Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 214 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 1/15/2026

Rated 4.9 stars out of 5190 ratings
Rated 4.9 stars out of 5190 ratings

$130/session

Humorous
Authentic
Open-minded

Specialties

Anxiety
Coping Skills
Depression
+6
Welcome! I'm Melissa. Do you feel anxious, troubled, or unhappy most days? Do you simply want someone to listen, understand, and help? I'm in recovery for alcohol use disorder and am a combat veteran. I've had to learn coping skills or lose everything. I understand anxiety and depression, which helps me provide a compassionate, collaborative, and grounded approach. I specialize in helping individuals develop coping skills that can be used in real-time to alleviate negative moods and improve daily functioning. Whether you're facing a major life transition or seeking to learn coping skills, I'm here to walk with you through the process. Healing isn't linear, and therapy should be tailored to your unique goals and strengths. I can help you better understand the connections between your thoughts, feelings, and behaviors: "What makes you tick?" Together, we can identify negative thinking and reshape it in a way that changes how you feel. I can help you challenge negative thoughts and identify more helpful/realistic thoughts. This will help you better enjoy your life because you will view it more positively. We'll create long-term change with tools such as quick and easy mental exercises. I also integrate journaling, mindfulness exercises, and stress-reduction techniques to support positive outcomes. Together, we can identify healthy coping skills that actually work. You deserve a life that brings you contentment and joy. Let's work together on this journey of healing.
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Rated 5.0 stars out of 51 ratings
Rated 5.0 stars out of 51 ratings

$135/session

Specialties

Spirituality
Trauma and PTSD
Women's Issues
Hi, my name is Diane Darby and I am a licensed Clinical Social Worker in Texas and Tennessee. I have been a therapist for over 30 years and I love what I do - supporting my clients in making meaningful change in their lives and moving in the direction of what matters to them. I prioritize creating a safe and nonjudgmental space. My therapeutic approach is flexible and holistic, incorporating various strategies to meet your individual needs. I am skilled in Eye Movement Desensitization Reprocessing, (EMDR), Somatic Therapy, Mindfulness, and Internal Family Systems and will utilize these approaches to support you in gaining insight, developing coping strategies, and achieving lasting change. Additionally, if it is of interest to you, I am also able to incorporate spiritual practices grounded in mindfulness. These practices support you in raising your consciousness in order to create alignment with your heart, body, and soul so that healing may begin.
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Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

$70/session

Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
I grew up in Florida and earned my undergraduate degree from the University of Central Florida, followed by my graduate degree from Palm Beach Atlantic University. My clinical focus is in crisis and trauma, and I am passionate about supporting individuals from all ages and backgrounds. I strive to help clients navigate and heal from life experiences that have deeply impacted them, fostering resilience, growth, and empowerment throughout the therapeutic process.
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Rated 5.0 stars out of 519 ratings
Rated 5.0 stars out of 519 ratings

Often rebooked

$135/session

Authentic
Empowering
Humorous

Specialties

Anxiety
Grief
Life Transitions
+10
Hi. It's nice to meet you! I am a mental health therapist that is located in Nashville, TN. I serve clients struggling with mood disorders, life transitions, trauma, grief, and eating disorders. I have two years of experience working in a residential facility for the treatment of eating disorders and a year working with substance use disorders in the underserved community. Client's often share that through our work, they have found a greater sense of self acceptance, learned how to regulate emotions, and developed practice tools to navigate daily challenges. They describe feeling more hopeful, more connected, and better equipped to live in alignment with their values. Witnessing these shifts- seeing clients move from pain and self-doubt to resilience and empowerment- is at the heart of why I do this work.
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New to Grow

$135/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
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Rated 5.0 stars out of 565 ratings
Rated 5.0 stars out of 565 ratings

$150/session

Open-minded
Authentic
Empowering

Specialties

Anxiety
Depression
Anger Management
+1
As a seasoned therapist, my experience includes a broad spectrum of mental health issues. I have a network of physicians, mental health providers, and spiritual advisors whose counsel I seek to help provide the best care for my clients. It is my goal to lead clients to ask the right questions and help them find answers that will result in a positive, forward movement in the therapeutic process. My primary focus is Cognitive Behavioral Therapy, but I use other modalities when necessary to help clients achieve the change they are seeking. My practice includes marriage and family counseling, depression, anxiety, bipolar disorder, aging concerns, workplace challenges, mediation, and faith-based counseling upon request. I welcome clients from all backgrounds and issues, helping them develop coping skills and move forward positively. I collaborate with a network of professionals to provide the best care. If I or the client feels I am not the right fit, I will help find someone better suited, without it affecting my self-esteem.
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Rated 5.0 stars out of 53 ratings
Rated 5.0 stars out of 53 ratings

