Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 586 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 9/24/2026

New to Grow

$175/session

Specialties
Anxiety
Burnout
Life Transitions
+10
Hello! I am a licensed professional counselor licensed in both NY & NJ with over a decade of experience working with individuals who are experiencing anxiety, burnout and relationship challenges. Therapy, to me, feels like a genuine conversation between two people. I show up as myself—curious, engaged, and thoughtful. I'll ask questions, offer new perspectives, and help you build insight and practical tools so you can feel more like yourself again.
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$150/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+10
I am a Licensed Clinical Social Worker based in New York City. I received my Masters Degree from New York University over 25 years ago. I have extensive experience in treating adolescents, adults families and couples. I completely enjoy meeting with new clients and working together to help them to work toward meeting their goals which we will plan together.
VirtualAvailable
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New to Grow

$208/session

Specialties
Anxiety
Emotional Regulation
Life Transitions
+10
Life can feel overwhelming when anxiety, stress, relationship challenges, or major transitions leave you feeling stuck or unsure of what comes next. I'm a warm, insightful, and engaged therapist who helps adults better understand themselves, recognize patterns, build on their strengths, and create meaningful change aligned with their values, identity, and the life they want.
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New to Grow

$130/session

Specialties
Addiction
ADHD
Anxiety
+3
I've been a practicing psychotherapist for over twenty five years providing in and outpatient therapy for adolescence and adults. I am interesting in working with clients who are motivated for change, who are willing to make a commitment to the process of change and consistent with treatment. I am also interested in clients who are willing and open to developing a therapeutic relationship base on trust. The goal of treatment is to help clients to improve their insight regarding the issues/problems that they want to change.
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New to Grow

$100/session

Specialties
Burnout
Grief
Trauma and PTSD
+10
As an LCSW and former Clinical Supervisor with 14+ years of experience, I provide a grounded, protective, and highly structured environment to help individuals process deep trauma, navigate complex grief, and recover from institutional or workplace burnout. My approach moves entirely past standard talk therapy; I draw heavily on evidence-based frameworks—including EMDR, Schema Therapy, and Transactional Analysis—to explore underlying behavioral patterns, break toxic cycles, and build concrete, tailored coping tools. My style is honest, collaborative, and warm, entirely focused on cutting through the daily noise to help you confidently get back to feeling like yourself.
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$150/session

Warm
Authentic
Empowering
Specialties
Life Transitions
Physical Health Condition
Women's Issues
+4
I am a Licensed Clinical Social Worker who brings over 30 years' experience in the areas of mental health and substance abuse treatment utilizing a holistic health approach. I have supported homeless Veterans and others while working with community, State and Federal agencies. Providing insight and discovery into underlying issues that lead to clients related situations, I focus on each clients' strengths and believe that everyone is able to overcome challenges by being supported and empowered as they seek to achieve their vision of wellness. Without judgement and allowing for a safe environment to express one's thoughts, I strive to make every client's experience individualized and tailored to their needs.
VirtualAvailable
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New to Grow

$110/session

Specialties
Anxiety
Burnout
Depression
I received my master's degree in mental health counseling at CUNY Brooklyn College. I have years of experience providing services for teens and adults and would love to help people who struggles with different types of issues such as depression, anxiety, relationship issues, communication issues, self-esteem issues, stress. I utilizes approaches such as CBT, Gestalt therapy, Emotionally Focused therapy, and Person Centered therapy in order to help my clients meet their needs and goals. I focus on helping my clients become aware and understand their emotions to better help provide them with a sense of control of their minds and lives.
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$100/session

Specialties
ADHD
Anxiety
Women's Issues
+3
I am a New York State Licensed Mental Health Counselor with over 10 years of experience helping individuals navigate anxiety, stress, life transitions, women’s issues, and other emotional challenges through compassionate, evidence-based care. As a Certified Autism Specialist, I provide individualized support to autistic individuals through a strengths-based approach tailored to each person’s unique experiences and needs. My background includes work across outpatient mental health, behavioral health, and substance use treatment settings, including clinical leadership roles that strengthened my expertise in comprehensive assessment and treatment planning. I earned my Master of Science in Mental Health Counseling from State University of New York at New Paltz, and I remain committed to ongoing professional development to provide thoughtful, effective care.
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$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Emotional Regulation
+10
Therapy with me is supportive, collaborative, and down-to-earth. I work with clients navigating anxiety, depression, trauma, relationship stress, and life transitions using CBT, Solution-Focused Therapy, Motivational Interviewing, and ACT. Together, we'll build practical coping tools, increase insight, and create meaningful change at a pace that feels manageable and authentic to you.
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$120/session

