Therapists that accept Cash Pay in Virginia

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 661 verified therapists in Virginia who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 9/20/2026

$150/session

Solution oriented
Authentic
Direct
Specialties
Life Transitions
Self Esteem
Trauma and PTSD
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable

$100/session

Authentic
Warm
Empowering
Specialties
Depression
Self Esteem
Trauma and PTSD
Hi! I'm Jen Tucker, a licensed mental health counselor who is passionate about serving others. I'm a military veteran and a military spouse. I'm also a wife, mom, and grandmother. I've been through a lot in my life. Most of you have too. After all, you find yourself here looking for something. It is my firm belief that each and every one of us has tremendous potential. We all have unique talents and skills, honed and sharpened through our life experiences. These experiences, while crucial to shaping us, can also leave us hurt, confused, numb, or insecure. It is paramount that we stop along our journey to take stock, address our needs, heal, and refocus. Sometimes, we realize we may benefit from having extra support or guidance through these moments. That is where therapy can help. Throughout my counseling career, I have had the privilege of being able to walk beside clients as they process the past, learn to be comfortable in the present, and get excited for the future. I am certified in trauma and treat clients with a wide range of concerns. Whether you feel ready to dive into therapy, or you are just contemplating the idea, I'd love to hear from you. I am currently accepting video clients for individual therapy. If you aren't ready to make contact, I have some resources available for self-reflection. Check out my blog at NotWavingButDrowning.org or my TikTok @MHMinute, where you'll find videos on a variety of mental health topics.
VirtualAvailable

$120/session

Warm
Empowering
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+9
English | español I graduated from the University of Gdansk, Poland (B.A. Psychology), and obtained a Master's in professional counseling from Liberty University, Lynchburg, Virginia. I am licensed to provide professional counseling independently in Arizona, Florida, South Carolina, Virginia, and Texas. I have experience working with individuals from various backgrounds and providing therapy in English and Spanish. Treatment is about finding hope despite the circumstances. I am a Licensed Professional Counselor (LPC) who treats children (ages Zero+), teens, and adults.
VirtualAvailable

$100/session

Authentic
Direct
Empowering
Specialties
Anxiety
Chronic Illness
Depression
+8
Are you fighting anxiety, depression, profound life transitions like grief and loss, career shifts, addiction, or a newly diagnosed chronic/autoimmune medical condition? Hi, I'm Raisa, an LCSW and VCU graduate specializing in anxiety, depressive disorders, and the mental impact of medical trauma. Having survived trauma in early life and personally navigating an autoimmune condition requiring chemically and biologically invasive treatments as an adult; I hold a deep, non-judgmental understanding of the profound toll chronic illness takes on your life and identity. I value the power of resilience and adaptation in humans. This lived experience equips me to help you process medical trauma holistically. I provide warm, humanistic, virtual-only therapy tailored entirely to your unique story. As a South Asian person of color, I am verbally fluent in my native language, Bangla/Bengali, as well as Hindi, and some knowledge of Urdu. This background gives me deep insight into the unique cultural intersections that Asians can face in the Western world. Additionally, my professional background includes over 4.5 years of working in a jail, heavily highlighting my crisis intervention and suicidal/homicidal risk assessment skills while working directly with substance use and personality disorders. By combining Cognitive Behavioral Therapy (CBT), Solution-Focused Brief Therapy (SFBT), and Dr. Kabat-Zinn's mindfulness models (MBSR/MBCT), we will unpack your experiences in partnership. My clinical approach prioritizes a strongly holistic treatment plan across all 4 Bio-Psycho-Social-Spiritual domains of life, adapted to your diagnoses. If desired, this is an opportunity to hone your spiritual practice and discipline—intentionally refining, practicing, and sharpening your daily habits to connect with something larger than yourself. Together, we'll meet your needs, wants, and goals, by building practical tools to reclaim your peace, regain control, and thrive. Through unconditional regard and trust, I’m honored to stand by you and help re-discover the best version of yourself!
Available

