Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 555 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/25/2026

$125/session

Specialties
Anxiety
Couples Counseling
Depression
+4
I am a compassionate and dedicated mental health counselor committed to helping individuals navigate life’s challenges while building resilience, clarity, and emotional well-being. I believe that seeking support is a courageous step, and I strive to create a safe, supportive, and nonjudgmental space where clients feel heard, respected, and understood. My goal is to help individuals explore their experiences, process difficult emotions, and develop meaningful strategies for growth and healing. My therapeutic approach is collaborative and client-centered, grounded in evidence-based practices such as Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT). I work with clients to understand the connection between thoughts, emotions, and behaviors while helping them build practical coping skills to manage stress, regulate emotions, and improve relationships. I believe therapy should not only offer insight but also provide tools that clients can use in their everyday lives. I have a strong interest in supporting individuals who are navigating trauma, stress, and major life transitions. Many of the people I work with feel overwhelmed, stuck, or unsure about how to move forward. Together, we work to identify patterns that may be contributing to distress while strengthening self-awareness, confidence, and healthy coping strategies. I am particularly passionate about supporting individuals who have spent much of their lives being strong for others. Therapy can be a place where those burdens are acknowledged and explored without judgment. My goal is to empower clients to better understand themselves, develop resilience, and move toward a life that feels more balanced, purposeful, and aligned with their values.
VirtualAvailable
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$165/session

Direct
Warm
Specialties
Anxiety
Burnout
Life Transitions
+4
Whether you're a parent navigating the challenges of raising children, a young adult finding your footing, a high achieving experiencing nervous system dysregulation or a family seeking stronger connections — there's a place for you here. Life has a way of pulling us in every direction — but healing often starts by turning inward. I bring both compassion and energy to every session, creating a space where you feel safe, seen, and supported. Whether you're navigating everyday stress or life's bigger challenges, I'm here to help you find your footing and reconnect with your own strength.
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$120/session

Authentic
Intelligent
Specialties
Anxiety
Depression
Emotional Regulation
+5
Reaching out takes courage, and you’ve already taken the first step. You may be carrying anxiety, stress, or a sense that life isn’t quite where you want it to be. You may be standing at a crossroads and unsure which way to turn. In our work together, you’ll find a calm, supportive space rooted in compassionate awareness, where you can slow down, understand yourself more deeply, and move forward with clarity and confidence.
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New to Grow

$150/session

Specialties
Anxiety
Learning / School Challenges
Trauma and PTSD
+9
Hi, I'm Alexa! I am a Licensed Clinical Social Worker committed to creating a warm and welcoming environment where you can feel comfortable being yourself. I understand that beginning therapy can feel overwhelming, so developing a genuine connection and ensuring you feel heard and understood are important parts of my work. I have experience working with children, adolescents, young adults, and families across school-based, outpatient, and inpatient settings. My clinical experience includes supporting individuals with anxiety, emotional regulation, self-esteem, stress, family and relationship dynamics, school-related concerns, and life transitions. I am also trained in Child-Parent Psychotherapy (CPP), a relationship-based, trauma-informed approach that has strengthened my experience supporting children and caregivers who have experienced trauma, significant stress, or disruptions in their relationships and sense of safety. My approach is collaborative, strengths-based, and individualized to your needs. Together, we will identify what is most important to you, explore the challenges bringing you to therapy, and develop practical strategies to help you work toward meaningful and realistic goals. Whether you are feeling overwhelmed, going through a difficult season, struggling with anxiety or self-confidence, or simply looking to better understand yourself, I will meet you where you are and support you in taking meaningful steps toward healing and growth.
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New to Grow

$100/session

Specialties
Anxiety
Depression
Trauma and PTSD
+6
My name is Neska Garcia, I am a licensed mental health counselor in the states of NY and FLA. I have been working in the mental health field for over 12 years and have diverse background working with all ages, couples and families. I like to provide support and knowledge utilizing extensive experience in trauma focused therapy, cognitive behavioral therapy and many more modalities.
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$50/session

Warm
Authentic
Open-minded
Specialties
ADHD
Anxiety
Life Transitions
+10
Hello, I'm Tegan! I’m a clinical psychologist living in Virginia with my husband, three children, and two labradors. Thanks for checking out my profile. Below you'll find a bit about my work experience and how it shapes what I do in sessions: Throughout my career, I’ve had the opportunity to work in a variety of settings, including community mental health centers, schools, Probate and Family Court, and private practice. Working in these different environments has helped me understand the bigger picture of how family, school, and other systems can affect a person’s well-being. I enjoy working with people of all ages, but I have a particular interest in working with infants and young children. Being a parent myself has given me a deeper understanding of the challenges and joys that come with raising children, and it helps me connect with both kids and their parents. I also have experience conducting psychological evaluations, which has given me a strong understanding of the testing process, learning disabilities, and the Special Education system. My experience conducting Autism evaluations has also helped me better understand and support neurodivergent individuals and appreciate the different ways people experience the world. Most importantly, I try to meet each person where they are and understand them in the context of their family, relationships, and everyday life.
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$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
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$175/session

Warm
Intelligent
Empowering
Specialties
Anxiety
Attachment Issues
Self Esteem
+5
Hello, I'm Cassandra David, an LCSW with over seven years of experience working with high-achieving adults. I specialize in anxiety, self-worth concerns, self-abandonment, people-pleasing, attachment patterns, and the impact of family and cultural expectations. I often work with clients who have been in therapy before and understand the “why,” but are ready to figure out what to do differently.
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$150/session

