Therapists that accept Cash Pay in Virginia

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 540 verified therapists in Virginia who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 2/23/2026

$165/session

Warm
Authentic
Direct

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hi there, I am so happy you are here. I am a Licensed Clinical Social Worker (LCSW) based out of Virginia. I received my Masters in Social Work from VCU and have been practicing for 6 years. I've been fortunate in having a variety of experiences that include working in acute inpatient and outpatient settings, treating adolescents and adults experiencing a variety of symptoms and diagnoses. My most recent role includes opening and managing several Partial Hospitalization Programs in the Richmond area. After many years of working in the hospital setting, I am eager to return to my passion of working one-on-one with those looking to reclaim their life and protect their peace.
VirtualAvailable

$175/session

Authentic
Open-minded
Solution oriented

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable

Often rebooked

$125/session

Solution oriented
Empowering
Open-minded

Specialties

Addiction
Grief
Trauma and PTSD
+3
I'm a down-to-earth therapist with a generally upbeat personality. I've been practicing clinically since 2016 and love what I do. As a military spouse and daughter of a veteran, I also understand military culture. I worked with active-duty service members for four years. The military has led to several moves and many opportunities in my career. I've treated people struggling with addictions, trauma, grief, loss, relationship issues, and unbelievable stress. As a wife and mother, I have also found joy in helping families with young children during my work with the birth-to-three population. Everything changes when people have children. Postpartum depression, anxiety, and OCD deserve to be met with love and support. I believe therapy should be individualized and trauma-informed. All of my clients are met with the same energy and care. This is about you. I keep it real and don't pass judgment no matter the issue.
VirtualAvailable

$125/session

Empowering
Solution oriented
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+10
It is important for me to establish a strong rapport with clients. I treat my clients how I expect to be treated if I was a client obtaining therapy. I consider myself a fair and objective person who listens without judgment. I am open-mind and kind, and it is important for clients to feel my genuineness and empathy throughout the therapeutic relationship. Furthermore, I am passionate about informing clients how a dysregulated nervous system guides how healing happens.
VirtualAvailable

$150/session

Intelligent
Solution oriented

Specialties

Anxiety
Life Transitions
Women's Issues
+10
Hi, I’m Tehseen, and I’m so glad you are here. I’m a Licensed Clinical Social Worker (LCSW) with over 8 years of experience supporting children, teens, and adults through life’s challenges. I provide compassionate, trauma-informed, and evidence-based therapy for those navigating anxiety, depression, panic, chronic stress, burnout, and major life transitions. I believe every person’s story deserves to be heard and honored, and I strive to create a warm, non-judgmental space where you feel safe to explore your experiences. My approach is collaborative and tailored to your unique needs, integrating modalities such as Cognitive Behavioral Therapy (CBT) to help you untangle unhelpful patterns, build resilience, and develop practical tools for lasting change. Together, we’ll work to strengthen your self-awareness, enhance your coping skills, and empower you to move forward with greater clarity, confidence, and well-being.
VirtualAvailable
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New to Grow

$80/session

Specialties

Anxiety
Depression
Life Transitions
+4
I work with people who are ready to slow down, look inward, and truly start feeling more like themselves again. I specialize in helping with anxiety, depression, and life transitions like break ups and divorce, job loss, or starting something new. My goal as a therapist is to help people figure out how to feel better, find out more about themselves, and face tough decisions.
VirtualAvailable

$175/session

Humorous
Challenging
Authentic

Specialties

Anger Management
Anxiety
Depression
+6
Welcome, My name is Ariam Peña, I am a Licensed Professional Counselor in Georgia and Virginia. I received my Master’s degree from Argosy University and have been practicing for over a decade. I help adults with the different challenges of life and pressures that often take the form of anxiety, depression, stress, and substance abuse. I work to help my clients navigate these transition periods and to build skills to allow them to feel better about themselves and develop a more positive outlook on life.
VirtualAvailable

$106/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
Congrats on taking the first step in initiating therapy. It may not always be easy, but taking time for your well-being is always worth it. I'm a Licensed Clinical Social Worker (LCSW) with 12 years of experience in mental health. I've had the privilege of working with trauma survivors from a broad range of sociocultural backgrounds, including combat Veterans, survivors of sexual trauma, older adults, and couples.
VirtualAvailable

