Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 615 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 7/4/2026

$115/session

Authentic
Warm
Intelligent

Specialties

ADHD
Anxiety
Life Transitions
+4
I am a compassionate and experienced clinical social worker dedicated to helping people move through life's most difficult seasons with greater confidence, clarity, and self-compassion. I bring a diverse and grounded clinical background spanning private practice, school based settings, clinic supervision and forensic and medical social work. This range of experience has deepened my ability to work with adults, adolescents, and children across a wide spectrum of life circumstances, including trauma, family stress and systemic challenges. I work collaboratively with adults, adolescents, and children navigating anxiety, ADHD, depression, life transitions and self-esteem challenges. I primarily work with adults and women and drawing on my background across multiple clinical settings, I bring a deep understanding of how emotional and behavioral challenges show up across the lifespan and in the context of complex life circumstances. My approach is eclectic and integrative, drawing on evidence-based modalities including CBT, ACT, mindfulness, and solution-focused techniques, always tailored to meet the unique needs of each person I work with. My work is trauma-informed, strengths based, and culturally responsive. I believe you are more than your struggles, and my goal is to help you reconnect with your own capacity to heal and grow.
Available

$150/session

Direct
Intelligent

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
Available

$150/session

Open-minded
Warm

Specialties

Autism
Family Therapy
Trauma and PTSD
+6
Makenzi earned her master’s and doctorate degree in Marriage and Family Therapy from Touro University. With a background in theatre, she brings a unique ability to create a safe and supportive environment grounded in authenticity, storytelling, and empathy. Makenzi specializes in working with adolescents, families, and couples on issues that may include trauma, abuse, infidelity, and developmental disabilities. Makenzi is highly trained in The Gottman Method, Emotionally Focused Therapy, Sand Tray Therapy, and Yoga Therapy, offering a versatile and compassionate approach to healing and growth.
Available

New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
Available

New to Grow

$125/session

Specialties

Anxiety
Depression
Life Transitions
+10
Seeking therapy takes courage, and finding the right therapist is an important first step. As a Licensed Mental Health Counselor, I provide a warm, supportive, and person-centered environment where you can feel heard, understood, and respected. I work with adults experiencing anxiety, depression, life transitions, professional burnout, and career-related challenges. I also support clients navigating LGBTQ+ and women's issues. Together, we'll explore what's holding you back, build on your strengths, and develop practical strategies that help you move toward a more balanced and fulfilling life.
Available

New to Grow

$200/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+3
Dr. Celena S. Chong views therapy as a journey toward self-actualization. She works from solution-focused, evidence-based approaches to help clients gain new perspectives and access their inner strengths. Her approach is assertive yet warm, helping clients consciously notice defense mechanisms so they can make intentional choices. I am a licensed clinical therapist with a doctoral degree from NYU and a master’s degree from Columbia University. I provide therapy in multiple states, including MA, NJ, NY, VA, and FL. I have extensive experience offering individual psychotherapy to adults experiencing anxiety and depression, borderline personality disorder, CPTSD, and addiction disorders. My passion is helping others find meaning and fulfillment in their lives through therapy grounded in the principles of restorative justice.
Available

New to Grow

$200/session

Specialties

Depression
Grief
Trauma and PTSD
+3
Hello, and welcome. I'm Andrea Jackson, a Licensed Clinical Social Worker (LICSW, LCSW) and Perinatal Mental Health Certified (PMH-C) therapist with over a decade of experience supporting individuals through life's challenges. I am licensed to provide therapy in the District of Columbia, New York, Utah, Vermont, and Virginia. My educational background includes a bachelor's degree from Syracuse University, where I double majored in Child and Family Studies and Psychology, and a Master of Social Work from the University of South Carolina. Throughout my career, I have worked across a variety of clinical settings, including perinatal behavioral health, college crisis counseling, inpatient psychiatry, and services for veterans.
Available

