Therapists that accept Cash Pay in Virginia

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 610 verified therapists in Virginia who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/15/2026

$100/session

Authentic
Warm

Specialties

Anxiety
Grief
Trauma and PTSD
+7
When life feels heavy, confusing, or harder to manage than it used to, having the right support can make all the difference. I began working in the mental health field 20 years ago after earning my undergraduate degree from Averett University, and later returned to school to earn my Master’s in Counseling from Old Dominion University. Over the course of my career, I have worked with a wide range of individuals navigating anxiety, depression, trauma, PTSD, psychosis, crisis situations, and chronic stress. Many of the people I support come to therapy feeling overwhelmed, emotionally exhausted, stuck in survival mode, or unsure how to move forward. My goal is to provide a steady, compassionate space where you can feel understood, build coping skills, and begin working toward greater clarity, stability, and emotional well-being.
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Often rebooked

$100/session

Empowering
Solution oriented
Warm

Specialties

Anxiety
Depression
Family Conflict
+10
As a Licensed Clinical Social Worker-Certified, I take a holistic, client-centered approach to therapy. I use Cognitive Behavioral Therapy, strengths-based, and solution-focused techniques to help clients navigate life's challenges, build healthy coping skills, and create lasting change. I work collaboratively with clients to help them make sense of what they are experiencing, build healthier coping skills, and move toward greater emotional balance, resilience, and meaningful change at a pace that feels right for them.
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New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Self Esteem
+2
Hi, I'm Caroline, I enjoy working with teens, young adults and adults on navigating life’s changes and challenges. I believe therapy should feel like a supportive, nonjudgmental space where you can be yourself, sort through what feels overwhelming, and build practical tools that fit your life. I enjoy helping clients work through anxiety, stress, friendship concerns, relationship challenges, self-esteem, and major transitions such as starting a new school, college, work, or increased independence. Together, we can explore patterns that may be keeping you stuck, strengthen coping skills, improve communication and boundaries, and create space for greater confidence and balance. My approach is warm, collaborative, and individualized. Whether you are feeling anxious, disconnected, unsure of your next steps, or simply need someone to talk to, I aim to help you feel heard, understood, and empowered to move forward.
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Career Counseling
Trauma and PTSD
+10
I have been licensed since 2017 and I've been working in the mental health arena for just under a decade. I began working in community mental health and that gave me an excellent opportunity to work with people who were dealing with a large variety of issues, including significant trauma, depression, anxiety, self-harm, relationship issues, self-esteem issues, people struggling to find motivation, people who are grieving significant losses, people with attention or focus issues, and people just trying to find their place in the world. My primary concern is ensuring that you feel comfortable and safe to share openly. Wherever you are on your adventure, I want to meet you there and work with you until you reach your destination. I primarily practice cognitive behavioral therapy and I work very hard to keep myself updated on treatments that are identified as best practice therapy models by the state of Virginia. It is important to me to provide a service that is supported by research to ensure that my clients get the best service available. I tend to pull a lot from DBT, strength based counseling, motivational-interviewing, solution focused therapy, and mindfulness. It should also be mentioned that I have a lot of experience working with people who have had significant legal issues. I enjoy working with people from all walks of life, and I love to learn.
VirtualAvailable
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$150/session

Warm
Empowering
Solution oriented

Specialties

Anxiety
Coping Skills
Self Esteem
+7
My philosophical life view is based upon a positive psychological perspective which means I truly believe that one voice can change your day, week, month, future and the world! I have dedicated myself to helping teens, young adults and women become a better version of themselves no matter what life throws at them. I enjoy challenging my clients to think differently and then watching the benefits that occur when they find success. I want to continue to teach courage and confidence by touching and diving into subjects such as overcoming self-doubt, identifying scarcity thinking and toxic surroundings, and unbalanced relationships. By having my clients identify on their own, their own overthinking, unhealthy relationships and perfectionism, together we can create new patterns of thinking that can lead to increased self-efficacy, courage and confidence.
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New to Grow

$165/session

Specialties

Anxiety
Men's Issues
Women's Issues
I’m a pretty laid-back person and that carries over into how I do therapy. I enjoy working with teens and adults and helping people work through whatever life has put in front of them. I don’t expect you to have everything figured out or always know the right thing to say. None of us do. I just want you to be able to come in, be yourself, and know we can figure things out from there.
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New to Grow

