Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 27 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Michael Golinkoff

Michael Golinkoff, LP - New Jersey Therapist at Grow Therapy

Frequently rebooked

$250/session
LP
30 years of experience
Virtual
I am a doctoral level clinical psychologist licensed in PA and NJ. I received my degree in Clinical and Developmental Psychology from the University of Illinois - Chicago. I completed a pre-doctoral and postdoctoral fellowship at the Cornell Medical Center. I have over 30 years of experience treating adolescents, adults and older adults in individual and couples therapy. We all have patterns in our behaviors and relationships that lead to predictable outcomes. My approach focuses on identifying those patterns, learning why they exist and understanding their impact on our lives - both good and bad. I help people use that insight to gain more control of their lives and make healthy changes. I try to create a warm, supportive and safe environment that promotes curiosity and courage in my clients. It is important for me to understand what my client feels would be a better life for them and what is most important for them to achieve and improve in their life.

Dante Mercurio

Dante Mercurio, LP - New Jersey Therapist at Grow Therapy
$150/session
LP
31 years of experience
Virtual
HI, I'M A LICENSED PSYCHOLOGIST WITH MORE THAN 30 YEARS OF EXPERIENCE HELPING PEOPLE OVERCOME THE ANXIETY, DEPRESSION, OR ANGER THAT IS HOLDING THEM BACK FROM ACHIEVING THEIR LIFE GOALS. TOGETHER, IN A SAFE AND SUPPORTIVE ENVIRONMENT, WE EXPLORE THE DYSFUNCTIONAL THINKING THAT IS CONTRIBUTING TOWARDS YOUR EMOTIONAL DISTRESS AND PROBLEM BEHAVIORS. WE THEN WORK TO CHANGE THIS TO CREATE A SET OF MORE HEALTHY AND REALISTIC BELIEFS ABOUT YOURSELF AND YOUR LIFE. THE RESULT IS THAT YOU'RE NOT ONLY FEELING BETTER, BUT THAT YOU ARE ALSO BETTER ABLE TO MEET LIFE'S CHALLENGES AND PURSUE YOUR LIFE GOALS. IF YOU'RE TIRED OF THE BURDEN OF EMOTIONAL DISTRESS OR PROBLEM BEHAVIORS THAT HAS BEEN WEIGHING YOU DOWN, AND YOU ARE READY TO MAKE SOME CHANGES, I'M READY TO HELP YOU GET GOING TO MAKE THOSE CHANGES AND TO CREATE A HAPPIER AND MORE FULFILLING LIFE FOR YOURSELF.

Lorraine Morgan

Lorraine Morgan, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
20 years of experience
Virtual
Hi! I am a Licensed Professional Counselor and am Bilingual (Spanish). I have been practicing for over 15 years and have been experience in many areas of mental health. I strive to ensure my clients see their value through compassion and understanding. Mental health is a journey that a clinician takes with the client to ensure that they feel constant support to achieve wellness.

Melisa P. Sheldon

Melisa P. Sheldon, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$140/session
LCSW
19 years of experience
Virtual
Hello! I’ve had 35 years of experience working in the field of social work in both clinical and non-clinical settings as a therapist, as well as in the field of hospice for many years. I graduated with my MSW from Rutgers University, have a Certificate in Gerontology, and my clinical expertise in Gerontology has been enhanced by working with families, in the fields of addictions, griefwork, life transition issues, sports psychology, Chronic mental illness, and family and individual therapy with people of all ages 18 years and older. I also hold certifications in Reiki 1 and Animal Reiki, am an Ironman Finisher and avid marathon swimmer which means I know about goals and how to not only reach them myself, but to help others reach theirs as well!

Alberta Madsen

(she/her)

Alberta Madsen, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
40 years of experience
Virtual
Hi, I am a LCSW with over 40 years of experience. I have worked with all age groups through the years and various human conditions. I love to hear peoples stories and help with anxiety and depression. I primarily focus on how automatic thoughts effect behavior and create our perspective on life. I also employ mindfulness techniques and motivational counseling .