$200/session

Intelligent
Solution oriented
Specialties
Child or Adolescent
Life Transitions
Parenting
+6
I am a licensed clinical social worker with over 25 years of experience working with children and adults. I have primarily worked within school systems as an on-site therapist; as well as in my own private practice. I work with people who have a variety of concerns, including: trauma, attachment, grief and loss, divorce, school problems, anxiety and depression, life-phase transitions, and family conflicts. I value an eclectic and prescriptive therapeutic model, and am skilled at shifting gears when the need arises. My specialty is working with children 2 to 12. As a registered play therapist/supervisor, I understand the language that children routinely use to communicate: play. Through play therapy, children can explore new roles, act out challenging situations, and re-work beliefs about themselves and others. In parent-child play therapy (with younger children), we work together to build secure and safe connections, practice new ways of communicating, and foster JOY in your interactions. In addition to play therapy, I have trained extensively in EMDR (for children and adults), Jungian sandtray, the Oaklander Model of Gestalt Play therapy, Mindfulness, and Theraplay. Every one of these modalities is meant to foster relationships built on safety, warmth, security, and trust. My work with adult clients can be described as "going deep." I especially enjoy working with adult women going through life transitions (career, family, spiritual). In addition, I am interested in working with other therapists who experience clinical burnout. In my life outside of the office, I enjoy spending time with my family, crocheting, reading, yoga, walking, petting my cats, and spending time in nature.
Available

$150/session

Warm
Authentic
Direct
Specialties
Anxiety
Coping Skills
Depression
+10
Stephanie Barbour (LPC, LSATP, CSAC) is a licensed professional counselor and licensed substance abuse provider with over 20 years of experience in the mental health and substance use field. She has worked with adolescents, young adults, adults, couples, and families across a variety of settings. Her specialties include substance abuse, depression, stress management, work–life balance, and anxiety. Stephanie believes that our core values shape the way we live, make decisions, and connect with others. When we know what we value—and stay true to those values—we build self-confidence, strengthen self-esteem, and create a greater sense of purpose and direction in life. Her counseling style is proactive, skill-based, creative, and solution-focused. She is direct but supportive, encouraging without being pushy, and active rather than passive. Stephanie also integrates humor into her work when appropriate, believing that laughter can be a powerful part of growth and healing.
VirtualAvailable

New to Grow

$100/session

Specialties
Anxiety
Bipolar Disorder
Depression
+8
My name is Michael Muldoon, LCSW, and I have been working in the field, primarily as a therapist in various mental health treatment settings, for 6 years. I have worked primarily with patients with mood disorders, such as Anxiety, Depression, and Bipolar disorder, but also have experience working with grief and loss, personality disorders, and ADHD. I use a variety of modalities or types of therapy, including CBT, DBT, ACT, SFBT, and more. I would be privileged to work with you to help overcome symptoms and stressors, to attain the life you want.
Available

New to Grow

$125/session

Specialties
Addiction / Substance Use
Loneliness / Isolation
Trauma and PTSD
+10
My name is Lillian Gebert. I have been in practice as a therapist for 14 plus years and consider myself a Cognitive Behavioral Therapist with experience treating various types of mental health disorder including substance abuse disorder/dual diagnosis. I am very compassionate, empathic and caring, know how to set healthy boundaries and ofter hope to my clients while helping clients to achieve their goals in treatment.
Available

New to Grow

$120/session

Specialties
Addiction / Substance Use
ADHD
Trauma and PTSD
+10
Hello. My name is Barbara but I have been known all my life as "Bobbi Jo" , so I am struggling with the formality that comes from having a "professional" listing. I am an LCSW who was born and raised and currently resides in Virginia. I obtained my undergraduate degree from James Madison University and my graduate degree from The Catholic University of America.
Available

