Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 548 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/29/2026

New to Grow

$100/session

Specialties
Addiction / Substance Use
Anxiety
Life Transitions
I am a licensed psychologist who has worked with people in a variety of healthcare environments for the past few years. I believe in creating a safe space and developing a therapeutic alliance through authenticity while always staying client focused. My approach is direct, but I am compassionate, non-judgmental, and empathetic. I believe everyone has the capacity to self-actualize when given the right therapeutic tools and the supports they need.
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$100/session

Empowering
Authentic
Direct
Specialties
Anxiety
Eating Disorders
Family Conflict
+9
Hi, I’m Marissa Andris (Davitt), LMHC — a therapist and coach who helps women move from overwhelm and self-doubt into clarity, steadiness, and meaningful change. I support clients who feel stretched thin, stuck in old patterns, or disconnected from the version of themselves they want to be. Many of the women I work with are managing anxiety, perfectionism, emotional eating, or burnout, and are craving a calmer, more grounded way of living. They’re often high-functioning on the outside but wrestling with exhaustion, shame, or feeling “not enough” on the inside. My approach blends evidence-based therapy with action-oriented coaching, mindfulness, and a mind-body lens. You’ll find that our work is compassionate and grounding, but also focused on change, movement and building habits that support your emotional and physical wellbeing. I use CBT, ACT, and solution-focused tools alongside a person-centered relationship—so you feel both supported and encouraged to take meaningful steps forward. Clients describe me as warm, direct, and deeply invested in their growth. Together, we create a space where you can slow down, understand what’s getting in the way, and begin making choices aligned with who you want to be. If you’re ready for a clear path, steady support, and an approach that honors both your humanity and your goals, I’d be honored to work with you.
VirtualAvailable
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$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+2
Hi, I’m Jennifer, a Licensed Clinical Social Worker and Certified Grief Educator. I work primarily with women and mothers who have spent much of their lives being strong for everyone else while carrying trauma, grief, family conflict, or painful relationship experiences. I support clients who may appear to be functioning well on the outside but privately struggle with anxiety, guilt, self-doubt, overthinking, difficulty setting boundaries, or feeling disconnected from themselves. I provide virtual therapy to clients throughout New York.
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$90/session

Warm
Authentic
Empowering
Specialties
Anxiety
Attachment Issues
Depression
+10
There is a moment in every person’s story when something says, “I can’t keep doing this the same way.” That moment matters. It may be quiet, messy, unexpected, or long overdue—but it can also be the beginning of something different. After more than 20 years in behavioral health and over 11 years as a clinician, I’ve learned that therapy is not about having all the answers. It’s about having a place to stop, breathe, tell the truth about where you are, and discover where you want to go next.
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Often rebooked

$100/session

Humorous
Authentic
Solution oriented
Specialties
Anxiety
Depression
Suicidal Ideation
+8
I have been a social worker for over 25 years in multiple settings. I have worked with young children, foster care, the court systems, residential treatment for adolescents, adults mandated to treatment due to forensic concerns, depression, anxiety, trauma, compulsions and sleep issues. I have worked with adults of all ages and people who have gone through many different life challenges. As long as you are looking for telehealth services, I am happy to support you. I currently work for NYS monitoring services for adults mandated to treatment due to having serious mental health concerns. Through telehealth, I am given the opportunity to work directly with people to help them on their journey towards a happier life. I find it truly rewarding to meet each and every person that would like services. I engage in person centered therapy to support you with your goals. Treatment is not just learning a new coping strategy. It is about self-discovery and learning to think and feel about your life in a healthier way.
VirtualAvailable
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$125/session

Authentic
Intelligent
Solution oriented
Specialties
ADHD
Self Esteem
Trauma and PTSD
+10
Do you often feel that you are not good enough or that other people don't value/respect you? Do you experience sadness, loneliness, guilt or fear? Are you overwhelmed by daily tasks? Have you turned to self-defeating means (addictions, withdrawing, self-abuse, abusive relationships, etc) to cope with these feelings? If so, you are not alone. There is a good chance that the sense of "something missing" you feel comes from childhood issues. Others with these concerns benefit from therapy everyday. Please let me help. I believe that therapy can produce healthy changes. I love being a therapist and understand the risk involved in taking the first steps toward getting help. Contact me today to begin your journey toward a satisfying life! While I am happy to address relationship issues, I do not provide couples therapy. I also do not treat eating disorders.
VirtualAvailable
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$120/session