Susan Goodwin

(she/her)

Susan Goodwin, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
8 years of experience
Virtual
Hi, I am a Licensed Professional Counselor, and Licensed Clinical Alcohol and Drug Counselor from New Jersey. I work with clients ranging from teenagers throughout the lifespan. I enjoy working with people and collaborating with them to address their concerns whether it be substance misuse, addiction, life transitions, anxiety or depression. I am open to meeting the client where they are at. Using warmth, empathy and humor we can work together to achieve your goals.

Linda Schmidt

(she/her)

Linda Schmidt, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Thank you for reaching out to begin your journey of healing through individual psychotherapy at Grow. I'm so happy that you reached out for help. I am Linda Schmidt, LCSW, LCADC, a licensed therapist in New Jersey. I am a graduate of Fordham University, NYC with a masters degree in clinical social work. I am a licensed clinical social worker with over 20 years' experience and a licensed certified drug and alcohol counseling with 7 years' experience in New Jersey. My clinical background has been developed in various programs and facilities such as hospitals, behavioral health centers, detox and inpatient substance abuse rehab facilities. Therapy is about telling the truth. Listening for it, discovering it, and acknowledging it with the help of someone who makes that possible through trust. It's also about growth beyond difficult times, with guidance and encouragement.

Rukiya Bluford

(she/her)

Rukiya Bluford, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
6 years of experience
Virtual
Hello! My name is Rukiya and I am a Licensed Professional Counselor based in New Jersey. I have been working as an outpatient clinician in community mental health for the past four years and working in the field for the past 6 years. I have my Masters in Clinical Mental Health Counseling from New Jersey City University. I work with a variety of people from different communities who are looking to address their challenges at their own pace. My focus has been helping individuals find healthy ways to reconnect with themselves and their communities.

Victoria Scerbo

Victoria Scerbo, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Hi there!I am a licensed Professional Counselor based in New Jersey, and have been in practice for 25 years. I help people who are struggling with Anxiety, depression, relationships, Mood disorders, ADD, Life transitions, Couple counseling & gender identity issues., and so much more! Together we could bring about positive changes and help you become a better version of yourself. If you are reading this, then you are already taking the first step towards wellness!

Hieka Wiese

Hieka Wiese, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
As a Licensed Clinical Social Worker (LCSW), I am committed to empowering individuals and couples to overcome life's obstacles. I specialize in offering compassionate therapy and assistance for issues such as substance use, anxiety, depression, interpersonal conflicts, and various life challenges with individuals and couples. My passion lies in creating a safe and supportive environment where my clients can embark on their journey towards healing and personal growth.

Kelly Szewczyk

(she/her)

Kelly Szewczyk, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) based in New Jersey. I received my Master's degree from Caldwell University and have been practicing for 7 years. I have experience working with children, adolescents, adults, and families in various settings. I currently work with adults struggling with anxiety, depression, stress-management, and self-discovery. My goal is to provide a supportive and safe environment for clients to create positive change, gain self-awareness, and lead a more balanced, fulfilling life.

Liza Howe

(she/her)

Liza Howe, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and have been in the field for over twenty years. I have experience in a variety of settings and with a variety of clients. Many of the people with whom I have worked are struggling with some kind of change, whether it's children growing up, seeking abstinence from a drug or coping with divorce or our own aging process. All these changes can impact our mood and I can help a person cope with the resultant depression or anxiety for instance.

Jasmina Anandpara

(she/her)

Jasmina Anandpara, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
Jasmina works eclectically to suit the needs of the individual. Under the model of therapeutic techniques; modalities used in treatment may include CBT, psychodynamic therapy, family therapy, Behavior therapy, Trauma informed therapy, Strength based approach and mindfulness-based interventions. Jasmina holds expertise in treating anxiety, depression, mood disorders, life transition issues, relationship and family issues. My effort will always be to build a strong foundation of trust and honesty, tangible, and warm therapeutic work. The key to success will be your participation in developing the treatment goals that will support to develop more insight, build resources, resilience, promote healthy emotional and mental wellbeing.

