Therapists that accept Cash Pay in Virginia

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 638 verified therapists in Virginia who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 9/9/2026

$150/session

Solution oriented
Authentic
Direct
Specialties
Life Transitions
Self Esteem
Trauma and PTSD
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable
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$200/session

Holistic
Warm
Empowering
Specialties
Anxiety
Fertility & Reproduction Issues
Self Esteem
+7
I am a Licensed Clinical Social Worker in Florida, New York, Virginia, Pennsylvania, and Illinois and have been practicing for 23 years. Within my holistic practice, I incorporate mindfulness techniques such as deep breathing exercises, meditation, positive affirmations as well as utilize creative arts and movement during sessions. I work with clients who are feeling overwhelmed, overstimulated or anxious. I provide support as well as pride myself in a person centered approach, meeting my client where they are, and helping them to meet goals that they wish to achieve. I am compassionate about working with individuals facing infertility or health challanges.
VirtualAvailable
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$100/session

Authentic
Warm
Empowering
Specialties
Depression
Self Esteem
Trauma and PTSD
Hi! I'm Jen Tucker, a licensed mental health counselor who is passionate about serving others. I'm a military veteran and a military spouse. I'm also a wife, mom, and grandmother. I've been through a lot in my life. Most of you have too. After all, you find yourself here looking for something. It is my firm belief that each and every one of us has tremendous potential. We all have unique talents and skills, honed and sharpened through our life experiences. These experiences, while crucial to shaping us, can also leave us hurt, confused, numb, or insecure. It is paramount that we stop along our journey to take stock, address our needs, heal, and refocus. Sometimes, we realize we may benefit from having extra support or guidance through these moments. That is where therapy can help. Throughout my counseling career, I have had the privilege of being able to walk beside clients as they process the past, learn to be comfortable in the present, and get excited for the future. I am certified in trauma and treat clients with a wide range of concerns. Whether you feel ready to dive into therapy, or you are just contemplating the idea, I'd love to hear from you. I am currently accepting video clients for individual therapy. If you aren't ready to make contact, I have some resources available for self-reflection. Check out my blog at NotWavingButDrowning.org or my TikTok @MHMinute, where you'll find videos on a variety of mental health topics.
VirtualAvailable
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$120/session

Empowering
Warm
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+9
English | español I graduated from the University of Gdansk, Poland (B.A. Psychology), and obtained a Master's in professional counseling from Liberty University, Lynchburg, Virginia. I am licensed to provide professional counseling independently in Arizona, Florida, South Carolina, Virginia, and Texas. I have experience working with individuals from various backgrounds and providing therapy in English and Spanish. Treatment is about finding hope despite the circumstances. I am a Licensed Professional Counselor (LPC) who treats children (ages Zero+), teens, and adults.
VirtualAvailable
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$170/session

Warm
Empowering
Authentic
Specialties
Coping Skills
Life Transitions
Trauma and PTSD
+10
Hello. I am Dr. C. Thank you for being here—I don’t take your presence for granted. Seeking support is a powerful step, and I’m honored to walk alongside you on this journey. With over a decade of experience in the mental health field, I’ve had the privilege of working with people from many ages, backgrounds, and walks of life. These experiences have shaped my commitment to creating a safe, compassionate, and collaborative space for healing and growth. I’m here to help you navigate challenges, reconnect with yourself, and move toward becoming a healthier, happier version of you. I look forward to supporting you in this important chapter of your life.
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$200/session

Empowering
Authentic
Intelligent
Specialties
Anxiety
LGBTQ
Self Esteem
+10
Dr. Jones graduated with her doctorate in clinical psychology in 2014 from the Adler School of Professional Psychology and has over 15 years working in the mental health field. She has a Masters of Counseling degree and began her career working with survivors of domestic violence and their children. Dr. Jones then transitioned to working with the Department of Child and Family Services where she served as a therapist for foster children who were battling trauma and the effects of placement in several foster homes. She also had the opportunity to provide parenting classes to those interested in being foster parents as well as parent training for current foster parents and parents interested in reunited with their children. Dr. Jones has experience aiding couples and families resolve relational issues. She has over 11 years of experience treating individuals with anxiety, depression, maladaptive personality traits, trauma, identity concerns, anger issues, and addictions. She has also worked extensively with individuals who have struggled with criminogenic factors, incarceration or families of those incarcerated.
VirtualAvailable
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New to Grow

