Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 608 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 7/6/2026

$115/session

Authentic
Warm
Empowering

Specialties

ADHD
Anxiety
Life Transitions
+4
I am a compassionate and experienced clinical social worker dedicated to helping people move through life's most difficult seasons with greater confidence, clarity, and self-compassion. I bring a diverse and grounded clinical background spanning private practice, school based settings, clinic supervision and forensic and medical social work. This range of experience has deepened my ability to work with adults, adolescents, and children across a wide spectrum of life circumstances, including trauma, family stress and systemic challenges. I work collaboratively with adults, adolescents, and children navigating anxiety, ADHD, depression, life transitions and self-esteem challenges. I primarily work with adults and women and drawing on my background across multiple clinical settings, I bring a deep understanding of how emotional and behavioral challenges show up across the lifespan and in the context of complex life circumstances. My approach is eclectic and integrative, drawing on evidence-based modalities including CBT, ACT, mindfulness, and solution-focused techniques, always tailored to meet the unique needs of each person I work with. My work is trauma-informed, strengths based, and culturally responsive. I believe you are more than your struggles, and my goal is to help you reconnect with your own capacity to heal and grow.
Available
View profile
Book session

New to Grow

$185/session

Specialties

LGBTQ
Life Transitions
Self Esteem
+6
I work with deep feelers, overthinkers, cycle-breakers, and people in transition who are ready to release the old emotional stories they no longer want to live inside. My approach is warm, intuitive, grounded, and collaborative. Together, we explore the patterns, beliefs, protective responses, and inner agreements that may have formed through pain, survival, heartbreak, family dynamics, identity shifts, or repeated relational wounds. I help clients slow down, listen inward, understand what their emotions are trying to protect, and begin relating to themselves with more clarity, compassion, and choice. My work supports emotional release, self-trust, nervous system awareness, healthier boundaries, and the gradual return to one’s own voice, body, truth, and power.
Available
View profile
Book session

New to Grow

$125/session

Specialties

Anxiety
Depression
Life Transitions
+10
Seeking therapy takes courage, and finding the right therapist is an important first step. As a Licensed Mental Health Counselor, I provide a warm, supportive, and person-centered environment where you can feel heard, understood, and respected. I work with adults experiencing anxiety, depression, life transitions, professional burnout, and career-related challenges. I also support clients navigating LGBTQ+ and women's issues. Together, we'll explore what's holding you back, build on your strengths, and develop practical strategies that help you move toward a more balanced and fulfilling life.
Available
View profile
Book session

$150/session

Direct
Intelligent

Specialties

Anxiety
Life Transitions
Substance Misuse
+6
I provide evidence based therapy to individuals seeking a better understanding of themselves and a desire to improve their daily experiences. My style is warm, empathic, and curious, with a sprinkle of humor. My goal is to offer support while you step back just far enough to see the whole picture and find your balance. I have worked with adolescents, adults , and families in a substance abuse outpatient setting and taking these skills/experiences and have now transitioned to private practice. I have Brooklyn roots , but Buffalo, NY is where I call home.
Available
View profile
Book session

New to Grow

$100/session

Solution oriented
Direct
Intelligent

Specialties

ADHD
Couples Counseling
Women's Issues
+8
I am a Licensed Mental Health Counselor with over a decade of experience helping adults, couples, and families navigate life's challenges. My approach is warm, collaborative, and practical—I strive to create a space where clients feel genuinely understood, supported, and challenged to grow. As someone who has personally navigated major life transitions, including divorce, career changes, parenting, and rebuilding after difficult seasons, I understand that healing and growth are rarely linear. I combine evidence-based approaches such as CBT, DBT, attachment-based therapy, and Gottman Method Couples Therapy with empathy, humor, and real-world problem-solving. I work particularly well with high-achieving individuals who appear successful on the outside but struggle internally with anxiety, relationship challenges, self-doubt, stress, or feelings of disconnection. My goal is to help clients gain insight, develop practical skills, strengthen relationships, and create a more fulfilling and authentic life.
Available
View profile
Book session

