Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 242 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/21/2026

$95/session

Empowering
Intelligent
Warm

Specialties

Anxiety
Depression
Self Esteem
+9
Hello, and welcome. Reaching out for therapy can feel like a big step, especially if you’ve been carrying a lot on your own. Many people come to therapy feeling overwhelmed, unsure where to start, or simply wanting things to feel more manageable again. My goal is to offer a space where you can slow down, feel understood, and begin making sense of what you’re experiencing. I take a collaborative, supportive approach to therapy and work to meet you where you are. Together, we focus on understanding patterns, building emotional awareness, and developing practical tools that help you feel more grounded and confident in your daily life. Therapy with me is not about judgment or pressure—it’s about clarity, growth, and meaningful change at a pace that feels right for you.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Child or Adolescent
Depression
+8
Hello, my name is Les Parker, and I am a Licensed Professional Counselor-Mental Health Service Provider (LPC-MHSP) and National Certified Counselor (NCC). I provide telehealth therapy to clients throughout Tennessee and work with children, adolescents, and adults facing anxiety, depression, trauma, grief, life transitions, relationship challenges, and stress-related concerns. I believe therapy should be a safe, supportive space where you can be yourself without judgment. My approach is collaborative and tailored to your unique needs, helping you better understand your experiences, develop practical coping skills, and create meaningful change in your life. I utilize evidence-based approaches including Cognitive Behavioral Therapy (CBT), Eye Movement Desensitization and Reprocessing (EMDR), Brainspotting, and Internal Family Systems (IFS). These approaches can help address anxiety, depression, trauma, negative self-beliefs, emotional overwhelm, and patterns that may be keeping you stuck. Many of the clients I work with appear to be functioning well on the outside while struggling internally with worry, self-doubt, emotional pain, or unresolved experiences from the past. Others come to therapy feeling overwhelmed by life’s challenges and wanting a better understanding of themselves and their relationships. My goal is to help clients gain insight, build resilience, improve emotional well-being, and move toward a life that feels more connected to their values and goals. Whether you are facing a specific challenge or simply looking to grow and heal, I am committed to meeting you where you are and supporting you throughout the process. Taking the first step toward therapy can be difficult, but you do not have to navigate life’s challenges alone. I look forward to helping you move toward lasting healing and personal growth.
Available

$125/session

Authentic
Warm

Specialties

Anxiety
Depression
Suicidal Ideation
+7
I am originally from California, and have been practicing mental health therapy since 2014. I moved to East Tennessee in 2018, and fell in love with the beautiful mountains. I am licensed and can practice clinical psychology in both Tennessee and Virginia. Since 2021 I have been a caretaker to my elderly mother. I am now returning to work to once again provide therapy. My school background in psychology centered around children and young adults and neuropsychology (aka I'm the person who administers tests such as the WISC, WAIS, MMPI-2, MOCA, yep even the Rorschach test, and many more).
VirtualAvailable

$80/session

Direct
Authentic
Challenging

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I graduated from Boise State University with a Master’s in Social Worker and have been practicing in the field for over 20 years. I began my clinical practice as the director of a small rural Mental Health Clinic in Idaho; we specialized in serving those with high acuity needs. I then transitioned to the Department of Veteran Affairs where I have been honored for the past 14 years to serve Veterans and their families. My philosophy and belief is that no matter the circumstances or whom I am working with, I am here to join my client on their personal journey and make sure they always feel heard and respected as we travel the road towards healing together.
Available

Often rebooked

$145/session

Warm
Empowering
Intelligent

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
I received my Master's in Psychology from Pepperdine University and have specialized training in whole-body healing techniques like EMDR, Brainspotting, & Nutritional Psychology. My passion lies in empowering clients to develop adaptive skills and invite meaningful change into their lives. Together, we can explore new ways of being and break free from old patterns that may be holding you back. .
VirtualAvailable

$125/session

Solution oriented
Warm
Authentic

Specialties

Anger Management
Anxiety
Life Transitions
+10
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.
VirtualAvailable

$120/session

Authentic
Direct
Humorous

Specialties

Anxiety
Couples Counseling
Men's Issues
+7
I am Roger DeWilde , a licensed professional counselor (LPC-MHSP). As a licensed therapist serving clients across Tennessee, I specialize in supporting individuals navigating life's complex transitions and emotional challenges. My professional approach centers on helping people develop resilience, find meaningful purpose, and strengthen personal relationships. As a counselor I have worked with many clients over the years dealing with anxiety, depression, grief, trauma, relationship issues, marriage problems and much more. Life is complicated and I look forward to meeting you where you are at and helping with finding the answers for a better path forward .
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Women's Issues
+8
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable

Often rebooked

$125/session

Open-minded
Authentic
Direct

Specialties

Anxiety
Depression
Family Conflict
+10
Hi there! I’m a Licensed Professional Counselor with six years of experience working across a variety of mental health settings. Originally from Belzoni, Mississippi, I bring both professional expertise and a strong sense of community into my work. In my free time, I enjoy exploring new restaurants, traveling, and spending quality time with family and friends. These experiences help me stay grounded and connected, which I carry into my counseling practice. As a therapist, I strive to create a safe, nonjudgmental, and nurturing environment where clients feel supported as they learn, heal, and grow at their own pace. I believe that one of the most important aspects of counseling is the relationship between therapist and client, and I am committed to building a trusting, collaborative connection with each person I work with.
Available