$150/session

Specialties
ADHD
Attachment Issues
Burnout
I am a licensed psychotherapist and also a board certified Drama Therapist . For 40 years I've applied the ARTS to my therapy practices. I've worked for social justice in east Africa and Romania as well as Charlottesville Virginia . I've helped people from all walks of life, all ages, genders, and nationalities, to discover the SOUL FORCE that resides within each of us.
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$55/session

Warm
Authentic
Empowering
Specialties
Anxiety
Grief
Women's Issues
+3
I can only see folks who are in Virginia. As a licensed therapist since 1995, I bring nearly three decades of diverse counseling experience to my practice. My professional journey includes: • 14 years in private practice • 17 years in emergency mental health services • 7 years in college counseling • 4 years at a women’s resource center • 5 years with a family service agency I integrate evidence-based approaches including cognitive behavioral therapy, mindfulness practices, breath work, and anxiety reduction techniques. My particular expertise lies in addressing codependency issues (dysfunctional patterns of behavior). Supporting clients through their grief journey has become very special to me. I welcome you to email me for more information about my services or to schedule a consultation. I am not accepting clients who are severely depressed or who are in crisis.
VirtualAvailable
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New to Grow

$100/session

Specialties
Emotional Regulation
Life Transitions
Self Esteem
+5
I am a Licensed Clinical Social Worker who works with adults, couples, and families navigating anxiety, depression, relationship and family challenges, parenting concerns, self-esteem, life transitions, and periods of feeling stuck or overwhelmed. Before becoming a therapist, I had a varied professional career that included journalism, communications, interpreting, translating, and working with people from many different cultures and backgrounds. Those experiences continue to influence the way I understand people and relationships today. I can also provide therapy in Portuguese and Spanish.
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$140/session

Empowering
Warm
Authentic
Specialties
Anxiety
Depression
Grief
+10
Hello! I am a Licensed Clinical Social Worker and I obtained both my Bachelor's and Master's degree Social Work at Florida International University. I have over five years of experience helping teens, adults, and families in need of mental health services and/or medical/case management counseling. I am the owner of Forevermore Counseling Services, LLC, licensed in FL, IL, SC, and VA with the pursuit of more states, and utilizes empirical based interventions geared to your needs.
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$150/session

Authentic
Warm
Empowering
Specialties
Anxiety
Couples Counseling
Men's Issues
+8
Warm Greetings! I have 32 years of experience in the counseling field since 1993. I earned my Masters degree through Longwood University. I worked in residential mental health care and in-home settings. In 2008, along with 3 colleagues, I founded a day school for youth with learning disabilities and mental health challenges. I have specialized in working with children, tweens, teens, and young adults. Adult clients, ranging up to seniors, can explore in an accepting space as I journey alongside them. I currently work extensively with diverse families and adults with unique backgrounds as well. I believe in creating a safe space for all individuals to be heard and validated. I value building trust and openness with people to support them as they unravel the twists and turns that life presents us all. When I listen attentively in sessions, the person, couple, or family are the most important people in the room as we seek to shed light on the areas we can discover together. I see clients both virtually and in my office. *In-office sessions require prior approval by contacting me directly.
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Often rebooked

$135/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Life Transitions
Are you going through a transition in life? Are you struggling with navigating feelings, decisions or conflicts? Well, you have made a courageous first step by seeking help! My goal is to provide a safe space for you to realize your strengths, identify and process your emotions, and work through things in life that are keeping you "stuck." I take a person-centered approach to therapy, using techniques and theories from numerous approaches to help you adjust and grow through your unique experiences. Although I value clinical interventions, creating an environment that feels safe and welcoming is my top priority. I have experience building rapport and creating therapeutic relationships with children, adolescents and adults going through all phases of life. While my specialization is in navigating life transitions, I have experience working with many concerns, including depression, anxiety, sexuality, and relationships. Don't hesitate to reach out to me! I'd love to start helping you navigate the challenging areas of your life.
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$110/session

