Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 246 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 10/11/2026

Often rebooked

$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Women's Issues
+7
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable

New to Grow

$120/session

Specialties
Anxiety
Spirituality
Trauma and PTSD
+9
I am a Licensed Professional Counselor with over 25 years of experience working with individuals and families in a variety of areas such as anxiety, depression, parenting, infertility, relationship issues, abuse, trauma, adoption, grief and loss, professional/ministry burn-out, spiritual abuse, and faith related concerns. I serve from a compassionate and trauma-informed approach, blending clinical expertise with biblically-grounded wisdom to promote healing and assist clients in their journeys toward peace-filled and joyful living.
Available

$140/session

Intelligent
Authentic
Warm
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
Hi, my name is Tandy Jackson. I hold an LPC-MHSP license in the state of Tennessee and have 6 years of experience working with clients for various issues including anxiety, depression, self-esteem, life transitions, coping strategies, relational issues, emotional issues, and trauma. I am currently working with teenagers and adults in the individual therapy setting. My practice involves a combination of humor, compassion, challenge, and encouragement as I walk with clients on their journey to learn more about themselves and take the risk of trying new things--first in the therapeutic relationship then extending into their lives outside of session.
VirtualAvailable

New to Grow

$140/session

Specialties
Codependency
Domestic Violence
Family Conflict
+5
Hi! My name is Sarah Swensen, and I am a warm, down-to-earth Licensed Clinical Social Worker who is passionate about helping clients navigate difficult relationships, family challenges, grief, and life’s stressors. I earned my Master’s in Social Work from Rutgers University and have over 14 years of experience working with children, adolescents, and adults. Throughout my career, I have had the privilege of helping people work through challenging experiences, better understand themselves, and find ways to move forward. My ultimate goal as your therapist is for you to feel truly heard, supported, and understood. I’m here to help you feel empowered and confident in making choices that are right for you—not to tell you what you should do, but to provide a safe space where we can work through things together.
Available

$95/session

Authentic
Direct
Intelligent
Specialties
Addiction
Child or Adolescent
Men's Issues
+2
Hey, I am a Christian Licensed Professional Counselor residing in Tennessee. I am a husband and father. I have been counseling for 16+ years. I have done a lot of work with adolescents and adults who struggle with addictions. I am passionate about mens issues, but I have helped men and women with trauma. I love to help people on their path to wellness, realizing everyone moves at their own pace.
VirtualAvailable

$95/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Self Esteem
+10
Hello, and welcome. Reaching out for therapy can feel like a big step, especially if you’ve been carrying a lot on your own. Many people come to therapy feeling overwhelmed, unsure where to start, or simply wanting things to feel more manageable again. My goal is to offer a space where you can slow down, feel understood, and begin making sense of what you’re experiencing. I take a collaborative, supportive approach to therapy and work to meet you where you are. Together, we focus on understanding patterns, building emotional awareness, and developing practical tools that help you feel more grounded and confident in your daily life. Therapy with me is not about judgment or pressure—it’s about clarity, growth, and meaningful change at a pace that feels right for you.
VirtualAvailable

$140/session

Solution oriented
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Self Esteem
+8
Hi there. I feel very lucky to be able to help others achieve the life they are yearning to have. I use CBT, DBT, and ACT with individuals so they can better understand themselves, identify the barriers that are leading to their frustrations and feelings of anxiety and depression and identify solutions to overcome these barriers. Then clients can find the joy and peace they most desire in their lives.
VirtualAvailable

$150/session

Warm
Open-minded
Authentic
Specialties
ADHD
Anxiety
Depression
+9
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable

$155/session

Warm
Empowering
Intelligent
Specialties
Couples Counseling
Peer Relationships
Trauma and PTSD
+10
Hi! I am a Licensed Marriage and Family Therapist in Tennessee. I received by degree from Liberty University and have been practicing for 5 years. I help individuals, couples, and families who are feeling stuck in life or in relationships discern the root issues and walk toward healing together. My goal is to help each person feel more fulfilled in all areas of their life.
VirtualAvailable

