Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 611 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 8/13/2026

$250/session

Warm
Authentic
Intelligent

Specialties

ADHD
Family Conflict
Grief
+10
Hello. I am a Licensed Clinical Social Worker (LCSW) and Advanced Certified Hospice and Palliative Social Worker (ACHP-SW) based in New York. I received my masters from Silver School of Social Work, NYU. My undergraduate degree in American Ethnic Studies from University of Washington. In my decade long career as a social worker I have worked in foster care, hospice care (adults and pediatrics), homeless drop in centers, HIV clinics/hospitals, and elder community centers and nursing homes. Providing therapy for people of all age groups and all walks of life.
VirtualAvailable

$175/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Grief
Obsessive-Compulsive (OCD)
+8
Hi there, my name is Jillian and I am a LMHC-D in the state of New York. Welcome to my practice! I specialize in working with adults facing anxiety/ OCD, trauma-related experiences, and grief & loss. My passion is to help you live the life you have envisioned for yourself. This may look like restructuring anxious thought patterns, setting healthy boundaries, or processing a traumatic experience. My goal is to guide you to your emotional freedom, allowing you more space for a a meaningful life.
VirtualAvailable

$115/session

Warm
Authentic
Open-minded

Specialties

Eating Disorders
Trauma and PTSD
Women's Issues
+10
"I will look for the flowers by the side of the road; I will laugh and love and be strong. I will try to lighten another’s load this day as I fare along". --MARY S. EDGAR My name is Jen and I am a Licensed Mental Health Counselor and a Clinical Trauma Professional. I would love to work alongside you as your therapist. I have 20 years of experience providing both mental health and addictions therapy to individuals, couples, families, and groups. My Master’s degree is in Community Mental Health Counseling, Addictions Counseling, and Marriage and Family Therapy (2009), and I hold a Bachelor’s degree in Psychology and Family Studies (2006). I've worked in in Telehealth, community mental health, schools, shelters, and private practices. Since becoming a counselor, clients, such as yourself, have come to me for a lot of different things, including trauma (particularly in the areas of childhood abuse, domestic violence, religious trauma, and first responder and military trauma), LGBTQ+ issues, personality disorders, family and social relationships, self-esteem, depression, anxiety, and substance abuse. Currently, I work with women and nonbinary clients with a history of trauma and abuse, sexual trauma, eating disorders, and military veterans and their partners. In particular, a lot of my clients with a history of trauma come to process this in treatment; however, trauma doesn't necessary have to be their main focus of therapy. Personally, I have always enjoyed my job as a therapist. It has been good to see change in my clients regardless if they see their change as little or big. Watching growth in the people I work with truly makes my work worth it. After work, I enjoy being outside, watching sports (especially basketball), being at a beach, reading, binge watching TV series, and spending time with my family.
Available

New to Grow

$100/session

Specialties

Anger Management
Coping Skills
Grief
Hi everyone, welcome to my profile. I am glad that you are engaged in this journey of self-help and interested in learning more about therapy. I recognize that, for many, therapy, is a big step in trying to improve their lives, and people can be nervous or unfamiliar with therapy, at first. Regardless of any stigmas attached to therapy, I firmly believe in the importance of therapy and that this process has helped many people. I strive to make the therapeutic environment a comfortable and non-judgmental place where clients feel they can fully express themselves. I am originally from New York- born and raised. I moved to Chicago in June of 2025 and I am living and experiencing a new city. I have worked with a variety of clients, including those of different ages and backgrounds. My areas of focus, include, but not limited to, 1) Grief and Loss 2) Family and personal relationships, including divorce, marriage, and romantic relationships 3) Emotional Regulation and anger management, 4) Anxiety and stress 5) Life Transitions.
Available

New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Mood Disorders
+4
I’m Mark, a therapist who believes healing works best when it feels like a genuine partnership. I bring a grounded, approachable style to therapy — one that’s warm, accepting, and human. I work with people from diverse backgrounds and experiences, and I value the unique stories and identities each person brings. My role is to walk alongside you, offering steadiness, curiosity, and the occasional well‑timed laugh as we navigate the hard parts and celebrate the moments of growth.
Available

