Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 250 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 9/20/2026

$85/session

Warm
Authentic
Direct
Specialties
Addiction
Anxiety
Depression
+9
I am a Licensed Professional Counselor in SC, PA, TN, and NC. I specialize in helping clients and family members with addiction issues, Obsessive Compulsive Disorder, and PTSD. I also assist clients experiencing anxiety, depression, grief and loss, and can provide relationship and couples counseling as well. I have been practicing for over 10 years and have an empathetic and passionate approach. I love working with all ages however age 10 and above appears to work well for online therapy.
VirtualAvailable

$100/session

Authentic
Warm
Empowering
Specialties
Anxiety
Child or Adolescent
Coping Skills
+5
Katherine spent the majority of her therapeutic career in a community based setting meeting with youths impacted by substance abuse, alcoholism, mental health and co occurring disorders within their homes and community’s. Katherine has worked with these youth and their families to help mend the ties that substance use has broken. Before starting her own practice, Katherine was a school social worker for youth and young adults with emotional, cognitive and other health impairments.
VirtualAvailable

New to Grow

$180/session

Specialties
Attachment Issues
Sexual Abuse
Trauma and PTSD
Hello! I’m a Licensed Marriage and Family Therapist with over 15 years of experience, and I consider it one of my greatest privileges to walk alongside clients as they navigate their journey toward healing, growth, and greater self-understanding. I believe deeply in the power of hope—especially during seasons of life when hope can feel difficult to find or hold onto. My goal is to create a warm, welcoming therapeutic space where you feel truly seen, heard, and respected. I believe meaningful change begins with a strong therapeutic relationship built on trust, compassion, and collaboration. Together, we’ll work toward understanding your experiences, navigating life’s challenges, and creating healthier, more connected relationships—with yourself and with others.
Available

$100/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Coping Skills
+6
Howdy, and welcome! I am so glad you're here! I'm a licensed therapist in Tennessee, and I provide telehealth therapy services on the evenings and weekends. I use an eclectic approach and often pull from frameworks of EMDR, parts-work, solution-focused, and more to support you as you process, untangle, and move toward where you want to be. I'm looking forward to hearing from you!
VirtualAvailable

$150/session

Authentic
Holistic
Solution oriented
Specialties
Addiction
Anxiety
Depression
+4
Welcome! I am a Licensed Clinical Social Worker (LCSW), alumni/graduate of the University of Tennessee, Knoxville (2002, 2004). Over the years, I’ve provided therapy and coaching to diverse populations, drawing from my background as a former coach, athlete, and ministry/chaplain to offer a grounded, relational, and purpose-driven approach to care. My style is empathetic, compassionate, and engaging — blending clinical expertise with coaching, accountability, and practical tools to meet clients where they are. I take a holistic approach to wellness, addressing mental, physical, and spiritual health, with a specialization in Faith-Based (Judeo - Christian) integration. Neurodivergent-friendly and committed to creating a respectful, supportive space for growth and healing, including for First Responders, those in Ministry, or dealing with Religious, Spiritual Abuse, and Trauma. Please read the full description before booking. Thank you for your consideration — I look forward to the possibility of working together. כֹּ֣ל הַ֭נְּשָׁמָה תְּהַלֵּ֥ל יָ֗הּ הַֽלְלוּ־יָֽהּ
VirtualAvailable

$120/session

Authentic
Humorous
Warm
Specialties
Anxiety
Couples Counseling
Men's Issues
+7
I am Roger DeWilde , a licensed professional counselor (LPC-MHSP). As a licensed therapist serving clients across Tennessee, I specialize in supporting individuals navigating life's complex transitions and emotional challenges. My professional approach centers on helping people develop resilience, find meaningful purpose, and strengthen personal relationships. As a counselor I have worked with many clients over the years dealing with anxiety, depression, grief, trauma, relationship issues, marriage problems and much more. Life is complicated and I look forward to meeting you where you are at and helping with finding the answers for a better path forward .
VirtualAvailable

