Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 212 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 3/15/2026

$125/session

Empowering
Open-minded
Warm

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
I have been a licensed professional counselor for 15 years. I have worked with individuals with chronic illness, military veterans and their families, addiction issues, mood disorders, career counseling and coaching professionals. I am a trauma focused (EMDR trained) clinician who strives to provide support and individually tailored techniques, strategies and solutions to help you feel better quickly. I help you maximize your strengths and transform your weaknesses into strengths.
VirtualAvailable

$165/session

Warm
Empowering
Authentic

Specialties

Depression
Perinatal Mental Health
Women's Issues
+8
Mrs. Whiteside has worked in various mental health settings maintaining her unwavering focus on mothers and small children. As a perinatal psychotherapist, Mrs. Whiteside works with mothers and/or families who are struggling with perinatal mental illness during pregnancy and the postpartum period. Mrs. Whiteside is currently a social work doctoral student at The University of Louisville researching the impact of perinatal mood disorders, as evidence indicates that depression and other mood disorders in parents can have a harmful impact on children, including cognitive difficulties, insecure attachment, and behavioral problems.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Warm

Specialties

Anxiety
Depression
Women's Issues
+8
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable

$120/session

Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Men's Issues
+7
I am Roger DeWilde , a licensed professional counselor. I have been married to my current wife for 16 years and it is a blended family. My daughter and son are now all grown up and have made us empty nesters. Some of the things that I enjoy include: watching and playing sports, camping, hunting, fishing, video games and relaxing when I can get away with it. My relationship with Jesus is the most important thing in my life and it is through that relationship that I am able to find love and acceptance for others. As a licensed therapist serving clients across Tennessee, I specialize in supporting individuals navigating life's complex transitions and emotional challenges. My professional approach centers on helping people develop resilience, find meaningful purpose, and strengthen personal relationships.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$80/session

Specialties

Anxiety
Coping Skills
Depression
+1
I’m an easy‑to‑talk‑to, compassionate /empathetic therapist who helps adults feel grounded and reclaim the pen in their story. I support anxiety, trauma, grief, emotional eating, family stress, depression, and life transitions with clarity, steadiness, and evidenced based practical tools. I love nature and animals. I am approachable, supportive and honest offering a steady approach to help you achieve your goals.
VirtualAvailable

$145/session

Intelligent
Empowering

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
I received my Master's in Psychology from Pepperdine University and have specialized training in whole-body healing techniques like EMDR, Brainspotting, & Nutritional Psychology. My passion lies in empowering clients to develop adaptive skills and invite meaningful change into their lives. Together, we can explore new ways of being and break free from old patterns that may be holding you back. .
VirtualAvailable

$180/session

Empowering
Warm
Authentic

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+9
I began my career as an elementary school teacher and later went on to open and run a preschool for 10 years. Working with children and families during those seasons taught me so much about resilience, connection, and the power of being truly seen. I was a late starter in my own therapy journey, and it was one of the bravest and most life-changing decisions I’ve ever made. Through the support of incredible therapists, I was finally able to face and heal the traumas I had carried for so long. Their compassion and wisdom inspired me deeply, so much so that I returned to graduate school to become a therapist myself. My desire is simple: to help others in the ways my therapists helped me. I believe that every person has their own story and lived experiences that shape who they are. I come to each session with an open mind and heart, meeting clients where they are with compassion, curiosity, and respect. My goal is to create a space where people feel safe to explore, heal, and grow. I’ve been married to my best friend for over 25 years, and together we have an adult daughter and two beloved fur babies. Outside of the therapy room, you’ll most likely find me out in nature, kayaking, walking trails, or simply enjoying the calm. My family and I love playing all kinds of board games, and I also enjoy reading, painting, and watching movies when I need to recharge. At the heart of everything I do is a deep belief that healing happens in safe, authentic connection and I am honored every time someone invites me to be part of that journey.
VirtualAvailable

$190/session

Empowering
Warm

Specialties

Anxiety
Depression
Grief
+10
As a counselor, I bring over two decades of trauma-informed, emotionally intelligent, and spiritually grounded care to the people I serve. My approach blends evidence-based modalities with deep compassion, helping clients feel safe, seen, and supported as they navigate stress, pain, and life transitions. I guide clients in understanding their patterns, strengthening their inner resources, and developing practical tools for healing. The impact of our work together is often a renewed sense of clarity, resilience, and self-trust-empowering clients to move forward with greater emotional health and a stronger connection to themselves. It’s my honor to walk with my client through some of the darkest times in their lives. We will work together to find hope and healing! Also available at ZocDoc https://www.zocdoc.com/professional/beverly-mcmanus-lpc-mhsp-lcmhc-lmhc-526813?isNewPatient=false&exp_pps_default_new_patient=true
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$135/session

