Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 620 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 6/28/2026

$200/session

Warm
Authentic
Challenging

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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New to Grow

$100/session

Specialties

ADHD
Child or Adolescent
Depression
+10
Hello, my name is Dr. Ryan Peterson, and I am a New York State licensed psychologist. I am passionate about helping people understand themselves more deeply, navigate life's challenges, and build meaningful, lasting change. My approach is grounded in evidence-based practice, empathy, and client-centered care. I am dedicated to creating a supportive environment where those I work with feel safe, respected, and empowered throughout the therapeutic process. Taking the time to build trusting relationships is important to me, as is treating all with respect, compassion, and dignity regardless of their background, life circumstances, or choices they have made. My goal is to help those I work with feel supported, empowered, and heard. Whether improving access to care, increasing independence, reducing stress, or enhancing well-being, I strive to make a positive difference and help each person overcome the trials and tribulations of life.
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$150/session

Open-minded
Warm

Specialties

Autism
Family Therapy
Trauma and PTSD
+6
Makenzi earned her master’s and doctorate degree in Marriage and Family Therapy from Touro University. With a background in theatre, she brings a unique ability to create a safe and supportive environment grounded in authenticity, storytelling, and empathy. Makenzi specializes in working with adolescents, families, and couples on issues that may include trauma, abuse, infidelity, and developmental disabilities. Makenzi is highly trained in The Gottman Method, Emotionally Focused Therapy, Sand Tray Therapy, and Yoga Therapy, offering a versatile and compassionate approach to healing and growth.
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$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+9
Are you feeling lost, stuck, or weighed down by past trauma? Or are you and your partner caught in repetitive cycles, struggling to truly connect? I specialize in helping individuals and couples move from feeling disconnected to living with deep purpose, clarity, and security. For young adults and individuals feeling lost in life, I utilize Acceptance and Commitment Therapy (ACT) combined with existential and somatic-cognitive tools. Together, we will help you rediscover who you are, clarify your core values, and define exactly what you want your life to look like. We will process past pain, release physical trauma, and foster genuine post-traumatic growth so you can build a meaningful future. For couples, I combine the Gottman Method and the Psychobiological Approach to Couple Therapy (PACT). We will work in real-time to understand your nervous system responses, break negative communication loops, and build a secure, deeply connected partnership. Whether you are navigating individual healing, identity exploration, or relationship growth, I provide a safe, actionable space to help you thrive.
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$250/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
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$125/session

Open-minded
Warm
Authentic

Specialties

Anger Management
Anxiety
Depression
+10
If you're feeling overwhelmed by life’s transitions or struggling to find your footing, I want you to know you don’t have to navigate it alone. I’m Brandi McDonald, a Licensed Clinical Social Worker (LCSW) dedicated to helping children, teens, and adults build the resilience they need for lasting change. In our sessions, I combine evidence-based methods with a warm, flexible approach tailored to your unique story. Whether you are managing anxiety, navigating school stressors, or working through relationship challenges, we will create a respectful space where you feel truly seen and heard. Together, we’ll turn insight into action—building your confidence and clarity one step at a time.
VirtualAvailable
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
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$140/session

Empowering
Intelligent
Solution oriented

Specialties

Grief
Sex Therapy
Trauma and PTSD
I specialize in trauma and sex therapy, blending somatic and parts-based approaches with certified Ketamine Assisted Therapy. I use movement therapy, narrative therapy and parts work. I often work with clients who have seen a lot of therapists and other providers in the past, and have experienced a long history of body disconnection. Whether you’re navigating a complex trauma history, identity questions, grief, or disconnection from your body, I offer integrative care that meets you where you are. I’m neurodivergent-affirming and we go at your pace.
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
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$175/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Life Transitions
Women's Issues
+4
I am a Licensed Clinical Social Worker who works primarily with women navigating anxiety, emotional overwhelm, relationship stress, and life transitions. Many of my clients are thoughtful, capable, and high-functioning, yet feel stretched thin, emotionally reactive, or stuck in patterns of overthinking and self-doubt. Therapy offers a space to slow down, understand what’s happening beneath the surface, and begin responding in ways that feel steadier and more aligned. My style is warm, collaborative, and supportive. I integrate attachment-informed and cognitive-behavioral approaches to help clients strengthen emotional regulation, build self-trust, and feel more grounded and confident in their relationships and daily lives. I provide telehealth therapy throughout New York and work with adults seeking meaningful, lasting change.
VirtualAvailable
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$130/session

Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hola, Welcome! My name is Monique and I’m a bilingual mental health counselor with over seven years of experience supporting individuals as they navigate life’s challenges and emotions. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. Many of my clients come to therapy feeling overwhelmed, stuck in negative thinking patterns, or struggling with stress in relationships, work, or major life changes. I help clients understand the connection between their thoughts, emotions, and behaviors so they can develop practical tools to manage stress, build healthier boundaries, and feel more in control of their lives. I believe one of the bravest things you can do is begin to understand your own story. I provide a warm, collaborative space where clients can explore stress, transitions, relationships, and personal growth in a way that feels both practical and empowering. My goal is to help you build clarity, resilience, and confidence as you create a life that feels balanced and aligned with who you are.
VirtualAvailable
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New to Grow

$100/session

Specialties

Family Conflict
Life Transitions
Mood Disorders
+4
Hello, I am a Licensed Clinical Social Worker (LCSW) with over 10 years of clinical experience helping individuals navigate a wide range of mental health concerns. I have worked with people from diverse backgrounds and life experiences and strive to provide care that is inclusive, culturally responsive, and respectful of each person's unique identity, values, and perspective. I am committed to creating a supportive environment where you will feel heard, understood, and empowered to make meaningful change.
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New to Grow

