Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 143 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Gary Watson

Gary Watson, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$120/session
LMSW-C
15 years of experience
Virtual
I'm a licensed MSW (master social worker) in Michigan. I use solution focused counseling to help you figure out what positive changes you'd like to make and what small changes you can start with. I enjoy working with a wide variety of people and concerns. Solution Focused Therapy is a very practical and effective form of counseling. Most of the clients who gravitate towards my services want to take action and start making changes right away. They don't want to just talk about their problems, they want to get ideas for specific things to do and move on with their lives. They don't want to be in counseling for years and want a counselor who appreciates that too.

Esther Garcia

(she/her)

Esther Garcia, LPC - Michigan Therapist at Grow Therapy
$155/session
LPC
12 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) and received by Master's Degree from Western Michigan University. I specialize in helping women in Michigan find more balance in their life and feel more connected with who they are while supporting them on their personal growth journey. My private practice offers exclusive online counseling providing high quality service to individuals working through relationship struggles, grief, anxiety, and depression.

Karen Owens

Karen Owens, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
7 years of experience
Virtual
As a counselor I pride myself on providing the best care to all clients. My services are customized for each client to ensure that they obtain the most out of the therapeutic process. Therapy should be many things; and I believe fun can be one of them! Engaging clients and making them feel safe, especially kids is critical. By offering dynamic services that include play and art therapy kids and families not only grow and learn from therapy but feel valued and a sense of belonging. I am honored to have clients trust me with their life story. It is my privilege to walk with you along this journey.

Traci Doran

Traci Doran, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
3 years of experience
Virtual
As a compassionate and experienced clinician, I specialize in helping individuals navigate the complexities of anxiety, depression, and grief. Through a combination of evidence-based therapies and empathetic support, I work collaboratively with my clients to develop effective coping strategies and promote lasting healing. I understand that these challenges can be overwhelming, and I am committed to creating a safe and supportive space where you can feel heard, understood, and empowered. Whether you're struggling with persistent worry, feelings of sadness, or the loss of a loved one, I am here to guide you on your journey towards emotional well-being.

Ann Lukacsy

Ann Lukacsy, LPC - Michigan Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
Hello, my name is Ann and I have been in the counseling field for over 20 years. I have worked with several diverse populations in a nonprofit setting, and also several years as a school counselor. I have been in private practice now for seven years and I serve adults and adolescents. My specialties are anxiety management, and relationship issues. My goal is to assist clients with a healthier, more positive mindset, which will intern help them cope better with life transitions, and assist with achieving their highest potential. I do enjoy incorporating spirituality as a coping mechanism and healing tool, however, I like to go where the client feels most comfortable.

Joe Bommarito

Joe Bommarito, LPC - Michigan Therapist at Grow Therapy
$130/session
LPC
24 years of experience
Virtual
Hello! I am a Licensed Professional Counselor (LPC) based in Michigan. I received my masters degree from Oakland University in Rochester Michigan and have been in the mental health field for almost 25 years. I help adults struggling with anxiety, depression, anger, and many other issues. Life can definitely present with many challenges and I also help individuals become the best versions of themselves.

Angela Hastings

(she/her)

Angela Hastings, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
12 years of experience
Virtual
Welcome! I'm a Licensed Master Social Worker (LMSW) based in Michigan. I received my Masters from Grand Valley State University and have been practicing for 11 years. I help adults of all ages struggling with life transitions and anxiety work through complicated feelings to become the best version of themselves. I see myself as a coach and mentor in walking alongside my clients, offering feedback and support through challenging situations.

Jonah Silk

(he/him)

Jonah Silk, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
5 years of experience
Virtual
I am an LMSW, soccer coach, and former collegiate athlete. Formerly the Ehrenberg Family Fellow for Athletic Counseling in the University of Michigan Athletic Department. I provided mental health and athletic performance care for up to thirty Division 1 varsity student-athletes. I received my master’s degree from the University of Michigan School of Social Work in 2020. My passion is to help individuals become masters of themselves and to help them accomplish their goals. I work from a social justice lens to be culturally sensitive, utilizing strength-based, solution-focused interventions. I strive to work collaboratively toward clients’ objectives. I have worked with patients on athletic performance, injury support, self-esteem, depression, anxiety, sleep issues, relational stressors, grief/loss, trauma and suicidality. My approach is foundationally a Cognitive Behavioral Therapy (CBT) framework, and I am certified in Cognitive Processing Therapy (CPT). I intend to earn my certification in Acceptance and Commitment Therapy (ACT) and Dialectical Behavioral Therapy (DBT). The area I am most passionate about is the study of traumatic, toxic-stress, and mind/body symptoms. I have been interested in how trauma extends beyond some of the more historic notions of PTSD and ACEs. I myself was a collegiate athlete and, through many hardships and obstacles, on and away from the field, went through my own mental health journey. After coaching youth soccer for eight years since college, it became apparent to me that we had been neglecting the mental health of athletes and, oftentimes, of youth in general. In turn, my biggest motivation became de-stigmatizing mental health problems, particularly in the world of sport, and being a spokesperson for the value of therapy.

