Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 556 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/23/2026

$90/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
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New to Grow

$165/session

Specialties
Anxiety
Burnout
Life Transitions
+4
Whether you're a parent navigating the challenges of raising children, a young adult finding your footing, a high achieving experiencing nervous system dysregulation or a family seeking stronger connections — there's a place for you here. Life has a way of pulling us in every direction — but healing often starts by turning inward. I bring both compassion and energy to every session, creating a space where you feel safe, seen, and supported. Whether you're navigating everyday stress or life's bigger challenges, I'm here to help you find your footing and reconnect with your own strength.
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New to Grow

$150/session

Specialties
Anxiety
Learning / School Challenges
Trauma and PTSD
+9
Hi, I'm Alexa! I am a Licensed Clinical Social Worker committed to creating a warm and welcoming environment where you can feel comfortable being yourself. I understand that beginning therapy can feel overwhelming, so developing a genuine connection and ensuring you feel heard and understood are important parts of my work. I have experience working with children, adolescents, young adults, and families across school-based, outpatient, and inpatient settings. My clinical experience includes supporting individuals with anxiety, emotional regulation, self-esteem, stress, family and relationship dynamics, school-related concerns, and life transitions. I am also trained in Child-Parent Psychotherapy (CPP), a relationship-based, trauma-informed approach that has strengthened my experience supporting children and caregivers who have experienced trauma, significant stress, or disruptions in their relationships and sense of safety. My approach is collaborative, strengths-based, and individualized to your needs. Together, we will identify what is most important to you, explore the challenges bringing you to therapy, and develop practical strategies to help you work toward meaningful and realistic goals. Whether you are feeling overwhelmed, going through a difficult season, struggling with anxiety or self-confidence, or simply looking to better understand yourself, I will meet you where you are and support you in taking meaningful steps toward healing and growth.
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New to Grow

$140/session

Specialties
Anxiety
Emotional Regulation
Self Esteem
+2
I would describe myself as compassionate, genuine, and down-to-earth. I believe therapy should be a safe space where you can show up as you are, talk openly without judgment, and feel supported while working toward meaningful change. My approach is collaborative and holistic. I believe that understanding where your thoughts, emotions, and behaviors come from can help you better understand yourself and create lasting change. I integrate approaches such as CBT, DBT, mindfulness, and psychodynamic and attachment-based work to help clients manage anxiety and stress, improve self-esteem, navigate relationships and life transitions, establish healthy boundaries, and develop healthier ways of coping.
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$150/session

Authentic
Warm
Specialties
Anxiety
Career Counseling
Depression
+3
A compassionate counselor focusing on self understanding and self love. I would like to meet clients where they are right now, and find a way to move forward. Also focus on progress, and be flexible in adjusting the course of action so that I can build the treatment journey with clients. Help clients to take back the control of their lives.
VirtualAvailable
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$150/session

Authentic
Challenging
Empowering
Specialties
Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable
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New to Grow

$140/session

Specialties
Anxiety
Couples Counseling
Depression
+8
Anisha Jenkins, LCSW, has over 20 years of study and practice of social work and social services in the tristate area. Her career spans from serving as a family therapist for a foster care system in New Jersey, supporting juvenile offenders for the City of New York, working for the United States Court System assisting federal offenders and their families to rebuild their lives after reentering society as well as nourishing a thriving private practice, for the last six years. During this time, with God’s endless guidance and support from her family, she developed a Christian based philosophy towards providing therapy services in which she helps her clients, some in individual counseling, which includes clientele of all ages in varying phases of their lives including teenagers and young adults with challenges that can range from anxiety, depression, finding self-worth, overcoming critical life-changes or other areas that may keep them from living their best life. She also counsels pre-marital couples and helps partners of various stages of marriage address marital complications such as communication barriers, restoring intimacy through fostering and strengthening spousal connections as well as offering tools for surviving infidelity. Anisha believes that integrating biblical principles with her vast training as a clinician has offered the best results for her clients. Anisha is known for hosting women’s retreats and couple’s bootcamps that are credited for reconnecting and/or reigniting the individual and/or the couple to God’s purpose and plan for the attendee(s) helping to lead them to live a fulfilled life.
VirtualAvailable
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$200/session

