Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 219 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 2/19/2026

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New to Grow

$125/session

Specialties

ADHD
Anxiety
Depression
+10
Hey I'm Mark! I live in Nashville, Tennessee and I've been in the mental health field for 16 years. I want to break down a few walls. I am gay, I have ADHD, and am a survivor of religious trauma. I am secular and spiritual. I work with a lot of clients that share these commonalities. My main and favorite approach to the healing process is Internal Family Systems. I've worked in a variety of settings from outpatient counseling centers to high acuity in emergency rooms and psychiatric hospitals. Many of my clients may describe me as goal directed and liken me to a coach. I utilize evidence based theories and am well versed in Cognitive Behavioral Therapy (CBT), Internal Family Systems (IFS) and Attachment Based models. These three theories together are power house combination when it comes to understanding the universal struggle of one's suffering. They overlap together to provide a foundation for understanding the thoughts, feelings, and behaviors (CBT) that make up the many parts of self (IFS) that are acting out of fear and getting you stuck in loops (Attachment Model). My goal is to help you wake up and remember that you are your own healing agent. My motto is: 🌀 Flow like the river 💗 Act from love not fear 🙏 Be a Bodhisattva.
VirtualAvailable

$125/session

Empowering
Open-minded
Warm

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
I have been a licensed professional counselor for 15 years. I have worked with individuals with chronic illness, military veterans and their families, addiction issues, mood disorders, career counseling and coaching professionals. I am a trauma focused (EMDR trained) clinician who strives to provide support and individually tailored techniques, strategies and solutions to help you feel better quickly. I help you maximize your strengths and transform your weaknesses into strengths.
VirtualAvailable
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New to Grow

$125/session

Open-minded
Direct

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+10
I’m a Licensed Marriage and Family Therapist who supports children, teens, adults, and couples navigating anxiety, emotional stress, life transitions, and relationship challenges. My style is warm, genuine, and approachable—blending professionalism with a colorful, fun, and open atmosphere that helps clients feel safe, relaxed, and truly seen in the healing process.My work focuses on creating a safe, compassionate space where clients feel understood, build emotional regulation skills, and strengthen meaningful connection—leading to greater clarity, confidence, and lasting personal growth.
VirtualAvailable

$120/session

Specialties

Anxiety
LGBTQ
Peer Relationships
+9
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.
VirtualAvailable
No reviews yet
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New to Grow

$150/session

Specialties

ADHD
Anxiety
Trauma and PTSD
+10
I’m Dawn Casey-Chiles, a clinical practitioner, assisting women, men, children and families to heal through various pathways. I offer a compassionate, trauma-informed approach that gently blends traditional therapy with holistic, mind-body practices to support emotional balance, self-awareness, and inner resilience. My goal is to create a safe, supportive space where you feel truly seen, heard, and empowered to reconnect with your strengths and move toward meaningful change. https://dawncasey-chileslcswchtpsychot.godaddysites.com
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Couples Counseling
Life Transitions
Wife. Mother. Therapist. Navigator. I value my authentic self and believe we all can trace life’s imprints to dive into the core of who we are versus what life has conditioned us to be. I hone in on my abilities to help all you navigators explore whichever capacities it is that you seek to grow through, heal from, or transition into. You are not just another name, but a whole light. We are all perfectly imperfect. I truly believe you can become stronger through a healthier relationship with yourself and others when equipped with the proper navigational tools.
VirtualAvailable

$110/session

Solution oriented
Direct

Specialties

Anxiety
Depression
Women's Issues
+10
Life throws curve balls. You don't have to take them on alone. I believe in creating a safe environment to help you manage everything you're carrying. Hello, I’m Mary Tauscher, LCSW. I earned both my Bachelors and Masters of Social Work at the University of Georgia. In addition to private practice, I have experience working in community behavioral health for 7 years and in a brief intervention program for 5 years, providing therapy to adolescents and adults.
VirtualAvailable

$70/session

Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
I grew up in Florida and earned my undergraduate degree from the University of Central Florida, followed by my graduate degree from Palm Beach Atlantic University. My clinical focus is in crisis and trauma, and I am passionate about supporting individuals from all ages and backgrounds. I strive to help clients navigate and heal from life experiences that have deeply impacted them, fostering resilience, growth, and empowerment throughout the therapeutic process.
VirtualAvailable

$190/session

Empowering
Warm

Specialties

Anxiety
Depression
Grief
+10
As a counselor, I bring over two decades of trauma-informed, emotionally intelligent, and spiritually grounded care to the people I serve. My approach blends evidence-based modalities with deep compassion, helping clients feel safe, seen, and supported as they navigate stress, pain, and life transitions. I guide clients in understanding their patterns, strengthening their inner resources, and developing practical tools for healing. The impact of our work together is often a renewed sense of clarity, resilience, and self-trust-empowering clients to move forward with greater emotional health and a stronger connection to themselves. It’s my honor to walk with my client through some of the darkest times in their lives. We will work together to find hope and healing!
VirtualAvailable
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New to Grow

