Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 594 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 9/21/2026

$150/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+10
I am a Licensed Clinical Social Worker based in New York City. I received my Masters Degree from New York University over 25 years ago. I have extensive experience in treating adolescents, adults families and couples. I completely enjoy meeting with new clients and working together to help them to work toward meeting their goals which we will plan together.
VirtualAvailable
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$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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New to Grow

$175/session

Specialties
Anxiety
Burnout
Life Transitions
+10
Hello! I am a licensed professional counselor licensed in both NY & NJ with over a decade of experience working with individuals who are experiencing anxiety, burnout and relationship challenges. Therapy, to me, feels like a genuine conversation between two people. I show up as myself—curious, engaged, and thoughtful. I'll ask questions, offer new perspectives, and help you build insight and practical tools so you can feel more like yourself again.
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New to Grow

$75/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker experienced in supporting children, adolescents, adults, older adults, and families. I offer a nonjudgmental, supportive space where you can feel heard and respected. I help individuals navigating trauma, anxiety, depression, Bipolar Disorder, Schizophrenia, Schizoaffective Disorder, life transitions, stress, and relationship challenges. I also support overwhelmed parents and those transitioning from hospitalizations who want to build stability and improve their quality of life. My approach is supportive, collaborative, and tailored to you. I use evidence-based methods like CBT, Motivational Interviewing, and a strength-based perspective to help you understand patterns, build coping skills, and create meaningful change. We’ll move at a pace that feels comfortable and aligned with your goals.
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New to Grow

$110/session

Specialties
Anxiety
Burnout
Depression
I received my master's degree in mental health counseling at CUNY Brooklyn College. I have years of experience providing services for teens and adults and would love to help people who struggles with different types of issues such as depression, anxiety, relationship issues, communication issues, self-esteem issues, stress. I utilizes approaches such as CBT, Gestalt therapy, Emotionally Focused therapy, and Person Centered therapy in order to help my clients meet their needs and goals. I focus on helping my clients become aware and understand their emotions to better help provide them with a sense of control of their minds and lives.
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New to Grow

$120/session

Specialties
ADHD
Anxiety
Depression
+10
Hello, nice to meet you! It can be challenging going through the process of accepting and creating the momentum to take steps towards bettering your mental health and finding better ways to cope with stress. I believe in working with you to create a warm and open-minded environment to foster transparency and vulnerability within session. If you are looking to find better ways to address certain areas in your life, but have not had the proper support, we will work together as a team towards identifying, taking steps, and accomplishing your goals. I have been providing therapy services since 2021 as a Licensed Master Social Worker, and have been providing services as a Licensed Clinical Social Worker since 2025. I work with clients between the ages of 18-65 who experience a range of mental health conditions and needs. I specialize in ADHD, Anxiety, Depression, Relationship Issues, Stress Management, Life Transitions, and mood disorders, however I have worked with an expansive range of individuals with different mental health conditions. I utilize different therapy modalities and approaches in session to best meet my client's needs.
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$120/session

Authentic
Specialties
Anxiety
Life Transitions
Women's Issues
+9
I bring warmth, curiosity, and over 20 years of experience helping people navigate difficult emotions, relationships, and life transitions. My work is grounded in an integrative, trauma-informed approach, drawing from psychodynamic therapy, CBT, attachment-based work, and mindfulness-informed practices to support both insight and practical change. One of my greatest strengths is looking beyond the immediate problem to understand the patterns underneath it—how past experiences, relationships, and ways of coping may be shaping what is happening today across different stages of life. I also have a strong background in school-based settings, which has deepened my understanding of developmental challenges, academic stress, peer dynamics, and family systems. I balance compassion with honesty, creating a space where people feel deeply understood while also gently challenged to see themselves and their choices in new ways. My approach is collaborative and down-to-earth; therapy with me is not about having all the answers, but about helping you better understand yourself, trust your own voice, and create meaningful change that feels authentic to who you are.
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New to Grow

$130/session

Specialties
Addiction
ADHD
Anxiety
+3
I've been a practicing psychotherapist for over twenty five years providing in and outpatient therapy for adolescence and adults. I am interesting in working with clients who are motivated for change, who are willing to make a commitment to the process of change and consistent with treatment. I am also interested in clients who are willing and open to developing a therapeutic relationship base on trust. The goal of treatment is to help clients to improve their insight regarding the issues/problems that they want to change.
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New to Grow

$100/session

Specialties
Burnout
Grief
Trauma and PTSD
+10
As an LCSW and former Clinical Supervisor with 14+ years of experience, I provide a grounded, protective, and highly structured environment to help individuals process deep trauma, navigate complex grief, and recover from institutional or workplace burnout. My approach moves entirely past standard talk therapy; I draw heavily on evidence-based frameworks—including EMDR, Schema Therapy, and Transactional Analysis—to explore underlying behavioral patterns, break toxic cycles, and build concrete, tailored coping tools. My style is honest, collaborative, and warm, entirely focused on cutting through the daily noise to help you confidently get back to feeling like yourself.
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New to Grow