$100/session

Authentic
Warm
Empowering
Specialties
ADHD
Life Transitions
Self Esteem
+10
As a therapist with six years of experience working with individuals across the lifespan—including children, adolescents, adults, families, and couples—I bring a compassionate and grounded approach to the therapeutic relationship. My work is rooted in the belief that healing begins when we are truly seen and heard. I am passionate about meeting people where they are, creating a safe and nonjudgmental space where growth can take root. I believe each person holds the wisdom and strength they need within themselves. My role is to help you uncover that inner voice, guide you through life’s challenges, and gently challenge you when needed to become the most authentic and empowered version of yourself. Whether you're seeking clarity, healing, or change, I’m here to walk with you as you navigate your unique journey.
VirtualAvailable

$180/session

Authentic
Warm
Empowering
Specialties
ADHD
Life Transitions
Anger Management
+7
Hello and welcome. I really enjoy getting to know people and building genuine connections as we move through the ups and downs of life together. In our work, we might focus on relationships, managing stress, improving communication, navigating life transitions, and finding steadiness with emotions and thoughts. We can also make space to understand past experiences, explore patterns in dating and intimacy, and work toward a more balanced and meaningful life. I’m especially interested in the parts of ourselves that don’t always get attention—the quieter or “hidden” pieces that often have a lot to teach us. If you’re willing to show up as you are, I’ll meet you there with care and consistency. Thank you for being here.
Available

$120/session

Direct
Warm
Authentic
Specialties
Anxiety
Coping Skills
Depression
+8
I am a licensed psychotherapist specializing in child, adolescent, and young adult mental health. With extensive training in therapeutic modalities including Cognitive Behavioral Therapy (CBT), Trauma-Focused CBT (TF-CBT), and Parent-Child Interaction Therapy (PCIT), I help clients navigate trauma, anxiety, depression, and life transitions. My work centers on building healthy, supportive relationships and helping clients strengthen emotional security, self-understanding, and resilience. I recognize the important role that connection and attachment can play in emotional and social development, and I bring that perspective into my sessions with individuals and families. I also take a holistic approach to challenges related to school, work, and learning, offering support to both teens and young adults as they manage academic stress, identity development, and everyday responsibilities. I provide practical tools and compassionate guidance to support both emotional and functional well-being. For adults, I offer Motivational Therapy, using a personalized approach designed to strengthen intrinsic motivation and support positive behavioral change. My friendly and professional demeanor helps clients feel at ease as they work toward greater well-being.
VirtualAvailable

$150/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Coping Skills
Depression
+10
Hi! I'm a Licensed Clinical Social Worker(LCSW) based in Michigan, but I also serve individuals in Virginia. I received my Masters from Widener University in 2021. I have worked in many different settings, such as inpatient behavioral health units, outpatient group therapy programs, and community-based settings. I have a wide array of treatment models that I have learned over the years, utilizing these with my clients to help them explore their thoughts and feelings while providing a healing environment. I now provide individual therapy to adults, adolescents and children. I also possess a Bachelor in Recreational Therapy from Central Michigan University, earned in 2009. I worked as a Recreational Therapist for over 15 years, working with children with developmental disabilities in the community, and then transitioned to working with adults and children's in various mental health settings. I continue to encourage a healthy leisure lifestyle with my clients, discussing the importance of self-care, self-esteem and cultivating self-worth. Having fun and finding the joy in life is a part of healing from a mental health crisis. I always try to be as flexible as I can to meet the needs of my clients. :-) If you need same day appointment, I always try to accommodate for my clients. No show policy: All I ask is to be communicated with, even last minute. I know life can happen pretty quickly but without any communication, it is a $100 no show fee. I will wait 15 minutes and then you are considered a no show.
VirtualAvailable

$150/session

Authentic
Warm
Solution oriented
Specialties
ADHD
Anxiety
Trauma and PTSD
+9
My ultimate goal as a therapist is to empower clients to overcome obstacles, cultivate resilience, and live more fulfilling and meaningful lives. I believe in the inherent strength and potential within each person, and I am committed to helping them tap into their inner resources to create positive change. Through our work together, clients can expect to gain insight, develop coping skills, and experience profound personal growth, leading to greater well-being and satisfaction in life.
VirtualAvailable

