Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 553 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated:

New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
Available

$90/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
Available

$125/session

Authentic
Warm
Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
Available

New to Grow

$120/session

Specialties
Anxiety
Depression
Self Esteem
+9
As a therapist, I bring warmth, empathy, curiosity, and a genuine interest in understanding each person's unique journey. Everyone has a story that deserves to be heard, understood, and respected without judgment or assumptions. Authentic human connection is at the heart of my approach, and meaningful change begins when we feel safe enough to be open, vulnerable, and truly ourselves. Above all, creating a space where clients feel seen, heard, accepted, and supported is essential. Therapy is not about changing who you are, but about developing a deeper understanding of yourself, recognizing your strengths and potential, and discovering new ways to navigate life's challenges. My hope is that through this process, clients feel empowered to embrace who they are and create a life that feels more authentic, balanced, and fulfilling.
Available

New to Grow

$200/session

Specialties
Anxiety
Attachment Issues
Codependency
+3
I'm a licensed clinical social worker who helps women navigate relationships, life transitions, and the messy process of figuring themselves out. I believe therapy should be a space where you can show up as you are, speak freely, explore what feels stuck, and work toward a life that feels authentically yours.
Available

New to Grow

$100/session

Specialties
Anxiety
Depression
Phobias
+10
As a dedicated and compassionate mental health clinician I work towards creating a safe and supportive space to explore challenges and build a path toward lasting well-being. My specialization includes helping individuals navigate and overcome concerns such as anxiety, anger management issues, depression and stress, low self-esteem and building confidence, grief and loss, relationship issues and sexual addiction. I am committed to building a strong client-therapist relationship where clients feel comfortable sharing personal information, free from judgment. If you're ready to take the next step toward a more fulfilling life, you're invited to reach out and schedule a consultation.
Available

New to Grow

$150/session

Specialties
ADHD
Anxiety
Depression
+5
Whether you’re managing ADHD, anxiety, depression, navigating life transitions, or working on relationships and personal growth, therapy can be a place to feel supported, understood, and gently challenged to make meaningful changes. My goal is to make this process as easy and approachable as possible, so you can take each step at your own pace while moving toward the life you want.As a CBT therapist, I help you make sense of patterns in your thoughts, feelings, and behaviors. I work with you to shift what’s not helping, find practical tools, and provide a space where you can be understood without judgment. Therapy doesn’t have to feel intimidating. I want to provide a space for relief, growth, and change. If you’re ready to take the first step, I’d be honored to walk with you. There’s no perfect time to start, just the right time for you. Let’s explore what’s possible, together!
Available

New to Grow

$90/session

Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
Hi, I'm Annie! I'm a Licensed Clinical Social Worker with over five years of experience in emergency medicine, school-based settings, and supporting diverse communities. I believe therapy is a journey where you're in the driver's seat and I'm alongside you in the passenger seat. You're the expert on your own life, and I'm here to help you navigate challenges, explore new perspectives, and develop the tools and confidence to move forward. My approach is warm, collaborative, and solution-focused. Whether you're navigating anxiety, depression, life transitions, or simply feeling stuck, we'll work together to recognize your strengths, understand patterns, and create meaningful change. Above all, I want therapy to be a space where you feel heard, supported, and comfortable showing up exactly as you are. You don't need to have everything figured out. We'll start wherever you are!
Available

$125/session

Authentic
Empowering
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
Available

$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable

New to Grow

$100/session

Specialties
Childhood / Intergenerational Trauma
Serious Mental Illness / Crisis
Trauma and PTSD
+4
I am a therapist dedicated to providing trauma-informed, culturally responsive, and holistic mental health care. My practice is rooted in deep human connection and meeting you where you are, honoring all aspects of your identity, environment, and lived experience. I aim to create a warm, non-judgmental space where you can process life’s challenges, build emotional resilience, and restore meaningful connection to yourself and your community.
Available

New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+5
Hi, I’m Kayla Cunningham! I’m a Licensed Mental Health Counselor with 11 years of experience supporting teens and college students. I know school, friendships, family, and big life changes can get overwhelming. My style is laid-back, supportive, and judgment-free—a space to slow down, be honest, and sort through what you’re feeling. Whether you’re stressed, anxious, in transition, or just trying to take better care of yourself, I’m here to meet you where you are.
Available

