Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 505 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 3/25/2026

$150/session

Open-minded
Solution oriented

Specialties

Addiction
Couples Counseling
LGBTQ
+10
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable
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$125/session

Intelligent
Holistic

Specialties

Addiction
Anxiety
Substance Misuse
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
Health/Medical Issues
+10
I'm a Licensed Clinical Social Worker in the states of New York and Idaho. I have 27 yrs of experience working with clients of all ages, religions, sexual orientations, economic levels, cultural identities, and races. I've helped many of my clients with addressing problems of domestic violence, maternal mental/physical health, foster care, marital and relationship issues, work stress, and medical stress.
VirtualAvailable
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$110/session

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I’m Sahana Pentyala, a Licensed Clinical Social Worker (LCSW) committed to helping individuals, families, and organizations strengthen their emotional resilience and achieve lasting well-being. My approach integrates evidence-based clinical practices with a deep understanding of how physical, emotional, and social health intersect — an approach shaped by my specialization in Integrated Health. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. I believe that healing begins with understanding — and I strive to provide a safe, empathetic, and nonjudgmental space where you can be heard, validated, and supported in your journey toward balance and growth.
VirtualAvailable
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$150/session

Solution oriented
Authentic

Specialties

Family Conflict
Life Transitions
Self Esteem
+7
Hola que tal! I’m Fanny and I am a bilingual (English/Spanish) Licensed Clinical Social Worker who helps people navigate anxiety, life transitions, and self-esteem challenges so they can feel more confident and emotionally grounded. Many of my clients come to therapy feeling overwhelmed, stuck in negative thinking patterns, or struggling with stress in relationships, work, or major life changes. I help clients understand the connection between their thoughts, emotions, and behaviors so they can develop practical tools to manage stress, build healthier boundaries, and feel more in control of their lives. My approach is trauma-informed, culturally responsive, and focused on creating a safe space where you can feel heard, supported, and empowered.I provide therapy in English and Spanish.
VirtualAvailable
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New to Grow

$145/session

Specialties

Anxiety
Depression
Life Transitions
+3
I’m a Licensed Mental Health Counselor providing telehealth therapy to adults throughout New York State. I work with anxiety, depression, work stress, burnout, life transitions, and relationship difficulties. Many of my clients are capable, high-functioning people who are used to handling a great deal but feel internally overwhelmed, stuck, or worn down. Some have tried therapy before and found it supportive, but not especially effective. My goal is for therapy to feel clear, practical, and genuinely useful. My style is direct, thoughtful, and collaborative. I use CBT and DBT to help clients understand the patterns contributing to distress and develop concrete tools to manage emotions, reduce stress, and create meaningful change in daily life.
VirtualAvailable
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$125/session

Solution oriented
Authentic

Specialties

Anxiety
Couples Counseling
Depression
+5
As a Caribbean immigrant of Afro-Indian descent, I am a culturally sensitive counselor whose work is deeply inspired by diverse faith, culture, and communal values. I strive to provide a transparent, warm, and nonjudgmental environment where every individual feels safe and seen. Over the past decade, I have dedicated my practice to supporting culturally diverse and underserved populations and/or those who may feel overlooked or misunderstood. My approach is rooted in active listening and tailored feedback; I do not view myself as an expert in a client's life, but rather as an objective, supportive collaborator. I treat every situation as unique, developing personalized treatment goals that prioritize the individual’s specific journey and well-being.
VirtualAvailable
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New to Grow

$200/session

Specialties

Depression
Domestic Violence
Grief
+6
I am a Licensed Clinical Social Worker who is passionate about supporting individuals navigating life transitions, relationship challenges, and emotional distress. I specialize in working with clients healing from trauma, including intimate partner violence, as well as those struggling with anxiety, self-doubt, and grief. My approach is warm, collaborative, and grounded in creating a safe, nonjudgmental space where clients feel seen and heard. I understand that healing is not linear, and I meet each client where they are. Together, we work to build insight, strengthen coping skills, and reconnect you with your sense of self, confidence, and overall emotional well-being.
VirtualAvailable
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$70/session

