Therapists that accept Cash Pay in Virginia

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 586 verified therapists in Virginia who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2026

$109/session

Authentic
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
Hello, I am Dr. Carrington L. Chatham, a clinical social worker with over ten years of experience working in various settings, including community mental health, acute psychiatric care, and veteran affairs. I am dedicated to serving a diverse clientele, including individuals struggling with trauma, anxiety, depression, and those facing significant life transitions. My approach is grounded in evidence-based practices, such as Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), and Positive Psychology, tailored to meet each client's unique needs. I aim to empower my clients to overcome their challenges, build resilience, and achieve their personal and emotional well-being goals.
VirtualAvailable
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New to Grow

$100/session

Empowering
Warm

Specialties

Anxiety
Coping Skills
Depression
+8
Nikole is a Masters Level Licensed Clinical Social Worker. She graduated from Widener University with a Masters Degree in Social Work. She has experience working with the mental health population in an inpatient hospital setting, outpatient therapy setting, and as a school-based counselor. Nikole has worked with a variety of clients and most often those experiencing depression, anxiety, mood instability challenges, chronic illness, and post-traumatic stress symptoms. She primarily utilizes Cognitive Behavioral Therapy, Trauma-Informed Therapy, and Solution Focused Therapy
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New to Grow

$120/session

Specialties

Depression
Life Transitions
Trauma and PTSD
+7
Life can feel overwhelming at times, and you don't have to navigate it alone. I believe healing begins in a space where you feel safe, supported, and genuinely understood. My goal is to build a trusting, and collaborative relationship where you can be yourself while you explore challenges openly, and work toward the changes that matter most to you. I take a trauma-informed, person-centered approach, which means I meet you where you are and honor your unique experiences, strengths, and perspectives. I have experience working with individuals facing anxiety, depression, trauma, substance use and addiction, relationship concerns, self-esteem challenges, and other life stressors. Drawing from Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT), I help clients develop practical tools for managing emotions, coping with stress, improving communication, and building healthier patterns in their lives. Together, we'll work to better understand your experiences, strengthen your resilience, and create meaningful change at a pace that feels right for you. Seeking support takes courage, and reaching out is often the first step toward healing. Whether you're feeling stuck, struggling to cope, or simply looking for a space to grow, I am here to walk alongside you on your journey. I look forward to meeting you and helping you create a life that feels more aligned with who you are and who you hope to become
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$100/session

Authentic
Warm
Open-minded

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
As cheesy as it may sound, I've known that being a therapist was my calling from the time I was 16 years old and took my very first psychology class. In the many years since, I have been honored to walk through life's highs and lows and everything in between with my clients. In past career iterations, I have worked in a hospital as a medical social worker and case manager, and then as a therapist at a Partial Hospitalization Program. These experiences have helped to shape my worldview and practice, as a clinician and as a person. Being a therapist is truly my dream job, and I am so proud to be here doing it. When I'm not working, I am usually spending time with my fiance and any combination of our 4 pets--snuggling up with the cats and a book, or outside adventuring with the dogs. My goal is to train my youngest chaos gremlin, Charlie, as a therapy dog!
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$105/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Child or Adolescent
Depression
+10
As a Licensed Clinical Social Worker with over a decade of experience in the mental health field, I’ve had the privilege of supporting clients across the lifespan, including children, teens, and adults. I’m certified in Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Solution-Focused Therapy, and I integrate mindfulness as a core component of my therapeutic approach. I hold specialized certifications in treating anxiety, depression, and Post-Traumatic Stress Disorder (PTSD), with a particular focus on working with veterans. I am a Certified Clinical Trauma Professional (CCPT). My goal is to create a safe, compassionate space that fosters trust and open communication. Together, we’ll develop a comprehensive, evidence-based treatment plan tailored to your unique needs and symptoms. Outside of my professional work, I enjoy reading and traveling with my husband.
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$100/session

Empowering
Open-minded

Specialties

Anxiety
Parenting
Women's Issues
For 11 years, I’ve helped people stop living on autopilot and start living with intention. I specialize in anxiety, stress, and Christian counseling, guiding clients who are ready to confront the patterns that keep sabotaging their peace. My work goes beneath the surface into the subconscious beliefs and habits that quietly shape your life so you can finally bring them into the light, break them, and rebuild from a place of clarity and strength. I don't want you to just cope. I help you design the version of yourself you were always meant to become.
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
"Do you often feel like you're carrying the weight of the world on your shoulders? Maybe you're the person everyone depends on, yet you're struggling with anxiety, stress, grief, relationship challenges, or feeling lost during a major life transition. If so, you're not alone, and you don't have to navigate it by yourself. I'm Letricia Davis, a Licensed Clinical Social Worker, and I help adults and young adults who are tired of simply surviving and are ready to start healing. Together, we'll create a safe, supportive space where you can process difficult emotions, build healthier coping skills, strengthen your boundaries, and reconnect with the version of yourself that feels confident, balanced, and empowered. Whether you're coping with loss, navigating relationship difficulties, struggling with self-esteem, or feeling overwhelmed by life's demands, I'm here to support you every step of the way. My goal is to help you move forward with greater clarity, resilience, and purpose."
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$125/session

