Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 463 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 2/20/2026

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New to Grow

$150/session

Specialties

Addiction
Couples Counseling
LGBTQ
+10
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable
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New to Grow

$250/session

I am a seasoned senior psychologist that has worked with all levels of functioning. Experienced to know many approaches and what will work for most people. People are not mentally ill, they are humans with problems in life, as we all are. I am CEO of 2 companies, and international organization, in interested in people being individuals with relationships in a society.
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New to Grow

$100/session

Specialties

Autism
LGBTQ
Obsessive-Compulsive (OCD)
+10
I have been passionate about becoming a therapist since I took my first Psychology 101 class in high school. Being raised by first-generation parents and immigrant Italian grandparents were some of my fondest memories. However, I also do remember my family having this unspoken rule that we didn’t talk about mental health and had to put on certain appearances around each other. To this day, my family has definitely grown in their own ways, but I had to learn on my own how to be comfortable with my own mental health, emotions, and identity. Since working in private practice, every client I have met has a story of their own. I care tremendously about your story, your lived experiences, and what they mean to you. Looking back, I see signs of being queer and neurodivergent from as early as I can remember. At the time, these aspects about myself were so unknown and suppressed. While I was still in college, I was diagnosed with Crohn’s disease and this completely changed my life. I share some of my experiences to show you that I am human too and I always bring this authenticity to my clients. My therapy space is so warm, empowering, understanding, sensitive, affirming, and compassionate. I care about building a relationship with you that heals all the wounds, both seen and unseen, that you’ve been carrying since childhood.
VirtualAvailable
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$70/session

Solution oriented
Authentic

Specialties

Anxiety
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.
VirtualAvailable
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New to Grow

$250/session

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
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$110/session

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I’m Sahana Pentyala, a Licensed Clinical Social Worker (LCSW) committed to helping individuals, families, and organizations strengthen their emotional resilience and achieve lasting well-being. My approach integrates evidence-based clinical practices with a deep understanding of how physical, emotional, and social health intersect — an approach shaped by my specialization in Integrated Health. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. I believe that healing begins with understanding — and I strive to provide a safe, empathetic, and nonjudgmental space where you can be heard, validated, and supported in your journey toward balance and growth.
VirtualAvailable
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$120/session

Specialties

Addiction
Anxiety
Depression
+3
Dr. René Camacho, First professional Degree in Medicine(Doctor of Medicine), Metropolitana University -Colombia South America, Drug Addiction Specialist Fundacion Universitaria Luis Amigo. He is qualified to practice as a Mental Health Counselor by The University of New York and The National Clinical Mental Health Counseling Examination (NCMHCE) from the National Board For Certified Counselors. I started my career working in mental health care and substance abuse treatment programs: Group and individual therapy for SUD, anxiety, depression, stress, sleep disorders, and other mood disorders.
VirtualAvailable
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New to Grow

$200/session

Specialties

Addiction
Anger Management
Anxiety
+10
With over 15 years of experience as a therapist, I believe in meeting clients exactly where they are. Together, we work toward where they want to be—at a pace that feels safe and empowering. Many people carry perspectives placed upon them by others—labels, expectations, and narratives that have been accepted, owned, and internalized over time. My work centers on helping clients gently unpack those inherited beliefs and rediscover who they truly are beneath them. I support individuals in becoming familiar with themselves—not the version shaped by others’ perceptions, but the authentic self that exists beyond external definitions.
VirtualAvailable
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$130/session

Warm

Specialties

Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable
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$100/session

