Therapists that accept Cash Pay in Illinois

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 52 verified therapists in Illinois who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Chicago

Availability updated: 7/3/2025

Joshua Connor

(he/him)

Joshua Connor, LCSW - Illinois Therapist at Grow Therapy
$145/session
LCSW
5 years of experience
Virtual
Hello, I'm Josh. Do you find yourself struggling with multiple stressors, consistently putting yourself down for not achieving the way you feel like you should be achieving? Has your anxiety gone from feeling somewhat manageable to being overwhelmed with what seems like small tasks? Are you struggling in your relationships, job, and health? I help individuals manage anxiety and depression, overcome burnout, and work through grief. I believe in a patient-centered, holistic approach to providing counseling. My approach combines cognitive behavioral, dialectical behavioral, and mindfulness techniques- all tailored to meet your unique and specific needs. Together, we will identify triggers, thoughts, behaviors, and core beliefs that are no longer serving you to help get you on the path you want to be on. It takes courage to start a journey of self-exploration with the aim of a better, healthier life. If you are ready to take your first steps, I am here to help support and empower you along your path.

Martha Tierney

(she/her)

Martha Tierney, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$75/session
LCSW
14 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker in Chicago, Illinois. I earned my MSW in 2005 from the University of Minnesota. I have supported many clients experiencing life transitions such as career and relationship changes. Additionally, I have many years of experience supporting people around aging, Alzheimer's disease, caregiving and grief. I am drawn to this work because I believe everyone deserves to feel understood and supported as they face the ups and downs of life.

Demi Bandolik

Demi Bandolik, LCSW - Illinois Therapist at Grow Therapy
$130/session
LCSW
5 years of experience
Virtual
Hello there, I'm Demi Bandolik, a dedicated therapist with a Master's degree from Loyola University Chicago and five years of experience in crisis services. My passion lies in providing support to individuals during their most challenging moments, offering a safe and non-judgmental space to explore their struggles. I look forward to get to know you and understand what makes you who you are and how you got here.

Arlette Millan

(she/her)

Arlette Millan, LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Welcome! I am a Licensed Clinical Social Worker that has been in practice for six years. I support clients dealing with a variety of mental health concerns, including anxiety, depression, grief, self-esteem issues, relationship issues, school and work burnout and caregiver stress and burnout. I believe each person’s mental health journey is unique, and effective treatment should align with their specific goals.

Rachel Dunning

(she/her)

Rachel Dunning, LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
I am a LCSW in the state of Illinois and have been practicing for 10 years. I help people struggling with grief, depression and anxiety to work through these difficult emotions and live with more hope. I use a combination of CBT, Grief Therapy, and Supportive Therapy in my work with clients. My goal is for my clients to always feel heard and supported.

Amy Cabbage

(she/her)

Amy Cabbage, LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
Hello! My name is Amy. I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience working with children, adolescents, and adults of all ages that have faced various life challenges in all stages of life. My passion is helping people in a way that provides them a sense of courage, empowerment, and motivation to make the changes that they want to live their best life!

Matthew Q. English

(he/they)

Matthew Q. English, LCSW - Illinois Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Matthew English LCSW, RYT (Registered yoga teacher) is dedicated to supporting individuals on their journey towards emotional well-being and personal growth. Matthew brings an expertise to his practice, with a strong background in cognitive behavioral therapy, emotion focused therapy, and mindfulness practices. He specializes in areas such as anxiety, depression, relationship issues, school challenges, and trauma. Primarily working with people of color, the lgbtqia+ community, and men.