Warm
Empowering
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hello! My name is Joy, and I am a Licensed Professional Counselor (LPC) located in Central Virginia. With 10 years of experience in both inpatient and outpatient settings, I strive to meet every client where they are at without judgment, regardless of what they are struggling with. I believe everyone has capacity to heal, grow, and be kinder to themselves if they're provided compassion, understanding, safety, empathy, and validation. Whether you're processing past wounds, facing current challenges, or seeking deeper self-understanding, I’m here to come alongside you to collaborate with you and give you the time and space you need. I specifically utilize cognitive behavioral therapy (CBT), Eye Movement Desensitization and Reprocessing (EMDR), and person-centered therapy to bring out lasting healing and growth, as well as integrate tenets of narrative therapy and solution-focused therapy (SFT). *Just so you are aware, I am currently only seeing clients on Tuesdays, Wednesdays, and Thursdays. I apologize if this does not work with your availability!
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Often rebooked

$140/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+1
I am a relational trauma therapist who has experience working with people from all kinds of different backgrounds. I specialize in the nuances of Complex Relational Trauma, helping clients deconstruct the impact of childhood neglect, abuse, or psychological misattunement. Whether you are seeking a season of stabilizing support or years of deep, transformative exploration, I provide a calm, unshakable space to navigate your healing.
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Often rebooked

$175/session

Solution oriented
Direct
Authentic

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+10
I am a Licensed Professional Counselor (LPC) and a honorable combat military veteran. I’m nearing completion of my Doctor of Education in Community Care and Counseling with a specialization in Traumatology and have earned the following degrees: Master’s degree in Professional Counseling, Master’s degree in Human Services Counseling, and a Bachelor’s degree in Journalism with a concentration in Public Relations. I have a multitude of experience in community and clinic settings having engaged in therapeutic day treatment, intensive in-home, parenting aid, mentoring, crisis intervention, crisis stabilization, and outpatient therapy services along with substance abuse counseling. My counseling philosophy focuses attention on your present and future. I focus on goal-oriented questioning to assist you in moving into a future-oriented direction to help reduce negative thinking and behaviors, increase motivation and resiliency, and become a healthier and happier human being. I take a holistic approach to counseling to help you with a healthy integration of the mind, body, and spirit. I have a unique multicultural approach to therapy due to my extensive travels around the world living in different cultures and understanding dynamic human experiences from various perspectives. I'm especially understanding and culturally sensitive to East Asian cultures. I'm very appreciative of East Asian cultures, beliefs and philosophies having lived in several East Asian countries. Many of my client’s successful therapy outcomes have been attributed to my dynamic and unique life experiences. I provide genuine warmth, honesty, empathy, support, and care to my clients. I’m known as a “skill-builder” and have a strong passion to motivate you and build resilience in your life. I look forward to working with you.
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+4
Welcome—I’m truly glad you’re here. I bring a warm, grounded, and collaborative approach to this work, shaped by graduating with honors in my Master’s program and earning my Bachelor’s in Social Work with a Minor in Human Services. With 17 years of experience supporting at‑risk youth and families across Illinois, Kansas, and Missouri—and roughly five years in a direct therapeutic role—I’ve learned that healing is most powerful when mind, body, and spirit are invited into the process. My background includes specialized training in DBT, ASIST, trauma‑responsive care, and emerging work with elders through grief support and medical assessments. My practice continues to expand as I deepen my understanding of military culture and the unique stressors faced by Service Members, Veterans, and their families. I integrate training in reintegration support, deployment‑related stress, and identity transitions to help military‑connected clients navigate life with clarity and strength. I am honored to now offer supportive therapeutic services to clients in the state of Virginia. As a Licensed Massage Therapist, Somatic Therapy remains one of my first passions and is available for in‑person sessions. This body‑based approach helps clients release stored tension, regulate the nervous system, and reconnect with the wisdom of their physical and emotional selves. When the body softens, the mind opens—and healing becomes more accessible, more intuitive, and more aligned. My work is guided by a simple belief: ~When people feel safe, seen, and supported, they naturally move toward wholeness.~ It’s an honor to walk alongside you as you reconnect with yourself and step into a life that feels grounded, authentic, and spiritually aligned.
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$95/session

