Therapists that accept Cash Pay in Minnesota
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 30 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/4/2025
Matthew Cruz, LADC
(he/him)
$70/session
LPCC
6 years of experience
Virtual
Hello, my name is Matthew Cruz, but many people call me Matt. I enjoy talking with people about their problems, offering them support, and helping them to find a way forward. My background is in substance use and with that, I am familiar with CBT and DBT approaches. However, I am looking for what works and am not attached to any one mode of treatment. I enjoy helping people explore meaning and symbolism in their world through a person centered approach to treatment. For those that are interested, I am comfortable incorporating faith and spiritual practice into the treatment experience.
Tobias Wilde
(he/him)
$120/session
LICSW
13 years of experience
Virtual
My name is Tobias (He/Him/His). I am a Licensed Independent Clinical Social Worker (LCSW/LICSW) with 13 years of professional work experience. I recieved my Masters from the University of Utah.
I have many roles in life, in addition to being a therapist, I was born in the United States. I am a son and a brother in a blended family. I am also an advocate, a father, a friend, a mentor, a student of life, as well as a teacher by heart. I am also a Child of a Deaf Adult (CODA) and fluent in American Sign Language (ASL).
Find therapists experienced in these areas
Jake Bergstedt
Frequently rebooked
$175/session
LMFT
14 years of experience
Virtual
Hi. I'm a Licensed Marriage and Family Therapist LMFT with 14 year of experience, living in Minnesota, seeing clients in Minnesota or virtually in Ohio. I like to work with an eclectic group of clients, I enjoy seeing all types and walks of life come though my door. I meet client where they are at now, and work with them towards their goals.
Dawn Martinson
(she/her)
Frequently rebooked
$120/session
LP
1 year of experience
Virtual
Hi. I’m a licensed Psychologist (LP) who is based in Minnesota. I received my master’s degree from the University of Minnesota Duluth (UMD) and have been working in the mental health field for over 30 years. I work with adult clients who want to change to create their best life. I help clients shape their thinking and behavior through development and use of practical skills.
Marie Fors
$120/session
LMFT
15 years of experience
Virtual
As a therapist, I am deeply committed to creating a compassionate and non-judgmental space where you can explore your thoughts and emotions at your own pace. With a foundation in person-centered therapy, I believe in your inherent capacity for growth and self-understanding. My approach is rooted in empathy, active listening, and unconditional positive regard, ensuring you feel heard and valued throughout our work together. I view our therapeutic relationship as a collaborative partnership, where your experiences and insights guide our sessions. Whether you're navigating anxiety, self-esteem challenges, or life transitions, I am here to support you in uncovering your strengths and fostering lasting change. Together, we will work towards a deeper understanding of yourself and a more fulfilling life.
David Baumrucker
$115/session
LPCC
9 years of experience
Virtual
Hello! I have been practicing for 8 years, with the last 5 years being in private practice focusing my work with adults struggling with depression, anxiety, relationship issues, and those feeling stuck/unmotivated rediscover and reconnect with their purpose and passions. I am licensed psychotherapist in both Texas (LPC) and Minnesota (LPCC). I received my Masters from the University of Montana - Missoula, spending time working in University Counseling Centers and Community Mental Health before continuing my work with Individuals, Couples, Military Service Members, and EMS in private practice beginning in 2019.
Anna McDonald
(she/her)
$90/session
LICSW
7 years of experience
Virtual
I am Anna McDonald, a Licensed Clinical Social Worker dedicated to assisting individuals in overcoming life's obstacles through compassionate, evidence-based therapy. With more than ten years of experience, my focus is on online therapy for anxiety, stress management, and postpartum mental health. Fluent in English and Spanish, I offer a nurturing space where you can freely communicate in your preferred language.
Cynthia White
(they/them)
$100/session
LICSW
30 years of experience
Virtual
I am a Licensed Independent Clinical Social worker and live in Minnesota, where I have been in private practice for almost 25 years. I really love my work with clients. I especially enjoy helping clients move from feeling stuck in their lives to feeling empowered. My goal is to help clients live the life they most desire and I have helped thousands of clients to do this.
Kayci Rush
(she/her)
$90/session
LICSW
25 years of experience
Virtual
I earned my Masters in Social Work from the University of Minnesota had have been a licensed clinical social worker for 15 years. I have worked in a variety of settings with teenagers and young adults who are looking toward the future while living in an uncertain world; women who have had a traumatic birth, or an unexpected disability; women who are looking toward a return to the workforce or a career change; adults looking to improve their relationships or their own quality of life; and those grieving the loss of partner, a child, a parent or other significant relationships.