Davida Fuller

(she/her)

Davida Fuller, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
4 years of experience
Virtual
Hello there! Welcome! My professional path is driven by a profound dedication to inclusivity and social equity. I center my efforts on fostering mental well-being, providing essential coping skills, breaking down mental health stigma, and emphasizing the transformative and empowering nature of the healing process. In my practice, I adopt a compassionate and empathetic approach to create a secure and affirming space for clients. I guide them through their mental health challenges, helping them discover resilience on their unique journey towards healing. I firmly believe everyone should have a supportive environment to explore their challenges and embark on a personalized path to healing. I started my career as a clinician in community mental health, where I provided crucial support to individuals and families grappling with issues such as anxiety, depression, and adjustment disorders. I have had the privilege of working with diverse clients, tailoring evidence-based modalities such as CBT, TF-CBT, and solution-focused therapy to meet their unique needs. In addition to individual therapy, I have facilitated groups for adolescents and adults centered on stress management, emotional regulation, and grief. I am committed to continuous learning and growth. I am excited to bring my passion and dedication to my practice, offering a compassionate and effective therapeutic experience to individuals seeking support and transformation.

Adam Woehlke

(he/him)

Adam Woehlke, LCPC - Illinois Therapist at Grow Therapy
$160/session
LCPC
15 years of experience
Virtual
I have been working in the mental wellness field for over 15 years. What I find to be most helpful is to build a relationship with people first, I utilize person-centered therapy at the core although I will work to alter the therapeutic approach to meet individuals' needs through counseling. While I might be skilled in the process, you are the expert on yourself, and I look forward to walking through therapy with you to identify areas of growth you would like to explore.

Samara Lynch

(she/her)

Samara Lynch, LCSW - Illinois Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
Welcome to Tribe Works Behavioral Services (www.tribeworksbehavioralservices.com) where real talk is impactful and intentional. This space was cultivated to provide quality and working care to all that grace my path. I am committed to your mental health and overall wellness by taking the time to get to know you and understand your unique needs. My therapy sessions are tailored to provide a safe and supportive environment for you to explore, heal, and grow. With a focus on empathy and understanding, I will guide you towards positive change and personal growth. My Promise To You: To provide sessions that are tailored to your unique needs, while addressing issues such as end-of-life, depression, anxiety, and relationship difficulties. While using therapeutic interventions that aim to foster self-awareness, emotional healing, and personal transformation.

Joanie Paradis

(she/her)

Joanie Paradis, LCSW - Illinois Therapist at Grow Therapy
$120/session
LCSW
10 years of experience
Virtual
My counseling style is relaxed and conversational and one of meeting someone where they are on their path. I recognize it takes courage to seek therapy and implement changes and would love to assist you on your journey of discovery. I understand that it may be difficult to open up and talk to someone and I pride myself on being an active and nonjudgemental listener. I am genuinely interested in helping everyone I come in contact with thrive in all aspects of their personal and/or professional lives. I will constantly work to promote an empathetic experience where an individual’s needs, concerns, and personal values are met with compassion and respect. I am devoted to creating a safe place that both fosters and aids emotional growth and healing.

Judith Lites Nelson

(she/her)

Judith Lites Nelson, LCPC - Illinois Therapist at Grow Therapy

Frequently rebooked

$75/session
LCPC
15 years of experience
Virtual
Hello! Thanks for pausing your search to take a look at my profile. I am a Licensed Clinical Professional Counselor (LCPC) and clinical mental health counselor educator (EdD). My experience has been trauma-focused with emphasis on the experiences of those who have survived group-focused negative experiences. Resilience is the hallmark of survivors of interpersonal violence, and through a strength-based focus, we will work together to reinforce your unique, perhaps forgotten, talents and abilities.

Stephenie Teague

Stephenie Teague, LCPC - Illinois Therapist at Grow Therapy

Frequently rebooked

$170/session
LCPC
10 years of experience
Virtual
I have amassed over 20 years of experience in counseling, specializing in supporting adults and adolescents dealing with substance use disorder, domestic violence and sexual assault, and mental health challenges before branching off into private practice.  My passion is empowering individuals, couples and families to see their strengths as resources in life's challenges and to help shift patterns to more satisfying outcomes.   