$150/session

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a bilingual Spanish- and English-speaking therapist licensed to provide services to clients located in New York, New Jersey, and Florida. I am certified as an ADHD Specialist and integrate person-centered and culturally sensitive approaches in my work. With over five years of experience, I have supported clients facing a variety of emotional and life challenges. I strive to create a supportive, collaborative space where clients feel understood and empowered to build insight, develop effective coping strategies, and make meaningful, lasting changes in their lives.
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$154/session

Open-minded
Authentic
Intelligent

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable
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$135/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Parenting
+3
Hello!!! I'm a Christian Psychotherapist, a Licensed Clinical Social Worker (LCSW) based in Miami, Florida. I received my Masters from the Florida International University in 2002 and have been practicing for 6 years. I assist young adults struggling with life choices, couples with relationship issues, family unit to function correctly, single parent with parenting skills all with biblically values. Individuals that suffer from anxiety, depression, or low motivation for the things that create a rich and meaningful life.
VirtualAvailable
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New to Grow

$150/session

Authentic
Solution oriented
Warm

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
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$225/session

Authentic
Open-minded
Empowering

Specialties

ADHD
Anxiety
Mood Disorders
+10
Hello, I am a License Mental Health Counselor (LMHC, NCC), based in New York. I earned my Masters degree at CUNY Queens College. I have been practicing for 6 years assisting children, teens and adult navigating daily life stressors for a more functional day. I am authentic, with a genuine approach in building a therapeutic relationship with clients for a successful and positive therapeutic experience.
VirtualAvailable
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New to Grow

$150/session

Specialties

ADHD
Chronic Illness
LGBTQ
+10
I’m a clinical social worker with eight years of experience supporting queer communities, college students, neurodiverse individuals, and people living with chronic mental health and medical conditions. I’ve worked with clients navigating OCD, anxiety, LGBTQ+ identity, and complex family or relationship dynamics. Therapy with me is insight-oriented and relational, with a focus on understanding how past experiences continue to shape current patterns, emotions, and relationships.
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New to Grow

$100/session

Specialties

Self Esteem
Spirituality
Women's Issues
I am a female therapist with 10+years experience providing therapy to people of all ages. I have experience working with a wide variety of issues and pride myself on my flexibility and curiosity in the use of many different evidence-based practices. I use a lot of CBT and DBT techniques and strongly believe in the utility of doing homework assignments between sessions.
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$125/session

Specialties

Anxiety
Life Transitions
Parenting
I am a Licensed Mental Health Clinician in New York State with two decades of experience in behavioral health. My work has taught me that anxiety and life stress can interfere with many aspects of our lives, and these experiences are unique to everyone. I am also a Certified Narcissistic Abuse Clinician, trained in working with those who have experienced emotional, psychological, and physical abuse by narcissistic and antagonistic individuals.
VirtualAvailable
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$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Coping Skills
Depression
+6
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Couples Counseling
Depression
LGBTQ
+10
You may be holding it together on the outside while feeling exhausted, disconnected, or stuck. Life's responsibilities, grief, and relational strain can weigh heavily, and you don't have to navigate that alone. I work with adults, couples, and families with a focus on people of color and LGBTQ+ clients, offering a warm, grounded, and human approach. We move at your pace and focus on what matters most to you. If you're ready to make sense of your feelings, strengthen your relationships, or simply have a safe space to process, I would be honored to walk alongside you. Taking the first step can change your life!
VirtualAvailable
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New to Grow

$200/session

Specialties

Anxiety
Depression
Life Transitions
+10
Welcome. I’m glad you’re here. I work with adults and couples who may feel disconnected from themselves, their relationships, or the life they imagined for themselves. Many of my clients come to therapy feeling anxious, overwhelmed, lonely, or stuck in recurring patterns they can’t quite make sense of. Others are navigating life transitions, relationship challenges, questions about identity, or the emotional impact of past experiences. My approach is warm, collaborative, and grounded in the belief that meaningful change happens through understanding rather than judgment. I primarily work from a relational and psychodynamic perspective, exploring how past experiences, attachment relationships, and emotional patterns continue to shape the present. I also integrate Emotionally Focused Therapy (EFT), attachment-based work, CBT, and trauma-informed care, helping clients not only gain insight but also develop practical ways of responding to life’s challenges. I believe therapy is about more than reducing symptoms. It’s an opportunity to better understand yourself, make sense of your emotional world, and build deeper, more fulfilling relationships with others. Together, we’ll create a space where you can slow down, explore your experiences with curiosity, and work through life’s complexities without feeling rushed toward simple answers. Whether you’re seeking support as an individual or as part of a couple, my goal is to walk alongside you with empathy, honesty, and respect. Therapy doesn’t require you to have everything figured out before you begin. Sometimes the hardest part is simply reaching out, and from there, we can begin making sense of what feels difficult and move toward a life that feels more connected, authentic, and meaningful.
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$170/session

Direct
Empowering
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome—I'm glad you're here. I’m a licensed therapist dedicated to helping individuals and couples navigate life’s challenges with greater clarity, balance, and confidence. My approach is warm, collaborative, and tailored to your unique needs. Whether you're dealing with anxiety, relationship concerns, or major life transitions, I strive to create a safe, supportive space where you feel heard, understood, and empowered to grow.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.