Often rebooked

$110/session

Solution oriented
Direct

Specialties

Anxiety
Depression
Women's Issues
+10
Life throws curve balls. You don't have to take them on alone. I believe in creating a safe environment to help you manage everything you're carrying. Hello, I’m Mary Tauscher, LCSW. I earned both my Bachelors and Masters of Social Work at the University of Georgia. In addition to private practice, I have experience working in community behavioral health for 7 years and in a brief intervention program for 5 years, providing therapy to adolescents and adults.
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New to Grow

$150/session

Open-minded
Authentic

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+10
I am a culturally competent, nonjudgmental Asian therapist with several years of clinical experience. As a military spouse, I understand the unique stressors that come with transitions, uncertainty, and resilience. My work primarily focuses on trauma, and I draw from evidence-based approaches to support meaningful, lasting change. I previously worked with children and adolescents and, over the past years, have shifted my focus to adults and couples, while continuing to see teen clients. I genuinely value this work and find deep meaning in supporting clients through healing and growth.
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Rated 5.0 stars out of 5138 ratings
Rated 5.0 stars out of 5138 ratings

$160/session

Solution oriented
Open-minded
Intelligent

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+5
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.
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Rated 5.0 stars out of 58 ratings
Rated 5.0 stars out of 58 ratings

$100/session

Warm

Specialties

ADHD
Anxiety
Child or Adolescent
+8
Hi, I’m Virginia, a Licensed Professional Counselor–Mental Health Service Provider (LPC-MHSP) in Tennessee and an LPC in Virginia. I have over seven years of experience providing therapy and counseling services to children, teens, and adults. For the first five years of my career, I specialized in child and adolescent therapy, helping young people navigate emotional challenges, family transitions, school stress, and life changes. In the past two years, my work has expanded to include crisis counseling and intervention, supporting individuals and families through moments of acute distress with care and stability. I’m also passionate about maternal mental health—working with new and experienced moms as they adjust to motherhood, manage postpartum stress or anxiety, and reconnect with their identity and well-being. My goal as a therapist is to create a safe, supportive, and nonjudgmental space where clients of all ages can explore their emotions, build resilience, and develop healthier coping strategies. Whether you’re seeking support for your child, guidance during a crisis, or help finding balance as a mom, I’m here to walk with you on your journey toward healing and growth.
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Rated 5.0 stars out of 564 ratings
Rated 5.0 stars out of 564 ratings

Often rebooked

$65/session

Warm
Solution oriented

Specialties

ADHD
Anxiety
Depression
+8
Hi! I am a Licensed Clinical Social Worker providing services in Illinois and Tennessee. I've been working with children and adults since 2009 when I received my Masters in Social Work in Iowa. I enjoy working with children, teenagers, and adults and have worked with clients through private mental health agencies, within the public school system, and through special education services.
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Rated 5.0 stars out of 51 ratings
Rated 5.0 stars out of 51 ratings

$175/session

Direct
Empowering

Specialties

Anxiety
Spirituality
Trauma and PTSD
I'm a Hispanic, cisgender woman with lots of experience working with children, adolescents, and adults dealing with trauma, anxiety, depression, generational trauma, domestic violence, career changes, life transitions, relationship issues, religious trauma. I have been in the social work field for over 20 years. Being a Social Worker is a great passion of mine. My focus is to help you heal from past experiences, life events, present situations. I describe the therapeutic relationship as if I'm on the passenger seat helping you maneuver this road in life.
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Rated 4.9 stars out of 537 ratings
Rated 4.9 stars out of 537 ratings

$125/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Grief
Trauma and PTSD
+6
I am a Licensed Clinical Social Worker in Tennessee. I have worked with clients with a wide range of concerns including anxiety, stressors/life changes, relationship issues, grief and loss, domestic violence, eating disorders, and those who have experienced physical or emotional abuse or trauma. I have also worked in the field of hospice, terminal illness, and end of life care. My counseling style is warm and interactive. I treat everyone with compassion, respect, and cultural sensitivity. My approach combines cognitive-behavioral, empowerment and strengths based, trauma-based, and rational-emotive counseling. I also implement Eye Movement Desensitization Reprocessing (EMDR) to address trauma when applicable. I will design our sessions and treatment plan to meet your specific and unique needs. It takes courage and strength to seek help and support. This is one of the first steps for change. I am ready to support and empower through this journey to seek a happier and more fulfilling life.
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Rated 5.0 stars out of 593 ratings
Rated 5.0 stars out of 593 ratings