$150/session

Specialties

Anxiety
Coping Skills
Life Transitions
+10
I work with individuals 16 and older, offering a supportive, collaborative space where clients can feel heard, understood, and empowered. My approach is personalized and practical, blending mindfulness and tailored coping tools with thoughtful reflection to help clients navigate challenges, build insight, and create meaningful, long-lasting change. If you prefer to have a free 15 minute phone consultation before getting started, feel free to reach out!
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic

Specialties

Coping Skills
Military/Veterans
Self Esteem
+6
Hi! I am Stacy McCarty-Nash, but just Stacy will do! I am a Licensed Marriage & Family Therapist Supervisor (LMFT-S) and an AAMFT Approved Supervisor/Mentor. I have been practicing therapy for 25+ years after earning my Master of Science (MS) degree from Friends University. I am licensed in Virginia, Texas, and Florida. I specialize in providing individual therapy with culturally diverse clients who are navigating relationship struggles, anxiety, depression, and issues with self-esteem. My mission is to nurture emotional well-being and help you heal and grow one step at a time.
VirtualAvailable

$120/session

Authentic
Intelligent

Specialties

Coping Skills
Career Counseling
Life Transitions
+2
I am a licensed therapist dedicated to providing compassionate and evidence-based support to individuals navigating life's challenges. With a focus on building trust and empowering clients, I offer a safe, nonjudgmental space for growth, healing, and self-discovery. Whether you're managing anxiety, stress, or life transitions, I tailor therapeutic approaches to meet your unique needs, helping you develop lasting coping strategies and emotional resilience.
VirtualAvailable

$85/session

Solution oriented
Authentic
Warm

Specialties

ADHD
Dissociative Disorders
Obsessive-Compulsive (OCD)
+7
I am Bradley Chamberlain, a licensed clinical social worker/mental health professional located in Iowa, but clinically licensed in IA, NE, CO, VA, FL (telehealth license), NH and TX. I work with individuals with ADHD, OCD, Trauma, anxiety and sexual concerns such as men's issue and polyamory. My treatment modalities focus on the individual and it's not a cookie cutter approach. I incorporate modalities like CBT, Mindfulness, Stages of Change, Trauma Informed Therapy and Solution Focus therapy, and with use YouTube, Insta and TikTok videos as supplements as well.
VirtualAvailable

Often rebooked

$130/session

Empowering
Solution oriented
Authentic

Specialties

Anxiety
Depression
Life Transitions
+10
Welcome! Transformation is possible. You can choose to step into a fully connected, authentic, and joyful life. It's time to start living the life that's waiting for you. I've experienced profound transformations myself and I'm here to guide you to the life that you desire. Maybe you're just not feeling happy. Or maybe you feel stuck in a never-ending loop. It seems like you're barely doing anything for yourself anymore. You know something has to change and there has to be a better way. I'm glad you're here! I'm Carrie, and I'm ready to help! I love to help people shift. I created LifeVision Counseling, LLC to empower individuals on their journey of personal growth and healing by offering online therapy throughout Virginia. As a seasoned therapist, I offer a safe space where you can explore your emotions, overcome obstacles, and start to live the life you desire. With over 15 years in the field, I bring experience and authenticity to each session, providing guidance and support as you navigate life's challenges from the comfort of your own home. I use a therapeutic approach to promote healing and growth. My style is collaborative and strengths-based, aimed at helping you honor yourself and find your own path forward. I use proven strategies to help you overcome life's challenges and start living a life that's full of peace and joy. I'm happy to help and specialize in treating anxiety, depression, life transitions, career stress, and relationship challenges.
VirtualAvailable

$100/session

Authentic
Open-minded
Warm

Specialties

Addiction
Anxiety
Trauma and PTSD
+3
I have been working with individuals struggling with post-traumatic stress disorder, substance use, sexual addiction, and mental health challenges for the past ten years. I have a real heart to walk alongside you to encourage, support, and empower you to move forward in your recovery needs. I graduated from Liberty University in 2014 with an MA in Professional Counseling and completed a Doctoral program specializing in treating trauma-related challenges. I approach recovery through the eyes of motivational interviewing and cognitive-behavioral therapy. I am also trained in EMDR and Accelerated Resolution Therapy.
VirtualAvailable

