Therapists that accept Cash Pay in Virginia

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 590 verified therapists in Virginia who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2026

$109/session

Authentic
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
Hello, I am Dr. Carrington L. Chatham, a clinical social worker with over ten years of experience working in various settings, including community mental health, acute psychiatric care, and veteran affairs. I am dedicated to serving a diverse clientele, including individuals struggling with trauma, anxiety, depression, and those facing significant life transitions. My approach is grounded in evidence-based practices, such as Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), and Positive Psychology, tailored to meet each client's unique needs. I aim to empower my clients to overcome their challenges, build resilience, and achieve their personal and emotional well-being goals.
VirtualAvailable
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New to Grow

$100/session

Empowering
Warm

Specialties

Anxiety
Coping Skills
Depression
+8
Nikole is a Masters Level Licensed Clinical Social Worker. She graduated from Widener University with a Masters Degree in Social Work. She has experience working with the mental health population in an inpatient hospital setting, outpatient therapy setting, and as a school-based counselor. Nikole has worked with a variety of clients and most often those experiencing depression, anxiety, mood instability challenges, chronic illness, and post-traumatic stress symptoms. She primarily utilizes Cognitive Behavioral Therapy, Trauma-Informed Therapy, and Solution Focused Therapy
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+4
Welcome—I’m truly glad you’re here. I bring a warm, grounded, and collaborative approach to this work, shaped by graduating with honors in my Master’s program and earning my Bachelor’s in Social Work with a Minor in Human Services. With 17 years of experience supporting at‑risk youth and families across Illinois, Kansas, and Missouri—and roughly five years in a direct therapeutic role—I’ve learned that healing is most powerful when mind, body, and spirit are invited into the process. My background includes specialized training in DBT, ASIST, trauma‑responsive care, and emerging work with elders through grief support and medical assessments. My practice continues to expand as I deepen my understanding of military culture and the unique stressors faced by Service Members, Veterans, and their families. I integrate training in reintegration support, deployment‑related stress, and identity transitions to help military‑connected clients navigate life with clarity and strength. I am honored to now offer supportive therapeutic services to clients in the state of Virginia. As a Licensed Massage Therapist, Somatic Therapy remains one of my first passions and is available for in‑person sessions. This body‑based approach helps clients release stored tension, regulate the nervous system, and reconnect with the wisdom of their physical and emotional selves. When the body softens, the mind opens—and healing becomes more accessible, more intuitive, and more aligned. My work is guided by a simple belief: ~When people feel safe, seen, and supported, they naturally move toward wholeness.~ It’s an honor to walk alongside you as you reconnect with yourself and step into a life that feels grounded, authentic, and spiritually aligned.
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
"Do you often feel like you're carrying the weight of the world on your shoulders? Maybe you're the person everyone depends on, yet you're struggling with anxiety, stress, grief, relationship challenges, or feeling lost during a major life transition. If so, you're not alone, and you don't have to navigate it by yourself. I'm Letricia Davis, a Licensed Clinical Social Worker, and I help adults and young adults who are tired of simply surviving and are ready to start healing. Together, we'll create a safe, supportive space where you can process difficult emotions, build healthier coping skills, strengthen your boundaries, and reconnect with the version of yourself that feels confident, balanced, and empowered. Whether you're coping with loss, navigating relationship difficulties, struggling with self-esteem, or feeling overwhelmed by life's demands, I'm here to support you every step of the way. My goal is to help you move forward with greater clarity, resilience, and purpose."
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Often rebooked

$175/session

Solution oriented
Direct
Authentic

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+10
I am a Licensed Professional Counselor (LPC) and a honorable combat military veteran. I’m nearing completion of my Doctor of Education in Community Care and Counseling with a specialization in Traumatology and have earned the following degrees: Master’s degree in Professional Counseling, Master’s degree in Human Services Counseling, and a Bachelor’s degree in Journalism with a concentration in Public Relations. I have a multitude of experience in community and clinic settings having engaged in therapeutic day treatment, intensive in-home, parenting aid, mentoring, crisis intervention, crisis stabilization, and outpatient therapy services along with substance abuse counseling. My counseling philosophy focuses attention on your present and future. I focus on goal-oriented questioning to assist you in moving into a future-oriented direction to help reduce negative thinking and behaviors, increase motivation and resiliency, and become a healthier and happier human being. I take a holistic approach to counseling to help you with a healthy integration of the mind, body, and spirit. I have a unique multicultural approach to therapy due to my extensive travels around the world living in different cultures and understanding dynamic human experiences from various perspectives. I'm especially understanding and culturally sensitive to East Asian cultures. I'm very appreciative of East Asian cultures, beliefs and philosophies having lived in several East Asian countries. Many of my client’s successful therapy outcomes have been attributed to my dynamic and unique life experiences. I provide genuine warmth, honesty, empathy, support, and care to my clients. I’m known as a “skill-builder” and have a strong passion to motivate you and build resilience in your life. I look forward to working with you.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+3
I graduated from George Mason University's Master of Social Work program in 2022 and began my journey toward my clinical licensure soon after, which I received in February of 2026. I have been working with clients ages 9+ in the mental health field for 3 years. I work with clients from a wide variety of backgrounds, and enjoy using humor and personal experience to create rapport and build trust.
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$100/session

