Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 586 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 9/25/2026

$100/session

Specialties
ADHD
Anxiety
Women's Issues
+3
I am a New York State Licensed Mental Health Counselor with over 10 years of experience helping individuals navigate anxiety, stress, life transitions, women’s issues, and other emotional challenges through compassionate, evidence-based care. As a Certified Autism Specialist, I provide individualized support to autistic individuals through a strengths-based approach tailored to each person’s unique experiences and needs. My background includes work across outpatient mental health, behavioral health, and substance use treatment settings, including clinical leadership roles that strengthened my expertise in comprehensive assessment and treatment planning. I earned my Master of Science in Mental Health Counseling from State University of New York at New Paltz, and I remain committed to ongoing professional development to provide thoughtful, effective care.
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Often rebooked

$100/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
Life can sometimes feel overwhelming. You may be struggling with anxiety, depression, trauma, relationship concerns, substance use, or simply feeling like you no longer have control over your life. You may know that you want things to change but feel unsure about where to begin. That is where therapy can help. I believe therapy should be a safe space where you feel comfortable being honest about what you are experiencing without fear of judgment. My personality is warm, compassionate, understanding, and straightforward. I will meet you where you are while also encouraging you to look more closely at the thoughts, behaviors, and patterns that may be keeping you from moving forward. I am here to support you, but I also want to help you recognize your own strength and ability to create change in your life. I have extensive training in Cognitive Behavioral Therapy and Dialectical Behavior Therapy. I also use different therapeutic approaches based on who you are, what you have experienced, and what you need from therapy. I understand that therapy is not one size fits all, so our work together will be tailored to your individual needs, culture, identity, strengths, and goals. Both my personal and professional experiences have taught me that healing is not always easy or straightforward. It takes honesty, patience, self compassion, and a willingness to do the work. You do not have to have everything figured out before starting therapy. You simply need to be willing to begin. Together, we will identify what may be keeping you stuck, develop healthier ways to manage life’s challenges, and work toward the life you truly want. We will work together to help you become more intentional with your life and mindful with your healing.
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New to Grow

$175/session

Specialties
Anxiety
Burnout
Life Transitions
+10
Hello! I am a licensed professional counselor licensed in both NY & NJ with over a decade of experience working with individuals who are experiencing anxiety, burnout and relationship challenges. Therapy, to me, feels like a genuine conversation between two people. I show up as myself—curious, engaged, and thoughtful. I'll ask questions, offer new perspectives, and help you build insight and practical tools so you can feel more like yourself again.
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$125/session

Authentic
Empowering
Solution oriented
Specialties
Addiction
Anxiety
Depression
+10
Licenses & Training: I hold a Master of Science degree in Clinical Mental Health Counseling from Walden University. I hold a Master of Science degree in Health Education and Promotion from Walden University. I am currently licensed in the state of New York (LMHC) Presently, I work as a Program Director for residential treatment services for clients impacted by substance and mental health challenges. Along with my formal education, I have 23 years' experience working within various modalities, providing me with skills to utilize techniques and interventions from Cognitive Behavior Therapy, Dialectical Behavior Therapy, Cognitive Processing Therapy, Motivational Enhancement Therapy, Expressive Therapy, Solution Therapy, Couple Counseling (Effective Communication & Conflict Resolution), Grief Therapy, and Motivational Interviewing., etc. Frequently addressed issues in treatment may include anxiety, depression, post-traumatic stress disorder, abuse, life transition problems, general stressors, self-esteem issues, dysfunctional patterns of behavior, etc. I am also a member of the American Counseling Association.
VirtualAvailable
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New to Grow

$130/session

Specialties
Addiction
ADHD
Anxiety
+3
I've been a practicing psychotherapist for over twenty five years providing in and outpatient therapy for adolescence and adults. I am interesting in working with clients who are motivated for change, who are willing to make a commitment to the process of change and consistent with treatment. I am also interested in clients who are willing and open to developing a therapeutic relationship base on trust. The goal of treatment is to help clients to improve their insight regarding the issues/problems that they want to change.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
My name is Phyllis Williams. I am an Associate Professional Counselor licensed in the state of Georgia and New York. I am also the proud owner of Tuyee Holistic Services LLC. A little bit on my educational background. I obtained my Masters in Science degree from CUNY-Hunter College School of Education with a concentration in Mental Health Counseling, in addition to my Bachelor’s of Arts in Psychology. A little bit on my theoretical approach. I utilize an integrative approach to therapy by applying a combination of therapeutic strategies to fit the individualized needs of my clients. I specialize in the use of, but not limited to Cognitive Behavioral Therapy (CBT), Dialectic Behavioral Therapy (DBT) and Psychodynamic Theory with a Solution Focused & Person-Centered Approach.
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$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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New to Grow

