Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 213 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 1/19/2026

Rated 5.0 stars out of 52 ratings
Rated 5.0 stars out of 52 ratings

$135/session

Warm
Solution oriented

Specialties

Spirituality
Trauma and PTSD
Women's Issues
Hi, my name is Diane Darby and I am a licensed Clinical Social Worker in Texas and Tennessee. I have been a therapist for over 30 years and I love what I do - supporting my clients in making meaningful change in their lives and moving in the direction of what matters to them. I prioritize creating a safe and nonjudgmental space. My therapeutic approach is flexible and holistic, incorporating various strategies to meet your individual needs. I am skilled in Eye Movement Desensitization Reprocessing, (EMDR), Somatic Therapy, Mindfulness, and Internal Family Systems and will utilize these approaches to support you in gaining insight, developing coping strategies, and achieving lasting change. Additionally, if it is of interest to you, I am also able to incorporate spiritual practices grounded in mindfulness. These practices support you in raising your consciousness in order to create alignment with your heart, body, and soul so that healing may begin.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$135/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable
Rated 5.0 stars out of 519 ratings
Rated 5.0 stars out of 519 ratings

Often rebooked

$135/session

Authentic
Empowering
Humorous

Specialties

Anxiety
Grief
Life Transitions
+10
Hi. It's nice to meet you! I am a mental health therapist that is located in Nashville, TN. I serve clients struggling with mood disorders, life transitions, trauma, grief, and eating disorders. I have two years of experience working in a residential facility for the treatment of eating disorders and a year working with substance use disorders in the underserved community. Client's often share that through our work, they have found a greater sense of self acceptance, learned how to regulate emotions, and developed practice tools to navigate daily challenges. They describe feeling more hopeful, more connected, and better equipped to live in alignment with their values. Witnessing these shifts- seeing clients move from pain and self-doubt to resilience and empowerment- is at the heart of why I do this work.
VirtualAvailable
Rated 5.0 stars out of 567 ratings
Rated 5.0 stars out of 567 ratings

$150/session

Open-minded
Authentic
Empowering

Specialties

Anxiety
Depression
Anger Management
+1
As a seasoned therapist, my experience includes a broad spectrum of mental health issues. I have a network of physicians, mental health providers, and spiritual advisors whose counsel I seek to help provide the best care for my clients. It is my goal to lead clients to ask the right questions and help them find answers that will result in a positive, forward movement in the therapeutic process. My primary focus is Cognitive Behavioral Therapy, but I use other modalities when necessary to help clients achieve the change they are seeking. My practice includes marriage and family counseling, depression, anxiety, bipolar disorder, aging concerns, workplace challenges, mediation, and faith-based counseling upon request. I welcome clients from all backgrounds and issues, helping them develop coping skills and move forward positively. I collaborate with a network of professionals to provide the best care. If I or the client feels I am not the right fit, I will help find someone better suited, without it affecting my self-esteem.
VirtualAvailable
Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

$150/session

Specialties

Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable
Rated 5.0 stars out of 594 ratings
Rated 5.0 stars out of 594 ratings

$125/session

Solution oriented
Warm
Empowering

Specialties

Anger Management
Anxiety
Life Transitions
+10
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.
VirtualAvailable
Rated 4.9 stars out of 5134 ratings
Rated 4.9 stars out of 5134 ratings

$130/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+10
In my career spanning over 20 years, 12 of those years have been as a Licensed Professional Counselor and Mental Health Service Provider focusing on outpatient behavioral health. I like to inform clients, that like all humans, I am far from perfect even though I am on the other side of the desk with the answers and knowledge. This helps to build rapport and allows authentic and vulnerable conversations.
VirtualAvailable
Rated 5.0 stars out of 5138 ratings
Rated 5.0 stars out of 5138 ratings

$160/session

Open-minded
Solution oriented
Intelligent

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+5
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.
VirtualAvailable
Rated 4.8 stars out of 56 ratings
Rated 4.8 stars out of 56 ratings

$100/session

Challenging
Empowering

Specialties

Anxiety
Depression
Grief
+10
I’m Charity Smith, a Licensed Clinical Social Worker with over 12 years of experience supporting individuals and families across outpatient, medical, military, and telehealth settings. I provide compassionate, evidence‑based care tailored to each client’s needs, drawing on approaches like CBT and DBT to help manage stress, navigate life transitions, and build resilience. My goal is to create a safe, supportive space where you feel heard and empowered to make meaningful change.
VirtualAvailable
Rated 4.8 stars out of 553 ratings
Rated 4.8 stars out of 553 ratings

$125/session

Warm
Authentic
Direct

Specialties

ADHD
Anxiety
Trauma and PTSD
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$150/session

Specialties

ADHD
Anxiety
Couples Counseling
+4
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable
Rated 4.9 stars out of 538 ratings
Rated 4.9 stars out of 538 ratings

