Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 573 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/1/2026

Often rebooked

$100/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
Life can sometimes feel overwhelming. You may be struggling with anxiety, depression, trauma, relationship concerns, substance use, or simply feeling like you no longer have control over your life. You may know that you want things to change but feel unsure about where to begin. That is where therapy can help. I believe therapy should be a safe space where you feel comfortable being honest about what you are experiencing without fear of judgment. My personality is warm, compassionate, understanding, and straightforward. I will meet you where you are while also encouraging you to look more closely at the thoughts, behaviors, and patterns that may be keeping you from moving forward. I am here to support you, but I also want to help you recognize your own strength and ability to create change in your life. I have extensive training in Cognitive Behavioral Therapy and Dialectical Behavior Therapy. I also use different therapeutic approaches based on who you are, what you have experienced, and what you need from therapy. I understand that therapy is not one size fits all, so our work together will be tailored to your individual needs, culture, identity, strengths, and goals. Both my personal and professional experiences have taught me that healing is not always easy or straightforward. It takes honesty, patience, self compassion, and a willingness to do the work. You do not have to have everything figured out before starting therapy. You simply need to be willing to begin. Together, we will identify what may be keeping you stuck, develop healthier ways to manage life’s challenges, and work toward the life you truly want. We will work together to help you become more intentional with your life and mindful with your healing.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Emotional Regulation
+10
Therapy with me is supportive, collaborative, and down-to-earth. I work with clients navigating anxiety, depression, trauma, relationship stress, and life transitions using CBT, Solution-Focused Therapy, Motivational Interviewing, and ACT. Together, we'll build practical coping tools, increase insight, and create meaningful change at a pace that feels manageable and authentic to you.
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New to Grow

$100/session

Specialties
Burnout
Grief
Trauma and PTSD
+10
As an LCSW and former Clinical Supervisor with 14+ years of experience, I provide a grounded, protective, and highly structured environment to help individuals process deep trauma, navigate complex grief, and recover from institutional or workplace burnout. My approach moves entirely past standard talk therapy; I draw heavily on evidence-based frameworks—including EMDR, Schema Therapy, and Transactional Analysis—to explore underlying behavioral patterns, break toxic cycles, and build concrete, tailored coping tools. My style is honest, collaborative, and warm, entirely focused on cutting through the daily noise to help you confidently get back to feeling like yourself.
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$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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New to Grow

$120/session

Specialties
Autism
Emotional Regulation
Learning / School Challenges
+10
I am a licensed doctoral psychologist in New York with 20 years of professional work experience I work mostly with children, adolescents, and their families. As a licensed psychologist and a board-certified behavior analyst, I have experience with the full range of developmental disorders, especially neurodivergence (e.g., on the autism spectrum). I have experience in helping clients with school-based issues, anxiety, depression, family conflicts, trauma, abuse, & parenting issues. I am also a registered yoga instructor at the 500-hour level and use mindfulness meditation as a part of my practice. I believe that clients are the experts of their story and I focus on strengths and normalization. Seeking therapeutic intervention is not only smart; it also represents an additive model, not a deficit. I serve as your advocate in order to promote functioning at optimal levels throughout the lifespan.
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New to Grow

$175/session

Specialties
Burnout
Self Esteem
Trauma and PTSD
+9
I am licensed in three states (NY, NC, and SC) and have 8 years total of clinical experience. My career started in North Carolina when I got my Master's in Clinical Mental Health Counseling from Western Carolina University and completed my internship serving as a counselor in an inpatient substance use treatment facility. After that, most of my career was spent serving diverse populations in New York City, in multiple settings of care including substance use treatment and community mental health treatment facilities, and private practice settings. I worked with a heavily diverse, international, and multicultural population from many backgrounds. Over time I had immersive experience building a niche working with LGBTQ+ clients, with a particularly strong following of gay men navigating complexities in their identity, sexuality, and interpersonal relationships. I also worked with clients from all walks of life navigating concerns around trauma, addiction, mood disorders, major life transitions, and concerns regarding intimate relationships. I consider my counseling approach to be ecletic. I incorperate concepts from many different modalities and adapt them to the unique needs and personalities of my clients. Some of the major counseling theories I draw from include Person-centered therapy, Motivational Interviewing, Cognative Behavioral Therapy, Dialectal Behavioral Therapy, Positive Psychology, and many others.
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Often rebooked

$125/session

Empowering
Open-minded
Solution oriented
Specialties
Anxiety
Couples Counseling
Depression
+6
"Hello, my name is Toria Caton, and I'm a Licensed Clinical Social Worker (LCSW) practicing in NEW York and Connecticut with over 15 years of clinical experience providing compassionate and effective therapeutic services.I work with individual , families and couples offering a safe and supportive space where clients can explore challenges , build understanding and foster personal growth . My approach is collaborative and client - centered , with a focus on helping clients develop insight , resilience and meaningful change. offering compassionate and effective therapy services. I am based in both New York and Connecticut and provide convenient telehealth sessions to clients throughout the state. My practice focuses on supporting individuals, families, and couples navigating challenging emotional landscapes. I specialize in helping people overcome anxiety, depression, and relationship and family difficulties, creating a safe and supportive space for growth. In my sessions, I primarily utilize evidence-based approaches such as Cognitive Behavioral Therapy (CBT) , Mindfulness-Based Cognitive Therapy (MBCT) and Strength Base Modalities to focus on" what is right not wrong "I empower my clients to gain a deeper understanding of their emotions, develop coping strategies, and actively work toward achieving their therapeutic goals .
VirtualAvailable
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New to Grow

