Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 542 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 4/30/2026

Often rebooked

$140/session

Direct
Open-minded
Solution oriented

Specialties

Life Transitions
Mood Disorders
Trauma and PTSD
+9
Feeling overwhelmed by life's challenges? You don't need to do it alone. Therapy can offer you a safe, non-judgmental space to that allows you to explore your experiences by slowing down, reflecting and being fully heard. I have been a therapist for 11 plus years. I have trained in different treatment types that enables me to work with helps individuals to navigate anxiety, relationship patterns, grief, chronic medical issues, and life transitions with compassion and clarity. I integrate trauma informed care, cognitive processing therapy, somatic therapy, internal family systems, trauma informed care, and cognitive behavioral therapy to support healing at a pace that feels safe and collaborative. My goal is to create a space where you feel understood, empowered, and supported as you move toward meaningful change.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Depression
Eating Disorders
+2
Miss Laurie Horton is a registered licensed social worker who has worked in private practice for over 27 years . Her practice includes treatment for adolescences, teenagers and adults dedicated to the specialized treatment of eating disorders and general psychiatric conditions including depressive disorders, anxiety disorders, as well as treating general family issues. Laurie uses Cognitive Behavioral Therapy (CBT) and family-based therapy to help clients move past their internal struggles and motivate them to fulfill their life goals She provides a warm, caring, non- judgmental environment, while being enthusiastic and very passionate about her work in helping her clients attain their life goals
Available

New to Grow

$100/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+1
“I’m a compassionate, client-centered therapist who works with individuals navigating anxiety, stress, and life transitions. I provide a supportive, nonjudgmental space where you can openly explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, combining practical coping strategies with deeper insight into patterns that may be holding you back. Together, we’ll focus on building resilience, increasing self-awareness, and helping you feel more confident and empowered in your daily life.”
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Substance Misuse
+5
I'm Robert, a licensed CBT therapist based in New York with over 20 years of experience. I work with adults navigating anxiety and depression, and various other behavioral health issues, drawing on a background that spans a wide range of settings and populations. My approach is practical and collaborative — together, we'll build real skills to help you feel better and move forward.
Available

New to Grow

$200/session

Challenging
Intelligent

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
Available

New to Grow

$150/session

Authentic

Specialties

Anxiety
Mood Disorders
Self Esteem
I am a licensed mental health professional with over 13 years of experience supporting individuals, couples, and families. My work focuses on helping clients navigate relationship challenges, improve communication, and build healthier, more fulfilling connections. I take a collaborative, CBT-informed approach that is both practical and compassionate, creating a space where clients feel heard, supported, and empowered to make meaningful, lasting changes.
Available

$150/session

Solution oriented
Authentic
Warm

Specialties

Addiction
Anxiety
Coping Skills
+10
Welcome! My name is Megan, I am an engaged empathetic therapist who creates a calming space to identify and meet your goals. No two people are the same, so my approach to therapy is extremely personalized to who you are and which best approach gets you to where you want to be. My expertise is in anxiety, depression, life transitions, conflict resolution, relationships, substance use and a wide range of mental health needs. I specialize in individual therapy, couples therapy as well as family therapy. Not all problems began big, and not all small problems remain small. There are many reasons people seek therapy, all of which are embraced with open arms in a non judgmental space. As I use an additional therapy platform, my Grow calendar is not synced and does not accurately reflect my availability. To schedule, please message me directly through the Grow portal. Thank you!
VirtualAvailable

$125/session

Specialties

Anxiety
Life Transitions
Parenting
I am a Licensed Mental Health Clinician in New York State with two decades of experience in behavioral health. My work has taught me that anxiety and life stress can interfere with many aspects of our lives, and these experiences are unique to everyone. I am also a Certified Narcissistic Abuse Clinician, trained in working with those who have experienced emotional, psychological, and physical abuse by narcissistic and antagonistic individuals.
VirtualAvailable

Often rebooked

$100/session

Authentic
Empowering
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
VirtualAvailable
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New to Grow

