Therapists that accept Cash Pay in Virginia

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 473 verified therapists in Virginia who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/6/2026

$100/session

Authentic
Warm

Specialties

Anger Management
Anxiety
Depression
+10
I am excited about the success my clients have accomplished. It is their discovery that is most interesting: for example, it is possible to change personality even though we have always been told it never happens! We approach this by exploring emotions that form the building blocks of personality. In this sort of work, I find that the most effective therapy happens when clients and I form a interpersonal therapeutic bond of trust. By the way, when I say that change is possible , I really believe it, and I am confident that if you are willing to work on what many would call impossible...building trust...you will leave our sessions feeling a sense of increased wholeness.
VirtualAvailable

$150/session

Direct
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+10
Shannon believes that each person is the expert of their own life, knowing what they need and having the capability to direct their own journey. She understands that life's challenges can have a feeling of being lost, struggling to understand who we are, what we are doing, and where we are going. Shannon is dedicated to sitting in that uncomfortable space, offering support and guidance until a place of confidence and fulfillment is reached.
Available

$95/session

Direct
Authentic
Empowering

Specialties

ADHD
Dissociative Disorders
Obsessive-Compulsive (OCD)
+7
I am Bradley Chamberlain, a licensed clinical social worker/mental health professional located in Iowa, but clinically licensed in IA, NE, CO, VA, FL (telehealth license), NH and TX. I work with individuals with ADHD, OCD, Trauma, anxiety and sexual concerns such as men's issue and polyamory. My treatment modalities focus on the individual and it's not a cookie cutter approach. I incorporate modalities like CBT, Mindfulness, Stages of Change, Person Centered Therapy, Trauma Informed Therapy and Solution Focus therapy, and with use YouTube, Insta and TikTok videos as supplements as well.
VirtualAvailable

$120/session

Authentic
Intelligent
Open-minded

Specialties

Anxiety
Depression
Grief
+3
Hello, I am a Clinical Psychologist with over ten years of experience helping individuals of various ages to overcome a wide range of diagnoses and mental health struggles including anxiety, depression as well as grief and trauma. I have done so in a number of settings including my own private practice, hospitals, schools and community health centers. I am grateful Growtherapy gives me the opportunity to be able to help individuals such as yourself.
VirtualAvailable

$90/session

Authentic
Solution oriented
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+6
I am Kaneka Hall, a licensed clinical social worker. I have over 13 years of experience in various settings and various populations including military/veteran, children, adults as well as the geriatric population in community and hospital settings including long-term care/nursing homes. I specialized in disorders such as anxiety, depression and ADHD as well as situational challenges such as family conflict, relationship and peer challenges, life transitions, and religious and cultural challenges.
VirtualAvailable

Often rebooked

$125/session

Warm
Open-minded
Authentic

Specialties

Addiction
ADHD
Anxiety
+4
Hello! I'm a Licensed Clinical Social Worker (LCSW) based in Virginia. I received my Masters from Radford University in 2016 and have been practicing for about 10 years. I help adults and teenagers who are struggling with different issues such as anxiety, depression, life transitions, relationship issues, low self-esteem, etc. find an improved quality of life. No problem is too big or small to talk about.
VirtualAvailable

$175/session

Authentic
Direct
Solution oriented

Specialties

Couples Counseling
Personality Disorders
Sex Therapy
+7
My goal is to provide a safe space for healing. I prioritize my client’s confidentiality and comfort when providing care to meet their needs. In addition, I treat each client as a unique individual with specific issues and needs. After earning my master’s degree from the University of Southern California, I began my counseling career with the Shenandoah Public School. I also worked as a Crisis Intervention Therapist for two years and as a substance abuse therapist for another two years. After obtaining my couples therapy and sex therapy licenses, I began working with couples.
VirtualAvailable

$180/session

Intelligent
Warm

Specialties

Anxiety
Trauma and PTSD
Hello. Thank you for stopping in. I have over twenty years of clinical practice working with adults. Much of my clinical experience has been working with our Military and Veterans. I appreciate working with individuals from diverse backgrounds. As my client I will engage you in broad conversation about how you are functioning and together we will develop strategies and skills to improve your day to day life. Although therapy is a place of 'work' therapy is also a place where you can expect to feel listen to and know your opinion matters. I frequently hear clients tell me they looked forward to their next session. So, in the tone of 'looking forward' I hope to meet you soon.
Available

