Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 537 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New to Grow

$200/session

Specialties
Anxiety
Attachment Issues
Codependency
+3
I'm a licensed clinical social worker who helps women navigate relationships, life transitions, and the messy process of figuring themselves out. I believe therapy should be a space where you can show up as you are, speak freely, explore what feels stuck, and work toward a life that feels authentically yours.
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$175/session

Solution oriented
Warm
Specialties
Anxiety
Depression
Family Conflict
+7
Hi, I’m Jada, a New York-based Licensed Mental Health Counselor providing virtual therapy to children, adults, and families. Born and raised on Long Island, I earned my Bachelor’s degree from Drexel University and my Master of Science in Clinical Mental Health Counseling from Long Island University–Post. I have experience working with clients in a variety of settings, which has allowed me to develop a flexible and individualized approach to therapy. I would describe myself as warm, empathetic, patient, approachable, and nonjudgmental. I strive to create a safe and supportive environment where clients feel comfortable being themselves, exploring their experiences, and working toward meaningful growth and improved well-being.
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New to Grow

$110/session

Specialties
Anxiety
Parenting
Trauma and PTSD
+10
Hello, I'm Stephanie Capone, LCSW. I provide a compassionate, nonjudgmental space where individuals can explore life's challenges, build resilience, and create meaningful change. I work collaboratively with clients experiencing anxiety, depression, relationship concerns, life transitions, stress, and self-esteem issues, helping them identify strengths and develop practical tools to support emotional well-being and personal growth.
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New to Grow

$120/session

Specialties
Addiction / Substance Use
Anxiety
Depression
+7
I am a retired first responder and New York State Licensed Clinical Social Worker (LCSW) with an MSW from Adelphi University (2007). My therapeutic approach is client-centered and incorporates Cognitive Behavioral Therapy (CBT), Motivational Interviewing, and psychoeducation. I work with individuals experiencing anxiety, depression, substance use disorders, relationship and family conflict, trauma, and men's issues. By combining my clinical training, first responder experience, and personal life experiences, I provide a compassionate, practical, and supportive environment. I believe meaningful change begins with feeling understood, supported, and empowered to take the next step toward a healthier life.
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$200/session

Empowering
Authentic
Direct
Specialties
ADHD
Anxiety
Depression
+11
If you want someone to hold you accountable, being direct and honest and the mirror to help see yourself clearly....then you found the right therapist. I am not the type of therapist to take your time and money, if you don't do the work. Therapy is work and there's "homework," in the time we don't see eachother to self reflect on. If you are ready for change, then let's meet to see if we are a fit!
VirtualAvailable
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New to Grow

$125/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
Starting therapy can feel overwhelming, especially when you're unsure where to begin. Whether you're navigating anxiety, depression, relationship challenges, difficult life transitions, or simply feeling stuck, you deserve a space where you feel genuinely heard and understood. As a Licensed Mental Health Counselor with over nine years of clinical experience, I work with adolescents, adults, couples, and families to navigate emotional challenges, gain deeper insight into themselves, and create meaningful change. My approach is warm, collaborative, and tailored to your unique experiences and goals. I integrate evidence-based therapeutic techniques with thoughtful exploration to help you develop healthier perspectives, strengthen your emotional well-being, and feel more empowered in your everyday life.
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$185/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Depression
Eating Disorders
+12
I specialize in working with high-achieving women who appear successful on the outside but feel overwhelmed, stuck, or quietly exhausted beneath the surface. Many of my clients are driven, thoughtful, and highly capable, yet find themselves struggling with anxiety, burnout, resentment, or significant life transitions. Therapy at Kaleidoscope Solutions is collaborative, active, and deeply insight-oriented. Our work focuses on understanding long-standing patterns, strengthening emotional resilience, and creating sustainable change—not just short-term symptom relief. My clients are motivated, reflective, and committed to meaningful personal growth. I accept Aetna and also offer private-pay therapy for clients seeking a more personalized therapeutic experience. Sessions are conducted virtually in a confidential and supportive environment. If you're ready for deeper insight and lasting change, I’d welcome the opportunity to connect.
VirtualAvailable
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$125/session

