Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 201 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 12/1/2025

Holly Butler

LCSW, 10 years of experience

Frequently rebooked

$115/session

Warm
Solution oriented
Open-minded

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm a Licensed Clinical Social Worker who is currently licensed in Arizona, Tennessee and South Dakota. I have worked with a variety of men, women, and adolescents over the last ten years. My intent is to always meet people exactly where they are at and help them overcome the challenges that life has given them. I truly believe that every person who I work with has a unique set of strengths, and by using those strengths the person has the ability within themselves to persevere.
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Sheila Stoner

LPC/MHSP, 11 years of experience

$125/session

Solution oriented
Warm
Empowering

Specialties

Anger Management
Anxiety
Life Transitions
+10
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.
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Traci Skinner

LPC/MHSP, 20 years of experience

$125/session

Empowering
Open-minded
Warm

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
I have been a licensed professional counselor for 15 years. I have worked with individuals with chronic illness, military veterans and their families, addiction issues, mood disorders, career counseling and coaching professionals. I am a trauma focused (EMDR trained) clinician who strives to provide support and individually tailored techniques, strategies and solutions to help you feel better quickly. I help you maximize your strengths and transform your weaknesses into strengths.
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Melissa Taylor

LCSW, 8 years of experience

$130/session

Humorous
Authentic
Open-minded

Specialties

Anxiety
Coping Skills
Depression
+6
Welcome! I'm Melissa. Do you feel anxious, troubled, or unhappy most days? Do you simply want someone to listen, understand, and help? I'm in recovery for alcohol use disorder and am a combat veteran. I've had to learn coping skills or lose everything. I understand anxiety and depression, which helps me provide a compassionate, collaborative, and grounded approach. I specialize in helping individuals develop coping skills that can be used in real-time to alleviate negative moods and improve daily functioning. Whether you're facing a major life transition or seeking to learn coping skills, I'm here to walk with you through the process. Healing isn't linear, and therapy should be tailored to your unique goals and strengths. I can help you better understand the connections between your thoughts, feelings, and behaviors: "What makes you tick?" Together, we can identify negative thinking and reshape it in a way that changes how you feel. I can help you challenge negative thoughts and identify more helpful/realistic thoughts. This will help you better enjoy your life because you will view it more positively. We'll create long-term change with tools such as quick and easy mental exercises. I also integrate journaling, mindfulness exercises, and stress-reduction techniques to support positive outcomes. Together, we can identify healthy coping skills that actually work. You deserve a life that brings you contentment and joy. Let's work together on this journey of healing.
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Amy Peeler

LCSW, 20 years of experience

$110/session

Open-minded
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+6
My name is Amy Peeler and I have been a Licensed Clinical Social Worker for over 15 years. I enjoy working with patients to reach their goals in therapy. Sometimes in life you feel as if you are wading in the ocean waters and then you get toppled over by a wave. I want to be able to help you get back up and learn to ride that wave.
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David Neal

LCSW, 15 years of experience

$90/session

Solution oriented
Direct

Specialties

ADHD
Anger Management
Bipolar Disorder
I'm a LCSW who believes in meeting clients where they are, establishing a therapeutic alliance and working as a guide to help them modify unhealthy behaviors that interfere with their life goals. This includes processing trauma, teaching coping skills and problem solving. My experience includes working with children at risk of being removed from their home, integrated care in a medical setting, crisis care, residential care and intensive outpatient. Most recently, seeing clients through telehealth and addressing problems in living.
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Natascha Allen-Halvorson

LPC/MHSP, 16 years of experience

New to Grow

$110/session

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I am a licensed therapist who provided compassionate, evidence-based care in navigating life's challenges. My approach integrates Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Trauma-Focused CBT, Motivational Interviewing, and Psychoeducation to help clients build insight, develop coping skills, and foster lasting emotional growth. I strive to create a supportive and collaborative space where clients feel understood, empowered, and confident in their ability to create meaningful change.
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Christine Lawson

