Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 543 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 5/22/2026

New to Grow

$150/session

Specialties

Anxiety
Depression
Military/Veterans
+9
“Therapy for kids who don’t think it’s for them, parents in the thick of it, and women who are doing everything for everyone—except themselves.” Sound like you or someone you love? Well…I’ve got you covered! I’m a Licensed Clinical Social Worker specializing in preteens and teenagers navigating ADHD, anxiety, depression, trauma, anger, and the complicated space between parents and kids. Much of my experience was built inside a school-based health clinic at the middle school level. Working with students in the middle of their actual world, not just an office. That perspective shapes everything about how I work. As an elder millennial and a parent, myself, I understand the impossible math of work-life balance. The guilt of feeling stretched too thin and the fear that you’re somehow getting it wrong. You’re not failing your kid. You’re here, and that’s what matters. My approach is warm but direct, grounded in evidence-based practice and genuine connection. I meet kids where they are… not where we think they should be. I work alongside parents as partners, not critics. Because you know your child better than anyone. My job is to help you find each other again. I also have a passion of working with women of all ages who are navigating careers, life, the world we live in and all of the complexities in between. I provide a judgement free, open space to live your truth and get answers to those questions that keep you up at night. If any of this resonates, I’d love to connect.
VirtualAvailable

$154/session

Open-minded
Authentic
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable

New to Grow

$150/session

Specialties

Coping Skills
Family Conflict
Self Esteem
I hold a doctoral degree in counseling psychology from the University at Albany, with specialized training in psychodynamic therapy. Over the past 14 years, I have developed an eclectic practice, working across diverse settings that have deepened my understanding of the human condition. Through this experience, I have come to appreciate both the resilience individuals possess and the challenges they face when striving toward their goals while carrying the weight of past experiences and ingrained patterns. I recognize how daily life can sometimes feel burdensome, leading to a sense of being “stuck.” I believe the therapeutic relationship provides a supportive space to gain clarity and renewed energy, helping clients move forward and foster meaningful growth.
VirtualAvailable

New to Grow

$170/session

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome—I'm glad you're here. I’m a licensed therapist dedicated to helping individuals and couples navigate life’s challenges with greater clarity, balance, and confidence. My approach is warm, collaborative, and tailored to your unique needs. Whether you're dealing with anxiety, relationship concerns, or major life transitions, I strive to create a safe, supportive space where you feel heard, understood, and empowered to grow.
Available

$250/session

Solution oriented
Open-minded
Warm

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Depression
Eating Disorders
+2
Miss Laurie Horton is a registered licensed social worker who has worked in private practice for over 27 years . Her practice includes treatment for adolescences, teenagers and adults dedicated to the specialized treatment of eating disorders and general psychiatric conditions including depressive disorders, anxiety disorders, as well as treating general family issues. Laurie uses Cognitive Behavioral Therapy (CBT) and family-based therapy to help clients move past their internal struggles and motivate them to fulfill their life goals She provides a warm, caring, non- judgmental environment, while being enthusiastic and very passionate about her work in helping her clients attain their life goals
Available

New to Grow

$110/session

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+8
Hi! I'm Joan Schifaudo, Licensed Clinical Social (LCSW). I graduated from Fordham University in 2002 and had so many wonderful experiences in this helping profession and I want to share them with you! I am both a listener and problem solver with help from you, the client. I use Gestalt and CBT primarily as treatment methods, but I'm not adverse as to what YOU would like to introduce to the sessions so we can create your treatment goals together!
Available
No reviews yet
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New to Grow

$120/session

Authentic
Warm

Specialties

Anxiety
Couples Counseling
Life Transitions
+9
Do you feel invisible in life, as if your voice is unheard and your needs are misunderstood? If you're lacking clarity and seeking a warm, nurturing environment to find your footing and experience real growth, you're in the right place. I specialize in supporting individuals navigating life changes-whether you're adjusting to college, transitioning into marriage, or facing a shift in identity. I work best with clients who are ready to move beyond just talking and are motivated to take actionable steps toward the life they want. Together, we won't just explore your feelings, we'll create practical strategies achieve your goals.
Available