Susan Bergen

(she/her)

Susan Bergen, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
28 years of experience
Virtual
I am a Licensed Clinical Social Worker who has dedicated my professional life to the advancement of the human species. What do I mean by the advancement of the human species? Well, no one ever taught us how to be mindful of thought patterns; to be aware of our own scars and biases, no one gave us an instruction book when it comes to dealing with our emotional life and the emotional lives of others. Scary, those big feelings can be. Unless, you have a plan. That is where therapy comes in. We work together to develop plans to assure you accomplish the goals you set for yourself.

Karen Bright-Papeo

(she/her)

Karen Bright-Papeo, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
30 years of experience
Virtual
Hi, I am a licensed professional counselor in NJ since 2005 but started in the field in 1992. I have worked with people in a number of different settings as well as with different diagnosis. I've spent a large portion of my career helping with loss and grief and another part helping parents navigate the tween and teen years and how to cope with children who might have a mental health diagnosis or challenge. I only have 7am's in the self scheduling part of this page but have other availability- once you book I'll reach out and we'll see if a different day/time works better!

Angela Fucci

(she/her)

Angela Fucci, LCSW - New Jersey Therapist at Grow Therapy
$85/session
LCSW
9 years of experience
Virtual
Hi, I’m Angela. I am a Board Certified Licensed Clinical Social Worker specializing in helping individuals cope with the everyday stressors of life, reaching their full potential and seeing themselves in a new light. I have provided therapy to individuals from children to the elderly. I also have experience providing therapy to adults with an Intellectual Disability and have used modified treatment strategies to work effectively with that population. I use a strength based approach and encourage you to talk about whatever it is you would like to work on to set the pace for your sessions and develop your treatment goals. Whether you're dealing with feeling overwhelmed, relationship issues or cycles of anxiety and depression, I am here to help. Seeking therapy can feel scary but you are making the right decision. You deserve a safe space to express yourself, reflect, heal and grow. In our sessions together, I will meet you with compassion and evidence-based techniques so you can identify and overcome any barriers that you feel are holding you back. We can work together!

Greg Bing

(he/him)

Greg Bing, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am an experience therapist who can support you in making positive changes in your life. My areas of specialty include personality and mood disorders, addiction, and grief, but I have work with clients on a wide range of issues over the years. I help my clients through a combination of education on how the human mind works, and increasing awareness of how those principals are playing out in your daily life.

Marlana Cannata

Marlana Cannata, LPC - New Jersey Therapist at Grow Therapy
$80/session
LPC
25 years of experience
Virtual
Welcome! It takes courage to reach out for help and I appreciate you. My name is Marlana and I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I received my MA, EdM from Columbia University, NYC and have been practicing for over 25 years. I enjoy working with adults with depression, anxiety, life transition issues and especially those struggling with addictions.

josephine Mixson

josephine Mixson, LPC - New Jersey Therapist at Grow Therapy
$85/session
LPC
15 years of experience
Virtual
Hi, I am a Licensed Therapist in New Jersey, working on my PA license, which should be accessible soon. I have been in practice for over 15 years. I specialize in helping you work through your issues . Can you get better, most definitely . I use client-centered therapy The interventions, I use is CBT, Motivational interviews and mindfulness. . I work at an agency in New Jersey, where I do individual counseling for women, men and teenagers, some children. I do couples and marriage counseling.. We concentate on Conflict resolvement and communication breakdown My resume includes working with individuals who have high degrees of anxiety. In trauma let us work through it together. If struggling with depression and grief issues than I can help you. lets get to the root of your struggles together. I am a christian. My first session includes getting to know you better and making you feel comfortable

Anna Segelbacher

(she/her)

Anna Segelbacher, LCSW - New Jersey Therapist at Grow Therapy
$230/session
LCSW
17 years of experience
Virtual
I practice trauma informed care, utilizing a strength based, client centered approach to treatment with a focus on developing a strong working alliance. My treatment modalities are eclectic, there is no one size fits all. My goal is to help you remove barriers, to enhance your mental, physical, and spiritual well being. I use emotionally focused therapy to help I am an animal and nature lover. I practice yoga and mindfulness.

