Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 620 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 7/3/2026

$150/session

Direct
Intelligent

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
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$115/session

Authentic
Warm
Intelligent

Specialties

ADHD
Anxiety
Life Transitions
+4
I am a compassionate and experienced clinical social worker dedicated to helping people move through life's most difficult seasons with greater confidence, clarity, and self-compassion. I bring a diverse and grounded clinical background spanning private practice, school based settings, clinic supervision and forensic and medical social work. This range of experience has deepened my ability to work with adults, adolescents, and children across a wide spectrum of life circumstances, including trauma, family stress and systemic challenges. I work collaboratively with adults, adolescents, and children navigating anxiety, ADHD, depression, life transitions and self-esteem challenges. I primarily work with adults and women and drawing on my background across multiple clinical settings, I bring a deep understanding of how emotional and behavioral challenges show up across the lifespan and in the context of complex life circumstances. My approach is eclectic and integrative, drawing on evidence-based modalities including CBT, ACT, mindfulness, and solution-focused techniques, always tailored to meet the unique needs of each person I work with. My work is trauma-informed, strengths based, and culturally responsive. I believe you are more than your struggles, and my goal is to help you reconnect with your own capacity to heal and grow.
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$140/session

Empowering
Intelligent
Solution oriented

Specialties

Grief
Sex Therapy
Trauma and PTSD
I specialize in trauma and sex therapy, blending somatic and parts-based approaches with certified Ketamine Assisted Therapy. I use movement therapy, narrative therapy and parts work. I often work with clients who have seen a lot of therapists and other providers in the past, and have experienced a long history of body disconnection. Whether you’re navigating a complex trauma history, identity questions, grief, or disconnection from your body, I offer integrative care that meets you where you are. I’m neurodivergent-affirming and we go at your pace.
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$150/session

Authentic
Solution oriented
Warm

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
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New to Grow

$200/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+3
Dr. Celena S. Chong views therapy as a journey toward self-actualization. She works from solution-focused, evidence-based approaches to help clients gain new perspectives and access their inner strengths. Her approach is assertive yet warm, helping clients consciously notice defense mechanisms so they can make intentional choices. I am a licensed clinical therapist with a doctoral degree from NYU and a master’s degree from Columbia University. I provide therapy in multiple states, including MA, NJ, NY, VA, and FL. I have extensive experience offering individual psychotherapy to adults experiencing anxiety and depression, borderline personality disorder, CPTSD, and addiction disorders. My passion is helping others find meaning and fulfillment in their lives through therapy grounded in the principles of restorative justice.
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New to Grow

$140/session

Specialties

Anger Management
Anxiety
Trauma and PTSD
+10
Hello, I am a License Clinical Social Worker-R (LCSW-R) and I am currently licensed in several states including NY., NJ., MD., SC., RI., NV., and TN. I obtained my MSW degree from Yeshiva University and my doctoral degree from Touro University Worldwide. I have been providing clinical services for the past 30 years. I have worked in a psychiatric hospital and in the community for over 20 years. I am also SIFI certified (Seminar In Field Instruction).
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$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable
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$150/session

Open-minded
Warm

Specialties

Autism
Family Therapy
Trauma and PTSD
+6
Makenzi earned her master’s and doctorate degree in Marriage and Family Therapy from Touro University. With a background in theatre, she brings a unique ability to create a safe and supportive environment grounded in authenticity, storytelling, and empathy. Makenzi specializes in working with adolescents, families, and couples on issues that may include trauma, abuse, infidelity, and developmental disabilities. Makenzi is highly trained in The Gottman Method, Emotionally Focused Therapy, Sand Tray Therapy, and Yoga Therapy, offering a versatile and compassionate approach to healing and growth.
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$120/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Grief
Substance Misuse
+3
Hello, and welcome. I’m a Licensed Clinical Social Worker (LCSW) based in New York with over 20 years of experience helping individuals navigate life’s challenges and improve their emotional well-being. I earned my Master of Social Work from Stony Brook University and have spent my career supporting people through difficult periods while helping them build healthier, more fulfilling lives. Many people seek therapy when they feel overwhelmed, stuck, or emotionally drained. You may be struggling with anxiety, depression, trauma, relationship challenges, or a major life transition that feels difficult to manage on your own. My goal is to provide a safe, supportive, and non-judgmental space where you can openly explore your experiences, gain clarity, and begin moving toward healing and growth. My approach to therapy is compassionate, collaborative, and practical. I work closely with my clients to help them better understand their thoughts, emotions, and patterns, while developing effective coping strategies that support lasting change. Together, we focus on building resilience, strengthening self-awareness, and creating healthier ways to navigate life’s challenges. Throughout my career, I have had the privilege of working with individuals from diverse cultural, social, and professional backgrounds. I am committed to providing culturally sensitive care and creating an environment where every client feels respected, valued, and understood. Taking the first step toward therapy can feel difficult, but you don’t have to face life’s challenges alone. If you’re ready to invest in your mental health and personal growth, I would be honored to support you on your journey.
VirtualAvailable
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New to Grow

