Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 38 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/4/2025

Peresia Commodore

Peresia Commodore, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
13 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor (S10174) in North Carolina. I received my MA in Community and Mental Health Counseling, from Webster University in 2011. I have been in clinical practice since 2012. I have a myriad of counseling experience working with children, adults, couples, and families that have focused on a variety of presenting problems such as depression, divorce recovery, marital conflict, anxiety, codependency, parenting techniques, grief, sexual brokenness and life transition. I provide an individualized treatment approach, displaying honesty and empathy while also offering a space that's safe and allows you to be your true self. I am dedicated to making the treatment experience worthwhile as we all strive to become a better version of ourselves.

Phyllis Roberson

Phyllis Roberson, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
25 years of experience
Virtual
Hello! I am a Licensed Professional Counselor and Psychiatric Registered Nurse based in North Carolina. I hold a Master’s degree in Psychology from Old Dominion University and an Educational Specialist degree in Counseling Psychology from the College of William and Mary. Additionally, I earned my Master of Divinity in Christian Ministry from Southeastern Baptist Theological Seminary and am currently completing my doctorate in Christian Counseling. With over 20 years of experience as a practicing therapist, I specialize in helping adults with depression and anxiety disorders become the best versions of themselves.

Mandie Overocker

(they/them)

Mandie Overocker, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
26 years of experience
Virtual
I am a professional counselor, consultant, human development and nature healing specialist. I am licensed with the state of North Carolina Board for Licensed Professional Counselors (#6516) and a National Certified Counselor (#229164). I received my Bachelor of Arts degree in Elementary Education in 1996 and both Masters and Specialists degrees of Education in Mental Health Counseling from the University of Florida in August of 2000. My continuing ed & training focus has mainly been on trauma and dissociation throughout the last 26 years. The majority of my life experiences have centered around learning as much as I can about trauma and dissociation; how we can increase our awareness in order to increase our "window of realness." We often hear about improving our "window of tolerance" in order to tolerate the ever more increasing demands of our world. By increasing our "Window of realness" we move toward our most authentic selves. I often use an eclectic approach bringing together a variety of types of therapy to help my clients express what they need to express from the various different developmental levels that traumatic material gets stuck within. For example in one session you may find we start out by talking and end by drawing, playing, or dancing. Whatever brings you in: trauma, grief, struggling with dissociation, anxiety or depression, it's my hope that by providing a soft place to land, you will feel comfortable enough in your own skin to begin to be curious to explore what's on your mind. You'll feel acknowledged, respected and empowered as an individual, as a human being, with rights and needs, through the compassionate and empathic way that I will relate with you. From, the very first session, you can begin to claim back your power.

Teresia Medley-Hood

(she/her)

Teresia Medley-Hood, LCSW - North Carolina Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
Hi there, I'm Teresia! Do you feel overwhelmed by challenging relationships with loved ones, friends or co-workers? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? I help people just like you manage anxiety and avoid burnout. Together, we can identify what's not working and get you back to balance. We'll use a holistic approach, addressing the needs in all aspects of your life. I will integrate mindfulness and CBT to help you develop a stronger relationship with yourself. My area of expertise includes anxiety issues, stress, anger management, depression, coping skills and mood disorders including bipolar. Whether you're dealing with everyday stress, relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Rochelle Huff

(she/her)

Rochelle Huff, LCSW - North Carolina Therapist at Grow Therapy
$70/session
LCSW
25 years of experience
Virtual
My goal is to assist you in developing your vision and journey in becoming your best and desired self. I am person centered and enjoy applying creative strategies in my practice; such as the use of art, music-videos, narrative mediums and activities. I believe that everyone is capable of change. I have extensive experience with working with adolescents, adults, and families. I am an active supporter of persons and groups of varied cultural backgrounds and individuals in the LGBTQ+ community.

