Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 548 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 4/28/2026

New to Grow

$100/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+1
“I’m a compassionate, client-centered therapist who works with individuals navigating anxiety, stress, and life transitions. I provide a supportive, nonjudgmental space where you can openly explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, combining practical coping strategies with deeper insight into patterns that may be holding you back. Together, we’ll focus on building resilience, increasing self-awareness, and helping you feel more confident and empowered in your daily life.”
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Substance Misuse
+5
I'm Robert, a licensed CBT therapist based in New York with over 20 years of experience. I work with adults navigating anxiety and depression, and various other behavioral health issues, drawing on a background that spans a wide range of settings and populations. My approach is practical and collaborative — together, we'll build real skills to help you feel better and move forward.
Available

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Self Esteem
+4
I am a licensed clinical social worker, who works primarily with women and teens navigating anxiety, depression, low self-esteem, and trauma. My goal is to create a warm, safe, and non-judgmental space where you can truly feel seen and heard. I currently offer individual therapy via telehealth, focusing on helping clients better understand themselves, build confidence, and reconnect with their sense of self.
VirtualAvailable

New to Grow

$170/session

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome—I'm glad you're here. I’m a licensed therapist dedicated to helping individuals and couples navigate life’s challenges with greater clarity, balance, and confidence. My approach is warm, collaborative, and tailored to your unique needs. Whether you're dealing with anxiety, relationship concerns, or major life transitions, I strive to create a safe, supportive space where you feel heard, understood, and empowered to grow.
Available

New to Grow

$100/session

Specialties

Anxiety
Child or Adolescent
Depression
+10
Hi, I’m Ashley, a Licensed Mental Health Counselor who works with adolescents, adults, and couples navigating anxiety, stress, relationship challenges, life transitions, and self-esteem concerns. I provide a warm, supportive, and judgment-free space where clients can feel heard while also gaining practical tools for change. My goal is to help clients build insight, confidence, healthier coping skills, and stronger relationships so they can feel more balanced and empowered in their daily lives.
Available

$110/session

Direct
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I’m Sahana Pentyala, a Licensed Clinical Social Worker (LCSW) committed to helping individuals, families, and organizations strengthen their emotional resilience and achieve lasting well-being. My approach integrates evidence-based clinical practices with a deep understanding of how physical, emotional, and social health intersect — an approach shaped by my specialization in Integrated Health. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. I believe that healing begins with understanding — and I strive to provide a safe, empathetic, and nonjudgmental space where you can be heard, validated, and supported in your journey toward balance and growth.
VirtualAvailable

$120/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Career Counseling
Depression
+5
Hello and welcome! I ACCEPT MANY INSURANCES IN CONNECTICUT & NY! ✨️ You're in the right place!✨️ As a licensed Clinical Social Worker/Therapist, my passion and purpose are to help empower and provide my clients with tools they can rely on to make holistic changes in their lives especially when dealing with anxiety, depression, and everyday life issues! I have a bachelor's degree in Psychology and a Master's degree in Social Work with a Minor in Media, Communications, and Technology. I have been practicing for over 10 years. I have tremendous background and experience working in different healthcare settings from inpatient psychiatry, and outpatient behavioral health clinics to working as a clinician in the emergency department. I help clients who are dealing with depression, anxiety, and life issues learn ways to address these thoughts and feelings by implementing action steps to take to alleviate these symptoms to create lasting changes in their lives. My approach is very laid back however offers evidence-based and practical ways for improvement, maintenance, and solutions for change.
VirtualAvailable
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New to Grow

$154/session

Authentic
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable

$200/session

Direct
Solution oriented
Humorous

Specialties

Couples Counseling
Men's Issues
Sex Therapy
+10
I am Dr. Jorge Piña, a licensed bilingual psychotherapist and psychoanalyst dedicated to helping individuals and couples navigate relationship challenges, emotional pain, and life transitions. I provide a safe, confidential, and insightful space to understand yourself more deeply, strengthen your relationships, and create meaningful, lasting emotional and personal change together now and grow forward with clarity and confidence today onward.
VirtualAvailable

Often rebooked

$100/session

Authentic
Empowering
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Family Conflict
Parenting
Trauma and PTSD
+2
I am a Licensed Clinical Social Worker with over ten years of experience. I am licensed in the states of New York, New Jersey and Washington. I have committed my career to studying and treating the impacts of trauma. My identity as an Indigenous American informs my unique perspective on the impacts of generational trauma. Drawing from my own cultural background as well as a diverse toolkit of therapeutic approaches, I specialize in supporting clients from various cultural backgrounds, helping them navigate the complexities of their unique life experiences.
VirtualAvailable

