Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 246 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/3/2026

$135/session

Intelligent
Authentic
Solution oriented

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable

New to Grow

$140/session

Specialties

Anger Management
Anxiety
Trauma and PTSD
+10
Hello, I am a License Clinical Social Worker-R (LCSW-R) and I am currently licensed in several states including NY., NJ., MD., SC., RI., NV., and TN. I obtained my MSW degree from Yeshiva University and my doctoral degree from Touro University Worldwide. I have been providing clinical services for the past 30 years. I have worked in a psychiatric hospital and in the community for over 20 years. I am also SIFI certified (Seminar In Field Instruction).
Available

New to Grow

$150/session

Specialties

Depression
Spirituality
Women's Issues
+10
Hi I'm Madelyn. I'm an LCSW licensed in TN, and I've spent years doing trauma-informed work, starting with young moms experiencing homelessness in NYC. I believe your body and mind carry stories, and those stories shape how you move through everyday life. My practice is a holistic, and relational. I'll meet you as a real person, not a diagnosis, and we'll figure out what actually helps.
Available

New to Grow

$125/session

Specialties

Anxiety
Child or Adolescent
Depression
+8
Hello, my name is Les Parker, and I am a Licensed Professional Counselor-Mental Health Service Provider (LPC-MHSP) and National Certified Counselor (NCC). I provide telehealth therapy to clients throughout Tennessee and work with children, adolescents, and adults facing anxiety, depression, trauma, grief, life transitions, relationship challenges, and stress-related concerns. I believe therapy should be a safe, supportive space where you can be yourself without judgment. My approach is collaborative and tailored to your unique needs, helping you better understand your experiences, develop practical coping skills, and create meaningful change in your life. I utilize evidence-based approaches including Cognitive Behavioral Therapy (CBT), Eye Movement Desensitization and Reprocessing (EMDR), Brainspotting, and Internal Family Systems (IFS). These approaches can help address anxiety, depression, trauma, negative self-beliefs, emotional overwhelm, and patterns that may be keeping you stuck. Many of the clients I work with appear to be functioning well on the outside while struggling internally with worry, self-doubt, emotional pain, or unresolved experiences from the past. Others come to therapy feeling overwhelmed by life’s challenges and wanting a better understanding of themselves and their relationships. My goal is to help clients gain insight, build resilience, improve emotional well-being, and move toward a life that feels more connected to their values and goals. Whether you are facing a specific challenge or simply looking to grow and heal, I am committed to meeting you where you are and supporting you throughout the process. Taking the first step toward therapy can be difficult, but you do not have to navigate life’s challenges alone. I look forward to helping you move toward lasting healing and personal growth.
Available

New to Grow

$120/session

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
Have you been feeling stuck somehow? Are you at a tipping point? I work with women, men, young adults, and teens looking for tools and strategies to overcome what feels overwhelming. At some point in life, most people find themselves in need of a little extra help. I help people navigate anxiety, trauma, life transitions, and more with a genuine, down-to-earth, and warm approach. My goal is to create a space where clients feel both supported and challenged. Together, we’ll find the balance between acceptance and change that will lead to the healing you envision.
Available

$120/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
I’m a Licensed Clinical Social Worker with 15+ years of experience supporting individuals in their mental health journey. My work focuses primarily on helping adults navigate anxiety, depression, and life stressors. I often work with individuals experiencing burnout, major life transitions, relationship stress, work-related stress, and patterns of overthinking that can make daily life feel overwhelming. My goal is to provide a supportive, non-judgmental space where you can talk openly and begin making meaningful changes. I believe therapy should be collaborative and tailored to each person’s unique needs. Together, we will explore patterns, thoughts, and experiences that may be contributing to anxiety, stress, or low mood while also developing practical tools to help you cope more effectively. My approach is compassionate and grounded in evidence-based practices.
VirtualAvailable

$125/session

Solution oriented
Warm
Authentic

Specialties

Anger Management
Anxiety
Life Transitions
+10
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
At the heart of my work is a core philosophy: no one knows you better than you. My role is to help you find clarity, awareness, reconnect with your own wisdom, and take steps toward meaningful, healing, and lasting change. My client-centered approach blends experiential, trauma-informed, neurological perspectives alongside philosophical wisdom traditions that honor natural flow, personal responsibility, compassionate awareness, and mindful presence. I believe therapy thrives when it’s collaborative and stigma-free. Each session is shaped to your needs, not a template. Alongside traditional counseling, I bring Ketamine-assisted therapy and Brainspotting into the session, offering meaningful tools for exploration and lasting change.
Available

