Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 285 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 10/20/2025

Gillious Soler

LCSW, 10 years of experience

$150/session

Open-minded

Intelligent

Authentic

Specialties

Sex Addiction

Sexual Abuse

Trauma and PTSD

Welcome, I’m Gil. I specialize in working with high-distress professionals, veterans living with PTSD, survivors of childhood sexual trauma, and individuals facing sexual addiction. If you are feeling overwhelmed, weighed down by trauma, or struggling to break free from harmful patterns, I offer a safe and supportive space to help you heal. With over 10 years of experience as a psychotherapist, my clients have reported meaningful improvements in managing stress and symptoms, reducing maladaptive behaviors, and experiencing greater resilience, optimism, and overall quality of life. My approach is compassionate, eclectic, and tailored to your unique needs, designed to help you move forward with confidence and strength. You will likely realize early on that this is not your typical talk therapy. It is counseling that challenges you, empowers you, and inspires you to take the necessary steps toward creating significant and lasting changes you can truly see and feel. I am committed to earning your trust and walking beside you as we move forward on your journey together.

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Sallee Kay Decker

LCSW, 12 years of experience

$125/session

Specialties

Anxiety

Coping Skills

Grief

+10

I am a down-to-earth, quirky, holistic clinical social worker that uses evidence-based techniques in innovative and creative ways to provide compassionate, empathetic, person-centered care. I am here to help you reach your goals through a personalized process. Together, we can work to come up with a plan that feels right to you to help you work through your concerns and issues and back to a balanced place in your life. I Integrate a holistic approach to help address the physical and emotional issues that come along with stress, overwhelm, and trauma. I will spend time helping you learn grounding techniques coping skills and mindfulness. Whether you are navigating a difficult transition in your life, dealing with overwhelm, relationship issues, cycles of anxiety and depression, or working through trauma, I will meet you where you are in your life at this moment with open ears and provide you with a safe space to share your story.

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Dr. Wendy Whinnery

LMHC, 13 years of experience

$120/session

Warm

Intelligent

Specialties

Anxiety

Depression

Trauma and PTSD

I am Dr. Wendy Whinnery, currently living in Phoenix, Arizona, where I serve as the Program Chair for the Clinical Mental Health Counseling Program at the University of Phoenix campus. I relocated from Northern New York one year ago to take on this role, bringing with me over a decade of clinical experience and a deep commitment to counselor education. My academic background includes a Bachelor’s degree in Music Performance (clarinet), a Master’s in Clinical Mental Health Counseling, and a PhD in Counselor Education with a specialization in trauma and crisis. I’ve been a practicing clinician since 2012 and hold licensure as an LPC-S in Arizona and an LMHC-D in New York. I’m also a Nationally Certified Counselor, a Board Certified Clinical Mental Health Counselor, a Certified Clinical Trauma Professional, and an Approved Clinical Supervisor. Outside of my professional life, I’m married with two adult daughters, their wonderful spouses, and four amazing grandchildren who are the light of my life. Our home is joyfully shared with three spirited Shetland Sheepdogs—Jafar, Iago, and Princess Jazmine.

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Cheri A.Hardial

LCSW, 1 years of experience

New to Grow

$115/session

Specialties

Depression

Mood Disorders

Substance Misuse

+10

Are you feeling overwhelmed by anxiety and self-doubt? Life’s challenges can hinder progress, but you don’t have to face them alone. I provide evidence-based therapy that connects the mind, body, and spirit, creating a tailored approach to help you overcome obstacles and achieve meaningful change. With experience in diverse behavioral health settings and a deep understanding of various ethnic and cultural experiences, I offer a unique and inclusive perspective. My psychodynamic approach engages you in meaningful dialogue, using shared insights.

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Toyia Cynara Burgess

LCSW, 30 years of experience

New to Grow

$150/session

Specialties

Life Transitions

Physical Health Condition

Women's Issues

I am a Licensed Clinical Social Worker who brings over 30 years' experience in the areas of mental health and substance abuse treatment utilizing a holistic health approach. I have supported homeless Veterans and others while working with community, State and Federal agencies. Providing insight and discovery into underlying issues that lead to clients related situations, I focus on each clients' strengths and believe that everyone is able to overcome challenges by being supported and empowered as they seek to achieve their vision of wellness. Without judgement and allowing for a safe environment to express one's thoughts, I strive to make every client's experience individualized and tailored to their needs.