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

$120/session

Humorous
Solution oriented

Specialties

Anxiety
Couples Counseling
Life Transitions
Wife. Mother. Therapist. Navigator. I value my authentic self and believe we all can trace life’s imprints to dive into the core of who we are versus what life has conditioned us to be. I hone in on my abilities to help all you navigators explore whichever capacities it is that you seek to grow through, heal from, or transition into. You are not just another name, but a whole light. We are all perfectly imperfect. I truly believe you can become stronger through a healthier relationship with yourself and others when equipped with the proper navigational tools.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable

$150/session

Solution oriented
Authentic

Specialties

Depression
Grief
Military/Veterans
+7
I am a licensed therapist in Arkansas and Tennessee with over 10 years of professional experience. Throughout my career, I have had the privilege of supporting individuals as they navigate complex issues such as addiction, trauma, abuse, grief, loss, and bipolar disorder. In addition, I have worked extensively with clients coping with significant life changes, providing them with the tools and support they need to move forward. I am also a Certified Employee Assistance Professional. Therapeutic Approach: I deeply believe that you are the expert of your own story. My role as a therapist is to guide and empower you, helping you unlock the strengths within yourself to overcome the challenges you face. Whether you’re struggling with a traumatic past, working through grief, or learning to cope with the complexities of bipolar disorder or life transitions, I will meet you where you are. I understand that taking the first step toward seeking support takes immense courage, and I honor that bravery. Together, we will work towards uncovering your resilience and build strategies that align with your goals for a happier, more fulfilling life. Empowerment & Support: I aim to provide a safe, supportive environment where you feel heard, understood, and empowered. Healing is not a linear process, and facing setbacks is normal, but with support, you can create lasting change. I am here to offer guidance, insight, and encouragement as you take each step towards personal growth and well-being.
VirtualAvailable

$120/session

Humorous
Open-minded
Direct

Specialties

Couples Counseling
Family Therapy
Life Transitions
+5
Hi! I'm a Licensed Marriage and Family Therapist in Tennessee. I received my Masters from Lipscomb University and have been practicing for 10 years. My goal is to provide a safe space to build awareness, to identify communication barriers and to explore your thoughts and emotions as you transition to healthier quality of life. I desire to alleviate stigmas related to seeking professional help. I am passionate about helping clients feel genuinely understood without judgement. I work with adult individuals and couples on various issues including anxiety, depression, relationship challenges, LGBTQIA+ challenges, women's issues, and life transitions. Jack Canfield said it best, "All the good stuff is outside our comfort zone.”
VirtualAvailable

$150/session

Specialties

Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable

$75/session

Warm
Authentic

Specialties

Anxiety
Depression
Self Esteem
+9
Hello, and welcome. Reaching out for therapy can feel like a big step, especially if you’ve been carrying a lot on your own. Many people come to therapy feeling overwhelmed, unsure where to start, or simply wanting things to feel more manageable again. My goal is to offer a space where you can slow down, feel understood, and begin making sense of what you’re experiencing. I take a collaborative, supportive approach to therapy and work to meet you where you are. Together, we focus on understanding patterns, building emotional awareness, and developing practical tools that help you feel more grounded and confident in your daily life. Therapy with me is not about judgment or pressure—it’s about clarity, growth, and meaningful change at a pace that feels right for you.
VirtualAvailable

$125/session

Open-minded
Direct

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+10
I’m a Licensed Marriage and Family Therapist who supports children, teens, adults, and couples navigating anxiety, emotional stress, life transitions, and relationship challenges. My style is warm, genuine, and approachable—blending professionalism with a colorful, fun, and open atmosphere that helps clients feel safe, relaxed, and truly seen in the healing process.My work focuses on creating a safe, compassionate space where clients feel understood, build emotional regulation skills, and strengthen meaningful connection—leading to greater clarity, confidence, and lasting personal growth.
VirtualAvailable

