Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 51 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/25/2025

Elias Tamene

Elias Tamene, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
15 years of experience
Virtual
I am a dedicated psychotherapist committed to helping individuals navigate life's challenges, improve emotional well-being, and foster personal growth. With a client-centered approach, I provide a supportive and nonjudgmental space where you can explore your thoughts, feelings, and behaviors. Whether you're struggling with anxiety, depression, relationship concerns, trauma, or life transitions, I integrate evidence-based techniques tailored to your unique needs. My goal is to empower you with the tools and insights to create lasting change and live a more fulfilling life.

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
24 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Summer Papin

Summer Papin, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
15 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW) working with clients in Nevada and Arizona. I have been practicing as an LCSW since 2009. I am trained in EMDR and CBT and have seen great success in my clients. I am passionate about the work I do and strive to develop a strong working relationship with my clients and work hard to make you feel comfortable. I specialize in trauma, depression and anxiety. I tailor my approach based off of each clients personal needs. I look forward to working with you!

Jodie Robison

(she/her)

Jodie Robison, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
20 years of experience
Virtual
As a therapist, I am rewarded by helping people realize their full potential. As part of that process, I take the time to develop a solid connection with my clients to ensure optimal understanding of their concerns and goals, and collaboratively develop a treatment plan that works for them. I am trained in several evidence-based therapies and utilize them to help my clients achieve their goals.

Aleana Young

(she/her)

Aleana Young, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
14 years of experience
Virtual
Hello, thank you for considering me to help you on your healing journey. I am an LCSW and I have been a mental health professional for the past 14 years. My style is eclectic and I incorporate relevant techniques from evidenced based practices, based on the individual needs of my clients. I am a holistic practitioner and focus on mind, body, and spiritual wellness. I provide transformational psychotherapy through my virtual office. In addition, I am a reiki master and have been practicing natural healing for 30 years. I utilize Eye Movement Desensitization and Reprocessing (EMDR), Dialectical Behavioral Therapy (DBT), Mindfulness Based Therapies, and Cognitive Behavioral Therapy are my main evidenced based tools.

Amanda Mills

(she/her)

Amanda Mills, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
8 years of experience
Virtual
Amanda is a licensed professional counselor and a mental health service provider in the state of Tennessee. She is also a Nationally Certified Counselor and a Certified Clinical Trauma Professional. Amanda is a graduate of Middle Tennessee State University where she earned dual bachelor’s degrees in psychology and sociology, followed by a Master’s degree in Professional Counseling. She has extensive experience in various mental health and substance abuse treatment settings, including inpatient psychiatric settings and community mental health programs. Amanda focuses on creating a safe space where individuals, couples, and families can feel safe, heard, and validated. She utilizes a person-centered approach while working collaboratively to build goals for treatment. She uses a variety of therapeutic modalities when working with her clients, including Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Therapy, and Acceptance and Commitment Therapy (ACT). Amanda may also utilize skill development and psychoeducation as needed. In her free time, Amanda loves reading, cooking, spending time with animals (especially her four dogs: three Boston Terriers; Winston, Hazel, and Louise; and one Miniature Schnauzer; Archie), going on new adventures, and bringing joy wherever she can.

Taylor Clark

(she/her)

Taylor Clark, LCSW - Tennessee Therapist at Grow Therapy
$55/session
LCSW
5 years of experience
Virtual
Hi, my name is Taylor. I am a Licensed Clinical Social Worker that prefers to use an integrative therapy approach in additional to the strengths based model to tailor treatment plan to client goals. I have been a social worker since 2015 although I completed my Master Social Work degree in 2018. I received my LCSW in 2023 and I currently work as an Inpatient Psychiatry Social Worker in addition to have this small virtual private practice. I am licensed to see clients in both North Carolina and Tennessee. In addition to LCSW, I am a Licensed Clinical Addictions Specialist-Associate.

Jeremy Pitzer

Jeremy Pitzer, LCSW - Tennessee Therapist at Grow Therapy
$160/session
LCSW
20 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via telehealth.