$110/session

Specialties
Anxiety
Burnout
Depression
I received my master's degree in mental health counseling at CUNY Brooklyn College. I have years of experience providing services for teens and adults and would love to help people who struggles with different types of issues such as depression, anxiety, relationship issues, communication issues, self-esteem issues, stress. I utilizes approaches such as CBT, Gestalt therapy, Emotionally Focused therapy, and Person Centered therapy in order to help my clients meet their needs and goals. I focus on helping my clients become aware and understand their emotions to better help provide them with a sense of control of their minds and lives.
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New to Grow

$100/session

Specialties
Burnout
Grief
Trauma and PTSD
+10
As an LCSW and former Clinical Supervisor with 14+ years of experience, I provide a grounded, protective, and highly structured environment to help individuals process deep trauma, navigate complex grief, and recover from institutional or workplace burnout. My approach moves entirely past standard talk therapy; I draw heavily on evidence-based frameworks—including EMDR, Schema Therapy, and Transactional Analysis—to explore underlying behavioral patterns, break toxic cycles, and build concrete, tailored coping tools. My style is honest, collaborative, and warm, entirely focused on cutting through the daily noise to help you confidently get back to feeling like yourself.
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New to Grow

$120/session

Specialties
Autism
Emotional Regulation
Learning / School Challenges
+10
I am a licensed doctoral psychologist in New York with 20 years of professional work experience I work mostly with children, adolescents, and their families. As a licensed psychologist and a board-certified behavior analyst, I have experience with the full range of developmental disorders, especially neurodivergence (e.g., on the autism spectrum). I have experience in helping clients with school-based issues, anxiety, depression, family conflicts, trauma, abuse, & parenting issues. I am also a registered yoga instructor at the 500-hour level and use mindfulness meditation as a part of my practice. I believe that clients are the experts of their story and I focus on strengths and normalization. Seeking therapeutic intervention is not only smart; it also represents an additive model, not a deficit. I serve as your advocate in order to promote functioning at optimal levels throughout the lifespan.
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New to Grow

$175/session

Specialties
Burnout
Self Esteem
Trauma and PTSD
+9
I am licensed in three states (NY, NC, and SC) and have 8 years total of clinical experience. My career started in North Carolina when I got my Master's in Clinical Mental Health Counseling from Western Carolina University and completed my internship serving as a counselor in an inpatient substance use treatment facility. After that, most of my career was spent serving diverse populations in New York City, in multiple settings of care including substance use treatment and community mental health treatment facilities, and private practice settings. I worked with a heavily diverse, international, and multicultural population from many backgrounds. Over time I had immersive experience building a niche working with LGBTQ+ clients, with a particularly strong following of gay men navigating complexities in their identity, sexuality, and interpersonal relationships. I also worked with clients from all walks of life navigating concerns around trauma, addiction, mood disorders, major life transitions, and concerns regarding intimate relationships. I consider my counseling approach to be ecletic. I incorperate concepts from many different modalities and adapt them to the unique needs and personalities of my clients. Some of the major counseling theories I draw from include Person-centered therapy, Motivational Interviewing, Cognative Behavioral Therapy, Dialectal Behavioral Therapy, Positive Psychology, and many others.
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$175/session

Specialties
Anxiety
Fertility & Reproduction Issues
Grief
I am a devoted wife, mother, sister, aunt and friend. I love connecting with people in my personal life as well as professionally. I am passionate and committed to helping my clients work toward maximizing their mental health and overall functioning. My therapy approach is one of empathy and partnering with my clients to help them understand their symptoms better.
VirtualAvailable
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$135/session

Specialties
Anxiety
Depression
Trauma and PTSD
+9
Im a Spanish speaking Licensed Clinical Social Worker and with 8 years of experience. I utilize a person centered empowering and encouraging approach to my therapy sessions with warmth and humor, because let’s face it - life sometimes be life-ing. Im an NYU graduate with years of experience helping individuals across the life span and the oh an array of different mental health conditions.
VirtualAvailable
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New to Grow

$75/session

Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
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New to Grow

$200/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Cecilia, and I welcome you into this first step of this courageous journey you are about to embark on. Life can feel like an endless wave coming in and out from the shore, with not much opportunity to catch your breath. Instead, let’s catch this wave together, where you deserve someone to honor, support, and remind you of all the ways you are in full control of your ride to your most authentic self, feeling much more connected to your sole purpose, where I am committed to fostering your personal growth and offer you the tools to build off of your own inner wisdom.
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$150/session

Warm
Authentic
Empowering
Specialties
Life Transitions
Physical Health Condition
Women's Issues
+4
I am a Licensed Clinical Social Worker who brings over 30 years' experience in the areas of mental health and substance abuse treatment utilizing a holistic health approach. I have supported homeless Veterans and others while working with community, State and Federal agencies. Providing insight and discovery into underlying issues that lead to clients related situations, I focus on each clients' strengths and believe that everyone is able to overcome challenges by being supported and empowered as they seek to achieve their vision of wellness. Without judgement and allowing for a safe environment to express one's thoughts, I strive to make every client's experience individualized and tailored to their needs.
VirtualAvailable
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New to Grow