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Yazmin Peña

LCSW, 12 years of experience

New to Grow

$150/session

Specialties

Anxiety

Child or Adolescent

Depression

+10

As a Licensed Clinical Social Worker, I have experience providing psychotherapy to children, youth, adults and families for over a decade. I have been trained in several modalities and I specialize in individual treatment. I strive to create an environment where you’ll feel safe and open to be yourself. I enjoy bringing humor into the therapeutic room, can provide a solution-focused lens, but will always work with you to find the style that will be most helpful.

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Aida Valerio Lerner

LCSW, 11 years of experience

$85/session

Specialties

Anxiety

Family Conflict

Women's Issues

Hello! I’m Aida Valerio-Lerner. I am a Licensed Clinical Social Worker who found my calling 11 years ago having discovered that I wanted to provide people with a therapeutic space to heal, grow, and ultimately transform. Are you going through a personal challenge or major life transition? Do you need a safe space to have your experiences affirmed and validated? Do you feel overwhelmed by your emotions and in need of support? Have you considered speaking to someone but are unsure of how to begin? Wherever you are in your journey, I want to congratulate you on exploring possibilities to receive help. Therapy, like anything new or unknown, can feel scary. When Wendy was learning how to fly in Peter Pan, her fear of “what if I fall?” was met with Peter’s response of “oh, darling, what if you fly?” Not only did she fly, but she also transformed! My therapeutic approach is gentle, warm, and trauma-informed to ensure your comfort every step of the way. I listen attentively and non-judgmentally, welcoming your authentic self. You can express yourself in English and/or Spanish as I am fluent in both languages. Together, we can overcome anything.

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Erica Epstein

LMFT, 9 years of experience

$150/session

Empowering

Warm

Intelligent

Specialties

Coping Skills

Self Esteem

Women's Issues

I'm a skilled, dedicated, experienced, and compassionate Licensed Marriage and Family Therapist helping Gen-Z and Millennial Women and Men to cope and overcome life's challenges in both Florida and New York. I hold a Master's Degree in Marriage and Family Therapy and in Early Childhood Education. My role as a therapist is versatile, I am an educator, a guide, a listener, a goofball, and a mirror. I am here to help foster a trusting and collaborative relationship in which clients can feel safe to explore their thoughts, feelings, and life struggles. I believe in empowering my clients to develop the coping skills, self-esteem, and self-awareness necessary to create positive change. I too have experienced life struggles along my self-discovery journey, and understand that exploring your current and past issues is necessary to start the healing process. Through our journey together we can explore the parts of your life that are troubling and causing you turbulence. Since you are the expert on your own life, I am here to help guide you and steer you to see your authentic self and your life in a new light.

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Zunaira Mian

LMHC, 10 years of experience

New to Grow

$110/session

Specialties

Addiction

Anger Management

Anxiety

+10

I’m Zunaira Mian, a Licensed Mental Health Counselor (NY) and Licensed Professional Counselor (CT) dedicated to providing trauma-informed, culturally responsive care. I work with individuals navigating anxiety, depression, identity exploration, and life transitions, using evidence-based approaches like CBT, Motivational Interviewing, and REBT. My style is collaborative, structured, and attuned to each client’s values and lived experience. I strive to create a safe, empowering space where clients feel heard, respected, and supported in their growth.

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Ryan Grace

LMHC, 10 years of experience

$115/session

Authentic

Warm

Open-minded

Specialties

Anxiety

Depression

LGBTQ

Hi! I'm a Black and Queer Licensed Professional Counselor (LPC) and Licensed Mental Health Counselor (LMHC) based in Atlanta, GA (also licensed in New York). I received my Bachelors degree in Psychology from Kennesaw State University, following up with my Masters from Fordham University, and have been practicing for 10 years. I help adults struggling with anxiety, depression, identity, and life adjustments become the best versions of themselves.

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Wan-Hai Tseng

LCSW, 20 years of experience

$200/session

Warm

Challenging

Specialties

Anxiety

Depression

Born in Hong Kong and raised in Miami, Fl, my passion for helping others came at an early age. I earned a Masters degree in Social Work at Florida International University and later a PhD in Social Welfare at the City University of New York Graduate Center. My clinical training was in adult psychiatry at Columbia University Medical Center. In my private practice, I assist adults with depression, anxiety, health problems, relationship issues, grief/loss, work stress, breakup, infertility, and parenting.

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Maria Tarquinio-Kuhn

LMHC, 20 years of experience

$195/session

Warm

Authentic

Open-minded

Specialties

LGBTQ

Parenting

Women's Issues

My name is Maria. I have been practicing therapy for 20 years. I have worked in a variety of settings such as, a hospital emergency room seeing individuals struggling with mental health issues. I have also work with children and adults. I feel privileged to have you allow me into your life and share your experiences and struggles with me.