$150/session

Authentic
Holistic
Solution oriented
Specialties
Addiction
Anxiety
Depression
+4
Welcome! I am a Licensed Clinical Social Worker (LCSW), alumni/graduate of the University of Tennessee, Knoxville (2002, 2004). Over the years, I’ve provided therapy and coaching to diverse populations, drawing from my background as a former coach, athlete, and ministry/chaplain to offer a grounded, relational, and purpose-driven approach to care. My style is empathetic, compassionate, and engaging — blending clinical expertise with coaching, accountability, and practical tools to meet clients where they are. I take a holistic approach to wellness, addressing mental, physical, and spiritual health, with a specialization in Faith-Based (Judeo - Christian) integration. Neurodivergent-friendly and committed to creating a respectful, supportive space for growth and healing, including for First Responders, those in Ministry, or dealing with Religious, Spiritual Abuse, and Trauma. Please read the full description before booking. Thank you for your consideration — I look forward to the possibility of working together. כֹּ֣ל הַ֭נְּשָׁמָה תְּהַלֵּ֥ל יָ֗הּ הַֽלְלוּ־יָֽהּ
VirtualAvailable

$140/session

Empowering
Solution oriented
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Julisa. I am a masters level Licensed Professional Counselor, practicing remotely in Rhode Island and Pennsylvania. As a Philadelphia native and person of color, I am driven by my desire to provide healthy representation of breaking generational trauma. I aim to get rid of stigmas related to seeking professional help. I am passionate about using my 11+ years of experience to help clients feel genuinely seen, without judgement. I work with adult individuals and couples on various issues including anxiety, depression, PTSD, bi-polar disorders, relationship concerns, body positivity, LGBTQIA+ concerns, women's issues, and life transitions.
VirtualAvailable

$125/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
Family Conflict
+10
Hi there! I’m a Licensed Professional Counselor with six years of experience working across a variety of mental health settings. Originally from Belzoni, Mississippi, I bring both professional expertise and a strong sense of community into my work. In my free time, I enjoy exploring new restaurants, traveling, and spending quality time with family and friends. These experiences help me stay grounded and connected, which I carry into my counseling practice. As a therapist, I strive to create a safe, nonjudgmental, and nurturing environment where clients feel supported as they learn, heal, and grow at their own pace. I believe that one of the most important aspects of counseling is the relationship between therapist and client, and I am committed to building a trusting, collaborative connection with each person I work with.
Available

Often rebooked

$110/session

Warm
Authentic
Open-minded
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+5
Hi! I’m Macy! I’m a warm, down-to-earth therapist from East Tennessee who believes you don’t have to navigate life’s challenges alone. I strive to create a supportive space where you feel heard, accepted, and truly understood. Together, we’ll work at your pace to build coping skills, explore patterns, and process difficult experiences. As an EMDR-trained therapist, I help clients heal from trauma and painful experiences while supporting growth, self-discovery, and meaningful change.
Available

$105/session

Authentic
Solution oriented
Intelligent
Specialties
Anxiety
Life Transitions
Spirituality
+5
Hi, I'm Kelcie, and I've been a licensed professional counselor in Tennessee since 2022. I believe that relationships are the cornerstone of our lives and shape how we experience joy, pain, growth, and healing. In our world of ever increasing technology, many of us are digitally connected but feel overstimulated, over-informed, and disconnected in our personal lives. I am passionate about helping my clients experience peace and have meaningful, healthy connections in their real lives.
VirtualAvailable

