Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 549 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated:

$250/session

Warm
Empowering
Solution oriented
Specialties
Anxiety
Chronic Illness / Medical Issues
Life Transitions
+6
Gilit Stein, LCSW has experience working with young adults, college students and adults of all ages facing social and relationship issues. I can help you work through symptoms related to stress, anxiety, PTSD, ADHD and depression. I have experience with chronic illness and complex medical conditions as well. Whether you are seeking brief therapeutic support or a longer-term approach, I am trained to assist in alleviating symptoms. Therapy offers a space where you can feel heard, understood, and less alone. It takes courage to pursue a more fulfilling, balanced, and meaningful life—and to take those first steps toward change.
VirtualAvailable

New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
Available

$90/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
Available

$125/session

Humorous
Authentic
Direct
Specialties
Anxiety
Depression
Foster Care/Adoption
+10
Hi, I'm Key Hammonds, LCSW and yes, I'm the therapist who will make you laugh and help you breakthrough in the same session. I'm a NYC native, a mom, a community member, and a Licensed Clinician with over 18 years of experience. I earned my Master's in Social Work from NYU, but honestly some of my most important education has come from living life, navigating motherhood, doing my own healing work and overcoming adversity. This taught me resilience isn't just a buzzword, it's a practice. I practice what I preach. I believe deeply in therapy not as a last resort, but as an everyday act of self-care and courage. I will show up for you with honesty, humor, warmth, and zero judgment.
Available

New to Grow

$100/session

Specialties
Anxiety
Childhood / Intergenerational Trauma
Parenting
+4
I’m Keshia Carr, a Licensed Mental Health Counselor and National Certified Counselor offering warm, down to earth telehealth therapy across New York for children, teens, young adults, families, and older adults. My practice is a judgment free space to work through anxiety, ADHD, autism related challenges, family conflict, school stress, and life transitions, whether you’re breaking old patterns, learning to communicate in new ways, setting boundaries, or just need room to breathe. I keep sessions real and relatable, often with a laugh or two, because I believe meaningful change happens when you feel truly comfortable. If you’re ready for someone in your corner, I’d love to help you take that first step.
Available

New to Grow

$200/session

Specialties
Anxiety
Attachment Issues
Codependency
+3
I'm a licensed clinical social worker who helps women navigate relationships, life transitions, and the messy process of figuring themselves out. I believe therapy should be a space where you can show up as you are, speak freely, explore what feels stuck, and work toward a life that feels authentically yours.
Available

$125/session

Authentic
Warm
Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
Available

New to Grow

$120/session

Specialties
Addiction / Substance Use
Anxiety
Depression
+7
I am a retired first responder and New York State Licensed Clinical Social Worker (LCSW) with an MSW from Adelphi University (2007). My therapeutic approach is client-centered and incorporates Cognitive Behavioral Therapy (CBT), Motivational Interviewing, and psychoeducation. I work with individuals experiencing anxiety, depression, substance use disorders, relationship and family conflict, trauma, and men's issues. By combining my clinical training, first responder experience, and personal life experiences, I provide a compassionate, practical, and supportive environment. I believe meaningful change begins with feeling understood, supported, and empowered to take the next step toward a healthier life.
Available

New to Grow

$120/session

Specialties
Anxiety
Couples Counseling
Depression
+10
I am a Licensed Clinical Social Worker dedicated to helping individuals navigate life's challenges, including trauma, anxiety, depression, grief, and relationship concerns. I believe healing begins in a space built on trust, compassion, and genuine connection. My goal is to help you feel supported, understood, and empowered as you move toward the life you want to create. My approach to therapy is positive, holistic, and collaborative. I believe each person's journey is unique, and we will work together at a pace that feels comfortable for you. Therapy should never feel rushed or pressured. Instead, it should provide space for healing, self-discovery, self-care, and meaningful personal growth. I strive to create a warm, nonjudgmental environment where you feel safe sharing your story and exploring the experiences that have shaped your life. Using a trauma-informed and strengths-based approach, I help clients develop insight, build resilience, and navigate difficult emotions, life transitions, and relationship challenges with greater confidence and clarity. Whether you're working through painful past experiences, managing current stressors, or seeking a deeper sense of balance and well-being, you don't have to face it alone. Healing is possible, and I would be honored to walk alongside you on your journey toward hope, growth, and lasting change.
Available

