Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 611 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 8/10/2026

$250/session

Warm
Authentic
Intelligent

Specialties

ADHD
Family Conflict
Grief
+10
Hello. I am a Licensed Clinical Social Worker (LCSW) and Advanced Certified Hospice and Palliative Social Worker (ACHP-SW) based in New York. I received my masters from Silver School of Social Work, NYU. My undergraduate degree in American Ethnic Studies from University of Washington. In my decade long career as a social worker I have worked in foster care, hospice care (adults and pediatrics), homeless drop in centers, HIV clinics/hospitals, and elder community centers and nursing homes. Providing therapy for people of all age groups and all walks of life.
VirtualAvailable

New to Grow

$150/session

Specialties

Addiction
Anxiety
Men's Issues
+10
Hello, my name is Doug. I have been a mental health professional for 15 years and have worked in many different venues with many different populations. The central theme of my work has always been helping people get to where they want to go. In sessions- you and I will ally to identify and then work towards any goals you have while I serve as a supportive resource who will aim to be useful in helping you notice patterns and build skills. Mental health is health and as humans we all need support enriching our health. My goal will always be to support you.
Available

New to Grow

$100/session

Specialties

Anger Management
Coping Skills
Grief
Hi everyone, welcome to my profile. I am glad that you are engaged in this journey of self-help and interested in learning more about therapy. I recognize that, for many, therapy, is a big step in trying to improve their lives, and people can be nervous or unfamiliar with therapy, at first. Regardless of any stigmas attached to therapy, I firmly believe in the importance of therapy and that this process has helped many people. I strive to make the therapeutic environment a comfortable and non-judgmental place where clients feel they can fully express themselves. I am originally from New York- born and raised. I moved to Chicago in June of 2025 and I am living and experiencing a new city. I have worked with a variety of clients, including those of different ages and backgrounds. My areas of focus, include, but not limited to, 1) Grief and Loss 2) Family and personal relationships, including divorce, marriage, and romantic relationships 3) Emotional Regulation and anger management, 4) Anxiety and stress 5) Life Transitions.
Available

New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Mood Disorders
+4
I’m Mark, a therapist who believes healing works best when it feels like a genuine partnership. I bring a grounded, approachable style to therapy — one that’s warm, accepting, and human. I work with people from diverse backgrounds and experiences, and I value the unique stories and identities each person brings. My role is to walk alongside you, offering steadiness, curiosity, and the occasional well‑timed laugh as we navigate the hard parts and celebrate the moments of growth.
Available

New to Grow

$125/session

Specialties

Anxiety
Depression
Military/Veterans
+10
Starting therapy can feel intimidating at any stage of life. Whether you are a teenager navigating the challenges of adolescence or an adult managing life's responsibilities and transitions, seeking support is a courageous step. I strive to create a therapeutic space that is welcoming, compassionate, and free from judgment, where you can safely explore your thoughts, emotions, and experiences. I believe therapy is more than just talking—it can be a place to laugh, reflect, learn, heal, and grow. My approach is personalized to meet the unique needs of each individual. For adolescents, I incorporate creative and engaging interventions, including art, games, and interactive activities, to encourage self-expression, emotional awareness, and healthy coping skills. For adults, I provide a supportive environment to process challenges, build resilience, and work toward meaningful goals. The teenage years can bring challenges related to identity, friendships, family relationships, academic pressures, self-esteem, anxiety, and emotional well-being. Adults often face stressors related to careers, relationships, parenting, life transitions, grief, anxiety, depression, and balancing responsibilities. Regardless of age or circumstance, everyone deserves a space where they feel heard, understood, and supported. I believe each person has a unique story, and my role is to listen, understand, and help them build on their strengths. I use Cognitive Behavioral Therapy (CBT) in a practical, down-to-earth way, helping clients recognize patterns that may be keeping them stuck. Together, we identify goals, develop healthy coping strategies, and work toward positive change. As a clinician, I am honest, transparent, open-minded, and approachable. Whether you are an adolescent finding your voice or an adult seeking support through life's complexities, I am committed to walking alongside you with empathy, encouragement, and respect. I look forward to getting to know you and supporting your journey toward growth and healing.
Available