$125/session

Solution oriented
Warm
Empowering

Specialties

Anger Management
Anxiety
Life Transitions
+10
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.
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Rated 5.0 stars out of 5100 ratings
Rated 5.0 stars out of 5100 ratings

$85/session

Solution oriented
Intelligent
Authentic

Specialties

Couples Counseling
Depression
Trauma and PTSD
+9
Hello there! I'm Patrick Powell. I think of myself as a practitioner, counselor educator, and researcher. I work with children, adults, couples, and families. I think of counseling as a process where you and I build a relationship and work together to address whatever issues are impacting you. I'm a holistic counselor, meaning that I will explore multiple aspects of your life, including how you engage socially, how you think about situations, how you manage or express your emotions, your behaviors and skills, the quality of your interactions with family and friends, and several other areas of funcitoning. I'm also a strength-based counselor. I believe that we all have untapped resources, both internal and external, that we can use to make our lives better. I have worked in non-profit and two private practice environments. In terms of my credentials, I received a Master of Arts degree in Community Counseling and a Doctorate in Counselor Education and Supervision. Along with clinical practice, I have served as a faculty member in clinical mental health counseling programs since 2011. I train future generations of counselors to work with people. I hold several licenses and certifications. I am a Nationally Certified Counselor as well as a Licensed Mental Health Counselor in Florida and a Licensed Professional Counselor in Tennessee. I am also a Qualified Supervisor in Florida. I have published several manuscripts, a book on the assessment and treatment of trauma and I have current works in press. I also often deliver presentations on process addictions and other topics at the SACES and ACA conventions.
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New to Grow

$125/session

Specialties

Domestic Violence
Trauma and PTSD
Women's Issues
+3
Hello, I'm Brandi Taylor, a licensed clinical social worker dedicated to helping individuals navigate their personal journeys towards healing and growth. With a background deeply rooted in the helping professions, I bring over seven years of experience working closely with diverse communities. I offer a holistic, trauma-informed approach to mental and emotional well-being, specifically designed for Black women who are navigating the complexities of high-functioning anxiety, depression, trauma and ADHD symptoms. My services are designed to help you reconnect with your body, release stored emotions, and cultivate a deeper sense of balance and peace.
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Rated 4.9 stars out of 537 ratings
Rated 4.9 stars out of 537 ratings

$100/session

Authentic
Direct
Intelligent

Specialties

Depression
Military/Veterans
Trauma and PTSD
First of all I’m a veteran and retired from the US Army. I have been a therapist for 8 years and have experience working with multiple modalities and almost all diagnoses at some point. I am also a Reiki and do holistic healing. I want to help others whether it’s building self confidence or dealing with trauma nothing is too small or too big to be treated.
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Rated 5.0 stars out of 511 ratings
Rated 5.0 stars out of 511 ratings

$120/session

Empowering
Authentic

Specialties

Anxiety
Fertility & Reproduction Issues
Perinatal Mental Health
+3
I have one main intention for all clients with whom I work and that is to reduce suffering. Suffering takes a lot of forms, from struggling with discernment, overwhelm, thoughts that cycle and cycle and cycle throughout our minds...grief of something we've had or something we want to have -- and so much more. My approach to treatment is down-to-earth, nonjudgmental, and compassionate; and is leveraged with a sense of practicality and directiveness.
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Rated 4.9 stars out of 576 ratings
Rated 4.9 stars out of 576 ratings

$140/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Julisa. I am a masters level Licensed Professional Counselor, practicing remotely in Rhode Island and Pennsylvania. As a Philadelphia native and person of color, I am driven by my desire to provide healthy representation of breaking generational trauma. I aim to get rid of stigmas related to seeking professional help. I am passionate about using my 11 years of experience to help clients feel genuinely seen, without judgement. I work with adult individuals and couples on various issues including anxiety, depression, PTSD, bi-polar disorders, relationship concerns, body positivity, LGBTQIA+ concerns, women's issues, and life transitions.
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Rated 4.8 stars out of 56 ratings
Rated 4.8 stars out of 56 ratings

