Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 512 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 4/7/2026

New to Grow

$154/session

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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New to Grow

$200/session

Specialties

Anxiety
Child or Adolescent
Trauma and PTSD
+2
Hello! My name is Nichole and I have been a therapist for over 15 years. I have worked with many populations over the course of my career including children, teens, young adults, and beyond. I bring a compassionate and introspective presentation to our sessions so you can feel seen, empathized with, and most importantly, heard. I have spoekn at conferences, schools, written articles on women's mental health and lifestyle, and also have written ESA letters for appropriate clients. I hope through working with me, you can find peace, education, trust and space to be yourself.
VirtualAvailable
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New to Grow

$145/session

Specialties

Anxiety
Depression
Life Transitions
+3
I’m a Licensed Mental Health Counselor providing telehealth therapy to adults throughout New York State. I work with anxiety, depression, work stress, burnout, life transitions, and relationship difficulties. Many of my clients are capable, high-functioning people who are used to handling a great deal but feel internally overwhelmed, stuck, or worn down. Some have tried therapy before and found it supportive, but not especially effective. My goal is for therapy to feel clear, practical, and genuinely useful. My style is direct, thoughtful, and collaborative. I use CBT and DBT to help clients understand the patterns contributing to distress and develop concrete tools to manage emotions, reduce stress, and create meaningful change in daily life.
VirtualAvailable
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New to Grow

$150/session

Direct
Intelligent

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
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New to Grow

$200/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable
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$125/session

Holistic
Intelligent

Specialties

Addiction
Anxiety
Substance Misuse
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
VirtualAvailable
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New to Grow

$200/session

Specialties

Depression
Domestic Violence
Grief
+6
I am a Licensed Clinical Social Worker who is passionate about supporting individuals navigating life transitions, relationship challenges, and emotional distress. I specialize in working with clients healing from trauma, including intimate partner violence, as well as those struggling with anxiety, self-doubt, and grief. My approach is warm, collaborative, and grounded in creating a safe, nonjudgmental space where clients feel seen and heard. I understand that healing is not linear, and I meet each client where they are. Together, we work to build insight, strengthen coping skills, and reconnect you with your sense of self, confidence, and overall emotional well-being.
VirtualAvailable
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$250/session

Direct
Empowering

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+7
I’m a relational, insight-oriented therapist who believes meaningful change happens when we slow down enough to understand what’s really driving our patterns. I work with adults navigating anxiety, trauma, identity shifts, and relationship dynamics, especially those who function well on the outside but feel tangled or overwhelmed internally. My approach is psychodynamic and collaborative. Together, we look at the emotional themes and internal narratives shaping your current struggles, not just to analyze them, but to help you move through life with more clarity, flexibility, and self-trust.
VirtualAvailable
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Often rebooked

$200/session

Direct
Humorous
Intelligent
Open-minded
Authentic

Specialties

Couples Counseling
Men's Issues
Sex Therapy
+10
I am Dr. Jorge Piña, a licensed bilingual psychotherapist and psychoanalyst dedicated to helping individuals and couples navigate relationship challenges, emotional pain, and life transitions. I provide a safe, confidential, and insightful space to understand yourself more deeply, strengthen your relationships, and create meaningful, lasting emotional and personal change together now and grow forward with clarity and confidence today onward.
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Often rebooked

$100/session

Authentic
Empowering
Warm
Direct
Open-minded

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
VirtualAvailable
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New to Grow

$100/session

Specialties

ADHD
Bipolar Disorder
Mood Disorders
+10
With 38 years of experience, I’ve seen it all—from quiet rural towns to the toughest streets of Harlem and the South Bronx. I don’t just bring clinical theory to our sessions; I bring real-world perspective. I specialize in helping people navigate the weight of Bipolar Disorder, depression, anxiety, and deep grief. I also have a heart for women navigating the complexities of morbid obesity, providing a space free of judgment where we focus on the person, not just the scale. My background in impoverished and dangerous neighborhoods has taught me resilience, and I’m here to help you find yours. We’ll work together to untangle life’s hardest moments with honesty, humor, and a lot of heart.
VirtualAvailable
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New to Grow

$130/session

Specialties

Depression
Anxiety
I am a dedicated therapist with several years of clinical experience supporting individuals in their personal growth and healing. My own experience in therapy has deeply shaped my approach, helping me better understand vulnerability, resilience, and the change process. This lived insight allows me to show up with empathy, authenticity, and a genuine commitment to supporting meaningful, lasting growth in my clients.
VirtualAvailable
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$150/session

Open-minded
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+5
I’m a warm, down-to-earth therapist who works with adolescents and Latinx young adults in NYC navigating anxiety, depression, and big life transitions—especially when family expectations, cultural values, and personal needs feel hard to balance. Many of the people I work with are used to being the responsible one, the strong one, or the one who’s “doing fine” on the outside, while feeling overwhelmed or stuck on the inside. Sometimes feeling torn between who they are and who they’re expected to be. Therapy can be a space where you don’t have to hold it all together or explain yourself. Its a space where you can slow down, make sense of what you’re experiencing, and start taking care of yourself without guilt. I already understand how much culture and family can shape what you’re carrying. I bring over six years of experience into my work, but what matters most to me is creating a genuine, supportive connection. My approach is collaborative and client-centered, and I move at your pace. Together, we work on understanding your emotions, building healthier coping skills, and helping you feel more confident and grounded in who you are and where you’re going.
VirtualAvailable
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$200/session

