Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 591 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 7/29/2026

$250/session

Warm
Authentic
Intelligent

Specialties

ADHD
Family Conflict
Grief
+10
Hello. I am a Licensed Clinical Social Worker (LCSW) based in New York. I received my masters from Silver School of Social Work, NYU. My undergraduate degree in American Ethnic Studies from University of Washington. In my decade long career as a social worker I have worked in foster care, hospice care (adults and pediatrics), homeless drop in centers, HIV clinics/hospitals, and elder community centers and nursing homes. Providing therapy for people of all age groups and all walks of life.
VirtualAvailable
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Often rebooked

$125/session

Empowering
Warm
Authentic

Specialties

Anxiety
Depression
Women's Issues
+6
I’m a licensed clinical social worker who believes therapy should feel grounding, human, and intentional. My work is rooted in the understanding that many people are not broken—they are overwhelmed, overextended, and disconnected from themselves after years of doing what was required to survive. I approach therapy with warmth, curiosity, and respect for each client’s lived experience. I don’t rush the process or impose quick fixes. Instead, I create space for reflection, emotional awareness, and nervous system regulation so clients can better understand themselves and make changes that feel sustainable and aligned. As a therapist, I value honesty, clarity, and compassion. I balance thoughtful insight with practical tools, helping clients not only gain awareness but also apply what they’re learning in real life. I’m especially mindful of how culture, identity, relationships, and systemic stressors shape the way people move through the world. At my core, I believe calm is not something you find—it’s something you practice. My role is to walk alongside you as you reconnect with yourself, strengthen your inner voice, and build a life that feels more grounded, intentional, and authentic.
VirtualAvailable
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New to Grow

$100/session

Authentic
Intelligent

Specialties

Addiction
Anxiety
Depression
+10
Hi, I’m Michelle. I’m passionate about helping people find balance, clarity, and resilience as they navigate life’s challenges. In my practice, I strive to create a safe, supportive space where you feel truly heard and understood. I bring a background in Mental Health Counseling and experience working with individuals facing stress, anxiety, life transitions, and personal growth. I believe that mental well-being is a journey, and I’m here to walk alongside you with compassion, respect, and encouragement every step of the way.
Available
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New to Grow

$130/session

Specialties

Anxiety
Depression
Self Esteem
+10
In therapy, it's important for you to know that I'm here to offer a safe, nonjudgmental space where you can explore your thoughts and feelings freely. My approach is collaborative and compassionate—I’ll work with you to understand your experiences and help you move toward meaningful change. I value honesty, curiosity, and respect, and I’ll always meet you where you are emotionally and mentally. You don’t need to have everything figured out before we begin; we’ll navigate this process together at your pace.
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$175/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
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Often rebooked

$250/session

Open-minded
Humorous
Solution oriented

Specialties

Anxiety
Life Transitions
Obsessive-Compulsive (OCD)
+6
Hi! I’m Stasia Timan, LMHC, and I specialize in working with adolescents and young adults experiencing anxiety and related concerns. I have extensive experience supporting clients navigating generalized anxiety, OCD, social anxiety, life transitions, ADHD, and depression. While my primary focus is working with teens and young adults, my clinical background also includes providing therapy to children across a variety of developmental stages, allowing me to adapt my approach to each client's unique needs. I strive to create a warm, supportive, and collaborative therapeutic environment where clients feel heard, understood, and empowered. I help clients better understand their thoughts and emotions, develop practical coping strategies, reduce avoidance, and build confidence in managing difficult emotions. My goal is to support clients in creating meaningful, lasting change while fostering resilience.
VirtualAvailable
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New to Grow

$225/session

Specialties

Child or Adolescent
Life Transitions
Peer Relationships
+3
I’m Jess, a licensed clinical social worker with nearly two decades of experience supporting adolescents, young adults, and adults through stress, transition, and emotional challenges. My style is curious, authentic, and grounded in meaningful connection, with some humor woven in when it helps. I specialize in trauma, emotion regulation, anxiety, identity development, relationship stress, and co‑occurring mental health and substance use concerns. I help the people I work with make sense of what’s happening beneath the surface and build skills that strengthen how they move through the world. My approach is collaborative and practical, drawing from evidence‑based models like Dialectical Behavior Therapy, Trauma‑Focused CBT, and the Encompass model, adapted to each person’s needs and goals. I work to create a space where you feel seen, understood, and safe enough to explore what’s really going on. I ask thoughtful, direct questions with curiosity and care. Self‑work isn’t about having all the answers — it’s about becoming who you want to be in a way that feels steady, grounded, and true to you.
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$130/session

