Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 255 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/12/2026

$150/session

Specialties

Depression
Spirituality
Women's Issues
+10
Hi I'm Madelyn. I'm an LCSW licensed in TN, and I've spent years doing trauma-informed work, starting with young moms experiencing homelessness in NYC. I believe your body and mind carry stories, and those stories shape how you move through everyday life. My practice is a holistic, and relational. I'll meet you as a real person, not a diagnosis, and we'll figure out what actually helps.
Available

New to Grow

$125/session

Specialties

Anxiety
Child or Adolescent
Depression
+8
Hello, my name is Les Parker, and I am a Licensed Professional Counselor-Mental Health Service Provider (LPC-MHSP) and National Certified Counselor (NCC). I provide telehealth therapy to clients throughout Tennessee and work with children, adolescents, and adults facing anxiety, depression, trauma, grief, life transitions, relationship challenges, and stress-related concerns. I believe therapy should be a safe, supportive space where you can be yourself without judgment. My approach is collaborative and tailored to your unique needs, helping you better understand your experiences, develop practical coping skills, and create meaningful change in your life. I utilize evidence-based approaches including Cognitive Behavioral Therapy (CBT), Eye Movement Desensitization and Reprocessing (EMDR), Brainspotting, and Internal Family Systems (IFS). These approaches can help address anxiety, depression, trauma, negative self-beliefs, emotional overwhelm, and patterns that may be keeping you stuck. Many of the clients I work with appear to be functioning well on the outside while struggling internally with worry, self-doubt, emotional pain, or unresolved experiences from the past. Others come to therapy feeling overwhelmed by life’s challenges and wanting a better understanding of themselves and their relationships. My goal is to help clients gain insight, build resilience, improve emotional well-being, and move toward a life that feels more connected to their values and goals. Whether you are facing a specific challenge or simply looking to grow and heal, I am committed to meeting you where you are and supporting you throughout the process. Taking the first step toward therapy can be difficult, but you do not have to navigate life’s challenges alone. I look forward to helping you move toward lasting healing and personal growth.
Available

$125/session

Solution oriented
Warm
Authentic

Specialties

Anger Management
Anxiety
Life Transitions
+10
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.
VirtualAvailable

$135/session

Intelligent
Authentic
Solution oriented

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable

$95/session

Empowering
Direct
Warm

Specialties

Anxiety
Depression
Self Esteem
+9
Hello, and welcome. Reaching out for therapy can feel like a big step, especially if you’ve been carrying a lot on your own. Many people come to therapy feeling overwhelmed, unsure where to start, or simply wanting things to feel more manageable again. My goal is to offer a space where you can slow down, feel understood, and begin making sense of what you’re experiencing. I take a collaborative, supportive approach to therapy and work to meet you where you are. Together, we focus on understanding patterns, building emotional awareness, and developing practical tools that help you feel more grounded and confident in your daily life. Therapy with me is not about judgment or pressure—it’s about clarity, growth, and meaningful change at a pace that feels right for you.
VirtualAvailable

$120/session

Authentic
Warm
Intelligent

Specialties

Anxiety
Depression
Life Transitions
I’m a Licensed Clinical Social Worker with 15+ years of experience supporting individuals in their mental health journey. My work focuses primarily on helping adults navigate anxiety, depression, and life stressors. I often work with individuals experiencing burnout, major life transitions, relationship stress, work-related stress, and patterns of overthinking that can make daily life feel overwhelming. My goal is to provide a supportive, non-judgmental space where you can talk openly and begin making meaningful changes. I believe therapy should be collaborative and tailored to each person’s unique needs. Together, we will explore patterns, thoughts, and experiences that may be contributing to anxiety, stress, or low mood while also developing practical tools to help you cope more effectively. My approach is compassionate and grounded in evidence-based practices.
VirtualAvailable

$120/session

Authentic
Warm
Humorous

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable

Often rebooked

$170/session

Warm
Solution oriented
Open-minded

Specialties

Trauma and PTSD
I am a licensed clinical social worker (LCSW) based in Knoxville, TN and am licensed in California. I received my masters degree from the University of Southern California and have been practicing for the past five years in community mental health. I feel it is important to create a safe, judgement free environment where clients can openly share experiences and address intimate details of life.
VirtualAvailable