$120/session

Specialties
Anger Management
“MAC” is A licensed clinical social worker and military veteran, who has dedicated her career to helping others navigate life's most difficult challenges since the 90’s. Her journey in the field has been shaped by both invaluable professional experience and a deep personal understanding of the importance of therapy and support. Specializing in anger management, she also possess a mastery of a niche in working with forensic clients. Her diverse professional background includes independent work as an EAP provider with several Fortune 500 companies, consulting and being employed with both public and private law enforcement and social service agencies in New York City. After returning from an extended sabbatical, a period she credit with benefiting both her self and the clients through focused reflection on personal development and professional growth. She have renewed her mission: to serve and align with their clients' needs through counseling, advocacy, and connecting people to viable opportunities. She is a vocal advocate for engaging in uncomfortable but necessary conversations about self, systems, economics, inequality, race-related stress, and trauma. She believe that while it may be unpopular to be brave, and unacceptable to create spaces for chaos and fabricated narratives, silence is no longer an option. Guided by the words of James Baldwin—"Not everything that is faced can be changed, but nothing can be changed until it is faced, “ she continue the work to improve clients' well-being and help them thrive.
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$175/session

Specialties
Anxiety
Fertility & Reproduction Issues
Grief
I am a devoted wife, mother, sister, aunt and friend. I love connecting with people in my personal life as well as professionally. I am passionate and committed to helping my clients work toward maximizing their mental health and overall functioning. My therapy approach is one of empathy and partnering with my clients to help them understand their symptoms better.
VirtualAvailable
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$90/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
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$75/session

Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
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$150/session

Warm
Authentic
Empowering
Specialties
Life Transitions
Physical Health Condition
Women's Issues
+4
I am a Licensed Clinical Social Worker who brings over 30 years' experience in the areas of mental health and substance abuse treatment utilizing a holistic health approach. I have supported homeless Veterans and others while working with community, State and Federal agencies. Providing insight and discovery into underlying issues that lead to clients related situations, I focus on each clients' strengths and believe that everyone is able to overcome challenges by being supported and empowered as they seek to achieve their vision of wellness. Without judgement and allowing for a safe environment to express one's thoughts, I strive to make every client's experience individualized and tailored to their needs.
VirtualAvailable
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New to Grow

$150/session

Specialties
Anxiety
Depression
Self Esteem
+3
I'm a Licensed Clinical Social Worker with nine years of experience treating depression, anxiety, low self-esteem, grief, trauma, life transitions, and long-standing patterns in how people relate to themselves and others. I see mental health as the ability to perceive reality accurately, including the differences between yourself and others, and to respond to it effectively. I tailor my approach to your needs, whether that's practical life challenges, rigid thought patterns, or emotional pain held in the body after trauma. I also help you untangle enmeshed family relationships: recognizing where your own feelings and needs end and others' begin, and setting boundaries without guilt. I draw on Cognitive Behavioral Therapy, Dialectical Behavior Therapy, EMDR, and psychodynamic theory. Effective therapy, in my view, means both challenging the thinking and relational patterns that keep you stuck and learning to understand and regulate the emotions underneath them.
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$200/session

Authentic
Warm
Specialties
Anxiety
Depression
Women's Issues
+4
I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience helping adults navigate depression, anxiety, trauma, grief, life transitions, and relationship challenges. Throughout my career, I have worked in a variety of clinical settings supporting individuals from diverse cultural and socioeconomic backgrounds. In addition to my clinical work, I serve as a tenured professor of Social Work and Human Services, where I have the privilege of educating and mentoring future helping professionals. I have a special passion for working with women who are ready to reconnect with their inner strength, build self-confidence, improve their emotional well-being, and create meaningful, lasting change in their lives. Whether you are feeling overwhelmed, emotionally exhausted, or simply looking for a greater sense of purpose and balance, I strive to provide a safe, compassionate, and nonjudgmental space where healing can begin.
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Often rebooked

$200/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Coping Skills
Peer Relationships
+9
Hello, my name is Shira, and I am a Licensed Mental Health Counselor in Florida. I work with adolescents and young adults both male and female, supporting them through career stress, peer relationships, and major life transitions. I also specialize in working with young women and men as they navigate marriage and other developmental stages of life. My goal is to create a safe, supportive space where clients feel heard, valued, and understood. Together, we focus on growth, healing, and self-discovery, helping clients build fulfilling lives and deepen their connection to G-d
VirtualAvailable
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$150/session

