Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 579 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 6/12/2026

$170/session

Direct
Empowering
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome—I'm glad you're here. I’m a licensed therapist dedicated to helping individuals and couples navigate life’s challenges with greater clarity, balance, and confidence. My approach is warm, collaborative, and tailored to your unique needs. Whether you're dealing with anxiety, relationship concerns, or major life transitions, I strive to create a safe, supportive space where you feel heard, understood, and empowered to grow.
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New to Grow

$100/session

Specialties

ADHD
Child or Adolescent
Depression
+10
Hello, my name is Dr. Ryan Peterson, and I am a New York State licensed psychologist. I am passionate about helping people understand themselves more deeply, navigate life's challenges, and build meaningful, lasting change. My approach is grounded in evidence-based practice, empathy, and client-centered care. I am dedicated to creating a supportive environment where those I work with feel safe, respected, and empowered throughout the therapeutic process. Taking the time to build trusting relationships is important to me, as is treating all with respect, compassion, and dignity regardless of their background, life circumstances, or choices they have made. My goal is to help those I work with feel supported, empowered, and heard. Whether improving access to care, increasing independence, reducing stress, or enhancing well-being, I strive to make a positive difference and help each person overcome the trials and tribulations of life.
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New to Grow

$150/session

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
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New to Grow

$110/session

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+8
Hi! I'm Joan Schifaudo, Licensed Clinical Social (LCSW). I graduated from Fordham University in 2002 and had so many wonderful experiences in this helping profession and I want to share them with you! I am both a listener and problem solver with help from you, the client. I use Gestalt and CBT primarily as treatment methods, but I'm not adverse as to what YOU would like to introduce to the sessions so we can create your treatment goals together!
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New to Grow

$125/session

Specialties

Anxiety
Bipolar Disorder
Depression
+7
I am a compassionate professional committed to helping individuals navigate life’s challenges in various stages of life. My approach is client-centered, where I work collaboratively with you to understand your unique experiences, goals, and strengths. I have over 10 years of experiences working with children and families navigating the foster care system and well as individuals overcoming acute psychiatric distress in the inpateint setting. I work with a range of concerns, including stress, anxiety, life transitions, and relationship challenges. I am particularly passionate about helping clients build resilience, develop healthier coping strategies to improve self-esteem and gain deeper self-awareness. Whether you are seeking support during a difficult time, looking to make positive changes in your life, or need a listening ear, I am here to support you in building a fulfilling life one where you can experience happiness, a sense of contentment, and confidence in who you are.
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Often rebooked

$90/session

Direct
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm so glad you're here. I appreciate you taking time to find the right therapist for your needs. As a Licensed Clinical Social Worker, I have been practicing since 2010 providing individual and group therapy. I have a background in substance abuse counseling as well as working in several university counseling services (RPI, Vassar and Boston College). I have worked with my clients on issues such as adjustment, depression, anxiety and trauma. My approach involves CBT and Acceptance and Commitment Therapy strategies to help clients understand and cope with symptoms. By challenging thoughts, feelings and behaviors, clients learn to take new perspectives that leave the door open for healthy, positive changes. I also have a strong background in motivation enhancement and Internal family systems. My hope is that clients will find a safe and protected space to be curious about their internal emotional experience. I aim to validate and affirm as well as provide new perspectives, so that clients feel able to make meaningful change.
VirtualAvailable
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$150/session

Direct
Intelligent

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
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New to Grow

$150/session

Specialties

Anxiety
Depression
Health/Medical Issues
+10
I have been providing Psychotherapy for over ten years at a community outpatient mental health clinic working in a multicultural environment. My experience encorporates treating clients with all types of mental health disorders especializing in anxiety, depression, trauma, health and weight issues. I incorporate an eclectic model approach using techniques from cognitive behavioral therapy, dialectic behavior theory, client centered, crisis interventions, and trauma focused.
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
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New to Grow

