Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 247 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MemphisChattanoogaClarksvilleMurfreesboroJohnson CityKnoxvilleBrentwood

Availability updated:

Often rebooked

$150/session

Solution oriented
Warm
Authentic
Specialties
Trauma and PTSD
I am a licensed clinical social worker (LCSW) based in Knoxville, TN and am licensed in California. I received my masters degree from the University of Southern California and have been practicing for the past five years in community mental health. I feel it is important to create a safe, judgement free environment where clients can openly share experiences and address intimate details of life.
VirtualAvailable
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$125/session

Authentic
Solution oriented
Warm
Specialties
ADHD
Anxiety
Trauma and PTSD
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.
VirtualAvailable
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$130/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+5
It's often difficult to know what you want and to pursue what you want. Especially, if broken patterns and negative family cycles are making you feel stagnant. There is an excitement that comes from building your own self-assurance and confidence as you stand securely in the story you want to live. Sometimes we wait to change our story because we don't feel ready. My hope is that we can all have the wisdom and courage to explore ourselves with compassion so that we can better love ourselves and love others. Let's create a foundation that allows us to live balanced personally, professionally, and relationally.
VirtualAvailable
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$100/session

Warm
Authentic
Humorous
Specialties
Anxiety
Child or Adolescent
Parenting
+10
Hello, I'm Rebecca, and I'm a Licensed Professional Counselor. I believe that therapy should be a place where you can truly be yourself—a space where you can come as you are with no fear of judgment. My practice is built on the philosophy that genuine connection and compassionate support are the cornerstones of lasting change. I specialize in supporting adolescents and young adults navigating the unique pressures of modern life. I work with those feeling overwhelmed by "big feelings"—emotions that often manifest as high anxiety, social withdrawal, or intense reactivity. My approach moves beyond simply managing symptoms; I focus on building true emotional resilience. By helping my clients identify and understand their internal landscape, I empower them to move from a place of overwhelm to one of confidence and self-advocacy. Recognizing that healthy development doesn't happen in a vacuum, I am equally passionate about supporting the parents navigating these transitions. I work closely with caregivers who feel exhausted, overstretched, or as if they are "walking on eggshells" at home. I provide a grounded space to troubleshoot the complexities of parenting, helping families trade daily chaos for deeper, more resilient connections. If you are looking for a collaborative partner to help your family find its footing, I invite you to reach out so we can begin this journey together.
VirtualAvailable
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Often rebooked

$125/session

Authentic
Solution oriented
Direct
Specialties
Family Conflict
Life Transitions
Trauma and PTSD
+6
I'm Robyn Richardson, and my passion for this work runs deep. As a Licensed Clinical Social Worker with more than 20 years of experience, I've had the privilege of walking alongside children, teens, adults, and families through some of their toughest moments. My heart is especially with those healing from trauma—whether you're a survivor of abuse, navigating recovery, or working to break cycles of generational pain. I understand that, for many of my clients, privacy, discernment, and a truly bespoke experience are non-negotiable. My practice is intentionally designed to provide a discreet, elevated environment where you can be authentically yourself, away from outside pressures and expectations. I know that asking for help can feel vulnerable, especially if you've been let down before or spent years learning to manage on your own. But you deserve a space where you can finally exhale. A space where your story is held with care, your pain is taken seriously, and your capacity to heal is never in doubt.
Available
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$180/session

Authentic
Empowering
Open-minded
Specialties
Attachment Issues
Sexual Abuse
Trauma and PTSD
Hello! I’m a Licensed Marriage and Family Therapist with over 15 years of experience, and I consider it one of my greatest privileges to walk alongside clients as they navigate their journey toward healing, growth, and greater self-understanding. I believe deeply in the power of hope—especially during seasons of life when hope can feel difficult to find or hold onto. My goal is to create a warm, welcoming therapeutic space where you feel truly seen, heard, and respected. I believe meaningful change begins with a strong therapeutic relationship built on trust, compassion, and collaboration. Together, we’ll work toward understanding your experiences, navigating life’s challenges, and creating healthier, more connected relationships—with yourself and with others.
Available
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$100/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Coping Skills
+4
Howdy, and welcome! I am so glad you're here! I'm a licensed therapist in Tennessee, and I provide telehealth therapy services on the evenings and weekends. I use an eclectic approach and often pull from frameworks of EMDR, parts-work, solution-focused, and more to support you as you process, untangle, and move toward where you want to be. I'm looking forward to hearing from you!
VirtualAvailable
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$65/session