Intelligent
Warm
Specialties
Anxiety
Coping Skills
Depression
+10
Hello! My name is Avis Edwards, and I am a Licensed Professional Counselor. I have experience working with children, adolescents, and adults who are facing a range of mental health and co-occurring disorders. I provide culturally sensitive individual therapy and strive to create a supportive, compassionate environment where clients feel heard, empowered, and equipped to work toward healing and personal growth.
Available
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New to Grow

$100/session

Specialties
Anxiety
Bipolar Disorder
Depression
+8
My name is Michael Muldoon, LCSW, and I have been working in the field, primarily as a therapist in various mental health treatment settings, for 6 years. I have worked primarily with patients with mood disorders, such as Anxiety, Depression, and Bipolar disorder, but also have experience working with grief and loss, personality disorders, and ADHD. I use a variety of modalities or types of therapy, including CBT, DBT, ACT, SFBT, and more. I would be privileged to work with you to help overcome symptoms and stressors, to attain the life you want.
Available
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New to Grow

$150/session

Specialties
Burnout
Sexual Abuse
Trauma and PTSD
+10
Let's reduce feelings of overwhelm, together. I am a Doctor of Social Work, trauma specialized, and clinically licensed in DC, VA, SC, RI and IN as a social worker and substance use disorder therapist serving children, teens, and adults (mandated and non-mandated). We can focus on anger, feelings of hopelessness, overwhelm, panic, grief, always thinking, people pleasing, holding guilt and shame, inability to focus, nightmares, and so many other thoughts, feelings, experiences, and emotions that result from the environment around us. We can really lean into substance use and the agonizing cycle of it all. I am nationally certified in TF-CBT (ages 3-18), and CPT and PE trained for adults with PTSD. Additionally, you can receive mindfulness-based, somatic integration, and a holistic lens to examine your needs via my 11 years’ experience and an additional master's in integrative health coaching plus 20 years’ experience in therapeutic design, so we can look together at social and environmental problem and solution spaces based upon your needs. I've also worked for several years in urban public school systems, so can help students, caregivers, and educators navigating school-based stress. I am culturally humble and honor intersectionality. Thank YOU for reading about how we can partner to increase your feelings of hope and wellness.
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$200/session

Authentic
Warm
Empowering
Specialties
LGBTQ
Military/Veterans
Trauma and PTSD
+1
Welcome! My name is Kate, and I am a licensed clinical psychologist. I value creating a therapeutic space that is warm, respectful, empathic, and validating. I’m deeply committed to supporting individuals and couples as they tackle life’s challenges, with a focus on fostering growth, resilience, and connection. My approach blends expertise with humanity, tailoring interventions to fit your unique needs. As a psychologist, I strive to be your teammate in the healing and growth process, helping you uncover strengths, overcome barriers, and build a life aligned with your values and goals (and maybe even a few laughs along the way). For over six years, I honed my skills working at several VA systems, where I had the privilege of learning from incredible Veterans and colleagues alike. This included year-long specialty trainings in Prolonged Exposure for PTSD (PE-PTSD), Cognitive Processing Therapy for PTSD (CPT-PTSD), and the full-throttle, comprehensive Dialectical Behavior Therapy (DBT and DBT-PE). While at my various placements (e.g., UMASS Hahnemann Family Health Center, AUNE Psychological Service Center, multiple VAs, etc.), I worked with majority LGBTQIA+ individuals and developed a passion for working with LGBTQIA+ folx. I served as the Transgender and Gender Diverse Group co-leader for several years, and my caseloads were majority LGBTQIA+, Women Veterans, and Veterans/People of Color. Along the way, I was awarded the Outstanding Early Career Achievement, served as the MHC Group Psychotherapy Coordinator, and worked as a comprehensive DBT team member at two VA facilities. These experiences didn’t just fill my 'toolbox'—they shaped my deep respect for the strength, complexity, and resilience of the people I’m honored to work with every day.
VirtualAvailable
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$125/session

