Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 549 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 4/29/2026

New to Grow

$125/session

Specialties

Anxiety
Depression
Eating Disorders
+2
Miss Laurie Horton is a registered licensed social worker who has worked in private practice for over 27 years . Her practice includes treatment for adolescences, teenagers and adults dedicated to the specialized treatment of eating disorders and general psychiatric conditions including depressive disorders, anxiety disorders, as well as treating general family issues. Laurie uses Cognitive Behavioral Therapy (CBT) and family-based therapy to help clients move past their internal struggles and motivate them to fulfill their life goals She provides a warm, caring, non- judgmental environment, while being enthusiastic and very passionate about her work in helping her clients attain their life goals
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New to Grow

$100/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+1
“I’m a compassionate, client-centered therapist who works with individuals navigating anxiety, stress, and life transitions. I provide a supportive, nonjudgmental space where you can openly explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, combining practical coping strategies with deeper insight into patterns that may be holding you back. Together, we’ll focus on building resilience, increasing self-awareness, and helping you feel more confident and empowered in your daily life.”
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Depression
Substance Misuse
+5
I'm Robert, a licensed CBT therapist based in New York with over 20 years of experience. I work with adults navigating anxiety and depression, and various other behavioral health issues, drawing on a background that spans a wide range of settings and populations. My approach is practical and collaborative — together, we'll build real skills to help you feel better and move forward.
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$140/session

Direct
Open-minded
Solution oriented

Specialties

Life Transitions
Mood Disorders
Trauma and PTSD
+9
Feeling overwhelmed by life's challenges? You don't need to do it alone. Therapy can offer you a safe, non-judgmental space to that allows you to explore your experiences by slowing down, reflecting and being fully heard. I have been a therapist for 11 plus years. I have trained in different treatment types that enables me to work with helps individuals to navigate anxiety, relationship patterns, grief, chronic medical issues, and life transitions with compassion and clarity. I integrate trauma informed care, cognitive processing therapy, somatic therapy, internal family systems, trauma informed care, and cognitive behavioral therapy to support healing at a pace that feels safe and collaborative. My goal is to create a space where you feel understood, empowered, and supported as you move toward meaningful change.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Mood Disorders
Self Esteem
I am a licensed mental health professional with over 13 years of experience supporting individuals, couples, and families. My work focuses on helping clients navigate relationship challenges, improve communication, and build healthier, more fulfilling connections. I take a collaborative, CBT-informed approach that is both practical and compassionate, creating a space where clients feel heard, supported, and empowered to make meaningful, lasting changes.
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$120/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Grief
Substance Misuse
+3
Hello, and welcome. I’m a Licensed Clinical Social Worker (LCSW) based in New York with over 20 years of experience helping individuals navigate life’s challenges and improve their emotional well-being. I earned my Master of Social Work from Stony Brook University and have spent my career supporting people through difficult periods while helping them build healthier, more fulfilling lives. Many people seek therapy when they feel overwhelmed, stuck, or emotionally drained. You may be struggling with anxiety, depression, trauma, relationship challenges, or a major life transition that feels difficult to manage on your own. My goal is to provide a safe, supportive, and non-judgmental space where you can openly explore your experiences, gain clarity, and begin moving toward healing and growth. My approach to therapy is compassionate, collaborative, and practical. I work closely with my clients to help them better understand their thoughts, emotions, and patterns, while developing effective coping strategies that support lasting change. Together, we focus on building resilience, strengthening self-awareness, and creating healthier ways to navigate life’s challenges. Throughout my career, I have had the privilege of working with individuals from diverse cultural, social, and professional backgrounds. I am committed to providing culturally sensitive care and creating an environment where every client feels respected, valued, and understood. Taking the first step toward therapy can feel difficult, but you don’t have to face life’s challenges alone. If you’re ready to invest in your mental health and personal growth, I would be honored to support you on your journey.
VirtualAvailable
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New to Grow

