Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 247 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MemphisChattanoogaClarksvilleMurfreesboroJohnson CityKnoxvilleBrentwood

Availability updated:

Often rebooked

$150/session

Warm
Solution oriented
Authentic
Specialties
Dissociative Disorders
Trauma and PTSD
I am a licensed clinical social worker (LCSW) based in Knoxville, TN and am licensed in California. I received my masters degree from the University of Southern California and have been practicing for the past five years in community mental health. I feel it is important to create a safe, judgement free environment where clients can openly share experiences and address intimate details of life.
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$130/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+5
It's often difficult to know what you want and to pursue what you want. Especially, if broken patterns and negative family cycles are making you feel stagnant. There is an excitement that comes from building your own self-assurance and confidence as you stand securely in the story you want to live. Sometimes we wait to change our story because we don't feel ready. My hope is that we can all have the wisdom and courage to explore ourselves with compassion so that we can better love ourselves and love others. Let's create a foundation that allows us to live balanced personally, professionally, and relationally.
VirtualAvailable
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$125/session

Authentic
Solution oriented
Warm
Specialties
ADHD
Anxiety
Trauma and PTSD
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+3
Welcome! I’m Porcia Seals, founder of Vision Space Therapy and Wellness Center. I support women navigating anxiety, depression, grief, stress, relationship concerns, and life transitions. I view therapy as a collaborative partnership where we work together to understand your experiences and identify what you need to move forward. My approach draws from humanistic, existential, and strengths-based perspectives. My faith in God also shapes how I understand healing, resilience, and personal growth. I believe every woman deserves a space where she feels seen and understood. My hope is to help you reconnect with yourself and discover what a meaningful and fulfilling life looks like for you.
Available
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$100/session

Authentic
Warm
Empowering
Specialties
Anxiety
Life Transitions
Obsessive-Compulsive (OCD)
+6
Is life feeling messy? Are you ready to take charge of your thoughts, emotions and behaviors? It can seem overwhelming when asking yourself "Where do I begin?". I'm happy to walk alongside you to provide support and guidance while building your skill set and coping skills to feel more grounded and stable. Hi! I'm Ashley Richmond, a therapist in the Tennessee community working with individuals navigating their life journey. At the heart of my practice is a commitment to providing non-judgmental support, a safe space to communicate openly, and evidenced based treatment interventions.
VirtualAvailable
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New to Grow

$120/session

Specialties
Couples Counseling
Family Conflict
Trauma and PTSD
+7
I am a Military Veteran with over 20 years of experience providing care and counseling to individuals, couples, and families in crisis. I trained at the US Army Chaplain Family Life Training Center at Fort Hood, TX, and I am licensed in both TN and TX. Whether you are facing marital conflict, trauma, grief, anxiety, or workplace stress—or navigating military transitions, combat trauma, or deployment-related family strain—I am here to help! For those who desire it, I offer the integration of Christian faith into therapy, creating space for spiritual healing alongside emotional growth.
Available
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$180/session

Authentic
Empowering
Open-minded
Specialties
Attachment Issues
Sexual Abuse
Trauma and PTSD
Hello! I’m a Licensed Marriage and Family Therapist with over 15 years of experience, and I consider it one of my greatest privileges to walk alongside clients as they navigate their journey toward healing, growth, and greater self-understanding. I believe deeply in the power of hope—especially during seasons of life when hope can feel difficult to find or hold onto. My goal is to create a warm, welcoming therapeutic space where you feel truly seen, heard, and respected. I believe meaningful change begins with a strong therapeutic relationship built on trust, compassion, and collaboration. Together, we’ll work toward understanding your experiences, navigating life’s challenges, and creating healthier, more connected relationships—with yourself and with others.
Available
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New to Grow

$80/session

Specialties
Addiction / Substance Use
Emotional Regulation
Trauma and PTSD
+9
“Healing Isn’t a straight line-It’s a journey inward. Therapy is where we begin to explore, reclaim, and rebuild with intention.” Are you feeling stuck, overwhelmed, or worn down by past experiences? Maybe you're struggling with anxiety, trauma, addiction, or the weight of life changes. You may feel like you're doing all the right things but still not finding relief, or you're trying to hold it all together while no one else sees how hard it really is. If you're tired of carrying things alone and ready to find new ways to cope, you're in the right place. As a Licensed Clinical Social Worker (LCSW) in Florida and Tennessee and an Internationally Certified Alcohol and Drug Counselor (ICADC), I have over 15 years of experience helping people just like you, people navigating trauma, PTSD, substance use, stress, and identity challenges. I offer a calm, nonjudgmental space where we can work together. I specialize in working with military members, veterans, first responders, and individuals facing major life stress. I also provide affirming, respectful care to transgender and LGBTQ+ clients You don’t have to keep going through it alone. Let’s connect and see if I’m the right fit for your healing journey. I'm here when you are ready to reach out.
Available
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$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Women's Issues
+7
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+5
I’m Sherrika Grandberry, a Licensed Professional Counselor (LPC-MHSP) with a passion for helping individuals navigate life’s challenges and create meaningful change. I provide a welcoming, supportive, and judgment-free space where clients can feel comfortable showing up as they are. My goal is to help individuals better understand themselves, work through challenges, recognize their strengths, and develop tools that support their personal growth and emotional well-being. I believe therapy is a collaborative journey, and I’m here to meet you where you are while helping you move toward where you want to be.
Available
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New to Grow