$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable

New to Grow

$100/session

Solution oriented
Direct
Intelligent

Specialties

ADHD
Couples Counseling
Women's Issues
+8
I am a Licensed Mental Health Counselor with over a decade of experience helping adults, couples, and families navigate life's challenges. My approach is warm, collaborative, and practical—I strive to create a space where clients feel genuinely understood, supported, and challenged to grow. As someone who has personally navigated major life transitions, including divorce, career changes, parenting, and rebuilding after difficult seasons, I understand that healing and growth are rarely linear. I combine evidence-based approaches such as CBT, DBT, attachment-based therapy, and Gottman Method Couples Therapy with empathy, humor, and real-world problem-solving. I work particularly well with high-achieving individuals who appear successful on the outside but struggle internally with anxiety, relationship challenges, self-doubt, stress, or feelings of disconnection. My goal is to help clients gain insight, develop practical skills, strengthen relationships, and create a more fulfilling and authentic life.
Available

$120/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Grief
Substance Misuse
+3
Hello, and welcome. I’m a Licensed Clinical Social Worker (LCSW) based in New York with over 20 years of experience helping individuals navigate life’s challenges and improve their emotional well-being. I earned my Master of Social Work from Stony Brook University and have spent my career supporting people through difficult periods while helping them build healthier, more fulfilling lives. Many people seek therapy when they feel overwhelmed, stuck, or emotionally drained. You may be struggling with anxiety, depression, trauma, relationship challenges, or a major life transition that feels difficult to manage on your own. My goal is to provide a safe, supportive, and non-judgmental space where you can openly explore your experiences, gain clarity, and begin moving toward healing and growth. My approach to therapy is compassionate, collaborative, and practical. I work closely with my clients to help them better understand their thoughts, emotions, and patterns, while developing effective coping strategies that support lasting change. Together, we focus on building resilience, strengthening self-awareness, and creating healthier ways to navigate life’s challenges. Throughout my career, I have had the privilege of working with individuals from diverse cultural, social, and professional backgrounds. I am committed to providing culturally sensitive care and creating an environment where every client feels respected, valued, and understood. Taking the first step toward therapy can feel difficult, but you don’t have to face life’s challenges alone. If you’re ready to invest in your mental health and personal growth, I would be honored to support you on your journey.
VirtualAvailable

New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
Available

New to Grow

$150/session

Specialties

LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hi, I’m Samantha, a sex therapist who believes conversations about sex, intimacy, and relationships shouldn’t feel clinical or shame-filled. I show up as a real, grounded human and create a space where people can talk openly, awkwardly, honestly, and without judgment about the things they usually keep to themselves. I work with concerns like desire differences, low libido, sexual anxiety or shame, communication struggles, intimacy concerns, and feeling disconnected in relationships.
Available

New to Grow

$250/session

Specialties

Anxiety
Family Conflict
Trauma and PTSD
+10
I’m Elizabeth Paul, a Licensed Clinical Social Worker offering trauma-informed psychotherapy for adults navigating trauma, anxiety, family conflict, relationship patterns, identity questions, grief, and major life transitions. My style is warm, direct, collaborative, and grounded in both practical skill-building and deeper exploration. I help clients better understand how past experiences, family systems, culture, attachment, and nervous system responses may be shaping their present lives, so they can move with more clarity, self-trust, and choice.
Available

$225/session

Authentic
Open-minded
Empowering

Specialties

ADHD
Anxiety
Mood Disorders
+10
Hello, I am a License Mental Health Counselor (LMHC, NCC), based in New York. I earned my Masters degree at CUNY Queens College. I have been practicing for 6 years assisting children, teens and adult navigating daily life stressors for a more functional day. I am authentic, with a genuine approach in building a therapeutic relationship with clients for a successful and positive therapeutic experience.
VirtualAvailable

$250/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable

New to Grow

$250/session

Specialties

Couples Counseling
Mood Disorders
Trauma and PTSD
+10
I hold a Masters in Clinical Social Work, a long career of training and experience with a variety of treatment practice methods and diverse populations, and a certificate in psychoanalysis. I am client-centered, strength-based, and culturally diverse. I have worked in clinic settings and private practice throughout my career. I have had a physical office and intend to have one again at some point but am currently only working telehealth. I am an eclectic practitioner. I use my depth-oriented training to do my best to get to know and understand you as a whole person but I enjoy being pragmatic, solution oriented and focussing on the goal of improving ones present life in all its aspects.
Available

