Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 52 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/6/2025

Constance D Sey

(she/her)

Constance D Sey, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
My goal is to provide a safe space for healing. I prioritize my client’s confidentiality and comfort when providing care to meet their needs. In addition, I treat each client as a unique individual with specific issues and needs. After earning my master’s degree from the University of Southern California, I began my counseling career with the Shenandoah Public School. I also worked as a Crisis Intervention Therapist for two years and as a substance abuse therapist for another two years. After obtaining my couples therapy and sex therapy licenses, I began working with couples.

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Hieka Wiese

Hieka Wiese, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
As a Licensed Clinical Social Worker (LCSW), I am committed to empowering individuals and couples to overcome life's obstacles. I specialize in offering compassionate therapy and assistance for issues such as substance use, anxiety, depression, interpersonal conflicts, and various life challenges with individuals and couples. My passion lies in creating a safe and supportive environment where my clients can embark on their journey towards healing and personal growth.

Rajitha Pillai

(she/her)

Rajitha Pillai, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
15 years of experience
Virtual
Hi! I am Rajitha Pillai (Raji), Licensed Professional Counselor with more than 15 years of experience in the mental health field, inclusive of experiences from India and in the US. I have earned my Master of Science Degree in Clinical and Mental Health Counseling from Monmouth University. I am basically a Clinical Psychologist, REBT Therapist and Hypnotherapist from India. I also hold a Master of Arts degree in Clinical Psychology and also has a Postgraduate diploma in Clinical and Community Psychology from India. I work with individuals, couples, families who are navigating a variety of life challenges whether it is anxiety, relationship issues, stress or any other life issues. I use REBT, SFBT, CBT and other techniques to make a positive change in their lives. My approach is collaborative and goal focused. I create a supportive, safe, nonjudgemental and welcoming space where we can work together to move forward towards your preferred future. You will be leaving each session with clarity and direction. Basically I am here to provide you with meaningful and lasting change. If you are open to it, I would love to learn more about what brings you here and what you are hoping to get out of therapy.

Donna Fontana

(she/her)

Donna Fontana, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
1 year of experience
Virtual
Hello, I’m Donna, a Licensed Clinical Social Worker dedicated to supporting individuals through life’s challenges. With a background in special education for over two decades I have experience working with diverse populations. I bring a compassionate and understanding approach to therapy. I specialize in helping adults navigate mental health concerns such as anxiety, depression, ADHD, grief, trauma, and substance use disorders. In our work together, I use evidence-based approaches like cognitive behavioral therapy, mindfulness, and dialectical behavior therapy, tailored to your unique needs and goals. My focus is on creating a safe, non-judgmental space where you feel heard and empowered to explore your strengths, overcome obstacles, and achieve meaningful growth. I’m here to walk alongside you on your journey toward healing, resilience, and a more fulfilling life.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Dr. Louise Beaubrun-Macaluso

Dr. Louise Beaubrun-Macaluso, LPC - New Jersey Therapist at Grow Therapy
$230/session
LPC
11 years of experience
Virtual
For over a decade, I've immersed myself in the realm of mental health care, where I meet my clients in the place they are in their emotional/psychological struggles. I am passionate about making a lasting positive impact in each and every client's life. To that end, I obtained a bachelor's, a master’s and a doctorate degrees in psychology. My therapeutic approach is as diverse as the stories I encounter, tailored to resonate with each person’s unique journey.

Olga Valentine

(She/Her)

Olga Valentine, LPC - New Jersey Therapist at Grow Therapy
$200/session
LPC
10 years of experience
Virtual
My name is Olga and I am a licensed professional counselor in the state of NJ, AZ and FL. I have a lot of experience working with a diverse population of clients with different diagnosis and in a variety of mental health settings including inpatient, outpatient, psychiatric hospitals, group homes, private in home therapy, schools and virtually (audio, audiovisual and livechat). I specialize in ERP for clients experiencing symptoms of OCD and HRT for clients experiencing BFRB's and tic disorders. I am eclectic in my approach to therapy and some of the alternate treatment modalities that I use include cognitive behavioral therapy, dialectical behavior therapy, solution focused brief therapy, mindfulness based therapy, etc. I hope to build a strong and trusting relationship with all of my clients and I believe that therapy should be a safe and non-judgmental environment where client's can work toward their goals.

Christine Antonelli

Christine Antonelli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
30 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in New Jersey. I have a doctoral degree from the University of Pennsylvania and have been practicing for several years. I am a dedicated and compassionate mental health therapist who is committed to promoting mental wellness and emotional resilience. I work with my clients to develop a personalized treatment plan so they can reach their goals successfully.

