Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 574 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/16/2026

New to Grow

$150/session

Specialties
Anxiety
Depression
Life Transitions
Hi, I’m Brittney, a Licensed Clinical Social Worker who believes therapy should feel like a safe space where you can be honest, understood, and truly yourself. I work with adults who may be feeling overwhelmed, anxious, stuck, emotionally drained, or simply ready for something to change. My approach is warm, compassionate, and collaborative. I don’t believe in a one-size-fits-all approach to therapy, so I take the time to understand your experiences, strengths, challenges, and goals. Together, we can explore what may be getting in the way and develop practical tools to help you navigate life with greater confidence and self-awareness. Whether you’re working through anxiety, depression, relationship or family challenges, major life transitions, stress, or simply trying to better understand yourself, you don’t have to figure it all out alone. My goal is to create a space where you feel supported without judgment and empowered to make meaningful changes at your own pace. Starting therapy can feel like a big step, and you’ve already taken one by being here. I’d be honored to support you along the way.
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$195/session

Warm
Authentic
Empowering
Specialties
Anxiety
Trauma and PTSD
Coping Skills
+4
I’m a licensed psychotherapist with over 15 years of experience supporting adults and adolescents navigating anxiety, life transitions, relationship concerns, and emotional overwhelm. My approach is collaborative, practical, and grounded in helping you better understand yourself while building tools you can actually use in daily life. I work best with clients who are motivated for growth, value honest conversation, and want therapy to feel supportive, respectful, and effective—not rigid or overwhelming. I strive to create a space where you can show up as you are and move toward meaningful, sustainable change.
VirtualAvailable
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New to Grow

$175/session

Specialties
Anxiety
Obsessive-Compulsive (OCD)
Phobias
+3
I’m a licensed clinical social worker who specializes in helping adults overcome stress, anxiety, or OCD. I graduated from Columbia School of Social Work and have extensive training in multiple evidence-based treatments. My approach is active and collaborative, with an emphasis on building skills that you can apply in your daily life. In our work together, I focus on helping you better understand how your mind operates and equipping you with practical and effective tools to deal with your mental health more effectively. Over time, clients often find that they are able to feel calmer, think more clearly, and respond to challenges with greater confidence. Rather than feeling controlled by anxiety, they begin to experience a greater sense of freedom, balance, and control in their lives.
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$150/session

Specialties
Anxiety
Depression
Substance Misuse
+7
I am Gordon Shearer an LCSW located in NY and have been a psychotherapist for 10 years. I love my work and enjoy meeting and working with individuals who are interested and committed to making their lives better in some meaningful way. I believe support is crucial to developing the therapeutic relationship and want to do best for my clients.
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$200/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Family Conflict
Substance Misuse
+6
I am a clinical social worker passionate about providing mental health treatment that is meaningful and accessible. I believe mental health is just as important as medical health, since after all, your head is connected to your body. Through a culturally-sensitive and trauma-informed lens, I work to foster the therapeutic relationship to gently challenge clients to get curious about how current patterns of behaviors and ways of thinking serve them.
VirtualAvailable
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New to Grow

$120/session

Specialties
Anxiety
Depression
Domestic Violence
+7
Sandra Villa is a Latinx therapist with 25 years of experience serving diverse communities. She specializes in depression, anxiety, grief and loss, and life transitions. She uses a strengths-based, humanistic approach, believing in each person’s resilience and capacity for change. Therapy is collaborative and supports growth, healing, and ongoing personal evolution.
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$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable
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$125/session

Authentic
Warm
Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
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$175/session

Authentic
Warm
Empowering
Specialties
Anxiety
Coping Skills
Obsessive-Compulsive (OCD)
+6
I believe recovery doesn't have to be grim. I bring playfulness and humor into the room where it fits, because healing often involves finding joy again. My approach is rooted in the belief that your brain is trying to protect you—even when it feels like it's working against you. I don't just treat symptoms; I help you rebuild trust in your system. Whether you are dealing with intrusive thoughts, people-pleasing, low self esteem, coping with difficult personalities, we move at a pace that respects your life's demands. • No "Resume" Talk: I skip the jargon. We focus on you and what you need to feel safe and get your agency back. • Playful & Practical: Recovery can be hard, but it doesn't have to be grim. I bring warmth, at times humor, and real-world tools to our sessions. • Trauma-Informed: I understand that your symptoms are trying to protect you. We work with your brain, not against it.
VirtualAvailable
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$250/session

