Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 577 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 9/29/2026

New to Grow

$175/session

Specialties
Anxiety
Burnout
Life Transitions
+10
Hello! I am a licensed professional counselor licensed in both NY & NJ with over a decade of experience working with individuals who are experiencing anxiety, burnout and relationship challenges. Therapy, to me, feels like a genuine conversation between two people. I show up as myself—curious, engaged, and thoughtful. I'll ask questions, offer new perspectives, and help you build insight and practical tools so you can feel more like yourself again.
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New to Grow

$100/session

Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a licensed clinical social worker who believes therapy should feel supportive, genuine, and practical. I work with adults navigating anxiety, depression, trauma, grief, relationship challenges, life transitions, and feeling overwhelmed or stuck. My approach is collaborative and judgment-free. Together, we’ll understand what’s getting in your way, build healthier patterns, and create changes that feel realistic for your life.
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New to Grow

$200/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Cecilia, and I welcome you into this first step of this courageous journey you are about to embark on. Life can feel like an endless wave coming in and out from the shore, with not much opportunity to catch your breath. Instead, let’s catch this wave together, where you deserve someone to honor, support, and remind you of all the ways you are in full control of your ride to your most authentic self, feeling much more connected to your sole purpose, where I am committed to fostering your personal growth and offer you the tools to build off of your own inner wisdom.
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New to Grow

$175/session

Specialties
Burnout
Self Esteem
Trauma and PTSD
+9
I am licensed in three states (NY, NC, and SC) and have 8 years total of clinical experience. My career started in North Carolina when I got my Master's in Clinical Mental Health Counseling from Western Carolina University and completed my internship serving as a counselor in an inpatient substance use treatment facility. After that, most of my career was spent serving diverse populations in New York City, in multiple settings of care including substance use treatment and community mental health treatment facilities, and private practice settings. I worked with a heavily diverse, international, and multicultural population from many backgrounds. Over time I had immersive experience building a niche working with LGBTQ+ clients, with a particularly strong following of gay men navigating complexities in their identity, sexuality, and interpersonal relationships. I also worked with clients from all walks of life navigating concerns around trauma, addiction, mood disorders, major life transitions, and concerns regarding intimate relationships. I consider my counseling approach to be ecletic. I incorperate concepts from many different modalities and adapt them to the unique needs and personalities of my clients. Some of the major counseling theories I draw from include Person-centered therapy, Motivational Interviewing, Cognative Behavioral Therapy, Dialectal Behavioral Therapy, Positive Psychology, and many others.
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New to Grow

$125/session

Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
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New to Grow

$130/session

Specialties
Addiction
ADHD
Anxiety
+3
I've been a practicing psychotherapist for over twenty five years providing in and outpatient therapy for adolescence and adults. I am interesting in working with clients who are motivated for change, who are willing to make a commitment to the process of change and consistent with treatment. I am also interested in clients who are willing and open to developing a therapeutic relationship base on trust. The goal of treatment is to help clients to improve their insight regarding the issues/problems that they want to change.
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New to Grow

$100/session

Specialties
Burnout
Grief
Trauma and PTSD
+10
As an LCSW and former Clinical Supervisor with 14+ years of experience, I provide a grounded, protective, and highly structured environment to help individuals process deep trauma, navigate complex grief, and recover from institutional or workplace burnout. My approach moves entirely past standard talk therapy; I draw heavily on evidence-based frameworks—including EMDR, Schema Therapy, and Transactional Analysis—to explore underlying behavioral patterns, break toxic cycles, and build concrete, tailored coping tools. My style is honest, collaborative, and warm, entirely focused on cutting through the daily noise to help you confidently get back to feeling like yourself.
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New to Grow

$208/session

Specialties
Anxiety
Emotional Regulation
Life Transitions
+10
Life can feel overwhelming when anxiety, stress, relationship challenges, or major transitions leave you feeling stuck or unsure of what comes next. I’m a Columbia University graduate and a warm, insightful, and engaged therapist who helps adults better understand themselves and create meaningful change. Together, we’ll explore patterns, build on your strengths, and help you move toward a life that reflects your values, honors your identity, and feels more fulfilling.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Emotional Regulation
+10
Therapy with me is supportive, collaborative, and down-to-earth. I work with clients navigating anxiety, depression, trauma, relationship stress, and life transitions using CBT, Solution-Focused Therapy, Motivational Interviewing, and ACT. Together, we'll build practical coping tools, increase insight, and create meaningful change at a pace that feels manageable and authentic to you.
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$135/session