Warm
Authentic
Open-minded

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
As cheesy as it may sound, I've known that being a therapist was my calling from the time I was 16 years old and took my very first psychology class. In the many years since, I have been honored to walk through life's highs and lows and everything in between with my clients. In past career iterations, I have worked in a hospital as a medical social worker and case manager, and then as a therapist at a Partial Hospitalization Program. These experiences have helped to shape my worldview and practice, as a clinician and as a person. Being a therapist is truly my dream job, and I am so proud to be here doing it. When I'm not working, I am usually spending time with my fiance and any combination of our 4 pets--snuggling up with the cats and a book, or outside adventuring with the dogs. My goal is to train my youngest chaos gremlin, Charlie, as a therapy dog!
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$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Grief
Self Esteem
+10
Warm Greetings! I have 32 years of experience in the counseling field since 1993. I earned my Masters degree through Longwood University. I worked in residential mental health care and in-home settings. In 2008, along with 3 colleagues, I founded a day school for youth with learning disabilities and mental health challenges. I have specialized in working with children, tweens, teens, and young adults. Adult clients, ranging up to seniors, can explore in an accepting space as I journey alongside them. I currently work extensively with diverse families and adults with unique backgrounds as well. I believe in creating a safe space for all individuals to be heard and validated. I value building trust and openness with people to support them as they unravel the twists and turns that life presents us all. When I listen attentively in sessions, the person, couple, or family are the most important people in the room as we seek to shed light on the areas we can discover together. I see clients both virtually and in my office. *In-office sessions require prior approval by contacting me directly.
VirtualAvailable
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Often rebooked

$140/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+1
I am a relational trauma therapist who has experience working with people from all kinds of different backgrounds. I specialize in the nuances of Complex Relational Trauma, helping clients deconstruct the impact of childhood neglect, abuse, or psychological misattunement. Whether you are seeking a season of stabilizing support or years of deep, transformative exploration, I provide a calm, unshakable space to navigate your healing.
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$95/session

Direct
Authentic
Solution oriented

Specialties

Anxiety
Depression
Suicidal Ideation
+10
Many people are unsure how to help their family members or friends that are struggling with mental health or substance use, or where to seek help for themselves. I have spent the last 6 years working in substance use and mental health treatment and have had the privilege of meeting and working with adolescents, young adults, and adults in individual, group, and family settings.
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Often rebooked

$125/session

Solution oriented
Empowering
Intelligent

Specialties

Anxiety
Life Transitions
Trauma and PTSD
I am a Licensed Mental Health Therapist and Nationally Certified Counselor in Virginia, dedicated to providing culturally sensitive, trauma-informed care. Fluent in English, Arabic, and Tigrinya, I offer evidence-based therapy for individuals and couples from diverse backgrounds, addressing concerns such as trauma, depression, anxiety, anger management, and major life transitions. With advanced training in trauma-focused modalities, I support clients carrying deep emotional wounds by creating a safe, compassionate, and nonjudgmental space for healing. I am especially committed to working with those navigating grief, trauma, interpersonal violence, marital challenges, and the long-term impact of experiences like war, immigration, and incarceration, honoring the cultural identities that shape each client’s story.
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$135/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Parenting
+3
Hello!!! I'm a Christian Psychotherapist, a Licensed Clinical Social Worker (LCSW) based in Miami, Florida. I received my Masters from the Florida International University in 2002 and have been practicing for 6 years. I assist young adults struggling with life choices, couples with relationship issues, family unit to function correctly, single parent with parenting skills all with biblically values. Individuals that suffer from anxiety, depression, or low motivation for the things that create a rich and meaningful life.
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$120/session

