Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 505 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 4/3/2026

New to Grow

$154/session

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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New to Grow

$100/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable
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New to Grow

$200/session

Specialties

Anxiety
Child or Adolescent
Trauma and PTSD
+2
Hello! My name is Nichole and I have been a therapist for over 15 years. I have worked with many populations over the course of my career including children, teens, young adults, and beyond. I bring a compassionate and introspective presentation to our sessions so you can feel seen, empathized with, and most importantly, heard. I have spoekn at conferences, schools, written articles on women's mental health and lifestyle, and also have written ESA letters for appropriate clients. I hope through working with me, you can find peace, education, trust and space to be yourself.
VirtualAvailable
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New to Grow

$150/session

Direct
Intelligent

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Empowering
Warm
Direct
Open-minded

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
VirtualAvailable
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New to Grow

$145/session

Specialties

Anxiety
Depression
Life Transitions
+3
I’m a Licensed Mental Health Counselor providing telehealth therapy to adults throughout New York State. I work with anxiety, depression, work stress, burnout, life transitions, and relationship difficulties. Many of my clients are capable, high-functioning people who are used to handling a great deal but feel internally overwhelmed, stuck, or worn down. Some have tried therapy before and found it supportive, but not especially effective. My goal is for therapy to feel clear, practical, and genuinely useful. My style is direct, thoughtful, and collaborative. I use CBT and DBT to help clients understand the patterns contributing to distress and develop concrete tools to manage emotions, reduce stress, and create meaningful change in daily life.
VirtualAvailable
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$110/session

Direct
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I’m Sahana Pentyala, a Licensed Clinical Social Worker (LCSW) committed to helping individuals, families, and organizations strengthen their emotional resilience and achieve lasting well-being. My approach integrates evidence-based clinical practices with a deep understanding of how physical, emotional, and social health intersect — an approach shaped by my specialization in Integrated Health. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. I believe that healing begins with understanding — and I strive to provide a safe, empathetic, and nonjudgmental space where you can be heard, validated, and supported in your journey toward balance and growth.
VirtualAvailable
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New to Grow

$200/session

Specialties

Depression
Domestic Violence
Grief
+6
I am a Licensed Clinical Social Worker who is passionate about supporting individuals navigating life transitions, relationship challenges, and emotional distress. I specialize in working with clients healing from trauma, including intimate partner violence, as well as those struggling with anxiety, self-doubt, and grief. My approach is warm, collaborative, and grounded in creating a safe, nonjudgmental space where clients feel seen and heard. I understand that healing is not linear, and I meet each client where they are. Together, we work to build insight, strengthen coping skills, and reconnect you with your sense of self, confidence, and overall emotional well-being.
VirtualAvailable
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$125/session

Holistic
Intelligent

Specialties

Addiction
Anxiety
Substance Misuse
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
VirtualAvailable
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$140/session

Warm
Authentic
Direct
Empowering
Solution oriented

Specialties

Anxiety
Chronic Illness
Depression
+10
I am a licensed clinical social worker with over 20 years of experience supporting adolescents, adults, and older adults across a range of life challenges. I have extensive experience helping clients manage anxiety, depression, and the emotional impact of chronic health conditions, with a focus on practical coping skills and meaningful lifestyle changes. My approach is warm, collaborative, and goal-oriented, as I help clients build insight, strengthen resilience, and develop strategies to lead more productive and fulfilling lives.
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New to Grow

$250/session

I am a seasoned senior psychologist that has worked with all levels of functioning. Experienced to know many approaches and what will work for most people. People are not mentally ill, they are humans with problems in life, as we all are. I am CEO of 2 companies, and international organization, in interested in people being individuals with relationships in a society.
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$250/session

Direct
Empowering

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+7
I’m a relational, insight-oriented therapist who believes meaningful change happens when we slow down enough to understand what’s really driving our patterns. I work with adults navigating anxiety, trauma, identity shifts, and relationship dynamics, especially those who function well on the outside but feel tangled or overwhelmed internally. My approach is psychodynamic and collaborative. Together, we look at the emotional themes and internal narratives shaping your current struggles, not just to analyze them, but to help you move through life with more clarity, flexibility, and self-trust.
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New to Grow

$150/session

Specialties

Anxiety
Depression
Life Transitions
+8
Hi, I’m Ambar, a licensed clinical social worker who supports individuals navigating stress, relationship challenges, trauma, and life transitions. My approach is grounded, collaborative, and culturally attuned, blending evidence-based methods with practical tools you can use both inside and outside of session. Clients often come to me feeling overwhelmed, stuck in repeating patterns, or disconnected from themselves or others. Together, we slow things down, build awareness, and explore the emotions and beliefs shaping those experiences. I focus on helping you understand your internal world while strengthening skills for emotional regulation, communication, and resilience. I draw from mindfulness-based techniques, emotionally focused therapy, and insight-oriented approaches to create a safe, non-judgmental space where you can feel seen, supported, and challenged in a compassionate way. My goal is to help you gain clarity, interrupt automatic reactions, and move toward more intentional choices and healthier relationships. Whether you’re seeking relief from anxiety, healing from past experiences, or greater confidence in your day-to-day life, I’m here to walk alongside you with empathy, respect, and a commitment to your growth.
VirtualAvailable
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New to Grow

