Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 583 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New YorkRochesterAlbany

Availability updated: 10/6/2026

$175/session

Specialties
Anxiety
Fertility & Reproduction Issues
Grief
I am a devoted wife, mother, sister, aunt and friend. I love connecting with people in my personal life as well as professionally. I am passionate and committed to helping my clients work toward maximizing their mental health and overall functioning. My therapy approach is one of empathy and partnering with my clients to help them understand their symptoms better.
VirtualAvailable

New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
My approach to therapy is person-centered and strengths-based, which means I strive to meet you where you are and tailor treatment to your individual needs and goals. I often incorporate Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) techniques to help clients develop practical coping skills, improve emotional well-being, and navigate life's challenges more effectively. Whether you're dealing with anxiety, depression, stress, relationship difficulties, life transitions, or simply feeling stuck, I aim to provide a safe and supportive space where you can feel heard and understood. Together, we can explore what's getting in the way, build healthy coping strategies, and work toward the changes that are important to you.I am committed to providing culturally responsive and inclusive care and welcome individuals from all backgrounds, identities, and life experiences. I enjoy working with people across the lifespan and am open to supporting diverse populations. I value creating a therapeutic space where clients feel respected, accepted, and understood, and I recognize the importance of considering cultural, social, and personal factors that shape each individual's experience. 
Available

New to Grow

$120/session

Specialties
Anger Management
“MAC” is A licensed clinical social worker and military veteran, who has dedicated her career to helping others navigate life's most difficult challenges since the 90’s. Her journey in the field has been shaped by both invaluable professional experience and a deep personal understanding of the importance of therapy and support. Specializing in anger management, she also possess a mastery of a niche in working with forensic clients. Her diverse professional background includes independent work as an EAP provider with several Fortune 500 companies, consulting and being employed with both public and private law enforcement and social service agencies in New York City. After returning from an extended sabbatical, a period she credit with benefiting both her self and the clients through focused reflection on personal development and professional growth. She have renewed her mission: to serve and align with their clients' needs through counseling, advocacy, and connecting people to viable opportunities. She is a vocal advocate for engaging in uncomfortable but necessary conversations about self, systems, economics, inequality, race-related stress, and trauma. She believe that while it may be unpopular to be brave, and unacceptable to create spaces for chaos and fabricated narratives, silence is no longer an option. Guided by the words of James Baldwin—"Not everything that is faced can be changed, but nothing can be changed until it is faced, “ she continue the work to improve clients' well-being and help them thrive.
Available

Often rebooked

$100/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
Life can sometimes feel overwhelming. You may be struggling with anxiety, depression, trauma, relationship concerns, substance use, or simply feeling like you no longer have control over your life. You may know that you want things to change but feel unsure about where to begin. That is where therapy can help. I believe therapy should be a safe space where you feel comfortable being honest about what you are experiencing without fear of judgment. My personality is warm, compassionate, understanding, and straightforward. I will meet you where you are while also encouraging you to look more closely at the thoughts, behaviors, and patterns that may be keeping you from moving forward. I am here to support you, but I also want to help you recognize your own strength and ability to create change in your life. I have extensive training in Cognitive Behavioral Therapy and Dialectical Behavior Therapy. I also use different therapeutic approaches based on who you are, what you have experienced, and what you need from therapy. I understand that therapy is not one size fits all, so our work together will be tailored to your individual needs, culture, identity, strengths, and goals. Both my personal and professional experiences have taught me that healing is not always easy or straightforward. It takes honesty, patience, self compassion, and a willingness to do the work. You do not have to have everything figured out before starting therapy. You simply need to be willing to begin. Together, we will identify what may be keeping you stuck, develop healthier ways to manage life’s challenges, and work toward the life you truly want. We will work together to help you become more intentional with your life and mindful with your healing.
Available

