Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 543 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 4/22/2026

$125/session

Holistic
Intelligent

Specialties

Addiction
Anxiety
Substance Misuse
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+1
“I’m a compassionate, client-centered therapist who works with individuals navigating anxiety, stress, and life transitions. I provide a supportive, nonjudgmental space where you can openly explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, combining practical coping strategies with deeper insight into patterns that may be holding you back. Together, we’ll focus on building resilience, increasing self-awareness, and helping you feel more confident and empowered in your daily life.”
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New to Grow

$145/session

Specialties

Anxiety
Depression
Life Transitions
+3
I’m a Licensed Mental Health Counselor providing telehealth therapy to adults throughout New York State. I work with anxiety, depression, work stress, burnout, life transitions, and relationship difficulties. Many of my clients are capable, high-functioning people who are used to handling a great deal but feel internally overwhelmed, stuck, or worn down. Some have tried therapy before and found it supportive, but not especially effective. My goal is for therapy to feel clear, practical, and genuinely useful. My style is direct, thoughtful, and collaborative. I use CBT and DBT to help clients understand the patterns contributing to distress and develop concrete tools to manage emotions, reduce stress, and create meaningful change in daily life.
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$250/session

Solution oriented
Warm

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
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New to Grow

$200/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
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New to Grow

$100/session

Specialties

Anxiety
Child or Adolescent
Depression
+10
Hi, I’m Ashley, a Licensed Mental Health Counselor who works with adolescents, adults, and couples navigating anxiety, stress, relationship challenges, life transitions, and self-esteem concerns. I provide a warm, supportive, and judgment-free space where clients can feel heard while also gaining practical tools for change. My goal is to help clients build insight, confidence, healthier coping skills, and stronger relationships so they can feel more balanced and empowered in their daily lives.
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New to Grow

$154/session

Authentic
Empowering

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
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Often rebooked

$100/session

Authentic
Empowering
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
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$80/session

Specialties

Anxiety
Coping Skills
Depression
+6
I’m a client-centered therapist who believes therapy should feel as unique as you are. I don’t take a one size fits all approach. Instead, I take time to really get to know you, your story, and what matters most so we can shape our work in a way that truly fits your life. I strive to create a space that feels genuine, supportive, and comfortable, where you can be yourself without judgment. At the same time, I help you build practical tools and insights you can actually use outside of sessions to create meaningful, lasting change.
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$200/session

Direct
Authentic
Humorous

Specialties

Couples Counseling
Men's Issues
Sex Therapy
+10
I am Dr. Jorge Piña, a licensed bilingual psychotherapist and psychoanalyst dedicated to helping individuals and couples navigate relationship challenges, emotional pain, and life transitions. I provide a safe, confidential, and insightful space to understand yourself more deeply, strengthen your relationships, and create meaningful, lasting emotional and personal change together now and grow forward with clarity and confidence today onward.
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New to Grow

$130/session

Specialties

Depression
Anxiety
I am a dedicated therapist with several years of clinical experience supporting individuals in their personal growth and healing. My own experience in therapy has deeply shaped my approach, helping me better understand vulnerability, resilience, and the change process. This lived insight allows me to show up with empathy, authenticity, and a genuine commitment to supporting meaningful, lasting growth in my clients.
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New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience supporting children, teens, adults, and families. Throughout my career, I have worked closely with individuals navigating life transitions, relationship challenges, and emotional stressors. I also have experience working with couples and families to strengthen communication, rebuild trust, and foster healthier dynamics. My approach is compassionate, collaborative, and centered on creating a safe space where clients feel heard, supported, and empowered to grow.
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$110/session

Direct
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I’m Sahana Pentyala, a Licensed Clinical Social Worker (LCSW) committed to helping individuals, families, and organizations strengthen their emotional resilience and achieve lasting well-being. My approach integrates evidence-based clinical practices with a deep understanding of how physical, emotional, and social health intersect — an approach shaped by my specialization in Integrated Health. Over the years, I’ve worked with children, adolescents, adults, caregivers, and professionals navigating anxiety, stress, trauma, grief, depression, life transitions, and burnout. I believe that healing begins with understanding — and I strive to provide a safe, empathetic, and nonjudgmental space where you can be heard, validated, and supported in your journey toward balance and growth.
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Often rebooked

$90/session

Direct
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm so glad you're here. I appreciate you taking time to find the right therapist for your needs. As a Licensed Clinical Social Worker, I have been practicing since 2010 providing individual and group therapy. I have a background in substance abuse counseling as well as working in several university counseling services (RPI, Vassar and Boston College). I have worked with my clients on issues such as adjustment, depression, anxiety and trauma. My approach involves CBT and Acceptance and Commitment Therapy strategies to help clients understand and cope with symptoms. By challenging thoughts, feelings and behaviors, clients learn to take new perspectives that leave the door open for healthy, positive changes. I also have a strong background in motivation enhancement and Internal family systems. My hope is that clients will find a safe and protected space to be curious about their internal emotional experience. I aim to validate and affirm as well as provide new perspectives, so that clients feel able to make meaningful change.
VirtualAvailable
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New to Grow

$150/session

Specialties

Coping Skills
Depression
Trauma and PTSD
+6
I am a passionate and caring therapist who is deeply engaged with my clients. I believe every session is a unique opportunity to better understand what brought you into therapy and what you hope to change. I know that starting therapy can feel scary, and change can feel overwhelming. That’s why I move at your pace. My goal is to provide a safe, supportive, and nurturing space where you feel comfortable sharing your story. You don’t have to face difficult experiences alone. Together, we can gently explore what’s been weighing on you and begin building a path forward that feels manageable and empowering.
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$115/session

