Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 597 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 8/20/2026

$150/session

Authentic
Warm
Specialties
Anxiety
Depression
Life Transitions
+7
Hi, I'm Patty, a Licensed Clinical Social Worker with over 30 years of experience helping adults and young adults navigate anxiety, stress, relationships, self-esteem, and life transitions. I provide a warm, supportive, and practical approach to therapy, creating a space where clients feel comfortable being themselves. My goal is to help you gain insight, build coping skills, and make meaningful changes that improve your overall well-being.
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New to Grow

$100/session

Specialties
Addiction
Anxiety
Coping Skills
+7
My ideal clients are adults who are looking for support, guidance, to work through life’s challenges. They may be experiencing anxiety, depression, stress, relationship difficulties, life transitions, or challenges related to substance use. My ideal clients are people who are ready to better understand themselves, explore what may be getting in the way, and take steps toward feeling more balanced and fulfilled.
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New to Grow

$100/session

Specialties
Anxiety
Depression
Trauma and PTSD
+2
Hello, I am Daniel Kyei, LCSW, with 7 years of clinical experience. Are stress, a racing mind, and a feeling disconnected from family and loved ones completely overwhelming you? It is quite a struggle trying to navigate and overcome these heavy feelings on your own. I specialize in helping clients and couples identify and manage troubling emotions, thoughts, and behaviors and guide them toward better coping skills, improved relationships, and a higher quality of life. I will utilize cognitive behavior therapy and eclectic models to address your current domestic or social stressors and concurrent psychological problems of trauma, anxiety, and depression.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Family Conflict
+5
You may be someone who is used to managing everything and being the person others rely on, but lately you’ve found yourself feeling overwhelmed, anxious, or stuck. With extensive experience working with individuals through complex emotional challenges and crisis situations, I bring a calm and grounded presence to my work. I help people process experiences, build coping skills, and create meaningful change.
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New to Grow

$150/session

Specialties
Anxiety
Couples Counseling
Trauma and PTSD
I’m a Licensed Mental Health Counselor who takes a warm, practical, and collaborative approach to therapy. I enjoy thinking concretely with clients, identifying clear goals, and turning insight into meaningful action. I incorporate evidence-based CBT and DBT strategies and often provide practical homework between sessions so clients can continue building skills, gaining confidence, and making progress outside the therapy room.
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New to Grow

$130/session

Specialties
ADHD
Anxiety
Trauma and PTSD
+10
Hi, I’m Christina. As an LCSW with 25 years of experience, I’ve learned two things: human beings are incredibly resilient, and absolutely nobody has it entirely figured out. My approach is a mix of deep compassion, straight-shooting honesty, and a healthy dose of humor—because if we can't laugh at the chaos of life sometimes, what are we even doing? I’ve heard almost everything, I don't shock easily, and I leave the preachy, stuffy therapist vibes at the door. Ultimately, I’m just a human who loves helping other humans untangle the messy, beautiful parts of life without any judgment. Think of me as a guide with a massive toolkit, a finely tuned intuition, and a genuine appreciation for your unique story. I look forward to meeting and working with you!"
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New to Grow

$250/session

Specialties
Anxiety
Career Counseling
Trauma and PTSD
+4
Before becoming a therapist, I spent more than 20 years building businesses, developing products, leading teams, and working with high-achieving professionals in demanding environments. Today, I bring that perspective into my clinical work, helping clients who may look highly successful on the outside while feeling anxious, overwhelmed, disconnected, or stuck on the inside. I understand the pressures that can accompany achievement, including perfectionism, burnout, career transitions, relationship challenges, and the feeling that your external persona no longer matches how you truly feel. My goal is to help clients understand what is keeping them stuck, reconnect with what matters to them, and develop practical strategies to move forward. I work with clients navigating career challenges, anxiety, depression, trauma, relationship difficulties, and major life transitions. Whether you are struggling to make a career decision, recovering from a difficult experience, questioning an identity built around achievement, or simply know that something needs to change but aren't sure how to move forward, therapy can provide a space to step back, gain perspective, and create a path forward that feels both meaningful and sustainable.
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$150/session

