Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 212 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 3/10/2026

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New to Grow

$120/session

Specialties

Anxiety
Depression
Women's Issues
+8
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable

$125/session

Empowering
Open-minded
Warm

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
I have been a licensed professional counselor for 15 years. I have worked with individuals with chronic illness, military veterans and their families, addiction issues, mood disorders, career counseling and coaching professionals. I am a trauma focused (EMDR trained) clinician who strives to provide support and individually tailored techniques, strategies and solutions to help you feel better quickly. I help you maximize your strengths and transform your weaknesses into strengths.
VirtualAvailable

$120/session

Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Men's Issues
+7
I am Roger DeWilde , a licensed professional counselor. I have been married to my current wife for 16 years and it is a blended family. My daughter and son are now all grown up and have made us empty nesters. Some of the things that I enjoy include: watching and playing sports, camping, hunting, fishing, video games and relaxing when I can get away with it. My relationship with Jesus is the most important thing in my life and it is through that relationship that I am able to find love and acceptance for others. As a licensed therapist serving clients across Tennessee, I specialize in supporting individuals navigating life's complex transitions and emotional challenges. My professional approach centers on helping people develop resilience, find meaningful purpose, and strengthen personal relationships.
VirtualAvailable
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New to Grow

$80/session

Specialties

Anxiety
Coping Skills
Depression
+1
I’m an easy‑to‑talk‑to, compassionate /empathetic therapist who helps adults feel grounded and reclaim the pen in their story. I support anxiety, trauma, grief, emotional eating, family stress, depression, and life transitions with clarity, steadiness, and evidenced based practical tools. I love nature and animals. I am approachable, supportive and honest offering a steady approach to help you achieve your goals.
VirtualAvailable

$120/session

Direct
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Men's Issues
Mr. Brown is a Licensed Clinical Social Worker who specializes in interpersonal relations and reality testing. He also utilizes various evidenced based practices that are tailored to the clients’ needs while meeting them where they are in their journey. He utilizes structures that include individual, couples, family, alternative relationships, and/or process groups. He is licensed to practice clinically in Tennessee, Florida, Indiana, Pennsylvania, Arizona, and Virginia, and has a private practice located in the heart of the Nashville Black Community. He is an avid supporter of the needs, culture, and outlook of the African American community, while operating within an African Centered framework. Mr. Brown enjoys studying, teaching, and implementing Ancient African history. He recently traveled to Accra, Ghana during the Year of Return. With over 10 years of experience providing therapy, interpersonal training, and life management. I utilize various treatment approaches including trauma resolution, solution focused therapy, and mindfulness techniques. I will walk with you along your journey, providing a comprehensive treatment plan for your success.
VirtualAvailable

$120/session

Humorous
Solution oriented

Specialties

Anxiety
Couples Counseling
Life Transitions
Wife. Mother. Therapist. Navigator. I value my authentic self and believe we all can trace life’s imprints to dive into the core of who we are versus what life has conditioned us to be. I hone in on my abilities to help all you navigators explore whichever capacities it is that you seek to grow through, heal from, or transition into. You are not just another name, but a whole light. We are all perfectly imperfect. I truly believe you can become stronger through a healthier relationship with yourself and others when equipped with the proper navigational tools.
VirtualAvailable

$125/session

Open-minded
Direct

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+10
I’m a Licensed Marriage and Family Therapist who supports children, teens, adults, and couples navigating anxiety, emotional stress, life transitions, and relationship challenges. My style is warm, genuine, and approachable—blending professionalism with a colorful, fun, and open atmosphere that helps clients feel safe, relaxed, and truly seen in the healing process.My work focuses on creating a safe, compassionate space where clients feel understood, build emotional regulation skills, and strengthen meaningful connection—leading to greater clarity, confidence, and lasting personal growth.
VirtualAvailable
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New to Grow

$135/session

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

$145/session

Intelligent
Empowering

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
I received my Master's in Psychology from Pepperdine University and have specialized training in whole-body healing techniques like EMDR, Brainspotting, & Nutritional Psychology. My passion lies in empowering clients to develop adaptive skills and invite meaningful change into their lives. Together, we can explore new ways of being and break free from old patterns that may be holding you back. .
VirtualAvailable

