challenges that are life, I am here to help you. I strongly believe that therapy is not a one-size-fits-all model, and because of this, I take a collaborative approach to meet my clients where they are to help get them where they want to be. My motto in life is, life is about making positive movements forward.

Sascha Smith

Sascha Smith, LMHC - Washington Therapist at Grow Therapy
$130/session
LMHC
10 years of experience
Virtual
I have always had a passion to help others! I was the kind of kid who took Halloween candy to school to help kids who were crying feel better. I definitely think my innate compassion and my passion for helping others definetly comes across in my work. I combine this with my knowledge, ongoing education, and experience to give the highest quality of care to my clients! I have been a licensed professional counselor with over 7 years of experience in working with a wide range of mental health disorders. I believe this brings a level of wisdom and experience to the services I offer my clients. In order to enhance my services, I completed extra coursework and training to render high-quality and knowledgeable. Through my experiences, I have had a particularly strong background in helping women and adolescents navigate various life challenges, including academic/job-related stress, past relationship violence/ trauma, anxiety, and depression, among others. I enjoy seeing the success of my clients!

Rachel Phillips

(she/her)

Rachel Phillips, LMHC - Washington Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
17 years of experience
Virtual
Hi, I'm Rachel! Life can be challenging and unpredictable, it sometimes throws curve balls that catch us completely off guard. It is during those times that we all can use extra support to overcome these obstacles and barriers. I commend you for realizing your need for external support and taking this all-important first step of seeking counseling, although it may be slightly scary and intimidating for you as well as even go against your cultural background. My counseling style is one of warmth and unconditional acceptance. All sessions are “judgment-free zones.” I provide service that is client-centered and strength-based. I believe that every human being deserves to be treated with dignity and respect. I am a caring, compassionate therapist who can quickly build rapport and provide a safe space. I have found that therapy works best when we work in partnership together to resolve your issues. You are the expert on your life, it is your job to educate me about your life experiences, your goals and your strengths. It is my job to utilize my professional training and skills as well as years of experience to help you become the best version of yourself. Together, we can make the changes you seek!

Gretchen Murchison

(she/her)

Gretchen Murchison, LICSW - Washington Therapist at Grow Therapy

Frequently rebooked

$165/session
LICSW
25 years of experience
Virtual
Therapy is your space. A space to pause. To exhale. To say the things you’ve been holding in. It’s yours—whether you’re working through a tough transition, feeling overwhelmed, carrying old pain, or just trying to make sense of what’s next. As a therapist with over 20 years of experience, I offer a safe, affirming space to grow through what you're going through. In a world that can feel overwhelming—especially in times of political and societal change — you don’t have to navigate it alone. I work with individuals aged 16-60(ish) who are looking to: ✔ Manage everyday stress and anxiety ✔ Explore life and career goals. ✔ Heal from trauma or grief, including suicide loss ✔ Build confidence and overcome feeling "stuck" ✔ Find affirming therapy as part of the LGBTQIA++ community ✔ Better understand and support Trans/NB loved ones ✔ Cope when loved ones struggle with addiction or mental health challenges ✔ Navigate the uncertainties and stress of today’s political and social climate I am committed to inclusive, culturally responsive care that respects your identity and lived experience. I also recognize and honor the unique challenges faced by military service members, veterans, and their families. Whether navigating the demands of military life, the stress of transitions, or the impact of service-related experiences, I provide a space for healing, resilience, and growth. Choosing the right therapist is an important decision. Please book a free, 15-minute consult call so we are both sure our connection is a good fit. If my posted availability doesn't fit your schedule, visit SunriseLCSW.com and send me a message. I accept new clients on a case-by-case basis based on therapy goals and scheduling availability.

Nicole Savage

(she/her)

Nicole Savage, LMHC - Washington Therapist at Grow Therapy
$120/session
LMHC
16 years of experience
Virtual
Hi! I'm Nicole and I am an LPC in Texas and an LMHC in Washington State. I aim to provide an environment in which you feel accepted and encouraged as you work toward growth and contentment. I graduated with a Master's in Counseling in 2004, and since then I have worked with diverse populations dealing with anxiety, depression, trauma, grief, parenting and more. I am certified in multiple evidence-based parenting programs, and I have additional experience and training in military culture, trauma, foster care/adoption, and religious perspectives.