$160/session

Specialties

Anxiety
Life Transitions
Self Esteem
+5
If you’re someone who struggles with anxiety, self-doubt, or constantly putting others’ needs before your own, you’re not alone. I understand how exhausting it can be to overthink conversations, question your worth, or feel stuck in patterns that leave you feeling disconnected from yourself. My goal is to provide a supportive, nonjudgmental space where you can feel comfortable being yourself without the pressure to have everything figured out. My approach is warm and supportive, using empathy, compassion, and sometimes humor. I believe that therapy works best when there is a genuine connection, so I strive to create an environment where you feel heard, understood, and accepted. While I incorporate evidence-based approaches such as CBT, I also recognize that every person’s experience is unique and tailor treatment to your individual needs and goals. Outside of the therapy room, I love animals, art, nature, and getting lost in a good TV show or book. These interests remind me of the importance of balance, curiosity and finding moments of joy in everyday life. Whether you’re navigating anxiety, relationship challenges, low self-esteem, or life transitions, I am passionate about helping you develop greater self-confidence, build healthier relationships, and create lasting change. Together, we’ll work toward helping you feel more empowered, secure, and connected to the life you want to live. If you feel ready to take the next step, I would love to connect and see how I can support you.
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New to Grow

$90/session

Specialties

Anxiety
Coping Skills
Depression
+6
. I am a compassionate and dedicated therapist committed to helping individuals navigate life's challenges and achieve meaningful personal growth. I believe that every person possesses unique strengths and resilience, and my goal is to create a supportive, nonjudgmental environment where clients feel heard, understood, and empowered. Using a collaborative and strengths-based approach, I work with clients to develop practical coping skills, improve emotional well-being, and create lasting positive change. Whether you are facing anxiety, depression, stress, relationship concerns, or life transitions, I look forward to partnering with you on your journey toward healing and self-discovery.
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$90/session

Warm
Authentic
Solution oriented

Specialties

Life Transitions
Self Esteem
Trauma and PTSD
+7
Hello ~ my name is Tammy Piotter and I'm a Licensed Mental Health Counselor based out of New York state. I've been working in the field for 15 years and enjoy the opportunities to connect with others in a meaningful way. Coming along beside them to begin the process of creating the life they desire and deserve is my personal goal. My experience in working with individuals and groups with moderate to severe diagnoses allows me to connect with diverse others with compassion.
VirtualAvailable
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$250/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
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$154/session

Open-minded
Authentic
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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New to Grow

$140/session

Specialties

Grief
Sex Therapy
Trauma and PTSD
I specialize in trauma and sex therapy, blending somatic and parts-based approaches with certified Ketamine Assisted Therapy. I use movement therapy, narrative therapy and parts work. I often work with clients who have seen a lot of therapists and other providers in the past, and have experienced a long history of body disconnection. Whether you’re navigating a complex trauma history, identity questions, grief, or disconnection from your body, I offer integrative care that meets you where you are. I’m neurodivergent-affirming and we go at your pace.
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$100/session

Authentic
Intelligent

Specialties

Autism
LGBTQ
Trauma and PTSD
+6
I provide neurodivergent-informed evaluations and therapy that are trauma-informed, culturally sensitive, and gender-affirming focused on autism, ADHD, and co-occurring diagnoses. Evaluations are deeply collaborative and tailored to client goals, which may include diagnostic clarification, support for accommodations (as determined during the consultation call), accessing appropriate prescribers, improving resource accessibility, and making sense of past experiences through a neurodiversity-affirming lens. Each evaluation centers the individual’s voice and story—offering a meaningful, strengths-based understanding of their lived experience. As a provider who is neurodivergent and has significant personal and professional experience in therapy and evaluation for individuals with autism and ADHD, my commitment is to deliver compassionate and thorough care. I aim to empower you with the knowledge, skills, and support necessary to navigate your diagnosis and achieve a fulfilling life.
VirtualAvailable
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$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable
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$150/session

Direct
Solution oriented

Specialties

Anxiety
Depression
Women's Issues
+10
I am pretty low key and easy going. Try to make clients as comfortable as possible. Sensitive to the fact that telling private information to a complete stranger can be nerve wracking. Love using humor as the nature of therapy can become very serious! We will develop treatment goals, things that the client wants to achieve in therapy for themselves.
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$80/session

