Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 594 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 9/16/2026

$200/session

Holistic
Warm
Empowering
Specialties
Anxiety
Fertility & Reproduction Issues
Self Esteem
+7
I am a Licensed Clinical Social Worker in Florida, New York, Virginia, Pennsylvania, and Illinois and have been practicing for 23 years. Within my holistic practice, I incorporate mindfulness techniques such as deep breathing exercises, meditation, positive affirmations as well as utilize creative arts and movement during sessions. I work with clients who are feeling overwhelmed, overstimulated or anxious. I provide support as well as pride myself in a person centered approach, meeting my client where they are, and helping them to meet goals that they wish to achieve. I am compassionate about working with individuals facing infertility or health challanges.
VirtualAvailable

$160/session

Authentic
Direct
Warm
Specialties
Anxiety
Coping Skills
Men's Issues
+4
People seek therapy for many different reasons. Maybe it’s the result of a specific incident which impairs our ability to cope, heal and progress, or perhaps the culmination of longstanding habits, that render unfulfilling or even detrimental results. I make every effort to empower clients to evolve beyond their instincts if the results have prevented them from reaching their goals. I approach each client with curiosity in an attempt to shed light on their unique decision making process and to enhance their ability to make more healthful choices. While this process is often started through difficult and sometimes traumatic circumstances, the best results take place when the therapist you have chosen respects you enough to challenge you to step out of your comfort zone. Effective therapy is built on safety, partnership, trust, risk-taking and respect. When practiced consistently, the likelihood is increased that these very principles will be applied to your personal relationships in productive and positive ways. I look forward to our work together.
VirtualAvailable

New to Grow

$85/session

Specialties
Addiction / Substance Use
Anxiety
Burnout
I am dedicated to creating a supportive, respectful, and nonjudgmental environment where clients feel comfortable exploring their thoughts, emotions, and experiences. I believe effective therapy begins with strong therapeutic relationship built on trust, collaboration, and mutual respect. I have experience supporting individuals experiencing anxiety, depression, stress, life transitions, relationship concerns, and substance abuse and addiction.
Available

$100/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
Life can sometimes feel overwhelming. You may be struggling with anxiety, depression, trauma, relationship concerns, substance use, or simply feeling like you no longer have control over your life. You may know that you want things to change but feel unsure about where to begin. That is where therapy can help. I believe therapy should be a safe space where you feel comfortable being honest about what you are experiencing without fear of judgment. My personality is warm, compassionate, understanding, and straightforward. I will meet you where you are while also encouraging you to look more closely at the thoughts, behaviors, and patterns that may be keeping you from moving forward. I am here to support you, but I also want to help you recognize your own strength and ability to create change in your life. I have extensive training in Cognitive Behavioral Therapy and Dialectical Behavior Therapy. I also use different therapeutic approaches based on who you are, what you have experienced, and what you need from therapy. I understand that therapy is not one size fits all, so our work together will be tailored to your individual needs, culture, identity, strengths, and goals. Both my personal and professional experiences have taught me that healing is not always easy or straightforward. It takes honesty, patience, self compassion, and a willingness to do the work. You do not have to have everything figured out before starting therapy. You simply need to be willing to begin. Together, we will identify what may be keeping you stuck, develop healthier ways to manage life’s challenges, and work toward the life you truly want. We will work together to help you become more intentional with your life and mindful with your healing.
Available

$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
Available

New to Grow

$175/session

Specialties
Anxiety
Burnout
Life Transitions
+10
Hello! I am a licensed professional counselor licensed in both NY & NJ with over a decade of experience working with individuals who are experiencing anxiety, burnout and relationship challenges. Therapy, to me, feels like a genuine conversation between two people. I show up as myself—curious, engaged, and thoughtful. I'll ask questions, offer new perspectives, and help you build insight and practical tools so you can feel more like yourself again.
Available

New to Grow

$125/session

Specialties
Anxiety
Parenting
Self Esteem
I’m Charlene Esquilin, LCSW, and the founder of Jireh Supportive & Therapeutic Services. I’m passionate about creating a safe, compassionate, and judgment-free space where clients feel heard, understood, and valued. I support individuals navigating anxiety, depression, relationships, life transitions, and personal growth, while helping them recognize their strengths and embrace the belief that they are enough.
Available

New to Grow

$100/session

Specialties
Anxiety
Depression
Substance Misuse
+2
I have 18 years of experience in the field and have worked with adults of all ages and youth. I have facilitated support groups in English and Spanish, including those for stress management, relaxation, creative therapy and early recovery. I treat anxiety, depression, relationship issues, and substance abuse using a range of modalities, including mindfulness, CBT, and active listening. I have worked in mental health settings, employee assistance programs and family rehabilitation centers, helping clients to reduce depression, anxiety, stress, substance abuse and and a range of other issues in order to succeed in life and at work. I came to mental health from an artistic/performing arts background as well with a strong interest in helping others to succeed and to be happy.
Available

New to Grow

$120/session

Specialties
Bipolar Disorder
Personality Disorders
Suicidal Ideation
+4
I am a Licensed Clinical Social Worker (LCSW) in the states of Tennessee and New York. Starting therapy can be scary but I believe healing and growth are possible. I am here to support your goals and help you achieve the best version of you! I welcome you to begin this therapeutic journey together.
Available

