Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 253 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/30/2026

$200/session

Empowering
Authentic
Intelligent
Specialties
Anxiety
LGBTQ
Self Esteem
+10
Dr. Jones graduated with her doctorate in clinical psychology in 2014 from the Adler School of Professional Psychology and has over 15 years working in the mental health field. She has a Masters of Counseling degree and began her career working with survivors of domestic violence and their children. Dr. Jones then transitioned to working with the Department of Child and Family Services where she served as a therapist for foster children who were battling trauma and the effects of placement in several foster homes. She also had the opportunity to provide parenting classes to those interested in being foster parents as well as parent training for current foster parents and parents interested in reunited with their children. Dr. Jones has experience aiding couples and families resolve relational issues. She has over 11 years of experience treating individuals with anxiety, depression, maladaptive personality traits, trauma, identity concerns, anger issues, and addictions. She has also worked extensively with individuals who have struggled with criminogenic factors, incarceration or families of those incarcerated.
VirtualAvailable

New to Grow

$200/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
As a psychotherapist with a wealth of experience working with individuals in diverse environments, I’m deeply committed to assisting clients in overcoming life’s challenges, such as stress, anxiety, and relationship difficulties. My expertise lies in supporting those dealing with anxiety-related disorders, OCD, self-harm, and body-focused repetitive behaviors like skin picking and hair pulling. I employ a range of evidence-based therapy models, carefully customized to address the unique needs of each client.
Available

New to Grow

$100/session

Specialties
Anxiety
Chronic Illness
Depression
+7
Are you feeling overwhelmed or uncertain about your path forward? You don’t have to face it alone. With years of experience and training, I offer compassionate support to help you navigate through life’s toughest challenges. Whether you’re dealing with relationship issues, stress, trauma, or the weight of grief and loss, I am here to listen and guide you toward healing. I also specialize in supporting individuals struggling with depression, anxiety, family conflict, body image, self-esteem, substance abuse, and domestic violence. Together, we’ll work to create a safe space where you can heal, grow, and rediscover your strength. My name is Samantha McKnight, and I am a master’s level clinician with an LPC-MHSP license. I have been working in the mental health field for seven years. I provide a safe, supportive, and non-judgmental environment for my clients. I believe in working as a team and allowing clients to set the pace throughout treatment. Regardless of what you are facing, you don’t have to face it alone. In a safe, supportive space, we will work collaboratively to help you heal and find clarity. Together, we’ll explore your challenges and work toward meaningful change. It’s okay to ask for help—let’s take the first step toward a brighter, more balanced future. Reach out today.
Available

$120/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Women's Issues
+8
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable

Often rebooked

$115/session

Warm
Authentic
Empowering
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+8
Hi! I’m Macy! I’m a warm, down-to-earth therapist from East Tennessee who believes you don’t have to navigate life’s challenges alone. I strive to create a supportive space where you feel heard, accepted, and truly understood. Together, we’ll work at your pace to build coping skills, explore patterns, and process difficult experiences. As an EMDR-trained therapist, I help clients heal from trauma and painful experiences while supporting growth, self-discovery, and meaningful change.
Available

$75/session

Authentic
Direct
Empowering
Specialties
Addiction
Spirituality
Trauma and PTSD
+10
So, who am I; and what am I doing here, eh? Also, do you struggle to talk about yourself ? - 'cause I sure do. Anyways, let's see... Personnally, I identify as a neurodiverse, cis-female, middle-aged (yes, over 40yo), divorced, single mother of two human loves and one canine love who enjoys spending time outdoors, flow arts, music, and dancing and singing and laughing. Also, learning is my favorite - like, I'm a full-on brain geek, for realz. Professionally, I hold licensure through the State of Tennessee Department of Health as a Professional Counselor and Mental Health Service Provider since March 2025 which allows me to independently provide Clinical Mental Health Counseling services - including assessment, evaluation, diagnosis, and treatment of Mental and Behavioral Health issues, conditions, disorders, and illnesses. Proper and thorough clinical assessment, ethical practice, trauma-informed engagement and care, destigmatization, and advocacy are consistent characteristics of my approach toward Client care. As a therapist, I believe in building therapeutic relationships founded on honesty, transparency, respect, patience, alliance, and safety. My style of counseling is raw, uncut, and straight-forward while remaining sensitive, respectful, and culturally aware in offering constructive, caring, well-informed and growth-oriented feedback, guidance, and support. Ultimately, we're in this together. Experience: 15 years in the Restaurant/Bar Service Industry (technically not clinical experience; howerever, theoretically... iykyk :)) 5 years in Runaway and Homeless Youth (RHY) programming serving homeless and at-risk adolescents and young adults toward prevention and intervention of human trafficking 6 years in clinical treatment of Co-Occurring Mental Health Disorders and Substance Use Disorders (yes, I have history) serving Adults from an Integrated Therapy approach primarily through Intensive Outpatient Programs providing group and individual therapy The door to your best self is open; all you have to do is walk through it. See you inside.
Available

