Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 469 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 2/23/2026

No reviews yet
No reviews yet

New to Grow

$150/session

Specialties

Addiction
Couples Counseling
LGBTQ
+10
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$250/session

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$100/session

Specialties

Autism
LGBTQ
Obsessive-Compulsive (OCD)
+10
I have been passionate about becoming a therapist since I took my first Psychology 101 class in high school. Being raised by first-generation parents and immigrant Italian grandparents were some of my fondest memories. However, I also do remember my family having this unspoken rule that we didn’t talk about mental health and had to put on certain appearances around each other. To this day, my family has definitely grown in their own ways, but I had to learn on my own how to be comfortable with my own mental health, emotions, and identity. Since working in private practice, every client I have met has a story of their own. I care tremendously about your story, your lived experiences, and what they mean to you. Looking back, I see signs of being queer and neurodivergent from as early as I can remember. At the time, these aspects about myself were so unknown and suppressed. While I was still in college, I was diagnosed with Crohn’s disease and this completely changed my life. I share some of my experiences to show you that I am human too and I always bring this authenticity to my clients. My therapy space is so warm, empowering, understanding, sensitive, affirming, and compassionate. I care about building a relationship with you that heals all the wounds, both seen and unseen, that you’ve been carrying since childhood.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$250/session

I am a seasoned senior psychologist that has worked with all levels of functioning. Experienced to know many approaches and what will work for most people. People are not mentally ill, they are humans with problems in life, as we all are. I am CEO of 2 companies, and international organization, in interested in people being individuals with relationships in a society.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$150/session

Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$125/session

Specialties

Anxiety
Grief
Life Transitions
+7
I take a logical and common sense approach to life and its various challenges. We all experience struggles along the way and I'm dedicated to providing exceptional person-centered care to my clients. It's my aim to help enable you to live your best life while assisting you in maintaining your focus on what's important to you such as your goals and aspirations.
VirtualAvailable
View profile
Book session

$130/session

Warm

Specialties

Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$75/session

Specialties

Anxiety
Coping Skills
Depression
+3
I am a licensed clinician with five years of experience working with a diverse population of clients across a broad range of ages. I provide a supportive, collaborative, and client-centered therapeutic environment where individuals feel heard, respected, and empowered. My approach is primarily person-centered, emphasizing empathy, authenticity, and unconditional positive regard. I also integrate evidence-based techniques from Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) to help clients develop practical coping skills, improve emotional regulation, and work toward meaningful change. I tailor therapy to each client’s unique needs and goals, believing that growth occurs best when individuals feel supported while learning effective tools to navigate life’s challenges.
VirtualAvailable
View profile
Book session

$120/session

Specialties

Addiction
Anxiety
Depression
+3
Dr. René Camacho, First professional Degree in Medicine(Doctor of Medicine), Metropolitana University -Colombia South America, Drug Addiction Specialist Fundacion Universitaria Luis Amigo. He is qualified to practice as a Mental Health Counselor by The University of New York and The National Clinical Mental Health Counseling Examination (NCMHCE) from the National Board For Certified Counselors. I started my career working in mental health care and substance abuse treatment programs: Group and individual therapy for SUD, anxiety, depression, stress, sleep disorders, and other mood disorders.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$130/session

Specialties

Anxiety
Coping Skills
Depression
+9
My name is Ester Cox, and I am a licensed clinical therapist with over 30 years of experience working in the mental health field. I grew up in Brooklyn and currently live on Staten Island. I am married and have two daughters in the mental health field. I offer remote and in person session to individuals, couples and families. I love my profession and enjoy meeting new people.
VirtualAvailable
View profile
Book session