Empowering
Solution oriented
Warm
Specialties
Anxiety
Depression
Spirituality
+7
Life can feel overwhelming when you're carrying the weight of anxiety, stress, relationship challenges, or past experiences on your own. My goal is to provide a space where you can slow down, feel heard, and reconnect with yourself. As a Licensed Clinical Social Worker, I'm passionate about helping women navigate life's transitions, heal from emotional wounds, and build lives that feel more balanced, authentic, and fulfilling. I believe therapy is more than talking through problems—it's an opportunity to better understand yourself, strengthen your resilience, and create meaningful, lasting change, rather than simply managing symptoms. Together, we'll explore what's keeping you stuck and develop practical tools to support your overall well-being. My approach is warm, collaborative, and tailored to your unique experiences. I'm here to walk alongside you as you rediscover your authentic self, and create a life that feels aligned with who you truly are.
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New to Grow

$140/session

Specialties
Anxiety
Child or Adolescent
Depression
+2
I’m Katya Camacho, a bilingual Licensed Clinical Social Worker (LCSW) and proud Puerto Rican, born and raised in the Bronx, New York. As a therapist, I believe you deserve a space where you can feel heard, understood, and accepted without judgment. My approach is warm, collaborative, and culturally responsive, with a focus on helping children, adolescents, adults, and families navigate anxiety, stress, relationships, life transitions, emotional challenges, and difficult experiences. As a mother of two young children, including a child with special needs, I understand firsthand that life can be both rewarding and overwhelming, and I bring that real-world understanding into my work with families. My goal is to help you recognize your strengths, develop practical coping skills, and feel more confident navigating life—because when you feel better, you do better.
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New to Grow

$180/session

Specialties
Anxiety
Peer Relationships
Self Esteem
+5
I believe in the transformative change that takes places when clients are ready and empowered to make meaningful change. I work with you to explore, find meaning, and create long term solutions to build a life that is align with your goals and values. Utilizing both a psychodynamic, relational and solutions focused approach, the purpose is to find ways of managing symptoms and improve your quality of life.
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New to Grow

$150/session

Specialties
Anxiety
Eating Disorders
Self Esteem
+8
Hi, I'm so glad you're here. Starting therapy can feel overwhelming, but you don't have to figure things out on your own. My goal is to create a space where you feel comfortable showing up exactly as you are—without judgment, pressure, or the need to have it all together. With over 14 years of experience, I work with adolescents, college students, and adults navigating anxiety, eating disorders, life transitions, identity, relationships, and the unique challenges that come with being an athlete. As an LGBTQ+ identifying therapist, I'm committed to creating an affirming, inclusive space where you feel seen, respected, and supported. I take a warm, collaborative, and holistic approach to therapy, blending evidence-based practices with an understanding of how our mental, emotional, and physical well-being are all connected. When it fits your goals, I also incorporate an integrative nutrition perspective to support your overall wellness. Outside the therapy room, you'll usually find me running, dancing, or horseback riding. As an athlete myself, I understand the highs, lows, and pressures that can come with performance, balance, and caring for both your mind and body. I believe therapy is about more than getting through hard moments—it's about building a life that feels authentic, meaningful, and sustainable. Wherever you are in your journey, you don't have to walk it alone. I'd be honored to walk alongside you.
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New to Grow

$200/session

Specialties
Chronic Illness
Grief
Health/Medical Issues
+6
I focus on individuals, couples, and families looking for support, guidance, and healing in a variety of areas. I specialize in oncology, palliative and end-of-life care; treating grief, bereavement, depression, anxiety, adjustment disorders, chronic illness, pain management, relationship issues and life transitions. I offer a holistic dynamic in therapy and believe there can be true healing and growth once the body and mind are in balance. You can expect a respectful, non-judgmental, and supportive approach to therapy with me, where I focus on forming nurturing and respectful connections. I strive to create trusting and collaborative relationships to provide effective, result-oriented treatment in a warm and supportive environment.
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Often rebooked

