Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 214 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 1/2/2026

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New to Grow

$120/session

Specialties

Anxiety
Life Transitions
Spirituality
+8
I am a Licensed Professional Counselor – Mental Health Service Provider (LPC-MHSP) with seven years of experience helping individuals navigate life’s challenges and work toward meaningful change. My background includes working with clients across a wide range of ages, from adolescents to older adults, which has given me a strong understanding of the unique needs and perspectives at different stages of life. I hold a Bachelor’s degree in Psychology and a Master of Science in Counseling, which provide the foundation for my work in mental health.
VirtualAvailable
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$135/session

Specialties

Spirituality
Trauma and PTSD
Women's Issues
Hi, my name is Diane Darby and I am a licensed Clinical Social Worker in Texas and Tennessee. I have been a therapist for over 30 years and I love what I do - supporting my clients in making meaningful change in their lives and moving in the direction of what matters to them. I prioritize creating a safe and nonjudgmental space. My therapeutic approach is flexible and holistic, incorporating various strategies to meet your individual needs. I am skilled in Eye Movement Desensitization Reprocessing, (EMDR), Somatic Therapy, Mindfulness, and Internal Family Systems and will utilize these approaches to support you in gaining insight, developing coping strategies, and achieving lasting change. Additionally, if it is of interest to you, I am also able to incorporate spiritual practices grounded in mindfulness. These practices support you in raising your consciousness in order to create alignment with your heart, body, and soul so that healing may begin.
VirtualAvailable
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Frequently rebooked

$135/session

Authentic
Empowering
Humorous

Specialties

Anxiety
Grief
Life Transitions
+10
Hi. It's nice to meet you! I am a mental health therapist that is located in Nashville, TN. I serve clients struggling with mood disorders, life transitions, trauma, grief, and eating disorders. I have two years of experience working in a residential facility for the treatment of eating disorders and a year working with substance use disorders in the underserved community. Client's often share that through our work, they have found a greater sense of self acceptance, learned how to regulate emotions, and developed practice tools to navigate daily challenges. They describe feeling more hopeful, more connected, and better equipped to live in alignment with their values. Witnessing these shifts- seeing clients move from pain and self-doubt to resilience and empowerment- is at the heart of why I do this work.
VirtualAvailable
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$150/session

Authentic
Warm

Specialties

Anxiety
Bipolar Disorder
Depression
+10
Hello, my name is Shamicka Cannon, LCSW, and I am passionate about walking alongside individuals and families as they navigate life’s challenges. My goal as a therapist is to provide a safe, supportive, and nonjudgmental space where you feel seen, heard, and empowered to create meaningful change. I believe healing and growth happen when we learn to understand ourselves, challenge unhelpful patterns, and embrace healthier ways of living. I work with children, adolescents, and adults who are experiencing challenges such as: Anxiety, depression, and trauma Behavioral difficulties and emotional regulation struggles in children and teens Life transitions, stress, and relationship challenges Grief, loss, and unresolved pain from the past Individuals seeking personal growth, healing, and stronger coping skills Whether it’s a young person learning to manage emotions, an adult working through stress and trauma, or a family striving for stronger communication, I tailor my approach to meet each client where they are. Through our work together, my clients gain: Clarity and self-awareness about their thoughts, emotions, and behaviors Practical tools and coping strategies to manage stress, anxiety, and difficult emotions Healing and resilience in the face of past trauma or current challenges Improved relationships through healthier communication and boundaries Confidence and empowerment to live in alignment with their values and goals Ultimately, my mission is to help clients feel more in control of their lives, more hopeful about their future, and more connected to themselves and others.
VirtualAvailable
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Frequently rebooked

$120/session

Direct
Empowering
Warm

Specialties

Coping Skills
Grief
Life Transitions
+10
I am a Licensed Mental Health Clinician (Professional Counselor) in Florida, Georgia, and Tennessee. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I provide a safe nonjudgemental space for clients to be their authentic selves.
VirtualAvailable
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$115/session