New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I meet people where they are in the process of change.
Available

New to Grow

$150/session

Specialties

Anxiety
Depression
Health/Medical Issues
+10
I have been providing Psychotherapy for over ten years at a community outpatient mental health clinic working in a multicultural environment. My experience encorporates treating clients with all types of mental health disorders especializing in anxiety, depression, trauma, health and weight issues. I incorporate an eclectic model approach using techniques from cognitive behavioral therapy, dialectic behavior theory, client centered, crisis interventions, and trauma focused.
Available

Often rebooked

$450/session

Solution oriented
Challenging
Direct

Specialties

Anger Management
Anxiety
Depression
+10
I’m a goal-oriented, solution-focused psychologist who believes in helping clients gain practical tools they can start using right away. My approach is eclectic, meaning I draw from a wide range of therapeutic techniques to tailor each session to your unique needs. I’m passionate about empowering people to better understand themselves, develop new skills, and move forward with confidence and independence.
VirtualAvailable

New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
Available

New to Grow

$100/session

Specialties

Anxiety
Depression
Substance Misuse
+5
I'm Robert, a licensed CBT therapist based in New York with over 20 years of experience. I work with adults navigating anxiety and depression, and various other behavioral health issues, drawing on a background that spans a wide range of settings and populations. My approach is practical and collaborative — together, we'll build real skills to help you feel better and move forward.
Available

$185/session

Authentic
Empowering

Specialties

Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
Available

$200/session

Challenging
Intelligent
Open-minded

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
Available

New to Grow

$150/session

Specialties

Anxiety
Depression
Women's Issues
I am a New York-licensed psychologist who works primarily with adolescents and adults. I use a cognitive behavioral approach in order to help lessen the impact of negative emotions on daily life. I also offers skills to help foster emotion regulation, coping strategies, and adaptive behaviors. I am trained in Cognitive Behavioral Therapy (CBT), a structured, evidence-based approach that helps individuals identify and change unhelpful patterns of thinking and behavior to improve emotional well-being and coping skills. I support clients through life events and a wide range of transitional issues across the lifespan, working collaboratively to develop practical strategies for managing stress, anxiety, depression, and other challenges.
Available

Often rebooked

$150/session

Authentic
Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
VirtualAvailable

$200/session

Specialties

Anxiety
Coping Skills
Couples Counseling
+10
I am a licensed clinical social worker who provides a supportive, compassionate, and collaborative space for individuals to explore life’s challenges. I work with adults navigating anxiety, depression, relationship concerns, life transitions, and emotional overwhelm. My approach is grounded in evidence-based practices such as CBT and DBT, while remaining trauma-informed and culturally responsive. I believe therapy should feel safe, empowering, and practical, and I partner with clients to help them build insight, resilience, and meaningful change at their own pace.
VirtualAvailable

$80/session

Authentic
Humorous
Open-minded

Specialties

Depression
Life Transitions
Trauma and PTSD
+9
I am a licensed therapist in NY State and have been practicing social work for over 20 years. Therapy is a journey and a relationship. Each client is their own expert and is steering the ship when they work with me. I am the navigator. I will consistently give you honesty, respect and a space to be fully heard and validated. The directions we go and the goals we set will be up to you to decide. Therapy can be very intense at times, bu it does not have to feel like work. I am here to help you carry the load and lift the weight of your problems off your shoulders.
VirtualAvailable

$80/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Coping Skills
Depression
+6
I’m a client-centered therapist who believes therapy should feel as unique as you are. I don’t take a one size fits all approach. Instead, I take time to really get to know you, your story, and what matters most so we can shape our work in a way that truly fits your life. I strive to create a space that feels genuine, supportive, and comfortable, where you can be yourself without judgment. At the same time, I help you build practical tools and insights you can actually use outside of sessions to create meaningful, lasting change.
VirtualAvailable

