Therapists that accept Cash Pay in Indiana

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 257 verified therapists in Indiana who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Indianapolis

Availability updated: 7/4/2025

Denise Wells

(she/her)

Denise Wells, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
11 years of experience
Virtual
My name is Denise and I am a Licensed Clinical Social Worker. I began my adult life as a high school drop-out. After earning my GED, I went on to earn an Associates in Early Childhood Education and an Associates in Human Services. I then went to get my Bachelor of Science in Human Services and then my Master's in Social Work. I am where I am at, because I had someone believe in me more than I believed in myself. I never forget where I came from and how important it is to believe in others.

Marcus Odair

(he/him)

Marcus Odair, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
I help adults (and teens 13+), virtually and in-person, who are struggling with anxiety, depression, sexual dysfunctions, eating disorders/disordered eating, and adjustment issues related to grief. Grief can manifest not just from death, but also from the end of a relationship, loss of a dream, health issues, or any unexpected changes in life. My work extends to helping those who have experienced trauma, as well as individuals looking to improve their self-esteem, strengthen their relationships, and manage stress effectively. In collaboration, from a trauma informed and compassion-focused approach, I will help you in creating a toolbox of techniques to soothe your nervous system while fostering self-compassion and building emotional awareness.

Soneela Choudhry

(she/her)

Soneela Choudhry, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Hi, I'm Soneela! I am a mental health therapist who specializes in working with teens and adults navigating anxiety, life transitions, relationship issues, and stressors. My goal is to create a warm and culturally sensitive space where you feel truly heard. Life can throw curveballs at us but together, we’ll uncover patterns, build self-awareness, and help you move forward with clarity and confidence.

James Bush

(he/him)

James Bush, LCSW - Indiana Therapist at Grow Therapy
$95/session
LCSW
20 years of experience
Virtual
Down to earth therapist , relates well to people of all ages. If you work with me expect to learn about yourself and go on a journey you plan out and I help you get there. Use mainly Cognitive Behavioral Therapy. Big believer in using imagery, breathing and listening to your body to find where the problem lives and how to resolve it

Joe Shepherd

(he/him)

Joe Shepherd, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
2 years of experience
Virtual
I’m so glad you took this first step of reaching out for support! Whether you want to navigate difficulties in your life, repair relationships, or build a strong foundation for your mental and emotional wellness - I am here to help! We’ll work together to move past obstacles so you can take steps to achieve your goals. I want the therapeutic process to feel helpful and worthwhile. I work with sincerity, compassion and non-judgement, and will provide a nurturing environment where you can talk candidly about your concerns. I look forward to exploring this journey with you!

Memorie Bush

(she/her)

Memorie Bush, LCSW - Indiana Therapist at Grow Therapy
$140/session
LCSW
13 years of experience
Virtual
Growing up as a child, I experienced loss, trauma, and social anxiety that shaped parts of my life and instilled within me a desire to help others. Experiencing feelings of anger, confusion, worry, sadness, and uncertainty, I developed an understanding of the profound impact that trauma had on me and how it sneaks up on you unexpectedly, all while putting up a brave face.

Vanessa Ford

Vanessa Ford, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
20 years of experience
Virtual
Welcome! I am Vanessa Ford, a Licensed Clinical Social Worker. I have 20 years of therapy and mental health services under my belt. Most of my experience has taken place in a community mental health setting providing therapy to adults and children, along with treating adolescents in the school setting. I was also lucky enough to get some experience in an inpatient unit, ERs, nursing homes, and a state residential facility for children as part of my educational/training experience. I have been told my strengths are making clients comfortable to open up and not feel judged. Therapy should be a rewarding process that leaves you with hope each time we end a session together. I provide individual therapy, group therapy, and family therapy. We are going to get real and have some fun on this journey together. My professional experience covers a wide range of conditions and age groups. Whether you are dealing with depression, anxiety, trauma, mood disorders, ADHD, ODD, or Disruptive Behavior Disorder, I am here to help. We will utilize evidence-based practices together, such as CBT, EMDR, DBT, solution focused, and mindfulness-based cognitive therapy. I am ready to listen to your concerns and share my bag of therapy tools that will allow you to live your best life. Is every day going to be the best? Absolutely not! Who are we kidding? During our sessions, you will gain a new skill set and have more hope and confidence to get through even the toughest days. When we choose to improve our personal lives, it tends to spread to those around us. Let's get started!

