Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 626 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 7/13/2026

New to Grow

$150/session

Specialties

Child or Adolescent
Couples Counseling
Depression
+9
Hi, I'm Jean Messeroux, a Licensed Clinical Social Worker with an MSW from Columbia University and over eleven years of experience supporting people through some of the most formative and demanding seasons of their lives. My background spans education and healthcare, where I worked as a teacher, social worker, and social emotional learning facilitator, and that experience shaped a practice built on the belief that therapy should feel practical, human, and connected to what you're actually living through, not detached from it. I work with a wide range of people, students figuring out who they are, professionals managing pressure and burnout, parents balancing everything at once, and athletes navigating performance and identity, because the core work of understanding yourself and building healthier patterns looks similar no matter what world you come from. Whatever brought you here, my goal is to create a space where you feel seen quickly and leave with tools you can actually use.
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$150/session

Direct
Intelligent

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
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$125/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+9
Hi, my name is Dr. Sinead Cowins. As a therapist, my goal is to help you achieve your best self. It is my purpose to guide you through investigating your wants and needs, the thoughts that trouble you, and the life experiences that have impacted you. With a compassionate, gentle, and sincere style, I individualize treatment to the needs of my clients. Utilizing a strength-based approach, I can aid with a wide range of difficulties, including but not limited to depression, anxiety, ADHD, grief and loss, unresolved emotional issues, the mind-body connection, self-esteem/self-empowerment, and creating meaning and purpose in life. Ensuring that I provide a safe space for exploration is something that I place in high esteem, and I believe it is essential for a healthy therapeutic relationship. Website: noorbehavioralhealth.wordpress.com
VirtualAvailable
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New to Grow

$250/session

Specialties

Anxiety
Depression
Life Transitions
+10
Welcome. I'm Joe Williams, a Licensed Mental Health Counselor (LMHC) and Licensed Professional Counselor (LPC) providing virtual therapy for adults across New York, New Jersey, Pennsylvania, and Connecticut. I specialize in anxiety, stress, depression, and life transitions using evidence-based approaches including Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and Rational Emotive Behavior Therapy (REBT). My goal is to provide a supportive, practical, and collaborative environment where you can build lasting skills to create meaningful change.
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
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New to Grow

$125/session

Specialties

Anxiety
Depression
Life Transitions
+10
Seeking therapy takes courage, and finding the right therapist is an important first step. As a Licensed Mental Health Counselor, I provide a warm, supportive, and person-centered environment where you can feel heard, understood, and respected. I work with adults experiencing anxiety, depression, life transitions, professional burnout, and career-related challenges. I also support clients navigating LGBTQ+ and women's issues. Together, we'll explore what's holding you back, build on your strengths, and develop practical strategies that help you move toward a more balanced and fulfilling life.
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New to Grow

$130/session

Specialties

Anxiety
Personality Disorders
Spirituality
+9
I'm Kassandra, founder and owner of Luna Licensed Mental Health Counseling. Our mission is to help clients bridge the gap between understanding themselves and actually feeling different. Like many of my clients, I've navigated anxiety, life transitions, and moments of losing touch with my own confidence, and I'm confident we can help you move toward finally feeling like YOU. Sometimes that means shedding old skin and moving through the growing pains that come with it. Like the moon, every phase is real, active, and necessary. At Luna, we help you learn to integrate them all in a way that promotes real healing.
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New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
For more than 13 years, I have helped clients navigate life's challenges with compassion, practical guidance, and evidence-based treatment. My advanced clinical training includes education at Princeton and Columbia University, and I specialize in treating depression, anxiety, trauma, OCD, panic attacks, substance use, relationship concerns, men's issues, life transitions, and sports performance. I also work with couples to improve communication, rebuild trust, strengthen connection, and break unhealthy relationship patterns. My approach is collaborative, individualized, and grounded in psychodynamic, cognitive behavioral (CBT), dialectical behavior (DBT), person-centered, and humanistic therapies. I believe lasting change comes from understanding both the individual and the broader context of their life, including family, relationships, work or school, culture, and other environmental influences. Whether you're facing a specific challenge or seeking personal growth, my goal is to help you reduce symptoms, build resilience, deepen self-awareness, and create a more fulfilling life. You don't have to have everything figured out before starting therapy. If you're ready to take the next step, I would be honored to help you move toward the life you want.
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$100/session

