Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 50 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/30/2025

Sophia Harbove, MS

(she/her)

Sophia Harbove, MS, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
Virtual
Hi there, I'm Sophia. I know it can be scary and uncomfortable asking for help; I'm here to be a guide as you maneuver through this interesting journey we call life. I can offer a safe space where we can look at the parts and pieces you don't share with others and put them back together again. Becoming more aware of how we perceive and interact with the world and those around us can be challenging but I am here to help find a way. I am passionate about providing a compassionate and nonjudgemental experience; I want to meet you where you are and provide a framework we can work towards in effort to bring about lasting change. Whether you feel overwhelmed by life's challenges or want to get into a healthier frame of mind, I'm here to help.

Kevin M. Ford

(he/him)

Kevin M. Ford, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
12 years of experience
Virtual
Life can be challenging and extremely overwhelming. Let me help you learn ways to process, navigate, & overcome difficult life emotions, and to begin to enjoy life again. I am a Licensed Professional Counselor (LPC) as well as a Licensed Clinical Drug and Alcohol Counselor (LCADC) in NJ with a deep passion for bettering the lives of others. I have been in the field of mental health & addictions treatment for 10+ years with experience in working with depression, anxiety, trauma/PTSD, stress, grief/loss, addiction, and mood disorders. I look forward to helping you grow through what you go through!

Kim Dallas

(she/her)

Kim Dallas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.

Chinna Krystal Iheakaram

Chinna Krystal Iheakaram, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
20 years of experience
Virtual
Are you ready to move beyond feeling overwhelmed and stuck? As a warm, strengths-based therapist, I help adults like you transform self-doubt into confidence and uncertainty into action. In our work together, we'll create a judgment-free space where you can explore what's holding you back, whether that's anxiety, depression, career challenges, or life transitions. I take a direct yet compassionate approach, focusing on practical strategies while helping you build resilience and improve how you talk to yourself. Through our collaborative work, you'll discover tools to create lasting positive changes and move toward a more fulfilling life.

Frances Merz

Frances Merz, LPC - New Jersey Therapist at Grow Therapy
$170/session
LPC
19 years of experience
Virtual
Welcome! I have been in the counseling field for over 19 years. I provide counseling services for individuals 16 years of age & older. I believe people seek counseling for several reasons. They may want to improve a life situation, solve a problem, make a decision, or achieve a greater understanding of life. Anxiety, depression, low self-esteem, and social issues often accompany the desire to change. I am here to help you identify and work through these challenges by finding practical solutions to them. Counseling is a joint effort, where I support and encourage your hard work, courage, and commitment to create the life you desire. I am a friendly, compassionate & enthusiastic person. I utilize a variety of counseling techniques from an eclectic collection of theoretical orientations based on the needs and strengths. I specialize in working with individuals on various topics. Once we establish an understanding of your situation, we work together to achieve mutually agreed upon goals. I use a dynamic, personalized approach. I am highly empathetic to people's lived experiences. Areas of interest: Adjusting to life events or changes Coping with stress Anxiety Depression Low self-esteem/Low-self confidence Wanting to make a change in their life and need support Medical advocacy Parenting I also love working with young professionals who are in the first few years of their careers. My clients are eager to improve, but don't yet have the tools needed to make this goal a reality. They often feel stuck, overwhelmed and anxious about their careers.

Greg Caiafa

Greg Caiafa, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I know anxiety and depression. I know how it feels to fall down over and over and believe like you're destined to fall again. I also know firsthand how changing our thinking can help us to overcome even the most daunting challenges. I've helped countless people make significant progress in every aspect of their lives. I utilize established modalities like CBT, ACT and Motivational Interviewing, but I also know the value of listening.

Dr. Louise Beaubrun-Macaluso

Dr. Louise Beaubrun-Macaluso, LPC - New Jersey Therapist at Grow Therapy
$230/session
LPC
11 years of experience
Virtual
For over a decade, I've immersed myself in the realm of mental health care, where I meet my clients in the place they are in their emotional/psychological struggles. I am passionate about making a lasting positive impact in each and every client's life. To that end, I obtained a bachelor's, a master’s and a doctorate degrees in psychology. My therapeutic approach is as diverse as the stories I encounter, tailored to resonate with each person’s unique journey.

Michael Golinkoff

Michael Golinkoff, LP - New Jersey Therapist at Grow Therapy

Frequently rebooked

$250/session
LP
30 years of experience
Virtual
I am a doctoral level clinical psychologist licensed in PA and NJ. I received my degree in Clinical and Developmental Psychology from the University of Illinois - Chicago. I completed a pre-doctoral and postdoctoral fellowship at the Cornell Medical Center. I have over 30 years of experience treating adolescents, adults and older adults in individual and couples therapy. We all have patterns in our behaviors and relationships that lead to predictable outcomes. My approach focuses on identifying those patterns, learning why they exist and understanding their impact on our lives - both good and bad. I help people use that insight to gain more control of their lives and make healthy changes. I try to create a warm, supportive and safe environment that promotes curiosity and courage in my clients. It is important for me to understand what my client feels would be a better life for them and what is most important for them to achieve and improve in their life.

