Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 442 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 2/3/2026

$90/session

Authentic
Open-minded

Specialties

Couples Counseling
Family Conflict
Family Therapy
+10
I have been working as a psychotherapist for 20 years and in a variety of settings before that. I enjoy working with all ages and through different hands on methods that evoke thoughtfulness. Activities for children and adults help clients determine obstacles and ways to overcome them. I am open to working individually and in groups with couples and families.
VirtualAvailable
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$150/session

Intelligent
Authentic

Specialties

Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Depression
+3
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
VirtualAvailable
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$200/session

Solution oriented
Direct

Specialties

Anxiety
Depression
Parenting
+5
Hello! I have been in the field of social work for over 25 years as a social worker/clinician and Clinical Supervisor/Director. My career has been working with children and families in various capacities. I have worked in therapeutic foster care, therapeutic preschool programs and early intervention. I also presently work with families receiving preventive services. This clinician also has a private practice.
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$100/session

Intelligent
Warm

Specialties

Anxiety
Depression
Grief
+10
I am a seasoned and compassionate therapist, Clinical Social Worker in Licensed in New York and Florida, with over 24 years of experience, serving at various mental health treatment settings in New York City, including acute care, outpatient care, crisis intervention hotline and school outreach. I have worked at the outpatient clinic of South Beach Psychiatric Center for over 21 years, providing treatment for those individuals with severe mental illness.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed, New York–based psychotherapist who provides a warm, safe, and growth-oriented environment for you to engage in meaningful self-exploration. Together, we’ll look closely at the struggles that may be holding you back, understand the patterns influencing your well-being, and create space for healing. Through this collaborative process, you’ll have the opportunity to reconnect with your best, most authentic self and build a stronger foundation for lasting personal growth.
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$200/session

Open-minded

Specialties

Couples Counseling
Physical Health Condition
Trauma and PTSD
+8
I am James Cherry, a trauma-certified, DBT-certified therapist and clinical supervisor specializing in complex trauma, personality disorders, and relational healing. With a background as a high school educator, I bring a deep passion for learning, psychoeducation, and accessible care into therapy. My practice is neurodivergent-affirming, LGBTQIA+ inclusive, and rooted in evidence-based care that fosters resilience, clarity, connection, and lifelong growth.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Life Transitions
+10
I work with individuals 16 and older, offering a supportive, collaborative space where clients can feel heard, understood, and empowered. My approach is personalized and practical, blending mindfulness and tailored coping tools with thoughtful reflection to help clients navigate challenges, build insight, and create meaningful, long-lasting change. If you prefer to have a free 15 minute phone consultation before getting started, feel free to reach out!
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New to Grow

$150/session

Specialties

Anxiety
Crisis Intervention
Health/Medical Issues
+8
My goal is to make therapy feel welcoming and supportive, so it’s less intimidating than people often expect. I help people manage anxiety and build back their self-confidence. Together, we’ll figure out what helps you handle stress and feel more in control. By working together, you’ll better understand yourself, decide what changes you want, and make a plan to reach your goals. It’s normal to feel unsure or nervous about starting therapy and sharing personal things. In my practice, we go at a comfortable pace and always respect your boundaries.
VirtualAvailable
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New to Grow

$130/session

Specialties

Anxiety
Coping Skills
Depression
+9
My name is Ester Cox, and I am a licensed clinical therapist with over 30 years of experience working in the mental health field. I grew up in Brooklyn and currently live on Staten Island. I am married and have two daughters in the mental health field. I offer remote and in person session to individuals, couples and families. I love my profession and enjoy meeting new people.
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$150/session

Specialties

Anxiety
Depression
Self Esteem
I have been a New York State Licensed Clinical Social Worker since graduating Columbia University in 1983. Subsequently, I completed 2 fellowships one in Cognitive Behavioral Therapy and the other in Psychodynamic Psychotherapy at The Postgraduate Center and Center For Rational Emotive Therapy, under Dr. Albert Ellis, in New York City. I have had extensive training in family and couples counseling and I am successful in creating change for my clients.
VirtualAvailable
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New to Grow

