Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 44 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/15/2025

Shmyla Shahid

Shmyla Shahid, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
12 years of experience
Virtual
Greetings! As a Licensed Professional Counselor, I have been proudly serving the culturally diverse community of New Jersey for the past decade. Throughout my professional journey, I have developed a deep understanding of the unique challenges each individual may face. My mission is to ensure that the care I provide is of the highest quality and tailored to meet your specific needs. I am committed to creating a safe and nurturing space where you can freely express yourself without fear of judgment.

Kim Dallas

(she/her)

Kim Dallas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
18 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.

Linda Schmidt

(she/her)

Linda Schmidt, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Thank you for reaching out to begin your journey of healing through individual psychotherapy at Grow. I'm so happy that you reached out for help. I am Linda Schmidt, LCSW, LCADC, a licensed therapist in New Jersey. I am a graduate of Fordham University, NYC with a masters degree in clinical social work. I am a licensed clinical social worker with over 20 years' experience and a licensed certified drug and alcohol counseling with 7 years' experience in New Jersey. My clinical background has been developed in various programs and facilities such as hospitals, behavioral health centers, detox and inpatient substance abuse rehab facilities. Therapy is about telling the truth. Listening for it, discovering it, and acknowledging it with the help of someone who makes that possible through trust. It's also about growth beyond difficult times, with guidance and encouragement.

Wendy Sharpless

Wendy Sharpless, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
12 years of experience
Virtual
I have been a Licensed Professional Counselor (LPC) since 2018. My experience in the behavioral health field began in 2010 with work in various settings: Group housing, therapeutic support within a preschool setting, Intensive Outpatient (IOP), Partial Hospitalization (PHP), and outpatient counseling. I earned my Master’s degree in Counseling from Seton Hall University. I am also trained in trauma-informed care. I seek to create a safe, calming environment for all of my clients.

Greg Caiafa

Greg Caiafa, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I know anxiety and depression. I know how it feels to fall down over and over and believe like you're destined to fall again. I also know firsthand how changing our thinking can help us to overcome even the most daunting challenges. I've helped countless people make significant progress in every aspect of their lives. I utilize established modalities like CBT, ACT and Motivational Interviewing, but I also know the value of listening.

Elizabeth Porfert

(she/her)

Elizabeth Porfert, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
10 years of experience
Virtual
Hello! I'm Liz. I am an LMHC, NCC and possess a BA in Spanish Language and Culture as well as Sociology. I earned my MA in Clinical Mental Health Counseling in 2014 and is recognized as a Nationally Certified Counselor. My recent roles have been Clinical Director for a local mental health hospital as well as Behavioral Health Director for the local sheriff’s department. I also enjoy working with families in crisis. I have worked with families over the past 20 years in a variety of settings. I have served the State of Florida as a Child Protective Investigator for 5 years. Before working with the Department of Children and Families, I served as a Social Services Case Manager/ Team Leader for the Department of Juvenile Justice. In Massachusetts, I worked as a teen parent social worker for the Department of Transitional Assistance assisting teen parents navigate the system to achieve economic self-sufficiency. After graduating with my BA, I was fortunate to work with a local non-profit to help encourage at-risk, gang -influenced youth connect with social services as well as earn their General Equivalency Diploma. My professional goal in life is to assist individuals to recover from negative self-talk as well as negative messages sometimes instilled in childhood or prior relationships and assist patients build a healthier emotional quality of life.

Marian Robinson

(she/her)

Marian Robinson, LCSW - New Jersey Therapist at Grow Therapy
$70/session
LCSW
20 years of experience
Virtual
Welcome! My name is Marian Robinson, and I am a Licensed Clinical Social Worker (LCSW), in Pennsylvania, New Jersey, Virginia, Maryland, and the District of Columbia with over 20 years of professional mental health experience. I have experience in helping clients with low motivation, relationship issues, self-esteem and confidence, career difficulties, mood disorders, anxiety, depression, grief, and end of life issues. I take an eclectic, person-centered approach, CBT and psychodynamic approach where you are in the driver seat in your own recovery. I am here to support you in that process and will meet you where you’re at, without judgment. Taking the first step to sign up for therapy takes courage and I would be proud to help you get started.