$125/session

Warm
Authentic
Empowering
Specialties
Anxiety
LGBTQ
Self Esteem
+1
Hi! I am a Marriage and Family Therapist (LMFT) licensed in both New York and California. I have worked as a school counselor, helping adolescents navigate challenges like, self-esteem, bullying, grief, anxiety, internet safety, the pressure of school, and family or peer conflict. I also work in private practice, with clients struggling with a wide range of mental health challenges including, Anxiety, PTSD, Depression, Grief, life stage changes, and anger issues. I work with clients to help them process the effect these challenges have. Together we focus on identifying negative thinking patterns or unhelpful behaviors, implementing healthy coping skills, and reducing symptoms.
VirtualAvailable
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$150/session

Authentic
Warm
Specialties
Anxiety
Depression
LGBTQ
+9
I like to approach therapy like a journey that we take together- we work together to chart our course, to lean on one another in working through various challenges we encounter, to celebrate the successes and to hopefully reach the place you would like to see yourself in the end. I typically work to integrate discussions from a feeling and cognitive level to understand how we begin to untangle some of the challenges you might be experiencing.
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$150/session

Authentic
Intelligent
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I have been a therapist for over 16 years in a number of different settings. I have developed a passion for joining with clients to see their whole picture, to understand the why behind who they are, to develop compassion for the different parts of yourself and to tap into the innate abilities, insights and skills you have to help you grow. I want to help you start to live a more examined life, one where you can experience more control.
VirtualAvailable
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New to Grow

$120/session

Specialties
Anxiety
Coping Skills
Life Transitions
+2
My approach is rooted in warmth, collaboration, and cultural responsiveness. I am deeply committed to supporting adults from all backgrounds—including BIPOC and AAPI communities—ensuring you feel genuinely heard and respected. Combining clinical expertise - including my education at Columbia University - with real-world experience, I work collaboratively with you to cultivate resilience, restore balance, and improve self-esteem. My goal is to empower you to reconnect with your strengths and move forward with clarity and confidence.
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New to Grow

$100/session

Specialties
Life Transitions
Peer Relationships
Self Esteem
+8
I work with adults navigating life transitions, anxiety, and the pressures of culture, immigration, and high achievement. Through my own experience in the performing arts, I have developed a deep appreciation for the body-mind connection, and I feel particularly attuned to the unique needs of the artistic and athletic communities. I strive to offer a non-judgmental and supportive environment where clients can safely express and process emotions, as I believe that an effective therapeutic relationship begins with a strong connection and trust between client and therapist. My approach to therapy is eclectic. I utilize different evidenced-based modalities based on clients' specific goals. I provide therapy in English and in Italian.
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Often rebooked

$50/session

Warm
Authentic
Open-minded
Specialties
ADHD
Anxiety
Life Transitions
+10
Hello! I am a Licensed Clinical Psychologist who currently lives in Virginia, but I've also lived in New York and Massachusetts. I have experience working with clients of all ages and their families. I have worked or trained in schools, private practice, community mental health centers, and Probate & Family Court. I enjoy helping clients identify their strengths and learn skills to navigate life challenges and transitions.
VirtualAvailable
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$250/session

Warm
Authentic
Intelligent
Specialties
ADHD
Family Conflict
Grief
+10
Hello. I am a Licensed Clinical Social Worker (LCSW) and Advanced Certified Hospice and Palliative Social Worker (ACHP-SW) based in New York. I received my masters from Silver School of Social Work, NYU. My undergraduate degree in American Ethnic Studies from University of Washington. In my decade long career as a social worker I have worked in foster care, hospice care (adults and pediatrics), homeless drop in centers, HIV clinics/hospitals, and elder community centers and nursing homes. Providing therapy for people of all age groups and all walks of life.
VirtualAvailable
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$115/session

