Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 615 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 8/6/2026

$250/session

Warm
Authentic
Intelligent

Specialties

ADHD
Family Conflict
Grief
+10
Hello. I am a Licensed Clinical Social Worker (LCSW) and Advanced Certified Hospice and Palliative Social Worker (ACHP-SW) based in New York. I received my masters from Silver School of Social Work, NYU. My undergraduate degree in American Ethnic Studies from University of Washington. In my decade long career as a social worker I have worked in foster care, hospice care (adults and pediatrics), homeless drop in centers, HIV clinics/hospitals, and elder community centers and nursing homes. Providing therapy for people of all age groups and all walks of life.
VirtualAvailable

$150/session

Empowering
Solution oriented

Specialties

Anxiety
Depression
Spirituality
+7
Life can feel overwhelming when you're carrying the weight of anxiety, stress, relationship challenges, or past experiences on your own. My goal is to provide a space where you can slow down, feel heard, and reconnect with yourself. As a Licensed Clinical Social Worker, I'm passionate about helping women navigate life's transitions, heal from emotional wounds, and build lives that feel more balanced, authentic, and fulfilling. I believe therapy is more than talking through problems—it's an opportunity to better understand yourself, strengthen your resilience, and create meaningful, lasting change, rather than simply managing symptoms. Together, we'll explore what's keeping you stuck and develop practical tools to support your overall well-being. My approach is warm, collaborative, and tailored to your unique experiences. I'm here to walk alongside you as you rediscover your authentic self, and create a life that feels aligned with who you truly are.
Available

New to Grow

$100/session

Authentic
Open-minded

Specialties

Anxiety
Coping Skills
Depression
+9
My name is Jen, and I'm a licensed clinical therapist. I work with children, teens, and adults who are facing an array of social/emotional difficulties. I know life can feel overwhelming at times, and you don't have to figure it all out on your own. I offer a warm, nonjudgmental space where we will talk through strengths and challenges while discussing practical ways to help you feel better. We'll work collaboratively to explore various skills that will empower you in your day-to-day life. My approach to therapy is warm, supportive, and down-to-earth. I strive to create a space where you feel safe, understood, and comfortable being yourself. I use tools from CBT, DBT, and trauma-informed care, while always tailoring our work to what feels most helpful for you.
Available
No reviews yet

New to Grow

$90/session

Authentic
Humorous
Intelligent

Specialties

ADHD
Anxiety
Coping Skills
I am a licensed therapist (LCSW) specializing in the treatment of anxiety disorders including (GAD), nerodivergence, couples therapy, depression symptoms, and trauma. I provide 100% remote, secure telehealth sessions for individuals, and couples. residing across Washington DC, New York, Nevada, and Connecticut, allowing you to prioritize your mental heath from the complete comfort, privacy, and safety of your own home. I work with individuals experiencing chronic anxiety, rumination, panic symptoms, emotional overwhelm, burnout, and mood-related challenges. I provide structured support to help clients manage symptoms, improve emotional regulation, and develop effective coping skills. I also specialize in couples therapy and relationship counseling, supporting partners with communication issues, recurring conflict, trust concerns, emotional disconnection, and attachment-related patterns. I offer LGBTQ+ affirming therapy and provide a safe, inclusive environment for clients of all identities and relationship structures. My work is collaborative and evidence-based, focused on symptom reduction and relational improvement. I like to consider myself as a "thought partner" that cultivates and provides a "safe space" for individuals, I assist
Available

New to Grow

$100/session

Specialties

First Responders/Healthcare Workers
Serious Mental Illness
Trauma and PTSD
+3
I am a licensed clinical social worker and having been working in the mental health field for approximately five years, in a variety of settings. For the last four years, I have been doing community-based crisis work and strive to meet my clients where they are at and find solutions to best support them. I received my MSW at Boston College and have been working in the Capital Region of NY for the past six years. I look forward to welcoming you to therapy and congratulations on taking a meaningful step towards your future!
Available

$125/session

Holistic
Intelligent

Specialties

Addiction
Anxiety
Substance Misuse
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
VirtualAvailable