New to Grow

$150/session

Specialties

Couples Counseling
Grief
Life Transitions
+7
I am a warm empathetic therapist who will hear your perspectives and help you identify any limiting beliefs. I will provide a safe place that will allow you to reach your fullest potential. I am a Licensed Clinical Social worker with extensive clinical experience in both outpatient and inpatient settings. I offer individual, couples, and family sessions and bring a wealth of experience in family system work, grief counselling and trauma work.
Available

$115/session

Authentic
Warm
Empowering

Specialties

Eating Disorders
Trauma and PTSD
Women's Issues
+10
"I will look for the flowers by the side of the road; I will laugh and love and be strong. I will try to lighten another’s load this day as I fare along". --MARY S. EDGAR My name is Jen and I am a Licensed Mental Health Counselor and a Clinical Trauma Professional. I would love to work alongside you as your therapist. I have 20 years of experience providing both mental health and addictions therapy to individuals, couples, families, and groups. My Master’s degree is in Community Mental Health Counseling, Addictions Counseling, and Marriage and Family Therapy (2009), and I hold a Bachelor’s degree in Psychology and Family Studies (2006). I've worked in in Telehealth, community mental health, schools, shelters, and private practices. Since becoming a counselor, clients, such as yourself, have come to me for a lot of different things, including trauma (particularly in the areas of childhood abuse, domestic violence, religious trauma, and first responder and military trauma), LGBTQ+ issues, personality disorders, family and social relationships, self-esteem, depression, anxiety, and substance abuse. Currently, I work with women and nonbinary clients with a history of trauma and abuse, sexual trauma, eating disorders, and military veterans and their partners. In particular, a lot of my clients with a history of trauma come to process this in treatment; however, trauma doesn't necessary have to be their main focus of therapy. Personally, I have always enjoyed my job as a therapist. It has been good to see change in my clients regardless if they see their change as little or big. Watching growth in the people I work with truly makes my work worth it. After work, I enjoy being outside, watching sports (especially basketball), being at a beach, reading, binge watching TV series, and spending time with my family.
Available

New to Grow

$180/session

Specialties

Anxiety
Peer Relationships
Self Esteem
+5
I believe in the transformative change that takes places when clients are ready and empowered to make meaningful change. I work with you to explore, find meaning, and create long term solutions to build a life that is align with your goals and values. Utilizing both a psychodynamic, relational and solutions focused approach, the purpose is to find ways of managing symptoms and improve your quality of life.
Available

New to Grow

$120/session

Specialties

Anxiety
Depression
Life Transitions
+10
As a bilingual Latinx/e Therapist based in NY I am especially equipped to support adults navigating stress, anxiety, trauma, and life transitions by offering a warm, grounded, and nonjudgmental space where they can feel heard and understood. I believe in meeting people where they are and tailoring care to each person’s unique needs and goals. I use a trauma-informed approach which incorporates EMDR, mindfulness, and practical tools to help clients heal, build resilience, and create meaningful change.
Available

New to Grow

$100/session

Specialties

Depression
Life Transitions
Women's Issues
+5
Hello! I’m a Licensed Mental Health Counselor who helps adults move through challenges with greater clarity and confidence. Whether you’re navigating relationship concerns, work stress, major life changes, or long‑standing patterns that no longer serve you, you deserve a space that feels warm, supportive, and non-judgmental. I take a compassionate and flexible approach that recognizes your lived experiences, strengths, and the realities of your day‑to‑day life.
Available

