Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 519 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 4/10/2026

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New to Grow

$154/session

Authentic
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable

Often rebooked

$200/session

Direct
Humorous
Intelligent
Open-minded
Authentic

Specialties

Couples Counseling
Men's Issues
Sex Therapy
+10
I am Dr. Jorge Piña, a licensed bilingual psychotherapist and psychoanalyst dedicated to helping individuals and couples navigate relationship challenges, emotional pain, and life transitions. I provide a safe, confidential, and insightful space to understand yourself more deeply, strengthen your relationships, and create meaningful, lasting emotional and personal change together now and grow forward with clarity and confidence today onward.
VirtualAvailable

New to Grow

$200/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
Depression
Life Transitions
+6
As a licensed therapist, I specialize in supporting women of color on their healing journey. My practice centers on helping clients address depression, anxiety, relationship challenges, and self-esteem concerns. My approach is compassionate, collaborative, and culturally responsive. I understand how personal, cultural, and generational experiences can shape the way we see ourselves and connect with others. Together, we work to increase self-awareness, build healthier relationship patterns, and strengthen a sense of self-worth. Whether you’re going through a life transition, feeling overwhelmed, or ready to begin your healing journey, I’m here to support you in creating meaningful and lasting change.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+1
“I’m a compassionate, client-centered therapist who works with individuals navigating anxiety, stress, and life transitions. I provide a supportive, nonjudgmental space where you can openly explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, combining practical coping strategies with deeper insight into patterns that may be holding you back. Together, we’ll focus on building resilience, increasing self-awareness, and helping you feel more confident and empowered in your daily life.”
VirtualAvailable

$125/session

Holistic
Intelligent

Specialties

Addiction
Anxiety
Substance Misuse
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
VirtualAvailable

New to Grow

$250/session

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable

Often rebooked

$100/session

Authentic
Empowering
Warm
Direct
Open-minded

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
VirtualAvailable

New to Grow

$450/session

Specialties

Anger Management
Anxiety
Depression
+10
I’m a goal-oriented, solution-focused psychologist who believes in helping clients gain practical tools they can start using right away. My approach is eclectic, meaning I draw from a wide range of therapeutic techniques to tailor each session to your unique needs. I’m passionate about empowering people to better understand themselves, develop new skills, and move forward with confidence and independence.
VirtualAvailable

New to Grow

$145/session

Specialties

Anxiety
Depression
Life Transitions
+3
I’m a Licensed Mental Health Counselor providing telehealth therapy to adults throughout New York State. I work with anxiety, depression, work stress, burnout, life transitions, and relationship difficulties. Many of my clients are capable, high-functioning people who are used to handling a great deal but feel internally overwhelmed, stuck, or worn down. Some have tried therapy before and found it supportive, but not especially effective. My goal is for therapy to feel clear, practical, and genuinely useful. My style is direct, thoughtful, and collaborative. I use CBT and DBT to help clients understand the patterns contributing to distress and develop concrete tools to manage emotions, reduce stress, and create meaningful change in daily life.
VirtualAvailable

New to Grow

$200/session

Specialties

Depression
Domestic Violence
Grief
+6
I am a Licensed Clinical Social Worker who is passionate about supporting individuals navigating life transitions, relationship challenges, and emotional distress. I specialize in working with clients healing from trauma, including intimate partner violence, as well as those struggling with anxiety, self-doubt, and grief. My approach is warm, collaborative, and grounded in creating a safe, nonjudgmental space where clients feel seen and heard. I understand that healing is not linear, and I meet each client where they are. Together, we work to build insight, strengthen coping skills, and reconnect you with your sense of self, confidence, and overall emotional well-being.
VirtualAvailable

$150/session

Warm
Intelligent
Authentic
Direct
Holistic
Open-minded

Specialties

Grief
Life Transitions
Women's Issues
+6
I have extensive experience (25 years) in integrative mental health care, working across a variety of settings, including educational, counseling, judicial, clinical public and welfare settings, and private practice. I work with diverse populations, addressing a wide range of presenting issues, such as depression, anxiety, grief, PTSD, gender identity and women's concerns. Additionally, I support clients during life transitions, crises, and identity challenges, viewing transitions as opportunities for transformational processes to become milestones in the process of their personal evolution. Combining a variety of methods, all rooted in the idea that healing encompasses the body, mind, and spirit. My approach is highly personalized, tailored to align with your needs and goals, while tunning in to cultural factors that may need to be considered ( religion, cultural background, gender identity and womens' issues across the life span). In addition to talking, I incorporate various techniques like mindfuless, breath-work, guided imagery, and expressive means, to foster deep emotional awareness and resonate on all levels. I believe that healing lies in nurturing the connection between body, mind, and spirit, and embracing a holistic, compassionate approach to wellness.
VirtualAvailable

$150/session

Warm
Authentic
Direct
Empowering
Intelligent
Open-minded
Solution oriented

Specialties

Addiction
Couples Counseling
LGBTQ
+10
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable

New to Grow

$250/session

I am a seasoned senior psychologist that has worked with all levels of functioning. Experienced to know many approaches and what will work for most people. People are not mentally ill, they are humans with problems in life, as we all are. I am CEO of 2 companies, and international organization, in interested in people being individuals with relationships in a society.
VirtualAvailable

$150/session

Warm
Intelligent
Open-minded

Specialties

Couples Counseling
Depression
LGBTQ
+10
You may be holding it together on the outside while feeling exhausted, disconnected, or stuck. Life's responsibilities, grief, and relational strain can weigh heavily, and you don't have to navigate that alone. I work with adults, couples, and families with a focus on people of color and LGBTQ+ clients, offering a warm, grounded, and human approach. We move at your pace and focus on what matters most to you. If you're ready to make sense of your feelings, strengthen your relationships, or simply have a safe space to process, I would be honored to walk alongside you. Taking the first step can change your life!
VirtualAvailable