$100/session

Solution oriented
Direct
Intelligent

Specialties

ADHD
Couples Counseling
Women's Issues
+8
I am a Licensed Mental Health Counselor with over a decade of experience helping adults, couples, and families navigate life's challenges. My approach is warm, collaborative, and practical—I strive to create a space where clients feel genuinely understood, supported, and challenged to grow. As someone who has personally navigated major life transitions, including divorce, career changes, parenting, and rebuilding after difficult seasons, I understand that healing and growth are rarely linear. I combine evidence-based approaches such as CBT, DBT, attachment-based therapy, and Gottman Method Couples Therapy with empathy, humor, and real-world problem-solving. I work particularly well with high-achieving individuals who appear successful on the outside but struggle internally with anxiety, relationship challenges, self-doubt, stress, or feelings of disconnection. My goal is to help clients gain insight, develop practical skills, strengthen relationships, and create a more fulfilling and authentic life.
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New to Grow

$125/session

Specialties

Anxiety
Depression
Foster Care/Adoption
+10
Hi, I'm Key Hammonds, LCSW and yes, I'm the therapist who will make you laugh and help you breakthrough in the same session. I'm a NYC native, a mom, a community member, and a Licensed Clinician with over 18 years of experience. I earned my Master's in Social Work from NYU, but honestly some of my most important education has come from living life, navigating motherhood, doing my own healing work and overcoming adversity. This taught me resilience isn't just a buzzword, it's a practice. I practice what I preach. I believe deeply in therapy not as a last resort, but as an everyday act of self-care and courage. I will show up for you with honesty, humor, warmth, and zero judgment.
Available
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$125/session

Specialties

Anxiety
Life Transitions
Parenting
I am a Licensed Mental Health Clinician in New York State with two decades of experience in behavioral health. My work has taught me that anxiety and life stress can interfere with many aspects of our lives, and these experiences are unique to everyone. I am also a Certified Narcissistic Abuse Clinician, trained in working with those who have experienced emotional, psychological, and physical abuse by narcissistic and antagonistic individuals.
VirtualAvailable
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New to Grow

$250/session

Specialties

Couples Counseling
Mood Disorders
Trauma and PTSD
+10
I hold a Masters in Clinical Social Work, a long career of training and experience with a variety of treatment practice methods and diverse populations, and a certificate in psychoanalysis. I am client-centered, strength-based, and culturally diverse. I have worked in clinic settings and private practice throughout my career. I have had a physical office and intend to have one again at some point but am currently only working telehealth. I am an eclectic practitioner. I use my depth-oriented training to do my best to get to know and understand you as a whole person but I enjoy being pragmatic, solution oriented and focussing on the goal of improving ones present life in all its aspects.
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New to Grow

$150/session

Specialties

LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hi, I’m Samantha, a sex therapist who believes conversations about sex, intimacy, and relationships shouldn’t feel clinical or shame-filled. I show up as a real, grounded human and create a space where people can talk openly, awkwardly, honestly, and without judgment about the things they usually keep to themselves. I work with concerns like desire differences, low libido, sexual anxiety or shame, communication struggles, intimacy concerns, and feeling disconnected in relationships.
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$200/session

Warm
Authentic
Challenging

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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$225/session

Authentic
Open-minded
Empowering

Specialties

ADHD
Anxiety
Mood Disorders
+10
Hello, I am a License Mental Health Counselor (LMHC, NCC), based in New York. I earned my Masters degree at CUNY Queens College. I have been practicing for 6 years assisting children, teens and adult navigating daily life stressors for a more functional day. I am authentic, with a genuine approach in building a therapeutic relationship with clients for a successful and positive therapeutic experience.
VirtualAvailable
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$135/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Parenting
+3
Hello!!! I'm a Christian Psychotherapist, a Licensed Clinical Social Worker (LCSW) based in Miami, Florida. I received my Masters from the Florida International University in 2002 and have been practicing for 6 years. I assist young adults struggling with life choices, couples with relationship issues, family unit to function correctly, single parent with parenting skills all with biblically values. Individuals that suffer from anxiety, depression, or low motivation for the things that create a rich and meaningful life.
VirtualAvailable
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New to Grow