Warm
Authentic

Specialties

Autism
Coping Skills
Women's Issues
+1
My name is Wendy Green, and I am a Licensed Clinical Social Worker (LCSW) based in New York. I have been a Social Worker for over 20 years with over 6 years of experience providing therapy for adults with Severe and Persistent Mental Illness and their families. I work with adults, supporting them through a wide range of challenges including anxiety, relationship struggles, self-esteem concerns, and women’s issues. I believe therapy should be a safe and supportive space where you feel heard and understood. My approach is flexible and guided by your unique needs. I often use Cognitive Behavioral Therapy, Motivational Interviewing, and Solution-Focused Brief Therapy, and Strength-based Therapy. In practice, this means we’ll work together to explore your experiences, identify unhelpful patterns, and find practical strategies that support your growth and well-being.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Mood Disorders
+3
I am a Licensed Clinical Social Worker dedicated to creating a supportive, nonjudgmental space where clients feel heard, understood, and empowered. I work with individuals navigating mood disorders, stress, trauma, and life transitions, helping them build practical tools for emotional wellness and stability. My approach is collaborative, culturally responsive, and strengths-based, focused on helping you move toward clarity, balance, and meaningful change.
VirtualAvailable
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$112/session

Open-minded
Direct

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+4
I approach my work with warmth, curiosity, and deep respect for shared humanity. I bring experience working with a wide range of populations, including individuals with severe mental illness, trauma survivors, couples and families, higher education students and those connected to the military. My work is trauma-informed, non-pathologizing, and grounded in the belief that people make sense in context. I strive to hold an anti-oppressive stance in therapy, attending to power, culture, and lived experience, while creating a space that feels safe, collaborative, and responsive to each client’s unique story.
VirtualAvailable
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$90/session

Warm
Authentic
Intelligent

Specialties

Coping Skills
Depression
Family Therapy
+10
Hello! I am a therapist passionate about helping adults, couples and families heal from pain and dysfunction and move on to live happier and more fulfilling lives. I believe that everyone has the right to experience happiness, love and peace. YOU deserve to be happy! For the past 15 years, I have helped individuals, couples and families heal from past traumas, navigate current challenges, strengthen their sense of self and/or interpersonal ties, etc. I am a trauma-informed therapist and also have advanced training in shame, grief/bereavement, anxiety, couples counseling and personality disorders. I am passionate about continuing education and consistently strive to stay on top of current research and new treatment modalities.
VirtualAvailable
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New to Grow

$120/session

Specialties

Couples Counseling
Life Transitions
Parenting
+7
Hi, I’m Anna Richards, LMFT. I work with individuals and couples navigating dating, premarital preparation, marriage, parenthood, and communication challenges. My approach is warm, practical, and grounded in real-life experience as a wife, mom, and therapist. I offer virtual sessions for clients in New York and Texas through a secure, HIPAA-compliant platform. I provide both general and Christian counseling, honoring each client’s unique background, values, and goals as we work together to create meaningful, lasting growth.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+9
I have more than 20 years of experience providing therapy to a wide range of clients. My clients are managing many of life‘s challenges and experiencing a range of mental health symptoms. I truly enjoy helping people overcome obstacles and fulfill their goals. I have worked in the federal government for nearly 20 years and also have extensive experience providing care in the private sector.
VirtualAvailable
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$100/session

Intelligent
Warm

Specialties

Anxiety
Depression
Grief
+9
I am a seasoned and compassionate therapist, Clinical Social Worker in Licensed in New York and Florida, with over 24 years of experience, serving at various mental health treatment settings in New York City, including acute care, outpatient care, crisis intervention hotline and school outreach. I have worked at the outpatient clinic of South Beach Psychiatric Center for over 21 years, providing treatment for those individuals with severe mental illness.
VirtualAvailable
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$150/session

Warm
Empowering
Authentic

Specialties

ADHD
Anxiety
Depression
+10
Hello! I am a Licensed Clinical Social Worker based out of upstate NY. I received my masters from Temple University and have been practicing in the field for about 10 years. Seeking help never seems easy at first. After stepping into a comfortable and nurturing environment you’ll soon start to feel the weight come off your shoulders. Creating a safe space for you to process your feelings, thoughts, and traumas is important to me. Your story is yours and I understand the courage it takes to share it with me. You are the expert of your experience and therefore my approach is to empower you through authenticity.
VirtualAvailable
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$90/session