$100/session

Solution oriented
Direct
Intelligent

Specialties

Depression
Military/Veterans
Trauma and PTSD
First of all I’m a veteran and retired from the US Army. I have been a therapist for 8 years and have experience working with multiple modalities and almost all diagnoses at some point. I am also a Reiki and do holistic healing. I want to help others whether it’s building self confidence or dealing with trauma nothing is too small or too big to be treated.
VirtualAvailable

$120/session

Authentic
Solution oriented
Direct

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable

$120/session

Authentic
Warm
Humorous

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable

Often rebooked

$145/session

Warm
Empowering
Intelligent

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
I received my Master's in Psychology from Pepperdine University and have specialized training in whole-body healing techniques like EMDR, Brainspotting, & Nutritional Psychology. My passion lies in empowering clients to develop adaptive skills and invite meaningful change into their lives. Together, we can explore new ways of being and break free from old patterns that may be holding you back. .
VirtualAvailable

$85/session

Warm
Open-minded
Solution oriented

Specialties

Anxiety
Bipolar Disorder
Depression
+9
I am a licensed professional counselor and a mother of two grown children and one grandson. Teaching was my first career and counseling is my second career. I am an empathetic, client-centered therapist who is action-oriented. I teach my clients how to discover alternatives and solutions to their problems. I want my clients to feel that I am really helping them with targeted treatments, and I want them to feel extremely at ease with me and be able to trust me. My goal is for them to improve over time and not feel that they are wasting their time in therapy.
VirtualAvailable

$95/session

Empowering
Intelligent
Warm

Specialties

Anxiety
Depression
Self Esteem
+9
Hello, and welcome. Reaching out for therapy can feel like a big step, especially if you’ve been carrying a lot on your own. Many people come to therapy feeling overwhelmed, unsure where to start, or simply wanting things to feel more manageable again. My goal is to offer a space where you can slow down, feel understood, and begin making sense of what you’re experiencing. I take a collaborative, supportive approach to therapy and work to meet you where you are. Together, we focus on understanding patterns, building emotional awareness, and developing practical tools that help you feel more grounded and confident in your daily life. Therapy with me is not about judgment or pressure—it’s about clarity, growth, and meaningful change at a pace that feels right for you.
VirtualAvailable

Often rebooked

$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Women's Issues
+2
I am passionate about developing safe, meaningful relationships to help you explore challenging belief systems that may be getting in the way of you becoming and feeling your best self. I have over 20 years of experience working with youth and adults. My passion is helping women through varying life transitions to become overcomers of their circumstances. Through a variety of therapeutic modalities, individualized to meet your needs, I can help you transform thought patterns that may be leading to anxiety, depression, low self-esteem or that may have resulted from trauma, grief and loss, etc. I enjoy helping women find a work/life balance as well as helping mothers looking to build stronger relationships with their children. I love building relationships with people; therefore through a strength-based and collaborative approach, we will work together to identify tools that will help improve your ability to communicate with others, strengthen relationships, and build skills.
VirtualAvailable

Often rebooked

$170/session

Warm
Solution oriented
Open-minded

Specialties

Trauma and PTSD
I am a licensed clinical social worker (LCSW) based in Knoxville, TN and am licensed in California. I received my masters degree from the University of Southern California and have been practicing for the past five years in community mental health. I feel it is important to create a safe, judgement free environment where clients can openly share experiences and address intimate details of life.
VirtualAvailable

$200/session

Authentic
Humorous
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+10
With over 20 years of experience, Edward Korn is a seasoned therapist committed to guiding individuals from all walks of life towards emotional well-being and resilience. He is a graduate of the top-ranked University of Michigan School of Social Work and has worked with all populations by telehealth for the past few years. Specializing in Cognitive Behavioral Therapy, Solution Focused Therapy, and Motivational Interviewing, he crafts personalized treatment plans to empower his clients to face life's challenges head-on. Choose Edward for a therapeutic journey designed to inspire growth, self-awareness, and lasting change.
VirtualAvailable

$115/session

Open-minded
Solution oriented

Specialties

Anxiety
Life Transitions
Spirituality
+1
I am a Licensed Marriage and Family Therapist with 10+ years of experience working across outpatient therapy, in-home services, and telehealth settings. I currently work with adults who are navigating anxiety, stress, and life transitions and are looking for a supportive, grounded space to better understand themselves and move forward with clarity. My approach is collaborative and integrative, drawing from evidence-based modalities such as CBT, ACT, attachment-based therapy, and solution-focused techniques. I focus on helping clients develop practical coping skills while also exploring deeper patterns related to relationships, identity, and emotional well-being. Many of the individuals I work with are high-functioning but feeling overwhelmed, stuck, or disconnected from the direction they want their life to take. In therapy, we work together to create more stability, self-understanding, and alignment with personal values and goals. For clients who desire it, I also offer faith-based counseling and can integrate spiritual beliefs into the therapeutic process as part of healing and growth.
Available