Specialties

Child or Adolescent
Grief
Trauma and PTSD
+4
Minds are designed for thinking and it is human nature to make connections with others. I am dedicated to helping a client slow down to contemplate, explore, and become self-aware of their own needs, personal well-being, interests, strengths and how to relate to others. I will help clients create spaces and opportunities to practice emotional regulation, explore difficult situations, provide therapy for previous history of trauma and loss, and begin or continue a healing journey.
VirtualAvailable
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$120/session

Warm
Authentic
Solution oriented

Specialties

Grief
Life Transitions
Military/Veterans
+1
Hello! I'm Patricia. Thank you for visiting my profile. Grief enters our lives uninvited and its impact can continue to effect us for years. It may have been the death of a loved one, either recent or long ago. It may have been a divorce or the break up of a romantic relationship. It may have been the loss of a treasured pet, or any of the more than forty other losses that a person can encounter in a lifetime. Regardless of the cause of your broken heart, you know that life is not as happy or fulfilling as you want it to be. Often, well-meaning people say to "be strong" or "just give it time" which can leave us feeling like we are doing something wrong or should feel differently. Sometimes, we simply tuck our feelings away, hoping that they will eventually disappear. In our sessions, we will uncover the misinformation and beliefs that keep us stuck and unhappy. Unresolved grief stems from the things we wish we'd said or done differently, better or more. You will learn how to discover and communicate those unsaid things, so that they no longer limit you or affect your capacity for happiness.
VirtualAvailable
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$100/session

Authentic
Direct
Intelligent

Specialties

Depression
Military/Veterans
Trauma and PTSD
First of all I’m a veteran and retired from the US Army. I have been a therapist for 8 years and have experience working with multiple modalities and almost all diagnoses at some point. I am also a Reiki and do holistic healing. I want to help others whether it’s building self confidence or dealing with trauma nothing is too small or too big to be treated.
VirtualAvailable
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New to Grow

$135/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable
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$110/session

Direct
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I am a licensed therapist who provided compassionate, evidence-based care in navigating life's challenges. My approach integrates Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Trauma-Focused CBT, Motivational Interviewing, and Psychoeducation to help clients build insight, develop coping skills, and foster lasting emotional growth. I strive to create a supportive and collaborative space where clients feel understood, empowered, and confident in their ability to create meaningful change.
VirtualAvailable
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$125/session

Solution oriented
Warm
Empowering

Specialties

Anger Management
Anxiety
Life Transitions
+10
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.
VirtualAvailable
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$70/session

Humorous
Open-minded
Authentic

Specialties

Child or Adolescent
Coping Skills
Life Transitions
I am a native Memphian who enjoys spending time with my husband and two daughters. My career as a counselor began in the school setting where I served as a middle school counselor. I earned the nickname of "adolescent whisperer" from making deep and meaningful connections with teens and their families. I wanted to extend my services beyond the school setting, thus I earned the mental health license that allows me to practice outside of the school setting as well. I counsel from the belief that we are all imperfect beings working to navigate life’s challenges. I love to motivate clients to become the best version of themselves while attentively acknowledging their current situation without judgment.
VirtualAvailable
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Frequently rebooked

$125/session

Empowering
Intelligent
Authentic

Specialties

Anxiety
Depression
Grief
+7
With a passion for holistic well-being and two decades of experience in the field of mental health, I am dedicated to helping you navigate life's challenges. My therapeutic approach integrates evidence-based practices with a deep understanding of the mind-body connection. I use a range of therapeutic modalities from Cognitive Behavioral Therapy to EMDR and other body centered therapies. Sessions will be tailored to meet the unique needs of each individual.
VirtualAvailable
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$175/session