Frances Merz

Frances Merz, LPC - New Jersey Therapist at Grow Therapy
$170/session
LPC
19 years of experience
Virtual
Welcome! I have been in the counseling field for over 19 years. I provide counseling services for individuals 16 years of age & older. I believe people seek counseling for several reasons. They may want to improve a life situation, solve a problem, make a decision, or achieve a greater understanding of life. Anxiety, depression, low self-esteem, and social issues often accompany the desire to change. I am here to help you identify and work through these challenges by finding practical solutions to them. Counseling is a joint effort, where I support and encourage your hard work, courage, and commitment to create the life you desire. I am a friendly, compassionate & enthusiastic person. I utilize a variety of counseling techniques from an eclectic collection of theoretical orientations based on the needs and strengths. I specialize in working with individuals on various topics. Once we establish an understanding of your situation, we work together to achieve mutually agreed upon goals. I use a dynamic, personalized approach. I am highly empathetic to people's lived experiences. Areas of interest: Adjusting to life events or changes Coping with stress Anxiety Depression Low self-esteem/Low-self confidence Wanting to make a change in their life and need support Medical advocacy Parenting I also love working with young professionals who are in the first few years of their careers. My clients are eager to improve, but don't yet have the tools needed to make this goal a reality. They often feel stuck, overwhelmed and anxious about their careers.

Vanessa Batiste-Leal

(she/her)

Vanessa Batiste-Leal, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
9 years of experience
Virtual
I provide individual counseling that focuses on establishing goals and developing a plan to build sustainable practices for achieving peak performance in sports and in life. Sports counseling for mental health peak performance with a strength-based approach that assists the athletes in enhancing mental strength and emotional regulation. Topics addressed: anxiety, depression, confidence, injury, focus, recruiting, motivation, relaxation, team roles, consistency, general emotional health, mindfulness, and goal setting.

Greg Bing

(he/him)

Greg Bing, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am an experience therapist who can support you in making positive changes in your life. My areas of specialty include personality and mood disorders, addiction, and grief, but I have work with clients on a wide range of issues over the years. I help my clients through a combination of education on how the human mind works, and increasing awareness of how those principals are playing out in your daily life.

Jonathan Goelz

(he/him)

Jonathan Goelz, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
I am licensed in California, Florida, Georgia, Ohio, and New Jersey with 10 years of professional work experience. I have experience in helping clients with stress and anxiety, coping with addictions, motivation, self-esteem, and confidence, & depression. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.

Paula Alzate

(she/her)

Paula Alzate, LCSW - New Jersey Therapist at Grow Therapy
$85/session
LCSW
5 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in New Jersey. I’ve worked with children, teens, and families for several years in both community and outpatient settings. I specialize in helping individuals navigate anxiety, depression, trauma, and life transitions. Being a therapist is more than just a job for me—it’s my passion. I truly love helping people, and it brings me joy to see my clients grow, heal, and overcome life’s challenges. My goal is to create a compassionate, supportive space where clients from all backgrounds feel safe, heard, and empowered.

Francis Haggerty

Francis Haggerty, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
22 years of experience
Virtual
Welcome, my name is Fran Haggerty and I want to thank you for choosing therapy. Thank you for dedicating your time and energy into improving your situation. I am confident that Therapy will benefit you greatly and provide you with the necessary tools to help you sort through your challenges. My goal is to create a safe and supportive space for you to explore your thoughts and feelings. Together, we will navigate the challenges you are facing and create an improvement plan that will allow you to move forward with confidence. I value your dedication and commitment to this process that has proven invaluable to many who have garnered the strength to improve their lives. I have been a licensed Clinical Social Worker (LCSW) since 2002 and have worked with men, women, and couples to improve their ability to think logically and communicate effectively. I aspire to work with individuals, couples, and young adults who are feeling overwhelmed with what life has thrown at them. These challenges include increased anxiety, depression, addiction, self-esteem, and embracing the confidence to move forward. My professional approach combines evidence-based interventions including CBT, and motivational interviewing, along with proven coaching strategies to effectively accomplish your goals.

