Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 563 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 6/2/2026

$80/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Coping Skills
Depression
+6
I’m a client-centered therapist who believes therapy should feel as unique as you are. I don’t take a one size fits all approach. Instead, I take time to really get to know you, your story, and what matters most so we can shape our work in a way that truly fits your life. I strive to create a space that feels genuine, supportive, and comfortable, where you can be yourself without judgment. At the same time, I help you build practical tools and insights you can actually use outside of sessions to create meaningful, lasting change.
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$250/session

Solution oriented
Open-minded
Warm

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
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$200/session

Open-minded
Warm

Specialties

Anxiety
Coping Skills
Couples Counseling
+10
I am a licensed clinical social worker who provides a supportive, compassionate, and collaborative space for individuals to explore life’s challenges. I work with adults navigating anxiety, depression, relationship concerns, life transitions, and emotional overwhelm. My approach is grounded in evidence-based practices such as CBT and DBT, while remaining trauma-informed and culturally responsive. I believe therapy should feel safe, empowering, and practical, and I partner with clients to help them build insight, resilience, and meaningful change at their own pace.
VirtualAvailable
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$150/session

Authentic
Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
VirtualAvailable
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New to Grow

$110/session

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+8
Hi! I'm Joan Schifaudo, Licensed Clinical Social (LCSW). I graduated from Fordham University in 2002 and had so many wonderful experiences in this helping profession and I want to share them with you! I am both a listener and problem solver with help from you, the client. I use Gestalt and CBT primarily as treatment methods, but I'm not adverse as to what YOU would like to introduce to the sessions so we can create your treatment goals together!
Available
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
Available
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New to Grow

$100/session

Specialties

ADHD
LGBTQ
Women's Issues
+9
Everyone has their own story and their own needs, but I like to use a solutions focused approach. I know that you are the expert on your own life and look forward to working hard with you towards an incorporated self with a full toolbelt of positive coping skills and self-knowledge. I bring warmth, creativity, and a sense of humor into the room, because therapy doesn’t have to feel heavy all the time. If you’re ready to feel a little lighter—and a lot less alone—let’s get started.
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$120/session

Authentic
Warm

Specialties

Anxiety
Couples Counseling
Life Transitions
+9
Do you feel invisible in life, as if your voice is unheard and your needs are misunderstood? If you're lacking clarity and seeking a warm, nurturing environment to find your footing and experience real growth, you're in the right place. I specialize in supporting individuals navigating life changes-whether you're adjusting to college, transitioning into marriage, or facing a shift in identity. I work best with clients who are ready to move beyond just talking and are motivated to take actionable steps toward the life they want. Together, we won't just explore your feelings, we'll create practical strategies achieve your goals.
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
Available
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$185/session

Authentic
Empowering

Specialties

Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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$154/session

Open-minded
Authentic
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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$170/session

Direct
Empowering
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome—I'm glad you're here. I’m a licensed therapist dedicated to helping individuals and couples navigate life’s challenges with greater clarity, balance, and confidence. My approach is warm, collaborative, and tailored to your unique needs. Whether you're dealing with anxiety, relationship concerns, or major life transitions, I strive to create a safe, supportive space where you feel heard, understood, and empowered to grow.
Available
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New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
Available
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$80/session

Authentic
Warm

Specialties

Anxiety
Coping Skills
Depression
+5
I am a licensed clinician with five years of experience working with a diverse population of clients across a broad range of ages. I provide a supportive, collaborative, and client-centered therapeutic environment where individuals feel heard, respected, and empowered. My approach is primarily person-centered, emphasizing empathy, authenticity, and unconditional positive regard. I also integrate evidence-based techniques from Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) to help clients develop practical coping skills, improve emotional regulation, and work toward meaningful change. I tailor therapy to each client’s unique needs and goals, believing that growth occurs best when individuals feel supported while learning effective tools to navigate life’s challenges.
VirtualAvailable
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$200/session

Solution oriented
Warm
Authentic

Specialties

Coping Skills
Life Transitions
Trauma and PTSD
+7
Hi, I’m Treshana Hyatt, but most people call me Trish. I’m a Licensed Marriage and Family Therapist with a Master's of Science degree from Mercy College and four years of experience supporting individuals, couples, and families through life’s ups and downs. I bring a warm, compassionate, and down-to-earth approach to therapy, creating a space where you can show up just as you are - no judgment, no pressure. Whether you’re feeling stuck, overwhelmed, disconnected, or just trying to make sense of things. I’m here to help you untangle what’s weighing you down, tap into your strengths, reconnect with what matters and start moving toward the life you want.
VirtualAvailable
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New to Grow

