Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 50 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/15/2026

Often rebooked

$115/session

Warm
Authentic
Empowering

Specialties

Older Adults
Anxiety
Coping Skills
+9
My name is Priscilla Tixi, and I have my masters in Mental Health Counseling. I am a Licensed Professional Counselor (LPC) in New Jersey and a Licensed Clinical Professional Counselor (LCPC) in Maine. I have worked in the mental health field for 10 years, primarily for non-profit agencies, and 5 of those years as a mental health therapist. I provide individual therapy in English for adults 18 and up. I will support you through life's complexities. My approach centers on understanding your unique journey and offering compassionate, person centered, and solution-focused care that will honor your experiences. My expertise spans a wide range of focus areas, including but not limited to anxiety, depression, workplace/home life challenges, trauma recovery, stress, relationship dynamics, personal growth, women's issues, grief, navigating significant life transitions, etc. My therapeutic style emphasizes empowerment, self-discovery, and healing. I create a supportive environment where you can explore your emotions, develop meaningful coping strategies, and cultivate greater self-understanding. I'm dedicated to walking alongside you with empathy and professional guidance. I look forward to working with you!
VirtualAvailable

$127/session

Warm
Intelligent
Humorous

Specialties

Older Adults
Anxiety
Couples Counseling
+8
Rita LaBrew, LMFT, licensed in New York and New Jersey, brings extensive experience in foster care, child welfare, private practice, and telehealth. I provide a collaborative, thoughtful therapy experience grounded in clinical expertise and evidence-informed care. Together, we'll work toward greater insight, emotional resilience, and meaningful, lasting change. I work with adults who are ready to move beyond simply managing symptoms and are willing to explore the deeper patterns shaping their lives. Whether you're struggling with anxiety, depression, trauma, relationship difficulties, family-of-origin concerns, life transitions, or longstanding emotional patterns, therapy offers an opportunity to understand not only what you're experiencing, but why. My approach is primarily psychodynamic, integrating psychoeducation to help make complex emotional experiences more understandable and practical. Together, we explore how early relationships, unconscious patterns, protective roles, and present-day experiences influence your emotions, relationships, and decisions. As insight grows, clients often find themselves responding to life's challenges with greater clarity, confidence, and intention. Clients often describe my style as thoughtful, direct, and collaborative. I strive to create a space where curiosity replaces self-criticism, where difficult experiences can be understood without judgment, and where lasting change develops through deeper self-awareness rather than temporary solutions. My practice is best suited for adults seeking ongoing outpatient psychotherapy and is not a fit for higher-acuity or crisis-focused care. I may refer clients whose needs would be better served by a higher level of care, specialized treatment, or services outside my scope of practice. Please note that I do not provide documentation or written support for court, custody, disability, or other legal matters, and my practice is not a fit for individuals seeking therapy primarily for court-related issues. My goal is always to help clients find the care that best meets their needs.
VirtualAvailable

$150/session

Specialties

Older Adults
Anxiety
Life Transitions
+6
My approach is built on a foundation of warmth and non-judgmental acceptance, where you can feel safe to explore your deepest concerns. Clients often tell me they appreciate my direct communication style, which respectfully gets to the heart of the matter without endless circling. By combining a safe space with clear, insightful feedback, I aim to empower you to trust your own wisdom, develop a stronger sense of self-worth, and navigate challenges with newfound confidence and resilience
VirtualAvailable

New to Grow

$150/session

Specialties

Older Adults
Anxiety
Life Transitions
+2
Hi! I am a clinically licensed psychotherapist who works with adults in the areas of anxiety, caregiving, self-esteem, life transitions, and career coaching. I earned my Master’s of Science in social work from Columbia University and developed my own private practice where I use an integrative approach to therapy and evidence-based modalities. By providing a safe and nurturing environment, my goal will be to help you explore your needs and goals.
Available