Authentic
Solution oriented
Specialties
Anxiety
Crisis Intervention
Depression
+10
I am an LCSW, Columbia university graduate. I discovered the field of social through my sister's chronic illness as a child. The hospital social worker who worked with my sister and family opened my eyes to the compassion that is needed in caring for and connecting to families undergoing unanticipated difficulties. From a young age, I knew I wanted to help others with processing difficult life experiences.
VirtualAvailable
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$150/session

Specialties
Anxiety
Depression
Substance Misuse
+7
I am Gordon Shearer an LCSW located in NY and have been a psychotherapist for 10 years. I love my work and enjoy meeting and working with individuals who are interested and committed to making their lives better in some meaningful way. I believe support is crucial to developing the therapeutic relationship and want to do best for my clients.
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$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Depression
Emotional Regulation
+10
Hello, I'm Stacy Gage and I have been working as a Licensed Clinical Social Worker for almost 7 years. I am licensed in New York, Florida, and Pennsylvania. I specialize in children and adolescents, but have experiences with all ages. I am certified in treatment and diagnosis of Autism, ADHD, OCD, and Trauma informed care. I also work with behavioral disorders, personality disorders, anxiety and depression.
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$195/session

Warm
Authentic
Empowering
Specialties
Anxiety
Trauma and PTSD
Coping Skills
+4
I’m a licensed psychotherapist with over 15 years of experience supporting adults and adolescents navigating anxiety, life transitions, relationship concerns, and emotional overwhelm. My approach is collaborative, practical, and grounded in helping you better understand yourself while building tools you can actually use in daily life. I work best with clients who are motivated for growth, value honest conversation, and want therapy to feel supportive, respectful, and effective—not rigid or overwhelming. I strive to create a space where you can show up as you are and move toward meaningful, sustainable change.
VirtualAvailable
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$150/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable
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$85/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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Often rebooked

$85/session

Authentic
Solution oriented
Open-minded
Specialties
Anxiety
Crisis Intervention
Depression
+9
Hi, I’m Josh Burke, a Licensed Clinical Social Worker providing therapy across, Colorado, New York and Vermont. I’ve spent over 12 years working with individuals navigating a wide range of challenges, including anxiety, depression, suicidal thoughts, and major life transitions. I understand that reaching out for therapy can feel vulnerable. Because of that, I place a strong emphasis on building a genuine, trusting relationship from the start—one where you feel supported, understood, and able to be honest about what you’re going through. My approach is both relational and goal-oriented. I primarily use Acceptance and Commitment Therapy (ACT) and Solution-Focused Brief Therapy (SFBT), which means we won’t just talk about what’s wrong—we’ll also focus on what matters to you and how to move toward it in practical, meaningful ways. Whether you’re feeling stuck, overwhelmed, or navigating a significant transition, our work will center on helping you better understand your experience, develop new ways of responding to stress, and take steps toward the life you want to live. I tailor therapy to each person, recognizing that no two paths forward look the same. I believe change is possible—even when things feel difficult—and I aim to walk alongside you in a way that feels collaborative, grounded, and forward-moving.
VirtualAvailable
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$150/session

Warm
Empowering
Open-minded
Specialties
ADHD
Anger Management
Anxiety
+10
Welcome to a safe place where you will be seen, your voice will be heard, and your story counts. Psychotherapy should be a nonjudgmental, affirming, and collaborative process where you always feel supported. Together, we’ll explore the root causes of your struggles, uncover practical solutions, build on your strengths, and create a path toward the growth and healing you deserve.
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New to Grow

$100/session

Specialties
Anxiety
Depression
Trauma and PTSD
+6
My name is Neska Garcia, I am a licensed mental health counselor in the states of NY and FLA. I have been working in the mental health field for over 12 years and have diverse background working with all ages, couples and families. I like to provide support and knowledge utilizing extensive experience in trauma focused therapy, cognitive behavioral therapy and many more modalities.
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$120/session

