Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 255 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 10/20/2026

$125/session

Authentic
Solution oriented
Warm
Specialties
ADHD
Anxiety
Trauma and PTSD
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.
VirtualAvailable

New to Grow

$75/session

Specialties
Addiction / Substance Use
Life Transitions
Trauma and PTSD
+5
Hi! I’m Caitlin Murray, a Licensed Clinical Social Worker (LCSW). I work with adults, couples, and teens to help them understand the patterns in their lives that no longer serve them and to discover new, healthier alternatives. I welcome clients from all backgrounds without judgment, as long as they have a desire to move their lives forward. My approach is warm and collaborative, grounded in the belief that everyone deserves to feel safe, seen, and accepted. I primarily utilize Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and motivational interviewing techniques. However, I incorporate methods from other modalities as necessary to help my clients identify the patterns that cause discomfort and establish healthier habits to replace them—all with a collaborative approach. At the end of the day, you are the expert on yourself. If something does not work, we will find a better approach.
Available

$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Women's Issues
+7
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable

$150/session

Warm
Open-minded
Authentic
Specialties
ADHD
Anxiety
Depression
+9
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable

$120/session

Authentic
Humorous
Warm
Specialties
Coping Skills
Life Transitions
Peer Relationships
+2
Hi there! It's so nice to virtually meet you - I don't tend to enjoy small talk and I don't find credentials to be all that interesting (LCSW in TN), so I am going to tell you some facts about myself. I believe the most important part of therapy is the therapeutic relationship, so if we have similar interests and/or values, we may be a good fit. Here we go: - I am an unapologetic Swiftie - I hand out book recommendations and quotes like they're candy - I have a deep passion for travel - and especially get a kick out of doing it on a budget - I am a bit of a personal finance nerd, to the point of getting a certificate in Financial Social Work (that's right- that means we can work on your finances together!) - I am a big fan of social justice and human rights - I have two dogs - a chocolate lab and a boxer - I enjoy getting outdoors and into the backcountry - I always get my daily dose of reality tv Here is one of my favorite quotes: "These are the words I want on my gravestone: that I was a helper, and that I danced." Anne Lamott
VirtualAvailable

$95/session

Authentic
Direct
Intelligent
Specialties
Addiction
Child or Adolescent
Men's Issues
+2
Hey, I am a Christian Licensed Professional Counselor residing in Tennessee. I am a husband and father. I have been counseling for 16+ years. I have done a lot of work with adolescents and adults who struggle with addictions. I am passionate about mens issues, but I have helped men and women with trauma. I love to help people on their path to wellness, realizing everyone moves at their own pace.
VirtualAvailable

$75/session

Authentic
Empowering
Warm
Specialties
Addiction
Spirituality
Trauma and PTSD
+10
So, who am I; and what am I doing here, eh? Also, do you struggle to talk about yourself ? - 'cause I sure do. Anyways, let's see... Personnally, I identify as a neurodiverse, cis-female, middle-aged (yes, over 40yo), divorced, single mother of two human loves and one canine love who enjoys spending time outdoors, flow arts, music, and dancing and singing and laughing. Also, learning is my favorite - like, I'm a full-on brain geek, for realz. Professionally, I hold licensure through the State of Tennessee Department of Health as a Professional Counselor and Mental Health Service Provider since March 2025 which allows me to independently provide Clinical Mental Health Counseling services - including assessment, evaluation, diagnosis, and treatment of Mental and Behavioral Health issues, conditions, disorders, and illnesses. Proper and thorough clinical assessment, ethical practice, trauma-informed engagement and care, destigmatization, and advocacy are consistent characteristics of my approach toward Client care. As a therapist, I believe in building therapeutic relationships founded on honesty, transparency, respect, patience, alliance, and safety. My style of counseling is raw, uncut, and straight-forward while remaining sensitive, respectful, and culturally aware in offering constructive, caring, well-informed and growth-oriented feedback, guidance, and support. Ultimately, we're in this together. Experience: 15 years in the Restaurant/Bar Service Industry (technically not clinical experience; howerever, theoretically... iykyk :)) 5 years in Runaway and Homeless Youth (RHY) programming serving homeless and at-risk adolescents and young adults toward prevention and intervention of human trafficking 6 years in clinical treatment of Co-Occurring Mental Health Disorders and Substance Use Disorders (yes, I have history) serving Adults from an Integrated Therapy approach primarily through Intensive Outpatient Programs providing group and individual therapy The door to your best self is open; all you have to do is walk through it. See you inside.
Available

