Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 208 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 11/21/2025

Kelly Franklin

LPC/MHSP, 10 years of experience

Frequently rebooked

$100/session

Intelligent
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
My name is Kelly Franklin and I am a Licensed Professional Counselor with a Mental Health Service Provider designation (LPC-MHSP) in Tennessee. I specialize in helping individuals who are experiencing trauma, PTSD, anxiety, depression, grief, and navigating significant life changes. I am passionate about providing a safe non judgmental space where you are seen and heard. Together we can outline the steps to reach your goals of healing and well being. It is such a wonderful journey!
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Terri Ponder

LCSW, 25 years of experience

$100/session

Intelligent
Challenging

Specialties

Grief
Mood Disorders
Trauma and PTSD
+5
Hello. I am a creative clinical social worker in practice since 2001 licensed in Tennessee and South Carolina. I have provided behavioral health services in a variety of settings including inpatient, outpatient, partial program, and health care settings as well as a previous private practice and a medical school. I provide services to adult and geriatric clients only. I am trained in DBT, EMDR, MI, CBT, DBT, TF-CBT, WET, addictions, IFS, grief and loss, and body centered, somatic therapy interventions. If you have had difficulties due to trauma, addiction, anxiety, mood disorders, grief and loss, and/or chronic health problems you are welcome in my practice. It is a safe space where you can find help, healing, and hope.
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Patricia Bishop

LCSW, 20 years of experience

$120/session

Warm
Authentic
Solution oriented

Specialties

Grief
Life Transitions
Military/Veterans
+1
Hello! I'm Patricia. Thank you for visiting my profile. Grief enters our lives uninvited and its impact can continue to effect us for years. It may have been the death of a loved one, either recent or long ago. It may have been a divorce or the break up of a romantic relationship. It may have been the loss of a treasured pet, or any of the more than forty other losses that a person can encounter in a lifetime. Regardless of the cause of your broken heart, you know that life is not as happy or fulfilling as you want it to be. Often, well-meaning people say to "be strong" or "just give it time" which can leave us feeling like we are doing something wrong or should feel differently. Sometimes, we simply tuck our feelings away, hoping that they will eventually disappear. In our sessions, we will uncover the misinformation and beliefs that keep us stuck and unhappy. Unresolved grief stems from the things we wish we'd said or done differently, better or more. You will learn how to discover and communicate those unsaid things, so that they no longer limit you or affect your capacity for happiness.
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Victoria Cruse Motter

LPC/MHSP, 28 years of experience

$90/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Depression
+7
I am Victoria Cruse Motter, a Licensed Professional Counselor (LPC) with over 25 years of experience working with children, adolescents, and adults facing a wide range of issues, including family conflicts, anxiety, depression, ADHD, low self-esteem, sexual abuse, substance use, chronic stress, trauma and PTSD, and women’s issues. My background includes providing counseling in various settings, such as schools, autism centers, pre-schools, juvenile justice programs, and residential group homes for youth in CYS custody. I earned my Master's Degree in Counseling from Pennsylvania State University. I pride myself on being a personable counselor who easily establishes rapport with clients. I focus on being person-centered, actively listening, and genuinely caring about each individual’s journey. I encourage honesty and patience throughout the counseling process. I am excited to begin your journey toward healing and the therapeutic process of counseling. Together, we will create a personalized treatment plan to help you navigate the tough issues in your life with grace.
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Dr. Alexandra Thompson-Norman

LCSW, 12 years of experience

$225/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Grief
+5
I’m Dr. Alexandra Thompson-Norman, DBH, LCSW, a Licensed Psychotherapist dedicated to helping individuals, couples, and families navigate life’s challenges with greater clarity and confidence. I work with clients facing a wide range of experiences, including life transitions, relationship struggles, anxiety, depression, and stress, providing guidance and support every step of the way. My approach is compassionate, collaborative, and tailored to each person’s unique needs, creating a safe, nonjudgmental space for reflection, growth, and healing. I believe therapy is not just about addressing challenges, it’s about empowering you to reconnect with your authentic self, build emotional resilience, and create meaningful, lasting change. Together, we explore practical strategies and deeper insights that help you understand yourself, strengthen your relationships, and navigate life with purpose and confidence. My goal is to help clients feel seen, heard, and supported so they can move forward with clarity, balance, and a renewed sense of hope.
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Jaime Brooks