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Lorraine Litovsky

LMHC, 6 years of experience

$150/session

Specialties

Anxiety

Depression

Self Esteem

+10

Hi! I am an English/Russian speaking Licensed Mental Health Counselor (LMHC) based in New York. I am here to help you navigate life's challenges. Whether you are struggling with anxiety, depression, relationship conflicts, low self-esteem or simply need guidance on life's journey, I provide a safe, judgement free space for self-discovery and personal growth. Through active listening, thoughtful questioning, & evidence-based techniques, I will help you gain clarity, set achievable goals, and take purposeful steps towards health & happiness. If you seek greater self-awareness and emotional wellbeing, I am here to walk alongside you on your path to a more fulfilling life!

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Megan Evans

LCSW, 5 years of experience

$150/session

Warm

Specialties

Anxiety

Life Transitions

Self Esteem

Hi, I’m Megan! I’m a licensed therapist in New York, New Jersey, and North Carolina who helps people feeling burned out, anxious, or stuck in survival mode reconnect with balance and purpose. Many of my clients come to me after feeling overwhelmed by work, relationships, or the constant pressure to keep going — even when they’re running on empty. I create a warm, nonjudgmental space where you can slow down, make sense of what’s been weighing on you, and learn healthier ways to cope. My style is compassionate and collaborative — I meet you where you are and help you build practical tools for stress, boundaries, and self-care that actually fit your life. Before starting my private practice, I worked in behavioral health settings supporting individuals living with substance use, bipolar disorder, and other chronic mental health conditions. That experience taught me that healing isn’t one-size-fits-all — and that real change happens when therapy feels safe, personalized, and empowering. If you’re ready to move from burnout to balance, I’d love to help you take that next step.

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Carolyn Prince

LMHC, 14 years of experience

$175/session

Warm

Authentic

Empowering

Specialties

Anxiety

Depression

Trauma and PTSD

Hello, Thank you for reviewing my profile. Briefly; I am Licensed Naturopathic Doctor, a Licensed Professional Counselor and a Licensed Mental Health Counselor I work with adult professional women dealing with anxiety, depression, past unresolved trauma, grief, stress and relationship issues. My philosophy is that we need positive human beings in our lives, to 'see' us and bear witness to our lives. In order for us to be fully human, we need at least one supportive individual who validates the part of us that needs healing. We need meaningful experiences to help us navigate this journey called life. My training as a Naturopathic Doctor affords me a lens to also consider, incorporate and integrate diet & lifestyle practices for your overall well-being. So, if you are tired of being tired, anxious, sad, depressed and you're just going through the motions, feeling stuck in dysfunctional patterns that drain you; AND you are willing to do the work to get well, then you need skilled, compassionate support to help you get unstuck and get your life back on track, so that you can experience purposeful living. As our paths intersect her, I start with the intention that you to "prosper and be in health even as your soul prospers" 3 John 2.

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Abigail Woods-Ferreira

LMHC, 8 years of experience

New to Grow

$120/session

Specialties

Anxiety

Depression

Health/Medical Issues

+10

I provide therapy for anxiety, depression and mood disorders, phobias, and PTSD. I especially have a passion for working with teachers, college students and helping people heal from medical trauma. If you are stressed out with your career in education, anxious about figuring out your future, exhausted with caregiving, have experienced a challenging diagnosis such as cancer, a life-changing injury, or are struggling to cope with a chronic condition, I can create a safe and empathic place for you to encounter your fear and grief and transform it to peace and acceptance.

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Yolette Greene

LCSW, 8 years of experience

$250/session

Authentic

Direct

Empowering

Specialties

Anger Management

Anxiety

Depression

Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.

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Takira Victorin

LMHC, 10 years of experience

$150/session

Warm

Authentic

Intelligent

Specialties

Anxiety

Couples Counseling

Self Esteem

+10

Takira Victorin is a warm, non-judgmental psychotherapist who works collaboratively with clients to strengthen communication, nurture emotional intimacy, and regain a sense of emotional balance. She helps individuals and couples break free from painful, repetitive patterns by building greater self-awareness, emotional insight, and clarity around needs and boundaries. Whether you're navigating anxiety, depression, or relationship struggles, her approach is compassionate and practical, focused on helping you create healthier, more fulfilling connections with yourself and others.

