Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 581 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 6/14/2026

New to Grow

$150/session

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
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$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+9
Are you feeling lost, stuck, or weighed down by past trauma? Or are you and your partner caught in repetitive cycles, struggling to truly connect? I specialize in helping individuals and couples move from feeling disconnected to living with deep purpose, clarity, and security. For young adults and individuals feeling lost in life, I utilize Acceptance and Commitment Therapy (ACT) combined with existential and somatic-cognitive tools. Together, we will help you rediscover who you are, clarify your core values, and define exactly what you want your life to look like. We will process past pain, release physical trauma, and foster genuine post-traumatic growth so you can build a meaningful future. For couples, I combine the Gottman Method and the Psychobiological Approach to Couple Therapy (PACT). We will work in real-time to understand your nervous system responses, break negative communication loops, and build a secure, deeply connected partnership. Whether you are navigating individual healing, identity exploration, or relationship growth, I provide a safe, actionable space to help you thrive.
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New to Grow

$100/session

Specialties

ADHD
Child or Adolescent
Depression
+10
Hello, my name is Dr. Ryan Peterson, and I am a New York State licensed psychologist. I am passionate about helping people understand themselves more deeply, navigate life's challenges, and build meaningful, lasting change. My approach is grounded in evidence-based practice, empathy, and client-centered care. I am dedicated to creating a supportive environment where those I work with feel safe, respected, and empowered throughout the therapeutic process. Taking the time to build trusting relationships is important to me, as is treating all with respect, compassion, and dignity regardless of their background, life circumstances, or choices they have made. My goal is to help those I work with feel supported, empowered, and heard. Whether improving access to care, increasing independence, reducing stress, or enhancing well-being, I strive to make a positive difference and help each person overcome the trials and tribulations of life.
Available
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$250/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Bipolar Disorder
Depression
+7
I am a compassionate professional committed to helping individuals navigate life’s challenges in various stages of life. My approach is client-centered, where I work collaboratively with you to understand your unique experiences, goals, and strengths. I have over 10 years of experiences working with children and families navigating the foster care system and well as individuals overcoming acute psychiatric distress in the inpateint setting. I work with a range of concerns, including stress, anxiety, life transitions, and relationship challenges. I am particularly passionate about helping clients build resilience, develop healthier coping strategies to improve self-esteem and gain deeper self-awareness. Whether you are seeking support during a difficult time, looking to make positive changes in your life, or need a listening ear, I am here to support you in building a fulfilling life one where you can experience happiness, a sense of contentment, and confidence in who you are.
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New to Grow

$110/session

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+8
Hi! I'm Joan Schifaudo, Licensed Clinical Social (LCSW). I graduated from Fordham University in 2002 and had so many wonderful experiences in this helping profession and I want to share them with you! I am both a listener and problem solver with help from you, the client. I use Gestalt and CBT primarily as treatment methods, but I'm not adverse as to what YOU would like to introduce to the sessions so we can create your treatment goals together!
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$100/session

Authentic
Intelligent

Specialties

Autism
LGBTQ
Trauma and PTSD
+6
I provide neurodivergent-informed evaluations and therapy that are trauma-informed, culturally sensitive, and gender-affirming focused on autism, ADHD, and co-occurring diagnoses. Evaluations are deeply collaborative and tailored to client goals, which may include diagnostic clarification, support for accommodations (as determined during the consultation call), accessing appropriate prescribers, improving resource accessibility, and making sense of past experiences through a neurodiversity-affirming lens. Each evaluation centers the individual’s voice and story—offering a meaningful, strengths-based understanding of their lived experience. As a provider who is neurodivergent and has significant personal and professional experience in therapy and evaluation for individuals with autism and ADHD, my commitment is to deliver compassionate and thorough care. I aim to empower you with the knowledge, skills, and support necessary to navigate your diagnosis and achieve a fulfilling life.
VirtualAvailable
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
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New to Grow

