Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 575 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/10/2026

New to Grow

$175/session

Specialties
Anxiety
Depression
Family Conflict
+7
Hi, I’m Jada, a New York-based Licensed Mental Health Counselor providing virtual therapy to children, adults, and families. Born and raised on Long Island, I earned my Bachelor’s degree from Drexel University and my Master of Science in Clinical Mental Health Counseling from Long Island University–Post. I have experience working with clients in a variety of settings, which has allowed me to develop a flexible and individualized approach to therapy. I would describe myself as warm, empathetic, patient, approachable, and nonjudgmental. I strive to create a safe and supportive environment where clients feel comfortable being themselves, exploring their experiences, and working toward meaningful growth and improved well-being.
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New to Grow

$120/session

Specialties
Childhood / Intergenerational Trauma
Loneliness / Isolation
Obsessive-Compulsive (OCD)
+3
You are brave! My name is Amber, and it would be an honor to walk with you on your healing journey. Healing is messy and being real and open is key to truly healing. I have worked with children, teens, adults and families for over 20 years. I have a warm, relaxed approach, focusing on the importance of you feeling like you can share whatever is on your heart during our time. I specialize in working with children, teens, adults and families dealing with all aspects of trauma, and also those impacted by adoption and/or foster care. It is most important to me that you feel safe, validated and empowered to feel, and process in order to heal!
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New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
My approach to therapy is person-centered and strengths-based, which means I strive to meet you where you are and tailor treatment to your individual needs and goals. I often incorporate Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) techniques to help clients develop practical coping skills, improve emotional well-being, and navigate life's challenges more effectively. Whether you're dealing with anxiety, depression, stress, relationship difficulties, life transitions, or simply feeling stuck, I aim to provide a safe and supportive space where you can feel heard and understood. Together, we can explore what's getting in the way, build healthy coping strategies, and work toward the changes that are important to you.I am committed to providing culturally responsive and inclusive care and welcome individuals from all backgrounds, identities, and life experiences. I enjoy working with people across the lifespan and am open to supporting diverse populations. I value creating a therapeutic space where clients feel respected, accepted, and understood, and I recognize the importance of considering cultural, social, and personal factors that shape each individual's experience. 
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New to Grow

$150/session

Specialties
Anxiety
Attachment Issues
Depression
+7
I’m a down-to-earth therapist who believes therapy should feel human, not clinical or intimidating. I believe in bringing honesty and compassion into the room while creating a judgment-free space where you can show up exactly as you are and work toward meaningful change. Life can be difficult, let’s explore ways to ease it for you.
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$100/session

Authentic
Intelligent
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+4
Hi, I have been in Private Practice for 25 years seeing Individual clients, and couples ( Gay, Lesbian, and straight). After completing my interships and passing the Board Exams, I began studing with individual psychotherapists and psychologists who's work interested me. That's how I choose my specializations. In my experience its the deeper work that creates lasting change. And courage! Courage to be vulnerable, to trust again, and to give yourself time. Understanding trauma and being proficient in EMDR attachment based Therapy, I help you rewrite your narrative. Applying Emotionally Focused Couples (EFT) and Individual work, I help individuals and couples get unstuck.
VirtualAvailable
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New to Grow

$120/session

Specialties
Anger Management
“MAC” is A licensed clinical social worker and military veteran, who has dedicated her career to helping others navigate life's most difficult challenges since the 90’s. Her journey in the field has been shaped by both invaluable professional experience and a deep personal understanding of the importance of therapy and support. Specializing in anger management, she also possess a mastery of a niche in working with forensic clients. Her diverse professional background includes independent work as an EAP provider with several Fortune 500 companies, consulting and being employed with both public and private law enforcement and social service agencies in New York City. After returning from an extended sabbatical, a period she credit with benefiting both her self and the clients through focused reflection on personal development and professional growth. She have renewed her mission: to serve and align with their clients' needs through counseling, advocacy, and connecting people to viable opportunities. She is a vocal advocate for engaging in uncomfortable but necessary conversations about self, systems, economics, inequality, race-related stress, and trauma. She believe that while it may be unpopular to be brave, and unacceptable to create spaces for chaos and fabricated narratives, silence is no longer an option. Guided by the words of James Baldwin—"Not everything that is faced can be changed, but nothing can be changed until it is faced, “ she continue the work to improve clients' well-being and help them thrive.
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New to Grow

