Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 210 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 2/28/2026

$125/session

Empowering
Open-minded
Warm

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
I have been a licensed professional counselor for 15 years. I have worked with individuals with chronic illness, military veterans and their families, addiction issues, mood disorders, career counseling and coaching professionals. I am a trauma focused (EMDR trained) clinician who strives to provide support and individually tailored techniques, strategies and solutions to help you feel better quickly. I help you maximize your strengths and transform your weaknesses into strengths.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$80/session

Specialties

Anxiety
Coping Skills
Depression
+1
I’m a warm, direct therapist who loves learning people’s stories and helping them feel grounded again. One of my favorite reminders is, “Don’t let someone else hold the pen when it comes to writing your story.” I support adults navigating anxiety, trauma, grief, emotional eating, family stress, and life transitions, helping them find clarity, steadiness, and practical steps that truly improve daily life. I’m also someone who loves the outdoors and animals, and I bring that same calm, grounded energy into the therapy space. I love empowering clients when it comes to writing their story.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Anger Management
Anxiety
Depression
+5
Hello! I am an LPC-MHSP in the state of TN. I am also fully licensed in both MS and CO. I have over 13+ years experience in the Mental Health field working within a variety of settings. I’ve always been deeply passionate about seeing others thrive and succeed. As my life experiences unfolded, that passion only grew stronger, shaping my desire to serve others and support them in building resilience through life's toughest challenges. I've also long been fascinated by the "why" behind human behavior, which led me to combine these two passions into a life of service-helping others step into and operate at their highest potential.
VirtualAvailable

$135/session

Warm
Solution oriented

Specialties

Spirituality
Trauma and PTSD
Women's Issues
Hi, my name is Diane Darby and I am a licensed Clinical Social Worker in Texas and Tennessee. I have been a therapist for over 30 years and I love what I do - supporting my clients in making meaningful change in their lives and moving in the direction of what matters to them. I prioritize creating a safe and nonjudgmental space. My therapeutic approach is flexible and holistic, incorporating various strategies to meet your individual needs. I am skilled in Eye Movement Desensitization Reprocessing, (EMDR), Somatic Therapy, Mindfulness, and Internal Family Systems and will utilize these approaches to support you in gaining insight, developing coping strategies, and achieving lasting change. Additionally, if it is of interest to you, I am also able to incorporate spiritual practices grounded in mindfulness. These practices support you in raising your consciousness in order to create alignment with your heart, body, and soul so that healing may begin.
VirtualAvailable

$110/session

Solution oriented
Direct

Specialties

Anxiety
Depression
Women's Issues
+10
Life throws curve balls. You don't have to take them on alone. I believe in creating a safe environment to help you manage everything you're carrying. Hello, I’m Mary Tauscher, LCSW. I earned both my Bachelors and Masters of Social Work at the University of Georgia. In addition to private practice, I have experience working in community behavioral health for 7 years and in a brief intervention program for 5 years, providing therapy to adolescents and adults.
VirtualAvailable

$120/session

Humorous
Solution oriented

Specialties

Anxiety
Couples Counseling
Life Transitions
Wife. Mother. Therapist. Navigator. I value my authentic self and believe we all can trace life’s imprints to dive into the core of who we are versus what life has conditioned us to be. I hone in on my abilities to help all you navigators explore whichever capacities it is that you seek to grow through, heal from, or transition into. You are not just another name, but a whole light. We are all perfectly imperfect. I truly believe you can become stronger through a healthier relationship with yourself and others when equipped with the proper navigational tools.
VirtualAvailable

$125/session

Open-minded
Direct

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+10
I’m a Licensed Marriage and Family Therapist who supports children, teens, adults, and couples navigating anxiety, emotional stress, life transitions, and relationship challenges. My style is warm, genuine, and approachable—blending professionalism with a colorful, fun, and open atmosphere that helps clients feel safe, relaxed, and truly seen in the healing process.My work focuses on creating a safe, compassionate space where clients feel understood, build emotional regulation skills, and strengthen meaningful connection—leading to greater clarity, confidence, and lasting personal growth.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$135/session

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

$150/session

Specialties

Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable

$70/session

Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
I grew up in Florida and earned my undergraduate degree from the University of Central Florida, followed by my graduate degree from Palm Beach Atlantic University. My clinical focus is in crisis and trauma, and I am passionate about supporting individuals from all ages and backgrounds. I strive to help clients navigate and heal from life experiences that have deeply impacted them, fostering resilience, growth, and empowerment throughout the therapeutic process.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$125/session

Specialties

ADHD
Anxiety
Depression
+10
Hey I'm Mark! I live in Nashville, Tennessee and I've been in the mental health field for 16 years. I want to break down a few walls. I am gay, I have ADHD, and am a survivor of religious trauma. I am secular and spiritual. I work with a lot of clients that share these commonalities. My main and favorite approach to the healing process is Internal Family Systems. I've worked in a variety of settings from outpatient counseling centers to high acuity in emergency rooms and psychiatric hospitals. Many of my clients may describe me as goal directed and liken me to a coach. I utilize evidence based theories and am well versed in Cognitive Behavioral Therapy (CBT), Internal Family Systems (IFS) and Attachment Based models. These three theories together are power house combination when it comes to understanding the universal struggle of one's suffering. They overlap together to provide a foundation for understanding the thoughts, feelings, and behaviors (CBT) that make up the many parts of self (IFS) that are acting out of fear and getting you stuck in loops (Attachment Model). My goal is to help you wake up and remember that you are your own healing agent. My motto is: 🌀 Flow like the river 💗 Act from love not fear 🙏 Be a Bodhisattva.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$95/session