$180/session

Intelligent
Warm
Specialties
Addiction
Bipolar Disorder
Depression
+9
I offer a safe and supportive space to explore your thoughts and emotions without judgment. My approach is collaborative and transparent, ensuring that you are not only in agreement with, but actively guiding the course of our work. With nearly 20 years of experience supporting diverse individuals through trauma, grief, anxiety, mood, cognitive, and substance use challenges, I help clients find peace, resilience, and renewed purpose through empathic listening and solution-focused care.
VirtualAvailable

$75/session

Warm
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+10
Tracy is a Licensed Clinical Social Worker who creates a warm, nonjudgmental space where clients feel genuinely heard, respected, and supported. She takes a collaborative, strengths-based approach, assisting clients with feeling less overwhelmed, helping them reconnect with their resilience, and move forward with greater clarity and confidence while building practical coping skills and creating meaningful, lasting change in their daily lives.
VirtualAvailable

$120/session

Warm
Authentic
Empowering
Specialties
Child or Adolescent
Depression
Women's Issues
+7
Hi, I’m La’Kisha “Kisha” Jordan and I believe therapy is a healing space rooted in truth, transformation, and cultural connection. I work with teens, individuals, women, and families who are tired of just surviving and ready to start healing—for real. Whether you’re navigating anxiety, depression, relationship stress, trauma, or just feeling lost in the noise of life, I hold space that is safe, soulful, and judgment-free. My approach is eclectic and intuitive—I don’t just use one method because you’re not one-size-fits-all. I blend evidence-based techniques like CBT and DBT with creativity, storytelling, spirituality, and real talk. One session might include grounding and deep breathing; another might involve journaling, laughter, or hard truths said with love. I meet you where you are, and walk with you toward where you want to be. I’m not just a therapist behind a desk—I’m a woman who’s lived, lost, loved, and learned. I see you. I hear you. And I believe in your ability to grow through what you go through.
VirtualAvailable

New to Grow

$150/session

Specialties
Anxiety
Autism
Depression
+3
I am a bilingual (English/Spanish) licensed Clinical Psychologist (Psy.D.) offering telehealth services to adults in California, Florida, Virginia, and Michigan. My practice is a safe, inclusive, and culturally affirming space that helps you navigate trauma, anxiety, depression, and major life transitions. I specialize in supporting individuals from diverse backgrounds, including BIPOC, Afro-Latino, LGBTQIA+, and neurodivergent communities. By blending narrative therapy, cognitive-behavioral strategies, and solution-focused techniques, we will work together to break generational cycles and foster deep healing. If you are ready to reclaim your narrative and build lasting resilience, schedule our first session today.
Available

New to Grow

$120/session

Specialties
Anxiety
Chronic Illness
Life Transitions
+10
I specialize in supporting adults navigating anxiety, stress, burnout, major life transitions, caregiver responsibilities, chronic illness, grief and loss, aging, and unexpected change. I bring a combination of clinical expertise, compassion, and real-world experience to my work. My background in hospital settings has given me extensive experience helping individuals and families cope with medical diagnoses, crisis situations, caregiving demands, health-related uncertainty, and significant life changes. My experience as a military spouse has also shaped my understanding of transition, identity, uncertainty, and starting over. Military life often requires adjusting to change, rebuilding routines, navigating career and family shifts, and finding stability during unfamiliar seasons. That perspective allows me to connect not only with military families, but with anyone facing a major transition, feeling disconnected from who they once were, or trying to create a new sense of direction. I have seen firsthand how resilient people can be, even during incredibly difficult seasons. These experiences have strengthened my ability to remain calm under pressure, provide compassionate support, and help clients find hope, build resilience, and develop practical strategies to move forward one step at a time.
Available

