Therapists that accept Cash Pay in Virginia

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 493 verified therapists in Virginia who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 4/9/2026

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New to Grow

$120/session

Specialties

Anxiety
Couples Counseling
Depression
+10
*Please note that if a session is cancelled within 24 hours of your scheduled appointment there is a cancellation fee of $120 Hello! I’m Monica Orozco, your compassionate Mental Health Counselor providing mental health services in Florida, Texas, Virginia, West Virginia, Nevada, and more! Fluent in both English and Spanish, I offer a warm and empathetic communication style, along with meticulous attention to detail—all essential in guiding you on your path to mental wellness. I’ve developed a talent for creating deep, trusting relationships with my patients. My specialty lies in identifying mental health issues and crafting personalized treatment plans that resonate with your individual needs. Through regular counseling sessions, we’ll work together to fine-tune your journey toward healing. I have a particular focus in immigration psychological evaluations. I also specialize in trauma, Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), mood disorders, anxiety, PTSD, substance use, harm reduction strategies for substance use, ESA letters, art therapy for children with special needs, veterans’ mental health, and relationship challenges. These areas of specialization equip me with the tools to address a wide spectrum of mental health concerns. I have provided immediate support and direction during life’s most challenging moments. My skills also include coordinating with emergency services to deliver critical assistance to those facing urgent crises. Committed to maintaining strict standards of confidentiality and safety in every interaction, I am here to support you in navigating the complexities of mental health in a caring and secure environment. Let’s embark on this therapeutic journey together towards a brighter and healthier future. Si quieres servicios en español, también hablo español.
VirtualAvailable

$90/session

Solution oriented
Authentic
Direct
Intelligent
Open-minded
Empowering
Warm

Specialties

Anxiety
Depression
Life Transitions
+6
I am Kaneka Hall, a licensed clinical social worker. I have over 13 years of experience in various settings and various populations including military/veteran, children, adults as well as the geriatric population in community and hospital settings including long-term care/nursing homes. I specialized in disorders such as anxiety, depression and ADHD as well as situational challenges such as family conflict, relationship and peer challenges, life transitions, and religious and cultural challenges.
VirtualAvailable

$120/session

Authentic
Solution oriented
Warm
Direct
Open-minded
Intelligent
Holistic
Empowering
Challenging

Specialties

Anxiety
Bipolar Disorder
Depression
+4
I am Licensed Clinical Social Worker (LCSW) in the states of Florida, Virginia, Illinois and Massachusetts , with experience working with children, adolescents, families, and adults. I specialize in supporting individuals experiencing anxiety, depression, stress, life transitions, and relationship challenges. My goal is to create a safe, non-judgmental space where you can openly explore yours thoughts and emotions. I use evidence-based approaches including Cognitive Behavioral Therapy (CBT), Solution-focused therapy, and mindfulness based techniques. I am passionate about supporting clients through times of change and personal growth.
VirtualAvailable

$100/session

Authentic
Warm
Solution oriented
Empowering
Intelligent
Open-minded
Humorous
Direct
Holistic

Specialties

Anxiety
Depression
Men's Issues
+10
I’m a husband and dad to three boys (ages 16, 13 and 8), and family is a huge part of my life. We live on a 20-acre homestead where we raise chickens, goats, pigs, and cows, and we spend a lot of time in the garden. Life on the farm keeps me grounded and reminds me daily of the value of patience, hard work, and slowing down to enjoy what really matters. Faith and community are also central for me. I’m actively involved in my church, and I see my work as an extension of that calling to walk alongside others. I’ve always had an entrepreneurial streak. Alongside my therapy work, I am starting a tech start-up, I’ve run an online store, and I even dabble in Bitcoin mining. I enjoy the challenge of building things from the ground up and thinking outside the box. I also read a lot, and my libertarian leanings have been shaped by writers like Murray Rothbard. The conservative/libertarian focus on freedom, personal responsibility and low time preference connects deeply with how I approach life and therapy: we’re at our best when we are free to live with responsibility in society, own our choices, and pursue truth apart from coercion. When it comes to therapy itself, I integrate my faith with practical, proven methods. I use Christian Counseling, CBT, Reality Therapy, Motivational Interviewing, and the Gottman Method to help people grow emotionally, spiritually, and relationally. My goal is to give you a space where your values are respected, your faith is honored, and you feel equipped to face life’s challenges with hope and clarity. If you’re looking for a therapist who understands the importance of faith, family, freedom, and practical tools for change, I’d love to walk with you on your journey.
VirtualAvailable