Warm
Authentic
Empowering
Specialties
Anxiety
First Responders/Healthcare Workers
Women's Issues
+10
Hi, I'm Daija Monroe, Licensed Professional Counselor and founder of Monroe Behavioral Insight Consulting. I'm so glad you're here and I want you to know that finding the courage to seek support is something to be proud of. I'm a Virginia-based therapist with over seven years of experience working with individuals across a wide range of life experiences and challenges. I have experience in community mental health, forensic mental health, crisis intervention, and school-based settings which means I bring a well-rounded, real-world understanding of how life, systems, and mental health intersect. My work is rooted in creating a space that feels genuinely safe where you don't have to perform, pretend, or have it all figured out before walking through the door. I'll be honest with you, I'm not the therapist who will sit quietly and just nod. I'm warm, I'm real, and I'm straightforward. I believe you deserve a therapist who will actually engage with you, celebrate your wins, and gently challenge you when you need it. No sugarcoating, but always with compassion. My approach blends evidence-based techniques with genuine human connection. I specialize in working with women, young adults, adolescents, first responders, healthcare workers, and immigrants navigating life's most difficult moments. Whether you're carrying invisible weight, feeling stuck, or simply ready to finally put yourself first, I want to help you get there. Outside of my clinical work I am a mother, author, speaker, and advocate for mental health awareness. Life has taught me firsthand that healing is possible even when it feels impossibly far away. That lived experience shapes everything about how I show up for my clients. You don't have to keep holding it all alone. I'm here.
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$150/session

Warm
Empowering
Authentic
Specialties
Coping Skills
Life Transitions
Women's Issues
+8
For over 13 years, I have dedicated my practice to supporting women as they navigate the many demands of modern life. I understand firsthand what it means to move between worlds. Growing up in Brooklyn as the daughter of immigrant parents, and now living in South Florida, I have been shaped by diverse cultures, communities, and perspectives. My love of travel has deepened that curiosity about the human experience. In the therapy room, this translates into a genuine ability to meet you where you are regardless of your background, your story, or how far from yourself you may feel right now.
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$120/session

Intelligent
Solution oriented
Direct
Specialties
ADHD
Anxiety
Depression
+1
Dr. Wuhib is a clinical psychologist who has been in the mental health field since 2001 when her first job entailed working with adults with chronic and severe mental illness to prevent repeated hospitalizations. She has since held various positions providing psychotherapy, consultation, as well as intelligence and diagnostic testing for children and adults. Dr. Wuhib uses a collaborative, outcome focused approach tailored to individuals' needs using cognitive behavior, psychodynamic, and mindfulness therapies that are trauma informed. Her special interests are chronic stress, anxiety, and complex relationship trauma and their impact on daily living.
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$175/session

Authentic
Warm
Solution oriented
Specialties
Life Transitions
Postpartum
Women's Issues
+5
Hi! I'm Veronica, a licensed clinical social worker (LCSW-C) with over 12 years of experience providing therapy. Many of us yearn for a sense of peace, connection, and well-being in our lives. However, life circumstances and internal struggles can often hinder our ability to experience these deeply fulfilling states. I believe in creating a safe and non-judgmental space where you can explore your challenges and emotional pain. My goal is to support your growth and healing journey, empowering you to cultivate greater self-awareness, develop effective coping mechanisms, and live a more fulfilling life. Outside of my practice, I enjoy spending time with my family (two teenagers and three dogs), practicing Pilates, and cheering on the Celtics. I am licensed in Maryland, DC, Virginia, Minnesota and Ohio.
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Often rebooked

$175/session

Warm
Empowering
Authentic
Specialties
Anxiety
Perinatal Mental Health
Women's Issues
+10
“Unconditional Positive Regard” - the idea of being accepted and supported, no matter what. Unconditionally. While it would be nice to always be surrounded by people who provide it, if you aren’t, you can find it in our space together. A firm believer in solution-focused, strengths-based, and action-oriented therapeutic approaches, Arika Adams, LCSW, has had over a decade of working with children and families who have experienced trauma, including significant work with adoptive families - particularly those adopting older children and perinatal women. Trained in Perinatal Mental Health, EMDR, and Trauma-focused Cognitive Behavioral Therapy her goal is to help you feel empowered to make the decisions you feel will help you live your best life.
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$155/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Foster Care/Adoption
Trauma and PTSD
+9
I’m a Licensed Clinical Social Worker who supports adults navigating trauma, anxiety, depression, emotional challenges, and life transitions. I use evidence-based approaches tailored to each client’s needs, including EMDR, CBT, DBT, ACT, attachment-based, and mind-body therapies. My goal is to provide a supportive, nonjudgmental space where you can feel understood, develop practical tools, and move toward meaningful change. My Christian faith informs my practice, and I welcome the integration of faith and spirituality when desired.
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$130/session

