Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 583 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/8/2026

$125/session

Specialties
Anxiety
Couples Counseling
Depression
+4
I am a compassionate and dedicated mental health counselor committed to helping individuals navigate life’s challenges while building resilience, clarity, and emotional well-being. I believe that seeking support is a courageous step, and I strive to create a safe, supportive, and nonjudgmental space where clients feel heard, respected, and understood. My goal is to help individuals explore their experiences, process difficult emotions, and develop meaningful strategies for growth and healing. My therapeutic approach is collaborative and client-centered, grounded in evidence-based practices such as Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT). I work with clients to understand the connection between thoughts, emotions, and behaviors while helping them build practical coping skills to manage stress, regulate emotions, and improve relationships. I believe therapy should not only offer insight but also provide tools that clients can use in their everyday lives. I have a strong interest in supporting individuals who are navigating trauma, stress, and major life transitions. Many of the people I work with feel overwhelmed, stuck, or unsure about how to move forward. Together, we work to identify patterns that may be contributing to distress while strengthening self-awareness, confidence, and healthy coping strategies. I am particularly passionate about supporting individuals who have spent much of their lives being strong for others. Therapy can be a place where those burdens are acknowledged and explored without judgment. My goal is to empower clients to better understand themselves, develop resilience, and move toward a life that feels more balanced, purposeful, and aligned with their values.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
My approach to therapy is person-centered and strengths-based, which means I strive to meet you where you are and tailor treatment to your individual needs and goals. I often incorporate Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) techniques to help clients develop practical coping skills, improve emotional well-being, and navigate life's challenges more effectively. Whether you're dealing with anxiety, depression, stress, relationship difficulties, life transitions, or simply feeling stuck, I aim to provide a safe and supportive space where you can feel heard and understood. Together, we can explore what's getting in the way, build healthy coping strategies, and work toward the changes that are important to you.I am committed to providing culturally responsive and inclusive care and welcome individuals from all backgrounds, identities, and life experiences. I enjoy working with people across the lifespan and am open to supporting diverse populations. I value creating a therapeutic space where clients feel respected, accepted, and understood, and I recognize the importance of considering cultural, social, and personal factors that shape each individual's experience. 
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$90/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
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New to Grow

$120/session

Specialties
Anger Management
“MAC” is A licensed clinical social worker and military veteran, who has dedicated her career to helping others navigate life's most difficult challenges since the 90’s. Her journey in the field has been shaped by both invaluable professional experience and a deep personal understanding of the importance of therapy and support. Specializing in anger management, she also possess a mastery of a niche in working with forensic clients. Her diverse professional background includes independent work as an EAP provider with several Fortune 500 companies, consulting and being employed with both public and private law enforcement and social service agencies in New York City. After returning from an extended sabbatical, a period she credit with benefiting both her self and the clients through focused reflection on personal development and professional growth. She have renewed her mission: to serve and align with their clients' needs through counseling, advocacy, and connecting people to viable opportunities. She is a vocal advocate for engaging in uncomfortable but necessary conversations about self, systems, economics, inequality, race-related stress, and trauma. She believe that while it may be unpopular to be brave, and unacceptable to create spaces for chaos and fabricated narratives, silence is no longer an option. Guided by the words of James Baldwin—"Not everything that is faced can be changed, but nothing can be changed until it is faced, “ she continue the work to improve clients' well-being and help them thrive.
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Often rebooked

$100/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
Life can sometimes feel overwhelming. You may be struggling with anxiety, depression, trauma, relationship concerns, substance use, or simply feeling like you no longer have control over your life. You may know that you want things to change but feel unsure about where to begin. That is where therapy can help. I believe therapy should be a safe space where you feel comfortable being honest about what you are experiencing without fear of judgment. My personality is warm, compassionate, understanding, and straightforward. I will meet you where you are while also encouraging you to look more closely at the thoughts, behaviors, and patterns that may be keeping you from moving forward. I am here to support you, but I also want to help you recognize your own strength and ability to create change in your life. I have extensive training in Cognitive Behavioral Therapy and Dialectical Behavior Therapy. I also use different therapeutic approaches based on who you are, what you have experienced, and what you need from therapy. I understand that therapy is not one size fits all, so our work together will be tailored to your individual needs, culture, identity, strengths, and goals. Both my personal and professional experiences have taught me that healing is not always easy or straightforward. It takes honesty, patience, self compassion, and a willingness to do the work. You do not have to have everything figured out before starting therapy. You simply need to be willing to begin. Together, we will identify what may be keeping you stuck, develop healthier ways to manage life’s challenges, and work toward the life you truly want. We will work together to help you become more intentional with your life and mindful with your healing.
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$225/session

