Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 585 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 6/22/2026

New to Grow

$150/session

Warm

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
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$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Coping Skills
Depression
+6
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.
VirtualAvailable
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
Available
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$125/session

Specialties

Anxiety
Life Transitions
Parenting
I am a Licensed Mental Health Clinician in New York State with two decades of experience in behavioral health. My work has taught me that anxiety and life stress can interfere with many aspects of our lives, and these experiences are unique to everyone. I am also a Certified Narcissistic Abuse Clinician, trained in working with those who have experienced emotional, psychological, and physical abuse by narcissistic and antagonistic individuals.
VirtualAvailable
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New to Grow

$100/session

Specialties

ADHD
Couples Counseling
Women's Issues
+8
I am a Licensed Mental Health Counselor with over a decade of experience helping adults, couples, and families navigate life's challenges. My approach is warm, collaborative, and practical—I strive to create a space where clients feel genuinely understood, supported, and challenged to grow. As someone who has personally navigated major life transitions, including divorce, career changes, parenting, and rebuilding after difficult seasons, I understand that healing and growth are rarely linear. I combine evidence-based approaches such as CBT, DBT, attachment-based therapy, and Gottman Method Couples Therapy with empathy, humor, and real-world problem-solving. I work particularly well with high-achieving individuals who appear successful on the outside but struggle internally with anxiety, relationship challenges, self-doubt, stress, or feelings of disconnection. My goal is to help clients gain insight, develop practical skills, strengthen relationships, and create a more fulfilling and authentic life.
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
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New to Grow

$140/session

Empowering
Intelligent
Solution oriented

Specialties

Grief
Sex Therapy
Trauma and PTSD
I specialize in trauma and sex therapy, blending somatic and parts-based approaches with certified Ketamine Assisted Therapy. I use movement therapy, narrative therapy and parts work. I often work with clients who have seen a lot of therapists and other providers in the past, and have experienced a long history of body disconnection. Whether you’re navigating a complex trauma history, identity questions, grief, or disconnection from your body, I offer integrative care that meets you where you are. I’m neurodivergent-affirming and we go at your pace.
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New to Grow

$225/session

Specialties

Anxiety
Depression
For more than 20 years, I have helped individuals and couples navigate life’s challenges, strengthen their relationships, and create meaningful change. I am interested in the unique story each person brings to therapy. Drawing from many different practice perspectives, I help clients better understand themselves, work through difficult emotions, and break free from unhelpful patterns. Therapy is a place to grow and envision yourself becoming your best self.
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$80/session

Empowering
Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Depression
+6
I’m a client-centered therapist who believes therapy should feel as unique as you are. I don’t take a one size fits all approach. Instead, I take time to really get to know you, your story, and what matters most so we can shape our work in a way that truly fits your life. I strive to create a space that feels genuine, supportive, and comfortable, where you can be yourself without judgment. At the same time, I help you build practical tools and insights you can actually use outside of sessions to create meaningful, lasting change.
VirtualAvailable
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$150/session

Authentic
Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
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$250/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
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$150/session

Direct
Solution oriented

Specialties

Anxiety
Depression
Women's Issues
+10
I am pretty low key and easy going. Try to make clients as comfortable as possible. Sensitive to the fact that telling private information to a complete stranger can be nerve wracking. Love using humor as the nature of therapy can become very serious! We will develop treatment goals, things that the client wants to achieve in therapy for themselves.
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$200/session

Authentic
Challenging
Humorous

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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New to Grow

$100/session

Specialties

Self Esteem
Spirituality
Women's Issues
I am a female therapist with 10+years experience providing therapy to people of all ages. I have experience working with a wide variety of issues and pride myself on my flexibility and curiosity in the use of many different evidence-based practices. I use a lot of CBT and DBT techniques and strongly believe in the utility of doing homework assignments between sessions.
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$250/session

Solution oriented
Direct
Intelligent

Specialties

Addiction
Anxiety
Depression
+9
Hi, I’m Marisa Markowitz, LCSW, CASAC. I’m a warm, collaborative, and goal-focused therapist who believes real change happens when you feel supported, understood, and empowered. I work with adults navigating anxiety, stress, high expectations, life transitions, and the desire to create more balance and ease. My approach is grounded in evidence-based modalities—CBT, DBT, EMDR, MI, and narrative therapy—always tailored to your unique strengths and pace. In our sessions, you can expect a grounded, compassionate space where we identify clear goals, build practical tools, and create momentum toward the life you want. Whether you’re feeling overwhelmed or simply ready for growth, I’m here to help you move forward with confidence and clarity. Let’s get started when you’re ready.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Depression
Health/Medical Issues
+10
I have been providing Psychotherapy for over ten years at a community outpatient mental health clinic working in a multicultural environment. My experience encorporates treating clients with all types of mental health disorders especializing in anxiety, depression, trauma, health and weight issues. I incorporate an eclectic model approach using techniques from cognitive behavioral therapy, dialectic behavior theory, client centered, crisis interventions, and trauma focused.
Available
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New to Grow

