Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 572 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New YorkRochesterAlbany

Availability updated: 10/13/2026

$125/session

Specialties
ADHD
Anxiety
Emotional Regulation
+7
I believe that seeking therapy is one of the most courageous things a person can do. It takes strength to acknowledge that something isn't working and to ask for support in making a change. My approach to therapy is straightforward: I'm here to listen, understand, and work alongside you as you navigate whatever challenges you're facing. Whether you're dealing with anxiety that's affecting your daily life, feeling stuck in patterns that no longer serve you, or going through a major life transition, my goal is to help you develop the tools and insights you need to move forward.
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New to Grow

$200/session

Specialties
Eating Disorders
LGBTQ
Obsessive-Compulsive (OCD)
+7
My name is Ricardo and I am a Licensed Mental Health Counselor. My work focuses on supporting people navigating eating disorders (Including ARFID), Body Dysmorphia, binging, fear of food, OCD, Tics/Tourette's and the unique experiences of LGBTQIA+ individuals. These struggles can feel isolating, but they don’t have to be. I offer a warm, affirming space where you don’t have to explain or justify who you are or what you’re going through.
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New to Grow

$150/session

Specialties
Couples Counseling
Family Conflict
Career Counseling
+1
I am a caring, empathetic and attentive therapist who values creating a safe place and supportive environment where individuals feel heard, understood and respected. I am a great listener and problem solver with a Family Systems, EFT, and Solution Focused approach. I support clients in navigating challenges to work toward meaningful change. I have a strong ability to recognize patterns, identify underlying causes contributing to presenting concerns and help clients develop practical strategies for moving forward, I am compassionate and committed to each individual's growth and remain focused on supporting clients in building the insight and confidence and skills needed to create lasting change.
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New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Loneliness / Isolation
+3
I’m a Licensed Clinical Social Worker who provides a supportive, collaborative space where clients can feel comfortable being themselves. My approach is practical and individualized, with a focus on understanding patterns of thoughts, emotions, and behaviors. I work with clients experiencing anxiety, depression, ADHD, life transitions, relationship concerns, and emotional regulation challenges.
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New to Grow

$120/session

Specialties
Childhood / Intergenerational Trauma
Loneliness / Isolation
Obsessive-Compulsive (OCD)
+3
You are brave! My name is Amber, and it would be an honor to walk with you on your healing journey. Healing is messy and being real and open is key to truly healing. I have worked with children, teens, adults and families for over 20 years. I have a warm, relaxed approach, focusing on the importance of you feeling like you can share whatever is on your heart during our time. I specialize in working with children, teens, adults and families dealing with all aspects of trauma, and also those impacted by adoption and/or foster care. It is most important to me that you feel safe, validated and empowered to feel, and process in order to heal!
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New to Grow

$150/session

Specialties
Anxiety
Depression
Life Transitions
Hi, I’m Brittney, a Licensed Clinical Social Worker who believes therapy should feel like a safe space where you can be honest, understood, and truly yourself. I work with adults who may be feeling overwhelmed, anxious, stuck, emotionally drained, or simply ready for something to change. My approach is warm, compassionate, and collaborative. I don’t believe in a one-size-fits-all approach to therapy, so I take the time to understand your experiences, strengths, challenges, and goals. Together, we can explore what may be getting in the way and develop practical tools to help you navigate life with greater confidence and self-awareness. Whether you’re working through anxiety, depression, relationship or family challenges, major life transitions, stress, or simply trying to better understand yourself, you don’t have to figure it all out alone. My goal is to create a space where you feel supported without judgment and empowered to make meaningful changes at your own pace. Starting therapy can feel like a big step, and you’ve already taken one by being here. I’d be honored to support you along the way.
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$100/session