Solution oriented
Authentic

Specialties

Anxiety
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.
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$112/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+4
I approach my work with warmth, curiosity, and deep respect for shared humanity. I bring experience working with a wide range of populations, including individuals with severe mental illness, trauma survivors, couples and families, higher education students and those connected to the military. My work is trauma-informed, non-pathologizing, and grounded in the belief that people make sense in context. I strive to hold an anti-oppressive stance in therapy, attending to power, culture, and lived experience, while creating a space that feels safe, collaborative, and responsive to each client’s unique story.
VirtualAvailable
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New to Grow

$250/session

I am a seasoned senior psychologist that has worked with all levels of functioning. Experienced to know many approaches and what will work for most people. People are not mentally ill, they are humans with problems in life, as we all are. I am CEO of 2 companies, and international organization, in interested in people being individuals with relationships in a society.
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New to Grow

$150/session

Specialties

Coping Skills
Family Conflict
Self Esteem
I hold a doctoral degree in counseling psychology from the University at Albany, with specialized training in psychodynamic therapy. Over the past 14 years, I have developed an eclectic practice, working across diverse settings that have deepened my understanding of the human condition. Through this experience, I have come to appreciate both the resilience individuals possess and the challenges they face when striving toward their goals while carrying the weight of past experiences and ingrained patterns. I recognize how daily life can sometimes feel burdensome, leading to a sense of being “stuck.” I believe the therapeutic relationship provides a supportive space to gain clarity and renewed energy, helping clients move forward and foster meaningful growth.
VirtualAvailable
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$150/session

Open-minded
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+5
I’m a warm, down-to-earth therapist who works with adolescents and Latinx young adults in NYC navigating anxiety, depression, and big life transitions—especially when family expectations, cultural values, and personal needs feel hard to balance. Many of the people I work with are used to being the responsible one, the strong one, or the one who’s “doing fine” on the outside, while feeling overwhelmed or stuck on the inside. Sometimes feeling torn between who they are and who they’re expected to be. Therapy can be a space where you don’t have to hold it all together or explain yourself. Its a space where you can slow down, make sense of what you’re experiencing, and start taking care of yourself without guilt. I already understand how much culture and family can shape what you’re carrying. I bring over six years of experience into my work, but what matters most to me is creating a genuine, supportive connection. My approach is collaborative and client-centered, and I move at your pace. Together, we work on understanding your emotions, building healthier coping skills, and helping you feel more confident and grounded in who you are and where you’re going.
VirtualAvailable
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$200/session

Specialties

Anxiety
Depression
Life Transitions
+6
Gilit Stein, LCSW has experience working with young adults, college students and adults of all ages facing social and relationship issues. I can help you work through symptoms related to stress, anxiety, PTSD, ADHD and depression. I have experience with chronic illness and complex medical conditions as well. Whether you are seeking brief therapeutic support or a longer-term approach, I am trained to assist in alleviating symptoms. Therapy offers a space where you can feel heard, understood, and less alone. It takes courage to pursue a more fulfilling, balanced, and meaningful life—and to take those first steps toward change.
VirtualAvailable
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$120/session

Authentic
Warm

Specialties

Anxiety
Depression
Life Transitions
+10
I am a Licensed Clinical Social Worker with over 10 years of experience providing mental health services to adolescents, adults, and families in a variety of clinical settings. I am a bilingual clinician, fluent in English and Spanish, and bring a culturally responsive, compassionate, and client-centered approach to my work. My clinical practice is grounded in creating a safe, nonjudgmental, and supportive therapeutic environment where clients feel empowered to explore their experiences and work collaboratively toward meaningful goals. I prioritize honoring each client’s pace, autonomy, and best interests while fostering emotional growth and resilience. I am trained in evidence-based modalities including Dialectical Behavior Therapy (DBT), Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), and Trauma-Informed Care. I specialize in working with individuals experiencing anxiety, depression, trauma, stress-related concerns, emotional regulation difficulties, interpersonal challenges, and life transitions. I have evenings and weekend availability by appointment only.
VirtualAvailable
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New to Grow

$150/session

Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
VirtualAvailable
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$200/session

