Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 585 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 7/24/2026

New to Grow

$150/session

Empowering
Warm

Specialties

LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hi, I’m Samantha, a sex therapist who believes conversations about sex, intimacy, and relationships shouldn’t feel clinical or shame-filled. I show up as a real, grounded human and create a space where people can talk openly, awkwardly, honestly, and without judgment about the things they usually keep to themselves. I work with concerns like desire differences, low libido, sexual anxiety or shame, communication struggles, intimacy concerns, and feeling disconnected in relationships.
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$125/session

Authentic
Empowering
Warm

Specialties

Addiction
Anxiety
Depression
+10
Licenses & Training: I hold a Master of Science degree in Clinical Mental Health Counseling from Walden University. I hold a Master of Science degree in Health Education and Promotion from Walden University. I am currently licensed in the state of New York (LMHC) Presently, I work as a Program Director for residential treatment services for clients impacted by substance and mental health challenges. Along with my formal education, I have 23 years' experience working within various modalities, providing me with skills to utilize techniques and interventions from Cognitive Behavior Therapy, Dialectical Behavior Therapy, Cognitive Processing Therapy, Motivational Enhancement Therapy, Expressive Therapy, Solution Therapy, Couple Counseling (Effective Communication & Conflict Resolution), Grief Therapy, and Motivational Interviewing., etc. Frequently addressed issues in treatment may include anxiety, depression, post-traumatic stress disorder, abuse, life transition problems, general stressors, self-esteem issues, dysfunctional patterns of behavior, etc. I am also a member of the American Counseling Association.
VirtualAvailable
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$150/session

Authentic
Solution oriented
Intelligent

Specialties

Obsessive-Compulsive (OCD)
Self Esteem
Anger Management
+9
Hello! I'll get right to the point - these are the main issues I work with: 1. OCD, Anxiety, and PTSD/C-PTSD. i.e. rumination, overthinking, repetitive, unwanted, or intrusive thoughts, compulsions (both mental and behavioral), fantasy/maladaptive daydreaming, asking questions like "What if?" and hyperfocusing on the stuff that keeps you up at night. 2. CODEPENDENCY. i.e. inability to say no/lack of assertiveness, fear of upsetting others, taking on too much responsibility, chronic feelings of obligation, poor boundaries, toxic relationships. I often work with people who would describe themselves as disciplined, hard working, and responsible. These noble personality traits can have two pitfalls: 1) Being taken advantage of by others who constantly expect you to solve their problems; and 2) Being overly rigid, controlling, perfectionistic, and emotionally repressed to a point where it is hurting you more than anyone else. 3. PERSONALITY CONCERNS. i.e. lack of purpose/identity, failing coping skills, thinking, "No one understands me," wondering, "Is there something wrong with me?" or asking yourself, "Why is it okay when everyone else acts like this, but when I do it, it's wrong?" Do any of these describe you or your situation? If so, I'd love to meet you and talk about how we can work together to overcome your struggles. Feel free to browse through my profile and if you feel so inclined, make an appointment so we can work toward restoring balance to your world again.
VirtualAvailable
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New to Grow

$100/session

Authentic
Intelligent

Specialties

Addiction
Anxiety
Depression
+10
Hi, I’m Michelle. I’m passionate about helping people find balance, clarity, and resilience as they navigate life’s challenges. In my practice, I strive to create a safe, supportive space where you feel truly heard and understood. I bring a background in Mental Health Counseling and experience working with individuals facing stress, anxiety, life transitions, and personal growth. I believe that mental well-being is a journey, and I’m here to walk alongside you with compassion, respect, and encouragement every step of the way.
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New to Grow

$120/session

Holistic
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+7
I am Heather M. Bowman, a Licensed Clinical Social Worker with over 16 years of experience supporting individuals through trauma, life transitions, anxiety, depression, and other mental health challenges. I provide a compassionate, inclusive, and trauma-informed space where clients can explore their experiences, build resilience, and develop tools for meaningful change. Outside of my clinical work, I have a deep appreciation for nature, poetry, avant-garde and classic cinema, and meaningful films that explore the human experience. I also have a deep appreciation for music and sound as powerful pathways for connection, reflection, and healing. I am a Reiki Master-Teacher and sound healing practitioner, which reflects my holistic perspective and appreciation for the connection between mind, body, and overall well-being. I believe music and sound can reach places beyond words, supporting emotional expression, mindfulness, relaxation, and deeper healing. I bring both clinical expertise and a genuine curiosity about each person's unique story into my work with clients.
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$100/session