$175/session

Specialties

Anger Management
Anxiety
Depression
+10
am a Licensed Mental Health Counselor dedicated to helping individuals navigate life’s challenges with greater clarity, resilience, and emotional balance. I work with clients experiencing stress, anxiety, depression, grief, burnout, relationship concerns, and life transitions. My approach is compassionate, supportive, and culturally aware, creating a space where clients feel heard, empowered, and encouraged to grow, heal, and develop healthier ways of navigating life and relationships.
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New to Grow

$160/session

Specialties

Anxiety
Life Transitions
Self Esteem
+5
If you’re someone who struggles with anxiety, self-doubt, or constantly putting others’ needs before your own, you’re not alone. I understand how exhausting it can be to overthink conversations, question your worth, or feel stuck in patterns that leave you feeling disconnected from yourself. My goal is to provide a supportive, nonjudgmental space where you can feel comfortable being yourself without the pressure to have everything figured out. My approach is warm and supportive, using empathy, compassion, and sometimes humor. I believe that therapy works best when there is a genuine connection, so I strive to create an environment where you feel heard, understood, and accepted. While I incorporate evidence-based approaches such as CBT, I also recognize that every person’s experience is unique and tailor treatment to your individual needs and goals. Outside of the therapy room, I love animals, art, nature, and getting lost in a good TV show or book. These interests remind me of the importance of balance, curiosity and finding moments of joy in everyday life. Whether you’re navigating anxiety, relationship challenges, low self-esteem, or life transitions, I am passionate about helping you develop greater self-confidence, build healthier relationships, and create lasting change. Together, we’ll work toward helping you feel more empowered, secure, and connected to the life you want to live. If you feel ready to take the next step, I would love to connect and see how I can support you.
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
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Often rebooked

$90/session

Direct
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm so glad you're here. I appreciate you taking time to find the right therapist for your needs. As a Licensed Clinical Social Worker, I have been practicing since 2010 providing individual and group therapy. I have a background in substance abuse counseling as well as working in several university counseling services (RPI, Vassar and Boston College). I have worked with my clients on issues such as adjustment, depression, anxiety and trauma. My approach involves CBT and Acceptance and Commitment Therapy strategies to help clients understand and cope with symptoms. By challenging thoughts, feelings and behaviors, clients learn to take new perspectives that leave the door open for healthy, positive changes. I also have a strong background in motivation enhancement and Internal family systems. My hope is that clients will find a safe and protected space to be curious about their internal emotional experience. I aim to validate and affirm as well as provide new perspectives, so that clients feel able to make meaningful change.
VirtualAvailable
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$80/session

Empowering
Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Depression
+6
I’m a client-centered therapist who believes therapy should feel as unique as you are. I don’t take a one size fits all approach. Instead, I take time to really get to know you, your story, and what matters most so we can shape our work in a way that truly fits your life. I strive to create a space that feels genuine, supportive, and comfortable, where you can be yourself without judgment. At the same time, I help you build practical tools and insights you can actually use outside of sessions to create meaningful, lasting change.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Depression
Health/Medical Issues
+10
I have been providing Psychotherapy for over ten years at a community outpatient mental health clinic working in a multicultural environment. My experience encorporates treating clients with all types of mental health disorders especializing in anxiety, depression, trauma, health and weight issues. I incorporate an eclectic model approach using techniques from cognitive behavioral therapy, dialectic behavior theory, client centered, crisis interventions, and trauma focused.
Available
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$150/session