$120/session

Specialties

Anxiety
Bipolar Disorder
Depression
I am passionate about helping people. I enjoy seeing growth, change, and seeing my patients identify hidden potentials. I enjoy seeing my patients being comfortable to express themselves during sessions. I believe that most of what one needs to conquer this life is built within. I specialize in helping my patients obtain insight into the things that make them strong, in addition to helping my patients recognize the power of their character. If you're looking to overcome, to recognize your strengths and to propel forward with the life that's ahead of you, I am here for you! Life can be challenging however working together makes us Overcomers!
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$185/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Couples Counseling
Mood Disorders
+12
I am a licensed professional counselor in Virginia with 12+ years of professional work experience. I hold a BA in psychology, MA in clinical psychology, MA in educational leadership, PhD in counselor education and supervision, and a DBA with a focus in management. When I work with clients, listening to understand instead of hearing to respond is a priority. I believe it is imperative that I develop a sound understanding of my client's subjective worldview to meet them where they are and disrupt maladaptive thoughts and patterns of behavior. My objective is to collaborate with my clients in order to help them identify, address, and resolve matters that reinforce and/or contribute to their presenting concern(s). I have experience in helping clients with relationship issues, trauma and abuse, & motivation, self-esteem, and confidence, anxiety, adjustment issues, college and career readiness, couples, depression, family dynamics, gender identity, identity development, LGBT+, non-traditional relationships, men's issues. In our work together, I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!
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$500/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Life Transitions
Women's Issues
+3
I’m a Licensed Marriage and Family Therapist who works with women navigating relationship anxiety, attachment wounds, self-abandonment, and recurring relational patterns. Many of the women I work with are highly capable in other areas of life but feel emotionally overwhelmed, disconnected from themselves, or unsure whether what they’re feeling in relationships is anxiety, fear, or intuition. My work helps clients reconnect to themselves with greater clarity, self-trust, emotional safety, and authenticity.
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Often rebooked

$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
First Responders/Healthcare Workers
Self Esteem
+10
Hi, I'm Daija Monroe, Licensed Professional Counselor and founder of Monroe Behavioral Insight Consulting. I'm so glad you're here and I want you to know that finding the courage to seek support is something to be proud of. I'm a Virginia-based therapist with over seven years of experience working with individuals across a wide range of life experiences and challenges. I have experience in community mental health, forensic mental health, crisis intervention, and school-based settings which means I bring a well-rounded, real-world understanding of how life, systems, and mental health intersect. My work is rooted in creating a space that feels genuinely safe where you don't have to perform, pretend, or have it all figured out before walking through the door. I'll be honest with you, I'm not the therapist who will sit quietly and just nod. I'm warm, I'm real, and I'm straightforward. I believe you deserve a therapist who will actually engage with you, celebrate your wins, and gently challenge you when you need it. No sugarcoating, but always with compassion. My approach blends evidence-based techniques with genuine human connection. I specialize in working with women, young adults, adolescents, first responders, healthcare workers, and immigrants navigating life's most difficult moments. Whether you're carrying invisible weight, feeling stuck, or simply ready to finally put yourself first, I want to help you get there. Outside of my clinical work I am a mother, author, speaker, and advocate for mental health awareness. Life has taught me firsthand that healing is possible even when it feels impossibly far away. That lived experience shapes everything about how I show up for my clients. You don't have to keep holding it all alone. I'm here.
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$190/session

Authentic
Empowering
Direct

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Hi there! Let's sit and chat... Are you looking for a safe space to explore and organize your thoughts and feelings? Many people see therapy as a one-sided conversation, with little opportunity for interaction or getting to experience one another as real people. I can assure you our sessions will be as real as it gets! I want to help you achieve whatever solutions and life changes you are looking for. We'll work on building trust and a sense of safety, using open communication and humor, to identify how we can improve on your already existing coping skills, supports, and knowledge. Although this process may be challenging, we will work to enjoy the process as much as possible, so you can experience yourself, your relationships, and your life in new ways. Simply put, I don't think therapy has to be a painful thing for you. Starting this step can be hard and I would love the opportunity to work with you on this journey. For Private Pay Clients: Individual Sessions: $190/hour Couple/Family Sessions: $230/hour **All couples and families are seen via private pay. This allows us to focus on the relationships in the room, rather than the diagnosis of an individual. **For those out of network, should you meet criteria for a diagnosis accepted by insurance companies, I can provide monthly superbills that you may submit to your insurance provider for potential reimbursement. Please note that the payments received by the insurance provider as reimbursement may not cover the full service fee and I cannot guarantee reimbursement.
VirtualAvailable
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$140/session