New to Grow

$115/session

Specialties
Anxiety
Family Conflict
Life Transitions
+6
I am Kelly Farrell, a Licensed Clinical Social Worker with over 25 years of experience helping individuals and families navigate life's challenges. Throughout my career, I've worked with adolescents, adults, couples, and families in a variety of clinical settings. I believe therapy should be a comfortable, supportive space where you feel heard, understood, and free to be yourself. Whether you're struggling with anxiety, relationship difficulties, family conflict, or major life transitions, my goal is to help you gain insight, develop healthier coping strategies, and feel more confident moving forward. My approach is warm, collaborative, and practical. I recognize that everyone's experiences and needs are different, and I tailor our work together to what matters most to you. I value building genuine connections with my clients and believe that a strong therapeutic relationship is the foundation for meaningful change.
Available

New to Grow

$150/session

Specialties
Anxiety
Attachment Issues
Depression
+10
I work with clients who feel unable to escape the patterns of behaviors that keep them feeling stuck and who experience anxiety, depression, self-esteem issues, grief and loss, relationship challenges, difficulties navigating life transitions and who have experienced trauma. I specialize in working with individuals and families impacted by intimate partner abuse and other relational traumas.
Available

New to Grow

$100/session

Specialties
Anxiety
Depression
First Responders/Healthcare Workers
I'm a Licensed Clinical Social Worker who believes that everybody deserves a safe, and supportive space where they can feel that they are heard and understood. My focus is on helping adults with depression, anxiety, stress management, life transitions and self-esteem. My approach is goal oriented and helping to work through life's challenges, develop greater insight and make meaningful changes that improve their overall well-being.
Available

$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+2
Hi, I’m Jennifer, a Licensed Clinical Social Worker and Certified Grief Educator. I work primarily with women and mothers who have spent much of their lives being strong for everyone else while carrying trauma, grief, family conflict, or painful relationship experiences. I support clients who may appear to be functioning well on the outside but privately struggle with anxiety, guilt, self-doubt, overthinking, difficulty setting boundaries, or feeling disconnected from themselves. I provide virtual therapy to clients throughout New York.
Available

New to Grow

$110/session

Specialties
ADHD
Anxiety
Life Transitions
+7
Welcome! As a telehealth therapist, I meet clients virtually across New York to create a supportive space where real change can happen. Over the years, working in both inpatient and outpatient care has given me a deep appreciation for meeting people from every background and life story. I work best with teens (15+) and adults who are motivated and eager to put in the work toward healing. My practice centers on working with ADHD, anxiety, and boundary setting. With my history in inpatient, I understand and always consider a trauma-informed approach.
Available

New to Grow

$120/session

Specialties
Addiction / Substance Use
Anxiety
Depression
+7
I am a retired first responder and New York State Licensed Clinical Social Worker (LCSW) with an MSW from Adelphi University (2007). My therapeutic approach is client-centered and incorporates Cognitive Behavioral Therapy (CBT), Motivational Interviewing, and psychoeducation. I work with individuals experiencing anxiety, depression, substance use disorders, relationship and family conflict, trauma, and men's issues. By combining my clinical training, first responder experience, and personal life experiences, I provide a compassionate, practical, and supportive environment. I believe meaningful change begins with feeling understood, supported, and empowered to take the next step toward a healthier life.
Available

New to Grow

$150/session

Specialties
Couples Counseling
Domestic Violence
Family Conflict
+7
Dr. Kyana Hall-Toney, DMFT, LMFT, is a Licensed Marriage and Family Therapist with a doctorate in Marriage and Family Therapy. She is a compassionate, dedicated, and client-centered clinician who believes that every individual has a unique story, life experience, and purpose that contribute to who they are and who they aspire to become. Throughout her clinical career, Dr. Kyana has gained experience working with diverse populations, including individuals and families impacted by domestic violence, substance use disorders, and adolescents involved in diversion programs. She has also worked with families within Dialectical Behavior Therapy (DBT) treatment settings and has provided individual, couples, and family therapy in a private practice setting. Her clinical experience has allowed her to develop an understanding of the complex relationships between individual experiences, family dynamics, interpersonal relationships, and environmental influences. Dr. Kyana’s therapeutic approach is grounded in Family Systems, Person-Centered, Narrative, and Solution-Focused therapies. She recognizes that our personal experiences, relationships, family histories, and life circumstances often influence the way we view ourselves, navigate relationships, and respond to challenges. Rather than defining individuals by their past experiences or present circumstances, she believes in recognizing their strengths, resilience, and capacity for change. Her approach to therapy emphasizes creating a safe, supportive, and nonjudgmental environment where clients feel heard, understood, and empowered to explore their experiences. She collaborates with clients to identify their needs, establish meaningful goals, develop healthy coping strategies, strengthen relationships, and create positive changes. Dr. Kyana believes that healing is not a one-size-fits-all journey. Each person’s path to growth looks different, and therapy provides an opportunity to gain insight, rewrite personal narratives, strengthen connections, and discover new possibilities. Her goal is to walk alongside clients as they navigate life’s challenges and work toward healing, self-discovery, personal growth, and lasting success.
Available

