Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 556 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 11/3/2026

New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
Available

New to Grow

$200/session

Specialties
Anxiety
Attachment Issues
Codependency
+3
I'm a licensed clinical social worker who helps women navigate relationships, life transitions, and the messy process of figuring themselves out. I believe therapy should be a space where you can show up as you are, speak freely, explore what feels stuck, and work toward a life that feels authentically yours.
Available

New to Grow

$150/session

Specialties
ADHD
Anxiety
Depression
+5
Whether you’re managing ADHD, anxiety, depression, navigating life transitions, or working on relationships and personal growth, therapy can be a place to feel supported, understood, and gently challenged to make meaningful changes. My goal is to make this process as easy and approachable as possible, so you can take each step at your own pace while moving toward the life you want.As a CBT therapist, I help you make sense of patterns in your thoughts, feelings, and behaviors. I work with you to shift what’s not helping, find practical tools, and provide a space where you can be understood without judgment. Therapy doesn’t have to feel intimidating. I want to provide a space for relief, growth, and change. If you’re ready to take the first step, I’d be honored to walk with you. There’s no perfect time to start, just the right time for you. Let’s explore what’s possible, together!
Available

$80/session

Empowering
Warm
Authentic
Specialties
Anxiety
Coping Skills
Depression
+6
I’m a client-centered therapist who believes therapy should feel as unique as you are. I don’t take a one size fits all approach. Instead, I take time to really get to know you, your story, and what matters most so we can shape our work in a way that truly fits your life. I strive to create a space that feels genuine, supportive, and comfortable, where you can be yourself without judgment. At the same time, I help you build practical tools and insights you can actually use outside of sessions to create meaningful, lasting change.
VirtualAvailable

New to Grow

$100/session

Specialties
Anxiety
Depression
Phobias
+10
As a dedicated and compassionate mental health clinician I work towards creating a safe and supportive space to explore challenges and build a path toward lasting well-being. My specialization includes helping individuals navigate and overcome concerns such as anxiety, anger management issues, depression and stress, low self-esteem and building confidence, grief and loss, relationship issues and sexual addiction. I am committed to building a strong client-therapist relationship where clients feel comfortable sharing personal information, free from judgment. If you're ready to take the next step toward a more fulfilling life, you're invited to reach out and schedule a consultation.
Available

New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+5
Hi, I’m Kayla Cunningham! I’m a Licensed Mental Health Counselor with 11 years of experience supporting teens and college students. I know school, friendships, family, and big life changes can get overwhelming. My style is laid-back, supportive, and judgment-free—a space to slow down, be honest, and sort through what you’re feeling. Whether you’re stressed, anxious, in transition, or just trying to take better care of yourself, I’m here to meet you where you are.
Available

New to Grow

$100/session

Specialties
Childhood / Intergenerational Trauma
Serious Mental Illness / Crisis
Trauma and PTSD
+4
I am a therapist dedicated to providing trauma-informed, culturally responsive, and holistic mental health care. My practice is rooted in deep human connection and meeting you where you are, honoring all aspects of your identity, environment, and lived experience. I aim to create a warm, non-judgmental space where you can process life’s challenges, build emotional resilience, and restore meaningful connection to yourself and your community.
Available

New to Grow

$100/session

Specialties
Anxiety
Depression
First Responders/Healthcare Workers
I'm a Licensed Clinical Social Worker who believes that everybody deserves a safe, and supportive space where they can feel that they are heard and understood. My focus is on helping adults with depression, anxiety, stress management, life transitions and self-esteem. My approach is goal oriented and helping to work through life's challenges, develop greater insight and make meaningful changes that improve their overall well-being.
Available

$165/session

Warm
Direct
Intelligent
Specialties
Anxiety
Burnout
Life Transitions
+4
Whether you're a parent navigating the challenges of raising children, a young adult finding your footing, a high achieving experiencing nervous system dysregulation or a family seeking stronger connections — there's a place for you here. Life has a way of pulling us in every direction — but healing often starts by turning inward. I bring both compassion and energy to every session, creating a space where you feel safe, seen, and supported. Whether you're navigating everyday stress or life's bigger challenges, I'm here to help you find your footing and reconnect with your own strength.
Available

