Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 555 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
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$90/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
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New to Grow

$200/session

Specialties
Anxiety
Attachment Issues
Codependency
+3
I'm a licensed clinical social worker who helps women navigate relationships, life transitions, and the messy process of figuring themselves out. I believe therapy should be a space where you can show up as you are, speak freely, explore what feels stuck, and work toward a life that feels authentically yours.
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New to Grow

$75/session

Specialties
Anxiety
Attachment Issues
Depression
+4
Hello, I'm Glendenise, a Christian therapist who welcomes all who are ready to heal and be heard. I complete teletherapy with clients who live in NY. I love to write, spend time with Jesus, watch movies, read, and travel. But most of all, I value supporting others by use of a faith based approach along with CBT and solution based interventions.
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New to Grow

$120/session

Specialties
Anxiety
Depression
Self Esteem
+9
As a therapist, I bring warmth, empathy, curiosity, and a genuine interest in understanding each person's unique journey. Everyone has a story that deserves to be heard, understood, and respected without judgment or assumptions. Authentic human connection is at the heart of my approach, and meaningful change begins when we feel safe enough to be open, vulnerable, and truly ourselves. Above all, creating a space where clients feel seen, heard, accepted, and supported is essential. Therapy is not about changing who you are, but about developing a deeper understanding of yourself, recognizing your strengths and potential, and discovering new ways to navigate life's challenges. My hope is that through this process, clients feel empowered to embrace who they are and create a life that feels more authentic, balanced, and fulfilling.
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New to Grow

$150/session

Specialties
ADHD
Anxiety
Depression
+5
Whether you’re managing ADHD, anxiety, depression, navigating life transitions, or working on relationships and personal growth, therapy can be a place to feel supported, understood, and gently challenged to make meaningful changes. My goal is to make this process as easy and approachable as possible, so you can take each step at your own pace while moving toward the life you want.As a CBT therapist, I help you make sense of patterns in your thoughts, feelings, and behaviors. I work with you to shift what’s not helping, find practical tools, and provide a space where you can be understood without judgment. Therapy doesn’t have to feel intimidating. I want to provide a space for relief, growth, and change. If you’re ready to take the first step, I’d be honored to walk with you. There’s no perfect time to start, just the right time for you. Let’s explore what’s possible, together!
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Often rebooked

$175/session

Open-minded
Solution oriented
Direct
Specialties
ADHD
Anxiety
Trauma and PTSD
+1
I believe meaningful healing begins when you feel genuinely seen, heard, and understood—without judgment or pressure to be anyone other than yourself. I work with individuals who may feel overwhelmed, misunderstood, stuck in familiar patterns, or as though they are constantly trying to navigate a world that was not designed with their needs in mind. This may include living with the effects of trauma, the daily “static” of ADHD, persistent anxiety, depression, relationship difficulties, or emotional exhaustion. I am a Certified Clinical Trauma Professional (CCTP), Certified Clinical Anxiety Treatment Professional (CCATP), and ADHD-Certified Clinical Services Provider (ADHD-CCSP). I also hold diagnostic privilege and have experience providing clinical supervision to Limited Permit clinicians working toward completion of their required hours. My approach is compassionate, collaborative, and individualized. I believe in meeting you where you are while also helping you move toward where you would like to be. Together, we may focus on developing practical coping tools, understanding emotional and behavioral patterns, strengthening relationships, processing difficult experiences, and creating changes that feel realistic and meaningful for your life.
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$125/session

Authentic
Warm
Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
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New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+5
Hi, I’m Kayla Cunningham! I’m a Licensed Mental Health Counselor with 11 years of experience supporting teens and college students. I know school, friendships, family, and big life changes can get overwhelming. My style is laid-back, supportive, and judgment-free—a space to slow down, be honest, and sort through what you’re feeling. Whether you’re stressed, anxious, in transition, or just trying to take better care of yourself, I’m here to meet you where you are.
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New to Grow

