Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 215 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 2/9/2026

$125/session

Empowering
Open-minded
Warm

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
I have been a licensed professional counselor for 15 years. I have worked with individuals with chronic illness, military veterans and their families, addiction issues, mood disorders, career counseling and coaching professionals. I am a trauma focused (EMDR trained) clinician who strives to provide support and individually tailored techniques, strategies and solutions to help you feel better quickly. I help you maximize your strengths and transform your weaknesses into strengths.
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$120/session

Specialties

Anxiety
Life Transitions
Spirituality
+8
I am a Licensed Professional Counselor – Mental Health Service Provider (LPC-MHSP) with seven years of experience helping individuals navigate life’s challenges and work toward meaningful change. My background includes working with clients across a wide range of ages, from adolescents to older adults, which has given me a strong understanding of the unique needs and perspectives at different stages of life. I hold a Bachelor’s degree in Psychology and a Master of Science in Counseling, which provide the foundation for my work in mental health.
VirtualAvailable
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New to Grow

$125/session

Specialties

ADHD
Anxiety
Depression
+10
Hey I'm Mark! I live in Nashville, Tennessee and I've been in the mental health field for 16 years. I want to break down a few walls. I am gay, I have ADHD, and am a survivor of religious trauma. I am secular and spiritual. I work with a lot of clients that share these commonalities. My main and favorite approach to the healing process is Internal Family Systems. I've worked in a variety of settings from outpatient counseling centers to high acuity in emergency rooms and psychiatric hospitals. Many of my clients may describe me as goal directed and liken me to a coach. I utilize evidence based theories and am well versed in Cognitive Behavioral Therapy (CBT), Internal Family Systems (IFS) and Attachment Based models. These three theories together are power house combination when it comes to understanding the universal struggle of one's suffering. They overlap together to provide a foundation for understanding the thoughts, feelings, and behaviors (CBT) that make up the many parts of self (IFS) that are acting out of fear and getting you stuck in loops (Attachment Model). My goal is to help you wake up and remember that you are your own healing agent. My motto is: 🌀 Flow like the river 💗 Act from love not fear 🙏 Be a Bodhisattva.
VirtualAvailable
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New to Grow

$150/session

Specialties

Fertility & Reproduction Issues
Parenting
Post Partum
+9
Chrystal Rivera is a Licensed Clinical Social Worker based in Nevada.She has over a decade of experience supporting children, families, and parents through life’s challenges. Chrystal specializes in trauma, anxiety, and depression and is deeply committed to helping parents feel supported, understood, and empowered in both their healing and their parenting. Her work supports parents in managing symptoms of anxiety and depression while strengthening their relationship with their children—and with themselves.
VirtualAvailable
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New to Grow

$190/session

Empowering
Warm

Specialties

Anxiety
Depression
Grief
+10
As a counselor, I bring over two decades of trauma-informed, emotionally intelligent, and spiritually grounded care to the people I serve. My approach blends evidence-based modalities with deep compassion, helping clients feel safe, seen, and supported as they navigate stress, pain, and life transitions. I guide clients in understanding their patterns, strengthening their inner resources, and developing practical tools for healing. The impact of our work together is often a renewed sense of clarity, resilience, and self-trust-empowering clients to move forward with greater emotional health and a stronger connection to themselves. It’s my honor to walk with my client through some of the darkest times in their lives. We will work together to find hope and healing!
VirtualAvailable
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$175/session

Warm
Intelligent

Specialties

ADHD
Autism
Learning Disabilities
+2
I’m a licensed psychologist (PhD) who works with clients of all ages in a warm, compassionate, and validating way. I’m neurodiversity-affirming and support individuals in coping with sensory and social input, navigating emotions, and building skills around organization and planning. My approach integrates compassion-focused and solution-focused therapy, along with mindfulness and self-compassion practices, to support both emotional understanding and practical change. I strive to create a responsive, collaborative space where you can feel understood, respected, and supported as your authentic self.
VirtualAvailable
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$125/session

Warm
Direct
Authentic

Specialties

Anxiety
Depression
Foster Care/Adoption
+4
Hello! I am a Licensed Marriage and Family Therapist (LMFT) based in TN and licensed in California and Tennessee. I received my training from Western Theological Seminary graduating in 2007 with a focus on attachment issues. I have worked with a non-profit agency counseling, adopting, and fostering families for over 15 years. I began my private practice in 2020 after recognizing the high demand for mental health practitioners during a difficult time in our history.
VirtualAvailable
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$100/session

