Therapists that accept Cash Pay in Minnesota
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 57 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/2/2025
Matthew (Matt) Cruz
(he/him)
$70/session
LPCC
6 years of experience
Virtual
Hello, my name is Matthew Cruz, but many people call me Matt. I enjoy talking with people about their problems, offering them support, and helping them to find a way forward. My background is in substance use and with that, I am familiar with CBT and DBT approaches. However, I am looking for what works and am not attached to any one mode of treatment. I enjoy helping people explore meaning and symbolism in their world through a person centered approach to treatment. For those that are interested, I am comfortable incorporating faith and spiritual practice into the treatment experience.
Craig Rice
$90/session
LPCC
7 years of experience
Virtual
I am well versed in several counseling techniques and have a compassionate approachable demeanor. My counseling experience is above par and I am also organized with an attention to detail. Clients warm up to me quickly and I enjoy helping them reach goals and learn new thinking patterns to view life in a more positive manner. My therapeutic style incorporates expert listening, positive feedback, direct guidance, and creating an environment where you will feel comfortable to discuss your personal thoughts and feelings.
Find therapists experienced in these areas
David Baumrucker
$115/session
LPCC
9 years of experience
Virtual
Hello! I have been practicing for 8 years, with the last 5 years being in private practice focusing my work with adults struggling with depression, anxiety, relationship issues, and those feeling stuck/unmotivated rediscover and reconnect with their purpose and passions. I am licensed psychotherapist in both Texas (LPC) and Minnesota (LPCC). I received my Masters from the University of Montana - Missoula, spending time working in University Counseling Centers and Community Mental Health before continuing my work with Individuals, Couples, Military Service Members, and EMS in private practice beginning in 2019.
Anna McDonald
(she/her)
$90/session
LICSW
7 years of experience
Virtual
I am Anna McDonald, a Licensed Clinical Social Worker dedicated to assisting individuals in overcoming life's obstacles through compassionate, evidence-based therapy. With more than ten years of experience, my focus is on online therapy for anxiety, stress management, and postpartum mental health. Fluent in English and Spanish, I offer a nurturing space where you can freely communicate in your preferred language.
May Yang
$230/session
LICSW
14 years of experience
Virtual
I have a decade of experience focusing on children, adolescents, adults, women, men focusing on depression, anxiety, work life balance, sexual health, sexual addictions, grief and loss, life transitions, domestic violence, eating disorders, abuse against children, relationship health, marriage counseling, pre-marriage counseling, trans gender issues and court mandated therapy services.
THIS WORK is my life’s passion and it is a honor to be in this profession. I graduated summa cum laude from the University of Michigan with a degree in Interpersonal Practice and it is my life’s work to help you get to a place you want to be.
I provide a safe, nurturing, and non-judgmental environment to help you overcome your past struggles and present barriers. I will guide you to help yourself to master the tools necessary to effectively navigate through the complexities of life with a new set lenses in order to help you reach your full potential.
Jake Bergstedt
Frequently rebooked
$175/session
LMFT
14 years of experience
Virtual
Hi. I'm a Licensed Marriage and Family Therapist LMFT with 14 year of experience, living in Minnesota, seeing clients in Minnesota or virtually in Ohio. I like to work with an eclectic group of clients, I enjoy seeing all types and walks of life come though my door. I meet client where they are at now, and work with them towards their goals.
Tobias Wilde
(he/him)
$120/session
LICSW
13 years of experience
Virtual
My name is Tobias (He/Him/His). I am a Licensed Independent Clinical Social Worker (LCSW/LICSW) with 13 years of professional work experience. I recieved my Masters from the University of Utah.
I have many roles in life, in addition to being a therapist, I was born in the United States. I am a son and a brother in a blended family. I am also an advocate, a father, a friend, a mentor, a student of life, as well as a teacher by heart. I am also a Child of a Deaf Adult (CODA) and fluent in American Sign Language (ASL).
Larry Baumgartner
(he/him)
$140/session
LMFT
10 years of experience
Virtual
Hi there! I am a Licensed Marriage & Family Therapist for residents of Florida and Minnesota. I received my Masters degree in Tampa, Florida and have been practicing for 10 years. I help adults get from point A to B by asking Solution-Focused questions. People have a lot more potential then they believe. My job as your Therapist is to ask you the questions that will make you think about your past accomplishments, skills/strengths, resources and experience and see if someway, somehow those 'solutions' can help you move forward in a more positive, productive way today.