Esther Abergel

(she/her)

Esther Abergel, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC
9 years of experience
Virtual
Hi there, I'm Esther. I have been working in private practice for the past 9 years. I have a lot of expereince working with clients who suffer from anxiety, depression, life changes, couples, and any other mental health concerns. I look forward to working with you to be the best version of yourself.

Samantha Knight-Williams

(She/Her)

Samantha Knight-Williams, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
10 years of experience
Virtual
Hi, I'm Samantha and I am a Licensed Counselor in the states of New York and New Jersey with over 10 years of experience. Accompanying my strong passion and devotion to the mental health profession is my wide variety of professional experiences across disciplines and populations. I use a cognitive behavioral and solution-focused approach to therapy in order to create a welcoming and comfortable atmosphere where clients can freely express themselves without the fear of judgement. My goal is to help clients transform themselves into stronger, more self-aware people.

Denise Delph

Denise Delph, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
15 years of experience
Virtual
Hi, I'm Denise and I have been a therapist for over 10 years. Whether your relationship feels off, and you’re struggling to communicate with your partner, anxiety or self-doubt is holding you back and you’re tired of second-guessing yourself, or maybe a life transition is bringing challenges you never expected, and you’re looking for support, I’m here to help you today.

Dr. Emma Herman

(she/her)

Dr. Emma Herman, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW), also holding a PhD in Clinical Sexology. My primary areas of focus include relationship and sex therapy, self-esteem and body image, mind-body exploration, somatic therapies, and mindfulness. My doctoral research focused specifically on exploring the experiences of self-silencing, sexual self-esteem, and body image among women in relationships. *If you're interested in being added to my waitlist or are a returning client from the past, please feel invited to reach out over email at emma@satori-holistic.com*

TaMara Gray-Phillips

(she/her)

TaMara Gray-Phillips, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
TaMara brings a wealth of experience in an unconventional way. As a former owner of a home healthcare company, that primarily provided services to the elderly, TaMara found herself assisting families, particularly adult children, who had to make tough healthcare and financial decisions for their parent(s). She helped families establish goals on how best to support their parents in maintaining dignity and independence while simultaneously identifying the next steps in the event of their parents’ passing. While families had to come to terms with the physical, mental, and/or psychological changes seen in their parents, taking on the parental role was quite emotionally challenging for adult children. TaMara supported the entire family in managing these delicate issues.

Stacia Neals

(she/her)

Stacia Neals, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
15 years of experience
Virtual
"As a licensed therapist in New Jersey with over a decade of experience, I specialize in helping individuals manage stress, anxiety, and challenges related to personal and professional life, relationships, family dynamics, and intimacy. I firmly believe that you are the expert of your own story, and I view you as a person with unique strengths that will help you overcome the obstacles you're facing. My approach is person-centered, drawing from social cognitive, mindfulness, and cross-cultural frameworks, recognizing that your behaviors, environment, and cognitive processes all interact in shaping your experiences. I’m committed to creating a safe and culturally sensitive space where you can explore and address issues while developing the tools you need for meaningful change. Taking the first step toward a more fulfilling life is courageous, and I’m here to support you in this journey."

Shanique Azeez

Shanique Azeez, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
6 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) and a doctoral candidate specializing in traumatology. I am passionate about helping individuals who are navigating trauma, emotional distress, and life transitions. My goal is to provide a safe, supportive environment where clients can heal, grow, and build resilience. I believe therapy should be a positive addition to your life, fostering empowerment, growth, and lasting change.

Maureen R. Edwards

(she/her)

Maureen R. Edwards, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
20 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and have over 18 years of experience in providing compassionate, comprehensive, and quality behavioral health care in most settings including outpatient, crisis intervention, partial hospitalization, intensive outpatient, in-home counseling, residential treatment, hospitals, nursing homes, schools and outpatient substance abuse programs. I have worked with children, adolescents, teens, adults, families, couples, geriatrics, and LGBTQ+. I specialize in ADHD, addiction, anger management, anxiety, bipolar disorder, depression, gender dysphoria, marital issues, psychosis, trauma, and many other life challenges with individualized treatment that include forms of psychodynamics, CBT, family systems therapy, faith-based approaches and more.

Stefanie Vitale

(she/her)

Stefanie Vitale, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
19 years of experience
Virtual
I work remotely with clients in New York, New Jersey & North Carolina. Oftentimes, even the strongest and most resilient need a helping hand. If you're feeling unhappy, unfulfilled, angry, sad or simply feeling unlike yourself, maybe it's time you take the hand of someone else to help get you back to feeling like yourself again. Therapy can be intimidating, time consuming and even scary however I promise it is the best investment you can ever make in yourself.

