Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 224 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 3/20/2026

Often rebooked

$80/session

Warm
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I believe that every person is a light in this world, and in order to heal from pain and suffering we must discover our inner strength, inherent worth, and greater purpose. Everyone is subject to the same universal challenges in life. Some of these include meeting our needs in a competitive society, discovering who we are, understanding the meaning of our lives, and coping with change. When stress becomes overwhelming, and when life becomes a struggle, this is the time to reach out for help. My approach to helping clients is very much influenced by humanistic psychology. Understanding the nature and dynamics of suffering is important, but I believe my most important task as a therapist is to help clients learn strategies for regaining wellness and fulfilling their potential. In my role as a therapist I incorporate counseling techniques that are based on cognitive-behavioral theory, polyvagal theory, psychodynamic therapy, and dialectical theory. I have over 10 years of experience working with clients in different roles. Before working in private practice, I worked as an outpatient therapist for a community mental health clinic during the COVID-19 Pandemic, as a college counselor. While pursuing my graduate degree, I worked in the child welfare field for abuse/neglect courts. Prior to graduate school, I worked as a tobacco cessation specialist in the public health field, where I facilitated support groups for clients with nicotine addiction. My journey into the helping professions started in 2005 when I began working as a certified nursing assistant and caregiver for clients with developmental disabilities and the elderly. For many years, I have been motivated to help and heal others. Thank you for reading about my personal counseling philosophy. I am looking forward to working with you!
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$100/session

Specialties

Anxiety
Couples Counseling
Sex Therapy
+10
Are you struggling with intimacy and feeling genuine connectedness to others? Have you suspected that you have attachment problems that seem to be repeated patterns in your life? What about sexual intimacy problems? Perhaps these are the topics you wouldn't want to share with anyone, but you'd still like to address. Let me help provide you with psychoeducation and "homework" to see actionable change in the way you relate to others and how pothers relate and connect to you.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Warm

Specialties

Anxiety
Depression
Women's Issues
+8
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable

$125/session

Empowering
Open-minded
Warm

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
I have been a licensed professional counselor for 15 years. I have worked with individuals with chronic illness, military veterans and their families, addiction issues, mood disorders, career counseling and coaching professionals. I am a trauma focused (EMDR trained) clinician who strives to provide support and individually tailored techniques, strategies and solutions to help you feel better quickly. I help you maximize your strengths and transform your weaknesses into strengths.
VirtualAvailable

$150/session

Intelligent
Authentic

Specialties

Anxiety
Depression
LGBTQ
+5
Hi, I’m Rachel! I’m a therapist who is here to help you take control of your own life, with empathetic and straightforward guidance. You have the answer inside you; sometimes it just takes someone helping move away the clutter. We will work together to uncover old patterns and beliefs that have been holding you back from being your true self.
VirtualAvailable

$95/session

Direct

Specialties

Men's Issues
Sex Addiction
Trauma and PTSD
+10
Hello. I’m Jamie and I’ve been a practicing therapist for many years. You may be recovering from addiction, childhood trauma, toxic relationships, or perhaps, all of these things! I know most people don't go through life untouched by trauma, anxiety, unhealthy habits or some kind of issue that deeply affects them. I also know life's problems do not come with troubleshooting instructions but I belive I know how to help people begin to effectively address them. Whether they were caused by genetic predisposition, environmental stress or undeterminable origins, my beliefs are: We can have a life worth living regardless of how it started. There is help worth seeking, and problems get better with wise counsel.
VirtualAvailable

$125/session

Open-minded
Direct

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+10
I’m a Licensed Marriage and Family Therapist who supports children, teens, adults, and couples navigating anxiety, emotional stress, life transitions, and relationship challenges. My style is warm, genuine, and approachable—blending professionalism with a colorful, fun, and open atmosphere that helps clients feel safe, relaxed, and truly seen in the healing process.My work focuses on creating a safe, compassionate space where clients feel understood, build emotional regulation skills, and strengthen meaningful connection—leading to greater clarity, confidence, and lasting personal growth.
VirtualAvailable

$120/session

Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Men's Issues
+7
I am Roger DeWilde , a licensed professional counselor. I have been married to my current wife for 16 years and it is a blended family. My daughter and son are now all grown up and have made us empty nesters. Some of the things that I enjoy include: watching and playing sports, camping, hunting, fishing, video games and relaxing when I can get away with it. My relationship with Jesus is the most important thing in my life and it is through that relationship that I am able to find love and acceptance for others. As a licensed therapist serving clients across Tennessee, I specialize in supporting individuals navigating life's complex transitions and emotional challenges. My professional approach centers on helping people develop resilience, find meaningful purpose, and strengthen personal relationships.
VirtualAvailable

