Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 546 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 4/18/2026

$200/session

Direct
Humorous
Intelligent

Specialties

Couples Counseling
Men's Issues
Sex Therapy
+10
I am Dr. Jorge Piña, a licensed bilingual psychotherapist and psychoanalyst dedicated to helping individuals and couples navigate relationship challenges, emotional pain, and life transitions. I provide a safe, confidential, and insightful space to understand yourself more deeply, strengthen your relationships, and create meaningful, lasting emotional and personal change together now and grow forward with clarity and confidence today onward.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$154/session

Authentic
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable

$120/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Grief
Substance Misuse
+3
Hello, and welcome. I’m a Licensed Clinical Social Worker (LCSW) based in New York with over 20 years of experience helping individuals navigate life’s challenges and improve their emotional well-being. I earned my Master of Social Work from Stony Brook University and have spent my career supporting people through difficult periods while helping them build healthier, more fulfilling lives. Many people seek therapy when they feel overwhelmed, stuck, or emotionally drained. You may be struggling with anxiety, depression, trauma, relationship challenges, or a major life transition that feels difficult to manage on your own. My goal is to provide a safe, supportive, and non-judgmental space where you can openly explore your experiences, gain clarity, and begin moving toward healing and growth. My approach to therapy is compassionate, collaborative, and practical. I work closely with my clients to help them better understand their thoughts, emotions, and patterns, while developing effective coping strategies that support lasting change. Together, we focus on building resilience, strengthening self-awareness, and creating healthier ways to navigate life’s challenges. Throughout my career, I have had the privilege of working with individuals from diverse cultural, social, and professional backgrounds. I am committed to providing culturally sensitive care and creating an environment where every client feels respected, valued, and understood. Taking the first step toward therapy can feel difficult, but you don’t have to face life’s challenges alone. If you’re ready to invest in your mental health and personal growth, I would be honored to support you on your journey.
VirtualAvailable

$125/session

Holistic
Intelligent

Specialties

Addiction
Anxiety
Substance Misuse
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
VirtualAvailable

New to Grow

$250/session

Solution oriented
Warm

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+1
“I’m a compassionate, client-centered therapist who works with individuals navigating anxiety, stress, and life transitions. I provide a supportive, nonjudgmental space where you can openly explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, combining practical coping strategies with deeper insight into patterns that may be holding you back. Together, we’ll focus on building resilience, increasing self-awareness, and helping you feel more confident and empowered in your daily life.”
VirtualAvailable

New to Grow

$450/session

Specialties

Anger Management
Anxiety
Depression
+10
I’m a goal-oriented, solution-focused psychologist who believes in helping clients gain practical tools they can start using right away. My approach is eclectic, meaning I draw from a wide range of therapeutic techniques to tailor each session to your unique needs. I’m passionate about empowering people to better understand themselves, develop new skills, and move forward with confidence and independence.
VirtualAvailable

$120/session

Solution oriented
Authentic
Warm

Specialties

Addiction
Anxiety
Depression
+10
Hi, I'm Jennifer, a Licensed Clinical Social Worker with almost 10 years of experience in the field of social work and behavioral health. I truly enjoy what I do and feel honored to support individuals through life's challenges. My goal is to create a safe, supportive space where my clients feel heard, understood and empowered. People seek therapy for many different reasons. Whatever brings you here, taking the first step on your therapeutic journey is a courageous one.
VirtualAvailable

Often rebooked

$90/session

Solution oriented
Direct
Intelligent

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm so glad you're here. I appreciate you taking time to find the right therapist for your needs. As a Licensed Clinical Social Worker, I have been practicing since 2010 providing individual and group therapy. I have a background in substance abuse counseling as well as working in several university counseling services (RPI, Vassar and Boston College). I have worked with my clients on issues such as adjustment, depression, anxiety and trauma. My approach involves CBT and Acceptance and Commitment Therapy strategies to help clients understand and cope with symptoms. By challenging thoughts, feelings and behaviors, clients learn to take new perspectives that leave the door open for healthy, positive changes. I also have a strong background in motivation enhancement and Internal family systems. My hope is that clients will find a safe and protected space to be curious about their internal emotional experience. I aim to validate and affirm as well as provide new perspectives, so that clients feel able to make meaningful change.
VirtualAvailable