$154/session

Authentic
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Life Transitions
I am a Licensed Clinical Social Worker in New York and Connecticut, providing psychotherapy to adults aged 18 and older, in person in Pleasantville NY, or through telehealth. I work with individuals who are motivated to make a change in their life, who seek help to reduce their depression, anxiety or stress; this includes individuals navigating any sort of life transition that is having an impact on their daily functioning, mood or emotional stability. Using a person-centered and collaborative approach, we would work to identify your individual needs, values, and how to practice self care while experiencing whatever circumstances life brings. I believe that therapy is most effective when it is a partnership—one where we work together to identify goals, explore challenges, and build on existing strengths.
Available

New to Grow

$150/session

Specialties

Coping Skills
Depression
Trauma and PTSD
+6
I am a passionate and caring therapist who is deeply engaged with my clients. I believe every session is a unique opportunity to better understand what brought you into therapy and what you hope to change. I know that starting therapy can feel scary, and change can feel overwhelming. That’s why I move at your pace. My goal is to provide a safe, supportive, and nurturing space where you feel comfortable sharing your story. You don’t have to face difficult experiences alone. Together, we can gently explore what’s been weighing on you and begin building a path forward that feels manageable and empowering.
VirtualAvailable

New to Grow

$170/session

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome—I'm glad you're here. I’m a licensed therapist dedicated to helping individuals and couples navigate life’s challenges with greater clarity, balance, and confidence. My approach is warm, collaborative, and tailored to your unique needs. Whether you're dealing with anxiety, relationship concerns, or major life transitions, I strive to create a safe, supportive space where you feel heard, understood, and empowered to grow.
Available

New to Grow

$110/session

Specialties

Addiction
Couples Counseling
Self Esteem
Therapy can feel broad and overwhelming. To simplify our approach, we'll seek acceptance and control of adversities that seem to dictate your life. Whatever stressors weigh on you, we'll troubleshoot what hasn't been working and process new tools to put in place. It is my responsibility to adapt to your preferences and ways of learning. I'll provide a space for you that can range from open discussion and exploration, to structured activities and weekly goals. Additionally, these steps are flexible and can be done in a matter of time that fits what you hope to achieve. All possible with individual, couples, and/or family therapy. Life is complex, causing us to feel overwhelmed, uncertain, and disoriented. Let therapy be your compass. I'm trained in individual psychotherapy as well as couples & family dynamics. Thus, we'll think systemically about your presenting concerns as needed, helping to reduce individual burdens that come with depression, anxiety, and other presenting problems. Having grown up in the helping field and being exposed to a variety of challenges, it is my pleasure to lend insight and support throughout your own adversities. I have helped a wide variety of clientele, including end of life care, couples on the verge of divorce, and addiction, to name a few. I look forward to the potential of working with you.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Child or Adolescent
Depression
+10
Hi, I’m Ashley, a Licensed Mental Health Counselor who works with adolescents, adults, and couples navigating anxiety, stress, relationship challenges, life transitions, and self-esteem concerns. I provide a warm, supportive, and judgment-free space where clients can feel heard while also gaining practical tools for change. My goal is to help clients build insight, confidence, healthier coping skills, and stronger relationships so they can feel more balanced and empowered in their daily lives.
Available

$250/session

Intelligent
Solution oriented
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
VirtualAvailable

New to Grow

$120/session

Specialties

LGBTQ
Racism
Women's Issues
+5
I'm a licensed mental health counselor and experienced psychedelic guide with over 300 hours of Ketamine-Assisted Psychotherapy (KAP) conducted. I bring a blend of cultural heritage and clinical expertise to my work. I'm committed to social justice and strive to eliminate barriers to mental wellness services for historically marginalized communities. I support my clients with compassion and a collaborative approach.
Available

$80/session

Specialties

Anxiety
Coping Skills
Depression
+6
I’m a client-centered therapist who believes therapy should feel as unique as you are. I don’t take a one size fits all approach. Instead, I take time to really get to know you, your story, and what matters most so we can shape our work in a way that truly fits your life. I strive to create a space that feels genuine, supportive, and comfortable, where you can be yourself without judgment. At the same time, I help you build practical tools and insights you can actually use outside of sessions to create meaningful, lasting change.
VirtualAvailable