Ken A

Ken A, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
10 years of experience
Virtual
Welcome! Come on in, I’m glad you’re here. The challenges of life can be overwhelming; the past making the present feel like less of a gift. You may feel stuck, like it’s impossible to move forward. Life transitions have a way of stirring up emotions and throwing you off balance. This mounting weight can impact your relationships, work, social life, and everything around you. I want you to know that you don’t have to face all of this alone. Together we can create a plan to help you feel better and achieve the changes you are seeking. Here, you will have a safe place to learn and to grow to overcome the challenges you face. We will work together to establish a genuine connection. I believe this is the most important part of therapy. I value honesty and transparency in our work together, without which movement and authentic change cannot occur. For therapy to work, you have to feel understood and heard by your therapist. I will work with you to alleviate hesitancy about therapy and fear of vulnerability. I will frequently check in with you to ensure the therapy process is working for you and ask how our relationship can be improved. This collaboration will empower you to make the changes you need in your life. You will have more control over your decisions. Regardless of your “why,” whether trauma, marriage or relationship issues, depression, anxiety, grief, loss, or life transitions, I’m honored to be here for you. We will get through this together.

Renesa Clemons

(she/her)

Renesa Clemons, LCSW - Tennessee Therapist at Grow Therapy
$75/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker. I graduated from the University of Tennessee Knoxville in 2006. I have been in the mental health field for over 20 years. I have been an LCSW for the past 10 years. I have experience in treating trauma, anxiety, bipolar disorder, and depression. Currently, I also work at the Memphis VA Hospital in the ER as a mental health assessor.

Wendy K Bovell

(she/her)

Wendy K Bovell, LCSW - Tennessee Therapist at Grow Therapy
$135/session
LCSW
22 years of experience
Virtual
My name is Wendy Bovell , LCSW and I have worked in the field of mental health for 30 years; 22 years as a private practitioner. I have dedicated my life and career to helping people live more fulfilling lives by becoming psychologically healthier. I have experience in inpatient settings, community mental health settings, as well as private practice. I would be honored to assist anyone to help improve their psychological well being.

Meredith Julian Mahaney

(she/her)

Meredith Julian Mahaney, LPC/MHSP - Tennessee Therapist at Grow Therapy
$150/session
LPC/MHSP
11 years of experience
Virtual
Hello! My name is Meredith and I am a Licensed Professional Counselor and Mental Health Services Provider who has been working in this field for 11 years. I have seen a wide array of challenges that we, as humans, experience on a regular basis. I have worked with both adolescents and adults, and I enjoy working with both. Building a therapeutic alliance with you, we will determine together how to best navigate whatever allowed you to make the courageous decision to seek help.

Rhett Brandt

(he/him)

Rhett Brandt, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
27 years of experience
Virtual
I have been doing clinical counseling for 25 years, and unlike most providers, I have a doctorate degree in counseling. I believe that the extra education helps me to provide more thorough, informed, and helpful feedback for clients. I currently provide therapy on a broad range of issues including trauma, anxiety, substance abuse and mood disorders. I am also comfortable working with sexual, gender, and eating issues. I have experience as well with neurodivergence and autism spectrum clients. My passion in a clinical setting involves working with trauma and dissociation, in particular clients with Dissociative Identity Disorder. I believe in giving you tangible feedback and practical solutions. I intend to demystify the process of counseling so that you can truly benefit from your work. In terms of my own self-care I enjoy walking outdoors as a means of reconnecting with nature. Recently, I rediscovered tennis, and have been playing doubles with a local group twice a week. I also recently started playing ping pong and pickleball.

Shannon Wingo

(she/her)

Shannon Wingo, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
18 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. I obtained my Master's from the University of Tennessee and have been practicing for 18 years. I work with adults 18+ and specialize in depression, anxiety/stress, mood disorders, addiction, relationship/family issues, grief and loss, self-esteem issues, and coping with life challenges and transitions. I tend to utilize various therapeutic modalities and methods, based on the needs of the client. My goal is to meet you where you are and move forward together, as we create a place for your growth and healing.