$208/session

Specialties
Anxiety
Emotional Regulation
Life Transitions
+10
Life can feel overwhelming when anxiety, stress, relationship challenges, or major transitions leave you feeling stuck or unsure of what comes next. I’m a Columbia University graduate and a warm, insightful, and engaged therapist who helps adults better understand themselves and create meaningful change. Together, we’ll explore patterns, build on your strengths, and help you move toward a life that reflects your values, honors your identity, and feels more fulfilling.
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New to Grow

$100/session

Specialties
Addiction
Crisis Intervention
Depression
+10
I believe that therapy is a guided process in search of your serenity. In order to foster change, it will take a collaborative effort to meet your needs. The foundation of my approach focuses on trauma that has not been dealt with, which has now manifest into undesirable behavior. I pride myself on providing you a safe space to be vulnerable, a connection that builds an alliance, an active ear so you feel heard and warm experience that will restore hope for a better tomorrow.
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$100/session

Specialties
Anxiety
Crisis Intervention
Depression
+2
Hi I'm Laura, a licensed clinical social worker with extensive experience supporting individuals through crisis, trauma, and major life stressors. I specialize in working with first responders and those impacted by high-stress environments, offering a calm, collaborative, and practical approach to therapy. My goal is to help clients feel understood, supported, and empowered to move forward. My approach is practical, compassionate, and down-to-earth. I’ll meet you with empathy and honesty, offering support without judgment. Together, we’ll explore what’s holding you back and help you reconnect with your true self.
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$165/session

Warm
Authentic
Open-minded
Specialties
LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hi, I’m Samantha, a sex therapist who believes conversations about sex, intimacy, and relationships shouldn’t feel clinical or shame-filled. I show up as a real, grounded human and create a space where people can talk openly, awkwardly, honestly, and without judgment about the things they usually keep to themselves. I work with concerns like desire differences, low libido, sexual anxiety or shame, communication struggles, intimacy concerns, and feeling disconnected in relationships.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Emotional Regulation
+10
Therapy with me is supportive, collaborative, and down-to-earth. I work with clients navigating anxiety, depression, trauma, relationship stress, and life transitions using CBT, Solution-Focused Therapy, Motivational Interviewing, and ACT. Together, we'll build practical coping tools, increase insight, and create meaningful change at a pace that feels manageable and authentic to you.
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$200/session

Authentic
Warm
Specialties
Anxiety
Depression
Women's Issues
+4
I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience helping adults navigate depression, anxiety, trauma, grief, life transitions, and relationship challenges. Throughout my career, I have worked in a variety of clinical settings supporting individuals from diverse cultural and socioeconomic backgrounds. In addition to my clinical work, I serve as a tenured professor of Social Work and Human Services, where I have the privilege of educating and mentoring future helping professionals. I have a special passion for working with women who are ready to reconnect with their inner strength, build self-confidence, improve their emotional well-being, and create meaningful, lasting change in their lives. Whether you are feeling overwhelmed, emotionally exhausted, or simply looking for a greater sense of purpose and balance, I strive to provide a safe, compassionate, and nonjudgmental space where healing can begin.
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$125/session

Specialties
Anxiety
Couples Counseling
Depression
+4
I am a compassionate and dedicated mental health counselor committed to helping individuals navigate life’s challenges while building resilience, clarity, and emotional well-being. I believe that seeking support is a courageous step, and I strive to create a safe, supportive, and nonjudgmental space where clients feel heard, respected, and understood. My goal is to help individuals explore their experiences, process difficult emotions, and develop meaningful strategies for growth and healing. My therapeutic approach is collaborative and client-centered, grounded in evidence-based practices such as Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT). I work with clients to understand the connection between thoughts, emotions, and behaviors while helping them build practical coping skills to manage stress, regulate emotions, and improve relationships. I believe therapy should not only offer insight but also provide tools that clients can use in their everyday lives. I have a strong interest in supporting individuals who are navigating trauma, stress, and major life transitions. Many of the people I work with feel overwhelmed, stuck, or unsure about how to move forward. Together, we work to identify patterns that may be contributing to distress while strengthening self-awareness, confidence, and healthy coping strategies. I am particularly passionate about supporting individuals who have spent much of their lives being strong for others. Therapy can be a place where those burdens are acknowledged and explored without judgment. My goal is to empower clients to better understand themselves, develop resilience, and move toward a life that feels more balanced, purposeful, and aligned with their values.
VirtualAvailable
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Often rebooked

$130/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
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$100/session

Authentic
Intelligent
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+8
As a first-generation Latina who grew up in the Bronx, NY, I understand how culture, family expectations, and life's challenges can shape our emotional well-being. Whether you're navigating anxiety, depression, grief, stress, or a major life transition, you don't have to face it alone. Whether this is your first time in therapy or you're returning after some time away, my goal is to provide a warm, supportive, and judgment-free space where you feel heard, understood, and comfortable being yourself. Together, we'll explore what's been weighing on you, develop practical tools to help you cope, and work toward creating a life that feels more balanced, meaningful, and aligned with who you are.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.