Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 232 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/21/2026

New to Grow

$100/session

Specialties

Anxiety
Child or Adolescent
Depression
+9
Hello, I am Haley and I am a Licensed Professional Counselor. As a licensed therapist, I strive to create a safe, compassionate, and supportive environment where clients feel truly seen and heard. I believe healing begins through authentic connection, empathy, and understanding, and I am committed to walking alongside my clients as they navigate life's challenges. My approach is rooted in care, respect, and collaboration, allowing each individual to explore their experiences at their own pace while building trust and emotional safety throughout the therapeutic process. My goal is to help clients discover their inner resiliency, strengthen their confidence, and experience meaningful personal growth. Whether working with children, teens, young adults, or parents, I aim to empower clients to better understand themselves, develop healthy coping skills, and build stronger connections in their relationships and daily lives. I believe every person has the capacity for growth and healing, and I am passionate about helping clients move toward a more balanced, hopeful, and fulfilling future.
Available

New to Grow

$100/session

Specialties

Addiction
Life Transitions
Self-Harming
I believe meaningful change happens when people feel heard, supported, and equipped with practical tools. My approach combines Cognitive Behavioral Therapy (CBT) with principles of positive psychology to help clients better understand their thoughts, build resilience, and create lasting, meaningful change. I work collaboratively with clients to identify strengths, overcome challenges, and develop healthy coping strategies that support emotional well-being and personal growth. Whether you're navigating anxiety, depression, life transitions, stress, or simply striving for a more fulfilling life, I provide a compassionate, goal-oriented space where you can move forward with confidence. Outside of my practice, I value living an active lifestyle and understand the important connection between physical and mental well-being. I enjoy staying active and believe that movement, balance, and self-care are important components of overall health. My goal is to help clients develop practical skills that empower them to thrive not just cope in their everyday lives.
Available

New to Grow

$150/session

Warm
Authentic
Humorous

Specialties

Anxiety
LGBTQ
Life Transitions
+8
Let’s be real—life gets messy, and sometimes Googling your problems just isn’t cutting it anymore. I work with individuals 15 and up, navigating anxiety, stress, life transitions, or that constant “what am I doing with my life?” loop. I earned my BSW in 2013 from Prairie View A&M University and my MSW in 2016 from Our Lady of the Lake University. I hold an LCSW in TX, MN, ND and TN, and have over 8 years of experience supporting individuals and families from all walks of life. I’m passionate about working with people of color, and I aim to create a supportive, affirming space where you feel seen and respected. If you’re ready to stop spinning your wheels, your path Back to Life starts here!
Available

New to Grow

$90/session

Specialties

Chronic Illness
Coping Skills
Life Transitions
+7
Hi, I’m Amy. I’m glad you’re here. I know reaching out for therapy can feel like a big step, and I want you to know you don’t have to do it alone. My goal is to create a warm, welcoming space where you feel seen, heard, accepted, and never judged. I provide LGBTQIA+-affirming care and have a special passion for supporting older adults as they navigate the changes that come with aging. Whatever brings you to therapy, we’ll work together at a pace that feels right for you.
Available

New to Grow

$100/session

Specialties

Anxiety
Family Conflict
Trauma and PTSD
I'm Robyn Richardson, and my passion for this work runs deep. As a Licensed Clinical Social Worker with more than 20 years of experience, I've had the privilege of walking alongside children, teens, adults, and families through some of their toughest moments. My heart is especially with those healing from trauma—whether you're a survivor of abuse, navigating recovery, or working to break cycles of generational pain. I understand that, for many of my clients, privacy, discernment, and a truly bespoke experience are non-negotiable. My practice is intentionally designed to provide a discreet, elevated environment where you can be authentically yourself, away from outside pressures and expectations. I know that asking for help can feel vulnerable, especially if you've been let down before or spent years learning to manage on your own. But you deserve a space where you can finally exhale. A space where your story is held with care, your pain is taken seriously, and your capacity to heal is never in doubt.
Available

New to Grow

$95/session

Authentic
Open-minded

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+10
Hi! I’m Macy! I’m a warm, down-to-earth therapist from East Tennessee who believes you don’t have to navigate life’s challenges alone. I strive to create a supportive space where you feel heard, accepted, and truly understood. Together, we’ll work at your pace to build coping skills, explore patterns, and process difficult experiences. As an EMDR-trained therapist, I help clients heal from trauma and painful experiences while supporting growth, self-discovery, and meaningful change.
Available

Often rebooked

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
My name is Kelly Franklin and I am a Licensed Professional Counselor with a Mental Health Service Provider designation (LPC-MHSP) in Tennessee. I specialize in helping individuals who are experiencing trauma, PTSD, anxiety, depression, grief, and navigating significant life changes. I am passionate about providing a safe non judgmental space where you are seen and heard. Together we can outline the steps to reach your goals of healing and well being. It is such a wonderful journey!
VirtualAvailable

