Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 558 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/21/2026

New to Grow

$200/session

Specialties
Eating Disorders
LGBTQ
Obsessive-Compulsive (OCD)
+7
My name is Ricardo and I am a Licensed Mental Health Counselor. My work focuses on supporting people navigating eating disorders (Including ARFID), Body Dysmorphia, binging, fear of food, OCD, Tics/Tourette's and the unique experiences of LGBTQIA+ individuals. These struggles can feel isolating, but they don’t have to be. I offer a warm, affirming space where you don’t have to explain or justify who you are or what you’re going through.
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New to Grow

$165/session

Specialties
Anxiety
Burnout
Life Transitions
+4
Whether you're a parent navigating the challenges of raising children, a young adult finding your footing, a high achieving experiencing nervous system dysregulation or a family seeking stronger connections — there's a place for you here. Life has a way of pulling us in every direction — but healing often starts by turning inward. I bring both compassion and energy to every session, creating a space where you feel safe, seen, and supported. Whether you're navigating everyday stress or life's bigger challenges, I'm here to help you find your footing and reconnect with your own strength.
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New to Grow

$200/session

Specialties
Anxiety
Depression
Grief
+10
Are you feeling overwhelmed, anxious, or stuck during a difficult period in your life? If you are, then you are in the right place. My name is Malka Pill, and I am a Licensed Clinical Social Worker. I provide a warm, supportive space where you can feel heard, develop effective coping strategies, and reconnect with your strengths. I work with adults experiencing anxiety, depression, grief, stress, OCD, and life transitions. My approach incorporates CBT, narrative therapy, and strengths-based techniques to help you better understand your thoughts and emotions, develop healthier coping strategies, and build on your existing strengths. Therapy is an opportunity to prioritize yourself, gain perspective, and create meaningful change. You don’t have to navigate it alone.
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New to Grow

$150/session

Specialties
Anxiety
Couples Counseling
Family Conflict
+4
I bring over 13 years of experience as a bilingual school counselor, along with experience in family therapy and private practice. With advanced training in Couples and Family Therapy, I take a collaborative, strength-based, culturally responsive, and trauma-informed approach to helping individuals, couples, and families navigate relationship challenges, communication difficulties, anxiety, family conflict, parenting concerns, and life transitions. I provide therapy in both English and Spanish and welcome clients from diverse backgrounds. My goal is to create a supportive space where clients feel heard and understood while working together to build on their strengths and create meaningful change.
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$350/session

Authentic
Empowering
Challenging
Specialties
Grief
LGBTQ
Trauma and PTSD
+10
I am a Licensed Mental Health Counselor (LMHC) in the state of New York and I am also a Licensed Professional Counselor (LPC) in the commonwealth of Pennsylvania. I am a national board-certified counselor, board-certified clinical mental health counselor, and board-certified approved clinical supervisor. I have been in practice for over 20 years and have focused my practice and supporting individuals dealing with life transitions and traumatic or disturbing events. I have expertise in supporting LGBTQIA2S+ Population (Trans and Gender-fluid individuals specifically), Marginalized communities, PTSD, CPTSD, Major Depression, Dissociation, and Neurodivergent clients.
VirtualAvailable
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New to Grow

$150/session

Specialties
Anxiety
Learning / School Challenges
Trauma and PTSD
+9
Hi, I'm Alexa! I am a Licensed Clinical Social Worker committed to creating a warm and welcoming environment where you can feel comfortable being yourself. I understand that beginning therapy can feel overwhelming, so developing a genuine connection and ensuring you feel heard and understood are important parts of my work. I have experience working with children, adolescents, young adults, and families across school-based, outpatient, and inpatient settings. My clinical experience includes supporting individuals with anxiety, emotional regulation, self-esteem, stress, family and relationship dynamics, school-related concerns, and life transitions. I am also trained in Child-Parent Psychotherapy (CPP), a relationship-based, trauma-informed approach that has strengthened my experience supporting children and caregivers who have experienced trauma, significant stress, or disruptions in their relationships and sense of safety. My approach is collaborative, strengths-based, and individualized to your needs. Together, we will identify what is most important to you, explore the challenges bringing you to therapy, and develop practical strategies to help you work toward meaningful and realistic goals. Whether you are feeling overwhelmed, going through a difficult season, struggling with anxiety or self-confidence, or simply looking to better understand yourself, I will meet you where you are and support you in taking meaningful steps toward healing and growth.
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+7
I’m Stephanie, a warm, honest therapist with 11 years of experience. I help teens and adults with anxiety, depression, grief, trauma, relationships, stress, substance use, and food or body concerns. I meet you where you are, listen without judgment, build on your strengths, and shape therapy around your needs, goals, comfort, values, and pace. Together, we’ll create practical steps toward lasting and meaningful change.
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$150/session