$185/session

Specialties
Anxiety
Couples Counseling
Depression
+3
I am a spiritually integrated psychotherapist who holds a Doctor of Ministry in Pastoral Counseling from Wesley Theological Seminary. I work with individuals and couples who seek a holistic approach to mental wellness and work-life balance. The philosophy of my practice - Deep Essentials Counseling Service is rooted in the belief that every individual is of sacred worth and embodies an innate capacity for healing, growth and fulfilling relationships.
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Often rebooked

$125/session

Authentic
Solution oriented
Direct
Specialties
Family Conflict
Life Transitions
Trauma and PTSD
+6
I'm Robyn Richardson, and my passion for this work runs deep. As a Licensed Clinical Social Worker with more than 20 years of experience, I've had the privilege of walking alongside children, teens, adults, and families through some of their toughest moments. My heart is especially with those healing from trauma—whether you're a survivor of abuse, navigating recovery, or working to break cycles of generational pain. I understand that, for many of my clients, privacy, discernment, and a truly bespoke experience are non-negotiable. My practice is intentionally designed to provide a discreet, elevated environment where you can be authentically yourself, away from outside pressures and expectations. I know that asking for help can feel vulnerable, especially if you've been let down before or spent years learning to manage on your own. But you deserve a space where you can finally exhale. A space where your story is held with care, your pain is taken seriously, and your capacity to heal is never in doubt.
Available
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New to Grow

$165/session

Specialties
Anxiety
Attachment Issues
Childhood / Intergenerational Trauma
+7
Hi there, I'm glad you are here. It's courageous of you to consider taking this step in your life! I am a licensed clinical social worker who has been fortunate enough to have a variety of experiences throughout my professional career working with different populations, and in different settings. Having worked in both inpatient and outpatient settings, I have had the privilege of providing support for people along every point of the acuity spectrum. Some of those specific experiences include working in community mental health, on an inpatient psychiatric unit, for a partial hospitalization program, and most recently as an outpatient therapist for the past two years.
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New to Grow

$95/session

Specialties
ADHD
Anxiety
Chronic Illness / Medical Issues
+8
I work with adults navigating anxiety, ADHD and neurodivergence, chronic illness or pain, grief and loss, trauma, relationship concerns, self-esteem, stress, and life transitions. My approach to therapy is collaborative, individualized, and grounded in real conversation. I believe therapy should be a space where you can explore what you are experiencing without feeling judged or pressured to have everything figured out. In our work together, we may look at patterns in your thoughts, emotions, relationships, and behaviors, while also considering how past and present experiences have shaped the way you see yourself and the world around you. I also help clients identify their strengths, values, interests, and goals so that therapy is not only about what is difficult, but also about building confidence, understanding yourself more fully, and creating a life that feels meaningful to you.
Available
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$115/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hello, my name is Julie Phillips and I am a Licensed Clinical Social Worker. I believe in supporting each other and one way I can support you is through therapy. Whether you need to process a stressful event or need to vent I am here to support you. I strive to tailor your session to meet your needs. Some sessions may need to be more strictly focused with Cognitive Behavioral Therapy, while other sessions are spent on learning a new coping skill such as mindfulness. Your session is about you and what may help you the most to resolve what issues you may have and to help you find your strength and empower you to keep moving forward. My aim is to make you, the client, feel comfortable in a judgement free zone. I want you to feel like you came to the right place, a warm inviting, calm, and empowering space where you can share what you feel you need to share.
VirtualAvailable
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Often rebooked

$150/session

Intelligent
Open-minded
Direct
Specialties
ADHD
Anxiety
Autism
+10
Reaching out for therapy takes courage, and my goal is to make the process feel approachable from the very first session. I'm a Licensed Professional Counselor with more than 14 years of experience helping adults and adolescents navigate ADHD, autism, anxiety, depression, trauma, relationship challenges, and major life transitions. I believe therapy works best when it feels like a genuine conversation built on trust, curiosity, and collaboration. Rather than simply listening or giving advice, I work alongside clients to better understand what's keeping them stuck while developing practical strategies that fit their lives. My approach integrates evidence-based therapies with compassion, humor when appropriate, and a focus on long-term growth.
Available
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Often rebooked