New to Grow

$150/session

Specialties
ADHD
Anxiety
Depression
+5
Whether you’re managing ADHD, anxiety, depression, navigating life transitions, or working on relationships and personal growth, therapy can be a place to feel supported, understood, and gently challenged to make meaningful changes. My goal is to make this process as easy and approachable as possible, so you can take each step at your own pace while moving toward the life you want.As a CBT therapist, I help you make sense of patterns in your thoughts, feelings, and behaviors. I work with you to shift what’s not helping, find practical tools, and provide a space where you can be understood without judgment. Therapy doesn’t have to feel intimidating. I want to provide a space for relief, growth, and change. If you’re ready to take the first step, I’d be honored to walk with you. There’s no perfect time to start, just the right time for you. Let’s explore what’s possible, together!
Available

$125/session

Authentic
Empowering
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
Available

New to Grow

$100/session

Specialties
Childhood / Intergenerational Trauma
Serious Mental Illness / Crisis
Trauma and PTSD
+4
I am a therapist dedicated to providing trauma-informed, culturally responsive, and holistic mental health care. My practice is rooted in deep human connection and meeting you where you are, honoring all aspects of your identity, environment, and lived experience. I aim to create a warm, non-judgmental space where you can process life’s challenges, build emotional resilience, and restore meaningful connection to yourself and your community.
Available

New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+5
Hi, I’m Kayla Cunningham! I’m a Licensed Mental Health Counselor with 11 years of experience supporting teens and college students. I know school, friendships, family, and big life changes can get overwhelming. My style is laid-back, supportive, and judgment-free—a space to slow down, be honest, and sort through what you’re feeling. Whether you’re stressed, anxious, in transition, or just trying to take better care of yourself, I’m here to meet you where you are.
Available

New to Grow

$110/session

Specialties
Anxiety
Parenting
Trauma and PTSD
+10
Hello, I'm Stephanie Capone, LCSW. I provide a compassionate, nonjudgmental space where individuals can explore life's challenges, build resilience, and create meaningful change. I work collaboratively with clients experiencing anxiety, depression, relationship concerns, life transitions, stress, and self-esteem issues, helping them identify strengths and develop practical tools to support emotional well-being and personal growth.
Available

$100/session

Humorous
Warm
Specialties
ADHD
Anxiety
Coping Skills
My communication style is calm, direct and caring. I try to be non-judgmental. I support my patients and want them to feel better through therapy as well as in all aspects of their personal and professional lives. Through the use of CBT, it promotes the setting of goals, which we develop together and review and modify periodically as progress is made.
VirtualAvailable

New to Grow

$90/session

Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
Hi, I'm Annie! I'm a Licensed Clinical Social Worker with over five years of experience in emergency medicine, school-based settings, and supporting diverse communities. I believe therapy is a journey where you're in the driver's seat and I'm alongside you in the passenger seat. You're the expert on your own life, and I'm here to help you navigate challenges, explore new perspectives, and develop the tools and confidence to move forward. My approach is warm, collaborative, and solution-focused. Whether you're navigating anxiety, depression, life transitions, or simply feeling stuck, we'll work together to recognize your strengths, understand patterns, and create meaningful change. Above all, I want therapy to be a space where you feel heard, supported, and comfortable showing up exactly as you are. You don't need to have everything figured out. We'll start wherever you are!
Available

Often rebooked

$175/session

Open-minded
Solution oriented
Direct
Specialties
ADHD
Anxiety
Trauma and PTSD
+1
I believe meaningful healing begins when you feel genuinely seen, heard, and understood—without judgment or pressure to be anyone other than yourself. I work with individuals who may feel overwhelmed, misunderstood, stuck in familiar patterns, or as though they are constantly trying to navigate a world that was not designed with their needs in mind. This may include living with the effects of trauma, the daily “static” of ADHD, persistent anxiety, depression, relationship difficulties, or emotional exhaustion. I am a Certified Clinical Trauma Professional (CCTP), Certified Clinical Anxiety Treatment Professional (CCATP), and ADHD-Certified Clinical Services Provider (ADHD-CCSP). I also hold diagnostic privilege and have experience providing clinical supervision to Limited Permit clinicians working toward completion of their required hours. My approach is compassionate, collaborative, and individualized. I believe in meeting you where you are while also helping you move toward where you would like to be. Together, we may focus on developing practical coping tools, understanding emotional and behavioral patterns, strengthening relationships, processing difficult experiences, and creating changes that feel realistic and meaningful for your life.
Available