Often rebooked

$100/session

Intelligent
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
My name is Kelly Franklin and I am a Licensed Professional Counselor with a Mental Health Service Provider designation (LPC-MHSP) in Tennessee. I specialize in helping individuals who are experiencing trauma, PTSD, anxiety, depression, grief, and navigating significant life changes. I am passionate about providing a safe non judgmental space where you are seen and heard. Together we can outline the steps to reach your goals of healing and well being. It is such a wonderful journey!
VirtualAvailable

$150/session

Solution oriented
Authentic

Specialties

Depression
Grief
Military/Veterans
+7
I am a licensed therapist in Arkansas and Tennessee with over 10 years of professional experience. Throughout my career, I have had the privilege of supporting individuals as they navigate complex issues such as addiction, trauma, abuse, grief, loss, and bipolar disorder. In addition, I have worked extensively with clients coping with significant life changes, providing them with the tools and support they need to move forward. I am also a Certified Employee Assistance Professional. Therapeutic Approach: I deeply believe that you are the expert of your own story. My role as a therapist is to guide and empower you, helping you unlock the strengths within yourself to overcome the challenges you face. Whether you’re struggling with a traumatic past, working through grief, or learning to cope with the complexities of bipolar disorder or life transitions, I will meet you where you are. I understand that taking the first step toward seeking support takes immense courage, and I honor that bravery. Together, we will work towards uncovering your resilience and build strategies that align with your goals for a happier, more fulfilling life. Empowerment & Support: I aim to provide a safe, supportive environment where you feel heard, understood, and empowered. Healing is not a linear process, and facing setbacks is normal, but with support, you can create lasting change. I am here to offer guidance, insight, and encouragement as you take each step towards personal growth and well-being.
VirtualAvailable

$150/session

Warm
Direct

Specialties

ADHD
Anxiety
Trauma and PTSD
+10
I’m Dawn Casey-Chiles, a clinical practitioner, assisting women, men, children and families to heal through various pathways. I offer a compassionate, trauma-informed approach that gently blends traditional therapy with holistic, mind-body practices to support emotional balance, self-awareness, and inner resilience. My goal is to create a safe, supportive space where you feel truly seen, heard, and empowered to reconnect with your strengths and move toward meaningful change. https://dawncasey-chileslcswchtpsychot.godaddysites.com
VirtualAvailable

$125/session

Solution oriented
Authentic

Specialties

Anxiety
Depression
Self Esteem
+10
I am a Licensed Professional Counselor, with 13 years of experience. My specialty is helping people live their best lives by overcoming unresolved trauma, self doubt, anxiety, depression, numbness, procrastination, or other blocks. I am a certified EMDR Therapist and trained in IFS. I combine these two powerful therapies to guide you through a healing process and help you achieve greater inner harmony and greater power over your life. I am eager to help you live your best life. Maybe you feel stuck. Maybe you are anxious more of the time than you want to be. Maybe you are trapped in the gray fog of depression. Maybe you're just numb. Together, we can explore what's happening inside you, and how you can be your truest Self more of the time, and be happy, productive, and at peace. The power of IFS (Internal Family Systems) and EMDR together has significantly shifted procrastination, anxiety, depression, relationship challenges, and much more for my clients. Join them! Make today the day you take the next step toward your best life! Schedule an appointment with me.
VirtualAvailable

$150/session

Direct
Humorous
Warm

Specialties

Depression
Life Transitions
Trauma and PTSD
+3
Brene' Brown once wrote "The magic is in the mess". Owning your story is one of the most challenging, yet courageous adventures that we live. You don't have to do it alone. My goals are centered around helping you improve your resiliency, acceptance/contentment with life, reconcile loss/grief, and improve the overall balance of mind/body/spirit needed to enjoy life. Utilizing mindfulness and other techniques, we'll explore ways to improve the way you respond to life's challenges. My approach is holistic and person-centered while providing you the support needed to grow.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$135/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$135/session

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

$80/session

Empowering
Solution oriented
Intelligent

Specialties

Coping Skills
Grief
Life Transitions
+4
It takes courage to surrender and reach out for help. I help people who are in Transition in their lives, whether it is loss of a person, a pet, a job, a relationship, or the secondary losses experienced through chronic illness, chronic pain and terminal diagnosis. I am a Transition Specialist helping people to be able to cope through the changes with dignity and grace. Lowering anxiety levels, frustration levels and assisting people in being able to manage the big emotions, difficult decisions and sometimes challenging relationships while going through the changes and transitions in life.
VirtualAvailable

