Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 612 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 7/7/2026

$150/session

Direct
Intelligent

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
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$150/session

Authentic
Solution oriented
Warm

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
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New to Grow

$125/session

Specialties

Anxiety
Depression
Life Transitions
+10
Seeking therapy takes courage, and finding the right therapist is an important first step. As a Licensed Mental Health Counselor, I provide a warm, supportive, and person-centered environment where you can feel heard, understood, and respected. I work with adults experiencing anxiety, depression, life transitions, professional burnout, and career-related challenges. I also support clients navigating LGBTQ+ and women's issues. Together, we'll explore what's holding you back, build on your strengths, and develop practical strategies that help you move toward a more balanced and fulfilling life.
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New to Grow

$100/session

Solution oriented
Direct
Intelligent

Specialties

ADHD
Couples Counseling
Women's Issues
+8
I am a Licensed Mental Health Counselor with over a decade of experience helping adults, couples, and families navigate life's challenges. My approach is warm, collaborative, and practical—I strive to create a space where clients feel genuinely understood, supported, and challenged to grow. As someone who has personally navigated major life transitions, including divorce, career changes, parenting, and rebuilding after difficult seasons, I understand that healing and growth are rarely linear. I combine evidence-based approaches such as CBT, DBT, attachment-based therapy, and Gottman Method Couples Therapy with empathy, humor, and real-world problem-solving. I work particularly well with high-achieving individuals who appear successful on the outside but struggle internally with anxiety, relationship challenges, self-doubt, stress, or feelings of disconnection. My goal is to help clients gain insight, develop practical skills, strengthen relationships, and create a more fulfilling and authentic life.
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$105/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Parenting
Self Esteem
+5
I am a licensed mental health counselor in New York, with more than 15 years of experience in psychotherapy in various outpatient clinical settings. I work with clients of various ages with a wide range of concerns including anxiety, depression, low self-esteem, grief, and life transitions. My therapy style is warm and interactive, and I meet clients where they are at. I believe in treating everyone with respect, sensitivity, and compassion. My approach combines cognitive-behavioral, art, humanistic, solution-focused, and mindfulness. I will tailor our conversations and treatment plan to meet your unique and specific needs and personal goals. I am aware of how difficult it can be to reach out for help. It takes courage to seek support from others and recognize you don't need to do it alone. I hope to help you on your new journey towards a more fulfilling and happier life. If you are ready to take the first steps towards change, I am here to support and empower you at this time.
VirtualAvailable
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
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Often rebooked

$120/session

Open-minded
Warm
Authentic

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+9
Are you feeling lost, stuck, or weighed down by past trauma? Or are you and your partner caught in repetitive cycles, struggling to truly connect? I specialize in helping individuals and couples move from feeling disconnected to living with deep purpose, clarity, and security. For young adults and individuals feeling lost in life, I utilize Acceptance and Commitment Therapy (ACT) combined with existential and somatic-cognitive tools. Together, we will help you rediscover who you are, clarify your core values, and define exactly what you want your life to look like. We will process past pain, release physical trauma, and foster genuine post-traumatic growth so you can build a meaningful future. For couples, I combine the Gottman Method and the Psychobiological Approach to Couple Therapy (PACT). We will work in real-time to understand your nervous system responses, break negative communication loops, and build a secure, deeply connected partnership. Whether you are navigating individual healing, identity exploration, or relationship growth, I provide a safe, actionable space to help you thrive.
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New to Grow

$120/session

Specialties

Anxiety
Coping Skills
Depression
My name is Belgica Rosario, and I have worked with individuals from diverse backgrounds and life experiences. I have experience supporting clients struggling with depression, anxiety, trauma, stress, and life transitions. I strive to create a safe, supportive, and collaborative therapeutic space where clients feel heard, understood, and empowered to make positive changes in their lives. Together, we will work toward building resilience, developing coping skills, and achieving meaningful personal growth.
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$250/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
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New to Grow

$150/session

Specialties

ADHD
Chronic Illness
LGBTQ
+10
I’m a clinical social worker with eight years of experience supporting queer communities, college students, neurodiverse individuals, and people living with chronic mental health and medical conditions. I’ve worked with clients navigating OCD, anxiety, LGBTQ+ identity, and complex family or relationship dynamics. Therapy with me is insight-oriented and relational, with a focus on understanding how past experiences continue to shape current patterns, emotions, and relationships.
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New to Grow

$250/session

Specialties

Couples Counseling
Mood Disorders
Trauma and PTSD
+10
I hold a Masters in Clinical Social Work, a long career of training and experience with a variety of treatment practice methods and diverse populations, and a certificate in psychoanalysis. I am client-centered, strength-based, and culturally diverse. I have worked in clinic settings and private practice throughout my career. I have had a physical office and intend to have one again at some point but am currently only working telehealth. I am an eclectic practitioner. I use my depth-oriented training to do my best to get to know and understand you as a whole person but I enjoy being pragmatic, solution oriented and focussing on the goal of improving ones present life in all its aspects.
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$150/session

