Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 548 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New YorkRochesterAlbany

Availability updated: 10/31/2026

$100/session

Solution oriented
Warm
Authentic
Specialties
Addiction
Anxiety
Couples Counseling
+10
Hello there! I am a licensed Clinical Social Worker (LCSW) with thirteen years of experience. I completed my Master's degree at Stony Brook University on Long Island, New York. Recently, I relocated to North Carolina, and I am honored to help adults of all ages who are facing various challenges with anxiety, depression, addiction, and individuals and couples who are struggling in their relationships.
VirtualAvailable
View profile
Book session

$100/session

Empowering
Authentic
Direct
Specialties
Anxiety
Eating Disorders
Family Conflict
+9
Hi, I’m Marissa Andris (Davitt), LMHC — a therapist and coach who helps women move from overwhelm and self-doubt into clarity, steadiness, and meaningful change. I support clients who feel stretched thin, stuck in old patterns, or disconnected from the version of themselves they want to be. Many of the women I work with are managing anxiety, perfectionism, emotional eating, or burnout, and are craving a calmer, more grounded way of living. They’re often high-functioning on the outside but wrestling with exhaustion, shame, or feeling “not enough” on the inside. My approach blends evidence-based therapy with action-oriented coaching, mindfulness, and a mind-body lens. You’ll find that our work is compassionate and grounding, but also focused on change, movement and building habits that support your emotional and physical wellbeing. I use CBT, ACT, and solution-focused tools alongside a person-centered relationship—so you feel both supported and encouraged to take meaningful steps forward. Clients describe me as warm, direct, and deeply invested in their growth. Together, we create a space where you can slow down, understand what’s getting in the way, and begin making choices aligned with who you want to be. If you’re ready for a clear path, steady support, and an approach that honors both your humanity and your goals, I’d be honored to work with you.
VirtualAvailable
View profile
Book session

$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+2
Hi, I’m Jennifer, a Licensed Clinical Social Worker and Certified Grief Educator. I work primarily with women and mothers who have spent much of their lives being strong for everyone else while carrying trauma, grief, family conflict, or painful relationship experiences. I support clients who may appear to be functioning well on the outside but privately struggle with anxiety, guilt, self-doubt, overthinking, difficulty setting boundaries, or feeling disconnected from themselves. I provide virtual therapy to clients throughout New York.
Available
View profile
Book session

New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
Available
View profile
Book session

Often rebooked

$175/session

Solution oriented
Empowering
Open-minded
Specialties
ADHD
Anxiety
Trauma and PTSD
+1
I believe meaningful healing begins when you feel genuinely seen, heard, and understood—without judgment or pressure to be anyone other than yourself. I work with individuals who may feel overwhelmed, misunderstood, stuck in familiar patterns, or as though they are constantly trying to navigate a world that was not designed with their needs in mind. This may include living with the effects of trauma, the daily “static” of ADHD, persistent anxiety, depression, relationship difficulties, or emotional exhaustion. I am a Certified Clinical Trauma Professional (CCTP), Certified Clinical Anxiety Treatment Professional (CCATP), and ADHD-Certified Clinical Services Provider (ADHD-CCSP). I also hold diagnostic privilege and have experience providing clinical supervision to Limited Permit clinicians working toward completion of their required hours. My approach is compassionate, collaborative, and individualized. I believe in meeting you where you are while also helping you move toward where you would like to be. Together, we may focus on developing practical coping tools, understanding emotional and behavioral patterns, strengthening relationships, processing difficult experiences, and creating changes that feel realistic and meaningful for your life.
Available
View profile
Book session

$120/session

Authentic
Intelligent
Specialties
Anxiety
Depression
Emotional Regulation
+5
Reaching out takes courage, and you’ve already taken the first step. You may be carrying anxiety, stress, or a sense that life isn’t quite where you want it to be. You may be standing at a crossroads and unsure which way to turn. In our work together, you’ll find a calm, supportive space rooted in compassionate awareness, where you can slow down, understand yourself more deeply, and move forward with clarity and confidence.
Available
View profile
Book session

