Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 567 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/17/2026

New to Grow

$175/session

Specialties
Anxiety
Obsessive-Compulsive (OCD)
Phobias
+3
I’m a licensed clinical social worker who specializes in helping adults overcome stress, anxiety, or OCD. I graduated from Columbia School of Social Work and have extensive training in multiple evidence-based treatments. My approach is active and collaborative, with an emphasis on building skills that you can apply in your daily life. In our work together, I focus on helping you better understand how your mind operates and equipping you with practical and effective tools to deal with your mental health more effectively. Over time, clients often find that they are able to feel calmer, think more clearly, and respond to challenges with greater confidence. Rather than feeling controlled by anxiety, they begin to experience a greater sense of freedom, balance, and control in their lives.
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$150/session

Authentic
Solution oriented
Direct
Specialties
Coping Skills
Grief
LGBTQ
+2
I have been a psychotherapist for over 26 years, and see/have seen a range of different patient populations, including older (60+) adults, people of color, LGBTQ+, straight identified, couples, etc. I provide a warm, welcoming and nurturing environment to give patients the space and the support to work on whatever issues they are struggling with in a completely non-judgemental forum. I work with individuals, couples, and have experience working with patients dealing with loss/bereavement, coming out issues, anxiety, depression, imposter syndrome, death/dying, relationship issues, health concerns/chronic illness, issues related to aging, and many other concerns as well.
VirtualAvailable
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$195/session

Warm
Authentic
Empowering
Specialties
Anxiety
Trauma and PTSD
Coping Skills
+4
I’m a licensed psychotherapist with over 15 years of experience supporting adults and adolescents navigating anxiety, life transitions, relationship concerns, and emotional overwhelm. My approach is collaborative, practical, and grounded in helping you better understand yourself while building tools you can actually use in daily life. I work best with clients who are motivated for growth, value honest conversation, and want therapy to feel supportive, respectful, and effective—not rigid or overwhelming. I strive to create a space where you can show up as you are and move toward meaningful, sustainable change.
VirtualAvailable
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$150/session

Specialties
Anxiety
Depression
Substance Misuse
+7
I am Gordon Shearer an LCSW located in NY and have been a psychotherapist for 10 years. I love my work and enjoy meeting and working with individuals who are interested and committed to making their lives better in some meaningful way. I believe support is crucial to developing the therapeutic relationship and want to do best for my clients.
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New to Grow

$165/session

Specialties
Anxiety
Burnout
Life Transitions
+4
Whether you're a parent navigating the challenges of raising children, a young adult finding your footing, a high achieving experiencing nervous system dysregulation or a family seeking stronger connections — there's a place for you here. Life has a way of pulling us in every direction — but healing often starts by turning inward. I bring both compassion and energy to every session, creating a space where you feel safe, seen, and supported. Whether you're navigating everyday stress or life's bigger challenges, I'm here to help you find your footing and reconnect with your own strength.
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New to Grow

$120/session

Specialties
Anxiety
Depression
Domestic Violence
+7
Sandra Villa is a Latinx therapist with 25 years of experience serving diverse communities. She specializes in depression, anxiety, grief and loss, and life transitions. She uses a strengths-based, humanistic approach, believing in each person’s resilience and capacity for change. Therapy is collaborative and supports growth, healing, and ongoing personal evolution.
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$350/session

Authentic
Empowering
Challenging
Specialties
Grief
LGBTQ
Trauma and PTSD
+10
I am a Licensed Mental Health Counselor (LMHC) in the state of New York and I am also a Licensed Professional Counselor (LPC) in the commonwealth of Pennsylvania. I am a national board-certified counselor, board-certified clinical mental health counselor, and board-certified approved clinical supervisor. I have been in practice for over 20 years and have focused my practice and supporting individuals dealing with life transitions and traumatic or disturbing events. I have expertise in supporting LGBTQIA2S+ Population (Trans and Gender-fluid individuals specifically), Marginalized communities, PTSD, CPTSD, Major Depression, Dissociation, and Neurodivergent clients.
VirtualAvailable
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$145/session