Direct
Authentic
Solution oriented

Specialties

Anxiety
Depression
Suicidal Ideation
+10
Many people are unsure how to help their family members or friends that are struggling with mental health or substance use, or where to seek help for themselves. I have spent the last 6 years working in substance use and mental health treatment and have had the privilege of meeting and working with adolescents, young adults, and adults in individual, group, and family settings.
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+3
I graduated from George Mason University's Master of Social Work program in 2022 and began my journey toward my clinical licensure soon after, which I received in February of 2026. I have been working with clients ages 9+ in the mental health field for 3 years. I work with clients from a wide variety of backgrounds, and enjoy using humor and personal experience to create rapport and build trust.
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$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Grief
Self Esteem
+10
Warm Greetings! I have 32 years of experience in the counseling field since 1993. I earned my Masters degree through Longwood University. I worked in residential mental health care and in-home settings. In 2008, along with 3 colleagues, I founded a day school for youth with learning disabilities and mental health challenges. I have specialized in working with children, tweens, teens, and young adults. Adult clients, ranging up to seniors, can explore in an accepting space as I journey alongside them. I currently work extensively with diverse families and adults with unique backgrounds as well. I believe in creating a safe space for all individuals to be heard and validated. I value building trust and openness with people to support them as they unravel the twists and turns that life presents us all. When I listen attentively in sessions, the person, couple, or family are the most important people in the room as we seek to shed light on the areas we can discover together. I see clients both virtually and in my office. *In-office sessions require prior approval by contacting me directly.
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$125/session

Solution oriented
Empowering
Intelligent

Specialties

Anxiety
Life Transitions
Trauma and PTSD
I am a Licensed Mental Health Therapist and Nationally Certified Counselor in Virginia, dedicated to providing culturally sensitive, trauma-informed care. Fluent in English, Arabic, and Tigrinya, I offer evidence-based therapy for individuals and couples from diverse backgrounds, addressing concerns such as trauma, depression, anxiety, anger management, and major life transitions. With advanced training in trauma-focused modalities, I support clients carrying deep emotional wounds by creating a safe, compassionate, and nonjudgmental space for healing. I am especially committed to working with those navigating grief, trauma, interpersonal violence, marital challenges, and the long-term impact of experiences like war, immigration, and incarceration, honoring the cultural identities that shape each client’s story.
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Often rebooked

$150/session

Warm
Empowering
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+4
Greetings my name is Sandra Robertson Muhammad. I have been providing mental health/psychotherapy services for fifteen years. I aim to provide a trusting, supportive therapeutic environment for the healing process. So if you're feeling sad, anxious or even overwhelmed and need support for change communication is key-let's talk about it. Communication is key-let's talk about it. Remember overall health includes mental health.
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$120/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Bipolar Disorder
Depression
+4
I am Licensed Clinical Social Worker (LCSW) in the states of Florida, Virginia, Illinois and Massachusetts , with experience working with children, adolescents, families, and adults. I specialize in supporting individuals experiencing anxiety, depression, stress, life transitions, and relationship challenges. My goal is to create a safe, non-judgmental space where you can openly explore yours thoughts and emotions. I use evidence-based approaches including Cognitive Behavioral Therapy (CBT), Solution-focused therapy, and mindfulness based techniques. I am passionate about supporting clients through times of change and personal growth.
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New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Life Transitions
+6
Hi, I'm a Licensed Clinical Social Worker (LCSW) and Certified Case Manager (CCM) serving adults across Virginia through virtual therapy. I help clients navigate anxiety, depression, stress, relationship concerns, and life transitions using evidence-based approaches including CBT, ACT, Motivational Interviewing, and trauma-informed care. My goal is to provide a supportive, authentic, and nonjudgmental space where you can explore challenges, build resilience, and create meaningful change aligned with your values.
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$150/session

Authentic
Intelligent
Solution oriented

Specialties

ADHD
Anxiety
Life Transitions
+5
My name is Jennifer Bailey, and I am a Licensed Clinical Social Worker and Registered Drama Therapist. I help clients identify and pursue the goals that lead to a life filled with meaning, pride, and contentment. Now, you may be wondering: “What exactly is a Registered Drama Therapist (RDT)?” Simply put, it means I integrate elements of theater and creative expression into the therapeutic process. With me, you have options. You might choose a traditional talk-therapy session to explore your thoughts, emotions, and goals. Or, if words don’t feel like enough, you might try something more experiential—writing, movement, role-play, or even reimagining and practicing conversations that keep replaying in your mind. Talk therapy is a powerful tool for growth, but sometimes it takes more than words to truly process what’s happening inside. That’s where creativity can open new doors. Whether through conversation, movement, sound, or artistic expression, I provide a space where you can choose what feels most healing and helpful. I would be honored to support you—whether that’s working toward personal goals, processing difficult emotions, or making positive and lasting changes in your life.
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New to Grow