Tiari Contreras

Tiari Contreras, LMFT - Indiana Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
If you come from a family that can't give you the emotional support you need; are in your relationship questioning whether to leave or stay, or just need someone who will listen without judging you, I am here for you. I’m a Licensed Marriage and Family Therapist in Indiana with a masters degree in Marriage and Family Therapy from the University of Houston-Clear Lake. I have a doctorate degree in Christian Education and can provide faith-integrated counseling, upon request.

Sheryl Barnett

Sheryl Barnett, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$85/session
LCSW
10 years of experience
Virtual
Welcome! I was once taught that a person’s mental health improves just by taking the initial steps to schedule a therapy appointment. You are taking the first step towards making lasting change. As a licensed clinical social worker, I recognize your story matters and I want to provide you with a secure, caring environment where you can process your feelings, work towards your personal goals and gain practical tools to launch you to new perspectives. My specialties include trauma, emotional regulation, depression, and anxiety while processing your unique stressors. Each of us is impacted by our experiences, life choices, and families and our unique stories mold us. It would be my honor to meet with you and help you unpack and build skills to reach your goals.

Gary McRae

(he/him)

Gary McRae, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Gary A. McRae, LCSW as a Licensed Clinical Social Worker, I bring 8 years of experience in working as a therapist with a variety of clients including adolescents, young adults, couples, middle aged adults and seniors. I bring a client-centered, evidence-based approach that is enhanced by up-to-date trainings to empower clients to better mental health. My social work career also includes 12 years working in a Residential Treatment Center for children where I had varying roles and experiences including as a Youth Care Worker, Family Service Coordinator, and Director of a Foster Care Program and of course providing therapy services for residents and also community-based clients. My years of working in the social field, along with my extensive life experience has prepared me to come along side of clients who might be going through some of the obstacles and challenges that life can bring that often result in issues from anxiety, depression, and trauma, relationship issues and identity exploration. My passion is to empower people to live their best lives.

Dianne Cosey

(she/her)

Dianne Cosey, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
I am a licensed clinical social worker with over 20 years of experience in mental health and social services. I am a wife, mother of three, daughter and sister who enjoys crafting, gardening, and spending time at the beach. I bring curiosity, compassion, and just the right dose of humor to help you feel comfortable being your full, authentic self. My goal is to help you understand your inner world, quiet the inner critic, and build real-life strategies for navigating the chaos. I believe therapy should feel like a safe space where you can exhale, reflect, and build skills to better navigate your day-to-day life. Whether you're juggling work, school, parenting, relationships, or just trying to hold it together—I’m here to help.

Douglas Dixon

Douglas Dixon, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
I'm Douglas A. Dixon, MA, LMHC, a licensed mental health counselor and retired veteran with a passion for helping others find healing, clarity, and resilience. I bring a unique blend of professional training and lived experience to my work, offering a compassionate and grounded approach to therapy. My background in the military has shaped my understanding of high-stress environments, trauma, and the need for emotional strength, making me especially attuned to the needs of veterans, first responders, and trauma survivors. At Maple Grove Mental Health, LLC, I provide therapy for individuals facing a wide range of mental health concerns, including anxiety, depression, PTSD, personality disorders, and life transitions. I specialize in working with clients who feel overwhelmed, stuck, or burdened by the weight of past experiences or persistent negative thoughts. My therapeutic style is warm, respectful, and collaborative. I believe that healing is possible for everyone, and I tailor each session to meet your unique needs and goals. Whether you're struggling with racing thoughts, emotional numbness, low self-esteem, or difficulty in relationships, my goal is to help you gain insight, learn new tools, and build a life that feels more manageable and meaningful. I combine evidence-based practices like cognitive-behavioral therapy (CBT), mindfulness, and trauma-informed care to support lasting change. Therapy isn’t about “fixing” you—it’s about reconnecting you to your strengths, values, and inner resilience. Together, we’ll work toward greater emotional balance, clarity, and peace of mind. If you're ready to take the next step, I’m here to walk with you through the process. You're not alone—and you don't have to carry it all by yourself.