Authentic
Intelligent
Specialties
Anxiety
Depression
Emotional Regulation
+5
Reaching out takes courage, and you’ve already taken the first step. You may be carrying anxiety, stress, or a sense that life isn’t quite where you want it to be. You may be standing at a crossroads and unsure which way to turn. In our work together, you’ll find a calm, supportive space rooted in compassionate awareness, where you can slow down, understand yourself more deeply, and move forward with clarity and confidence.
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Often rebooked

$175/session

Empowering
Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Trauma and PTSD
+1
I believe meaningful healing begins when you feel genuinely seen, heard, and understood—without judgment or pressure to be anyone other than yourself. I work with individuals who may feel overwhelmed, misunderstood, stuck in familiar patterns, or as though they are constantly trying to navigate a world that was not designed with their needs in mind. This may include living with the effects of trauma, the daily “static” of ADHD, persistent anxiety, depression, relationship difficulties, or emotional exhaustion. I am a Certified Clinical Trauma Professional (CCTP), Certified Clinical Anxiety Treatment Professional (CCATP), and ADHD-Certified Clinical Services Provider (ADHD-CCSP). I also hold diagnostic privilege and have experience providing clinical supervision to Limited Permit clinicians working toward completion of their required hours. My approach is compassionate, collaborative, and individualized. I believe in meeting you where you are while also helping you move toward where you would like to be. Together, we may focus on developing practical coping tools, understanding emotional and behavioral patterns, strengthening relationships, processing difficult experiences, and creating changes that feel realistic and meaningful for your life.
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Often rebooked

$150/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Trauma and PTSD
+7
I’m Stephanie, a warm, honest therapist with 11 years of experience. I help teens and adults with anxiety, depression, grief, trauma, relationships, stress, substance use, and food or body concerns. I meet you where you are, listen without judgment, build on your strengths, and shape therapy around your needs, goals, comfort, values, and pace. Together, we’ll create practical steps toward lasting and meaningful change.
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$175/session

Empowering
Authentic
Direct
Specialties
ADHD
Anxiety
Depression
+11
If you want someone to hold you accountable, being direct and honest and the mirror to help see yourself clearly....then you found the right therapist. I am not the type of therapist to take your time and money, if you don't do the work. Therapy is work and there's "homework," in the time we don't see eachother to self reflect on. If you are ready for change, then let's meet to see if we are a fit!
VirtualAvailable
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$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable
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$125/session

Authentic
Warm
Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
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$120/session

Intelligent
Direct
Warm
Specialties
Attachment Issues
Self Esteem
Spirituality
+8
I’m a Licensed Marriage and Family Therapist, an artist, and the Clinical and Creative Director of Healing Minds and Hearts. I create thoughtful, collaborative spaces where people can be their whole selves, tell the truth about what they are carrying, and reconnect with themselves and others. I support individuals, couples, families, and communities navigating identity, relationships, faith, life transitions, trauma, and the impact of past experiences and systems. Together, we explore who you are, what you need, and how you want to grow. Healing Minds and Hearts supports emotional, relational, spiritual, and creative healing. My hope is to create a space where you feel seen, respected, empowered, and supported.
Available
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$120/session

Intelligent
Authentic
Direct
Specialties
Addiction / Substance Use
Serious Mental Illness / Crisis
Trauma and PTSD
+10
I’m a licensed clinical social worker and addiction specialist with approximately eleven years of experience working in both acute and community-based settings. I work from an integrative, psychodynamic, and trauma-informed orientation with individuals navigating anxiety, depression, trauma, substance use, and major life transitions. My practice is grounded in respect for autonomy and self-determination, with a foundation of unconditional positive regard and a nonjudgmental approach. I strive to create a therapeutic space that feels collaborative, safe, and attuned—particularly for those who may feel overwhelmed or underserved by traditional systems of care. I believe therapy can be both stabilizing and transformative: a place to develop and strengthen coping strategies while also exploring the deeper patterns, experiences, and relationships that shape our lives. My goal is to support each person in moving toward greater clarity, agency, and meaningful change, at a pace that feels right for them.
Available
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$125/session