Warm
Empowering
Open-minded
Specialties
Chronic Illness
Depression
Trauma and PTSD
+9
Hi- I’m Heather! I’m a licensed clinical social worker offering telehealth therapy in the state of Virginia. One of my greatest professional passions is introducing clients to EMDR therapy! I am an EMDR trained therapist working toward obtaining EMDR certification and am actively accepting new clients who are interested in exploring EMDR. 
 If you’ve tried talk therapy before and found that you’ve hit a wall, you’re not alone. Talk therapy may help us gain new insights into our patterns of behavior or relationship dynamics, but we often still have trouble changing the way we respond to particular triggers. Despite years of talk therapy, many of us find that there is still an unbridgeable gap between what our rational thinking brain knows and our felt sense of truth. 

Do you cognitively believe that you are not a bad/unworthy/unloved person but deep in your body you cannot shake the sense that these core beliefs are true? EMDR can help resolve this disconnect. 

 Talk therapy work is done in the left hemisphere of the brain (this is the part of the brain where logical, rational thought occurs). But trauma is stored in the RIGHT hemisphere of the brain and the limbic system. Language does not easily address memories or beliefs stored in this part of the body and you may stay stuck living with maladaptive core beliefs and reliving traumatic memories until you can incorporate your RIGHT side of your brain in therapy. EMDR is one way of doing this. EMDR operates under the theory that the brain has a natural system in place to move toward adaptive resolution. Trauma blocks this system preventing us from fully processing our memories. EMDR reactivates this system, allowing our brain to fully integrate trauma so we can be free to live life on our own terms.
VirtualAvailable
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$200/session

Direct
Solution oriented
Authentic
Specialties
Couples Counseling
Spirituality
** COUPLES THERAPY ONLY** I am a multi-state licensed psychotherapist and relationship expert with over 15 years in the mental health field. I am experienced in working with couples who are looking for support, clarity and problem solving skills in a safe, non-judgmental space. Please rest assure that you have come to the right place for guidance. It's great that you recognize the benefits of processing your emotions and concerns with a therapist who can help guide you in working through the challenges. The idea of you considering therapy tells me that you are looking for change to take place because something you are or aren't doing is no longer working. This is where change happens...this is a very solution-driven space. The sessions are actively engaging, honest, direct, and transformative. We don't get to just talk about it here; we do something about it. Through challenging exercises, role-plays, dissecting, and insightful discussions; we see change. Your expectations and openness to learn new skills is significant to the process of the positive change you can be proud of.
VirtualAvailable
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$185/session

Authentic
Intelligent
Warm
Specialties
Anxiety
Couples Counseling
Mood Disorders
+12
I am a licensed professional counselor in Virginia with 12+ years of professional work experience. I hold a BA in psychology, MA in clinical psychology, MA in educational leadership, PhD in counselor education and supervision, and a DBA with a focus in management. When I work with clients, listening to understand instead of hearing to respond is a priority. I believe it is imperative that I develop a sound understanding of my client's subjective worldview to meet them where they are and disrupt maladaptive thoughts and patterns of behavior. My objective is to collaborate with my clients in order to help them identify, address, and resolve matters that reinforce and/or contribute to their presenting concern(s). I have experience in helping clients with relationship issues, trauma and abuse, & motivation, self-esteem, and confidence, anxiety, adjustment issues, college and career readiness, couples, depression, family dynamics, gender identity, identity development, LGBT+, non-traditional relationships, men's issues. In our work together, I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Virginia. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Virginia from Norfolk to Roanoke! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Virginia.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.