New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Family Conflict
+7
I’m a warm, down-to-earth counselor who believes therapy should feel like a safe space to be real, be heard, and maybe even laugh a little along the way. No judgment, no pressure—just honest conversations and meaningful work toward feeling more like yourself. You might be my ideal client if you’re tired of feeling stuck, overwhelmed, or like you have to figure everything out on your own. Whether you’re navigating relationships, life changes, anxiety, self-doubt, or simply wondering, “What now?”—you’re welcome here. Come as you are. We’ll figure it out together.
Available

$100/session

Warm
Authentic
Intelligent
Specialties
ADHD
Serious Mental Illness
Trauma and PTSD
+9
Seeking therapy can feel overwhelming, and my goal is to create a space where you feel heard, supported, and accepted from the very beginning. I believe that healing happens through genuine connection, trust, and collaboration. I work with adults and teens experiencing anxiety, depression, stress, life transitions, relationship concerns, trauma, self-esteem challenges, ADHD, and grief. My approach is compassionate, nonjudgmental, and tailored to your unique needs rather than a one-size-fits-all model. Together, we’ll identify your strengths, develop practical coping strategies, and work toward meaningful, lasting change. Whether you’re navigating a difficult season or simply want to better understand yourself, I’m here to help you move forward with confidence and hope.
Available

New to Grow

$175/session

Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
As a Licensed Professional Counselor, I bring a thoughtful, straightforward approach to helping adults navigate life’s challenges. Whether you’re struggling with anxiety, depression, relationship issues, stress, or major life transitions, I provide a supportive environment where insight and practical change can happen. My goal is to help you better understand yourself, build resilience, and create meaningful, sustainable improvements in your life.
Available

New to Grow

$175/session

Specialties
Anxiety
Coping Skills
Depression
+9
I'm an experienced, compassionate social worker, who specializes in helping others to be their best selves, and to find hope. Each person is on their own journey, and I want to be able to help assist people who are struggling to reach their goals. I greatly value the importance of relationships and feeling connected, so I try to help others find the connections in their lives.
Available

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Career Counseling
Trauma and PTSD
+10
I have been licensed since 2017 and I've been working in the mental health arena for just under a decade. I began working in community mental health and that gave me an excellent opportunity to work with people who were dealing with a large variety of issues, including significant trauma, depression, anxiety, self-harm, relationship issues, self-esteem issues, people struggling to find motivation, people who are grieving significant losses, people with attention or focus issues, and people just trying to find their place in the world. My primary concern is ensuring that you feel comfortable and safe to share openly. Wherever you are on your adventure, I want to meet you there and work with you until you reach your destination. I primarily practice cognitive behavioral therapy and I work very hard to keep myself updated on treatments that are identified as best practice therapy models by the state of Virginia. It is important to me to provide a service that is supported by research to ensure that my clients get the best service available. I tend to pull a lot from DBT, strength based counseling, motivational-interviewing, solution focused therapy, and mindfulness. It should also be mentioned that I have a lot of experience working with people who have had significant legal issues. I enjoy working with people from all walks of life, and I love to learn.
VirtualAvailable

Often rebooked

$100/session

Warm
Authentic
Empowering
Specialties
Addiction
Depression
Trauma and PTSD
+7
Hey there! I’m Sacha, a Licensed Professional Counselor (LPC) and Certified Substance Abuse Counselor (CSAC) in Virginia. I provide a compassionate, direct, and collaborative approach to therapy, where you can safely explore challenges while building tools for meaningful, lasting change. My goal is for you to feel more confident, empowered, and understood throughout our work together. I have experience in substance use settings and trauma-informed care, and I support clients navigating stress, trauma, mood challenges, and substance use. My approach is person-centered and tailored to you—this might look like building insight, strengthening coping tools, or helping you feel more grounded and stable day to day. EMDR supports your brain and body in processing experiences that may still feel present, activated, or unresolved. Rather than staying only in the story of what you’ve been through, EMDR helps create space for your system to actually reprocess and shift how those experiences are held.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Virginia. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Virginia from Norfolk to Roanoke! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Virginia.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.