New to Grow

$75/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker experienced in supporting children, adolescents, adults, older adults, and families. I offer a nonjudgmental, supportive space where you can feel heard and respected. I help individuals navigating trauma, anxiety, depression, Bipolar Disorder, Schizophrenia, Schizoaffective Disorder, life transitions, stress, and relationship challenges. I also support overwhelmed parents and those transitioning from hospitalizations who want to build stability and improve their quality of life. My approach is supportive, collaborative, and tailored to you. I use evidence-based methods like CBT, Motivational Interviewing, and a strength-based perspective to help you understand patterns, build coping skills, and create meaningful change. We’ll move at a pace that feels comfortable and aligned with your goals.
Available

New to Grow

$110/session

Specialties
Anxiety
Burnout
Depression
I received my master's degree in mental health counseling at CUNY Brooklyn College. I have years of experience providing services for teens and adults and would love to help people who struggles with different types of issues such as depression, anxiety, relationship issues, communication issues, self-esteem issues, stress. I utilizes approaches such as CBT, Gestalt therapy, Emotionally Focused therapy, and Person Centered therapy in order to help my clients meet their needs and goals. I focus on helping my clients become aware and understand their emotions to better help provide them with a sense of control of their minds and lives.
Available

Often rebooked

$130/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
Available

$100/session

Solution oriented
Warm
Humorous
Specialties
Addiction
Couples Counseling
Women's Issues
+8
Hi, I’m Lena Meyer, a Licensed Clinical Social Worker providing telehealth therapy for adults and couples. I specialize in helping individuals navigate life transitions, relationship challenges, substance use concerns, and periods of feeling stuck or overwhelmed. My approach is strengths based, compassionate, and collaborative. I believe therapy should feel supportive, practical, and empowering; a space where you can be honest, gain insight, and build the tools needed for lasting change. Whether you're working through anxiety, relationship stress, recovery, or personal growth, I’m here to help you move forward with clarity and confidence.
VirtualAvailable

New to Grow

$263/session

Solution oriented
Warm
Specialties
Addiction
Life Transitions
Women's Issues
+10
I’m a trauma‑informed mental health counselor with 15 years of experience supporting adults through life transitions, emotional overwhelm, and healing work. I specialize in helping women navigate perimenopause‑related mood changes, anxiety, depression, chronic stress, and weight‑related concerns, including bariatric surgery evaluations. I also work with individuals experiencing substance use concerns or addiction. My approach is warm, collaborative, and grounded in helping you feel understood, supported, and empowered to create meaningful change.
Available

$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Grief
Obsessive-Compulsive (OCD)
+8
Hi there, my name is Jillian and I am a LMHC-D in the state of New York. Welcome to my practice! I specialize in working with adults facing anxiety/ OCD, trauma-related experiences, and grief & loss. My passion is to help you live the life you have envisioned for yourself. This may look like restructuring anxious thought patterns, setting healthy boundaries, or processing a traumatic experience. My goal is to guide you to your emotional freedom, allowing you more space for a a meaningful life.
VirtualAvailable

$115/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable

$90/session

Authentic
Intelligent
Warm
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
Available

$140/session

Specialties
Coping Skills
Life Transitions
Anxiety
+5
Hi! My name is Sarah, and I’m a Licensed Marriage and Family Therapist (LMFT). I work with individuals, couples, and families who are seeking to improve their relationships with themselves and with others. My approach is grounded in kindness, understanding, and the belief that the stories we tell ourselves can shape our experiences. Therapy with me is a safe, compassionate space where you’ll feel heard and empowered.
VirtualAvailable

New to Grow

$100/session

Specialties
Addiction
Crisis Intervention
Depression
+10
I believe that therapy is a guided process in search of your serenity. In order to foster change, it will take a collaborative effort to meet your needs. The foundation of my approach focuses on trauma that has not been dealt with, which has now manifest into undesirable behavior. I pride myself on providing you a safe space to be vulnerable, a connection that builds an alliance, an active ear so you feel heard and warm experience that will restore hope for a better tomorrow.
Available

$185/session

Authentic
Empowering
Warm
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
Available

New to Grow

$100/session

Specialties
Anxiety
Child or Adolescent
School Issues
I’m a licensed clinical social worker who provides a warm, supportive space where you can feel heard and understood. I use evidence-based approaches like CBT to help you identify and shift unhelpful thought patterns, build coping skills, and navigate life’s challenges with more confidence. I’m especially passionate about supporting adolescents and young adults as they work toward greater clarity, resilience, and emotional well-being.
Available

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable

$150/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Life Transitions
Spirituality
+7
Hi, I’m Marielle, a licensed therapist offering a compassionate, culturally responsive space for individuals navigating anxiety, relationship concerns, life transitions, and stress. I work with sensitivity to family dynamics, identity, and cultural experiences, including the Asian American experience, and welcome clients from all backgrounds. My approach is collaborative, trauma-informed, and strengths-based. I integrate client-centered therapy, mindfulness, and eclectic techniques to support emotional regulation, boundary-setting, and effective coping skills. Together, we’ll increase self-awareness, address unhelpful patterns, and work toward greater clarity, confidence, and emotional balance in a way that feels both supportive and practical.
VirtualAvailable

$125/session

Authentic
Open-minded
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
Available

$160/session

Warm
Empowering
Authentic
Specialties
Anxiety
Peer Relationships
Women's Issues
+6
Whatever obstacles and struggles someone may be going through in life, I consider it a privilege to help them cope. I understand that the clients I see are entrusting me to give them the right resources to guide them down a new path, with a new perspective, so they can achieve their own goals. With a healthy balance of listening, guiding, and even learning, I take pride in using my own experience and resources to help people really start off on the right foot on that path. Whether you, or someone you know struggles with something like anxiety, or simply wants a different outlook on their life, it’s something to work through together, and by setting up an intake, we can get started.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.