$190/session

Empowering
Warm

Specialties

Anxiety
Depression
Grief
+10
As a counselor, I bring over two decades of trauma-informed, emotionally intelligent, and spiritually grounded care to the people I serve. My approach blends evidence-based modalities with deep compassion, helping clients feel safe, seen, and supported as they navigate stress, pain, and life transitions. I guide clients in understanding their patterns, strengthening their inner resources, and developing practical tools for healing. The impact of our work together is often a renewed sense of clarity, resilience, and self-trust-empowering clients to move forward with greater emotional health and a stronger connection to themselves. It’s my honor to walk with my client through some of the darkest times in their lives. We will work together to find hope and healing! Also available at ZocDoc https://www.zocdoc.com/professional/beverly-mcmanus-lpc-mhsp-lcmhc-lmhc-526813?isNewPatient=false&exp_pps_default_new_patient=true
VirtualAvailable
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New to Grow

$150/session

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
I am a licensed Marriage and Family Therapist with over 15 years of clinical experience, and work with individuals, couples and families. My background includes extensive work in residential treatment settings, supporting individuals with both substance use disorders and a wide range of mental health concerns. For the past seven years, I have been in private practice, where I provide individualized, depth-oriented therapy. My clinical training includes EMDR, somatic-focused approaches, and Dialectical Behavior Therapy. I work from an attachment-based perspective and believe that healing occurs within the safety of a strong therapeutic relationship. Relationship, attunement, and emotional safety are foundational to my work, and coping skills and practical guidance are offered within the context of connection and collaboration.
VirtualAvailable

$120/session

Authentic
Humorous
Empowering

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable

$90/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Depression
+7
I am Victoria Cruse Motter, a Licensed Professional Counselor (LPC) with over 25 years of experience working with children, adolescents, and adults facing a wide range of issues, including family conflicts, anxiety, depression, ADHD, low self-esteem, sexual abuse, substance use, chronic stress, trauma and PTSD, and women’s issues. My background includes providing counseling in various settings, such as schools, autism centers, pre-schools, juvenile justice programs, and residential group homes for youth in CYS custody. I earned my Master's Degree in Counseling from Pennsylvania State University. I pride myself on being a personable counselor who easily establishes rapport with clients. I focus on being person-centered, actively listening, and genuinely caring about each individual’s journey. I encourage honesty and patience throughout the counseling process. I am excited to begin your journey toward healing and the therapeutic process of counseling. Together, we will create a personalized treatment plan to help you navigate the tough issues in your life with grace.
VirtualAvailable

$175/session

Warm
Empowering

Specialties

Anxiety
Depression
Family Conflict
+6
I’m Jenn, a Licensed Clinical Social Worker providing therapy since 2002. I specialize in anxiety, relationship stress, grief, infertility, postpartum emotional health, and major life transitions. I help adults reduce anxiety, feel more confident in their decisions, and develop practical tools they can use immediately in everyday life. I know it takes courage to reach out for support. If you’re here, you’ve already taken an important first step. I look forward to meeting you and working together toward the meaningful change you’re ready for.
VirtualAvailable
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New to Grow

$120/session

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable

Often rebooked

$115/session

Warm
Solution oriented
Open-minded

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm a Licensed Clinical Social Worker who is currently licensed in Arizona, Tennessee and South Dakota. I have worked with a variety of men, women, and adolescents over the last ten years. My intent is to always meet people exactly where they are at and help them overcome the challenges that life has given them. I truly believe that every person who I work with has a unique set of strengths, and by using those strengths the person has the ability within themselves to persevere.
VirtualAvailable

$150/session

Direct
Humorous
Warm

Specialties

Depression
Life Transitions
Trauma and PTSD
+3
Brene' Brown once wrote "The magic is in the mess". Owning your story is one of the most challenging, yet courageous adventures that we live. You don't have to do it alone. My goals are centered around helping you improve your resiliency, acceptance/contentment with life, reconcile loss/grief, and improve the overall balance of mind/body/spirit needed to enjoy life. Utilizing mindfulness and other techniques, we'll explore ways to improve the way you respond to life's challenges. My approach is holistic and person-centered while providing you the support needed to grow.
VirtualAvailable