Jessica Drury

Jessica Drury, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Hey there, My name is Jessica Drury, and I am a Licensed Mental Health Counselor. I would be honored to support you on your journey towards health, healing, and freedom. My approach is down-to-earth and free from judgment, focusing on uncovering and enhancing your strengths. I am passionate about helping individuals build confidence and self-esteem. Often, we carry deeply ingrained beliefs about ourselves that are inaccurate and need to be challenged. Through Cognitive Behavioral Therapy, I help deconstruct these unhealthy beliefs and restructure them into positive, empowering thoughts. If you are searching for your life purpose, grappling your sense of self, or facing career-related challenges, I can assist you in finding solutions to reduce stress and anxiety. I am here to help you discover your strengths and approach your weaknesses with curiosity and hope. For those experiencing communication or relationship issues, whether with a spouse or others, I offer strategies to help you find common ground and adjust your expectations. Together, we can navigate these challenges and find ways to cope with any divides. I have extensive knowledge in addressing binge eating and the mental struggles associated with it. I utilize Mindful Eating and Intuitive Eating practices to support you in overcoming these challenges. No matter what you are facing, I am dedicated to being in your corner, helping you become a happier, more fulfilled version of yourself. Life can be lived with depth, intention, and joy, and I am here to help you discover these qualities, regardless of how steep or rocky the path may be. I invite you to visit my link and schedule a time that works for you. I look forward to meeting you. Take care!

Jennifer Beckham

Jennifer Beckham, LCSW - Indiana Therapist at Grow Therapy
$85/session
LCSW
20 years of experience
Virtual
With over 20 years of experience in mental health, I've had the privilege of empowering individuals and families through various roles, including therapist, coach, social worker, school supervisor, and district director. My passion for fostering resilience has driven me to implement trauma-informed care practices that have significantly transformed the lives of those with traumatic pasts. I'm deeply committed to helping others overcome their challenges, and I firmly believe in the inherent strength and potential within each person I work with. My mission is to guide them toward healing, growth, and a brighter future.

Ruth Dilley

(she/her)

Ruth Dilley, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi, I am a Licensed Clinical Social Worker (LCSW). I received my degree from Indiana University and currently live in Michigan on a horse farm. I have over 4 years of experience seeing clients in an office setting, or via telehealth for traditional therapy, as well as play therapy, and animal assisted therapy for in person sessions. I see teens, and adults for telehealth, to assist with developing coping skills, insight, and improved self-care to live life with greater ease, and less distress.

Hayley Dorsett

(she/her)

Hayley Dorsett, LMHC - Indiana Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Hello! I'm Hayley, a master's level clinician in mental health and addiction counseling, specializing in military mental health also completing a doctoral program in business administration specializing in healthcare administration pending completion of my dissertation. I am the owner of At Ease Association, LLC, and the co-founder of the nonprofit Renewed Valor Ventures. Using a supportive therapeutic approach, the reintegration, education, camaraderie, and support efforts of veterans, first responders, and emergency personnel are paramount. While this is my specialty, anyone searching for therapy is welcome to reach out!

Jim Rogers

(he/him)

Jim Rogers, LMHC - Indiana Therapist at Grow Therapy
$125/session
LMHC
7 years of experience
Virtual
As a Licensed Mental Health Counselor with over seven years of professional experience, you can think of me as someone who’s trained to navigate life's twists and turns with you, minus the overly clinical jargon. I hold a Master’s degree in Clinical Mental Health Counseling and Marriage & Family Therapy from John Brown University, specializing in areas like anxiety, depression, trauma, PTSD, grief, and relationship concerns. My practice is entirely virtual, meaning you can relax in your favorite comfy spot during our sessions (coffee and fuzzy slippers optional, but encouraged!).

Leo Bowman

(he/they)

Leo Bowman, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hi I'm Leo I'm a non binary transgender man. I have my master’s degree in social work from the University of Louisville and I'm a Licensed Clinical Social worker in Indiana and Kentucky. My professional background has been working with the University of Louisville as a therapist at the Trager Institute Optimal Aging Clinic. While working at University of Louisville Trager Institute, I gained experience in treatment areas such as conversion disorders/PNES, PTSD/Trauma, anxiety, depression, grief, transgender issues, gender dysphoria and LGBTQ+ issues.

Sean Abraham

Sean Abraham, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Do you feel that having a helping hand or simply an ear to listen may make things better? Have you noticed yourself withdrawing from others or experiencing more and more stress? Do you find yourself hoping that things will improve, but week to week things still aren't changing? I want to help. I collaborate with my clients to develop goals and plans to meet those goals by working to understand what motivates you and pushes you to grow and change. I have a focus on Cognitive Behavioral Therapy, Motivational Interviewing, Dialectical Behavior Therapy, and Mindfulness Based Stress Reduction. I enjoy getting to know the real you, and understanding more about what motivates and encourages you. I think it's important to follow and practice one's passions, and I always like to help encourage people to do what makes them truly happy. When we meet, we will talk about where you are at, where you want to be, and how we can work together to get you there. You deserve mental and emotional wellness just as much as anyone else - so if that sounds like what you need, please reach out to see if I am a good fit for you!