Jairo Orellana

Jairo Orellana, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
I’m Jairo Orellana, LCSW, MBA, a bilingual therapist and CEO of Healing2Harmony.com, offering virtual therapy for individuals, couples, and families navigating trauma, anxiety, depression, relationship struggles, career stress, and life transitions. With over 15 years of experience and a rare combination of clinical expertise (MSW) and business leadership (MBA), I provide a skill set few therapists can match. I specialize in helping professionals, remote workers, first-generation individuals, and anyone facing self-doubt, emotional wounds, and personal growth challenges. My approach blends trauma-focused therapy, cognitive-behavioral techniques, and mindfulness, creating a supportive space to heal, build resilience, and reclaim your life — emotionally, personally, and professionally.

James Monaghan

James Monaghan, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
I am a board-certified mental health professional, leader, and prior military officer with over 25 years of experience providing what you need for a better way forward! In my practice, services include counseling, consulting, coaching, critical incident response, and specialty evaluations for professionals seeking expert care. This encompasses measured diagnostic evaluations, fitness for duty assessments, meeting prescriptive treatment requirements, and more.

Ishanie Sanchez

(she/her)

Ishanie Sanchez, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
Welcome! My name is Ishanie (eye-shuh-knee) Sanchez-Rodriguez and I’m a licensed mental health counselor/professional counselor in New York, New Jersey and Florida. I have 13 years of progressive clinical experience in treating individuals, couples and families who struggle with mental health struggles such as anxiety, depression, trauma, life transitions, relationship struggles, and personality disorders to name a few. Together, we will learn and utilize different strategies to build your toolbox of coping mechanisms and help you become the best version of yourself.

Kam Mehrotra

(she/her)

Kam Mehrotra, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
15 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I received my Master's from Montclair State University and additional courses from other colleges. I have been practicing for 8 years and have several years prior experience. I help adults with anxiety, depression, mood disorders, struggling with career stress and burnout. The client have felt improvement from my psychotherapy.

Sharon Green

(she/her)

Sharon Green, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
15 years of experience
Virtual
My name is Sharon Green, and I have worked in behavioral health for over 15 years. I have worked with diverse populations in multiple settings and served children, adolescents, young adults and older adults. Therapeutic services are delivered professionally and based on ethical principles. Services are tailored to the individual with implementation of multiple treatment modalities that include cognitive behavioral therapy (CBT), narrative therapy, solution-based therapy, and grief therapy. Rapport and trust are core values.

Arey Lazarre

Arey Lazarre, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
5 years of experience
Virtual
Hi there! My name is Arey Lazarre, I'm a Licensed Mental Health Counselor in New York and New Jersey. I help adults and couples manage their anxiety when it comes to daily stressors, as well as assist with managing feelings of sadness and overcoming difficult life transitions. My desire is to ensure each client is able to meet their treatment goals in a manner that they are most comfortable.

Dr. Samantha Welsh

(she/her)

Dr. Samantha Welsh, LPC - New Jersey Therapist at Grow Therapy
$80/session
LPC
10 years of experience
Virtual
My name is Dr. Samantha Welsh (she/her), and I hold a doctorate degree in Clinical Psychology (Psy.D.) and I am Licensed Professional Counselor (LPC) in the state of New Jersey. I have over 10 years of experience working in the mental health field with children, adolescents, and adults. I utilize a Cognitive-Behavioral Therapy (CBT) approach in order to help clients understand the connection between their thoughts, feelings, and behaviors. Additionally, I utilize an individualized approach in order to ensure that each client’s treatment is tailored to their needs and is optimal for their success. I believe that YOU are always the expert when it comes to knowing yourself. I am here with skills, support, and techniques to help you along your therapeutic journey in life.