$70/session

Specialties

Mood Disorders
Serious Mental Illness
Trauma and PTSD
+10
Hello. I am a master's level licensed mental health counselor with diagnostic privilege in the state of New York who has several years clinical experience helping people improve their overall quality of life. Individuals I have successfully worked with have come from diverse populations of all ages who had been diagnosed with a wide range of minor to severe mental health and medical diagnoses. I have earned my Diagnostic Privilege credential and am certified to diagnose mental health conditions by the NYS Office of the Professions. I am an Eagle Scout and member of Chi Sigma Iota Honor Society in mental health counseling and Golden Key International Honor Society.
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New to Grow

$130/session

Specialties

Life Transitions
Mood Disorders
Trauma and PTSD
+9
I have been a therapist for 11 plus years. I have trained in different treatment types that enables me to work with helps individuals to navigate anxiety, relationship patterns, grief, chronic medical issues, and life transitions with compassion and clarity. I integrate trauma informed care, CPT somatic therapy, and cognitive approaches to support healing at a pace that feels safe and collaborative. My goal is to create a space where you feel understood, empowered, and supported as you move toward meaningful change.
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$110/session

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I’m Sahana Pentyala, a Licensed Clinical Social Worker (LCSW) committed to helping individuals, families, and organizations strengthen their emotional resilience and achieve lasting well-being. My approach integrates evidence-based clinical practices with a deep understanding of how physical, emotional, and social health intersect — an approach shaped by my specialization in Integrated Health. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. I believe that healing begins with understanding — and I strive to provide a safe, empathetic, and nonjudgmental space where you can be heard, validated, and supported in your journey toward balance and growth.
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Depression
Self Esteem
+6
I’m a Black male therapist in my 30s who is passionate about helping individuals and couples navigate anxiety, relationships, identity, and life transitions. I strive to create a supportive, non-judgmental space where clients feel seen, heard, and respected. My approach is collaborative and practical, drawing from evidence-based methods like Cognitive Behavioral Therapy while honoring each person’s unique experiences, culture, and strengths.
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$120/session

Solution oriented
Empowering
Open-minded

Specialties

Life Transitions
Military/Veterans
Trauma and PTSD
Seeking strength, understanding, and a path forward? I'm not your typical therapist. I've walked the walk that you have, not just once, but twice. As a former Marine and law enforcement officer, I know firsthand the pressures, traumas, and unique challenges faced by those in service and beyond. Now, I leverage my experience and clinical expertise to guide individuals grappling with depression, anxiety, substance abuse, and the invisible wounds of trauma.
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$250/session

Open-minded
Solution oriented

Specialties

Mood Disorders
Personality Disorders
Substance Misuse
+6
Michael holds a Bachelor's in Psychology and a Master's in Applied Counseling from Lynn University, specializing in mental health and addiction. He’s driven by the transformative “breakthrough moments” when clients gain new clarity—whether through a fresh insight, a life-changing decision, or witnessing a loved one’s growth. "Every person's journey unfolds at their own pace," Michael reflects. "Being present for those transformative moments—when everything clicks into place—reminds me why I chose this path. If you've ever experienced that sudden clarity, you know exactly what I mean. It's what makes this work endlessly rewarding."
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$90/session

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm so glad you're here. I appreciate you taking time to find the right therapist for your needs. As a Licensed Clinical Social Worker, I have been practicing since 2010 providing individual and group therapy. I have a background in substance abuse counseling as well as working in several university counseling services (RPI, Vassar and Boston College). I have worked with my clients on issues such as adjustment, depression, anxiety and trauma. My approach involves CBT and Acceptance and Commitment Therapy strategies to help clients understand and cope with symptoms. By challenging thoughts, feelings and behaviors, clients learn to take new perspectives that leave the door open for healthy, positive changes. I also have a strong background in motivation enhancement and Internal family systems. My hope is that clients will find a safe and protected space to be curious about their internal emotional experience. I aim to validate and affirm as well as provide new perspectives, so that clients feel able to make meaningful change.
VirtualAvailable
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New to Grow