$90/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Depression
+7
I am Victoria Cruse Motter, a Licensed Professional Counselor (LPC) with over 25 years of experience working with children, adolescents, and adults facing a wide range of issues, including family conflicts, anxiety, depression, ADHD, low self-esteem, sexual abuse, substance use, chronic stress, trauma and PTSD, and women’s issues. My background includes providing counseling in various settings, such as schools, autism centers, pre-schools, juvenile justice programs, and residential group homes for youth in CYS custody. I earned my Master's Degree in Counseling from Pennsylvania State University. I pride myself on being a personable counselor who easily establishes rapport with clients. I focus on being person-centered, actively listening, and genuinely caring about each individual’s journey. I encourage honesty and patience throughout the counseling process. I am excited to begin your journey toward healing and the therapeutic process of counseling. Together, we will create a personalized treatment plan to help you navigate the tough issues in your life with grace.
VirtualAvailable

$120/session

Authentic
Humorous
Empowering

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable

$90/session

Solution oriented
Direct

Specialties

ADHD
Anger Management
Bipolar Disorder
I'm a LCSW who believes in meeting clients where they are, establishing a therapeutic alliance and working as a guide to help them modify unhealthy behaviors that interfere with their life goals. This includes processing trauma, teaching coping skills and problem solving. My experience includes working with children at risk of being removed from their home, integrated care in a medical setting, crisis care, residential care and intensive outpatient. Most recently, seeing clients through telehealth and addressing problems in living.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$135/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable

$120/session

Direct
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Men's Issues
Mr. Brown is a Licensed Clinical Social Worker who specializes in interpersonal relations and reality testing. He also utilizes various evidenced based practices that are tailored to the clients’ needs while meeting them where they are in their journey. He utilizes structures that include individual, couples, family, alternative relationships, and/or process groups. He is licensed to practice clinically in Tennessee, Florida, Indiana, Pennsylvania, Arizona, and Virginia, and has a private practice located in the heart of the Nashville Black Community. He is an avid supporter of the needs, culture, and outlook of the African American community, while operating within an African Centered framework. Mr. Brown enjoys studying, teaching, and implementing Ancient African history. He recently traveled to Accra, Ghana during the Year of Return. With over 10 years of experience providing therapy, interpersonal training, and life management. I utilize various treatment approaches including trauma resolution, solution focused therapy, and mindfulness techniques. I will walk with you along your journey, providing a comprehensive treatment plan for your success.
VirtualAvailable

$150/session

Direct
Humorous
Warm

Specialties

Depression
Life Transitions
Trauma and PTSD
+3
Brene' Brown once wrote "The magic is in the mess". Owning your story is one of the most challenging, yet courageous adventures that we live. You don't have to do it alone. My goals are centered around helping you improve your resiliency, acceptance/contentment with life, reconcile loss/grief, and improve the overall balance of mind/body/spirit needed to enjoy life. Utilizing mindfulness and other techniques, we'll explore ways to improve the way you respond to life's challenges. My approach is holistic and person-centered while providing you the support needed to grow.
VirtualAvailable

$100/session

Authentic
Warm

Specialties

Anxiety
Life Transitions
Obsessive-Compulsive (OCD)
+7
Is life feeling messy? Are you ready to take charge of your thoughts, emotions and behaviors? It can seem overwhelming when asking yourself "Where do I begin?". I'm happy to walk alongside you to provide support and guidance while building your skill set and coping skills to feel more grounded and stable. Hi! I'm Ashley Richmond, a therapist in the Tennessee community working with individuals navigating their life journey. At the heart of my practice is a commitment to providing non-judgmental support, a safe space to communicate openly, and evidenced based treatment interventions.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Couples Counseling
+10
I believe healing begins with feeling seen, heard, and understood. As a Licensed Clinical Social Worker, I create a space where clients can show up as they are without judgment and begin exploring the thoughts, experiences, and patterns that shape their lives. My approach blends insight, practical tools, and genuine conversation to help clients build self awareness, strengthen relationships, and move toward the version of themselves they want to become. Whether we are working through life transitions, emotional challenges, or relationship dynamics, my goal is to walk alongside you as you create meaningful and lasting change
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$100/session

Specialties

Anxiety
Depression
Grief
+6
Robin Ahern, LCSW, is a licensed clinical social worker who provides Telehealth therapy using Cognitive Behavioral Therapy and Mindfulness approaches. Robin creates a warm, respectful space where clients feel safe sharing their thoughts and concerns. Robin’s goal is to empower people with practical tools to make meaningful, lasting changes in their lives. Outside of work, Robin is passionate about nutrition and exercise and believes in the connection between physical wellbeing and mental health. A curious traveler, Robin loves exploring new cultures, meeting people, and visiting art museums and historical landmarks.
VirtualAvailable
Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.