$175/session

Solution oriented
Warm
Empowering
Specialties
ADHD
Anxiety
Autism
+6
I’m a licensed psychologist (PhD) specializing in autism, ADHD, and complex patterns in both children and adults. I work with thoughtful individuals and parents who feel stuck, overwhelmed, or like something isn’t fully adding up—especially when traditional approaches haven’t helped. My approach is warm, direct, and insight-driven. I don’t just listen—I help you understand patterns, make sense of what’s going on, and figure out what actually works for your brain (or your child’s). I’m neurodiversity-affirming and experienced in differentiating anxiety, burnout, ADHD, and sensory or social overwhelm. With parents, I focus on helping you understand your child more clearly and respond in ways that actually work—so things feel more manageable at home. Sessions are collaborative, practical, and focused on meaningful change.
VirtualAvailable
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$150/session

Authentic
Solution oriented
Direct
Specialties
Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable
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$150/session

Authentic
Direct
Intelligent
Specialties
Depression
Grief
Life Transitions
+2
I have over five years of experience supporting individuals from all walks of life, with a focus on depression, anxiety, parenting challenges, military culture and experiences, and life transitions. My approach is collaborative, strengths-based, and grounded in creating a safe, supportive, and nonjudgmental space where you feel heard and understood.
Available
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Often rebooked

$150/session

Warm
Open-minded
Authentic
Specialties
ADHD
Anxiety
Depression
+9
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable
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$70/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+10
I grew up in Florida and earned my undergraduate degree from the University of Central Florida, followed by my graduate degree from Palm Beach Atlantic University. My clinical focus is in crisis and trauma, and I am passionate about supporting individuals from all ages and backgrounds. I strive to help clients navigate and heal from life experiences that have deeply impacted them, fostering resilience, growth, and empowerment throughout the therapeutic process.
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$115/session

Warm
Authentic
Empowering
Specialties
Addiction
Anxiety
Depression
+10
Hi, I’m Holly! If life feels heavier than it should right now, you don't have to carry it alone. For the last twelve years, I've walked alongside adults, adolescents, and individuals of all genders and identities as they work through some of life's hardest challenges. I believe you already have strengths within you that we can build on together. You deserve a therapist who meets you exactly where you are, without judgment. My goal is to help you navigate the challenges life has handed you by drawing on the unique strengths you already carry. Whether you're navigating substance use, the weight of adolescence, a major life transition, or a season of life that feels stuck, my hope is to create a safe space where you can speak openly, feel understood, and move toward a healthier way forward. I am a Licensed Clinical Social Worker (LCSW) licensed in Arizona, Tennessee, and South Dakota. I welcome individuals of all genders and identities, including LGBTQ+ and nonbinary clients, and strive to create a compassionate, inclusive space where you can be yourself. To learn more about me, my approach, and my practice, visit www.hollybutlercounseling.com
VirtualAvailable
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Often rebooked

$175/session

Warm
Authentic
Empowering
Specialties
Anxiety
Postpartum
Trauma and PTSD
+10
I'm an LPC (TN), and LMHC (FL) with over 20 years of experience working with people impacted by trauma, anxiety, phobias, life transitions, perinatal experiences, and performance-related pressure and stress. My approach is warm, collaborative, and grounded in the belief that meaningful healing, emotional shifts, and lasting change can happen more gently, and often much more quickly, than people expect.
Available
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$130/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+10
You’re used to handling a lot. Whether it’s your career, your relationships, or being the person others rely on, you’ve learned how to push through—even when it’s exhausting. But at some point, pushing through stops working. I work with adults who are navigating anxiety, burnout, trauma, and relationship patterns—especially when life looks “together” on the outside but feels overwhelming or unsustainable underneath. Many of my clients are thoughtful, capable, and self-aware, yet find themselves stuck in cycles like overthinking, people-pleasing, or feeling disconnected from themselves or others. My approach is trauma-informed, relational, and grounded in evidence-based practices, including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and attachment-based work. In our sessions, we’ll look at both the deeper patterns shaping your experiences and the practical strategies that help you feel better day-to-day. Clients often come to therapy wanting relief from constant stress or mental overload. Over time, they develop a clearer understanding of themselves, stronger boundaries, and the ability to respond to challenges with more focus and confidence. I’m active and engaged in the therapy process. I won’t just sit back and listen. I help you connect the dots, notice patterns in real time, and build tools that actually translate into your daily life. I bring 5 years of experience in community mental health, working with children, adolescents, and adults. Clients often describe me as calm, steady, and easy to talk to—while also helping them move forward in meaningful ways.
VirtualAvailable
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$120/session

Authentic
Warm
Humorous
Specialties
LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.