Galen DeReu
$100/session
LPCC
10 years of experience
Virtual
Hi! I am a Licensed Professional Clinical Counselor (LPCC) and a Licensed Drug and Alcohol Counselor (LADC) and I am based in Eden Prairie, Minnesota working with clients statewide via telehealth. I enjoy working with adults 18+ and specialize in addiction, anxiety, depression, self-esteem, and life transitions. I have experience working in outpatient treatment programs as well as individual therapy.
Hiedi Roberts
(she/her)
$150/session
LICSW
20 years of experience
Virtual
I am both a country and city girl. I enjoy outdoors and being around people. I enjoy all ages from 16-99. I like to humbly say I am experienced in multiple therapies and have worked in all areas of Behavioral Health from inpatient to outpatient over 20 years of experience.
I am open, supportive, and honest. Sessions start with you and where you are at. We talk about your concerns and what you would like to achieve. We both then identify how to support you. I view each person as unique and have their own individual concerns/struggles.
Rome Alexander
(he/him)
$140/session
LICSW
25 years of experience
Virtual
Hello-
My name is Rome Alexander, and I am a licensed therapist in Minnesota, with over 20 years of professional experience in helping those that are struggling with the conditions of various situations such as: anxiety and depressions, issues of sudden or prolonged grief, Post-Traumatic Stress, and/or other psychological traumas such as those that may occur in childhood, adolescence, or adult situations.
Angie Henke
$100/session
LICSW
10 years of experience
Virtual
Hello, my name is Angie, and I would be honored to hear your story and experiences. As a social worker, I have a strong ability to connect with people and quickly build rapport. I have been working in the field for 10 years and have been a LICSW since 2021. I believe it's important to engage actively in therapy and put in the necessary effort to make changes that will help you reach your goals. I often use humor and seem to have the ability to make people feel like they are talking to a friend...albeit a friend that is very honest, sometimes sarcastic, can challenge you, accept you, fight for you, and sometimes make you mad. Thankfully, it's all part of the process of making sustainable changes!
I attended training to work specifically with law enforcement, veterans, and other first responders. I was an embedded social worker in a MN police department for 3 years.
I utilize different therapeutic modalities depending on your individual needs. Some examples include: Solution-Focused Therapy, Cognitive Behavioral Therapy, Trauma Focused Therapy, and Motivational Interviewing. I pride myself in delivering non-judgmental, empathetic, individualized services to ensure the therapy experience is created for you.
Kenny Turck
(he/they)
$150/session
LICSW
14 years of experience
Virtual
Hi,
I have been in the mental health field for many years and have worked in many settings and with people from many backgrounds, beliefs, and perspectives. I am a licensed mental health professional (LICSW) and work with children, teens, couples, adults of all ages, and members of the LGBTQIA+ community. My areas of expertise are related to social justice, mental health, and food security. I specialize in trauma-responsive care and the autonomic nervous system working together with participants to identify, treat, decrease, and recover from impairments experienced as a result of a mental health condition/life experiences. I think it's very important for people to understand a bit more how emotional or psychological distress impacts the body and innovative, cutting edge strategies, benefitting from recent findings in neuroscience, neurobiology, and psychophysiology.
Heidi Dummer
(she/her)
$100/session
LICSW
15 years of experience
Virtual
As a seasoned therapist with dual degrees in Occupational Therapy and Social Work, I offer a unique blend of expertise to guide clients through various life challenges. With experience spanning outpatient, inpatient, and community settings, I've had the privilege of working with individuals of all ages, from infants to adults. I consider it a privilege to accompany clients on their journey towards healing and personal growth. Every individual's story is unique, and I am committed to walking alongside you with empathy, respect, and unwavering support.
If you're seeking guidance through life's challenges, I'm here to help you discover your inner strength and resilience. Together, we can navigate the path towards a brighter tomorrow.
Rebecca Prust
(she/her)
$150/session
LICSW
20 years of experience
Virtual
Hello! I'm a LICSW with over 20 years of experience working in mental health. I earned my degree from the University of Minnesota. My approach is empathetic, non judgemental and solution focused. I have worked with people both long term and short term depending on needs. You know yourself best, my job is to help you make your life the best.
