Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 601 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New YorkRochesterAlbany

Availability updated: 9/20/2026

$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
Available
View profile
Book session

New to Grow

$175/session

Specialties
Anxiety
Burnout
Life Transitions
+10
Hello! I am a licensed professional counselor licensed in both NY & NJ with over a decade of experience working with individuals who are experiencing anxiety, burnout and relationship challenges. Therapy, to me, feels like a genuine conversation between two people. I show up as myself—curious, engaged, and thoughtful. I'll ask questions, offer new perspectives, and help you build insight and practical tools so you can feel more like yourself again.
Available
View profile
Book session

$125/session

Authentic
Empowering
Warm
Specialties
Addiction
Anxiety
Depression
+10
Licenses & Training: I hold a Master of Science degree in Clinical Mental Health Counseling from Walden University. I hold a Master of Science degree in Health Education and Promotion from Walden University. I am currently licensed in the state of New York (LMHC) Presently, I work as a Program Director for residential treatment services for clients impacted by substance and mental health challenges. Along with my formal education, I have 23 years' experience working within various modalities, providing me with skills to utilize techniques and interventions from Cognitive Behavior Therapy, Dialectical Behavior Therapy, Cognitive Processing Therapy, Motivational Enhancement Therapy, Expressive Therapy, Solution Therapy, Couple Counseling (Effective Communication & Conflict Resolution), Grief Therapy, and Motivational Interviewing., etc. Frequently addressed issues in treatment may include anxiety, depression, post-traumatic stress disorder, abuse, life transition problems, general stressors, self-esteem issues, dysfunctional patterns of behavior, etc. I am also a member of the American Counseling Association.
VirtualAvailable
View profile
Book session

$50/session

Authentic
Warm
Empowering
Specialties
Anxiety
Bipolar Disorder
Coping Skills
+3
Hi, I'm a licensed clinical social worker with a passion for helping individuals navigate life's challenges with greater clarity and confidence. I understand that reach out for support can feel overwhelming, and I strive to create a safe, supportive, and nonjudgmental space where you can feel heard and understood. My approach is rooted in strength based and mindfulness practices helping clients build on what's already working while developing practical tools to manage stress anxiety and everyday challenges. I believe therapy should feel collaborative, empowering, and tailored to your unique needs.
VirtualAvailable
View profile
Book session

New to Grow

$75/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker experienced in supporting children, adolescents, adults, older adults, and families. I offer a nonjudgmental, supportive space where you can feel heard and respected. I help individuals navigating trauma, anxiety, depression, Bipolar Disorder, Schizophrenia, Schizoaffective Disorder, life transitions, stress, and relationship challenges. I also support overwhelmed parents and those transitioning from hospitalizations who want to build stability and improve their quality of life. My approach is supportive, collaborative, and tailored to you. I use evidence-based methods like CBT, Motivational Interviewing, and a strength-based perspective to help you understand patterns, build coping skills, and create meaningful change. We’ll move at a pace that feels comfortable and aligned with your goals.
Available
View profile
Book session

New to Grow

$110/session

Specialties
Anxiety
Burnout
Depression
I received my master's degree in mental health counseling at CUNY Brooklyn College. I have years of experience providing services for teens and adults and would love to help people who struggles with different types of issues such as depression, anxiety, relationship issues, communication issues, self-esteem issues, stress. I utilizes approaches such as CBT, Gestalt therapy, Emotionally Focused therapy, and Person Centered therapy in order to help my clients meet their needs and goals. I focus on helping my clients become aware and understand their emotions to better help provide them with a sense of control of their minds and lives.
Available
View profile
Book session

New to Grow

$125/session

Specialties
Anxiety
Depression
Life Transitions
+5
With nearly 30 years of experience as a social worker, I’ve had the privilege of working with people from many different backgrounds and walks of life. Throughout my career, I’ve learned that every person’s story is unique, and that feeling truly heard and understood can make a meaningful difference. My approach is client-centered, compassionate, and collaborative. I believe you are the expert on your own life, and my role is to provide a safe, supportive space where you can explore what you’re experiencing, work through challenges, and move toward the changes you want to make. My goal is for you to feel comfortable being yourself, without judgment, while we work together at a pace that feels right for you.
Available
View profile
Book session

$120/session

Authentic
Specialties
Anxiety
Life Transitions
Women's Issues
+9
I bring warmth, curiosity, and over 20 years of experience helping people navigate difficult emotions, relationships, and life transitions. My work is grounded in an integrative, trauma-informed approach, drawing from psychodynamic therapy, CBT, attachment-based work, and mindfulness-informed practices to support both insight and practical change. One of my greatest strengths is looking beyond the immediate problem to understand the patterns underneath it—how past experiences, relationships, and ways of coping may be shaping what is happening today across different stages of life. I also have a strong background in school-based settings, which has deepened my understanding of developmental challenges, academic stress, peer dynamics, and family systems. I balance compassion with honesty, creating a space where people feel deeply understood while also gently challenged to see themselves and their choices in new ways. My approach is collaborative and down-to-earth; therapy with me is not about having all the answers, but about helping you better understand yourself, trust your own voice, and create meaningful change that feels authentic to who you are.
Available
View profile
Book session
No reviews yet