New to Grow

$200/session

Specialties
Depression
Emotional Regulation
Life Transitions
I’m a Licensed Clinical Social Worker and U.S. Navy veteran who provides culturally responsive therapy to adolescents ages 14 and older and adults. I believe therapy should be a space where you can show up as your whole self and feel seen, heard, and understood without judgment. My goal is to create a supportive environment where clients can be honest about what they are experiencing while developing practical tools to help them move forward. I work with clients experiencing depression, grief and loss, major life transitions, relationship and family challenges, low self-esteem, difficulty with emotional regulation, and periods of feeling stuck, disconnected, or uncertain about what comes next. With adolescents, I enjoy helping young people navigate identity development, self-esteem, peer and family relationships, school stress, emotional regulation, and the challenges that come with transitioning into adulthood. Cultural competence is an important part of my work. I have a particular passion for working with clients of color and recognize that culture, family expectations, identity, community, and lived experiences can influence how we understand ourselves and how we experience the world. I strive to create a therapeutic relationship where these experiences can be openly explored and respected rather than overlooked. My therapeutic style is warm, collaborative, practical, and direct. I don’t believe therapy has to feel overly clinical or disconnected from your everyday life. We will work together to identify patterns that may be keeping you stuck, recognize your strengths, develop healthier ways of coping, and create realistic changes that support the life you want to build. Whether you are an adolescent figuring out who you are or an adult navigating a new chapter, therapy can be a place to grow, reconnect with yourself, and move forward with greater confidence.
Available

$120/session

Humorous
Solution oriented
Warm
Specialties
Anxiety
Depression
Self Esteem
+8
Hi, My name is Nadine George and I am a Licensed Clinical Social Worker in New York. In my therapeutic approach, I maintain a client-centered, open-minded and solution-focused perspective, emphasizing a collaborative approach to managing stressors and symptoms. I am committed to guiding individuals through challenges, improving communication, developing effective coping strategies, and enhancing personal life skills for navigating daily obstacles. Together, we work towards achieving your life goals and enhancing overall well-being.
VirtualAvailable

$200/session

Authentic
Warm
Specialties
Anxiety
Depression
Women's Issues
+4
I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience helping adults navigate depression, anxiety, trauma, grief, life transitions, and relationship challenges. Throughout my career, I have worked in a variety of clinical settings supporting individuals from diverse cultural and socioeconomic backgrounds. In addition to my clinical work, I serve as a tenured professor of Social Work and Human Services, where I have the privilege of educating and mentoring future helping professionals. I have a special passion for working with women who are ready to reconnect with their inner strength, build self-confidence, improve their emotional well-being, and create meaningful, lasting change in their lives. Whether you are feeling overwhelmed, emotionally exhausted, or simply looking for a greater sense of purpose and balance, I strive to provide a safe, compassionate, and nonjudgmental space where healing can begin.
Available

$75/session

Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
Available

Often rebooked

$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Life Transitions
Self Esteem
+3
Life presents us all with challenges. Some are easier to navigate than others. When faced with obstacles it is easy to fall into negative thinking patterns, which can lead to feeling stuck and alone. This can contribute to symptoms of anxiety and depression. Together we will look at what may be triggering your current feelings and explore how to become unstuck in order to find connection and meaning in your life. I find immense joy in helping people identify their strengths and explore what may be getting in the way of moving forward. I am a Licensed Clinical Social Worker (LCSW) in CT and NY. I received my Masters Degree in Social Work from New York University and have been working in the field of social work for over 25 years. I have experience working with children, teens, families and adults.
VirtualAvailable

$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable

$175/session

Holistic
Warm
Specialties
Anxiety
Depression
Life Transitions
+10
I’m a bilingual (English/Spanish) licensed therapist specializing in individuals and couples therapy, offering telehealth services across Massachusetts, Florida, Texas, New Jersey, New York, and Georgia. With a multicultural background and a flexible, evidence-based approach, I create a supportive, non-judgmental space where clients feel empowered to grow, heal, and reconnect. I'm passionate about helping people navigate relationship challenges, life transitions, and personal growth with authenticity and compassion.
Available

