Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 485 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 3/18/2026

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New to Grow

$250/session

Warm
Solution oriented

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
VirtualAvailable
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$150/session

Open-minded
Solution oriented

Specialties

Addiction
Couples Counseling
LGBTQ
+10
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable
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New to Grow

$120/session

Solution oriented
Authentic

Specialties

Life Transitions
Mood Disorders
Self Esteem
+9
Hola que tal! I’m Fanny and I am a bilingual (English/Spanish) Licensed Clinical Social Worker who helps people navigate anxiety, life transitions, and self-esteem challenges so they can feel more confident and emotionally grounded. Many of my clients come to therapy feeling overwhelmed, stuck in negative thinking patterns, or struggling with stress in relationships, work, or major life changes. I help clients understand the connection between their thoughts, emotions, and behaviors so they can develop practical tools to manage stress, build healthier boundaries, and feel more in control of their lives. My approach is trauma-informed, culturally responsive, and focused on creating a safe space where you can feel heard, supported, and empowered.I provide therapy in English and Spanish.
VirtualAvailable
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New to Grow

$154/session

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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$112/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+4
I approach my work with warmth, curiosity, and deep respect for shared humanity. I bring experience working with a wide range of populations, including individuals with severe mental illness, trauma survivors, couples and families, higher education students and those connected to the military. My work is trauma-informed, non-pathologizing, and grounded in the belief that people make sense in context. I strive to hold an anti-oppressive stance in therapy, attending to power, culture, and lived experience, while creating a space that feels safe, collaborative, and responsive to each client’s unique story.
VirtualAvailable
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$110/session

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I’m Sahana Pentyala, a Licensed Clinical Social Worker (LCSW) committed to helping individuals, families, and organizations strengthen their emotional resilience and achieve lasting well-being. My approach integrates evidence-based clinical practices with a deep understanding of how physical, emotional, and social health intersect — an approach shaped by my specialization in Integrated Health. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. I believe that healing begins with understanding — and I strive to provide a safe, empathetic, and nonjudgmental space where you can be heard, validated, and supported in your journey toward balance and growth.
VirtualAvailable
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New to Grow

$200/session

Specialties

Anxiety
Child or Adolescent
Trauma and PTSD
+2
Hello! My name is Nichole and I have been a therapist for over 15 years. I have worked with many populations over the course of my career including children, teens, young adults, and beyond. I bring a compassionate and introspective presentation to our sessions so you can feel seen, empathized with, and most importantly, heard. I have spoekn at conferences, schools, written articles on women's mental health and lifestyle, and also have written ESA letters for appropriate clients. I hope through working with me, you can find peace, education, trust and space to be yourself.
VirtualAvailable
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New to Grow

$150/session

Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
VirtualAvailable
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New to Grow

$125/session

Specialties

Addiction
Anxiety
Substance Misuse
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
VirtualAvailable
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New to Grow

$145/session

Specialties

Anxiety
Depression
Life Transitions
+3
’m a Licensed Mental Health Counselor providing telehealth therapy to adults throughout New York State. I work with anxiety, depression, work stress, burnout, life transitions, and relationship difficulties. Many of my clients are capable, high-functioning people who are used to handling a great deal but feel internally overwhelmed, stuck, or worn down. Some have tried therapy before and found it supportive, but not especially effective. My goal is for therapy to feel clear, practical, and genuinely useful. My style is direct, thoughtful, and collaborative. I use CBT and DBT to help clients understand the patterns contributing to distress and develop concrete tools to manage emotions, reduce stress, and create meaningful change in daily life.
VirtualAvailable
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$70/session

Solution oriented
Authentic

Specialties

Anxiety
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.
VirtualAvailable
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New to Grow

$200/session

Specialties

Depression
Domestic Violence
Grief
+6
I am a Licensed Clinical Social Worker who is passionate about supporting individuals navigating life transitions, relationship challenges, and emotional distress. I specialize in working with clients healing from trauma, including intimate partner violence, as well as those struggling with anxiety, self-doubt, and grief. My approach is warm, collaborative, and grounded in creating a safe, nonjudgmental space where clients feel seen and heard. I understand that healing is not linear, and I meet each client where they are. Together, we work to build insight, strengthen coping skills, and reconnect you with your sense of self, confidence, and overall emotional well-being.
VirtualAvailable
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New to Grow

$250/session

I am a seasoned senior psychologist that has worked with all levels of functioning. Experienced to know many approaches and what will work for most people. People are not mentally ill, they are humans with problems in life, as we all are. I am CEO of 2 companies, and international organization, in interested in people being individuals with relationships in a society.
VirtualAvailable
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$130/session

Warm

Specialties

Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable
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$105/session

Warm
Empowering

Specialties

Autism
LGBTQ
Obsessive-Compulsive (OCD)
+10
I have been passionate about becoming a therapist since I took my first Psychology 101 class in high school. Being raised by first-generation parents and immigrant Italian grandparents were some of my fondest memories. However, I also do remember my family having this unspoken rule that we didn’t talk about mental health and had to put on certain appearances around each other. To this day, my family has definitely grown in their own ways, but I had to learn on my own how to be comfortable with my own mental health, emotions, and identity. Since working in private practice, every client I have met has a story of their own. I care tremendously about your story, your lived experiences, and what they mean to you. Looking back, I see signs of being queer and neurodivergent from as early as I can remember. At the time, these aspects about myself were so unknown and suppressed. While I was still in college, I was diagnosed with Crohn’s disease and this completely changed my life. I share some of my experiences to show you that I am human too and I always bring this authenticity to my clients. My therapy space is so warm, empowering, understanding, sensitive, affirming, and compassionate. I care about building a relationship with you that heals all the wounds, both seen and unseen, that you’ve been carrying since childhood.
VirtualAvailable
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New to Grow