Katie Larson
$110/session
LPCC
8 years of experience
Virtual
Hello, I’m a Licensed Professional Clinical Counselor (LPCC) based in Mid Minnesota. I received my Master’s degree from Adler Graduate School and have been practicing therapy for about eight years. I work with individuals navigating life’s many transitions and challenges, and I aim to offer a space that feels supportive, respectful, and grounded. My approach is relational, person-centered, and strength-based, meaning I focus on building a genuine connection with you while helping you tap into your own resilience and inner wisdom. I also use motivational interviewing and psychoeducation to support insight and empower you with tools for growth. I believe therapy should be a collaborative journey—where you feel heard, accepted, and supported as you move forward on your own terms.
Bill English
$150/session
LP
10 years of experience
Virtual
Those who work with me A) Have a stronger marriage and family, B) Resolve conflicts in healthy ways, C) Communicate well, D) Gain freedom from the past, and E) Walk more closely with God. If you want these five things, then schedule a free Zoom call with me at onpathcounseling.com or schedule your first full appointment with me through Grow Therapy. I look forward to working with you.
Chelsey Hauer
$115/session
LICSW
20 years of experience
Virtual
Hi! My name is Chelsey and I'm happy you're here. I enjoy working with adult clients with a variety of mental health concerns. I believe that challenges and stress can transform into opportunities that lead to meaningful life changes. Reaching out for support is a sign of deep inner strength. Whether you are experiencing anxiety, depression, are a survivor of trauma, or are navigating life transitions, I offer a calm and warm presence to help you make sense of things, find hope, and find solutions that work for you.
I use creativity and my sense of humor to build strong, trusting relationships with clients. I utilize strategies from several therapy methods and believe that a solid client-therapist relationship is the true foundation for doing this work.
I am driven by the belief that everyone deserves a compassionate and understanding space to heal and grow. Personal experiences and professional encounters have deepened my commitment to this work. If it feels like we’d be a good fit, feel free to call, text, or email me. I look forward to meeting you!
Deanin Willsun
(she/her)
$125/session
LPCC
12 years of experience
Virtual
I am a licensed Professional Clinical Counselor. I have been licensed for a little over a year but have been practicing for 10 years under supervision working in private practices. I was an elementary school counselor for 3 years. My experience includes working with adolescents, teenagers and adults providing crisis, case management, group therapy, play therapy. I help individuals work through, life stressor, improve self esteem, coping skills, anxiety and depression and school concerns.
Angela Mendez-Vanegas
(she/her)
$150/session
LMFT
11 years of experience
Virtual
My name is Angela Mendez-Vanegas. I am a licensed marriage and family therapist in the state of Minnesota as well as a certified psychiatric rehabilitation practitioner. I have been a licensed therapist for over 10 years and I have worked in the mental health field for over 15 years. I have worked with various populations over the years with a primary focus on adults (18+). The bulk of my experience is working with individuals with different cultural backgrounds struggling with life experiences and adjustments.
Hiedi Roberts
(she/her)
$150/session
LICSW
20 years of experience
Virtual
I am both a country and city girl. I enjoy outdoors and being around people. I enjoy all ages from 16-99. I like to humbly say I am experienced in multiple therapies and have worked in all areas of Behavioral Health from inpatient to outpatient over 20 years of experience.
I am open, supportive, and honest. Sessions start with you and where you are at. We talk about your concerns and what you would like to achieve. We both then identify how to support you. I view each person as unique and have their own individual concerns/struggles.
Myste Hutton
(she/her)
$100/session
LICSW
4 years of experience
Virtual
My name is Myste.
As a Licensed Clinical Social Worker, I believe in the power of resilience and the unique strenghts each person brings to their healing journey. My approach is collaborative, affirming, and grounding in the belief that meaningful change happens when we feel seen, heard, and supported. I specialized in helping clients navigate anxiety, life transitions, identity exploration and relationship challenges, using evidence-based practices with compassionate, inclusive lens. Together, we'll build on your strengths and develop tools to foster growth, balance, and connection.
Katie Monnens
(she/her)
$90/session
LMFT
8 years of experience
Virtual
Hi! I am Kate, a Licensed Marriage and Family Therapist based in Minnesota. I received my Master's degree from Argosy University in 2017. I have been working in the mental health field with children and families since 2005. I help people let go of unhelpful thought patterns and start making changes to improve their quality of life and their relationships.
Joy Watkins
$180/session
LICSW
22 years of experience
Virtual
Healing and restoring individuals and couples as a Therapist and Consultant specializing in Mental Health and Substance Abuse for 20+ years. I have worked with Adults, Adolescents, Teens and Young Adults extensively. I specialize in CBT Therapy, CBT Trauma Focused Therapy, Solution Focused Therapy, Client Centered Therapy, Motivational Interviewing, Domestic Violence and Strengths Based Therapy. For individuals or couple experiencing depression, anxiety, suicidal thoughts, fears or any other Mental Health issues I can assist you with combating these issues that are affecting your daily life using a strengths base approach.