$170/session

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome—I'm glad you're here. I’m a licensed therapist dedicated to helping individuals and couples navigate life’s challenges with greater clarity, balance, and confidence. My approach is warm, collaborative, and tailored to your unique needs. Whether you're dealing with anxiety, relationship concerns, or major life transitions, I strive to create a safe, supportive space where you feel heard, understood, and empowered to grow.
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New to Grow

$100/session

Specialties

Anxiety
Child or Adolescent
Depression
+10
Hi, I’m Ashley, a Licensed Mental Health Counselor who works with adolescents, adults, and couples navigating anxiety, stress, relationship challenges, life transitions, and self-esteem concerns. I provide a warm, supportive, and judgment-free space where clients can feel heard while also gaining practical tools for change. My goal is to help clients build insight, confidence, healthier coping skills, and stronger relationships so they can feel more balanced and empowered in their daily lives.
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$110/session

Direct
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I’m Sahana Pentyala, a Licensed Clinical Social Worker (LCSW) committed to helping individuals, families, and organizations strengthen their emotional resilience and achieve lasting well-being. My approach integrates evidence-based clinical practices with a deep understanding of how physical, emotional, and social health intersect — an approach shaped by my specialization in Integrated Health. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. I believe that healing begins with understanding — and I strive to provide a safe, empathetic, and nonjudgmental space where you can be heard, validated, and supported in your journey toward balance and growth.
VirtualAvailable
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$80/session

Specialties

Anxiety
Coping Skills
Depression
+6
I’m a client-centered therapist who believes therapy should feel as unique as you are. I don’t take a one size fits all approach. Instead, I take time to really get to know you, your story, and what matters most so we can shape our work in a way that truly fits your life. I strive to create a space that feels genuine, supportive, and comfortable, where you can be yourself without judgment. At the same time, I help you build practical tools and insights you can actually use outside of sessions to create meaningful, lasting change.
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New to Grow

$154/session

Authentic
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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New to Grow

$120/session

Specialties

LGBTQ
Racism
Women's Issues
+5
I'm a licensed mental health counselor and experienced psychedelic guide with over 300 hours of Ketamine-Assisted Psychotherapy (KAP) conducted. I bring a blend of cultural heritage and clinical expertise to my work. I'm committed to social justice and strive to eliminate barriers to mental wellness services for historically marginalized communities. I support my clients with compassion and a collaborative approach.
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Often rebooked

$100/session

Authentic
Empowering
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
VirtualAvailable
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$125/session

Specialties

Anxiety
Life Transitions
Parenting
I am a Licensed Mental Health Clinician in New York State with two decades of experience in behavioral health. My work has taught me that anxiety and life stress can interfere with many aspects of our lives, and these experiences are unique to everyone. I am also a Certified Narcissistic Abuse Clinician, trained in working with those who have experienced emotional, psychological, and physical abuse by narcissistic and antagonistic individuals.
VirtualAvailable
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New to Grow

$120/session

Specialties

Career Counseling
Coping Skills
Life Transitions
+3
I’m a Licensed Mental Health Counselor with over 10 years of experience supporting adults through stress, life transitions, and relationship challenges. I’ve also served in a supervisory role, which allows me to help clients navigate workplace stress, leadership demands, and career goals. My approach is practical, collaborative, and focused on creating sustainable change. I also bring a background in fitness coaching to support both mental and physical consistency as part of overall well-being.
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New to Grow

