Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 573 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/11/2026

$90/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
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New to Grow

$150/session

Specialties
Couples Counseling
Family Conflict
Career Counseling
+1
I am a caring, empathetic and attentive therapist who values creating a safe place and supportive environment where individuals feel heard, understood and respected. I am a great listener and problem solver with a Family Systems, EFT, and Solution Focused approach. I support clients in navigating challenges to work toward meaningful change. I have a strong ability to recognize patterns, identify underlying causes contributing to presenting concerns and help clients develop practical strategies for moving forward, I am compassionate and committed to each individual's growth and remain focused on supporting clients in building the insight and confidence and skills needed to create lasting change.
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New to Grow

$120/session

Specialties
Childhood / Intergenerational Trauma
Loneliness / Isolation
Obsessive-Compulsive (OCD)
+3
You are brave! My name is Amber, and it would be an honor to walk with you on your healing journey. Healing is messy and being real and open is key to truly healing. I have worked with children, teens, adults and families for over 20 years. I have a warm, relaxed approach, focusing on the importance of you feeling like you can share whatever is on your heart during our time. I specialize in working with children, teens, adults and families dealing with all aspects of trauma, and also those impacted by adoption and/or foster care. It is most important to me that you feel safe, validated and empowered to feel, and process in order to heal!
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$195/session

Warm
Authentic
Empowering
Specialties
Anxiety
Trauma and PTSD
Coping Skills
+4
I’m a licensed psychotherapist with over 15 years of experience supporting adults and adolescents navigating anxiety, life transitions, relationship concerns, and emotional overwhelm. My approach is collaborative, practical, and grounded in helping you better understand yourself while building tools you can actually use in daily life. I work best with clients who are motivated for growth, value honest conversation, and want therapy to feel supportive, respectful, and effective—not rigid or overwhelming. I strive to create a space where you can show up as you are and move toward meaningful, sustainable change.
VirtualAvailable
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New to Grow

$175/session

Specialties
Anxiety
Depression
Family Conflict
+7
Hi, I’m Jada, a New York-based Licensed Mental Health Counselor providing virtual therapy to children, adults, and families. Born and raised on Long Island, I earned my Bachelor’s degree from Drexel University and my Master of Science in Clinical Mental Health Counseling from Long Island University–Post. I have experience working with clients in a variety of settings, which has allowed me to develop a flexible and individualized approach to therapy. I would describe myself as warm, empathetic, patient, approachable, and nonjudgmental. I strive to create a safe and supportive environment where clients feel comfortable being themselves, exploring their experiences, and working toward meaningful growth and improved well-being.
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New to Grow

$200/session

Specialties
Eating Disorders
LGBTQ
Obsessive-Compulsive (OCD)
+7
My name is Ricardo and I am a Licensed Mental Health Counselor. My work focuses on supporting people navigating eating disorders (Including ARFID), Body Dysmorphia, binging, fear of food, OCD, Tics/Tourette's and the unique experiences of LGBTQIA+ individuals. These struggles can feel isolating, but they don’t have to be. I offer a warm, affirming space where you don’t have to explain or justify who you are or what you’re going through.
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New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
My approach to therapy is person-centered and strengths-based, which means I strive to meet you where you are and tailor treatment to your individual needs and goals. I often incorporate Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) techniques to help clients develop practical coping skills, improve emotional well-being, and navigate life's challenges more effectively. Whether you're dealing with anxiety, depression, stress, relationship difficulties, life transitions, or simply feeling stuck, I aim to provide a safe and supportive space where you can feel heard and understood. Together, we can explore what's getting in the way, build healthy coping strategies, and work toward the changes that are important to you.I am committed to providing culturally responsive and inclusive care and welcome individuals from all backgrounds, identities, and life experiences. I enjoy working with people across the lifespan and am open to supporting diverse populations. I value creating a therapeutic space where clients feel respected, accepted, and understood, and I recognize the importance of considering cultural, social, and personal factors that shape each individual's experience. 
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New to Grow