LCSW, 6 years of experience

$100/session

Warm
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker (LCSW/LICSW) providing individual therapy to adults (18+) across Alabama, Georgia, Tennessee, and Kentucky. My journey to becoming a therapist began with a deep desire to make a meaningful difference in people’s lives. This passion led me to pursue a double major in Criminal Justice and Psychology, giving me insight into both human behavior and the systems that shape our experiences. From there, I earned a Master’s Degree in Social Work, building a strong foundation to guide, support, and empower those I work with. My practice is grounded in a client-centered, collaborative, and trauma-informed philosophy. I view therapy as a partnership, with your voice and perspective at the center. I draw from approaches such as Accelerated Resolution Therapy (ART), EMDR, and Cognitive Behavioral Therapy (CBT) to meet your needs and support meaningful progress.
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Alexandra Theis

LPC/MHSP, 10 years of experience

$130/session

Authentic
Solution oriented

Specialties

ADHD
Anxiety
Life Transitions
+3
My therapy style is warm and interactive, and I enjoy building rapport with clients over time. I believe the greatest feeling is when a client knows it's time to transition out of therapy and feels equipped to do so after our time together. I am a compassionate and collaborative therapist dedicated to helping individuals navigate challenges and build fulfilling lives. My approach is warm and interactive, focusing on empowering clients with practical tools and coping strategies. Together, we’ll create a personalized path toward your goals and lasting well-being.
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LaTisha Glaspie-Harris

LPC/MHSP, 9 years of experience

$125/session

Authentic
Open-minded

Specialties

Anxiety
Depression
Perinatal Mental Health
+6
Hi, I am LaTisha also known as "TishatheTherapist". I am a Licensed Professional Counselor, Mental Health Service Provider ( LPC,MHSP) dedicated to creating a safe, judgment-free space where women can openly explore their emotions. Being a women's mental health specialist, my approach is built on three pillars: a secure environment to share your story, practical education for empowerment, and the genuine compassion needed to persevere through tough times.
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Kristen Cree

LCSW, 11 years of experience

Frequently rebooked

$65/session

Warm
Solution oriented

Specialties

ADHD
Anxiety
Depression
+8
Hi! I am a Licensed Clinical Social Worker providing services in Illinois and Tennessee. I've been working with children and adults since 2009 when I received my Masters in Social Work in Iowa. I enjoy working with children, teenagers, and adults and have worked with clients through private mental health agencies, within the public school system, and through special education services.
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Karin Booher

LCSW, 25 years of experience

$110/session

Warm
Authentic
Empowering

Specialties

Grief
LGBTQ
Mood Disorders
+10
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the pandemic, social and political unrest, racism, homophobia, or bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!
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Rachelle Thomas

LMFT, 14 years of experience

Frequently rebooked

$150/session

Authentic
Solution oriented
Warm

Specialties

ADHD
Anxiety
Trauma and PTSD
Being a Licensed Marriage and Family Therapist . I have been fortunate to work with individuals, children and families for over the past 14 years. I have had the advantage of working in a field that brings me fulfillment as I get the opportunity to help others work through life's challenges. It is a true honor for someone to allow me into their life. I am so thankful I can work with them to navigate their healing journey.
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Jami Ivey

LCSW, 25 years of experience

$100/session

Authentic
Direct
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+9
I am a Licensed Clinical Social Worker based in Tennessee but also licensed in Kentucky. I received my Master's Degree from the University of Louisville. I have over 25 years of experience working clients of all ages in a variety of settings. I currently focus on helping adults and adolescents with difficulties they are struggling with, so they can be the best version of themselves.
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Jeffrey Freiden

LPC/MHSP, 26 years of experience

Frequently rebooked

$125/session

Intelligent
Authentic
Direct

Specialties

Crisis Intervention
Men's Issues
Sex Addiction
+1
Greetings: I'm a Licensed Mental Health Counselor in Florida. I am also licensed in Tennessee, my home state. I received my Doctorate in Counseling from the University of Memphis. I have been in practice for 20 years. Currently, I work with adult males with men's issues. The pressure of employment and maintaining healthy relationships impact men in unique ways. I work to help you become happier with your life choices.
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Shamicka Cannon