Open-minded
Warm

Specialties

Autism
Family Therapy
Trauma and PTSD
+6
Makenzi earned her master’s and doctorate degree in Marriage and Family Therapy from Touro University. With a background in theatre, she brings a unique ability to create a safe and supportive environment grounded in authenticity, storytelling, and empathy. Makenzi specializes in working with adolescents, families, and couples on issues that may include trauma, abuse, infidelity, and developmental disabilities. Makenzi is highly trained in The Gottman Method, Emotionally Focused Therapy, Sand Tray Therapy, and Yoga Therapy, offering a versatile and compassionate approach to healing and growth.
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New to Grow

$175/session

Specialties

Family Therapy
Life Transitions
Mood Disorders
+10
As a trauma-informed Licensed Marriage and Family Therapist serving clients in Connecticut and New York, I bring over ten years of post-graduate experience working with individuals across the lifespan, including children as young as five, adolescents, adults, couples, and families. My professional background includes crisis intervention and case management, allowing me to support clients through a wide range of life challenges with compassion and clinical expertise. I take a warm, empathetic, and strengths-based approach to therapy, viewing each person through a holistic lens that honors the connection between mind, body, and spirit. My goal is to create a safe, supportive, and nurturing environment where clients feel heard, understood, and empowered to heal, grow, and move toward meaningful change.
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New to Grow

$150/session

Specialties

LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hi, I’m Samantha, a sex therapist who believes conversations about sex, intimacy, and relationships shouldn’t feel clinical or shame-filled. I show up as a real, grounded human and create a space where people can talk openly, awkwardly, honestly, and without judgment about the things they usually keep to themselves. I work with concerns like desire differences, low libido, sexual anxiety or shame, communication struggles, intimacy concerns, and feeling disconnected in relationships.
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$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Depression
Foster Care/Adoption
+10
Hi, I'm Key Hammonds, LCSW and yes, I'm the therapist who will make you laugh and help you breakthrough in the same session. I'm a NYC native, a mom, a community member, and a Licensed Clinician with over 18 years of experience. I earned my Master's in Social Work from NYU, but honestly some of my most important education has come from living life, navigating motherhood, doing my own healing work and overcoming adversity. This taught me resilience isn't just a buzzword, it's a practice. I practice what I preach. I believe deeply in therapy not as a last resort, but as an everyday act of self-care and courage. I will show up for you with honesty, humor, warmth, and zero judgment.
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$150/session

Warm
Empowering
Authentic

Specialties

Anxiety
Coping Skills
Mood Disorders
+3
I am a Licensed Clinical Social Worker (LCSW) licensed in New York and Texas, providing a supportive, nonjudgmental space where you can feel heard, understood, and empowered. As a therapist of Caribbean descent, I bring a culturally responsive lens to my work and understand the importance of identity, family, and community in the healing process. I specialize in working with individuals navigating anxiety, depression, trauma, and major life transitions. I also support clients from diverse and underserved communities, including those managing cultural expectations, generational experiences, and systemic stressors. My goal is to create a space where your full story is respected and valued. In addition to therapy, I provide immigration evaluations and approach this work with care, professionalism, and cultural sensitivity. I understand how important it is to feel safe when sharing your experiences, and I strive to ensure that process feels supportive and empowering. My approach is collaborative, strengths-based, and practical. Together, we will explore patterns, build coping strategies, and develop tools that you can apply in your everyday life. I focus on helping you gain clarity, improve emotional balance, and create lasting, meaningful change. Whether you are feeling overwhelmed, navigating a difficult transition, or simply ready to prioritize your mental health, you do not have to do it alone. I am here to support you in building the insight, confidence, and skills needed to move forward in a way that feels right for you.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Depression
Grief
+3
Welcome! If you're feeling weighed down by life, unmotivated, or stuck in your own thoughts, you are in the right place. I am a licensed mental health counselor in the state of New York and licensed professional counselor in the state of New Jersey. I work with adolescents and adults that are experiencing mood disorders, anxiety disorders, grief-related concerns, and schizophrenia. My approach is warm, collaborative, and client-centered which allows me to meet clients where they are while supporting meaningful change.
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$120/session