New to Grow

$140/session

Specialties

Anxiety
Depression
Family Conflict
+10
I’m a mental health counselor who provides a supportive, nonjudgmental space where clients can explore challenges, build healthier coping skills, and work toward meaningful personal growth. I have been working in the mental health field since 2019 and have spent the last 2 years providing therapy in private practice. I have experience working with teens, adults, and older adults in residential facilities, detox programs, rehabilitation centers, and outpatient settings, supporting clients through anxiety, depression, substance use, life transitions, and self-esteem challenges.
Available
View profile
Book session

$250/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Career Counseling
+8
Jennifer has over 25 years working a Licensed Mental Health Counselor and has clinical experience in a variety of treatment settings including inpatient psychiatry, outpatient community mental health care, outpatient substance abuse and college mental health. My approach to therapy Her approach to counseling is holistic, fostering an individuals growth and healthy development in the mental, physical, emotional, spiritual and social areas. She utilizes a wide range of therapeutic approaches with a specific focus on cognitive -behavioral and person-centered therapy interventions to help treat individuals. Her clinical background includes both individual and group psychotherapy.
VirtualAvailable
View profile
Book session

New to Grow

$250/session

Specialties

Couples Counseling
Mood Disorders
Trauma and PTSD
+10
I hold a Masters in Clinical Social Work, a long career of training and experience with a variety of treatment practice methods and diverse populations, and a certificate in psychoanalysis. I am client-centered, strength-based, and culturally diverse. I have worked in clinic settings and private practice throughout my career. I have had a physical office and intend to have one again at some point but am currently only working telehealth. I am an eclectic practitioner. I use my depth-oriented training to do my best to get to know and understand you as a whole person but I enjoy being pragmatic, solution oriented and focussing on the goal of improving ones present life in all its aspects.
Available
View profile
Book session

New to Grow

$150/session

Specialties

ADHD
Chronic Illness
LGBTQ
+10
I’m a clinical social worker with eight years of experience supporting queer communities, college students, neurodiverse individuals, and people living with chronic mental health and medical conditions. I’ve worked with clients navigating OCD, anxiety, LGBTQ+ identity, and complex family or relationship dynamics. Therapy with me is insight-oriented and relational, with a focus on understanding how past experiences continue to shape current patterns, emotions, and relationships.
Available
View profile
Book session

New to Grow

$250/session

Specialties

Anxiety
Family Conflict
Trauma and PTSD
+10
I’m Elizabeth Paul, a Licensed Clinical Social Worker offering trauma-informed psychotherapy for adults navigating trauma, anxiety, family conflict, relationship patterns, identity questions, grief, and major life transitions. My style is warm, direct, collaborative, and grounded in both practical skill-building and deeper exploration. I help clients better understand how past experiences, family systems, culture, attachment, and nervous system responses may be shaping their present lives, so they can move with more clarity, self-trust, and choice.
Available
View profile
Book session

$150/session

Authentic
Solution oriented
Warm

Specialties

Addiction
Anxiety
LGBTQ
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
VirtualAvailable
View profile
Book session

$150/session

Open-minded
Warm

Specialties

Autism
Family Therapy
Trauma and PTSD
+6
Makenzi earned her master’s and doctorate degree in Marriage and Family Therapy from Touro University. With a background in theatre, she brings a unique ability to create a safe and supportive environment grounded in authenticity, storytelling, and empathy. Makenzi specializes in working with adolescents, families, and couples on issues that may include trauma, abuse, infidelity, and developmental disabilities. Makenzi is highly trained in The Gottman Method, Emotionally Focused Therapy, Sand Tray Therapy, and Yoga Therapy, offering a versatile and compassionate approach to healing and growth.
Available
View profile
Book session