New to Grow

$120/session

Specialties
Anxiety
Depression
Self Esteem
+9
As a therapist, I bring warmth, empathy, curiosity, and a genuine interest in understanding each person's unique journey. Everyone has a story that deserves to be heard, understood, and respected without judgment or assumptions. Authentic human connection is at the heart of my approach, and meaningful change begins when we feel safe enough to be open, vulnerable, and truly ourselves. Above all, creating a space where clients feel seen, heard, accepted, and supported is essential. Therapy is not about changing who you are, but about developing a deeper understanding of yourself, recognizing your strengths and potential, and discovering new ways to navigate life's challenges. My hope is that through this process, clients feel empowered to embrace who they are and create a life that feels more authentic, balanced, and fulfilling.
Available

New to Grow

$110/session

Specialties
ADHD
Anxiety
Life Transitions
+7
Welcome! As a telehealth therapist, I meet clients virtually across New York to create a supportive space where real change can happen. Over the years, working in both inpatient and outpatient care has given me a deep appreciation for meeting people from every background and life story. I work best with teens (15+) and adults who are motivated and eager to put in the work toward healing. My practice centers on working with ADHD, anxiety, and boundary setting. With my history in inpatient, I understand and always consider a trauma-informed approach.
Available

$100/session

Humorous
Warm
Specialties
ADHD
Anxiety
Coping Skills
My communication style is calm, direct and caring. I try to be non-judgmental. I support my patients and want them to feel better through therapy as well as in all aspects of their personal and professional lives. Through the use of CBT, it promotes the setting of goals, which we develop together and review and modify periodically as progress is made.
VirtualAvailable

New to Grow

$115/session

Specialties
Anxiety
Family Conflict
Life Transitions
+6
I am Kelly Farrell, a Licensed Clinical Social Worker with over 25 years of experience helping individuals and families navigate life's challenges. Throughout my career, I've worked with adolescents, adults, couples, and families in a variety of clinical settings. I believe therapy should be a comfortable, supportive space where you feel heard, understood, and free to be yourself. Whether you're struggling with anxiety, relationship difficulties, family conflict, or major life transitions, my goal is to help you gain insight, develop healthier coping strategies, and feel more confident moving forward. My approach is warm, collaborative, and practical. I recognize that everyone's experiences and needs are different, and I tailor our work together to what matters most to you. I value building genuine connections with my clients and believe that a strong therapeutic relationship is the foundation for meaningful change.
Available

$150/session

Authentic
Warm
Open-minded
Specialties
Addiction
LGBTQ
ADHD
+8
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable

New to Grow

$128/session

Specialties
Emotional Regulation
Life Transitions
Trauma and PTSD
+8
I believe everyone deserves a space where they feel comfortable, heard, and accepted without judgment. As a bilingual Licensed Clinical Social Worker with over five years of experience, I enjoy helping adults and children navigate life’s challenges with compassion and understanding. Coming from a Hispanic family, I value the importance of culture, connection, and honoring each person’s unique experiences. My approach is warm and collaborative, incorporating mindfulness and mind-body practices to help clients better understand themselves, work through challenges, and build a stronger connection with themselves.
Available

New to Grow

$150/session

Specialties
Anxiety
Attachment Issues
Depression
+10
I work with clients who feel unable to escape the patterns of behaviors that keep them feeling stuck and who experience anxiety, depression, self-esteem issues, grief and loss, relationship challenges, difficulties navigating life transitions and who have experienced trauma. I specialize in working with individuals and families impacted by intimate partner abuse and other relational traumas.
Available

New to Grow

$90/session

Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
Hi, I'm Annie! I'm a Licensed Clinical Social Worker with over five years of experience in emergency medicine, school-based settings, and supporting diverse communities. I believe therapy is a journey where you're in the driver's seat and I'm alongside you in the passenger seat. You're the expert on your own life, and I'm here to help you navigate challenges, explore new perspectives, and develop the tools and confidence to move forward. My approach is warm, collaborative, and solution-focused. Whether you're navigating anxiety, depression, life transitions, or simply feeling stuck, we'll work together to recognize your strengths, understand patterns, and create meaningful change. Above all, I want therapy to be a space where you feel heard, supported, and comfortable showing up exactly as you are. You don't need to have everything figured out. We'll start wherever you are!
Available