$175/session

Specialties

Bipolar Disorder
Mood Disorders
Trauma and PTSD
Hi, I'm Maria and I've been a therapist for 6 years. I have seen a variety of clients from different backgrounds and with presenting problems. I am also a trauma specialist and work most with individuals with inter-generational trauma. I am also multi-culturally competent and a LGBT+ ally. I will do my best to tailor a treatment plan to your needs and personality.
VirtualAvailable
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$150/session

Empowering
Warm

Specialties

Anxiety
Coping Skills
Mood Disorders
+3
I am a Licensed Clinical Social Worker dedicated to creating a supportive, nonjudgmental space where clients feel heard, understood, and empowered. I work with individuals navigating mood disorders, stress, trauma, and life transitions, helping them build practical tools for emotional wellness and stability. My approach is collaborative, culturally responsive, and strengths-based, focused on helping you move toward clarity, balance, and meaningful change.
VirtualAvailable
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New to Grow

$90/session

Specialties

Addiction
Coping Skills
Couples Counseling
+4
I spent much of my professional career working with alcoholics, addicts and family members, in outpatient and residential programs. In addition, I was employed by an agency that provided home-based social work services to elderly clients who did not have the means to attend in person sessions. I maintain a strong foundation in the philosophies of various twelve-step programs and practice CBT principles. I believe clients should be supported in determining the path of their recovery in therapy with an experienced "leader."
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$140/session

Warm
Authentic

Specialties

Anxiety
Chronic Illness
Depression
+10
I am a licensed clinical social worker with over 20 years of experience supporting adolescents, adults, and older adults across a range of life challenges. I have extensive experience helping clients manage anxiety, depression, and the emotional impact of chronic health conditions, with a focus on practical coping skills and meaningful lifestyle changes. My approach is warm, collaborative, and goal-oriented, as I help clients build insight, strengthen resilience, and develop strategies to lead more productive and fulfilling lives.
VirtualAvailable
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New to Grow

$130/session

Specialties

Addiction
Anxiety
Spirituality
+5
I love working with people who feel drawn to explore their inner world, who sense there’s something meaningful waiting to be discovered but aren’t sure where to start. They long to feel more connected to themselves and others, and are looking for gentle guidance to help them get there. They want to understand the heart of what keeps them stuck in old patterns and finally feel the freedom of being their true selves.
VirtualAvailable
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New to Grow

$200/session

Specialties

Addiction
Anxiety
Depression
+4
Joseph (Yossi) Jacobs is a licensed clinical psychologist who helps clients explore patterns in their thoughts, emotions, and relationships in a thoughtful, collaborative way. His work integrates insight-oriented therapy with practical, evidence-based strategies, tailored to each client’s needs. He works with adolescents and adults facing anxiety, mood concerns, relational challenges, and life transitions, supporting them in gaining clarity, resilience, and greater confidence in navigating their lives. He also works with couples seeking to improve communication, resolve conflicts, and strengthen their emotional connection.
VirtualAvailable
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New to Grow

$150/session

Specialties

Coping Skills
Depression
Trauma and PTSD
+6
I am a passionate and caring therapist who is deeply engaged with my clients. I believe every session is a unique opportunity to better understand what brought you into therapy and what you hope to change. I know that starting therapy can feel scary, and change can feel overwhelming. That’s why I move at your pace. My goal is to provide a safe, supportive, and nurturing space where you feel comfortable sharing your story. You don’t have to face difficult experiences alone. Together, we can gently explore what’s been weighing on you and begin building a path forward that feels manageable and empowering.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Chronic Illness
Women's Issues
+10
Welcome! This is a space that is truly yours. I personally know how much courage it takes to start this journey. With a gentle pace and a listening ear, I will cultivate a safe environment to support you. My journey to become a therapist began with my own experience with family therapy. I know the innate resilience and wisdom we all carry within us. Trauma, loss, family conflict, anxiety, chronic pain, and chronic illness have been part of my story, helping me deeply understand yours. I bring a rich experience from hospital and school settings to the therapy room.
VirtualAvailable
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$100/session

Warm
Empowering
Direct

Specialties

Anxiety
Coping Skills
Couples Counseling
+10
I am a Licensed Mental Health Counselor in New York and a Licensed Professional Counselor in New Jersey with 20 years of providing successful clinical services. I have a track record of effectively working with diverse client populations and with a wide range of clinical concerns, including Dual Diagnosis, Psychiatric Disorders, Substance Use Disorders, Depression, Anxiety, At-Risk-Teens, Domestic Violence Victims, Parent/Child Relationships, Grief & Loss, and Multi-Stressed Families. I also provide Marriage and Pre-Marriage Counseling, Faith-Based and Psychoeducational Counseling. My treatment approach is a combination of Cognitive-Behavioral, Psychodynamic, Family Systems Therapy, and Client-Centered. I will tailor our dialogue and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.
VirtualAvailable
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New to Grow

$130/session

Specialties

Anxiety
Coping Skills
Depression
+9
My name is Ester Cox, and I am a licensed clinical therapist with over 30 years of experience working in the mental health field. I grew up in Brooklyn and currently live on Staten Island. I am married and have two daughters in the mental health field. I offer remote and in person session to individuals, couples and families. I love my profession and enjoy meeting new people.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.