New to Grow

$145/session

Specialties

Anxiety
Coping Skills
Life Transitions
My career began by working with underprivileged families with children. My current focus is for adults who are overwhelmed by life in general. Those who are juggling work, children, partners, or/elder care. Life is complex. We all need a little support from time to time. If you are anxious, grieving, or depressed I will listen, empathized and help you improve your situation.
Available

Often rebooked

$75/session

Authentic
Warm
Humorous

Specialties

Anxiety
Depression
Trauma and PTSD
+6
Hello! I am a licensed clinical social worker (LCSW) who graduated in 2009 from a small college in Pennsylvania. Currently, I live in North Carolina and I am licensed here and in Tennessee. Originally, I am from Connecticut, but I have lived all over this country and have lived overseas as well when I was in the Peace Corps. I have been working mainly with adults who are living with anxiety, depression, and trauma. My focus is to help people live their best life. I do this through the therapy process, but I also try to include humor in our sessions.
VirtualAvailable

$100/session

Solution oriented
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+10
At the heart of my work is a core philosophy: no one knows you better than you. My role is to help you find clarity, awareness, reconnect with your own wisdom, and take steps toward meaningful, healing, and lasting change. My client-centered approach blends experiential, trauma-informed, neurological perspectives alongside philosophical wisdom traditions that honor natural flow, personal responsibility, compassionate awareness, and mindful presence. I believe therapy thrives when it’s collaborative and stigma-free. Each session is shaped to your needs, not a template. Alongside traditional counseling, I bring Ketamine-assisted therapy and Brainspotting into the session, offering meaningful tools for exploration and lasting change.
Available

New to Grow

$125/session

Specialties

Career Counseling
Coping Skills
Self Esteem
+5
As a Licensed Clinical Social Worker, I take a holistic approach to therapy, recognizing that mental health is influenced by every aspect of your life—your relationships, physical well-being, environment, values, and personal goals. Whether you're a student-athlete striving to perform at your highest level or a professional navigating the demands of a busy career, I provide a supportive space where you can step away from the pressure and focus on yourself. My style is warm, collaborative, and practical. Together, we'll address challenges such as anxiety, stress, burnout, life transitions, performance concerns, and relationship issues while building resilience, confidence, and effective coping skills. I believe therapy should be personalized, empowering, and focused on helping you create lasting change—not just manage symptoms. My goal is to help you thrive both personally and professionally by supporting your mental, emotional, and overall well-being so you can perform at your best and live a balanced, meaningful life.
Available

$100/session

Authentic
Empowering
Warm

Specialties

Grief
Life Transitions
Trauma and PTSD
I am Licensed Clinical Social Worker based in Virginia. I am licensed in both Virginia and Tennessee and I love to work with clients that are interested putting in the work to improve their lives, whether that is facing tough memories and strong emotions, or examining their values and learning how to modify their behaviors in order to create the change they want to see.
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Child or Adolescent
Coping Skills
+5
Katherine spent the majority of her therapeutic career in a community based setting meeting with youths impacted by substance abuse, alcoholism, mental health and co occurring disorders within their homes and community’s. Katherine has worked with these youth and their families to help mend the ties that substance use has broken. Before starting her own practice, Katherine was a school social worker for youth and young adults with emotional, cognitive and other health impairments.
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
Domestic Violence
Trauma and PTSD
+2
Hello! I’m so happy that you are considering seeking therapy. As someone who has received therapy myself, I know how hard it is to make that first step. Here are a few things about me that may help you determine if I am someone you want to continue with. I am originally from Mississippi, and went to Mississippi state university for my masters degree. (I do have a cowbell). I am also a massive soccer and football fan. I have extensive experience with trauma recovery specifically abusive relationships, abusive parents as a child, domestic violence, and systemic and systematic trauma. I also have experience with depression, anxiety, and post traumatic stress disorder (PTSD). If I sound like a good fit, please feel free to schedule an appointment. I look forward to working with you and walking alongside you in your mental health journey!
Available

$125/session

Specialties

Anxiety
Child or Adolescent
Depression
+8
Hello, my name is Les Parker, and I am a Licensed Professional Counselor-Mental Health Service Provider (LPC-MHSP) and National Certified Counselor (NCC). I provide telehealth therapy to clients throughout Tennessee and work with children, adolescents, and adults facing anxiety, depression, trauma, grief, life transitions, relationship challenges, and stress-related concerns. I believe therapy should be a safe, supportive space where you can be yourself without judgment. My approach is collaborative and tailored to your unique needs, helping you better understand your experiences, develop practical coping skills, and create meaningful change in your life. I utilize evidence-based approaches including Cognitive Behavioral Therapy (CBT), Eye Movement Desensitization and Reprocessing (EMDR), Brainspotting, and Internal Family Systems (IFS). These approaches can help address anxiety, depression, trauma, negative self-beliefs, emotional overwhelm, and patterns that may be keeping you stuck. Many of the clients I work with appear to be functioning well on the outside while struggling internally with worry, self-doubt, emotional pain, or unresolved experiences from the past. Others come to therapy feeling overwhelmed by life’s challenges and wanting a better understanding of themselves and their relationships. My goal is to help clients gain insight, build resilience, improve emotional well-being, and move toward a life that feels more connected to their values and goals. Whether you are facing a specific challenge or simply looking to grow and heal, I am committed to meeting you where you are and supporting you throughout the process. Taking the first step toward therapy can be difficult, but you do not have to navigate life’s challenges alone. I look forward to helping you move toward lasting healing and personal growth.
Available

