Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 574 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New YorkRochesterAlbany

Availability updated: 10/15/2026

New to Grow

$150/session

Specialties
Anxiety
Depression
Life Transitions
Hi, I’m Brittney, a Licensed Clinical Social Worker who believes therapy should feel like a safe space where you can be honest, understood, and truly yourself. I work with adults who may be feeling overwhelmed, anxious, stuck, emotionally drained, or simply ready for something to change. My approach is warm, compassionate, and collaborative. I don’t believe in a one-size-fits-all approach to therapy, so I take the time to understand your experiences, strengths, challenges, and goals. Together, we can explore what may be getting in the way and develop practical tools to help you navigate life with greater confidence and self-awareness. Whether you’re working through anxiety, depression, relationship or family challenges, major life transitions, stress, or simply trying to better understand yourself, you don’t have to figure it all out alone. My goal is to create a space where you feel supported without judgment and empowered to make meaningful changes at your own pace. Starting therapy can feel like a big step, and you’ve already taken one by being here. I’d be honored to support you along the way.
Available

Often rebooked

$100/session

Authentic
Warm
Empowering
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
Life can sometimes feel overwhelming. You may be struggling with anxiety, depression, trauma, relationship concerns, substance use, or simply feeling like you no longer have control over your life. You may know that you want things to change but feel unsure about where to begin. That is where therapy can help. I believe therapy should be a safe space where you feel comfortable being honest about what you are experiencing without fear of judgment. My personality is warm, compassionate, understanding, and straightforward. I will meet you where you are while also encouraging you to look more closely at the thoughts, behaviors, and patterns that may be keeping you from moving forward. I am here to support you, but I also want to help you recognize your own strength and ability to create change in your life. I have extensive training in Cognitive Behavioral Therapy and Dialectical Behavior Therapy. I also use different therapeutic approaches based on who you are, what you have experienced, and what you need from therapy. I understand that therapy is not one size fits all, so our work together will be tailored to your individual needs, culture, identity, strengths, and goals. Both my personal and professional experiences have taught me that healing is not always easy or straightforward. It takes honesty, patience, self compassion, and a willingness to do the work. You do not have to have everything figured out before starting therapy. You simply need to be willing to begin. Together, we will identify what may be keeping you stuck, develop healthier ways to manage life’s challenges, and work toward the life you truly want. We will work together to help you become more intentional with your life and mindful with your healing.
Available

New to Grow

$175/session

Specialties
Anxiety
Obsessive-Compulsive (OCD)
Phobias
+3
I’m a licensed clinical social worker who specializes in helping adults overcome stress, anxiety, or OCD. I graduated from Columbia School of Social Work and have extensive training in multiple evidence-based treatments. My approach is active and collaborative, with an emphasis on building skills that you can apply in your daily life. In our work together, I focus on helping you better understand how your mind operates and equipping you with practical and effective tools to deal with your mental health more effectively. Over time, clients often find that they are able to feel calmer, think more clearly, and respond to challenges with greater confidence. Rather than feeling controlled by anxiety, they begin to experience a greater sense of freedom, balance, and control in their lives.
Available

$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable

$150/session

Specialties
Anxiety
Depression
Substance Misuse
+7
I am Gordon Shearer an LCSW located in NY and have been a psychotherapist for 10 years. I love my work and enjoy meeting and working with individuals who are interested and committed to making their lives better in some meaningful way. I believe support is crucial to developing the therapeutic relationship and want to do best for my clients.
Available

$100/session

Warm
Authentic
Empowering
Specialties
Anxiety
Eating Disorders
Mood Disorders
+5
My goal as a therapist is to help guide you toward authenticity while re-establishing interpersonal connections with those around you. Whether you’re looking to gain skills, problem-solving for everyday stress, or are experiencing major life events, we can explore and work toward your personal goals collaboratively. I have worked within multiple levels of care to address disordered eating patterns and ways to navigate toward a more intuitive relationship with food and body image. I have a long standing history of work with the military population and addressing Post Traumatic Stress and Suicidality while working to address barriers that persist to impact the course of your daily life.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable

$85/session

Empowering
Authentic
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
Available

Often rebooked

$150/session

Intelligent
Authentic
Direct
Specialties
Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
Available