Empowering
Solution oriented

Specialties

ADHD
Anxiety
Domestic Violence
+6
Life can feel heavy and overwhelming, and we don’t have to carry everything alone. I’m here to help shoulder some of that weight and guide you toward the life you’re envisioning. I practice from a holistic perspective, considering all aspects of your life and how they influence one another. Even when we focus on a single concern, we’ll explore the broader patterns and connections that shape your wellbeing. Growth is rarely linear, and we’ll navigate that journey together with intention and compassion to help you get lasting change. I thrive with clients who understand they need to work for change, want to gain insight and value personal evolution. Sessions often lead to new insights, “aha” moments, and sometimes even a laugh or two. Humor doesn’t replace healing, but it sure can soften the edges of difficult moments. For my qualifications, I’m have a bachelor’s in Social Work and a master’s degree in counseling earned back in 2013. My background spans substance abuse treatment, grief and trauma work, suicide prevention, attention concerns, and mood and anxiety disorders — I’ve walked alongside people through some of life’s toughest chapters. And if you’re interested in Law of Attraction coaching, I also offer that as a way to help you align your mindset with your goals and dreams.
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New to Grow

$150/session

Specialties

Anger Management
Anxiety
Trauma and PTSD
+4
Hi, I’m Dan Hoefling (he/him), a Licensed Mental Health Counselor, trauma specialist, and the founder of New Chapter Mental Health Counseling. I provide active, collaborative virtual therapy for adults across New York, Florida, and Vermont who feel stuck in repetitive loops of anxiety, childhood trauma, or intense emotional triggers like anger. My clients often describe me as patient, deeply listening, and grounded, but I am not the kind of therapist who just nods along silently while you vent. My approach is highly active and integrative, blending Internal Family Systems parts work with somatic, body-centered awareness and mindfulness tools. I believe that your current struggles, whether that looks like a harsh inner critic, an automatic defensive reaction, or a constant state of physical restlessness, are simply survival strategies that your system built to protect you. Outside of my clinical credentials as a Level 2 Certified Clinical Trauma Professional, my background in yoga and meditation heavily shapes how I work. I don't see you as a list of symptoms to be fixed, but as a whole person capable of deep resilience. Together, we work to safely step out of survival mode, replace self-blame with genuine curiosity, and help you author your next chapter.
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$140/session

Empowering
Intelligent
Solution oriented

Specialties

Grief
Sex Therapy
Trauma and PTSD
I specialize in trauma and sex therapy, blending somatic and parts-based approaches with certified Ketamine Assisted Therapy. I use movement therapy, narrative therapy and parts work. I often work with clients who have seen a lot of therapists and other providers in the past, and have experienced a long history of body disconnection. Whether you’re navigating a complex trauma history, identity questions, grief, or disconnection from your body, I offer integrative care that meets you where you are. I’m neurodivergent-affirming and we go at your pace.
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New to Grow

$190/session

Specialties

Anxiety
Depression
Women's Issues
+10
Thank you for being here, my name is Valerie! I am passionate about social justice, mental health and a variety of other issues. I earned my master’s in social work at Columbia University in 2014 and have worked for over a decade in NYC with people who are experiencing severe mental illness, family trauma, chronic illness, end of life, grief and a variety of other life experiences. I offer compassionate, personalized care to help you navigate life’s challenges. I emphasize respect for other cultures, as I am biracial and of Southeast Asian identity.
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New to Grow

$75/session

Specialties

Anxiety
Depression
Life Transitions
I am a therapist who brings a deeply attuned and compassionate presence to the work. I see myself as a professional listener who is committed to understanding the fullness of your story and the many experiences that shape your being. My approach is eclectic and person‑centered, grounded in the belief that healing unfolds when you feel genuinely heard, supported, and honored as a whole person. I draw from my training in Mental Health Counseling and Spiritual Integration to offer a culturally responsive and holistic space where all parts of your lived experience are welcomed.
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New to Grow

$100/session

Specialties

Anger Management
Child or Adolescent
Couples Counseling
+10
I work with children, parents, and couples, helping families navigate life's challenges, strengthen relationships, and develop healthier patterns of communication and connection. Whether your child is experiencing emotional or behavioral difficulties, you're facing parenting challenges, or you're seeking to improve your relationship with your partner, I approach therapy with compassion, curiosity, and respect for your unique experiences. I understand that it's not always easy to start therapy, and I want to make this process successful for you.
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Mood Disorders
Coping Skills
+5
Hi, I’m Sam! I’m a Licensed Mental Health Counselor (LMHC) who believes therapy should feel safe, supportive, and human — not intimidating or overly clinical. I work collaboratively with clients using evidence-based approaches to help navigate anxiety, depression, relationship challenges, and those moments when you just feel stuck or disconnected from yourself. My goal is to create a space where you can show up as you are, feel understood, and start making meaningful, sustainable changes.
VirtualAvailable
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New to Grow