Solution oriented
Authentic
Direct

Specialties

ADHD
Couples Counseling
Women's Issues
+8
I am a Licensed Mental Health Counselor with over a decade of experience helping adults, couples, and families navigate life's challenges. My approach is warm, collaborative, and practical—I strive to create a space where clients feel genuinely understood, supported, and challenged to grow. As someone who has personally navigated major life transitions, including divorce, career changes, parenting, and rebuilding after difficult seasons, I understand that healing and growth are rarely linear. I combine evidence-based approaches such as CBT, DBT, attachment-based therapy, and Gottman Method Couples Therapy with empathy, humor, and real-world problem-solving. I work particularly well with high-achieving individuals who appear successful on the outside but struggle internally with anxiety, relationship challenges, self-doubt, stress, or feelings of disconnection. My goal is to help clients gain insight, develop practical skills, strengthen relationships, and create a more fulfilling and authentic life.
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New to Grow

$100/session

Specialties

Anxiety
Crisis Intervention
Depression
+9
My name is Alex Dickinson. I have been in the field of helping others for approximately 20 years. The first half focusing on addictions and the last 10 years focused on Mental Health. I worked through my Bachelor’s Degree in Social Work while working as a substance abuse counselor. I attained my Master’s Degree from Syracuse University in 2016. I’ve been Licensed in NYS since late 2016 and became a Licensed Clinical Social Worker in 2021. I have experience working in residential, outpatient and telehealth settings. I have specialized training and experience in providing trauma-informed care, including modalities of Seeking Safety and Cognitive Processing Therapy. I practice with integrity, compassion and empathy. I believe even the most unreachable client is reachable on some level and can make positive changes in their life. I also believe in providing therapy that typically involves me doing less talking and more listening.
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$140/session

Empowering
Intelligent
Solution oriented

Specialties

Grief
Sex Therapy
Trauma and PTSD
I specialize in trauma and sex therapy, blending somatic and parts-based approaches with certified Ketamine Assisted Therapy. I use movement therapy, narrative therapy and parts work. I often work with clients who have seen a lot of therapists and other providers in the past, and have experienced a long history of body disconnection. Whether you’re navigating a complex trauma history, identity questions, grief, or disconnection from your body, I offer integrative care that meets you where you are. I’m neurodivergent-affirming and we go at your pace.
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New to Grow

$200/session

Specialties

Depression
Grief
Trauma and PTSD
+3
Hello, and welcome. I'm Andrea Jackson, a Licensed Clinical Social Worker (LICSW, LCSW) and Perinatal Mental Health Certified (PMH-C) therapist with over a decade of experience supporting individuals through life's challenges. I am licensed to provide therapy in the District of Columbia, New York, Utah, Vermont, and Virginia. My educational background includes a bachelor's degree from Syracuse University, where I double majored in Child and Family Studies and Psychology, and a Master of Social Work from the University of South Carolina. Throughout my career, I have worked across a variety of clinical settings, including perinatal behavioral health, college crisis counseling, inpatient psychiatry, and services for veterans.
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$250/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
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$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable
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$150/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Depression
Domestic Violence
I am a psychotherapist who has been in the field for over 20 years. I thrive on helping my clients reduce their anxiety and increase their sense of worth. I love working with clients who are ready to commit to the healing journey. Therapy is a partnership and it is most affective when clients are open to putting in the work.
VirtualAvailable
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New to Grow

$150/session

Specialties

ADHD
Chronic Illness
LGBTQ
+10
I’m a clinical social worker with nine years of experience supporting queer communities, college students, neurodiverse individuals, and people living with chronic mental health and medical conditions. I’ve worked with clients navigating OCD, anxiety, LGBTQ+ identity, and complex family or relationship dynamics. Therapy with me is insight-oriented and relational, with a focus on understanding how past experiences continue to shape current patterns, emotions, and relationships.
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$175/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Life Transitions
Women's Issues
+4
I am a Licensed Clinical Social Worker who works primarily with women navigating anxiety, emotional overwhelm, relationship stress, and life transitions. Many of my clients are thoughtful, capable, and high-functioning, yet feel stretched thin, emotionally reactive, or stuck in patterns of overthinking and self-doubt. Therapy offers a space to slow down, understand what’s happening beneath the surface, and begin responding in ways that feel steadier and more aligned. My style is warm, collaborative, and supportive. I integrate attachment-informed and cognitive-behavioral approaches to help clients strengthen emotional regulation, build self-trust, and feel more grounded and confident in their relationships and daily lives. I provide telehealth therapy throughout New York and work with adults seeking meaningful, lasting change.
VirtualAvailable
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New to Grow

$90/session

Specialties

ADHD
Anxiety
Coping Skills
I am a licensed therapist specializing in the treatment of anxiety disorders, generalized anxiety (GAD), relationship issues, couples therapy, depression symptoms, and stress-related concerns. I work with individuals experiencing chronic anxiety, rumination, panic symptoms, emotional overwhelm, burnout, and mood-related challenges. I provide structured support to help clients manage symptoms, improve emotional regulation, and develop effective coping skills. I also specialize in couples therapy and relationship counseling, supporting partners with communication issues, recurring conflict, trust concerns, emotional disconnection, and attachment-related patterns. I offer LGBTQ+ affirming therapy and provide a safe, inclusive environment for clients of all identities and relationship structures. My work is collaborative and evidence-based, focused on symptom reduction and relational improvement.
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New to Grow