New to Grow

$200/session

Specialties
Eating Disorders
LGBTQ
Obsessive-Compulsive (OCD)
+7
My name is Ricardo and I am a Licensed Mental Health Counselor. My work focuses on supporting people navigating eating disorders (Including ARFID), Body Dysmorphia, binging, fear of food, OCD, Tics/Tourette's and the unique experiences of LGBTQIA+ individuals. These struggles can feel isolating, but they don’t have to be. I offer a warm, affirming space where you don’t have to explain or justify who you are or what you’re going through.
Available

$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Depression
+10
With over 18 years of experience as a Licensed Clinical Social Worker, I specialize in helping teens, young adults, and women navigate life’s challenges with confidence and clarity. Whether you’re struggling with anxiety, depression, relationship dynamics, or major life transitions, I provide a compassionate and supportive space where you can explore emotions, build coping skills, and create lasting change. I understand that feeling stuck or overwhelmed can be frustrating, and sometimes, you may not even know where to begin. That’s where I come in. My approach is rooted in Cognitive Behavioral Therapy (CBT), person-centered techniques, mindfulness, and strength-based modalities, allowing me to tailor therapy to your unique needs and goals. Together, we will work to identify triggers, develop effective coping strategies, and implement behavior modifications that empower you to move forward. Beyond techniques and strategies, I believe in the power of connection. Therapy is not just about working through struggles—it’s about feeling heard, validated, and supported. My mission is to provide a safe, non-judgmental space where you can explore your thoughts and feelings while gaining insight into your journey. I am passionate about working with women, particularly women of color, as I deeply understand the importance of cultural identity and lived experiences in the healing process.
VirtualAvailable

New to Grow

$130/session

Specialties
Anxiety
Depression
Fertility & Reproduction Issues
+6
I am a licensed certified social worker with 30 plus years experience and I love my job. I enjoy helping clients find their strengths and guide them to their goals. Together we can find the tools to allow you to gain your full potential. I have a calm presence which allows me to connect with my clients.
Available

$150/session

Empowering
Open-minded
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+7
Overwhelmed? Trouble saying "no" to people? Do you sometimes feel like you're making decisions based on other people's opinions/wants/needs/expectations over your own? Are your feelings and needs getting neglected? Or maybe talking about feelings is just really difficult for you, as it is for most people. It's common to avoid communication all together because it just feels like conflict. I am an openly a queer person, running a private practice since 2021, but practicing therapy full-time since 2018. I focus on trauma work, anxiety, shame, identity exploration, and boundaries/setting limits! When I say trauma work, sometimes people always assume the most extreme - but with all clients I find it beneficial to reflect on impactful or very painful past experiences and how it shapes our relationships and present-day life. I can offer you a better understanding and education of your body's nervous system, because the mind and body are connected, and trauma is held within our bodies. My goal is to work with you on improving self-awareness, understanding your automatic reactions, and having direct coping tools based on your specific experiences and mental health symptoms, so you can enjoy the present and feel more free and in control. I’ll help you identify your unmet needs and your emotions, and practice better communication and conflict-resolution often, too. However as educational, direct, and action-oriented I try to be, I also work from a place of compassion. Therapy is very vulnerable! I am ultimately giving you the space and time to get any current worries off your mind, and I try to always work from a place of patience, empathy, and flexibility, too. I've been in the client's chair many times, and I know exactly how important it is to feel free to talk without being judged.
Available

$175/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
LGBTQ
+10
Hey there! If your negative thought loops or emotions have impacted your life in some way, I'm here to remind you that you're certainly not alone - you're human. I view therapy as a chance to improve the thinking patterns that cause you to feel anxious or depressed, and keep you down for longer than feels healthy. My aim is to help confront these problem areas and then construct goals that ultimately bring about healthy change!
VirtualAvailable

$150/session

Authentic
Direct
Humorous
Specialties
Addiction
Anxiety
Men's Issues
+10
Hello, my name is Doug. I have been a mental health professional for 15 years and have worked in many different venues with many different populations. The central theme of my work has always been helping people get to where they want to go. In sessions- you and I will ally to identify and then work towards any goals you have while I serve as a supportive resource who will aim to be useful in helping you notice patterns and build skills. Mental health is health and as humans we all need support enriching our health. My goal will always be to support you.
Available

