Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 484 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 3/3/2026

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New to Grow

$150/session

Open-minded
Solution oriented

Specialties

Addiction
Couples Counseling
LGBTQ
+10
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable
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New to Grow

$250/session

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
VirtualAvailable
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New to Grow

$150/session

Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
VirtualAvailable
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New to Grow

$250/session

I am a seasoned senior psychologist that has worked with all levels of functioning. Experienced to know many approaches and what will work for most people. People are not mentally ill, they are humans with problems in life, as we all are. I am CEO of 2 companies, and international organization, in interested in people being individuals with relationships in a society.
VirtualAvailable

$120/session

Specialties

Addiction
Anxiety
Depression
+3
Dr. René Camacho, First professional Degree in Medicine(Doctor of Medicine), Metropolitana University -Colombia South America, Drug Addiction Specialist Fundacion Universitaria Luis Amigo. He is qualified to practice as a Mental Health Counselor by The University of New York and The National Clinical Mental Health Counseling Examination (NCMHCE) from the National Board For Certified Counselors. I started my career working in mental health care and substance abuse treatment programs: Group and individual therapy for SUD, anxiety, depression, stress, sleep disorders, and other mood disorders.
VirtualAvailable

$200/session

Humorous
Warm

Specialties

Autism
Child or Adolescent
Parenting
+6
I provide counseling for children, teens, and young adults in a supportive, collaborative environment where clients feel safe, heard, and understood. My approach is strengths-based, developmentally appropriate, and sensitive to past experiences. In therapy, I help clients build emotional awareness, coping skills, and confidence so they can better manage stress, big emotions, relationships, and everyday challenges. My goal is to support meaningful, lasting change by giving clients practical tools they can use in real life. In addition to counseling, I offer comprehensive psychological evaluations to help families better understand concerns related to attention and focus (ADHD), autism, learning differences, emotional regulation, anxiety, mood challenges, and executive functioning skills such as organization and self-control. These evaluations are thorough but easy to understand and highlight both strengths and areas needing support. When appropriate, I provide clear diagnoses along with practical, individualized recommendations that families and schools can use right away.
VirtualAvailable
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New to Grow

$130/session

Specialties

Addiction
Anxiety
Spirituality
+5
I love working with people who feel drawn to explore their inner world, who sense there’s something meaningful waiting to be discovered but aren’t sure where to start. They long to feel more connected to themselves and others, and are looking for gentle guidance to help them get there. They want to understand the heart of what keeps them stuck in old patterns and finally feel the freedom of being their true selves.
VirtualAvailable
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New to Grow

$80/session

Specialties

Anxiety
Depression
Grief
+4
I am a licensed clinical social worker. I have licenses to practice in NY, NJ, CA. I speak fluent English and Spanish. I have been working in the clinical setting since 2002, working with children, adolescents and adults. I have been doing telehealth therapy since 2014, working with adults 18+ with themes that include depression, anxiety, grief, social isolation, chronic illness that includes diabetes management, cardiac illness.
VirtualAvailable
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New to Grow

$140/session

Warm
Authentic

Specialties

Anxiety
Chronic Illness
Depression
+10
I am a licensed clinical social worker with over 20 years of experience supporting adolescents, adults, and older adults across a range of life challenges. I have extensive experience helping clients manage anxiety, depression, and the emotional impact of chronic health conditions, with a focus on practical coping skills and meaningful lifestyle changes. My approach is warm, collaborative, and goal-oriented, as I help clients build insight, strengthen resilience, and develop strategies to lead more productive and fulfilling lives.
VirtualAvailable

$150/session

Empowering
Warm

Specialties

Anxiety
Coping Skills
Mood Disorders
+3
I am a Licensed Clinical Social Worker dedicated to creating a supportive, nonjudgmental space where clients feel heard, understood, and empowered. I work with individuals navigating mood disorders, stress, trauma, and life transitions, helping them build practical tools for emotional wellness and stability. My approach is collaborative, culturally responsive, and strengths-based, focused on helping you move toward clarity, balance, and meaningful change.
VirtualAvailable