$120/session

Intelligent
Direct
Warm
Specialties
Attachment Issues
Self Esteem
Spirituality
+8
I’m a Licensed Marriage and Family Therapist, an artist, and the Clinical and Creative Director of Healing Minds and Hearts. I create thoughtful, collaborative spaces where people can be their whole selves, tell the truth about what they are carrying, and reconnect with themselves and others. I support individuals, couples, families, and communities navigating identity, relationships, faith, life transitions, trauma, and the impact of past experiences and systems. Together, we explore who you are, what you need, and how you want to grow. Healing Minds and Hearts supports emotional, relational, spiritual, and creative healing. My hope is to create a space where you feel seen, respected, empowered, and supported.
Available
View profile
Book session

$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable
View profile
Book session

$120/session

Intelligent
Authentic
Direct
Specialties
Addiction / Substance Use
Serious Mental Illness / Crisis
Trauma and PTSD
+10
I’m a licensed clinical social worker and addiction specialist with approximately eleven years of experience working in both acute and community-based settings. I work from an integrative, psychodynamic, and trauma-informed orientation with individuals navigating anxiety, depression, trauma, substance use, and major life transitions. My practice is grounded in respect for autonomy and self-determination, with a foundation of unconditional positive regard and a nonjudgmental approach. I strive to create a therapeutic space that feels collaborative, safe, and attuned—particularly for those who may feel overwhelmed or underserved by traditional systems of care. I believe therapy can be both stabilizing and transformative: a place to develop and strengthen coping strategies while also exploring the deeper patterns, experiences, and relationships that shape our lives. My goal is to support each person in moving toward greater clarity, agency, and meaningful change, at a pace that feels right for them.
Available
View profile
Book session

New to Grow

$100/session

Specialties
Anxiety
Depression
Phobias
+10
As a dedicated and compassionate mental health clinician I work towards creating a safe and supportive space to explore challenges and build a path toward lasting well-being. My specialization includes helping individuals navigate and overcome concerns such as anxiety, anger management issues, depression and stress, low self-esteem and building confidence, grief and loss, relationship issues and sexual addiction. I am committed to building a strong client-therapist relationship where clients feel comfortable sharing personal information, free from judgment. If you're ready to take the next step toward a more fulfilling life, you're invited to reach out and schedule a consultation.
Available
View profile
Book session

New to Grow

$100/session

Specialties
ADHD
Anxiety
Childhood / Intergenerational Trauma
+9
I provide a comfortable, non-judgmental, and multicultural lens to tackle each issue in a safe and healthy way. I operate from a Person-Centered Lens, which means the client is the expert in their own life; therefore, I collaborate with you to find the best possible approach. I specialize in working with teenagers, college students, and the LGBT Community. I also focus on treating ADHD, Anxiety, BPD, Trauma, and General Life Stressors.
Available
View profile
Book session

$125/session

Authentic
Warm
Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
Available
View profile
Book session

New to Grow

$200/session

Specialties
Anxiety
Attachment Issues
Codependency
+3
I'm a licensed clinical social worker who helps women navigate relationships, life transitions, and the messy process of figuring themselves out. I believe therapy should be a space where you can show up as you are, speak freely, explore what feels stuck, and work toward a life that feels authentically yours.
Available
View profile
Book session

$150/session

Authentic
Warm
Open-minded
Specialties
Addiction
LGBTQ
ADHD
+8
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable
View profile
Book session

$125/session

Authentic
Empowering
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
Available
View profile
Book session

$85/session

Empowering
Authentic
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
Available
View profile
Book session

$150/session

Authentic
Warm
Specialties
Anxiety
Career Counseling
Depression
+3
A compassionate counselor focusing on self understanding and self love. I would like to meet clients where they are right now, and find a way to move forward. Also focus on progress, and be flexible in adjusting the course of action so that I can build the treatment journey with clients. Help clients to take back the control of their lives.
VirtualAvailable
View profile
Book session

New to Grow

$150/session

Specialties
Couples Counseling
Family Conflict
Career Counseling
+1
I am a caring, empathetic and attentive therapist who values creating a safe place and supportive environment where individuals feel heard, understood and respected. I am a great listener and problem solver with a Family Systems, EFT, and Solution Focused approach. I support clients in navigating challenges to work toward meaningful change. I have a strong ability to recognize patterns, identify underlying causes contributing to presenting concerns and help clients develop practical strategies for moving forward, I am compassionate and committed to each individual's growth and remain focused on supporting clients in building the insight and confidence and skills needed to create lasting change.
Available
View profile
Book session