$90/session

Authentic
Empowering
Warm

Specialties

ADHD
Anxiety
Couples Counseling
+8
Hi there, I'm Andrea. Are you feeling overwhelmed with life? Does the never-ending ticker tape of to-do's running through your head leave you feeling physically exhausted and emotionally depleted? Do you feel pulled in a million directions, unable to fit it all in? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? Are you struggling as a parent, trying to get it all right but not sure what to do? I help people just like you manage anxiety and avoid burnout. Together, we can identify what's not working and get you back to balance. We'll use a whole self approach, addressing the needs of your mind, body and spirit. Whether you're dealing with overwhelm, relationship issues, parenting struggles, challenging symptoms of ADHD, or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!
VirtualAvailable

$125/session

Authentic
Warm
Holistic

Specialties

Anxiety
Coping Skills
Mood Disorders
My name is Stacey Wrightsman! I am a licensed professional counselor (LPC-MHSP) in Tennessee. Reaching out for help is a brave step. Perhaps you are looking to talk to someone but you are unsure about what it is you are wanting from therapy. If that describes how you feel, I want you to know that this is perfectly okay. We can work together to create a list of goals for your therapy experience. I specialize in helping people with concerns about their mood, adjusting to life changes, addiction, and more. Please be advised that I see patients every other week as I also work rotations at a psychiatric hospital.
VirtualAvailable

$100/session

Solution oriented
Direct
Intelligent

Specialties

Depression
Military/Veterans
Trauma and PTSD
First of all I’m a veteran and retired from the US Army. I have been a therapist for 8 years and have experience working with multiple modalities and almost all diagnoses at some point. I am also a Reiki and do holistic healing. I want to help others whether it’s building self confidence or dealing with trauma nothing is too small or too big to be treated.
VirtualAvailable

$150/session

Open-minded
Authentic
Intelligent

Specialties

Addiction
Anxiety
Life Transitions
Dr. Jennifer Dozier, has her PhD in psychology and has extensive experience helping individuals, families, and children navigate life's challenges and achieve meaningful personal growth. Since 1995, she has worked extensively in the mental health field. Dr. Dozier utilizes evidence-based approaches including Cognitive Behavioral Therapy (CBT) and Brainspotting to help clients address anxiety, depression, trauma, relationship concerns, life transitions, and behavioral challenges. She is committed to creating a compassionate, supportive, and goal-oriented therapeutic environment where clients can develop resilience, improve emotional well-being, and create lasting positive change. Her approach emphasizes collaboration, empowerment, and individualized care tailored to each client's unique needs and circumstances.
Available

Often rebooked

$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Women's Issues
+2
I am passionate about developing safe, meaningful relationships to help you explore challenging belief systems that may be getting in the way of you becoming and feeling your best self. I have over 20 years of experience working with youth and adults. My passion is helping women through varying life transitions to become overcomers of their circumstances. Through a variety of therapeutic modalities, individualized to meet your needs, I can help you transform thought patterns that may be leading to anxiety, depression, low self-esteem or that may have resulted from trauma, grief and loss, etc. I enjoy helping women find a work/life balance as well as helping mothers looking to build stronger relationships with their children. I love building relationships with people; therefore through a strength-based and collaborative approach, we will work together to identify tools that will help improve your ability to communicate with others, strengthen relationships, and build skills.
VirtualAvailable

$100/session

Authentic
Solution oriented
Direct

Specialties

Couples Counseling
Grief
Military/Veterans
+10
Hello, I am a Licensed Marriage and Family Therapist. I am Licensed in the State of Tennessee and North Carolina. I have been practicing as a counselor for the past 4 years however I have been providing counseling services as a Military Chaplain for 20 years and have retired from the Military after over 30 years of service. I see individuals, couples, and families from all walks of life going through many difficult situations. I have walked with them through times of grief, anxiety, loss, separation, suicidal thoughts, etc. I have seen how choosing the right therapist can help a person get through, from the person's perspective, some of life’s hardest times.
VirtualAvailable

$80/session

Authentic
Warm
Humorous

Specialties

ADHD
Anxiety
Life Transitions
+6
Therapy is a work of my heart. I have over 25 years of experience as a therapist and consider it a privilege for individuals to share their stories, often including their pain as well. I value individuals who take the courageous step of coming to therapy for the first time or starting anew with me. I am curious by nature and provide space for people to share their stories; I may also ask questions to delve a little deeper. I value humor in the healing process. When it's appropriate, I may say something to lighten the mood, as therapy can be difficult at times. My faith shapes my life and gives me hope, and I hold hope for every person I meet as I believe they are valuable, resilient, and capable of change.
VirtualAvailable