$150/session

Authentic
Warm

Specialties

Anxiety
Bipolar Disorder
Depression
+10
Hello, my name is Shamicka Cannon, LCSW, and I am passionate about walking alongside individuals and families as they navigate life’s challenges. My goal as a therapist is to provide a safe, supportive, and nonjudgmental space where you feel seen, heard, and empowered to create meaningful change. I believe healing and growth happen when we learn to understand ourselves, challenge unhelpful patterns, and embrace healthier ways of living. I work with children, adolescents, and adults who are experiencing challenges such as: Anxiety, depression, and trauma Behavioral difficulties and emotional regulation struggles in children and teens Life transitions, stress, and relationship challenges Grief, loss, and unresolved pain from the past Individuals seeking personal growth, healing, and stronger coping skills Whether it’s a young person learning to manage emotions, an adult working through stress and trauma, or a family striving for stronger communication, I tailor my approach to meet each client where they are. Through our work together, my clients gain: Clarity and self-awareness about their thoughts, emotions, and behaviors Practical tools and coping strategies to manage stress, anxiety, and difficult emotions Healing and resilience in the face of past trauma or current challenges Improved relationships through healthier communication and boundaries Confidence and empowerment to live in alignment with their values and goals Ultimately, my mission is to help clients feel more in control of their lives, more hopeful about their future, and more connected to themselves and others.
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Rated 5.0 stars out of 528 ratings
Rated 5.0 stars out of 528 ratings

$100/session

Warm
Authentic
Intelligent

Specialties

Women's Issues
Depression
Hi! I'm Candace. Do you ever feel like an island, where nobody truly understands you? When you attempt to express your needs, it often leaves you questioning your sanity and making you feel isolated. As you scroll through social media, it seems like everyone else has it all figured out. Despite your best efforts, you feel trapped and stagnant. Together we can navigate through it. You are not alone. As a mother of 3, I understand how difficult it can be to navigate life as a parent, maintain a work/life balance, and curate healthy relationships. It can be exhausting! Through my training and experience, I specialize in supporting other women with their emotional struggles and empowering them to find solutions within themselves.
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Rated 5.0 stars out of 51 ratings
Rated 5.0 stars out of 51 ratings

$115/session

Empowering
Authentic

Specialties

Child or Adolescent
Parenting
Trauma and PTSD
+10
I bring over 12 years of experience helping children and adults navigate life’s challenges, including addiction, trauma, parent-child conflicts, marital and family issues, anxiety, depression, grief, and major life transitions. My background in Trauma-Focused Cognitive Behavioral Therapy (TF-CBT) and Eye Movement Desensitization and Reprocessing (EMDR), along with other evidence-based approaches, allows me to tailor therapy to your unique needs. My goal is to help you build a sense of stability, hope, and authenticity as we work together toward meaningful change.
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Rated 5.0 stars out of 55 ratings
Rated 5.0 stars out of 55 ratings

Often rebooked

$150/session

Intelligent
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+8
I am a Licensed Clinical Social Worker in TN with a varied background of experience and knowledge. I love helping clients identify what is holding them back in their lives and work on meeting new challenges with comfort and healing. My goal is to make clients feel comfortable and safe while they share their thoughts and feelings. I am here to be supportive but not tell you have to run your life- that is YOUR decision. I sort through the options, the barriers and the coping strategies available.
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Rated 4.7 stars out of 53 ratings
Rated 4.7 stars out of 53 ratings

$110/session

Open-minded
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+6
My name is Amy Peeler and I have been a Licensed Clinical Social Worker for over 15 years. I enjoy working with patients to reach their goals in therapy. Sometimes in life you feel as if you are wading in the ocean waters and then you get toppled over by a wave. I want to be able to help you get back up and learn to ride that wave.
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Rated 4.9 stars out of 550 ratings
Rated 4.9 stars out of 550 ratings

$90/session

Warm
Solution oriented
Intelligent

Specialties

Addiction
Anxiety
Depression
Hi ~ I'm a Licensed Professional Counselor in Missouri and Tennessee; I have been licensed for 13+ years. My focus is to help people learn how to manage anxiety and depression so as to live a more fulfilling life. I will provide resources, teach skills, and provide encouragement to help make changes. We will collaborate to make a plan for long term success.
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Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.