$200/session

Specialties

Anxiety
Depression
Life Transitions
+10
Welcome. I’m glad you’re here. I work with adults and couples who may feel disconnected from themselves, their relationships, or the life they imagined for themselves. Many of my clients come to therapy feeling anxious, overwhelmed, lonely, or stuck in recurring patterns they can’t quite make sense of. Others are navigating life transitions, relationship challenges, questions about identity, or the emotional impact of past experiences. My approach is warm, collaborative, and grounded in the belief that meaningful change happens through understanding rather than judgment. I primarily work from a relational and psychodynamic perspective, exploring how past experiences, attachment relationships, and emotional patterns continue to shape the present. I also integrate Emotionally Focused Therapy (EFT), attachment-based work, CBT, and trauma-informed care, helping clients not only gain insight but also develop practical ways of responding to life’s challenges. I believe therapy is about more than reducing symptoms. It’s an opportunity to better understand yourself, make sense of your emotional world, and build deeper, more fulfilling relationships with others. Together, we’ll create a space where you can slow down, explore your experiences with curiosity, and work through life’s complexities without feeling rushed toward simple answers. Whether you’re seeking support as an individual or as part of a couple, my goal is to walk alongside you with empathy, honesty, and respect. Therapy doesn’t require you to have everything figured out before you begin. Sometimes the hardest part is simply reaching out, and from there, we can begin making sense of what feels difficult and move toward a life that feels more connected, authentic, and meaningful.
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New to Grow

$150/session

Specialties

Anxiety
Depression
Health/Medical Issues
+10
I have been providing Psychotherapy for over ten years at a community outpatient mental health clinic working in a multicultural environment. My experience encorporates treating clients with all types of mental health disorders especializing in anxiety, depression, trauma, health and weight issues. I incorporate an eclectic model approach using techniques from cognitive behavioral therapy, dialectic behavior theory, client centered, crisis interventions, and trauma focused.
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
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New to Grow

$150/session

Specialties

Anxiety
Depression
Grief
+3
Welcome! If you're feeling weighed down by life, unmotivated, or stuck in your own thoughts, you are in the right place. I am a licensed mental health counselor in the state of New York and licensed professional counselor in the state of New Jersey. I work with adolescents and adults that are experiencing mood disorders, anxiety disorders, grief-related concerns, and schizophrenia. My approach is warm, collaborative, and client-centered which allows me to meet clients where they are while supporting meaningful change.
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$175/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Life Transitions
Women's Issues
+4
I am a Licensed Clinical Social Worker who works primarily with women navigating anxiety, emotional overwhelm, relationship stress, and life transitions. Many of my clients are thoughtful, capable, and high-functioning, yet feel stretched thin, emotionally reactive, or stuck in patterns of overthinking and self-doubt. Therapy offers a space to slow down, understand what’s happening beneath the surface, and begin responding in ways that feel steadier and more aligned. My style is warm, collaborative, and supportive. I integrate attachment-informed and cognitive-behavioral approaches to help clients strengthen emotional regulation, build self-trust, and feel more grounded and confident in their relationships and daily lives. I provide telehealth therapy throughout New York and work with adults seeking meaningful, lasting change.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+9
My name is Julien, and I am passionate about helping those struggling with anxiety, depression, self-esteem insecurities, and a history of trauma. You might have been noticing that something hasn't been feeling right for you. You want more than just getting by, and to understand why you feel the way you do. Growing up as an Asian American often felt like I had to figure things out on my own and not ask for help. If you have felt similar, then reaching out for therapy might feel like going against everything you were raised to believe, and that's okay. Let me help carry some of that weight.
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$125/session

Open-minded
Warm
Authentic

Specialties

Anger Management
Anxiety
Depression
+10
If you're feeling overwhelmed by life’s transitions or struggling to find your footing, I want you to know you don’t have to navigate it alone. I’m Brandi McDonald, a Licensed Clinical Social Worker (LCSW) dedicated to helping children, teens, and adults build the resilience they need for lasting change. In our sessions, I combine evidence-based methods with a warm, flexible approach tailored to your unique story. Whether you are managing anxiety, navigating school stressors, or working through relationship challenges, we will create a respectful space where you feel truly seen and heard. Together, we’ll turn insight into action—building your confidence and clarity one step at a time.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.