$175/session

Authentic
Solution oriented
Warm
Intelligent
Open-minded
Empowering
Challenging
Solution oriented
Open-Minded
Holistic
Humorous

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Depression
Suicidal Ideation
+9
I am originally from California, and have been practicing mental health therapy since 2014. I moved to East Tennessee in 2018, and fell in love with the beautiful mountains. I am licensed and can practice clinical psychology in both Tennessee and Virginia. Since 2021 I have been a caretaker to my elderly mother. I am now returning to work to once again provide therapy. My school background in psychology centered around children and young adults and neuropsychology (aka I'm the person who administers tests such as the WISC, WAIS, MMPI-2, MOCA, yep even the Rorschach test, and many more).
VirtualAvailable

$180/session

Authentic
Warm
Direct
Intelligent
Open-minded
Solution oriented
Humorous
Empowering
Holistic

Specialties

Anxiety
Depression
Postpartum
+8
My name is Amber and I am just your average woman living life in the midwest. I am a wife, mother to 3 littles and therapist. I have served all kinds of populations from incarceration to outpatient working with kiddos as young as 3 to adults in their 80s. What you see in session, the laid back, goofy but can be blunt person is who you'd meet on the street if you saw me in public. I believe healing comes from within but also from the people you choose to surround yourself with. Some people have a great support system and others have me as their cheerleader and I strive to be a good one.
VirtualAvailable

$80/session

Authentic
Solution oriented
Direct
Intelligent
Warm
Open-minded
Empowering
Humorous
Solution oriented
Holistic

Specialties

Addiction
Couples Counseling
Trauma and PTSD
+10
Hello, my name is Robert. If you are like other people and feeling the pressures of everyday life then the stress from the cares of attempting to live a normal life are working overtime. The pace today is more hectic. People need help. Everyone deserves a safe place and a stable environment. I find the most effective ways to help people feel comfortable with therapy is a welcoming attitude with curiosity about their experiences that have brought the person into the session. My approach is to build a strong therapeutic alliance, provide acceptance, and focus on the present moment without judgment to help people gain the skills for managing complicated situations. Clients have often stated the experience was easy to discuss their issues without worry and they felt non-judged regardless of the situation. We will work together to discover what works, promote healing the whole person, and help understand the dynamics of existing relationships to choose to respond in a rational way to master life to the greatest extent possible. Seeking therapy can feel scary but you’re making the right choice. In our sessions together I’ll meet you with compassion and with evidence-based strategies so you can build resilience, and stability to find the supports you need.
VirtualAvailable

Often rebooked

$175/session

Authentic
Warm
Empowering
Solution oriented
Intelligent
Direct
Solution oriented
Challenging
Open-Minded
Open-minded
Humorous
Holistic

