Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 240 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/10/2026

$125/session

Authentic
Direct
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I'm a licensed clinical psychologist with 17 years experience seeing a wide-variety of clients of all age ranges who have come to me with a plethora of diverse presenting concerns. I approach therapy from a collaborative perspective with the understanding that the client is in the driver's seat and my role is to serve as a navigator to help each person move in a value-oriented manner that is goal-directed.
Available
No reviews yet
No reviews yet

New to Grow

$65/session

Authentic
Warm

Specialties

Addiction
Anxiety
Depression
+10
I have dedicated more than 30 years of my life to the helping profession of Social Work. I have worked tirelessly to advocate for the poor, elderly, disabled and those struggling with substance use and mental health challenges. I prefer to be in the present, listen to the client and partner with them to come up with a plan to meet their unique set of challenges and opportunities, not just just meet short term goals but make therapy a way to teach long term ways of coping that aid in meeting challenges in the future and not dependent on the therapist but through inner strengths that are fostered in therapy as ways to build up self-esteem, cultural pride and self worth.
VirtualAvailable

Often rebooked

$120/session

Empowering
Warm
Authentic

Specialties

Life Transitions
Serious Mental Illness
Trauma and PTSD
+10
I have over a decade of experience providing solution focused therapy as well as crisis management and serving people with post traumatic stress disorder. I use cognitive behavioral therapy as well as person centered therapy to help guide people to their goals and their true authentic self. My greatest passion is helping people accept themselves and find their true authentic self. I am kink aware, polyamory friendly, and LGBTQIA affirming.
VirtualAvailable

$165/session

Warm
Authentic
Open-minded

Specialties

Eating Disorders
Grief
Trauma and PTSD
+10
I bring seven years of experience treating clients from a relational perspective. My goal from the time we meet is to connect with you as a human first and therapist second. This means I see you as an individual to build a relationship of trust and collaboration with, rather than as a list of problems to solve. As a trauma-informed therapist, I understand the importance of giving you agency over your treatment and life decisions. No one knows you better than you know yourself, so we set goals together, implement interventions at your pace, and maintain open communication throughout the process.
VirtualAvailable

$80/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I believe that every person is a light in this world, and that healing begins with reconnecting with one’s inner strength, inherent worth, and higher purpose. While each person’s story is unique, we all face universal challenges—navigating a competitive world, understanding who we are, finding meaning, and adapting to change. When stress becomes overwhelming or unmanageable, reaching out for support is an important step toward resilience. My therapeutic approach is rooted in humanistic psychology, with an emphasis on personal growth, self-understanding, and thriving. While exploring the nature and impact of suffering is important, I think it is just as important to help clients develop practical strategies to restore balance, build insight, and move toward a more fulfilling life. I integrate techniques from cognitive-behavioral therapy (CBT), polyvagal theory, psychodynamic therapy, psychological "parts" work including Internal Family Systems (IFS) therapy, and dialectical behavior therapy (DBT), tailoring my approach to each individual’s needs. I bring over 10 years of experience supporting individuals across a variety of settings. My background includes working as an outpatient therapist in a community mental health clinic during the COVID-19 pandemic, as well as serving as a college counselor. During my graduate training, I worked in child welfare within abuse and neglect court systems. Earlier in my career, I facilitated tobacco cessation groups in a public health setting and began my work in the helping professions as a certified nursing assistant supporting individuals with developmental disabilities and elder adults. Throughout these experiences, I have remained deeply committed to helping others heal, grow, and thrive. Thank you for taking the time to learn about my approach. I look forward to the opportunity to work with you!
VirtualAvailable

$90/session

Authentic
Empowering
Intelligent

Specialties

Anxiety
Depression
Grief
+3
Greetings, and welcome to the beginning of a new chapter in your life! I am an enthusiastic and motivated therapist dedicated to meeting individuals where they are, while guiding them through their personal journey of growth and healing. My professional experience aligns with empowering clients who experience a sense of loss, anxiety, depression, physical, mental and emotional exhaustion, unexplained fear, and hopelessness. With a deep passion for both my client's progress and my own professional development, I create a collaborative, supportive space where lasting change is possible. I believe our greatest gifts often live at the intersection of growth and giving, and I look forward to walking alongside individuals as they rediscover their strengths, gain clarity, and create meaningful change.
Available

New to Grow

$120/session

Specialties

Grief
Life Transitions
Trauma and PTSD
+4
I am a mental health therapist specializing in grief, trauma, and substance use. I have been in the field about 10 years now and in that time I have worked with many different types of people and mental health disorders. I have worked in community mental health, private practice, residential, outpatient, and higher levels of care such as PHP/IOP. I love what I do and I could not imagine doing anything else.
Available

