Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 617 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 7/9/2026

$115/session

Authentic
Warm
Empowering

Specialties

ADHD
Anxiety
Life Transitions
+4
I am a compassionate and experienced clinical social worker dedicated to helping people move through life's most difficult seasons with greater confidence, clarity, and self-compassion. I bring a diverse and grounded clinical background spanning private practice, school based settings, clinic supervision and forensic and medical social work. This range of experience has deepened my ability to work with adults, adolescents, and children across a wide spectrum of life circumstances, including trauma, family stress and systemic challenges. I work collaboratively with adults, adolescents, and children navigating anxiety, ADHD, depression, life transitions and self-esteem challenges. I primarily work with adults and women and drawing on my background across multiple clinical settings, I bring a deep understanding of how emotional and behavioral challenges show up across the lifespan and in the context of complex life circumstances. My approach is eclectic and integrative, drawing on evidence-based modalities including CBT, ACT, mindfulness, and solution-focused techniques, always tailored to meet the unique needs of each person I work with. My work is trauma-informed, strengths based, and culturally responsive. I believe you are more than your struggles, and my goal is to help you reconnect with your own capacity to heal and grow.
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$150/session

Direct
Intelligent

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
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New to Grow

$125/session

Specialties

Anxiety
Depression
Life Transitions
+10
Seeking therapy takes courage, and finding the right therapist is an important first step. As a Licensed Mental Health Counselor, I provide a warm, supportive, and person-centered environment where you can feel heard, understood, and respected. I work with adults experiencing anxiety, depression, life transitions, professional burnout, and career-related challenges. I also support clients navigating LGBTQ+ and women's issues. Together, we'll explore what's holding you back, build on your strengths, and develop practical strategies that help you move toward a more balanced and fulfilling life.
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New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
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$200/session

Intelligent
Warm
Authentic

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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New to Grow

$100/session

Solution oriented
Direct
Intelligent

Specialties

ADHD
Couples Counseling
Women's Issues
+8
I am a Licensed Mental Health Counselor with over a decade of experience helping adults, couples, and families navigate life's challenges. My approach is warm, collaborative, and practical—I strive to create a space where clients feel genuinely understood, supported, and challenged to grow. As someone who has personally navigated major life transitions, including divorce, career changes, parenting, and rebuilding after difficult seasons, I understand that healing and growth are rarely linear. I combine evidence-based approaches such as CBT, DBT, attachment-based therapy, and Gottman Method Couples Therapy with empathy, humor, and real-world problem-solving. I work particularly well with high-achieving individuals who appear successful on the outside but struggle internally with anxiety, relationship challenges, self-doubt, stress, or feelings of disconnection. My goal is to help clients gain insight, develop practical skills, strengthen relationships, and create a more fulfilling and authentic life.
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$150/session

Warm
Empowering
Authentic

Specialties

Anxiety
Coping Skills
Mood Disorders
+3
I am a Licensed Clinical Social Worker (LCSW) licensed in New York and Texas, providing a supportive, nonjudgmental space where you can feel heard, understood, and empowered. As a therapist of Caribbean descent, I bring a culturally responsive lens to my work and understand the importance of identity, family, and community in the healing process. I specialize in working with individuals navigating anxiety, depression, trauma, and major life transitions. I also support clients from diverse and underserved communities, including those managing cultural expectations, generational experiences, and systemic stressors. My goal is to create a space where your full story is respected and valued. In addition to therapy, I provide immigration evaluations and approach this work with care, professionalism, and cultural sensitivity. I understand how important it is to feel safe when sharing your experiences, and I strive to ensure that process feels supportive and empowering. My approach is collaborative, strengths-based, and practical. Together, we will explore patterns, build coping strategies, and develop tools that you can apply in your everyday life. I focus on helping you gain clarity, improve emotional balance, and create lasting, meaningful change. Whether you are feeling overwhelmed, navigating a difficult transition, or simply ready to prioritize your mental health, you do not have to do it alone. I am here to support you in building the insight, confidence, and skills needed to move forward in a way that feels right for you.
VirtualAvailable
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New to Grow

$200/session

Specialties

Depression
Grief
Trauma and PTSD
+3
Hello, and welcome. I'm Andrea Jackson, a Licensed Clinical Social Worker (LICSW, LCSW) and Perinatal Mental Health Certified (PMH-C) therapist with over a decade of experience supporting individuals through life's challenges. I am licensed to provide therapy in the District of Columbia, New York, Utah, Vermont, and Virginia. My educational background includes a bachelor's degree from Syracuse University, where I double majored in Child and Family Studies and Psychology, and a Master of Social Work from the University of South Carolina. Throughout my career, I have worked across a variety of clinical settings, including perinatal behavioral health, college crisis counseling, inpatient psychiatry, and services for veterans.
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New to Grow

$250/session

Specialties

Couples Counseling
Mood Disorders
Trauma and PTSD
+10
I am a licensed practitioner with many years working in various clinical settings and private practice. I am warm and engaging and eager to get to know you and what brings you to therapy. I enjoy helping people and exploring each clients unique set of problems and circumstances. I enjoy helping people improve the quality of their relationships or ability to have them, understanding the impact of ones history and collaborating with you to use methods that work best for you.
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New to Grow

