Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 600 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 9/23/2026

New to Grow

$175/session

Specialties
Anxiety
Burnout
Life Transitions
+10
Hello! I am a licensed professional counselor licensed in both NY & NJ with over a decade of experience working with individuals who are experiencing anxiety, burnout and relationship challenges. Therapy, to me, feels like a genuine conversation between two people. I show up as myself—curious, engaged, and thoughtful. I'll ask questions, offer new perspectives, and help you build insight and practical tools so you can feel more like yourself again.
Available

$100/session

Specialties
ADHD
Anxiety
Women's Issues
+3
I am a New York State Licensed Mental Health Counselor with over 10 years of experience helping individuals navigate anxiety, stress, life transitions, women’s issues, and other emotional challenges through compassionate, evidence-based care. As a Certified Autism Specialist, I provide individualized support to autistic individuals through a strengths-based approach tailored to each person’s unique experiences and needs. My background includes work across outpatient mental health, behavioral health, and substance use treatment settings, including clinical leadership roles that strengthened my expertise in comprehensive assessment and treatment planning. I earned my Master of Science in Mental Health Counseling from State University of New York at New Paltz, and I remain committed to ongoing professional development to provide thoughtful, effective care.
Available

$125/session

Authentic
Empowering
Solution oriented
Specialties
Addiction
Anxiety
Depression
+10
Licenses & Training: I hold a Master of Science degree in Clinical Mental Health Counseling from Walden University. I hold a Master of Science degree in Health Education and Promotion from Walden University. I am currently licensed in the state of New York (LMHC) Presently, I work as a Program Director for residential treatment services for clients impacted by substance and mental health challenges. Along with my formal education, I have 23 years' experience working within various modalities, providing me with skills to utilize techniques and interventions from Cognitive Behavior Therapy, Dialectical Behavior Therapy, Cognitive Processing Therapy, Motivational Enhancement Therapy, Expressive Therapy, Solution Therapy, Couple Counseling (Effective Communication & Conflict Resolution), Grief Therapy, and Motivational Interviewing., etc. Frequently addressed issues in treatment may include anxiety, depression, post-traumatic stress disorder, abuse, life transition problems, general stressors, self-esteem issues, dysfunctional patterns of behavior, etc. I am also a member of the American Counseling Association.
VirtualAvailable

$175/session

Warm
Authentic
Open-minded
Specialties
ADHD
Child or Adolescent
Trauma and PTSD
+9
I am a psychotherapist with 20+ years of experience in psychotherapy. I recently obtained by RN. My background includes working in school settings, inpatient psychiatric hospitals, and outpatient clinics. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable

$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
Available

New to Grow

$130/session

Specialties
Addiction
ADHD
Anxiety
+3
I've been a practicing psychotherapist for over twenty five years providing in and outpatient therapy for adolescence and adults. I am interesting in working with clients who are motivated for change, who are willing to make a commitment to the process of change and consistent with treatment. I am also interested in clients who are willing and open to developing a therapeutic relationship base on trust. The goal of treatment is to help clients to improve their insight regarding the issues/problems that they want to change.
Available

New to Grow

$100/session

Specialties
Burnout
Grief
Trauma and PTSD
+10
As an LCSW and former Clinical Supervisor with 14+ years of experience, I provide a grounded, protective, and highly structured environment to help individuals process deep trauma, navigate complex grief, and recover from institutional or workplace burnout. My approach moves entirely past standard talk therapy; I draw heavily on evidence-based frameworks—including EMDR, Schema Therapy, and Transactional Analysis—to explore underlying behavioral patterns, break toxic cycles, and build concrete, tailored coping tools. My style is honest, collaborative, and warm, entirely focused on cutting through the daily noise to help you confidently get back to feeling like yourself.
Available

New to Grow

$110/session

Specialties
Anxiety
Burnout
Depression
I received my master's degree in mental health counseling at CUNY Brooklyn College. I have years of experience providing services for teens and adults and would love to help people who struggles with different types of issues such as depression, anxiety, relationship issues, communication issues, self-esteem issues, stress. I utilizes approaches such as CBT, Gestalt therapy, Emotionally Focused therapy, and Person Centered therapy in order to help my clients meet their needs and goals. I focus on helping my clients become aware and understand their emotions to better help provide them with a sense of control of their minds and lives.
Available