$150/session

Authentic
Solution oriented
Warm

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
Coping Skills
Depression
My name is Belgica Rosario, and I have worked with individuals from diverse backgrounds and life experiences. I have experience supporting clients struggling with depression, anxiety, trauma, stress, and life transitions. I strive to create a safe, supportive, and collaborative therapeutic space where clients feel heard, understood, and empowered to make positive changes in their lives. Together, we will work toward building resilience, developing coping skills, and achieving meaningful personal growth.
Available

New to Grow

$150/session

Specialties

Anxiety
Depression
Health/Medical Issues
+10
I have been providing Psychotherapy for over ten years at a community outpatient mental health clinic working in a multicultural environment. My experience encorporates treating clients with all types of mental health disorders especializing in anxiety, depression, trauma, health and weight issues. I incorporate an eclectic model approach using techniques from cognitive behavioral therapy, dialectic behavior theory, client centered, crisis interventions, and trauma focused.
Available

New to Grow

$125/session

Specialties

Anxiety
Depression
Foster Care/Adoption
+10
Hi, I'm Key Hammonds, LCSW and yes, I'm the therapist who will make you laugh and help you breakthrough in the same session. I'm a NYC native, a mom, a community member, and a Licensed Clinician with over 18 years of experience. I earned my Master's in Social Work from NYU, but honestly some of my most important education has come from living life, navigating motherhood, doing my own healing work and overcoming adversity. This taught me resilience isn't just a buzzword, it's a practice. I practice what I preach. I believe deeply in therapy not as a last resort, but as an everyday act of self-care and courage. I will show up for you with honesty, humor, warmth, and zero judgment.
Available

New to Grow

$150/session

Specialties

ADHD
Chronic Illness
LGBTQ
+10
I’m a clinical social worker with eight years of experience supporting queer communities, college students, neurodiverse individuals, and people living with chronic mental health and medical conditions. I’ve worked with clients navigating OCD, anxiety, LGBTQ+ identity, and complex family or relationship dynamics. Therapy with me is insight-oriented and relational, with a focus on understanding how past experiences continue to shape current patterns, emotions, and relationships.
Available

$135/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Parenting
+3
Hello!!! I'm a Christian Psychotherapist, a Licensed Clinical Social Worker (LCSW) based in Miami, Florida. I received my Masters from the Florida International University in 2002 and have been practicing for 6 years. I assist young adults struggling with life choices, couples with relationship issues, family unit to function correctly, single parent with parenting skills all with biblically values. Individuals that suffer from anxiety, depression, or low motivation for the things that create a rich and meaningful life.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
Grief
+3
Welcome! If you're feeling weighed down by life, unmotivated, or stuck in your own thoughts, you are in the right place. I am a licensed mental health counselor in the state of New York and licensed professional counselor in the state of New Jersey. I work with adolescents and adults that are experiencing mood disorders, anxiety disorders, grief-related concerns, and schizophrenia. My approach is warm, collaborative, and client-centered which allows me to meet clients where they are while supporting meaningful change.
Available

New to Grow

$100/session

Specialties

Self Esteem
Spirituality
Women's Issues
I am a female therapist with 10+years experience providing therapy to people of all ages. I have experience working with a wide variety of issues and pride myself on my flexibility and curiosity in the use of many different evidence-based practices. I use a lot of CBT and DBT techniques and strongly believe in the utility of doing homework assignments between sessions.
Available

$175/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Life Transitions
Women's Issues
+4
I am a Licensed Clinical Social Worker who works primarily with women navigating anxiety, emotional overwhelm, relationship stress, and life transitions. Many of my clients are thoughtful, capable, and high-functioning, yet feel stretched thin, emotionally reactive, or stuck in patterns of overthinking and self-doubt. Therapy offers a space to slow down, understand what’s happening beneath the surface, and begin responding in ways that feel steadier and more aligned. My style is warm, collaborative, and supportive. I integrate attachment-informed and cognitive-behavioral approaches to help clients strengthen emotional regulation, build self-trust, and feel more grounded and confident in their relationships and daily lives. I provide telehealth therapy throughout New York and work with adults seeking meaningful, lasting change.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.