LPC/MHSP, 9 years of experience

Frequently rebooked

$110/session

Empowering
Warm
Authentic

Specialties

ADHD
Anxiety
Depression
+5
Hello! am a LPC-MHSP in the state of Tennessee. I am a compassionate and client-centered counselor dedicated to supporting individuals in overcoming life's challenges and improving their overall well-being. Using evidence-based approaches such as Cognitive Behavioral Therapy (CBT), and Dialectical Behavior Therapy (DBT), I help clients develop practical skills for managing their emotions, improving their relationships, and enhancing their quality of life. Whether you're struggling with anxiety, depression, relationship issues, or simply feeling stuck, I am here to provide you with the support, guidance, and empowerment you need to create positive change and live a more fulfilling life.
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Terri Ponder

LCSW, 25 years of experience

$100/session

Intelligent
Challenging

Specialties

Grief
Mood Disorders
Trauma and PTSD
+5
Hello. I am a creative clinical social worker in practice since 2001 licensed in Tennessee and South Carolina. I have provided behavioral health services in a variety of settings including inpatient, outpatient, partial program, and health care settings as well as a previous private practice and a medical school. I provide services to adult and geriatric clients only. I am trained in DBT, EMDR, MI, CBT, DBT, TF-CBT, WET, addictions, IFS, grief and loss, and body centered, somatic therapy interventions. If you have had difficulties due to trauma, addiction, anxiety, mood disorders, grief and loss, and/or chronic health problems you are welcome in my practice. It is a safe space where you can find help, healing, and hope.
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Todd Wainman

LMFT, 3 years of experience

$100/session

Authentic
Solution oriented
Open-minded

Specialties

Couples Counseling
Grief
Military/Veterans
+10
Hello, I am a Licensed Marriage and Family Therapist. I am Licensed in the State of Tennessee and North Carolina. I have been practicing as a counselor for the past 4 years however I have been providing counseling services as a Military Chaplain for 20 years and have retired from the Military after over 30 years of service. I see individuals, couples, and families from all walks of life going through many difficult situations. I have walked with them through times of grief, anxiety, loss, separation, suicidal thoughts, etc. I have seen how choosing the right therapist can help a person get through, from the person's perspective, some of life’s hardest times.
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Patricia Bishop

LCSW, 20 years of experience

$120/session

Warm
Authentic
Solution oriented

Specialties

Grief
Life Transitions
Military/Veterans
+1
Hello! I'm Patricia. Thank you for visiting my profile. Grief enters our lives uninvited and its impact can continue to effect us for years. It may have been the death of a loved one, either recent or long ago. It may have been a divorce or the break up of a romantic relationship. It may have been the loss of a treasured pet, or any of the more than forty other losses that a person can encounter in a lifetime. Regardless of the cause of your broken heart, you know that life is not as happy or fulfilling as you want it to be. Often, well-meaning people say to "be strong" or "just give it time" which can leave us feeling like we are doing something wrong or should feel differently. Sometimes, we simply tuck our feelings away, hoping that they will eventually disappear. In our sessions, we will uncover the misinformation and beliefs that keep us stuck and unhappy. Unresolved grief stems from the things we wish we'd said or done differently, better or more. You will learn how to discover and communicate those unsaid things, so that they no longer limit you or affect your capacity for happiness.
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Deandra Calvin

LPC/MHSP, 3 years of experience

$70/session

Humorous
Open-minded
Authentic

Specialties

Child or Adolescent
Coping Skills
Life Transitions
I am a native Memphian who enjoys spending time with my husband and two daughters. My career as a counselor began in the school setting where I served as a middle school counselor. I earned the nickname of "adolescent whisperer" from making deep and meaningful connections with teens and their families. I wanted to extend my services beyond the school setting, thus I earned the mental health license that allows me to practice outside of the school setting as well. I counsel from the belief that we are all imperfect beings working to navigate life’s challenges. I love to motivate clients to become the best version of themselves while attentively acknowledging their current situation without judgment.
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Norman Shaffer