Cornelia Mayor

Cornelia Mayor, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
25 years of experience
Virtual
Hi, I’m Cornelia. (Hablo Espanol) I know it is not easy to speak to a stranger about the hardest things we are going through. I commend you for stepping out of your comfort zone and seeking therapy. I have been a Licensed Clinical Social Worker (LCSW) since 2008. I am qualified to provide therapy/counseling to those who live in Florida. I do not prescribe medication because I am not a psychiatrist. I can refer you to one if needed. I have worked with individuals who suffer from anxiety, depression, grief, adjustment and life transitions, women's issues, weight difficulties, addictions, chronic/terminal illness and caregiver burnout. I acknowledge your journey and will teach positive ways to deal with difficulties that are serving as obstacles preventing you from transforming your life.

Dr. Erica Kapalamula, PhD

(she/her)

Dr. Erica Kapalamula, PhD, LMHC - Indiana Therapist at Grow Therapy
$225/session
LMHC
13 years of experience
Virtual
So you survived a pandemic, losses and uncertainty? Resilience is within you. My name is Dr. Erica, I am a psychotherapist and professor in the Chicago and Northwest Indiana area. I believe that we all possess abilities within us that can help us overcome the most difficult of times. Let us work together to use that same resilience to overcome other life stressors, be it anxiety, depression or relationship problems. I provide virtual sessions that allow you to sit in the comfort of your home while we explore possibilities to relieving the stress or discomfort you are experiencing. Empathy, openness and being nonjudgmental are some things that I hold dear to my practice. If you are tired of struggling in silence and feel like enough is enough, reach out today and let us work together to find possible solutions to the problem.

JoAnn Treece

(she/her)

JoAnn Treece, LMHC - Indiana Therapist at Grow Therapy
$95/session
LMHC
26 years of experience
Virtual
Hello! I’m a licensed mental health counselor in Indiana with over 25 years of experience. I earned my Master's degree from Purdue University. My current focus is on helping adults who are seeking support to manage their mental health symptoms and enhance their overall quality of life. If you’re looking for guidance, I’m here to assist you on your journey. I offer teletherapy appointments with evening and weekend hours available.

Sharon Straub

(she/her)

Sharon Straub, LCSW - Indiana Therapist at Grow Therapy
$75/session
LCSW
21 years of experience
Virtual
Hello! My name is Sharon and I am a Therapist who has been working in the field of mental health for 20 years. I have worked in community mental health, inpatient hospital, rehab, and office settings. I have experience with clients of all ages but currently focused on adults and seniors. I use CBT, EMDR, Trauma-Informed Interventions to address anxiety, mood disorders, grief, trauma, and life transitions. I do have extensive experience with Severe Mental Health Issues such as Schizophrenia.

Sierra Lenczycki

(she/her)

Sierra Lenczycki, LCSW - Indiana Therapist at Grow Therapy
$80/session
LCSW
2 years of experience
Virtual
Hello and welcome! I am Sierra Coulahan and I am an LCSW based in Indiana. I graduated with my masters degree from Indiana University in 2019. I have been working as a therapist and counselor since 2019. I enjoy working with young adults and adults who are struggling with burn out, life transitions, relationship difficulties, stress, anxiety, depression, and any other issues. I love to work with and empower clients to help them identify and utilize their unique strengths to enhance wellness and relationships.

Ellie Lemberis

(she/her)

Ellie Lemberis, LCSW - Indiana Therapist at Grow Therapy
$160/session
LCSW
25 years of experience
Virtual
I bring over 25 years of dedicated experience as a Licensed Clinical Social Worker, specializing in working closely with children and their families. My career has spanned across dynamic environments including the Public School system and the Juvenile Justice system, where I've had the privilege of making a meaningful impact. With advanced degrees in both Social Work and Education, I am deeply committed to fostering positive outcomes and providing comprehensive support to those I serve.

Frequently asked questions

Why filter by Indiana rather than a city like Indianapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Indiana from Fort Wayne to Evansville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Indiana.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in Indiana that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.