Specialties
Anxiety
Depression
Trauma and PTSD
+9
Im a Spanish speaking Licensed Clinical Social Worker and with 8 years of experience. I utilize a person centered empowering and encouraging approach to my therapy sessions with warmth and humor, because let’s face it - life sometimes be life-ing. Im an NYU graduate with years of experience helping individuals across the life span and the oh an array of different mental health conditions.
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New to Grow

$90/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
HELLO, I AM A BILINGUAL PUERTO RICAN FEMALE BORN AND RAISED IN NEW YORK CITY. I STARTED MY CAREER SERVICING INDIVIDUALS WITH MY ROLE AS A “CASEWORKER” 40 YEARS AGO. WITH A DEGREE IN LIBERAL ARTS, I WAS ABLE TO HELP WITH THE EMOTIONAL AND CONCRETE NEEDS OF MANY COMMUNITY MEMBERS. BY 1997 I OBTAINED MY MASTER’s DEGREE IN SOCIAL WORK AND IMMEDIATELY AFTER MANDATED TRAINING RECEIVED MY LICENSE. AS A LICENSED CLINICAL SOCIAL WORKER (LCSW) I HAVE ENGAGED AND PROVIDED AGENCY AND PRIVATE PRACTICE PSYCHOLOGICAL INTAKES, CRISIS INTERVENTIONS, PROGRAM DEVELOPMENTS, SOCIAL WORK INTERN SUPERVISION, AND DIRECTORSHIP. I’VE PERFORMED INDIVIDUAL THERAPEUTIC SERVICES, FAMILY SESSIONS , COUPLES WORK AND GROUP WORK; THE AGES RANGED FROM 5 YEARS OLD TO 78 YEARS OLD. THE SETTINGS THAT I HAVE BEEN EMPLOYED AT THEMSELVES HAVE BEEN TRADITIONAL OFFICE BUILDING, MENTAL HEALTH CLINICS, CATHOLIC SCHOOL, TRADITIONAL SCHOOLS AND COMMUNITY SCHOOL MODEL RUN BY CHILDREN’S AID SOCIETY. MOST RECENTLY, I HAVE BEEN EMPLOYED AS A TELE HEALTH LCSW WORKER FOR THE PAST THREE YEARS AND HAVE MY OWN SMALL PRIVATE PRACTICE.
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New to Grow

$120/session

Specialties
Autism
Emotional Regulation
Learning / School Challenges
+10
I am a licensed doctoral psychologist in New York with 20 years of professional work experience I work mostly with children, adolescents, and their families. As a licensed psychologist and a board-certified behavior analyst, I have experience with the full range of developmental disorders, especially neurodivergence (e.g., on the autism spectrum). I have experience in helping clients with school-based issues, anxiety, depression, family conflicts, trauma, abuse, & parenting issues. I am also a registered yoga instructor at the 500-hour level and use mindfulness meditation as a part of my practice. I believe that clients are the experts of their story and I focus on strengths and normalization. Seeking therapeutic intervention is not only smart; it also represents an additive model, not a deficit. I serve as your advocate in order to promote functioning at optimal levels throughout the lifespan.
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$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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New to Grow

$130/session

Specialties
ADHD
Anxiety
Trauma and PTSD
+10
Hi, I’m Christina. As an LCSW with 25 years of experience, I’ve learned two things: human beings are incredibly resilient, and absolutely nobody has it entirely figured out. My approach is a mix of deep compassion, straight-shooting honesty, and a healthy dose of humor—because if we can't laugh at the chaos of life sometimes, what are we even doing? I’ve heard almost everything, I don't shock easily, and I leave the preachy, stuffy therapist vibes at the door. Ultimately, I’m just a human who loves helping other humans untangle the messy, beautiful parts of life without any judgment. Think of me as a guide with a massive toolkit, a finely tuned intuition, and a genuine appreciation for your unique story. I look forward to meeting and working with you!"
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$175/session

Specialties
Anxiety
Fertility & Reproduction Issues
Grief
I am a devoted wife, mother, sister, aunt and friend. I love connecting with people in my personal life as well as professionally. I am passionate and committed to helping my clients work toward maximizing their mental health and overall functioning. My therapy approach is one of empathy and partnering with my clients to help them understand their symptoms better.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Life Transitions
+9
Richard "Rick" Leone, LCSW provides therapy services to individuals throughout New York. Rick received his Master of Social Work from Nazareth University and utilizes evidence-based approaches, including cognitive behavioral therapy (CBT) and mindfulness-based interventions, to help clients manage anxiety, depression, and stress. Seven years of experience with a wide variety of clients helped. Rick is also a former intake coordinator for a local hospital, specializing in diagnostics and ensuring the client fully understands through the psychoeducation process.
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$125/session