$120/session

Authentic
Warm

Specialties

Anxiety
Depression
Women's Issues
+10
Welcome to Diggs Counseling connections. Are you feeling overwhelmed by life's challenges, struggling with anxiety, depression or finding it difficult to navigate relationships? For over 15 years, I have worked with children, teens, adults and families. My passion has been helping people move from feeling stuck to feeling empowered. My commitment is to not only help individuals manage their symptoms but to uncover the root causes of distress and equip clients with lifelong coping strategies. I provide a safe, non-judgmental, and effective space for healing and growth. I offer individual and family therapy sessions that are tailored to your specific needs, blending the warmth and acceptance of humanistic principles with the structured, skill-building nature of CBT. (cognitive behavior therapy) My goal is to empower you and equip you with a deeper understanding of yourself and practical strategies for navigating life. Taking the first step towards therapy can feel daunting, and I commend you for considering it. Feel free to call or email me for a brief, complimentary consultation to discuss your needs.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Trauma and PTSD
+2
Hello, I am Daniel Kyei, LCSW, with 7 years of clinical experience. Are stress, a racing mind, and a feeling disconnected from family and loved ones completely overwhelming you? It is quite a struggle trying to navigate and overcome these heavy feelings on your own. I specialize in helping clients and couples identify and manage troubling emotions, thoughts, and behaviors and guide them toward better coping skills, improved relationships, and a higher quality of life. I will utilize cognitive behavior therapy and eclectic models to address your current domestic or social stressors and concurrent psychological problems of trauma, anxiety, and depression.
Available

$130/session

Authentic
Solution oriented

Specialties

Anxiety
Personality Disorders
Spirituality
+9
I'm Kassandra, founder and owner of Luna Licensed Mental Health Counseling. Our mission is to help clients bridge the gap between understanding themselves and actually feeling different. Like many of my clients, I've navigated anxiety, life transitions, and moments of losing touch with my own confidence, and I'm confident we can help you move toward finally feeling like YOU. Sometimes that means shedding old skin and moving through the growing pains that come with it. Like the moon, every phase is real, active, and necessary. At Luna, we help you learn to integrate them all in a way that promotes real healing.
Available

New to Grow

$125/session

Specialties

Anxiety
Depression
Military/Veterans
+10
Starting therapy can feel intimidating at any stage of life. Whether you are a teenager navigating the challenges of adolescence or an adult managing life's responsibilities and transitions, seeking support is a courageous step. I strive to create a therapeutic space that is welcoming, compassionate, and free from judgment, where you can safely explore your thoughts, emotions, and experiences. I believe therapy is more than just talking—it can be a place to laugh, reflect, learn, heal, and grow. My approach is personalized to meet the unique needs of each individual. For adolescents, I incorporate creative and engaging interventions, including art, games, and interactive activities, to encourage self-expression, emotional awareness, and healthy coping skills. For adults, I provide a supportive environment to process challenges, build resilience, and work toward meaningful goals. The teenage years can bring challenges related to identity, friendships, family relationships, academic pressures, self-esteem, anxiety, and emotional well-being. Adults often face stressors related to careers, relationships, parenting, life transitions, grief, anxiety, depression, and balancing responsibilities. Regardless of age or circumstance, everyone deserves a space where they feel heard, understood, and supported. I believe each person has a unique story, and my role is to listen, understand, and help them build on their strengths. I use Cognitive Behavioral Therapy (CBT) in a practical, down-to-earth way, helping clients recognize patterns that may be keeping them stuck. Together, we identify goals, develop healthy coping strategies, and work toward positive change. As a clinician, I am honest, transparent, open-minded, and approachable. Whether you are an adolescent finding your voice or an adult seeking support through life's complexities, I am committed to walking alongside you with empathy, encouragement, and respect. I look forward to getting to know you and supporting your journey toward growth and healing.
Available

New to Grow

$150/session

Specialties

Couples Counseling
Grief
Life Transitions
+7
I am a warm empathetic therapist who will hear your perspectives and help you identify any limiting beliefs. I will provide a safe place that will allow you to reach your fullest potential. I am a Licensed Clinical Social worker with extensive clinical experience in both outpatient and inpatient settings. I offer individual, couples, and family sessions and bring a wealth of experience in family system work, grief counselling and trauma work.
Available

