Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 536 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 5/10/2026

New to Grow

$150/session

Specialties

Coping Skills
Family Conflict
Self Esteem
I hold a doctoral degree in counseling psychology from the University at Albany, with specialized training in psychodynamic therapy. Over the past 14 years, I have developed an eclectic practice, working across diverse settings that have deepened my understanding of the human condition. Through this experience, I have come to appreciate both the resilience individuals possess and the challenges they face when striving toward their goals while carrying the weight of past experiences and ingrained patterns. I recognize how daily life can sometimes feel burdensome, leading to a sense of being “stuck.” I believe the therapeutic relationship provides a supportive space to gain clarity and renewed energy, helping clients move forward and foster meaningful growth.
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New to Grow

$150/session

Specialties

Anxiety
Depression
Military/Veterans
+9
“Therapy for kids who don’t think it’s for them, parents in the thick of it, and women who are doing everything for everyone—except themselves.” Sound like you or someone you love? Well…I’ve got you covered! I’m a Licensed Clinical Social Worker specializing in preteens and teenagers navigating ADHD, anxiety, depression, trauma, anger, and the complicated space between parents and kids. Much of my experience was built inside a school-based health clinic at the middle school level. Working with students in the middle of their actual world, not just an office. That perspective shapes everything about how I work. As an elder millennial and a parent, myself, I understand the impossible math of work-life balance. The guilt of feeling stretched too thin and the fear that you’re somehow getting it wrong. You’re not failing your kid. You’re here, and that’s what matters. My approach is warm but direct, grounded in evidence-based practice and genuine connection. I meet kids where they are… not where we think they should be. I work alongside parents as partners, not critics. Because you know your child better than anyone. My job is to help you find each other again. I also have a passion of working with women of all ages who are navigating careers, life, the world we live in and all of the complexities in between. I provide a judgement free, open space to live your truth and get answers to those questions that keep you up at night. If any of this resonates, I’d love to connect.
VirtualAvailable
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New to Grow

$170/session

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome—I'm glad you're here. I’m a licensed therapist dedicated to helping individuals and couples navigate life’s challenges with greater clarity, balance, and confidence. My approach is warm, collaborative, and tailored to your unique needs. Whether you're dealing with anxiety, relationship concerns, or major life transitions, I strive to create a safe, supportive space where you feel heard, understood, and empowered to grow.
Available
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$154/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Bipolar Disorder
Depression
+10
I'm a licensed independent clinical social worker helping patients in Massachusetts (remotely) and in New York (remotely and in-person). Bio: Scott Allen Bennett, author of the best-selling The Elements of Résumé Style (second edition available now) earned a B.S. in Economics from Clark University, an M.S. in Education (specializing in Counseling and Personnel Services) from Fordham University, an M.S.W. from Silberman School of Social Work at Hunter College, and an Advanced Post-Masters Certificate in Rational Emotive and Cognitive Behavioral Therapy from Albert Ellis Institute. Bennett is a Board Certified Diplomate in Clinical Social Work, credentialed by the American Board of Examiners in Clinical Social Work. After completing two 12-month Post-MSW Fellowships awarded by the Department of Psychiatry at Yale University School of Medicine, he then joined the staff at Yale-New Haven Psychiatric Hospital. He launched in 2023 BENNETT CENTER, LLC, a practice to provide affordable, evidence-based, and engaging therapy to underserved people in NY and Massachusetts, and continues to provide remote 1:1 résumé writing consultations through writeresumesright.com to career seekers from over 100 countries.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Depression
Eating Disorders
+2
Miss Laurie Horton is a registered licensed social worker who has worked in private practice for over 27 years . Her practice includes treatment for adolescences, teenagers and adults dedicated to the specialized treatment of eating disorders and general psychiatric conditions including depressive disorders, anxiety disorders, as well as treating general family issues. Laurie uses Cognitive Behavioral Therapy (CBT) and family-based therapy to help clients move past their internal struggles and motivate them to fulfill their life goals She provides a warm, caring, non- judgmental environment, while being enthusiastic and very passionate about her work in helping her clients attain their life goals
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$100/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+1
“I’m a compassionate, client-centered therapist who works with individuals navigating anxiety, stress, and life transitions. I provide a supportive, nonjudgmental space where you can openly explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, combining practical coping strategies with deeper insight into patterns that may be holding you back. Together, we’ll focus on building resilience, increasing self-awareness, and helping you feel more confident and empowered in your daily life.”
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New to Grow