$150/session

Specialties

Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable

$100/session

Authentic
Direct
Intelligent

Specialties

Depression
Military/Veterans
Trauma and PTSD
First of all I’m a veteran and retired from the US Army. I have been a therapist for 8 years and have experience working with multiple modalities and almost all diagnoses at some point. I am also a Reiki and do holistic healing. I want to help others whether it’s building self confidence or dealing with trauma nothing is too small or too big to be treated.
VirtualAvailable

$120/session

Specialties

Anxiety
Life Transitions
Spirituality
+8
I am a Licensed Professional Counselor – Mental Health Service Provider (LPC-MHSP) with seven years of experience helping individuals navigate life’s challenges and work toward meaningful change. My background includes working with clients across a wide range of ages, from adolescents to older adults, which has given me a strong understanding of the unique needs and perspectives at different stages of life. I hold a Bachelor’s degree in Psychology and a Master of Science in Counseling, which provide the foundation for my work in mental health.
VirtualAvailable

$150/session

Solution oriented
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
My name is Olesya Leskel and I am a Licensed Professional Counsellor with 14 years of experience helping adults, children, and couples with a variety of mental health issues, relationship concerns and life transitions. I am versed in various counseling techniques and have extensive experience working with trauma, anxiety, and depression. I take time to learn about the needs of a person I am serving to help find the best way of meeting thier hopes as they embark on a journey of healing and personal growth.
VirtualAvailable

$100/session

Open-minded
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Tennessee. I received my Masters from Simmons University from Boston, MA and have been practicing for over 8 years. I help adults struggling with anxiety and depression. I am also trauma informed and have experience working with those that have experienced trauma past and current. I am passionate about my work and helping others along their healing journey.
VirtualAvailable

$150/session

Warm
Authentic

Specialties

ADHD
Anxiety
Couples Counseling
+4
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable
No reviews yet
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New to Grow

$150/session

Specialties

Depression
Grief
Trauma and PTSD
+10
My name is Dr. Saja Mboge, DSW, LCSW, I bring over 15 years of clinical experience across residential treatment, school social work, PHP and IOP programs, crisis services, acute psychiatric care, addiction, and recovery work. I have supported children, adolescents, young adults, and adults throughout my career. My therapeutic approach centers on creating a warm, nonjudgmental space where clients can explore their experiences and work toward meaningful change at their own pace. I help individuals navigate a wide range of emotional and mental health needs, including anxiety, depression, grief, anger, emotional regulation challenges, trauma, PTSD, bipolar disorder, and substance‑related concerns.
VirtualAvailable

$150/session

Solution oriented
Authentic

Specialties

Depression
Grief
Military/Veterans
+7
I am a licensed therapist in Arkansas and Tennessee with over 10 years of professional experience. Throughout my career, I have had the privilege of supporting individuals as they navigate complex issues such as addiction, trauma, abuse, grief, loss, and bipolar disorder. In addition, I have worked extensively with clients coping with significant life changes, providing them with the tools and support they need to move forward. I am also a Certified Employee Assistance Professional. Therapeutic Approach: I deeply believe that you are the expert of your own story. My role as a therapist is to guide and empower you, helping you unlock the strengths within yourself to overcome the challenges you face. Whether you’re struggling with a traumatic past, working through grief, or learning to cope with the complexities of bipolar disorder or life transitions, I will meet you where you are. I understand that taking the first step toward seeking support takes immense courage, and I honor that bravery. Together, we will work towards uncovering your resilience and build strategies that align with your goals for a happier, more fulfilling life. Empowerment & Support: I aim to provide a safe, supportive environment where you feel heard, understood, and empowered. Healing is not a linear process, and facing setbacks is normal, but with support, you can create lasting change. I am here to offer guidance, insight, and encouragement as you take each step towards personal growth and well-being.
VirtualAvailable
Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.