Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 616 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 6/30/2026

$200/session

Warm
Authentic
Challenging

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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New to Grow

$100/session

Direct
Solution oriented

Specialties

ADHD
Couples Counseling
Women's Issues
+8
I am a Licensed Mental Health Counselor with over a decade of experience helping adults, couples, and families navigate life's challenges. My approach is warm, collaborative, and practical—I strive to create a space where clients feel genuinely understood, supported, and challenged to grow. As someone who has personally navigated major life transitions, including divorce, career changes, parenting, and rebuilding after difficult seasons, I understand that healing and growth are rarely linear. I combine evidence-based approaches such as CBT, DBT, attachment-based therapy, and Gottman Method Couples Therapy with empathy, humor, and real-world problem-solving. I work particularly well with high-achieving individuals who appear successful on the outside but struggle internally with anxiety, relationship challenges, self-doubt, stress, or feelings of disconnection. My goal is to help clients gain insight, develop practical skills, strengthen relationships, and create a more fulfilling and authentic life.
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
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New to Grow

$150/session

Authentic
Solution oriented
Warm

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
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$140/session

Empowering
Intelligent
Solution oriented

Specialties

Grief
Sex Therapy
Trauma and PTSD
I specialize in trauma and sex therapy, blending somatic and parts-based approaches with certified Ketamine Assisted Therapy. I use movement therapy, narrative therapy and parts work. I often work with clients who have seen a lot of therapists and other providers in the past, and have experienced a long history of body disconnection. Whether you’re navigating a complex trauma history, identity questions, grief, or disconnection from your body, I offer integrative care that meets you where you are. I’m neurodivergent-affirming and we go at your pace.
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
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$150/session

Open-minded
Warm

Specialties

Autism
Family Therapy
Trauma and PTSD
+6
Makenzi earned her master’s and doctorate degree in Marriage and Family Therapy from Touro University. With a background in theatre, she brings a unique ability to create a safe and supportive environment grounded in authenticity, storytelling, and empathy. Makenzi specializes in working with adolescents, families, and couples on issues that may include trauma, abuse, infidelity, and developmental disabilities. Makenzi is highly trained in The Gottman Method, Emotionally Focused Therapy, Sand Tray Therapy, and Yoga Therapy, offering a versatile and compassionate approach to healing and growth.
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New to Grow

$150/session

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a bilingual Spanish- and English-speaking therapist licensed to provide services to clients located in New York, New Jersey, and Florida. I am certified as an ADHD Specialist and integrate person-centered and culturally sensitive approaches in my work. With over five years of experience, I have supported clients facing a variety of emotional and life challenges. I strive to create a supportive, collaborative space where clients feel understood and empowered to build insight, develop effective coping strategies, and make meaningful, lasting changes in their lives.
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$150/session

Direct
Intelligent

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
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$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+9
Are you feeling lost, stuck, or weighed down by past trauma? Or are you and your partner caught in repetitive cycles, struggling to truly connect? I specialize in helping individuals and couples move from feeling disconnected to living with deep purpose, clarity, and security. For young adults and individuals feeling lost in life, I utilize Acceptance and Commitment Therapy (ACT) combined with existential and somatic-cognitive tools. Together, we will help you rediscover who you are, clarify your core values, and define exactly what you want your life to look like. We will process past pain, release physical trauma, and foster genuine post-traumatic growth so you can build a meaningful future. For couples, I combine the Gottman Method and the Psychobiological Approach to Couple Therapy (PACT). We will work in real-time to understand your nervous system responses, break negative communication loops, and build a secure, deeply connected partnership. Whether you are navigating individual healing, identity exploration, or relationship growth, I provide a safe, actionable space to help you thrive.
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$125/session

Specialties

Anxiety
Life Transitions
Parenting
I am a Licensed Mental Health Clinician in New York State with two decades of experience in behavioral health. My work has taught me that anxiety and life stress can interfere with many aspects of our lives, and these experiences are unique to everyone. I am also a Certified Narcissistic Abuse Clinician, trained in working with those who have experienced emotional, psychological, and physical abuse by narcissistic and antagonistic individuals.
VirtualAvailable
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New to Grow