Intelligent
Solution oriented
Warm
Specialties
Addiction
Mood Disorders
Trauma and PTSD
+10
Hi, I am a licensed mental health counselor and a licensed addictions specialist in NC. I was born and raised in NY and received my masters in mental health counseling at Marist College in Dutchess County, while raising four beautiful Daughters. I have worked in the counseling field for over 20 years helping my clients and their families heal from the wreckage of addiction and untreated mental health. If you are struggling with addiction, alcoholism, PTSD, complex PTSD, attachment/relational trauma, anxiety, mood disorders, and/or family discord I can help. I have worked in the role of psychotherapist, clinical director, and skilled at program development. This all means I have I understand what therapies work for what your needs are. Through my experience I have designed a specific set of topics, assignments, and individualize your treatment plan to fit your goals and hopes for yourself. I hope you will walk your therapy journey with me along side you.
VirtualAvailable
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$175/session

Authentic
Open-minded
Specialties
Anxiety
Child or Adolescent
Depression
+3
As a psychotherapist my goal is to show up empathically and authentically while provide a nonjudgemental safe space for clients to express themselves. By building a strong therapeutic alliance and using a strength based approach, I help my clients achieve their goals and overcome challenges and obstacles standing in their way. I believe in bite-size progress to help motivate us to make bigger changes over time.
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$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable
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$85/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
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$150/session

Authentic
Open-minded
Warm
Specialties
ADHD
Anxiety
Life Transitions
+10
I’m a clinical social work therapist who works with individuals and couples navigating anxiety, depression, and everyday life stressors. I use a supportive, collaborative approach grounded in Cognitive Behavioral Therapy (CBT) to help you better understand your thoughts, manage emotions, and build practical coping skills. My goal is to create a space where you feel heard, empowered, and equipped to make meaningful, lasting changes.
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New to Grow

$100/session

Specialties
Anxiety
Family Conflict
Trauma and PTSD
+4
I am a Texas native who enjoys traveling the world and learning about new cultures. I hold a Bachelor's degree from the University of Texas and a Master's in Counseling from Sam Houston State University. I believe in creating a safe space for my clients to connect with me, share their issues, and find resolution. With my psychology background, I utilize therapeutic techniques from Gestalt, Carl Rogers, Albert Ellis, and Aaron Beck. I tailor my sessions to each client and meet them where they are. I specialize in treating anxiety, depression, relationship issues, work stress, trauma, and PTSD
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$175/session

Authentic
Warm
Empowering
Specialties
Anxiety
Coping Skills
Obsessive-Compulsive (OCD)
+6
I believe recovery doesn't have to be grim. I bring playfulness and humor into the room where it fits, because healing often involves finding joy again. My approach is rooted in the belief that your brain is trying to protect you—even when it feels like it's working against you. I don't just treat symptoms; I help you rebuild trust in your system. Whether you are dealing with intrusive thoughts, people-pleasing, low self esteem, coping with difficult personalities, we move at a pace that respects your life's demands. • No "Resume" Talk: I skip the jargon. We focus on you and what you need to feel safe and get your agency back. • Playful & Practical: Recovery can be hard, but it doesn't have to be grim. I bring warmth, at times humor, and real-world tools to our sessions. • Trauma-Informed: I understand that your symptoms are trying to protect you. We work with your brain, not against it.
VirtualAvailable
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$125/session

Authentic
Warm
Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
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$185/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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$150/session

Authentic
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+7
I’m Stephanie, a warm, honest therapist with 11 years of experience. I help teens and adults with anxiety, depression, grief, trauma, relationships, stress, substance use, and food or body concerns. I meet you where you are, listen without judgment, build on your strengths, and shape therapy around your needs, goals, comfort, values, and pace. Together, we’ll create practical steps toward lasting and meaningful change.
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$150/session