Often rebooked

$85/session

Solution oriented
Warm
Open-minded

Specialties

Anxiety
Bipolar Disorder
Depression
+9
I am a licensed professional counselor and a mother of two grown children and one grandson. Teaching was my first career and counseling is my second career. I am an empathetic, client-centered therapist who is action-oriented. I teach my clients how to discover alternatives and solutions to their problems. I want my clients to feel that I am really helping them with targeted treatments, and I want them to feel extremely at ease with me and be able to trust me. My goal is for them to improve over time and not feel that they are wasting their time in therapy.
VirtualAvailable

$100/session

Solution oriented
Warm
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+6
I am a Licensed Clinical Social Worker dedicated to helping individuals navigate life’s challenges and create meaningful, lasting change. I provide a supportive and collaborative space where clients can explore their thoughts, emotions, and behaviors while building practical coping skills. My approach is client-centered and goal-oriented, meeting you where you are while helping you move toward where you want to be.
VirtualAvailable

$125/session

Intelligent
Open-minded

Specialties

Anxiety
Depression
Family Conflict
+10
Hi there! I’m a Licensed Professional Counselor with six years of experience working across a variety of mental health settings. Originally from Belzoni, Mississippi, I bring both professional expertise and a strong sense of community into my work. In my free time, I enjoy exploring new restaurants, traveling, and spending quality time with family and friends. These experiences help me stay grounded and connected, which I carry into my counseling practice. As a therapist, I strive to create a safe, nonjudgmental, and nurturing environment where clients feel supported as they learn, heal, and grow at their own pace. I believe that one of the most important aspects of counseling is the relationship between therapist and client, and I am committed to building a trusting, collaborative connection with each person I work with.
Available

Often rebooked

$115/session

Warm
Authentic
Empowering

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm a Licensed Clinical Social Worker who is currently licensed in Arizona, Tennessee and South Dakota. I have worked with a variety of men, women, and adolescents over the last ten years. My intent is to always meet people exactly where they are at and help them overcome the challenges that life has given them. I truly believe that every person who I work with has a unique set of strengths, and by using those strengths the person has the ability within themselves to persevere.
VirtualAvailable

$100/session

Authentic
Empowering
Warm

Specialties

Anxiety
Depression
Life Transitions
+6
If you're a woman dealing with anxiety that won't quiet down, burnout that's become your baseline, or a nagging feeling that you've lost yourself somewhere along the way, I'd love to help. I'm a Licensed Counselor with 7 years of experience, and I specialize in working with adult women through the challenges that don't always get taken seriously: the overwhelm of balancing career and personal life, the self-doubt that shows up no matter how much you accomplish, the depression that hides behind a "high-functioning" exterior, and the stress of navigating major life transitions like new jobs, moves, breakups, or becoming a mother. I provide telehealth therapy in Florida and Tennessee, making it easy to prioritize your mental health without adding another thing to your to-do list. My style is warm, direct, and down to earth. I create a space where you don't have to perform or minimize what you're going through. Together, we'll explore the root of what's been holding you back, build coping strategies that fit your real life, and help you reconnect with the version of yourself that feels like you. Reaching out is the hardest part. If you're here, you're already closer than you think.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
+10
I am a Licensed Professional Counselor with over five years of experience providing therapeutic services in both in-patient and out-patient mental health settings. Throughout my career, I have worked with individuals experiencing acute crises as well as those navigating ongoing mental health challenges. My goal as a clinician is to assist individuals in shifting their perspectives, strengthening insight, and identifying appropriate, practical solutions for managing both everyday stressors and extraordinary life difficulties. I am committed to creating a supportive, client-centered environment where individuals feel heard and empowered. I focus not only on fostering meaningful personal growth, but also on helping clients establish and maintain that growth to support long-term emotional well-being and resilience.
Available

$110/session

Warm
Authentic
Solution oriented

Specialties

ADHD
Anxiety
Autism
+9
Hello! am a LPC-MHSP in the state of Tennessee. I am a compassionate and client-centered counselor dedicated to supporting individuals in overcoming life's challenges and improving their overall well-being. Using evidence-based approaches such as Cognitive Behavioral Therapy (CBT), and Dialectical Behavior Therapy (DBT), I help clients develop practical skills for managing their emotions, improving their relationships, and enhancing their quality of life. Whether you're struggling with anxiety, depression, relationship issues, or simply feeling stuck, I am here to provide you with the support, guidance, and empowerment you need to create positive change and live a more fulfilling life.
VirtualAvailable

New to Grow

$100/session

Specialties

ADHD
Anxiety
Coping Skills
+4
I’m a veteran and Licensed Clinical Social Worker (LCSW) with 10 years of experience working with service members, veterans and their families. I earned my master's degree from Fayetteville State University and specialize in helping individuals navigate personal and professional stress, life transitions, and trauma-related concerns. My approach is collaborative, evidenced-based, and tailored to your unique needs, with the goal of helping you build resilience, clarity and meaningful change.
VirtualAvailable