$120/session

Authentic
Humorous
Empowering

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable

Often rebooked

$120/session

Empowering
Authentic

Specialties

Anxiety
Fertility & Reproduction Issues
Perinatal Mental Health
+3
I have one main intention for all clients with whom I work and that is to reduce suffering. Suffering takes a lot of forms, from struggling with discernment, overwhelm, thoughts that cycle and cycle and cycle throughout our minds...grief of something we've had or something we want to have -- and so much more. My approach to treatment is down-to-earth, nonjudgmental, and compassionate; and is leveraged with a sense of practicality and directiveness.
VirtualAvailable

$75/session

Warm
Authentic

Specialties

Anxiety
Depression
Self Esteem
+9
Hello, and welcome. Reaching out for therapy can feel like a big step, especially if you’ve been carrying a lot on your own. Many people come to therapy feeling overwhelmed, unsure where to start, or simply wanting things to feel more manageable again. My goal is to offer a space where you can slow down, feel understood, and begin making sense of what you’re experiencing. I take a collaborative, supportive approach to therapy and work to meet you where you are. Together, we focus on understanding patterns, building emotional awareness, and developing practical tools that help you feel more grounded and confident in your daily life. Therapy with me is not about judgment or pressure—it’s about clarity, growth, and meaningful change at a pace that feels right for you.
VirtualAvailable

$145/session

Intelligent
Empowering

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
I received my Master's in Psychology from Pepperdine University and have specialized training in whole-body healing techniques like EMDR, Brainspotting, & Nutritional Psychology. My passion lies in empowering clients to develop adaptive skills and invite meaningful change into their lives. Together, we can explore new ways of being and break free from old patterns that may be holding you back. .
VirtualAvailable

Often rebooked

$150/session

Specialties

Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable

$150/session

Holistic
Authentic
Warm

Specialties

Addiction
Anxiety
Depression
+4
כֹּ֣ל הַ֭נְּשָׁמָה תְּהַלֵּ֥ל יָ֗הּ הַֽלְלוּ־יָֽהּ Welcome! I am a Licensed Clinical Social Worker (LCSW), alumni/graduate of the University of Tennessee, Knoxville (2002, 2004). Over the years, I’ve provided therapy and coaching to diverse populations, drawing from my background as a former coach, athlete, and ministry/chaplain to offer a grounded, relational, and purpose-driven approach to care. My style is empathetic, compassionate, and engaging — blending clinical expertise with coaching, accountability, and practical tools to meet clients where they are. I take a holistic approach to wellness, addressing mental, physical, and spiritual health, with a specialization in Faith-Based (Judeo - Christian) integration. Neurodivergent-friendly and committed to creating a respectful, supportive space for growth and healing, including for First Responders, those in Ministry, or dealing with Religious Trauma. Please read the full description before booking. Thank you for your consideration — I look forward to the possibility of working together.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable

$120/session

Authentic
Humorous

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I'm Kendra! I'm so happy you're here! I'm a licensed clinical social worker and have been working in the mental health field for 10 years. I am from the state of Indiana, and I have lived in Tennessee for 4 years now. I have worked in foster care, substance use treatment, family preservation, virtual intensive outpatient, crisis management, acute psychiatric facilities, and private practice. I use cognitive behavioral therapy, solution-focused brief therapy, motivational therapy, and dialectical behavioral therapy informed skills. All of this to say, I've been trained in many different settings and would welcome the opportunity to support you through your mental health journey.
VirtualAvailable

$120/session

Humorous
Open-minded
Direct

Specialties

Couples Counseling
Family Therapy
Life Transitions
+5
Hi! I'm a Licensed Marriage and Family Therapist in Tennessee. I received my Masters from Lipscomb University and have been practicing for 10 years. My goal is to provide a safe space to build awareness, to identify communication barriers and to explore your thoughts and emotions as you transition to healthier quality of life. I desire to alleviate stigmas related to seeking professional help. I am passionate about helping clients feel genuinely understood without judgement. I work with adult individuals and couples on various issues including anxiety, depression, relationship challenges, LGBTQIA+ challenges, women's issues, and life transitions. Jack Canfield said it best, "All the good stuff is outside our comfort zone.”
VirtualAvailable
Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.