Humorous
Authentic
Direct
Specialties
Anxiety
Depression
Foster Care/Adoption
+10
Hi, I'm Key Hammonds, LCSW and yes, I'm the therapist who will make you laugh and help you breakthrough in the same session. I'm a NYC native, a mom, a community member, and a Licensed Clinician with over 18 years of experience. I earned my Master's in Social Work from NYU, but honestly some of my most important education has come from living life, navigating motherhood, doing my own healing work and overcoming adversity. This taught me resilience isn't just a buzzword, it's a practice. I practice what I preach. I believe deeply in therapy not as a last resort, but as an everyday act of self-care and courage. I will show up for you with honesty, humor, warmth, and zero judgment.
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New to Grow

$150/session

Specialties
Addiction / Substance Use
Anxiety
Codependency
+10
I am compassionate, empathetic, and nonjudgmental. My approach is rooted in the belief that you are the expert on yourself, and my role is to empower you to discover your strengths and make choices that feel right for you. I believe meaningful change happens when you feel supported rather than directed, and I strive to create a space where you can explore, grow, and be authentically yourself. My approach is collaborative and individualized. Together, we will work toward a deeper understanding of yourself by recognizing patterns that may no longer be serving you and developing the tools, insight, and confidence to make meaningful change. I bring insight, curiosity, wisdom, and life experience to my work, along with a genuine interest in getting to know you.
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New to Grow

$125/session

Specialties
Anxiety
Childhood / Intergenerational Trauma
Trauma and PTSD
+2
I’m Orlando M. Pellot, a Licensed Mental Health Counselor and founder of Sound Mind Psychotherapy Services, with over 20 years of experience helping individuals navigate life’s challenges. I specialize in trauma, anxiety, depression, stress and anger management, working primarily with adults, veterans, and professionals balancing personal, family, and career responsibilities. My approach is collaborative, compassionate, culturally responsive, and grounded in evidence-based practices, including EMDR, CBT, ACT, and clinical hypnosis. As a Latino therapist, U.S. Army veteran, husband, and father, I bring both professional expertise and lived experience to my work. I strive to create a supportive, nonjudgmental environment where clients feel understood, gain meaningful insight, develop resilience, and achieve lasting personal growth.
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New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
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$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Direct
Specialties
Grief
LGBTQ
Trauma and PTSD
+3
I became a mental health professional to support people through stressful times in their lives because I understand what it is like to go through hard times with and without support. The vast majority of my work has been helping people who have experienced bad things in life, learning about the hard parts of life and how they impact us, reducing emotional and physical distress, and supporting clients in achieving their goals. I have worked for over 10 years in NYC with adults, adolescents, children, and families.
VirtualAvailable
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New to Grow

$140/session

Specialties
Anxiety
Burnout
Childhood / Intergenerational Trauma
+5
Mircah Estimé is a licensed clinical social worker with a deep passion for helping individuals navigate life's challenges. In sessions, you'll embark on a journey of self-discovery and healing. She believes in the power of vulnerability and commitment in therapy. Her ideal client is someone who is ready to open up and willing to dive into self-discovery.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Emotional Regulation
+5
I work with individuals navigating anxiety, depression, low self-esteem, and imposter syndrome, as well as those healing from trauma or struggling with relationship challenges. I also provide support for clients managing OCD and stress related to life transitions, parenting, and burnout. My approach is a combination of DBT and CBT.
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$125/session

Authentic
Direct
Open-minded
Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
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New to Grow

$175/session

Specialties
Anxiety
Depression
Life Transitions
+10
Hi, I'm Sharice, a Licensed Mental Health Counselor (LMHC) dedicated to creating a safe, supportive, and nonjudgmental space where individuals can feel heard, understood, and empowered. I work with individuals navigating anxiety, depression, relationship challenges, life transitions, stress, and emotional difficulties. My approach to therapy is compassionate, collaborative, and tailored to each person's unique needs. I believe therapy is not about having everything figured out, but about gaining a deeper understanding of yourself, developing healthier coping skills, and learning how to navigate life's challenges with greater confidence. My goal is to help you feel supported as you work toward healing, personal growth, and becoming the best version of yourself.
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New to Grow