Solution oriented
Humorous
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+3
Hey! I'm glad that you are looking to get therapy. Here are some things to know about me while making you decision on what works well for you. I come from a military life style allowing me to travel the world and see all kinds of cultures. Because of this I see value in everyone. I believe in getting results in therapy. I want to see people change as fast as they want to or are willing to. So I give things to practice in every session. I believe in poly vagal theory and teach clients to release emotions from there nervous system not just cope with it. I often say I consider myself more of a trainer than therapist sometimes. I also help a lot with attachment struggles. I hope this gives you enough info about me to feel comfortable working with me. I am also very flexible with how I work with people.
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$120/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Bipolar Disorder
Depression
+4
I am Licensed Clinical Social Worker (LCSW) in the states of Florida, Virginia, Illinois and Massachusetts , with experience working with children, adolescents, families, and adults. I specialize in supporting individuals experiencing anxiety, depression, stress, life transitions, and relationship challenges. My goal is to create a safe, non-judgmental space where you can openly explore yours thoughts and emotions. I use evidence-based approaches including Cognitive Behavioral Therapy (CBT), Solution-focused therapy, and mindfulness based techniques. I am passionate about supporting clients through times of change and personal growth.
VirtualAvailable
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Often rebooked

$150/session

Warm
Empowering
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+4
Greetings my name is Sandra Robertson Muhammad. I have been providing mental health/psychotherapy services for fifteen years. I aim to provide a trusting, supportive therapeutic environment for the healing process. So if you're feeling sad, anxious or even overwhelmed and need support for change communication is key-let's talk about it. Communication is key-let's talk about it. Remember overall health includes mental health.
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+8
As a social worker, I quickly became passionate about mental health and therapy. I am drawn to help others through both their best and most difficult times. I have received my Doctorate in Human Services, Master of Social Work, and Bachelor of Arts in sociology. I have been a Licensed Clinical Social Worker since 2025 and have provided therapy to children and adolescents since 2023 as a Supervisee in Social Work. I have also provided therapy to college-aged students and adults since 2025.
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$100/session

Humorous
Warm

Specialties

Addiction
Anxiety
Depression
+6
Hello, I'm Katina Davis, a Licensed Clinical Social Worker dedicated to helping adults navigate life's challenges with confidence, resilience, and purpose. I bring an authentic, strengths-based approach to therapy, empowering clients to recognize their inner strengths and create meaningful change, even during difficult seasons of life. I believe that a strong therapeutic relationship built on trust, compassion, and collaboration is the foundation for growth and healing. My motto is to normalize mental health and encourage individuals to view emotional wellness as an essential part of their overall health and wellness journey.
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$200/session

Empowering
Intelligent
Authentic

Specialties

Anxiety
LGBTQ
Self Esteem
+10
Dr. Jones graduated with her doctorate in clinical psychology in 2014 from the Adler School of Professional Psychology and has over 15 years working in the mental health field. She has a Masters of Counseling degree and began her career working with survivors of domestic violence and their children. Dr. Jones then transitioned to working with the Department of Child and Family Services where she served as a therapist for foster children who were battling trauma and the effects of placement in several foster homes. She also had the opportunity to provide parenting classes to those interested in being foster parents as well as parent training for current foster parents and parents interested in reunited with their children. Dr. Jones has experience aiding couples and families resolve relational issues. She has over 11 years of experience treating individuals with anxiety, depression, maladaptive personality traits, trauma, identity concerns, anger issues, and addictions. She has also worked extensively with individuals who have struggled with criminogenic factors, incarceration or families of those incarcerated.
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New to Grow

$150/session

Specialties

Anxiety
Depression
Life Transitions
+10
I am a licensed clinical social worker with extensive experience supporting children, adults, and families navigating complex and often overwhelming life circumstances. My professional background includes work in child welfare, domestic violence services, and with families raising children or caring for loved ones with disabilities. These experiences have shaped my deep respect for resilience and my commitment to providing trauma-informed, culturally responsive care.
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$120/session

Authentic
Open-minded
Direct

Specialties

Anxiety
Depression
Grief
+3
Hello, I am a Clinical Psychologist with over ten years of experience helping individuals of various ages to overcome a wide range of diagnoses and mental health struggles including anxiety, depression as well as grief and trauma. I have done so in a number of settings including my own private practice, hospitals, schools and community health centers. I am grateful Growtherapy gives me the opportunity to be able to help individuals such as yourself.
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$180/session