New to Grow

$100/session

Specialties
Addiction
Crisis Intervention
Depression
+10
I believe that therapy is a guided process in search of your serenity. In order to foster change, it will take a collaborative effort to meet your needs. The foundation of my approach focuses on trauma that has not been dealt with, which has now manifest into undesirable behavior. I pride myself on providing you a safe space to be vulnerable, a connection that builds an alliance, an active ear so you feel heard and warm experience that will restore hope for a better tomorrow.
Available

$135/session

Specialties
Anxiety
Depression
Trauma and PTSD
+9
Im a Spanish speaking Licensed Clinical Social Worker and with 8 years of experience. I utilize a person centered empowering and encouraging approach to my therapy sessions with warmth and humor, because let’s face it - life sometimes be life-ing. Im an NYU graduate with years of experience helping individuals across the life span and the oh an array of different mental health conditions.
VirtualAvailable

New to Grow

$75/session

Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
Available

$210/session

Solution oriented
Authentic
Warm
Specialties
Anxiety
Coping Skills
Couples Counseling
+10
TAKE EVENING CLIENTS! I am a licensed Clinical Marriage & Family Therapist, Credentialed Alcohol and Substance Abuse Counselor (CASAC), with more than 20 years of experience helping adolescents, young adults, individuals, couples, and families navigate life's challenges. My approach is compassionate, collaborative, and solution-focused, providing a safe, supportive environment where clients feel heard, understood, and empowered to create meaningful change. I specialize in working with adolescents who are struggling with peer relationships, bullying, self-esteem, identity development, anxiety, emotional regulation, and family conflict. I also enjoy helping young adults navigate major life transitions, including returning home after college, adjusting to adulthood, launching careers, developing independence, and managing changing family dynamics. For adults, I provide therapy for anxiety, depression, stress management, work-life balance, life transitions, relationship concerns, and personal growth. Whether you are feeling overwhelmed by work demands, experiencing burnout, struggling with communication, or trying to regain balance in your personal life, I work collaboratively with you to develop practical strategies that support long-term emotional wellness. I have extensive experience working with couples at every stage of their relationship, including dating, premarital counseling, marriage, intimacy concerns, communication difficulties, conflict resolution, infidelity recovery, and rebuilding emotional and physical connection. As an AASECT-Certified Sex Therapist, I also help couples address sexual concerns, desire differences, intimacy challenges, and other sensitive topics with professionalism, compassion, and without judgment. I earned a Master of Science in Marriage and Family Therapy from Hofstra University and a Master of Arts in Military Psychology from Adler University. I am licensed in both Virginia and New York and hold certifications in Divorce Mediation and Alcohol and Substance Abuse Counseling. My therapeutic approach integrates evidence-based practices, including Cognitive Behavioral Therapy (CBT), Emotionally Focused Therapy (EFT), Solution-Focused Therapy, mindfulness techniques, and family systems theory to create individualized treatment plans for each client.
VirtualAvailable

$225/session

Direct
Authentic
Empowering
Specialties
Anxiety
Depression
Welcome ! I’m an LCSW & a PhD who has worked for over 20 years helping people dream again. I work with individuals and couples to navigate life’s challenges, strengthen their relationships, and create meaningful change. I am interested in the unique story each person brings to therapy. Drawing from many different practice perspectives, I help clients better understand themselves, work through difficult emotions, and break free from unhelpful patterns. Therapy is a place to grow and envision yourself becoming your best self.
Available

$265/session

Solution oriented
Warm
Specialties
Addiction
Life Transitions
Women's Issues
+10
I’m a trauma‑informed mental health counselor with 15 years of experience supporting adults through life transitions, emotional overwhelm, and healing work. I specialize in helping women navigate perimenopause‑related mood changes, anxiety, depression, chronic stress, and weight‑related concerns, including bariatric surgery evaluations. I also work with individuals experiencing substance use concerns or addiction. My approach is warm, collaborative, and grounded in helping you feel understood, supported, and empowered to create meaningful change.
Available