New to Grow

$110/session

Specialties
ADHD
Anxiety
Perinatal / Postpartum
+10
Hi! I'm Laurie, a Licensed Clinical Social Worker specializing in perinatal/postpartum mental health, and adult ADHD. I love helping clients better understand themselves and their symptoms through psychoeducation, strengths-based work, and practical, solution-focused approaches. Acceptance and Commitment Therapy (ACT) is at the heart of my work, with a little DBT and CBT mixed in. I also have experience with general depression, anxiety, trauma, substance use, bipolar disorder, OCD, and disordered eating. The therapy space is sacred, and I will always prioritize your comfort, safety, and autonomy, while also offering a gentle nudge or challenge when it may be helpful. Your session time is yours and I deeply believe that clients are the experts on their own lives. My role is to collaborate with you and offer new perspectives, insight, and practical tools that help you build a life that feels healthier and more aligned with who you are. Outside of therapy, you'll usually find me spending time outside with my kids, reading a good psychological thriller, or soaking up whatever rest time I can get. I'd love to hear your story and be part of your healing journey!
Available

$65/session

Warm
Authentic
Solution oriented
Specialties
Addiction
Anxiety
Depression
+10
I have dedicated more than 30 years of my life to the helping profession of Social Work. I have worked tirelessly to advocate for the poor, elderly, disabled and those struggling with substance use and mental health challenges. I prefer to be in the present, listen to the client and partner with them to come up with a plan to meet their unique set of challenges and opportunities, not just just meet short term goals but make therapy a way to teach long term ways of coping that aid in meeting challenges in the future and not dependent on the therapist but through inner strengths that are fostered in therapy as ways to build up self-esteem, cultural pride and self worth.
VirtualAvailable

$175/session

Authentic
Warm
Solution oriented
Specialties
Anxiety
LGBTQ
Mood Disorders
+6
I’m Amanda, a Licensed Professional Counselor with over 15 years of experience helping adults create meaningful change in their lives. I specialize in working with the LGBTQIA+ community and supporting clients with mood disorders, identity concerns, and life transitions. My approach is collaborative and affirming, drawing on Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, and Reality Therapy to provide both practical tools and a safe space for growth. Together, we’ll focus on helping you feel more balanced, connected, and empowered to live in alignment with your values.
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Women's Issues
+7
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable

$120/session

Solution oriented
Warm
Authentic
Specialties
Anxiety
Coping Skills
Depression
+8
Hello! I'm a Licensed Marriage and Family Therapist (LMFT) and a Licensed Independent Mental Health Practitioner (LIMHP) based in Tennessee. I am Licensed in the states of UT, NE, and TN. I received my Masters from Argosy University in Draper, UT and have been practicing for 15 years. I help Individuals struggling with anxiety, stress, depression, life changes, conflict in relationships and processing traumatic events in ones life.
VirtualAvailable

$125/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
Family Conflict
+10
Hi there! I’m a Licensed Professional Counselor with six years of experience working across a variety of mental health settings. Originally from Belzoni, Mississippi, I bring both professional expertise and a strong sense of community into my work. In my free time, I enjoy exploring new restaurants, traveling, and spending quality time with family and friends. These experiences help me stay grounded and connected, which I carry into my counseling practice. As a therapist, I strive to create a safe, nonjudgmental, and nurturing environment where clients feel supported as they learn, heal, and grow at their own pace. I believe that one of the most important aspects of counseling is the relationship between therapist and client, and I am committed to building a trusting, collaborative connection with each person I work with.
Available

Often rebooked

$100/session

Warm
Solution oriented
Empowering
Specialties
Anxiety
Family Conflict
Trauma and PTSD
+4
I am a therapist with 10 years of experience. I seek to create a warm and welcoming space for my clients and specialize in working with adults who are navigating trauma or anxiety. I use a blend of modalities, such as IFS, EMDR, DBT, and brainspotting. to help the people I work with feel heard and facilitate their process of healing.
VirtualAvailable

