Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 90 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/5/2025

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Jamil Akil

(he/him)

Jamil Akil, LPC - New Jersey Therapist at Grow Therapy
$95/session
LPC
11 years of experience
Virtual
"True success is the predictable result of hard work, patience, sacrifice & learning put into practice everyday." - Unknown Hey there! Thank you for sliding on past my profile and the above quote is essential to not only my mindset in how I approach everyday as a Licensed Professional Counselor (LPC) but also how I want to assist in creating a space for my clients. I am currently based in Pennsylvania & have over 10 years of experience working with an array of clients. I have helped many from young adults to older adults take a deep dive within themselves to challenge thoughts, perspectives and beliefs that create a mental and emotional limitation on becoming a more empowered and improved version of themselves. My goal is to respectfully challenge and guide clientele to look within themselves since they are the best expert on their own life and choices so that they can discover the innate skills and abilities that can take them to higher heights within their situations and lives.

Dawn Macri

Dawn Macri, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
29 years of experience
Virtual
I am so glad you reached out for help! I am passionate about helping people navigate life's difficulties with compassion and empathy. Oftentimes, it is our difficulties that are the catalyst for big change. I bring over 29 years of counseling experience in a variety of settings (Residential treatment, Intensive outpatient, EAP and private practice) but most enjoy connecting in individual sessions. I look forward to working with you and assisting you with living your best life.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Susan Bergen

(she/her)

Susan Bergen, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
28 years of experience
Virtual
I am a Licensed Clinical Social Worker who has dedicated my professional life to the advancement of the human species. What do I mean by the advancement of the human species? Well, no one ever taught us how to be mindful of thought patterns; to be aware of our own scars and biases, no one gave us an instruction book when it comes to dealing with our emotional life and the emotional lives of others. Scary, those big feelings can be. Unless, you have a plan. That is where therapy comes in. We work together to develop plans to assure you accomplish the goals you set for yourself.

Gretchen Murchison

(she/her)

Gretchen Murchison, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
25 years of experience
Virtual
Therapy is your space. A space to pause. To exhale. To say the things you’ve been holding in. It’s yours—whether you’re working through a tough transition, feeling overwhelmed, carrying old pain, or just trying to make sense of what’s next. As a therapist with over 20 years of experience, I offer a safe, affirming space to grow through what you're going through. In a world that can feel overwhelming—especially in times of political and societal change — you don’t have to navigate it alone. I work with individuals aged 16-60(ish) who are looking to: ✔ Manage everyday stress and anxiety ✔ Explore life and career goals. ✔ Heal from trauma or grief, including suicide loss ✔ Build confidence and overcome feeling "stuck" ✔ Find affirming therapy as part of the LGBTQIA++ community ✔ Better understand and support Trans/NB loved ones ✔ Cope when loved ones struggle with addiction or mental health challenges ✔ Navigate the uncertainties and stress of today’s political and social climate I am committed to inclusive, culturally responsive care that respects your identity and lived experience. I also recognize and honor the unique challenges faced by military service members, veterans, and their families. Whether navigating the demands of military life, the stress of transitions, or the impact of service-related experiences, I provide a space for healing, resilience, and growth. Choosing the right therapist is an important decision. Please book a free, 15-minute consult call so we are both sure our connection is a good fit. If my posted availability doesn't fit your schedule, visit SunriseLCSW.com and send me a message. I accept new clients on a case-by-case basis based on therapy goals and scheduling availability.

Dr. Manny Kyei

(he/him)

Dr. Manny Kyei, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker in New Jersey and Ohio. I received my Doctor of Social Work degree from Rutgers University, and I have been practicing therapy for eight years. My clinical experience has been working with individuals struggling with anxiety, depression, ADHD, PTSD, self-esteem issues, acculturation, bicultural issues, and relationship challenges. I look forward to creating a collaborative relationship with my clients.

Greg Caiafa

Greg Caiafa, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I know anxiety and depression. I know how it feels to fall down over and over and believe like you're destined to fall again. I also know firsthand how changing our thinking can help us to overcome even the most daunting challenges. I've helped countless people make significant progress in every aspect of their lives. I utilize established modalities like CBT, ACT and Motivational Interviewing, but I also know the value of listening.