$150/session

Authentic
Warm

Specialties

Anxiety
Chronic Illness
Health/Medical Issues
+10
As a dedicated therapist with a decade of hospital experience, I specialize in supporting individuals navigating complex emotional landscapes. I have vast experience in working with many client populations- including clients with advanced illness, family dynamics, caregiving, maternal-child and trauma treatment. My practice focuses on helping clients address challenges like depression, anxiety, relationship dynamics, and personal growth. I'm passionate about creating a compassionate, non-judgmental space where individuals can explore their inner world and develop meaningful strategies for healing. My therapeutic approach is holistic and person-centered, drawing from evidence-based practices to support clients through diverse life experiences. Whether you're struggling with workplace stress, family dynamics, trauma recovery, or seeking greater self-understanding, I'm committed to walking alongside you with empathy and professional expertise.
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$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable
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$175/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Life Transitions
Women's Issues
+4
I am a Licensed Clinical Social Worker who works primarily with women navigating anxiety, emotional overwhelm, relationship stress, and life transitions. Many of my clients are thoughtful, capable, and high-functioning, yet feel stretched thin, emotionally reactive, or stuck in patterns of overthinking and self-doubt. Therapy offers a space to slow down, understand what’s happening beneath the surface, and begin responding in ways that feel steadier and more aligned. My style is warm, collaborative, and supportive. I integrate attachment-informed and cognitive-behavioral approaches to help clients strengthen emotional regulation, build self-trust, and feel more grounded and confident in their relationships and daily lives. I provide telehealth therapy throughout New York and work with adults seeking meaningful, lasting change.
VirtualAvailable
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$90/session

Warm
Authentic
Direct

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+6
Hi, I’m Shirley, a licensed clinical social worker based in New York. I work with youth and adults who are navigating stress, transitions, identity questions, and the emotional impact of family, cultural, and societal expectations. Whether you’re beginning therapy for the first time, or returning after a break, I aim to offer a space that feels steady, thoughtful, and supportive. I see therapy as a place to slow down, make meaning of your experiences, and cultivate greater alignment between who you are, what you carry, and how you want to move through the world. I welcome your story and look forward to exploring it together.
VirtualAvailable
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$150/session

Open-minded
Warm

Specialties

Autism
Family Therapy
Trauma and PTSD
+6
Makenzi earned her master’s and doctorate degree in Marriage and Family Therapy from Touro University. With a background in theatre, she brings a unique ability to create a safe and supportive environment grounded in authenticity, storytelling, and empathy. Makenzi specializes in working with adolescents, families, and couples on issues that may include trauma, abuse, infidelity, and developmental disabilities. Makenzi is highly trained in The Gottman Method, Emotionally Focused Therapy, Sand Tray Therapy, and Yoga Therapy, offering a versatile and compassionate approach to healing and growth.
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Often rebooked

$85/session

Warm
Intelligent
Empowering

Specialties

Anxiety
Depression
Grief
+8
Welcome! I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience in working in the mental health field. Life is a journey with many unexpected disappointments, life challenges and experiences. I am here to help you manage your journey and to be the best version of yourself.. Whether you feel stuck, you need support in figuring out what your next steps are or need to find new tools and strategies to move forward in your life, I am here to help you get back up and on you way again. I believe there is hope in every situation and desire to help you find it.
VirtualAvailable
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$175/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+8
Hi I'm Racquel. As Megan Thee Stallion says “ Bad Bitches have Bad Days Too”. I'm a Licensed Clinical Social Worker with many years of experience. I became a therapist because I wanted to help others especially Black and other people of color. I help adults and adolescents struggling with anxiety, depression, OCD and childhood trauma. I would be honored to help you on your journey to living a happier and more fulfilling life.
VirtualAvailable
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Often rebooked

$150/session

Solution oriented
Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+10
I’m a Licensed Mental Health Counselor (LMHC) with over 10 years of experience working with adults and couples in clinical, school-based, and telehealth settings. I help people better understand themselves, work through emotional challenges, and develop healthier patterns that support lasting growth. My presence in therapy is warm, honest, and grounded, creating a space where you can show up as you are. When clients specifically request or express interest, I am able to thoughtfully integrate faith-based or spiritual perspectives into the therapeutic process in a way that respects each person’s values and comfort level.
VirtualAvailable
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$175/session

Specialties

Chronic Illness
Grief
Health/Medical Issues
+2
I received a Bachelor of Arts in Sociology and Social Psychology from Lehigh University in 2003 and graduated from Columbia University in 2007 with a Master of Science in Social Work. I started Endurance Counseling, my private practice, in 2023 after working as a pediatric transplant social worker at Levine Children's Hospital since 2019. I specialize in health/illness, medical education, medical/social trauma, anxiety/depression, chronic pain/disability, grief/bereavement, and loss. I am a thoughtful, sensitive, empathic, collaborative, and hard-working clinician who genuinely cares and strives to make a difference in the well-being of each of my patients. My passion is working with children and families impacted by medical issues and chronic pain. I have extensive experience working in hospital settings providing a range of supportive services to patients diagnosed with acute and chronic medical conditions.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.