$99/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Self Esteem
Women's Issues
+4
Welcome! Feeling stuck? Exploring what it means to live authentically? A woman seeking to create deeper/improved connections in relationships or your marriage, a mother striving for balance, or someone navigating a specific challenge. If so, I’d love to help. I’m Jenny, a 45y/o Licensed Professional Counselor with over 17 years of experience. I grew up in Middle Tennessee, surrounded by animals and Faith. Parents owned veterinary practices, mom served as a youth director, instilling in me a love for animals and a strong Christian Faith. Married 22 years to a wonderfully supportive husband. Marriage can be challenging, but I believe it’s one of life’s most rewarding journeys when approached with unconditional love and commitment. Together, we’ve weathered highs and lows, and through it all, I’ve learned every challenge is just data and an opportunity for growth. Blessed with two intelligent and vibrant daughters who keep life interesting and continually teach me about resilience, perspective, and love. Since early teen, I’ve been “go-to” person for friends and family during struggles, which inspired my passion for counseling. Hold Bachelor’s in Psychology from UTK, and Master’s in Counseling and Human Development. I’ve worked in diverse mental health settings, including women’s prisons, crisis units, inpatient, outpatient, substance abuse, and private practice. These experiences have equipped me to work with a diverse range of clients and issues. Rest assure—nothing you share will shock me! I believe you are your own best counselor and know yourself best. My role is to guide you, provide reassurance, and equip you with tools to help you navigate life’s challenges with confidence and resilience. Together, we’ll create a safe and meaningful space to process your experiences, explore solutions, and rediscover your balance. Ready to embrace growth and find your balance? I’d be honored to support you on this journey!
VirtualAvailable

$150/session

Authentic
Solution oriented
Direct
Specialties
Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable

$100/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hello, thank you for considering me to help you on your healing journey. I am an LCSW and I have been a mental health professional for the past 15 years. My style is eclectic and I incorporate relevant techniques from evidenced based practices, based on the individual needs of my clients. I am a holistic practitioner and focus on mind, body, and spiritual wellness. I provide transformational psychotherapy through my virtual office. I utilize Eye Movement Desensitization and Reprocessing (EMDR), Dialectical Behavioral Therapy (DBT), Mindfulness Based Therapies, and Cognitive Behavioral Therapy are my main evidenced based tools.
VirtualAvailable

$80/session

Direct
Authentic
Challenging
Specialties
Anxiety
Depression
Trauma and PTSD
+9
I graduated from Boise State University with a Master’s in Social Worker and have been practicing in the field for over 20 years. I began my clinical practice as the director of a small rural Mental Health Clinic in Idaho; we specialized in serving those with high acuity needs. I then transitioned to the Department of Veteran Affairs where I have been honored for the past 14 years to serve Veterans and their families. My philosophy and belief is that no matter the circumstances or whom I am working with, I am here to join my client on their personal journey and make sure they always feel heard and respected as we travel the road towards healing together.
Available

New to Grow

$150/session

Specialties
Depression
Grief
Life Transitions
+2
I have over five years of experience supporting individuals from all walks of life, with a focus on depression, anxiety, parenting challenges, military culture and experiences, and life transitions. My approach is collaborative, strengths-based, and grounded in creating a safe, supportive, and nonjudgmental space where you feel heard and understood.
Available

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Mood Disorders
Trauma and PTSD
+10
Hi I'm Christy. Do you sometimes find that you are your own worst enemy? Finding fault with everything you do, never feeling like you're living up to expectations? My goal in therapy is to help you turn your inner critic into a compassionate voice that can comfort you when you're down and give you the inspiration you need to reach your goals. We will work together to help you get to know yourself so that you will be able to care for yourself, identify your strengths, and give yourself the encouragement you need to succeed. I will also help you learn how to be more resilient in the face of obstacles so that you will be better able to find new solutions.
VirtualAvailable

New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+3
I believe healing happens when you feel safe, understood, and empowered. I'm a Licensed Clinical Professional Counselor with over 14 years of experience helping adults navigate anxiety, depression, life transitions, relationship concerns, women's issues, infertility, and spiritual struggles. My approach is warm, collaborative, and holistic, blending evidence-based therapies like CBT, ACT, DBT, and mindfulness while honoring each client's values and goals. Whether you're feeling overwhelmed, stuck, or simply ready for change, I'll meet you with compassion and practical tools to help you move forward.
Available