Michael Golinkoff

Michael Golinkoff, LP - New Jersey Therapist at Grow Therapy
$250/session
LP
30 years of experience
Virtual
I am a doctoral level clinical psychologist licensed in PA and NJ. I received my degree in Clinical and Developmental Psychology from the University of Illinois - Chicago. I completed a pre-doctoral and postdoctoral fellowship at the Cornell Medical Center. I have over 30 years of experience treating adolescents, adults and older adults in individual and couples therapy. We all have patterns in our behaviors and relationships that lead to predictable outcomes. My approach focuses on identifying those patterns, learning why they exist and understanding their impact on our lives - both good and bad. I help people use that insight to gain more control of their lives and make healthy changes. I try to create a warm, supportive and safe environment that promotes curiosity and courage in my clients. It is important for me to understand what my client feels would be a better life for them and what is most important for them to achieve and improve in their life.

Antanette Ringold

(she/her)

Antanette Ringold, LPC - New Jersey Therapist at Grow Therapy
$255/session
LPC
10 years of experience
Virtual
Hello, my name is Antanette. I am an experienced therapist and life coach with 10+ years of working in the mental health field. We can work together to address existential dread, development of systems and routines to address executive dysfunction, the journey of spirituality, unexpected life changes, anxious attachment style, Anxiety, and Depression. I understand starting therapy (or starting again) can be quite the task, especially if you’re not sure where to begin. My approach to therapy will be tailored to best fit your needs and we will work at the pace of your choosing. If you're looking to make a change, let’s work together!

Wendy Sharpless

Wendy Sharpless, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
12 years of experience
Virtual
I have been a Licensed Professional Counselor (LPC) since 2018. My experience in the behavioral health field began in 2010 with work in various settings: Group housing, therapeutic support within a preschool setting, Intensive Outpatient (IOP), Partial Hospitalization (PHP), and outpatient counseling. I earned my Master’s degree in Counseling from Seton Hall University. I am also trained in trauma-informed care. I seek to create a safe, calming environment for all of my clients.

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Alyssa Haley

(she/her)

Alyssa Haley, LCSW - New Jersey Therapist at Grow Therapy
$155/session
LCSW
25 years of experience
Virtual
My name is Alyssa Haley and I am a licensed clinical social worker with over 25 years of experience working with children, adolescents, adults, & families. I specialize in working with adolescents and adults who struggle with depression, anxiety, attention, neurodivergence, trauma, mood dysregulation, communication, social skills and life transition issues. I have an eclectic approach that combines cognitive behavioral therapy, dialectical behavioral therapy, family systems, attachment, object relational, acceptance and commitment therapy, and trauma informed approaches. I will shape our treatment goals to meet your unique specific needs. I look forward to learning more about your treatment goals. Therapy is a partnership and is hard work, but with consistency and perseverance real change can be made.

Tamar Joseph

(she/her)

Tamar Joseph, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
16 years of experience
Virtual
Have you ever been blindsided by life? Do you ever feel overwhelmed by your feelings and emotions? Are you having difficulty balancing and navigating through relationships, finances, and/or your career? Do you compare yourself to people who seem to have it all figured out? Trust me, we have all been there trying to figure out this beautiful thing called LIFE. It is my passion to assist people navigating through the highs and lows of their personal life. I like to view our sessions as collaborations to help you put things in perspective and hopefully obtain the solutions you seek. My desire is to empower you to live the life that you want to live. I have experience working in various settings such as school, jail/prison, and in the community. Because of my clinical experiences and background, I can provide a non-judgmental approach for you to speak freely about any life situation. Let’s get through life together.

Dr. Samantha Welsh

(she/her)

Dr. Samantha Welsh, LPC - New Jersey Therapist at Grow Therapy
$80/session
LPC
10 years of experience
Virtual
My name is Dr. Samantha Welsh (she/her). I hold a doctorate degree in Clinical Psychology (Psy.D.) and I am a Licensed Professional Counselor (LPC) in the state of New Jersey. I have over 10 years of experience working in the mental health field with children, adolescents, and adults. I utilize a Cognitive-Behavioral Therapy (CBT) approach in order to help clients understand the connection between their thoughts, feelings, and behaviors. Additionally, I utilize an individualized approach in order to ensure that each client’s treatment is tailored to their needs and is optimal for their success. I believe that YOU are always the expert when it comes to knowing yourself. I am here with skills, support, and techniques to help you along your therapeutic journey in life.