Specialties

Anger Management
Anxiety
Coping Skills
+10
Hi. My name is Lucy. Does there seem to be a challenge everywhere you look? Are you struggling with stressors at work, at home, or within your extended relationships? Are you dealing with feelings of overwhelm or having intrusive, worrying thoughts? Do you find it challenging to simply be kind to yourself? Regardless of your situation, I am so glad you are taking the steps to find support, and I hope that, together, we can discover what’s not working and get you back to balance. I am a Licensed Clinical Social Worker with more than 20 years of experience working with clients in various areas. These include crisis intervention, hospitalization and grief counseling, child protective services, foster care, parent coaching, mental health support, and intensive in-home therapeutic services. I believe that all individuals have an innate desire for well-balanced emotional/mental health. I enjoy helping people from all walks of life manage relationships, explore personal challenges, and turn their inner critic into a compassionate and empowering force in their lives. Reaching out for help can be quite overwhelming and you have taken the first step by seeking a therapist. My goal is to provide a safe space for healing and growth. In our sessions, you can be assured that you will be met with compassion and evidenced-based techniques to overcome the obstacles holding you back.
VirtualAvailable

$150/session

Solution oriented
Warm
Authentic
Empowering
Open-minded
Intelligent
Direct
Holistic

Specialties

Anger Management
Anxiety
Depression
+10
I am a bilingual, independent clinical social worker with a background in public health and more than 18 years of experience in both physical and mental health care. Over the past seven years, my focus has been on providing mental health therapy to individuals seeking meaningful change and personal growth. In my practice, I work collaboratively with clients to deepen their self-awareness, explore the emotional and relational aspects of their experiences, and identify patterns in thoughts, feelings, and behaviors that influence daily life. My goal is to empower clients to build effective coping skills, navigate life’s challenges with confidence, and enhance their overall well-being. I am fluent in Amharic and offer therapy in both English and Amharic to best support the needs of my clients.
VirtualAvailable

$160/session

Authentic
Solution oriented
Warm

Specialties

Life Transitions
Older Adults
Trauma and PTSD
+9
I’m a therapist who believes deeply in the power of connection, compassion, and honest conversation. Over the past 30 years, I’ve had the privilege of walking alongside people facing trauma, ADHD, grief, and the many transitions that come with aging, and I approach each person’s story with respect and genuine curiosity. I work gently and collaboratively, creating a space where you can slow down, breathe, and explore what you’re carrying without judgment. As someone who has always shared my life with animals, I understand how grounding and healing those bonds can be, and I welcome clients who find comfort and strength in them too. My goal is to help you feel supported, understood, and empowered as you move toward a life that feels more steady, meaningful, and hopeful. Outside of my work, I’m someone who finds joy in simple, grounding things. I love reading, spending time in nature, and making enthusiastic—but often less‑than‑successful—attempts at gardening. Building LEGO is one of my favorite mindfulness activities, and I enjoy attending local outdoor festivals, practicing quiet moments of mindfulness, and spending time with my pets, family, and friends. These parts of my life help me stay balanced, present, and connected, and they often inform the warmth and authenticity I bring into the therapy room.
VirtualAvailable

New to Grow

$85/session

Specialties

Anxiety
Self Esteem
Women's Issues
+7
I am Dr. Tarasha Lloyd. I have 20 years of experience in the field of social work and have been a therapist for the last 11 years. I have extensive experience providing therapy to youth, adolescents, families, groups, couples, military service members and veterans, and individuals of various races, ethnicities, and sexual orientations. I utilize Cognitive Behavioral Therapy (CBT), Motivational Interviewing(MI) and Solution Focused Brief Therapy (SFBT) as my primary modalities. My goal as a therapist is to help you acquire self-sufficiency. Meaning that you are able to learn skills and tools that work for you and apply them well beyond our time together, ultimately improving your overall quality of life. My approach is collaborative, not authoritative. Consider me your teammate when it comes to improving your mental and emotional health.
VirtualAvailable

$150/session

Solution oriented
Authentic
Direct
Intelligent
Open-minded
Warm
Empowering
Challenging
Humorous
Holistic
Solution oriented
Open-Minded

Specialties

Life Transitions
Self Esteem
Trauma and PTSD
+9
Hi, I’m Joe. I’ve worked in the mental health field for 26 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with teens, young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable

$150/session

Empowering
Warm

Specialties

Addiction
Trauma and PTSD
Anxiety
+7
Hey! I’m a Licensed Professional Counselor (LPC) in Virginia with a certification in Substance Use (CSAC). My experience in Mental health counseling started in 2017 and has expanded from many different settings - in patient, methadone clinics and private practice. My goal as a counselor is to build a strong foundation for my clients to both grow from their past while also embracing the future.
VirtualAvailable

$125/session

Authentic
Warm
Open-minded
Solution oriented
Holistic
Humorous

Specialties

Anxiety
Depression
Family Conflict
+8
My name is Tammy Green, and I am a Licensed Clinical Social Worker (LCSW) in the states of Virginia and North Carolina. Throughout my career, I have focused on supporting those who face challenges such as anxiety, depression, family systems, and trauma. My approach to therapy is rooted in the belief that it should be centered around you, the client. I understand that what works for one person may not work for another, and that’s why I tailor my therapeutic approach to meet your unique needs. In our work together, you set the goals and direction of therapy, while I draw on my experience and training to implement techniques such as cognitive-behavioral therapy (CBT), motivational interviewing, dialectical behavioral therapy (DBT), Acceptance and Commitment (ACT), and solution-focused therapy. My aim is to support and empower you.
VirtualAvailable

$255/session

Authentic
Direct
Intelligent
Open-minded
Solution oriented
Warm
Empowering
Humorous
Solution oriented
Challenging
Open-Minded
Holistic

Specialties

Couples Counseling
Family Conflict
Parenting
+11
Hi I am Joseph Wall, I am a LPC ( Licensed Professional Counselor) in PA and VA as well as a LMFT ( Licensed Marriage and Family Therapist) In Virginia . I specialize in Relational issues in Marriages, Couples, Families, and for Individuals . I focus on attachment based interventions , helping people become Safe, Secure and Stable in the world around them.
VirtualAvailable

New to Grow

$150/session

Specialties

Couples Counseling
Family Therapy
Sexual Abuse
+7
Chad Stiles is a Licensed Marriage and Family Therapist who works with adolescents, adults, and couples navigating anxiety, depression, and relationship challenges. He provides a supportive, nonjudgmental environment where clients can explore their experiences and begin creating meaningful change. Chad understands that starting therapy can feel overwhelming, and he strives to make the process approachable, collaborative, and grounded in respect. His approach to therapy is strength-based and client-centered. Chad believes that each person is the expert in their own life and already possesses the capacity for growth and healing. His role is to help clients uncover those strengths and use them as a foundation for progress. By creating a space where clients feel heard and understood, he supports them in gaining clarity, building insight, and developing practical tools to move forward. Chad incorporates a Solution-Focused Therapy approach in his work, helping clients focus on what is already working and how to build on it. Rather than remaining stuck in problems, he helps clients identify clear goals and take small, manageable steps toward change. This approach is especially helpful for individuals and couples who want to see progress in a structured and meaningful way. He is passionate about helping people reach their goals and values being part of each client’s journey toward healing and growth. Whether working with individuals or couples, Chad is committed to providing a compassionate and respectful experience that empowers clients to move forward with confidence.
VirtualAvailable

$175/session

Authentic
Open-minded
Solution oriented
Empowering
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I’m Joshua Robinson, a licensed therapist dedicated to helping children and adults navigate the complexities of anxiety, depression, life transition, and family challenges. I take a holistic approach to therapy, integrating evidence-based techniques to support your journey toward healing and self-discovery. I work with individuals who feel trapped by past experiences, struggling to set boundaries, or seeking clarity in their relationships. Whether you’re dealing with childhood wounds, toxic family dynamics, or the emotional toll of breaking free from unhealthy patterns, I provide a compassionate, structured space to help you process, heal, and move forward.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented
Intelligent
Open-minded