$100/session

Specialties
Childhood / Intergenerational Trauma
Serious Mental Illness / Crisis
Trauma and PTSD
+4
I am a therapist dedicated to providing trauma-informed, culturally responsive, and holistic mental health care. My practice is rooted in deep human connection and meeting you where you are, honoring all aspects of your identity, environment, and lived experience. I aim to create a warm, non-judgmental space where you can process life’s challenges, build emotional resilience, and restore meaningful connection to yourself and your community.
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New to Grow

$128/session

Specialties
Emotional Regulation
Life Transitions
Trauma and PTSD
+8
I believe everyone deserves a space where they feel comfortable, heard, and accepted without judgment. As a bilingual Licensed Clinical Social Worker with over five years of experience, I enjoy helping adults and children navigate life’s challenges with compassion and understanding. Coming from a Hispanic family, I value the importance of culture, connection, and honoring each person’s unique experiences. My approach is warm and collaborative, incorporating mindfulness and mind-body practices to help clients better understand themselves, work through challenges, and build a stronger connection with themselves.
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New to Grow

$100/session

Specialties
Anxiety
Depression
Phobias
+10
As a dedicated and compassionate mental health clinician I work towards creating a safe and supportive space to explore challenges and build a path toward lasting well-being. My specialization includes helping individuals navigate and overcome concerns such as anxiety, anger management issues, depression and stress, low self-esteem and building confidence, grief and loss, relationship issues and sexual addiction. I am committed to building a strong client-therapist relationship where clients feel comfortable sharing personal information, free from judgment. If you're ready to take the next step toward a more fulfilling life, you're invited to reach out and schedule a consultation.
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New to Grow

$150/session

Specialties
Anxiety
Attachment Issues
Depression
+10
I work with clients who feel unable to escape the patterns of behaviors that keep them feeling stuck and who experience anxiety, depression, self-esteem issues, grief and loss, relationship challenges, difficulties navigating life transitions and who have experienced trauma. I specialize in working with individuals and families impacted by intimate partner abuse and other relational traumas.
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New to Grow

$100/session

Specialties
Anxiety
Depression
First Responders/Healthcare Workers
I'm a Licensed Clinical Social Worker who believes that everybody deserves a safe, and supportive space where they can feel that they are heard and understood. My focus is on helping adults with depression, anxiety, stress management, life transitions and self-esteem. My approach is goal oriented and helping to work through life's challenges, develop greater insight and make meaningful changes that improve their overall well-being.
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New to Grow

$115/session

Specialties
Anxiety
Family Conflict
Life Transitions
+6
I am Kelly Farrell, a Licensed Clinical Social Worker with over 25 years of experience helping individuals and families navigate life's challenges. Throughout my career, I've worked with adolescents, adults, couples, and families in a variety of clinical settings. I believe therapy should be a comfortable, supportive space where you feel heard, understood, and free to be yourself. Whether you're struggling with anxiety, relationship difficulties, family conflict, or major life transitions, my goal is to help you gain insight, develop healthier coping strategies, and feel more confident moving forward. My approach is warm, collaborative, and practical. I recognize that everyone's experiences and needs are different, and I tailor our work together to what matters most to you. I value building genuine connections with my clients and believe that a strong therapeutic relationship is the foundation for meaningful change.
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$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable
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$100/session

Humorous
Warm
Specialties
ADHD
Anxiety
Coping Skills
My communication style is calm, direct and caring. I try to be non-judgmental. I support my patients and want them to feel better through therapy as well as in all aspects of their personal and professional lives. Through the use of CBT, it promotes the setting of goals, which we develop together and review and modify periodically as progress is made.
VirtualAvailable
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New to Grow

$125/session

Specialties
Addiction / Substance Use
Anxiety
Depression
+8
I specialize in addiction, anxiety, and depression treatment. I have spent my career helping people change and sustain that change. It's my job to help you explore what keeps you stuck and how to create momentum to live a life aligned with who you truly are. From starting out as an outreach worker, to spending the last 12+ years working in inpatient and outpatient addiction and mental health treatment, I have built a foundation answering these very questions.
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New to Grow