New to Grow

$90/session

Specialties

Addiction
Anxiety
Coping Skills
+6
Hi, I’m Debra Ratchford, an LMHC and a CASAC in New York with 10 years of experience supporting adults and adolescents in individual therapy. I help people who feel overwhelmed, stuck, or unsure how to move forward begin to understand their patterns, build confidence, and take practical steps toward change. I engage in active listening and empathy working with my clients.
Available

New to Grow

$70/session

Specialties

Addiction
Anxiety
Mood Disorders
+4
I am a Licensed Clinical Social Worker with experience in many areas including: anxiety disorders, depression, alcohol/substance use disorders, addiction, relationship concerns, stress management, and self-esteem issues. I am well versed in technology and games to facilitate in understanding and managing this ever-changing world. Therapy is what you want it to be. I am here to provide a relatable and calming environment for someone who is seeking help or even just looking to untangle the many stressors of life.
Available

New to Grow

$200/session

Specialties

Addiction
Anxiety
Trauma and PTSD
I named my practice without judgment therapy because shame is one of the biggest barriers to people starting therapy and I wanted to combat that before people even do their first session. My passion is compassion and my aim is collaborative problem-solving to get you better for good. Don’t suffer in silence any longer. Book now and you won’t regret it.
Available

New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I’m a bilingual Licensed Clinical Social Worker providing psychotherapy in English and Spanish. My approach is warm, collaborative, and integrative, combining evidence-based practices with a space where clients can feel heard, understood, and supported without judgment. I work with adults navigating anxiety, depression, trauma, relationship concerns, grief, life transitions, identity, self-esteem, and other emotional challenges. I believe therapy should feel like a meaningful conversation rather than an evaluation, and I tailor treatment to each person’s needs, experiences, culture, and goals.
Available

New to Grow

$100/session

Specialties

Anxiety
Life Transitions
Self Esteem
+3
I am a dedicated and passionate therapist with 6 years experience who wants to help guide clients through their healing and self-discovery journeys and promote emotional growth. I have worked with many populations from various walks of life, including adolescents, adults, seniors, various racial/ethnic backgrounds, different socioeconomic statuses, and those facing unique life events. Additionally, I have extensive experience in addressing family and relationship issues
Available

New to Grow

$175/session

Specialties

Anxiety
Coping Skills
Depression
+10
You may be going through big changes in life, fatherhood-motherhood, new marriage, professional challenges, or facing illness, getting older, losing people close to you, moving to a new place, starting over after divorce, or adjusting after a breakup or a change in your military life. These experiences can make anyone wonder who they are, how they relate to others, how they make decisions, and how they deal with grief, change, and conflict. Life keeps giving me chances to adjust to changes in my body, feelings, thoughts, and spirit. Some days are easier than others, and that’s just part of being human. I see it as a way to keep getting stronger, more flexible, and better at handling life.When my emotions feel really strong, I may feel pulled in different directions. But reaching out, connecting with someone, and taking action usually helps me stay resilient and keep moving forward.
Available

New to Grow

$228/session

Specialties

Couples Counseling
Mood Disorders
Trauma and PTSD
+10
Hi, My Name is Lydia Ignacio I am a LCSW in NY & FL and Transformational Coach providing combined energetic healing services. My areas of expertise include trauma, stress, and transitional life changes such as within the anxiety spectrum, depressive spectrum, PTSD, complex PTSD, relational trauma, trauma informed anxieties, depression, and PTSD, issues of identity, LGBTQ+ identity, relationship and relational challenges in couples counseling, LGBT+ couples counseling, and career development.
Available

New to Grow

$120/session

Intelligent
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+5
Are you a driven person with a strong inner critic? That relentless voice in your brain may show up as overthinking, over-giving, perfectionism, procrastination, relationships that keep hitting the same walls, or a body that won't let you rest. I specialize in creative, evidence-based methods to help you calm your inner critic and rewire your nervous system. Together, we can restore balance to your mind and body, leading to healthier connections.
Available