$130/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+10
You’re used to handling a lot. Whether it’s your career, your relationships, or being the person others rely on, you’ve learned how to push through—even when it’s exhausting. But at some point, pushing through stops working. I work with adults who are navigating anxiety, burnout, trauma, and relationship patterns—especially when life looks “together” on the outside but feels overwhelming or unsustainable underneath. Many of my clients are thoughtful, capable, and self-aware, yet find themselves stuck in cycles like overthinking, people-pleasing, or feeling disconnected from themselves or others. My approach is trauma-informed, relational, and grounded in evidence-based practices, including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and attachment-based work. In our sessions, we’ll look at both the deeper patterns shaping your experiences and the practical strategies that help you feel better day-to-day. Clients often come to therapy wanting relief from constant stress or mental overload. Over time, they develop a clearer understanding of themselves, stronger boundaries, and the ability to respond to challenges with more focus and confidence. I’m active and engaged in the therapy process. I won’t just sit back and listen. I help you connect the dots, notice patterns in real time, and build tools that actually translate into your daily life. I bring 5 years of experience in community mental health, working with children, adolescents, and adults. Clients often describe me as calm, steady, and easy to talk to—while also helping them move forward in meaningful ways.
VirtualAvailable

$65/session

Authentic
Warm
Solution oriented
Specialties
Addiction
Anxiety
Depression
+10
I have dedicated more than 30 years of my life to the helping profession of Social Work. I have worked tirelessly to advocate for the poor, elderly, disabled and those struggling with substance use and mental health challenges. I prefer to be in the present, listen to the client and partner with them to come up with a plan to meet their unique set of challenges and opportunities, not just just meet short term goals but make therapy a way to teach long term ways of coping that aid in meeting challenges in the future and not dependent on the therapist but through inner strengths that are fostered in therapy as ways to build up self-esteem, cultural pride and self worth.
VirtualAvailable

$105/session

Authentic
Solution oriented
Empowering
Specialties
Anxiety
Life Transitions
Spirituality
+5
Hi, I'm Kelcie, and I've been a licensed professional counselor in Tennessee since 2022. I believe that relationships are the cornerstone of our lives and shape how we experience joy, pain, growth, and healing. In our world of ever increasing technology, many of us are digitally connected but feel overstimulated, over-informed, and disconnected in our personal lives. I am passionate about helping my clients experience peace and have meaningful, healthy connections in their real lives.
VirtualAvailable

$155/session

Warm
Empowering
Intelligent
Specialties
Couples Counseling
Peer Relationships
Trauma and PTSD
+10
Hi! I am a Licensed Marriage and Family Therapist in Tennessee. I received by degree from Liberty University and have been practicing for 5 years. I help individuals, couples, and families who are feeling stuck in life or in relationships discern the root issues and walk toward healing together. My goal is to help each person feel more fulfilled in all areas of their life.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Mood Disorders
Trauma and PTSD
+10
Hi I'm Christy. Do you sometimes find that you are your own worst enemy? Finding fault with everything you do, never feeling like you're living up to expectations? My goal in therapy is to help you turn your inner critic into a compassionate voice that can comfort you when you're down and give you the inspiration you need to reach your goals. We will work together to help you get to know yourself so that you will be able to care for yourself, identify your strengths, and give yourself the encouragement you need to succeed. I will also help you learn how to be more resilient in the face of obstacles so that you will be better able to find new solutions.
VirtualAvailable

$150/session

Authentic
Solution oriented
Direct
Specialties
Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable

$125/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+3
Hello! I'm Jenae -- therapist, coffee enthusiast, and believer in you! I’m a real human being that genuinely cares about helping people make sense of what’s been too heavy for too long. I help people work through trauma, anxiety, and depression so they can stop feeling like they are living in survival mode and start feeling present again. I work with people to untangle the pain, fear, or sadness that’s been running their lives.
VirtualAvailable

$100/session

Direct
Empowering
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+8
I am someone who likes to make a difference. I love helping people, and love seeing the changes client's can make when they know the path through. My therapeutic approach is inspired by a profound message from one of my favorite therapists: “You may feel like you're in the desert right now, but I will walk beside you. I won't pull you or push you. When you're tired, we'll rest. When you're scared, I'll stand with you. When you're sad, I'll sit with you. Together, we will reach the other side.” These words continue to resonate deeply with me and shape my compassionate, supportive practice.
VirtualAvailable

$125/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
Family Conflict
+10
Hi there! I’m a Licensed Professional Counselor with six years of experience working across a variety of mental health settings. Originally from Belzoni, Mississippi, I bring both professional expertise and a strong sense of community into my work. In my free time, I enjoy exploring new restaurants, traveling, and spending quality time with family and friends. These experiences help me stay grounded and connected, which I carry into my counseling practice. As a therapist, I strive to create a safe, nonjudgmental, and nurturing environment where clients feel supported as they learn, heal, and grow at their own pace. I believe that one of the most important aspects of counseling is the relationship between therapist and client, and I am committed to building a trusting, collaborative connection with each person I work with.
Available

$115/session

Solution oriented
Warm
Open-minded
Specialties
Anxiety
Life Transitions
Spirituality
+1
I am a Licensed Marriage and Family Therapist with 10+ years of experience working across outpatient therapy, in-home services, and telehealth settings. I currently work with adults who are navigating anxiety, stress, and life transitions and are looking for a supportive, grounded space to better understand themselves and move forward with clarity. My approach is collaborative and integrative, drawing from evidence-based modalities such as CBT, ACT, attachment-based therapy, and solution-focused techniques. I focus on helping clients develop practical coping skills while also exploring deeper patterns related to relationships, identity, and emotional well-being. Many of the individuals I work with are high-functioning but feeling overwhelmed, stuck, or disconnected from the direction they want their life to take. In therapy, we work together to create more stability, self-understanding, and alignment with personal values and goals. For clients who desire it, I also offer faith-based counseling and can integrate spiritual beliefs into the therapeutic process as part of healing and growth.
Available

$140/session

Solution oriented
Intelligent
Open-minded
Specialties
Anxiety
Couples Counseling
Depression
+8
Hi! I am a psychotherapist (LCSW) with 11 years of practice in the clinical field and over 30 years of experience in the Christian approach. I graduated from the University of Hawaii but serve both Hawaii and Tennessee. I do my best work with clients who are seeking an amalgamation of the clinical and Christian approaches specifically in couples work and infidelity recovery. I have also seen some remarkeable transformations using experiential therapies for more trauma-related presentations.
VirtualAvailable

Often rebooked

$175/session

Solution oriented
Warm
Empowering
Specialties
ADHD
Anxiety
Autism
+6
I’m a licensed psychologist (PhD) specializing in autism, ADHD, and complex patterns in both children and adults. I work with thoughtful individuals and parents who feel stuck, overwhelmed, or like something isn’t fully adding up—especially when traditional approaches haven’t helped. My approach is warm, direct, and insight-driven. I don’t just listen—I help you understand patterns, make sense of what’s going on, and figure out what actually works for your brain (or your child’s). I’m neurodiversity-affirming and experienced in differentiating anxiety, burnout, ADHD, and sensory or social overwhelm. With parents, I focus on helping you understand your child more clearly and respond in ways that actually work—so things feel more manageable at home. Sessions are collaborative, practical, and focused on meaningful change.
VirtualAvailable