Veronica Kelly

(she/her)

Veronica Kelly, LCSW - North Carolina Therapist at Grow Therapy
$130/session
LCSW
11 years of experience
Virtual
Welcome! I want to take this opportunity to acknowledge your consideration for therapy. Life can be challenging and talking about these challenges can be scary and leave you feeling vulnerable. Well, I am here to help you make sense of what sometimes may not make sense. Therapy is powerful tool that can be instrumental in learning more about you, how your process life challenges and how these challenges have impacted you. I aim to create a safe space to process these challenges while we explore the root and develop a plan to improve your quality of life. Whether you are dealing with depression, anxiety, couple conflict or you want to learn how to be your best you, we will work together to help you achieve your goals. I celebrate you starting your process today. Contact me today and I look forward to working with you.

Betsy Blum

Betsy Blum, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
30 years of experience
Virtual
Hi! I am a Licensed Clinical Professional Counselor based in Maryland I provide teletherapy services to clients in North Carolina and Vermont, and Maryland. I received my master's degree in counseling psychology from Antioch New England Graduate School, New Hampshire in 1992 and My Bachelors in Transpersonal Psychology from Burlington College, Vermont, 1987. I do IFS, EMDR, and Somatic work to help clients find lasting and transformative changes in their lives. I incorporate Spirituality into my work. I teach mindfulness and The Law of Attraction, and creative visualization. I am a CPTSD survivor, and I have used these therapies personally to find lasting peace and joy. I enjoy providing compassionate, supportive therapy, and deep insight orientated, transformative therapy. I enjoy helping clients reduce stress, heal codependency, and heal trauma, depression, and grief. I teach clients to find their inner confidence, and courage, to set boundaries with others and stop "people pleasing". I teach clients to Love themselves and communicate clearly and compassionately with others. I help clients to get to the root of their problems, learn to regulate their emotions, and find peace in the midst of worry and distress. I help clients learn to set boundaries in healthy relationships and to leave abusive relationships.

Achovia Jones

(she/her)

Achovia Jones, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
5 years of experience
Virtual
As a Licensed Clinical Mental Health Counselor, Licensed Clinical Addiction Specialist, and Certified Clinical Supervisor Intern, I am dedicated to helping you discover your life's purpose. I believe that with honesty, openness, and willingness, change is possible. I appreciate you taking the time to seek my support, and I am thrilled to accompany you on your journey through life’s challenges.

Dr. Carla Horton Gray

(she/her)

Dr. Carla Horton Gray, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$110/session
LCMHC
26 years of experience
Virtual
I’m a North Carolina–licensed clinical mental health counselor with over 20 years of experience supporting individuals through some of life’s toughest challenges. My work focuses on helping people heal from trauma, manage anxiety and depression, rebuild after divorce, and navigate complex emotional issues such as bipolar disorder, eating disorders, grief, and chronic medical illness. I also provide support for those struggling with self-esteem, sleep issues, and life transitions. I bring a compassionate, down-to-earth approach to therapy and believe in creating a space where you feel safe, understood, and empowered. Whether you’re facing something recent or carrying pain from the past, I work with you to build practical tools for healing and growth. A proud North Carolina native, I hold a B.S. from Western Carolina University, an M.S. in counseling from Webster University, and a doctorate in psychology from Liberty University. I’m passionate about helping you find clarity, strength, and hope—one step at a time.

Patricia Wertman

(she/her)

Patricia Wertman, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
I am a Licensed Clinical Social Worker with a Masters in Social Work from Marywood University. I have 19 years experience as a clinical psych specialist helping adults manage anxiety, depression, stress, and life transitions. I work with clients who feel overwhelmed, stuck in negative thought patterns, or are navigating difficult life changes. My goal is to provide a supportive, compassionate and safe space where one can feel empowered to move forward with confidence.

Sarah Honald

Sarah Honald, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Sarah is a licensed clinical social worker, earning her undergraduate degree in psychology from Georgia State University and her graduate degree in social work from the University of Southern California. She previously served in the military and is a combat veteran. Sarah has prior experience in mobile crisis and the inpatient setting within the Greater Atlanta area. Sarah appreciates serving those from diverse backgrounds, cultures, and values. She loves helping people increase their ability to cope, increase insight, learn new skills, and improve overall functioning.