Authentic
Empowering
Solution oriented
Specialties
Attachment Issues
Family Conflict
Loneliness / Isolation
+10
I am a compassionate, experienced therapist who believes that every person has the capacity to heal, grow, and create meaningful adjustments. In my practice, I provide a safe, supportive, and nonjudgemental environment where people can explore their thoughts, emotions, relationships, and life experiences. My approach is collaborative and individualized, drawing from Attachment-Based Therapy, CBT, Faith-Based Therapy, Interpersonal Therapy, Mindfulness-Based Therapy, Narrative Therapy which will allow people to develop greater self-awareness, resilience, and hope for the future.
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$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
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$150/session

Authentic
Warm
Open-minded
Specialties
Addiction
LGBTQ
ADHD
+8
Hello, my name is Ricardo Guzman, LCSW. I identify as openly gay and was born in Honduras, but have also lived in Hong Kong, China; St. Paul, MN; and New York City. What inspired me to become a therapist were my own struggles with Coming-out of the closet, experiencing anxiety and depression, having my first heartbreak, as well as dealing with addiction (I am Sober), so I've been there myself. Therapy has helped me find healing in my own life and I know it can do the same to you. I will help you get back to self-love and acceptance.
VirtualAvailable
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$85/session

Empowering
Authentic
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
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$185/session

Empowering
Warm
Authentic
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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New to Grow

$150/session

Specialties
Couples Counseling
Family Conflict
Career Counseling
+1
I am a caring, empathetic and attentive therapist who values creating a safe place and supportive environment where individuals feel heard, understood and respected. I am a great listener and problem solver with a Family Systems, EFT, and Solution Focused approach. I support clients in navigating challenges to work toward meaningful change. I have a strong ability to recognize patterns, identify underlying causes contributing to presenting concerns and help clients develop practical strategies for moving forward, I am compassionate and committed to each individual's growth and remain focused on supporting clients in building the insight and confidence and skills needed to create lasting change.
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$150/session

Authentic
Warm
Specialties
Anxiety
Career Counseling
Depression
+3
A compassionate counselor focusing on self understanding and self love. I would like to meet clients where they are right now, and find a way to move forward. Also focus on progress, and be flexible in adjusting the course of action so that I can build the treatment journey with clients. Help clients to take back the control of their lives.
VirtualAvailable
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New to Grow

$160/session

Specialties
ADHD
Anxiety
Child or Adolescent
+3
People often describe me as warm, thoughtful, and easy to talk to. As a therapist, I bring genuine curiosity, compassion, and a deep respect for each person's unique story. As a Korean American immigrant, I understand firsthand how culture, family values, identity, and belonging can influence our emotional experiences and relationships. I am committed to providing culturally responsive care and creating a space where clients can openly explore the parts of themselves that may feel misunderstood, conflicted, or overlooked.
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$140/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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$100/session

Authentic
Direct
Solution oriented
Specialties
Anxiety
Depression
Self Esteem
+6
I’m a Black male therapist in my 30s who is passionate about helping individuals and couples navigate anxiety, relationships, identity, and life transitions. I strive to create a supportive, non-judgmental space where clients feel seen, heard, and respected. My approach is collaborative and practical, drawing from evidence-based methods like Cognitive Behavioral Therapy while honoring each person’s unique experiences, culture, and strengths. I’m a therapist who believes therapy should feel like a space where you can be honest, understood, and supported without judgment. My approach is warm, collaborative, and focused on helping clients better understand themselves while developing practical tools to navigate relationships, emotions, identity, life transitions, and personal growth. Through my practice, I work with individuals, couples, and families who may be struggling with anxiety, self-esteem, communication, relationship challenges, emotional regulation, or simply trying to figure out their next chapter. I meet each client where they are and recognize that no two people have the same story or path to healing. My goal is not to tell you who you should be, but to help you better understand who you are, what you need, and who you want to become. Therapy is a place for growth not just when life feels difficult, but also when you’re ready to build on the progress you’ve already made.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.