Authentic
Intelligent
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+4
Hi, I have been in Private Practice for 25 years seeing Individual clients, and couples ( Gay, Lesbian, and straight). After completing my interships and passing the Board Exams, I began studing with individual psychotherapists and psychologists who's work interested me. That's how I choose my specializations. In my experience its the deeper work that creates lasting change. And courage! Courage to be vulnerable, to trust again, and to give yourself time. Understanding trauma and being proficient in EMDR attachment based Therapy, I help you rewrite your narrative. Applying Emotionally Focused Couples (EFT) and Individual work, I help individuals and couples get unstuck.
VirtualAvailable
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$195/session

Warm
Authentic
Empowering
Specialties
Anxiety
Trauma and PTSD
Coping Skills
+4
I’m a licensed psychotherapist with over 15 years of experience supporting adults and adolescents navigating anxiety, life transitions, relationship concerns, and emotional overwhelm. My approach is collaborative, practical, and grounded in helping you better understand yourself while building tools you can actually use in daily life. I work best with clients who are motivated for growth, value honest conversation, and want therapy to feel supportive, respectful, and effective—not rigid or overwhelming. I strive to create a space where you can show up as you are and move toward meaningful, sustainable change.
VirtualAvailable
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$250/session

Authentic
Direct
Empowering
Specialties
Anger Management
Anxiety
Depression
+2
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.
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Often rebooked

$125/session

Empowering
Open-minded
Solution oriented
Specialties
Anxiety
Couples Counseling
Depression
+6
"Hello, my name is Toria Caton, and I'm a Licensed Clinical Social Worker (LCSW) practicing in NEW York and Connecticut with over 15 years of clinical experience providing compassionate and effective therapeutic services.I work with individual , families and couples offering a safe and supportive space where clients can explore challenges , build understanding and foster personal growth . My approach is collaborative and client - centered , with a focus on helping clients develop insight , resilience and meaningful change. offering compassionate and effective therapy services. I am based in both New York and Connecticut and provide convenient telehealth sessions to clients throughout the state. My practice focuses on supporting individuals, families, and couples navigating challenging emotional landscapes. I specialize in helping people overcome anxiety, depression, and relationship and family difficulties, creating a safe and supportive space for growth. In my sessions, I primarily utilize evidence-based approaches such as Cognitive Behavioral Therapy (CBT) , Mindfulness-Based Cognitive Therapy (MBCT) and Strength Base Modalities to focus on" what is right not wrong "I empower my clients to gain a deeper understanding of their emotions, develop coping strategies, and actively work toward achieving their therapeutic goals .
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Often rebooked

$150/session

Authentic
Direct
Humorous
Specialties
Addiction
Anxiety
Men's Issues
+10
Hello, my name is Doug. I have been a mental health professional for 15 years and have worked in many different venues with many different populations. The central theme of my work has always been helping people get to where they want to go. In sessions- you and I will ally to identify and then work towards any goals you have while I serve as a supportive resource who will aim to be useful in helping you notice patterns and build skills. Mental health is health and as humans we all need support enriching our health. My goal will always be to support you.
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$150/session

Authentic
Challenging
Solution oriented
Specialties
Anxiety
Couples Counseling
Self Esteem
I am a Licensed Mental Health Counselor (LMHC) providing individual and couples therapy for adults who want to better understand themselves and their relationships. My work is rooted in the belief that lasting change begins with awareness—of our thoughts, emotional patterns, and the ways we relate to ourselves and others. I work with individuals who struggle with self-criticism, doubt, emotional disconnection, and a persistent sense that they are never doing “enough.” Many of my clients are high-functioning on the outside but feel internally overwhelmed, stuck, or disconnected from their sense of worth. Through therapy, they learn to recognize unhelpful patterns of self-talk, develop greater emotional clarity, and build a more compassionate and grounded relationship with themselves. I also work with couples who feel caught in cycles of conflict, distance, or misunderstanding. Rather than focusing only on the content of arguments, I help couples understand the emotional dynamics and attachment patterns driving their interactions. By reducing judgment and increasing awareness, partners are able to communicate more effectively, rebuild trust, and reconnect in more meaningful ways. My approach is collaborative, insight-oriented, and client-centered. I integrate elements of cognitive-behavioral and attachment-based work to help clients understand the “why” behind their reactions and practice new ways of responding. Therapy with me is not about quick fixes or assigning blame, but about creating space for clarity, understanding, and intentional change. Clients often report feeling calmer, more self-aware, and better equipped to navigate relationships and life challenges. My goal is to help people feel more grounded in themselves, more connected in their relationships, and more confident moving forward.
VirtualAvailable
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$100/session