$90/session

Solution oriented
Warm
Authentic

Specialties

ADHD
Couples Counseling
Family Conflict
Hello! I am Yesenia. Thank you for taking the time to view my profile and most importantly for taking the time to seek assistance with your journey. I am a psychotherapist with 13 years of experience and it would be my pleasure to help you achieve serenity in your life. I received my clinical training from New York University and have 2 clinical licenses. I have experience working with Depression, Anxiety, mood disorders, addictions, marital troubles, difficult family dynamics among other issues that may prevent clients from living their best life. What you can expect from me as your therapist is full confidentiality, acceptance, commitment, empathy and guidance. I welcome you to view me as your guide through your path to happiness. I am confident that by working together, we can achieve your ultimate goal.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Depression
+9
My name is Jen, and I'm a licensed clinical therapist. I work with children, teens, and adults who are facing an array of social/emotional difficulties. I know life can feel overwhelming at times, and you don't have to figure it all out on your own. I offer a warm, nonjudgmental space where we will talk through strengths and challenges while discussing practical ways to help you feel better. We'll work collaboratively to explore various skills that will empower you in your day-to-day life. My approach to therapy is warm, supportive, and down-to-earth. I strive to create a space where you feel safe, understood, and comfortable being yourself. I use tools from CBT, DBT, and trauma-informed care, while always tailoring our work to what feels most helpful for you.
Available

$175/session

Specialties

Chronic Illness
Grief
Health/Medical Issues
+2
I received a Bachelor of Arts in Sociology and Social Psychology from Lehigh University in 2003 and graduated from Columbia University in 2007 with a Master of Science in Social Work. I recently transitioned from medical social work to clinical counseling. I specialize in health/illness, medical education, medical/social trauma, anxiety/depression, chronic pain/disability, grief/bereavement, and loss. I am a thoughtful, sensitive, empathic, collaborative, and hard-working clinician who genuinely cares and strives to make a difference in the well-being of each of my patients. My passion is working with children and families impacted by medical issues and chronic pain. I have extensive experience working in hospital settings providing a range of supportive services to patients diagnosed with acute and chronic medical conditions.
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Grief
Substance Misuse
+3
Hello, and welcome. I’m a Licensed Clinical Social Worker (LCSW) based in New York with over 20 years of experience helping individuals navigate life’s challenges and improve their emotional well-being. I earned my Master of Social Work from Stony Brook University and have spent my career supporting people through difficult periods while helping them build healthier, more fulfilling lives. Many people seek therapy when they feel overwhelmed, stuck, or emotionally drained. You may be struggling with anxiety, depression, trauma, relationship challenges, or a major life transition that feels difficult to manage on your own. My goal is to provide a safe, supportive, and non-judgmental space where you can openly explore your experiences, gain clarity, and begin moving toward healing and growth. My approach to therapy is compassionate, collaborative, and practical. I work closely with my clients to help them better understand their thoughts, emotions, and patterns, while developing effective coping strategies that support lasting change. Together, we focus on building resilience, strengthening self-awareness, and creating healthier ways to navigate life’s challenges. Throughout my career, I have had the privilege of working with individuals from diverse cultural, social, and professional backgrounds. I am committed to providing culturally sensitive care and creating an environment where every client feels respected, valued, and understood. Taking the first step toward therapy can feel difficult, but you don’t have to face life’s challenges alone. If you’re ready to invest in your mental health and personal growth, I would be honored to support you on your journey.
VirtualAvailable

$150/session

Direct
Solution oriented

Specialties

Anxiety
Crisis Intervention
Depression
+10
I am a Licensed Clinical Social Worker (LCSW) dedicated to helping individuals feel heard, supported, and empowered in their journey toward healing and growth. I earned my Master of Social Work (MSW) from Simmons University in 2019 and have over 10 years of experience in the field. Throughout my career, I have worked with children, adolescents, adults, and older adults across diverse settings. I strive to create a safe, collaborative, and nonjudgmental space where clients can explore challenges, build resilience, and develop meaningful tools for lasting change.
VirtualAvailable
Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.