$100/session

Specialties

Self Esteem
Spirituality
Women's Issues
I am a female therapist with 10+years experience providing therapy to people of all ages. I have experience working with a wide variety of issues and pride myself on my flexibility and curiosity in the use of many different evidence-based practices. I use a lot of CBT and DBT techniques and strongly believe in the utility of doing homework assignments between sessions.
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New to Grow

$150/session

Authentic
Warm

Specialties

Anxiety
Chronic Illness
Health/Medical Issues
+10
As a dedicated therapist with a decade of hospital experience, I specialize in supporting individuals navigating complex emotional landscapes. I have vast experience in working with many client populations- including clients with advanced illness, family dynamics, caregiving, maternal-child and trauma treatment. My practice focuses on helping clients address challenges like depression, anxiety, relationship dynamics, and personal growth. I'm passionate about creating a compassionate, non-judgmental space where individuals can explore their inner world and develop meaningful strategies for healing. My therapeutic approach is holistic and person-centered, drawing from evidence-based practices to support clients through diverse life experiences. Whether you're struggling with workplace stress, family dynamics, trauma recovery, or seeking greater self-understanding, I'm committed to walking alongside you with empathy and professional expertise.
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$130/session

Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hola, Welcome! My name is Monique and I’m a bilingual mental health counselor with over seven years of experience supporting individuals as they navigate life’s challenges and emotions. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. Many of my clients come to therapy feeling overwhelmed, stuck in negative thinking patterns, or struggling with stress in relationships, work, or major life changes. I help clients understand the connection between their thoughts, emotions, and behaviors so they can develop practical tools to manage stress, build healthier boundaries, and feel more in control of their lives. I believe one of the bravest things you can do is begin to understand your own story. I provide a warm, collaborative space where clients can explore stress, transitions, relationships, and personal growth in a way that feels both practical and empowering. My goal is to help you build clarity, resilience, and confidence as you create a life that feels balanced and aligned with who you are.
VirtualAvailable
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$150/session

Warm
Empowering
Authentic

Specialties

Anxiety
Coping Skills
Mood Disorders
+3
I am a Licensed Clinical Social Worker (LCSW) licensed in New York and Texas, providing a supportive, nonjudgmental space where you can feel heard, understood, and empowered. As a therapist of Caribbean descent, I bring a culturally responsive lens to my work and understand the importance of identity, family, and community in the healing process. I specialize in working with individuals navigating anxiety, depression, trauma, and major life transitions. I also support clients from diverse and underserved communities, including those managing cultural expectations, generational experiences, and systemic stressors. My goal is to create a space where your full story is respected and valued. In addition to therapy, I provide immigration evaluations and approach this work with care, professionalism, and cultural sensitivity. I understand how important it is to feel safe when sharing your experiences, and I strive to ensure that process feels supportive and empowering. My approach is collaborative, strengths-based, and practical. Together, we will explore patterns, build coping strategies, and develop tools that you can apply in your everyday life. I focus on helping you gain clarity, improve emotional balance, and create lasting, meaningful change. Whether you are feeling overwhelmed, navigating a difficult transition, or simply ready to prioritize your mental health, you do not have to do it alone. I am here to support you in building the insight, confidence, and skills needed to move forward in a way that feels right for you.
VirtualAvailable
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$125/session

Open-minded
Warm
Authentic

Specialties

Anger Management
Anxiety
Depression
+10
If you're feeling overwhelmed by life’s transitions or struggling to find your footing, I want you to know you don’t have to navigate it alone. I’m Brandi McDonald, a Licensed Clinical Social Worker (LCSW) dedicated to helping children, teens, and adults build the resilience they need for lasting change. In our sessions, I combine evidence-based methods with a warm, flexible approach tailored to your unique story. Whether you are managing anxiety, navigating school stressors, or working through relationship challenges, we will create a respectful space where you feel truly seen and heard. Together, we’ll turn insight into action—building your confidence and clarity one step at a time.
VirtualAvailable
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New to Grow

$150/session

Specialties

LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hi, I’m Samantha, a sex therapist who believes conversations about sex, intimacy, and relationships shouldn’t feel clinical or shame-filled. I show up as a real, grounded human and create a space where people can talk openly, awkwardly, honestly, and without judgment about the things they usually keep to themselves. I work with concerns like desire differences, low libido, sexual anxiety or shame, communication struggles, intimacy concerns, and feeling disconnected in relationships.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.