$150/session

Specialties
Couples Counseling
Family Conflict
Career Counseling
+1
I am a caring, empathetic and attentive therapist who values creating a safe place and supportive environment where individuals feel heard, understood and respected. I am a great listener and problem solver with a Family Systems, EFT, and Solution Focused approach. I support clients in navigating challenges to work toward meaningful change. I have a strong ability to recognize patterns, identify underlying causes contributing to presenting concerns and help clients develop practical strategies for moving forward, I am compassionate and committed to each individual's growth and remain focused on supporting clients in building the insight and confidence and skills needed to create lasting change.
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$175/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Self Esteem
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
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New to Grow

$90/session

Specialties
Addiction
Anxiety
Coping Skills
+6
Hi, I’m Debra Ratchford, an LMHC and a CASAC in New York with 10 years of experience supporting adults and adolescents in individual therapy. I help people who feel overwhelmed, stuck, or unsure how to move forward begin to understand their patterns, build confidence, and take practical steps toward change. I engage in active listening and empathy working with my clients.
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Often rebooked

$100/session

Authentic
Intelligent
Open-minded
Specialties
Anxiety
Depression
Men's Issues
+8
With a focus on acceptance, self-awareness and a strength-based approach we can identify strategies to address challenges of anxiety, depression, life transitions, relationship issues, family conflict, stress management and low self-worth. We’ll work together to help you break negative thought patterns and make room for effective habits and positive growth. I aim to provide a therapeutic environment that is supportive, healing, collaborative, trauma informed, and judgement free. I have 20 years of experience as a mental health professional where I’ve developed strong therapeutic skills as a clinical counselor. I’ve also lead multi-disciplinary treatment teams for both inpatient and outpatient settings. My roles have included Clinical Counselor, Director of Clinical Services and leadership roles in a corporate health care setting. I believe that each individual has a unique set of life experiences and treatment should be custom tailored to empower them help meet their personal needs. I am passionate about my work with a diverse client base which includes adults, teens (15 & older), business professionals dealing with job related stress, and those just trying to navigate through everyday challenges. I value confidentiality to help clients feel more confident and comfortable with treatment.
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$150/session

Authentic
Direct
Humorous
Specialties
Addiction
Anxiety
Men's Issues
+10
Hello, my name is Doug. I have been a mental health professional for 15 years and have worked in many different venues with many different populations. The central theme of my work has always been helping people get to where they want to go. In sessions- you and I will ally to identify and then work towards any goals you have while I serve as a supportive resource who will aim to be useful in helping you notice patterns and build skills. Mental health is health and as humans we all need support enriching our health. My goal will always be to support you.
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Often rebooked

$200/session

Authentic
Empowering
Intelligent
Specialties
Addiction
Coping Skills
Mood Disorders
+5
Making the decision to seek therapy is not an easy one, and choosing the right therapist to meet your needs can be even more daunting! As a licensed clinical psychologist, I have had the great fortune of supporting individuals from all walks of life who are working to make peace with their past, to connect with their present, and to build hope about their future. I strive to provide tailored support for my clients as they address issues like anxiety, depression, addiction, relationship trauma and problems, communication issues, anger management, symptoms of serious mental illness, adjustment, and decision-making issues.
VirtualAvailable
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$120/session

Direct
Intelligent
Warm
Specialties
Attachment Issues
Self Esteem
Spirituality
+8
I’m a Licensed Marriage and Family Therapist, an artist, and the Clinical and Creative Director of Healing Minds and Hearts. I create thoughtful, collaborative spaces where people can be their whole selves, tell the truth about what they are carrying, and reconnect with themselves and others. I support individuals, couples, families, and communities navigating identity, relationships, faith, life transitions, trauma, and the impact of past experiences and systems. Together, we explore who you are, what you need, and how you want to grow. Healing Minds and Hearts supports emotional, relational, spiritual, and creative healing. My hope is to create a space where you feel seen, respected, empowered, and supported.
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New to Grow

$75/session

Specialties
Addiction / Substance Use
Anxiety
Career Counseling
+6
My approach is supportive, collaborative, and solution-focused. I work with clients to identify their strengths, understand the challenges they are facing, and develop practical strategies that create meaningful change. I specialize in addiction and recovery, life transitions, stress, and navigating everyday challenges. I believe therapy should feel comfortable and productive, with a focus on realistic goals and solutions that fit each person’s individual needs and life.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.