$225/session

Specialties

Anxiety
Depression
Welcome ! I’m an LCSW & a PhD who has worked for over 20 years helping people dream again. I work with individuals and couples to navigate life’s challenges, strengthen their relationships, and create meaningful change. I am interested in the unique story each person brings to therapy. Drawing from many different practice perspectives, I help clients better understand themselves, work through difficult emotions, and break free from unhelpful patterns. Therapy is a place to grow and envision yourself becoming your best self.
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New to Grow

$175/session

Specialties

Anxiety
Depression
Military/Veterans
+10
Hello! My name is Eleanor, but I prefer to be called Lana. I am a Navy Veteran and a licensed Mental Health Counselor with a dual Master's in Psychology. I have my Certified Clinical Anxiety Treatment Professional (CCATP) Certification. I have extensive experience providing therapy to individuals, children, adolescents, groups, and occasionally couples in various settings. I have assisted individuals who have experienced abuse, symptoms of depression and anxiety, OCD symptoms, loss/bereavement, addiction, suicidal behaviors, relationship difficulties, low self-esteem, difficulty regulating emotions, and problematic coping skills. It would be an honor to work with you.
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New to Grow

$150/session

Specialties

ADHD
Anxiety
Life Transitions
+3
Maybe you're feeling anxious, overwhelmed, or stuck in patterns you can't quite name. Maybe life has shifted and you're not sure who you are on the other side. I'm Erikka, a Licensed Mental Health Counselor, and I help adults navigate anxiety, depression, ADHD, trauma, and life transitions with warm, trauma-informed care that helps you breathe, heal, and reconnect with yourself.
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New to Grow

$225/session

Specialties

Child or Adolescent
Life Transitions
Peer Relationships
+3
I’m Jess, a licensed clinical social worker with nearly two decades of experience supporting adolescents, young adults, and adults through stress, transition, and emotional challenges. My style is curious, authentic, and grounded in meaningful connection, with some humor woven in when it helps. I specialize in trauma, emotion regulation, anxiety, identity development, relationship stress, and co‑occurring mental health and substance use concerns. I help the people I work with make sense of what’s happening beneath the surface and build skills that strengthen how they move through the world. My approach is collaborative and practical, drawing from evidence‑based models like Dialectical Behavior Therapy, Trauma‑Focused CBT, and the Encompass model, adapted to each person’s needs and goals. I work to create a space where you feel seen, understood, and safe enough to explore what’s really going on. I ask thoughtful, direct questions with curiosity and care. Self‑work isn’t about having all the answers — it’s about becoming who you want to be in a way that feels steady, grounded, and true to you.
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New to Grow

$120/session

Specialties

Anxiety
Depression
Women's Issues
+10
Feeling overwhelmed, anxious, burnt out, or like you’re trying to keep it together for everyone else? Maybe your mind won’t slow down, your relationships feel draining, or you’re just tired of carrying everything on your own. Whatever it is that you’re navigating, you don’t have to go through it by yourself. I provide a supportive, warm, and nonjudgmental space where you can show up fully as yourself. My approach combines Person-Centered Therapy and Cognitive Behavioral Therapy (CBT), blending empathy and connection with practical tools to help you better understand your thoughts, emotions, and behavioral patterns.
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New to Grow

$150/session

Authentic
Warm

Specialties

Anxiety
Chronic Illness
Health/Medical Issues
+10
As a dedicated therapist with a decade of hospital experience, I specialize in supporting individuals navigating complex emotional landscapes. I have vast experience in working with many client populations- including clients with advanced illness, family dynamics, caregiving, maternal-child and trauma treatment. My practice focuses on helping clients address challenges like depression, anxiety, relationship dynamics, and personal growth. I'm passionate about creating a compassionate, non-judgmental space where individuals can explore their inner world and develop meaningful strategies for healing. My therapeutic approach is holistic and person-centered, drawing from evidence-based practices to support clients through diverse life experiences. Whether you're struggling with workplace stress, family dynamics, trauma recovery, or seeking greater self-understanding, I'm committed to walking alongside you with empathy and professional expertise.
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New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
+3
My name is Vanessa and I have been working with therapy clients for 12 years. I have immense faith in the tools and skills that are developed in therapy, as well as what is processed in the therapeutic relationship. I believe that people can take their mental health into their own hands and build a life that is rooted in acceptance, regulation, stability, balance, and self-love. My clients would likely say that: I listen well, provide plenty of psychoeducation, help them increase insight, offer relevant feedback and have a strong faith in their ability to create positive and lasting changes, that improve their quality of life. I have often been told that I create a calming environment, which can be helpful for clients navigating difficult challenges. My style can at times include lighthearted humor when appropriate, which also serves to strengthen the therapeutic alliance. Furthermore, I can challenge my clients in a way that doesn't dismiss their feelings but helps them identify unhelpful patterns.
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$125/session