New to Grow

$150/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
My name is Phyllis Williams. I am an Associate Professional Counselor licensed in the state of Georgia and New York. I am also the proud owner of Tuyee Holistic Services LLC. A little bit on my educational background. I obtained my Masters in Science degree from CUNY-Hunter College School of Education with a concentration in Mental Health Counseling, in addition to my Bachelor’s of Arts in Psychology. A little bit on my theoretical approach. I utilize an integrative approach to therapy by applying a combination of therapeutic strategies to fit the individualized needs of my clients. I specialize in the use of, but not limited to Cognitive Behavioral Therapy (CBT), Dialectic Behavioral Therapy (DBT) and Psychodynamic Theory with a Solution Focused & Person-Centered Approach.
Available

$100/session

Specialties
Anxiety
Crisis Intervention
Depression
+2
Hi I'm Laura, a licensed clinical social worker with extensive experience supporting individuals through crisis, trauma, and major life stressors. I specialize in working with first responders and those impacted by high-stress environments, offering a calm, collaborative, and practical approach to therapy. My goal is to help clients feel understood, supported, and empowered to move forward. My approach is practical, compassionate, and down-to-earth. I’ll meet you with empathy and honesty, offering support without judgment. Together, we’ll explore what’s holding you back and help you reconnect with your true self.
Available

$175/session

Specialties
Anxiety
Fertility & Reproduction Issues
Grief
I am a devoted wife, mother, sister, aunt and friend. I love connecting with people in my personal life as well as professionally. I am passionate and committed to helping my clients work toward maximizing their mental health and overall functioning. My therapy approach is one of empathy and partnering with my clients to help them understand their symptoms better.
VirtualAvailable

New to Grow

$130/session

Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
As a licensed clinician, I typically work with young adults who are looking to overcome past traumas, going through life transitions, or are seeking help in learning to cope with daily stressors. I also thoroughly enjoying helping people find connections between past experiences and current life circumstances to help prevent repeating negative patterns. My work usually involves discussing any history of complex emotional trauma, identifying and challenging negative beliefs, and connecting with different parts of ourselves that play a role in how we think and how we interact with others and the world around us. I'm always open to talk therapy for people who are looking to vent about stressors and discuss ways to move forward.
Available

Often rebooked

$130/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
Available

New to Grow

$120/session

Specialties
Autism
Emotional Regulation
Learning / School Challenges
+10
I am a licensed doctoral psychologist in New York with 20 years of professional work experience I work mostly with children, adolescents, and their families. As a licensed psychologist and a board-certified behavior analyst, I have experience with the full range of developmental disorders, especially neurodivergence (e.g., on the autism spectrum). I have experience in helping clients with school-based issues, anxiety, depression, family conflicts, trauma, abuse, & parenting issues. I am also a registered yoga instructor at the 500-hour level and use mindfulness meditation as a part of my practice. I believe that clients are the experts of their story and I focus on strengths and normalization. Seeking therapeutic intervention is not only smart; it also represents an additive model, not a deficit. I serve as your advocate in order to promote functioning at optimal levels throughout the lifespan.
Available

$100/session

Authentic
Direct
Warm
Specialties
Anxiety
Depression
Self Esteem
+6
I’m a Black male therapist in my 30s who is passionate about helping individuals and couples navigate anxiety, relationships, identity, and life transitions. I strive to create a supportive, non-judgmental space where clients feel seen, heard, and respected. My approach is collaborative and practical, drawing from evidence-based methods like Cognitive Behavioral Therapy while honoring each person’s unique experiences, culture, and strengths. I’m a therapist who believes therapy should feel like a space where you can be honest, understood, and supported without judgment. My approach is warm, collaborative, and focused on helping clients better understand themselves while developing practical tools to navigate relationships, emotions, identity, life transitions, and personal growth. Through my practice, I work with individuals, couples, and families who may be struggling with anxiety, self-esteem, communication, relationship challenges, emotional regulation, or simply trying to figure out their next chapter. I meet each client where they are and recognize that no two people have the same story or path to healing. My goal is not to tell you who you should be, but to help you better understand who you are, what you need, and who you want to become. Therapy is a place for growth not just when life feels difficult, but also when you’re ready to build on the progress you’ve already made.
VirtualAvailable