$120/session

Authentic
Humorous
Warm
Specialties
Anxiety
Couples Counseling
Men's Issues
+7
I am Roger DeWilde , a licensed professional counselor (LPC-MHSP). As a licensed therapist serving clients across Tennessee, I specialize in supporting individuals navigating life's complex transitions and emotional challenges. My professional approach centers on helping people develop resilience, find meaningful purpose, and strengthen personal relationships. As a counselor I have worked with many clients over the years dealing with anxiety, depression, grief, trauma, relationship issues, marriage problems and much more. Life is complicated and I look forward to meeting you where you are at and helping with finding the answers for a better path forward .
VirtualAvailable

Often rebooked

$100/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
My name is Kelly Franklin and I am a Licensed Professional Counselor with a Mental Health Service Provider designation (LPC-MHSP) in Tennessee. I specialize in helping individuals who are experiencing trauma, PTSD, anxiety, depression, grief, and navigating significant life changes. I am passionate about providing a safe non judgmental space where you are seen and heard. Together we can outline the steps to reach your goals of healing and well being. It is such a wonderful journey!
VirtualAvailable

$120/session

Authentic
Empowering
Open-minded
Specialties
Anxiety
Depression
Grief
I’ve faced life’s challenges firsthand, and I understand how heavy anxiety, grief, trauma, or major life transitions can feel. My goal as a therapist is to create a safe, compassionate space where you can be your authentic self while working toward real, lasting change. I believe therapy works best when clients feel both supported and empowered. ​ My approach is warm, authentic, and occasionally direct when needed, combining compassion, practical tools, and gentle guidance. I aim to help clients feel empowered to take the steps that matter most in their lives, while also feeling supported throughout the process. Therapy here isn’t about “fixing” you, it’s about helping you discover your own strength.
Available

$100/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Trauma and PTSD
Women's Issues
+13
Do you find yourself overwhelmed with the competing priorities of daily life? Stuck in unhealthy patterns such as overuse of alcohol, procrastination, or emotional eating? Are your days spent battling perfectionism and negative self-talk? Would you like to be more active socially but struggle with anxiety or feelings of low self-worth? Hi. I’m Kay. Congratulations on taking the first step toward living your best life! I am a Licensed Clinical Social Worker in the state of Tennessee with 17 years of experience providing psychotherapy, assessment, and referral services to adults, children, and families. Additionally, I am a certified Neuropsychotherapist, specializing in the integration of neuroscience into transformative therapy. Common areas of practice include anxiety and depression management, women's issues, support with the management of chronic health conditions, minority stress, trauma, relationship difficulties, and grief/loss. It takes courage to choose a path of self-discovery and healing. But you don’t have to walk this path alone. Whether you are seeking assistance with managing an ongoing mental health issue, or are seeking solution-focused therapy to deal with a specific problem, I'm here to help
VirtualAvailable

$120/session

Warm
Solution oriented
Authentic
Specialties
Depression
Grief
Trauma and PTSD
+10
Hello and welcome. It means a lot that you’ve taken this step. Every person carries such a unique story shaped by resilience and strength. Sometimes, those stories can feel heavy or overwhelming, and we may find ourselves needing a space to breathe and process. My hope is to create a safe and supportive environment where you feel heard and empowered to heal. In our work together, I take a compassionate and collaborative approach that meets you where you are, supporting you in working through current challenges while building toward the future that is possible. I typically practice in the Solution-Focused umbrella, incorporating Narrative Therapy into my work. Solution-Focused Therapy helps you identify your strengths and move toward your goals; while Narrative Therapy encourages exploring one’s personal story from the past, separating the individual from their problems, and envisioning how you want your story to continue. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, and depression. I have taught parenting classes for many years, which allowed me to help parents strengthen their relationships with their children and build more confident, nurturing connections. These experiences have deepened my understanding of the challenges families and individuals face, and reinforced my commitment to supporting each person’s unique journey toward healing and growth. I have over 20 years of experience in the mental health field, with 13 of those years dedicated to being a therapist. I am licensed to provide therapy to individuals across the state of Tennessee. It’s truly an honor to support people as they reconnect with themselves, rediscover hope, and move toward healing. Supporting others through life’s challenges is deeply fulfilling work, and I am grateful for the opportunity to be present with you on your journey.
VirtualAvailable