$150/session

Authentic
Solution oriented
Direct

Specialties

Older Adults
Anxiety
Depression
+10
Hello, my name is Margo Ferrin, and I have been working in the Counseling field for 26 years. Throughout my career, I have had the privilege of working with the diverse population, including young adults, adults, and seniors. I believe therapy should be a supportive and compassionate space where individuals feel heard, respected, and empower to grow. My approach is collaborative and personalized, helping clients navigate life's challenges while building practical tools for emotional wellness and personal growth. Throughout my career, I have supported clients experiencing anxiety, stress, life, transitions, relationship concerns, self-esteem challenges, and questions surrounding identity and purpose. I work, especially well with individuals seeking greater balance, clarity, and confidence in their personal and professional lives. My purpose is to create a non-judgemental environment, where clients can explore their experiences openly while working toward meaningful and lasting change. Weather, you are navigating a difficult transition, feeling, overwhelmed, or simply looking to better understand yourself, I strive to help you feel supported every step of the way.
Available

$150/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Anxiety
Coping Skills
+8
I am a Licensed Clinical Social Worker who has dedicated my professional life to the advancement of the human species. What do I mean by the advancement of the human species? Well, no one ever taught us how to be mindful of thought patterns; to be aware of our own scars and biases, no one gave us an instruction book when it comes to dealing with our emotional life and the emotional lives of others. Scary, those big feelings can be. Unless, you have a plan. That is where therapy comes in. We work together to develop plans to assure you accomplish the goals you set for yourself.
VirtualAvailable

Often rebooked

$80/session

Authentic
Warm
Solution oriented

Specialties

Older Adults
Addiction
Anxiety
+9
Welcome! It takes courage to reach out for help and I appreciate you. My name is Marlana and I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I received my MA, EdM from Columbia University, NYC and have been practicing for over 25 years. I enjoy working with adults with depression, anxiety, life transition issues and especially those struggling with addictions.
VirtualAvailable

$175/session

Open-minded
Warm

Specialties

Older Adults
Anxiety
Coping Skills
+9
I am a licensed therapist in New Jersey and Pennsylvania with more than 20 years of experience helping adults navigate life's challenges with compassion and confidence. Whether you're feeling overwhelmed, anxious, stressed, lonely, or coping with depression, grief, life transitions, work stress, health concerns, relationship difficulties, or caregiving responsibilities, I provide a warm, empathetic, and inclusive space where you can feel heard, supported, and empowered. I work with individuals from diverse backgrounds, including LGBTQ+ clients, to develop insight, build effective coping strategies, and create meaningful, lasting change. All therapy sessions are offered virtually, allowing you to receive confidential, convenient care from the comfort of your own home. I look forward to supporting you on your journey toward healing and well-being.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Anxiety
Coping Skills
+6
*Note: 7pm slot for Wednesday is for biweekly sessions* Hello! My name is Rukiya and I am a Licensed Professional Counselor based in New Jersey. Professionally I have been working as an outpatient clinician in community mental health for the past five years and working in the field for the past 8 years. I work with adults from different communities who are navigating challenges such as anxiety, stress, identity concerns, and self-esteem. My approach is person-centered and collaborative, grounded in the belief that individuals are the experts of their own experiences. I help clients to reconnect with themselves and their communities at their own pace. Personally, I went into this field wanting to understand myself more and others around me. What came out of it was finding myself, finding community, and finding the language to name things that were happening to me and around me. I believe people are the experts of themselves and I get the honor to hold space and help connect the dots. Outside of Therapy I am a writer and a poet. I am a former peer educator. I'm passionate about creating a space where someone can find the best version of themselves because it was a gift that was given to me. Also, fan of basketball and Women's sports. To learn more about me and my approach I have website innerwebtherapy.com where I also share resources for building support, growth, and community.
VirtualAvailable