$265/session

Solution oriented
Warm
Specialties
Addiction
Life Transitions
Women's Issues
+10
I’m a trauma‑informed mental health counselor with 15 years of experience supporting adults through life transitions, emotional overwhelm, and healing work. I specialize in helping women navigate perimenopause‑related mood changes, anxiety, depression, chronic stress, and weight‑related concerns, including bariatric surgery evaluations. I also work with individuals experiencing substance use concerns or addiction. My approach is warm, collaborative, and grounded in helping you feel understood, supported, and empowered to create meaningful change.
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$120/session

Solution oriented
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I’m a bilingual Licensed Clinical Social Worker providing psychotherapy in English and Spanish. My approach is warm, collaborative, and integrative, combining evidence-based practices with a space where clients can feel heard, understood, and supported without judgment. I work with adults navigating anxiety, depression, trauma, relationship concerns, grief, life transitions, identity, self-esteem, and other emotional challenges. I believe therapy should feel like a meaningful conversation rather than an evaluation, and I tailor treatment to each person’s needs, experiences, culture, and goals.
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$100/session

Specialties
Anxiety
Crisis Intervention
Depression
+2
Hi I'm Laura, a licensed clinical social worker with extensive experience supporting individuals through crisis, trauma, and major life stressors. I specialize in working with first responders and those impacted by high-stress environments, offering a calm, collaborative, and practical approach to therapy. My goal is to help clients feel understood, supported, and empowered to move forward. My approach is practical, compassionate, and down-to-earth. I’ll meet you with empathy and honesty, offering support without judgment. Together, we’ll explore what’s holding you back and help you reconnect with your true self.
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$165/session

Warm
Authentic
Open-minded
Specialties
LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hi, I’m Samantha, a sex therapist who believes conversations about sex, intimacy, and relationships shouldn’t feel clinical or shame-filled. I show up as a real, grounded human and create a space where people can talk openly, awkwardly, honestly, and without judgment about the things they usually keep to themselves. I work with concerns like desire differences, low libido, sexual anxiety or shame, communication struggles, intimacy concerns, and feeling disconnected in relationships.
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Often rebooked

$130/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
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$150/session

Authentic
Challenging
Empowering
Specialties
Anxiety
Family Conflict
Trauma and PTSD
+4
I am a Licensed Mental Health Counselor with extensive experience supporting individuals across the lifespan, including adolescents, adults, couples, families, and older adults. I specialize in helping clients who are struggling with anxiety, trauma, emotional overwhelm, relationship challenges, and life transitions, and who are seeking both relief and deeper understanding of themselves. Clients often describe me as warm, grounded, and easy to talk to, while also thoughtful and direct when helping them identify patterns that may be keeping them stuck. My approach is collaborative and compassionate, with a strong focus on helping clients feel emotionally safe while also gently encouraging insight, reflection, and meaningful change. In my work, I integrate cognitive behavioral therapy, mindfulness-based strategies, trauma-informed care, and psychodynamic principles. This allows me to support both present-day symptom relief and deeper exploration of long-standing emotional and relational patterns. My clinical background includes many years of work in community mental health in New York City, where I provided care to diverse and underserved populations. I also have experience in inpatient psychiatric settings supporting individuals during acute crises, as well as involvement in psychiatric research, which strengthened my foundation in evidence-based and clinically grounded care. At the core of my work is the belief that people are not defined by their symptoms or their past experiences. Instead, therapy is a space to better understand yourself, shift long-standing patterns, and build a more grounded, connected and intentional life.
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$150/session

Intelligent
Authentic
Warm
Specialties
Career Counseling
LGBTQ
Self Esteem
+9
At my core, I am a therapist who believes in the transformative power of depth, empathy, humor, and the arts. I’ve spent my career helping people understand themselves more fully — not only by reducing symptoms, but by uncovering the narratives, emotions, and self-limiting beliefs that have kept them small or stuck. I work from a humanistic and psychoanalytic foundation, integrating mindfulness, ACT, and solution-focused strategies to help clients access resilience, self-compassion, and real change. I bring a warm, grounded, and creative presence into the room. My background as an artist and writer shapes my work: I’m attentive to symbolism, story, imagination, and the deeper layers of a person’s emotional life. Humor is also one of my most natural tools, not to avoid pain, but to help clients feel safe, open, and connected as they explore difficult experiences. Across corporate mental health, trauma work, refugee support, and private practice, I’ve seen how people flourish when they’re permitted to be fully themselves. I help clients build self-esteem through honesty, curiosity, and acceptance; loosen rigid patterns; and move beyond the internalized messages or roles that no longer serve them.
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$90/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
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New to Grow

