Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 553 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New YorkRochesterAlbany

Availability updated:

New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
Available

$125/session

Authentic
Warm
Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
Available

$125/session

Humorous
Authentic
Direct
Specialties
Anxiety
Depression
Foster Care/Adoption
+10
Hi, I'm Key Hammonds, LCSW and yes, I'm the therapist who will make you laugh and help you breakthrough in the same session. I'm a NYC native, a mom, a community member, and a Licensed Clinician with over 18 years of experience. I earned my Master's in Social Work from NYU, but honestly some of my most important education has come from living life, navigating motherhood, doing my own healing work and overcoming adversity. This taught me resilience isn't just a buzzword, it's a practice. I practice what I preach. I believe deeply in therapy not as a last resort, but as an everyday act of self-care and courage. I will show up for you with honesty, humor, warmth, and zero judgment.
Available

New to Grow

$200/session

Specialties
Anxiety
Attachment Issues
Codependency
+3
I'm a licensed clinical social worker who helps women navigate relationships, life transitions, and the messy process of figuring themselves out. I believe therapy should be a space where you can show up as you are, speak freely, explore what feels stuck, and work toward a life that feels authentically yours.
Available

New to Grow

$115/session

Specialties
Anxiety
Family Conflict
Life Transitions
+6
I am Kelly Farrell, a Licensed Clinical Social Worker with over 25 years of experience helping individuals and families navigate life's challenges. Throughout my career, I've worked with adolescents, adults, couples, and families in a variety of clinical settings. I believe therapy should be a comfortable, supportive space where you feel heard, understood, and free to be yourself. Whether you're struggling with anxiety, relationship difficulties, family conflict, or major life transitions, my goal is to help you gain insight, develop healthier coping strategies, and feel more confident moving forward. My approach is warm, collaborative, and practical. I recognize that everyone's experiences and needs are different, and I tailor our work together to what matters most to you. I value building genuine connections with my clients and believe that a strong therapeutic relationship is the foundation for meaningful change.
Available

New to Grow

$100/session

Specialties
Anxiety
Depression
Phobias
+10
As a dedicated and compassionate mental health clinician I work towards creating a safe and supportive space to explore challenges and build a path toward lasting well-being. My specialization includes helping individuals navigate and overcome concerns such as anxiety, anger management issues, depression and stress, low self-esteem and building confidence, grief and loss, relationship issues and sexual addiction. I am committed to building a strong client-therapist relationship where clients feel comfortable sharing personal information, free from judgment. If you're ready to take the next step toward a more fulfilling life, you're invited to reach out and schedule a consultation.
Available

New to Grow

$120/session

Specialties
Addiction / Substance Use
Anxiety
Depression
+7
I am a retired first responder and New York State Licensed Clinical Social Worker (LCSW) with an MSW from Adelphi University (2007). My therapeutic approach is client-centered and incorporates Cognitive Behavioral Therapy (CBT), Motivational Interviewing, and psychoeducation. I work with individuals experiencing anxiety, depression, substance use disorders, relationship and family conflict, trauma, and men's issues. By combining my clinical training, first responder experience, and personal life experiences, I provide a compassionate, practical, and supportive environment. I believe meaningful change begins with feeling understood, supported, and empowered to take the next step toward a healthier life.
Available

New to Grow

$90/session

Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
Hi, I'm Annie! I'm a Licensed Clinical Social Worker with over five years of experience in emergency medicine, school-based settings, and supporting diverse communities. I believe therapy is a journey where you're in the driver's seat and I'm alongside you in the passenger seat. You're the expert on your own life, and I'm here to help you navigate challenges, explore new perspectives, and develop the tools and confidence to move forward. My approach is warm, collaborative, and solution-focused. Whether you're navigating anxiety, depression, life transitions, or simply feeling stuck, we'll work together to recognize your strengths, understand patterns, and create meaningful change. Above all, I want therapy to be a space where you feel heard, supported, and comfortable showing up exactly as you are. You don't need to have everything figured out. We'll start wherever you are!
Available

New to Grow

$100/session

Specialties
Childhood / Intergenerational Trauma
Serious Mental Illness / Crisis
Trauma and PTSD
+4
I am a therapist dedicated to providing trauma-informed, culturally responsive, and holistic mental health care. My practice is rooted in deep human connection and meeting you where you are, honoring all aspects of your identity, environment, and lived experience. I aim to create a warm, non-judgmental space where you can process life’s challenges, build emotional resilience, and restore meaningful connection to yourself and your community.
Available

$125/session

Authentic
Empowering
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
Available