$90/session

Direct
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+5
I am Licensed Professional Counselor in the commonwealth of Virginia. I have assisted both individuals and families with facing issues related to depression, anxiety, grief, life transitions, family dynamics, and trauma-related disorders since 2012. I hold a Bachelor of Arts in Psychology and Sociology from the University of North Carolina at Charlotte, followed by a Master of Science in Clinical Mental Health Counseling from North Carolina A&T State University.
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$100/session

Warm
Empowering
Solution oriented

Specialties

Mood Disorders
ADHD
Anxiety
+6
Hi, I'm a Licensed Clinical Social Worker (LCSW) in Virginia. I received my Masters degree in Social Work form Catholic University in Washington, D.C. I have ben a practicing clinician for more than 15 years. I enjoy working with clients who struggle with and are challenged by their moods and anxiety. They want the better part of themselves to come forward but need encouragement and guidance to achieve their goals.
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$80/session

Authentic
Solution oriented
Direct

Specialties

Addiction
Couples Counseling
Trauma and PTSD
+10
Hello, my name is Robert. If you are like other people and feeling the pressures of everyday life then the stress from the cares of attempting to live a normal life are working overtime. The pace today is more hectic. People need help. Everyone deserves a safe place and a stable environment. I find the most effective ways to help people feel comfortable with therapy is a welcoming attitude with curiosity about their experiences that have brought the person into the session. My approach is to build a strong therapeutic alliance, provide acceptance, and focus on the present moment without judgment to help people gain the skills for managing complicated situations. Clients have often stated the experience was easy to discuss their issues without worry and they felt non-judged regardless of the situation. We will work together to discover what works, promote healing the whole person, and help understand the dynamics of existing relationships to choose to respond in a rational way to master life to the greatest extent possible. Seeking therapy can feel scary but you’re making the right choice. In our sessions together I’ll meet you with compassion and with evidence-based strategies so you can build resilience, and stability to find the supports you need.
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$125/session

Authentic
Empowering

Specialties

Grief
Life Transitions
Racism
+2
I am Aaliyah Holiday, a Licensed Clinical Social Worker and the founder of Christie's Circle PLLC, a virtual therapy practice built specifically with Black adults in mind. I created this practice because I believe that Black men and women deserve a therapeutic space that does not require them to code-switch, over-explain, or shrink their experiences to be understood. A space where your grief is taken seriously, your faith is respected without judgment, and your cultural identity is seen as a strength rather than a footnote. My work is rooted in grief therapy, trauma-informed care, and strengths-based healing. I specialize in supporting Black adults who are carrying hidden grief, whether that is the loss of a relationship, a miscarriage, a career, an identity, or a version of themselves that quietly slipped away. I also work with Black professionals who are burned out, overwhelmed, and struggling to hold everything together while rarely making space for their own emotional needs. As a Certified Grief-Informed Professional, I bring both clinical training and genuine compassion to every session. I incorporate Cognitive Behavioral Therapy (CBT) and culturally responsive approaches, including racial trauma treatment, to help clients move from survival mode into a place of real emotional stability and peace. For clients who desire it, I also offer Christian counseling that honors your faith while holding space for any complicated feelings you may have about the church. Healing here is never one size fits all. I provide virtual therapy sessions to clients in Texas, Virginia, and Maine. If you are ready for a therapist who truly gets it, I would be honored to walk alongside you.
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Often rebooked

$120/session

Solution oriented
Authentic
Empowering

Specialties

ADHD
Anxiety
Trauma and PTSD
+9
Hi there! I am Stephen Kovacs a licensed clinical social worker with 5 years of experience helping adults who feel constantly “on edge” from anxiety and panic—always braced for the next shoe to drop, even when life looks fine from the outside. I’m licensed as an LISW-CP in South Carolina and an LCSW in North Carolina and Virginia and practice predominantly in the evenings via telehealth. My focus is on high-responsibility adults who are tired of living in survival mode: racing thoughts, worst‑case scenarios, physical symptoms like a racing heart or tight chest, and the burnout that comes from holding everything together for everyone else. Together, we’ll slow things down, make sense of what anxiety and panic are doing in your body and your life, and build concrete tools to manage spirals, reduce avoidance, and feel more in control day to day—not with fluffy advice, but with step‑by‑step, doable changes.
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$125/session

Warm
Open-minded
Authentic

Specialties

Addiction
ADHD
Anxiety
+4
Hello! I'm a Licensed Clinical Social Worker (LCSW) based in Virginia. I received my Masters from Radford University in 2016 and have been practicing for about 10 years. I help adults and teenagers who are struggling with different issues such as anxiety, depression, life transitions, relationship issues, low self-esteem, etc. find an improved quality of life. No problem is too big or small to talk about.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Virginia. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Virginia from Norfolk to Roanoke! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Virginia.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.