$100/session

Humorous
Warm
Specialties
ADHD
Anxiety
Coping Skills
My communication style is calm, direct and caring. I try to be non-judgmental. I support my patients and want them to feel better through therapy as well as in all aspects of their personal and professional lives. Through the use of CBT, it promotes the setting of goals, which we develop together and review and modify periodically as progress is made.
VirtualAvailable

New to Grow

$125/session

Specialties
Addiction / Substance Use
Bipolar Disorder
Childhood / Intergenerational Trauma
+9
Hi! I'm Gabrielle, a licensed clinical social worker, practicing virtually in New York State and Louisiana. My friends would describe me as authentically myself, a little quirky, think Jessica Day but make it spooky. My clients often describe me as the only therapist they have felt able to be authentic with. I pride myself as being the most empathetic person you will ever meet. I bring evidence-based practices mixed with personal life experience, to help clients find what they need in life to thrive. Each person's journey is unique to them and I just want to help you uncover your best self. My goal as a clinician is to help people reach their potential and recover from problems that they feel may be inescapable. I promise, these feelings are temporary. Other than clinical work, my goal is to create community and a safe space for people who feel they haven't had one yet. I enjoy putting on free events in my town to feed people and have a good time. I am politically active and as a social worker, will always choose morality and humanism.
Available

$120/session

Intelligent
Warm
Direct
Specialties
Attachment Issues
Self Esteem
Spirituality
+8
I’m a Licensed Marriage and Family Therapist, an artist, and the Clinical and Creative Director of Healing Minds and Hearts. I create thoughtful, collaborative spaces where people can be their whole selves, tell the truth about what they are carrying, and reconnect with themselves and others. I support individuals, couples, families, and communities navigating identity, relationships, faith, life transitions, trauma, and the impact of past experiences and systems. Together, we explore who you are, what you need, and how you want to grow. Healing Minds and Hearts supports emotional, relational, spiritual, and creative healing. My hope is to create a space where you feel seen, respected, empowered, and supported.
Available

New to Grow

$125/session

Specialties
Addiction / Substance Use
Anxiety
Depression
+8
I specialize in addiction, anxiety, and depression treatment. I have spent my career helping people change and sustain that change. It's my job to help you explore what keeps you stuck and how to create momentum to live a life aligned with who you truly are. From starting out as an outreach worker, to spending the last 12+ years working in inpatient and outpatient addiction and mental health treatment, I have built a foundation answering these very questions.
Available

$150/session

Warm
Authentic
Specialties
Anxiety
Career Counseling
Depression
+3
A compassionate counselor focusing on self understanding and self love. I would like to meet clients where they are right now, and find a way to move forward. Also focus on progress, and be flexible in adjusting the course of action so that I can build the treatment journey with clients. Help clients to take back the control of their lives.
VirtualAvailable

New to Grow

$150/session

Specialties
Couples Counseling
Family Conflict
Career Counseling
+1
I am a caring, empathetic and attentive therapist who values creating a safe place and supportive environment where individuals feel heard, understood and respected. I am a great listener and problem solver with a Family Systems, EFT, and Solution Focused approach. I support clients in navigating challenges to work toward meaningful change. I have a strong ability to recognize patterns, identify underlying causes contributing to presenting concerns and help clients develop practical strategies for moving forward, I am compassionate and committed to each individual's growth and remain focused on supporting clients in building the insight and confidence and skills needed to create lasting change.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.