New to Grow

$150/session

Specialties
ADHD
Anxiety
Depression
+5
Whether you’re managing ADHD, anxiety, depression, navigating life transitions, or working on relationships and personal growth, therapy can be a place to feel supported, understood, and gently challenged to make meaningful changes. My goal is to make this process as easy and approachable as possible, so you can take each step at your own pace while moving toward the life you want.As a CBT therapist, I help you make sense of patterns in your thoughts, feelings, and behaviors. I work with you to shift what’s not helping, find practical tools, and provide a space where you can be understood without judgment. Therapy doesn’t have to feel intimidating. I want to provide a space for relief, growth, and change. If you’re ready to take the first step, I’d be honored to walk with you. There’s no perfect time to start, just the right time for you. Let’s explore what’s possible, together!
Available

New to Grow

$150/session

Specialties
Autism
Child or Adolescent
Spirituality
+10
Hello, I am Dr. Beverly Regisford-Henry, a licensed psychotherapist in Florida and New York. With over ten years of clinical experience and more than twenty years in education, I bring a unique blend of clinical expertise, educational insight, and genuine compassion to my work with children, teens, young adults, adults, and families. While my education and credentials (Psy.D., M.S.Ed., LCSW, CAGCS) have prepared me for this work, it is my ability to connect with people, see beyond their immediate struggles, and recognize the strengths they may not yet see in themselves that gives my work its deepest meaning. I believe everyone has a unique story and deserves a safe, compassionate space to be heard, understood, and supported without judgment. Having walked school hallways, partnered with parents, and supported families through real-life challenges, I understand the quieter struggles young people often carry. Central to my therapeutic philosophy is the belief that children do not heal in isolation. Meaningful change often involves strengthening relationships, empowering caregivers, and supporting the entire family system. My work also extends to adults navigating anxiety, grief and loss, relationship difficulties, family conflict, depression, and life transitions. Whether supporting a child struggling with emotions, a young adult finding direction, or an adult facing personal challenges, my commitment remains the same: helping each person discover their strengths, develop healthy coping skills, and move forward with confidence and hope. My therapeutic approach is creative, experiential, and relational. Therapy goes beyond conversation and may include expressive techniques, guided role-play, storytelling, and developmentally appropriate activities. Each approach is tailored to the individual's needs, fostering meaningful connections, personal growth, and lasting positive change.
VirtualAvailable

$100/session

Humorous
Warm
Specialties
ADHD
Anxiety
Coping Skills
My communication style is calm, direct and caring. I try to be non-judgmental. I support my patients and want them to feel better through therapy as well as in all aspects of their personal and professional lives. Through the use of CBT, it promotes the setting of goals, which we develop together and review and modify periodically as progress is made.
VirtualAvailable

New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+5
Hi, I’m Kayla Cunningham! I’m a Licensed Mental Health Counselor with 11 years of experience supporting teens and college students. I know school, friendships, family, and big life changes can get overwhelming. My style is laid-back, supportive, and judgment-free—a space to slow down, be honest, and sort through what you’re feeling. Whether you’re stressed, anxious, in transition, or just trying to take better care of yourself, I’m here to meet you where you are.
Available

New to Grow

$100/session

Specialties
Anxiety
Childhood / Intergenerational Trauma
Parenting
+4
I’m Keshia Carr, a Licensed Mental Health Counselor and National Certified Counselor offering warm, down to earth telehealth therapy across New York for children, teens, young adults, families, and older adults. My practice is a judgment free space to work through anxiety, ADHD, autism related challenges, family conflict, school stress, and life transitions, whether you’re breaking old patterns, learning to communicate in new ways, setting boundaries, or just need room to breathe. I keep sessions real and relatable, often with a laugh or two, because I believe meaningful change happens when you feel truly comfortable. If you’re ready for someone in your corner, I’d love to help you take that first step.
Available

$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable

New to Grow

$110/session

Specialties
ADHD
Anxiety
Life Transitions
+7
Welcome! As a telehealth therapist, I meet clients virtually across New York to create a supportive space where real change can happen. Over the years, working in both inpatient and outpatient care has given me a deep appreciation for meeting people from every background and life story. I work best with teens (15+) and adults who are motivated and eager to put in the work toward healing. My practice centers on working with ADHD, anxiety, and boundary setting. With my history in inpatient, I understand and always consider a trauma-informed approach.
Available

New to Grow

$150/session

Specialties
Anxiety
Attachment Issues
Depression
+10
I work with clients who feel unable to escape the patterns of behaviors that keep them feeling stuck and who experience anxiety, depression, self-esteem issues, grief and loss, relationship challenges, difficulties navigating life transitions and who have experienced trauma. I specialize in working with individuals and families impacted by intimate partner abuse and other relational traumas.
Available