Karen Patterson

Karen Patterson, LCSW - North Carolina Therapist at Grow Therapy
$85/session
LCSW
21 years of experience
Virtual
I am Karen Patterson, a licensed Clinical Social Worker in North Carolina with 26 years of Clinical experience. I believe that you are the expert on your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started. During our therapy sessions, you will learn new things, including lessons about emotions, thoughts, coping skills, facing fears and more. We will be developing a plan of action and setting goals. Each session is essentially a problem-solving session while exploring your thoughts and feelings. I will be able to interpret the information you give and show empathy as I look at your situation from your perspective to understand your experience. I am an active listener and provide a safe and calm environment so you can move closer to having the life you wish to work toward accomplishing.

Saundra Casey

Saundra Casey, LCMHC - North Carolina Therapist at Grow Therapy
$65/session
LCMHC
9 years of experience
Virtual
I have been practicing Pastoral Care & Counseling for over 20 years. I am a board-certified chaplain and spiritually integrated psychotherapist through the Association Clinical Pastoral Education and a Licensed Clinical Mental Health Counselor. I have experience in providing counseling and assessment services to children, adolescents, adults, families in church, social service agencies, seniors/nursing homes and hospital/ hospice healthcare settings.

Sarah Lanza

Sarah Lanza, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$110/session
LCMHC
24 years of experience
Virtual
I have been in practice for over 24 years. I work with clients from very diversified backgrounds, helping clients to identify their issues, helping them to determine what is leading to these issues, and determining the best steps to address such issues. We will take a look at how your past is potentially affecting your current day and further attempt to work through any issues from your past that are stopping you from getting to where you want to be in life. I provide a nurturing, supportive and motivating environment.

Tre’Sha Threet

Tre’Sha Threet, LMFT - North Carolina Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
Hello! I am a licensed marriage and family therapist based in North Carolina! My experience ranges across several settings including as a therapist in a psychiatric residential treatment facility, outpatient therapist, and at a private practice. I work with teens, individual adults, and couples assisting them with navigating through various issues. I look forward to meeting and collaborating with you!

Dr. Kelly Maybin

(she/her)

Dr. Kelly Maybin, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker (LCSW). I received my Doctor of Social Work from Simmons University in Advanced Clinical Practice, and my Master's of Social Work from the University of Tennessee. I have years of experience working with families, communities, and the aging population that have struggled with a wide range of issues such as Depression, Anxiety, PTSD, OCD, Bipolar, Personality Disorder, and Schizophrenia.

Janet Stone-Nielsen

(she/her)

Janet Stone-Nielsen, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
27 years of experience
Virtual
I am Janet Stone-Nielsen, an LCSW (licensed clinical social worker) in northeastern North Carolina. I have 27 years of experience in the field as a clinical social worker and clinical and administrative supervisor. My experience is primarily in domestic violence, sexual assault, crisis intervention, grief, loss, major life transitions, chronic health problems, anxiety and depression. I am passionate about helping people and promoting lasting positive change. I use an eclectic therapy approach dependent upon client needs.

Kendrick Burden

(he/him)

Kendrick Burden, LCSW - North Carolina Therapist at Grow Therapy
$90/session
LCSW
18 years of experience
Virtual
Hi, I’m Kendrick Burden, a Licensed Clinical Social Worker passionate about helping people reconnect with their truest selves. I work with individuals who are navigating trauma, anxiety, depression, and high-pressure transitions especially when life feels heavy or unclear. Whether you're processing loss, healing from old wounds, or trying to realign with who you were created to be, therapy is a space to pause, reflect, and move forward with intention. My approach blends evidence-based tools like EMDR, CBT, and ACT with compassion and faith-based support when desired. Together, we’ll identify what’s been holding you back and chart a new path grounded in your values and strengths. My hope is to help you feel more anchored, more empowered, and more at peace with the life you’re creating.

Chaundra Fletcher

(she/her)

Chaundra Fletcher, LCMHC - North Carolina Therapist at Grow Therapy
$175/session
LCMHC
15 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor in NC and a Licensed Professional Counselor in SC. I received my Master's Degree from Montreat College. I have been practicing professional counseling for 7 years. I help those ages 16+ learn how to navigate life, manage stressors, identify and manage emotions while building coping skills and learning to reframe negative thoughts.