$90/session

Warm
Authentic
Intelligent

Specialties

Coping Skills
Depression
Family Therapy
+10
Hello! I am a therapist passionate about helping adults, couples and families heal from pain and dysfunction and move on to live happier and more fulfilling lives. I believe that everyone has the right to experience happiness, love and peace. YOU deserve to be happy! For the past 15 years, both in-person and via telehealth, I have helped individuals, couples and families heal from past traumas, navigate current challenges, strengthen their sense of self and/or interpersonal ties, etc. I am a trauma-informed therapist and also have advanced training in shame, grief/bereavement, anxiety, couples counseling and personality disorders. I am passionate about continuing education and consistently strive to stay on top of current research and new treatment modalities.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Couples Counseling
Life Transitions
Parenting
+7
Hi, I’m Anna Richards, LMFT. I work with individuals and couples navigating dating, premarital preparation, marriage, parenthood, and communication challenges. My approach is warm, practical, and grounded in real-life experience as a wife, mom, and therapist. I offer virtual sessions for clients in New York and Texas through a secure, HIPAA-compliant platform. I provide both general and Christian counseling, honoring each client’s unique background, values, and goals as we work together to create meaningful, lasting growth.
VirtualAvailable
View profile
Book session

$70/session

Solution oriented
Authentic

Specialties

Anxiety
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$140/session

Specialties

Anxiety
Chronic Illness
Depression
+10
I am a licensed clinical social worker with over 20 years of experience supporting adolescents, adults, and older adults across a range of life challenges. I have extensive experience helping clients manage anxiety, depression, and the emotional impact of chronic health conditions, with a focus on practical coping skills and meaningful lifestyle changes. My approach is warm, collaborative, and goal-oriented, as I help clients build insight, strengthen resilience, and develop strategies to lead more productive and fulfilling lives.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed, New York–based psychotherapist who provides a warm, safe, and growth-oriented environment for you to engage in meaningful self-exploration. Together, we’ll look closely at the struggles that may be holding you back, understand the patterns influencing your well-being, and create space for healing. Through this collaborative process, you’ll have the opportunity to reconnect with your best, most authentic self and build a stronger foundation for lasting personal growth.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$150/session

Empowering
Warm

Specialties

Anxiety
Coping Skills
Mood Disorders
+3
I am a Licensed Clinical Social Worker dedicated to creating a supportive, nonjudgmental space where clients feel heard, understood, and empowered. I work with individuals navigating mood disorders, stress, trauma, and life transitions, helping them build practical tools for emotional wellness and stability. My approach is collaborative, culturally responsive, and strengths-based, focused on helping you move toward clarity, balance, and meaningful change.
VirtualAvailable
View profile
Book session

$200/session

Direct
Solution oriented

Specialties

Addiction
Anxiety
Depression
+9
Hi, I’m Marisa Markowitz, LCSW, CASAC. I’m a warm, collaborative, and goal-focused therapist who believes real change happens when you feel supported, understood, and empowered. I work with adults navigating anxiety, stress, high expectations, life transitions, and the desire to create more balance and ease. My approach is grounded in evidence-based modalities—CBT, DBT, EMDR, MI, and narrative therapy—always tailored to your unique strengths and pace. In our sessions, you can expect a grounded, compassionate space where we identify clear goals, build practical tools, and create momentum toward the life you want. Whether you’re feeling overwhelmed or simply ready for growth, I’m here to help you move forward with confidence and clarity. Let’s get started when you’re ready.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$100/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+6
Hi, I’m Shirley, a licensed clinical social worker based in New York. I work with youth and adults who are navigating stress, transitions, identity questions, and the emotional impact of family, cultural, and societal expectations. Whether you’re beginning therapy for the first time, or returning after a break, I aim to offer a space that feels steady, thoughtful, and supportive. I see therapy as a place to slow down, make meaning of your experiences, and cultivate greater alignment between who you are, what you carry, and how you want to move through the world. I welcome your story and look forward to exploring it together.
VirtualAvailable
View profile
Book session

$110/session

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I’m Sahana Pentyala, a Licensed Clinical Social Worker (LCSW) committed to helping individuals, families, and organizations strengthen their emotional resilience and achieve lasting well-being. My approach integrates evidence-based clinical practices with a deep understanding of how physical, emotional, and social health intersect — an approach shaped by my specialization in Integrated Health. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. I believe that healing begins with understanding — and I strive to provide a safe, empathetic, and nonjudgmental space where you can be heard, validated, and supported in your journey toward balance and growth.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$150/session