Often rebooked

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+9
I have 22 years of experience as a therapist and social worker. I use a strengths-based, client-centered approach and I believe psychotherapy is an effective tool in helping people overcome fears, anxiety, depression, and maladaptive patterns and behaviors. I strive to help clients tap into strengths they didn't know they had, form more positive relationships, and heal old emotional wounds.
VirtualAvailable

New to Grow

$100/session

Specialties

First Responders/Healthcare Workers
Serious Mental Illness
Trauma and PTSD
+3
I am a licensed clinical social worker and having been working in the mental health field for approximately five years, in a variety of settings. For the last four years, I have been doing community-based crisis work and strive to meet my clients where they are at and find solutions to best support them. I received my MSW at Boston College and have been working in the Capital Region of NY for the past six years. I look forward to welcoming you to therapy and congratulations on taking a meaningful step towards your future!
Available

New to Grow

$100/session

Specialties

Addiction
Anxiety
Coping Skills
+7
My ideal clients are adults who are looking for support, guidance, to work through life’s challenges. They may be experiencing anxiety, depression, stress, relationship difficulties, life transitions, or challenges related to substance use. My ideal clients are people who are ready to better understand themselves, explore what may be getting in the way, and take steps toward feeling more balanced and fulfilled.
Available

New to Grow

$70/session

Specialties

Addiction
Anxiety
Mood Disorders
+4
I am a Licensed Clinical Social Worker with experience in many areas including: anxiety disorders, depression, alcohol/substance use disorders, addiction, relationship concerns, stress management, and self-esteem issues. I am well versed in technology and games to facilitate in understanding and managing this ever-changing world. Therapy is what you want it to be. I am here to provide a relatable and calming environment for someone who is seeking help or even just looking to untangle the many stressors of life.
Available

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Mood Disorders
Coping Skills
+5
Hi, I’m Sam! I’m a Licensed Mental Health Counselor (LMHC) who believes therapy should feel safe, supportive, and human — not intimidating or overly clinical. I work collaboratively with clients using evidence-based approaches to help navigate anxiety, depression, relationship challenges, and those moments when you just feel stuck or disconnected from yourself. My goal is to create a space where you can show up as you are, feel understood, and start making meaningful, sustainable changes.
VirtualAvailable

$175/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable

New to Grow

$180/session

Specialties

Anxiety
Peer Relationships
Self Esteem
+5
I believe in the transformative change that takes places when clients are ready and empowered to make meaningful change. I work with you to explore, find meaning, and create long term solutions to build a life that is align with your goals and values. Utilizing both a psychodynamic, relational and solutions focused approach, the purpose is to find ways of managing symptoms and improve your quality of life.
Available

New to Grow

$175/session

Specialties

Chronic Illness
Coping Skills
Women's Issues
+8
Hi, I'm Grisel Maisonet, a Licensed Clinical Social Worker dedicated to helping adults navigate anxiety, depression, life transitions, relationship challenges, stress, and self-esteem concerns. I strive to create a warm, supportive, and nonjudgmental space where you can feel heard and understood. My approach is collaborative, compassionate, and tailored to your unique needs and goals. Together, we'll identify your strengths, develop practical coping strategies, and work toward meaningful, lasting change. Whether you're feeling overwhelmed or simply looking for support and personal growth, I'm here to help you take the next step toward healing and living a more balanced, fulfilling life.
Available

