Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 547 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/28/2026

$120/session

Authentic
Intelligent
Specialties
Anxiety
Depression
Emotional Regulation
+5
Reaching out takes courage, and you’ve already taken the first step. You may be carrying anxiety, stress, or a sense that life isn’t quite where you want it to be. You may be standing at a crossroads and unsure which way to turn. In our work together, you’ll find a calm, supportive space rooted in compassionate awareness, where you can slow down, understand yourself more deeply, and move forward with clarity and confidence.
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$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+2
Hi, I’m Jennifer, a Licensed Clinical Social Worker and Certified Grief Educator. I work primarily with women and mothers who have spent much of their lives being strong for everyone else while carrying trauma, grief, family conflict, or painful relationship experiences. I support clients who may appear to be functioning well on the outside but privately struggle with anxiety, guilt, self-doubt, overthinking, difficulty setting boundaries, or feeling disconnected from themselves. I provide virtual therapy to clients throughout New York.
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$175/session

Empowering
Authentic
Direct
Specialties
ADHD
Anxiety
Depression
+11
If you want someone to hold you accountable, being direct and honest and the mirror to help see yourself clearly....then you found the right therapist. I am not the type of therapist to take your time and money, if you don't do the work. Therapy is work and there's "homework," in the time we don't see eachother to self reflect on. If you are ready for change, then let's meet to see if we are a fit!
VirtualAvailable
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$100/session

Authentic
Open-minded
Empowering
Specialties
Anxiety
Coping Skills
Depression
+9
My name is Jen, and I'm a licensed clinical therapist. I work with children, teens, and adults who are facing an array of social/emotional difficulties. I know life can feel overwhelming at times, and you don't have to figure it all out on your own. I offer a warm, nonjudgmental space where we will talk through strengths and challenges while discussing practical ways to help you feel better. We'll work collaboratively to explore various skills that will empower you in your day-to-day life. My approach to therapy is warm, supportive, and down-to-earth. I strive to create a space where you feel safe, understood, and comfortable being yourself. I use tools from CBT, DBT, and trauma-informed care, while always tailoring our work to what feels most helpful for you.
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New to Grow

$100/session

Specialties
Addiction / Substance Use
Anxiety
Life Transitions
I am a licensed psychologist who has worked with people in a variety of healthcare environments for the past few years. I believe in creating a safe space and developing a therapeutic alliance through authenticity while always staying client focused. My approach is direct, but I am compassionate, non-judgmental, and empathetic. I believe everyone has the capacity to self-actualize when given the right therapeutic tools and the supports they need.
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$125/session

Authentic
Warm
Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
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Often rebooked

$175/session

Empowering
Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Trauma and PTSD
+1
I believe meaningful healing begins when you feel genuinely seen, heard, and understood—without judgment or pressure to be anyone other than yourself. I work with individuals who may feel overwhelmed, misunderstood, stuck in familiar patterns, or as though they are constantly trying to navigate a world that was not designed with their needs in mind. This may include living with the effects of trauma, the daily “static” of ADHD, persistent anxiety, depression, relationship difficulties, or emotional exhaustion. I am a Certified Clinical Trauma Professional (CCTP), Certified Clinical Anxiety Treatment Professional (CCATP), and ADHD-Certified Clinical Services Provider (ADHD-CCSP). I also hold diagnostic privilege and have experience providing clinical supervision to Limited Permit clinicians working toward completion of their required hours. My approach is compassionate, collaborative, and individualized. I believe in meeting you where you are while also helping you move toward where you would like to be. Together, we may focus on developing practical coping tools, understanding emotional and behavioral patterns, strengthening relationships, processing difficult experiences, and creating changes that feel realistic and meaningful for your life.
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$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable
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Often rebooked

$300/session

Warm
Authentic
Empowering
Specialties
Family Conflict
Health/Medical Issues
Women's Issues
+10
I am a licensed marriage and family therapist, faith-based counselor, and life coach with a focus on addressing a wide range of human concerns, including stress, grief, loss, anxiety, and depression, as well as health concerns, including women's health issues such as those that arise through the menopause transition. I take an exploratory, holistic, integrative, and supportive approach to therapy that allows for a comprehensive understanding of your situation and fosters an open dialogue that encourages a collaborative process of discovery.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
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$120/session