$150/session

Authentic
Warm
Humorous

Specialties

Anxiety
Depression
LGBTQ
+5
Hi, I’m Rachel! I’m a therapist who is here to help you take control of your own life, with empathetic and straightforward guidance. You have the answer inside you; sometimes it just takes someone helping move away the clutter. We will work together to uncover old patterns and beliefs that have been holding you back from being your true self.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Addiction
Anger Management
Coping Skills
+10
I am a licensed professional counselor and earned my master’s degree at the University of Tennessee. I am accepting new clients and would love to talk more about how I can help you with whatever challenges you are facing. Life can be tough but having someone who is trained to help you navigate all of life’s twists and turns is invaluable.
VirtualAvailable

$120/session

Authentic
Direct
Intelligent

Specialties

Anxiety
Life Transitions
Men's Issues
Mr. Brown is a Licensed Clinical Social Worker who specializes in interpersonal relations and reality testing. He also utilizes various evidenced based practices that are tailored to the clients’ needs while meeting them where they are in their journey. He utilizes structures that include individual, couples, family, alternative relationships, and/or process groups. He is licensed to practice clinically in Tennessee, Florida, Indiana, Pennsylvania, Arizona, and Virginia, and has a private practice located in the heart of the Nashville Black Community. He is an avid supporter of the needs, culture, and outlook of the African American community, while operating within an African Centered framework. Mr. Brown enjoys studying, teaching, and implementing Ancient African history. He recently traveled to Accra, Ghana during the Year of Return. With over 10 years of experience providing therapy, interpersonal training, and life management. I utilize various treatment approaches including trauma resolution, solution focused therapy, and mindfulness techniques. I will walk with you along your journey, providing a comprehensive treatment plan for your success.
VirtualAvailable

$70/session

Warm
Authentic
Open-minded

Specialties

Child or Adolescent
Coping Skills
Life Transitions
I am a native Memphian who enjoys spending time with my husband and two daughters. My career as a counselor began in the school setting where I served as a middle school counselor. I earned the nickname of "adolescent whisperer" from making deep and meaningful connections with teens and their families. I wanted to extend my services beyond the school setting, thus I earned the mental health license that allows me to practice outside of the school setting as well. I counsel from the belief that we are all imperfect beings working to navigate life’s challenges. I love to motivate clients to become the best version of themselves while attentively acknowledging their current situation without judgment.
VirtualAvailable

Often rebooked

$130/session

Authentic
Empowering
Humorous

Specialties

Anxiety
Couples Counseling
Life Transitions
+6
Wife. Mother. Therapist. Navigator. I value my authentic self and believe we all can trace life’s imprints to dive into the core of who we are versus what life has conditioned us to be. I hone in on my abilities to help all you navigators explore whichever capacities it is that you seek to grow through, heal from, or transition into. You are not just another name, but a whole light. We are all perfectly imperfect. I truly believe you can become stronger through a healthier relationship with yourself and others when equipped with the proper navigational tools.
VirtualAvailable

$175/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Depression
Family Conflict
+6
I’m Jenn, a Licensed Clinical Social Worker providing therapy since 2002. I specialize in anxiety, relationship stress, grief, infertility, postpartum emotional health, and major life transitions. I help adults reduce anxiety, feel more confident in their decisions, and develop practical tools they can use immediately in everyday life. I know it takes courage to reach out for support. If you’re here, you’ve already taken an important first step. I look forward to meeting you and working together toward the meaningful change you’re ready for.
VirtualAvailable

$125/session

Authentic
Solution oriented
Warm

Specialties

ADHD
Anxiety
Trauma and PTSD
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.
VirtualAvailable

Often rebooked

$185/session

Warm
Solution oriented
Humorous

Specialties

Trauma and PTSD
I am a licensed clinical social worker (LCSW) based in Knoxville, TN and am licensed in California. I received my masters degree from the University of Southern California and have been practicing for the past five years in community mental health. I feel it is important to create a safe, judgement free environment where clients can openly share experiences and address intimate details of life.
VirtualAvailable

$135/session

Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

$75/session

Authentic
Warm
Intelligent

Specialties

Grief
Life Transitions
Anxiety
+3
If you are moving through a season shaped by loss, you don’t have to carry it alone. Grief does not always look like sadness - it can show up as anxiety, numbness, irritability, or feeling stuck. You may be functioning on the outside while feeling disconnected on the inside. If you are feeling stuck in your grief, I am here to meet you exactly where you are and walk with you towards growth, healing, and renewed well-being. I am a Licensed Clinical Social Worker, and I specialize in supporting adults (18+) who are experiencing grief related to death, illness, caregiving, and major life transitions. I believe grief and humor often sit at the same table. I love to laugh, bake sourdough, and pay attention to the small, ordinary things that make life feel like life. Those parts of me come with me into the work—because grief therapy is, at its heart, about living. I have sat with enough grief—my own and others’—to know that the hardest part is rarely the moment of loss. It’s the long, quiet after. It’s the empty seat at the table. My practice grew from late-night conversations with people who felt alone in their grief. From love for people and for the sacred, the human truth that our stories matter.
VirtualAvailable
Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.