Empowering
Intelligent
Direct
Specialties
Anger Management
Anxiety
Depression
+5
In working with me there is the possibility of positive change. I will help you have a different outlook on life and support you in your future endeavors. In looking at changes we will look at what obstacles prevents you from reaching your goals and aspirations. In the event that an individuals has experience past trauma we will explore different ways to overcome those obstacles. It is imperative that your past trauma doesn't become a part of your future. There are incidents where we surpress our past, and overlook the patterns of behavior that has become distructive in relationships, work, and family. Lets secure a safe place where we can process your anguish pain, and disapointment. That creates anger and distorted thinking that places you in a place in life where you do not want to be.
VirtualAvailable
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$175/session

Warm
Specialties
Anxiety
Bipolar Disorder
Coping Skills
Hello, I’m Jennifer Hernandez, DSW Candidate, LCSW, a licensed clinical social worker serving individuals, couples, families, and adolescents throughout New York and Connecticut. My passion is helping people heal from life’s most difficult experiences and build healthier, more fulfilling lives. I specialize in trauma, grief and loss, anxiety, depression, relationship challenges, life transitions, and complex emotional concerns. Throughout my career, I have worked in community mental health, crisis intervention, forensic settings, and private practice, supporting clients from diverse backgrounds and walks of life.
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$100/session

Authentic
Direct
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a licensed clinical social worker who believes therapy should feel supportive, genuine, and practical. I work with adults navigating anxiety, depression, trauma, grief, relationship challenges, life transitions, and feeling overwhelmed or stuck. My approach is collaborative and judgment-free. Together, we’ll understand what’s getting in your way, build healthier patterns, and create changes that feel realistic for your life.
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$200/session

Authentic
Solution oriented
Specialties
Anxiety
Crisis Intervention
Depression
+10
I am an LCSW, Columbia university graduate. I discovered the field of social through my sister's chronic illness as a child. The hospital social worker who worked with my sister and family opened my eyes to the compassion that is needed in caring for and connecting to families undergoing unanticipated difficulties. From a young age, I knew I wanted to help others with processing difficult life experiences.
VirtualAvailable
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Often rebooked

$150/session

Intelligent
Authentic
Direct
Specialties
Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
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$199/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+9
Hello, Thank you for reviewing my profile. Briefly; I am Licensed Naturopathic Doctor, a Licensed Professional Counselor and a Licensed Mental Health Counselor I work with adult professional women dealing with anxiety, depression, past unresolved trauma, grief, stress and relationship issues. My philosophy is that we need positive human beings in our lives, to 'see' us and bear witness to our lives. In order for us to be fully human, we need at least one supportive individual who validates the part of us that needs healing. We need meaningful experiences to help us navigate this journey called life. My training as a Naturopathic Doctor affords me a lens to also consider, incorporate and integrate diet & lifestyle practices for your overall well-being. So, if you are tired of being tired, anxious, sad, depressed and you're just going through the motions, feeling stuck in dysfunctional patterns that drain you; AND you are willing to do the work to get well, then you need skilled, compassionate support to help you get unstuck and get your life back on track, so that you can experience purposeful living. As our paths intersect her, I start with the intention that you to "prosper and be in health even as your soul prospers" 3 John 2.
VirtualAvailable
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Often rebooked

$175/session

Solution oriented
Warm
Authentic
Specialties
Anxiety
Depression
Life Transitions
+9
Great to meet you! I want you to know that when you come into therapy with me, you don’t have to pretend, minimize, or hold everything together. You get to show up exactly as you are — we take it from there together. My favorite part of this work has always been sitting with people one‐on‐one. That’s where real connection and real healing happen. I genuinely enjoy getting to know who you are, what you’ve been carrying, and what you’re hoping might feel different. My style is warm, steady, and honest. I listen closely, ask thoughtful questions, and help you understand the experiences and patterns that are shaping your life. I’m also practical — I like to offer tools and strategies you can actually use in your day‐to‐day life, not just in the therapy room. I work with people dealing with anxiety, stress, depression, trauma, relationship challenges, major transitions, and substance use concerns. Something I tell clients often is this: I don’t want you to just feel better — I want you to be well. Feeling better can be temporary. Being well means building insight, healing, and lasting change. When you work with me, you get someone who shows up fully — present, steady, honest, and genuinely invested in your well‐being. I’m not here to give you quick fixes or surface‐level advice. I’m here to help you understand yourself more deeply, heal what’s been ignored or pushed aside, and build a life that feels more grounded and true to who you are. My style is warm, direct, and deeply human. I listen for the things underneath your words — the patterns, the pain points, the strengths you might not yet see. I’ll challenge you gently, support you consistently, and help you make sense of what’s been getting in the way.
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$150/session