Authentic
Holistic
Intelligent

Specialties

Anxiety
Chronic Illness
Self Esteem
+6
I'm a Licensed Professional Counselor (LPC) based in Virginia who believes that a tailored mix of experiential processes and existential discussions can contribute to a greater awareness of self and a more meaningful life. I work best with adults who feel stuck, trapped or left behind and are also willing to to take healthy, manageable risks that can open new doors to their future.
VirtualAvailable
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$130/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+10
Welcome! Transformation is possible. You can choose to step into a fully connected, authentic, and joyful life. It's time to start living the life that's waiting for you. I've experienced profound transformations myself and I'm here to guide you to the life that you desire. Maybe you're just not feeling happy. Or maybe you feel stuck in a never-ending loop. It seems like you're barely doing anything for yourself anymore. You know something has to change and there has to be a better way. I'm glad you're here! I'm Carrie, and I'm ready to help! I love to help people shift. I created LifeVision Counseling, LLC to empower individuals on their journey of personal growth and healing by offering online therapy throughout Virginia. As a seasoned therapist, I offer a safe space where you can explore your emotions, overcome obstacles, and start to live the life you desire. With over 15 years in the field, I bring experience and authenticity to each session, providing guidance and support as you navigate life's challenges from the comfort of your own home. I use a therapeutic approach to promote healing and growth. My style is collaborative and strengths-based, aimed at helping you honor yourself and find your own path forward. I use proven strategies to help you overcome life's challenges and start living a life that's full of peace and joy. I'm happy to help and specialize in treating anxiety, depression, life transitions, career stress, and relationship challenges.
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$140/session

Intelligent
Solution oriented
Direct

Specialties

Couples Counseling
Grief
Life Transitions
+9
Hi, I’m Tanya Logan, a Licensed Professional Counselor with 15 years of experience helping people heal, grow, and thrive. I use a compassionate, practical approach—drawing from CBT, DBT, and mindfulness—to support individuals and couples in navigating challenges, improving relationships, and building healthier coping strategies. My goal is to create a safe, welcoming space where you feel heard, understood and empowered. I specialize in couples therapy, women's sexual health and pre-marital counseling.
VirtualAvailable
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$75/session

Empowering

Specialties

Addiction
Anxiety
Trauma and PTSD
+7
I am a Licensed Professional Counselor. I started out my professional journey in Tennessee in 2010. I was licensed in Tennessee in 2015. I moved to New Mexico in 2019 and then to Virginia in 2022. My therapy techniques tend to be eclectic with mainly person centered (focusing on rapport and the therapeutic relationship), cognitive behavioral (looking at thought patterns), and creative techniques. I currently see people virtually but eventually hope to expand to see people in person and also have group therapy.
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Often rebooked

$200/session

Authentic
Warm
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I know how easy it is to become the person everyone depends on while quietly carrying stress, pressure, anxiety, or emotional pain underneath the surface. Many of the clients I work with are high functioning professionals, caregivers, parents, and leaders who are used to pushing through life while putting their own emotional needs on the back burner. Over time, that emotional weight can start showing up in relationships, work, sleep, mood, self esteem, or simply feeling disconnected from yourself. My goal as a therapist is to create a space where you no longer feel like you have to hold everything together alone. I specialize in EMDR therapy and work with adults and couples navigating trauma, anxiety, depression, relationship stress, and emotional overwhelm. My approach is warm, grounded, and direct. I believe therapy should feel like a real conversation with someone who is present, engaged, and genuinely invested in helping you heal and grow. Together, we will explore not only what is happening in the present, but also how past experiences may still be shaping the way you think, feel, react, and connect with others today. EMDR can help reduce the emotional intensity connected to painful experiences so you can move through life with greater clarity, confidence, and peace. With over 16 years of experience in mental health and substance use recovery, I am passionate about helping people move out of survival mode and feel more emotionally connected, balanced, and like themselves again. I provide virtual therapy to clients in Georgia, Florida, and Virginia.
VirtualAvailable
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Often rebooked

$120/session

Warm
Authentic
Empowering

Specialties

ADHD
Anxiety
Women's Issues
+9
Hi, My name is Kristel. I am an LCSW who provides talk therapy via Telehealth. I am a multifaceted individual with diverse life experiences that inform my perspective. As a former military brat and spouse, I've intimately understood the complexities of life's transitions. My journey has taken me from being a young wife to mature single and dating, stay-at-home mom to working mom, anxious new parent to accepting mother of teens, rule follower to empowered, scarcity mindset to abundance mindset, employee to entrepreneur, stuck to the growth mindset, financially insecure to thriving, trauma victim to survivor, neuro-ambiguous to neurodivergent, granting me a unique appreciation for all the roles I have experienced in my life. I'm a devoted mother of two children, and my path has been marked by significant challenges, including the struggle with infertility and profound grief. I proudly identify as a feminist and supporter of the BIPOC and LGBTQ+ community. These aspects of my identity deeply influence my approach to life and work. With a background in working with families, individuals, and children, I bring a wealth of experience. My personal journey has shaped my empathetic, compassionate, and inclusive perspective, which I offer as a source of support and understanding to those I work with.
VirtualAvailable
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New to Grow