Solution oriented
Authentic
Empowering
Specialties
Couples Counseling
LGBTQ
Self Esteem
+10
Hi Grow Community, I'm a Marriage & Family Therapist in NY state! I help individual clients, couples & partners grow their strengths and challenge negative patterns that contribute to unhappiness. My areas of focus include: anxiety, depression, self esteem, individual adult issues (college/ career stress, relationships, self care, self empowerment), couples/ partners (pre-marital, newlyweds, parenting, blended families, ENM, infidelity, interfaith, interracial, kink-informed, LGBTQ+, sex therapy).
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$175/session

Warm
Specialties
Anxiety
Bipolar Disorder
Coping Skills
Hello, I’m Jennifer Hernandez, DSW Candidate, LCSW, a licensed clinical social worker serving individuals, couples, families, and adolescents throughout New York and Connecticut. My passion is helping people heal from life’s most difficult experiences and build healthier, more fulfilling lives. I specialize in trauma, grief and loss, anxiety, depression, relationship challenges, life transitions, and complex emotional concerns. Throughout my career, I have worked in community mental health, crisis intervention, forensic settings, and private practice, supporting clients from diverse backgrounds and walks of life.
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$125/session

Authentic
Empowering
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
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$200/session

Authentic
Solution oriented
Specialties
Anxiety
Crisis Intervention
Depression
+10
I am an LCSW, Columbia university graduate. I discovered the field of social through my sister's chronic illness as a child. The hospital social worker who worked with my sister and family opened my eyes to the compassion that is needed in caring for and connecting to families undergoing unanticipated difficulties. From a young age, I knew I wanted to help others with processing difficult life experiences.
VirtualAvailable
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$120/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I’m a bilingual Licensed Clinical Social Worker providing psychotherapy in English and Spanish. My approach is warm, collaborative, and integrative, combining evidence-based practices with a space where clients can feel heard, understood, and supported without judgment. I work with adults navigating anxiety, depression, trauma, relationship concerns, grief, life transitions, identity, self-esteem, and other emotional challenges. I believe therapy should feel like a meaningful conversation rather than an evaluation, and I tailor treatment to each person’s needs, experiences, culture, and goals.
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$250/session

Intelligent
Authentic
Warm
Specialties
Anxiety
Depression
Life Transitions
+2
I’m a licensed psychotherapist working with adults who may appear high-functioning on the outside but feel anxious, overwhelmed, or emotionally unsettled beneath the surface. Many of the individuals I work with are navigating relationship challenges, life transitions, self-doubt, or persistent patterns they can’t quite untangle on their own. My style is thoughtful, steady, and insight-oriented. I integrate practical tools for emotional regulation with deeper exploration of relational patterns and attachment dynamics. I believe therapy should feel both grounding and meaningful — a place where you can slow down, understand yourself more clearly, and begin shifting patterns that no longer serve you. Clients often describe me as calm, direct, and attuned. I aim to create a space that feels safe enough for honesty and structured enough for real change. My work focuses not only on reducing symptoms, but on building emotional clarity, stability, and more secure ways of relating — to others and to yourself. If you would like to learn more about my practice, you can visit https://thelifeinterrupted.com/ .
VirtualAvailable
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$250/session

Empowering
Intelligent
Direct
Specialties
Anger Management
Anxiety
Depression
+5
In working with me there is the possibility of positive change. I will help you have a different outlook on life and support you in your future endeavors. In looking at changes we will look at what obstacles prevents you from reaching your goals and aspirations. In the event that an individuals has experience past trauma we will explore different ways to overcome those obstacles. It is imperative that your past trauma doesn't become a part of your future. There are incidents where we surpress our past, and overlook the patterns of behavior that has become distructive in relationships, work, and family. Lets secure a safe place where we can process your anguish pain, and disapointment. That creates anger and distorted thinking that places you in a place in life where you do not want to be.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.