$115/session

Specialties

Addiction
Anxiety
Depression
+10
Hi, I’m Michelle. I’m passionate about helping people find balance, clarity, and resilience as they navigate life’s challenges. In my practice, I strive to create a safe, supportive space where you feel truly heard and understood. I bring a background in Mental Health Counseling and experience working with individuals facing stress, anxiety, life transitions, and personal growth. I believe that mental well-being is a journey, and I’m here to walk alongside you with compassion, respect, and encouragement every step of the way.
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$125/session

Open-minded
Warm
Authentic

Specialties

Anger Management
Anxiety
Depression
+10
If you're feeling overwhelmed by life’s transitions or struggling to find your footing, I want you to know you don’t have to navigate it alone. I’m Brandi McDonald, a Licensed Clinical Social Worker (LCSW) dedicated to helping children, teens, and adults build the resilience they need for lasting change. In our sessions, I combine evidence-based methods with a warm, flexible approach tailored to your unique story. Whether you are managing anxiety, navigating school stressors, or working through relationship challenges, we will create a respectful space where you feel truly seen and heard. Together, we’ll turn insight into action—building your confidence and clarity one step at a time.
VirtualAvailable
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$150/session

Authentic
Intelligent
Open-minded

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
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$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable
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$150/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Depression
Domestic Violence
I am a psychotherapist who has been in the field for over 20 years. I thrive on helping my clients reduce their anxiety and increase their sense of worth. I love working with clients who are ready to commit to the healing journey. Therapy is a partnership and it is most affective when clients are open to putting in the work.
VirtualAvailable
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New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
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New to Grow

$125/session

Specialties

Anxiety
Depression
Foster Care/Adoption
+10
Hi, I'm Key Hammonds, LCSW and yes, I'm the therapist who will make you laugh and help you breakthrough in the same session. I'm a NYC native, a mom, a community member, and a Licensed Clinician with over 18 years of experience. I earned my Master's in Social Work from NYU, but honestly some of my most important education has come from living life, navigating motherhood, doing my own healing work and overcoming adversity. This taught me resilience isn't just a buzzword, it's a practice. I practice what I preach. I believe deeply in therapy not as a last resort, but as an everyday act of self-care and courage. I will show up for you with honesty, humor, warmth, and zero judgment.
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New to Grow

$150/session

Specialties

LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hi, I’m Samantha, a sex therapist who believes conversations about sex, intimacy, and relationships shouldn’t feel clinical or shame-filled. I show up as a real, grounded human and create a space where people can talk openly, awkwardly, honestly, and without judgment about the things they usually keep to themselves. I work with concerns like desire differences, low libido, sexual anxiety or shame, communication struggles, intimacy concerns, and feeling disconnected in relationships.
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$120/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Grief
Substance Misuse
+3
Hello, and welcome. I’m a Licensed Clinical Social Worker (LCSW) based in New York with over 20 years of experience helping individuals navigate life’s challenges and improve their emotional well-being. I earned my Master of Social Work from Stony Brook University and have spent my career supporting people through difficult periods while helping them build healthier, more fulfilling lives. Many people seek therapy when they feel overwhelmed, stuck, or emotionally drained. You may be struggling with anxiety, depression, trauma, relationship challenges, or a major life transition that feels difficult to manage on your own. My goal is to provide a safe, supportive, and non-judgmental space where you can openly explore your experiences, gain clarity, and begin moving toward healing and growth. My approach to therapy is compassionate, collaborative, and practical. I work closely with my clients to help them better understand their thoughts, emotions, and patterns, while developing effective coping strategies that support lasting change. Together, we focus on building resilience, strengthening self-awareness, and creating healthier ways to navigate life’s challenges. Throughout my career, I have had the privilege of working with individuals from diverse cultural, social, and professional backgrounds. I am committed to providing culturally sensitive care and creating an environment where every client feels respected, valued, and understood. Taking the first step toward therapy can feel difficult, but you don’t have to face life’s challenges alone. If you’re ready to invest in your mental health and personal growth, I would be honored to support you on your journey.
VirtualAvailable
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New to Grow

$100/session

Specialties

First Responders/Healthcare Workers
Serious Mental Illness
Trauma and PTSD
+3
I am a licensed clinical social worker and having been working in the mental health field for approximately five years, in a variety of settings. For the last four years, I have been doing community-based crisis work and strive to meet my clients where they are at and find solutions to best support them. I received my MSW at Boston College and have been working in the Capital Region of NY for the past six years. I look forward to welcoming you to therapy and congratulations on taking a meaningful step towards your future!
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New to Grow

