Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 567 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New YorkRochesterAlbany

Availability updated: 10/2/2026

Often rebooked

$100/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
Life can sometimes feel overwhelming. You may be struggling with anxiety, depression, trauma, relationship concerns, substance use, or simply feeling like you no longer have control over your life. You may know that you want things to change but feel unsure about where to begin. That is where therapy can help. I believe therapy should be a safe space where you feel comfortable being honest about what you are experiencing without fear of judgment. My personality is warm, compassionate, understanding, and straightforward. I will meet you where you are while also encouraging you to look more closely at the thoughts, behaviors, and patterns that may be keeping you from moving forward. I am here to support you, but I also want to help you recognize your own strength and ability to create change in your life. I have extensive training in Cognitive Behavioral Therapy and Dialectical Behavior Therapy. I also use different therapeutic approaches based on who you are, what you have experienced, and what you need from therapy. I understand that therapy is not one size fits all, so our work together will be tailored to your individual needs, culture, identity, strengths, and goals. Both my personal and professional experiences have taught me that healing is not always easy or straightforward. It takes honesty, patience, self compassion, and a willingness to do the work. You do not have to have everything figured out before starting therapy. You simply need to be willing to begin. Together, we will identify what may be keeping you stuck, develop healthier ways to manage life’s challenges, and work toward the life you truly want. We will work together to help you become more intentional with your life and mindful with your healing.
Available

$175/session

Specialties
Anxiety
Fertility & Reproduction Issues
Grief
I am a devoted wife, mother, sister, aunt and friend. I love connecting with people in my personal life as well as professionally. I am passionate and committed to helping my clients work toward maximizing their mental health and overall functioning. My therapy approach is one of empathy and partnering with my clients to help them understand their symptoms better.
VirtualAvailable

$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
Available

New to Grow

$175/session

Specialties
Burnout
Self Esteem
Trauma and PTSD
+9
I am licensed in three states (NY, NC, and SC) and have 8 years total of clinical experience. My career started in North Carolina when I got my Master's in Clinical Mental Health Counseling from Western Carolina University and completed my internship serving as a counselor in an inpatient substance use treatment facility. After that, most of my career was spent serving diverse populations in New York City, in multiple settings of care including substance use treatment and community mental health treatment facilities, and private practice settings. I worked with a heavily diverse, international, and multicultural population from many backgrounds. Over time I had immersive experience building a niche working with LGBTQ+ clients, with a particularly strong following of gay men navigating complexities in their identity, sexuality, and interpersonal relationships. I also worked with clients from all walks of life navigating concerns around trauma, addiction, mood disorders, major life transitions, and concerns regarding intimate relationships. I consider my counseling approach to be ecletic. I incorperate concepts from many different modalities and adapt them to the unique needs and personalities of my clients. Some of the major counseling theories I draw from include Person-centered therapy, Motivational Interviewing, Cognative Behavioral Therapy, Dialectal Behavioral Therapy, Positive Psychology, and many others.
Available

New to Grow

$120/session

Specialties
Anger Management
“MAC” is A licensed clinical social worker and military veteran, who has dedicated her career to helping others navigate life's most difficult challenges since the 90’s. Her journey in the field has been shaped by both invaluable professional experience and a deep personal understanding of the importance of therapy and support. Specializing in anger management, she also possess a mastery of a niche in working with forensic clients. Her diverse professional background includes independent work as an EAP provider with several Fortune 500 companies, consulting and being employed with both public and private law enforcement and social service agencies in New York City. After returning from an extended sabbatical, a period she credit with benefiting both her self and the clients through focused reflection on personal development and professional growth. She have renewed her mission: to serve and align with their clients' needs through counseling, advocacy, and connecting people to viable opportunities. She is a vocal advocate for engaging in uncomfortable but necessary conversations about self, systems, economics, inequality, race-related stress, and trauma. She believe that while it may be unpopular to be brave, and unacceptable to create spaces for chaos and fabricated narratives, silence is no longer an option. Guided by the words of James Baldwin—"Not everything that is faced can be changed, but nothing can be changed until it is faced, “ she continue the work to improve clients' well-being and help them thrive.
Available