Authentic
Warm
Solution oriented
Specialties
Anger Management
Child or Adolescent
Couples Counseling
+10
I work with children, parents, and couples, helping families navigate life's challenges, strengthen relationships, and develop healthier patterns of communication and connection. Whether your child is experiencing emotional or behavioral difficulties, you're facing parenting challenges, or you're seeking to improve your relationship with your partner, I approach therapy with compassion, curiosity, and respect for your unique experiences. I understand that it's not always easy to start therapy, and I want to make this process successful for you.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
My name is Phyllis Williams. I am an Associate Professional Counselor licensed in the state of Georgia and New York. I am also the proud owner of Tuyee Holistic Services LLC. A little bit on my educational background. I obtained my Masters in Science degree from CUNY-Hunter College School of Education with a concentration in Mental Health Counseling, in addition to my Bachelor’s of Arts in Psychology. A little bit on my theoretical approach. I utilize an integrative approach to therapy by applying a combination of therapeutic strategies to fit the individualized needs of my clients. I specialize in the use of, but not limited to Cognitive Behavioral Therapy (CBT), Dialectic Behavioral Therapy (DBT) and Psychodynamic Theory with a Solution Focused & Person-Centered Approach.
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$90/session

Warm
Authentic
Solution oriented
Specialties
Self Esteem
Trauma and PTSD
Anger Management
+8
Hello ~ my name is Tammy Piotter and I'm a Licensed Mental Health Counselor based out of New York state. I've been working in the field for 15 years and enjoy the opportunities to connect with others in a meaningful way. Coming along beside them to begin the process of creating the life they desire and deserve is my personal goal. My experience in working with individuals and groups with moderate to severe diagnoses allows me to connect with diverse others with compassion.
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$185/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Spirituality
I began my career working in family crisis services, including child protection and foster care. I’ve also supported individuals with disabilities and provided career guidance through my work with the state. While these experiences have shaped my approach, individual and group counseling are truly where I feel most passionate and effective. I am a Christian and draw strength from my faith. For clients who would like to incorporate spirituality into our work, I am happy to do so. At the same time, I fully respect and support clients who prefer a non-spiritual approach—your comfort and goals guide the process.
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$140/session

Authentic
Intelligent
Solution oriented
Specialties
Anxiety
ADHD
Bipolar Disorder
+7
I use a warm, collaborative, and client-centered approach that draws from CBT, DBT, EMDR, mindfulness, and other evidence-based techniques. Together, we’ll explore patterns that may be keeping you stuck, develop practical tools to manage stress and emotions, and work through difficult or traumatic experiences when appropriate. I’ll meet you where you are and work at your pace, with the goal of helping you feel more grounded, empowered, and confident as you move toward meaningful change.
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$75/session

Open-minded
Solution oriented
Specialties
ADHD
Anxiety
Bipolar Disorder
+10
I am Sonya a licensed mental health counselor. I practice Cognitive Behavioral Therapy(CBT) which assists clients in understanding how are thoughts, knowledge, and experiences impact/drive our responses in situations, in every area of life. This approach can improve the overall quality of life of all person's and includes strategies to treat various types of depression, anxiety based disorders, and substance abuse disorders. CBT offers person's in need of support with trauma based disorders as well. Behavioral challenges for youth as well as behavioral pattern and desensitization treatment for every age.
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
LGBTQ
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable
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$175/session