$80/session

Humorous
Authentic
Direct

Specialties

Addiction
Anxiety
Trauma and PTSD
+4
Hi! My name is Amanda and I am a Licensed Professional Counselor. I worked in the addiction field for 4 years. I have worked in the mental health field for seven years. I am a Certified Clinical Trauma Professional. I love helping people overcome obstacles to lead a healthy and fulfilling life. I myself have dealt with my own personal trauma and I know how hard of a journey it can be. I am a major nerd. I love Marvel, DC, Japanese anime, books, and more. I bring to the table a non-judgmental environment where I hope you can feel at ease and safe.
VirtualAvailable

$150/session

Specialties

Depression
Spirituality
Women's Issues
+10
Hi I'm Madelyn. I'm an LCSW licensed in TN, and I've spent years doing trauma-informed work, starting with young moms experiencing homelessness in NYC. I believe your body and mind carry stories, and those stories shape how you move through everyday life. My practice is a holistic, and relational. I'll meet you as a real person, not a diagnosis, and we'll figure out what actually helps.
Available

$110/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Depression
Women's Issues
+10
Life throws curve balls. You don't have to take them on alone. I believe in creating a safe environment to help you manage everything you're carrying. Hello, I’m Mary Tauscher, LCSW. I earned both my Bachelors and Masters of Social Work at the University of Georgia. In addition to private practice, I have experience working in community behavioral health for 7 years and in a brief intervention program for 5 years, providing therapy to adolescents and adults.
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Grief
Life Transitions
+9
Hi. It's nice to meet you! I am a mental health therapist that is located in Nashville, TN. I serve clients struggling with mood disorders, life transitions, trauma, grief, and eating disorders. I have two years of experience working in a residential facility for the treatment of eating disorders and a year working with substance use disorders in the underserved community. Client's often share that through our work, they have found a greater sense of self acceptance, learned how to regulate emotions, and developed practice tools to navigate daily challenges. They describe feeling more hopeful, more connected, and better equipped to live in alignment with their values. Witnessing these shifts- seeing clients move from pain and self-doubt to resilience and empowerment- is at the heart of why I do this work.
VirtualAvailable

$120/session

Authentic
Warm
Humorous

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable

$150/session

Warm
Open-minded
Authentic

Specialties

ADHD
Anxiety
Couples Counseling
+4
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable

$115/session

Warm
Authentic
Empowering

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm a Licensed Clinical Social Worker who is currently licensed in Arizona, Tennessee and South Dakota. I have worked with a variety of men, women, and adolescents over the last ten years. My intent is to always meet people exactly where they are at and help them overcome the challenges that life has given them. I truly believe that every person who I work with has a unique set of strengths, and by using those strengths the person has the ability within themselves to persevere.
VirtualAvailable

$120/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
I’m a Licensed Clinical Social Worker with 15+ years of experience supporting individuals in their mental health journey. My work focuses primarily on helping adults navigate anxiety, depression, and life stressors. I often work with individuals experiencing burnout, major life transitions, relationship stress, work-related stress, and patterns of overthinking that can make daily life feel overwhelming. My goal is to provide a supportive, non-judgmental space where you can talk openly and begin making meaningful changes. I believe therapy should be collaborative and tailored to each person’s unique needs. Together, we will explore patterns, thoughts, and experiences that may be contributing to anxiety, stress, or low mood while also developing practical tools to help you cope more effectively. My approach is compassionate and grounded in evidence-based practices.
VirtualAvailable

$100/session

Authentic
Empowering
Solution oriented

Specialties

Addiction
LGBTQ
Substance Misuse
+7
Amanda is a licensed professional counselor and a mental health service provider in the states of Tennessee and Alabama. She is also a Nationally Certified Counselor and a Certified Clinical Trauma Professional. Amanda is a graduate of Middle Tennessee State University where she earned dual bachelor’s degrees in psychology and sociology, followed by a Master’s degree in Professional Counseling. She has extensive experience in various mental health and substance abuse treatment settings, including inpatient psychiatric settings and community mental health programs. Amanda focuses on creating a safe space where individuals, couples, and families can feel safe, heard, and validated. She utilizes a person-centered approach while working collaboratively to build goals for treatment. She uses a variety of therapeutic modalities when working with her clients, including Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Therapy, and Acceptance and Commitment Therapy (ACT). Amanda may also utilize skill development and psychoeducation as needed. In her free time, Amanda loves reading, cooking, spending time with animals (especially her four dogs: three Boston Terriers; Winston, Hazel, and Louise; and one Miniature Schnauzer; Archie), going on new adventures, and bringing joy wherever she can.
VirtualAvailable

$160/session

Authentic
Intelligent
Empowering

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+5
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.