$85/session

Warm
Authentic
Direct

Specialties

Addiction
Anxiety
Depression
+9
I am a Licensed Professional Counselor in SC, PA, TN, and NC. I specialize in helping clients and family members with addiction issues, Obsessive Compulsive Disorder, and PTSD. I also assist clients experiencing anxiety, depression, grief and loss, and can provide relationship and couples counseling as well. I have been practicing for over 10 years and have an empathetic and passionate approach. I love working with all ages however age 10 and above appears to work well for online therapy.
VirtualAvailable

$100/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Child or Adolescent
Parenting
+10
Hello, I'm Rebecca, and I'm a Licensed Professional Counselor. I believe that therapy should be a place where you can truly be yourself—a space where you can come as you are with no fear of judgment. My practice is built on the philosophy that genuine connection and compassionate support are the cornerstones of lasting change. I specialize in supporting adolescents and young adults navigating the unique pressures of modern life. I work with those feeling overwhelmed by "big feelings"—emotions that often manifest as high anxiety, social withdrawal, or intense reactivity. My approach moves beyond simply managing symptoms; I focus on building true emotional resilience. By helping my clients identify and understand their internal landscape, I empower them to move from a place of overwhelm to one of confidence and self-advocacy. Recognizing that healthy development doesn't happen in a vacuum, I am equally passionate about supporting the parents navigating these transitions. I work closely with caregivers who feel exhausted, overstretched, or as if they are "walking on eggshells" at home. I provide a grounded space to troubleshoot the complexities of parenting, helping families trade daily chaos for deeper, more resilient connections. If you are looking for a collaborative partner to help your family find its footing, I invite you to reach out so we can begin this journey together.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
LGBTQ
+10
Welcome. My name is Jai Wilson, and I am a licensed professional counselor dedicated to helping individuals navigate life's challenges with greater confidence, resilience, and self-understanding. I believe that counseling is a collaborative process, and I strive to create a supportive, nonjudgmental environment where clients feel safe to explore their thoughts, emotions, and experiences. My practice is focused on helping clients develop practical coping skills, improve emotional well-being, and achieve meaningful personal growth. Whether you are struggling with anxiety, depression, trauma, life transitions, relationship concerns, or other challenges, I am committed to helping you identify your strengths and move toward the life you want to create.
Available

$125/session

Authentic
Empowering
Solution oriented

Specialties

Child or Adolescent
Grief
Trauma and PTSD
+4
Minds are designed for thinking and it is human nature to make connections with others. I am dedicated to helping a client slow down to contemplate, explore, and become self-aware of their own needs, personal well-being, interests, strengths and how to relate to others. I will help clients create spaces and opportunities to practice emotional regulation, explore difficult situations, provide therapy for previous history of trauma and loss, and begin or continue a healing journey.
VirtualAvailable

Often rebooked

$135/session

Empowering
Authentic
Humorous

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

$130/session

Humorous
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+6
Welcome! I'm Melissa. Do you feel anxious, troubled, or unhappy most days? Do you simply want someone to listen, understand, and help? I'm in recovery for alcohol use disorder and a combat veteran. I've had to learn coping skills or lose everything. I understand anxiety and depression, which helps me provide a compassionate, collaborative, and grounded approach. I specialize in helping individuals develop coping skills that can be used in real-time to alleviate negative moods and improve daily functioning. Whether you're facing a major life transition or seeking to learn coping skills, I'm here to walk with you through the process. Healing isn't linear, and therapy should be tailored to your unique goals and strengths. I can help you better understand the connections between your thoughts, feelings, and behaviors: "What makes you tick?" Together, we can identify negative thinking and reshape it in a way that changes how you feel. I can help you challenge negative thoughts and identify more helpful/realistic thoughts. This will help you better enjoy your life because you will view it more positively. We'll create long-term change with tools such as quick and easy mental exercises. I also integrate journaling, mindfulness exercises, and stress-reduction techniques to support positive outcomes. Together, we can identify healthy coping skills that actually work. You deserve a life that brings you contentment and joy. Let's work together on this journey of healing.
VirtualAvailable

$90/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Spirituality
+9
Hello! I am a Licensed Professional Counselor working with clients who live in Tennessee, North Carolina, and Texas. I graduated with Master's of Science in Counseling Psychology in 2014, and have 12 years of experience working with people from all walks of life. Most commonly, I have worked with clients struggling with: Anxiety, Depression, PTSD, Suicidal Ideation, and adjustments to life changes. My aim is to meet my clients where they are to help them achieve their goals. More important than the treatments I can provide, I want you to know: 1. You matter! 2. God cares about you! 3. I care about you! 4. Change is possible! 5. I am praying for you!
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.