$110/session

Specialties

Addiction
Couples Counseling
Self Esteem
Therapy can feel broad and overwhelming. To simplify our approach, we'll seek acceptance and control of adversities that seem to dictate your life. Whatever stressors weigh on you, we'll troubleshoot what hasn't been working and process new tools to put in place. It is my responsibility to adapt to your preferences and ways of learning. I'll provide a space for you that can range from open discussion and exploration, to structured activities and weekly goals. Additionally, these steps are flexible and can be done in a matter of time that fits what you hope to achieve. All possible with individual, couples, and/or family therapy. Life is complex, causing us to feel overwhelmed, uncertain, and disoriented. Let therapy be your compass. I'm trained in individual psychotherapy as well as couples & family dynamics. Thus, we'll think systemically about your presenting concerns as needed, helping to reduce individual burdens that come with depression, anxiety, and other presenting problems. Having grown up in the helping field and being exposed to a variety of challenges, it is my pleasure to lend insight and support throughout your own adversities. I have helped a wide variety of clientele, including end of life care, couples on the verge of divorce, and addiction, to name a few. I look forward to the potential of working with you.
VirtualAvailable
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$150/session

Warm
Intelligent
Open-minded

Specialties

Couples Counseling
Depression
LGBTQ
+10
You may be holding it together on the outside while feeling exhausted, disconnected, or stuck. Life's responsibilities, grief, and relational strain can weigh heavily, and you don't have to navigate that alone. I work with adults, couples, and families with a focus on people of color and LGBTQ+ clients, offering a warm, grounded, and human approach. We move at your pace and focus on what matters most to you. If you're ready to make sense of your feelings, strengthen your relationships, or simply have a safe space to process, I would be honored to walk alongside you. Taking the first step can change your life!
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New to Grow

$130/session

Specialties

Depression
Anxiety
I am a dedicated therapist with several years of clinical experience supporting individuals in their personal growth and healing. My own experience in therapy has deeply shaped my approach, helping me better understand vulnerability, resilience, and the change process. This lived insight allows me to show up with empathy, authenticity, and a genuine commitment to supporting meaningful, lasting growth in my clients.
VirtualAvailable
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$90/session

Authentic
Empowering
Intelligent

Specialties

Addiction
Anxiety
Depression
+6
I’m Daniela Garcia, LCSW, a licensed clinical social worker with nine years of experience supporting adolescents and adults. I specialize in helping clients navigate anxiety, depression, trauma, substance use, life transitions, and relationship challenges. My approach blends DBT, CBT, IFS, and attachment-based techniques, tailored to each person’s needs, with the goal of helping clients build resilience, insight, and practical skills to thrive in daily life.
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New to Grow

$200/session

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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$250/session

Intelligent
Solution oriented
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Physical Health Condition
Women's Issues
+4
I am a Licensed Clinical Social Worker who brings over 30 years' experience in the areas of mental health and substance abuse treatment utilizing a holistic health approach. I have supported homeless Veterans and others while working with community, State and Federal agencies. Providing insight and discovery into underlying issues that lead to clients related situations, I focus on each clients' strengths and believe that everyone is able to overcome challenges by being supported and empowered as they seek to achieve their vision of wellness. Without judgement and allowing for a safe environment to express one's thoughts, I strive to make every client's experience individualized and tailored to their needs.
VirtualAvailable
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New to Grow

$150/session

Specialties

Coping Skills
Depression
Trauma and PTSD
+6
I am a passionate and caring therapist who is deeply engaged with my clients. I believe every session is a unique opportunity to better understand what brought you into therapy and what you hope to change. I know that starting therapy can feel scary, and change can feel overwhelming. That’s why I move at your pace. My goal is to provide a safe, supportive, and nurturing space where you feel comfortable sharing your story. You don’t have to face difficult experiences alone. Together, we can gently explore what’s been weighing on you and begin building a path forward that feels manageable and empowering.
VirtualAvailable
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$450/session

Challenging
Solution oriented

Specialties

Anger Management
Anxiety
Depression
+10
I’m a goal-oriented, solution-focused psychologist who believes in helping clients gain practical tools they can start using right away. My approach is eclectic, meaning I draw from a wide range of therapeutic techniques to tailor each session to your unique needs. I’m passionate about empowering people to better understand themselves, develop new skills, and move forward with confidence and independence.
VirtualAvailable
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$150/session

Authentic
Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.