$115/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Self Esteem
+9
Hi there! I'm Katie and enjoy working with a wide range of people and specialize in treating teens and young adults. My specialty areas include mood instability, anxiety, depression, issues related to gender identity and sexuality, difficulty launching into adulthood, and maladaptive coping mechanisms including self-harm and impulsive behaviors. I work well with people who are emotionally sensitive, may feel that they don’t belong, and have difficulty maintaining stable relationships. I strive to help people create a life that’s more enjoyable by learning to tolerate painful emotions and have more pleasant experiences.
VirtualAvailable

$200/session

Authentic
Intelligent
Open-minded

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
Available

$150/session

Authentic
Intelligent
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+4
I have been a therapist for over 16 years in a number of different settings. I have developed a passion for joining with clients to see their whole picture, to understand the why behind who they are, to develop compassion for the different parts of yourself and to tap into the innate abilities, insights and skills you have to help you grow. I want to help you start to live a more examined life, one where you can experience more control.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Mood Disorders
Coping Skills
+5
Hi, I’m Sam! I’m a Licensed Mental Health Counselor (LMHC) who believes therapy should feel safe, supportive, and human — not intimidating or overly clinical. I work collaboratively with clients using evidence-based approaches to help navigate anxiety, depression, relationship challenges, and those moments when you just feel stuck or disconnected from yourself. My goal is to create a space where you can show up as you are, feel understood, and start making meaningful, sustainable changes.
VirtualAvailable

New to Grow

$80/session

Specialties

Anxiety
Autism
Child or Adolescent
+7
I have eight years of experience working with children, adolescents, and adults in the education field and therapeutic world. I have experience treating children and adolescents with Autism Spectrum Disorder (ASD), Oppositional Defiant Disorder (ODD), and Attention Deficit Hyperactivity Disorder (ADHD). I also have experience in helping adults suffering from Bipolar Disorder, Post-Traumatic Stress Disorder (PTSD), Generalized Anxiety Disorder (GAD), and Depression, along with helping adults navigate life changes and other related stressors.
Available

New to Grow

$100/session

Specialties

Anger Management
Coping Skills
Grief
Hi everyone, welcome to my profile. I am glad that you are engaged in this journey of self-help and interested in learning more about therapy. I recognize that, for many, therapy, is a big step in trying to improve their lives, and people can be nervous or unfamiliar with therapy, at first. Regardless of any stigmas attached to therapy, I firmly believe in the importance of therapy and that this process has helped many people. I strive to make the therapeutic environment a comfortable and non-judgmental place where clients feel they can fully express themselves. I am originally from New York- born and raised. I moved to Chicago in June of 2025 and I am living and experiencing a new city. I have worked with a variety of clients, including those of different ages and backgrounds. My areas of focus, include, but not limited to, 1) Grief and Loss 2) Family and personal relationships, including divorce, marriage, and romantic relationships 3) Emotional Regulation and anger management, 4) Anxiety and stress 5) Life Transitions.
Available

$150/session

Solution oriented
Authentic
Warm

Specialties

Addiction
Anxiety
Coping Skills
+10
Welcome! My name is Megan, I am an engaged empathetic therapist who creates a calming space to identify and meet your goals. No two people are the same, so my approach to therapy is extremely personalized to who you are and which best approach gets you to where you want to be. My expertise is in anxiety, depression, life transitions, conflict resolution, relationships, substance use and a wide range of mental health needs. I specialize in individual therapy, couples therapy as well as family therapy. Not all problems began big, and not all small problems remain small. There are many reasons people seek therapy, all of which are embraced with open arms in a non judgmental space. As I use an additional therapy platform, my Grow calendar is not synced and does not accurately reflect my availability. To schedule, please message me directly through the Grow portal. Thank you!
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Depression
+3
I am Tania Almeida, LCSW, a licensed clinical social worker dedicated to providing compassionate, evidence-based therapy for children, teens, adults, couples, and families. I specialize in helping clients navigate anxiety, depression, trauma, mood disorders, and other mental health challenges using approaches such as cognitive behavioral therapy (CBT), mindfulness, and trauma-informed care. My goal is to create a safe, supportive space where you feel heard, understood, and empowered to work toward healing, balance, and lasting personal growth.
Available