New to Grow

$265/session

Solution oriented
Warm
Specialties
Addiction
Life Transitions
Women's Issues
+10
I’m a trauma‑informed mental health counselor with 15 years of experience supporting adults through life transitions, emotional overwhelm, and healing work. I specialize in helping women navigate perimenopause‑related mood changes, anxiety, depression, chronic stress, and weight‑related concerns, including bariatric surgery evaluations. I also work with individuals experiencing substance use concerns or addiction. My approach is warm, collaborative, and grounded in helping you feel understood, supported, and empowered to create meaningful change.
Available
View profile
Book session

$150/session

Authentic
Solution oriented
Warm
Specialties
Autism
Child or Adolescent
Eating Disorders
+10
My name is Alexandra Sweeney, but I go by Ally. I have been working in the field since 2018. I specialize in children/adolescents, Autism, and Eating Disorders. I like to take a relational approach with therapy: I believe that all relationships whether they are past or present are important in the therapy process. I believe it is important to understand how a person is in their familial, romantic, or platonic relationships and how this impacts the person as a whole. I use the counseling process to foster a healthy relationship and a way to create boundaries and help people be their true self in every relationship.
VirtualAvailable
View profile
Book session

New to Grow

$120/session

Specialties
ADHD
Anxiety
Depression
+10
Hello, nice to meet you! It can be challenging going through the process of accepting and creating the momentum to take steps towards bettering your mental health and finding better ways to cope with stress. I believe in working with you to create a warm and open-minded environment to foster transparency and vulnerability within session. If you are looking to find better ways to address certain areas in your life, but have not had the proper support, we will work together as a team towards identifying, taking steps, and accomplishing your goals. I have been providing therapy services since 2021 as a Licensed Master Social Worker, and have been providing services as a Licensed Clinical Social Worker since 2025. I work with clients between the ages of 18-65 who experience a range of mental health conditions and needs. I specialize in ADHD, Anxiety, Depression, Relationship Issues, Stress Management, Life Transitions, and mood disorders, however I have worked with an expansive range of individuals with different mental health conditions. I utilize different therapy modalities and approaches in session to best meet my client's needs.
Available
View profile
Book session

New to Grow

$100/session

Specialties
Burnout
Grief
Trauma and PTSD
+10
As an LCSW and former Clinical Supervisor with 14+ years of experience, I provide a grounded, protective, and highly structured environment to help individuals process deep trauma, navigate complex grief, and recover from institutional or workplace burnout. My approach moves entirely past standard talk therapy; I draw heavily on evidence-based frameworks—including EMDR, Schema Therapy, and Transactional Analysis—to explore underlying behavioral patterns, break toxic cycles, and build concrete, tailored coping tools. My style is honest, collaborative, and warm, entirely focused on cutting through the daily noise to help you confidently get back to feeling like yourself.
Available
View profile
Book session

Often rebooked

$120/session

Solution oriented
Authentic
Warm
Specialties
Anxiety
Coping Skills
Depression
+3
Hi! I am a Licensed Clinical Social Worker in both New York and New Hampshire. I have been practicing for the last 24 years, working with clients of all ages. For the last few years I have been working solely with adults struggling with anxiety, depression, history of trauma, adjusting to life changes and stressors. My clients have often told me that I am able to give them a new perspective they have never considered, or that it was just nice to have someone listen to them.
VirtualAvailable
View profile
Book session

$75/session

Warm
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+10
Tracy is a Licensed Clinical Social Worker who creates a warm, nonjudgmental space where clients feel genuinely heard, respected, and supported. She takes a collaborative, strengths-based approach, assisting clients with feeling less overwhelmed, helping them reconnect with their resilience, and move forward with greater clarity and confidence while building practical coping skills and creating meaningful, lasting change in their daily lives.
VirtualAvailable
View profile
Book session

$120/session

Solution oriented
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I’m a bilingual Licensed Clinical Social Worker providing psychotherapy in English and Spanish. My approach is warm, collaborative, and integrative, combining evidence-based practices with a space where clients can feel heard, understood, and supported without judgment. I work with adults navigating anxiety, depression, trauma, relationship concerns, grief, life transitions, identity, self-esteem, and other emotional challenges. I believe therapy should feel like a meaningful conversation rather than an evaluation, and I tailor treatment to each person’s needs, experiences, culture, and goals.
Available
View profile
Book session

$100/session

Specialties
Anxiety
Crisis Intervention
Depression
+2
Hi I'm Laura, a licensed clinical social worker with extensive experience supporting individuals through crisis, trauma, and major life stressors. I specialize in working with first responders and those impacted by high-stress environments, offering a calm, collaborative, and practical approach to therapy. My goal is to help clients feel understood, supported, and empowered to move forward. My approach is practical, compassionate, and down-to-earth. I’ll meet you with empathy and honesty, offering support without judgment. Together, we’ll explore what’s holding you back and help you reconnect with your true self.
Available
View profile
Book session