$130/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Life Transitions
Parenting
+6
If you’re reading this, you’re probably carrying something heavy — and you may have been carrying it longer than you should have had to. I’m glad you’re here. I’m an LMFT licensed in both New York and New Jersey, and I work with adults who are navigating some of life’s most emotionally demanding seasons: parenting stress, relationship strain, depression, ADHD, and the kind of high-functioning exhaustion that doesn’t always look like struggle from the outside but absolutely feels like it. My approach is relational at its core. I believe that healing rarely happens in isolation — it happens in connection. Before any technique or homework assignment, I prioritize building a therapeutic relationship where you actually feel safe enough to be honest. That foundation isn’t just good therapy etiquette; it’s what makes everything else possible. From there, I draw on a range of evidence-based frameworks — attachment theory, CBT, DBT, and person-centered approaches — tailoring the work to what you specifically need rather than applying a one-size-fits-all model. Some clients need tools and structure. Others need space to process and be witnessed. Most need both, at different moments. I’ve worked with many people who came to therapy after putting it off for a long time — sometimes years. What kept them away was often fear: fear of judgment, fear of being misunderstood, or simply not knowing what therapy was supposed to feel like. I take that seriously. My goal from the very first session is to help you feel less alone in what you’re facing, and more capable of moving through it. You don’t have to have it figured out before you reach out. That’s what we’re here to do together.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
Life can sometimes feel overwhelming. You may be struggling with anxiety, depression, trauma, relationship concerns, substance use, or simply feeling like you no longer have control over your life. You may know that you want things to change but feel unsure about where to begin. That is where therapy can help. I believe therapy should be a safe space where you feel comfortable being honest about what you are experiencing without fear of judgment. My personality is warm, compassionate, understanding, and straightforward. I will meet you where you are while also encouraging you to look more closely at the thoughts, behaviors, and patterns that may be keeping you from moving forward. I am here to support you, but I also want to help you recognize your own strength and ability to create change in your life. I have extensive training in Cognitive Behavioral Therapy and Dialectical Behavior Therapy. I also use different therapeutic approaches based on who you are, what you have experienced, and what you need from therapy. I understand that therapy is not one size fits all, so our work together will be tailored to your individual needs, culture, identity, strengths, and goals. Both my personal and professional experiences have taught me that healing is not always easy or straightforward. It takes honesty, patience, self compassion, and a willingness to do the work. You do not have to have everything figured out before starting therapy. You simply need to be willing to begin. Together, we will identify what may be keeping you stuck, develop healthier ways to manage life’s challenges, and work toward the life you truly want. We will work together to help you become more intentional with your life and mindful with your healing.
Available

$130/session

Authentic
Empowering
Intelligent

Specialties

Anxiety
Life Transitions
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
Available

New to Grow

$120/session

Specialties

Anxiety
Coping Skills
Life Transitions
+2
My approach is rooted in warmth, collaboration, and cultural responsiveness. I am deeply committed to supporting adults from all backgrounds—including BIPOC and AAPI communities—ensuring you feel genuinely heard and respected. Combining clinical expertise - including my education at Columbia University - with real-world experience, I work collaboratively with you to cultivate resilience, restore balance, and improve self-esteem. My goal is to empower you to reconnect with your strengths and move forward with clarity and confidence.
Available

$120/session

Authentic
Open-minded

Specialties

Career Counseling
Coping Skills
Life Transitions
+3
I’m a Licensed Mental Health Counselor with over 10 years of experience supporting adults through stress, life transitions, and relationship challenges. I’ve also served in a supervisory role, which allows me to help clients navigate workplace stress, leadership demands, and career goals. My approach is practical, collaborative, and focused on creating sustainable change. I also bring a background in fitness coaching to support both mental and physical consistency as part of overall well-being.
Available

$150/session

Authentic
Intelligent
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+4
I have been a therapist for over 16 years in a number of different settings. I have developed a passion for joining with clients to see their whole picture, to understand the why behind who they are, to develop compassion for the different parts of yourself and to tap into the innate abilities, insights and skills you have to help you grow. I want to help you start to live a more examined life, one where you can experience more control.
VirtualAvailable

$100/session

Empowering
Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Domestic Violence
+6
Life can feel heavy and overwhelming, and we don’t have to carry everything alone. I’m here to help shoulder some of that weight and guide you toward the life you’re envisioning. I practice from a holistic perspective, considering all aspects of your life and how they influence one another. Even when we focus on a single concern, we’ll explore the broader patterns and connections that shape your wellbeing. Growth is rarely linear, and we’ll navigate that journey together with intention and compassion to help you get lasting change. I thrive with clients who understand they need to work for change, want to gain insight and value personal evolution. Sessions often lead to new insights, “aha” moments, and sometimes even a laugh or two. Humor doesn’t replace healing, but it sure can soften the edges of difficult moments. For my qualifications, I’m have a bachelor’s in Social Work and a master’s degree in counseling earned back in 2013. My background spans substance abuse treatment, grief and trauma work, suicide prevention, attention concerns, and mood and anxiety disorders — I’ve walked alongside people through some of life’s toughest chapters. And if you’re interested in Law of Attraction coaching, I also offer that as a way to help you align your mindset with your goals and dreams.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.