LCSW, 8 years of experience

$150/session

Authentic
Warm

Specialties

Anxiety
Bipolar Disorder
Depression
+10
Hello, my name is Shamicka Cannon, LCSW, and I am passionate about walking alongside individuals and families as they navigate life’s challenges. My goal as a therapist is to provide a safe, supportive, and nonjudgmental space where you feel seen, heard, and empowered to create meaningful change. I believe healing and growth happen when we learn to understand ourselves, challenge unhelpful patterns, and embrace healthier ways of living. I work with children, adolescents, and adults who are experiencing challenges such as: Anxiety, depression, and trauma Behavioral difficulties and emotional regulation struggles in children and teens Life transitions, stress, and relationship challenges Grief, loss, and unresolved pain from the past Individuals seeking personal growth, healing, and stronger coping skills Whether it’s a young person learning to manage emotions, an adult working through stress and trauma, or a family striving for stronger communication, I tailor my approach to meet each client where they are. Through our work together, my clients gain: Clarity and self-awareness about their thoughts, emotions, and behaviors Practical tools and coping strategies to manage stress, anxiety, and difficult emotions Healing and resilience in the face of past trauma or current challenges Improved relationships through healthier communication and boundaries Confidence and empowerment to live in alignment with their values and goals Ultimately, my mission is to help clients feel more in control of their lives, more hopeful about their future, and more connected to themselves and others.
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Elizabeth Kane

LCSW, 32 years of experience

$150/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+3
I am a Licensed Clinical Social Worker with 32 years of experience in the mental health field working with a variety of clients and ages. I attended the University of Louisville and obtained a Master's in Social Work. I have worked in a variety of clinical settings including private practice, director of mental health centers, and director of psychiatric hospitals. I utilize a variety of techniques including EMDR, somatic, CBT, and faith based upon request.
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Shemika Whiteside

LCSW, 6 years of experience

$125/session

Warm
Empowering
Authentic

Specialties

Depression
Perinatal Mental Health
Women's Issues
+8
Mrs. Whiteside has worked in various mental health settings maintaining her unwavering focus on mothers and small children. As a perinatal psychotherapist, Mrs. Whiteside works with mothers and/or families who are struggling with perinatal mental illness during pregnancy and the postpartum period. Mrs. Whiteside is currently a social work doctoral student at The University of Louisville researching the impact of perinatal mood disorders, as evidence indicates that depression and other mood disorders in parents can have a harmful impact on children, including cognitive difficulties, insecure attachment, and behavioral problems.
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Sheri Dye

LPC/MHSP, 14 years of experience

$125/session

Warm
Authentic
Direct

Specialties

ADHD
Anxiety
Trauma and PTSD
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.
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Natascha Allen-Halvorson

LPC/MHSP, 16 years of experience

New to Grow

$110/session

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I am a licensed therapist who provided compassionate, evidence-based care in navigating life's challenges. My approach integrates Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Trauma-Focused CBT, Motivational Interviewing, and Psychoeducation to help clients build insight, develop coping skills, and foster lasting emotional growth. I strive to create a supportive and collaborative space where clients feel understood, empowered, and confident in their ability to create meaningful change.
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Chris Campbell

LMFT, 33 years of experience

Frequently rebooked

$95/session

Authentic
Open-minded
Warm

Specialties

Coping Skills
Grief
Self Esteem
+6
Hello, I am a licensed marriage and family therapist in the states of Texas and Tennessee with 30 years of counseling and ministry experience. I began as a minister of the Gospel in the Southern Baptist tradition in 1993 working with the homeless to overcome the struggles of addiction and hopelessness in North Carolina and Tennessee. From there, I became a case manager in a rural oupatient behavioral health clinic helping the chronically mentally ill live independently outside of the institutional settings. As my family of five children grew, my wife encouraged me to join the military in 2007 and for the next 13 years we served alongside our Soldiers and their Families as a chaplain. There, I learned through experience how to work through the stress of multiple transitions, the unyeilding demands for time and energy, and the unjust nature of toxic environments. I learned how to support those who wanted to strengthen themselves and their relationships in these environments and to ultimately be at peace with who they are and who they want to be. As I have matured in my training and become licensed in marriage and family therapy, I have found that I now specialize in using Solution Focused therapy and Cognitive Behavioral Therapy to help individuals identify their strengths and the beliefs that are guiding their behavior. With this knowledge, people can begin to choose who they want to be.
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Virginia Addison