$130/session

Specialties

Depression
Anxiety
I am a dedicated therapist with several years of clinical experience supporting individuals in their personal growth and healing. My own experience in therapy has deeply shaped my approach, helping me better understand vulnerability, resilience, and the change process. This lived insight allows me to show up with empathy, authenticity, and a genuine commitment to supporting meaningful, lasting growth in my clients.
VirtualAvailable
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$125/session

Specialties

Anxiety
Life Transitions
Parenting
I am a Licensed Mental Health Clinician in New York State with two decades of experience in behavioral health. My work has taught me that anxiety and life stress can interfere with many aspects of our lives, and these experiences are unique to everyone. I am also a Certified Narcissistic Abuse Clinician, trained in working with those who have experienced emotional, psychological, and physical abuse by narcissistic and antagonistic individuals.
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New to Grow

$450/session

Specialties

Anger Management
Anxiety
Depression
+10
I’m a goal-oriented, solution-focused psychologist who believes in helping clients gain practical tools they can start using right away. My approach is eclectic, meaning I draw from a wide range of therapeutic techniques to tailor each session to your unique needs. I’m passionate about empowering people to better understand themselves, develop new skills, and move forward with confidence and independence.
VirtualAvailable
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$70/session

Authentic
Solution oriented

Specialties

Anxiety
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.
VirtualAvailable
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$115/session

Authentic
Warm
Open-minded

Specialties

Coping Skills
Couples Counseling
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
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New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience supporting children, teens, adults, and families. Throughout my career, I have worked closely with individuals navigating life transitions, relationship challenges, and emotional stressors. I also have experience working with couples and families to strengthen communication, rebuild trust, and foster healthier dynamics. My approach is compassionate, collaborative, and centered on creating a safe space where clients feel heard, supported, and empowered to grow.
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New to Grow

$150/session

Specialties

Coping Skills
Mood Disorders
Self Esteem
I am a Licensed Clinical Social Worker (LCSW) in New York with a Master’s degree in Social Work from New York University (NYU). I provide counseling in both English and Korean, offering a safe, supportive, and non-judgmental space where you can openly talk, reflect on the experiences, and discover the strengths and inner resources that you have already inside you.
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New to Grow

$130/session

Specialties

Anxiety
Coping Skills
Depression
+9
My name is Ester Cox, and I am a licensed clinical therapist with over 30 years of experience working in the mental health field. I grew up in Brooklyn and currently live on Staten Island. I am married and have two daughters in the mental health field. I offer remote and in person session to individuals, couples and families. I love my profession and enjoy meeting new people.
VirtualAvailable
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$125/session

Open-minded
Solution oriented
Authentic
Empowering

Specialties

Anxiety
Couples Counseling
Depression
+5
As a Caribbean immigrant of Afro-Indian descent, I am a culturally sensitive counselor whose work is deeply inspired by diverse faith, culture, and communal values. I strive to provide a transparent, warm, and nonjudgmental environment where every individual feels safe and seen. Over the past decade, I have dedicated my practice to supporting culturally diverse and underserved populations and/or those who may feel overlooked or misunderstood. My approach is rooted in active listening and tailored feedback; I do not view myself as an expert in a client's life, but rather as an objective, supportive collaborator. I treat every situation as unique, developing personalized treatment goals that prioritize the individual’s specific journey and well-being.
VirtualAvailable
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New to Grow

$100/session

Specialties

Addiction
Self Esteem
Substance Misuse
+1
I am a licensed LCSW as well as a CASAC. For the last 5 years I have treated those with serious mental illness who have recently released from a period of incarceration. However, I worked with an organization with a psychiatrist on staff who could proivde medication. I feel more comfortable assisting clients with day to day issues they may be facing in their lives, wondering perhaps why they feel stuck, why they find themselves prone to addictive behavior and endeavor to uncover with them the reasons for their feelings with the idea of changing those thoughts that engender the uncomfortable feelings and perhaps unhealthy behavior.
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New to Grow

$100/session

Empowering
Warm

Specialties

Anxiety
Depression
Life Transitions
+6
Hi, I’m Dr. Shonae Mills, and I’m really glad you’re here. I originally went to school planning to go into medicine because I’ve always wanted to help people, but along the way I realized my heart was truly in counseling. I’ve always loved working with people and learning new things about others and myself, so when I had the opportunity to choose my path, I chose therapy—and I’ve never looked back. I earned my degree over 25 years ago and have been licensed in mental health for more than 20 years. My personal motto is, “How can I help?” and that question guides my work each day. My approach is collaborative and supportive, drawing from Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, and Motivational Interviewing to help you build practical skills, focus on strengths, and feel empowered to create meaningful change.
VirtualAvailable
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New to Grow

$175/session

Specialties

Bipolar Disorder
Mood Disorders
Trauma and PTSD
Hi, I'm Maria and I've been a therapist for 6 years. I have seen a variety of clients from different backgrounds and with presenting problems. I am also a trauma specialist and work most with individuals with inter-generational trauma. I am also multi-culturally competent and a LGBT+ ally. I will do my best to tailor a treatment plan to your needs and personality.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.