$115/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hello, my name is Julie Phillips and I am a Licensed Clinical Social Worker. I believe in supporting each other and one way I can support you is through therapy. Whether you need to process a stressful event or need to vent I am here to support you. I strive to tailor your session to meet your needs. Some sessions may need to be more strictly focused with Cognitive Behavioral Therapy, while other sessions are spent on learning a new coping skill such as mindfulness. Your session is about you and what may help you the most to resolve what issues you may have and to help you find your strength and empower you to keep moving forward. My aim is to make you, the client, feel comfortable in a judgement free zone. I want you to feel like you came to the right place, a warm inviting, calm, and empowering space where you can share what you feel you need to share.
VirtualAvailable

$135/session

Intelligent
Authentic
Direct
Specialties
Life Transitions
Peer Relationships
Substance Misuse
+7
As a seasoned professional specializing in trauma-informed care, I recognize the profound impact that life experiences can have on someone’s over well-being. My therapeutic approach integrates evidence-based clinical modalities with a deep respect for each individual’s unique journey. I approach each client with the understanding that no two stories are the same and that therapy must be tailored to honor the individuality of your experiences. I integrate evidence-based practices with respect for each individual’s journey, I support clients through healing the emotional and historical roots of conflict. With expertise in substance use, relationships, and trauma, I support understanding how unresolved pain, unmet needs, and inherited patterns shape daily life and connection.
VirtualAvailable

Often rebooked

$120/session

Warm
Authentic
Open-minded
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+5
Hi! I’m Macy! I’m a warm, down-to-earth therapist from East Tennessee who believes you don’t have to navigate life’s challenges alone. I strive to create a supportive space where you feel heard, accepted, and truly understood. Together, we’ll work at your pace to build coping skills, explore patterns, and process difficult experiences. As an EMDR-trained therapist, I help clients heal from trauma and painful experiences while supporting growth, self-discovery, and meaningful change.
Available

$250/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Depression
Grief
+5
I’m Dr. Alexandra Thompson-Norman, DBH, LCSW, a Licensed Psychotherapist dedicated to helping individuals, couples, and families navigate life’s challenges with greater clarity and confidence. I work with clients facing a wide range of experiences, including life transitions, relationship struggles, anxiety, depression, and stress, providing guidance and support every step of the way. My approach is compassionate, collaborative, and tailored to each person’s unique needs, creating a safe, nonjudgmental space for reflection, growth, and healing. I believe therapy is not just about addressing challenges, it’s about empowering you to reconnect with your authentic self, build emotional resilience, and create meaningful, lasting change. Together, we explore practical strategies and deeper insights that help you understand yourself, strengthen your relationships, and navigate life with purpose and confidence. My goal is to help clients feel seen, heard, and supported so they can move forward with clarity, balance, and a renewed sense of hope.
VirtualAvailable

$180/session

Authentic
Humorous
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+10
With over 20 years of experience, Edward Korn is a seasoned therapist committed to guiding individuals from all walks of life towards emotional well-being and resilience. He is a graduate of the top-ranked University of Michigan School of Social Work and has worked with all populations by telehealth for the past few years. Specializing in Cognitive Behavioral Therapy, Solution Focused Therapy, and Motivational Interviewing, he crafts personalized treatment plans to empower his clients to face life's challenges head-on. Choose Edward for a therapeutic journey designed to inspire growth, self-awareness, and lasting change.
VirtualAvailable

$155/session

Solution oriented
Authentic
Warm
Specialties
ADHD
Coping Skills
Couples Counseling
+1
Hey! I'm Dr. Andre, a licensed clinical psychologist. I provide therapy for a range of concerns. No matter what you are facing, I strive to understand your situation and help you find relief and clarity. I aim to provide a genuine and trusting relationship and a judgement free atmosphere to explore the concerns you are facing! I completed a BA in Psychology, an MA in Clinical Psychology, and a Ph.D. in Clinical Psychology, a 12 month internship followed by a 12 month post-doctoral fellowship, and multiple state and national board exams.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.