$105/session

Specialties

Anxiety
Depression
Self-Harming
+4
Hello, my name is Aliyah Mitchell, and I am a Licensed Mental Health Counselor serving individuals throughout New York State via secure telehealth therapy. I work with teens, young adults, and adults who may be struggling with anxiety, depression, relationship challenges, life transitions, and difficulties managing intense emotions. I take a collaborative and individualized approach to therapy, recognizing that every person's experiences and needs are unique. Depending on your goals, I may incorporate evidence-based approaches such as Cognitive Behavioral Therapy (CBT), and Dialectical Behavior Therapy (DBT), as well as, mindfulness-based interventions, and strengths-based techniques. Together, we will work to better understand the challenges you're facing, develop effective coping skills, and build on your existing strengths.
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$130/session

Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hola, Welcome! My name is Monique and I’m a bilingual mental health counselor with over seven years of experience supporting individuals as they navigate life’s challenges and emotions. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. Many of my clients come to therapy feeling overwhelmed, stuck in negative thinking patterns, or struggling with stress in relationships, work, or major life changes. I help clients understand the connection between their thoughts, emotions, and behaviors so they can develop practical tools to manage stress, build healthier boundaries, and feel more in control of their lives. I believe one of the bravest things you can do is begin to understand your own story. I provide a warm, collaborative space where clients can explore stress, transitions, relationships, and personal growth in a way that feels both practical and empowering. My goal is to help you build clarity, resilience, and confidence as you create a life that feels balanced and aligned with who you are.
VirtualAvailable
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New to Grow

$150/session

Specialties

ADHD
Chronic Illness
LGBTQ
+10
I’m a clinical social worker with eight years of experience supporting queer communities, college students, neurodiverse individuals, and people living with chronic mental health and medical conditions. I’ve worked with clients navigating OCD, anxiety, LGBTQ+ identity, and complex family or relationship dynamics. Therapy with me is insight-oriented and relational, with a focus on understanding how past experiences continue to shape current patterns, emotions, and relationships.
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$135/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Parenting
+3
Hello!!! I'm a Christian Psychotherapist, a Licensed Clinical Social Worker (LCSW) based in Miami, Florida. I received my Masters from the Florida International University in 2002 and have been practicing for 6 years. I assist young adults struggling with life choices, couples with relationship issues, family unit to function correctly, single parent with parenting skills all with biblically values. Individuals that suffer from anxiety, depression, or low motivation for the things that create a rich and meaningful life.
VirtualAvailable
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New to Grow

$100/session

Specialties

Family Conflict
Life Transitions
Mood Disorders
+4
Hello, I am a Licensed Clinical Social Worker (LCSW) with over 10 years of clinical experience helping individuals navigate a wide range of mental health concerns. I have worked with people from diverse backgrounds and life experiences and strive to provide care that is inclusive, culturally responsive, and respectful of each person's unique identity, values, and perspective. I am committed to creating a supportive environment where you will feel heard, understood, and empowered to make meaningful change.
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$250/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
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$175/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Life Transitions
Women's Issues
+4
I am a Licensed Clinical Social Worker who works primarily with women navigating anxiety, emotional overwhelm, relationship stress, and life transitions. Many of my clients are thoughtful, capable, and high-functioning, yet feel stretched thin, emotionally reactive, or stuck in patterns of overthinking and self-doubt. Therapy offers a space to slow down, understand what’s happening beneath the surface, and begin responding in ways that feel steadier and more aligned. My style is warm, collaborative, and supportive. I integrate attachment-informed and cognitive-behavioral approaches to help clients strengthen emotional regulation, build self-trust, and feel more grounded and confident in their relationships and daily lives. I provide telehealth therapy throughout New York and work with adults seeking meaningful, lasting change.
VirtualAvailable
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$130/session