Larissa Torcomian

Larissa Torcomian, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
14 years of experience
Virtual
Are you struggling with life stressors, feeling overwhelmed, depressed, or anxious? Are you tired of feeling stuck in constant worrying, self-criticism, or relationship difficulties? Do you strive to heal your relationship with food and your body? If you want to work on your well-being, live more fully, and need to develop coping mechanisms and stress management techniques to resolve the issues that hinder you from living the life you envision, I can provide the support you need to accomplish these goals. As your therapist, I will assist in providing insight into your life experiences and its impact on you today and I would love to talk to you about how I can help. I work with young adults and adults who struggle with depression, anxiety, eating disorders, body image concerns, perfectionism, identity development, trauma, postpartum depression and anxiety, stress management, relationship problems, attachment difficulties, and childhood abuse.

Wendy Sharpless

Wendy Sharpless, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
12 years of experience
Virtual
I have been a Licensed Professional Counselor (LPC) since 2018. My experience in the behavioral health field began in 2010 with work in various settings: Group housing, therapeutic support within a preschool setting, Intensive Outpatient (IOP), Partial Hospitalization (PHP), and outpatient counseling. I earned my Master’s degree in Counseling from Seton Hall University. I am also trained in trauma-informed care. I seek to create a safe, calming environment for all of my clients.

Kam Mehrotra

(she/her)

Kam Mehrotra, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
15 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I received my Master's from Montclair State University and additional courses from other colleges. I have been practicing for 8 years and have several years prior experience. I help adults with anxiety, depression, mood disorders, struggling with career stress and burnout. The client have felt improvement from my psychotherapy.

Matthew M. Sniscak

Matthew M. Sniscak, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
12 years of experience
Virtual
Sometimes it is not easy to ask for help, whether dealing with small issues that life presents or with more complicated situations that can arise. Through identifying your natural strengths and emphasizing a solution-based approach, my primary goal as your therapist is to guide you towards finding your own truth and meaning, as well as meeting you where you are at through the process of self-discovery. I am a Licensed Professional Counselor in the Commonwealth of Pennsylvania, and a National Certified Counselor. My background consists of over a decade of experience working with children, adolescents, parents and guardians, families, and adults in the mental health system from varying backgrounds. My experience includes, but is not limited to, treating the following: • Obsessive-Compulsive Disorder • Panic Disorder, Panic Attacks, and Hoarding • Anxiety and Anxiety-Related Disorders, such as Social Anxiety and Phobia • Trauma • ADHD, Anger, Stress Management, and Skill Building • Family and Relationship issues • Child and School related issues • Occupational and Life transitioning • Spirituality and Life Purpose

James Monaghan

James Monaghan, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
I am a board-certified mental health professional, leader, and prior military officer with over 25 years of experience providing what you need for a better way forward! In my practice, services include counseling, consulting, coaching, critical incident response, and specialty evaluations for professionals seeking expert care. This encompasses measured diagnostic evaluations, fitness for duty assessments, meeting prescriptive treatment requirements, and more.

Vanessa Batiste-Leal

(she/her)

Vanessa Batiste-Leal, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
9 years of experience
Virtual
I provide individual counseling that focuses on establishing goals and developing a plan to build sustainable practices for achieving peak performance in sports and in life. Sports counseling for mental health peak performance with a strength-based approach that assists the athletes in enhancing mental strength and emotional regulation. Topics addressed: anxiety, depression, confidence, injury, focus, recruiting, motivation, relaxation, team roles, consistency, general emotional health, mindfulness, and goal setting.

Shmyla Shahid

Shmyla Shahid, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
12 years of experience
Virtual
Greetings! As a Licensed Professional Counselor, I have been proudly serving the culturally diverse community of New Jersey for the past decade. Throughout my professional journey, I have developed a deep understanding of the unique challenges each individual may face. My mission is to ensure that the care I provide is of the highest quality and tailored to meet your specific needs. I am committed to creating a safe and nurturing space where you can freely express yourself without fear of judgment.

Alberta Madsen

(she/her)

Alberta Madsen, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
40 years of experience
Virtual
Hi, I am a LCSW with over 40 years of experience. I have worked with all age groups through the years and various human conditions. I love to hear peoples stories and help with anxiety and depression. I primarily focus on how automatic thoughts effect behavior and create our perspective on life. I also employ mindfulness techniques and motivational counseling .

LaToya McLaughlin

LaToya McLaughlin, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
10 years of experience
Virtual
Hi, my name is LaToya. I am a Licensed Clinical Social Worker serving clients in California and New Jersey! I have 10 years of extensive experience in the mental health field; I am dedicated to empowering individuals and families to navigate their unique challenges. With a master's degree in social work and multiple certifications, I have developed a diverse skill set that allows me to provide tailored therapeutic support to adults and older adults.