$165/session

Warm
Authentic
Open-minded
Specialties
LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hi, I’m Samantha, a sex therapist who believes conversations about sex, intimacy, and relationships shouldn’t feel clinical or shame-filled. I show up as a real, grounded human and create a space where people can talk openly, awkwardly, honestly, and without judgment about the things they usually keep to themselves. I work with concerns like desire differences, low libido, sexual anxiety or shame, communication struggles, intimacy concerns, and feeling disconnected in relationships.
Available
View profile
Book session

$140/session

Specialties
Coping Skills
Life Transitions
Anxiety
+5
Hi! My name is Sarah, and I’m a Licensed Marriage and Family Therapist (LMFT). I work with individuals, couples, and families who are seeking to improve their relationships with themselves and with others. My approach is grounded in kindness, understanding, and the belief that the stories we tell ourselves can shape our experiences. Therapy with me is a safe, compassionate space where you’ll feel heard and empowered.
VirtualAvailable
View profile
Book session

$150/session

Authentic
Challenging
Empowering
Specialties
Anxiety
Family Conflict
Trauma and PTSD
+4
I am a Licensed Mental Health Counselor with extensive experience supporting individuals across the lifespan, including adolescents, adults, couples, families, and older adults. I specialize in helping clients who are struggling with anxiety, trauma, emotional overwhelm, relationship challenges, and life transitions, and who are seeking both relief and deeper understanding of themselves. Clients often describe me as warm, grounded, and easy to talk to, while also thoughtful and direct when helping them identify patterns that may be keeping them stuck. My approach is collaborative and compassionate, with a strong focus on helping clients feel emotionally safe while also gently encouraging insight, reflection, and meaningful change. In my work, I integrate cognitive behavioral therapy, mindfulness-based strategies, trauma-informed care, and psychodynamic principles. This allows me to support both present-day symptom relief and deeper exploration of long-standing emotional and relational patterns. My clinical background includes many years of work in community mental health in New York City, where I provided care to diverse and underserved populations. I also have experience in inpatient psychiatric settings supporting individuals during acute crises, as well as involvement in psychiatric research, which strengthened my foundation in evidence-based and clinically grounded care. At the core of my work is the belief that people are not defined by their symptoms or their past experiences. Instead, therapy is a space to better understand yourself, shift long-standing patterns, and build a more grounded, connected and intentional life.
Available
View profile
Book session

Often rebooked

$130/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
Available
View profile
Book session

New to Grow

$100/session

Specialties
Anxiety
Bipolar Disorder
Depression
+10
I am a Licensed Mental Health Counselor (LMHC) in New York with over 5 years of experience. I have worked with adults seeking help with anxiety, depression, other mood disorders, stress, life transitions, LGBTQ+ issues, and trauma. I received my Bachelor of Arts in Social Work from Nazareth College in Rochester, NY followed by a Master of Science in Mental Health Counseling from Medaille College in Buffalo, NY.
Available
View profile
Book session

$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Grief
Obsessive-Compulsive (OCD)
+8
Hi there, my name is Jillian and I am a LMHC-D in the state of New York. Welcome to my practice! I specialize in working with adults facing anxiety/ OCD, trauma-related experiences, and grief & loss. My passion is to help you live the life you have envisioned for yourself. This may look like restructuring anxious thought patterns, setting healthy boundaries, or processing a traumatic experience. My goal is to guide you to your emotional freedom, allowing you more space for a a meaningful life.
VirtualAvailable
View profile
Book session

$115/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
View profile
Book session

New to Grow

$130/session

Specialties
Addiction
ADHD
Anxiety
+3
I've been a practicing psychotherapist for over twenty five years providing in and outpatient therapy for adolescence and adults. I am interesting in working with clients who are motivated for change, who are willing to make a commitment to the process of change and consistent with treatment. I am also interested in clients who are willing and open to developing a therapeutic relationship base on trust. The goal of treatment is to help clients to improve their insight regarding the issues/problems that they want to change.
Available
View profile
Book session

$100/session

Warm
Open-minded
Solution oriented
Specialties
Addiction
Couples Counseling
Women's Issues
+8
Hi, I’m Lena Meyer, a Licensed Clinical Social Worker providing telehealth therapy for adults and couples. I specialize in helping individuals navigate life transitions, relationship challenges, substance use concerns, and periods of feeling stuck or overwhelmed. My approach is strengths based, compassionate, and collaborative. I believe therapy should feel supportive, practical, and empowering; a space where you can be honest, gain insight, and build the tools needed for lasting change. Whether you're working through anxiety, relationship stress, recovery, or personal growth, I’m here to help you move forward with clarity and confidence.
VirtualAvailable
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.