Empowering
Authentic
Intelligent

Specialties

Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
Available
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New to Grow

$175/session

Specialties

Anxiety
Depression
Military/Veterans
+10
Hello! My name is Eleanor, but I prefer to be called Lana. I am a Navy Veteran and a licensed Mental Health Counselor with a dual Master's in Psychology. I have my Certified Clinical Anxiety Treatment Professional (CCATP) Certification. I have extensive experience providing therapy to individuals, children, adolescents, groups, and occasionally couples in various settings. I have assisted individuals who have experienced abuse, symptoms of depression and anxiety, OCD symptoms, loss/bereavement, addiction, suicidal behaviors, relationship difficulties, low self-esteem, difficulty regulating emotions, and problematic coping skills. It would be an honor to work with you.
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Mood Disorders
Coping Skills
+5
Hi, I’m Sam! I’m a Licensed Mental Health Counselor (LMHC) who believes therapy should feel safe, supportive, and human — not intimidating or overly clinical. I work collaboratively with clients using evidence-based approaches to help navigate anxiety, depression, relationship challenges, and those moments when you just feel stuck or disconnected from yourself. My goal is to create a space where you can show up as you are, feel understood, and start making meaningful, sustainable changes.
VirtualAvailable
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New to Grow

$130/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+6
As a licensed clinician, I typically work with young adults who are looking to overcome past traumas, going through life transitions, or are seeking help in learning to cope with daily stressors. I also thoroughly enjoying helping people find connections between past experiences and current life circumstances to help prevent repeating negative patterns. My work usually involves discussing any history of complex emotional trauma, identifying and challenging negative beliefs, and connecting with different parts of ourselves that play a role in how we think and how we interact with others and the world around us. I'm always open to talk therapy for people who are looking to vent about stressors and discuss ways to move forward.
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New to Grow

$75/session

Specialties

Anxiety
Depression
Life Transitions
I am a therapist who brings a deeply attuned and compassionate presence to the work. I see myself as a professional listener who is committed to understanding the fullness of your story and the many experiences that shape your being. My approach is eclectic and person‑centered, grounded in the belief that healing unfolds when you feel genuinely heard, supported, and honored as a whole person. I draw from my training in Mental Health Counseling and Spiritual Integration to offer a culturally responsive and holistic space where all parts of your lived experience are welcomed.
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$145/session

Specialties

Anxiety
Depression
Life Transitions
+3
I’m a Licensed Mental Health Counselor providing telehealth therapy to adults throughout New York State. I work with anxiety, depression, work stress, burnout, life transitions, and relationship difficulties. Many of my clients are capable, high-functioning people who are used to handling a great deal but feel internally overwhelmed, stuck, or worn down. Some have tried therapy before and found it supportive, but not especially effective. My goal is for therapy to feel clear, practical, and genuinely useful. My style is direct, thoughtful, and collaborative. I use CBT and DBT to help clients understand the patterns contributing to distress and develop concrete tools to manage emotions, reduce stress, and create meaningful change in daily life.
VirtualAvailable
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$140/session

Empowering
Intelligent
Solution oriented

Specialties

Grief
Sex Therapy
Trauma and PTSD
I specialize in trauma and sex therapy, blending somatic and parts-based approaches with certified Ketamine Assisted Therapy. I use movement therapy, narrative therapy and parts work. I often work with clients who have seen a lot of therapists and other providers in the past, and have experienced a long history of body disconnection. Whether you’re navigating a complex trauma history, identity questions, grief, or disconnection from your body, I offer integrative care that meets you where you are. I’m neurodivergent-affirming and we go at your pace.
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$125/session

Warm
Authentic
Direct

Specialties

Anxiety
Depression
Family Conflict
+10
Hi, I’m Lisa, a Licensed Mental Health Counselor and Certified Attachment Coach with over 15 years of clinical experience. I specialize in anxiety, depression, attachment styles, relationship/ dating issues, family conflict, postpartum and grief & loss. My work is rooted in helping people to better understand their patterns of behavior, building emotional security and creating healthier relationships with themselves and others. I offer telehealth appointments for clients ages 18 and older who live in Florida.
Available
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New to Grow