Jennifer Piede
$150/session
LPCC
18 years of experience
Virtual
Whatever obstacles and struggles someone may be going through in life, I consider it a privilege to help them cope. I understand that the clients I see are entrusting me to give them the right resources to guide them down a new path, with a new perspective, so they can achieve their own goals. With a healthy balance of listening, guiding, and even learning, I take pride in using my own experience and resources to help people really start off on the right foot on that path. Whether you, or someone you know struggles with something like anxiety, or simply wants a different outlook on their life, it’s something to work through together, and by setting up a consultation, we can get started.
Zachary Campbell
(he/him)
$200/session
LPCC
15 years of experience
Virtual
I am a trauma informed care practitioner with 18 years of experience in supporting people through a healing journey with EMDR, Somatic Experiencing and Jungian Dream Analysis. We enter your story with compassion. I am passionate about providing gentle and considerate care. My office is located on a bus line within an ADA accessible building and off-street parking. Virtual sessions are offered. My space is designed for comfort and safety in downtown Duluth, Minnesota.
Tiffany Lopez
(she/her)
$100/session
LICSW
5 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker, licensed to practice in various states. I have experience working in a variety of mental health settings and have found my passion working as an outpatient therapist. In our work together you can expect to be met with a therapeutic alliance that promotes safety, empathy, compassion, and value, as a human being.
Deirdre Kuvaas
$125/session
LPCC
3 years of experience
Virtual
I’m a trauma therapist and licensed professional clinical counselor with over 10 years of experience. I create a safe, supportive, and nonjudgmental space where your story can unfold at your pace. My approach is person-centered—our work together will be guided by your goals, your voice, and what feels most meaningful to you. I also support clients navigating anxiety and substance use with compassion and curiosity.
September Prushek
(she/her)
$175/session
LPCC
7 years of experience
Virtual
Hi there! I'm September and I am a Licensed Professional Clinical Counselor (LPCC) practicing in Minnesota. I graduated with my master's degree in clinical mental health counseling from Saint Cloud State University in 2021 and have practiced in a variety of settings including my current private practice, community mental health, DBT intensive outpatient programming, corrections through the DOC, crisis, and foster care settings. I enjoy working with clients experiencing trauma (specializing in betrayal trauma), self-esteem concerns, codependency, relationship concerns, and those who may be navigating narcissistic abuse.
Jennifer Frank
(she/her)
$120/session
LPCC
10 years of experience
Virtual
Are you looking for a positive change in your life?
I am passionate about helping people. I help to build empowerment in day-to-day life along with life changes. I want to help others find their path to live a fruitful and enjoyable life. I have experience working with trauma, addictions, anxiety, and depression.
I work to create a nonjudgmental environment where you can express your emotions and experiences. I enjoy providing therapy and helping others to change their lives.
If you have any questions please ask and let's see if we are a good match!!
Alissa Sladek
$125/session
LICSW
9 years of experience
Virtual
Hi, I am Alissa.
Have you ever felt trapped in your own brain? Feel like your emotions are running away with your life? I help individuals to learn how to control their thoughts and emotions so they are able to enrich their lives with relationships, stress, and emotional balance. I am a LCSW who specializes in anxiety, Borderline, depression, relationship issues, and emotional distress among other things. I love to work with the strength base module and a Dialectical Behavioral Therapy (DBT) model. I believe that therapy is a relationship and that trust is important in order for you to get what you want and need out of therapy.
Lori Loncharek
(she/her)
$125/session
LPCC
6 years of experience
Virtual
I have worked in the area of mental health for 38 years, 6 of those years as a therapist. I hope to cultivate wellness, peace & balance, while also gently challenging clients to shift old thinking patterns. Ultimately, my focus is to help clients recognize they have the power to create the best version of themselves & I assist in recognizing positive attributes.
Lisa VanBaalen
(she/her)
$75/session
LICSW
30 years of experience
Virtual
Feeling overwhelmed, stuck, or ready for a change? You're not alone. As a Licensed Independent Clinical Social Worker with 30+ years of experience, I help adults navigate anxiety, depression, stress, grief, and major life transitions with a compassionate, evidence-based approach.
I provide a supportive, nonjudgmental space where you can feel heard, understood, and empowered to take meaningful steps forward. My approach is personalized to your needs, integrating cognitive behavioral therapy (CBT), compassion-focused therapy, and mindfulness practices to help you break free from unhelpful patterns, build resilience, and improve relationships.
Whether you're adjusting to a major life change, struggling with self-doubt, relationship ambivalence, or searching for greater clarity and balance, I’m here to help. Therapy is a powerful tool for gaining insight, fostering self-compassion, and creating lasting change. Let’s work together to help you move forward with confidence and purpose.
Frequently asked questions
Why filter by Minnesota rather than a city
like Minneapolis?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.