Warm

Specialties

Anxiety
Depression
Life Transitions
+6
Gilit Stein, LCSW has experience working with young adults, college students and adults of all ages facing social and relationship issues. I can help you work through symptoms related to stress, anxiety, PTSD, ADHD and depression. I have experience with chronic illness and complex medical conditions as well. Whether you are seeking brief therapeutic support or a longer-term approach, I am trained to assist in alleviating symptoms. Therapy offers a space where you can feel heard, understood, and less alone. It takes courage to pursue a more fulfilling, balanced, and meaningful life—and to take those first steps toward change.
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience supporting children, teens, adults, and families. Throughout my career, I have worked closely with individuals navigating life transitions, relationship challenges, and emotional stressors. I also have experience working with couples and families to strengthen communication, rebuild trust, and foster healthier dynamics. My approach is compassionate, collaborative, and centered on creating a safe space where clients feel heard, supported, and empowered to grow.
VirtualAvailable
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$115/session

Authentic
Warm
Open-minded

Specialties

Coping Skills
Couples Counseling
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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$250/session

Intelligent
Solution oriented
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
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New to Grow

$150/session

Specialties

Coping Skills
Mood Disorders
Self Esteem
I am a Licensed Clinical Social Worker (LCSW) in New York with a Master’s degree in Social Work from New York University (NYU). I provide counseling in both English and Korean, offering a safe, supportive, and non-judgmental space where you can openly talk, reflect on the experiences, and discover the strengths and inner resources that you have already inside you.
VirtualAvailable
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$125/session

Authentic
Empowering
Warm
Solution oriented
Holistic
Humorous
Open-Minded
Solution oriented

Specialties

Anxiety
Couples Counseling
Depression
+11
I believe in a client driven therapy session, meaning I meet you at your need. You dictate how we spend our time though I will help to guide you if you need it. I like to think I'm direct but I will support you in achieving your goals and process whichever situations are concerning you.
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New to Grow

$130/session

Specialties

Addiction
Anxiety
Spirituality
+5
I love working with people who feel drawn to explore their inner world, who sense there’s something meaningful waiting to be discovered but aren’t sure where to start. They long to feel more connected to themselves and others, and are looking for gentle guidance to help them get there. They want to understand the heart of what keeps them stuck in old patterns and finally feel the freedom of being their true selves.
VirtualAvailable
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$150/session

Intelligent
Solution oriented

Specialties

Anxiety
Fertility & Reproduction Issues
Life Transitions
+3
I am a licensed social worker with 20 years of experience supporting individuals through life’s most vulnerable and transformative seasons. I work with clients navigating life transitions, anxiety, fertility challenges, postpartum adjustments, and the emotional complexities that often accompany these experiences. I bring an authentic, compassionate, and grounded presence to my work, creating a space where clients feel genuinely seen and understood. Through a collaborative and practical approach, I help clients build resilience, regain confidence, and move forward with greater clarity and self-trust.
VirtualAvailable
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$160/session

Solution oriented
Empowering
Authentic
Direct
Humorous
Intelligent
Warm

Specialties

ADHD
Anxiety
Depression
+7
Hi there, I'm Jenny, a Licensed Clinical Social Worker and am trained in Dialectical Behavior Therapy and Accelerated Resolution Therapy. I am a passionate personality, trauma informed, and hope to bring warmth and authenticity to our sessions. My goal is to help you build your life-worth-living. I am ready to meet you where you are and work together to cultivate your dreams.
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$110/session

Intelligent
Solution oriented
Warm
Authentic

Specialties

Addiction
ADHD
Trauma and PTSD
+10
I am a licensed psychotherapist with 21 years of post-masters experience. I received my graduate training at the University of Hawai‘i at Mānoa, where I was strongly influenced by a holistic and culturally responsive perspective on healing. My work is grounded in a non–medical-model approach, emphasizing whole-person wellness rather than symptom labels. I integrate mind–body awareness, emotional regulation skills, and meaningful lifestyle practices to support lasting change.
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New to Grow

$130/session

Authentic
Warm

Specialties

ADHD
Anxiety
Depression
+10
Welcome! I am a Haitian American therapist who understands how culture, identity, and lived experience can shape our mental health. I have a number of eight plus years of experience working in preventive services, crisis intervention and providing therapy services. I provide a safe, affirming space where you can show up fully as yourself without judgement. I recognize deeply and respectfully that people hold more than one social, cultural, or personal identity such as race, gender, disability, religion, immigration status, sexuality or professional status, and that those layered experiences cannot be reduced to a single label. I believe healing happens when you feel seen, heard, and respected. Together, we'll explore your strengths, and work through challenges in a safe space. My approach is compassionate, collaborative, and rooted in cultural understanding while supporting you as you work toward balance, clarity, and emotional well-being.
VirtualAvailable
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$150/session

Authentic
Humorous
Solution oriented
Warm

Specialties

Family Conflict
Life Transitions
Self Esteem
+7
Hi, bienvenido- I’m Fanny and I am a bilingual (English/Spanish) Licensed Clinical Social Worker. I love helping others, I work with individuals who are experiencing anxiety, life transitions stress, and self-esteem challenges and of course difficulty navigating relationships (romantic, family and friendships). Coming from a Hispanic household and upbringing I know how challenging some situations have been and how they have shaped us. You dont need fixing- you are no broken, we are looking for a space to feel safe and I will bring that to you in our sessions so that you can feel more confident and emotionally grounded. Many of my clients come to therapy feeling overwhelmed, stuck in negative thinking patterns, or struggling with stress in relationships, work, or major life changes. I help clients understand the connection between their thoughts, emotions, and behaviors so they can develop practical tools to manage stress, build healthier boundaries, and feel more in control of their lives. My approach is trauma-informed, culturally responsive, and focused on creating a safe space where you can feel heard, supported, and empowered.I provide therapy in English and Spanish.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.