Bethanne Frazer

(she/her)

Bethanne Frazer, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
We all need space to prioritize our thoughts and feelings, to say what we need to say out loud, to someone who will not judge us for how we think and feel. Oftentimes, we cannot expect the people in our lives to be impartial or unbiased. Sometimes the people in our lives are far too involved in what causes us to need this space, to process our trauma, and they might not realize why we are anxious or depressed. In the therapeutic relationship, it is all about what you want and need. I will listen and ask thoughtful questions and help you recognize patterns and make connections. Life is a journey and I want you to welcome self-exploration, not fear it.

Rachel Wilson

(she/her)

Rachel Wilson, LCSW - New Jersey Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi there, I am Rachel a licensed clinical social worker and therapist. Are you struggling to figure out the solution to your internal conflicts, but don’t know where to begin? You don’t like the way things are going, but have fallen into the cultural norm of just pushing through? Do you feel like you’re “just present” or on autopilot? Do you struggle to be intentional? Maybe it’s sleep deprivation from being awake all night with your newborn, the stress of your career is keeping you awake or even the struggle of balancing life, as they say “life keeps life-ing.” Let’s talk about it… My area of expertise includes pregnancy and postpartum support, conception, birth trauma, and loss. In addition, I work with clients experiencing fluctuating self-esteem, imposter syndrome, depression, anxiety and emotions surrounding intergenerational mobility (change in socioeconomic status/income) and generational trauma. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Becky Cicalese

(she/her)

Becky Cicalese, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
Hello there! My name is Becky, and I am a Licensed Marriage and Family Therapist. Along with this license, I am also a Certified Grief Professional (CGP), a Certified Clinical Trauma Professional (CCTP), a Certified Addictions-Informed Mental Health Professional (CAIMHP), a Certified Clinical Anxiety Treatment Professional (CCATP), a Certified Mood Disorder Professional (CMDP), and a Certified Specialist in Anger Management (CSAM). As a therapist, it is my privilege to connect with you and assist you in developing your own journey throughout the therapeutic process. My stance on therapy is person centered, with a focus on compassion and understanding, while also trying to find that balance of "telling it like it is" in certain situations. While I do believe humor is a good source of medicine, I also believe in using various forms of systems theory, where there is an understanding that your issues and presenting problems do not happen in a vacuum. We will discuss how life's challenges, whether they occurred in childhood or during your morning walk to get coffee, have impacted your view of self and others and what that means for you moving forward. Together, we will dive into your thoughts and emotions and develop healthy ways to express yourself and manage what you have been experiencing.

Tiffany Milbourne-James

(she/her)

Tiffany Milbourne-James, LCSW - New Jersey Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Georgia, Maryland, and New Jersey. I received my Masters from the University of Maryland Baltimore and have been practicing for 25 years. I help young adults, adults, and elderly adults struggling with life transitioning issues that may cause stress, depression, and anxiety through CBT, DBT, and psychoeducation treatment modalities that helps individuals reach their highest potential.

Lydia Peters

(she/her)

Lydia Peters, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
5 years of experience
Virtual
My name is Lydia Peters, and I'm a Licensed Clinical Social Worker in the state of Virginia. I've worked in many different settings with different populations. I possess a vast amount of experience with the elderly along with individuals living with developmental disability, traumatic brain injury (TBI), mental illness, chemically addiction, homelessness, individual’s accused of sexual offense or sexually deviant behaviors , adults admitted to acute medicine & Veterans. I currently only offer Individual therapy services to adults 18 years old and up. A healthy therapeutic alliance brings forth a different perspective & additional support. Let's work together towards your success.

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Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Career Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Career Counseling, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.