Solution oriented
Empowering
Intelligent
Specialties
Anxiety
Fertility & Reproduction Issues
Life Transitions
+6
I am a licensed social worker with 20 years of experience supporting individuals through some of life’s most vulnerable and challenging experiences. I work with clients navigating anxiety, life transitions, fertility challenges, pregnancy, and postpartum adjustment. My approach is warm, compassionate, and practical, creating a space where clients feel genuinely seen, supported, and understood while building tools to move forward with greater confidence and clarity.
VirtualAvailable
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$150/session

Humorous
Open-minded
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
For more than 13 years, I have helped clients navigate life's challenges with compassion, practical guidance, and evidence-based treatment. My advanced clinical training includes education at Princeton and Columbia University, and I specialize in treating depression, anxiety, trauma, OCD, panic attacks, substance use, relationship concerns, men's issues, life transitions, and sports performance. I also work with couples to improve communication, rebuild trust, strengthen connection, and break unhealthy relationship patterns. My approach is collaborative, individualized, and grounded in psychodynamic, cognitive behavioral (CBT), dialectical behavior (DBT), person-centered, and humanistic therapies. I believe lasting change comes from understanding both the individual and the broader context of their life, including family, relationships, work or school, culture, and other environmental influences. Whether you're facing a specific challenge or seeking personal growth, my goal is to help you reduce symptoms, build resilience, deepen self-awareness, and create a more fulfilling life. You don't have to have everything figured out before starting therapy. If you're ready to take the next step, I would be honored to help you move toward the life you want.
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New to Grow

$130/session

Specialties
Anxiety
Depression
Fertility & Reproduction Issues
+6
I am a licensed certified social worker with 30 plus years experience and I love my job. I enjoy helping clients find their strengths and guide them to their goals. Together we can find the tools to allow you to gain your full potential. I have a calm presence which allows me to connect with my clients.
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$140/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
ADHD
Bipolar Disorder
+7
I use a warm, collaborative, and client-centered approach that draws from CBT, DBT, EMDR, mindfulness, and other evidence-based techniques. Together, we’ll explore patterns that may be keeping you stuck, develop practical tools to manage stress and emotions, and work through difficult or traumatic experiences when appropriate. I’ll meet you where you are and work at your pace, with the goal of helping you feel more grounded, empowered, and confident as you move toward meaningful change.
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$200/session

Specialties
Anxiety
Coping Skills
Depression
+10
Life can get messy and we all need some help from time to time. Congrats on taking the first step! As a therapist, my goal is to explore emotional blocks to the life you want to create, while exploring coping strategies and creating attainable goals. I am deeply passionate about helping you navigate life's challenges and find healing. I am here to guide and support you on your unique path of growth and recovery!
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+2
Hello, I'm Jack, a lifelong New Yorker who is passionate about helping individuals navigate life's challenges and move toward meaningful change. I believe therapy works best as a collaborative process built on trust, respect, and genuine connection. I strive to create a warm, supportive, and nonjudgmental environment where you can feel comfortable being yourself. Whether you are struggling with anxiety, depression, symptoms related to psychosis, or simply feeling overwhelmed by life's demands, I will work alongside you to better understand your experience and develop practical strategies for coping, growth, and healing.
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Often rebooked

$130/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
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$175/session

Solution oriented
Warm
Authentic
Specialties
Anxiety
Depression
Life Transitions
+9
Great to meet you! I want you to know that when you come into therapy with me, you don’t have to pretend, minimize, or hold everything together. You get to show up exactly as you are — we take it from there together. My favorite part of this work has always been sitting with people one‐on‐one. That’s where real connection and real healing happen. I genuinely enjoy getting to know who you are, what you’ve been carrying, and what you’re hoping might feel different. My style is warm, steady, and honest. I listen closely, ask thoughtful questions, and help you understand the experiences and patterns that are shaping your life. I’m also practical — I like to offer tools and strategies you can actually use in your day‐to‐day life, not just in the therapy room. I work with people dealing with anxiety, stress, depression, trauma, relationship challenges, major transitions, and substance use concerns. Something I tell clients often is this: I don’t want you to just feel better — I want you to be well. Feeling better can be temporary. Being well means building insight, healing, and lasting change. When you work with me, you get someone who shows up fully — present, steady, honest, and genuinely invested in your well‐being. I’m not here to give you quick fixes or surface‐level advice. I’m here to help you understand yourself more deeply, heal what’s been ignored or pushed aside, and build a life that feels more grounded and true to who you are. My style is warm, direct, and deeply human. I listen for the things underneath your words — the patterns, the pain points, the strengths you might not yet see. I’ll challenge you gently, support you consistently, and help you make sense of what’s been getting in the way.
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable
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$100/session

Warm
Open-minded
Authentic
Specialties
Anxiety
Coping Skills
Self Esteem
+4
Hi, I’m Dominique Steiner, a therapist passionate about helping individuals create meaningful change in their lives. I specialize in working with anxiety, depression, trauma, grief, and relationship challenges, and I strive to create a safe, compassionate environment where clients feel heard, supported, and empowered. Together, we focus on building insight, developing coping skills, and working toward the life you want to create.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.