Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 552 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/27/2026

New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
Available

$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable

$150/session

Specialties
Anxiety
Depression
Substance Misuse
+7
I am Gordon Shearer an LCSW located in NY and have been a psychotherapist for 10 years. I love my work and enjoy meeting and working with individuals who are interested and committed to making their lives better in some meaningful way. I believe support is crucial to developing the therapeutic relationship and want to do best for my clients.
Available

New to Grow

$100/session

Specialties
Addiction / Substance Use
Anxiety
Life Transitions
I am a licensed psychologist who has worked with people in a variety of healthcare environments for the past few years. I believe in creating a safe space and developing a therapeutic alliance through authenticity while always staying client focused. My approach is direct, but I am compassionate, non-judgmental, and empathetic. I believe everyone has the capacity to self-actualize when given the right therapeutic tools and the supports they need.
Available

New to Grow

$150/session

Specialties
Anxiety
Learning / School Challenges
Trauma and PTSD
+9
Hi, I'm Alexa! I am a Licensed Clinical Social Worker committed to creating a warm and welcoming environment where you can feel comfortable being yourself. I understand that beginning therapy can feel overwhelming, so developing a genuine connection and ensuring you feel heard and understood are important parts of my work. I have experience working with children, adolescents, young adults, and families across school-based, outpatient, and inpatient settings. My clinical experience includes supporting individuals with anxiety, emotional regulation, self-esteem, stress, family and relationship dynamics, school-related concerns, and life transitions. I am also trained in Child-Parent Psychotherapy (CPP), a relationship-based, trauma-informed approach that has strengthened my experience supporting children and caregivers who have experienced trauma, significant stress, or disruptions in their relationships and sense of safety. My approach is collaborative, strengths-based, and individualized to your needs. Together, we will identify what is most important to you, explore the challenges bringing you to therapy, and develop practical strategies to help you work toward meaningful and realistic goals. Whether you are feeling overwhelmed, going through a difficult season, struggling with anxiety or self-confidence, or simply looking to better understand yourself, I will meet you where you are and support you in taking meaningful steps toward healing and growth.
Available

$120/session

Authentic
Intelligent
Specialties
Anxiety
Depression
Emotional Regulation
+5
Reaching out takes courage, and you’ve already taken the first step. You may be carrying anxiety, stress, or a sense that life isn’t quite where you want it to be. You may be standing at a crossroads and unsure which way to turn. In our work together, you’ll find a calm, supportive space rooted in compassionate awareness, where you can slow down, understand yourself more deeply, and move forward with clarity and confidence.
Available

$150/session

Direct
Solution oriented
Warm
Specialties
Anxiety
Child or Adolescent
Women's Issues
+10
Over 20 years of experience helping adults, adolescents and children overcome obstacles to greater happiness and success. I am both empathetic as well as solution -focused in my approach and can help facilitate a more productive, positive approach to problem-solving. I try to bring out people’s strengths and positive qualities each at their own level to help them feel better able to approach life experiences. I am a seasoned professional familiar with schools, behavior management, personal and professional challenges and career. Warm, thoughtful, and objective in my aproach. You will feel heard, respected and understood, and feel how much I care about you, your concerns, and what you hope to achieve in therapy. Our focus is solution oriented, and starts from your strengths. I am here to help you. Don't wait, call or email now!
VirtualAvailable

New to Grow

$100/session

Specialties
Anxiety
Depression
Trauma and PTSD
+6
My name is Neska Garcia, I am a licensed mental health counselor in the states of NY and FLA. I have been working in the mental health field for over 12 years and have diverse background working with all ages, couples and families. I like to provide support and knowledge utilizing extensive experience in trauma focused therapy, cognitive behavioral therapy and many more modalities.
Available

$85/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
Available

$150/session

Authentic
Warm
Specialties
Anxiety
Career Counseling
Depression
+3
A compassionate counselor focusing on self understanding and self love. I would like to meet clients where they are right now, and find a way to move forward. Also focus on progress, and be flexible in adjusting the course of action so that I can build the treatment journey with clients. Help clients to take back the control of their lives.
VirtualAvailable

Often rebooked

$150/session

Authentic
Challenging
Empowering
Specialties
Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable

$165/session

Direct
Warm
Specialties
Anxiety
Burnout
Life Transitions
+4
Whether you're a parent navigating the challenges of raising children, a young adult finding your footing, a high achieving experiencing nervous system dysregulation or a family seeking stronger connections — there's a place for you here. Life has a way of pulling us in every direction — but healing often starts by turning inward. I bring both compassion and energy to every session, creating a space where you feel safe, seen, and supported. Whether you're navigating everyday stress or life's bigger challenges, I'm here to help you find your footing and reconnect with your own strength.
Available

$160/session

Intelligent
Solution oriented
Specialties
Coping Skills
Women's Issues
Hello! I am an LCSW with over 30 years of experience working with adults, children and families. My experience has primarily been in outpatient and intensive outpatient mental health treatment. My goal is to help my clients work toward more peace and confidence as they navigate the challenges of life. My experience is that most people know how they can improve their mood/meet their goals, but need someone to help shine a light on the path forward.
VirtualAvailable

New to Grow

$120/session

Specialties
Anxiety
Burnout
Life Transitions
+9
As a Caribbean-born woman, I value family, resilience, community, and a safe space where you feel heard, understood, and supported. My passion for social work comes from a genuine desire to help people navigate life’s challenges, recognize their inner strength, and discover that they don’t have to face everything alone. I am a Licensed Clinical Social Worker (LCSW) with over 17 years of experience supporting individuals and families through various life experiences. I understand that life can sometimes feel overwhelming, whether you’re managing anxiety, navigating relationship challenges, adjusting to life transitions, or trying to rediscover yourself. I believe therapy is a collaborative journey where you can feel comfortable showing up as your authentic self without fear of judgment. My approach is warm, compassionate, and solution-focused. I draw from Cognitive Behavioral Therapy (CBT), Motivational Interviewing, and client-centered approaches to help you build coping skills, strengthen self-awareness, and work toward meaningful change. My goal is to meet you where you are, honor your unique experiences, and walk alongside you as you work toward greater emotional well-being, confidence, and personal growth. You deserve to feel supported, valued, and empowered to create a life that feels fulfilling to you.
Available

$140/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable

$150/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable

$100/session

Authentic
Warm
Empowering
Specialties
Anxiety
Life Transitions
Mood Disorders
+3
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.
VirtualAvailable

$125/session

Authentic
Empowering
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
Available

$150/session

Solution oriented
Authentic
Warm
Specialties
Anxiety
Depression
Obsessive-Compulsive (OCD)
+9
Hello. I’m a Licensed Mental Health Counselor (LMHC), anxiety specialist, and author of several illustrated mental health guides focused on anxiety disorders such as generalized anxiety, panic disorder, agoraphobia, burnout , and OCD. I specialize in helping people with anxiety disorders, including OCD, panic disorder, agoraphobia, social anxiety, generalized anxiety, and phobias as well as the depression that often accompanies these conditions when left untreated. I also work with individuals struggling with insomnia, depression, perfectionism, burnout, and ADHD. My passion helping you make a difference in your life by is walking beside you with empathy, curiosity, and collaboration so you feel seen, heard, and supported. My approach is structured but compassionate, drawing on CBT, ERP, ACT, and trauma-informed care to help you reduce anxiety, overcome avoidance, and move toward growth and healing. I’m the author of Yesterday It Rained: An Illustrated Guide to Living with Anxiety, Quieting the Noise: A Visual Guide to Living with OCD, and When OCD Attacks Love: A Visual Guide to Understanding and Managing Relationship OCD. My insights have been featured in outlets such as Forbes, Healthline, and Newsweek
VirtualAvailable

$199/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+9
Hello, Thank you for reviewing my profile. Briefly; I am Licensed Naturopathic Doctor, a Licensed Professional Counselor and a Licensed Mental Health Counselor I work with adult professional women dealing with anxiety, depression, past unresolved trauma, grief, stress and relationship issues. My philosophy is that we need positive human beings in our lives, to 'see' us and bear witness to our lives. In order for us to be fully human, we need at least one supportive individual who validates the part of us that needs healing. We need meaningful experiences to help us navigate this journey called life. My training as a Naturopathic Doctor affords me a lens to also consider, incorporate and integrate diet & lifestyle practices for your overall well-being. So, if you are tired of being tired, anxious, sad, depressed and you're just going through the motions, feeling stuck in dysfunctional patterns that drain you; AND you are willing to do the work to get well, then you need skilled, compassionate support to help you get unstuck and get your life back on track, so that you can experience purposeful living. As our paths intersect her, I start with the intention that you to "prosper and be in health even as your soul prospers" 3 John 2.
VirtualAvailable