$75/session

Warm
Authentic
Open-minded

Specialties

ADHD
Anxiety
Chronic Illness
+10
I graduated from ETSU 24 years ago with a Master's degree in Counseling with a dual concentration in school and community agency counseling. I am licensed in Georgia and Tennessee. I am a native East Tennessean, but I lived in the Kennesaw area of Georgia for a year and a half before moving back to Tennessee. I have counseling experience with adolescents, college students, adults, and seniors. I have worked extensively with people who have experiences trauma, and individuals who have experiences issues with addiction. In my free time my husband and I go antiquing. I also spend a lot of time outside enjoying nature with my dogs , and exploring Tennessee's State Parks.
VirtualAvailable

$85/session

Warm
Open-minded
Solution oriented

Specialties

Anxiety
Bipolar Disorder
Depression
+9
I am a licensed professional counselor and a mother of two grown children and one grandson. Teaching was my first career and counseling is my second career. I am an empathetic, client-centered therapist who is action-oriented. I teach my clients how to discover alternatives and solutions to their problems. I want my clients to feel that I am really helping them with targeted treatments, and I want them to feel extremely at ease with me and be able to trust me. My goal is for them to improve over time and not feel that they are wasting their time in therapy.
VirtualAvailable

Often rebooked

$145/session

Warm
Empowering
Intelligent

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
I received my Master's in Psychology from Pepperdine University and have specialized training in whole-body healing techniques like EMDR, Brainspotting, & Nutritional Psychology. My passion lies in empowering clients to develop adaptive skills and invite meaningful change into their lives. Together, we can explore new ways of being and break free from old patterns that may be holding you back. .
VirtualAvailable

$85/session

Warm
Authentic
Direct

Specialties

Addiction
Anxiety
Depression
+9
I am a Licensed Professional Counselor in SC, PA, TN, and NC. I specialize in helping clients and family members with addiction issues, Obsessive Compulsive Disorder, and PTSD. I also assist clients experiencing anxiety, depression, grief and loss, and can provide relationship and couples counseling as well. I have been practicing for over 10 years and have an empathetic and passionate approach. I love working with all ages however age 10 and above appears to work well for online therapy.
VirtualAvailable

New to Grow

$100/session

Specialties

Addiction
Anxiety
Depression
+10
I have been working within the counseling field for over 20 years, licensed for over 10 years. I have worked predominately in individual counseling, but also with "at-risk" families and youth. I love to work with young adults to older adults moving through life to find meaning, purpose, and meet their goals for healthy relationships from family to work spaces.
Available

$120/session

Authentic
Warm
Empowering

Specialties

Family Conflict
Sexual Abuse
Trauma and PTSD
+4
I’m a licensed therapist with over a decade of clinical experience, helping individuals and families navigate complex and often painful life circumstances. I am licensed in both California and Tennessee and have spent much of my career supporting individuals and families through trauma, crisis, and complex family dynamics. My background includes serving as a child custody mediator and working extensively with at-risk youth and parents. I specialize in trauma-informed care, with particular expertise in sexual abuse, assault, and domestic violence. I understand how these experiences impact not just individuals, but entire family systems—and I approach this work with both clinical depth and practical insight. I offer therapy in both English and Spanish, and I strive to create a space where clients feel understood, respected, and supported as they work toward healing and clarity.
VirtualAvailable

$120/session

Authentic
Solution oriented
Direct

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable

New to Grow

$100/session

Solution oriented
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+10
At the heart of my work is a core philosophy: no one knows you better than you. My role is to help you find clarity, awareness, reconnect with your own wisdom, and take steps toward meaningful, healing, and lasting change. My client-centered approach blends experiential, trauma-informed, neurological perspectives alongside philosophical wisdom traditions that honor natural flow, personal responsibility, compassionate awareness, and mindful presence. I believe therapy thrives when it’s collaborative and stigma-free. Each session is shaped to your needs, not a template. Alongside traditional counseling, I bring Ketamine-assisted therapy and Brainspotting into the session, offering meaningful tools for exploration and lasting change.
Available

Often rebooked

$135/session

Empowering
Authentic
Humorous

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

$165/session

Humorous
Warm
Authentic

Specialties

Depression
Perinatal Mental Health
Women's Issues
+8
Mrs. Whiteside has worked in various mental health settings maintaining her unwavering focus on mothers and small children. As a perinatal psychotherapist, Mrs. Whiteside works with mothers and/or families who are struggling with perinatal mental illness during pregnancy and the postpartum period. Mrs. Whiteside is currently a social work doctoral student at The University of Louisville researching the impact of perinatal mood disorders, as evidence indicates that depression and other mood disorders in parents can have a harmful impact on children, including cognitive difficulties, insecure attachment, and behavioral problems.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.