Dr. Karen

Dr. Karen, LMFT - New Jersey Therapist at Grow Therapy
$125/session
LMFT
10 years of experience
Virtual
I am a Licensed Marriage and Family Therapist in private practice and accept insurance. I provide therapeutic services to diverse populations, including couples, families, individuals, and groups. I specialize in couples therapy and work with couples to reduce communication barriers, resolve conflicts, and address intimacy issues. Complex relationship dynamics can cause considerable distress. Therapy provides a supportive resource for couples, individuals, and families, offering empathy, understanding, and attentive listening. I am committed to assisting you and your family in achieving your personal and relational objectives.

Jessica Canteen

Jessica Canteen, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
15 years of experience
Virtual
I'm Jessica Canteen, a fully licensed professional counselor with the Georgia State Board. For nearly 15 years, I’ve worked with school and community-based programs, offering individual and family therapy for children, adolescents, and adults facing challenges like ADHD, anxiety, depression, unmanaged anger, trauma, and relationship conflict. My career is defined by a deep passion for supporting others on their wellness journey, helping them grow into their best selves.

Jennifer Cozzolino

(she/her)

Jennifer Cozzolino, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
I am a clinical social worker and received my Master's from Monmouth University. I have worked the past few years in private practice with individuals, families, and couples. I primarily help individuals learn better ways to communicate, engage in healthy views of themselves, and manage the stressors that may arise, incorporating self-care when needed. I believe the true therapy process happens when not in session when the tools learned are explored, then the change is able to occur. I believe individuals are all able to commit to themself and therapy is the first step.

Lauren Morrison

(she/her)

Lauren Morrison, LPC - New Jersey Therapist at Grow Therapy
$130/session
LPC
11 years of experience
Virtual
Specializing In..... Child and Adolescent and Family Therapy * Individual Anxieties *School & Group Counseling * Children and Adolescent Counseling *Eating Disorder Counseling *Divorce Recovery and Peaceful Resolution of Family *Education Counseling for Elementary Students and Special Education Students and Parents *Educational Plan and IEP consulting * Social Skills and Conflict Resolution Board Certified Licensed Professional Counselo-dual Master's from University of Pennsylvania in School Counseling as well as Mental Health Counseling.She has her Bachelor's degree from St. Joseph's University in Education. Lauren specializes in working with children and adolescents and families as well as eating disorders, anxiety and school related issues. Lauren has experience as a school counselor at Hartranft Elementary School in Philadelphia, PA. She has private practice counseling experience at Starting Point in Westmont,NJ. Lauren also has experience in working with woman and girls suffering from eating disorders at the Eating Disorder Treatment Center in Marlton,NJ.

Dr. Gania Bruno-Harrold, DSW

(she/her)

Dr. Gania Bruno-Harrold, DSW, LCSW - New Jersey Therapist at Grow Therapy
$220/session
LCSW
12 years of experience
Virtual
I am a Licensed Clinical Social Worker with 12 years of experience providing therapy to individuals, couples, and families. I have worked with adolescents, teens, young adults, and geriatric population. I am a clinical therapist who have background working in high school settings, hospital settings and corrections. I have experience helping clients manage a wide spectrum of concerns including depression, anxiety, relationship issues, parenting, grief, premarital, marriage counseling and other life stressors.

Neal Blumenkehl

(he/him)

Neal Blumenkehl, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Have you been struggling with mood, behavioral problems, or unwanted thoughts lately? Losing time from work, family, or commitments? Feeling "out of control" or struggling with compulsions? These challenges can lead to anger, fear or sadness, or a sense of disconnection from others and everyday experiences. I have been working with individuals struggling with OCD, obsessive thinking, impulse disorders, and comorbid anxiety and depression for 5+ years now. Together, we can work on improving physical, emotional and spiritual aspects of your life. We will figure out your best qualities, strengths, and abilities to realize your goals.

Dr. Ely Weinschneider

Dr. Ely Weinschneider, LP - New Jersey Therapist at Grow Therapy
$250/session
LP
25 years of experience
Virtual
I’m Dr. Ely Weinschneider, and for over 20 years I’ve been working as a licensed clinical psychologist, helping people like you find healing, overcome challenges, and strengthen their relationships. I work with teens, adults, and older adults, as well as with couples and parents. I know that each client that comes to me has a unique story and their own individual struggles. I am always honored to join with that person in the important work of helping them see their own strength and re-discover their joy in living. I have worked with many clients over the years, and have extensive experience with the following struggles: Addictions, Trauma and abuse, Grief, Intimacy-related issues, Sleeping disorders, Parenting issues, Anger management, Career difficulties, Bipolar disorder, Coping with life changes, Coaching, Compassion fatigue, ADHD, Aging and Geriatric Issues, Communication Problems, Coping with Natural or Human-Caused Disaster, Life Purpose, Men's Issues, Mood Disorders, and Social Anxiety and Phobia.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Couples Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Couples Counseling, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.