$100/session

Humorous
Warm
Authentic

Specialties

Older Adults
Anxiety
Coping Skills
+9
I’m a Licensed Clinical Social Worker who works with children, adolescents, and adults navigating life’s challenges. My goal is to create a supportive and collaborative space where clients feel comfortable exploring their thoughts, emotions, and experiences. I have several years of experience working with children and parents, manage behavioral or emotional concerns, and build healthy coping skills. In addition to my therapy work, I also serve as a case manager in a long-term acute care hospital, where I support adults and older adults facing complex medical and life transitions. My approach is compassionate, practical, and strengths-based. I strive to help clients better understand themselves, develop effective coping strategies, and feel more confident navigating everyday life.
VirtualAvailable

$150/session

Solution oriented
Direct
Intelligent

Specialties

Older Adults
Anxiety
Depression
+10
HI, I'M A LICENSED PSYCHOLOGIST WITH MORE THAN 30 YEARS OF EXPERIENCE HELPING PEOPLE OVERCOME THE ANXIETY, DEPRESSION, OR ANGER THAT IS HOLDING THEM BACK FROM ACHIEVING THEIR LIFE GOALS. TOGETHER, IN A SAFE AND SUPPORTIVE ENVIRONMENT, WE EXPLORE THE DYSFUNCTIONAL THINKING THAT IS CONTRIBUTING TOWARDS YOUR EMOTIONAL DISTRESS AND PROBLEM BEHAVIORS. WE THEN WORK TO CHANGE THIS TO CREATE A SET OF MORE HEALTHY AND REALISTIC BELIEFS ABOUT YOURSELF AND YOUR LIFE. THE RESULT IS THAT YOU'RE NOT ONLY FEELING BETTER, BUT THAT YOU ARE ALSO BETTER ABLE TO MEET LIFE'S CHALLENGES AND PURSUE YOUR LIFE GOALS. IF YOU'RE TIRED OF THE BURDEN OF EMOTIONAL DISTRESS OR PROBLEM BEHAVIORS THAT HAS BEEN WEIGHING YOU DOWN, AND YOU ARE READY TO MAKE SOME CHANGES, I'M READY TO HELP YOU GET GOING TO MAKE THOSE CHANGES AND TO CREATE A HAPPIER AND MORE FULFILLING LIFE FOR YOURSELF.
VirtualAvailable

$95/session

Empowering
Warm

Specialties

Older Adults
Anxiety
Depression
+10
Life can feel overwhelming when trauma, anxiety, depression, or relationship challenges take center stage. I believe therapy should be a space where you feel seen, heard, and supported as a whole person—not just a collection of symptoms. I work collaboratively with clients to help them make meaning of their experiences, reconnect with their values, and move toward a more authentic and fulfilling life. I specialize in trauma and have experience working with individuals navigating anxiety, depression, PTSD, and substance use concerns. I also work with couples and families, supporting healthier communication, deeper understanding, and more secure connections. Whether you’re feeling stuck, disconnected, or simply seeking clarity and growth, I aim to meet you where you are with compassion and respect. My approach is rooted in humanistic and existential therapy, emphasizing personal agency, self-awareness, and the belief that change is possible—even in the midst of pain. I take an integrative approach, drawing from evidence-based modalities such as Cognitive Behavioral Therapy (CBT), grief work, and solution-focused interventions, tailoring treatment to each client’s unique needs and goals. Healing is not about “fixing” yourself—it’s about understanding yourself more deeply and learning new ways to relate to your experiences. I strive to create a safe, supportive, and nonjudgmental environment where you can explore challenges, build resilience, and move forward with intention.
Available

$189/session

Solution oriented
Direct
Intelligent

Specialties

Older Adults
Couples Counseling
Family Conflict
+9
I’m Tammy Gold, LCSW, an author, therapist, and nationally featured parenting and family therapy expert who created the Care Map Method™. I help adults, couples, parents, and families feel safe, supported, and truly heard. My sessions offer no judgment, stress, or shame—just positive support, clinical insight, and practical solutions to better understand emotions, behavior, relationships, parenting stress, divorce conflict, and family communication. My goal is for clients to leave each session feeling better, less alone, and supported by someone in their corner helping them understand and advocate for their needs.
Available

