Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 237 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 10/30/2026

$120/session

Authentic
Humorous
Warm
Specialties
Coping Skills
Life Transitions
Peer Relationships
+2
Hi there! It's so nice to virtually meet you - I don't tend to enjoy small talk and I don't find credentials to be all that interesting (LCSW in TN), so I am going to tell you some facts about myself. I believe the most important part of therapy is the therapeutic relationship, so if we have similar interests and/or values, we may be a good fit. Here we go: - I am an unapologetic Swiftie - I hand out book recommendations and quotes like they're candy - I have a deep passion for travel - and especially get a kick out of doing it on a budget - I am a bit of a personal finance nerd, to the point of getting a certificate in Financial Social Work (that's right- that means we can work on your finances together!) - I am a big fan of social justice and human rights - I have two dogs - a chocolate lab and a boxer - I enjoy getting outdoors and into the backcountry - I always get my daily dose of reality tv Here is one of my favorite quotes: "These are the words I want on my gravestone: that I was a helper, and that I danced." Anne Lamott
VirtualAvailable

$95/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Self Esteem
+10
Hello, and welcome. Reaching out for therapy can feel like a big step, especially if you’ve been carrying a lot on your own. Many people come to therapy feeling overwhelmed, unsure where to start, or simply wanting things to feel more manageable again. My goal is to offer a space where you can slow down, feel understood, and begin making sense of what you’re experiencing. I take a collaborative, supportive approach to therapy and work to meet you where you are. Together, we focus on understanding patterns, building emotional awareness, and developing practical tools that help you feel more grounded and confident in your daily life. Therapy with me is not about judgment or pressure—it’s about clarity, growth, and meaningful change at a pace that feels right for you.
VirtualAvailable

$125/session

Authentic
Solution oriented
Warm
Specialties
ADHD
Anxiety
Trauma and PTSD
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.
VirtualAvailable

New to Grow

$90/session

Specialties
Addiction / Substance Use
Self Esteem
Trauma and PTSD
+10
There's More to Your Story! Life brings complex challenges, but you don't have to navigate them alone. I collaborate closely with individual adults and couples to help you build or reinforce healthy, effective, and sustainable ways to handle stress and achieve healthy balance. With over four decades of experience, I offer a compassionate, practical, and holistic space for healing. I’ve been guiding individuals through spiritual growth and addiction recovery since 1981, and have served as a state-licensed mental health therapist since 2010.
Available

$65/session

Authentic
Warm
Solution oriented
Specialties
Addiction
Anxiety
Depression
+10
I have dedicated more than 30 years of my life to the helping profession of Social Work. I have worked tirelessly to advocate for the poor, elderly, disabled and those struggling with substance use and mental health challenges. I prefer to be in the present, listen to the client and partner with them to come up with a plan to meet their unique set of challenges and opportunities, not just just meet short term goals but make therapy a way to teach long term ways of coping that aid in meeting challenges in the future and not dependent on the therapist but through inner strengths that are fostered in therapy as ways to build up self-esteem, cultural pride and self worth.
VirtualAvailable

$120/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Women's Issues
+7
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable

$100/session

Warm
Authentic
Humorous
Specialties
Anxiety
Child or Adolescent
Parenting
+10
Hello, I'm Rebecca, and I'm a Licensed Professional Counselor. I believe that therapy should be a place where you can truly be yourself—a space where you can come as you are with no fear of judgment. My practice is built on the philosophy that genuine connection and compassionate support are the cornerstones of lasting change. I specialize in supporting adolescents and young adults navigating the unique pressures of modern life. I work with those feeling overwhelmed by "big feelings"—emotions that often manifest as high anxiety, social withdrawal, or intense reactivity. My approach moves beyond simply managing symptoms; I focus on building true emotional resilience. By helping my clients identify and understand their internal landscape, I empower them to move from a place of overwhelm to one of confidence and self-advocacy. Recognizing that healthy development doesn't happen in a vacuum, I am equally passionate about supporting the parents navigating these transitions. I work closely with caregivers who feel exhausted, overstretched, or as if they are "walking on eggshells" at home. I provide a grounded space to troubleshoot the complexities of parenting, helping families trade daily chaos for deeper, more resilient connections. If you are looking for a collaborative partner to help your family find its footing, I invite you to reach out so we can begin this journey together.
VirtualAvailable

Often rebooked

$150/session

Warm
Open-minded
Authentic
Specialties
ADHD
Anxiety
Depression
+9
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable

$105/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Life Transitions
Spirituality
+5
Hi, I'm Kelcie, and I've been a licensed professional counselor in Tennessee since 2022. I believe that relationships are the cornerstone of our lives and shape how we experience joy, pain, growth, and healing. In our world of ever increasing technology, many of us are digitally connected but feel overstimulated, over-informed, and disconnected in our personal lives. I am passionate about helping my clients experience peace and have meaningful, healthy connections in their real lives.
VirtualAvailable