$100/session

Specialties
Anxiety
Bipolar Disorder
Depression
+10
I am a Licensed Mental Health Counselor (LMHC) in New York with over 5 years of experience. I have worked with adults seeking help with anxiety, depression, other mood disorders, stress, life transitions, LGBTQ+ issues, and trauma. I received my Bachelor of Arts in Social Work from Nazareth College in Rochester, NY followed by a Master of Science in Mental Health Counseling from Medaille College in Buffalo, NY.
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$115/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
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$100/session

Warm
Open-minded
Solution oriented
Specialties
Addiction
Couples Counseling
Women's Issues
+8
Hi, I’m Lena Meyer, a Licensed Clinical Social Worker providing telehealth therapy for adults and couples. I specialize in helping individuals navigate life transitions, relationship challenges, substance use concerns, and periods of feeling stuck or overwhelmed. My approach is strengths based, compassionate, and collaborative. I believe therapy should feel supportive, practical, and empowering; a space where you can be honest, gain insight, and build the tools needed for lasting change. Whether you're working through anxiety, relationship stress, recovery, or personal growth, I’m here to help you move forward with clarity and confidence.
VirtualAvailable
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New to Grow

$130/session

Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
As a licensed clinician, I typically work with young adults who are looking to overcome past traumas, going through life transitions, or are seeking help in learning to cope with daily stressors. I also thoroughly enjoying helping people find connections between past experiences and current life circumstances to help prevent repeating negative patterns. My work usually involves discussing any history of complex emotional trauma, identifying and challenging negative beliefs, and connecting with different parts of ourselves that play a role in how we think and how we interact with others and the world around us. I'm always open to talk therapy for people who are looking to vent about stressors and discuss ways to move forward.
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Often rebooked

$115/session

Authentic
Direct
Solution oriented
Specialties
Anxiety
Depression
Life Transitions
+10
Hi, I’m Melana—a therapist and single mother by choice. I understand the emotional complexity of family building, especially when it doesn’t follow the traditional path. I hold space for the full range of your experience with compassion and clinical care. For 14 years, I supported youth and young adults with diverse diagnoses. I work with individuals, couples, and families who are ready to explore what’s not working—and start making changes they’re proud of. My approach is grounded, compassionate, and practical. I use evidence-based methods like cognitive behavioral therapy (CBT), solution-focused techniques, and strength-based strategies to help you gain clarity and momentum. Meanwhile, my personal journey through fertility, family building, and parenting broadened my empathy—allowing me to be fully present with clients through their most difficult moments. If you’re ready to design a life with more joy, peace, and meaningful relationships, I’d be honored to walk with you. Let’s figure it out—together.
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$150/session

Authentic
Intelligent
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+4
For the past 17 years, I have had the privilege of helping people navigate the complicated, messy, and often deeply meaningful work of understanding themselves. I believe therapy can be a place to slow down-to step outside of the noise and begin taking a more examined look at your life, your patterns, your relationships and the choices you've been making. My approach is grounded in the belief that our minds and nervous system are constantly trying to protect us. Many of the patterns that can leave us feeling stuck, anxious, disconnected or overwhelmed once served an important purpose. I am interested in helping you understand why these patterns developed, what they may be trying to communicate and whether they still serve you in the life you're living now. I draw from Cognitive Behavioral Therapy (CBT), psychodynamic therapy, Internal Family Systems (IFS) and mindfulness practices. I don't believe there is one right way to do therapy, so our work will be collaborative and tailored to you.
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$150/session

Authentic
Solution oriented
Warm
Specialties
Autism
Child or Adolescent
Eating Disorders
+10
My name is Alexandra Sweeney, but I go by Ally. I have been working in the field since 2018. I specialize in children/adolescents, Autism, and Eating Disorders. I like to take a relational approach with therapy: I believe that all relationships whether they are past or present are important in the therapy process. I believe it is important to understand how a person is in their familial, romantic, or platonic relationships and how this impacts the person as a whole. I use the counseling process to foster a healthy relationship and a way to create boundaries and help people be their true self in every relationship.
VirtualAvailable
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$100/session

Authentic
Direct
Warm
Specialties
Anxiety
Depression
Self Esteem
+6
I’m a Black male therapist in my 30s who is passionate about helping individuals and couples navigate anxiety, relationships, identity, and life transitions. I strive to create a supportive, non-judgmental space where clients feel seen, heard, and respected. My approach is collaborative and practical, drawing from evidence-based methods like Cognitive Behavioral Therapy while honoring each person’s unique experiences, culture, and strengths. I’m a therapist who believes therapy should feel like a space where you can be honest, understood, and supported without judgment. My approach is warm, collaborative, and focused on helping clients better understand themselves while developing practical tools to navigate relationships, emotions, identity, life transitions, and personal growth. Through my practice, I work with individuals, couples, and families who may be struggling with anxiety, self-esteem, communication, relationship challenges, emotional regulation, or simply trying to figure out their next chapter. I meet each client where they are and recognize that no two people have the same story or path to healing. My goal is not to tell you who you should be, but to help you better understand who you are, what you need, and who you want to become. Therapy is a place for growth not just when life feels difficult, but also when you’re ready to build on the progress you’ve already made.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.