Therapists that accept Cash Pay in Indiana

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 135 verified therapists in Indiana who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Indianapolis

Availability updated: 7/3/2025

Cisco Zepeda

(he/him)

Cisco Zepeda, LMFT - Indiana Therapist at Grow Therapy
$115/session
LMFT
18 years of experience
Virtual
Hello! I'm a Licensed Marriage and Family Therapist (LMFT) with 18 years of experience serving individuals, couples, and families in Indiana. My Master's degree from Northern Illinois University provided a strong foundation for the diverse therapeutic strategies and models I use to help clients navigate complex relationship challenges. I focus on thorough assessments, accurate diagnoses, and the development of tailored solutions to foster improved communication, emotional well-being, and overall functioning for everyone I work with.

Memorie Bush

(she/her)

Memorie Bush, LCSW - Indiana Therapist at Grow Therapy
$140/session
LCSW
13 years of experience
Virtual
Growing up as a child, I experienced loss, trauma, and social anxiety that shaped parts of my life and instilled within me a desire to help others. Experiencing feelings of anger, confusion, worry, sadness, and uncertainty, I developed an understanding of the profound impact that trauma had on me and how it sneaks up on you unexpectedly, all while putting up a brave face.

Leslie Capehart, Ph.D

(she/her)

Leslie Capehart, Ph.D, LMHC - Indiana Therapist at Grow Therapy
$145/session
LMHC
28 years of experience
Virtual
Hello, I'm Dr. Leslie, an LMHC with 25+ years of experience and a background in diverse counseling settings, including clinical, private practice, and academia. Managing life's stressors can be challenging. There are many times in our life when we find ourselves stuck or overwhelmed, not knowing how to move forward. Depression, Anxiety, Relationship stressors, Self-Esteem Issues, Boundaries, and other issues can seem daunting and leave us feeling like a victim of life's circumstances. My focus is on assisting individuals in navigating life's challenges for positive change. As a counselor, I will encourage, support, challenge, and assist you in moving beyond your current situation by helping identify those beliefs or areas of your life - your blind spots - that keep you stuck repeating patterns that often are at the core of the issue. Using theories or techniques of cognitive psychology as well as other approaches, I will help you to identify the distorted thought patterns that no longer work for you and give you the tools necessary to grow and move beyond your current challenge.

James Bush

(he/him)

James Bush, LCSW - Indiana Therapist at Grow Therapy
$95/session
LCSW
20 years of experience
Virtual
Down to earth therapist , relates well to people of all ages. If you work with me expect to learn about yourself and go on a journey you plan out and I help you get there. Use mainly Cognitive Behavioral Therapy. Big believer in using imagery, breathing and listening to your body to find where the problem lives and how to resolve it

Denise Wells

(she/her)

Denise Wells, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
11 years of experience
Virtual
My name is Denise and I am a Licensed Clinical Social Worker. I began my adult life as a high school drop-out. After earning my GED, I went on to earn an Associates in Early Childhood Education and an Associates in Human Services. I then went to get my Bachelor of Science in Human Services and then my Master's in Social Work. I am where I am at, because I had someone believe in me more than I believed in myself. I never forget where I came from and how important it is to believe in others.

Marcus Odair

(he/him)

Marcus Odair, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
I help adults (and teens 13+), virtually and in-person, who are struggling with anxiety, depression, sexual dysfunctions, eating disorders/disordered eating, and adjustment issues related to grief. Grief can manifest not just from death, but also from the end of a relationship, loss of a dream, health issues, or any unexpected changes in life. My work extends to helping those who have experienced trauma, as well as individuals looking to improve their self-esteem, strengthen their relationships, and manage stress effectively. In collaboration, from a trauma informed and compassion-focused approach, I will help you in creating a toolbox of techniques to soothe your nervous system while fostering self-compassion and building emotional awareness.