$135/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable

$90/session

Intelligent
Solution oriented
Empowering

Specialties

Addiction
Coping Skills
Military/Veterans
Greetings, My name is Norman Shaffer and I am a Licensed Clinical Social Worker in the state of Tennessee. I have been practicing as a social worker for over a decade now. I enjoy working with adults who are actively seeking a positive change in their life. I like to partner with clients and guide them towards better outcomes and a healthier balance in life.
VirtualAvailable

$220/session

Warm
Authentic

Specialties

Anxiety
Spirituality
Trauma and PTSD
+2
I am a Christian Licensed Clinical Social Worker. My faith in the Holy Trinity of The Father, The Son and The Holy Spirit greatly shape my life, my work and my desire to help others heal on their life's journey. I believe each person has their own unique perspectives and challenges. You have everything you need within you to achieve your goals and heal. I’m willing to work with you as you work through life’s challenges. We will use a variety of techniques called modalities because I believe in treating you like the individual you are.
VirtualAvailable

$125/session

Warm
Direct
Authentic

Specialties

Anxiety
Depression
Foster Care/Adoption
+4
Hello! I am a Licensed Marriage and Family Therapist (LMFT) based in TN and licensed in California and Tennessee. I received my training from Western Theological Seminary graduating in 2007 with a focus on attachment issues. I have worked with a non-profit agency counseling, adopting, and fostering families for over 15 years. I began my private practice in 2020 after recognizing the high demand for mental health practitioners during a difficult time in our history.
VirtualAvailable
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New to Grow

$90/session

Specialties

Anxiety
Depression
Men's Issues
+3
Life can feel incredibly heavy when anxiety or depression takes hold, but you don’t have to carry that burden alone. For the past three years I have been a therapist dedicated to helping individuals navigate these challenges by fostering a space rooted in deep compassion and empathy. I understand that reaching out is a courageous first step, and I prioritize building a therapeutic alliance where you feel truly seen and heard without judgment. In our work together, I combine this supportive environment with evidence-based tools like Cognitive Behavioral Therapy (CBT) to help you identify and shift the thought patterns keeping you stuck. My approach is collaborative; we will work at your pace to develop practical strategies for managing stress and reclaiming hope. Whether you're struggling with persistent worry or a loss of motivation, my goal is to empower you to build resilience and create a life that feels meaningful and grounded again.
VirtualAvailable

$110/session

Authentic
Open-minded
Direct

Specialties

Coping Skills
Life Transitions
Peer Relationships
+2
Hi there! It's so nice to virtually meet you - I don't tend to enjoy small talk and I don't find credentials to be all that interesting (LCSW in TN), so I am going to tell you some facts about myself. I believe the most important part of therapy is the therapeutic relationship, so if we have similar interests and/or values, we may be a good fit. Here we go: - I am an unapologetic Swiftie - I hand out book recommendations and quotes like they're candy - I have a deep passion for travel - and especially get a kick out of doing it on a budget - I am a bit of a personal finance nerd, to the point of getting a certificate in Financial Social Work (that's right- that means we can work on your finances together!) - I am a big fan of social justice and human rights - I have two dogs - a chocolate lab and a boxer - I enjoy getting outdoors and into the backcountry - I always get my daily dose of reality tv Here is one of my favorite quotes: "These are the words I want on my gravestone: that I was a helper, and that I danced." Anne Lamott
VirtualAvailable

$120/session

Specialties

Anxiety
Life Transitions
Spirituality
+8
I am a Licensed Professional Counselor – Mental Health Service Provider (LPC-MHSP) with seven years of experience helping individuals navigate life’s challenges and work toward meaningful change. My background includes working with clients across a wide range of ages, from adolescents to older adults, which has given me a strong understanding of the unique needs and perspectives at different stages of life. I hold a Bachelor’s degree in Psychology and a Master of Science in Counseling, which provide the foundation for my work in mental health.
VirtualAvailable

Often rebooked

$100/session

Intelligent
Authentic
Solution oriented

Specialties

Life Transitions
Mood Disorders
Spirituality
+10
Welcome! I am Marie Dillinger, a licensed therapist who has been working with individuals, couples and families pursuing counseling for over 17 years. My experience has centered around assisting adults who are experiencing depression, anxiety, difficulty adjusting and adapting to the changes they are experiencing in life, grief and trauma. The philosophical foundation of my therapy is based on the understanding that what we think influences how we feel which impacts how we behave. Therefore, to change any behavior or feeling we first need to address our thinking. My goal in the counseling process is to assist you in improving the quality of your life by guiding you in how to manage, resolve, and/or reconcile those issues in your life creating difficulty for you.
VirtualAvailable