Julisa Holmes

(she/her)

Julisa Holmes, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
2 years of experience
Virtual
Hi, I’m Julisa. I am a masters level Licensed Professional Counselor, practicing remotely in Rhode Island and Pennsylvania. As a Philadelphia native and person of color, I am driven by my desire to provide healthy representation of breaking generational trauma. I aim to get rid of stigmas related to seeking professional help. I am passionate about using my 11 years of experience to help clients feel genuinely seen, without judgement. I work with adult individuals and couples on various issues including anxiety, depression, PTSD, bi-polar disorders, relationship concerns, body positivity, LGBTQIA+ concerns, women's issues, and life transitions.

Tynya Patton

(she/her)

Tynya Patton, LPC/MHSP - Tennessee Therapist at Grow Therapy
$150/session
LPC/MHSP
20 years of experience
Virtual
Do you ever feel like you can’t take another minute of the stress you’re experiencing? Maybe it seems as if there’s nowhere left to turn. Whether you’re navigating a major transition, managing mood fluctuations, or working through grief or trauma, therapy can help bring clarity and direction. I offer a warm, safe space where you can explore who you are, what you need, and how to feel more in control of your life. Together, we’ll work to understand your challenges, build resilience, and help you feel empowered to move forward. Using evidence-based approaches like CBT, I guide clients in managing stress, breaking unhelpful patterns, and building confidence in their decisions. I work with older teens and adults facing anxiety, depression, bipolar disorder, and other mood struggles. I also provide grief and trauma therapy, helping clients process loss and past experiences. You don’t have to stay stuck in uncertainty or a state of overwhelm. With the right tools and support, you can move forward with clarity, self-acceptance, and a sense of purpose. I strive to provide an accepting, non-judgmental, and affirming space where all identities are welcome. Reach out for a free consultation—I’d love to help.

Erin Armour

(she/her)

Erin Armour, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
13 years of experience
Virtual
I am a licensed clinical psychologist in Tennessee with over 10 years experience. I have worked with patients with a variety of concerns, including anxiety, depression, bipolar disorder, post-traumatic stress, ADHD, relationship problems, and sleep difficulties. I have helped people with chronic pain and disability. I have also assisted individuals and couples improve their communication and relationships. My counseling style is warm, compassionate, and aimed at empowering my clients to make positive changes in their lives. My approach combines motivational interviewing with cognitive-behavioral, humanistic, and solution-focused techniques to help individuals achieve their goals. I work with each client to write an individualized, mutually agreed upon treatment plan based on empirically supported techniques. It takes tremendous strength and courage to ask for help with making positive changes. I'm honored to be a part of that process. I look forward to working with you!

Linda Walters

(she/her)

Linda Walters, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
30 years of experience
Virtual
I'm a licensed clinical social worker (LCSW) licensed to serve in South Carolina and Tennessee. I earned my MSW from Barry University and I have been practicing for 25 years. I view my career choice as my vocation as well and I believe in a whole health approach, examining and improving on all areas of self. All areas of self are important and connected, and with my help, you can achieve a healthy balance within yourself.

Greg Kirkham

Greg Kirkham, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
22 years of experience
Virtual
Hi im Greg Kirkham! Im a licensed therapist, practicing for over 21 years. I specialize in treating trauma. Now, you may be saying “but I don’t have trauma!” Trauma comes in all shapes and sizes and is often not recognized as such, but almost always has a significant impact on someone’s overall mental, physical and emotional health. Trauma also presents in many different forms, including struggles with depression, anxiety and anger management. Over my career I have worked with an array of populations, including children/families, juvenile sex offenders, and even convicts. Currently, I serve those who served us as a therapist with the VA in middle TN. Over the past seven years, I’ve seen evidence-based treatments work wonders with PTSD and trauma in our veterans. With GrowTherapy, I’m now able to provide these and other treatments to YOU! Whether you’re not real sure or highly motivated to get help, I’d love to discuss options and see if we’re a good fit! Thanks for reading and congratulations on taking the first step towards a healthier and more fulfilling life!