Douglas Dixon

Douglas Dixon, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
I'm Douglas A. Dixon, MA, LMHC, a licensed mental health counselor and retired veteran with a passion for helping others find healing, clarity, and resilience. I bring a unique blend of professional training and lived experience to my work, offering a compassionate and grounded approach to therapy. My background in the military has shaped my understanding of high-stress environments, trauma, and the need for emotional strength, making me especially attuned to the needs of veterans, first responders, and trauma survivors. At Maple Grove Mental Health, LLC, I provide therapy for individuals facing a wide range of mental health concerns, including anxiety, depression, PTSD, personality disorders, and life transitions. I specialize in working with clients who feel overwhelmed, stuck, or burdened by the weight of past experiences or persistent negative thoughts. My therapeutic style is warm, respectful, and collaborative. I believe that healing is possible for everyone, and I tailor each session to meet your unique needs and goals. Whether you're struggling with racing thoughts, emotional numbness, low self-esteem, or difficulty in relationships, my goal is to help you gain insight, learn new tools, and build a life that feels more manageable and meaningful. I combine evidence-based practices like cognitive-behavioral therapy (CBT), mindfulness, and trauma-informed care to support lasting change. Therapy isn’t about “fixing” you—it’s about reconnecting you to your strengths, values, and inner resilience. Together, we’ll work toward greater emotional balance, clarity, and peace of mind. If you're ready to take the next step, I’m here to walk with you through the process. You're not alone—and you don't have to carry it all by yourself.

Morgan Girtman

(she/her)

Morgan Girtman, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
I am Morgan Girtman, MSW, LCSW and I specialize in walking alongside individuals of all ages as they navigate anxiety, grief, depression, life transitions, and chronic illnesses. Through compassionate, client centered care, I provide a supportive space for healing and growth. I work with children, teens, and adults facing emotional challenges, loss, and significant life changes. My goal is to be a steady, encouraging presence - helping you find clarity and strength in the midst of hardship. Together, we will work toward understanding your emotions, building resilience, and restoring a sense of hope.

Chris Denzler

Chris Denzler, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
I am a down to earth person that realizes that starting counseling can be seem challenging. I understand that we are getting to know each other. Take your time. I am happy to work at your speed. Feel free to contact me and we will move forward with setting up services. I am happy help in any way I can. With therapy experience since 2013, working with individuals, such as children, men, and women, couples, and families; focusing on trauma victims, individuals struggling with anxiety, depression, addiction, parenting, and relationship issues. Much of my experience is working with families involved with the Department of Child Services and juvenile probation. I am a certified Trauma-Focused Cognitive Behavioral therapist. In my experience, I have specialized in trauma, addiction, and relationship issues.

Dr. Erica Kapalamula, PhD

(she/her)

Dr. Erica Kapalamula, PhD, LMHC - Indiana Therapist at Grow Therapy
$225/session
LMHC
13 years of experience
Virtual
So you survived a pandemic, losses and uncertainty? Resilience is within you. My name is Dr. Erica, I am a psychotherapist and professor in the Chicago and Northwest Indiana area. I believe that we all possess abilities within us that can help us overcome the most difficult of times. Let us work together to use that same resilience to overcome other life stressors, be it anxiety, depression or relationship problems. I provide virtual sessions that allow you to sit in the comfort of your home while we explore possibilities to relieving the stress or discomfort you are experiencing. Empathy, openness and being nonjudgmental are some things that I hold dear to my practice. If you are tired of struggling in silence and feel like enough is enough, reach out today and let us work together to find possible solutions to the problem.

Colleen Bernhardt

(she/her)

Colleen Bernhardt, LMFT - Indiana Therapist at Grow Therapy
$125/session
LMFT
5 years of experience
Virtual
I'm here to meet you exactly where you are and help you recognize that you are not alone. I'm a therapist who has been in the trenches myself, and come out on the other side with hope. I'm here to walk beside you during the tough times and give you tools to overcome the challenges you are facing. There are strategies you can use to help you come out stronger than you believed.

JoAnn Treece

(she/her)

JoAnn Treece, LMHC - Indiana Therapist at Grow Therapy
$95/session
LMHC
26 years of experience
Virtual
Hello! I’m a licensed mental health counselor in Indiana with over 25 years of experience. I earned my Master's degree from Purdue University. My current focus is on helping adults who are seeking support to manage their mental health symptoms and enhance their overall quality of life. If you’re looking for guidance, I’m here to assist you on your journey. I offer teletherapy appointments with evening and weekend hours available.

Sean Abraham

Sean Abraham, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Do you feel that having a helping hand or simply an ear to listen may make things better? Have you noticed yourself withdrawing from others or experiencing more and more stress? Do you find yourself hoping that things will improve, but week to week things still aren't changing? I want to help. I collaborate with my clients to develop goals and plans to meet those goals by working to understand what motivates you and pushes you to grow and change. I have a focus on Cognitive Behavioral Therapy, Motivational Interviewing, Dialectical Behavior Therapy, and Mindfulness Based Stress Reduction. I enjoy getting to know the real you, and understanding more about what motivates and encourages you. I think it's important to follow and practice one's passions, and I always like to help encourage people to do what makes them truly happy. When we meet, we will talk about where you are at, where you want to be, and how we can work together to get you there. You deserve mental and emotional wellness just as much as anyone else - so if that sounds like what you need, please reach out to see if I am a good fit for you!