$200/session

Specialties

Anxiety
Depression
Life Transitions
+10
Welcome. I’m glad you’re here. I work with adults and couples who may feel disconnected from themselves, their relationships, or the life they imagined for themselves. Many of my clients come to therapy feeling anxious, overwhelmed, lonely, or stuck in recurring patterns they can’t quite make sense of. Others are navigating life transitions, relationship challenges, questions about identity, or the emotional impact of past experiences. My approach is warm, collaborative, and grounded in the belief that meaningful change happens through understanding rather than judgment. I primarily work from a relational and psychodynamic perspective, exploring how past experiences, attachment relationships, and emotional patterns continue to shape the present. I also integrate Emotionally Focused Therapy (EFT), attachment-based work, CBT, and trauma-informed care, helping clients not only gain insight but also develop practical ways of responding to life’s challenges. I believe therapy is about more than reducing symptoms. It’s an opportunity to better understand yourself, make sense of your emotional world, and build deeper, more fulfilling relationships with others. Together, we’ll create a space where you can slow down, explore your experiences with curiosity, and work through life’s complexities without feeling rushed toward simple answers. Whether you’re seeking support as an individual or as part of a couple, my goal is to walk alongside you with empathy, honesty, and respect. Therapy doesn’t require you to have everything figured out before you begin. Sometimes the hardest part is simply reaching out, and from there, we can begin making sense of what feels difficult and move toward a life that feels more connected, authentic, and meaningful.
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New to Grow

$150/session

Specialties

ADHD
Chronic Illness
LGBTQ
+10
I’m a clinical social worker with nine years of experience supporting queer communities, college students, neurodiverse individuals, and people living with chronic mental health and medical conditions. I’ve worked with clients navigating OCD, anxiety, LGBTQ+ identity, and complex family or relationship dynamics. Therapy with me is insight-oriented and relational, with a focus on understanding how past experiences continue to shape current patterns, emotions, and relationships.
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$175/session

Specialties

Bipolar Disorder
Mood Disorders
Trauma and PTSD
Hi, I'm Maria and I've been a therapist for 6 years. I have seen a variety of clients from different backgrounds and with presenting problems. I am also a trauma specialist and work most with individuals with inter-generational trauma. I am also multi-culturally competent and a LGBT+ ally. I will do my best to tailor a treatment plan to your needs and personality.
VirtualAvailable
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$120/session

Authentic
Direct

Specialties

Anxiety
Depression
Life Transitions
+10
I am warm, collaborative, and non-judgmental, and I strive to create a space where clients feel comfortable being their authentic selves. I believe that therapy works best when it feels safe, supportive, and grounded in genuine human connection. My goal is to meet you where you are, listen deeply, and help you move toward the changes you want in your life. I work with adults navigating anxiety, depression, stress, and life transitions. Whether you are feeling overwhelmed, stuck, or simply looking for support and clarity, I aim to help you better understand your patterns, strengthen coping skills, and build practical tools that support lasting, meaningful change. My approach is practical and goal-oriented while still being compassionate and flexible. I often incorporate strategies from Cognitive Behavioral Therapy (CBT), Dialectic Behavioral Therapy (DBT), Solution-Focused Therapy, and mindfulness-based practices. I am also a certified yoga teacher, and I value the connection between mind and body, often integrating mindfulness and self-awareness techniques into the work we do together. I strive to make therapy feel approachable and collaborative, whether you are seeking short-term, solution-focused support or a space to explore deeper patterns and growth.
VirtualAvailable
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$120/session

Direct
Empowering
Open-minded

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I'm Genevieve, a Licensed Clinical Social Worker (LCSW) dedicated to helping adults navigate life's challenges with compassion and support. Whether you're struggling with anxiety, depression, trauma, stress, relationship difficulties, or major life transitions, I provide a safe, nonjudgmental space where you can feel heard, understood, and supported. I believe that therapy is a collaborative process. Together, we'll explore the thoughts, emotions, and experiences that may be keeping you stuck while building practical tools to help you cope more effectively and move forward with confidence. My approach is personalized to your unique needs and draws from evidence-based practices including Cognitive Behavioral Therapy (CBT), mindfulness, strengths-based therapy, trauma-informed care, and solution-focused techniques. My goal is to help you develop greater self-awareness, strengthen resilience, improve emotional well-being, and create meaningful, lasting change. I am committed to ongoing professional growth and continually seek advanced training to provide the highest quality care to my clients. Taking the first step toward therapy can feel overwhelming, but you don't have to do it alone. I look forward to supporting you on your journey toward healing, growth, and a more balanced life.
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New to Grow

$100/session

Authentic
Open-minded

Specialties

Anxiety
Coping Skills
Depression
+9
My name is Jen, and I'm a licensed clinical therapist. I work with children, teens, and adults who are facing an array of social/emotional difficulties. I know life can feel overwhelming at times, and you don't have to figure it all out on your own. I offer a warm, nonjudgmental space where we will talk through strengths and challenges while discussing practical ways to help you feel better. We'll work collaboratively to explore various skills that will empower you in your day-to-day life. My approach to therapy is warm, supportive, and down-to-earth. I strive to create a space where you feel safe, understood, and comfortable being yourself. I use tools from CBT, DBT, and trauma-informed care, while always tailoring our work to what feels most helpful for you.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.