New to Grow

$120/session

Specialties
Anxiety
Depression
Domestic Violence
+7
Sandra Villa is a Latinx therapist with 25 years of experience serving diverse communities. She specializes in depression, anxiety, grief and loss, and life transitions. She uses a strengths-based, humanistic approach, believing in each person’s resilience and capacity for change. Therapy is collaborative and supports growth, healing, and ongoing personal evolution.
Available

$175/session

Warm
Specialties
Anxiety
Bipolar Disorder
Coping Skills
Hello, I’m Jennifer Hernandez, DSW Candidate, LCSW, a licensed clinical social worker serving individuals, couples, families, and adolescents throughout New York and Connecticut. My passion is helping people heal from life’s most difficult experiences and build healthier, more fulfilling lives. I specialize in trauma, grief and loss, anxiety, depression, relationship challenges, life transitions, and complex emotional concerns. Throughout my career, I have worked in community mental health, crisis intervention, forensic settings, and private practice, supporting clients from diverse backgrounds and walks of life.
Available

$250/session

Empowering
Intelligent
Direct
Specialties
Anger Management
Anxiety
Depression
+5
In working with me there is the possibility of positive change. I will help you have a different outlook on life and support you in your future endeavors. In looking at changes we will look at what obstacles prevents you from reaching your goals and aspirations. In the event that an individuals has experience past trauma we will explore different ways to overcome those obstacles. It is imperative that your past trauma doesn't become a part of your future. There are incidents where we surpress our past, and overlook the patterns of behavior that has become distructive in relationships, work, and family. Lets secure a safe place where we can process your anguish pain, and disapointment. That creates anger and distorted thinking that places you in a place in life where you do not want to be.
VirtualAvailable

$130/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable

$100/session

Authentic
Direct
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a licensed clinical social worker who believes therapy should feel supportive, genuine, and practical. I work with adults navigating anxiety, depression, trauma, grief, relationship challenges, life transitions, and feeling overwhelmed or stuck. My approach is collaborative and judgment-free. Together, we’ll understand what’s getting in your way, build healthier patterns, and create changes that feel realistic for your life.
Available

$175/session

Holistic
Warm
Specialties
Anxiety
Depression
Life Transitions
+10
I’m a bilingual (English/Spanish) licensed therapist specializing in individuals and couples therapy, offering telehealth services across Massachusetts, Florida, Texas, New Jersey, New York, and Georgia. With a multicultural background and a flexible, evidence-based approach, I create a supportive, non-judgmental space where clients feel empowered to grow, heal, and reconnect. I'm passionate about helping people navigate relationship challenges, life transitions, and personal growth with authenticity and compassion.
Available

$150/session

Warm
Authentic
Intelligent
Specialties
Couples Counseling
Depression
LGBTQ
+10
You may be holding it together on the outside while feeling exhausted, disconnected, or stuck. Life's responsibilities, grief, and relational strain can weigh heavily, and you don't have to navigate that alone. I work with adults, couples, and families with a focus on people of color and LGBTQ+ clients, offering a warm, grounded, and human approach. We move at your pace and focus on what matters most to you. If you're ready to make sense of your feelings, strengthen your relationships, or simply have a safe space to process, I would be honored to walk alongside you. Taking the first step can change your life!
VirtualAvailable

$130/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
Available

$150/session

Empowering
Warm
Authentic
Specialties
Anxiety
Career Counseling
Self Esteem
+3
You are capable, possibly the most capable person in the room, and yet something keeps getting in the way. Maybe it is the anxiety that follows you into meetings, a career crossroads you cannot seem to resolve, or a voice in your head that is harder on you than anyone else. You do not need someone to tell you what to do. You need a space to get clear, a direct approach that respects your intelligence, and tools that actually work. With 20 years of experience, I help high-functioning adults close the gap between where they are and who they know they can be. If you are feeling stuck, disconnected, or worn down by patterns you cannot seem to break, you are not alone and you are not without options. Whether you are navigating anxiety, depression, life transitions, or a loss of confidence, I create a judgment-free space where honesty meets action. My approach is warm but direct. We will not just talk about change, we will build it through practical strategies, deeper self-awareness, and a growing ability to trust yourself again.
VirtualAvailable