$85/session

Warm
Open-minded
Solution oriented

Specialties

Anxiety
Bipolar Disorder
Depression
+9
I am a licensed professional counselor and a mother of two grown children and one grandson. Teaching was my first career and counseling is my second career. I am an empathetic, client-centered therapist who is action-oriented. I teach my clients how to discover alternatives and solutions to their problems. I want my clients to feel that I am really helping them with targeted treatments, and I want them to feel extremely at ease with me and be able to trust me. My goal is for them to improve over time and not feel that they are wasting their time in therapy.
VirtualAvailable

$90/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Spirituality
+9
Hello! I am a Licensed Professional Counselor working with clients who live in Tennessee, North Carolina, and Texas. I graduated with Master's of Science in Counseling Psychology in 2014, and have 12 years of experience working with people from all walks of life. Most commonly, I have worked with clients struggling with: Anxiety, Depression, PTSD, Suicidal Ideation, and adjustments to life changes. My aim is to meet my clients where they are to help them achieve their goals. More important than the treatments I can provide, I want you to know: 1. You matter! 2. God cares about you! 3. I care about you! 4. Change is possible! 5. I am praying for you!
VirtualAvailable

Often rebooked

$170/session

Warm
Solution oriented
Open-minded

Specialties

Trauma and PTSD
I am a licensed clinical social worker (LCSW) based in Knoxville, TN and am licensed in California. I received my masters degree from the University of Southern California and have been practicing for the past five years in community mental health. I feel it is important to create a safe, judgement free environment where clients can openly share experiences and address intimate details of life.
VirtualAvailable

$125/session

Warm
Authentic
Direct

Specialties

Anxiety
Coping Skills
Life Transitions
+4
"We don't have to do it all alone; we were never meant to." – Brené Brown This belief is at the heart of my work as a therapist. I am passionate about walking alongside my clients as a team, helping them navigate challenges and achieve their goals. Many people share things with me that they have never shared with anyone else, which is why I believe that trust and the therapeutic relationship are the most important foundations of therapy. I work with individuals ages 10 to 55 and have experience supporting both individuals and families. I am trained in Dialectical Behavior Therapy (DBT), Trauma-Focused Cognitive Behavioral Therapy (TF-CBT), Attachment, Self-Regulation and Competency (ARC), Cognitive Processing Therapy (CPT), Compassion-Focused Therapy (CFT), Child-Parent Psychotherapy (CPP) and Motivational Interviewing (MI). My specialty is working with teens and young adults, as I believe this transitional period is critical for personal growth and reaching one’s full potential. Before becoming a therapist, I served as a firefighter and first responder for over a decade, including combat firefighting tours in Iraq. This background has shaped my deep commitment to resilience, healing, and supporting others through life’s most challenging moments.
VirtualAvailable

$115/session

Open-minded
Solution oriented

Specialties

Anxiety
Life Transitions
Spirituality
+1
I am a Licensed Marriage and Family Therapist with 10+ years of experience working across outpatient therapy, in-home services, and telehealth settings. I currently work with adults who are navigating anxiety, stress, and life transitions and are looking for a supportive, grounded space to better understand themselves and move forward with clarity. My approach is collaborative and integrative, drawing from evidence-based modalities such as CBT, ACT, attachment-based therapy, and solution-focused techniques. I focus on helping clients develop practical coping skills while also exploring deeper patterns related to relationships, identity, and emotional well-being. Many of the individuals I work with are high-functioning but feeling overwhelmed, stuck, or disconnected from the direction they want their life to take. In therapy, we work together to create more stability, self-understanding, and alignment with personal values and goals. For clients who desire it, I also offer faith-based counseling and can integrate spiritual beliefs into the therapeutic process as part of healing and growth.
Available

$120/session

Solution oriented
Authentic
Holistic

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable

$115/session

Authentic
Warm
Empowering

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+5
Hello! My name is Meredith and I am a Licensed Professional Counselor and Mental Health Services Provider who has been working in this field for 12 years. I have seen a wide array of challenges that we, as humans, experience on a regular basis. While building a strong therapeutic alliance with you, we will determine together how to best navigate whatever brought you to make the courageous decision to seek help.
Available

$120/session

Authentic
Warm
Humorous

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable

$100/session

Direct
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
I work with people whose lives have become complicated, heavy, chaotic, or stuck — often after years of stress, addiction, trauma, relationship problems, major life transitions, or simply trying to survive the best way they knew how. My approach is direct, grounded, and practical. I believe meaningful change comes from honest self-examination, healthier behaviors, and learning how to live in a way that is both productive and emotionally sustainable. Therapy with me is not about pretending life is easy or offering rehearsed positivity. It is about building a real therapeutic relationship where people can reduce the noise, face difficult truths without shame, and develop the tools, structure, and perspective needed to create a more purposeful and satisfying life.
Available