Empowering
Warm
Solution oriented
Specialties
Anxiety
Life Transitions
Self Esteem
+3
Hi, I’m Justine Hale, a Licensed Mental Health Counselor based in New York City. I earned my undergraduate degree from John Jay College and my Master’s from NYU. With 8 years in the human services field—5 of those as a practicing therapist—I bring experience working with adults, children, families, and couples. My integrative approach is tailored to meet each client where they are, and I specialize in supporting those navigating anxiety, depression, trauma, substance use, and life transitions.
VirtualAvailable
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New to Grow

$120/session

Specialties
Autism
Emotional Regulation
Learning / School Challenges
+10
I am a licensed doctoral psychologist in New York with 20 years of professional work experience I work mostly with children, adolescents, and their families. As a licensed psychologist and a board-certified behavior analyst, I have experience with the full range of developmental disorders, especially neurodivergence (e.g., on the autism spectrum). I have experience in helping clients with school-based issues, anxiety, depression, family conflicts, trauma, abuse, & parenting issues. I am also a registered yoga instructor at the 500-hour level and use mindfulness meditation as a part of my practice. I believe that clients are the experts of their story and I focus on strengths and normalization. Seeking therapeutic intervention is not only smart; it also represents an additive model, not a deficit. I serve as your advocate in order to promote functioning at optimal levels throughout the lifespan.
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New to Grow

$175/session

Specialties
Burnout
Self Esteem
Trauma and PTSD
+9
I am licensed in three states (NY, NC, and SC) and have 8 years total of clinical experience. My career started in North Carolina when I got my Master's in Clinical Mental Health Counseling from Western Carolina University and completed my internship serving as a counselor in an inpatient substance use treatment facility. After that, most of my career was spent serving diverse populations in New York City, in multiple settings of care including substance use treatment and community mental health treatment facilities, and private practice settings. I worked with a heavily diverse, international, and multicultural population from many backgrounds. Over time I had immersive experience building a niche working with LGBTQ+ clients, with a particularly strong following of gay men navigating complexities in their identity, sexuality, and interpersonal relationships. I also worked with clients from all walks of life navigating concerns around trauma, addiction, mood disorders, major life transitions, and concerns regarding intimate relationships. I consider my counseling approach to be ecletic. I incorperate concepts from many different modalities and adapt them to the unique needs and personalities of my clients. Some of the major counseling theories I draw from include Person-centered therapy, Motivational Interviewing, Cognative Behavioral Therapy, Dialectal Behavioral Therapy, Positive Psychology, and many others.
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Often rebooked

$200/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Coping Skills
Peer Relationships
+9
Hello, my name is Shira, and I am a Licensed Mental Health Counselor in Florida. I work with adolescents and young adults both male and female, supporting them through career stress, peer relationships, and major life transitions. I also specialize in working with young women and men as they navigate marriage and other developmental stages of life. My goal is to create a safe, supportive space where clients feel heard, valued, and understood. Together, we focus on growth, healing, and self-discovery, helping clients build fulfilling lives and deepen their connection to G-d
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New to Grow

$100/session

Specialties
Addiction
Crisis Intervention
Depression
+10
I believe that therapy is a guided process in search of your serenity. In order to foster change, it will take a collaborative effort to meet your needs. The foundation of my approach focuses on trauma that has not been dealt with, which has now manifest into undesirable behavior. I pride myself on providing you a safe space to be vulnerable, a connection that builds an alliance, an active ear so you feel heard and warm experience that will restore hope for a better tomorrow.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
My name is Phyllis Williams. I am an Associate Professional Counselor licensed in the state of Georgia and New York. I am also the proud owner of Tuyee Holistic Services LLC. A little bit on my educational background. I obtained my Masters in Science degree from CUNY-Hunter College School of Education with a concentration in Mental Health Counseling, in addition to my Bachelor’s of Arts in Psychology. A little bit on my theoretical approach. I utilize an integrative approach to therapy by applying a combination of therapeutic strategies to fit the individualized needs of my clients. I specialize in the use of, but not limited to Cognitive Behavioral Therapy (CBT), Dialectic Behavioral Therapy (DBT) and Psychodynamic Theory with a Solution Focused & Person-Centered Approach.
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Often rebooked