Often rebooked

$140/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable

New to Grow

$120/session

Specialties
Anxiety
Depression
Life Transitions
+9
I have been a practicing Mental Health Counselor/Psychotherapist for the past twenty-five years. I have been a Nationally Certified Counselor and a Certified Clinical Mental Health Counselor and in 2005, was amongst the first 100 counselors to be granted a NYS Mental Health Counselor License. I am eclectic and interactive in my approach to helping people do better with how they live their lives. In a supportive, comfortable and confidential environment, I work with each person to address immediate as well as long standing issues and concerns with a focus on understanding, exploring choices and making positive changes. During our counseling sessions, I will be gathering information, addressing any questions or concerns and discussing ways of moving forward. My specialty areas include relationship issues, anxiety, panic attacks, depression, lifestyle issues, personality issues, adjustment disorders, and family/parenting issues. My treatment approaches include Cognitive/Cognitive Behavioral, Gestalt, Interpersonal and Short-Term Solution-Focused Therapy.
Available

New to Grow

$100/session

Authentic
Holistic
Specialties
Anxiety
Depression
Life Transitions
+3
My name is Vanessa and I have been working with therapy clients for 12 years. I have immense faith in the tools and skills that are developed in therapy, as well as what is processed in the therapeutic relationship. I believe that people can take their mental health into their own hands and build a life that is rooted in acceptance, regulation, stability, balance, and self-love. My clients would likely say that: I listen well, provide plenty of psychoeducation, help them increase insight, offer relevant feedback and have a strong faith in their ability to create positive and lasting changes, that improve their quality of life. I have often been told that I create a calming environment, which can be helpful for clients navigating difficult challenges. My style can at times include lighthearted humor when appropriate, which also serves to strengthen the therapeutic alliance. Furthermore, I can challenge my clients in a way that doesn't dismiss their feelings but helps them identify unhelpful patterns.
Available

$150/session

Humorous
Open-minded
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
For more than 13 years, I have helped clients navigate life's challenges with compassion, practical guidance, and evidence-based treatment. My advanced clinical training includes education at Princeton and Columbia University, and I specialize in treating depression, anxiety, trauma, OCD, panic attacks, substance use, relationship concerns, men's issues, life transitions, and sports performance. I also work with couples to improve communication, rebuild trust, strengthen connection, and break unhealthy relationship patterns. My approach is collaborative, individualized, and grounded in psychodynamic, cognitive behavioral (CBT), dialectical behavior (DBT), person-centered, and humanistic therapies. I believe lasting change comes from understanding both the individual and the broader context of their life, including family, relationships, work or school, culture, and other environmental influences. Whether you're facing a specific challenge or seeking personal growth, my goal is to help you reduce symptoms, build resilience, deepen self-awareness, and create a more fulfilling life. You don't have to have everything figured out before starting therapy. If you're ready to take the next step, I would be honored to help you move toward the life you want.
Available

$190/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
Depression
Women's Issues
+10
Welcome, I'm Valerie! I earned my Master’s in Social Work from Columbia University in 2014 and have spent over a decade working across NYC supporting individuals through life’s toughest moments—from managing anxiety and trauma to navigating chronic illness, grief, and family dynamics. As a biracial woman of Southeast Asian heritage, I am deeply passionate about cultural humility, social justice, and inclusive care. I honor the rich, complex backgrounds that make you who you are, and I craft care that reflects your unique identity and values
Available

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable

$80/session

Humorous
Authentic
Solution oriented
Specialties
Anxiety
Grief
Trauma and PTSD
+3
As a long-term provider of mental health, I feel that therapy is very much like coaching. Together we can affect change using the tenets of CBT. I like to work in a brief, short-term and goal-centered approach. Come with an open mind and let us talk about making minor adjustments that can lead to long term changes. My mantra is -- "How can I help?" And if it sounds like a "Zen" like approach to counseling- maybe it is. Feel free to contact me with questions. I also work with athletes on any level to achieve peak performance.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.