New to Grow

$120/session

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+10
Hey my love, I'm Laura -- welcome to Audacious Healing! As a Black, queer, neurodivergent, femme-presenting therapist, I bring refreshing honesty to a space that's actually built for you to let your hair down. No performing, no pretending — just real talk, empowerment, and the motivation to keep going. I've spent over a decade as a trauma therapist--working with teens, young adults, parents and families who don't always see themselves reflected in traditional therapy spaces. Specialities include: Trauma CBT, Somatic Healing, EMDR, Identity Work, LGBTQIA+, Black Culture, Confidence and Empowerment work, and much more! If you're ready for a space where you can show up fully as yourself, book a free intro call to see if we are a good fit for you!
Available

New to Grow

$80/session

Specialties

Anxiety
Autism
Child or Adolescent
+7
I have eight years of experience working with children, adolescents, and adults in the education field and therapeutic world. I have experience treating children and adolescents with Autism Spectrum Disorder (ASD), Oppositional Defiant Disorder (ODD), and Attention Deficit Hyperactivity Disorder (ADHD). I also have experience in helping adults suffering from Bipolar Disorder, Post-Traumatic Stress Disorder (PTSD), Generalized Anxiety Disorder (GAD), and Depression, along with helping adults navigate life changes and other related stressors.
Available

New to Grow

$120/session

Specialties

Crisis Intervention
Domestic Violence
Trauma and PTSD
+8
With more than three decades of experience as a therapist, I provide a strength-based, family-driven, solution-focused approach to counseling. My own life experiences, along with years of professional practice, has given me insight into many of life's challenges and transitions. I believe that life can be a powerful teacher and that, through adversity, people often discover strengths they never knew they possessed. My goal is to help you identify your strengths, build resilience, and find hope as we work together to navigate your experiences and create positive change. As a Christian therapist, my faith informs my belief in hope, healing, grace, and personal growth. For clients who desire it, I can incorporate faith-based principles and relevant biblical wisdom into the counseling process. Together, we can work to create meaningful, lasting change as you move toward becoming the best version of yourself.
Available

New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Depression
+3
I am Tania Almeida, LCSW, a licensed clinical social worker dedicated to providing compassionate, evidence-based therapy for children, teens, adults, couples, and families. I specialize in helping clients navigate anxiety, depression, trauma, mood disorders, and other mental health challenges using approaches such as cognitive behavioral therapy (CBT), mindfulness, and trauma-informed care. My goal is to create a safe, supportive space where you feel heard, understood, and empowered to work toward healing, balance, and lasting personal growth.
Available

New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Couples Counseling
+10
I am a Licensed Clinical Social Worker with more than 30 years of experience helping individuals, couples and families navigate anxiety, depression, relationship issues, grief and life transitions. I have extensive experience helping professionals and first responders cope and manage trauma and work stress. I stress the importance of self care, "play" and mindfulness. Whether you're navigating anxiety, relationship concerns, life transitions, or simply feeling stuck, I provide a supportive, nonjudgmental environment where we work together to build resilience, develop effective solutions, and help you move toward the life you want.
Available

$200/session

Open-minded
Solution oriented

Specialties

Anxiety
Depression
Grief
I’m Nydia, a licensed clinical social worker with 15 years of experience. I offer a warm, affirming space where clients feel seen, heard, and understood. My compassionate, collaborative approach helps people explore their emotions, recognize their strengths, heal old wounds, and create meaningful change at a pace that feels right for them. Together, we build self-awareness, confidence, balance, and hope.
Available

New to Grow

$150/session

Specialties

Anxiety
Depression
Life Transitions
+7
Hi, I'm Patty, a Licensed Clinical Social Worker with over 30 years of experience helping adults and young adults navigate anxiety, stress, relationships, self-esteem, and life transitions. I provide a warm, supportive, and practical approach to therapy, creating a space where clients feel comfortable being themselves. My goal is to help you gain insight, build coping skills, and make meaningful changes that improve your overall well-being.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.