$150/session

Specialties

ADHD
Anxiety
Life Transitions
+3
Maybe you're feeling anxious, overwhelmed, or stuck in patterns you can't quite name. Maybe life has shifted and you're not sure who you are on the other side. I'm Erikka, a Licensed Mental Health Counselor, and I help adults navigate anxiety, depression, ADHD, trauma, and life transitions with warm, trauma-informed care that helps you breathe, heal, and reconnect with yourself.
Available
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$130/session

Authentic
Solution oriented

Specialties

Anxiety
Personality Disorders
Spirituality
+9
I'm Kassandra, founder and owner of Luna Licensed Mental Health Counseling. Our mission is to help clients bridge the gap between understanding themselves and actually feeling different. Like many of my clients, I've navigated anxiety, life transitions, and moments of losing touch with my own confidence, and I'm confident we can help you move toward finally feeling like YOU. Sometimes that means shedding old skin and moving through the growing pains that come with it. Like the moon, every phase is real, active, and necessary. At Luna, we help you learn to integrate them all in a way that promotes real healing.
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New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
+3
My name is Vanessa and I have been working with therapy clients for 12 years. I have immense faith in the tools and skills that are developed in therapy, as well as what is processed in the therapeutic relationship. I believe that people can take their mental health into their own hands and build a life that is rooted in acceptance, regulation, stability, balance, and self-love. My clients would likely say that: I listen well, provide plenty of psychoeducation, help them increase insight, offer relevant feedback and have a strong faith in their ability to create positive and lasting changes, that improve their quality of life. I have often been told that I create a calming environment, which can be helpful for clients navigating difficult challenges. My style can at times include lighthearted humor when appropriate, which also serves to strengthen the therapeutic alliance. Furthermore, I can challenge my clients in a way that doesn't dismiss their feelings but helps them identify unhelpful patterns.
Available
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Often rebooked

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
Hi! I'm an NYU graduate and mental health therapist based in New York City. I have gained significant experience working in a community mental health clinic. I have an easy going and laid back approach. I pride myself creating a down to earth and nonjudgmental environment. My main area of focus is working with people struggling with anxiety, stress, heartbreak, relationship conflicts, and depression. Feeling overwhelmed can be tough but you don't have to navigate this alone. Imagine feeling lighter and approaching challenges with more confidence. Ready to take the first step? I'm here to support you on your journey.
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$200/session

Authentic
Intelligent
Open-minded

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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$145/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Peer Relationships
+10
I’m a Licensed Mental Health Counselor in New York with seven years of experience, and I truly believe that vulnerability is a strength. In our work together, you’re not just a client—you’re an active partner in your growth. My goal is to create a safe, supportive space where we can explore what’s holding you back and help you move forward with confidence and purpose.
VirtualAvailable
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New to Grow

$100/session

Authentic
Open-minded

Specialties

Anxiety
Coping Skills
Self Esteem
+4
Hi, I’m Dominique Steiner, a therapist passionate about helping individuals create meaningful change in their lives. I specialize in working with anxiety, depression, trauma, grief, and relationship challenges, and I strive to create a safe, compassionate environment where clients feel heard, supported, and empowered. Together, we focus on building insight, developing coping skills, and working toward the life you want to create.
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$80/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Life Transitions
+10
I am a bilingual Licensed Clinical Social Worker from the Bronx, NY. I have dedicated my career to reducing the stigma related to mental health and emotional wellness, particularly within communities of color, by offering support, coping techniques, and safe talk spaces for clients. I am extremely passionate about the progression of generations, self-care, family relationships, communication styles and strong self-efficacy.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+1
I'm a Licensed Clinical Social Worker who helps adults navigate anxiety, stress, trauma and complex family or relationship dynamics. My approach is warm, collaborative and grounded in evidence-based practices. I support clients in understanding their patterns, building healthier coping skills and developing a stronger sense of self. I strive to create a safe, non judgemental space where you feel heard, supported and empowered to make meaningful lasting change.
VirtualAvailable
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$120/session

Authentic
Open-minded

Specialties

Career Counseling
Coping Skills
Life Transitions
+3
I’m a Licensed Mental Health Counselor with over 10 years of experience supporting adults through stress, life transitions, and relationship challenges. I’ve also served in a supervisory role, which allows me to help clients navigate workplace stress, leadership demands, and career goals. My approach is practical, collaborative, and focused on creating sustainable change. I also bring a background in fitness coaching to support both mental and physical consistency as part of overall well-being.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.