Specialties
Anxiety
Depression
Substance Misuse
+7
I am Gordon Shearer an LCSW located in NY and have been a psychotherapist for 10 years. I love my work and enjoy meeting and working with individuals who are interested and committed to making their lives better in some meaningful way. I believe support is crucial to developing the therapeutic relationship and want to do best for my clients.
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$85/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable
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New to Grow

$140/session

Specialties
Anxiety
Emotional Regulation
Self Esteem
+2
I would describe myself as compassionate, genuine, and down-to-earth. I believe therapy should be a safe space where you can show up as you are, talk openly without judgment, and feel supported while working toward meaningful change. My approach is collaborative and holistic. I believe that understanding where your thoughts, emotions, and behaviors come from can help you better understand yourself and create lasting change. I integrate approaches such as CBT, DBT, mindfulness, and psychodynamic and attachment-based work to help clients manage anxiety and stress, improve self-esteem, navigate relationships and life transitions, establish healthy boundaries, and develop healthier ways of coping.
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$195/session

Warm
Authentic
Empowering
Specialties
Anxiety
Trauma and PTSD
Coping Skills
+4
I’m a licensed psychotherapist with over 15 years of experience supporting adults and adolescents navigating anxiety, life transitions, relationship concerns, and emotional overwhelm. My approach is collaborative, practical, and grounded in helping you better understand yourself while building tools you can actually use in daily life. I work best with clients who are motivated for growth, value honest conversation, and want therapy to feel supportive, respectful, and effective—not rigid or overwhelming. I strive to create a space where you can show up as you are and move toward meaningful, sustainable change.
VirtualAvailable
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$175/session

Authentic
Warm
Empowering
Specialties
Anxiety
Coping Skills
Obsessive-Compulsive (OCD)
+6
I believe recovery doesn't have to be grim. I bring playfulness and humor into the room where it fits, because healing often involves finding joy again. My approach is rooted in the belief that your brain is trying to protect you—even when it feels like it's working against you. I don't just treat symptoms; I help you rebuild trust in your system. Whether you are dealing with intrusive thoughts, people-pleasing, low self esteem, coping with difficult personalities, we move at a pace that respects your life's demands. • No "Resume" Talk: I skip the jargon. We focus on you and what you need to feel safe and get your agency back. • Playful & Practical: Recovery can be hard, but it doesn't have to be grim. I bring warmth, at times humor, and real-world tools to our sessions. • Trauma-Informed: I understand that your symptoms are trying to protect you. We work with your brain, not against it.
VirtualAvailable
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$150/session

Warm
Empowering
Solution oriented
Specialties
Anxiety
Depression
Eating Disorders
+10
I am licensed psychotherapist based out of Florida. I am deeply committed to helping individuals navigate life’s challenges with clarity, resilience, and confidence. With years of experience in the field, I specialize in working with adults struggling with anxiety, depression, trauma, relationship issues, and life transitions. My approach is rooted in evidence-based techniques, tailored to fit each client’s unique needs, so you feel heard, understood, and empowered. I believe therapy should be a safe, nonjudgmental space where you can explore your thoughts and emotions freely. My style is warm, collaborative, and goal-oriented, blending cognitive-behavioral therapy (CBT), mindfulness techniques, and trauma-informed care to foster lasting change. Whether you’re feeling stuck, overwhelmed, or seeking deeper self-awareness, I provide the tools and support to help you move forward with confidence. Choosing the right therapist is a deeply personal decision, and I prioritize creating a genuine connection with my clients. Together, we will work towards meaningful growth and a greater sense of well-being. If you're ready to take the first step toward a healthier, more fulfilling life, I invite you to reach out and begin your journey today.
VirtualAvailable
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$125/session