Intelligent
Authentic
Direct
Specialties
Addiction / Substance Use
Serious Mental Illness / Crisis
Trauma and PTSD
+10
I’m a licensed clinical social worker and addiction specialist with approximately eleven years of experience working in both acute and community-based settings. I work from an integrative, psychodynamic, and trauma-informed orientation with individuals navigating anxiety, depression, trauma, substance use, and major life transitions. My practice is grounded in respect for autonomy and self-determination, with a foundation of unconditional positive regard and a nonjudgmental approach. I strive to create a therapeutic space that feels collaborative, safe, and attuned—particularly for those who may feel overwhelmed or underserved by traditional systems of care. I believe therapy can be both stabilizing and transformative: a place to develop and strengthen coping strategies while also exploring the deeper patterns, experiences, and relationships that shape our lives. My goal is to support each person in moving toward greater clarity, agency, and meaningful change, at a pace that feels right for them.
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$150/session

Authentic
Warm
Specialties
Anxiety
Career Counseling
Depression
+3
A compassionate counselor focusing on self understanding and self love. I would like to meet clients where they are right now, and find a way to move forward. Also focus on progress, and be flexible in adjusting the course of action so that I can build the treatment journey with clients. Help clients to take back the control of their lives.
VirtualAvailable
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$85/session

Empowering
Authentic
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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$175/session

Authentic
Warm
Empowering
Specialties
Anxiety
Coping Skills
Obsessive-Compulsive (OCD)
+6
I believe recovery doesn't have to be grim. I bring playfulness and humor into the room where it fits, because healing often involves finding joy again. My approach is rooted in the belief that your brain is trying to protect you—even when it feels like it's working against you. I don't just treat symptoms; I help you rebuild trust in your system. Whether you are dealing with intrusive thoughts, people-pleasing, low self esteem, coping with difficult personalities, we move at a pace that respects your life's demands. • No "Resume" Talk: I skip the jargon. We focus on you and what you need to feel safe and get your agency back. • Playful & Practical: Recovery can be hard, but it doesn't have to be grim. I bring warmth, at times humor, and real-world tools to our sessions. • Trauma-Informed: I understand that your symptoms are trying to protect you. We work with your brain, not against it.
VirtualAvailable
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$185/session

Empowering
Warm
Authentic
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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$130/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Depression
+8
I’m a therapist who believes healing begins when you feel truly seen, heard, and supported. I offer a calm and nurturing space where you can explore your thoughts, emotions, and experiences without pressure or judgment. I work with adults and couples who are coping with medical conditions, health-related stress, or major changes in their lives. My approach is warm, collaborative, and centered on helping you gain clarity, build confidence, and move through challenges with more ease. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure of what they need. Together, we slow things down, explore what’s getting in the way, and create new ways of understanding and caring for yourself. My goal is for you to feel supported and empowered as you build a life that feels more balanced and aligned.
VirtualAvailable
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$150/session

Solution oriented
Authentic
Warm
Specialties
Anxiety
Depression
Obsessive-Compulsive (OCD)
+9
Hello. I’m a Licensed Mental Health Counselor (LMHC), anxiety specialist, and author of several illustrated mental health guides focused on anxiety disorders such as generalized anxiety, panic disorder, agoraphobia, burnout , and OCD. I specialize in helping people with anxiety disorders, including OCD, panic disorder, agoraphobia, social anxiety, generalized anxiety, and phobias as well as the depression that often accompanies these conditions when left untreated. I also work with individuals struggling with insomnia, depression, perfectionism, burnout, and ADHD. My passion helping you make a difference in your life by is walking beside you with empathy, curiosity, and collaboration so you feel seen, heard, and supported. My approach is structured but compassionate, drawing on CBT, ERP, ACT, and trauma-informed care to help you reduce anxiety, overcome avoidance, and move toward growth and healing. I’m the author of Yesterday It Rained: An Illustrated Guide to Living with Anxiety, Quieting the Noise: A Visual Guide to Living with OCD, and When OCD Attacks Love: A Visual Guide to Understanding and Managing Relationship OCD. My insights have been featured in outlets such as Forbes, Healthline, and Newsweek
VirtualAvailable
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$100/session