New to Grow

$145/session

Specialties

Anxiety
Depression
Life Transitions
+3
I’m a Licensed Mental Health Counselor providing telehealth therapy to adults throughout New York State. I work with anxiety, depression, work stress, burnout, life transitions, and relationship difficulties. Many of my clients are capable, high-functioning people who are used to handling a great deal but feel internally overwhelmed, stuck, or worn down. Some have tried therapy before and found it supportive, but not especially effective. My goal is for therapy to feel clear, practical, and genuinely useful. My style is direct, thoughtful, and collaborative. I use CBT and DBT to help clients understand the patterns contributing to distress and develop concrete tools to manage emotions, reduce stress, and create meaningful change in daily life.
VirtualAvailable

Often rebooked

$100/session

Authentic
Empowering
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
VirtualAvailable

$150/session

Warm
Authentic
Direct

Specialties

Addiction
Couples Counseling
LGBTQ
+10
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience supporting children, teens, adults, and families. Throughout my career, I have worked closely with individuals navigating life transitions, relationship challenges, and emotional stressors. I also have experience working with couples and families to strengthen communication, rebuild trust, and foster healthier dynamics. My approach is compassionate, collaborative, and centered on creating a safe space where clients feel heard, supported, and empowered to grow.
VirtualAvailable

$110/session

Intelligent
Solution oriented
Warm

Specialties

Couples Counseling
First Responders/Healthcare Workers
Life Transitions
+10
I am a licensed psychotherapist with 21 years of post-masters experience. I received my graduate training at the University of Hawai‘i at Mānoa, where I was strongly influenced by a holistic and culturally responsive perspective on healing. My work is grounded in a non–medical-model approach, emphasizing whole-person wellness rather than symptom labels. I integrate mind–body awareness, emotional regulation skills, and meaningful lifestyle practices to support lasting change.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$90/session

Open-minded
Warm

Specialties

Addiction
Anxiety
Depression
+10
Hi. I am a licensed mental health counselor who is very empathic, being non-judgment, genuine, using such therapeutic style and approach, to helping you make the growth deemed essential, that you can make positive changes in your life, that you can emerge a life full of happiness, laughter, beauty, and positive, new meaning. In addition to the clinical, therapeutic techniques that I use in my therapeutic relationship with my clients, I also like to incorporate mindfulness meditation practice, helping you to being more present, living in the moment, focusing on positive thoughts, the here and now moment, letting go of any negative, intrusive thoughts, but appreciating your present moment, to alleviating the anxiety, the depression, and other problems affecting your mental health and well-being.
VirtualAvailable

$90/session

Solution oriented
Warm
Authentic

Specialties

ADHD
Couples Counseling
Family Conflict
Hello! I am Yesenia. Thank you for taking the time to view my profile and most importantly for taking the time to seek assistance with your journey. I am a psychotherapist with 13 years of experience and it would be my pleasure to help you achieve serenity in your life. I received my clinical training from New York University and have 2 clinical licenses. I have experience working with Depression, Anxiety, mood disorders, addictions, marital troubles, difficult family dynamics among other issues that may prevent clients from living their best life. What you can expect from me as your therapist is full confidentiality, acceptance, commitment, empathy and guidance. I welcome you to view me as your guide through your path to happiness. I am confident that by working together, we can achieve your ultimate goal.
VirtualAvailable

New to Grow

$130/session

Specialties

Depression
Anxiety
I am a dedicated therapist with several years of clinical experience supporting individuals in their personal growth and healing. My own experience in therapy has deeply shaped my approach, helping me better understand vulnerability, resilience, and the change process. This lived insight allows me to show up with empathy, authenticity, and a genuine commitment to supporting meaningful, lasting growth in my clients.
VirtualAvailable

New to Grow

$175/session

Specialties

Bipolar Disorder
Mood Disorders
Trauma and PTSD
Hi, I'm Maria and I've been a therapist for 6 years. I have seen a variety of clients from different backgrounds and with presenting problems. I am also a trauma specialist and work most with individuals with inter-generational trauma. I am also multi-culturally competent and a LGBT+ ally. I will do my best to tailor a treatment plan to your needs and personality.
VirtualAvailable