LCSW, 11 years of experience

$90/session

Intelligent
Solution oriented
Empowering

Specialties

Addiction
Coping Skills
Military/Veterans
Greetings, My name is Norman Shaffer and I am a Licensed Clinical Social Worker in the state of Tennessee. I have been practicing as a social worker for over a decade now. I enjoy working with adults who are actively seeking a positive change in their life. I like to partner with clients and guide them towards better outcomes and a healthier balance in life.
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LaTisha Glaspie-Harris

LPC/MHSP, 9 years of experience

$125/session

Authentic
Open-minded

Specialties

Anxiety
Depression
Perinatal Mental Health
+6
Hi, I am LaTisha also known as "TishatheTherapist". I am a Licensed Professional Counselor, Mental Health Service Provider ( LPC,MHSP) dedicated to creating a safe, judgment-free space where women can openly explore their emotions. Being a women's mental health specialist, my approach is built on three pillars: a secure environment to share your story, practical education for empowerment, and the genuine compassion needed to persevere through tough times.
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Pilar M Hackman

LCSW, 8 years of experience

$115/session

Specialties

Child or Adolescent
Grief
Trauma and PTSD
+4
Minds are designed for thinking and it is human nature to make connections with others. I am dedicated to helping a client slow down to contemplate, explore, and become self-aware of their own needs, personal well-being, interests, strengths and how to relate to others. I will help clients create spaces and opportunities to practice emotional regulation, explore difficult situations, provide therapy for previous history of trauma and loss, and begin or continue a healing journey.
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Victoria Cruse Motter

LPC/MHSP, 28 years of experience

$90/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Depression
+7
I am Victoria Cruse Motter, a Licensed Professional Counselor (LPC) with over 25 years of experience working with children, adolescents, and adults facing a wide range of issues, including family conflicts, anxiety, depression, ADHD, low self-esteem, sexual abuse, substance use, chronic stress, trauma and PTSD, and women’s issues. My background includes providing counseling in various settings, such as schools, autism centers, pre-schools, juvenile justice programs, and residential group homes for youth in CYS custody. I earned my Master's Degree in Counseling from Pennsylvania State University. I pride myself on being a personable counselor who easily establishes rapport with clients. I focus on being person-centered, actively listening, and genuinely caring about each individual’s journey. I encourage honesty and patience throughout the counseling process. I am excited to begin your journey toward healing and the therapeutic process of counseling. Together, we will create a personalized treatment plan to help you navigate the tough issues in your life with grace.
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Samantha Steel

LCSW, 8 years of experience

$100/session

Authentic
Direct
Intelligent

Specialties

Depression
Military/Veterans
Trauma and PTSD
First of all I’m a veteran and retired from the US Army. I have been a therapist for 8 years and have experience working with multiple modalities and almost all diagnoses at some point. I am also a Reiki and do holistic healing. I want to help others whether it’s building self confidence or dealing with trauma nothing is too small or too big to be treated.
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Kimberly Barrett

LCSW, 20 years of experience

$125/session

Empowering
Solution oriented
Intelligent

Specialties

Coping Skills
Grief
Life Transitions
+4
It takes courage to surrender and reach out for help. I help people who are in Transition in their lives, whether it is loss of a person, a pet, a job, a relationship, or the secondary losses experienced through chronic illness, chronic pain and terminal diagnosis. I am a Transition Specialist helping people to be able to cope through the changes with dignity and grace. Lowering anxiety levels, frustration levels and assisting people in being able to manage the big emotions, difficult decisions and sometimes challenging relationships while going through the changes and transitions in life.
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Jill Sebaugh