Warm
Open-minded
Authentic
Specialties
Anxiety
Coping Skills
Self Esteem
+4
Hi, I’m Dominique Steiner, a therapist passionate about helping individuals create meaningful change in their lives. I specialize in working with anxiety, depression, trauma, grief, and relationship challenges, and I strive to create a safe, compassionate environment where clients feel heard, supported, and empowered. Together, we focus on building insight, developing coping skills, and working toward the life you want to create.
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$140/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Self Esteem
I am a native New Yorker and a graduate of Fordham University’s School of Social Work.I have decades of experience working with diverse populations. I bring a wealth of knowledge, insight, and clinical depth to my practice. Throughout my career, I have found this work to be deeply rewarding, with my role as a therapist being the most meaningful. I am honored to provide a safe, compassionate space where clients can engage in soul-searching, experience moments of epiphany, feel validated, and gain greater self-understanding. I believe that meaningful growth happens when clients are met where they are, with empathy and respect, and I work diligently to support that process. Central to my practice is the importance of self-care, which I actively embrace and practice weekly. I view self-care as essential—not optional—and it is a cornerstone of the conversations and work I share with clients. Outside of my professional life, I am a proud parent of two children, both graduates of Historically Black Colleges and Universities, who have successfully launched into their own independent lives.
VirtualAvailable
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$150/session

Solution oriented
Authentic
Humorous
Specialties
Anxiety
Crisis Intervention
Depression
+10
I am a Licensed Clinical Social Worker (LCSW) dedicated to helping individuals feel heard, supported, and empowered in their journey toward healing and growth. I earned my Master of Social Work (MSW) from Simmons University in 2019 and have over 10 years of experience in the field. Throughout my career, I have worked with children, adolescents, adults, and older adults across diverse settings. I strive to create a safe, collaborative, and nonjudgmental space where clients can explore challenges, build resilience, and develop meaningful tools for lasting change.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Challenging
Empowering
Specialties
Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable
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$150/session

Open-minded
Authentic
Warm
Specialties
ADHD
Anger Management
Self Esteem
Hello! I’m Crystal a bilingual (English/Spanish) licensed clinical social worker dedicated to helping individuals navigate life’s challenges with compassion, authenticity, and evidence-based care. I believe therapy should be a safe, nonjudgmental space where you feel heard, understood, and empowered to create meaningful change. I have experience working with children, adolescents, adults, and families experiencing anxiety, depression, trauma, grief, relationship difficulties, life transitions, stress, and behavioral concerns. My background includes outpatient therapy, crisis intervention, hospital settings, and forensic mental health, allowing me to support clients with a wide range of emotional and psychological concerns. My therapeutic approach is collaborative and individualized. I draw from Cognitive Behavioral Therapy (CBT), Trauma-Focused CBT, Motivational Interviewing, mindfulness, strengths-based therapy, and solution-focused techniques to help clients build practical coping skills while addressing the underlying causes of emotional distress. Whether you’re feeling overwhelmed, struggling with relationships, coping with trauma, or simply looking for a supportive place to grow, my goal is to help you feel empowered, build resilience, and move toward a healthier and more fulfilling life. Together, we’ll create realistic goals and celebrate progress every step of the way.
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$80/session

Specialties
Addiction
Anger Management
Anxiety
My life experiences have taught me the value of presence, resilience, and genuine human connection, and these qualities shape who I am as a therapist. I bring a calm, steady, and compassionate personality to my work, creating a space where clients feel seen, respected, and supported. My approach is person‑centered, collaborative, and grounded in empathy, helping clients slow down, reconnect with themselves, and navigate challenges with clarity. I especially enjoy working with adults seeking balance, meaning, and growth during life transitions.
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$150/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Coping Skills
Trauma and PTSD
+10
I am a psychologist that is licensed in Florida and New York with 12 years of experience in the field. I have worked as a school psychologist, trauma-informed postdoctoral resident and a clinical psychologist. I have worked with clients with a wide range of concerns including depression, anxiety, executive functioning deficits, relationship difficulties, school issues, parenting struggles and career challenges. I also helped many people who have experienced trauma and/or abuse. My counseling style is empathetic and warm. I believe in treating anyone with compassion, understanding and openness and I don't believe in the stigmatization of clinical diagnoses. My approach combines cognitive-behavioral, client-centered, and integrated theory. I will tailor our treatment plan to meet your unique and specific needs. It takes bravery and initiative to take the first steps towards change. If you are ready to take those steps I am here to help guide you and provide support along your journey of self-discovery as you unlock your potential and continue to grow as a person. I look forward to working with you!
VirtualAvailable
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$100/session

Authentic
Warm
Empowering
Specialties
Anxiety
Life Transitions
Mood Disorders
+3
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.