$125/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Grief
Trauma and PTSD
+6
I am a Licensed Clinical Social Worker in Tennessee. I have worked with clients with a wide range of concerns including anxiety, stressors/life changes, relationship issues, grief and loss, domestic violence, eating disorders, and those who have experienced physical or emotional abuse or trauma. I have also worked in the field of hospice, terminal illness, and end of life care. My counseling style is warm and interactive. I treat everyone with compassion, respect, and cultural sensitivity. My approach combines cognitive-behavioral, empowerment and strengths based, trauma-based, and rational-emotive counseling. I also implement Eye Movement Desensitization Reprocessing (EMDR) to address trauma when applicable. I will design our sessions and treatment plan to meet your specific and unique needs. It takes courage and strength to seek help and support. This is one of the first steps for change. I am ready to support and empower through this journey to seek a happier and more fulfilling life.
VirtualAvailable
Rated 4.8 stars out of 56 ratings
Rated 4.8 stars out of 56 ratings

$150/session

Authentic
Warm

Specialties

Anxiety
Bipolar Disorder
Depression
+10
Hello, my name is Shamicka Cannon, LCSW, and I am passionate about walking alongside individuals and families as they navigate life’s challenges. My goal as a therapist is to provide a safe, supportive, and nonjudgmental space where you feel seen, heard, and empowered to create meaningful change. I believe healing and growth happen when we learn to understand ourselves, challenge unhelpful patterns, and embrace healthier ways of living. I work with children, adolescents, and adults who are experiencing challenges such as: Anxiety, depression, and trauma Behavioral difficulties and emotional regulation struggles in children and teens Life transitions, stress, and relationship challenges Grief, loss, and unresolved pain from the past Individuals seeking personal growth, healing, and stronger coping skills Whether it’s a young person learning to manage emotions, an adult working through stress and trauma, or a family striving for stronger communication, I tailor my approach to meet each client where they are. Through our work together, my clients gain: Clarity and self-awareness about their thoughts, emotions, and behaviors Practical tools and coping strategies to manage stress, anxiety, and difficult emotions Healing and resilience in the face of past trauma or current challenges Improved relationships through healthier communication and boundaries Confidence and empowerment to live in alignment with their values and goals Ultimately, my mission is to help clients feel more in control of their lives, more hopeful about their future, and more connected to themselves and others.
VirtualAvailable
Rated 5.0 stars out of 549 ratings
Rated 5.0 stars out of 549 ratings

$65/session

Authentic
Empowering

Specialties

Bipolar Disorder
Child or Adolescent
Family Therapy
+10
Hello, I am a Licensed Marriage and Family Therapist, graduating from Liberty University in VA. I have been practicing for 10 years. I have served all individuals from veterans coming home with PTSD, family's dealing with family member loss and or addiction, to individuals with mood disorders, and finally, I have served the younger population from pre-k to adolescents with various trauma and diagnosis.
VirtualAvailable
Rated 4.9 stars out of 573 ratings
Rated 4.9 stars out of 573 ratings

$70/session

Humorous
Open-minded
Authentic

Specialties

Child or Adolescent
Coping Skills
Life Transitions
I am a native Memphian who enjoys spending time with my husband and two daughters. My career as a counselor began in the school setting where I served as a middle school counselor. I earned the nickname of "adolescent whisperer" from making deep and meaningful connections with teens and their families. I wanted to extend my services beyond the school setting, thus I earned the mental health license that allows me to practice outside of the school setting as well. I counsel from the belief that we are all imperfect beings working to navigate life’s challenges. I love to motivate clients to become the best version of themselves while attentively acknowledging their current situation without judgment.
VirtualAvailable
Rated 4.9 stars out of 529 ratings
Rated 4.9 stars out of 529 ratings

$150/session

Solution oriented
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
My name is Olesya Leskel and I am a Licensed Professional Counsellor with 14 years of experience helping adults, children, and couples with a variety of mental health issues, relationship concerns and life transitions. I am versed in various counseling techniques and have extensive experience working with trauma, anxiety, and depression. I take time to learn about the needs of a person I am serving to help find the best way of meeting thier hopes as they embark on a journey of healing and personal growth.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$150/session

Open-minded
Authentic

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+9
I am a culturally competent, nonjudgmental Asian therapist with several years of clinical experience. As a military spouse, I understand the unique stressors that come with transitions, uncertainty, and resilience. My work primarily focuses on trauma, and I draw from evidence-based approaches to support meaningful, lasting change. I previously worked with children and adolescents and, over the past years, have shifted my focus to adults and couples, while continuing to see teen clients. I genuinely value this work and find deep meaning in supporting clients through healing and growth.
VirtualAvailable
Rated 5.0 stars out of 55 ratings
Rated 5.0 stars out of 55 ratings