LCSW, 30 years of experience

$150/session

Warm

Specialties

Older Adults
Parenting
Women's Issues
+6
My goal is to help my clients uncover their innate resiliency that will help them meet the life challenges before them. I will help my clients reach the unique goals that contribute to mental wellness. Areas of Focus: Life Transitions including Aging & Seniors Relationships including Parenting Clients & Families Impacted by Cancer Grief & Loss Financial Stress and Anxiety Depression Women's issues CURE childhood cancer provider Jill Sebaugh is a Licensed Clinical Social Worker in Georgia with over 25 years of experience in the mental health field. Her areas of focus include anxiety and depression, stress management, parenting, grief and loss, financial stress and anxiety, relationship issues, and life transitions including aging. In addition to her work with adults, parents, and families, Jill enjoys working with seniors and clients and families impacted by cancer. Jill has served as a parent educator for a large multi-county community service board, as a school counselor for alternative middle and high school students, and as the first domiciliary pediatric oncology social worker at St. Jude Children’s Research Hospital in Memphis, TN. Jill has been a presenter at multiple national and international conferences discussing her use of Narrative Therapy through the medium of scrapbooking with families of pediatric oncology patients. Jill’s research on this same subject matter is published in the Journal of Psychosocial Oncology. Jill is a Certified Financial Social Worker (CFSW) and has also been credentialed as a Board Certified-TeleMental Health provider (BC-TMHP) since 2018.
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Tyler Clemmons

LCSW, 9 years of experience

$100/session

Open-minded
Warm
Direct

Specialties

Anger Management
Anxiety
Trauma and PTSD
+6
I work with adults who are struggling with effects of trauma, grief, anxiety, depression, low self-esteem, anger, and other issues. I want to provide a safe and supportive space for you to grow as you work toward your goals. Whatever situation you find yourself facing, you have value and worth. As a therapist, I have practiced in medical, in-home, and outpatient settings. Feel free to reach out with any questions.
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Heather Boyd

LCSW, 10 years of experience

Frequently rebooked

$100/session

Specialties

Anxiety
Family Conflict
Trauma and PTSD
+6
I am a therapist with 10 years of experience. I seek to create a warm and welcoming space for my clients and specialize in working with adults who are navigating trauma or anxiety. I use a blend of modalities, such as IFS, EMDR, DBT, and brainspotting. to help the people I work with feel heard and facilitate their process of healing.
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Rachelle Thomas

LMFT, 14 years of experience

Frequently rebooked

$150/session

Authentic
Solution oriented
Warm

Specialties

ADHD
Anxiety
Trauma and PTSD
Being a Licensed Marriage and Family Therapist . I have been fortunate to work with individuals, children and families for over the past 14 years. I have had the advantage of working in a field that brings me fulfillment as I get the opportunity to help others work through life's challenges. It is a true honor for someone to allow me into their life. I am so thankful I can work with them to navigate their healing journey.
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Emily Kerlin

LPC/MHSP, 5 years of experience

New to Grow

$145/session

Specialties

Anxiety
Foster Care/Adoption
School Issues
+8
Our past experiences often influence how we view ourselves and interact in relationships. Sometimes, those patterns stem from pain and continue to affect us in ways that can keep us feeling stuck or disconnected. If you’re seeking healing and growth with a desire to or break negative cycles and are ready for change, I’d be honored to help you navigate what comes next and walk alongside you.
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Myra Johnson

LCSW, 28 years of experience

$150/session

Intelligent
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+8
I am a Licensed Clinical Social Worker in TN with a varied background of experience and knowledge. I love helping clients identify what is holding them back in their lives and work on meeting new challenges with comfort and healing. My goal is to make clients feel comfortable and safe while they share their thoughts and feelings. I am here to be supportive but not tell you have to run your life- that is YOUR decision. I sort through the options, the barriers and the coping strategies available.
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Jeremy Pitzer

LCSW, 20 years of experience

$160/session

Open-minded
Solution oriented
Intelligent

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+5
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.
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Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I’m" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.