$120/session

Authentic
Solution oriented
Specialties
ADHD
Anxiety
Life Transitions
+10
I’m a Licensed Clinical Social Worker who believes therapy should feel like a real conversation—not a place where you’re judged or expected to have all the answers. I work with teens, adults, and parents who may be dealing with anxiety, ADHD, major life changes, or simply feeling stuck and overwhelmed. My style is warm, honest, and straightforward. I’ll listen, help you make sense of what’s going on, and give you practical tools to actually move forward. Sometimes you need validation, sometimes you need a different perspective, and sometimes you just need someone to help you untangle the 37 tabs open in your brain. We’ll figure it out together.
Available

New to Grow

$120/session

Specialties
Autism
Emotional Regulation
Learning / School Challenges
+10
I am a licensed doctoral psychologist in New York with 20 years of professional work experience I work mostly with children, adolescents, and their families. As a licensed psychologist and a board-certified behavior analyst, I have experience with the full range of developmental disorders, especially neurodivergence (e.g., on the autism spectrum). I have experience in helping clients with school-based issues, anxiety, depression, family conflicts, trauma, abuse, & parenting issues. I am also a registered yoga instructor at the 500-hour level and use mindfulness meditation as a part of my practice. I believe that clients are the experts of their story and I focus on strengths and normalization. Seeking therapeutic intervention is not only smart; it also represents an additive model, not a deficit. I serve as your advocate in order to promote functioning at optimal levels throughout the lifespan.
Available

$200/session

Authentic
Warm
Specialties
Anxiety
Depression
Women's Issues
+4
I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience helping adults navigate depression, anxiety, trauma, grief, life transitions, and relationship challenges. Throughout my career, I have worked in a variety of clinical settings supporting individuals from diverse cultural and socioeconomic backgrounds. In addition to my clinical work, I serve as a tenured professor of Social Work and Human Services, where I have the privilege of educating and mentoring future helping professionals. I have a special passion for working with women who are ready to reconnect with their inner strength, build self-confidence, improve their emotional well-being, and create meaningful, lasting change in their lives. Whether you are feeling overwhelmed, emotionally exhausted, or simply looking for a greater sense of purpose and balance, I strive to provide a safe, compassionate, and nonjudgmental space where healing can begin.
Available

$225/session

Authentic
Direct
Empowering
Specialties
Anxiety
Depression
Welcome ! I’m an LCSW & a PhD who has worked for over 20 years helping people dream again. I work with individuals and couples to navigate life’s challenges, strengthen their relationships, and create meaningful change. I am interested in the unique story each person brings to therapy. Drawing from many different practice perspectives, I help clients better understand themselves, work through difficult emotions, and break free from unhelpful patterns. Therapy is a place to grow and envision yourself becoming your best self.
Available

$75/session

Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
Available

New to Grow

$175/session

Specialties
Anxiety
Burnout
Life Transitions
+10
Hello! I am a licensed professional counselor licensed in both NY & NJ with over a decade of experience working with individuals who are experiencing anxiety, burnout and relationship challenges. Therapy, to me, feels like a genuine conversation between two people. I show up as myself—curious, engaged, and thoughtful. I'll ask questions, offer new perspectives, and help you build insight and practical tools so you can feel more like yourself again.
Available

New to Grow

$200/session

Specialties
Depression
Emotional Regulation
Life Transitions
I’m a Licensed Clinical Social Worker and U.S. Navy veteran who provides culturally responsive therapy to adolescents ages 14 and older and adults. I believe therapy should be a space where you can show up as your whole self and feel seen, heard, and understood without judgment. My goal is to create a supportive environment where clients can be honest about what they are experiencing while developing practical tools to help them move forward. I work with clients experiencing depression, grief and loss, major life transitions, relationship and family challenges, low self-esteem, difficulty with emotional regulation, and periods of feeling stuck, disconnected, or uncertain about what comes next. With adolescents, I enjoy helping young people navigate identity development, self-esteem, peer and family relationships, school stress, emotional regulation, and the challenges that come with transitioning into adulthood. Cultural competence is an important part of my work. I have a particular passion for working with clients of color and recognize that culture, family expectations, identity, community, and lived experiences can influence how we understand ourselves and how we experience the world. I strive to create a therapeutic relationship where these experiences can be openly explored and respected rather than overlooked. My therapeutic style is warm, collaborative, practical, and direct. I don’t believe therapy has to feel overly clinical or disconnected from your everyday life. We will work together to identify patterns that may be keeping you stuck, recognize your strengths, develop healthier ways of coping, and create realistic changes that support the life you want to build. Whether you are an adolescent figuring out who you are or an adult navigating a new chapter, therapy can be a place to grow, reconnect with yourself, and move forward with greater confidence.
Available