$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+7
Do you struggle with feeling “good enough”? Are you sick of feeling overwhelmed, exhausted, and stressed? Do you feel like some days you are just going through the motions or barely have your head above water? I specialize in helping people understand themselves better so that they can actively work towards healing. I am passionate about helping individuals that struggle with anxiety, traumatic events, perfectionism, overthinking, fear, life transitions, and faith based concerns.
VirtualAvailable

$150/session

Authentic
Solution oriented
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
My name is Olesya Leskel and I am a Licensed Professional Counsellor with 14 years of experience helping adults, children, and couples with a variety of mental health issues, relationship concerns and life transitions. I am versed in various counseling techniques and have extensive experience working with trauma, anxiety, and depression. I take time to learn about the needs of a person I am serving to help find the best way of meeting thier hopes as they embark on a journey of healing and personal growth.
VirtualAvailable

Often rebooked

$175/session

Solution oriented
Warm
Empowering
Specialties
ADHD
Anxiety
Autism
+6
I’m a licensed psychologist (PhD) specializing in autism, ADHD, and complex patterns in both children and adults. I work with thoughtful individuals and parents who feel stuck, overwhelmed, or like something isn’t fully adding up—especially when traditional approaches haven’t helped. My approach is warm, direct, and insight-driven. I don’t just listen—I help you understand patterns, make sense of what’s going on, and figure out what actually works for your brain (or your child’s). I’m neurodiversity-affirming and experienced in differentiating anxiety, burnout, ADHD, and sensory or social overwhelm. With parents, I focus on helping you understand your child more clearly and respond in ways that actually work—so things feel more manageable at home. Sessions are collaborative, practical, and focused on meaningful change.
VirtualAvailable

$150/session

Holistic
Authentic
Solution oriented
Specialties
Addiction
Anxiety
Depression
+4
Welcome! I am a Licensed Clinical Social Worker (LCSW), alumni/graduate of the University of Tennessee, Knoxville (2002, 2004). Over the years, I’ve provided therapy and coaching to diverse populations, drawing from my background as a former coach, athlete, and ministry/chaplain to offer a grounded, relational, and purpose-driven approach to care. My style is empathetic, compassionate, and engaging — blending clinical expertise with coaching, accountability, and practical tools to meet clients where they are. I take a holistic approach to wellness, addressing mental, physical, and spiritual health, with a specialization in Faith-Based (Judeo - Christian) integration. Neurodivergent-friendly and committed to creating a respectful, supportive space for growth and healing, including for First Responders, those in Ministry, or dealing with Religious, Spiritual Abuse, and Trauma. Please read the full description before booking. Thank you for your consideration — I look forward to the possibility of working together. כֹּ֣ל הַ֭נְּשָׁמָה תְּהַלֵּ֥ל יָ֗הּ הַֽלְלוּ־יָֽהּ
VirtualAvailable

$100/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hello, thank you for considering me to help you on your healing journey. I am an LCSW and I have been a mental health professional for the past 15 years. My style is eclectic and I incorporate relevant techniques from evidenced based practices, based on the individual needs of my clients. I am a holistic practitioner and focus on mind, body, and spiritual wellness. I provide transformational psychotherapy through my virtual office. I utilize Eye Movement Desensitization and Reprocessing (EMDR), Dialectical Behavioral Therapy (DBT), Mindfulness Based Therapies, and Cognitive Behavioral Therapy are my main evidenced based tools.
VirtualAvailable

$125/session

Warm
Empowering
Authentic
Specialties
Addiction
Personality Disorders
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker with over 15 years of experience providing evidence-based, trauma-focused therapy to adults seeking emotional stability, personal growth, and meaningful change. My work is grounded in Dialectical Behavior Therapy (DBT) and Acceptance and Commitment Therapy (ACT), supporting clients in building emotional awareness, psychological flexibility, and resilience. I specialize in working with individuals experiencing anxiety, depression, trauma, chronic stress, and emotional dysregulation. My therapeutic approach is collaborative and integrative, combining talk therapy with hands-on, skills-based interventions that clients can actively practice both in and outside of session. Treatment focuses on emotion regulation, distress tolerance, mindfulness, values-based decision-making, and healthier interpersonal functioning. I believe therapy is most effective when it is structured, supportive, and empowering. I work closely with clients to identify treatment goals, increase emotional insight, and develop practical tools that help them manage overwhelming emotions, reduce reactivity, and respond more intentionally to life’s challenges. Clients often describe my style as direct, compassionate, and focused on real-world application. My goal is to help clients feel more grounded, confident, and equipped to manage anxiety, stress, depression, and emotional dysregulation while fostering long-term stability and personal growth.
VirtualAvailable

$150/session

Authentic
Solution oriented
Direct
Specialties
Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable

$120/session

Authentic
Warm
Humorous
Specialties
LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable

$125/session

Intelligent
Authentic
Humorous
Specialties
ADHD
Anxiety
Depression
+10
Hey I'm Mark! I live in Nashville, Tennessee and I've been in the mental health field for 16 years. I want to break down a few walls. I am gay, I have ADHD, and am a survivor of religious trauma. I am secular and spiritual. I work with a lot of clients that share these commonalities. My main and favorite approach to the healing process is Internal Family Systems. I've worked in a variety of settings from outpatient counseling centers to acute emergency rooms and psychiatric hospitals. Many of my clients may describe me as goal directed and liken me to a coach. I utilize evidence based theories and am well versed in Cognitive Behavioral Therapy (CBT), Internal Family Systems (IFS) and Attachment Based models. These three theories together are power house combination when it comes to understanding the universal struggle of one's suffering. They overlap together to provide a foundation for understanding the thoughts, feelings, and behaviors (CBT) to map out the many parts of self (IFS). Many parts are acting out of fear and getting you stuck in relational loops (Attachment Model). My goal is to help you wake up and remember that you are your own healing agent. My motto is: 🌀 Flow like the river 💗 Act from love not fear 🙏 Be a Bodhisattva.
VirtualAvailable

$155/session

Warm
Empowering
Intelligent
Specialties
Couples Counseling
Peer Relationships
Trauma and PTSD
+10
Hi! I am a Licensed Marriage and Family Therapist in Tennessee. I received by degree from Liberty University and have been practicing for 5 years. I help individuals, couples, and families who are feeling stuck in life or in relationships discern the root issues and walk toward healing together. My goal is to help each person feel more fulfilled in all areas of their life.
VirtualAvailable

$100/session

Authentic
Warm
Intelligent
Specialties
Coping Skills
Grief
Life Transitions
+2
Hello, my name is Stacy and I'm a Licensed Clinical Social Worker (LCSW) . I have worked in hospice, Palliative care, Emergency rooms, and private setting. My goal is to create a safe, supportive and compassionate space. Life can have its ups and downs and I strive to help you navigate this season in your life. There can be times when it feels hard to express what you are thinking and feeling to others and I strive to be that outlet for you. My focus is to help you set goals for therapy and provide you with the tools to achieve them.
Available

$100/session

Open-minded
Warm
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+10
At the heart of my work is a core philosophy: no one knows you better than you. My role is to help you find clarity, awareness, reconnect with your own wisdom, and take steps toward meaningful, healing, and lasting change. My client-centered approach blends experiential, trauma-informed, neurological perspectives alongside philosophical wisdom traditions that honor natural flow, personal responsibility, compassionate awareness, and mindful presence. I believe therapy thrives when it’s collaborative and stigma-free. Each session is shaped to your needs, not a template. Alongside traditional counseling, I bring Ketamine-assisted therapy and Brainspotting into the session, offering meaningful tools for exploration and lasting change.
Available

$120/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Grief
+10
I am a Licensed Professional Counselor & Certified Professional Counselor Supervisor in the state of Georgia and a Licensed Mental Health Clinician in Florida (LMHC) and Tennessee (LPC-MHSP}. I've been a practicing Clinician for over 20 years and I enjoy working with individuals who are seeking to overcome obstacles and challenges in life. I collaborate with clients assisting them to learn new skills to navigate difficult experiences. I help clients feel empowered to discover new patterns and solutions. I provide a nonjudgemental space for all to express thoughts and feelings freely. Over the years I have developed an integrated style of theories in counseling, which include, Acceptance Commitment Therapy, CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory. I offer online Telehealth appointments only. Please contact me today to schedule an appointment!
VirtualAvailable

$75/session

Warm
Authentic
Solution oriented
Specialties
ADHD
Anxiety
Depression
+8
Hi! I am a Licensed Clinical Social Worker providing services in Illinois, Tennessee, and Florida. I've been working with children and adults since I received my Masters in Social Work in Iowa. I enjoy working with children, teenagers, and adults and have worked with clients through private mental health agencies, within the public school system, and through special education services.
VirtualAvailable

$130/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Eating Disorders
Trauma and PTSD
+5
It takes courage to reach out for help. I am passionate about partnering and walking alongside others in some of their most difficult moments to help them reach a sense of hope and healing. I believe we are designed to heal. My greatest priority is creating an atmosphere of safety where my clients can feel seen, heard, and understood. There may have been places in your story where you learned tools to help you survive and those tools are no longer helpful but actually keeping you from living from a place of wholeness.
VirtualAvailable

$145/session

Warm
Humorous
Empowering
Specialties
Anxiety
Foster Care/Adoption
School Issues
+7
Our past experiences often influence how we view ourselves and interact in relationships. Sometimes, those patterns stem from pain and continue to affect us in ways that can keep us feeling stuck or disconnected. If you’re seeking healing and growth with a desire to or break negative cycles and are ready for change, I’d be honored to help you navigate what comes next and walk alongside you.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.