New to Grow

$100/session

Specialties
Childhood / Intergenerational Trauma
Serious Mental Illness / Crisis
Trauma and PTSD
+4
I am a therapist dedicated to providing trauma-informed, culturally responsive, and holistic mental health care. My practice is rooted in deep human connection and meeting you where you are, honoring all aspects of your identity, environment, and lived experience. I aim to create a warm, non-judgmental space where you can process life’s challenges, build emotional resilience, and restore meaningful connection to yourself and your community.
Available
View profile
Book session

$185/session

Empowering
Warm
Authentic
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
Available
View profile
Book session

$150/session

Solution oriented
Authentic
Warm
Specialties
Anxiety
Depression
Obsessive-Compulsive (OCD)
+9
Hello. I’m a Licensed Mental Health Counselor (LMHC), anxiety specialist, and author of several illustrated mental health guides focused on anxiety disorders such as generalized anxiety, panic disorder, agoraphobia, burnout , and OCD. I specialize in helping people with anxiety disorders, including OCD, panic disorder, agoraphobia, social anxiety, generalized anxiety, and phobias as well as the depression that often accompanies these conditions when left untreated. I also work with individuals struggling with insomnia, depression, perfectionism, burnout, and ADHD. My passion helping you make a difference in your life by is walking beside you with empathy, curiosity, and collaboration so you feel seen, heard, and supported. My approach is structured but compassionate, drawing on CBT, ERP, ACT, and trauma-informed care to help you reduce anxiety, overcome avoidance, and move toward growth and healing. I’m the author of Yesterday It Rained: An Illustrated Guide to Living with Anxiety, Quieting the Noise: A Visual Guide to Living with OCD, and When OCD Attacks Love: A Visual Guide to Understanding and Managing Relationship OCD. My insights have been featured in outlets such as Forbes, Healthline, and Newsweek
VirtualAvailable
View profile
Book session

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+9
I have 22 years of experience as a therapist and social worker. I use a strengths-based, client-centered approach and I believe psychotherapy is an effective tool in helping people overcome fears, anxiety, depression, and maladaptive patterns and behaviors. I strive to help clients tap into strengths they didn't know they had, form more positive relationships, and heal old emotional wounds.
VirtualAvailable
View profile
Book session

New to Grow

$100/session

Specialties
Anxiety
Depression
First Responders/Healthcare Workers
I'm a Licensed Clinical Social Worker who believes that everybody deserves a safe, and supportive space where they can feel that they are heard and understood. My focus is on helping adults with depression, anxiety, stress management, life transitions and self-esteem. My approach is goal oriented and helping to work through life's challenges, develop greater insight and make meaningful changes that improve their overall well-being.
Available
View profile
Book session

New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+5
Hi, I’m Kayla Cunningham! I’m a Licensed Mental Health Counselor with 11 years of experience supporting teens and college students. I know school, friendships, family, and big life changes can get overwhelming. My style is laid-back, supportive, and judgment-free—a space to slow down, be honest, and sort through what you’re feeling. Whether you’re stressed, anxious, in transition, or just trying to take better care of yourself, I’m here to meet you where you are.
Available
View profile
Book session

New to Grow

$150/session

Specialties
ADHD
Anxiety
Depression
+5
Whether you’re managing ADHD, anxiety, depression, navigating life transitions, or working on relationships and personal growth, therapy can be a place to feel supported, understood, and gently challenged to make meaningful changes. My goal is to make this process as easy and approachable as possible, so you can take each step at your own pace while moving toward the life you want.As a CBT therapist, I help you make sense of patterns in your thoughts, feelings, and behaviors. I work with you to shift what’s not helping, find practical tools, and provide a space where you can be understood without judgment. Therapy doesn’t have to feel intimidating. I want to provide a space for relief, growth, and change. If you’re ready to take the first step, I’d be honored to walk with you. There’s no perfect time to start, just the right time for you. Let’s explore what’s possible, together!
Available
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.