$150/session

Warm
Authentic
Empowering
Specialties
Life Transitions
Physical Health Condition
Women's Issues
+4
I am a Licensed Clinical Social Worker who brings over 30 years' experience in the areas of mental health and substance abuse treatment utilizing a holistic health approach. I have supported homeless Veterans and others while working with community, State and Federal agencies. Providing insight and discovery into underlying issues that lead to clients related situations, I focus on each clients' strengths and believe that everyone is able to overcome challenges by being supported and empowered as they seek to achieve their vision of wellness. Without judgement and allowing for a safe environment to express one's thoughts, I strive to make every client's experience individualized and tailored to their needs.
VirtualAvailable

New to Grow

$100/session

Specialties
ADHD
Attachment Issues
Trauma and PTSD
+10
Hi, I’m Davina Porter, LCSW, a licensed psychotherapist with over 10 years of experience supporting children, teens, and adults. My practice offers a warm, nonjudgmental space to work through anxiety, depression, trauma, relationship challenges, life transitions, and the experiences that may leave you feeling stuck. I use a trauma-informed, strengths-based approach and tailor therapy to meet you where you are while helping you move toward meaningful, lasting change.
Available

New to Grow

$130/session

Specialties
Anxiety
Depression
Fertility & Reproduction Issues
+6
I am a licensed certified social worker with 30 plus years experience and I love my job. I enjoy helping clients find their strengths and guide them to their goals. Together we can find the tools to allow you to gain your full potential. I have a calm presence which allows me to connect with my clients.
Available

New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+10
Welcome! My name is Gregg and I am a Licensed Clinical Social Worker with 8 years of experience working in the mental health field. I've worked with different kinds of people in a lot of different contexts and each new client I meet brings a fresh approach and opportunity to learn something new. I am curious and empathetic by nature with a genuine interest in understanding people, what motivates them, and what they need to live a meaningful life. I honor the mystery of therapy and unexpected insights that can emerge through that process while balancing that with a pragmatic focus on what will be helpful in your daily life. I find fulfillment in helping people understand themselves more deeply, navigate what they are facing, and assist them in meaningful change in their lives.
Available

New to Grow

$100/session

Specialties
Addiction
Crisis Intervention
Depression
+10
I believe that therapy is a guided process in search of your serenity. In order to foster change, it will take a collaborative effort to meet your needs. The foundation of my approach focuses on trauma that has not been dealt with, which has now manifest into undesirable behavior. I pride myself on providing you a safe space to be vulnerable, a connection that builds an alliance, an active ear so you feel heard and warm experience that will restore hope for a better tomorrow.
Available

Often rebooked

$125/session

Warm
Solution oriented
Empowering
Specialties
Anxiety
Depression
Family Conflict
+10
Hi, I’m Lisa, a Licensed Mental Health Counselor and Certified Attachment Coach with over 15 years of clinical experience. I specialize in anxiety, depression, attachment styles, relationship/ dating issues, family conflict, postpartum and grief & loss. My work is rooted in helping people to better understand their patterns of behavior, building emotional security and creating healthier relationships with themselves and others. I offer telehealth appointments for clients ages 18 and older who live in Florida and New York.
Available

New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
My approach to therapy is person-centered and strengths-based, which means I strive to meet you where you are and tailor treatment to your individual needs and goals. I often incorporate Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) techniques to help clients develop practical coping skills, improve emotional well-being, and navigate life's challenges more effectively. Whether you're dealing with anxiety, depression, stress, relationship difficulties, life transitions, or simply feeling stuck, I aim to provide a safe and supportive space where you can feel heard and understood. Together, we can explore what's getting in the way, build healthy coping strategies, and work toward the changes that are important to you.I am committed to providing culturally responsive and inclusive care and welcome individuals from all backgrounds, identities, and life experiences. I enjoy working with people across the lifespan and am open to supporting diverse populations. I value creating a therapeutic space where clients feel respected, accepted, and understood, and I recognize the importance of considering cultural, social, and personal factors that shape each individual's experience. 
Available