$110/session

Specialties
ADHD
Anxiety
Life Transitions
+7
Welcome! As a telehealth therapist, I meet clients virtually across New York to create a supportive space where real change can happen. Over the years, working in both inpatient and outpatient care has given me a deep appreciation for meeting people from every background and life story. I work best with teens (15+) and adults who are motivated and eager to put in the work toward healing. My practice centers on working with ADHD, anxiety, and boundary setting. With my history in inpatient, I understand and always consider a trauma-informed approach.
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New to Grow

$90/session

Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
Hi, I'm Annie! I'm a Licensed Clinical Social Worker with over five years of experience in emergency medicine, school-based settings, and supporting diverse communities. I believe therapy is a journey where you're in the driver's seat and I'm alongside you in the passenger seat. You're the expert on your own life, and I'm here to help you navigate challenges, explore new perspectives, and develop the tools and confidence to move forward. My approach is warm, collaborative, and solution-focused. Whether you're navigating anxiety, depression, life transitions, or simply feeling stuck, we'll work together to recognize your strengths, understand patterns, and create meaningful change. Above all, I want therapy to be a space where you feel heard, supported, and comfortable showing up exactly as you are. You don't need to have everything figured out. We'll start wherever you are!
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$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
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New to Grow

$150/session

Specialties
Couples Counseling
Family Conflict
Career Counseling
+1
I am a caring, empathetic and attentive therapist who values creating a safe place and supportive environment where individuals feel heard, understood and respected. I am a great listener and problem solver with a Family Systems, EFT, and Solution Focused approach. I support clients in navigating challenges to work toward meaningful change. I have a strong ability to recognize patterns, identify underlying causes contributing to presenting concerns and help clients develop practical strategies for moving forward, I am compassionate and committed to each individual's growth and remain focused on supporting clients in building the insight and confidence and skills needed to create lasting change.
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$150/session

Authentic
Empowering
Open-minded
Specialties
ADHD
Anxiety
Life Transitions
+10
I’m a clinical social work therapist who works with individuals and couples navigating anxiety, depression, and everyday life stressors. I use a supportive, collaborative approach grounded in Cognitive Behavioral Therapy (CBT) to help you better understand your thoughts, manage emotions, and build practical coping skills. My goal is to create a space where you feel heard, empowered, and equipped to make meaningful, lasting changes.
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$125/session

Humorous
Authentic
Direct
Specialties
Anxiety
Depression
Foster Care/Adoption
+10
Hi, I'm Key Hammonds, LCSW and yes, I'm the therapist who will make you laugh and help you breakthrough in the same session. I'm a NYC native, a mom, a community member, and a Licensed Clinician with over 18 years of experience. I earned my Master's in Social Work from NYU, but honestly some of my most important education has come from living life, navigating motherhood, doing my own healing work and overcoming adversity. This taught me resilience isn't just a buzzword, it's a practice. I practice what I preach. I believe deeply in therapy not as a last resort, but as an everyday act of self-care and courage. I will show up for you with honesty, humor, warmth, and zero judgment.
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$150/session

Solution oriented
Authentic
Warm
Specialties
Anxiety
Depression
Obsessive-Compulsive (OCD)
+9
Hello. I’m a Licensed Mental Health Counselor (LMHC), anxiety specialist, and author of several illustrated mental health guides focused on anxiety disorders such as generalized anxiety, panic disorder, agoraphobia, burnout , and OCD. I specialize in helping people with anxiety disorders, including OCD, panic disorder, agoraphobia, social anxiety, generalized anxiety, and phobias as well as the depression that often accompanies these conditions when left untreated. I also work with individuals struggling with insomnia, depression, perfectionism, burnout, and ADHD. My passion helping you make a difference in your life by is walking beside you with empathy, curiosity, and collaboration so you feel seen, heard, and supported. My approach is structured but compassionate, drawing on CBT, ERP, ACT, and trauma-informed care to help you reduce anxiety, overcome avoidance, and move toward growth and healing. I’m the author of Yesterday It Rained: An Illustrated Guide to Living with Anxiety, Quieting the Noise: A Visual Guide to Living with OCD, and When OCD Attacks Love: A Visual Guide to Understanding and Managing Relationship OCD. My insights have been featured in outlets such as Forbes, Healthline, and Newsweek
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.