New to Grow

$150/session

Specialties

Anxiety
Depression
Grief
+3
Welcome! If you're feeling weighed down by life, unmotivated, or stuck in your own thoughts, you are in the right place. I am a licensed mental health counselor in the state of New York and licensed professional counselor in the state of New Jersey. I work with adolescents and adults that are experiencing mood disorders, anxiety disorders, grief-related concerns, and schizophrenia. My approach is warm, collaborative, and client-centered which allows me to meet clients where they are while supporting meaningful change.
Available
View profile
Book session

$140/session

Authentic
Empowering

Specialties

Addiction
Mood Disorders
Personality Disorders
+10
I am an LMHC-D and a Master CASAC (credentialed alcoholism and substance abuse counselor) in New York State. I have over 20 years of experience working in education, social services, government, and nonprofit management. I have practiced in schools, chemical dependency programs, and outpatient mental health clinics, providing services to people from all walks of life. My experience across disciplines in the realm of human services has left me well-versed in my ability to tackle many of the challenges facing my clients.
VirtualAvailable
View profile
Book session

New to Grow

$120/session

Specialties

Anxiety
Coping Skills
Depression
My name is Belgica Rosario, and I have worked with individuals from diverse backgrounds and life experiences. I have experience supporting clients struggling with depression, anxiety, trauma, stress, and life transitions. I strive to create a safe, supportive, and collaborative therapeutic space where clients feel heard, understood, and empowered to make positive changes in their lives. Together, we will work toward building resilience, developing coping skills, and achieving meaningful personal growth.
Available
View profile
Book session

New to Grow

$100/session

Specialties

Self Esteem
Spirituality
Women's Issues
I am a female therapist with 10+years experience providing therapy to people of all ages. I have experience working with a wide variety of issues and pride myself on my flexibility and curiosity in the use of many different evidence-based practices. I use a lot of CBT and DBT techniques and strongly believe in the utility of doing homework assignments between sessions.
Available
View profile
Book session

New to Grow

$150/session

Specialties

LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hi, I’m Samantha, a sex therapist who believes conversations about sex, intimacy, and relationships shouldn’t feel clinical or shame-filled. I show up as a real, grounded human and create a space where people can talk openly, awkwardly, honestly, and without judgment about the things they usually keep to themselves. I work with concerns like desire differences, low libido, sexual anxiety or shame, communication struggles, intimacy concerns, and feeling disconnected in relationships.
Available
View profile
Book session

$200/session

Warm
Authentic
Challenging

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
Available
View profile
Book session

New to Grow

$200/session

Specialties

Anxiety
Depression
Life Transitions
+10
Welcome. I’m glad you’re here. I work with adults and couples who may feel disconnected from themselves, their relationships, or the life they imagined for themselves. Many of my clients come to therapy feeling anxious, overwhelmed, lonely, or stuck in recurring patterns they can’t quite make sense of. Others are navigating life transitions, relationship challenges, questions about identity, or the emotional impact of past experiences. My approach is warm, collaborative, and grounded in the belief that meaningful change happens through understanding rather than judgment. I primarily work from a relational and psychodynamic perspective, exploring how past experiences, attachment relationships, and emotional patterns continue to shape the present. I also integrate Emotionally Focused Therapy (EFT), attachment-based work, CBT, and trauma-informed care, helping clients not only gain insight but also develop practical ways of responding to life’s challenges. I believe therapy is about more than reducing symptoms. It’s an opportunity to better understand yourself, make sense of your emotional world, and build deeper, more fulfilling relationships with others. Together, we’ll create a space where you can slow down, explore your experiences with curiosity, and work through life’s complexities without feeling rushed toward simple answers. Whether you’re seeking support as an individual or as part of a couple, my goal is to walk alongside you with empathy, honesty, and respect. Therapy doesn’t require you to have everything figured out before you begin. Sometimes the hardest part is simply reaching out, and from there, we can begin making sense of what feels difficult and move toward a life that feels more connected, authentic, and meaningful.
Available
View profile
Book session