Julie Fitzick

(she/her)

Julie Fitzick, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As an practicing clinician since 2020, I bring experience from community mental health, the educational system, and private practice. I've worked with individuals, couples, and families of all ages, tailoring evidence-based approaches to support each client's unique journey toward growth & healing. Life can feel overwhelming, but you don’t have to face challenges alone. I provide compassionate, personalized therapy for individuals, couples, and families at all stages of life. Whether you’re navigating emotional regulation, parenting struggles, grief, ADHD, anxiety, depression, or relationship challenges, I’m here to support you.

Alberta Madsen

(she/her)

Alberta Madsen, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
40 years of experience
Virtual
Hi, I am a LCSW with over 40 years of experience. I have worked with all age groups through the years and various human conditions. I love to hear peoples stories and help with anxiety and depression. I primarily focus on how automatic thoughts effect behavior and create our perspective on life. I also employ mindfulness techniques and motivational counseling .

Kim Dallas

(she/her)

Kim Dallas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.

Marta Warner

(she/her)

Marta Warner, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
8 years of experience
Virtual
My therapeutic style is warm and welcoming, collaborative and flexible, expert yet open-minded. I enjoy developing relationships and treating others as I would like to be treated. In sessions, I am active and involved, working alongside you to help you achieve your goals. Together we can identify how you can communicate and manage your thoughts and feelings to be the best version of yourself. I utilize evidence-based treatment modalities and traditional talk therapy to move you forward in life. Please reach out so we can get started in your journey!

Laura Lee Jones

(she/her)

Laura Lee Jones, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
16 years of experience
Virtual
Greetings! My name is Dr. Laura Lee Jones and I am a licensed clinical social worker in New Jersey and Florida. I began my career in clinical social work over twenty years ago. I hold a Doctorate of Social Work from Capella University, a Masters of Social Work from Monmouth University and a Bachelors of Arts in Liberal Studies from Rutgers University. I consider myself to be an inspirational clinician who effectively communicates in a way that encourages action and change. Through my many years in the field of psychotherapy, I am an expert behavioral health clinician specializing in mental health services to improve the quality of life for individuals of all ages and circumstances. My passion is helping people realize their potential to effectuate change through mindfulness, empowerment, and person-centered approaches. My style is friendly, warm, and honest. I find that trust and acceptance is the foundation for an effective therapeutic relationship and humor is a must! I approach each session by meeting the individual where they are at and go from there.

Gena Figliuzzi

(she/her)

Gena Figliuzzi, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
7 years of experience
Virtual
Hi, Im a Licensed Professional Counselor who has been in private practice for the last 7 years. I have been a School Counselor for the last 17 years. I work with a range of ages from children through adulthood. I am currently Licensed in New Jersey. I enjoy working with clients online because it offers counseling to a wide range of clients.

Ayana Foluke Mckanney

(she/her)

Ayana Foluke Mckanney, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
27 years of experience
Virtual
I am Ayana Foluke McKanney, a seasoned Clinical Social Worker and Life Coach with over 26 years of experience in both public and private sectors, helping individuals and families navigate life’s most challenging circumstances. I hold clinical social worker licenses in New York (#098940), New Jersey (#44SL06739500) and Rhode Island (#ISW04317). I believe that obstacles are opportunities for growth, and I support my clients in reflecting on their experiences, safely processing their feelings, and then choosing empowered ways to move forward. I specialize in supporting individuals as they heal, build fulfilling careers, navigate family dynamics, and create a life of balance and purpose.

TaMara Gray-Phillips

(she/her)

TaMara Gray-Phillips, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
TaMara brings a wealth of experience in an unconventional way. As a former owner of a home healthcare company, that primarily provided services to the elderly, TaMara found herself assisting families, particularly adult children, who had to make tough healthcare and financial decisions for their parent(s). She helped families establish goals on how best to support their parents in maintaining dignity and independence while simultaneously identifying the next steps in the event of their parents’ passing. While families had to come to terms with the physical, mental, and/or psychological changes seen in their parents, taking on the parental role was quite emotionally challenging for adult children. TaMara supported the entire family in managing these delicate issues.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Peer Relationships?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.