$200/session

Specialties
Eating Disorders
LGBTQ
Obsessive-Compulsive (OCD)
+7
My name is Ricardo and I am a Licensed Mental Health Counselor. My work focuses on supporting people navigating eating disorders (Including ARFID), Body Dysmorphia, binging, fear of food, OCD, Tics/Tourette's and the unique experiences of LGBTQIA+ individuals. These struggles can feel isolating, but they don’t have to be. I offer a warm, affirming space where you don’t have to explain or justify who you are or what you’re going through.
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$195/session

Warm
Authentic
Empowering
Specialties
Anxiety
Trauma and PTSD
Coping Skills
+4
I’m a licensed psychotherapist with over 15 years of experience supporting adults and adolescents navigating anxiety, life transitions, relationship concerns, and emotional overwhelm. My approach is collaborative, practical, and grounded in helping you better understand yourself while building tools you can actually use in daily life. I work best with clients who are motivated for growth, value honest conversation, and want therapy to feel supportive, respectful, and effective—not rigid or overwhelming. I strive to create a space where you can show up as you are and move toward meaningful, sustainable change.
VirtualAvailable
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New to Grow

$120/session

Specialties
Anxiety
Depression
Emotional Regulation
+5
Reaching out takes courage, and you’ve already taken the first step. You may be carrying anxiety, stress, or a sense that life isn’t quite where you want it to be. You may be standing at a crossroads and unsure which way to turn. In our work together, you’ll find a calm, supportive space rooted in compassionate awareness, where you can slow down, understand yourself more deeply, and move forward with clarity and confidence.
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New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
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$250/session

Warm
Solution oriented
Authentic
Specialties
Grief
Mood Disorders
Women's Issues
+10
Starting therapy is a powerful and courageous step toward change, and I’m honored to walk alongside you on this journey. My approach to therapy is rooted in the belief that every person holds the capacity for deep transformation. Whether you’re facing specific challenges or navigating the complexities of your identity, relationships, or past experiences, therapy can be a space of discovery, healing, and growth. I offer an empowering and collaborative therapeutic relationship where your voice, values, and lived experiences are honored. In our work together, you are not seen as a problem to be fixed, but as a whole and capable person—deserving of care, clarity, and connection. My practice is affirming of all identities, and I am committed to providing a liberating space where you can explore who you are without judgment. I have over 20 years of clinical experience and training working with individuals from diverse backgrounds struggling with identity development, relational problems, trauma, family of origin issues, racial trauma, bereavement issues, self-esteem, depression, anxiety and stress management.
VirtualAvailable
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$150/session

Authentic
Challenging
Solution oriented
Specialties
Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable
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New to Grow

$150/session

Specialties
Couples Counseling
Family Conflict
Career Counseling
+1
I am a caring, empathetic and attentive therapist who values creating a safe place and supportive environment where individuals feel heard, understood and respected. I am a great listener and problem solver with a Family Systems, EFT, and Solution Focused approach. I support clients in navigating challenges to work toward meaningful change. I have a strong ability to recognize patterns, identify underlying causes contributing to presenting concerns and help clients develop practical strategies for moving forward, I am compassionate and committed to each individual's growth and remain focused on supporting clients in building the insight and confidence and skills needed to create lasting change.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
My name is Phyllis Williams. I am an Associate Professional Counselor licensed in the state of Georgia and New York. I am also the proud owner of Tuyee Holistic Services LLC. A little bit on my educational background. I obtained my Masters in Science degree from CUNY-Hunter College School of Education with a concentration in Mental Health Counseling, in addition to my Bachelor’s of Arts in Psychology. A little bit on my theoretical approach. I utilize an integrative approach to therapy by applying a combination of therapeutic strategies to fit the individualized needs of my clients. I specialize in the use of, but not limited to Cognitive Behavioral Therapy (CBT), Dialectic Behavioral Therapy (DBT) and Psychodynamic Theory with a Solution Focused & Person-Centered Approach.
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New to Grow