$150/session

Specialties
Anxiety
Depression
Family Conflict
+7
Hi! My name is Leahanna McDonald and I am a Licensed Clinical Social Worker (LCSW)! I received my Masters from the University of Southern Indiana and have been serving children and families since 2014. I support children, teens, and caregivers during high stressors of life transitions such as divorce, separation, parenting conflicts, high conflict divorce, custody changes, and changes in family dynamics.
VirtualAvailable

$120/session

Authentic
Empowering
Open-minded
Specialties
Anxiety
Depression
Men's Issues
Hello, and welcome. I am a Licensed Clinical Social Worker based in Tennessee with a Master of Social Work degree from Austin Peay State University. I have over five years of experience providing clinical social work services in a variety of settings, including private practice, hospitals, acute and long-term mental health facilities, and correctional institutions. These diverse experiences have allowed me to effectively support individuals from all walks of life and with a wide range of concerns.
VirtualAvailable

$115/session

Warm
Authentic
Empowering
Specialties
Addiction
Anxiety
Depression
+10
Hi, I’m Holly! If life feels heavier than it should right now, you don't have to carry it alone. For the last twelve years, I've walked alongside adults, adolescents, and individuals of all genders and identities as they work through some of life's hardest challenges. I believe you already have strengths within you that we can build on together. You deserve a therapist who meets you exactly where you are, without judgment. My goal is to help you navigate the challenges life has handed you by drawing on the unique strengths you already carry. Whether you're navigating substance use, the weight of adolescence, a major life transition, or a season of life that feels stuck, my hope is to create a safe space where you can speak openly, feel understood, and move toward a healthier way forward. I am a Licensed Clinical Social Worker (LCSW) licensed in Arizona, Tennessee, and South Dakota. I welcome individuals of all genders and identities, including LGBTQ+ and nonbinary clients, and strive to create a compassionate, inclusive space where you can be yourself. To learn more about me, my approach, and my practice, visit www.hollybutlercounseling.com
VirtualAvailable

$95/session

Empowering
Warm
Direct
Specialties
Anxiety
Depression
Self Esteem
+9
Hello, and welcome. Reaching out for therapy can feel like a big step, especially if you’ve been carrying a lot on your own. Many people come to therapy feeling overwhelmed, unsure where to start, or simply wanting things to feel more manageable again. My goal is to offer a space where you can slow down, feel understood, and begin making sense of what you’re experiencing. I take a collaborative, supportive approach to therapy and work to meet you where you are. Together, we focus on understanding patterns, building emotional awareness, and developing practical tools that help you feel more grounded and confident in your daily life. Therapy with me is not about judgment or pressure—it’s about clarity, growth, and meaningful change at a pace that feels right for you.
VirtualAvailable

$130/session

Warm
Authentic
Empowering
Specialties
Anxiety
Eating Disorders
Trauma and PTSD
+5
It takes courage to reach out for help. I am passionate about partnering and walking alongside others in some of their most difficult moments to help them reach a sense of hope and healing. I believe we are designed to heal. My greatest priority is creating an atmosphere of safety where my clients can feel seen, heard, and understood. There may have been places in your story where you learned tools to help you survive and those tools are no longer helpful but actually keeping you from living from a place of wholeness.
VirtualAvailable

$175/session

Direct
Empowering
Warm
Specialties
Anxiety
Spirituality
Trauma and PTSD
I'm a Hispanic, cisgender woman with lots of experience working with children, adolescents, and adults dealing with trauma, anxiety, depression, generational trauma, domestic violence, career changes, life transitions, relationship issues, religious trauma. I have been in the social work field for over 20 years. Being a Social Worker is a great passion of mine. My focus is to help you heal from past experiences, life events, present situations. I describe the therapeutic relationship as if I'm on the passenger seat helping you maneuver this road in life.
VirtualAvailable

$125/session

Authentic
Solution oriented
Specialties
Addiction
Anxiety
Couples Counseling
+9
I am a modern, open-minded, and nonjudgmental therapist who creates a safe space for clients to be their authentic selves. With more than 20 years of experience, I provide compassionate, culturally responsive care tailored to each person’s unique needs and life experiences. My approach is honest, relatable, and collaborative, combining proven therapeutic techniques with real-life strategies that help clients heal, grow, strengthen relationships, and create meaningful change.
Available

