Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 227 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/31/2026

$165/session

Warm
Authentic
Empowering

Specialties

Eating Disorders
Grief
Trauma and PTSD
+10
I bring seven years of experience treating clients from a relational perspective. My goal from the time we meet is to connect with you as a human first and therapist second. This means I see you as an individual to build a relationship of trust and collaboration with, rather than as a list of problems to solve. As a trauma-informed therapist, I understand the importance of giving you agency over your treatment and life decisions. No one knows you better than you know yourself, so we set goals together, implement interventions at your pace, and maintain open communication throughout the process.
VirtualAvailable
View profile
Book session

$85/session

Warm
Open-minded
Solution oriented

Specialties

Anxiety
Bipolar Disorder
Depression
+9
I am a licensed professional counselor and a mother of two grown children and one grandson. Teaching was my first career and counseling is my second career. I am an empathetic, client-centered therapist who is action-oriented. I teach my clients how to discover alternatives and solutions to their problems. I want my clients to feel that I am really helping them with targeted treatments, and I want them to feel extremely at ease with me and be able to trust me. My goal is for them to improve over time and not feel that they are wasting their time in therapy.
VirtualAvailable
View profile
Book session

$65/session

Authentic
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
I have dedicated more than 30 years of my life to the helping profession of Social Work. I have worked tirelessly to advocate for the poor, elderly, disabled and those struggling with substance use and mental health challenges. I prefer to be in the present, listen to the client and partner with them to come up with a plan to meet their unique set of challenges and opportunities, not just just meet short term goals but make therapy a way to teach long term ways of coping that aid in meeting challenges in the future and not dependent on the therapist but through inner strengths that are fostered in therapy as ways to build up self-esteem, cultural pride and self worth.
VirtualAvailable
View profile
Book session

New to Grow

$90/session

Specialties

Anger Management
Anxiety
Depression
+1
My name is Angela P. W-Maragh, most people call me Angela. I am a Licensed Clinical Social Worker that provides mental health service to those experiencing life stressors/adjustment disorder, military trauma, military sexual trauma, depression, anxiety and anger management problems. In addition, I have also worked with the private sector for several years. I'm also trained in Cognitive Processing Therapy to work with trauma victims both active duty and veterans. I earned my undergraduate degree from Rutgers University College and My social work degree from Rutgers University School of Social Work. Again, I was trained and received a certificate in Cognitive Behavioral Therapy through the Veterans Administration. I have over twenty years’ experience, working for the active duty military, Veteran’s and civilians for over 20 years.
Available
View profile
Book session

$100/session

Open-minded
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
+10
I am a Licensed Professional Counselor with over five years of experience providing therapeutic services in both in-patient and out-patient mental health settings. Throughout my career, I have worked with individuals experiencing acute crises as well as those navigating ongoing mental health challenges. My goal as a clinician is to assist individuals in shifting their perspectives, strengthening insight, and identifying appropriate, practical solutions for managing both everyday stressors and extraordinary life difficulties. I am committed to creating a supportive, client-centered environment where individuals feel heard and empowered. I focus not only on fostering meaningful personal growth, but also on helping clients establish and maintain that growth to support long-term emotional well-being and resilience.
Available
View profile
Book session

$135/session

Intelligent
Authentic
Solution oriented

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable
View profile
Book session

New to Grow

$115/session

Specialties

Anxiety
Life Transitions
Spirituality
+1
I am a Licensed Marriage and Family Therapist with 10+ years of experience working across outpatient therapy, in-home services, and telehealth settings. I currently work with adults who are navigating anxiety, stress, and life transitions and are looking for a supportive, grounded space to better understand themselves and move forward with clarity. My approach is collaborative and integrative, drawing from evidence-based modalities such as CBT, ACT, attachment-based therapy, and solution-focused techniques. I focus on helping clients develop practical coping skills while also exploring deeper patterns related to relationships, identity, and emotional well-being. Many of the individuals I work with are high-functioning but feeling overwhelmed, stuck, or disconnected from the direction they want their life to take. In therapy, we work together to create more stability, self-understanding, and alignment with personal values and goals. For clients who desire it, I also offer faith-based counseling and can integrate spiritual beliefs into the therapeutic process as part of healing and growth.
Available
View profile
Book session

New to Grow

$120/session

Specialties

First Responders/Healthcare Workers
Substance Misuse
Trauma and PTSD
+10
I am a Licensed Professional Counselor- Mental Health Service Provider. I have accumulated roughly 4 years of experiences as a clinician in community mental health with a focus on substance use treatment and co-occurring mental health concerns. I am comfortable addressing an array of concerns including depression, anxiety, trauma, substance use/ addiction, adjustment disorder, and more. I have experience treating a wide age range and am currently able to accept clients ages 13 and up. I believe myself to fulfill a client-first approach and am able to adapt to fit individual client needs, both in session and in logistics of service. I am dedicated to serving my clients at every turn and pride myself in my dedication to client-advocacy.
Available
View profile
Book session