New to Grow

$120/session

Specialties

Older Adults
Anxiety
Coping Skills
+4
Perla Bastien-Larivaux, NCC, LPC, CIMHP, is a counselor whose passion lies in helping others find emotional and spiritual wholeness through faith, physical, and emotional well-being. A licensed psychotherapist, a Certified Integrative Mental Health Professional (CIMHP), and a seasoned teacher, she blends Scripture, psychology, and compassion to guide others toward peace and purpose. Personalized virtual counseling sessions designed to help high-functioning professionals move toward their better selves.
Available

$150/session

Authentic
Warm
Open-minded

Specialties

Older Adults
Couples Counseling
Grief
+9
As a Licensed Clinical Social Worker (LCSW), I am committed to empowering individuals and couples to overcome life's obstacles. I specialize in offering compassionate therapy and assistance for issues such as substance use, anxiety, depression, interpersonal conflicts, and various life challenges with individuals and couples. My passion lies in creating a safe and supportive environment where my clients can embark on their journey towards healing and personal growth.
VirtualAvailable

$150/session

Intelligent
Solution oriented

Specialties

Older Adults
Anxiety
Chronic Illness
+9
I am a Licensed Clinical Social Worker with more than 30 years of experience helping adults navigate life's challenges, transitions, and opportunities for growth. I believe that every person has a story, and sometimes the stories we tell ourselves can keep us feeling stuck, disconnected, or uncertain about the future. That's why I call myself The Story Shifter—because healing often begins when we discover new ways of understanding our experiences and ourselves. Together, we will explore the experiences that have shaped your life with curiosity, compassion, and without judgment. As we gain insight into old patterns and beliefs, new possibilities can emerge. By shifting perspective, we can find meaning in difficult experiences, reconnect with our strengths, and create a more fulfilling path forward. My approach is holistic and integrative, honoring the connection between mind and body. I help clients find clarity, resilience, and a deeper sense of purpose and well-being.
VirtualAvailable

$150/session

Humorous
Warm

Specialties

Older Adults
Anxiety
Career Counseling
+8
My background is in psychology and women's studies with a master's degree in clinical social work from NYU. With 25 years of experience, I individualize care using a variety of evidence-based treatment approaches including psychoanalytic psychotherapy (6-year post-grad program), Cognitive Behavioral Therapy (CBT Certified), Motivational Interviewing (MI Certified), and mindfulness. I help therapists, healthcare professionals, yogis, artists, musicians, educators - and others - with personal and job-related stressors. My focus is women's mental health: relationships, parenting, divorcing, dating, transitions, aging and bereavement. I welcome diversity among my clientele inclusive of all races, religions, sexual orientations/genders and neurodiversity.
Available

$150/session

Warm
Authentic
Open-minded

Specialties

Older Adults
Addiction
Depression
+10
Hello! My name is Dr. Jennifer Jordan. I am a Licensed Mental Health Counselor (LMHC) based in Florida. I received my PhD in Counseling Psychology from National University and Masters Degree in Counseling Psychology from California Baptist University. I have worked with individuals, couples and families seeking counseling for 20 years, both online and in a variety of settings. I help clients learn new skills to successfully navigate the challenges of life, deepen their understanding of themselves, enhance their relationships, and improve their mental health and emotional well-being.
VirtualAvailable

$95/session

Authentic
Empowering
Solution oriented

Specialties

Older Adults
Anxiety
Coping Skills
+4
Hi! I am a Licensed Professional Counselor and am Bilingual (Spanish). I have been practicing for over 20 years and have been experience in many areas of mental health, including anxiety, depression, life transitions and life coaching. I also have studied the Gottman Method for couples counseling. I strive to ensure my clients see their value through compassion and understanding. Mental health is a journey that a clinician partners with a client to ensure that they feel constant support to achieve wellness.
VirtualAvailable

$150/session

Solution oriented
Direct
Empowering

Specialties

Older Adults
Anxiety
Coping Skills
+9
I have been a Mind, Body and Spirit counselor for 14 years. As a Pastoral Counselor I will help you examine not just your mental and physical well-being but also your spiritual well-being. I will to listen to you and assist you in examining your life, provide you with insight that will help you to determine what is the right course for you.
Available