$106/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
Congrats on taking the first step in initiating therapy. It may not always be easy, but taking time for your well-being is always worth it. I'm a Licensed Clinical Social Worker (LCSW) with 12 years of experience in mental health. I've had the privilege of working with trauma survivors from a broad range of sociocultural backgrounds, including combat Veterans, survivors of sexual trauma, older adults, and couples.
VirtualAvailable

$165/session

Intelligent
Warm

Specialties

Anxiety
Depression
Mood Disorders
My hope is to be helpful in your journey towards taking care of your needs in whatever form that they show up. I have experience in this field building relationships with my clients that are focused on feeling safe talking to somebody that you can trust and addressing what needs to be addressed. Weil this may take some time depending on what you're going through. I firmly believe that you have the ability to get to where you would like to be. So let's go do that.
VirtualAvailable

$175/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable

$85/session

Direct
Empowering
Intelligent

Specialties

Anxiety
Self Esteem
Women's Issues
+7
I am Dr. Tarasha Lloyd. I have 20 years of experience in the field of social work and have been a therapist for the last 11 years. I have extensive experience providing therapy to youth, adolescents, families, groups, couples, military service members and veterans, and individuals of various races, ethnicities, and sexual orientations. I utilize Cognitive Behavioral Therapy (CBT), Motivational Interviewing(MI) and Solution Focused Brief Therapy (SFBT) as my primary modalities. My goal as a therapist is to help you acquire self-sufficiency. Meaning that you are able to learn skills and tools that work for you and apply them well beyond our time together, ultimately improving your overall quality of life. My approach is collaborative, not authoritative. Consider me your teammate when it comes to improving your mental and emotional health.
VirtualAvailable

$125/session

Authentic
Intelligent
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hi, I'm Adam and I'm looking forward to meeting and seeing if we are a good therapeutic match. In my career I've worked with a broad spectrum of clients hailing from many different ethnicities, age groups, genders, levels of education, socio-economic status, sexualities and personal histories. I recognize that behavior and mental health occur in a context. Trauma is real. Oppression and injustice are real. Before I was a therapist I spent years in community organizing and social justice advocacy. Therapy that isn't grounded in the social environment in which one lives is incomplete at best. I understand this because I've been there and seen it firsthand. If you're looking for a therapist that gets this in their bones, I'm your person. My favorite thing about providing therapy is asking questions that unlock the insight and inspiration you need to solve your problems, manage your emotions effectively and become the self that you most want to be. When you work with me, you'll have the listening ear of someone with broad experience and perspective. You will find keys to open doors you may not even have been aware of, and you'll emerge with greater self-awareness and confidence. I have extensive experience working with people with serious mental illness, or "SMI" (e.g. schizophrenia, schizoaffective disorder, bipolar disorder etc.) and love witnessing and supporting people with challenges like these being and becoming more than they may have been told they could. That said, one doesn't have to have SMI to benefit tremendously from therapy. My experience working with the SMI community broadens my perspective rather than limiting my practice. I carry a deep compassion for all humanity and welcome the opportunity to work with anyone looking for something better out of life. NOTE: I cannot serve residents of Chesterfield County at this time.
VirtualAvailable

Often rebooked

$130/session

Authentic
Warm
Intelligent

Specialties

Anxiety
Depression
Life Transitions
+3
Hello! I am a Licensed Marriage and Family Therapist based in Virginia, with a Master’s degree in Couples & Family Therapy from the University of Oregon and a Master’s degree in Medical Anthropology & Mental Health from the University of London (SOAS). For the past ten years, I’ve had the sacred privilege of walking alongside women and couples as they navigate the complexities of love, intimacy, and self-discovery. My training and lived experience across the U.S., U.K., and internationally have deepened my understanding that every soul and every relationship carries its own story, rhythm, and possibility. I approach every session with empathy, curiosity, and reverence for the unique story God is writing in each life. My deepest passion is helping clients return to their authentic selves, reclaim trust in their own knowing, and cultivate the kind of love — with self and with others — that is rooted in truth, harmony, and wholeness.
VirtualAvailable