Direct
Empowering

Specialties

Anxiety
Spirituality
Trauma and PTSD
I'm a Hispanic, cisgender woman with lots of experience working with children, adolescents, and adults dealing with trauma, anxiety, depression, generational trauma, domestic violence, career changes, life transitions, relationship issues, religious trauma. I have been in the social work field for over 20 years. Being a Social Worker is a great passion of mine. My focus is to help you heal from past experiences, life events, present situations. I describe the therapeutic relationship as if I'm on the passenger seat helping you maneuver this road in life.
VirtualAvailable
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New to Grow

$150/session

Open-minded
Authentic

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+10
I am a culturally competent, nonjudgmental Asian therapist with several years of clinical experience. As a military spouse, I understand the unique stressors that come with transitions, uncertainty, and resilience. My work primarily focuses on trauma, and I draw from evidence-based approaches to support meaningful, lasting change. I previously worked with children and adolescents and, over the past years, have shifted my focus to adults and couples, while continuing to see teen clients. I genuinely value this work and find deep meaning in supporting clients through healing and growth.
VirtualAvailable
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Frequently rebooked

$110/session

Solution oriented
Direct

Specialties

Anxiety
Depression
Women's Issues
+10
Life throws curve balls. You don't have to take them on alone. I believe in creating a safe environment to help you manage everything you're carrying. Hello, I’m Mary Tauscher, LCSW. I earned both my Bachelors and Masters of Social Work at the University of Georgia. In addition to private practice, I have experience working in community behavioral health for 7 years and in a brief intervention program for 5 years, providing therapy to adolescents and adults.
VirtualAvailable
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$110/session

Open-minded
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+6
My name is Amy Peeler and I have been a Licensed Clinical Social Worker for over 15 years. I enjoy working with patients to reach their goals in therapy. Sometimes in life you feel as if you are wading in the ocean waters and then you get toppled over by a wave. I want to be able to help you get back up and learn to ride that wave.
VirtualAvailable
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$125/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Grief
Trauma and PTSD
+6
I am a Licensed Clinical Social Worker in Tennessee. I have worked with clients with a wide range of concerns including anxiety, stressors/life changes, relationship issues, grief and loss, domestic violence, eating disorders, and those who have experienced physical or emotional abuse or trauma. I have also worked in the field of hospice, terminal illness, and end of life care. My counseling style is warm and interactive. I treat everyone with compassion, respect, and cultural sensitivity. My approach combines cognitive-behavioral, empowerment and strengths based, trauma-based, and rational-emotive counseling. I also implement Eye Movement Desensitization Reprocessing (EMDR) to address trauma when applicable. I will design our sessions and treatment plan to meet your specific and unique needs. It takes courage and strength to seek help and support. This is one of the first steps for change. I am ready to support and empower through this journey to seek a happier and more fulfilling life.
VirtualAvailable
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$125/session

Warm
Authentic
Direct

Specialties

ADHD
Anxiety
Trauma and PTSD
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Life Transitions
Women's Issues
+9
Hi I’m Corrie and I’m so glad you’re here! Welcome to my page. I’m a Washington native, currently loving life in Tennessee where country music, sunshine, and southern charm are plentiful! My favorite things include: my 3 miracle IVF babies, my dog Bruno the mini-bernadoodle, crossfit, traveling, cooking, and spending time with my family/friends. Although I have supported hundreds of clients in a variety of treatment settings over the last 15+ years, I found my calling in working with women/women’s issues after experiencing my own personal journey with infertility, the subsequent joys/frustrations of navigating motherhood, and grieving the loss of my younger sister. Bloom (noun) - A beautiful process of becoming was the inspiration behind founding my practice. It is a reflection of both my desire for women to see their full potential, worth, and value while also recognizing that growth is possible no matter what you might be facing! Whether it be navigating motherhood, infertility, relationships, work/life balance, depression, anxiety, or grief, I am here to help and would love to walk alongside you on your journey!
VirtualAvailable
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Frequently rebooked