Specialties

Anxiety
Depression
Life Transitions
+8
Hi, I’m Ambar, a licensed clinical social worker who supports individuals navigating stress, relationship challenges, trauma, and life transitions. My approach is grounded, collaborative, and culturally attuned, blending evidence-based methods with practical tools you can use both inside and outside of session. Clients often come to me feeling overwhelmed, stuck in repeating patterns, or disconnected from themselves or others. Together, we slow things down, build awareness, and explore the emotions and beliefs shaping those experiences. I focus on helping you understand your internal world while strengthening skills for emotional regulation, communication, and resilience. I draw from mindfulness-based techniques, emotionally focused therapy, and insight-oriented approaches to create a safe, non-judgmental space where you can feel seen, supported, and challenged in a compassionate way. My goal is to help you gain clarity, interrupt automatic reactions, and move toward more intentional choices and healthier relationships. Whether you’re seeking relief from anxiety, healing from past experiences, or greater confidence in your day-to-day life, I’m here to walk alongside you with empathy, respect, and a commitment to your growth.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+9
I have more than 20 years of experience providing therapy to a wide range of clients. My clients are managing many of life‘s challenges and experiencing a range of mental health symptoms. I truly enjoy helping people overcome obstacles and fulfill their goals. I have worked in the federal government for nearly 20 years and also have extensive experience providing care in the private sector.
VirtualAvailable
View profile
Book session

$150/session

Intelligent
Authentic

Specialties

Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable
View profile
Book session

$150/session

Warm
Empowering
Authentic

Specialties

ADHD
Anxiety
Depression
+10
Hello! I am a Licensed Clinical Social Worker based out of upstate NY. I received my masters from Temple University and have been practicing in the field for about 10 years. Seeking help never seems easy at first. After stepping into a comfortable and nurturing environment you’ll soon start to feel the weight come off your shoulders. Creating a safe space for you to process your feelings, thoughts, and traumas is important to me. Your story is yours and I understand the courage it takes to share it with me. You are the expert of your experience and therefore my approach is to empower you through authenticity.
VirtualAvailable
View profile
Book session

$120/session

Warm
Intelligent

Specialties

Family Therapy
Life Transitions
Spirituality
+6
My approach to therapy is holistic and deeply personalized, recognizing that true healing involves the mind, body, and spirit. As a Christian Counselor, faith is a foundational element, providing hope, meaning, and a moral compass in the therapeutic journey. Clinically, I integrate evidence-based methods such as Cognitive Behavioral Therapy (CBT) to challenge unhelpful thought patterns, alongside psychodynamic techniques to explore how past experiences and relationships shape present struggles. Furthermore, I often utilize Family Systems principles to understand relationship dynamics and facilitate healthier connections. My goal is to create a space where your faith is respected and utilized as a powerful resource for growth and lasting change.
VirtualAvailable
View profile
Book session

$120/session

Authentic
Warm

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker with over 13 years of experience providing mental health services to children, adolescents, and families in a variety of clinical settings. I am a bilingual clinician, fluent in English and Spanish, and bring a culturally responsive, compassionate, and client-centered approach to my work. My clinical practice is grounded in creating a safe, nonjudgmental, and supportive therapeutic environment where clients feel empowered to explore their experiences and work collaboratively toward meaningful goals. I prioritize honoring each client’s pace, autonomy, and best interests while fostering emotional growth and resilience. I am trained in evidence-based modalities including Dialectical Behavior Therapy (DBT), Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), and Trauma-Informed Care. I specialize in working with individuals experiencing anxiety, depression, trauma, stress-related concerns, emotional regulation difficulties, interpersonal challenges, and life transitions.
VirtualAvailable
View profile
Book session
Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.