Specialties

Anxiety
Coping Skills
Life Transitions
+10
I work with individuals 16 and older, offering a supportive, collaborative space where clients can feel heard, understood, and empowered. My approach is personalized and practical, blending mindfulness and tailored coping tools with thoughtful reflection to help clients navigate challenges, build insight, and create meaningful, long-lasting change. If you prefer to have a free 15 minute phone consultation before getting started, feel free to reach out!
VirtualAvailable

$100/session

Authentic
Warm

Specialties

Anxiety
Family Conflict
Trauma and PTSD
+1
As a dedicated Licensed Clinical Social Worker (LCSW) specializing in trauma therapy, I am committed to providing compassionate and culturally sensitive counseling to individuals, families and couples. With a deep understanding of the impact of trauma on mental health, I empower my clients to heal and thrive. I am aware how important insight into self is in order to grow.
VirtualAvailable

$100/session

Authentic
Solution oriented
Intelligent
Open-minded
Direct
Warm
Empowering
Humorous
Solution oriented
Open-Minded
Challenging
Holistic

Specialties

Anxiety
Couples Counseling
Depression
+10
I am a Graduate of Howard University and UNC Charlotte, I have a BA in Psychology and a Masters in Social Work. I have a passion for working with individuals, couples and families who seek change to become happier, healthier and gain control over obstacles that are weighing them down. I have several years of experience in working with children, adults, and families, on a broad array of issues ranging from depression, anxiety, bipolar, ADHD, schizophrenia, substance abuse and trauma. I provide culturally competent care and use a Strength Based Approach when working with clients. I also specialize in helping African American males deal with oppressive systems and obstacles.
VirtualAvailable

Often rebooked

$175/session

Empowering
Authentic
Warm
Solution oriented
Open-minded
Direct
Intelligent
Humorous
Challenging
Open-Minded

Specialties

Anxiety
Depression
Trauma and PTSD
Hi there! I'm a therapist with more than 10 year’s experience working in mental health. Throughout my career, I've had the privilege of working in both inpatient and outpatient settings, allowing me to gain a well-rounded perspective on mental health. My passion for this work stems from a genuine desire to see people thrive and overcome their challenges. I truly believe that everyone has the capacity to lead fulfilling lives once they tap into their own resilience and inner strength.
VirtualAvailable

Often rebooked

$125/session

Direct
Empowering
Authentic
Open-minded
Solution oriented
Warm

Specialties

Crisis Intervention
Depression
Substance Misuse
+1
I am Dr Derwin Harris and I am integrative in my approach when working with individuals, and families dealing depression, anxiety, domestic violence issues, problem solving skills, unresolved trauma, substance use & communication issues. I am thoroughly trained as a co-occurring psychotherapist who is skilled at intervening with individual and families who are experiencing a crisis. I have been trained in applying the American Society of Addiction Medicine (ASAM) criteria to ensure that clients are recommended for the appropriate level of outpatient or inpatient level of care.
VirtualAvailable

$140/session

Authentic
Direct
Warm

Specialties

Anxiety
Eating Disorders
Obsessive-Compulsive (OCD)
Hi, I’m Charly Volk, a Licensed Clinical Social Worker (LCSW) with over 15 years of experience supporting individuals through life’s ups and downs. I’ve had the privilege of working with children, teens, and adults (ages 6 and up), and I truly believe that every person’s story deserves to be heard, honored, and valued. I provide compassionate, evidence-based therapy for adults, teens, and couples navigating anxiety, depression, panic, OCD, and eating disorders. My practice is rooted in creating a safe, collaborative space where you can explore challenges, build resilience, and move toward lasting change.
VirtualAvailable

$200/session

Direct
Solution oriented
Intelligent
Authentic
Open-minded
Empowering
Humorous
Warm
Open-Minded
Solution oriented

Specialties

Addiction
Anger Management
Grief
+5
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.
VirtualAvailable
Frequently asked questions

Why filter by Virginia rather than a city like Richmond?

When looking for online therapy, you can see anyone that is credentialed in Virginia. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Virginia from Norfolk to Roanoke! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Virginia.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.