$150/session

Open-minded
Warm
Solution oriented

Specialties

Fertility & Reproduction Issues
Grief
Trauma and PTSD
+7
My personal experiences with significant life changes and medical trauma have fueled my passion for helping others as a Licensed Clinical Social Worker and Certified Grief Counselor. My approach is rooted in empathy and authenticity. I specialize in helping you build a deeper relationship with yourself so you can heal from the past and step into a more authentic life. My commitment is to create a safe space where you can learn to love, honor, and appreciate yourself, even in the midst of your most difficult challenges.
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New to Grow

$125/session

Specialties

Racism
Spirituality
Trauma and PTSD
+10
April Riddick is a Licensed Clinical Social Worker (LCSW) dedicated to providing trauma-informed, culturally responsive, and spiritually attuned care for individuals and families, with a focus on BIPOC and faith-based communities. She integrates evidence-based therapeutic modalities, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), EMDR, and Christian counseling, tailoring her approach to meet the unique needs, values, and lived experiences of each client. April emphasizes creating a safe and collaborative therapeutic space where clients feel seen, heard, and respected. She recognizes the profound impact of intergenerational, systemic, and community trauma and works to help clients navigate these challenges while honoring their cultural identity, spiritual beliefs, and sources of resilience. Her approach combines clinical expertise with relational sensitivity, fostering emotional regulation, adaptive coping skills, and meaningful personal growth. With a focus on both psychological and spiritual well-being, April supports clients in identifying unhelpful patterns, building practical skills, and reconnecting with their own strengths and wisdom. She believes healing is a collaborative process and approaches therapy with compassion, humility, and intentionality, ensuring interventions are both clinically sound and culturally relevant. April’s work reflects her commitment to helping clients achieve sustainable change and empowerment, guiding them toward greater resilience, self-awareness, and holistic well-being. She is passionate about partnering with individuals and families to promote lasting emotional, behavioral, and spiritual growth.
VirtualAvailable
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$130/session

Authentic
Warm

Specialties

Anxiety
Eating Disorders
Trauma and PTSD
+5
It takes courage to reach out for help. I am passionate about partnering and walking alongside others in some of their most difficult moments to help them reach a sense of hope and healing. I believe we are designed to heal. My greatest priority is creating an atmosphere of safety where my clients can feel seen, heard, and understood. There may have been places in your story where you learned tools to help you survive and those tools are no longer helpful but actually keeping you from living from a place of wholeness.
VirtualAvailable
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$100/session

Warm

Specialties

ADHD
Anxiety
Child or Adolescent
+8
Hi, I’m Virginia, a Licensed Professional Counselor–Mental Health Service Provider (LPC-MHSP) in Tennessee and an LPC in Virginia. I have over seven years of experience providing therapy and counseling services to children, teens, and adults. For the first five years of my career, I specialized in child and adolescent therapy, helping young people navigate emotional challenges, family transitions, school stress, and life changes. In the past two years, my work has expanded to include crisis counseling and intervention, supporting individuals and families through moments of acute distress with care and stability. I’m also passionate about maternal mental health—working with new and experienced moms as they adjust to motherhood, manage postpartum stress or anxiety, and reconnect with their identity and well-being. My goal as a therapist is to create a safe, supportive, and nonjudgmental space where clients of all ages can explore their emotions, build resilience, and develop healthier coping strategies. Whether you’re seeking support for your child, guidance during a crisis, or help finding balance as a mom, I’m here to walk with you on your journey toward healing and growth.
VirtualAvailable
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$130/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+10
In my career spanning over 20 years, 12 of those years have been as a Licensed Professional Counselor and Mental Health Service Provider focusing on outpatient behavioral health. I like to inform clients, that like all humans, I am far from perfect even though I am on the other side of the desk with the answers and knowledge. This helps to build rapport and allows authentic and vulnerable conversations.
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Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.