Holistic
Warm
Specialties
Anxiety
Depression
Life Transitions
+10
I’m a bilingual (English/Spanish) licensed therapist specializing in individuals and couples therapy, offering telehealth services across Massachusetts, Florida, Texas, New Jersey, New York, and Georgia. With a multicultural background and a flexible, evidence-based approach, I create a supportive, non-judgmental space where clients feel empowered to grow, heal, and reconnect. I'm passionate about helping people navigate relationship challenges, life transitions, and personal growth with authenticity and compassion.
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$85/session

Empowering
Authentic
Solution oriented
Specialties
Anxiety
Child or Adolescent
Depression
+9
Welcome! I am a Licensed Clinical Social Worker in the state of New York. I believe therapy is a collaborative and supportive process where you can feel heard, understood, and accepted without judgement. My approach is warm, compassionate and client centered. I strive to create a safe space where you can be open and honest about your experiences. Taking the time to understand you as a whole person- not just the challenges that brought you to therapy is paramount to the helping process. In our work together, we'll explore your thoughts, emotions, relationships and experiences while identifying practical strategies that can help you move toward the life you want. It is my belief that you are the expert of your own life, my role is to support and empower you along the way.
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$175/session

Warm
Specialties
Anxiety
Bipolar Disorder
Coping Skills
Hello, I’m Jennifer Hernandez, DSW Candidate, LCSW, a licensed clinical social worker serving individuals, couples, families, and adolescents throughout New York and Connecticut. My passion is helping people heal from life’s most difficult experiences and build healthier, more fulfilling lives. I specialize in trauma, grief and loss, anxiety, depression, relationship challenges, life transitions, and complex emotional concerns. Throughout my career, I have worked in community mental health, crisis intervention, forensic settings, and private practice, supporting clients from diverse backgrounds and walks of life.
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$150/session

Authentic
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+7
I’m Stephanie, a warm, honest therapist with 11 years of experience. I help teens and adults with anxiety, depression, grief, trauma, relationships, stress, substance use, and food or body concerns. I meet you where you are, listen without judgment, build on your strengths, and shape therapy around your needs, goals, comfort, values, and pace. Together, we’ll create practical steps toward lasting and meaningful change.
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Often rebooked

$125/session

Authentic
Direct
Warm
Specialties
Anxiety
Depression
Coping Skills
+7
Hi. I am a Licensed Mental Health Counselor based in New York. I obtained my Masters at Baruch College and have been working in field of mental health since 2017. I currently provide therapy sessions to both young and middle-aged adults. In my practice, I support my clients with identifying their emotions, navigating various stressors, and implementing healthy lifestyle changes.
VirtualAvailable
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$125/session

Specialties
Anxiety
Couples Counseling
Depression
+4
I am a compassionate and dedicated mental health counselor committed to helping individuals navigate life’s challenges while building resilience, clarity, and emotional well-being. I believe that seeking support is a courageous step, and I strive to create a safe, supportive, and nonjudgmental space where clients feel heard, respected, and understood. My goal is to help individuals explore their experiences, process difficult emotions, and develop meaningful strategies for growth and healing. My therapeutic approach is collaborative and client-centered, grounded in evidence-based practices such as Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT). I work with clients to understand the connection between thoughts, emotions, and behaviors while helping them build practical coping skills to manage stress, regulate emotions, and improve relationships. I believe therapy should not only offer insight but also provide tools that clients can use in their everyday lives. I have a strong interest in supporting individuals who are navigating trauma, stress, and major life transitions. Many of the people I work with feel overwhelmed, stuck, or unsure about how to move forward. Together, we work to identify patterns that may be contributing to distress while strengthening self-awareness, confidence, and healthy coping strategies. I am particularly passionate about supporting individuals who have spent much of their lives being strong for others. Therapy can be a place where those burdens are acknowledged and explored without judgment. My goal is to empower clients to better understand themselves, develop resilience, and move toward a life that feels more balanced, purposeful, and aligned with their values.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.