New to Grow

$110/session

Specialties
ADHD
Anxiety
Life Transitions
+7
Welcome! As a telehealth therapist, I meet clients virtually across New York to create a supportive space where real change can happen. Over the years, working in both inpatient and outpatient care has given me a deep appreciation for meeting people from every background and life story. I work best with teens (15+) and adults who are motivated and eager to put in the work toward healing. My practice centers on working with ADHD, anxiety, and boundary setting. With my history in inpatient, I understand and always consider a trauma-informed approach.
Available

$120/session

Authentic
Intelligent
Specialties
Anxiety
Depression
Emotional Regulation
+5
Reaching out takes courage, and you’ve already taken the first step. You may be carrying anxiety, stress, or a sense that life isn’t quite where you want it to be. You may be standing at a crossroads and unsure which way to turn. In our work together, you’ll find a calm, supportive space rooted in compassionate awareness, where you can slow down, understand yourself more deeply, and move forward with clarity and confidence.
Available

New to Grow

$150/session

Specialties
Addiction / Substance Use
Anxiety
Codependency
+10
I am compassionate, empathetic, and nonjudgmental. My approach is rooted in the belief that you are the expert on yourself, and my role is to empower you to discover your strengths and make choices that feel right for you. I believe meaningful change happens when you feel supported rather than directed, and I strive to create a space where you can explore, grow, and be authentically yourself. My approach is collaborative and individualized. Together, we will work toward a deeper understanding of yourself by recognizing patterns that may no longer be serving you and developing the tools, insight, and confidence to make meaningful change. I bring insight, curiosity, wisdom, and life experience to my work, along with a genuine interest in getting to know you.
Available

$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable

New to Grow

$150/session

Specialties
Anxiety
Attachment Issues
Depression
+10
I work with clients who feel unable to escape the patterns of behaviors that keep them feeling stuck and who experience anxiety, depression, self-esteem issues, grief and loss, relationship challenges, difficulties navigating life transitions and who have experienced trauma. I specialize in working with individuals and families impacted by intimate partner abuse and other relational traumas.
Available

$120/session

Intelligent
Warm
Direct
Specialties
Attachment Issues
Self Esteem
Spirituality
+8
I’m a Licensed Marriage and Family Therapist, an artist, and the Clinical and Creative Director of Healing Minds and Hearts. I create thoughtful, collaborative spaces where people can be their whole selves, tell the truth about what they are carrying, and reconnect with themselves and others. I support individuals, couples, families, and communities navigating identity, relationships, faith, life transitions, trauma, and the impact of past experiences and systems. Together, we explore who you are, what you need, and how you want to grow. Healing Minds and Hearts supports emotional, relational, spiritual, and creative healing. My hope is to create a space where you feel seen, respected, empowered, and supported.
Available

New to Grow

$150/session

Specialties
Anxiety
Depression
Emotional Regulation
+10
I am a bilingual Licensed Clinical Social Worker (LCSW) with over a decade of experience in social services, child welfare, and mental health. My professional background includes working with children, adolescents, adults, and families as they navigate emotional, behavioral, and life challenges. My experience in both school-based and clinical settings has given me a deep understanding of how family dynamics, relationships, life experiences, and environmental stressors can impact emotional well-being. I specialize in Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Play Therapy, and mindfulness-based approaches. I work with individuals experiencing anxiety, depression, emotional dysregulation, life transitions, relationship difficulties, parenting challenges, and everyday stressors. My approach is compassionate, trauma-informed, culturally responsive, and tailored to each client's individual needs. I believe therapy should be a collaborative process where clients feel genuinely heard, understood, and supported without judgment. I bring warmth, empathy, patience, and a practical, solution-focused perspective to my sessions. I also believe in balancing compassion with gentle accountability, helping clients gain insight into their thoughts, emotions, and behaviors while developing the tools needed to create meaningful change. My goal is to provide a safe and welcoming space where clients can explore their experiences, recognize their strengths, build resilience, and develop healthier ways of navigating life's challenges. Whether I am helping a child build emotional regulation skills, supporting a teenager through social and academic pressures, or guiding an adult through relationship difficulties and major life transitions, I strive to meet each client where they are and empower them to move toward greater confidence, emotional wellness, and personal growth.
Available

$150/session

Authentic
Warm
Open-minded
Specialties
Addiction
LGBTQ
ADHD
+8
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.