New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Mood Disorders
+4
I’m Mark, a therapist who believes healing works best when it feels like a genuine partnership. I bring a grounded, approachable style to therapy — one that’s warm, accepting, and human. I work with people from diverse backgrounds and experiences, and I value the unique stories and identities each person brings. My role is to walk alongside you, offering steadiness, curiosity, and the occasional well‑timed laugh as we navigate the hard parts and celebrate the moments of growth.
Available

New to Grow

$125/session

Specialties

Anxiety
Depression
Military/Veterans
+10
Starting therapy can feel intimidating at any stage of life. Whether you are a teenager navigating the challenges of adolescence or an adult managing life's responsibilities and transitions, seeking support is a courageous step. I strive to create a therapeutic space that is welcoming, compassionate, and free from judgment, where you can safely explore your thoughts, emotions, and experiences. I believe therapy is more than just talking—it can be a place to laugh, reflect, learn, heal, and grow. My approach is personalized to meet the unique needs of each individual. For adolescents, I incorporate creative and engaging interventions, including art, games, and interactive activities, to encourage self-expression, emotional awareness, and healthy coping skills. For adults, I provide a supportive environment to process challenges, build resilience, and work toward meaningful goals. The teenage years can bring challenges related to identity, friendships, family relationships, academic pressures, self-esteem, anxiety, and emotional well-being. Adults often face stressors related to careers, relationships, parenting, life transitions, grief, anxiety, depression, and balancing responsibilities. Regardless of age or circumstance, everyone deserves a space where they feel heard, understood, and supported. I believe each person has a unique story, and my role is to listen, understand, and help them build on their strengths. I use Cognitive Behavioral Therapy (CBT) in a practical, down-to-earth way, helping clients recognize patterns that may be keeping them stuck. Together, we identify goals, develop healthy coping strategies, and work toward positive change. As a clinician, I am honest, transparent, open-minded, and approachable. Whether you are an adolescent finding your voice or an adult seeking support through life's complexities, I am committed to walking alongside you with empathy, encouragement, and respect. I look forward to getting to know you and supporting your journey toward growth and healing.
Available

New to Grow

$150/session

Specialties

Couples Counseling
Grief
Life Transitions
+7
I am a warm empathetic therapist who will hear your perspectives and help you identify any limiting beliefs. I will provide a safe place that will allow you to reach your fullest potential. I am a Licensed Clinical Social worker with extensive clinical experience in both outpatient and inpatient settings. I offer individual, couples, and family sessions and bring a wealth of experience in family system work, grief counselling and trauma work.
Available

$100/session

Specialties

Anxiety
Depression
Women's Issues
+5
Hello! I am a Licensed Mental Health Counselor in New York with more than nine years of clinical experience. I have worked across a variety of settings and am trained in evidence-based modalities, including DBT and CBT. I provide supportive, individualized care and work collaboratively with adults to help them grow, build resilience, and become the best versions of themselves.
VirtualAvailable