New to Grow

$175/session

Specialties
Burnout
Self Esteem
Trauma and PTSD
+9
I am licensed in three states (NY, NC, and SC) and have 8 years total of clinical experience. My career started in North Carolina when I got my Master's in Clinical Mental Health Counseling from Western Carolina University and completed my internship serving as a counselor in an inpatient substance use treatment facility. After that, most of my career was spent serving diverse populations in New York City, in multiple settings of care including substance use treatment and community mental health treatment facilities, and private practice settings. I worked with a heavily diverse, international, and multicultural population from many backgrounds. Over time I had immersive experience building a niche working with LGBTQ+ clients, with a particularly strong following of gay men navigating complexities in their identity, sexuality, and interpersonal relationships. I also worked with clients from all walks of life navigating concerns around trauma, addiction, mood disorders, major life transitions, and concerns regarding intimate relationships. I consider my counseling approach to be ecletic. I incorperate concepts from many different modalities and adapt them to the unique needs and personalities of my clients. Some of the major counseling theories I draw from include Person-centered therapy, Motivational Interviewing, Cognative Behavioral Therapy, Dialectal Behavioral Therapy, Positive Psychology, and many others.
Available

Often rebooked

$200/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Coping Skills
Peer Relationships
+9
Hello, my name is Shira, and I am a Licensed Mental Health Counselor in Florida. I work with adolescents and young adults both male and female, supporting them through career stress, peer relationships, and major life transitions. I also specialize in working with young women and men as they navigate marriage and other developmental stages of life. My goal is to create a safe, supportive space where clients feel heard, valued, and understood. Together, we focus on growth, healing, and self-discovery, helping clients build fulfilling lives and deepen their connection to G-d
VirtualAvailable

$120/session

Solution oriented
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I’m a bilingual Licensed Clinical Social Worker providing psychotherapy in English and Spanish. My approach is warm, collaborative, and integrative, combining evidence-based practices with a space where clients can feel heard, understood, and supported without judgment. I work with adults navigating anxiety, depression, trauma, relationship concerns, grief, life transitions, identity, self-esteem, and other emotional challenges. I believe therapy should feel like a meaningful conversation rather than an evaluation, and I tailor treatment to each person’s needs, experiences, culture, and goals.
Available

$175/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Life Transitions
+9
Great to meet you! I want you to know that when you come into therapy with me, you don’t have to pretend, minimize, or hold everything together. You get to show up exactly as you are — we take it from there together. My favorite part of this work has always been sitting with people one‐on‐one. That’s where real connection and real healing happen. I genuinely enjoy getting to know who you are, what you’ve been carrying, and what you’re hoping might feel different. My style is warm, steady, and honest. I listen closely, ask thoughtful questions, and help you understand the experiences and patterns that are shaping your life. I’m also practical — I like to offer tools and strategies you can actually use in your day‐to‐day life, not just in the therapy room. I work with people dealing with anxiety, stress, depression, trauma, relationship challenges, major transitions, and substance use concerns. Something I tell clients often is this: I don’t want you to just feel better — I want you to be well. Feeling better can be temporary. Being well means building insight, healing, and lasting change. When you work with me, you get someone who shows up fully — present, steady, honest, and genuinely invested in your well‐being. I’m not here to give you quick fixes or surface‐level advice. I’m here to help you understand yourself more deeply, heal what’s been ignored or pushed aside, and build a life that feels more grounded and true to who you are. My style is warm, direct, and deeply human. I listen for the things underneath your words — the patterns, the pain points, the strengths you might not yet see. I’ll challenge you gently, support you consistently, and help you make sense of what’s been getting in the way.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.