Stephanie/Stevie Willoughby

(she/her)

Stephanie/Stevie Willoughby, LICSW - Washington Therapist at Grow Therapy
$125/session
Has intro video
LICSW
5 years of experience
Virtual
I value authenticity, empathy, and self-awareness, both for myself and my clients, and as a critical part of the therapeutic process (I also take advantage of the healing power of laughter whenever possible!). I aim to normalize and validate my clients’ experiences without judgment, and above all, provide the most basic of human needs: to feel seen and heard. My name is Stephanie (or Stevie, either is fine) and I have been providing therapy in NJ exclusively via telehealth for about the last 5 years (prior to that, in person). I have a deep passion and respect for the power of therapy to change lives, which I have been privileged to witness in my work with clients, as well as in my personal life, both through the consistent use of therapy as part of my own self-care, as well as having spent the last 20 years raising two children with special needs. If you have been struggling with symptoms of depression or anxiety, particularly if they are related to a traumatic experience, I would love the opportunity to work with you to reduce your symptoms and help you experience a present that is not overshadowed by your past. I love working with women ages 20 to 30-something who are still in academia or just starting out in their careers, but also love working with women of any age. I frequently work with survivors of child sexual abuse, as well as those struggling with issues related to self-worth, but work with other conditions as well.

Jayme Helgeson

(he/him)

Jayme Helgeson, LMHC - Washington Therapist at Grow Therapy
$212/session
LMHC
15 years of experience
Virtual
I am a long-term student of human nature, owing in part to a skill learned in neurodivergence. I practice therefore from a place of both expertise and my human experience. I use in my practice both strength-based counseling and CBT as well as a variety of other evidence-based therapies. I am an expert in a wide variety of problems from addictions, to trauma and Domestic Violence, to anxiety and depression to name a few. I've worked in severe mental illness in clinical psych. I've worked as a social worker with homeless people, with elderly people, and with people with schizophrenia. Above all, I'm an export in instant rapport where I meet my client's where they are at, where you are at, and we begin from there.

Stephanie Walker

(she/her)

Stephanie Walker, LMHC - Washington Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Welcome! As a Licensed Professional Counselor in Texas with 18 years of combined experience, I'm here to support you on your journey towards healing and growth. My career path has taken me from the world of education, where I honed my skills in child development and communication, to the field of counseling. There, I've focused on helping individuals overcome complex challenges, particularly those stemming from addiction and trauma. For the past 8 years, I've been dedicated to providing evidence-based therapy in private practice. My approach integrates a variety of techniques to address anxiety, depression, PTSD, and other life stressors. Recognizing the growing need for support with neurodivergence, I'm actively expanding my knowledge in ADHD and autism to better serve adults with late diagnoses. Whether you're seeking to heal from past trauma, manage difficult emotions, or navigate life transitions, I'm here to listen and guide you. I create a safe and supportive space where you can explore your unique needs and develop the skills necessary to thrive. Additionally, for those interested, I can incorporate a faith-based approach into our sessions. My passion lies in empowering individuals to overcome their challenges and build a fulfilling life. Let's work together to unlock your potential and achieve lasting positive change.

Victoria Torres

(she/her)

Victoria Torres, LMHC - Washington Therapist at Grow Therapy
$120/session
LMHC
10 years of experience
Virtual
Hi, I'm Vicky! I am a Licensed Professional Counselor (LPC) in Pennsylvania and have 10 years of experience. I have experience working with clients with a wide range of presenting concerns, including anxiety, depression, relationship issues, and more. My counseling style is warm and interactive. I believe in treating everyone with respect, sensitivity, and compassion. I am flexible in my treatment approaches and will tailor my approaches to best fit your needs. It takes courage to seek a more fulfilling and happier life and to take the first steps towards positive growth and change. I am here to support and empower you and will help you every step of the way. I look forward to working with you!

Frequently asked questions

Why filter by Washington rather than a city like Seattle?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.