$120/session

Specialties
Anger Management
“MAC” is A licensed clinical social worker and military veteran, who has dedicated her career to helping others navigate life's most difficult challenges since the 90’s. Her journey in the field has been shaped by both invaluable professional experience and a deep personal understanding of the importance of therapy and support. Specializing in anger management, she also possess a mastery of a niche in working with forensic clients. Her diverse professional background includes independent work as an EAP provider with several Fortune 500 companies, consulting and being employed with both public and private law enforcement and social service agencies in New York City. After returning from an extended sabbatical, a period she credit with benefiting both her self and the clients through focused reflection on personal development and professional growth. She have renewed her mission: to serve and align with their clients' needs through counseling, advocacy, and connecting people to viable opportunities. She is a vocal advocate for engaging in uncomfortable but necessary conversations about self, systems, economics, inequality, race-related stress, and trauma. She believe that while it may be unpopular to be brave, and unacceptable to create spaces for chaos and fabricated narratives, silence is no longer an option. Guided by the words of James Baldwin—"Not everything that is faced can be changed, but nothing can be changed until it is faced, “ she continue the work to improve clients' well-being and help them thrive.
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$100/session

Authentic
Intelligent
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+4
Hi, I have been in Private Practice for 25 years seeing Individual clients, and couples ( Gay, Lesbian, and straight). After completing my interships and passing the Board Exams, I began studing with individual psychotherapists and psychologists who's work interested me. That's how I choose my specializations. In my experience its the deeper work that creates lasting change. And courage! Courage to be vulnerable, to trust again, and to give yourself time. Understanding trauma and being proficient in EMDR attachment based Therapy, I help you rewrite your narrative. Applying Emotionally Focused Couples (EFT) and Individual work, I help individuals and couples get unstuck.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
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$150/session

Authentic
Challenging
Solution oriented
Specialties
Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable
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$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable
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New to Grow

$150/session

Specialties
Anxiety
Depression
Life Transitions
Hi, I’m Brittney, a Licensed Clinical Social Worker who believes therapy should feel like a safe space where you can be honest, understood, and truly yourself. I work with adults who may be feeling overwhelmed, anxious, stuck, emotionally drained, or simply ready for something to change. My approach is warm, compassionate, and collaborative. I don’t believe in a one-size-fits-all approach to therapy, so I take the time to understand your experiences, strengths, challenges, and goals. Together, we can explore what may be getting in the way and develop practical tools to help you navigate life with greater confidence and self-awareness. Whether you’re working through anxiety, depression, relationship or family challenges, major life transitions, stress, or simply trying to better understand yourself, you don’t have to figure it all out alone. My goal is to create a space where you feel supported without judgment and empowered to make meaningful changes at your own pace. Starting therapy can feel like a big step, and you’ve already taken one by being here. I’d be honored to support you along the way.
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$90/session

Warm
Authentic
Solution oriented
Specialties
Self Esteem
Trauma and PTSD
Anger Management
+8
Hello ~ my name is Tammy Piotter and I'm a Licensed Mental Health Counselor based out of New York state. I've been working in the field for 15 years and enjoy the opportunities to connect with others in a meaningful way. Coming along beside them to begin the process of creating the life they desire and deserve is my personal goal. My experience in working with individuals and groups with moderate to severe diagnoses allows me to connect with diverse others with compassion.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Direct
Humorous
Specialties
Addiction
Anxiety
Men's Issues
+10
Hello, my name is Doug. I have been a mental health professional for 15 years and have worked in many different venues with many different populations. The central theme of my work has always been helping people get to where they want to go. In sessions- you and I will ally to identify and then work towards any goals you have while I serve as a supportive resource who will aim to be useful in helping you notice patterns and build skills. Mental health is health and as humans we all need support enriching our health. My goal will always be to support you.
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable
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$175/session