Stefanie Vitale

(she/her)

Stefanie Vitale, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
19 years of experience
Virtual
I work remotely with clients in New York, New Jersey & North Carolina. Oftentimes, even the strongest and most resilient need a helping hand. If you're feeling unhappy, unfulfilled, angry, sad or simply feeling unlike yourself, maybe it's time you take the hand of someone else to help get you back to feeling like yourself again. Therapy can be intimidating, time consuming and even scary however I promise it is the best investment you can ever make in yourself.

Tarrance Barbee

Tarrance Barbee, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
11 years of experience
Virtual
I am an Licensed Clinical Social Worker in NY, CT, and NJ. I have worked with clients to help them overcome stress, anxiety, depression, LGBTQ+ identity, and depression. I enjoy working with individuals who want to work on healing to become a better self and accomplish their goals. I specifically love working with men who identify as gay and/or bisexual having increased stress and need talk therapy.

Dr. Samantha Welsh

(she/her)

Dr. Samantha Welsh, LPC - New Jersey Therapist at Grow Therapy
$80/session
LPC
10 years of experience
Virtual
My name is Dr. Samantha Welsh (she/her). I hold a doctorate degree in Clinical Psychology (Psy.D.) and I am a Licensed Professional Counselor (LPC) in the state of New Jersey. I have over 10 years of experience working in the mental health field with children, adolescents, and adults. I utilize a Cognitive-Behavioral Therapy (CBT) approach in order to help clients understand the connection between their thoughts, feelings, and behaviors. Additionally, I utilize an individualized approach in order to ensure that each client’s treatment is tailored to their needs and is optimal for their success. I believe that YOU are always the expert when it comes to knowing yourself. I am here with skills, support, and techniques to help you along your therapeutic journey in life.

Stacia Neals

(she/her)

Stacia Neals, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
15 years of experience
Virtual
"As a licensed therapist in New Jersey with over a decade of experience, I specialize in helping individuals manage stress, anxiety, and challenges related to personal and professional life, relationships, family dynamics, and intimacy. I firmly believe that you are the expert of your own story, and I view you as a person with unique strengths that will help you overcome the obstacles you're facing. My approach is person-centered, drawing from social cognitive, mindfulness, and cross-cultural frameworks, recognizing that your behaviors, environment, and cognitive processes all interact in shaping your experiences. I’m committed to creating a safe and culturally sensitive space where you can explore and address issues while developing the tools you need for meaningful change. Taking the first step toward a more fulfilling life is courageous, and I’m here to support you in this journey."

Candace Moxey

(she/her)

Candace Moxey, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hello! I'm Candace. Thank you for allowing me to join your wellness journey. I received my Master's from Columbia University School of Social Work and have been practicing for 6 years. I specialize in helping young adults and adults navigate challenges like depression, anxiety, trauma, and grief. In addition to traditional therapeutic techniques, I integrate faith-based principles with those that find it helpful. My goal is to provide you with the support and tools you need to heal and thrive!

Dr. Karen

Dr. Karen, LMFT - New Jersey Therapist at Grow Therapy
$125/session
LMFT
10 years of experience
Virtual
I am a Licensed Marriage and Family Therapist in private practice and accept insurance. I provide therapeutic services to diverse populations, including couples, families, individuals, and groups. I specialize in couples therapy and work with couples to reduce communication barriers, resolve conflicts, and address intimacy issues. Complex relationship dynamics can cause considerable distress. Therapy provides a supportive resource for couples, individuals, and families, offering empathy, understanding, and attentive listening. I am committed to assisting you and your family in achieving your personal and relational objectives.

Linda Schmidt

(she/her)

Linda Schmidt, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Thank you for reaching out to begin your journey of healing through individual psychotherapy at Grow. I'm so happy that you reached out for help. I am Linda Schmidt, LCSW, LCADC, a licensed therapist in New Jersey. I am a graduate of Fordham University, NYC with a masters degree in clinical social work. I am a licensed clinical social worker with over 20 years' experience and a licensed certified drug and alcohol counseling with 7 years' experience in New Jersey. My clinical background has been developed in various programs and facilities such as hospitals, behavioral health centers, detox and inpatient substance abuse rehab facilities. Therapy is about telling the truth. Listening for it, discovering it, and acknowledging it with the help of someone who makes that possible through trust. It's also about growth beyond difficult times, with guidance and encouragement.

TaMara Gray-Phillips

(she/her)

TaMara Gray-Phillips, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
TaMara brings a wealth of experience in an unconventional way. As a former owner of a home healthcare company, that primarily provided services to the elderly, TaMara found herself assisting families, particularly adult children, who had to make tough healthcare and financial decisions for their parent(s). She helped families establish goals on how best to support their parents in maintaining dignity and independence while simultaneously identifying the next steps in the event of their parents’ passing. While families had to come to terms with the physical, mental, and/or psychological changes seen in their parents, taking on the parental role was quite emotionally challenging for adult children. TaMara supported the entire family in managing these delicate issues.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Career Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Career Counseling, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.