Often rebooked

$120/session

Warm
Authentic
Empowering

Specialties

Anxiety
Sexual Abuse
Women's Issues
+5
Hello, I'm Dr. Natalia. Are you feeling overwhelmed, tired, and worn with all your responsibilities as a young adult woman (ages 18-35)? Maybe feeling anxious, down or depressed and wondering how you will manage it all? Whether you’re a mother, a daughter, a student or an employee, you matter and behind all that you do is a woman wanting to be seen and heard. You Are Not Alone and you don’t have to do life alone. In our sessions, you will be listened to, understood, and given practical evidence-based tools and techniques to manage those difficult emotions while you learn to care for your physical, emotional, and mental well-being. This is your life, your decision to make it better, and you can be empowered to live it at your best. If you’re ready for that empowerment or even considering it , I am here to help. ----------------------------------------------------------------------------- Hola, soy la Dra. Natalia. ¿Te sientes abrumada, cansada, y desgastada con todas tus responsabilidades como joven adulta? ¿Probablemente te estas sintiendo ansiosa, decaída o deprimida y pensando como vas a manejar todo lo que tienes en tu plato? Si eres madre, hija, estudiante o empleada, tú importas y detrás de todo lo qué haces esta una mujer que quiere ser reconocida. No estás sola y no tienes que vivir la vida sola. En nuestras sesiones, serás escuchada, entendida, y te daré herramientas y técnicas prácticas que han sido comprobadas para manejar esas emociones difíciles mientras cuidas tu bien estar físico, emocional, y mental. Esta es tu vida, tu decisión para mejorarla, y puedes ser empoderada para vivirla mejor. Si estas lista para ese empoderamiento o lo estás considerando, estoy aquí para ayudarte.
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Grief
+5
Hi there! I am a compassionate, client-centered therapist dedicated to creating a safe, supportive space where individuals can explore their experiences and move toward meaningful change. I aim to support clients in understanding their emotions, develop effective coping skills and build resilience. I believe therapy works best as a collaborative process and I strive to meet each person with empathy, curiosity, and respect for their unique story. My goal is to help clients feel empowered, grounded and capable of creating the life they envision.
VirtualAvailable

New to Grow

$130/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+6
As a licensed clinician, I typically work with young adults who are looking to overcome past traumas, going through life transitions, or are seeking help in learning to cope with daily stressors. I also thoroughly enjoying helping people find connections between past experiences and current life circumstances to help prevent repeating negative patterns. My work usually involves discussing any history of complex emotional trauma, identifying and challenging negative beliefs, and connecting with different parts of ourselves that play a role in how we think and how we interact with others and the world around us. I'm always open to talk therapy for people who are looking to vent about stressors and discuss ways to move forward.
Available

New to Grow

$120/session

Specialties

Crisis Intervention
Domestic Violence
Trauma and PTSD
+8
With more than three decades of experience as a therapist, I provide a strength-based, family-driven, solution-focused approach to counseling. My own life experiences, along with years of professional practice, has given me insight into many of life's challenges and transitions. I believe that life can be a powerful teacher and that, through adversity, people often discover strengths they never knew they possessed. My goal is to help you identify your strengths, build resilience, and find hope as we work together to navigate your experiences and create positive change. As a Christian therapist, my faith informs my belief in hope, healing, grace, and personal growth. For clients who desire it, I can incorporate faith-based principles and relevant biblical wisdom into the counseling process. Together, we can work to create meaningful, lasting change as you move toward becoming the best version of yourself.
Available

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+1
I'm a Licensed Clinical Social Worker who helps adults navigate anxiety, stress, trauma and complex family or relationship dynamics. My approach is warm, collaborative and grounded in evidence-based practices. I support clients in understanding their patterns, building healthier coping skills and developing a stronger sense of self. I strive to create a safe, non judgemental space where you feel heard, supported and empowered to make meaningful lasting change.
VirtualAvailable

$105/session

Authentic
Direct
Open-minded

Specialties

Anxiety
Depression
Self-Harming
+4
Hello, my name is Aliyah Mitchell, and I am a Licensed Mental Health Counselor serving individuals throughout New York State via secure telehealth therapy. I work with teens, young adults, and adults who may be struggling with anxiety, depression, relationship challenges, life transitions, and difficulties managing intense emotions. I take a collaborative and individualized approach to therapy, recognizing that every person's experiences and needs are unique. Depending on your goals, I may incorporate evidence-based approaches such as Cognitive Behavioral Therapy (CBT), and Dialectical Behavior Therapy (DBT), as well as, mindfulness-based interventions, and strengths-based techniques. Together, we will work to better understand the challenges you're facing, develop effective coping skills, and build on your existing strengths.
Available

$145/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Peer Relationships
+10
I’m a Licensed Mental Health Counselor in New York with seven years of experience, and I truly believe that vulnerability is a strength. In our work together, you’re not just a client—you’re an active partner in your growth. My goal is to create a safe, supportive space where we can explore what’s holding you back and help you move forward with confidence and purpose.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.