$150/session

Specialties

Addiction
Anxiety
Coping Skills
+7
My name is Tracy Burris, LCPC and I am a holistic therapist, that believes in a healthy life balance. I work with adults, adolescents, couples, families, military personnel, first responders, and fellow clinicians who are seeking support with trauma, addiction, anxiety, depression, relationship challenges, and life transitions. As a Licensed Clinical Professional Counselor for the state of Maryland & Virginia I bring over 13 years of experience helping clients navigate complex emotional and behavioral challenges.
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$115/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Crisis Intervention
Life Transitions
+3
Sometimes life feels unmanageable or even unfamiliar; the heaviness is more than you can bear. Do you feel overwhelmed or overlooked? My goal is to ensure that my client's feel seen and validated while working to empower them with tools to navigate their current challenges. Therapy is a collaborative effort that allows you to use your voice in identifying solutions for your life.
VirtualAvailable
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$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+1
Hello! I am passionate about helping people increase self-understanding and self-compassion to become the best version of themselves. I enjoy helping others navigate challenging life transitions, increase resilience, and heal from past trauma. Together, we will identify areas for growth and existing strengths, to improve your quality of life and relationships. I offer a warm, collaborative, and nonjudgmental space for meaningful work. I am here to help you connect with yourself to feel whole, grounded, and empowered.
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$120/session

Authentic
Intelligent
Direct

Specialties

Anxiety
Depression
Parenting
+10
Kelly was born in Lynchburg Virginia and raised in Southern California but has been back east in this area since the early 90s. Kelly is a Licensed Professional Counselor (LPC), with over a decade of experience across many different settings consisting of inpatient, outpatient, intensive in-home, university, mental health agency work. Kelly graduated from liberty University with his PhD in professional counseling in January 2013; and has taught graduate students in group therapy skills and individual therapy techniques. Kelly tends to be eclectic in his counseling approach, employing CBT, and Person Centered. Active listening, CBT, Cognitive Challenging, Cognitive Refocusing, Cognitive Reframing, Conflict resolution, Exploration of Coping Patterns, Exploration of Emotions, Exploration of Relationship Patterns, Free Association processing, Interactive Feedback, Person centered, Preventative Services, Relaxation/Deep Breathing, Role-Play/Behavioral Rehearsal... Kelly seeks to meet you where you are in life and strives to help you grow in personal/social/work awareness, insight, and emotional/cognitive/behavioral change.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering

Specialties

Depression
Addiction
Anger Management
+6
Welcome, I'm glad you are here! I'm Aline and I empower you to reconnect with your authentic self, and achieve your goals in counseling. I believe you already possess within you the capacity and resources to resolve your own issues and just need the support in therapy to tap into your strengths to enhance your mental wellness. My goal is to provide a safe therapeutic environment for exploration, understanding of current unhelpful patterns, collaborative problem solving, and building of skills that foster growth.
VirtualAvailable
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$150/session

Empowering
Authentic
Warm

Specialties

Coping Skills
Life Transitions
Women's Issues
+8
For over 13 years, I have dedicated my practice to supporting women as they navigate the many demands of modern life. I understand firsthand what it means to move between worlds. Growing up in Brooklyn as the daughter of immigrant parents, and now living in South Florida, I have been shaped by diverse cultures, communities, and perspectives. My love of travel has deepened that curiosity about the human experience. In the therapy room, this translates into a genuine ability to meet you where you are regardless of your background, your story, or how far from yourself you may feel right now.
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$150/session

Warm
Authentic
Solution oriented

Specialties

ADHD
Anxiety
Coping Skills
+10
Hi there! I am a Licensed Clinical Psychologist and I am passionate about working with people, helping them find peace, healing, and resolution. I do not use a predetermined approach, but rather, I tailor the therapeutic experience to meet each individual's needs and treatment goals. Our goals will be centered around helping you establish coping skills in order to build your confidence to overcome life's challenges. I want to help you overcome your internal battles you thought were impossible.
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$110/session

Warm
Empowering
Authentic

Specialties

Anxiety
Grief
Women's Issues
+2
Hi there, I'm Susan. Have you been overwhelmed by juggling life's demands recently? Would you like to feel more confident in relationships and comfortable in your own skin? Are you finding it difficult to cope with change and loss? Reaching out for support is a big first step. As a licensed clinician in both Virginia and Iowa with over two decades of experience, I will work collaboratively with you as a partner to explore solutions and help you reach your goals. My approach to counseling is to create a space that feels safe, nonjudgmental, and welcoming. I am very strengths-based and tailor my approach to your individual needs and preferences. The focus of my practice is working with women of all ages on concerns including anxiety and depression, self-esteem, body image, life changes, and relational challenges. I also have specialized training to help you process and heal from previous trauma. I love incorporating humor and creativity into our conversations as we navigate these difficult topics. I look forward to meeting you and beginning our work together.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Virginia. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Virginia from Norfolk to Roanoke! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Virginia.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.