Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 587 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 6/24/2026

New to Grow

$150/session

Warm

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
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$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+9
Are you feeling lost, stuck, or weighed down by past trauma? Or are you and your partner caught in repetitive cycles, struggling to truly connect? I specialize in helping individuals and couples move from feeling disconnected to living with deep purpose, clarity, and security. For young adults and individuals feeling lost in life, I utilize Acceptance and Commitment Therapy (ACT) combined with existential and somatic-cognitive tools. Together, we will help you rediscover who you are, clarify your core values, and define exactly what you want your life to look like. We will process past pain, release physical trauma, and foster genuine post-traumatic growth so you can build a meaningful future. For couples, I combine the Gottman Method and the Psychobiological Approach to Couple Therapy (PACT). We will work in real-time to understand your nervous system responses, break negative communication loops, and build a secure, deeply connected partnership. Whether you are navigating individual healing, identity exploration, or relationship growth, I provide a safe, actionable space to help you thrive.
Available
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$250/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
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$125/session

Specialties

Anxiety
Life Transitions
Parenting
I am a Licensed Mental Health Clinician in New York State with two decades of experience in behavioral health. My work has taught me that anxiety and life stress can interfere with many aspects of our lives, and these experiences are unique to everyone. I am also a Certified Narcissistic Abuse Clinician, trained in working with those who have experienced emotional, psychological, and physical abuse by narcissistic and antagonistic individuals.
VirtualAvailable
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
Available
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$140/session

Empowering
Intelligent
Solution oriented

Specialties

Grief
Sex Therapy
Trauma and PTSD
I specialize in trauma and sex therapy, blending somatic and parts-based approaches with certified Ketamine Assisted Therapy. I use movement therapy, narrative therapy and parts work. I often work with clients who have seen a lot of therapists and other providers in the past, and have experienced a long history of body disconnection. Whether you’re navigating a complex trauma history, identity questions, grief, or disconnection from your body, I offer integrative care that meets you where you are. I’m neurodivergent-affirming and we go at your pace.
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
Available
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$150/session

Open-minded
Warm

Specialties

Autism
Family Therapy
Trauma and PTSD
+6
Makenzi earned her master’s and doctorate degree in Marriage and Family Therapy from Touro University. With a background in theatre, she brings a unique ability to create a safe and supportive environment grounded in authenticity, storytelling, and empathy. Makenzi specializes in working with adolescents, families, and couples on issues that may include trauma, abuse, infidelity, and developmental disabilities. Makenzi is highly trained in The Gottman Method, Emotionally Focused Therapy, Sand Tray Therapy, and Yoga Therapy, offering a versatile and compassionate approach to healing and growth.
Available
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New to Grow

$100/session

Specialties

ADHD
Couples Counseling
Women's Issues
+8
I am a Licensed Mental Health Counselor with over a decade of experience helping adults, couples, and families navigate life's challenges. My approach is warm, collaborative, and practical—I strive to create a space where clients feel genuinely understood, supported, and challenged to grow. As someone who has personally navigated major life transitions, including divorce, career changes, parenting, and rebuilding after difficult seasons, I understand that healing and growth are rarely linear. I combine evidence-based approaches such as CBT, DBT, attachment-based therapy, and Gottman Method Couples Therapy with empathy, humor, and real-world problem-solving. I work particularly well with high-achieving individuals who appear successful on the outside but struggle internally with anxiety, relationship challenges, self-doubt, stress, or feelings of disconnection. My goal is to help clients gain insight, develop practical skills, strengthen relationships, and create a more fulfilling and authentic life.
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New to Grow

$225/session

Specialties

Anxiety
Depression
For more than 20 years, I have helped individuals and couples navigate life’s challenges, strengthen their relationships, and create meaningful change. I am interested in the unique story each person brings to therapy. Drawing from many different practice perspectives, I help clients better understand themselves, work through difficult emotions, and break free from unhelpful patterns. Therapy is a place to grow and envision yourself becoming your best self.
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New to Grow

$175/session

Specialties

Anger Management
Anxiety
Depression
+10
am a Licensed Mental Health Counselor dedicated to helping individuals navigate life’s challenges with greater clarity, resilience, and emotional balance. I work with clients experiencing stress, anxiety, depression, grief, burnout, relationship concerns, and life transitions. My approach is compassionate, supportive, and culturally aware, creating a space where clients feel heard, empowered, and encouraged to grow, heal, and develop healthier ways of navigating life and relationships.
Available
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$200/session

Warm
Authentic
Challenging

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable
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$125/session

Open-minded
Warm
Authentic

Specialties

Anger Management
Anxiety
Depression
+10
If you're feeling overwhelmed by life’s transitions or struggling to find your footing, I want you to know you don’t have to navigate it alone. I’m Brandi McDonald, a Licensed Clinical Social Worker (LCSW) dedicated to helping children, teens, and adults build the resilience they need for lasting change. In our sessions, I combine evidence-based methods with a warm, flexible approach tailored to your unique story. Whether you are managing anxiety, navigating school stressors, or working through relationship challenges, we will create a respectful space where you feel truly seen and heard. Together, we’ll turn insight into action—building your confidence and clarity one step at a time.
VirtualAvailable
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$150/session

Authentic
Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
VirtualAvailable
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$130/session