Direct
Solution oriented

Specialties

Anxiety
Depression
Women's Issues
+10
I am pretty low key and easy going. Try to make clients as comfortable as possible. Sensitive to the fact that telling private information to a complete stranger can be nerve wracking. Love using humor as the nature of therapy can become very serious! We will develop treatment goals, things that the client wants to achieve in therapy for themselves.
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$80/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Depression
+5
I am a licensed clinician with five years of experience working with a diverse population of clients across a broad range of ages. I provide a supportive, collaborative, and client-centered therapeutic environment where individuals feel heard, respected, and empowered. My approach is primarily person-centered, emphasizing empathy, authenticity, and unconditional positive regard. I also integrate evidence-based techniques from Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) to help clients develop practical coping skills, improve emotional regulation, and work toward meaningful change. I tailor therapy to each client’s unique needs and goals, believing that growth occurs best when individuals feel supported while learning effective tools to navigate life’s challenges.
VirtualAvailable
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New to Grow

$140/session

Specialties

Grief
Sex Therapy
Trauma and PTSD
I specialize in trauma and sex therapy, blending somatic and parts-based approaches with certified Ketamine Assisted Therapy. I use movement therapy, narrative therapy and parts work. I often work with clients who have seen a lot of therapists and other providers in the past, and have experienced a long history of body disconnection. Whether you’re navigating a complex trauma history, identity questions, grief, or disconnection from your body, I offer integrative care that meets you where you are. I’m neurodivergent-affirming and we go at your pace.
Available
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$125/session

Specialties

Anxiety
Life Transitions
Parenting
I am a Licensed Mental Health Clinician in New York State with two decades of experience in behavioral health. My work has taught me that anxiety and life stress can interfere with many aspects of our lives, and these experiences are unique to everyone. I am also a Certified Narcissistic Abuse Clinician, trained in working with those who have experienced emotional, psychological, and physical abuse by narcissistic and antagonistic individuals.
VirtualAvailable
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$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable
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$154/session

Open-minded
Intelligent
Authentic

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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$150/session

Authentic
Warm

Specialties

Coping Skills
Family Conflict
Self Esteem
I hold a doctoral degree in counseling psychology from the University at Albany, with specialized training in psychodynamic therapy. Over the past 14 years, I have developed an eclectic practice, working across diverse settings that have deepened my understanding of the human condition. Through this experience, I have come to appreciate both the resilience individuals possess and the challenges they face when striving toward their goals while carrying the weight of past experiences and ingrained patterns. I recognize how daily life can sometimes feel burdensome, leading to a sense of being “stuck.” I believe the therapeutic relationship provides a supportive space to gain clarity and renewed energy, helping clients move forward and foster meaningful growth.
VirtualAvailable
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$150/session

Direct
Intelligent

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
Available
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$100/session

Empowering
Humorous

Specialties

ADHD
LGBTQ
Women's Issues
+9
Everyone has their own story and their own needs, but I like to use a solutions focused approach. I know that you are the expert on your own life and look forward to working hard with you towards an incorporated self with a full toolbelt of positive coping skills and self-knowledge. I bring warmth, creativity, and a sense of humor into the room, because therapy doesn’t have to feel heavy all the time. If you’re ready to feel a little lighter—and a lot less alone—let’s get started.
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New to Grow

$100/session

Specialties

Self Esteem
Spirituality
Women's Issues
I am a female therapist with 10+years experience providing therapy to people of all ages. I have experience working with a wide variety of issues and pride myself on my flexibility and curiosity in the use of many different evidence-based practices. I use a lot of CBT and DBT techniques and strongly believe in the utility of doing homework assignments between sessions.
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$130/session

Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hola, Welcome! My name is Monique and I’m a bilingual mental health counselor with over seven years of experience supporting individuals as they navigate life’s challenges and emotions. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. Many of my clients come to therapy feeling overwhelmed, stuck in negative thinking patterns, or struggling with stress in relationships, work, or major life changes. I help clients understand the connection between their thoughts, emotions, and behaviors so they can develop practical tools to manage stress, build healthier boundaries, and feel more in control of their lives. I believe one of the bravest things you can do is begin to understand your own story. I provide a warm, collaborative space where clients can explore stress, transitions, relationships, and personal growth in a way that feels both practical and empowering. My goal is to help you build clarity, resilience, and confidence as you create a life that feels balanced and aligned with who you are.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.