$115/session

Authentic
Warm
Intelligent

Specialties

Coping Skills
Couples Counseling
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
View profile
Book session

$150/session

Authentic
Intelligent
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+8
I am a Bilingual Licensed Marriage and Family Therapist who effectively provides therapy to address psychological and behavioral challenges in adolescents and adults. I began my career diverting adolescents out of the criminal system by providing mandated individual and family therapy. I focus my practice on helping restore individuals and families with a method catered to meet each client's individual needs.
VirtualAvailable
View profile
Book session

$100/session

Solution oriented
Authentic
Direct

Specialties

ADHD
Anxiety
Peer Relationships
+5
Hello, my name is Laura Savage, and I have had the privilege of working as a Social Worker since 1997. I earned my undergraduate degree from the University of Delaware and later obtained a Master’s in Social Work from Florida International University. Throughout my career, I have had the opportunity to work with diverse populations across a range of settings, including an adolescent residential treatment facility, a hospital, and a nonprofit organization supporting children affected by cancer and their families. Currently, I am employed within a school district, where I provide school-based counseling services to middle and high school students. My therapeutic approach is grounded in Cognitive Behavioral Therapy (CBT), which I use to help students manage challenges related to ADHD, Autism Spectrum Disorder, and anxiety. I also support students in developing executive functioning skills and strategies that promote academic and personal success. In addition to working with adolescents, I enjoy working with young adults and individuals in midlife. I have completed Gottman level one and two training.
VirtualAvailable
View profile
Book session

$120/session

Authentic
Direct

Specialties

Anxiety
Depression
Life Transitions
+10
I am a warm, collaborative, and non-judgmental. I strive to create a space where clients feel comfortable being their authentic selves. I believe that therapy works best when it feels safe, supportive, and grounded in genuine human connection. My goal is to meet you where you are, listen deeply, and help you move toward the changes you want in your life. I work with adults navigating anxiety, depression, stress, and life transitions. Whether you are feeling overwhelmed, stuck, or simply looking for support and clarity, I aim to help you better understand your patterns, strengthen coping skills, and build tools that support lasting change. My approach is practical and goal-oriented while still being compassionate and flexible. I often incorporate strategies from Cognitive Behavioral Therapy (CBT), Dialectic Behavioral Therapy (DBT), Solution-Focused Therapy, and mindfulness-based practices. I am also a certified yoga teacher, and I value the connection between mind and body, often integrating mindfulness and self-awareness techniques into the work we do together. I strive to make therapy feel approachable and collaborative, whether you are seeking short-term, solution-focused support or a space to explore deeper patterns and growth.
VirtualAvailable
View profile
Book session

$135/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Parenting
+3
Hello!!! I'm a Christian Psychotherapist, a Licensed Clinical Social Worker (LCSW) based in Miami, Florida. I received my Masters from the Florida International University in 2002 and have been practicing for 6 years. I assist young adults struggling with life choices, couples with relationship issues, family unit to function correctly, single parent with parenting skills all with biblically values. Individuals that suffer from anxiety, depression, or low motivation for the things that create a rich and meaningful life.
VirtualAvailable
View profile
Book session

$175/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Life Transitions
Women's Issues
+4
I am a Licensed Clinical Social Worker who works primarily with women navigating anxiety, emotional overwhelm, relationship stress, and life transitions. Many of my clients are thoughtful, capable, and high-functioning, yet feel stretched thin, emotionally reactive, or stuck in patterns of overthinking and self-doubt. Therapy offers a space to slow down, understand what’s happening beneath the surface, and begin responding in ways that feel steadier and more aligned. My style is warm, collaborative, and supportive. I integrate attachment-informed and cognitive-behavioral approaches to help clients strengthen emotional regulation, build self-trust, and feel more grounded and confident in their relationships and daily lives. I provide telehealth therapy throughout New York and work with adults seeking meaningful, lasting change.
VirtualAvailable
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.