$150/session

Intelligent
Warm
Empowering

Specialties

Anger Management
Anxiety
Depression
+10
I am a bilingual, independent clinical social worker with a background in public health and more than 18 years of experience in both physical and mental health care. Over the past seven years, my focus has been on providing mental health therapy to individuals seeking meaningful change and personal growth. In my practice, I work collaboratively with clients to deepen their self-awareness, explore the emotional and relational aspects of their experiences, and identify patterns in thoughts, feelings, and behaviors that influence daily life. My goal is to empower clients to build effective coping skills, navigate life’s challenges with confidence, and enhance their overall well-being. I am fluent in Amharic and offer therapy in both English and Amharic to best support the needs of my clients.
VirtualAvailable

$120/session

Authentic
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
+1
Are you facing challenges or finding difficulty coping with life’s stressors? Well, I believe everyone has strengths and skills that can be used to make small or big changes in their lives. I believe that you have inside of you everything needed to be your authentic self, to be whole, to be happy and at peace. Let me help you to uncover your potential. I am a licensed clinical Social Worker with over 15 years of experience in the field of social work. This experience includes working with children, adults and families experiencing high levels of stress and crisis. Many of my clients are dealing with depression, anxiety and various social, emotional and mental health issues.
VirtualAvailable

$75/session

Empowering
Solution oriented
Intelligent

Specialties

ADHD
Anxiety
Trauma and PTSD
+7
**My hours are early, 6 am-1130 am EST t-f, mondays and Wed are later times** Hello! I'm Robert, and I want to commend you for taking the courageous step towards bettering yourself through therapy. As a licensed therapist in Arizona and Virginia with 6 years of professional experience, I have had the privilege of working with individuals facing a variety of challenges, including anxiety, depression, mood disorders, complex trauma, PTSD, and life changes. My approach is rooted in respect, sensitivity, and compassion, ensuring that every client feels valued and understood.
VirtualAvailable

$135/session

Warm
Empowering
Open-minded

Specialties

Anxiety
Depression
Life Transitions
Are you going through a transition in life? Are you struggling with navigating feelings, decisions or conflicts? Well, you have made a courageous first step by seeking help! My goal is to provide a safe space for you to realize your strengths, identify and process your emotions, and work through things in life that are keeping you "stuck." I take a person-centered approach to therapy, using techniques and theories from numerous approaches to help you adjust and grow through your unique experiences. Although I value clinical interventions, creating an environment that feels safe and welcoming is my top priority. I have experience building rapport and creating therapeutic relationships with children, adolescents and adults going through all phases of life. While my specialization is in processing trauma, particularly with children, I have experience working with many issues, including depression, anxiety, sexuality, and relationships. Don't hesitate to reach out to me! I'd love to start helping you navigate the challenging areas of your life.
VirtualAvailable

$140/session

Authentic
Open-minded
Empowering

Specialties

Family Therapy
Parenting
Trauma and PTSD
+9
I'm looking to partner with you to merge our strengths in order to discern which tools will be most effective in your journey. I have been working with children and their families my entire career. Since 2010, I have worked with children and their families as an intensive in-home counselor, a counselor and supervisor for therapeutic day treatment in the schools, an outpatient therapist and a residential treatment therapist. My Master of Social Work came from Virginia Commonwealth University in 2013. In addition, I have trained others in the ASSIST Living Works Suicide Prevention program in order to break down the avoidance of conversation surrounding suicide. Prior to becoming a therapist, I graduated from Duke Divinity School with a Master of Religious Education, Baptist Theological Seminary with a Master of Divinity and worked in the church as a minister. While my worldview is Christian and I hope everyone can have a spiritual journey, I am respectful of various views. I look forward to walking with you as you move toward a more meaningful life.
VirtualAvailable

Often rebooked

$135/session

Solution oriented
Warm

Specialties

Addiction
Anxiety
Eating Disorders
My name is Dave Rogers, and I have been counseling professionally for over 30 years. I have worked at inpatient and residential treatment centers for Eating Disorders, and addictions, and as you can imagine - worked with families and loved ones impacted by these extremely difficult problems. I am so fortunate to have worked with gifted teams of professionals who taught me everything I know. I have also worked extensively as an outpatient therapist since 2011 when I opened my private practice. I heard a statement early in my career that impacted my practice of therapy greatly: "People don't care what you know, until they know you care". Research continues to verify that the quality of the therapy relationship is the foundation for all the other work. So - I do my very best to make a comfortable and supportive relationship from the start, because people often come to therapy with apprehension, fear, or bad experiences with therapy that cause them to be reluctant, or hesitant to open up and address their struggles and pain. One of my early goals in therapy is to listen so well, that the client says "you get me". I do my best to help clients heal, change, grow, and work toward contentment with themselves and life, as much as possible.
VirtualAvailable