Authentic
Intelligent
Warm
Specialties
Anxiety
Child or Adolescent
Life Transitions
+10
I am a compassionate, empathetic and intuitive licensed mental health counselor. I enjoy working with clients who are ready to embark on their journey of self-discovery which will allow them to make changes that will ultimately make them feel better and inspired to accomplish their goals. I earned an Ed.M in Counseling Psychology at Teachers College, Columbia University. I have held my NYS Mental Health Counselor License for over 25 years. I am also bilingual English and Spanish for clients who may have a preference or would like to have the option to express their thoughts and feelings in either or both languages
VirtualAvailable
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$75/session

Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Self Esteem
+3
I'm a Licensed Clinical Social Worker with nine years of experience treating depression, anxiety, low self-esteem, grief, trauma, life transitions, and long-standing patterns in how people relate to themselves and others. I see mental health as the ability to perceive reality accurately, including the differences between yourself and others, and to respond to it effectively. I tailor my approach to your needs, whether that's practical life challenges, rigid thought patterns, or emotional pain held in the body after trauma. I also help you untangle enmeshed family relationships: recognizing where your own feelings and needs end and others' begin, and setting boundaries without guilt. I draw on Cognitive Behavioral Therapy, Dialectical Behavior Therapy, EMDR, and psychodynamic theory. Effective therapy, in my view, means both challenging the thinking and relational patterns that keep you stuck and learning to understand and regulate the emotions underneath them.
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Often rebooked

$125/session

Warm
Intelligent
Solution oriented
Specialties
ADHD
Anxiety
Depression
+10
With over 20 years of experience, I provide expert psychotherapy using evidence-based interventions to support individuals from all walks of life. I specialize in helping clients navigate anxiety, depression, trauma, life transitions, and relationship challenges in a compassionate and nonjudgmental space. My approach integrates proven therapeutic techniques tailored to each individual’s unique needs, empowering them to develop resilience, gain clarity, and achieve meaningful personal growth. Whether you’re seeking support for a specific issue or striving for overall well-being, I am here to guide you on your journey to a healthier, more fulfilling life.
VirtualAvailable
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$90/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
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$140/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
ADHD
Bipolar Disorder
+7
I use a warm, collaborative, and client-centered approach that draws from CBT, DBT, EMDR, mindfulness, and other evidence-based techniques. Together, we’ll explore patterns that may be keeping you stuck, develop practical tools to manage stress and emotions, and work through difficult or traumatic experiences when appropriate. I’ll meet you where you are and work at your pace, with the goal of helping you feel more grounded, empowered, and confident as you move toward meaningful change.
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$100/session

Specialties
Anxiety
Crisis Intervention
Depression
+2
Hi I'm Laura, a licensed clinical social worker with extensive experience supporting individuals through crisis, trauma, and major life stressors. I specialize in working with first responders and those impacted by high-stress environments, offering a calm, collaborative, and practical approach to therapy. My goal is to help clients feel understood, supported, and empowered to move forward. My approach is practical, compassionate, and down-to-earth. I’ll meet you with empathy and honesty, offering support without judgment. Together, we’ll explore what’s holding you back and help you reconnect with your true self.
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Often rebooked

$130/session

Authentic
Empowering
Warm
Specialties
ADHD
Anxiety
Depression
+10
Welcome! I am a Haitian American therapist who understands how culture, identity, and lived experience can shape our mental health. I have a number of eight plus years of experience working in preventive services, crisis intervention and providing therapy services. I provide a safe, affirming space where you can show up fully as yourself without judgement. I recognize deeply and respectfully that people hold more than one social, cultural, or personal identity such as race, gender, disability, religion, immigration status, sexuality or professional status, and that those layered experiences cannot be reduced to a single label. I believe healing happens when you feel seen, heard, and respected. Together, we'll explore your strengths, and work through challenges in a safe space. My approach is compassionate, collaborative, and rooted in cultural understanding while supporting you as you work toward balance, clarity, and emotional well-being.
VirtualAvailable
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$200/session

Authentic
Warm
Specialties
Anxiety
Depression
Women's Issues
+4
I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience helping adults navigate depression, anxiety, trauma, grief, life transitions, and relationship challenges. Throughout my career, I have worked in a variety of clinical settings supporting individuals from diverse cultural and socioeconomic backgrounds. In addition to my clinical work, I serve as a tenured professor of Social Work and Human Services, where I have the privilege of educating and mentoring future helping professionals. I have a special passion for working with women who are ready to reconnect with their inner strength, build self-confidence, improve their emotional well-being, and create meaningful, lasting change in their lives. Whether you are feeling overwhelmed, emotionally exhausted, or simply looking for a greater sense of purpose and balance, I strive to provide a safe, compassionate, and nonjudgmental space where healing can begin.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.