$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Women's Issues
+2
I am passionate about developing safe, meaningful relationships to help you explore challenging belief systems that may be getting in the way of you becoming and feeling your best self. I have over 20 years of experience working with youth and adults. My passion is helping women through varying life transitions to become overcomers of their circumstances. Through a variety of therapeutic modalities, individualized to meet your needs, I can help you transform thought patterns that may be leading to anxiety, depression, low self-esteem or that may have resulted from trauma, grief and loss, etc. I enjoy helping women find a work/life balance as well as helping mothers looking to build stronger relationships with their children. I love building relationships with people; therefore through a strength-based and collaborative approach, we will work together to identify tools that will help improve your ability to communicate with others, strengthen relationships, and build skills.
VirtualAvailable
View profile
Book session

$120/session

Authentic
Warm
Humorous

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable
View profile
Book session

$135/session

Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable
View profile
Book session

$120/session

Direct
Authentic
Solution oriented

Specialties

ADHD
Anxiety
Child or Adolescent
+8
Hi there! Michelle is a licensed therapist who enjoys helping adults from diverse backgrounds feel more balanced, supported, and equipped for daily life. Her current practice focuses on telehealth counseling, emotional wellness, anxiety, stress, burnout, life transitions, emotional regulation, boundaries, neurodivergent needs, and practical skill-building. Michelle also enjoys working with teen girls who may struggle with low self-esteem, social skills, emotional regulation, peer relationships, confidence, communication, and navigating everyday life challenges. Michelle’s therapeutic style is compassionate, direct, structured, collaborative, reflective, and growth-focused. She enjoys working with motivated individuals who are ready to better understand themselves, strengthen their coping skills, and take intentional steps toward healthier life patterns. Michelle holds a BS in Psychology and an MS in Mental Health Counseling. Throughout her career, she has worked in diverse roles serving individuals, military families, schools, and communities across multiple states. Her experience includes outpatient counseling, community-based support, school-based services, and skill-building work. Her goal is to meet each client where they are while also helping them stay accountable to their growth. Michelle focuses on helping clients recognize what is within their control, build emotional regulation skills, improve daily functioning, and develop practical tools they can use outside of sessions.
VirtualAvailable
View profile
Book session

$70/session

Warm
Authentic
Open-minded

Specialties

Child or Adolescent
Coping Skills
Life Transitions
I am a native Memphian who enjoys spending time with my husband and two daughters. My career as a counselor began in the school setting where I served as a middle school counselor. I earned the nickname of "adolescent whisperer" from making deep and meaningful connections with teens and their families. I wanted to extend my services beyond the school setting, thus I earned the mental health license that allows me to practice outside of the school setting as well. I counsel from the belief that we are all imperfect beings working to navigate life’s challenges. I love to motivate clients to become the best version of themselves while attentively acknowledging their current situation without judgment.
VirtualAvailable
View profile
Book session

Often rebooked

$145/session

Warm
Empowering
Intelligent

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
I received my Master's in Psychology from Pepperdine University and have specialized training in whole-body healing techniques like EMDR, Brainspotting, & Nutritional Psychology. My passion lies in empowering clients to develop adaptive skills and invite meaningful change into their lives. Together, we can explore new ways of being and break free from old patterns that may be holding you back. .
VirtualAvailable
View profile
Book session

$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Life Transitions
I’m a Licensed Clinical Social Worker with 15+ years of experience supporting individuals in their mental health journey. My work focuses primarily on helping adults navigate anxiety, depression, and life stressors. I often work with individuals experiencing burnout, major life transitions, relationship stress, work-related stress, and patterns of overthinking that can make daily life feel overwhelming. My goal is to provide a supportive, non-judgmental space where you can talk openly and begin making meaningful changes. I believe therapy should be collaborative and tailored to each person’s unique needs. Together, we will explore patterns, thoughts, and experiences that may be contributing to anxiety, stress, or low mood while also developing practical tools to help you cope more effectively. My approach is compassionate and grounded in evidence-based practices.
VirtualAvailable
View profile
Book session

$150/session

Solution oriented
Authentic
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
My name is Olesya Leskel and I am a Licensed Professional Counsellor with 14 years of experience helping adults, children, and couples with a variety of mental health issues, relationship concerns and life transitions. I am versed in various counseling techniques and have extensive experience working with trauma, anxiety, and depression. I take time to learn about the needs of a person I am serving to help find the best way of meeting thier hopes as they embark on a journey of healing and personal growth.
VirtualAvailable
View profile
Book session

New to Grow

$75/session

Authentic
Solution oriented

Specialties

Career Counseling
Couples Counseling
Trauma and PTSD
+10
I believe therapy should be a space where people feel safe, supported, and empowered to grow. I work with adults navigating anxiety, burnout, trauma, stress, relationship challenges, and life transitions. My approach is compassionate, collaborative, and focused on helping clients build insight, resilience, and meaningful change. My communication style is warm, honest, collaborative, and supportive. I strive to create a space where clients feel comfortable being themselves while also feeling challenged to grow, build insight, and make meaningful changes at a pace that feels manageable and empowering.
Available
View profile
Book session