Often rebooked

$90/session

Solution oriented
Authentic

Specialties

Anxiety
Depression
Military/Veterans
+9
I’m a Licensed Clinical Social Worker providing teletherapy to adults in Virginia. My work is grounded in compassion, respect, and curiosity. I approach therapy as a collaboration where we make space for what’s difficult, confusing, or painful while also noticing progress and moments of relief. Clients often describe our sessions as calm and genuine, with humor and honesty mixed in. I practice from a person-centered and humanistic framework, integrating CBT, DBT, mindfulness, and narrative work as needed. I’m agnostic and open to people of all faiths and worldviews. My focus is on helping you understand your experiences, manage distress, and find meaning that feels true to you. Therapy isn’t supposed to always feel good. It can be uncomfortable and tiring at times. My hope is that you leave each session with a little more clarity, support, and confidence in yourself. A limited number of reduced-fee slots ($30–$45) are available for clients experiencing financial hardship or without insurance. Please inquire about current availability.
VirtualAvailable

Often rebooked

$120/session

Warm
Solution oriented
Authentic

Specialties

Coping Skills
Grief
Women's Issues
+4
Greetings, My name is Louise, I am located in Virginia, and I hope this message finds you well. I am married, the mother of one grown child, and the grandmother of one. I want to introduce myself as someone who is passionate about helping others overcome life's challenges. If you've experienced childhood trauma, the loss of a loved one, or are struggling with work/life balance, I would be honored to collaborate with you. Using evidenced-based tools, we can explore your biopsychosocial and spiritual world to find your resources and areas to strengthen. My goal is to help you feel more at peace and understand why you react to certain situations the way you do. During our time together, I will provide a safe, empathetic, and objective environment for you to explore these areas of your life. With a background in teaching, biochemistry, and mental health treatment, as well as personal life experiences, I am here to help you discuss areas that are stressing you and utilize tools that will grow your toolbox. I look forward to the opportunity to work with you. Take care!
VirtualAvailable

$120/session

Authentic
Empowering
Solution oriented

Specialties

ADHD
Anxiety
Mood Disorders
+3
Hi! I’m Natasha, a compassionate and client-centered Licensed Independent Clinical Social Worker (LICSW) in Washington, DC, and the Commonwealth of Virginia. I earned my Master’s in Social Work from the University of Alabama (Roll Tide!). I specialize in Cognitive Behavioral Therapy (CBT) and Motivational Interviewing (MI) helping individuals struggling with ADHD, anxiety, self-doubt, life transitions, and motivation find clarity, confidence, and purpose through evidence-based strategies.
VirtualAvailable

Often rebooked

$100/session

Authentic
Direct
Open-minded

Specialties

Anger Management
Anxiety
Depression
+10
Hello, My name is Keith, I have been working with youth and adolescents in the mental health field for about thirteen years. I have worked with young people suffering from traumatic experiences (PTSD), to include physical, sexual, and emotional abuse. I have assisted young people with symptoms associated with depression and anxiety. Also, I have experience in assisting young people with self-esteem/self-worth issues. I have helped young people who are suicidal and with individuals suffering from psychotic disorders. Further, I have assisted young people with tension within the home setting and ways he or she can navigate these feelings in a healthy manner. Personally, I have two daughters that are my world and a very spoiled elderly dog. I enjoy sports, working out, and being outdoors. I have been described as very easy going and easy to talk to. In my practice, the client comes first, and the conversation goes where he or she would like it to.
VirtualAvailable

$150/session

Empowering
Intelligent
Warm

Specialties

Crisis Intervention
Substance Misuse
Suicidal Ideation
+10
Congratulations on taking an important step toward improving your emotional well-being. I am Dr. Vester Appiah, a doctoral-level Licensed Professional Counselor (LPC) and Licensed Substance Abuse Treatment Practitioner (LSATP). With more than a decade of clinical experience, I specialize in providing evidence-based, compassionate care to adolescents, young adults, and adults. My approach is tailored to support individuals seeking stability, growth, and long-term healing.
VirtualAvailable
Frequently asked questions

Why filter by Virginia rather than a city like Richmond?

When looking for online therapy, you can see anyone that is credentialed in Virginia. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Virginia from Norfolk to Roanoke! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Virginia.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.