Kayci Rush
(she/her)
$90/session
LICSW
25 years of experience
Virtual
I earned my Masters in Social Work from the University of Minnesota had have been a licensed clinical social worker for 15 years. I have worked in a variety of settings with teenagers and young adults who are looking toward the future while living in an uncertain world; women who have had a traumatic birth, or an unexpected disability; women who are looking toward a return to the workforce or a career change; adults looking to improve their relationships or their own quality of life; and those grieving the loss of partner, a child, a parent or other significant relationships.
Linda Etim
$150/session
LICSW
30 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker in the states of Minnesota and Missouri. I am licensed to diagnose and treat individuals struggling with mental health issues. My philosophy is that we all have the capacity to heal from within however sometimes our feelings and emotions can overwhelm us and make it difficult to find our own healing. I am here to assist clients in reaching their highest good in life.
Galen DeReu
$100/session
LPCC
10 years of experience
Virtual
Hi! I am a Licensed Professional Clinical Counselor (LPCC) and a Licensed Drug and Alcohol Counselor (LADC) and I am based in Eden Prairie, Minnesota working with clients statewide via telehealth. I enjoy working with adults 18+ and specialize in addiction, anxiety, depression, self-esteem, and life transitions. I have experience working in outpatient treatment programs as well as individual therapy.
Christine Dawson
$60/session
LICSW
32 years of experience
Virtual
I am a licensed Clinical Social Worker licensed in 7 states (MN, UT, NE, ID, WA, WY, CO,) and the ability to see clients in 7 states thru the use of telehealth. I have been practicing as a Social Worker for 11 years and previously practiced as Addiction Counselor for 20 years. I have 4 years of trauma practice with First Responders and Veteran and am retired military. I have been trained in and practice ART (accelerated Resolution Therapy) for 6 years.
Elisa Sarmento
(she/her)
$85/session
LPCC
12 years of experience
Virtual
Hello, Hola! I am Elisa Sarmento, MA, LADC, LPCC, based out of Bloomington, MN, fully licensed and working through telehealth in both Minnesota and Florida, practicing for over 10 years. I provide both bilingual (Spanish/English) psychotherapy, life coaching services and am particularly passionate about working with the specific challenges faced by individuals (teens and adults) living in fear and addiction.
Kenny Turck
(he/they)
$150/session
LICSW
14 years of experience
Virtual
Hi,
I have been in the mental health field for many years and have worked in many settings and with people from many backgrounds, beliefs, and perspectives. I am a licensed mental health professional (LICSW) and work with children, teens, couples, adults of all ages, and members of the LGBTQIA+ community. My areas of expertise are related to social justice, mental health, and food security. I specialize in trauma-responsive care and the autonomic nervous system working together with participants to identify, treat, decrease, and recover from impairments experienced as a result of a mental health condition/life experiences. I think it's very important for people to understand a bit more how emotional or psychological distress impacts the body and innovative, cutting edge strategies, benefitting from recent findings in neuroscience, neurobiology, and psychophysiology.
Jennifer Runyan
(she/her)
$175/session
LICSW
6 years of experience
Virtual
Hi, I’m Jennifer.
Are you feeling lost, overwhelmed, or stuck? Have you been trying your best to navigate challenges that feel like too much? You’re not alone. You deserve support, and you can heal and find relief.
You may be going through a life transition, have become more aware of past or present traumas impacting you now, or have faced a recent difficult experience, and are ready to begin your healing journey. I help empower individuals to overcome past adverse and traumatic experiences to live fulfilling and meaningful lives.
Heidi Dummer
(she/her)
$100/session
LICSW
15 years of experience
Virtual
As a seasoned therapist with dual degrees in Occupational Therapy and Social Work, I offer a unique blend of expertise to guide clients through various life challenges. With experience spanning outpatient, inpatient, and community settings, I've had the privilege of working with individuals of all ages, from infants to adults. I consider it a privilege to accompany clients on their journey towards healing and personal growth. Every individual's story is unique, and I am committed to walking alongside you with empathy, respect, and unwavering support.
If you're seeking guidance through life's challenges, I'm here to help you discover your inner strength and resilience. Together, we can navigate the path towards a brighter tomorrow.
Frequently asked questions
Why filter by Minnesota rather than a city
like Minneapolis?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on Depression?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Depression, is filtering therapists in Minnesota that work with patients with similar concerns.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.