New to Grow

$100/session

Specialties

ADHD
Bipolar Disorder
Mood Disorders
+10
With 38 years of experience, I’ve seen it all—from quiet rural towns to the toughest streets of Harlem and the South Bronx. I don’t just bring clinical theory to our sessions; I bring real-world perspective. I specialize in helping people navigate the weight of Bipolar Disorder, depression, anxiety, and deep grief. I also have a heart for women navigating the complexities of morbid obesity, providing a space free of judgment where we focus on the person, not just the scale. My background in impoverished and dangerous neighborhoods has taught me resilience, and I’m here to help you find yours. We’ll work together to untangle life’s hardest moments with honesty, humor, and a lot of heart.
VirtualAvailable

New to Grow

$130/session

Specialties

Depression
Anxiety
I am a dedicated therapist with several years of clinical experience supporting individuals in their personal growth and healing. My own experience in therapy has deeply shaped my approach, helping me better understand vulnerability, resilience, and the change process. This lived insight allows me to show up with empathy, authenticity, and a genuine commitment to supporting meaningful, lasting growth in my clients.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience supporting children, teens, adults, and families. Throughout my career, I have worked closely with individuals navigating life transitions, relationship challenges, and emotional stressors. I also have experience working with couples and families to strengthen communication, rebuild trust, and foster healthier dynamics. My approach is compassionate, collaborative, and centered on creating a safe space where clients feel heard, supported, and empowered to grow.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
Life Transitions
+8
Hi, I’m Ambar, a licensed clinical social worker who supports individuals navigating stress, relationship challenges, trauma, and life transitions. My approach is grounded, collaborative, and culturally attuned, blending evidence-based methods with practical tools you can use both inside and outside of session. Clients often come to me feeling overwhelmed, stuck in repeating patterns, or disconnected from themselves or others. Together, we slow things down, build awareness, and explore the emotions and beliefs shaping those experiences. I focus on helping you understand your internal world while strengthening skills for emotional regulation, communication, and resilience. I draw from mindfulness-based techniques, emotionally focused therapy, and insight-oriented approaches to create a safe, non-judgmental space where you can feel seen, supported, and challenged in a compassionate way. My goal is to help you gain clarity, interrupt automatic reactions, and move toward more intentional choices and healthier relationships. Whether you’re seeking relief from anxiety, healing from past experiences, or greater confidence in your day-to-day life, I’m here to walk alongside you with empathy, respect, and a commitment to your growth.
VirtualAvailable

$140/session

Direct
Open-minded
Solution oriented
Warm

Specialties

Life Transitions
Mood Disorders
Trauma and PTSD
+9
Feeling overwhelmed by life's challenges? You don't need to do it alone. Therapy can offer you a safe, non-judgmental space to that allows you to explore your experiences by slowing down, reflecting and being fully heard. I have been a therapist for 11 plus years. I have trained in different treatment types that enables me to work with helps individuals to navigate anxiety, relationship patterns, grief, chronic medical issues, and life transitions with compassion and clarity. I integrate trauma informed care, cognitive processing therapy, somatic therapy, internal family systems, trauma informed care, and cognitive behavioral therapy to support healing at a pace that feels safe and collaborative. My goal is to create a space where you feel understood, empowered, and supported as you move toward meaningful change.
VirtualAvailable

$120/session

Solution oriented
Authentic
Warm

Specialties

Addiction
Anxiety
Depression
+10
Hi, I'm Jennifer, a Licensed Clinical Social Worker with almost 10 years of experience in the field of social work and behavioral health. I truly enjoy what I do and feel honored to support individuals through life's challenges. My goal is to create a safe, supportive space where my clients feel heard, understood and empowered. People seek therapy for many different reasons. Whatever brings you here, taking the first step on your therapeutic journey is a courageous one.
VirtualAvailable

$160/session

Solution oriented
Empowering
Authentic
Direct
Humorous
Intelligent
Warm

Specialties

ADHD
Anxiety
Depression
+7
Hi there, I'm Jenny, a Licensed Clinical Social Worker and am trained in Dialectical Behavior Therapy and Accelerated Resolution Therapy. I am a passionate personality, trauma informed, and hope to bring warmth and authenticity to our sessions. My goal is to help you build your life-worth-living. I am ready to meet you where you are and work together to cultivate your dreams.
VirtualAvailable

New to Grow

$100/session

Specialties

Addiction
Self Esteem
Substance Misuse
+1
I am a licensed LCSW as well as a CASAC. For the last 5 years I have treated those with serious mental illness who have recently released from a period of incarceration. However, I worked with an organization with a psychiatrist on staff who could proivde medication. I feel more comfortable assisting clients with day to day issues they may be facing in their lives, wondering perhaps why they feel stuck, why they find themselves prone to addictive behavior and endeavor to uncover with them the reasons for their feelings with the idea of changing those thoughts that engender the uncomfortable feelings and perhaps unhealthy behavior.
VirtualAvailable

New to Grow

$175/session

Specialties

Bipolar Disorder
Mood Disorders
Trauma and PTSD
Hi, I'm Maria and I've been a therapist for 6 years. I have seen a variety of clients from different backgrounds and with presenting problems. I am also a trauma specialist and work most with individuals with inter-generational trauma. I am also multi-culturally competent and a LGBT+ ally. I will do my best to tailor a treatment plan to your needs and personality.
VirtualAvailable

$130/session

Warm
Authentic
Open-minded
Empowering

Specialties

Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable
Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.