Authentic
Empowering

Specialties

Life Transitions
Self Esteem
Trauma and PTSD
+4
Many of the adults I work with are highly sensitive people (HSPs) and empaths. Individuals who feel deeply affected by their environment, relationships, and the emotions of others. Many are navigating the lingering effects of trauma, anxiety, burnout, chronic stress, bullying, relational wounds, shame, or emotional overwhelm and want to feel more grounded, emotionally balanced, and connected to themselves. I use a trauma-informed, integrative approach that may include EMDR, EFT, hypnotherapy, mindfulness, transpersonal approaches, and mind-body connection work to support emotional processing, nervous system regulation, self-awareness, and personal growth in a calm and collaborative space.
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$125/session

Warm
Open-minded
Authentic

Specialties

Addiction
ADHD
Anxiety
+4
Hello! I'm a Licensed Clinical Social Worker (LCSW) based in Virginia. I received my Masters from Radford University in 2016 and have been practicing for about 10 years. I help adults and teenagers who are struggling with different issues such as anxiety, depression, life transitions, relationship issues, low self-esteem, etc. find an improved quality of life. No problem is too big or small to talk about.
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$105/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Child or Adolescent
Depression
+10
As a Licensed Clinical Social Worker with over a decade of experience in the mental health field, I’ve had the privilege of supporting clients across the lifespan, including children, teens, and adults. I’m certified in Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Solution-Focused Therapy, and I integrate mindfulness as a core component of my therapeutic approach. I hold specialized certifications in treating anxiety, depression, and Post-Traumatic Stress Disorder (PTSD), with a particular focus on working with veterans. I am a Certified Clinical Trauma Professional (CCPT). My goal is to create a safe, compassionate space that fosters trust and open communication. Together, we’ll develop a comprehensive, evidence-based treatment plan tailored to your unique needs and symptoms. Outside of my professional work, I enjoy reading and traveling with my husband.
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$175/session

Authentic
Direct
Open-minded

Specialties

Men's Issues
Substance Misuse
Trauma and PTSD
+10
I am a Licensed Professional Counselor based in Virginia, dedicated to helping individuals move from feeling overwhelmed or stuck toward a more grounded and intentional life. I work with adolescents and adults who are navigating anxiety, depression, life transitions, relationship challenges, stress, and identity-related concerns. My approach is collaborative, supportive, and tailored to each client’s unique needs and goals. In therapy, I draw from psychodynamic principles to help clients better understand how past experiences and relational patterns may be influencing current thoughts, emotions, and behaviors. At the same time, I incorporate reality therapy to keep the work practical and present-focused—helping clients clarify what they want, what they are doing, and whether their current choices are moving them closer to or further from their goals. This balance allows us to explore deeper emotional roots while also building concrete strategies for change. I believe therapy works best when it feels like a safe, honest, and nonjudgmental space. I aim to meet clients where they are without pressure, while also gently challenging them to grow. My style is warm, direct, and grounded in respect for each person’s lived experience. I am especially interested in working with clients who are ready to take an active role in their healing process, even if they are unsure where to start. Together, we focus on building insight, strengthening coping skills, and creating meaningful, sustainable change. My practice is designed to be accessible and supportive, whether you are seeking short-term guidance through a specific challenge or longer-term work focused on deeper emotional growth and self-understanding.
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Often rebooked

$120/session

Solution oriented
Authentic
Empowering

Specialties

ADHD
Anxiety
Trauma and PTSD
+9
Hi there! I am Stephen Kovacs a licensed clinical social worker with 5 years of experience helping adults who feel constantly “on edge” from anxiety and panic—always braced for the next shoe to drop, even when life looks fine from the outside. I’m licensed as an LISW-CP in South Carolina and an LCSW in North Carolina and Virginia and practice predominantly in the evenings via telehealth. My focus is on high-responsibility adults who are tired of living in survival mode: racing thoughts, worst‑case scenarios, physical symptoms like a racing heart or tight chest, and the burnout that comes from holding everything together for everyone else. Together, we’ll slow things down, make sense of what anxiety and panic are doing in your body and your life, and build concrete tools to manage spirals, reduce avoidance, and feel more in control day to day—not with fluffy advice, but with step‑by‑step, doable changes.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Virginia. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Virginia from Norfolk to Roanoke! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Virginia.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.