$150/session

Authentic
Empowering
Specialties
Anxiety
Perinatal Mental Health
Postpartum
+6
I am a Licensed Clinical Social Worker providing telehealth therapy to adults across New York. I specialize in perinatal and reproductive mental health, including pregnancy, postpartum experiences, fertility challenges, pregnancy loss, and birth-related trauma. I also support clients navigating anxiety, depression, and major life transitions. Many of the people I work with appear capable and put together on the outside, while feeling overwhelmed, anxious, disconnected, or emotionally exhausted on the inside. I support clients who are navigating identity shifts, motherhood, relationships, and the lasting impact of trauma, often while trying to keep up with daily responsibilities. My approach is warm, grounded, and collaborative. I use trauma-informed, evidence-based methods, including EMDR, to help clients feel more regulated, understand their emotional patterns, and regain a sense of steadiness and control. Therapy with me is not about fixing or pushing, but about creating a safe, nonjudgmental space where you can slow down, be yourself, and begin to feel more like you again.
VirtualAvailable

$150/session

Humorous
Open-minded
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
For more than 13 years, I have helped clients navigate life's challenges with compassion, practical guidance, and evidence-based treatment. My advanced clinical training includes education at Princeton and Columbia University, and I specialize in treating depression, anxiety, trauma, OCD, panic attacks, substance use, relationship concerns, men's issues, life transitions, and sports performance. I also work with couples to improve communication, rebuild trust, strengthen connection, and break unhealthy relationship patterns. My approach is collaborative, individualized, and grounded in psychodynamic, cognitive behavioral (CBT), dialectical behavior (DBT), person-centered, and humanistic therapies. I believe lasting change comes from understanding both the individual and the broader context of their life, including family, relationships, work or school, culture, and other environmental influences. Whether you're facing a specific challenge or seeking personal growth, my goal is to help you reduce symptoms, build resilience, deepen self-awareness, and create a more fulfilling life. You don't have to have everything figured out before starting therapy. If you're ready to take the next step, I would be honored to help you move toward the life you want.
Available

$100/session

Authentic
Warm
Solution oriented
Specialties
Anger Management
Child or Adolescent
Couples Counseling
+10
I work with children, parents, and couples, helping families navigate life's challenges, strengthen relationships, and develop healthier patterns of communication and connection. Whether your child is experiencing emotional or behavioral difficulties, you're facing parenting challenges, or you're seeking to improve your relationship with your partner, I approach therapy with compassion, curiosity, and respect for your unique experiences. I understand that it's not always easy to start therapy, and I want to make this process successful for you.
Available

$130/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable

New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+2
Hello, I'm Jack, a lifelong New Yorker who is passionate about helping individuals navigate life's challenges and move toward meaningful change. I believe therapy works best as a collaborative process built on trust, respect, and genuine connection. I strive to create a warm, supportive, and nonjudgmental environment where you can feel comfortable being yourself. Whether you are struggling with anxiety, depression, symptoms related to psychosis, or simply feeling overwhelmed by life's demands, I will work alongside you to better understand your experience and develop practical strategies for coping, growth, and healing.
Available

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Depression
+10
With over 18 years of experience as a Licensed Clinical Social Worker, I specialize in helping teens, young adults, and women navigate life’s challenges with confidence and clarity. Whether you’re struggling with anxiety, depression, relationship dynamics, or major life transitions, I provide a compassionate and supportive space where you can explore emotions, build coping skills, and create lasting change. I understand that feeling stuck or overwhelmed can be frustrating, and sometimes, you may not even know where to begin. That’s where I come in. My approach is rooted in Cognitive Behavioral Therapy (CBT), person-centered techniques, mindfulness, and strength-based modalities, allowing me to tailor therapy to your unique needs and goals. Together, we will work to identify triggers, develop effective coping strategies, and implement behavior modifications that empower you to move forward. Beyond techniques and strategies, I believe in the power of connection. Therapy is not just about working through struggles—it’s about feeling heard, validated, and supported. My mission is to provide a safe, non-judgmental space where you can explore your thoughts and feelings while gaining insight into your journey. I am passionate about working with women, particularly women of color, as I deeply understand the importance of cultural identity and lived experiences in the healing process.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.