Jairo Orellana

Jairo Orellana, LCSW - North Carolina Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
I’m Jairo Orellana, LCSW, MBA, a bilingual therapist and CEO of Healing2Harmony.com, offering virtual therapy for individuals, couples, and families navigating trauma, anxiety, depression, relationship struggles, career stress, and life transitions. With over 15 years of experience and a rare combination of clinical expertise (MSW) and business leadership (MBA), I provide a skill set few therapists can match. I specialize in helping professionals, remote workers, first-generation individuals, and anyone facing self-doubt, emotional wounds, and personal growth challenges. My approach blends trauma-focused therapy, cognitive-behavioral techniques, and mindfulness, creating a supportive space to heal, build resilience, and reclaim your life — emotionally, personally, and professionally.

Christine E. Murray, Ph.D.

(she/her)

Christine E. Murray, Ph.D., LMFT - North Carolina Therapist at Grow Therapy
$200/session
LMFT
23 years of experience
Virtual
I'm Christine Murray (she/her/hers), the Founder of Start Here Counseling & Consulting, PLLC. I'm on a mission to promote mental health, healthy relationships, and thriving communities. I have over two decades of experience working in the mental health field. Based in Greensboro, North Carolina, I’m a Licensed Marriage and Family Therapist (LMFT) and Licensed Clinical Mental Health Counselor (LCMHC) in North Carolina, as well as a Licensed Marriage and Family Therapist (LMFT) and Licensed Professional Counselor (LPC) in my home state of Pennsylvania. My counseling practice specializes primarily in working with individuals who are on a journey toward healing and growth following unhealthy, toxic, and/or abusive relationships in any area of life, especially survivors of intimate partner violence / domestic violence. I also work with a limited number of clients who are navigating general life transitions and struggles. Although I work primarily with individuals, as a trained marriage and family therapist, I also work with couples and families.

Ashauntis McNair

(she/her)

Ashauntis McNair, LCSW - North Carolina Therapist at Grow Therapy
$130/session
LCSW
11 years of experience
Virtual
Welcome! I’m a Licensed Clinical Social Worker (LCSW) in North Carolina and Maine, committed to helping you in a safe and supportive environment. My focus is on building trust so you can feel comfortable sharing your thoughts and feelings. With a personalized approach, I use proven techniques to address your unique needs. Together, we can navigate life's challenges and discover your strengths. If you're ready to embark on your journey toward healing and personal growth, I invite you to schedule a session with me!

Deidre McLeod

Deidre McLeod, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
20 years of experience
Virtual
I am a Licensed Mental Health counselor in Florida, Georgia, North and South Carolina, with 20 years of experience. I specialize in cognitive behavioral therapy, trauma informed therapy, and client centered approach. I have served as a rape crisis counselor, foster care therapist, and crisis response counselor. I hold certifications as a sexual violence and domestic violence advocate. Other areas of expertise include, but are not limited to; PTSD treatment, depression and anxiety, stress management, ADHD, grief and loss issues.

Michelle Christie

(she/her)

Michelle Christie, LCSW - North Carolina Therapist at Grow Therapy
$125/session
LCSW
4 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW) based in North Carolina, with a Master’s degree in Social Work from Indiana University–Purdue University Indianapolis. I have four years of professional experience, I specialize in supporting individuals navigating the challenges of depression, anxiety, and significant life transitions. My approach is compassionate, client-centered, and tailored to empower those feeling overwhelmed or defeated to regain a sense of balance and purpose in their lives.

Kasey Saunders

(she/her)

Kasey Saunders, LMFT - North Carolina Therapist at Grow Therapy
$140/session
LMFT
16 years of experience
Virtual
Hi! I have been a Licensed Marriage and Family Therapist for 14 years. I graduated from the Marriage and Family Therapy program East Carolina University in North Carolina and also hold a Bachelor degree in Child Development and Family Relations. I help women of all ages to tackle challenges that lead to significant stress and prevent them from reaching their goals

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Domestic Violence?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Domestic Violence, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.