Iris Mosah

(she/her)

Iris Mosah, LMHC - Indiana Therapist at Grow Therapy
$95/session
LMHC
6 years of experience
Virtual
Hi there! Are you looking for a therapist who will simultaneously be your cheerleader and challenger? Who will empower you to step into the best version of yourself and take charge of your mental health and life? Look no further. My name is Iris and I am a Masters-level clinician who is currently pursuing a doctorate degree in Counseling Psychology. I offer an eclectic range of modalities including CBT, DBT, ACT, existential therapy, Christian perspective, positive pschology, and more. My goal is to create a safe space for self-discovery, healing, and challenging oneself. I am comfortable being both directive and non-directive as I believe in meeting each client where they are at. In my free time I enjoy hanging out with my German Shepherd, Dozier, creative writing, participating in theatre, weightlifting, spending time with friends, and traveling. I would be honored to walk alongside you on your journey!

Ross Manning

Ross Manning, LCSW - Indiana Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
Hi! My name is Ross Manning and I am a seasoned licensed therapist and addictions counselor. I have been providing therapy throughout South-Central Indiana for the past 20 years. I enjoy working with a wide range of individuals, couples, families and groups. My primary areas of training and expertise are addictions, anger management, and co-occurring disorders including anxiety and depression. As a general practitioner, I also enjoy working with people on life adjustment and changes, coming of age and aging issues, men's issues, and grief and loss.

Jennifer Weir-Harden

(she/her)

Jennifer Weir-Harden, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
25 years of experience
Virtual
Human beings can alter their lives by altering their attitudes of mind. Our attitudes and beliefs may come from our childhood, our experiences and maybe what we have learned from others. After working in many areas of mental health, I have gained experience in assisting people in figuring out where thoughts and feelings may be coming from and the best methods to improve them. Everyone finds that their overall mental health improves and they create a better version of themselves. I have been married for 14 years and have three young kids. I attended Ball State University for my undergraduate work and Howard University for my graduate degree. My work experience has been in community mental health centers, psychiatric hospitals, schools and private practice. We all go through difficult times during life. Anxiety, depression, grief/loss are just a few reasons why people look to therapy for support. No matter what your reasons are, I want you to know that it matters, YOU matter.

Debi Bennett

Debi Bennett, LCSW - Indiana Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker in Kentucky and Indiana, I bring over 25 years of clinical experience, specializing in mood disorders, addiction and recovery, sexuality, family of origin dynamics, grief and loss, and relationship challenges. I received a Bachelor of Science degree from Centre College and completed a Master of Science in Social Work degree from the University of Louisville. I have worked in a variety of settings, including inpatient psychiatric care, outpatient mental health care, intensive case management, hospital and community-based social work, as well as specialized work in the addiction field. For the past three years, I have conducted telehealth therapy, recognizing the importance of accessible, timely care in supporting client well-being.

Sharon Straub

(she/her)

Sharon Straub, LCSW - Indiana Therapist at Grow Therapy
$75/session
LCSW
21 years of experience
Virtual
Hello! My name is Sharon and I am a Therapist who has been working in the field of mental health for 20 years. I have worked in community mental health, inpatient hospital, rehab, and office settings. I have experience with clients of all ages but currently focused on adults and seniors. I use CBT, EMDR, Trauma-Informed Interventions to address anxiety, mood disorders, grief, trauma, and life transitions. I do have extensive experience with Severe Mental Health Issues such as Schizophrenia.

Patty Bittinger Mansfield

(she/her)

Patty Bittinger Mansfield, LCSW - Indiana Therapist at Grow Therapy
$80/session
LCSW
11 years of experience
Virtual
I provide a safe environment and build trusting relationships so that skills can be taught to help clients alleviate symptoms of stress, anxiety and depression. The goal is for clients to learn skills and methods to help alleviate pain, promote healing and have a variety of strategies at “their fingertips” as they encounter unpleasant, difficult emotions and situations. I bring skills and strategies to the counseling process to promote positive outcomes, and positive feelings and thoughts for clients. Clients may be trying to overcome anxiety, anger, and/or depression, or want to work on communication and relationship skills. I am here to help guide you through the process. My experience includes providing therapy in medical behavioral health centers, community behavioral centers, online platforms, school settings, and universities. Through my work, I know how important it is to build mutual respect and trust between the client and therapist. Positive rapport must be developed for both the client and therapist to meet goals and reach success. Taking the first step toward therapy can be very difficult. I want to provide you with an open, trusting, caring space for you to learn, heal and grow. Let's work together!