Rachel Ann Khan-McCroy

(she/her)

Rachel Ann Khan-McCroy, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
12 years of experience
Virtual
I am a female therapist with over ten years of experience. I became a therapist as I have always been drawn to helping professions. I went to Manhattanville College for two years, and then transferred to the CUNY BA Program for Unique and Interdisciplinary Studies. I graduate with a degree in Social Work with Vulnerable Populations and Contemporary Global Issues. I then went to the NYU Silver School of Social Work and received a Masters in Social Work, and did the Zelda Fellowship in Palliative and End-of-life Care. For more context, my first year internship, I spent interning at Talbot Hall, a (now closed) correctional facility in NJ. In my second year, under the Fellowship, I interned at the NY and Brooklyn Veterans Hospital. I worked with Brightpoint (now Sunriver Health), then at NY Presbyterian Hospital (doing inpatient, then outpatient care), and now am in private practice. I believe it's an honor to hear about the lives of others. I am also married, and have young children. I grew up in a large family. I have grown and lived in the NY/NJ area. Some personal background: I love to write, cook, bike, swim and am a vegetarian.

Marian Robinson

(she/her)

Marian Robinson, LCSW - New Jersey Therapist at Grow Therapy
$70/session
LCSW
20 years of experience
Virtual
Welcome! My name is Marian Robinson, and I am a Licensed Clinical Social Worker (LCSW), in Pennsylvania, New Jersey, Virginia, Maryland, and the District of Columbia with over 20 years of professional mental health experience. I have experience in helping clients with low motivation, relationship issues, self-esteem and confidence, career difficulties, mood disorders, anxiety, depression, grief, and end of life issues. I take an eclectic, person-centered approach, CBT and psychodynamic approach where you are in the driver seat in your own recovery. I am here to support you in that process and will meet you where you’re at, without judgment. Taking the first step to sign up for therapy takes courage and I would be proud to help you get started.

Michael J. di Salvo

(he/him)

Michael J. di Salvo, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
35 years of experience
Virtual
Michael J. di Salvo, (He/Him/His), Psychotherapist, LICSW, LCSW-IC, LCSW-QS, C-DBT, CTTP, C-GIP, CCATP, EMDR, is a Nationally Board Certified Licensed Clinical Independent Social Worker with over thirty-year's experience. He is licensed and certified in multiple states and works with adults (18 Years +). He has several specialty care areas in mental health therapy, including but not limited to Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Dialectical Behavioral Therapy, Person-Centered, Trauma-Focused, Grief and Loss Therapy, Psychodynamic Therapy, Positive Psychology and EMDR. He works with various Life Transitions, Coming-Out, Sexual Orientation, Gender Issues, Transitioning, Men's Issues, Mood Disorders, Anxiety, Depression, Geriatrics, LGBTQ+, Bias, Race, Ethnicity, Discrimination, Trauma, Career, Vets/Emergency Responders and Co-Occurring Disorders. Mr. di Salvo works with many diverse populations and works with persons who have experienced trauma, discrimination, racism, defamation, prejudice, hate and bias in any form. He is also a long-time advocate and mental health treatment provider for persons within the LGBTQ+ Community and many other minority populations. Mr. di Salvo provides a safe, supportive, welcoming, affirming, and nonjudgmental space for all people. If you have any questions, please schedule a "FREE" 15-minute virtual consultation today! If you do not see an available slot, please contact customer care with your availability so that we may accommodate your needs. *Virtual Sessions are available to all patients at this time in the following states: DE, FL, GA, MA, MD, NJ, NY, NV, PA, SC, VA, & WA. Mr. di Salvo graduated with honors. He obtained his undergraduate and post-graduate studies, research and internships through The Catholic University of America in Washington, D.C.

Dr. Victoria Panna

(she/her)

Dr. Victoria Panna, LPC - New Jersey Therapist at Grow Therapy
$200/session
LPC
15 years of experience
Virtual
Hello! I'm a Licensed Professional Counselor (LPC) and am licensed in New Jersey and Pennsylvania. I received my Masters in Clinical Mental Health Counseling from Villanova University and my Ph.D. in Human Sexuality from Widener University, and I have been practicing for 15 years. I help clients become the best versions of themselves, working through self-limiting beliefs, increasing self-awareness, and breaking through unhealthy thoughts and behaviors. In addition to being a counselor, I am a faculty member at a graduate counseling program in Florida.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Older Adults?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Older Adults, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.