Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 602 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 9/17/2026

$85/session

Empowering
Authentic
Direct
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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$100/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+3
Life can sometimes feel overwhelming. You may be struggling with anxiety, depression, trauma, relationship concerns, substance use, or simply feeling like you no longer have control over your life. You may know that you want things to change but feel unsure about where to begin. That is where therapy can help. I believe therapy should be a safe space where you feel comfortable being honest about what you are experiencing without fear of judgment. My personality is warm, compassionate, understanding, and straightforward. I will meet you where you are while also encouraging you to look more closely at the thoughts, behaviors, and patterns that may be keeping you from moving forward. I am here to support you, but I also want to help you recognize your own strength and ability to create change in your life. I have extensive training in Cognitive Behavioral Therapy and Dialectical Behavior Therapy. I also use different therapeutic approaches based on who you are, what you have experienced, and what you need from therapy. I understand that therapy is not one size fits all, so our work together will be tailored to your individual needs, culture, identity, strengths, and goals. Both my personal and professional experiences have taught me that healing is not always easy or straightforward. It takes honesty, patience, self compassion, and a willingness to do the work. You do not have to have everything figured out before starting therapy. You simply need to be willing to begin. Together, we will identify what may be keeping you stuck, develop healthier ways to manage life’s challenges, and work toward the life you truly want. We will work together to help you become more intentional with your life and mindful with your healing.
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New to Grow

$175/session

Specialties
Anxiety
Burnout
Life Transitions
+10
Hello! I am a licensed professional counselor licensed in both NY & NJ with over a decade of experience working with individuals who are experiencing anxiety, burnout and relationship challenges. Therapy, to me, feels like a genuine conversation between two people. I show up as myself—curious, engaged, and thoughtful. I'll ask questions, offer new perspectives, and help you build insight and practical tools so you can feel more like yourself again.
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New to Grow

$75/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker experienced in supporting children, adolescents, adults, older adults, and families. I offer a nonjudgmental, supportive space where you can feel heard and respected. I help individuals navigating trauma, anxiety, depression, Bipolar Disorder, Schizophrenia, Schizoaffective Disorder, life transitions, stress, and relationship challenges. I also support overwhelmed parents and those transitioning from hospitalizations who want to build stability and improve their quality of life. My approach is supportive, collaborative, and tailored to you. I use evidence-based methods like CBT, Motivational Interviewing, and a strength-based perspective to help you understand patterns, build coping skills, and create meaningful change. We’ll move at a pace that feels comfortable and aligned with your goals.
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New to Grow

$125/session

Specialties
Anxiety
Parenting
Self Esteem
I’m Charlene Esquilin, LCSW, and the founder of Jireh Supportive & Therapeutic Services. I’m passionate about creating a safe, compassionate, and judgment-free space where clients feel heard, understood, and valued. I support individuals navigating anxiety, depression, relationships, life transitions, and personal growth, while helping them recognize their strengths and embrace the belief that they are enough.
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New to Grow

$110/session

Specialties
Anxiety
Burnout
Depression
I received my master's degree in mental health counseling at CUNY Brooklyn College. I have years of experience providing services for teens and adults and would love to help people who struggles with different types of issues such as depression, anxiety, relationship issues, communication issues, self-esteem issues, stress. I utilizes approaches such as CBT, Gestalt therapy, Emotionally Focused therapy, and Person Centered therapy in order to help my clients meet their needs and goals. I focus on helping my clients become aware and understand their emotions to better help provide them with a sense of control of their minds and lives.
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New to Grow

$100/session

Specialties
Anxiety
Depression
Substance Misuse
+2
I have 18 years of experience in the field and have worked with adults of all ages and youth. I have facilitated support groups in English and Spanish, including those for stress management, relaxation, creative therapy and early recovery. I treat anxiety, depression, relationship issues, and substance abuse using a range of modalities, including mindfulness, CBT, and active listening. I have worked in mental health settings, employee assistance programs and family rehabilitation centers, helping clients to reduce depression, anxiety, stress, substance abuse and and a range of other issues in order to succeed in life and at work. I came to mental health from an artistic/performing arts background as well with a strong interest in helping others to succeed and to be happy.
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New to Grow