$150/session

Solution oriented
Warm
Authentic

Specialties

Anger Management
Anxiety
Depression
+10
I am a bilingual, independent clinical social worker with a background in public health and more than 18 years of experience in both physical and mental health care. Over the past seven years, my focus has been on providing mental health therapy to individuals seeking meaningful change and personal growth. In my practice, I work collaboratively with clients to deepen their self-awareness, explore the emotional and relational aspects of their experiences, and identify patterns in thoughts, feelings, and behaviors that influence daily life. My goal is to empower clients to build effective coping skills, navigate life’s challenges with confidence, and enhance their overall well-being. I am fluent in Amharic and offer therapy in both English and Amharic to best support the needs of my clients.
VirtualAvailable

$150/session

Solution oriented
Challenging
Intelligent

Specialties

Addiction
Depression
Trauma and PTSD
+5
I am a Licensed Clinical Social Worker (LCSW-C), with many years of experiences, providing high-quality, personalized therapy for individuals seeking meaningful and lasting change. I specialize in trauma, anxiety, mood disorders, psychosis, substance use, relationship challenges, and personal growth. My approach is collaborative, insight-driven, and results-oriented—designed for clients who are ready to better understand themselves, break unhelpful patterns, and build a more grounded, fulfilling life.
VirtualAvailable

$140/session

Authentic
Intelligent
Humorous

Specialties

Anxiety
Depression
Life Transitions
+10
Hello, I am a Licensed Clinical Social Worker (LCSW) in Virginia and have 15 years of experience working with clients with a variety of mental health disorders and life stressors, including anxiety, depression, substance use disorders, life transitions, family conflicts, and chronic illness. In therapy, I help clients develop insight into themselves and provide tools to help them make positive changes in their lives.
VirtualAvailable

$140/session

Warm
Authentic
Direct

Specialties

Child or Adolescent
Depression
Women's Issues
+4
I am a Licensed Clinical Social Worker and the founder of OSUN Family Healing Services, an African-centered mental health initiative dedicated to healing Black women and girls. My work is rooted in cultural identity, emotional healing, and community restoration. I support individuals in reconnecting with themselves beyond survival, addressing the impact of generational trauma, systemic oppression, and disconnection from identity. I am building a space that moves beyond traditional therapy into collective healing, self-awareness, and liberation. My purpose is to help rebuild individuals, families, and communities through culturally grounded, intentional care.
VirtualAvailable

Often rebooked

$120/session

Authentic
Intelligent
Open-minded

Specialties

Anxiety
Coping Skills
Life Transitions
+4
I’m a Licensed Independent Social Worker with over a decade of experience in the mental health field, working with adults. My style is supportive, direct, and collaborative. Seeking therapy can feel overwhelming, and we’ll move through the process together. I believe everyone’s experiences and needs are unique, so therapy should never be one-size-fits-all. We’ll work together to understand your story, identify what’s working and what isn’t, and find a path forward that feels supportive and realistic. My role is to help you build tools that align with your values and goals.
VirtualAvailable

$120/session

Authentic
Solution oriented
Warm

Specialties

Coping Skills
Career Counseling
Life Transitions
+2
I am a licensed therapist dedicated to providing compassionate and evidence-based support to individuals navigating life's challenges. With a focus on building trust and empowering clients, I offer a safe, nonjudgmental space for growth, healing, and self-discovery. Whether you're managing anxiety, stress, or life transitions, I tailor therapeutic approaches to meet your unique needs, helping you develop lasting coping strategies and emotional resilience.
VirtualAvailable