$110/session

Solution oriented
Warm
Challenging

Specialties

Couples Counseling
First Responders/Healthcare Workers
Life Transitions
+10
I am a licensed psychotherapist with 21 years of post-masters experience. I received my graduate training at the University of Hawai‘i at Mānoa, where I was strongly influenced by a holistic and culturally responsive perspective on healing. My work is grounded in a non–medical-model approach, emphasizing whole-person wellness rather than symptom labels. I integrate mind–body awareness, emotional regulation skills, and meaningful lifestyle practices to support lasting change.
VirtualAvailable

New to Grow

$200/session

Specialties

Anxiety
Couples Counseling
Self Esteem
My name is Gerson Lovera. I am licensed clinician with 9 years of experience working side by side with clients. I have a background in cognitive behavioral therapy, mindfulness, and trauma-informed care. I work with individuals and couples experiencing interpersonal issues, life transitions, anxiety, depression, ADHD, OCD and trauma. My years of experience has helped clients from different backgrounds heal, grow, feel empowered, and gain practical skills to make significant changes in their lives. I utilize a person centered approach that often include imagery and analytical interventions to help clients navigate emotional attachments.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Depression
Serious Mental Illness
+10
I am a Licensed Clinical Social Worker dedicated to helping individuals navigate life’s challenges with greater clarity, resilience, and confidence. I provide a supportive, nonjudgmental space where clients can explore their experiences, process difficult emotions, and build practical skills for lasting change. My approach is collaborative and tailored to each person, with a focus on helping clients feel more in control of their lives and aligned with what matters most to them.
Available

$90/session

Authentic
Empowering
Intelligent

Specialties

Addiction
Anxiety
Depression
+6
I’m Daniela Garcia, LCSW, a licensed clinical social worker with nine years of experience supporting adolescents and adults. I specialize in helping clients navigate anxiety, depression, trauma, substance use, life transitions, and relationship challenges. My approach blends DBT, CBT, IFS, and attachment-based techniques, tailored to each person’s needs, with the goal of helping clients build resilience, insight, and practical skills to thrive in daily life.
VirtualAvailable

New to Grow

$120/session

Specialties

Career Counseling
Coping Skills
Life Transitions
+3
I’m a Licensed Mental Health Counselor with over 10 years of experience supporting adults through stress, life transitions, and relationship challenges. I’ve also served in a supervisory role, which allows me to help clients navigate workplace stress, leadership demands, and career goals. My approach is practical, collaborative, and focused on creating sustainable change. I also bring a background in fitness coaching to support both mental and physical consistency as part of overall well-being.
Available

New to Grow

$150/session

Specialties

Anxiety
Family Conflict
Life Transitions
+10
Hi! I am Cheryl. I know reaching out for therapy can feel overwhelming, but I am so glad you are here. I help teens and adults figure out how to handle constant worry, big life changes, and the stress of relationships or a new baby. I also help people who are totally exhausted fix their bad sleep habits so they can finally rest. My goal is to give you a warm, judgment-free space to untangle your thoughts. If it makes you more comfortable, we can talk in English, Mandarin, or Taiwanese!
VirtualAvailable

Often rebooked

$90/session

Direct
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm so glad you're here. I appreciate you taking time to find the right therapist for your needs. As a Licensed Clinical Social Worker, I have been practicing since 2010 providing individual and group therapy. I have a background in substance abuse counseling as well as working in several university counseling services (RPI, Vassar and Boston College). I have worked with my clients on issues such as adjustment, depression, anxiety and trauma. My approach involves CBT and Acceptance and Commitment Therapy strategies to help clients understand and cope with symptoms. By challenging thoughts, feelings and behaviors, clients learn to take new perspectives that leave the door open for healthy, positive changes. I also have a strong background in motivation enhancement and Internal family systems. My hope is that clients will find a safe and protected space to be curious about their internal emotional experience. I aim to validate and affirm as well as provide new perspectives, so that clients feel able to make meaningful change.
VirtualAvailable
Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.