Felisha Babb

Felisha Babb, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
15 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker. My goal is to create a nonjudgmental supportive environment while collaboratively working with my patients as team to assist them with gaining and maintaining emotional stability. I am a client centered therapist with 5 years experience in mental health counseling. I have been successful in using my expertise to understand, assist, and guide clients to learn components of emotional intelligence that they can use to assist them with meeting their behavioral health goals. I am highly accomplished in designing psycho-educational programs that empower clients with self-efficacy and the motivation to change. I am Skilled at using Dialectal Behavioral Therapy, Cognitive Behavioral Therapy, Rational Emotive Behavioral Therapy and other therapeutic modalities to assist clients with meeting their therapeutic needs. I am Smart Recovery Certified and skilled at working with individuals who are battling addiction, depression, anxiety, and PTSD. I am hard working, motivated, team oriented, and dedicated to the field of mental health. I strongly believe in giving clients tool that they can use to gain and/or maintain safety, sobriety, and stability.

Jenae Finney

Jenae Finney, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
7 years of experience
Virtual
Dealing with stress is something that everyone experiences, regardless of age or life stage. It can become overwhelming in various situations, such as: - Being a teenager battling self-esteem issues - Being a young adult trying to find your identity - Being a parent trying to find a balance between family and work life - Struggling in a relationship because of past trauma - Trying to move forward but grief is controlling you Neglecting your mental health can lead to not just a lackluster life, but a miserable one. I can address any concerns you have through therapy. My goal is to help you navigate your emotions instead of telling you what to do about them so that you can find peace and happiness for yourself. That could look like: - Waking up without dreading what your day entails. - Facing the world with confidence. - Having the courage to say no. - Setting healthy boundaries. - Celebrating life instead of fearing the inevitable.

Kari Vincent

(she/her)

Kari Vincent, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
2 years of experience
Virtual
Hello and welcome! Are you seeking to heal from past wounds, enhance your relationship with yourself, or improve your connections with others? My work is deeply rooted in supporting clients through trauma, anxiety, depression, grief, mood disorders, and attachment styles, while also fostering healthy, fulfilling relationships. I draw on a variety of proven techniques—like Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), attachment theory, Internal Family Systems (IFS), Gestalt therapy, Acceptance and Commitment Therapy (ACT), Narrative Exposure Therapy, the Gottman Method, psycho-education, and Positive Psychology. This allows me to tailor our sessions to your unique needs and help you achieve your goals.

Katherine Combs

Katherine Combs, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
12 years of experience
Virtual
I am licensed to work with those in the state of Tennessee, USA. I have over 20 years experience working in the mental health field, 12 of those years specifically working as a therapist. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, & depression. I also have taught parenting classes, which allowed me to help parents in their relationship with their children. I am trained in Trauma Focused Cognitive Behavioral Therapy (TF-CBT). While I have been trained in various therapy techniques, I have found most relation in the Solution Focused umbrella utilizing Narrative therapy. Solution Focused therapy helps people recognize how to work towards what they want- including how Narrative therapy sees each person’s storyline from their past, separating themselves from their problem (instead of living stuck), and recognizing how they want their story to continue. I believe that you are the expert of your story and that you have many strengths to overcome your challenges. Different situations can take place without our ability to feel prepared. You can take time for yourself and begin processing, in a safe and secure manner, through teletherapy services.

Gianna Thacker

Gianna Thacker, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
28 years of experience
Virtual
I have been a therapist for over 25 years with my LCSW and training from the state of Georgia and The University of Georgia. I have my license in the states of Georgia and Tennessee. I enjoy helping patients learn new ways in dealing with their current or past issues. I have trauma training as well as Cognitive Behavior Therapy, Dialectical Behavior Therapy, Mindfulness and Solution Focused Therapy training. I incorporate all of these to help people learn new coping skills and move forward in their lives.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Mood Disorders?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Mood Disorders, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.