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm so glad you're here. I appreciate you taking time to find the right therapist for your needs. As a Licensed Clinical Social Worker, I have been practicing since 2010 providing individual and group therapy. I have a background in substance abuse counseling as well as working in several university counseling services (RPI, Vassar and Boston College). I have worked with my clients on issues such as adjustment, depression, anxiety and trauma. My approach involves CBT and Acceptance and Commitment Therapy strategies to help clients understand and cope with symptoms. By challenging thoughts, feelings and behaviors, clients learn to take new perspectives that leave the door open for healthy, positive changes. I also have a strong background in motivation enhancement and Internal family systems. My hope is that clients will find a safe and protected space to be curious about their internal emotional experience. I aim to validate and affirm as well as provide new perspectives, so that clients feel able to make meaningful change.
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New to Grow

$140/session

Specialties

Anxiety
Chronic Illness
Depression
+10
I am a licensed clinical social worker with over 20 years of experience supporting adolescents, adults, and older adults across a range of life challenges. I have extensive experience helping clients manage anxiety, depression, and the emotional impact of chronic health conditions, with a focus on practical coping skills and meaningful lifestyle changes. My approach is warm, collaborative, and goal-oriented, as I help clients build insight, strengthen resilience, and develop strategies to lead more productive and fulfilling lives.
VirtualAvailable
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$120/session

Warm
Intelligent

Specialties

Family Therapy
Life Transitions
Spirituality
+6
My approach to therapy is holistic and deeply personalized, recognizing that true healing involves the mind, body, and spirit. As a Christian Counselor, faith is a foundational element, providing hope, meaning, and a moral compass in the therapeutic journey. Clinically, I integrate evidence-based methods such as Cognitive Behavioral Therapy (CBT) to challenge unhelpful thought patterns, alongside psychodynamic techniques to explore how past experiences and relationships shape present struggles. Furthermore, I often utilize Family Systems principles to understand relationship dynamics and facilitate healthier connections. My goal is to create a space where your faith is respected and utilized as a powerful resource for growth and lasting change.
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New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hi, I’m Jennifer, a Licensed Marriage and Family Therapist dedicated to creating a warm, grounding space where you can slow down, reconnect with yourself, and find clarity amid life’s challenges. I help adults work through anxiety, trauma, circular thinking, and overwhelming life transitions using an integrative approach that blends solution-focused strategies with somatic and mindfulness practices. My style is gentle but practical — we’ll focus on what’s working, identify patterns that may be keeping you stuck, and build sustainable steps toward balance and self-trust. Therapy with me is a collaborative process centered around your goals, your pace, and your growth.
VirtualAvailable
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$100/session

Warm
Authentic

Specialties

Anxiety
Depression
Self Esteem
+4
I am a licensed clinical social worker, who works primarily with women and teens navigating anxiety, depression, low self-esteem, and trauma. My goal is to create a warm, safe, and non-judgmental space where you can truly feel seen and heard. I currently offer individual therapy via telehealth, focusing on helping clients better understand themselves, build confidence, and reconnect with their sense of self.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed, New York–based psychotherapist who provides a warm, safe, and growth-oriented environment for you to engage in meaningful self-exploration. Together, we’ll look closely at the struggles that may be holding you back, understand the patterns influencing your well-being, and create space for healing. Through this collaborative process, you’ll have the opportunity to reconnect with your best, most authentic self and build a stronger foundation for lasting personal growth.
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$250/session

Open-minded
Solution oriented

Specialties

Mood Disorders
Personality Disorders
Substance Misuse
+6
Michael holds a Bachelor's in Psychology and a Master's in Applied Counseling from Lynn University, specializing in mental health and addiction. He’s driven by the transformative “breakthrough moments” when clients gain new clarity—whether through a fresh insight, a life-changing decision, or witnessing a loved one’s growth. "Every person's journey unfolds at their own pace," Michael reflects. "Being present for those transformative moments—when everything clicks into place—reminds me why I chose this path. If you've ever experienced that sudden clarity, you know exactly what I mean. It's what makes this work endlessly rewarding."
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.