$150/session

Warm
Intelligent
Open-minded

Specialties

Couples Counseling
Depression
LGBTQ
+10
You may be holding it together on the outside while feeling exhausted, disconnected, or stuck. Life's responsibilities, grief, and relational strain can weigh heavily, and you don't have to navigate that alone. I work with adults, couples, and families with a focus on people of color and LGBTQ+ clients, offering a warm, grounded, and human approach. We move at your pace and focus on what matters most to you. If you're ready to make sense of your feelings, strengthen your relationships, or simply have a safe space to process, I would be honored to walk alongside you. Taking the first step can change your life!
VirtualAvailable

$120/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Grief
Substance Misuse
+3
Hello, and welcome. I’m a Licensed Clinical Social Worker (LCSW) based in New York with over 20 years of experience helping individuals navigate life’s challenges and improve their emotional well-being. I earned my Master of Social Work from Stony Brook University and have spent my career supporting people through difficult periods while helping them build healthier, more fulfilling lives. Many people seek therapy when they feel overwhelmed, stuck, or emotionally drained. You may be struggling with anxiety, depression, trauma, relationship challenges, or a major life transition that feels difficult to manage on your own. My goal is to provide a safe, supportive, and non-judgmental space where you can openly explore your experiences, gain clarity, and begin moving toward healing and growth. My approach to therapy is compassionate, collaborative, and practical. I work closely with my clients to help them better understand their thoughts, emotions, and patterns, while developing effective coping strategies that support lasting change. Together, we focus on building resilience, strengthening self-awareness, and creating healthier ways to navigate life’s challenges. Throughout my career, I have had the privilege of working with individuals from diverse cultural, social, and professional backgrounds. I am committed to providing culturally sensitive care and creating an environment where every client feels respected, valued, and understood. Taking the first step toward therapy can feel difficult, but you don’t have to face life’s challenges alone. If you’re ready to invest in your mental health and personal growth, I would be honored to support you on your journey.
VirtualAvailable

$90/session

Authentic
Empowering
Intelligent

Specialties

Addiction
Anxiety
Depression
+6
I’m Daniela Garcia, LCSW, a licensed clinical social worker with nine years of experience supporting adolescents and adults. I specialize in helping clients navigate anxiety, depression, trauma, substance use, life transitions, and relationship challenges. My approach blends DBT, CBT, IFS, and attachment-based techniques, tailored to each person’s needs, with the goal of helping clients build resilience, insight, and practical skills to thrive in daily life.
VirtualAvailable

New to Grow

$130/session

Specialties

Depression
Anxiety
I am a dedicated therapist with several years of clinical experience supporting individuals in their personal growth and healing. My own experience in therapy has deeply shaped my approach, helping me better understand vulnerability, resilience, and the change process. This lived insight allows me to show up with empathy, authenticity, and a genuine commitment to supporting meaningful, lasting growth in my clients.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
Health/Medical Issues
+10
I have been providing Psychotherapy for over ten years at a community outpatient mental health clinic working in a multicultural environment. My experience encorporates treating clients with all types of mental health disorders especializing in anxiety, depression, trauma, health and weight issues. I incorporate an eclectic model approach using techniques from cognitive behavioral therapy, dialectic behavior theory, client centered, crisis interventions, and trauma focused.
Available

New to Grow

$150/session

Specialties

Coping Skills
Depression
Trauma and PTSD
+6
I am a passionate and caring therapist who is deeply engaged with my clients. I believe every session is a unique opportunity to better understand what brought you into therapy and what you hope to change. I know that starting therapy can feel scary, and change can feel overwhelming. That’s why I move at your pace. My goal is to provide a safe, supportive, and nurturing space where you feel comfortable sharing your story. You don’t have to face difficult experiences alone. Together, we can gently explore what’s been weighing on you and begin building a path forward that feels manageable and empowering.
VirtualAvailable