Specialties

Couples Counseling
Men's Issues
Sex Therapy
+10
I am Dr. Jorge Piña, a licensed bilingual psychotherapist and psychoanalyst dedicated to helping individuals and couples navigate relationship challenges, emotional pain, and life transitions. I provide a safe, confidential, and insightful space to understand yourself more deeply, strengthen your relationships, and create meaningful, lasting emotional and personal change together now and grow forward with clarity and confidence today onward.
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Often rebooked

$100/session

Warm
Direct
Empowering

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
VirtualAvailable
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New to Grow

$130/session

Specialties

Addiction
Anxiety
Spirituality
+5
I love working with people who feel drawn to explore their inner world, who sense there’s something meaningful waiting to be discovered but aren’t sure where to start. They long to feel more connected to themselves and others, and are looking for gentle guidance to help them get there. They want to understand the heart of what keeps them stuck in old patterns and finally feel the freedom of being their true selves.
VirtualAvailable
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$125/session

Authentic
Warm

Specialties

Anxiety
Depression
Self Esteem
+7
​Struggling with low self-esteem, anxiety, or OCD can feel isolating, but help is available. I specialize in working with late teens and adults to untangle complex emotions and build lasting resilience. Clients often find my therapeutic style easy to connect with, creating a secure environment for genuine progress. If you are ready to understand what’s holding you back, contact me for a free 15-minute consultation to see if we are the right fit.
VirtualAvailable
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New to Grow

$200/session

Specialties

Addiction
Anxiety
Depression
+4
Joseph (Yossi) Jacobs is a licensed clinical psychologist who helps clients explore patterns in their thoughts, emotions, and relationships in a thoughtful, collaborative way. His work integrates insight-oriented therapy with practical, evidence-based strategies, tailored to each client’s needs. He works with adolescents and adults facing anxiety, mood concerns, relational challenges, and life transitions, supporting them in gaining clarity, resilience, and greater confidence in navigating their lives. He also works with couples seeking to improve communication, resolve conflicts, and strengthen their emotional connection.
VirtualAvailable
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New to Grow

$175/session

Specialties

Bipolar Disorder
Mood Disorders
Trauma and PTSD
Hi, I'm Maria and I've been a therapist for 6 years. I have seen a variety of clients from different backgrounds and with presenting problems. I am also a trauma specialist and work most with individuals with inter-generational trauma. I am also multi-culturally competent and a LGBT+ ally. I will do my best to tailor a treatment plan to your needs and personality.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Domestic Violence
Trauma and PTSD
+10
Hi! I am a Palestinian-American therapist who started my therapeutic journey in a forensic setting meaning I have worked in both mandated and voluntary settings so nothing shocks me. My approach to therapy is to help you help yourself. I am committed to my clients and believe every single one deserves and is capable of living the life they want to live.
VirtualAvailable
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New to Grow

$150/session

Solution oriented
Intelligent

Specialties

Anxiety
Fertility & Reproduction Issues
Life Transitions
+3
I am a licensed social worker with 20 years of experience supporting individuals through life’s most vulnerable and transformative seasons. I work with clients navigating life transitions, anxiety, fertility challenges, postpartum adjustments, and the emotional complexities that often accompany these experiences. I bring an authentic, compassionate, and grounded presence to my work, creating a space where clients feel genuinely seen and understood. Through a collaborative and practical approach, I help clients build resilience, regain confidence, and move forward with greater clarity and self-trust.
VirtualAvailable
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New to Grow

$175/session

Empowering
Authentic

Specialties

ADHD
Anxiety
Life Transitions
+9
I’m a therapist who values curiosity, collaboration, and meeting you where you are. I’ve had the honor of working in this field for over 10 years, and I’m still deeply passionate about the work I do. My approach is grounded in showing up as a human sitting with another human. I prioritize getting to know you as the complex individual you are and building a strong, trusting, therapeutic relationship above everything else. Therapy won’t make you perfect or more worthy, but that’s not the goal. When you feel lost, overwhelmed, or alone in your experience, I’ll sit with you in that space. With compassion and honesty, I’ll support you in understanding yourself more deeply and figuring out what you want out of your life and how to move toward it.
VirtualAvailable
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.