Warm
Empowering
Solution oriented
Specialties
Anxiety
Depression
Eating Disorders
+10
I am licensed psychotherapist based out of Florida. I am deeply committed to helping individuals navigate life’s challenges with clarity, resilience, and confidence. With years of experience in the field, I specialize in working with adults struggling with anxiety, depression, trauma, relationship issues, and life transitions. My approach is rooted in evidence-based techniques, tailored to fit each client’s unique needs, so you feel heard, understood, and empowered. I believe therapy should be a safe, nonjudgmental space where you can explore your thoughts and emotions freely. My style is warm, collaborative, and goal-oriented, blending cognitive-behavioral therapy (CBT), mindfulness techniques, and trauma-informed care to foster lasting change. Whether you’re feeling stuck, overwhelmed, or seeking deeper self-awareness, I provide the tools and support to help you move forward with confidence. Choosing the right therapist is a deeply personal decision, and I prioritize creating a genuine connection with my clients. Together, we will work towards meaningful growth and a greater sense of well-being. If you're ready to take the first step toward a healthier, more fulfilling life, I invite you to reach out and begin your journey today.
VirtualAvailable
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$150/session

Authentic
Challenging
Empowering
Specialties
Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable
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$150/session

Empowering
Warm
Authentic
Specialties
Anxiety
Career Counseling
Self Esteem
+3
You are capable, possibly the most capable person in the room, and yet something keeps getting in the way. Maybe it is the anxiety that follows you into meetings, a career crossroads you cannot seem to resolve, or a voice in your head that is harder on you than anyone else. You do not need someone to tell you what to do. You need a space to get clear, a direct approach that respects your intelligence, and tools that actually work. With 20 years of experience, I help high-functioning adults close the gap between where they are and who they know they can be. If you are feeling stuck, disconnected, or worn down by patterns you cannot seem to break, you are not alone and you are not without options. Whether you are navigating anxiety, depression, life transitions, or a loss of confidence, I create a judgment-free space where honesty meets action. My approach is warm but direct. We will not just talk about change, we will build it through practical strategies, deeper self-awareness, and a growing ability to trust yourself again.
VirtualAvailable
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$185/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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$120/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I’m a bilingual Licensed Clinical Social Worker providing psychotherapy in English and Spanish. My approach is warm, collaborative, and integrative, combining evidence-based practices with a space where clients can feel heard, understood, and supported without judgment. I work with adults navigating anxiety, depression, trauma, relationship concerns, grief, life transitions, identity, self-esteem, and other emotional challenges. I believe therapy should feel like a meaningful conversation rather than an evaluation, and I tailor treatment to each person’s needs, experiences, culture, and goals.
Available
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$150/session

Warm
Authentic
Intelligent
Specialties
Couples Counseling
Depression
LGBTQ
+10
You may be holding it together on the outside while feeling exhausted, disconnected, or stuck. Life's responsibilities, grief, and relational strain can weigh heavily, and you don't have to navigate that alone. I work with adults, couples, and families with a focus on people of color and LGBTQ+ clients, offering a warm, grounded, and human approach. We move at your pace and focus on what matters most to you. If you're ready to make sense of your feelings, strengthen your relationships, or simply have a safe space to process, I would be honored to walk alongside you. Taking the first step can change your life!
VirtualAvailable
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$140/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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$190/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
Depression
Women's Issues
+10
Welcome, I'm Valerie! I earned my Master’s in Social Work from Columbia University in 2014 and have spent over a decade working across NYC supporting individuals through life’s toughest moments—from managing anxiety and trauma to navigating chronic illness, grief, and family dynamics. As a biracial woman of Southeast Asian heritage, I am deeply passionate about cultural humility, social justice, and inclusive care. I honor the rich, complex backgrounds that make you who you are, and I craft care that reflects your unique identity and values
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.