$200/session

Specialties

Addiction
Anxiety
Depression
+3
Joseph (Yossi) Jacobs is a licensed clinical psychologist who helps clients explore patterns in their thoughts, emotions, and relationships in a thoughtful, collaborative way. His work integrates insight-oriented therapy with practical, evidence-based strategies, tailored to each client’s needs. He works with adolescents and adults facing anxiety, mood concerns, relational challenges, and life transitions, supporting them in gaining clarity, resilience, and greater confidence in navigating their lives.
VirtualAvailable
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$90/session

Warm
Intelligent
Authentic

Specialties

Coping Skills
Depression
Family Therapy
+10
Hello! I am a therapist passionate about helping adults, couples and families heal from pain and dysfunction and move on to live happier and more fulfilling lives. I believe that everyone has the right to experience happiness, love and peace. YOU deserve to be happy! For the past 15 years, I have helped individuals, couples and families heal from past traumas, navigate current challenges, strengthen their sense of self and/or interpersonal ties, etc. I am a trauma-informed therapist and also have advanced training in shame, grief/bereavement, anxiety, couples counseling and personality disorders. I am passionate about continuing education and consistently strive to stay on top of current research and new treatment modalities.
VirtualAvailable
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$100/session

Warm
Authentic

Specialties

Anxiety
Depression
Self Esteem
+4
I am a licensed clinical social worker, who works primarily with women and teens navigating anxiety, depression, low self-esteem, and trauma. My goal is to create a warm, safe, and non-judgmental space where you can truly feel seen and heard. I currently offer individual therapy via telehealth, focusing on helping clients better understand themselves, build confidence, and reconnect with their sense of self.
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New to Grow

$160/session

Specialties

Anxiety
Child or Adolescent
Depression
Hello, I’m Yesenia Vazquez, LMHC. I believe that effective therapy starts with meeting you where you are. I specialize in working with children, teens, and adults who are navigating anxiety, depression, or difficult life changes, offering sessions in both English and Spanish. I blend the structure of CBT and DBT with a compassionate, client-centered approach to help manage behavioral issues and emotional stress. My goal is simple: to partner with you and help you build the life you want to live.
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New to Grow

$125/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Are you ready to find joy, purpose, and confidence? Book a free 10-minute consultation to start your journey. I provide one-on-one therapy and couples counseling, specializing in depression, anxiety, trauma, life transitions, and neurodiversity. My approach combines evidenced based modern therapy blended with holistic, ancestral, and nervous-system-aware care. I have a warm and positive demeanor and understand the need for compassion and confidentiality. I will help you gain confidence, a new life perspective and empowerment. I will guide you to take control of your success and happiness.
VirtualAvailable
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New to Grow

$250/session

I am a seasoned senior psychologist that has worked with all levels of functioning. Experienced to know many approaches and what will work for most people. People are not mentally ill, they are humans with problems in life, as we all are. I am CEO of 2 companies, and international organization, in interested in people being individuals with relationships in a society.
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$200/session

Direct
Solution oriented

Specialties

Addiction
Anxiety
Depression
+9
Hi, I’m Marisa Markowitz, LCSW, CASAC. I’m a warm, collaborative, and goal-focused therapist who believes real change happens when you feel supported, understood, and empowered. I work with adults navigating anxiety, stress, high expectations, life transitions, and the desire to create more balance and ease. My approach is grounded in evidence-based modalities—CBT, DBT, EMDR, MI, and narrative therapy—always tailored to your unique strengths and pace. In our sessions, you can expect a grounded, compassionate space where we identify clear goals, build practical tools, and create momentum toward the life you want. Whether you’re feeling overwhelmed or simply ready for growth, I’m here to help you move forward with confidence and clarity. Let’s get started when you’re ready.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.