Often rebooked

$175/session

Solution oriented
Warm
Authentic
Specialties
Anxiety
Depression
Life Transitions
+9
Great to meet you! I want you to know that when you come into therapy with me, you don’t have to pretend, minimize, or hold everything together. You get to show up exactly as you are — we take it from there together. My favorite part of this work has always been sitting with people one‐on‐one. That’s where real connection and real healing happen. I genuinely enjoy getting to know who you are, what you’ve been carrying, and what you’re hoping might feel different. My style is warm, steady, and honest. I listen closely, ask thoughtful questions, and help you understand the experiences and patterns that are shaping your life. I’m also practical — I like to offer tools and strategies you can actually use in your day‐to‐day life, not just in the therapy room. I work with people dealing with anxiety, stress, depression, trauma, relationship challenges, major transitions, and substance use concerns. Something I tell clients often is this: I don’t want you to just feel better — I want you to be well. Feeling better can be temporary. Being well means building insight, healing, and lasting change. When you work with me, you get someone who shows up fully — present, steady, honest, and genuinely invested in your well‐being. I’m not here to give you quick fixes or surface‐level advice. I’m here to help you understand yourself more deeply, heal what’s been ignored or pushed aside, and build a life that feels more grounded and true to who you are. My style is warm, direct, and deeply human. I listen for the things underneath your words — the patterns, the pain points, the strengths you might not yet see. I’ll challenge you gently, support you consistently, and help you make sense of what’s been getting in the way.
Available

$120/session

Empowering
Authentic
Solution oriented
Specialties
Anxiety
Depression
Family Conflict
+5
I believe therapy is more than a place to talk-it's space to be seen, heard, understood, challenged, and supported as you make meaningful changes in your life. I work with individuals navigating anxiety, life transitions, relationship and family challenges, grief, self-esteem concerns, career stress, and the emotional weight of day to day living.
Available

$150/session

Authentic
Open-minded
Warm
Specialties
ADHD
Anxiety
Life Transitions
+10
I’m a clinical social work therapist who works with individuals and couples navigating anxiety, depression, and everyday life stressors. I use a supportive, collaborative approach grounded in Cognitive Behavioral Therapy (CBT) to help you better understand your thoughts, manage emotions, and build practical coping skills. My goal is to create a space where you feel heard, empowered, and equipped to make meaningful, lasting changes.
Available

$150/session

Authentic
Challenging
Empowering
Specialties
Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable

$140/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable

$187/session

Warm
Intelligent
Authentic
Specialties
Anxiety
Couples Counseling
Trauma and PTSD
+8
Rita LaBrew, LMFT, licensed in New York and New Jersey, brings extensive experience in foster care, child welfare, private practice, and telehealth. I provide a collaborative, thoughtful therapy experience grounded in clinical expertise and evidence-informed care. Together, we'll work toward greater insight, emotional resilience, and meaningful, lasting change. I work with adults who are ready to move beyond simply managing symptoms and are willing to explore the deeper patterns shaping their lives. Whether you're struggling with anxiety, depression, trauma, relationship difficulties, family-of-origin concerns, life transitions, or longstanding emotional patterns, therapy offers an opportunity to understand not only what you're experiencing, but why. My approach is primarily psychodynamic, integrating psychoeducation to help make complex emotional experiences more understandable and practical. Together, we explore how early relationships, unconscious patterns, protective roles, and present-day experiences influence your emotions, relationships, and decisions. As insight grows, clients often find themselves responding to life's challenges with greater clarity, confidence, and intention. Clients often describe my style as thoughtful, direct, and collaborative. I strive to create a space where curiosity replaces self-criticism, where difficult experiences can be understood without judgment, and where lasting change develops through deeper self-awareness rather than temporary solutions. My practice is best suited for adults seeking ongoing outpatient psychotherapy and is not a fit for higher-acuity or crisis-focused care. I may refer clients whose needs would be better served by a higher level of care, specialized treatment, or services outside my scope of practice. Please note that I do not provide documentation or written support for court, custody, disability, or other legal matters, and my practice is not a fit for individuals seeking therapy primarily for court-related issues. My goal is always to help clients find the care that best meets their needs.
VirtualAvailable

$75/session

Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.