$125/session

Direct
Open-minded
Solution oriented

Specialties

Life Transitions
Mood Disorders
Trauma and PTSD
+9
Feeling overwhelmed by life's challenges? You don't need to do it alone. Therapy can offer you a safe, non-judgmental space to that allows you to explore your experiences by slowing down, reflecting and being fully heard. I have been a therapist for 11 plus years. I have trained in different treatment types that enables me to work with helps individuals to navigate anxiety, relationship patterns, grief, chronic medical issues, and life transitions with compassion and clarity. I integrate trauma informed care, cognitive processing therapy, somatic therapy, internal family systems, trauma informed care, and cognitive behavioral therapy to support healing at a pace that feels safe and collaborative. My goal is to create a space where you feel understood, empowered, and supported as you move toward meaningful change.
VirtualAvailable

$125/session

Authentic
Warm

Specialties

Life Transitions
Trauma and PTSD
Women's Issues
+10
I am a licensed Marriage and Family Therapy therapist who enjoys providing trauma-focused care to people of all ages, cultures, and backgrounds. I have provided individual, couples and family therapy for over 12 years in New York both in English and Spanish. I am a first generation child of immigrant parents and I also enjoy supporting other first gen clients navigating the complexities of balancing the expectations of both cultures. I also have extensive experience supporting those who are suffering the loss of a loved one (including loss due to a violent crime) and helping victims of crime navigate the criminal justice system.
VirtualAvailable

New to Grow

$120/session

Specialties

LGBTQ
Racism
Women's Issues
+5
I'm a licensed mental health counselor and experienced psychedelic guide with over 300 hours of Ketamine-Assisted Psychotherapy (KAP) conducted. I bring a blend of cultural heritage and clinical expertise to my work. I'm committed to social justice and strive to eliminate barriers to mental wellness services for historically marginalized communities. I support my clients with compassion and a collaborative approach.
Available

New to Grow

$450/session

Challenging
Solution oriented

Specialties

Anger Management
Anxiety
Depression
+10
I’m a goal-oriented, solution-focused psychologist who believes in helping clients gain practical tools they can start using right away. My approach is eclectic, meaning I draw from a wide range of therapeutic techniques to tailor each session to your unique needs. I’m passionate about empowering people to better understand themselves, develop new skills, and move forward with confidence and independence.
VirtualAvailable

$125/session

Specialties

Anxiety
Life Transitions
Parenting
I am a Licensed Mental Health Clinician in New York State with two decades of experience in behavioral health. My work has taught me that anxiety and life stress can interfere with many aspects of our lives, and these experiences are unique to everyone. I am also a Certified Narcissistic Abuse Clinician, trained in working with those who have experienced emotional, psychological, and physical abuse by narcissistic and antagonistic individuals.
VirtualAvailable

New to Grow

$110/session

Specialties

Addiction
Couples Counseling
Self Esteem
Therapy can feel broad and overwhelming. To simplify our approach, we'll seek acceptance and control of adversities that seem to dictate your life. Whatever stressors weigh on you, we'll troubleshoot what hasn't been working and process new tools to put in place. It is my responsibility to adapt to your preferences and ways of learning. I'll provide a space for you that can range from open discussion and exploration, to structured activities and weekly goals. Additionally, these steps are flexible and can be done in a matter of time that fits what you hope to achieve. All possible with individual, couples, and/or family therapy. Life is complex, causing us to feel overwhelmed, uncertain, and disoriented. Let therapy be your compass. I'm trained in individual psychotherapy as well as couples & family dynamics. Thus, we'll think systemically about your presenting concerns as needed, helping to reduce individual burdens that come with depression, anxiety, and other presenting problems. Having grown up in the helping field and being exposed to a variety of challenges, it is my pleasure to lend insight and support throughout your own adversities. I have helped a wide variety of clientele, including end of life care, couples on the verge of divorce, and addiction, to name a few. I look forward to the potential of working with you.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Mood Disorders
Self Esteem
I am a licensed mental health professional with over 13 years of experience supporting individuals, couples, and families. My work focuses on helping clients navigate relationship challenges, improve communication, and build healthier, more fulfilling connections. I take a collaborative, CBT-informed approach that is both practical and compassionate, creating a space where clients feel heard, supported, and empowered to make meaningful, lasting changes.
Available

New to Grow

$150/session

Specialties

Anxiety
Family Conflict
Life Transitions
+10
Hi! I am Cheryl. I know reaching out for therapy can feel overwhelming, but I am so glad you are here. I help teens and adults figure out how to handle constant worry, big life changes, and the stress of relationships or a new baby. I also help people who are totally exhausted fix their bad sleep habits so they can finally rest. My goal is to give you a warm, judgment-free space to untangle your thoughts. If it makes you more comfortable, we can talk in English, Mandarin, or Taiwanese!
VirtualAvailable
Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.