Authentic
Warm
Empowering
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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New to Grow

$228/session

Specialties
Couples Counseling
Mood Disorders
Trauma and PTSD
+10
Hi, My Name is Lydia Ignacio I am a LCSW in NY & FL and Transformational Coach providing combined energetic healing services. My areas of expertise include trauma, stress, and transitional life changes such as within the anxiety spectrum, depressive spectrum, PTSD, complex PTSD, relational trauma, trauma informed anxieties, depression, and PTSD, issues of identity, LGBTQ+ identity, relationship and relational challenges in couples counseling, LGBT+ couples counseling, and career development.
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New to Grow

$190/session

Authentic
Empowering
Specialties
Anxiety
Depression
Women's Issues
+10
Welcome, I'm Valerie! I earned my Master’s in Social Work from Columbia University in 2014 and have spent over a decade working across NYC supporting individuals through life’s toughest moments—from managing anxiety and trauma to navigating chronic illness, grief, and family dynamics. As a biracial woman of Southeast Asian heritage, I am deeply passionate about cultural humility, social justice, and inclusive care. I honor the rich, complex backgrounds that make you who you are, and I craft care that reflects your unique identity and values
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$200/session

Specialties
Anxiety
Depression
Self Esteem
+10
Welcome to my profile! Whether you're struggling with anxious thoughts, distressing feelings, identity concerns, unhelpful behavioral patterns, or difficulty navigating relationships, you've come to the right place. My goal as your therapist is to foster understanding and insight, paving the way towards alleviation of suffering. I adopt a stance of compassionate curiosity, offering a space in which judgment is absent. It is within this space that our work will take place and your healing journey can find its roots.
VirtualAvailable
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New to Grow

$95/session

Specialties
Perinatal Mental Health
Postpartum
Women's Issues
+9
Welcome! I’m a Licensed Mental Health Counselor in New York, and I believe that therapy should feel like a safe, supportive space where you can be heard, understood, and accepted without judgment. My approach balances active listening, empathy, and genuine support with practical, evidence-based strategies to help you navigate challenges and create meaningful change. I have extensive experience supporting individuals through a range of concerns, including maternal mental health, depression, anxiety, parenting challenges, relationship concerns, experiences of domestic abuse, and stress management. I believe that reaching out for support is an important step, and you don’t have to navigate difficult seasons of life alone. Together, we can work toward greater understanding, emotional well-being, and a stronger sense of balance and connection. My goal is to meet you where you are and create a therapeutic relationship where you feel comfortable being yourself and supported in moving forward.
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$130/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Life Transitions
Parenting
+6
If you’re reading this, you’re probably carrying something heavy — and you may have been carrying it longer than you should have had to. I’m glad you’re here. I’m an LMFT licensed in both New York and New Jersey, and I work with adults who are navigating some of life’s most emotionally demanding seasons: parenting stress, relationship strain, depression, ADHD, and the kind of high-functioning exhaustion that doesn’t always look like struggle from the outside but absolutely feels like it. My approach is relational at its core. I believe that healing rarely happens in isolation — it happens in connection. Before any technique or homework assignment, I prioritize building a therapeutic relationship where you actually feel safe enough to be honest. That foundation isn’t just good therapy etiquette; it’s what makes everything else possible. From there, I draw on a range of evidence-based frameworks — attachment theory, CBT, DBT, and person-centered approaches — tailoring the work to what you specifically need rather than applying a one-size-fits-all model. Some clients need tools and structure. Others need space to process and be witnessed. Most need both, at different moments. I’ve worked with many people who came to therapy after putting it off for a long time — sometimes years. What kept them away was often fear: fear of judgment, fear of being misunderstood, or simply not knowing what therapy was supposed to feel like. I take that seriously. My goal from the very first session is to help you feel less alone in what you’re facing, and more capable of moving through it. You don’t have to have it figured out before you reach out. That’s what we’re here to do together.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.