$130/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
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New to Grow

$200/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Cecilia, and I welcome you into this first step of this courageous journey you are about to embark on. Life can feel like an endless wave coming in and out from the shore, with not much opportunity to catch your breath. Instead, let’s catch this wave together, where you deserve someone to honor, support, and remind you of all the ways you are in full control of your ride to your most authentic self, feeling much more connected to your sole purpose, where I am committed to fostering your personal growth and offer you the tools to build off of your own inner wisdom.
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$150/session

Humorous
Open-minded
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
For more than 13 years, I have helped clients navigate life's challenges with compassion, practical guidance, and evidence-based treatment. My advanced clinical training includes education at Princeton and Columbia University, and I specialize in treating depression, anxiety, trauma, OCD, panic attacks, substance use, relationship concerns, men's issues, life transitions, and sports performance. I also work with couples to improve communication, rebuild trust, strengthen connection, and break unhealthy relationship patterns. My approach is collaborative, individualized, and grounded in psychodynamic, cognitive behavioral (CBT), dialectical behavior (DBT), person-centered, and humanistic therapies. I believe lasting change comes from understanding both the individual and the broader context of their life, including family, relationships, work or school, culture, and other environmental influences. Whether you're facing a specific challenge or seeking personal growth, my goal is to help you reduce symptoms, build resilience, deepen self-awareness, and create a more fulfilling life. You don't have to have everything figured out before starting therapy. If you're ready to take the next step, I would be honored to help you move toward the life you want.
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New to Grow

$75/session

Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
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$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable
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$175/session

Specialties
Anxiety
Fertility & Reproduction Issues
Grief
I am a devoted wife, mother, sister, aunt and friend. I love connecting with people in my personal life as well as professionally. I am passionate and committed to helping my clients work toward maximizing their mental health and overall functioning. My therapy approach is one of empathy and partnering with my clients to help them understand their symptoms better.
VirtualAvailable
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$115/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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Often rebooked

$125/session

Warm
Intelligent
Solution oriented
Specialties
ADHD
Anxiety
Depression
+10
With over 20 years of experience, I provide expert psychotherapy using evidence-based interventions to support individuals from all walks of life. I specialize in helping clients navigate anxiety, depression, trauma, life transitions, and relationship challenges in a compassionate and nonjudgmental space. My approach integrates proven therapeutic techniques tailored to each individual’s unique needs, empowering them to develop resilience, gain clarity, and achieve meaningful personal growth. Whether you’re seeking support for a specific issue or striving for overall well-being, I am here to guide you on your journey to a healthier, more fulfilling life.
VirtualAvailable
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$100/session

Authentic
Direct
Warm
Specialties
Anxiety
Depression
Self Esteem
+6
I’m a Black male therapist in my 30s who is passionate about helping individuals and couples navigate anxiety, relationships, identity, and life transitions. I strive to create a supportive, non-judgmental space where clients feel seen, heard, and respected. My approach is collaborative and practical, drawing from evidence-based methods like Cognitive Behavioral Therapy while honoring each person’s unique experiences, culture, and strengths. I’m a therapist who believes therapy should feel like a space where you can be honest, understood, and supported without judgment. My approach is warm, collaborative, and focused on helping clients better understand themselves while developing practical tools to navigate relationships, emotions, identity, life transitions, and personal growth. Through my practice, I work with individuals, couples, and families who may be struggling with anxiety, self-esteem, communication, relationship challenges, emotional regulation, or simply trying to figure out their next chapter. I meet each client where they are and recognize that no two people have the same story or path to healing. My goal is not to tell you who you should be, but to help you better understand who you are, what you need, and who you want to become. Therapy is a place for growth not just when life feels difficult, but also when you’re ready to build on the progress you’ve already made.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.