$150/session

Specialties

Anxiety
Depression
Health/Medical Issues
+10
I have been providing Psychotherapy for over ten years at a community outpatient mental health clinic working in a multicultural environment. My experience encorporates treating clients with all types of mental health disorders especializing in anxiety, depression, trauma, health and weight issues. I incorporate an eclectic model approach using techniques from cognitive behavioral therapy, dialectic behavior theory, client centered, crisis interventions, and trauma focused.
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New to Grow

$175/session

Specialties

Anxiety
Peer Relationships
Trauma and PTSD
I’m a therapist who works with teens and adults navigating anxiety, OCD, trauma, and life transitions. I support clients in making sense of overwhelming thoughts, emotions, and patterns that can feel confusing or hard to manage, so they can feel more grounded, in control, and connected to themselves. My approach blends insight-oriented therapy with practical, skills-based tools to help you better understand what’s going on internally while also giving you ways to cope day to day. I aim to create a supportive, collaborative space where meaningful and lasting change can happen over time.
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$250/session

Solution oriented
Warm

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
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$450/session

Challenging
Solution oriented

Specialties

Anger Management
Anxiety
Depression
+10
I’m a goal-oriented, solution-focused psychologist who believes in helping clients gain practical tools they can start using right away. My approach is eclectic, meaning I draw from a wide range of therapeutic techniques to tailor each session to your unique needs. I’m passionate about empowering people to better understand themselves, develop new skills, and move forward with confidence and independence.
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New to Grow

$100/session

Specialties

Anxiety
Depression
Substance Misuse
+5
I'm Robert, a licensed CBT therapist based in New York with over 20 years of experience. I work with adults navigating anxiety and depression, and various other behavioral health issues, drawing on a background that spans a wide range of settings and populations. My approach is practical and collaborative — together, we'll build real skills to help you feel better and move forward.
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$120/session

Solution oriented
Warm
Authentic

Specialties

Addiction
Anxiety
Depression
+10
Hi, I'm Jennifer, a Licensed Clinical Social Worker with almost 10 years of experience in the field of social work and behavioral health. I truly enjoy what I do and feel honored to support individuals through life's challenges. My goal is to create a safe, supportive space where my clients feel heard, understood and empowered. People seek therapy for many different reasons. Whatever brings you here, taking the first step on your therapeutic journey is a courageous one.
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Often rebooked

$90/session

Direct
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
Hi! I'm so glad you're here. I appreciate you taking time to find the right therapist for your needs. As a Licensed Clinical Social Worker, I have been practicing since 2010 providing individual and group therapy. I have a background in substance abuse counseling as well as working in several university counseling services (RPI, Vassar and Boston College). I have worked with my clients on issues such as adjustment, depression, anxiety and trauma. My approach involves CBT and Acceptance and Commitment Therapy strategies to help clients understand and cope with symptoms. By challenging thoughts, feelings and behaviors, clients learn to take new perspectives that leave the door open for healthy, positive changes. I also have a strong background in motivation enhancement and Internal family systems. My hope is that clients will find a safe and protected space to be curious about their internal emotional experience. I aim to validate and affirm as well as provide new perspectives, so that clients feel able to make meaningful change.
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Often rebooked

$150/session

Authentic
Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
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New to Grow

$185/session

Specialties

Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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$200/session

Challenging
Intelligent
Open-minded

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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$200/session

Specialties

Anxiety
Life Transitions
Postpartum
+7
Hi! I am Cheryl. I know reaching out for therapy can feel overwhelming, but I am so glad you are here. I help teens and adults figure out how to handle constant worry, big life changes, and the stress of relationships or a new baby. I also help people who are totally exhausted fix their bad sleep habits so they can finally rest. My goal is to give you a warm, judgment-free space to untangle your thoughts. If it makes you more comfortable, we can talk in English, Mandarin, or Taiwanese!
VirtualAvailable
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$150/session

Warm
Intelligent
Open-minded

Specialties

Couples Counseling
Depression
LGBTQ
+10
You may be holding it together on the outside while feeling exhausted, disconnected, or stuck. Life's responsibilities, grief, and relational strain can weigh heavily, and you don't have to navigate that alone. I work with adults, couples, and families with a focus on people of color and LGBTQ+ clients, offering a warm, grounded, and human approach. We move at your pace and focus on what matters most to you. If you're ready to make sense of your feelings, strengthen your relationships, or simply have a safe space to process, I would be honored to walk alongside you. Taking the first step can change your life!
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New to Grow