Solution oriented
Intelligent

Specialties

Anxiety
Child or Adolescent
Parenting
+10
"Hello, I'm Rebecca, and I'm a Licensed Professional Counselor. I believe that therapy should be a place where you can truly be yourself—a space where you can come as you are with no fear of judgment. My practice is built on the philosophy that genuine connection and compassionate support are the cornerstones of lasting change. I specialize in helping children and teens who are often overwhelmed by their feelings, leading to meltdowns, outbursts, high anxiety, or withdrawal. I also specialize in helping parents navigate relationships with their children and teens. If you're a parent feeling like you're "walking on eggshells" or struggling to manage the chaos, I am here to help. Many parents come to me feeling exhausted, unsure, and stretched thin by the demands of work, relationships, and their own mental health. Building a resilient child takes a team; you don’t have to do it alone.
VirtualAvailable
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New to Grow

$135/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
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$70/session

Intelligent
Solution oriented
Empowering

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
I grew up in Florida and earned my undergraduate degree from the University of Central Florida, followed by my graduate degree from Palm Beach Atlantic University. My clinical focus is in crisis and trauma, and I am passionate about supporting individuals from all ages and backgrounds. I strive to help clients navigate and heal from life experiences that have deeply impacted them, fostering resilience, growth, and empowerment throughout the therapeutic process.
VirtualAvailable
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New to Grow

$150/session

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
I am a licensed Marriage and Family Therapist with over 15 years of clinical experience, and work with individuals, couples and families. My background includes extensive work in residential treatment settings, supporting individuals with both substance use disorders and a wide range of mental health concerns. For the past seven years, I have been in private practice, where I provide individualized, depth-oriented therapy. My clinical training includes EMDR, somatic-focused approaches, and Dialectical Behavior Therapy. I work from an attachment-based perspective and believe that healing occurs within the safety of a strong therapeutic relationship. Relationship, attunement, and emotional safety are foundational to my work, and coping skills and practical guidance are offered within the context of connection and collaboration.
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$150/session

Specialties

Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
At Forest Path Therapy Group, my work is rooted in the belief that meaningful change begins with feeling understood. You don’t need to have the “right words,” a clear plan, or everything neatly sorted out before you start therapy. You can show up exactly as you are — overwhelmed, hopeful, uncertain, exhausted, curious — and we’ll begin from there. I specialize in supporting clients who are navigating trauma, depression, anxiety, relationship patterns, and major life transitions. My approach is trauma‑informed, relational, and grounded in evidence‑based practices. I focus on creating a space that feels steady, compassionate, and attuned to your needs, while also offering structure and guidance when you want it. Together, we’ll explore what’s been weighing on you, make sense of your experiences, and build tools that help you move forward with clarity and confidence. I see therapy as a collaborative process. You bring your lived experience; I bring clinical expertise and a calm, grounded presence. We work side‑by‑side — not from a place of judgment or pressure, but from a shared commitment to your growth. Whether you’re taking your first step into therapy or returning after time away, my goal is to meet you where you are and walk with you toward where you want to be. I bring 5 years of experience working in community mental health with children, adolescents, and adult. Clients often describe me as calm, steady, and deeply collaborative. I believe people heal in relationships where they feel understood, respected, and empowered. You don’t have to have everything figured out before you walk through the door. You just have to show up as you are. Learn more about Forest Path Therapy Group at https://www.forestpathtn.com
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$175/session

Authentic
Open-minded
Solution oriented

Specialties

Anxiety
LGBTQ
Mood Disorders
+6
I’m Amanda, a Licensed Professional Counselor with over 15 years of experience helping adults create meaningful change in their lives. I specialize in working with the LGBTQIA+ community and supporting clients with mood disorders, identity concerns, and life transitions. My approach is collaborative and affirming, drawing on Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, and Reality Therapy to provide both practical tools and a safe space for growth. Together, we’ll focus on helping you feel more balanced, connected, and empowered to live in alignment with your values.
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Often rebooked

$135/session

Authentic
Empowering
Humorous

Specialties

Anxiety
Grief
Life Transitions
+10
Hi. It's nice to meet you! I am a mental health therapist that is located in Nashville, TN. I serve clients struggling with mood disorders, life transitions, trauma, grief, and eating disorders. I have two years of experience working in a residential facility for the treatment of eating disorders and a year working with substance use disorders in the underserved community. Client's often share that through our work, they have found a greater sense of self acceptance, learned how to regulate emotions, and developed practice tools to navigate daily challenges. They describe feeling more hopeful, more connected, and better equipped to live in alignment with their values. Witnessing these shifts- seeing clients move from pain and self-doubt to resilience and empowerment- is at the heart of why I do this work.
VirtualAvailable
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$160/session

