Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 533 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 4/16/2026

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New to Grow

$154/session

Authentic
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable

$200/session

Direct
Humorous
Intelligent

Specialties

Couples Counseling
Men's Issues
Sex Therapy
+10
I am Dr. Jorge Piña, a licensed bilingual psychotherapist and psychoanalyst dedicated to helping individuals and couples navigate relationship challenges, emotional pain, and life transitions. I provide a safe, confidential, and insightful space to understand yourself more deeply, strengthen your relationships, and create meaningful, lasting emotional and personal change together now and grow forward with clarity and confidence today onward.
VirtualAvailable

New to Grow

$200/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable

New to Grow

$250/session

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+1
“I’m a compassionate, client-centered therapist who works with individuals navigating anxiety, stress, and life transitions. I provide a supportive, nonjudgmental space where you can openly explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, combining practical coping strategies with deeper insight into patterns that may be holding you back. Together, we’ll focus on building resilience, increasing self-awareness, and helping you feel more confident and empowered in your daily life.”
VirtualAvailable

$125/session

Holistic
Intelligent

Specialties

Addiction
Anxiety
Substance Misuse
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
VirtualAvailable

New to Grow

$145/session

Specialties

Anxiety
Depression
Life Transitions
+3
I’m a Licensed Mental Health Counselor providing telehealth therapy to adults throughout New York State. I work with anxiety, depression, work stress, burnout, life transitions, and relationship difficulties. Many of my clients are capable, high-functioning people who are used to handling a great deal but feel internally overwhelmed, stuck, or worn down. Some have tried therapy before and found it supportive, but not especially effective. My goal is for therapy to feel clear, practical, and genuinely useful. My style is direct, thoughtful, and collaborative. I use CBT and DBT to help clients understand the patterns contributing to distress and develop concrete tools to manage emotions, reduce stress, and create meaningful change in daily life.
VirtualAvailable

Often rebooked

$100/session

Authentic
Empowering
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience supporting children, teens, adults, and families. Throughout my career, I have worked closely with individuals navigating life transitions, relationship challenges, and emotional stressors. I also have experience working with couples and families to strengthen communication, rebuild trust, and foster healthier dynamics. My approach is compassionate, collaborative, and centered on creating a safe space where clients feel heard, supported, and empowered to grow.
VirtualAvailable

$110/session

Intelligent
Solution oriented
Warm

Specialties

Addiction
Couples Counseling
Trauma and PTSD
+10
I am a licensed psychotherapist with 21 years of post-masters experience. I received my graduate training at the University of Hawai‘i at Mānoa, where I was strongly influenced by a holistic and culturally responsive perspective on healing. My work is grounded in a non–medical-model approach, emphasizing whole-person wellness rather than symptom labels. I integrate mind–body awareness, emotional regulation skills, and meaningful lifestyle practices to support lasting change.
VirtualAvailable

Often rebooked

$90/session

Solution oriented
Direct
Intelligent

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm so glad you're here. I appreciate you taking time to find the right therapist for your needs. As a Licensed Clinical Social Worker, I have been practicing since 2010 providing individual and group therapy. I have a background in substance abuse counseling as well as working in several university counseling services (RPI, Vassar and Boston College). I have worked with my clients on issues such as adjustment, depression, anxiety and trauma. My approach involves CBT and Acceptance and Commitment Therapy strategies to help clients understand and cope with symptoms. By challenging thoughts, feelings and behaviors, clients learn to take new perspectives that leave the door open for healthy, positive changes. I also have a strong background in motivation enhancement and Internal family systems. My hope is that clients will find a safe and protected space to be curious about their internal emotional experience. I aim to validate and affirm as well as provide new perspectives, so that clients feel able to make meaningful change.
VirtualAvailable

New to Grow

$450/session

Specialties

Anger Management
Anxiety
Depression
+10
I’m a goal-oriented, solution-focused psychologist who believes in helping clients gain practical tools they can start using right away. My approach is eclectic, meaning I draw from a wide range of therapeutic techniques to tailor each session to your unique needs. I’m passionate about empowering people to better understand themselves, develop new skills, and move forward with confidence and independence.
VirtualAvailable

$150/session

Warm
Intelligent
Authentic

Specialties

Grief
Life Transitions
Women's Issues
+6
I have extensive experience (25 years) in integrative mental health care, working across a variety of settings, including educational, counseling, judicial, clinical public and welfare settings, and private practice. I work with diverse populations, addressing a wide range of presenting issues, such as depression, anxiety, grief, PTSD, gender identity and women's concerns. Additionally, I support clients during life transitions, crises, and identity challenges, viewing transitions as opportunities for transformational processes to become milestones in the process of their personal evolution. Combining a variety of methods, all rooted in the idea that healing encompasses the body, mind, and spirit. My approach is highly personalized, tailored to align with your needs and goals, while tunning in to cultural factors that may need to be considered ( religion, cultural background, gender identity and womens' issues across the life span). In addition to talking, I incorporate various techniques like mindfuless, breath-work, guided imagery, and expressive means, to foster deep emotional awareness and resonate on all levels. I believe that healing lies in nurturing the connection between body, mind, and spirit, and embracing a holistic, compassionate approach to wellness.
VirtualAvailable

New to Grow

$175/session

Specialties

Bipolar Disorder
Mood Disorders
Trauma and PTSD
Hi, I'm Maria and I've been a therapist for 6 years. I have seen a variety of clients from different backgrounds and with presenting problems. I am also a trauma specialist and work most with individuals with inter-generational trauma. I am also multi-culturally competent and a LGBT+ ally. I will do my best to tailor a treatment plan to your needs and personality.
VirtualAvailable