Direct
Authentic
Intelligent
Specialties
Anxiety
Depression
Welcome, I am glad you found me. I’m an LCSW & a PhD who has worked for many years helping people dream again. I work with individuals and couples to navigate life’s challenges, strengthen their relationships, and create meaningful change. I am interested in the unique story each person brings to therapy.
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$150/session

Authentic
Challenging
Solution oriented
Specialties
Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable
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$150/session

Authentic
Warm
Open-minded
Specialties
Addiction
Anxiety
Depression
+8
Therapy is a very personal and intimate journey to self discovery, understanding & acceptance. It can also be a journey with an intimate partner in discovering connectedness & being present for the needs of your partner Clients seeking to explore the emotional depths within themselves & remove the barriers to achieving their desired life, will find a working partner in my practice. Whether it's feeling more connected in your relationships, reframing a negative thought process, or moving through your trauma, I am ready to help. I am trained in Cognitive Behavioral Therapy, EMDR & Imago Relationship Therapy using it successfully in my 20 years of practice helping clients dealing with depression, anxiety & relationship challenges. I have extensive experience in working with addictions & the relationship between your patterns of use & unresolved trauma, depression, or anxiety. I am a skilled trauma therapist, trained in EMDR. I have experience working with a diverse client population to include: issues related to sexual orientation, couples therapy, and the challenges created by overuse of social media and internet pornography. I recently acquired a program that will support bilateral stimulation in EMDR sessions while on video
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$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
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$120/session

Specialties
Anxiety
Depression
Trauma and PTSD
+3
I'm Sean, a clinical psychotherapist with over 10 years of walking alongside people in some of the toughest and most beautiful moments of their lives. Whether it’s anxiety that keeps you small, relationships that hurt more than they heal, old wounds that still steer the ship, depression, burnout, or the simple feeling that “there has to be more than this”; whatever it is, we’ll face it together, at your pace, with whatever approach serves you best in this moment. In our work together, we may sometimes dive into the echoes of the past, other days we may stay fiercely in the present with your emotions and change the patterns of today that make up the future. I meet you as you are, without judgment, with curiosity, and with a quiet confidence that you already carry everything you need to live a freer, richer life.
VirtualAvailable
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New to Grow

$200/session

Specialties
Eating Disorders
LGBTQ
Obsessive-Compulsive (OCD)
+7
My name is Ricardo and I am a Licensed Mental Health Counselor. My work focuses on supporting people navigating eating disorders (Including ARFID), Body Dysmorphia, binging, fear of food, OCD, Tics/Tourette's and the unique experiences of LGBTQIA+ individuals. These struggles can feel isolating, but they don’t have to be. I offer a warm, affirming space where you don’t have to explain or justify who you are or what you’re going through.
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$200/session

Authentic
Warm
Specialties
Anxiety
Depression
Women's Issues
+4
I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience helping adults navigate depression, anxiety, trauma, grief, life transitions, and relationship challenges. Throughout my career, I have worked in a variety of clinical settings supporting individuals from diverse cultural and socioeconomic backgrounds. In addition to my clinical work, I serve as a tenured professor of Social Work and Human Services, where I have the privilege of educating and mentoring future helping professionals. I have a special passion for working with women who are ready to reconnect with their inner strength, build self-confidence, improve their emotional well-being, and create meaningful, lasting change in their lives. Whether you are feeling overwhelmed, emotionally exhausted, or simply looking for a greater sense of purpose and balance, I strive to provide a safe, compassionate, and nonjudgmental space where healing can begin.
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Often rebooked

$150/session

Authentic
Direct
Humorous
Specialties
Addiction
Anxiety
Men's Issues
+10
Hello, my name is Doug. I have been a mental health professional for 15 years and have worked in many different venues with many different populations. The central theme of my work has always been helping people get to where they want to go. In sessions- you and I will ally to identify and then work towards any goals you have while I serve as a supportive resource who will aim to be useful in helping you notice patterns and build skills. Mental health is health and as humans we all need support enriching our health. My goal will always be to support you.
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$75/session

Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
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$190/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
Depression
Women's Issues
+10
Welcome, I'm Valerie! I earned my Master’s in Social Work from Columbia University in 2014 and have spent over a decade working across NYC supporting individuals through life’s toughest moments—from managing anxiety and trauma to navigating chronic illness, grief, and family dynamics. As a biracial woman of Southeast Asian heritage, I am deeply passionate about cultural humility, social justice, and inclusive care. I honor the rich, complex backgrounds that make you who you are, and I craft care that reflects your unique identity and values
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$175/session

Holistic
Warm
Specialties
Anxiety
Depression
Life Transitions
+10
I’m a bilingual (English/Spanish) licensed therapist specializing in individuals and couples therapy, offering telehealth services across Massachusetts, Florida, Texas, New Jersey, New York, and Georgia. With a multicultural background and a flexible, evidence-based approach, I create a supportive, non-judgmental space where clients feel empowered to grow, heal, and reconnect. I'm passionate about helping people navigate relationship challenges, life transitions, and personal growth with authenticity and compassion.
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Often rebooked

$140/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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New to Grow

$120/session

Specialties
Childhood / Intergenerational Trauma
Loneliness / Isolation
Obsessive-Compulsive (OCD)
+3
You are brave! My name is Amber, and it would be an honor to walk with you on your healing journey. Healing is messy and being real and open is key to truly healing. I have worked with children, teens, adults and families for over 20 years. I have a warm, relaxed approach, focusing on the importance of you feeling like you can share whatever is on your heart during our time. I specialize in working with children, teens, adults and families dealing with all aspects of trauma, and also those impacted by adoption and/or foster care. It is most important to me that you feel safe, validated and empowered to feel, and process in order to heal!
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New to Grow

$150/session

Specialties
Anxiety
Attachment Issues
Depression
+7
I’m a down-to-earth therapist who believes therapy should feel human, not clinical or intimidating. I believe in bringing honesty and compassion into the room while creating a judgment-free space where you can show up exactly as you are and work toward meaningful change. Life can be difficult, let’s explore ways to ease it for you.
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New to Grow

$175/session

Specialties
Anxiety
Depression
Family Conflict
+7
Hi, I’m Jada, a New York-based Licensed Mental Health Counselor providing virtual therapy to children, adults, and families. Born and raised on Long Island, I earned my Bachelor’s degree from Drexel University and my Master of Science in Clinical Mental Health Counseling from Long Island University–Post. I have experience working with clients in a variety of settings, which has allowed me to develop a flexible and individualized approach to therapy. I would describe myself as warm, empathetic, patient, approachable, and nonjudgmental. I strive to create a safe and supportive environment where clients feel comfortable being themselves, exploring their experiences, and working toward meaningful growth and improved well-being.
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$125/session

Specialties
Anxiety
Depression
Trauma and PTSD
I am a licensed clinical social worker providing client centered, solution focused therapy for over 25 years with an established private practice since 2005. In my practice, my goal is to provide a supportive environment which allows clients to identify and achieve their goals. In addition to my work as a therapist, I provide training and consultation services regionally and nationally on trauma informed care, adverse childhood experiences (ACEs), sexually harmful behavior, vicarious trauma and self-care.
VirtualAvailable
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New to Grow

$120/session

Specialties
Anxiety
Depression
Emotional Regulation
+5
Reaching out takes courage, and you’ve already taken the first step. You may be carrying anxiety, stress, or a sense that life isn’t quite where you want it to be. You may be standing at a crossroads and unsure which way to turn. In our work together, you’ll find a calm, supportive space rooted in compassionate awareness, where you can slow down, understand yourself more deeply, and move forward with clarity and confidence.
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$175/session

Warm
Specialties
Anxiety
Bipolar Disorder
Coping Skills
Hello, I’m Jennifer Hernandez, DSW Candidate, LCSW, a licensed clinical social worker serving individuals, couples, families, and adolescents throughout New York and Connecticut. My passion is helping people heal from life’s most difficult experiences and build healthier, more fulfilling lives. I specialize in trauma, grief and loss, anxiety, depression, relationship challenges, life transitions, and complex emotional concerns. Throughout my career, I have worked in community mental health, crisis intervention, forensic settings, and private practice, supporting clients from diverse backgrounds and walks of life.
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$150/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
Depression
Life Transitions
+7
Hi, I'm Patty, a Licensed Clinical Social Worker with over 30 years of experience helping adults and young adults navigate anxiety, stress, relationships, self-esteem, and life transitions. I provide a warm, supportive, and practical approach to therapy, creating a space where clients feel comfortable being themselves. My goal is to help you gain insight, build coping skills, and make meaningful changes that improve your overall well-being.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.