$175/session

Authentic
Warm
Empowering
Specialties
Anxiety
Coping Skills
Obsessive-Compulsive (OCD)
+6
I believe recovery doesn't have to be grim. I bring playfulness and humor into the room where it fits, because healing often involves finding joy again. My approach is rooted in the belief that your brain is trying to protect you—even when it feels like it's working against you. I don't just treat symptoms; I help you rebuild trust in your system. Whether you are dealing with intrusive thoughts, people-pleasing, low self esteem, coping with difficult personalities, we move at a pace that respects your life's demands. • No "Resume" Talk: I skip the jargon. We focus on you and what you need to feel safe and get your agency back. • Playful & Practical: Recovery can be hard, but it doesn't have to be grim. I bring warmth, at times humor, and real-world tools to our sessions. • Trauma-Informed: I understand that your symptoms are trying to protect you. We work with your brain, not against it.
VirtualAvailable

$120/session

Empowering
Warm
Authentic
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+4
I’m a therapist committed to creating a space where you feel seen, supported, and able to show up as your full self. I understand that life can feel overwhelming at times, especially when you’re balancing responsibilities, navigating relationships, or managing stress that others may not always see. My goal is to provide a space where you can slow down, process your experiences, and begin to feel more grounded and in control. I use a collaborative and client-centered approach, integrating Cognitive Behavioral Therapy (CBT) to support both insight and meaningful change. Whether we’re identifying unhelpful patterns or working through past experiences that still feel present, I aim to meet you where you are and move at a pace that feels right for you. My background in public health and community-based work allows me to understand how personal experiences are often shaped by larger systems and environments. I value culturally responsive care and strive to create an inclusive space where all aspects of your identity are respected. Therapy with me is a space for growth, healing, and building practical tools you can carry into your everyday life.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Coping Skills
Life Transitions
+10
I work with individuals 16 and older, offering a supportive, collaborative space where clients can feel heard, understood, and empowered. My approach is personalized and practical, blending mindfulness and tailored coping tools with thoughtful reflection to help clients navigate challenges, build insight, and create meaningful, long-lasting change. If you prefer to have a free 15 minute phone consultation before getting started, feel free to reach out!
VirtualAvailable

$150/session

Specialties
Anxiety
Couples Counseling
Life Transitions
+7
I am a therapist who is passionate about helping individuals and couples navigate life’s challenges with greater clarity, resilience, and self‑compassion. I believe that therapy should be a collaborative and supportive process—one where clients feel safe, respected, and empowered to create meaningful change in their lives and relationships. In my work with individuals, I help clients better understand their thoughts, emotions, and behavior patterns, especially those that keep them feeling stuck or disconnected from what matters most. I draw from evidence‑based approaches, including Acceptance and Commitment Therapy (ACT) and cognitive‑behavioral principles, to support clients in building psychological flexibility, coping more effectively with stress, and moving toward values‑driven goals. Rather than focusing solely on “fixing” symptoms, I work with clients to change their relationship with difficult experiences and to build skills that support long‑term growth. As a couples therapist, I support partners in strengthening communication, deepening emotional connection, and navigating conflict in healthier ways. I help couples identify unhelpful interaction patterns, increase understanding of one another’s experiences, and develop practical tools for responding with greater awareness and intention. Couples work often focuses on clarifying shared values, improving emotional safety, and learning how to stay connected even during challenging moments. My approach is trauma‑informed, strengths‑based, and tailored to each client or couple’s unique needs, background, and goals. I strive to create a therapeutic space that is thoughtful, nonjudgmental, and grounded in collaboration. Whether you are seeking support for personal growth, relationship concerns, or life transitions, my goal is to help you move forward with greater confidence, clarity, and alignment with what matters most to you.
VirtualAvailable

$154/session

Authentic
Open-minded
Empowering
Specialties
Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.