$120/session

Solution oriented
Authentic
Warm

Specialties

Addiction
Anxiety
Depression
+10
Hi, I'm Jennifer, a Licensed Clinical Social Worker with almost 10 years of experience in the field of social work and behavioral health. I truly enjoy what I do and feel honored to support individuals through life's challenges. My goal is to create a safe, supportive space where my clients feel heard, understood and empowered. People seek therapy for many different reasons. Whatever brings you here, taking the first step on your therapeutic journey is a courageous one.
VirtualAvailable

New to Grow

$130/session

Specialties

Depression
Anxiety
I am a dedicated therapist with several years of clinical experience supporting individuals in their personal growth and healing. My own experience in therapy has deeply shaped my approach, helping me better understand vulnerability, resilience, and the change process. This lived insight allows me to show up with empathy, authenticity, and a genuine commitment to supporting meaningful, lasting growth in my clients.
VirtualAvailable

$250/session

Intelligent
Solution oriented
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
VirtualAvailable

New to Grow

$80/session

Specialties

Anxiety
Coping Skills
Depression
+6
I’m a client-centered therapist who believes therapy should feel as unique as you are. I don’t take a one size fits all approach. Instead, I take time to really get to know you, your story, and what matters most so we can shape our work in a way that truly fits your life. I strive to create a space that feels genuine, supportive, and comfortable, where you can be yourself without judgment. At the same time, I help you build practical tools and insights you can actually use outside of sessions to create meaningful, lasting change.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Family Conflict
Life Transitions
+10
Hi! I am Cheryl. I know reaching out for therapy can feel overwhelming, but I am so glad you are here. I help teens and adults figure out how to handle constant worry, big life changes, and the stress of relationships or a new baby. I also help people who are totally exhausted fix their bad sleep habits so they can finally rest. My goal is to give you a warm, judgment-free space to untangle your thoughts. If it makes you more comfortable, we can talk in English, Mandarin, or Taiwanese!
VirtualAvailable

$140/session

Direct
Open-minded
Solution oriented

Specialties

Life Transitions
Mood Disorders
Trauma and PTSD
+9
Feeling overwhelmed by life's challenges? You don't need to do it alone. Therapy can offer you a safe, non-judgmental space to that allows you to explore your experiences by slowing down, reflecting and being fully heard. I have been a therapist for 11 plus years. I have trained in different treatment types that enables me to work with helps individuals to navigate anxiety, relationship patterns, grief, chronic medical issues, and life transitions with compassion and clarity. I integrate trauma informed care, cognitive processing therapy, somatic therapy, internal family systems, trauma informed care, and cognitive behavioral therapy to support healing at a pace that feels safe and collaborative. My goal is to create a space where you feel understood, empowered, and supported as you move toward meaningful change.
VirtualAvailable

New to Grow

$130/session

Specialties

Addiction
Anxiety
Spirituality
+5
I love working with people who feel drawn to explore their inner world, who sense there’s something meaningful waiting to be discovered but aren’t sure where to start. They long to feel more connected to themselves and others, and are looking for gentle guidance to help them get there. They want to understand the heart of what keeps them stuck in old patterns and finally feel the freedom of being their true selves.
VirtualAvailable

New to Grow

$100/session

Specialties

ADHD
Bipolar Disorder
Mood Disorders
+10
With 38 years of experience, I’ve seen it all—from quiet rural towns to the toughest streets of Harlem and the South Bronx. I don’t just bring clinical theory to our sessions; I bring real-world perspective. I specialize in helping people navigate the weight of Bipolar Disorder, depression, anxiety, and deep grief. I also have a heart for women navigating the complexities of morbid obesity, providing a space free of judgment where we focus on the person, not just the scale. My background in impoverished and dangerous neighborhoods has taught me resilience, and I’m here to help you find yours. We’ll work together to untangle life’s hardest moments with honesty, humor, and a lot of heart.
VirtualAvailable

$115/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Depression
LGBTQ
+9
Hi! I'm a Black and Queer Licensed Professional Counselor (LPC) and Licensed Mental Health Counselor (LMHC) based in Atlanta, GA (also licensed in New York). I received my Bachelors degree in Psychology from Kennesaw State University, following up with my Masters from Fordham University, and have been practicing for 10 years. I help adults struggling with anxiety, depression, identity, and life adjustments become the best versions of themselves.
VirtualAvailable

$90/session

Solution oriented
Warm
Authentic

Specialties

ADHD
Couples Counseling
Family Conflict
Hello! I am Yesenia. Thank you for taking the time to view my profile and most importantly for taking the time to seek assistance with your journey. I am a psychotherapist with 13 years of experience and it would be my pleasure to help you achieve serenity in your life. I received my clinical training from New York University and have 2 clinical licenses. I have experience working with Depression, Anxiety, mood disorders, addictions, marital troubles, difficult family dynamics among other issues that may prevent clients from living their best life. What you can expect from me as your therapist is full confidentiality, acceptance, commitment, empathy and guidance. I welcome you to view me as your guide through your path to happiness. I am confident that by working together, we can achieve your ultimate goal.
VirtualAvailable

New to Grow

$250/session

I am a seasoned senior psychologist that has worked with all levels of functioning. Experienced to know many approaches and what will work for most people. People are not mentally ill, they are humans with problems in life, as we all are. I am CEO of 2 companies, and international organization, in interested in people being individuals with relationships in a society.
VirtualAvailable
Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.