LPC/MHSP, 7 years of experience

Frequently rebooked

$100/session

Warm

Specialties

ADHD
Anxiety
Child or Adolescent
+8
Hi, I’m Virginia, a Licensed Professional Counselor–Mental Health Service Provider (LPC-MHSP) in Tennessee and an LPC in Virginia. I have over seven years of experience providing therapy and counseling services to children, teens, and adults. For the first five years of my career, I specialized in child and adolescent therapy, helping young people navigate emotional challenges, family transitions, school stress, and life changes. In the past two years, my work has expanded to include crisis counseling and intervention, supporting individuals and families through moments of acute distress with care and stability. I’m also passionate about maternal mental health—working with new and experienced moms as they adjust to motherhood, manage postpartum stress or anxiety, and reconnect with their identity and well-being. My goal as a therapist is to create a safe, supportive, and nonjudgmental space where clients of all ages can explore their emotions, build resilience, and develop healthier coping strategies. Whether you’re seeking support for your child, guidance during a crisis, or help finding balance as a mom, I’m here to walk with you on your journey toward healing and growth.
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Samantha Steel

LCSW, 8 years of experience

$100/session

Authentic
Direct
Intelligent

Specialties

Depression
Military/Veterans
Trauma and PTSD
First of all I’m a veteran and retired from the US Army. I have been a therapist for 8 years and have experience working with multiple modalities and almost all diagnoses at some point. I am also a Reiki and do holistic healing. I want to help others whether it’s building self confidence or dealing with trauma nothing is too small or too big to be treated.
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Amy Peeler

LCSW, 20 years of experience

$110/session

Open-minded
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+6
My name is Amy Peeler and I have been a Licensed Clinical Social Worker for over 15 years. I enjoy working with patients to reach their goals in therapy. Sometimes in life you feel as if you are wading in the ocean waters and then you get toppled over by a wave. I want to be able to help you get back up and learn to ride that wave.
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Porshure Richardson

LCSW, 5 years of experience

$50/session

Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+3
I am a Licensed Clinical Social Worker and I have a Bachelor's and Master's in Social Work. I enjoy speaking with clients that are managing physical and behavioral health issues in a telehealth setting. I have been in the field of Social Work since 2003. I have worked with children, youth, and adults in clinics, schools, hospital settings, and in home.
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Myra Johnson

LCSW, 28 years of experience

$150/session

Intelligent
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+8
I am a Licensed Clinical Social Worker in TN with a varied background of experience and knowledge. I love helping clients identify what is holding them back in their lives and work on meeting new challenges with comfort and healing. My goal is to make clients feel comfortable and safe while they share their thoughts and feelings. I am here to be supportive but not tell you have to run your life- that is YOUR decision. I sort through the options, the barriers and the coping strategies available.
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Natalie Battles

LCSW, 10 years of experience

$140/session

Solution oriented
Open-minded

Specialties

Anxiety
Life Transitions
Post Partum
I am a licensed clinical social worker working in a private practice in Chattanooga, TN. I work with individuals who are struggling with Perinatal Mood and Anxiety Disorders. I also work with adolescents and adults coping with anxiety, depression, bipolar, addiction, communication skills, trauma, grief & loss, body image, self-esteem, self harm, suicidality, and severe mental illness. I have completed the 2 day PSI Certificate Course as well as the Advanced Perinatal Mental Health Course. I use cognitive-behavioral therapy (CBT), eye movement desensitization and reprocessing (EMDR), motivational interviewing, and mindfulness skills, as I offer genuine care, support and empowerment to my clients.
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Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I’m" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.