Ben Balke

Ben Balke, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
5 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) meeting with clients virtually in the state of Michigan. I am honored to work with clients ranging from age 12 to adults. I utilize a Person-Centered approach at the core of my work with clients. I also use these techniques and other approaches: Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Motivational Interviewing, Solution Focused, Mindfulness, and Polyvagal.

Joshua Carver

(he/him)

Joshua Carver, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
5 years of experience
Virtual
I believe Irvin Yalom said it best when he said we need to form a unique therapy for every person. We are all unique, our relationships and experiences are unique, and in therapy we need to find your own path forward in life. We can find that as a conversation between two experts, you being the expert in your own life, and me being an expert in this field. Together, we can work to help you find what you are looking for in therapy. Whether it is a skill and action motivated plan, or a space to emotionally process things regularly, or anything in between.

Jenna Marceau

(she/her)

Jenna Marceau, LMSW-C - Michigan Therapist at Grow Therapy
$125/session
LMSW-C
16 years of experience
Virtual
Hi! my name is Jenna, I am a clinical social worker with a lifetime of combined personal & professional experience. I provide a unique, individualized & wide array of objective practice approaches focusing on choices that foster solutions to lead to a more meaningful life. I am a graduate of Michigan State University with over 15 years working in behavioral health & I engage a holistic, conversational approach to therapy. I provide family & couples therapy, grief & trauma therapy, ADHD & Autism support & among many other things a cognitive/ dialectical approach to manage depression & anxiety.

Jean Snyder

(she/her)

Jean Snyder, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
30 years of experience
Virtual
Hi! I'm a licensed mental health Counselor and Occupational Therapist with about 30 years of experience working with adults struggling with mental health issues. I especially like working with people who are struggling with anxiety in their lives because I know I can make a real difference. I like to treat anxiety with a combination of helping you to identify those things that trigger your anxiety, CBT (Cognitive Behavior Therapy), and teaching you coping & relaxation skills.

Robert Kaiser

(he/him)

Robert Kaiser, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
7 years of experience
Virtual
My name is Robert Kaiser and I'm a Licensed Professional Counselor (LPC), National Certified Counselor (NCC), and a Certified Advanced Alcohol and Drug Counselor (CAADC) in Michigan. You can take a look at my profile to learn a little bit more about my background and approach. Please also feel free to ask questions. Online counseling is fairly new, and I've found it to be really effective for issues like the ones you mentioned in your message. My counseling style is pretty laid back. I have been described as supportive, caring, and compassionate, with a pretty good sense of humor. I like to focus on identifying your strengths and helping you to maximize them to overcome your obstacles. I'm here to help you sort through the things that are difficult right now, and offer you a safe place to be open and honest without fear of judgment. Therapy offers a safe place to explore your thoughts and feelings. Asking for help takes a lot of courage but can be extremely rewarding. I look forward to working with you.

Cheryl Reitz

Cheryl Reitz, LPC - Michigan Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Juan Valenzuela

Juan Valenzuela, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.

Jennifer Bardon

Jennifer Bardon, LMSW-C - Michigan Therapist at Grow Therapy
$95/session
LMSW-C
5 years of experience
Virtual
Hello, My name is Jennifer Bardon, I am a LCSW. I fell in love with social work. I received by BSW and MSW through Wayne State. I have been in the field for 6 years. I am able to work with those who have depression and anxiety. I can assist clients that have self esteem, and struggles with coping skills. I love to incorporate mindfulness techniques to assist clients with centering themselves, and focusing on the present. I do have experience from my full time position working with children, young adults, and adults with Developmental disabilities. I went to school for CBT. I am DBT certified. I am able to work with a diverse population. I am very person centered, and I encourage my clients to drive there own treatment, as they are the experts in their lives. I am dedicated to provide the best services to my future clients. I have many evenings open for clients who have a busy work week, as well as availability on Saturday and Sunday.

Morgan Baughman

Morgan Baughman, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
3 years of experience
Virtual
Greetings, my name is Morgan and I am a "neurodivergent" counselor specializing in working with individuals living with autism and other similar divergencies. My clients often tell me that they have been to several counselors before and this was the first time it felt like it was working. I am a direct communicator who loves to help people understand their body, mind, and environmental connection for sustainable changes that support their goals.