$120/session

Specialties
Bipolar Disorder
Personality Disorders
Suicidal Ideation
+4
I am a Licensed Clinical Social Worker (LCSW) in the states of Tennessee and New York. Starting therapy can be scary but I believe healing and growth are possible. I am here to support your goals and help you achieve the best version of you! I welcome you to begin this therapeutic journey together.
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$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Grief
Obsessive-Compulsive (OCD)
+8
Hi there, my name is Jillian and I am a LMHC-D in the state of New York. Welcome to my practice! I specialize in working with adults facing anxiety/ OCD, trauma-related experiences, and grief & loss. My passion is to help you live the life you have envisioned for yourself. This may look like restructuring anxious thought patterns, setting healthy boundaries, or processing a traumatic experience. My goal is to guide you to your emotional freedom, allowing you more space for a a meaningful life.
VirtualAvailable
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$120/session

Solution oriented
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I’m a bilingual Licensed Clinical Social Worker providing psychotherapy in English and Spanish. My approach is warm, collaborative, and integrative, combining evidence-based practices with a space where clients can feel heard, understood, and supported without judgment. I work with adults navigating anxiety, depression, trauma, relationship concerns, grief, life transitions, identity, self-esteem, and other emotional challenges. I believe therapy should feel like a meaningful conversation rather than an evaluation, and I tailor treatment to each person’s needs, experiences, culture, and goals.
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$140/session

Specialties
Coping Skills
Life Transitions
Anxiety
+5
Hi! My name is Sarah, and I’m a Licensed Marriage and Family Therapist (LMFT). I work with individuals, couples, and families who are seeking to improve their relationships with themselves and with others. My approach is grounded in kindness, understanding, and the belief that the stories we tell ourselves can shape our experiences. Therapy with me is a safe, compassionate space where you’ll feel heard and empowered.
VirtualAvailable
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$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
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New to Grow

$125/session

Specialties
Anxiety
Depression
Life Transitions
+5
With nearly 30 years of experience as a social worker, I’ve had the privilege of working with people from many different backgrounds and walks of life. Throughout my career, I’ve learned that every person’s story is unique, and that feeling truly heard and understood can make a meaningful difference. My approach is client-centered, compassionate, and collaborative. I believe you are the expert on your own life, and my role is to provide a safe, supportive space where you can explore what you’re experiencing, work through challenges, and move toward the changes you want to make. My goal is for you to feel comfortable being yourself, without judgment, while we work together at a pace that feels right for you.
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$100/session

Solution oriented
Warm
Humorous
Specialties
Addiction
Couples Counseling
Women's Issues
+8
Hi, I’m Lena Meyer, a Licensed Clinical Social Worker providing telehealth therapy for adults and couples. I specialize in helping individuals navigate life transitions, relationship challenges, substance use concerns, and periods of feeling stuck or overwhelmed. My approach is strengths based, compassionate, and collaborative. I believe therapy should feel supportive, practical, and empowering; a space where you can be honest, gain insight, and build the tools needed for lasting change. Whether you're working through anxiety, relationship stress, recovery, or personal growth, I’m here to help you move forward with clarity and confidence.
VirtualAvailable
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$120/session

Authentic
Specialties
Anxiety
Life Transitions
Women's Issues
+9
I bring warmth, curiosity, and over 20 years of experience helping people navigate difficult emotions, relationships, and life transitions. My work is grounded in an integrative, trauma-informed approach, drawing from psychodynamic therapy, CBT, attachment-based work, and mindfulness-informed practices to support both insight and practical change. One of my greatest strengths is looking beyond the immediate problem to understand the patterns underneath it—how past experiences, relationships, and ways of coping may be shaping what is happening today across different stages of life. I also have a strong background in school-based settings, which has deepened my understanding of developmental challenges, academic stress, peer dynamics, and family systems. I balance compassion with honesty, creating a space where people feel deeply understood while also gently challenged to see themselves and their choices in new ways. My approach is collaborative and down-to-earth; therapy with me is not about having all the answers, but about helping you better understand yourself, trust your own voice, and create meaningful change that feels authentic to who you are.
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Often rebooked

$130/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
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$150/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Life Transitions
Spirituality
+7
Hi, I’m Marielle, a licensed therapist offering a compassionate, culturally responsive space for individuals navigating anxiety, relationship concerns, life transitions, and stress. I work with sensitivity to family dynamics, identity, and cultural experiences, including the Asian American experience, and welcome clients from all backgrounds. My approach is collaborative, trauma-informed, and strengths-based. I integrate client-centered therapy, mindfulness, and eclectic techniques to support emotional regulation, boundary-setting, and effective coping skills. Together, we’ll increase self-awareness, address unhelpful patterns, and work toward greater clarity, confidence, and emotional balance in a way that feels both supportive and practical.
VirtualAvailable
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$185/session

Authentic
Empowering
Warm
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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$150/session