Authentic
Warm

Specialties

ADHD
Anxiety
Depression
+10
Welcome! I am a Haitian American therapist who understands how culture, identity, and lived experience can shape our mental health. I have a number of eight plus years of experience working in preventive services, crisis intervention and providing therapy services. I provide a safe, affirming space where you can show up fully as yourself without judgement. I recognize deeply and respectfully that people hold more than one social, cultural, or personal identity such as race, gender, disability, religion, immigration status, sexuality or professional status, and that those layered experiences cannot be reduced to a single label. I believe healing happens when you feel seen, heard, and respected. Together, we'll explore your strengths, and work through challenges in a safe space. My approach is compassionate, collaborative, and rooted in cultural understanding while supporting you as you work toward balance, clarity, and emotional well-being.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Depression
Foster Care/Adoption
+10
Hi, I'm Key Hammonds, LCSW and yes, I'm the therapist who will make you laugh and help you breakthrough in the same session. I'm a NYC native, a mom, a community member, and a Licensed Clinician with over 18 years of experience. I earned my Master's in Social Work from NYU, but honestly some of my most important education has come from living life, navigating motherhood, doing my own healing work and overcoming adversity. This taught me resilience isn't just a buzzword, it's a practice. I practice what I preach. I believe deeply in therapy not as a last resort, but as an everyday act of self-care and courage. I will show up for you with honesty, humor, warmth, and zero judgment.
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$154/session

Authentic
Open-minded
Solution oriented

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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$150/session

Intelligent
Authentic
Humorous

Specialties

Anxiety
Depression
Military/Veterans
+9
“Therapy for kids who don’t think it’s for them, parents in the thick of it, and women who are doing everything for everyone—except themselves.” Sound like you or someone you love? Well…I’ve got you covered! I’m a Licensed Clinical Social Worker specializing in preteens and teenagers navigating ADHD, anxiety, depression, trauma, anger, and the complicated space between parents and kids. Much of my experience was built inside a school-based health clinic at the middle school level. Working with students in the middle of their actual world, not just an office. That perspective shapes everything about how I work. As an elder millennial and a parent, myself, I understand the impossible math of work-life balance. The guilt of feeling stretched too thin and the fear that you’re somehow getting it wrong. You’re not failing your kid. You’re here, and that’s what matters. My approach is warm but direct, grounded in evidence-based practice and genuine connection. I meet kids where they are… not where we think they should be. I work alongside parents as partners, not critics. Because you know your child better than anyone. My job is to help you find each other again. I also have a passion of working with women of all ages who are navigating careers, life, the world we live in and all of the complexities in between. I provide a judgement free, open space to live your truth and get answers to those questions that keep you up at night. If any of this resonates, I’d love to connect.
VirtualAvailable
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$175/session

Open-minded
Authentic
Warm

Specialties

Anxiety
Depression
Self Esteem
+9
I'm Jackie — a licensed clinical social worker and addiction counselor who genuinely loves this work. I trained at NYU Silver and spent years in community mental health, inpatient, and outpatient settings before opening my private practice. I wanted something less clinical and more human. I work with adults dealing with anxiety, depression, codependency, relationship struggles, and the kind of life transitions that leave you wondering who you even are anymore. A lot of my clients grew up in homes that felt unpredictable or unsafe — homes where they learned early to read the room, manage everyone else's feelings, and keep the peace at their own expense. They've been the capable one for so long that asking for help feels almost foreign. If that sounds familiar, you're in the right place. Therapy with me is collaborative and conversational. Sessions feel more like a real conversation than a formal appointment. I'll help you understand the patterns underneath the surface stuff — why you react the way you do, where it came from, and what to do about it now. We'll draw from CBT, DBT, and IPT, building real skills along the way. Sometimes you'll leave with something to try between sessions; other times, something to sit with and think about. My style is warm, direct, and skills-focused. I'll meet you where you are and gently push when it serves your growth, because real change usually means getting a little uncomfortable in a safe space. Humor shows up too — the hard stuff goes down easier when we can laugh at parts of it. Asking for help isn't weakness. It's one of the braver things you can do.
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$100/session

Direct
Empowering
Humorous

Specialties

ADHD
LGBTQ
Women's Issues
+9
Everyone has their own story and their own needs, but I like to use a solutions focused approach. I know that you are the expert on your own life and look forward to working hard with you towards an incorporated self with a full toolbelt of positive coping skills and self-knowledge. I bring warmth, creativity, and a sense of humor into the room, because therapy doesn’t have to feel heavy all the time. If you’re ready to feel a little lighter—and a lot less alone—let’s get started.
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New to Grow

$111/session

Specialties

Trauma and PTSD
I am licensed in the state of New York. My goal is to effect change that would result in abundant life. I have expereince in helping clients with stress and anxiety, relationship issues, family conflicts & parenting issues including parents with special needs children. I am a Christian and believe in the power of prayer, howver, I follow your lead in terms of style of therapuetic method used.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.