New to Grow

$100/session

Specialties

Addiction
Self Esteem
Substance Misuse
+1
I am a licensed LCSW as well as a CASAC. For the last 5 years I have treated those with serious mental illness who have recently released from a period of incarceration. However, I worked with an organization with a psychiatrist on staff who could proivde medication. I feel more comfortable assisting clients with day to day issues they may be facing in their lives, wondering perhaps why they feel stuck, why they find themselves prone to addictive behavior and endeavor to uncover with them the reasons for their feelings with the idea of changing those thoughts that engender the uncomfortable feelings and perhaps unhealthy behavior.
VirtualAvailable

$150/session

Warm
Intelligent
Authentic

Specialties

Grief
Life Transitions
Women's Issues
+6
I have extensive experience (25 years) in integrative mental health care, working across a variety of settings, including educational, counseling, judicial, clinical public and welfare settings, and private practice. I work with diverse populations, addressing a wide range of presenting issues, such as depression, anxiety, grief, PTSD, gender identity and women's concerns. Additionally, I support clients during life transitions, crises, and identity challenges, viewing transitions as opportunities for transformational processes to become milestones in the process of their personal evolution. Combining a variety of methods, all rooted in the idea that healing encompasses the body, mind, and spirit. My approach is highly personalized, tailored to align with your needs and goals, while tunning in to cultural factors that may need to be considered ( religion, cultural background, gender identity and womens' issues across the life span). In addition to talking, I incorporate various techniques like mindfuless, breath-work, guided imagery, and expressive means, to foster deep emotional awareness and resonate on all levels. I believe that healing lies in nurturing the connection between body, mind, and spirit, and embracing a holistic, compassionate approach to wellness.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Family Conflict
Life Transitions
+10
Hi! I am Cheryl. I know reaching out for therapy can feel overwhelming, but I am so glad you are here. I help teens and adults figure out how to handle constant worry, big life changes, and the stress of relationships or a new baby. I also help people who are totally exhausted fix their bad sleep habits so they can finally rest. My goal is to give you a warm, judgment-free space to untangle your thoughts. If it makes you more comfortable, we can talk in English, Mandarin, or Taiwanese!
VirtualAvailable

$250/session

Intelligent
Solution oriented
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Self Esteem
+4
I am a licensed clinical social worker, who works primarily with women and teens navigating anxiety, depression, low self-esteem, and trauma. My goal is to create a warm, safe, and non-judgmental space where you can truly feel seen and heard. I currently offer individual therapy via telehealth, focusing on helping clients better understand themselves, build confidence, and reconnect with their sense of self.
VirtualAvailable

New to Grow

$100/session

Specialties

ADHD
Bipolar Disorder
Mood Disorders
+10
With 38 years of experience, I’ve seen it all—from quiet rural towns to the toughest streets of Harlem and the South Bronx. I don’t just bring clinical theory to our sessions; I bring real-world perspective. I specialize in helping people navigate the weight of Bipolar Disorder, depression, anxiety, and deep grief. I also have a heart for women navigating the complexities of morbid obesity, providing a space free of judgment where we focus on the person, not just the scale. My background in impoverished and dangerous neighborhoods has taught me resilience, and I’m here to help you find yours. We’ll work together to untangle life’s hardest moments with honesty, humor, and a lot of heart.
VirtualAvailable

New to Grow

$150/session

Specialties

Coping Skills
Depression
Trauma and PTSD
+6
I am a passionate and caring therapist who is deeply engaged with my clients. I believe every session is a unique opportunity to better understand what brought you into therapy and what you hope to change. I know that starting therapy can feel scary, and change can feel overwhelming. That’s why I move at your pace. My goal is to provide a safe, supportive, and nurturing space where you feel comfortable sharing your story. You don’t have to face difficult experiences alone. Together, we can gently explore what’s been weighing on you and begin building a path forward that feels manageable and empowering.
VirtualAvailable
Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.