Authentic
Warm
Specialties
Anxiety
Career Counseling
Depression
+3
A compassionate counselor focusing on self understanding and self love. I would like to meet clients where they are right now, and find a way to move forward. Also focus on progress, and be flexible in adjusting the course of action so that I can build the treatment journey with clients. Help clients to take back the control of their lives.
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$150/session

Specialties
Anxiety
Depression
Substance Misuse
+7
I am Gordon Shearer an LCSW located in NY and have been a psychotherapist for 10 years. I love my work and enjoy meeting and working with individuals who are interested and committed to making their lives better in some meaningful way. I believe support is crucial to developing the therapeutic relationship and want to do best for my clients.
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$150/session

Authentic
Challenging
Empowering
Specialties
Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable
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$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
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$150/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable
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$130/session

Authentic
Intelligent
Solution oriented
Specialties
Anxiety
Depression
School Issues
+6
Do you feel overwhelmed, anxious, or emotionally drained trying to keep up with life’s demands? Maybe you’re navigating a difficult relationship, a life transition, or feeling like you’ve lost a sense of yourself. If you’ve been wondering whether things can feel better—you’re not alone. I’m a bilingual (English/Spanish) therapist working with children, adolescents, and adults. I provide a safe, supportive, and culturally responsive space where you can feel heard and understood. Together, we’ll explore what’s holding you back, build coping strategies, and help you regain a sense of clarity and control.
Available
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$130/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable
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$200/session

Specialties
Anxiety
Parenting
Perinatal Mental Health
+7
I’m a compassionate therapist who supports individuals and families navigating anxiety, emotional overwhelm, and life transitions. I work with clients who feel stuck in reactive patterns and want practical tools to feel calmer, more confident, and more connected in their daily lives. My goal is to help you build skills that support emotional safety and meaningful growth in your day-to-day life.
VirtualAvailable
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$85/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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$125/session

Authentic
Empowering
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
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$150/session

Warm
Empowering
Solution oriented
Specialties
Anxiety
Depression
Eating Disorders
+10
I am licensed psychotherapist based out of Florida. I am deeply committed to helping individuals navigate life’s challenges with clarity, resilience, and confidence. With years of experience in the field, I specialize in working with adults struggling with anxiety, depression, trauma, relationship issues, and life transitions. My approach is rooted in evidence-based techniques, tailored to fit each client’s unique needs, so you feel heard, understood, and empowered. I believe therapy should be a safe, nonjudgmental space where you can explore your thoughts and emotions freely. My style is warm, collaborative, and goal-oriented, blending cognitive-behavioral therapy (CBT), mindfulness techniques, and trauma-informed care to foster lasting change. Whether you’re feeling stuck, overwhelmed, or seeking deeper self-awareness, I provide the tools and support to help you move forward with confidence. Choosing the right therapist is a deeply personal decision, and I prioritize creating a genuine connection with my clients. Together, we will work towards meaningful growth and a greater sense of well-being. If you're ready to take the first step toward a healthier, more fulfilling life, I invite you to reach out and begin your journey today.
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$140/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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$160/session

Intelligent
Solution oriented
Specialties
Coping Skills
Women's Issues
Hello! I am an LCSW with over 30 years of experience working with adults, children and families. My experience has primarily been in outpatient and intensive outpatient mental health treatment. My goal is to help my clients work toward more peace and confidence as they navigate the challenges of life. My experience is that most people know how they can improve their mood/meet their goals, but need someone to help shine a light on the path forward.
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$150/session

Empowering
Warm
Authentic
Specialties
Anxiety
Career Counseling
Self Esteem
+3
You are capable, possibly the most capable person in the room, and yet something keeps getting in the way. Maybe it is the anxiety that follows you into meetings, a career crossroads you cannot seem to resolve, or a voice in your head that is harder on you than anyone else. You do not need someone to tell you what to do. You need a space to get clear, a direct approach that respects your intelligence, and tools that actually work. With 20 years of experience, I help high-functioning adults close the gap between where they are and who they know they can be. If you are feeling stuck, disconnected, or worn down by patterns you cannot seem to break, you are not alone and you are not without options. Whether you are navigating anxiety, depression, life transitions, or a loss of confidence, I create a judgment-free space where honesty meets action. My approach is warm but direct. We will not just talk about change, we will build it through practical strategies, deeper self-awareness, and a growing ability to trust yourself again.
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$185/session

Empowering
Warm
Authentic
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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$140/session

Authentic
Warm
Specialties
Coping Skills
Life Transitions
Anxiety
+5
Hi! My name is Sarah, and I’m a Licensed Marriage and Family Therapist (LMFT). I work with individuals, couples, and families who are seeking to improve their relationships with themselves and with others. My approach is grounded in kindness, understanding, and the belief that the stories we tell ourselves can shape our experiences. Therapy with me is a safe, compassionate space where you’ll feel heard and empowered.
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$120/session

Solution oriented
Warm
Specialties
Anxiety
Family Therapy
Self Esteem
+8
I am a Licensed Mental Health Counselor (LMHC) in New York State and have provided mental health counseling for over 38 years to people of all ages. I worked as a school counselor for 32 years at the Kenton UFSD, a suburban school district just north of Buffalo, NY. I also provide family and couples counseling at the KenTon Family Support Center. Many people feel stuck at times but do not know how to make changes to allow them to enjoy their lives to the fullest. My approach to counseling incorporates a few styles of therapy to help clients clarify goals, understand their own behaviors and self-talk, and take charge of their future. Clinical areas of treatment include anxiety, depression, ADHD, relationships, stress management, conflict resolution, work and career issues, grief & loss, and anger management. I strongly believe in the dignity and worth of people and am dedicated to helping people find a productive healthy path.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.