Often rebooked

$150/session

Authentic
Empowering
Warm

Specialties

Couples Counseling
Depression
Self Esteem
+6
Craig Steckowski is a Licensed Marriage and Family Therapist (LMFT) based out of California and serves clients in both California and Virginia. He served in the Marine Corps prior to attending Alliant University in Irvine, CA for his therapy Master’s degree. After school, Craig then went on to work in Orange County. He was an advocate with the court system for mental health treatment and rehabilitation from chemical dependency. He also spent some time working for an agency that provided support to the homeless population and later, in a community clinic in New Hampshire where he helped to create services that met the needs of the community. Each of these experiences helped to shape Craig’s philosophy toward therapy, which is that therapy should be a non-judgemental, welcoming space for his clients to be their unfiltered, authentic selves. “I just truly want therapy to be a place that you look forward to and value,” he wants clients to know. “It’s your space, and nothing you say, do, or experience is going to change my perception of you.” His main goal as a therapist is to connect with his clients and offer them a place of solid, consistent, and positive support that they can depend on. He prioritizes maintaining a low enough caseload that clients can maintain a regular therapy schedule with him. He also encourages his clients to reach out between sessions if need be. “If you need me to be your hype man and help you through something, I’ll be there.” In his free time, Craig focuses on doing things that help rejuvenate him which includes spending time outside and quality time with his wife. He also regularly seeks professional support from a trusted mentor in the field to ensure he is practicing mindfully and ethically.
VirtualAvailable

$200/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
LGBTQ
Self Esteem
+3
You look like you have it all together, but your mind rarely gives you a moment of peace. The overthinking. The replaying conversations. The constant what if. The pressure to get it right, be it right, hold it all together. You’ve learned how to function through it. You show up. You get things done. But inside, it feels like you’re always bracing for something. Like your body never fully exhales. I know that space intimately. I know what it feels like to live in your head, to question yourself, to move through life with anxiety sitting quietly in the background. And I also know what it means to choose something different. To lean into faith over fear. To take action even when your thoughts are loud. To learn coping tools that actually support you, not just get you through the day. In our work together, we slow things down. We make sense of your patterns. We build emotional awareness, strengthen your voice, and practice new ways of responding to yourself and your life. Not perfectly, but intentionally. This is a space where you do not have to perform strength. You get to be honest, supported, and gently challenged as you come back home to yourself. When you’re ready, I’m here.
VirtualAvailable

Often rebooked

$110/session

Warm
Empowering
Authentic

Specialties

Anxiety
Grief
Women's Issues
+2
Hi there, I'm Susan. Have you been overwhelmed by juggling life's demands recently? Would you like to feel more confident in relationships and comfortable in your own skin? Are you finding it difficult to cope with change and loss? Reaching out for support is a big first step. As a licensed clinician in both Virginia and Iowa with over two decades of experience, I will work collaboratively with you as a partner to explore solutions and help you reach your goals. My approach to counseling is to create a space that feels safe, nonjudgmental, and welcoming. I am very strengths-based and tailor my approach to your individual needs and preferences. The focus of my practice is working with women of all ages on concerns including anxiety and depression, self-esteem, body image, life changes, and relational challenges. I also have specialized training to help you process and heal from previous trauma. I love incorporating humor and creativity into our conversations as we navigate these difficult topics. I look forward to meeting you and beginning our work together.
VirtualAvailable

$150/session

Direct
Warm

Specialties

Anxiety
Depression
Life Transitions
+1
Everyone needs help from time to time. I enjoy helping people to find their strengths; their gifts, talents and abilities that they were created with. Whether you’re experiencing feelings of anxiety, depression, relationship difficulties, or just feeling stuck, therapy can provide a safe place to work things out and find solutions that are right for you. I find that many people are helped by connection with a therapist, someone who will listen, but also use their training and experience, bringing that into the relationship.
VirtualAvailable

$175/session

Authentic
Direct
Empowering

Specialties

Coping Skills
Depression
Family Conflict
+10
My name is Lydia Peters, and I'm a Licensed Clinical Social Worker . I've worked in many different settings with different populations of people. I possess a vast amount of experience with the elderly along with individuals living with developmental disability, traumatic brain injury (TBI), mental illness, chemically addiction, homelessness, individual’s accused of sexual offense or sexually deviant behaviors , adults admitted to acute medicine & Veterans. I currently only offer Individual therapy services to adults 18 years old and up. A healthy therapeutic alliance brings forth a different perspective & additional support. Let's work together towards your success.
VirtualAvailable
Frequently asked questions

Why filter by Virginia rather than a city like Richmond?

When looking for online therapy, you can see anyone that is credentialed in Virginia. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Virginia from Norfolk to Roanoke! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Virginia.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.