$130/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+10
You’re used to handling a lot. Whether it’s your career, your relationships, or being the person others rely on, you’ve learned how to push through—even when it’s exhausting. But at some point, pushing through stops working. I work with adults who are navigating anxiety, burnout, trauma, and relationship patterns—especially when life looks “together” on the outside but feels overwhelming or unsustainable underneath. Many of my clients are thoughtful, capable, and self-aware, yet find themselves stuck in cycles like overthinking, people-pleasing, or feeling disconnected from themselves or others. My approach is trauma-informed, relational, and grounded in evidence-based practices, including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and attachment-based work. In our sessions, we’ll look at both the deeper patterns shaping your experiences and the practical strategies that help you feel better day-to-day. Clients often come to therapy wanting relief from constant stress or mental overload. Over time, they develop a clearer understanding of themselves, stronger boundaries, and the ability to respond to challenges with more focus and confidence. I’m active and engaged in the therapy process. I won’t just sit back and listen. I help you connect the dots, notice patterns in real time, and build tools that actually translate into your daily life. I bring 5 years of experience in community mental health, working with children, adolescents, and adults. Clients often describe me as calm, steady, and easy to talk to—while also helping them move forward in meaningful ways.
VirtualAvailable

$65/session

Warm
Authentic
Solution oriented
Specialties
Addiction
Anxiety
Depression
+10
I have dedicated more than 30 years of my life to the helping profession of Social Work. I have worked tirelessly to advocate for the poor, elderly, disabled and those struggling with substance use and mental health challenges. I prefer to be in the present, listen to the client and partner with them to come up with a plan to meet their unique set of challenges and opportunities, not just just meet short term goals but make therapy a way to teach long term ways of coping that aid in meeting challenges in the future and not dependent on the therapist but through inner strengths that are fostered in therapy as ways to build up self-esteem, cultural pride and self worth.
VirtualAvailable

$175/session

Empowering
Intelligent
Specialties
Childhood / Intergenerational Trauma
Grief
Trauma and PTSD
+8
I’m Johanna. I work with creative people, and with those who are working to heal, transition, and evolve from things that have hurt them. My approach blends traditional talk therapy with deeper work. With the use of Brainspotting and Jungian interventions, because real change rarely happens at the surface, we create deep meaningful change. When we're willing to go underneath, to the place where the old story lives, we can heal it and create room to become something new.
Available

$160/session

Intelligent
Authentic
Open-minded
Specialties
Anxiety
Eating Disorders
Self Esteem
+9
I use a client-centered, psychodynamic approach to help clients reconnect with their deeper sense of self and wholeness. I am especially passionate about helping clients connect to the truth of who they are and identifying the stories and experiences that have shaped them. I work well with clients who are motivated to figure out what's in their way and take steps to create change.
Available

$75/session

Empowering
Authentic
Warm
Specialties
Addiction
Spirituality
Trauma and PTSD
+10
So, who am I; and what am I doing here, eh? Also, do you struggle to talk about yourself ? - 'cause I sure do. Anyways, let's see... Personnally, I identify as a neurodiverse, cis-female, middle-aged (yes, over 40yo), divorced, single mother of two human loves and one canine love who enjoys spending time outdoors, flow arts, music, and dancing and singing and laughing. Also, learning is my favorite - like, I'm a full-on brain geek, for realz. Professionally, I hold licensure through the State of Tennessee Department of Health as a Professional Counselor and Mental Health Service Provider since March 2025 which allows me to independently provide Clinical Mental Health Counseling services - including assessment, evaluation, diagnosis, and treatment of Mental and Behavioral Health issues, conditions, disorders, and illnesses. Proper and thorough clinical assessment, ethical practice, trauma-informed engagement and care, destigmatization, and advocacy are consistent characteristics of my approach toward Client care. As a therapist, I believe in building therapeutic relationships founded on honesty, transparency, respect, patience, alliance, and safety. My style of counseling is raw, uncut, and straight-forward while remaining sensitive, respectful, and culturally aware in offering constructive, caring, well-informed and growth-oriented feedback, guidance, and support. Ultimately, we're in this together. Experience: 15 years in the Restaurant/Bar Service Industry (technically not clinical experience; howerever, theoretically... iykyk :)) 5 years in Runaway and Homeless Youth (RHY) programming serving homeless and at-risk adolescents and young adults toward prevention and intervention of human trafficking 6 years in clinical treatment of Co-Occurring Mental Health Disorders and Substance Use Disorders (yes, I have history) serving Adults from an Integrated Therapy approach primarily through Intensive Outpatient Programs providing group and individual therapy The door to your best self is open; all you have to do is walk through it. See you inside.
Available