$150/session

Solution oriented
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
My name is Olesya Leskel and I am a Licensed Professional Counsellor with 14 years of experience helping adults, children, and couples with a variety of mental health issues, relationship concerns and life transitions. I am versed in various counseling techniques and have extensive experience working with trauma, anxiety, and depression. I take time to learn about the needs of a person I am serving to help find the best way of meeting thier hopes as they embark on a journey of healing and personal growth.
VirtualAvailable

$150/session

Specialties

Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable

$120/session

Authentic
Humorous
Empowering

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable

$165/session

Warm
Empowering
Authentic

Specialties

Depression
Perinatal Mental Health
Women's Issues
+8
Mrs. Whiteside has worked in various mental health settings maintaining her unwavering focus on mothers and small children. As a perinatal psychotherapist, Mrs. Whiteside works with mothers and/or families who are struggling with perinatal mental illness during pregnancy and the postpartum period. Mrs. Whiteside is currently a social work doctoral student at The University of Louisville researching the impact of perinatal mood disorders, as evidence indicates that depression and other mood disorders in parents can have a harmful impact on children, including cognitive difficulties, insecure attachment, and behavioral problems.
VirtualAvailable

$100/session

Solution oriented
Intelligent

Specialties

Anxiety
Child or Adolescent
Parenting
+10
"Hello, I'm Rebecca, and I'm a Licensed Professional Counselor. I believe that therapy should be a place where you can truly be yourself—a space where you can come as you are with no fear of judgment. My practice is built on the philosophy that genuine connection and compassionate support are the cornerstones of lasting change. I specialize in helping children and teens who are often overwhelmed by their feelings, leading to meltdowns, outbursts, high anxiety, or withdrawal. I also specialize in helping parents navigate relationships with their children and teens. If you're a parent feeling like you're "walking on eggshells" or struggling to manage the chaos, I am here to help. Many parents come to me feeling exhausted, unsure, and stretched thin by the demands of work, relationships, and their own mental health. Building a resilient child takes a team; you don’t have to do it alone.
VirtualAvailable
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New to Grow

$150/session

Specialties

Fertility & Reproduction Issues
Parenting
Post Partum
+9
Chrystal Rivera is a Licensed Clinical Social Worker based in Nevada.She has over a decade of experience supporting children, families, and parents through life’s challenges. Chrystal specializes in trauma, anxiety, and depression and is deeply committed to helping parents feel supported, understood, and empowered in both their healing and their parenting. Her work supports parents in managing symptoms of anxiety and depression while strengthening their relationship with their children—and with themselves.
VirtualAvailable

$150/session

Holistic
Authentic
Warm

Specialties

Addiction
Anxiety
Depression
+4
כֹּ֣ל הַ֭נְּשָׁמָה תְּהַלֵּ֥ל יָ֗הּ הַֽלְלוּ־יָֽהּ Welcome! I am a Licensed Clinical Social Worker (LCSW), alumni/graduate of the University of Tennessee, Knoxville (2002, 2004). Over the years, I’ve provided therapy and coaching to diverse populations, drawing from my background as a former coach, athlete, and ministry/chaplain to offer a grounded, relational, and purpose-driven approach to care. My style is empathetic, compassionate, and engaging — blending clinical expertise with coaching, accountability, and practical tools to meet clients where they are. I take a holistic approach to wellness, addressing mental, physical, and spiritual health, with a specialization in Faith-Based (Christian) integration. Neurodivergent-friendly and committed to creating a respectful, supportive space for growth and healing, including for First Responders, those in Ministry, or dealing with Religious Trauma. Please read the full description before booking. Thank you for your consideration — I look forward to the possibility of working together.
VirtualAvailable
No reviews yet
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New to Grow

$95/session

Direct

Specialties

Men's Issues
Sex Addiction
Trauma and PTSD
+10
Hello. I’m Jamie and I’ve been a practicing therapist for many years. You may be recovering from addiction, childhood trauma, toxic relationships, or perhaps, all of these things! I know most people don't go through life untouched by trauma, anxiety, unhealthy habits or some kind of issue that deeply affects them. I also know life's problems do not come with troubleshooting instructions but I belive I know how to help people begin to effectively address them. Whether they were caused by genetic predisposition, environmental stress or undeterminable origins, my beliefs are: We can have a life worth living regardless of how it started. There is help worth seeking, and problems get better with wise counsel.
VirtualAvailable
Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.