Authentic
Warm

Specialties

Anxiety
Coping Skills
Depression
+5
I am a licensed clinician with five years of experience working with a diverse population of clients across a broad range of ages. I provide a supportive, collaborative, and client-centered therapeutic environment where individuals feel heard, respected, and empowered. My approach is primarily person-centered, emphasizing empathy, authenticity, and unconditional positive regard. I also integrate evidence-based techniques from Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) to help clients develop practical coping skills, improve emotional regulation, and work toward meaningful change. I tailor therapy to each client’s unique needs and goals, believing that growth occurs best when individuals feel supported while learning effective tools to navigate life’s challenges.
VirtualAvailable
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$150/session

Solution oriented
Authentic
Direct

Specialties

Anxiety
Crisis Intervention
Depression
+10
I am a Licensed Clinical Social Worker (LCSW) dedicated to helping individuals feel heard, supported, and empowered in their journey toward healing and growth. I earned my Master of Social Work (MSW) from Simmons University in 2019 and have over 10 years of experience in the field. Throughout my career, I have worked with children, adolescents, adults, and older adults across diverse settings. I strive to create a safe, collaborative, and nonjudgmental space where clients can explore challenges, build resilience, and develop meaningful tools for lasting change.
VirtualAvailable
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$150/session

Authentic
Warm

Specialties

Coping Skills
Family Conflict
Self Esteem
I hold a doctoral degree in counseling psychology from the University at Albany, with specialized training in psychodynamic therapy. Over the past 14 years, I have developed an eclectic practice, working across diverse settings that have deepened my understanding of the human condition. Through this experience, I have come to appreciate both the resilience individuals possess and the challenges they face when striving toward their goals while carrying the weight of past experiences and ingrained patterns. I recognize how daily life can sometimes feel burdensome, leading to a sense of being “stuck.” I believe the therapeutic relationship provides a supportive space to gain clarity and renewed energy, helping clients move forward and foster meaningful growth.
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Depression
+9
My name is Jen, and I'm a licensed clinical therapist. I work with children, teens, and adults who are facing an array of social/emotional difficulties. I know life can feel overwhelming at times, and you don't have to figure it all out on your own. I offer a warm, nonjudgmental space where we will talk through strengths and challenges while discussing practical ways to help you feel better. We'll work collaboratively to explore various skills that will empower you in your day-to-day life. My approach to therapy is warm, supportive, and down-to-earth. I strive to create a space where you feel safe, understood, and comfortable being yourself. I use tools from CBT, DBT, and trauma-informed care, while always tailoring our work to what feels most helpful for you.
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
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Often rebooked

$160/session

Authentic

Specialties

Addiction
Chronic Illness
Health/Medical Issues
+10
If chronic pain, health issues, or other life stressors have changed your life and you are tired of not feeling like yourself, I am here to help. I am a dedicated and compassionate licensed therapist with almost two decades of experience supporting others. I hold a Bachelor of Science in Business Administration and a Master of Science degree in clinical counseling. I have over 20 years as a business professional in the medical field in management and supervision. The best part of my workday was helping others, so I started my journey to change careers to the helping profession. I bring a well-rounded background of knowledge in different areas of life.
VirtualAvailable
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New to Grow

$140/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Welcome, I'm Alison! I'm so happy that you've taken the first step toward feeling better and becoming your best and highest self. I create a warm, safe environment for you to work through what's troubling you. I work holistically, addressing mind, body and spirit, because life works when you are in balance. If you're struggling with a challenging relationship, or wanting to figure out how to create and sustain a healthy relationship, I can help you find the tools and skills to get your needs met in this area. Because a difficult childhood can sometimes result in unsatisfying relationships in adulthood. I can help you work through and heal childhood wounds, and learn to manage the accompanying symptoms of anxiety and depression so you can create a life you love. Therapy is a big step and there's no better investment you can make than in your health and well-being. When you are ready to embark on a journey of self-discovery, message me. You will be met with compassion and gentleness.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.