$155/session

Solution oriented
Authentic
Warm
Specialties
ADHD
Coping Skills
Couples Counseling
+1
Hey! I'm Dr. Andre, a licensed clinical psychologist. I provide therapy for a range of concerns. No matter what you are facing, I strive to understand your situation and help you find relief and clarity. I aim to provide a genuine and trusting relationship and a judgement free atmosphere to explore the concerns you are facing! I completed a BA in Psychology, an MA in Clinical Psychology, and a Ph.D. in Clinical Psychology, a 12 month internship followed by a 12 month post-doctoral fellowship, and multiple state and national board exams.
VirtualAvailable

$120/session

Solution oriented
Warm
Authentic
Specialties
Anxiety
Coping Skills
Depression
+8
Hello! I'm a Licensed Marriage and Family Therapist (LMFT) and a Licensed Independent Mental Health Practitioner (LIMHP) based in Tennessee. I am Licensed in the states of UT, NE, and TN. I received my Masters from Argosy University in Draper, UT and have been practicing for 15 years. I help Individuals struggling with anxiety, stress, depression, life changes, conflict in relationships and processing traumatic events in ones life.
VirtualAvailable

$150/session

Authentic
Solution oriented
Direct
Specialties
Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable

$250/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Depression
Grief
+5
I’m Dr. Alexandra Thompson-Norman, DBH, LCSW, a Licensed Psychotherapist dedicated to helping individuals, couples, and families navigate life’s challenges with greater clarity and confidence. I work with clients facing a wide range of experiences, including life transitions, relationship struggles, anxiety, depression, and stress, providing guidance and support every step of the way. My approach is compassionate, collaborative, and tailored to each person’s unique needs, creating a safe, nonjudgmental space for reflection, growth, and healing. I believe therapy is not just about addressing challenges, it’s about empowering you to reconnect with your authentic self, build emotional resilience, and create meaningful, lasting change. Together, we explore practical strategies and deeper insights that help you understand yourself, strengthen your relationships, and navigate life with purpose and confidence. My goal is to help clients feel seen, heard, and supported so they can move forward with clarity, balance, and a renewed sense of hope.
VirtualAvailable

Often rebooked

$175/session

Solution oriented
Warm
Empowering
Specialties
ADHD
Anxiety
Autism
+6
I’m a licensed psychologist (PhD) specializing in autism, ADHD, and complex patterns in both children and adults. I work with thoughtful individuals and parents who feel stuck, overwhelmed, or like something isn’t fully adding up—especially when traditional approaches haven’t helped. My approach is warm, direct, and insight-driven. I don’t just listen—I help you understand patterns, make sense of what’s going on, and figure out what actually works for your brain (or your child’s). I’m neurodiversity-affirming and experienced in differentiating anxiety, burnout, ADHD, and sensory or social overwhelm. With parents, I focus on helping you understand your child more clearly and respond in ways that actually work—so things feel more manageable at home. Sessions are collaborative, practical, and focused on meaningful change.
VirtualAvailable

$100/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hello, thank you for considering me to help you on your healing journey. I am an LCSW and I have been a mental health professional for the past 15 years. My style is eclectic and I incorporate relevant techniques from evidenced based practices, based on the individual needs of my clients. I am a holistic practitioner and focus on mind, body, and spiritual wellness. I provide transformational psychotherapy through my virtual office. I utilize Eye Movement Desensitization and Reprocessing (EMDR), Dialectical Behavioral Therapy (DBT), Mindfulness Based Therapies, and Cognitive Behavioral Therapy are my main evidenced based tools.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.