$120/session

Specialties
Anxiety
Depression
Domestic Violence
+9
With over 13 years of experience in counseling and clinical care management, I have developed a thriving practice providing care for clients across different cultures and states (NY, NJ, FL and CA). I am a former supervisor of clinical services at a large managed care company, former Behavior Intervention Specialist, clinical trainer, independent consultant, group facilitator and Associate Professor of Psychology and Forensic Psychology.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Direct
Humorous
Specialties
Addiction
Anxiety
Men's Issues
+10
Hello, my name is Doug. I have been a mental health professional for 15 years and have worked in many different venues with many different populations. The central theme of my work has always been helping people get to where they want to go. In sessions- you and I will ally to identify and then work towards any goals you have while I serve as a supportive resource who will aim to be useful in helping you notice patterns and build skills. Mental health is health and as humans we all need support enriching our health. My goal will always be to support you.
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable
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New to Grow

$150/session

Specialties
Anxiety
Depression
Life Transitions
Hi, I’m Brittney, a Licensed Clinical Social Worker who believes therapy should feel like a safe space where you can be honest, understood, and truly yourself. I work with adults who may be feeling overwhelmed, anxious, stuck, emotionally drained, or simply ready for something to change. My approach is warm, compassionate, and collaborative. I don’t believe in a one-size-fits-all approach to therapy, so I take the time to understand your experiences, strengths, challenges, and goals. Together, we can explore what may be getting in the way and develop practical tools to help you navigate life with greater confidence and self-awareness. Whether you’re working through anxiety, depression, relationship or family challenges, major life transitions, stress, or simply trying to better understand yourself, you don’t have to figure it all out alone. My goal is to create a space where you feel supported without judgment and empowered to make meaningful changes at your own pace. Starting therapy can feel like a big step, and you’ve already taken one by being here. I’d be honored to support you along the way.
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$190/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
Depression
Women's Issues
+10
Welcome, I'm Valerie! I earned my Master’s in Social Work from Columbia University in 2014 and have spent over a decade working across NYC supporting individuals through life’s toughest moments—from managing anxiety and trauma to navigating chronic illness, grief, and family dynamics. As a biracial woman of Southeast Asian heritage, I am deeply passionate about cultural humility, social justice, and inclusive care. I honor the rich, complex backgrounds that make you who you are, and I craft care that reflects your unique identity and values
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$175/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
LGBTQ
+10
Hey there! If your negative thought loops or emotions have impacted your life in some way, I'm here to remind you that you're certainly not alone - you're human. I view therapy as a chance to improve the thinking patterns that cause you to feel anxious or depressed, and keep you down for longer than feels healthy. My aim is to help confront these problem areas and then construct goals that ultimately bring about healthy change!
VirtualAvailable
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$75/session

Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
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$85/session

Empowering
Authentic
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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$140/session

Authentic
Intelligent
Solution oriented
Specialties
Anxiety
ADHD
Bipolar Disorder
+7
I use a warm, collaborative, and client-centered approach that draws from CBT, DBT, EMDR, mindfulness, and other evidence-based techniques. Together, we’ll explore patterns that may be keeping you stuck, develop practical tools to manage stress and emotions, and work through difficult or traumatic experiences when appropriate. I’ll meet you where you are and work at your pace, with the goal of helping you feel more grounded, empowered, and confident as you move toward meaningful change.
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$185/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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$90/session

Warm
Authentic
Solution oriented
Specialties
Self Esteem
Trauma and PTSD
Anger Management
+8
Hello ~ my name is Tammy Piotter and I'm a Licensed Mental Health Counselor based out of New York state. I've been working in the field for 15 years and enjoy the opportunities to connect with others in a meaningful way. Coming along beside them to begin the process of creating the life they desire and deserve is my personal goal. My experience in working with individuals and groups with moderate to severe diagnoses allows me to connect with diverse others with compassion.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.