Authentic
Direct

Specialties

Anxiety
Depression
Life Transitions
+10
I am warm, collaborative, and non-judgmental, and I strive to create a space where clients feel comfortable being their authentic selves. I believe that therapy works best when it feels safe, supportive, and grounded in genuine human connection. My goal is to meet you where you are, listen deeply, and help you move toward the changes you want in your life. I work with adults navigating anxiety, depression, stress, and life transitions. Whether you are feeling overwhelmed, stuck, or simply looking for support and clarity, I aim to help you better understand your patterns, strengthen coping skills, and build practical tools that support lasting, meaningful change. My approach is practical and goal-oriented while still being compassionate and flexible. I often incorporate strategies from Cognitive Behavioral Therapy (CBT), Dialectic Behavioral Therapy (DBT), Solution-Focused Therapy, and mindfulness-based practices. I am also a certified yoga teacher, and I value the connection between mind and body, often integrating mindfulness and self-awareness techniques into the work we do together. I strive to make therapy feel approachable and collaborative, whether you are seeking short-term, solution-focused support or a space to explore deeper patterns and growth.
VirtualAvailable
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$130/session

Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hola, Welcome! My name is Monique and I’m a bilingual mental health counselor with over seven years of experience supporting individuals as they navigate life’s challenges and emotions. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. Many of my clients come to therapy feeling overwhelmed, stuck in negative thinking patterns, or struggling with stress in relationships, work, or major life changes. I help clients understand the connection between their thoughts, emotions, and behaviors so they can develop practical tools to manage stress, build healthier boundaries, and feel more in control of their lives. I believe one of the bravest things you can do is begin to understand your own story. I provide a warm, collaborative space where clients can explore stress, transitions, relationships, and personal growth in a way that feels both practical and empowering. My goal is to help you build clarity, resilience, and confidence as you create a life that feels balanced and aligned with who you are.
VirtualAvailable
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$150/session

Authentic
Warm
Direct

Specialties

Anxiety
Family Conflict
Life Transitions
+9
I am a Licensed Clinical Social Worker with 14 years of experience providing mental health services to adolescents, adults, and families in a variety of clinical settings. I am a bilingual clinician, fluent in English and Spanish, and bring a culturally responsive, compassionate, and client-centered approach to my work. My clinical practice is grounded in creating a safe, nonjudgmental, and supportive therapeutic environment where clients feel empowered to explore their experiences and work collaboratively toward meaningful goals. I prioritize honoring each client’s pace, autonomy, and best interests while fostering emotional growth and resilience. I am trained in evidence-based modalities including Dialectical Behavior Therapy (DBT), Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), and Trauma-Informed Care. I specialize in working with individuals experiencing anxiety, depression, trauma, stress-related concerns, emotional regulation difficulties, interpersonal challenges, and life transitions.
VirtualAvailable
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New to Grow

$111/session

Specialties

Trauma and PTSD
I am licensed in the state of New York. My goal is to effect change that would result in abundant life. I have expereince in helping clients with stress and anxiety, relationship issues, family conflicts & parenting issues including parents with special needs children. I am a Christian and believe in the power of prayer, howver, I follow your lead in terms of style of therapuetic method used.
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$125/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+9
Hi, my name is Dr. Sinead Cowins. As a therapist, my goal is to help you achieve your best self. It is my purpose to guide you through investigating your wants and needs, the thoughts that trouble you, and the life experiences that have impacted you. With a compassionate, gentle, and sincere style, I individualize treatment to the needs of my clients. Utilizing a strength-based approach, I can aid with a wide range of difficulties, including but not limited to depression, anxiety, ADHD, grief and loss, unresolved emotional issues, the mind-body connection, self-esteem/self-empowerment, and creating meaning and purpose in life. Ensuring that I provide a safe space for exploration is something that I place in high esteem, and I believe it is essential for a healthy therapeutic relationship. Website: noorbehavioralhealth.wordpress.com
VirtualAvailable
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$175/session

Open-minded
Authentic
Warm

Specialties

Anxiety
Depression
Self Esteem
+9
I'm Jackie — a licensed clinical social worker and addiction counselor who genuinely loves this work. I trained at NYU Silver and spent years in community mental health, inpatient, and outpatient settings before opening my private practice. I wanted something less clinical and more human. I work with adults dealing with anxiety, depression, codependency, relationship struggles, and the kind of life transitions that leave you wondering who you even are anymore. A lot of my clients grew up in homes that felt unpredictable or unsafe — homes where they learned early to read the room, manage everyone else's feelings, and keep the peace at their own expense. They've been the capable one for so long that asking for help feels almost foreign. If that sounds familiar, you're in the right place. Therapy with me is collaborative and conversational. Sessions feel more like a real conversation than a formal appointment. I'll help you understand the patterns underneath the surface stuff — why you react the way you do, where it came from, and what to do about it now. We'll draw from CBT, DBT, and IPT, building real skills along the way. Sometimes you'll leave with something to try between sessions; other times, something to sit with and think about. My style is warm, direct, and skills-focused. I'll meet you where you are and gently push when it serves your growth, because real change usually means getting a little uncomfortable in a safe space. Humor shows up too — the hard stuff goes down easier when we can laugh at parts of it. Asking for help isn't weakness. It's one of the braver things you can do.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.