$125/session

Warm
Empowering
Solution oriented

Specialties

Older Adults
Addiction
Crisis Intervention
+7
Thank you for reaching out to begin your journey of healing through individual psychotherapy at Grow. I'm so happy that you reached out for help. I am Linda Schmidt, LCSW, LCADC, a licensed therapist in New Jersey. I am a graduate of Fordham University, NYC with a masters degree in clinical social work. I am a licensed clinical social worker with over 20 years' experience and a licensed certified drug and alcohol counseling with 7 years' experience in New Jersey. My clinical background has been developed in various programs and facilities such as hospitals, behavioral health centers, detox and inpatient substance abuse rehab facilities. Therapy is about telling the truth. Listening for it, discovering it, and acknowledging it with the help of someone who makes that possible through trust. It's also about growth beyond difficult times, with guidance and encouragement.
VirtualAvailable

$125/session

Warm
Authentic
Intelligent

Specialties

Older Adults
Anxiety
Depression
+9
I am a licensed clinical social worker (LCSW) who has over 25 years of experience working with people across all ages around all the major life transitions and mental health issues. I have practiced in both inpatient, outpatient and partial hospitalization programs as well as medical hospitals and emergency rooms. I have a passion for helping people realize that they are not defined by their physical or mental health conditions.
VirtualAvailable

$85/session

Warm
Empowering
Authentic

Specialties

Older Adults
Anxiety
Couples Counseling
+10
Hi, I am a Licensed Therapist in New Jersey, working on my PA license, which should be accessible soon. I have been in practice for over 15 years. I specialize in helping you work through your issues . Can you get better, most definitely . I use client-centered therapy The interventions, I use is CBT, Motivational interviews and mindfulness. . I work at an agency in New Jersey, where I do individual counseling for women, men and teenagers, some children. I do couples and marriage counseling.. We concentate on Conflict resolvement and communication breakdown My resume includes working with individuals who have high degrees of anxiety. In trauma let us work through it together. If struggling with depression and grief issues than I can help you. lets get to the root of your struggles together. I am a christian. My first session includes getting to know you better and making you feel comfortable
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Anger Management
Couples Counseling
+9
Hello, thank you for learning more about me and how we might work together Toward your goals. I am a trained, licensed clinical social worker (LCSW) and life coach in New York City and New Jersey. My approach to working with clients is supportive and strength-based. No matter what you have been through, you are resilient. I work with you to discover your truth and authenticity. While my background is in trauma-informed care, I apply treatment modalities such as cognitive-behavioral therapy (CBT), dialectical behavior therapy, DBT and talk therapy. I adapt most of my methods to individual needs. I am a parent and an African American woman with a deep understanding of the intersectionality of gender, race, culture, and class. I approach my work through an anti-oppressive and social justice lens with a deeper understanding of systems of oppression as they relate to race, gender, and sexuality. I always approach diversity in the room as a gift with significant room for the clients to teach me. I am a curious person and respect the uniqueness of every human being’s background.
VirtualAvailable

New to Grow

$120/session

Specialties

Older Adults
ADHD
Anxiety
+10
Hello, my name is Mordechai Berman, LPC, and I am a Licensed Professional Counselor dedicated to helping individuals and families improve their emotional well-being and overall quality of life. My practice serves children, teens, adults, and older adults facing challenges such as anxiety, depression, ADHD, OCD, autism spectrum disorder, grief, life transitions, and relationship difficulties. I utilize evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Person-Centered Therapy, and Acceptance and Commitment Therapy (ACT), while tailoring treatment to each client's unique needs and goals. I am particularly passionate about supporting older adults as they navigate the challenges of aging, loss, and finding meaning in later life, as well as helping children and families build stronger relationships, emotional resilience, and lasting positive change. My goal is to provide a warm, supportive, and collaborative environment where every client feels heard, respected, and empowered to grow.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Older Adults, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.