Specialties

ADHD
Anxiety
Coping Skills
+4
I’m a veteran and Licensed Clinical Social Worker (LCSW) with 10 years of experience working with service members, veterans and their families. I earned my master's degree from Fayetteville State University and specialize in helping individuals navigate personal and professional stress, life transitions, and trauma-related concerns. My approach is collaborative, evidenced-based, and tailored to your unique needs, with the goal of helping you build resilience, clarity and meaningful change.
VirtualAvailable

$100/session

Challenging
Empowering

Specialties

Anxiety
Depression
Grief
+10
I’m Charity Smith, a Licensed Clinical Social Worker with over 12 years of experience supporting individuals and families across outpatient, medical, military, and telehealth settings. I provide compassionate, evidence‑based care tailored to each client’s needs, drawing on approaches like CBT to help manage stress, navigate life transitions, and build resilience. My goal is to create a safe, supportive space where you feel heard and empowered to make meaningful change.
VirtualAvailable

$100/session

Authentic
Direct
Intelligent

Specialties

Depression
Military/Veterans
Trauma and PTSD
First of all I’m a veteran and retired from the US Army. I have been a therapist for 8 years and have experience working with multiple modalities and almost all diagnoses at some point. I am also a Reiki and do holistic healing. I want to help others whether it’s building self confidence or dealing with trauma nothing is too small or too big to be treated.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$95/session

Direct

Specialties

Men's Issues
Sex Addiction
Trauma and PTSD
+10
Hello. I’m Jamie and I’ve been a practicing therapist for many years. You may be recovering from addiction, childhood trauma, toxic relationships, or perhaps, all of these things! I know most people don't go through life untouched by trauma, anxiety, unhealthy habits or some kind of issue that deeply affects them. I also know life's problems do not come with troubleshooting instructions but I belive I know how to help people begin to effectively address them. Whether they were caused by genetic predisposition, environmental stress or undeterminable origins, my beliefs are: We can have a life worth living regardless of how it started. There is help worth seeking, and problems get better with wise counsel.
VirtualAvailable

$115/session

Challenging
Solution oriented

Specialties

Anxiety
Depression
Grief
+5
I’m a Licensed Clinical Social Worker (LCSW) with four years of clinical experience supporting both young and older adults on their mental health journeys. I earned my Master’s degree from the University of Tennessee and am licensed to practice in Georgia, Tennessee, Illinois, Pennsylvania, and Kansas. I’m passionate about helping clients break unhelpful cycles, manage mood changes, set healthy boundaries, and improve their overall sense of well-being. My approach is collaborative, compassionate, and grounded in the belief that meaningful change is possible when you feel supported, understood, and empowered. I strive to create a safe, nonjudgmental space where clients can explore challenges, build insight, and develop practical tools to navigate life with greater confidence and balance. Whether you’re feeling stuck, overwhelmed, or simply ready to invest in your mental health, I’m honored to walk alongside you in the process.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable

$110/session

Open-minded
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+6
My name is Amy Peeler and I have been a Licensed Clinical Social Worker for over 15 years. I enjoy working with patients to reach their goals in therapy. Sometimes in life you feel as if you are wading in the ocean waters and then you get toppled over by a wave. I want to be able to help you get back up and learn to ride that wave.
VirtualAvailable

$125/session

Warm
Authentic
Direct

Specialties

ADHD
Anxiety
Trauma and PTSD
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.
VirtualAvailable

$120/session

Specialties

Anxiety
Life Transitions
Spirituality
+8
I am a Licensed Professional Counselor – Mental Health Service Provider (LPC-MHSP) with seven years of experience helping individuals navigate life’s challenges and work toward meaningful change. My background includes working with clients across a wide range of ages, from adolescents to older adults, which has given me a strong understanding of the unique needs and perspectives at different stages of life. I hold a Bachelor’s degree in Psychology and a Master of Science in Counseling, which provide the foundation for my work in mental health.
VirtualAvailable

$120/session

Authentic
Humorous
Empowering

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$150/session

Specialties

LGBTQ
Life Transitions
Men's Issues
+10
My name is Dr. Brandon W. Cassels and I'm a licensed psychotherapist with a PhD in psychology who is passionate about helping individuals make positive changes in their lives. My approach is direct, compassionate, and rooted in real insight. I believe in naming things clearly, exploring what needs accepting, and identifying what needs to change so you can stop repeating the same cycles. You won’t be expected to fit into a box or perform a version of yourself that feels safe or familiar. You can show up exactly as you are and we’ll work from there.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$150/session

Warm
Authentic

Specialties

ADHD
Anxiety
Couples Counseling
+4
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Mood Disorders
+5
A lot of people have told me about a lot of really hard stuff over my last 20 years of helping them through challenges as severe as drug addiction and the loss of a child. Through my experience, I have learned that sharing my presence is much more important than providing answers. While my education in psychology and marriage and family therapy is valuable, my ability to connect with people in and through their pain is priceless.
VirtualAvailable

$145/session

Intelligent
Empowering

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
I received my Master's in Psychology from Pepperdine University and have specialized training in whole-body healing techniques like EMDR, Brainspotting, & Nutritional Psychology. My passion lies in empowering clients to develop adaptive skills and invite meaningful change into their lives. Together, we can explore new ways of being and break free from old patterns that may be holding you back. .
VirtualAvailable
Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.