Authentic
Intelligent
Empowering
Specialties
Addiction / Substance Use
Serious Mental Illness / Crisis
Trauma and PTSD
+10
I’m a licensed clinical social worker and addiction specialist with approximately eleven years of experience working in both acute and community-based settings. I work from an integrative, psychodynamic, and trauma-informed orientation with individuals navigating anxiety, depression, trauma, substance use, and major life transitions. My practice is grounded in respect for autonomy and self-determination, with a foundation of unconditional positive regard and a nonjudgmental approach. I strive to create a therapeutic space that feels collaborative, safe, and attuned—particularly for those who may feel overwhelmed or underserved by traditional systems of care. I believe therapy can be both stabilizing and transformative: a place to develop and strengthen coping strategies while also exploring the deeper patterns, experiences, and relationships that shape our lives. My goal is to support each person in moving toward greater clarity, agency, and meaningful change, at a pace that feels right for them.
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$150/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Coping Skills
Trauma and PTSD
+8
I am a psychologist that is licensed in Florida and New York with 12 years of experience in the field. I have worked as a school psychologist, trauma-informed postdoctoral resident and a clinical psychologist. I have worked with clients with a wide range of concerns including depression, anxiety, executive functioning deficits, relationship difficulties, school issues, parenting struggles and career challenges. I also helped many people who have experienced trauma and/or abuse. My counseling style is empathetic and warm. I believe in treating anyone with compassion, understanding and openness and I don't believe in the stigmatization of clinical diagnoses. My approach combines cognitive-behavioral, client-centered, and integrated theory. I will tailor our treatment plan to meet your unique and specific needs. It takes bravery and initiative to take the first steps towards change. If you are ready to take those steps I am here to help guide you and provide support along your journey of self-discovery as you unlock your potential and continue to grow as a person. I look forward to working with you!
VirtualAvailable
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$140/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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$200/session

Specialties
Anxiety
Parenting
Perinatal Mental Health
+7
I’m a compassionate therapist who supports individuals and families navigating anxiety, emotional overwhelm, and life transitions. I work with clients who feel stuck in reactive patterns and want practical tools to feel calmer, more confident, and more connected in their daily lives. My goal is to help you build skills that support emotional safety and meaningful growth in your day-to-day life.
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$120/session

Direct
Warm
Specialties
Anxiety
Depression
Life Transitions
+9
I have been a practicing Mental Health Counselor/Psychotherapist for the past twenty-five years. I have been a Nationally Certified Counselor and a Certified Clinical Mental Health Counselor and in 2005, was amongst the first 100 counselors to be granted a NYS Mental Health Counselor License. I am eclectic and interactive in my approach to helping people do better with how they live their lives. In a supportive, comfortable and confidential environment, I work with each person to address immediate as well as long standing issues and concerns with a focus on understanding, exploring choices and making positive changes. During our counseling sessions, I will be gathering information, addressing any questions or concerns and discussing ways of moving forward. My specialty areas include relationship issues, anxiety, panic attacks, depression, lifestyle issues, personality issues, adjustment disorders, and family/parenting issues. My treatment approaches include Cognitive/Cognitive Behavioral, Gestalt, Interpersonal and Short-Term Solution-Focused Therapy.
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$140/session

Authentic
Warm
Specialties
Coping Skills
Life Transitions
Anxiety
+5
Hi! My name is Sarah, and I’m a Licensed Marriage and Family Therapist (LMFT). I work with individuals, couples, and families who are seeking to improve their relationships with themselves and with others. My approach is grounded in kindness, understanding, and the belief that the stories we tell ourselves can shape our experiences. Therapy with me is a safe, compassionate space where you’ll feel heard and empowered.
VirtualAvailable
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$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I’m a bilingual Licensed Clinical Social Worker providing psychotherapy in English and Spanish. My approach is warm, collaborative, and integrative, combining evidence-based practices with a space where clients can feel heard, understood, and supported without judgment. I work with adults navigating anxiety, depression, trauma, relationship concerns, grief, life transitions, identity, self-esteem, and other emotional challenges. I believe therapy should feel like a meaningful conversation rather than an evaluation, and I tailor treatment to each person’s needs, experiences, culture, and goals.
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$125/session

Specialties
Anxiety
Depression
Trauma and PTSD
I am a licensed clinical social worker providing client centered, solution focused therapy for over 25 years with an established private practice since 2005. In my practice, my goal is to provide a supportive environment which allows clients to identify and achieve their goals. In addition to my work as a therapist, I provide training and consultation services regionally and nationally on trauma informed care, adverse childhood experiences (ACEs), sexually harmful behavior, vicarious trauma and self-care.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.