Authentic
Warm
Open-minded

Specialties

Coping Skills
Couples Counseling
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anger Management
Anxiety
Depression
+10
I’m a licensed psychotherapist with 10 years of experience working with adults navigating anxiety, depression, stress, and relationship challenges. My approach is thoughtful, collaborative, and grounded in helping you better understand yourself while also making practical, meaningful changes in your day-to-day life. I integrate insight-oriented work with evidence-based approaches to help you break out of unhelpful patterns, build effective coping skills, and feel more confident and grounded. Whether you’re feeling stuck, overwhelmed, or simply looking to understand yourself more deeply, I aim to provide a supportive, nonjudgmental space where real change can happen.
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New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Life Transitions
I am a Licensed Clinical Social Worker in New York and Connecticut, providing psychotherapy to adults aged 18 and older, in person in Pleasantville NY, or through telehealth. I work with individuals who are motivated to make a change in their life, who seek help to reduce their depression, anxiety or stress; this includes individuals navigating any sort of life transition that is having an impact on their daily functioning, mood or emotional stability. Using a person-centered and collaborative approach, we would work to identify your individual needs, values, and how to practice self care while experiencing whatever circumstances life brings. I believe that therapy is most effective when it is a partnership—one where we work together to identify goals, explore challenges, and build on existing strengths.
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New to Grow

$100/session

Specialties

ADHD
Bipolar Disorder
Mood Disorders
+10
With 38 years of experience, I’ve seen it all—from quiet rural towns to the toughest streets of Harlem and the South Bronx. I don’t just bring clinical theory to our sessions; I bring real-world perspective. I specialize in helping people navigate the weight of Bipolar Disorder, depression, anxiety, and deep grief. I also have a heart for women navigating the complexities of morbid obesity, providing a space free of judgment where we focus on the person, not just the scale. My background in impoverished and dangerous neighborhoods has taught me resilience, and I’m here to help you find yours. We’ll work together to untangle life’s hardest moments with honesty, humor, and a lot of heart.
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New to Grow

$450/session

Specialties

Anger Management
Anxiety
Depression
+10
I’m a goal-oriented, solution-focused psychologist who believes in helping clients gain practical tools they can start using right away. My approach is eclectic, meaning I draw from a wide range of therapeutic techniques to tailor each session to your unique needs. I’m passionate about empowering people to better understand themselves, develop new skills, and move forward with confidence and independence.
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New to Grow

$150/session

Specialties

Anxiety
Family Conflict
Life Transitions
+10
Hi! I am Cheryl. I know reaching out for therapy can feel overwhelming, but I am so glad you are here. I help teens and adults figure out how to handle constant worry, big life changes, and the stress of relationships or a new baby. I also help people who are totally exhausted fix their bad sleep habits so they can finally rest. My goal is to give you a warm, judgment-free space to untangle your thoughts. If it makes you more comfortable, we can talk in English, Mandarin, or Taiwanese!
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New to Grow

$130/session

Authentic
Warm

Specialties

ADHD
Anxiety
Depression
+10
Welcome! I am a Haitian American therapist who understands how culture, identity, and lived experience can shape our mental health. I have a number of eight plus years of experience working in preventive services, crisis intervention and providing therapy services. I provide a safe, affirming space where you can show up fully as yourself without judgement. I recognize deeply and respectfully that people hold more than one social, cultural, or personal identity such as race, gender, disability, religion, immigration status, sexuality or professional status, and that those layered experiences cannot be reduced to a single label. I believe healing happens when you feel seen, heard, and respected. Together, we'll explore your strengths, and work through challenges in a safe space. My approach is compassionate, collaborative, and rooted in cultural understanding while supporting you as you work toward balance, clarity, and emotional well-being.
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New to Grow

$130/session

Specialties

Addiction
Anxiety
Spirituality
+5
I love working with people who feel drawn to explore their inner world, who sense there’s something meaningful waiting to be discovered but aren’t sure where to start. They long to feel more connected to themselves and others, and are looking for gentle guidance to help them get there. They want to understand the heart of what keeps them stuck in old patterns and finally feel the freedom of being their true selves.
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New to Grow

$175/session

Warm
Authentic
Direct

Specialties

ADHD
Anxiety
Life Transitions
+9
I’m a therapist who values curiosity, collaboration, and meeting you where you are. I’ve had the honor of working in this field for over 10 years, and I’m still deeply passionate about the work I do. My approach is grounded in showing up as a human sitting with another human. I prioritize getting to know you as the complex individual you are and building a strong, trusting, therapeutic relationship above everything else. Therapy won’t make you perfect or more worthy, but that’s not the goal. When you feel lost, overwhelmed, or alone in your experience, I’ll sit with you in that space. With compassion and honesty, I’ll support you in understanding yourself more deeply and figuring out what you want out of your life and how to move toward it.
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New to Grow

$200/session

Specialties

Anxiety
Couples Counseling
Self Esteem
My name is Gerson Lovera. I am licensed clinician with 9 years of experience working side by side with clients. I have a background in cognitive behavioral therapy, mindfulness, and trauma-informed care. I work with individuals and couples experiencing interpersonal issues, life transitions, anxiety, depression, ADHD, OCD and trauma. My years of experience has helped clients from different backgrounds heal, grow, feel empowered, and gain practical skills to make significant changes in their lives. I utilize a person centered approach that often include imagery and analytical interventions to help clients navigate emotional attachments.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.