Warm
Authentic
Direct

Specialties

Anxiety
Depression
Family Conflict
+10
Hi, I’m Lisa, a Licensed Mental Health Counselor and Certified Attachment Coach with over 15 years of clinical experience. I specialize in anxiety, depression, attachment styles, relationship/ dating issues, family conflict, postpartum and grief & loss. My work is rooted in helping people to better understand their patterns of behavior, building emotional security and creating healthier relationships with themselves and others. I offer telehealth appointments for clients ages 18 and older who live in Florida.
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$200/session

Intelligent
Warm
Authentic

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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New to Grow

$120/session

Specialties

Anxiety
Depression
LGBTQ
+6
If you are looking for a space where you can bring your whole, authentic self, messiness, laughter, and all, you’ve found the right place. As an experienced mental health professional, I combine clinical experience with a warm approach. Therapy with me isn’t about rigid clinical detachment; it is a dynamic, collaborative partnership. I provide a non-judgmental environment, grounded in empathy, ensuring you always feel truly seen, heard, and respected. I believe a healthy sense of humor is one of the absolute best tools for healing. A little well-timed, lighthearted perspective can do wonders to make the hard parts of self-discovery feel a lot more approachable. My commitment is to be an unwavering, supportive ally who listens actively and values cultural humility. At the same time, I will gently but firmly challenge you to expand your capacity, confront old patterns, and step into your full potential. Together, we will navigate the obstacles and celebrate the breakthroughs. Let’s do the work, together!
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$125/session

Authentic
Warm
Empowering

Specialties

Coping Skills
LGBTQ
Trauma and PTSD
+5
A genuine and progressive therapist with real world experience. Authenticity. Self-acceptance. Empathy. Mutual trust and respect. These are the cornerstones of my approach! Not ready to book a session? Learn more about me on Instagram @patricelcsw or Psychology Today (https://www.psychologytoday.com/profile/1077447). Send me a message and we'll chat to see if we're a good fit. I embrace an affirming approach to therapy which includes validation and advocacy across the spectrum of gender identity and sexual orientation. As a Racial Justice Ally, I make efforts to open up healing discussions around race in therapy and take a de-centering approach to addressing the impact of racial injustice in our society. You are the expert in your own life experiences. I will listen and explore in a way that creates a safe space for healing and diving deeper into what weighs you down. My aim is to empower you, helping you tap into your inner strength and wisdom. Your journey towards resilience is a personal one, and I am here to support you in uncovering the strength that has always resided within you. With over two decades of experience as a Licensed Clinical Social Worker, I bring a wealth of knowledge and expertise in the field of mental health. I am well-versed in various Evidence Based Treatment Models. Healing is not one size fits all. So, we will work together to find the approach that fits you.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+1
I'm a Licensed Clinical Social Worker who helps adults navigate anxiety, stress, trauma and complex family or relationship dynamics. My approach is warm, collaborative and grounded in evidence-based practices. I support clients in understanding their patterns, building healthier coping skills and developing a stronger sense of self. I strive to create a safe, non judgemental space where you feel heard, supported and empowered to make meaningful lasting change.
VirtualAvailable
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Often rebooked

$95/session

Warm
Solution oriented
Authentic

Specialties

Addiction
Anxiety
Depression
+10
I am a trauma-informed, skills-based therapist who helps adults move from feeling overwhelmed, anxious, or emotionally stuck to feeling more grounded, regulated, and in control of their lives. My work is grounded in evidence-based approaches including CBT and DBT, with a strong focus on practical tools, emotional regulation, and real-life change—not just insight. I specialize in helping clients manage anxiety, depression, stress, and mild to moderate substance use concerns, especially those who want structure, clear goals, and strategies they can actually use between sessions. What makes my approach different is that I focus on helping clients build real-time skills for real-life moments, so progress isn’t just something you talk about in therapy—it’s something you can feel in your day-to-day life.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.