Solution oriented
Open-minded
Intelligent

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+5
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.
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$150/session

Open-minded
Authentic
Empowering

Specialties

Anxiety
Depression
Anger Management
+1
As a seasoned therapist, my experience includes a broad spectrum of mental health issues. I have a network of physicians, mental health providers, and spiritual advisors whose counsel I seek to help provide the best care for my clients. It is my goal to lead clients to ask the right questions and help them find answers that will result in a positive, forward movement in the therapeutic process. My primary focus is Cognitive Behavioral Therapy, but I use other modalities when necessary to help clients achieve the change they are seeking. My practice includes marriage and family counseling, depression, anxiety, bipolar disorder, aging concerns, workplace challenges, mediation, and faith-based counseling upon request. I welcome clients from all backgrounds and issues, helping them develop coping skills and move forward positively. I collaborate with a network of professionals to provide the best care. If I or the client feels I am not the right fit, I will help find someone better suited, without it affecting my self-esteem.
VirtualAvailable
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$110/session

Solution oriented
Direct

Specialties

Anxiety
Depression
Women's Issues
+10
Life throws curve balls. You don't have to take them on alone. I believe in creating a safe environment to help you manage everything you're carrying. Hello, I’m Mary Tauscher, LCSW. I earned both my Bachelors and Masters of Social Work at the University of Georgia. In addition to private practice, I have experience working in community behavioral health for 7 years and in a brief intervention program for 5 years, providing therapy to adolescents and adults.
VirtualAvailable
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New to Grow

$150/session

Specialties

ADHD
Anxiety
Couples Counseling
+4
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable
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$100/session

Humorous
Warm

Specialties

Depression
Grief
Suicidal Ideation
+8
I am a Licensed Clinical Social Worker who provides a warm, supportive space for individuals navigating life changes, grief, and emotional stress. Using CBT and Narrative Therapy, I help clients make sense of their experiences, build coping skills, and reconnect with their strengths. My goal is to meet you where you are and support you on your path toward healing and growth.
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Often rebooked

$140/session

Warm

Specialties

ADHD
LGBTQ
Mood Disorders
+8
My name is Kayla Cook, I am a Licensed Professional Counselor and have worked in the field since 2020. I graduated with my Master's degree from APSU. I strive to support individuals in meeting their mental health goals. My passion is to provide a safe and affirming space, based in evidenced-based practices as to lower distress and increase empowerment and resiliency in my clients.
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$120/session

Empowering
Authentic

Specialties

Anxiety
Fertility & Reproduction Issues
Perinatal Mental Health
+3
I have one main intention for all clients with whom I work and that is to reduce suffering. Suffering takes a lot of forms, from struggling with discernment, overwhelm, thoughts that cycle and cycle and cycle throughout our minds...grief of something we've had or something we want to have -- and so much more. My approach to treatment is down-to-earth, nonjudgmental, and compassionate; and is leveraged with a sense of practicality and directiveness.
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$100/session

Warm
Empowering

Specialties

Anxiety
Depression
Substance Misuse
+4
My name is Juanelle, and I am a lifelong resident of Northeast Tennessee committed to providing therapy services to individuals across the state. My background includes a variety of lived experiences including 24 years with Eastman Chemical Company and being a parent of two. I earned a Master of Science in Social Work from The University of Tennessee in 2009, and my professional background includes working with young adults in Sullivan County Drug Court and supporting individuals of all ages facing opioid dependence at Overmountain Recovery. Additionally, I have provided therapeutic services for children, adolescents, and their families addressing a broad range of mental health challenges through Bristol Regional Counseling, Frontier Health’s school-based therapy and mobile crisis programs. The resilience, strengths, and diverse backgrounds of those I have assisted continually inform and inspire my clinical practice.
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Often rebooked

$120/session

Specialties

Anxiety
LGBTQ
Peer Relationships
+9
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.
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New to Grow

$150/session

Specialties

ADHD
Anxiety
Trauma and PTSD
+10
I’m Dawn Casey-Chiles, a clinical practitioner, assisting women, men, children and families to heal through various pathways. I offer a compassionate, trauma-informed approach that gently blends traditional therapy with holistic, mind-body practices to support emotional balance, self-awareness, and inner resilience. My goal is to create a safe, supportive space where you feel truly seen, heard, and empowered to reconnect with your strengths and move toward meaningful change. https://dawncasey-chileslcswchtpsychot.godaddysites.com
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Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.