Madeline Sword

(she/her)

Madeline Sword, LMSW-C - Michigan Therapist at Grow Therapy
$80/session
LMSW-C
7 years of experience
Virtual
Well hello, my name is Madeline. Welcome to my safe and inviting space to work on bringing peace into your life. I am a Licensed Clinical Master Social Worker in Michigan. I strive to provide compassionate care to those with ranging needs in the overwhelming and discouraging seasons of life. For 7 years I have supported children, adolescents, adults and older adults with individual and family needs in the school, home and community setting. I encourage you to focus on critical needs that impact the problem behaviors in your daily life that keep you from living your best life. I welcome you to utilize a holistic approach designed to nurture your specific needs.

Jessica Rogal

(she/her)

Jessica Rogal, LMSW-C - Michigan Therapist at Grow Therapy
$90/session
LMSW-C
12 years of experience
Virtual
Hi, I am a licensed clinical social worker from Michigan and have been practicing for over 10 years. It is my goal to use my knowledge and experiences in a way that is honest, relatable, non-judgmental and consistent. Taking steps towards change can be scary and overwhelming. It would be an honor to provide a safe and thought-provoking space that empowers you to grow in the direction of your choice.

Megan Mackety

(she/her)

Megan Mackety, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
15 years of experience
Virtual
Welcome! I am so glad you are taking the first step to find happiness and well-being. My name is Megan Mackety and I am an LMSW with 15 years of professional experience. My main focus is on building connection and trust. I want to make sure you feel safe and heard as we build a therapeutic rapport. I am here to act as a sounding board to work through all those things that come up as we move through life. You are the expert on yourself. All of us deal with sadness and worry, but sometimes those feelings can become overwhelming and lead to anxiety and depression. Through techniques such as cognitive behavioral therapy, mindfulness and solution focused work we can design a plan that meets your individual goals with strategies that make sense in your life. Often past trauma, feelings of anger and resentment and self-esteem issues are important factors to address to work through in order to reach your goals. I would love to be there to help support and empower your journey,

Connie Owens

Connie Owens, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
23 years of experience
Virtual
My name is Connie Owens, I am passionate about helping women overcome trauma and Narcissistic abuse. My approach is Holistic. We will address the 4 interdependent parts of self; 1. Mind, 2. Body, 3. Soul, and 4. Spirit. I believe that we are each uniquely different and to heal all of you we will need to treat all of you. Together we will develop a plan to look at every aspect of your life to see how it contributes to causing you emotional pain, and then focus on a solution to help you overcome the emotional pain, for good.

Caitlin DeMara

(she/her)

Caitlin DeMara, LMSW-C - Michigan Therapist at Grow Therapy
$87/session
LMSW-C
6 years of experience
Virtual
My background is in social work, which means I meet you where you are at. I specialize in anxiety, depression, adjustment challenges, and grief. I am also certified in Gerontology and have experience in end of life care, dementia care, and medical social work. In college, I minored in Anthropology, because I am fascinated by the human experience, what makes us human, and how we all can relate to one another.

Solimar Mattei

(she/her)

Solimar Mattei, LMSW-C - Michigan Therapist at Grow Therapy
$120/session
LMSW-C
30 years of experience
Virtual
My name is Solimar Mattei, I am a clinician with over 25 years of experience treating various mental health issues such as depression, trauma, anxiety, grief and recovery from abuse. I primarily work with adults and am bilingual in English and Spanish. I have evidence based training in prolonged exposure, emdr, CBT-D and IPT-D for depression. I know how difficult and humbling it can be to reach out for help, therefore I take my responsibility as your therapist very seriously. I view therapy as a partnership where goals are developed and treatment has a focus that will lead you to live your best life. I will teach you skills needed to take back control of your life. You deserve to be at peace, joyful and productive. Together we can accomplish your therapy goals.

Sarah Meteer

(she/her)

Sarah Meteer, LPC - Michigan Therapist at Grow Therapy

Frequently rebooked

$99/session
LPC
22 years of experience
Virtual
Hello and thank you for taking the time to read this information. I am a licensed professional counselor (LPC) in the lovely state of Michigan. I earned my bachelor's degree in 2001 from Central Michigan University, Fire Up Chips! I then earned my master's degree in counseling in 2010 from Siena Heights University. I believe that one's courage to seek counseling is a big step in the healing process. As a counselor, I will provide a supportive and empathetic environment. I feel honored to be able to be a part of this journey in helping others in a compassionate and caring way to live a life that they desire.

Teresa Embach

(she/her)

Teresa Embach, LPC - Michigan Therapist at Grow Therapy
$75/session
LPC
12 years of experience
Virtual
Hello and welcome! I am Teresa Embach, a License Professional Counselor (LPC) in Michigan. I have been practicing for over a decade and have worked with many clients who have come from all walks of life. I love having the opportunity to be there for clients when they are facing challenges, providing support and empower them to achieve their goals.

Frequently asked questions

Why filter by Michigan rather than a city like Detroit?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Self Esteem?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Self Esteem, is filtering therapists in Michigan that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.