Specialties
Career Counseling
Coping Skills
Sex Addiction
+10
Jamil O. Lawrence, LCSW, SIFI ,ASPI, CBT- SUDs is a dedicated and results-oriented social worker with over 10 years of experience providing transformative care to individuals, veterans, and families, facing mental health challenges. His extensive background spans to coaching, mental health counseling, program coordination, and professional training, with a particular focus on recovery-oriented care and suicide prevention. Professional Experience As Local Recovery Coordinator (LRC) at VA New Jersey Health Care, Jamil is responsible for integrating recovery-oriented practices across mental health programs. He collaborates with providers, veterans, and families to implement recovery-focused services, provide training, and improve quality of care for veterans with serious mental illness. In his concurrent role as Compact Act Program Coordinator, Jamil leads the implementation of this lifesaving initiative, ensuring veterans in crisis receive comprehensive care. He manages program operations, delivers stakeholder training, and develops policies to enhance program impact. Previously, Jamil served as a Substance Abuse Treatment Program Social Worker, delivering evidence-based therapies, including Cognitive Behavioral Therapy for Substance Use Disorders (CBT-SUDs), to veterans navigating recovery. His earlier roles include inpatient clinical social work at Mount Sinai Health Systems and behavioral health services at Bronx Community College, where he implemented short-term evidence-based treatments to support mental health and academic success.
VirtualAvailable
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New to Grow

$265/session

Solution oriented
Warm
Specialties
Addiction
Life Transitions
Women's Issues
+10
I’m a trauma‑informed mental health counselor with 15 years of experience supporting adults through life transitions, emotional overwhelm, and healing work. I specialize in helping women navigate perimenopause‑related mood changes, anxiety, depression, chronic stress, and weight‑related concerns, including bariatric surgery evaluations. I also work with individuals experiencing substance use concerns or addiction. My approach is warm, collaborative, and grounded in helping you feel understood, supported, and empowered to create meaningful change.
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New to Grow

$100/session

Specialties
Addiction
Crisis Intervention
Depression
+10
I believe that therapy is a guided process in search of your serenity. In order to foster change, it will take a collaborative effort to meet your needs. The foundation of my approach focuses on trauma that has not been dealt with, which has now manifest into undesirable behavior. I pride myself on providing you a safe space to be vulnerable, a connection that builds an alliance, an active ear so you feel heard and warm experience that will restore hope for a better tomorrow.
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$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable
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$90/session

Warm
Authentic
Solution oriented
Specialties
Life Transitions
Self Esteem
Trauma and PTSD
+10
Hello ~ my name is Tammy Piotter and I'm a Licensed Mental Health Counselor based out of New York state. I've been working in the field for 15 years and enjoy the opportunities to connect with others in a meaningful way. Coming along beside them to begin the process of creating the life they desire and deserve is my personal goal. My experience in working with individuals and groups with moderate to severe diagnoses allows me to connect with diverse others with compassion.
VirtualAvailable
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$100/session

Authentic
Open-minded
Solution oriented
Specialties
Anxiety
Depression
Self Esteem
+6
I’m a Black male therapist in my 30s who is passionate about helping individuals and couples navigate anxiety, relationships, identity, and life transitions. I strive to create a supportive, non-judgmental space where clients feel seen, heard, and respected. My approach is collaborative and practical, drawing from evidence-based methods like Cognitive Behavioral Therapy while honoring each person’s unique experiences, culture, and strengths. I’m a therapist who believes therapy should feel like a space where you can be honest, understood, and supported without judgment. My approach is warm, collaborative, and focused on helping clients better understand themselves while developing practical tools to navigate relationships, emotions, identity, life transitions, and personal growth. Through my practice, I work with individuals, couples, and families who may be struggling with anxiety, self-esteem, communication, relationship challenges, emotional regulation, or simply trying to figure out their next chapter. I meet each client where they are and recognize that no two people have the same story or path to healing. My goal is not to tell you who you should be, but to help you better understand who you are, what you need, and who you want to become. Therapy is a place for growth not just when life feels difficult, but also when you’re ready to build on the progress you’ve already made.
VirtualAvailable
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$125/session

Specialties
Anxiety
Couples Counseling
Family Conflict
+8
Hi there! Im Stephanie, a Licensed Mental Health Counselor based in New York, who is also licensed in Florida and Texas. I hold a Master's degree from CUNY John Jay College of Criminal Justice and have over 10 years of experience working with individuals and families. I specialize in helping individuals manage anxiety and anxiety. I help others navigate interpersonal conflicts, support parents through the challenges of parenting, and assist couples in strengthening their relationships.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.