Authentic
Warm

Specialties

ADHD
Anxiety
Depression
+10
Welcome! I am a Haitian American therapist who understands how culture, identity, and lived experience can shape our mental health. I have a number of eight plus years of experience working in preventive services, crisis intervention and providing therapy services. I provide a safe, affirming space where you can show up fully as yourself without judgement. I recognize deeply and respectfully that people hold more than one social, cultural, or personal identity such as race, gender, disability, religion, immigration status, sexuality or professional status, and that those layered experiences cannot be reduced to a single label. I believe healing happens when you feel seen, heard, and respected. Together, we'll explore your strengths, and work through challenges in a safe space. My approach is compassionate, collaborative, and rooted in cultural understanding while supporting you as you work toward balance, clarity, and emotional well-being.
VirtualAvailable
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$158/session

Humorous
Warm

Specialties

Anxiety
Chronic Illness
Trauma and PTSD
+10
My mission is to provide a safe haven for individuals seeking solace, support, and a renewed sense of purpose. I understand that life's challenges can sometimes feel insurmountable, but I believe in the power of compassion, resilience, and renewal. As a therapist trained at a doctoral level with a specialty in trauma, my education and diverse clinical experience shaped my understanding of the human psyche and the effects of trauma.
Available
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$154/session

Open-minded
Intelligent
Solution oriented

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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$100/session

Direct
Empowering
Humorous

Specialties

ADHD
LGBTQ
Women's Issues
+9
Everyone has their own story and their own needs, but I like to use a solutions focused approach. I know that you are the expert on your own life and look forward to working hard with you towards an incorporated self with a full toolbelt of positive coping skills and self-knowledge. I bring warmth, creativity, and a sense of humor into the room, because therapy doesn’t have to feel heavy all the time. If you’re ready to feel a little lighter—and a lot less alone—let’s get started.
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$175/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Life Transitions
Women's Issues
+4
I am a Licensed Clinical Social Worker who works primarily with women navigating anxiety, emotional overwhelm, relationship stress, and life transitions. Many of my clients are thoughtful, capable, and high-functioning, yet feel stretched thin, emotionally reactive, or stuck in patterns of overthinking and self-doubt. Therapy offers a space to slow down, understand what’s happening beneath the surface, and begin responding in ways that feel steadier and more aligned. My style is warm, collaborative, and supportive. I integrate attachment-informed and cognitive-behavioral approaches to help clients strengthen emotional regulation, build self-trust, and feel more grounded and confident in their relationships and daily lives. I provide telehealth therapy throughout New York and work with adults seeking meaningful, lasting change.
VirtualAvailable
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Often rebooked

$150/session

Warm
Open-minded
Solution oriented

Specialties

Anxiety
Couples Counseling
Depression
+10
I’m a Licensed Mental Health Counselor (LMHC) with over 10 years of experience working with adults and couples in clinical, school-based, and telehealth settings. I help people better understand themselves, work through emotional challenges, and develop healthier patterns that support lasting growth. My presence in therapy is warm, honest, and grounded, creating a space where you can show up as you are. When clients specifically request or express interest, I am able to thoughtfully integrate faith-based or spiritual perspectives into the therapeutic process in a way that respects each person’s values and comfort level.
VirtualAvailable
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Often rebooked

$125/session

Authentic
Empowering
Humorous

Specialties

Coping Skills
Depression
Life Transitions
I’m so glad you’re here. Taking the first step toward therapy takes courage, and I want you to know that you don’t have to navigate life’s challenges alone. With over 10 years of experience working with adolescents and adults, I’ve learned that even our most difficult moments can become sources of strength and growth. My goal is to help you discover that resilience within yourself and support you as you move toward becoming the person you want to be.
VirtualAvailable
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New to Grow

$200/session

Specialties

Anxiety
Depression
Trauma and PTSD
+6
Growing up in a culturally-diverse, inner-city community, I experienced challenges with my multifaceted identity as a woman of color in a conservative-centric Christian household. Feeling like I didn’t belong, I doubted my potential and struggled with low self-esteem throughout my early years. Fitting in socially was challenging and as I sought support to address my concerns, connecting and trusting a therapist was difficult, as I longed to have someone understand and empathize with my background. In my journey of self-acceptance, I realized that it is my diversity and faith that make me strong and resilient. I learned to trust in myself and my Christianity by embracing my culture, language, ethnicity, and spirituality. I was very fortunate to find therapeutic support that helped empower me to understand that my heritage, traditions, and faith were important aspects of my identity. Through this experience, I became passionate about helping others find support and empowerment.
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$100/session

Authentic
Intelligent

Specialties

Autism
LGBTQ
Trauma and PTSD
+6
I provide neurodivergent-informed evaluations and therapy that are trauma-informed, culturally sensitive, and gender-affirming focused on autism, ADHD, and co-occurring diagnoses. Evaluations are deeply collaborative and tailored to client goals, which may include diagnostic clarification, support for accommodations (as determined during the consultation call), accessing appropriate prescribers, improving resource accessibility, and making sense of past experiences through a neurodiversity-affirming lens. Each evaluation centers the individual’s voice and story—offering a meaningful, strengths-based understanding of their lived experience. As a provider who is neurodivergent and has significant personal and professional experience in therapy and evaluation for individuals with autism and ADHD, my commitment is to deliver compassionate and thorough care. I aim to empower you with the knowledge, skills, and support necessary to navigate your diagnosis and achieve a fulfilling life.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+9
My name is Julien, and I am passionate about helping those struggling with anxiety, depression, self-esteem insecurities, and a history of trauma. You might have been noticing that something hasn't been feeling right for you. You want more than just getting by, and to understand why you feel the way you do. Growing up as an Asian American often felt like I had to figure things out on my own and not ask for help. If you have felt similar, then reaching out for therapy might feel like going against everything you were raised to believe, and that's okay. Let me help carry some of that weight.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.