$150/session

Specialties

Coping Skills
Family Conflict
Self Esteem
I hold a doctoral degree in counseling psychology from the University at Albany, with specialized training in psychodynamic therapy. Over the past 14 years, I have developed an eclectic practice, working across diverse settings that have deepened my understanding of the human condition. Through this experience, I have come to appreciate both the resilience individuals possess and the challenges they face when striving toward their goals while carrying the weight of past experiences and ingrained patterns. I recognize how daily life can sometimes feel burdensome, leading to a sense of being “stuck.” I believe the therapeutic relationship provides a supportive space to gain clarity and renewed energy, helping clients move forward and foster meaningful growth.
VirtualAvailable
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$175/session

Specialties

Chronic Illness
Grief
Health/Medical Issues
+2
I received a Bachelor of Arts in Sociology and Social Psychology from Lehigh University in 2003 and graduated from Columbia University in 2007 with a Master of Science in Social Work. I recently transitioned from medical social work to clinical counseling. I specialize in health/illness, medical education, medical/social trauma, anxiety/depression, chronic pain/disability, grief/bereavement, and loss. I am a thoughtful, sensitive, empathic, collaborative, and hard-working clinician who genuinely cares and strives to make a difference in the well-being of each of my patients. My passion is working with children and families impacted by medical issues and chronic pain. I have extensive experience working in hospital settings providing a range of supportive services to patients diagnosed with acute and chronic medical conditions.
VirtualAvailable
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New to Grow

$120/session

Specialties

LGBTQ
Racism
Women's Issues
+5
I'm a licensed mental health counselor and experienced psychedelic guide with over 300 hours of Ketamine-Assisted Psychotherapy (KAP) conducted. I bring a blend of cultural heritage and clinical expertise to my work. I'm committed to social justice and strive to eliminate barriers to mental wellness services for historically marginalized communities. I support my clients with compassion and a collaborative approach.
Available
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New to Grow

$111/session

Specialties

Trauma and PTSD
I am licensed in the state of New York. My goal is to effect change that would result in abundant life. I have expereince in helping clients with stress and anxiety, relationship issues, family conflicts & parenting issues including parents with special needs children. I am a Christian and believe in the power of prayer, howver, I follow your lead in terms of style of therapuetic method used.
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Often rebooked

$140/session

Direct
Authentic
Solution oriented

Specialties

Life Transitions
Mood Disorders
Trauma and PTSD
+9
Feeling overwhelmed by life's challenges? You don't need to do it alone. Therapy can offer you a safe, non-judgmental space to that allows you to explore your experiences by slowing down, reflecting and being fully heard. I have been a therapist for 11 plus years. I have trained in different treatment types that enables me to work with helps individuals to navigate anxiety, relationship patterns, grief, chronic medical issues, and life transitions with compassion and clarity. I integrate trauma informed care, cognitive processing therapy, somatic therapy, internal family systems, trauma informed care, and cognitive behavioral therapy to support healing at a pace that feels safe and collaborative. My goal is to create a space where you feel understood, empowered, and supported as you move toward meaningful change.
VirtualAvailable
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New to Grow

$120/session

Specialties

Career Counseling
Coping Skills
Life Transitions
+3
I’m a Licensed Mental Health Counselor with over 10 years of experience supporting adults through stress, life transitions, and relationship challenges. I’ve also served in a supervisory role, which allows me to help clients navigate workplace stress, leadership demands, and career goals. My approach is practical, collaborative, and focused on creating sustainable change. I also bring a background in fitness coaching to support both mental and physical consistency as part of overall well-being.
Available
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New to Grow

$150/session

Specialties

Anxiety
Depression
Women's Issues
+10
I am pretty low key and easy going. Try to make clients as comfortable as possible. Sensitive to the fact that telling private information to a complete stranger can be nerve wracking. Love using humor as the nature of therapy can become very serious! We will develop treatment goals, things that the client wants to achieve in therapy for themselves.
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$150/session

Authentic
Intelligent
Solution oriented

Specialties

Anger Management
Grief
Self Esteem
+2
Hello, my name is Dr. Sofia Georgoulias and I am a Licensed Clinical Psychologist, who was born in London, United Kingdom and later moved to the United States to pursue my career in Psychology. I enjoy working with individuals, couples and families and have specialty working with depression, anxiety, relationship issues, self esteem struggles, bullying, heart break, substance use and with first responders.
VirtualAvailable
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$100/session

Specialties

Anxiety
Crisis Intervention
Obsessive-Compulsive (OCD)
+9
Hello, I am Nancy DiStefano a mastered prepared, licensed independent social worker with over 35 years experience. I have experience in therapy with members from age 3-83. I am here to help you find peace in your life and reach whatever goals you choose to reach. I have been doing online tele-health since 2012. I specialize in CBT and ERP. I am here to help. Let's begin.
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Often rebooked

$75/session

Intelligent
Warm
Empowering

Specialties

Anxiety
Depression
Spirituality
+8
Welcome! I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience in working in the mental health field. Life is a journey with many unexpected disappointments, life challenges and experiences. I am here to help you manage your journey. Whether you feel stuck, you need support in figuring out what your next steps are or need to find new tools and strategies to move forward in your life, I am here to help you get back up and on you way again. I believe there is hope in every situation and desire to help you find it.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.