Warm
Authentic
Solution oriented
Specialties
Addiction
Anxiety
Depression
+10
I have dedicated more than 30 years of my life to the helping profession of Social Work. I have worked tirelessly to advocate for the poor, elderly, disabled and those struggling with substance use and mental health challenges. I prefer to be in the present, listen to the client and partner with them to come up with a plan to meet their unique set of challenges and opportunities, not just just meet short term goals but make therapy a way to teach long term ways of coping that aid in meeting challenges in the future and not dependent on the therapist but through inner strengths that are fostered in therapy as ways to build up self-esteem, cultural pride and self worth.
VirtualAvailable
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$120/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Women's Issues
+7
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+3
Welcome! I’m Porcia Seals, founder of Vision Space Therapy and Wellness Center. I support women navigating anxiety, depression, grief, stress, relationship concerns, and life transitions. I view therapy as a collaborative partnership where we work together to understand your experiences and identify what you need to move forward. My approach draws from humanistic, existential, and strengths-based perspectives. My faith in God also shapes how I understand healing, resilience, and personal growth. I believe every woman deserves a space where she feels seen and understood. My hope is to help you reconnect with yourself and discover what a meaningful and fulfilling life looks like for you.
Available
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$100/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
My name is Kelly Franklin and I am a Licensed Professional Counselor with a Mental Health Service Provider designation (LPC-MHSP) in Tennessee. I specialize in helping individuals who are experiencing trauma, PTSD, anxiety, depression, grief, and navigating significant life changes. I am passionate about providing a safe non judgmental space where you are seen and heard. Together we can outline the steps to reach your goals of healing and well being. It is such a wonderful journey!
VirtualAvailable
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$130/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+10
You’re used to handling a lot. Whether it’s your career, your relationships, or being the person others rely on, you’ve learned how to push through—even when it’s exhausting. But at some point, pushing through stops working. I work with adults who are navigating anxiety, burnout, trauma, and relationship patterns—especially when life looks “together” on the outside but feels overwhelming or unsustainable underneath. Many of my clients are thoughtful, capable, and self-aware, yet find themselves stuck in cycles like overthinking, people-pleasing, or feeling disconnected from themselves or others. My approach is trauma-informed, relational, and grounded in evidence-based practices, including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and attachment-based work. In our sessions, we’ll look at both the deeper patterns shaping your experiences and the practical strategies that help you feel better day-to-day. Clients often come to therapy wanting relief from constant stress or mental overload. Over time, they develop a clearer understanding of themselves, stronger boundaries, and the ability to respond to challenges with more focus and confidence. I’m active and engaged in the therapy process. I won’t just sit back and listen. I help you connect the dots, notice patterns in real time, and build tools that actually translate into your daily life. I bring 5 years of experience in community mental health, working with children, adolescents, and adults. Clients often describe me as calm, steady, and easy to talk to—while also helping them move forward in meaningful ways.
VirtualAvailable
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$120/session

Solution oriented
Warm
Authentic
Specialties
Anxiety
Coping Skills
Depression
+8
Hello! I'm a Licensed Marriage and Family Therapist (LMFT) and a Licensed Independent Mental Health Practitioner (LIMHP) based in Tennessee. I am Licensed in the states of UT, NE, and TN. I received my Masters from Argosy University in Draper, UT and have been practicing for 15 years. I help Individuals struggling with anxiety, stress, depression, life changes, conflict in relationships and processing traumatic events in ones life.
VirtualAvailable
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$150/session

Authentic
Solution oriented
Direct
Specialties
Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable
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$250/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Depression
Grief
+5
I’m Dr. Alexandra Thompson-Norman, DBH, LCSW, a Licensed Psychotherapist dedicated to helping individuals, couples, and families navigate life’s challenges with greater clarity and confidence. I work with clients facing a wide range of experiences, including life transitions, relationship struggles, anxiety, depression, and stress, providing guidance and support every step of the way. My approach is compassionate, collaborative, and tailored to each person’s unique needs, creating a safe, nonjudgmental space for reflection, growth, and healing. I believe therapy is not just about addressing challenges, it’s about empowering you to reconnect with your authentic self, build emotional resilience, and create meaningful, lasting change. Together, we explore practical strategies and deeper insights that help you understand yourself, strengthen your relationships, and navigate life with purpose and confidence. My goal is to help clients feel seen, heard, and supported so they can move forward with clarity, balance, and a renewed sense of hope.
VirtualAvailable
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$120/session