Empowering
Authentic
Direct
Specialties
ADHD
Anxiety
Depression
+11
If you want someone to hold you accountable, being direct and honest and the mirror to help see yourself clearly....then you found the right therapist. I am not the type of therapist to take your time and money, if you don't do the work. Therapy is work and there's "homework," in the time we don't see eachother to self reflect on. If you are ready for change, then let's meet to see if we are a fit!
VirtualAvailable
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$190/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
Depression
Women's Issues
+10
Welcome, I'm Valerie! I earned my Master’s in Social Work from Columbia University in 2014 and have spent over a decade working across NYC supporting individuals through life’s toughest moments—from managing anxiety and trauma to navigating chronic illness, grief, and family dynamics. As a biracial woman of Southeast Asian heritage, I am deeply passionate about cultural humility, social justice, and inclusive care. I honor the rich, complex backgrounds that make you who you are, and I craft care that reflects your unique identity and values
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New to Grow

$150/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
My name is Phyllis Williams. I am an Associate Professional Counselor licensed in the state of Georgia and New York. I am also the proud owner of Tuyee Holistic Services LLC. A little bit on my educational background. I obtained my Masters in Science degree from CUNY-Hunter College School of Education with a concentration in Mental Health Counseling, in addition to my Bachelor’s of Arts in Psychology. A little bit on my theoretical approach. I utilize an integrative approach to therapy by applying a combination of therapeutic strategies to fit the individualized needs of my clients. I specialize in the use of, but not limited to Cognitive Behavioral Therapy (CBT), Dialectic Behavioral Therapy (DBT) and Psychodynamic Theory with a Solution Focused & Person-Centered Approach.
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$85/session

Empowering
Authentic
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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$140/session

Authentic
Intelligent
Solution oriented
Specialties
Anxiety
ADHD
Bipolar Disorder
+7
I use a warm, collaborative, and client-centered approach that draws from CBT, DBT, EMDR, mindfulness, and other evidence-based techniques. Together, we’ll explore patterns that may be keeping you stuck, develop practical tools to manage stress and emotions, and work through difficult or traumatic experiences when appropriate. I’ll meet you where you are and work at your pace, with the goal of helping you feel more grounded, empowered, and confident as you move toward meaningful change.
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$75/session

Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
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$150/session

Authentic
Humorous
Warm
Specialties
Bipolar Disorder
Personality Disorders
Women's Issues
+10
My name is Kathryn Vetrano, a therapist for over eight years who specializes in treating both biologically female adolescents and adults of color, dealing with mood disorders, borderline, personality disorder, and depression. I use a dialectical, behavioral approach to treat emotion, dysregulation, harmful coping skills, having trouble navigating relationships, and to cause an increase in quality of life. I work with clients to improve their emotional reactions to real life situations.
VirtualAvailable
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$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
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$175/session

Solution oriented
Warm
Authentic
Specialties
Anxiety
Depression
Life Transitions
+9
Great to meet you! I want you to know that when you come into therapy with me, you don’t have to pretend, minimize, or hold everything together. You get to show up exactly as you are — we take it from there together. My favorite part of this work has always been sitting with people one‐on‐one. That’s where real connection and real healing happen. I genuinely enjoy getting to know who you are, what you’ve been carrying, and what you’re hoping might feel different. My style is warm, steady, and honest. I listen closely, ask thoughtful questions, and help you understand the experiences and patterns that are shaping your life. I’m also practical — I like to offer tools and strategies you can actually use in your day‐to‐day life, not just in the therapy room. I work with people dealing with anxiety, stress, depression, trauma, relationship challenges, major transitions, and substance use concerns. Something I tell clients often is this: I don’t want you to just feel better — I want you to be well. Feeling better can be temporary. Being well means building insight, healing, and lasting change. When you work with me, you get someone who shows up fully — present, steady, honest, and genuinely invested in your well‐being. I’m not here to give you quick fixes or surface‐level advice. I’m here to help you understand yourself more deeply, heal what’s been ignored or pushed aside, and build a life that feels more grounded and true to who you are. My style is warm, direct, and deeply human. I listen for the things underneath your words — the patterns, the pain points, the strengths you might not yet see. I’ll challenge you gently, support you consistently, and help you make sense of what’s been getting in the way.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.