$140/session

Solution oriented
Authentic
Empowering

Specialties

Addiction
Anger Management
Anxiety
+4
As a Licensed Clinical Social Worker , I support adults navigating anxiety, life transitions, and emotional regulation challenges. My approach combines practical skill-building with insight-oriented work to help clients feel more confident, balanced, and in control of their lives. I strive to create a collaborative and supportive environment where clients feel heard, understood, and empowered to explore personal growth and make meaningful, lasting change.
VirtualAvailable

$135/session

Warm
Authentic
Challenging

Specialties

Anxiety
Depression
Trauma and PTSD
+10
You’re used to handling a lot. Whether it’s your career, your relationships, or being the person others rely on, you’ve learned how to push through—even when it’s exhausting. But at some point, pushing through stops working. I work with adults who are navigating anxiety, burnout, trauma, and relationship patterns—especially when life looks “together” on the outside but feels overwhelming or unsustainable underneath. Many of my clients are thoughtful, capable, and self-aware, yet find themselves stuck in cycles like overthinking, people-pleasing, or feeling disconnected from themselves or others. My approach is trauma-informed, relational, and grounded in evidence-based practices, including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and attachment-based work. In our sessions, we’ll look at both the deeper patterns shaping your experiences and the practical strategies that help you feel better day-to-day. Clients often come to therapy wanting relief from constant stress or mental overload. Over time, they develop a clearer understanding of themselves, stronger boundaries, and the ability to respond to challenges with more focus and confidence. I’m active and engaged in the therapy process. I won’t just sit back and listen. I help you connect the dots, notice patterns in real time, and build tools that actually translate into your daily life. I bring 5 years of experience in community mental health, working with children, adolescents, and adults. Clients often describe me as calm, steady, and easy to talk to—while also helping them move forward in meaningful ways.
VirtualAvailable

$165/session

Humorous
Warm
Authentic

Specialties

Depression
Perinatal Mental Health
Women's Issues
+8
Mrs. Whiteside has worked in various mental health settings maintaining her unwavering focus on mothers and small children. As a perinatal psychotherapist, Mrs. Whiteside works with mothers and/or families who are struggling with perinatal mental illness during pregnancy and the postpartum period. Mrs. Whiteside is currently a social work doctoral student at The University of Louisville researching the impact of perinatal mood disorders, as evidence indicates that depression and other mood disorders in parents can have a harmful impact on children, including cognitive difficulties, insecure attachment, and behavioral problems.
VirtualAvailable

$100/session

Authentic
Warm

Specialties

Anxiety
Child or Adolescent
Depression
+10
I have been working in the fields of psychology, social work, and therapy for close to 30 years. I am passionate about helping. I get great satisfaction from seeing clients learn, grow and lead happier lives. I am passionate about animals as well and am involved in dog rescue. I truly enjoy seeing people learn, grow, and become happier and more confident in their lives with improved relationships. Let's take this therapy journey together! *I am not currently accepting any new couple clients. I apologize for any inconvenience.
VirtualAvailable

$140/session

Warm
Authentic
Intelligent

Specialties

ADHD
Anxiety
Depression
+9
I'm a therapist specializing in ADHD, anxiety, depression, relationship issues, medical trauma and chronic illness, as well as recovering from toxic or narcisstic relationships. I collaborate with clients to create an individualized plan of care using modalities to best fit their needs. My approach is compassionate, collaborative, and draws from evidence-based practices like ACT, DBT, attachment-based work, and Gottman therapy to help you better understand yourself, improve your relationships, and build practical tools for navigating life’s challenges. You don’t need to have everything figured out before starting, just a willingness to show up and explore what change could look like for you. I will help guide you with the rest.
Available

$120/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
I’m a Licensed Clinical Social Worker with 15+ years of experience supporting individuals in their mental health journey. My work focuses primarily on helping adults navigate anxiety, depression, and life stressors. I often work with individuals experiencing burnout, major life transitions, relationship stress, work-related stress, and patterns of overthinking that can make daily life feel overwhelming. My goal is to provide a supportive, non-judgmental space where you can talk openly and begin making meaningful changes. I believe therapy should be collaborative and tailored to each person’s unique needs. Together, we will explore patterns, thoughts, and experiences that may be contributing to anxiety, stress, or low mood while also developing practical tools to help you cope more effectively. My approach is compassionate and grounded in evidence-based practices.
VirtualAvailable

New to Grow

$50/session

Specialties

Anxiety
Child or Adolescent
Coping Skills
+7
Hello, I'm Tara Cantrell, LCSW, a Licensed Clinical Social Worker serving children, adolescents, adults, and families in Georgia, Tennessee, and North Carolina. I provide a compassionate, supportive, and nonjudgmental environment where clients can safely explore challenges related to anxiety, depression, trauma, stress, behavioral concerns, and life transitions. I use evidence-based approaches, including CBT and DBT, to help individuals build coping skills, strengthen relationships, and create meaningful, lasting change. My ideal clients are those who may feel overwhelmed, stuck, or uncertain but are motivated to improve their emotional well-being, develop healthier coping strategies, and create positive changes in their lives.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.