Authentic
Warm
Humorous
Specialties
LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable
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$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+7
Do you struggle with feeling “good enough”? Are you sick of feeling overwhelmed, exhausted, and stressed? Do you feel like some days you are just going through the motions or barely have your head above water? I specialize in helping people understand themselves better so that they can actively work towards healing. I am passionate about helping individuals that struggle with anxiety, traumatic events, perfectionism, overthinking, fear, life transitions, and faith based concerns.
VirtualAvailable
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$70/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+10
I grew up in Florida and earned my undergraduate degree from the University of Central Florida, followed by my graduate degree from Palm Beach Atlantic University. My clinical focus is in crisis and trauma, and I am passionate about supporting individuals from all ages and backgrounds. I strive to help clients navigate and heal from life experiences that have deeply impacted them, fostering resilience, growth, and empowerment throughout the therapeutic process.
VirtualAvailable
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$115/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hello, my name is Julie Phillips and I am a Licensed Clinical Social Worker. I believe in supporting each other and one way I can support you is through therapy. Whether you need to process a stressful event or need to vent I am here to support you. I strive to tailor your session to meet your needs. Some sessions may need to be more strictly focused with Cognitive Behavioral Therapy, while other sessions are spent on learning a new coping skill such as mindfulness. Your session is about you and what may help you the most to resolve what issues you may have and to help you find your strength and empower you to keep moving forward. My aim is to make you, the client, feel comfortable in a judgement free zone. I want you to feel like you came to the right place, a warm inviting, calm, and empowering space where you can share what you feel you need to share.
VirtualAvailable
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Often rebooked

$175/session

Solution oriented
Warm
Empowering
Specialties
ADHD
Anxiety
Autism
+6
I’m a licensed psychologist (PhD) specializing in autism, ADHD, and complex patterns in both children and adults. I work with thoughtful individuals and parents who feel stuck, overwhelmed, or like something isn’t fully adding up—especially when traditional approaches haven’t helped. My approach is warm, direct, and insight-driven. I don’t just listen—I help you understand patterns, make sense of what’s going on, and figure out what actually works for your brain (or your child’s). I’m neurodiversity-affirming and experienced in differentiating anxiety, burnout, ADHD, and sensory or social overwhelm. With parents, I focus on helping you understand your child more clearly and respond in ways that actually work—so things feel more manageable at home. Sessions are collaborative, practical, and focused on meaningful change.
VirtualAvailable
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Often rebooked

$150/session

Warm
Open-minded
Authentic
Specialties
ADHD
Anxiety
Depression
+9
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable
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$125/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Grief
+6
A Big Hello to you. You are scanning all these profiles. Looking for something to stand out to make you say,"I will go with this one." It is daunting but you have made it this far. Here is the tip. Your choice is not terminal. It is absolutely ok to try multiple therapists to see who gets you the best. Who understands you the best. After each session, you should feel lighter. You may not recall all that was said, but you will note how you feel. Did you feel heard? Understood? Did the therapist talk to me like they were reading a book or did it sound like they really got me? When you get the right one, those questions will be answered with a firm, Yes. ---->Part of individual therapy is talking about friends, partners and loved ones. My training and focus are centered only on heterosexual relationship dynamics. If you are looking for letters for work, ESA, Social Security, FMLA, Family Court, you will need a psychological evaluation by a forensic psychologist. I am not able to perform assessments, letters for claims or provide appearances in court.
VirtualAvailable
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$105/session

Authentic
Solution oriented
Intelligent
Specialties
Anxiety
Life Transitions
Spirituality
+5
Hi, I'm Kelcie, and I've been a licensed professional counselor in Tennessee since 2022. I believe that relationships are the cornerstone of our lives and shape how we experience joy, pain, growth, and healing. In our world of ever increasing technology, many of us are digitally connected but feel overstimulated, over-informed, and disconnected in our personal lives. I am passionate about helping my clients experience peace and have meaningful, healthy connections in their real lives.
VirtualAvailable
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$150/session

Authentic
Direct
Intelligent
Specialties
Depression
Grief
Life Transitions
+2
I have over five years of experience supporting individuals from all walks of life, with a focus on depression, anxiety, parenting challenges, military culture and experiences, and life transitions. My approach is collaborative, strengths-based, and grounded in creating a safe, supportive, and nonjudgmental space where you feel heard and understood.
Available
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$145/session

Warm
Humorous
Authentic
Specialties
Anxiety
Foster Care/Adoption
School Issues
+7
Our past experiences often influence how we view ourselves and interact in relationships. Sometimes, those patterns stem from pain and continue to affect us in ways that can keep us feeling stuck or disconnected. If you’re seeking healing and growth with a desire to or break negative cycles and are ready for change, I’d be honored to help you navigate what comes next and walk alongside you.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.