$110/session

Specialties

Addiction
Couples Counseling
Self Esteem
Therapy can feel broad and overwhelming. To simplify our approach, we'll seek acceptance and control of adversities that seem to dictate your life. Whatever stressors weigh on you, we'll troubleshoot what hasn't been working and process new tools to put in place. It is my responsibility to adapt to your preferences and ways of learning. I'll provide a space for you that can range from open discussion and exploration, to structured activities and weekly goals. Additionally, these steps are flexible and can be done in a matter of time that fits what you hope to achieve. All possible with individual, couples, and/or family therapy. Life is complex, causing us to feel overwhelmed, uncertain, and disoriented. Let therapy be your compass. I'm trained in individual psychotherapy as well as couples & family dynamics. Thus, we'll think systemically about your presenting concerns as needed, helping to reduce individual burdens that come with depression, anxiety, and other presenting problems. Having grown up in the helping field and being exposed to a variety of challenges, it is my pleasure to lend insight and support throughout your own adversities. I have helped a wide variety of clientele, including end of life care, couples on the verge of divorce, and addiction, to name a few. I look forward to the potential of working with you.
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New to Grow

$150/session

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a bilingual Spanish- and English-speaking therapist licensed to provide services to clients located in New York, New Jersey, and Florida. I am certified as an ADHD Specialist and integrate person-centered and culturally sensitive approaches in my work. With over five years of experience, I have supported clients facing a variety of emotional and life challenges. I strive to create a supportive, collaborative space where clients feel understood and empowered to build insight, develop effective coping strategies, and make meaningful, lasting changes in their lives.
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$195/session

Warm
Empowering
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hello, Thank you for reviewing my profile. Briefly; I am Licensed Naturopathic Doctor, a Licensed Professional Counselor and a Licensed Mental Health Counselor I work with adult professional women dealing with anxiety, depression, past unresolved trauma, grief, stress and relationship issues. My philosophy is that we need positive human beings in our lives, to 'see' us and bear witness to our lives. In order for us to be fully human, we need at least one supportive individual who validates the part of us that needs healing. We need meaningful experiences to help us navigate this journey called life. My training as a Naturopathic Doctor affords me a lens to also consider, incorporate and integrate diet & lifestyle practices for your overall well-being. So, if you are tired of being tired, anxious, sad, depressed and you're just going through the motions, feeling stuck in dysfunctional patterns that drain you; AND you are willing to do the work to get well, then you need skilled, compassionate support to help you get unstuck and get your life back on track, so that you can experience purposeful living. As our paths intersect her, I start with the intention that you to "prosper and be in health even as your soul prospers" 3 John 2.
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Often rebooked

$150/session

Warm
Open-minded
Empowering

Specialties

Anxiety
LGBTQ
Life Transitions
+7
“Adulting” can feel overwhelming—especially when anxiety, relationship challenges, or major life transitions are in the mix. As a Licensed Mental Health Counselor, I specialize in supporting young adults, college students, and LGBTQ+ individuals who are facing these exact struggles. Whether you are feeling stuck, anxious, or unsure of your next steps, you are not alone—and you do not have to figure it out by yourself. My approach is collaborative and tailored to your unique needs. I do not believe in one-size-fits-all therapy or positioning myself as the expert with all the answers.
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New to Grow

$120/session

Specialties

LGBTQ
Racism
Women's Issues
+5
I'm a licensed mental health counselor and experienced psychedelic guide with over 300 hours of Ketamine-Assisted Psychotherapy (KAP) conducted. I bring a blend of cultural heritage and clinical expertise to my work. I'm committed to social justice and strive to eliminate barriers to mental wellness services for historically marginalized communities. I support my clients with compassion and a collaborative approach.
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Often rebooked

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I am a driven and creative individual. I am a psychotherapist and a professional cellist. Having two careers side by side gives me a unique perspective and ability to connect with people in the therapy setting. I am a problem solver and I enjoy doing so in a collaborative manner. I try to foster a space where constant learning and growth is happening. I especially love being a safe person and providing a safe environment for people to practice new skills with. I believe that if I'm going to teach something new to someone that it's best if I am practiced at it as well. I enjoy trying things together and am not afraid to think on my feet and be spontaneous in sessions. To me therapy should be like taking vitamins; a regular part of your health routine. Even therapists go to therapy (at least they should!).
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New to Grow

$130/session

Specialties

Depression
Anxiety
I am a dedicated therapist with several years of clinical experience supporting individuals in their personal growth and healing. My own experience in therapy has deeply shaped my approach, helping me better understand vulnerability, resilience, and the change process. This lived insight allows me to show up with empathy, authenticity, and a genuine commitment to supporting meaningful, lasting growth in my clients.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.