Often rebooked

$140/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Career Counseling
Trauma and PTSD
+6
As a therapist, my passion is helping others heal from trauma, trials, and pain. Often, we carry our past experiences within our bodies without even realizing it. When we don’t fully process those hurts, we continue to carry them through life—sometimes feeling stuck, triggered, or weighed down. My goal is to walk alongside clients in processing and releasing those experiences so that past memories no longer hold power as triggers, but instead become just that—a memory. I believe that healing is possible for everyone, and it is my calling to support others through that journey. I work with individuals of all ages and life stages, pro I am a Licensed Professional Counselor-Mental Health Service Provider (LPC-MHSP) and a licensed School Counselor. My approach integrates talk therapy, Cognitive Behavioral Therapy (CBT), Brainspotting, and trauma-focused techniques, all tailored to meet each client’s unique needs. Through my personal and professional experiences, I’ve learned that our past does not have to define us. That truth guides my work and the message I share with both my clients and my own children: while our past shapes us, it doesn’t have to hold us back. Healing begins when we recognize what we carry—and choose to let go.
VirtualAvailable
View profile
Book session

$150/session

Authentic
Humorous
Warm

Specialties

Anxiety
Depression
LGBTQ
+5
Hi, I’m Rachel! I’m a therapist who is here to help you take control of your own life, with empathetic and straightforward guidance. You have the answer inside you; sometimes it just takes someone helping move away the clutter. We will work together to uncover old patterns and beliefs that have been holding you back from being your true self.
VirtualAvailable
View profile
Book session

Often rebooked

$115/session

Warm
Authentic
Empowering

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm a Licensed Clinical Social Worker who is currently licensed in Arizona, Tennessee and South Dakota. I have worked with a variety of men, women, and adolescents over the last ten years. My intent is to always meet people exactly where they are at and help them overcome the challenges that life has given them. I truly believe that every person who I work with has a unique set of strengths, and by using those strengths the person has the ability within themselves to persevere.
VirtualAvailable
View profile
Book session

$120/session

Authentic
Direct
Intelligent

Specialties

Anxiety
Life Transitions
Men's Issues
Mr. Brown is a Licensed Clinical Social Worker who specializes in interpersonal relations and reality testing. He also utilizes various evidenced based practices that are tailored to the clients’ needs while meeting them where they are in their journey. He utilizes structures that include individual, couples, family, alternative relationships, and/or process groups. He is licensed to practice clinically in Tennessee, Florida, Indiana, Pennsylvania, Arizona, and Virginia, and has a private practice located in the heart of the Nashville Black Community. He is an avid supporter of the needs, culture, and outlook of the African American community, while operating within an African Centered framework. Mr. Brown enjoys studying, teaching, and implementing Ancient African history. He recently traveled to Accra, Ghana during the Year of Return. With over 10 years of experience providing therapy, interpersonal training, and life management. I utilize various treatment approaches including trauma resolution, solution focused therapy, and mindfulness techniques. I will walk with you along your journey, providing a comprehensive treatment plan for your success.
VirtualAvailable
View profile
Book session

Often rebooked

$185/session

Warm
Solution oriented
Humorous

Specialties

Trauma and PTSD
I am a licensed clinical social worker (LCSW) based in Knoxville, TN and am licensed in California. I received my masters degree from the University of Southern California and have been practicing for the past five years in community mental health. I feel it is important to create a safe, judgement free environment where clients can openly share experiences and address intimate details of life.
VirtualAvailable
View profile
Book session

$120/session

Solution oriented
Authentic
Holistic

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable
View profile
Book session

New to Grow

$100/session

Specialties

Addiction
Anxiety
Depression
+10
I have been working within the counseling field for over 20 years, licensed for over 10 years. I have worked predominately in individual counseling, but also with "at-risk" families and youth. I love to work with young adults to older adults moving through life to find meaning, purpose, and meet their goals for healthy relationships from family to work spaces.
Available
View profile
Book session

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Substance Misuse
+3
My name is Juanelle, and I am a lifelong resident of Northeast Tennessee committed to providing therapy services to individuals across the state. My background includes a variety of lived experiences including 24 years with Eastman Chemical Company and being a parent of two. I earned a Master of Science in Social Work from The University of Tennessee in 2009, and my professional background includes working with young adults in Sullivan County Drug Court and supporting individuals of all ages facing opioid dependence at Overmountain Recovery. Additionally, I have provided therapeutic services for children, adolescents, and their families addressing a broad range of mental health challenges through Bristol Regional Counseling, Frontier Health’s school-based therapy and mobile crisis programs. The resilience, strengths, and diverse backgrounds of those I have assisted continually inform and inspire my clinical practice.
VirtualAvailable
View profile
Book session
Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.