$150/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Depression
Eating Disorders
+10
I am licensed psychotherapist based out of Florida. I am deeply committed to helping individuals navigate life’s challenges with clarity, resilience, and confidence. With years of experience in the field, I specialize in working with adults struggling with anxiety, depression, trauma, relationship issues, and life transitions. My approach is rooted in evidence-based techniques, tailored to fit each client’s unique needs, so you feel heard, understood, and empowered. I believe therapy should be a safe, nonjudgmental space where you can explore your thoughts and emotions freely. My style is warm, collaborative, and goal-oriented, blending cognitive-behavioral therapy (CBT), mindfulness techniques, and trauma-informed care to foster lasting change. Whether you’re feeling stuck, overwhelmed, or seeking deeper self-awareness, I provide the tools and support to help you move forward with confidence. Choosing the right therapist is a deeply personal decision, and I prioritize creating a genuine connection with my clients. Together, we will work towards meaningful growth and a greater sense of well-being. If you're ready to take the first step toward a healthier, more fulfilling life, I invite you to reach out and begin your journey today.
VirtualAvailable
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New to Grow

$90/session

Specialties

Anxiety
Coping Skills
Self Esteem
+8
Hi there! I'm probably not much different from you. Trying to navigate life's rough moments. Wishing and holding on to dreams and aspirations - feeling disappointed or defeated when they slip away or seem consistently out of reach. Universal human traits and needs may seem cliche, but I've come to discover that it is reflected in all of us. My experience as a therapist has helped many people gain fundamental insights into themselves and realize that we're not that much different [some just wear better masks!]. It has also helped me to recognize why it can be difficult to breakout of feeling perpetually stuck. Sometimes my clients mirror myself and it can be a humbling but meaningful experience. One of my strengths is humor -very underrated! I like to sprinkle that into my work when possible as it helps to balance the heaviness of life. I don't always hide behind my therapist role - I share my experiences to help build connection, to normalize, and highlight that no matter who you are, we're likely seeking something similar from and for ourselves.
VirtualAvailable
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New to Grow

$100/session

Specialties

Autism
LGBTQ
Obsessive-Compulsive (OCD)
+10
I have been passionate about becoming a therapist since I took my first Psychology 101 class in high school. Being raised by first-generation parents and immigrant Italian grandparents were some of my fondest memories. However, I also do remember my family having this unspoken rule that we didn’t talk about mental health and had to put on certain appearances around each other. To this day, my family has definitely grown in their own ways, but I had to learn on my own how to be comfortable with my own mental health, emotions, and identity. Since working in private practice, every client I have met has a story of their own. I care tremendously about your story, your lived experiences, and what they mean to you. Looking back, I see signs of being queer and neurodivergent from as early as I can remember. At the time, these aspects about myself were so unknown and suppressed. While I was still in college, I was diagnosed with Crohn’s disease and this completely changed my life. I share some of my experiences to show you that I am human too and I always bring this authenticity to my clients. My therapy space is so warm, empowering, understanding, sensitive, affirming, and compassionate. I care about building a relationship with you that heals all the wounds, both seen and unseen, that you’ve been carrying since childhood.
VirtualAvailable

$110/session

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I’m Sahana Pentyala, a Licensed Clinical Social Worker (LCSW) committed to helping individuals, families, and organizations strengthen their emotional resilience and achieve lasting well-being. My approach integrates evidence-based clinical practices with a deep understanding of how physical, emotional, and social health intersect — an approach shaped by my specialization in Integrated Health. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. I believe that healing begins with understanding — and I strive to provide a safe, empathetic, and nonjudgmental space where you can be heard, validated, and supported in your journey toward balance and growth.
VirtualAvailable
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New to Grow

$130/session

Specialties

Anxiety
Coping Skills
Depression
+9
My name is Ester Cox, and I am a licensed clinical therapist with over 30 years of experience working in the mental health field. I grew up in Brooklyn and currently live on Staten Island. I am married and have two daughters in the mental health field. I offer remote and in person session to individuals, couples and families. I love my profession and enjoy meeting new people.
VirtualAvailable
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New to Grow

$200/session

Specialties

Depression
Domestic Violence
Grief
+6
I am a Licensed Clinical Social Worker who is passionate about supporting individuals navigating life transitions, relationship challenges, and emotional distress. I specialize in working with clients healing from trauma, including intimate partner violence, as well as those struggling with anxiety, self-doubt, and grief. My approach is warm, collaborative, and grounded in creating a safe, nonjudgmental space where clients feel seen and heard. I understand that healing is not linear, and I meet each client where they are. Together, we work to build insight, strengthen coping skills, and reconnect you with your sense of self, confidence, and overall emotional well-being.
VirtualAvailable
No reviews yet
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New to Grow

$100/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+6
Hi, I’m Shirley, a licensed clinical social worker based in New York. I work with youth and adults who are navigating stress, transitions, identity questions, and the emotional impact of family, cultural, and societal expectations. Whether you’re beginning therapy for the first time, or returning after a break, I aim to offer a space that feels steady, thoughtful, and supportive. I see therapy as a place to slow down, make meaning of your experiences, and cultivate greater alignment between who you are, what you carry, and how you want to move through the world. I welcome your story and look forward to exploring it together.
VirtualAvailable