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Jacqueline Canovan

LCSW, 19 years of experience

$125/session

Specialties

Anxiety

Depression

Self Esteem

I’m Jackie a licensed therapist dedicated to supporting adults through life’s challenges and transitions. I work with clients experiencing anxiety, depression, codependency, relationship difficulties, and major life changes, helping them understand how their thoughts, emotions, and behaviors interact and impact their daily lives. My approach is trauma-informed, collaborative, and tailored to each person’s unique needs, providing a safe and supportive space to explore experiences and develop practical coping strategies. My goal in therapy is to help clients develop tools and strategies that promote lasting change, resilience, and self-confidence. Together, we work toward understanding challenges, setting achievable goals, and creating a plan to support growth and well-being. Whether you’re managing day-to-day stress, working through a life transition, or seeking to improve relationships and emotional health, I aim to provide guidance, support, and practical skills to help you feel more balanced, empowered, and confident in your life.

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Rachel Krauser

LCSW, 12 years of experience

$125/session

Warm

Open-minded

Authentic

Specialties

Life Transitions

Peer Relationships

Self Esteem

Through both personal and professional experience, I understand how overwhelming life can feel when you know something needs to change but aren’t sure where to start. It can be scary and overwhelming, but with guidance it’s possible to make changes that will feel exciting and empowering. I am skilled working with teens and young adults who are just starting to explore themselves and their place in the world, individuals and families navigating and adjusting to life changes, managing interpersonal relationships, reinventing yourself and managing the expectations you’ve set and finding who you want to be when you grow up. It’s so easy to think that we’re stuck in the situations we find ourselves in but I promise you that you can rewrite your story. Our time together will be an hour in your week where you can drop your mask in a safe space without fear of judgment. By allowing yourself to feel all your feelings we can break down whatever is holding you back to help you to build confidence, find clarity and the direction you’ve been searching for. I’m excited for us to get started.

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Stephanie Rosenberg

LCSW, 5 years of experience

New to Grow

$100/session

Specialties

Anxiety

Depression

Self Esteem

I am a licensed clinical social worker, who works primarily with women and teens navigating anxiety, depression, low self-esteem, and trauma. My goal is to create a warm, safe, and non-judgmental space where you can truly feel seen and heard. I currently offer individual therapy via telehealth, focusing on clients better understand themselves, build confidence, and reconnect with their sense of self.

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Melissa Rosen

LCSW, 17 years of experience

$125/session

Warm

Empowering

Solution oriented

Specialties

Anxiety

Depression

Grief

With a passion for holistic well-being and two decades of experience in the field of mental health, I am dedicated to helping you navigate life's challenges. My therapeutic approach integrates evidence-based practices with a deep understanding of the mind-body connection. I use a range of therapeutic modalities from Cognitive Behavioral Therapy to EMDR and other body centered therapies. Sessions will be tailored to meet the unique needs of each individual.

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Jeannine Ciliotta

LCSW, 6 years of experience

$75/session

Solution oriented

Warm

Intelligent

Specialties

Addiction

Couples Counseling

Life Transitions

Hi! I am a Licensed Clinical Social Worker in New York and Florida. I have 30 years experience in the helping profession and 7 years as a therapist. I believe that insight without action leads to stagnation and frustration. It is valuable to talk about problems and issues but without a plan of action, clients often become discouraged. Much of my work will involve identifying a next right step in addressing challenges.

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Kerry Mclean

LMFT, 4 years of experience

Frequently rebooked

$125/session

Authentic

Empowering

Warm

Specialties

Anxiety

LGBTQ

Self Esteem

Hi! I am a Marriage and Family Therapist (LMFT) licensed in both New York and California. I have worked as a school counselor, helping adolescents navigate challenges like, self-esteem, bullying, grief, anxiety, internet safety, the pressure of school, and family or peer conflict. I also work in private practice, with clients struggling with a wide range of mental health challenges including, Anxiety, PTSD, Depression, Grief, life stage changes, and anger issues. I work with clients to help them process the effect these challenges have. Together we focus on identifying negative thinking patterns or unhelpful behaviors, implementing healthy coping skills, and reducing symptoms.

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Dr. Sofia Georgoulias

LP, 15 years of experience

New to Grow

$150/session

Specialties

Anxiety

Grief

Self Esteem

Hello, my name is Dr. Sofia Georgoulias and I am a Licensed Clinical Psychologist, who was born in London, United Kingdom and later moved to the United States to pursue my career in Psychology. I enjoy working with individuals, couples and families and have specialty working with depression, anxiety, relationship issues, self esteem struggles, bullying, substance use and with first responders.

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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.