New to Grow

$150/session

Specialties
Couples Counseling
Family Conflict
Career Counseling
+1
I am a caring, empathetic and attentive therapist who values creating a safe place and supportive environment where individuals feel heard, understood and respected. I am a great listener and problem solver with a Family Systems, EFT, and Solution Focused approach. I support clients in navigating challenges to work toward meaningful change. I have a strong ability to recognize patterns, identify underlying causes contributing to presenting concerns and help clients develop practical strategies for moving forward, I am compassionate and committed to each individual's growth and remain focused on supporting clients in building the insight and confidence and skills needed to create lasting change.
Available

$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable

New to Grow

$300/session

Specialties
Childhood / Intergenerational Trauma
Depression
Trauma and PTSD
+8
Dr. Erica Melissa Ponteen, PhD, LCSW, is a social work scholar, educator, clinician, and expert in trauma-informed practice. Her scholarship and clinical work focus on trauma, women’s mental health, and military social work. She earned her MSW from New York University and PhD from Fordham University. Dr. Ponteen has held clinical and leadership roles within New York City social service agencies, including the federal level of government. She has taught across several schools of social work and contributed to research and scholarly presentations. Her work integrates research, education, clinical practice, and public service to advance social justice and equitable mental health outcomes for underserved communities.
Available

$125/session

Authentic
Empowering
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
Available

New to Grow

$75/session

Specialties
Anxiety
Attachment Issues
Depression
+4
Hello, I'm Glendenise, a Christian therapist who welcomes all who are ready to heal and be heard. I complete teletherapy with clients who live in NY. I love to write, spend time with Jesus, watch movies, read, and travel. But most of all, I value supporting others by use of a faith based approach along with CBT and solution based interventions.
Available

$150/session

Warm
Empowering
Solution oriented
Specialties
Anger Management
Anxiety
Crisis Intervention
I have been a practicing social-worker for over 35 years. I attended Rhode Island College School of Social- Work, graduated in 1989. I have an extensive history of working with patients in outpatient mental health settings. I have provided individual and group treatment for chronically mentally ill individual . I have also worked in inpatient care. I am currently in private practice for the past 10 years.
VirtualAvailable

New to Grow

$200/session

Specialties
Anxiety
Depression
Grief
+10
Are you feeling overwhelmed, anxious, or stuck during a difficult period in your life? If you are, then you are in the right place. My name is Malka Pill, and I am a Licensed Clinical Social Worker. I provide a warm, supportive space where you can feel heard, develop effective coping strategies, and reconnect with your strengths. I work with adults experiencing anxiety, depression, grief, stress, OCD, and life transitions. My approach incorporates CBT, narrative therapy, and strengths-based techniques to help you better understand your thoughts and emotions, develop healthier coping strategies, and build on your existing strengths. Therapy is an opportunity to prioritize yourself, gain perspective, and create meaningful change. You don’t have to navigate it alone.
Available

New to Grow

$165/session

Specialties
Anger Management
Anxiety
Self Esteem
+4
I am a Licensed Mental Health Counselor in New York State with 25 years of experience in counseling, crisis intervention, and community mental health. I have experience helping individuals navigate stress and anxiety, depression, family and relationship conflicts, anger management, and bipolar disorder. My clinical approach is grounded in Cognitive Behavioral Therapy (CBT) and Motivational Interviewing (MI). I take a direct, supportive, and individualized approach, recognizing that everyone has different experiences, challenges, and goals. I believe meaningful progress begins with a therapeutic relationship that feels safe, respectful, and supportive while also providing the encouragement and challenge necessary for personal growth. Seeking therapy takes courage. Often, we reach out when life feels overwhelming, relationships become difficult, or we feel stuck, disconnected, anxious, or uncertain about how to move forward. Together, we can explore these experiences, recognize patterns that may be holding you back, and develop healthier ways of thinking, feeling, and responding to life's challenges. I believe therapy should be a collaborative process built on open communication, trust, and mutual respect. Our work may involve exploring difficult emotions, challenging unhelpful thinking patterns, and developing practical skills you can apply to everyday life. Therapy can be supportive and empowering, but growth can also be uncomfortable and challenging. Sometimes, meaningful change begins when we are willing to look at ourselves and our circumstances differently. My goal is to create an environment where you feel heard, understood, and accepted without judgment, while helping you recognize your strengths and potential. Whether you're seeking relief from anxiety, healthier relationships, greater self-understanding, or a renewed sense of direction, I am here to support and empower you. Together, we can work toward meaningful change and a more fulfilling, balanced life.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.