$120/session

Warm
Solution oriented
Authentic
Specialties
Depression
Grief
Trauma and PTSD
+10
Hello and welcome. It means a lot that you’ve taken this step. Every person carries such a unique story shaped by resilience and strength. Sometimes, those stories can feel heavy or overwhelming, and we may find ourselves needing a space to breathe and process. My hope is to create a safe and supportive environment where you feel heard and empowered to heal. In our work together, I take a compassionate and collaborative approach that meets you where you are, supporting you in working through current challenges while building toward the future that is possible. I typically practice in the Solution-Focused umbrella, incorporating Narrative Therapy into my work. Solution-Focused Therapy helps you identify your strengths and move toward your goals; while Narrative Therapy encourages exploring one’s personal story from the past, separating the individual from their problems, and envisioning how you want your story to continue. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, and depression. I have taught parenting classes for many years, which allowed me to help parents strengthen their relationships with their children and build more confident, nurturing connections. These experiences have deepened my understanding of the challenges families and individuals face, and reinforced my commitment to supporting each person’s unique journey toward healing and growth. I have over 20 years of experience in the mental health field, with 13 of those years dedicated to being a therapist. I am licensed to provide therapy to individuals across the state of Tennessee. It’s truly an honor to support people as they reconnect with themselves, rediscover hope, and move toward healing. Supporting others through life’s challenges is deeply fulfilling work, and I am grateful for the opportunity to be present with you on your journey.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Life Transitions
+5
I am a licensed therapist dedicated to helping adults navigate life’s challenges with clarity, confidence, and compassion. My goal is to provide a safe, supportive space where clients can explore their thoughts, emotions, and experiences without judgment. I believe everyone has the capacity for growth, healing, and fulfillment, and therapy can be a powerful step toward reaching that potential. I work with women and men who are managing stress, anxiety, perfectionism, or significant life transitions such as parenthood, career shifts, or relationship changes. Many of my clients are striving to balance multiple roles while also wanting to prioritize their own happiness and well-being. In our work together, I may use different modalities such psychodynamic, cognitive, humanistic, and group therapy to meet each client’s unique needs. We may explore underlying patterns, identify and shift unhelpful thought processes, and build on existing strengths. My role is to support clients in gaining insight, developing effective coping tools, and creating healthier ways of thinking, feeling, and relating. Clients often leave therapy with a deeper sense of self, improved resilience, and the confidence to make meaningful changes. My mission is to empower both women and men to move beyond what holds them back and build lives of balance, purpose, and fulfillment.
VirtualAvailable

Often rebooked

$175/session

Warm
Empowering
Humorous
Specialties
Anxiety
Postpartum
Trauma and PTSD
+10
I'm an LPC (TN), and LMHC (FL) with over 20 years of experience working with people impacted by trauma, anxiety, phobias, life transitions, perinatal experiences, and performance-related pressure and stress. My approach is warm, collaborative, and grounded in the belief that meaningful healing, emotional shifts, and lasting change can happen more gently, and often much more quickly, than people expect.
Available

$100/session

Authentic
Solution oriented
Warm
Specialties
Life Transitions
Mood Disorders
Spirituality
+10
Welcome! I’ve been working with individuals, couples and families pursuing counseling for more than over 19 years. My experience has centered around assisting adults who are experiencing depression, anxiety, difficulty adjusting and adapting to the changes they are experiencing in life, grief and trauma. The philosophical foundation of my therapy is based on the understanding that what we think influences how we feel which impacts how we behave. Therefore, to change any behavior or feeling we first need to address our thinking. My goal in the counseling process is to assist you in improving the quality of your life by guiding you in how to manage, resolve, and/or reconcile those issues in your life creating difficulty for you.
VirtualAvailable

$90/session

Warm
Authentic
Solution oriented
Specialties
Addiction
Anxiety
Depression
+7
I am a Licensed Clinical Social Worker in North Carolina with 10 years of counseling experience. I received my Master's Degree in Social Work from the University of North Carolina at Chapel Hill and have spent many years working in community behavioral health. My training and my work have shaped me into a clinician that understands a person's environment is as important as their mindset. You will find me to be supportive and an advocate for my clients complete health.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.