$70/session

Solution oriented
Authentic

Specialties

Anxiety
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.
VirtualAvailable

$90/session

Warm
Authentic
Intelligent

Specialties

Coping Skills
Depression
Family Therapy
+10
Hello! I am a therapist passionate about helping adults, couples and families heal from pain and dysfunction and move on to live happier and more fulfilling lives. I believe that everyone has the right to experience happiness, love and peace. YOU deserve to be happy! For the past 15 years, both in-person and via telehealth, I have helped individuals, couples and families heal from past traumas, navigate current challenges, strengthen their sense of self and/or interpersonal ties, etc. I am a trauma-informed therapist and also have advanced training in shame, grief/bereavement, anxiety, couples counseling and personality disorders. I am passionate about continuing education and consistently strive to stay on top of current research and new treatment modalities.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Depression
Life Transitions
+8
Hi, I’m Ambar, a licensed clinical social worker who supports individuals navigating stress, relationship challenges, trauma, and life transitions. My approach is grounded, collaborative, and culturally attuned, blending evidence-based methods with practical tools you can use both inside and outside of session. Clients often come to me feeling overwhelmed, stuck in repeating patterns, or disconnected from themselves or others. Together, we slow things down, build awareness, and explore the emotions and beliefs shaping those experiences. I focus on helping you understand your internal world while strengthening skills for emotional regulation, communication, and resilience. I draw from mindfulness-based techniques, emotionally focused therapy, and insight-oriented approaches to create a safe, non-judgmental space where you can feel seen, supported, and challenged in a compassionate way. My goal is to help you gain clarity, interrupt automatic reactions, and move toward more intentional choices and healthier relationships. Whether you’re seeking relief from anxiety, healing from past experiences, or greater confidence in your day-to-day life, I’m here to walk alongside you with empathy, respect, and a commitment to your growth.
VirtualAvailable

Often rebooked

$100/session

Warm
Direct
Empowering

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Fertility & Reproduction Issues
Life Transitions
+3
I am a licensed social worker with 20 years of experience supporting individuals through life’s most vulnerable and transformative seasons. I work with clients navigating life transitions, anxiety, fertility challenges, postpartum adjustments, and the emotional complexities that often accompany these experiences. I bring an authentic, compassionate, and grounded presence to my work, creating a space where clients feel genuinely seen and understood. Through a collaborative and practical approach, I help clients build resilience, regain confidence, and move forward with greater clarity and self-trust.
VirtualAvailable
No reviews yet
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New to Grow

$175/session

Specialties

Bipolar Disorder
Mood Disorders
Trauma and PTSD
Hi, I'm Maria and I've been a therapist for 6 years. I have seen a variety of clients from different backgrounds and with presenting problems. I am also a trauma specialist and work most with individuals with inter-generational trauma. I am also multi-culturally competent and a LGBT+ ally. I will do my best to tailor a treatment plan to your needs and personality.
VirtualAvailable

$80/session

Intelligent
Warm

Specialties

Anxiety
Child or Adolescent
Depression
I am a Licensed Therapist from New York City practicing my skills for over 28 years. I received my Masters Degree in Social Work at Fordham University. I have conducted therapy in English/Spanish. My experience is broad with all age range. I have conducted Cognitive Behavioral Therapy, thought-stopping and reframing to positive thoughts with rumination, and obsessive thought process as well as with other therapies.. My approach is to listen to your inner most thoughts and emotions by providing a safe and warm environment. I am firm about directing your path to a place of strength and healing with talk therapy. We will journey together to identify what works best for you for to reduce stressors in your life. You are the creator of your story and know your obstacles which challenge you. Taking this first step, will help you become more relaxed and empowered to enjoy a more fulfilling life. I am here to support you in this very exciting next chapter in your life journey.
VirtualAvailable
No reviews yet
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New to Grow

$250/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+7
I’m a relational, insight-oriented therapist who believes meaningful change happens when we slow down enough to understand what’s really driving our patterns. I work with adults navigating anxiety, trauma, identity shifts, and relationship dynamics, especially those who function well on the outside but feel tangled or overwhelmed internally. My approach is psychodynamic and collaborative. Together, we look at the emotional themes and internal narratives shaping your current struggles, not just to analyze them, but to help you move through life with more clarity, flexibility, and self-trust.
VirtualAvailable
Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.