Authentic
Empowering
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
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$200/session

Authentic
Solution oriented
Specialties
Anxiety
Crisis Intervention
Depression
+10
I am an LCSW, Columbia university graduate. I discovered the field of social through my sister's chronic illness as a child. The hospital social worker who worked with my sister and family opened my eyes to the compassion that is needed in caring for and connecting to families undergoing unanticipated difficulties. From a young age, I knew I wanted to help others with processing difficult life experiences.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable
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$185/session

Empowering
Warm
Authentic
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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$175/session

Warm
Specialties
Anxiety
Bipolar Disorder
Coping Skills
Hello, I’m Jennifer Hernandez, DSW Candidate, LCSW, a licensed clinical social worker serving individuals, couples, families, and adolescents throughout New York and Connecticut. My passion is helping people heal from life’s most difficult experiences and build healthier, more fulfilling lives. I specialize in trauma, grief and loss, anxiety, depression, relationship challenges, life transitions, and complex emotional concerns. Throughout my career, I have worked in community mental health, crisis intervention, forensic settings, and private practice, supporting clients from diverse backgrounds and walks of life.
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$150/session

Authentic
Warm
Open-minded
Specialties
Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
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$120/session

Authentic
Intelligent
Empowering
Specialties
Addiction / Substance Use
Serious Mental Illness / Crisis
Trauma and PTSD
+10
I’m a licensed clinical social worker and addiction specialist with approximately eleven years of experience working in both acute and community-based settings. I work from an integrative, psychodynamic, and trauma-informed orientation with individuals navigating anxiety, depression, trauma, substance use, and major life transitions. My practice is grounded in respect for autonomy and self-determination, with a foundation of unconditional positive regard and a nonjudgmental approach. I strive to create a therapeutic space that feels collaborative, safe, and attuned—particularly for those who may feel overwhelmed or underserved by traditional systems of care. I believe therapy can be both stabilizing and transformative: a place to develop and strengthen coping strategies while also exploring the deeper patterns, experiences, and relationships that shape our lives. My goal is to support each person in moving toward greater clarity, agency, and meaningful change, at a pace that feels right for them.
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$130/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable
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Often rebooked

$85/session

Solution oriented
Authentic
Open-minded
Specialties
Anxiety
Crisis Intervention
Depression
+9
Hi, I’m Josh Burke, a Licensed Clinical Social Worker providing therapy across, Colorado, New York and Vermont. I’ve spent over 12 years working with individuals navigating a wide range of challenges, including anxiety, depression, suicidal thoughts, and major life transitions. I understand that reaching out for therapy can feel vulnerable. Because of that, I place a strong emphasis on building a genuine, trusting relationship from the start—one where you feel supported, understood, and able to be honest about what you’re going through. My approach is both relational and goal-oriented. I primarily use Acceptance and Commitment Therapy (ACT) and Solution-Focused Brief Therapy (SFBT), which means we won’t just talk about what’s wrong—we’ll also focus on what matters to you and how to move toward it in practical, meaningful ways. Whether you’re feeling stuck, overwhelmed, or navigating a significant transition, our work will center on helping you better understand your experience, develop new ways of responding to stress, and take steps toward the life you want to live. I tailor therapy to each person, recognizing that no two paths forward look the same. I believe change is possible—even when things feel difficult—and I aim to walk alongside you in a way that feels collaborative, grounded, and forward-moving.
VirtualAvailable
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$120/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I’m a bilingual Licensed Clinical Social Worker providing psychotherapy in English and Spanish. My approach is warm, collaborative, and integrative, combining evidence-based practices with a space where clients can feel heard, understood, and supported without judgment. I work with adults navigating anxiety, depression, trauma, relationship concerns, grief, life transitions, identity, self-esteem, and other emotional challenges. I believe therapy should feel like a meaningful conversation rather than an evaluation, and I tailor treatment to each person’s needs, experiences, culture, and goals.
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$140/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.