Often rebooked

$150/session

Intelligent
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+8
I am a Licensed Clinical Social Worker in TN with a varied background of experience and knowledge. I love helping clients identify what is holding them back in their lives and work on meeting new challenges with comfort and healing. My goal is to make clients feel comfortable and safe while they share their thoughts and feelings. I am here to be supportive but not tell you have to run your life- that is YOUR decision. I sort through the options, the barriers and the coping strategies available.
VirtualAvailable
Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

Often rebooked

$110/session

Solution oriented
Direct

Specialties

Anxiety
Depression
Women's Issues
+10
Life throws curve balls. You don't have to take them on alone. I believe in creating a safe environment to help you manage everything you're carrying. Hello, I’m Mary Tauscher, LCSW. I earned both my Bachelors and Masters of Social Work at the University of Georgia. In addition to private practice, I have experience working in community behavioral health for 7 years and in a brief intervention program for 5 years, providing therapy to adolescents and adults.
VirtualAvailable
Rated 5.0 stars out of 560 ratings
Rated 5.0 stars out of 560 ratings

$115/session

Solution oriented
Warm
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hello, my name is Julie Phillips and I am a Licensed Clinical Social Worker. I believe in supporting each other and one way I can support you is through therapy. Whether you need to process a stressful event or need to vent I am here to support you. I strive to tailor your session to meet your needs. Some sessions may need to be more strictly focused with Cognitive Behavioral Therapy, while other sessions are spent on learning a new coping skill such as mindfulness. Your session is about you and what may help you the most to resolve what issues you may have and to help you find your strength and empower you to keep moving forward. My aim is to make you, the client, feel comfortable in a judgement free zone. I want you to feel like you came to the right place, a warm inviting, calm, and empowering space where you can share what you feel you need to share.
VirtualAvailable
Rated 4.9 stars out of 576 ratings
Rated 4.9 stars out of 576 ratings

$140/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Julisa. I am a masters level Licensed Professional Counselor, practicing remotely in Rhode Island and Pennsylvania. As a Philadelphia native and person of color, I am driven by my desire to provide healthy representation of breaking generational trauma. I aim to get rid of stigmas related to seeking professional help. I am passionate about using my 11 years of experience to help clients feel genuinely seen, without judgement. I work with adult individuals and couples on various issues including anxiety, depression, PTSD, bi-polar disorders, relationship concerns, body positivity, LGBTQIA+ concerns, women's issues, and life transitions.
VirtualAvailable
Rated 4.9 stars out of 550 ratings
Rated 4.9 stars out of 550 ratings

$90/session

Warm
Solution oriented
Intelligent

Specialties

Addiction
Anxiety
Depression
Hi ~ I'm a Licensed Professional Counselor in Missouri and Tennessee; I have been licensed for 13+ years. My focus is to help people learn how to manage anxiety and depression so as to live a more fulfilling life. I will provide resources, teach skills, and provide encouragement to help make changes. We will collaborate to make a plan for long term success.
VirtualAvailable
Rated 5.0 stars out of 510 ratings
Rated 5.0 stars out of 510 ratings

$90/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Depression
+7
I am Victoria Cruse Motter, a Licensed Professional Counselor (LPC) with over 25 years of experience working with children, adolescents, and adults facing a wide range of issues, including family conflicts, anxiety, depression, ADHD, low self-esteem, sexual abuse, substance use, chronic stress, trauma and PTSD, and women’s issues. My background includes providing counseling in various settings, such as schools, autism centers, pre-schools, juvenile justice programs, and residential group homes for youth in CYS custody. I earned my Master's Degree in Counseling from Pennsylvania State University. I pride myself on being a personable counselor who easily establishes rapport with clients. I focus on being person-centered, actively listening, and genuinely caring about each individual’s journey. I encourage honesty and patience throughout the counseling process. I am excited to begin your journey toward healing and the therapeutic process of counseling. Together, we will create a personalized treatment plan to help you navigate the tough issues in your life with grace.
VirtualAvailable
Rated 5.0 stars out of 523 ratings
Rated 5.0 stars out of 523 ratings

Often rebooked

$120/session

Specialties

Anxiety
LGBTQ
Peer Relationships
+9
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.
VirtualAvailable
Rated 4.9 stars out of 550 ratings
Rated 4.9 stars out of 550 ratings

$90/session

Intelligent
Solution oriented
Empowering

Specialties

Addiction
Coping Skills
Military/Veterans
Greetings, My name is Norman Shaffer and I am a Licensed Clinical Social Worker in the state of Tennessee. I have been practicing as a social worker for over a decade now. I enjoy working with adults who are actively seeking a positive change in their life. I like to partner with clients and guide them towards better outcomes and a healthier balance in life.
VirtualAvailable
Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.