Jamie Scamihorn

Jamie Scamihorn, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
11 years of experience
Virtual
I am a Licensed Clinical Social Worker and have been practicing for over 10 years. I graduated from Indiana University with my Masters in 2013. I work with my clients on addressing their individual needs as well as equipping them with the tools (skills) they need to be successful. I enjoy learning what motivates my clients so that we can collaborate together to set realistic goals and I am transparent with my clients and work together as a team. I strive to provide a safe and encouraging space for my clients to work toward growth and healing.

Pam Karandos

Pam Karandos, LMHC - Indiana Therapist at Grow Therapy
$75/session
LMHC
17 years of experience
Virtual
I am a Licensed Mental Health Counselor. I have worked with various populations and ages of individuals with diverse backgrounds including people with anxiety, stress, grief/loss, depression. I work well with individuals, couples, and families. I like to build a trusting relationship with the individual building rapport. I use a variety of approaches with individuals and help them work to feel and lead a more healthy, fulfilling life.

Paul Runyan

Paul Runyan, LMHC - Indiana Therapist at Grow Therapy
$165/session
LMHC
18 years of experience
Virtual
Paul is a licensed mental health therapist with the State of Indiana (Lic# 39004665A). He has been practicing for 15 years. Paul specializes in trauma, men's issues, anxiety, bipolar disorders, schizophrenia, BPD, and depression. Paul has worked with serious mental health issues for years and served in the addiction treatment arena for the past 8 years. Paul is a husband, and father of 4 grown children, and has 4 grandchildren. He uses a variety of approaches CBT, DBT, MI, person-centered, Gestalt, and is trauma-informed.

Vanessa Ford

Vanessa Ford, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
20 years of experience
Virtual
Welcome! I am Vanessa Ford, a Licensed Clinical Social Worker. I have 20 years of therapy and mental health services under my belt. Most of my experience has taken place in a community mental health setting providing therapy to adults and children, along with treating adolescents in the school setting. I was also lucky enough to get some experience in an inpatient unit, ERs, nursing homes, and a state residential facility for children as part of my educational/training experience. I have been told my strengths are making clients comfortable to open up and not feel judged. Therapy should be a rewarding process that leaves you with hope each time we end a session together. I provide individual therapy, group therapy, and family therapy. We are going to get real and have some fun on this journey together. My professional experience covers a wide range of conditions and age groups. Whether you are dealing with depression, anxiety, trauma, mood disorders, ADHD, ODD, or Disruptive Behavior Disorder, I am here to help. We will utilize evidence-based practices together, such as CBT, EMDR, DBT, solution focused, and mindfulness-based cognitive therapy. I am ready to listen to your concerns and share my bag of therapy tools that will allow you to live your best life. Is every day going to be the best? Absolutely not! Who are we kidding? During our sessions, you will gain a new skill set and have more hope and confidence to get through even the toughest days. When we choose to improve our personal lives, it tends to spread to those around us. Let's get started!

Jessica Campfield

(she/her)

Jessica Campfield, LMHC - Indiana Therapist at Grow Therapy
$90/session
LMHC
6 years of experience
Virtual
Hi there! I am a Licensed Mental Health Counselor (LMHC) and I am based in Indianapolis, Indiana. I went to the University of Indianapolis for my Masters and have been in the field for six years. In my time as a therapist, I have primarily worked with children aged five to eleven years of age, as well as young and middle adults. I have supported my clients through the struggles of Anxiety, Depression, Trauma, ADHD, and other behavioral disorders. I have also supported my clients' families on how best to support their children through very difficult times, but also how to process and navigate these issues as caregivers.

Misty Parks

(she/her)

Misty Parks, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Hello!!! I am a Licensed Clinical Social Worker (LCSW) based in Indiana. I received my Masters form Indiana University in 2006 and have been practicing since then, but was involved in social work type work 5 years prior to obtaining my Masters. I am a trauma certified specialist. I have worked with all ages, from birth to older adults; including those in foster care, foster parents, adoptive parents, adoptive children, and parents involved with the Department of Child Services. I have helped all ages overcome barriers to their mental health and develop coping strategies for everyday life. I have helped families build stronger relationships, and have helped older adults, cope with life experiences.

Frequently asked questions

Why filter by Indiana rather than a city like Indianapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Indiana from Fort Wayne to Evansville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Indiana.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Grief?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Grief, is filtering therapists in Indiana that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.