$100/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hello, thank you for considering me to help you on your healing journey. I am an LCSW and I have been a mental health professional for the past 15 years. My style is eclectic and I incorporate relevant techniques from evidenced based practices, based on the individual needs of my clients. I am a holistic practitioner and focus on mind, body, and spiritual wellness. I provide transformational psychotherapy through my virtual office. I utilize Eye Movement Desensitization and Reprocessing (EMDR), Dialectical Behavioral Therapy (DBT), Mindfulness Based Therapies, and Cognitive Behavioral Therapy are my main evidenced based tools.
VirtualAvailable

$100/session

Authentic
Warm
Direct
Specialties
Anxiety
Couples Counseling
Spirituality
+9
I have 25 years experience working with all different populations. The learning/ change process doesn't have to be complicated/ unpleasant. "Not sure what to do"? "Need someone to talk to"? Who doesn't? An objective unbiased outside view on anything can be helpful for anyone/ any situation- am I right? Your comfort comes first! I have the skills, experience, and tools to help you with whatever you need or help you figure out what it is you even need.
VirtualAvailable

$145/session

Warm
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
I received my Master's in Psychology from Pepperdine University and have specialized training in whole-body healing techniques like EMDR, Brainspotting, & Nutritional Psychology. My passion lies in empowering clients to develop adaptive skills and invite meaningful change into their lives. Together, we can explore new ways of being and break free from old patterns that may be holding you back. .
VirtualAvailable

$100/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Coping Skills
Depression
+10
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I am licensed in several states including Florida, Kansas, Colorado, Missouri, Arkansas and Tennessee. I received my Masters from the University of Kansas and have been practicing for 20 years. I have experience in helping clients with stress and anxiety, relationship issues, motivation, self esteem and confidence, & depression. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. I am here to be a support and guide to help you feel better and move forward in your journey.
VirtualAvailable

$150/session

Authentic
Intelligent
Open-minded
Specialties
Addiction
Anxiety
Life Transitions
Dr. Jennifer Dozier, has her PhD in psychology and has extensive experience helping individuals, families, and children navigate life's challenges and achieve meaningful personal growth. Since 1995, she has worked extensively in the mental health field. Dr. Dozier utilizes evidence-based approaches including Cognitive Behavioral Therapy (CBT) and Brainspotting to help clients address anxiety, depression, trauma, relationship concerns, life transitions, and behavioral challenges. She is committed to creating a compassionate, supportive, and goal-oriented therapeutic environment where clients can develop resilience, improve emotional well-being, and create lasting positive change. Her approach emphasizes collaboration, empowerment, and individualized care tailored to each client's unique needs and circumstances.
Available

$130/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Grief
Self Esteem
+9
Madison is a seasoned therapist with over 12 years of experience dedicated to empowering women and mothers through their mental health journeys. Madison creates a safe and supportive environment where her clients can explore their feelings and build resilience. Using Cognitive Behavioral Therapy (CBT) as a foundational approach, Madison focuses on helping clients challenge negative thought patterns and develop healthier coping strategies. She is also Health at Every Size® (HAES) trained, promoting a holistic understanding of health that celebrates body diversity and encourages self-acceptance. Madison’s compassionate and client-centered approach has made her a trusted ally for many women navigating the complexities of motherhood, self-image, and mental health. She believes in the power of connection and is committed to helping her clients find their strength and voice in their healing journeys.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Life Transitions
+5
I am a licensed therapist dedicated to helping adults navigate life’s challenges with clarity, confidence, and compassion. My goal is to provide a safe, supportive space where clients can explore their thoughts, emotions, and experiences without judgment. I believe everyone has the capacity for growth, healing, and fulfillment, and therapy can be a powerful step toward reaching that potential. I work with women and men who are managing stress, anxiety, perfectionism, or significant life transitions such as parenthood, career shifts, or relationship changes. Many of my clients are striving to balance multiple roles while also wanting to prioritize their own happiness and well-being. In our work together, I may use different modalities such psychodynamic, cognitive, humanistic, and group therapy to meet each client’s unique needs. We may explore underlying patterns, identify and shift unhelpful thought processes, and build on existing strengths. My role is to support clients in gaining insight, developing effective coping tools, and creating healthier ways of thinking, feeling, and relating. Clients often leave therapy with a deeper sense of self, improved resilience, and the confidence to make meaningful changes. My mission is to empower both women and men to move beyond what holds them back and build lives of balance, purpose, and fulfillment.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.