New to Grow

$125/session

Specialties
ADHD
Anxiety
Grief
+7
I am a Licensed Clinical Social Worker and Certified Employee Assistance Professional (CEAP) with more than 25 years of experience providing behavioral health services in both Florida and New York. Since 2011, I provide Employee Assistance Program (EAP) services, supporting employees and their families through personal, workplace, and life challenges. My multicultural heritage and life experiences have given me a deep appreciation for the diverse backgrounds, perspectives, and challenges that people bring to therapy. Growing up in New York and later establishing roots in Tampa, Florida, I have developed a strong understanding of the resilience required to navigate life's transitions, challenges, and opportunities for growth.
Available

$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable

New to Grow

$125/session

Specialties
Addiction / Substance Use
Bipolar Disorder
Childhood / Intergenerational Trauma
+9
Hi! I'm Gabrielle, a licensed clinical social worker, practicing virtually in New York State and Louisiana. My friends would describe me as authentically myself, a little quirky, think Jessica Day but make it spooky. My clients often describe me as the only therapist they have felt able to be authentic with. I pride myself as being the most empathetic person you will ever meet. I bring evidence-based practices mixed with personal life experience, to help clients find what they need in life to thrive. Each person's journey is unique to them and I just want to help you uncover your best self. My goal as a clinician is to help people reach their potential and recover from problems that they feel may be inescapable. I promise, these feelings are temporary. Other than clinical work, my goal is to create community and a safe space for people who feel they haven't had one yet. I enjoy putting on free events in my town to feed people and have a good time. I am politically active and as a social worker, will always choose morality and humanism.
Available

New to Grow

$200/session

Specialties
Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+8
Howdy! I'm Devin - a Licensed Clinical Social Worker who has spent ten plus years specializing in OCD, anxiety, PTSD/trauma, and depression. I'm passionate about genuine, human connection. I tend to be more informal and conversational in my practice, so no need for any first session jitters (though they're normal!!) All are welcome! I look forward to getting to know you so that we can figure out how to get you to wherever you want to be in life. Take care and talk soon.
Available

New to Grow

$120/session

Specialties
Anxiety
Couples Counseling
Depression
+10
I am a Licensed Clinical Social Worker dedicated to helping individuals navigate life's challenges, including trauma, anxiety, depression, grief, and relationship concerns. I believe healing begins in a space built on trust, compassion, and genuine connection. My goal is to help you feel supported, understood, and empowered as you move toward the life you want to create. My approach to therapy is positive, holistic, and collaborative. I believe each person's journey is unique, and we will work together at a pace that feels comfortable for you. Therapy should never feel rushed or pressured. Instead, it should provide space for healing, self-discovery, self-care, and meaningful personal growth. I strive to create a warm, nonjudgmental environment where you feel safe sharing your story and exploring the experiences that have shaped your life. Using a trauma-informed and strengths-based approach, I help clients develop insight, build resilience, and navigate difficult emotions, life transitions, and relationship challenges with greater confidence and clarity. Whether you're working through painful past experiences, managing current stressors, or seeking a deeper sense of balance and well-being, you don't have to face it alone. Healing is possible, and I would be honored to walk alongside you on your journey toward hope, growth, and lasting change.
Available

New to Grow

$120/session

Specialties
Anxiety
Depression
Self Esteem
+9
As a therapist, I bring warmth, empathy, curiosity, and a genuine interest in understanding each person's unique journey. Everyone has a story that deserves to be heard, understood, and respected without judgment or assumptions. Authentic human connection is at the heart of my approach, and meaningful change begins when we feel safe enough to be open, vulnerable, and truly ourselves. Above all, creating a space where clients feel seen, heard, accepted, and supported is essential. Therapy is not about changing who you are, but about developing a deeper understanding of yourself, recognizing your strengths and potential, and discovering new ways to navigate life's challenges. My hope is that through this process, clients feel empowered to embrace who they are and create a life that feels more authentic, balanced, and fulfilling.
Available

$120/session

Intelligent
Warm
Direct
Specialties
Attachment Issues
Self Esteem
Spirituality
+8
I’m a Licensed Marriage and Family Therapist, an artist, and the Clinical and Creative Director of Healing Minds and Hearts. I create thoughtful, collaborative spaces where people can be their whole selves, tell the truth about what they are carrying, and reconnect with themselves and others. I support individuals, couples, families, and communities navigating identity, relationships, faith, life transitions, trauma, and the impact of past experiences and systems. Together, we explore who you are, what you need, and how you want to grow. Healing Minds and Hearts supports emotional, relational, spiritual, and creative healing. My hope is to create a space where you feel seen, respected, empowered, and supported.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.