Carrie Parr

(she/her)

Carrie Parr, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$75/session
LCSW
22 years of experience
Virtual
We live in a fast passed society, and it can be hard to keep up with all of our various life roles and responsibilities. Those who are making mental health a priority in their lives are notably the most satisfied and happy individuals in our American culture. I am a social worker by trade, and I have been a licensed clinician for over 20 years. I offer my clients a safe space to express their feelings, get to know themselves on a deeper level, and learn skills to take control of their thoughts and emotions. I guide my clients at their own pace to define and achieve their therapy goals. I believe that all people have it within themselves to optimize their own growth and success in all areas of life. Guiding you in your effort to achieve your definition of personal success and satisfaction is the ultimate objective.

Michelle Wong

(she/her)

Michelle Wong, LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
9 years of experience
Virtual
Hello I am a Licensed Clinical Social Worker based in Illinois. I received my master's in social work from Loyola University of Chicago. I have been a social worker for 39 years and practicing as a therapist for 9 years. I have experience working with adults who are struggling with anxiety, stress, grief and trauma. I believe in treating everyone with respect, sensitivity and compassion. I tailor my treatment to meet my client's specific needs and create a safe and non- judgmental space to support my client's healing journey.

Elisa Tessier

(she/her)

Elisa Tessier, LCSW - Illinois Therapist at Grow Therapy
$75/session
LCSW
20 years of experience
Virtual
Life can be challenging, but you don't have to navigate it alone. If you feel lost and unsure of your life's direction, are struggling with strained relationships, or find yourself overwhelmed by daily responsibilities, know that you are not alone. Many people share these feelings, and seeking guidance is a courageous first step toward change. Children, adolescents, and adults alike can feel discouraged, unmotivated, and frustrated by life's demands. As a Licensed Clinical Social Worker, I work with individuals across all life stages to address these challenges. For children, I help develop social skills, identify and manage emotions, and teach problem-solving strategies for everyday situations. For adolescents, I assist in exploring life choices such as, peer and parent relationships, identity, attend or not attending college, and managing complex emotions. For adults, I provide support in finding purpose, building self-care routines, and navigating life's transitions. Together, we'll identify your current concerns and explore how your past experiences may be shaping your present. By uncovering your strengths, we'll create practical strategies to help you move forward. We'll set meaningful goals and work collaboratively to achieve them in a supportive and nonjudgmental environment. Take the first step toward clarity and balance. Contact me today to begin your journey.

Chuck Ritli

(he/him)

Chuck Ritli, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
31 years of experience
Virtual
I have been working in the field of counseling for over 30 years. I have worked both inpatient psychiatric hospitals and outpatient treatment centers. I have worked with adolescents in the past. I currently focus on older adults 42 up. Couples therapy. Anger Management. Although I am not certified in the state for working with sex offenders, I have an extensive history of work with both adolescents and adult offenders. As a disabled Army Veteran, and doing an internship at Edward Hines VAMC, I am aware of the barriers that veterans may experience. Working with Veterans from all branches is one of my passions.

Lisa Sumrow

(she/her)

Lisa Sumrow, LCSW - Illinois Therapist at Grow Therapy
$155/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with 8 years' experience. I received my master's degree from the University of St. Francis, in Illinois. I am passionate about helping those struggling through life's many transitions. As a clinician, I meet my client's where they are at, listen to what they want to work on, and collaborate with them on ways to achieve their goals. Together, we work as a team towards growth and change.

Tonya Shanks

(she/her)

Tonya Shanks, LCSW - Illinois Therapist at Grow Therapy
$130/session
LCSW
3 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker and received my Masters from Aurora University. I have specialized training in EMDR and TF-CBT and have spent the last 19 years of my career as a social worker and therapist working with all age groups. I provide a safe, supportive space for children, adolescents, and adults to process their experiences and develop healthy coping strategies.

Guy Oberwise

Guy Oberwise, LCSW - Illinois Therapist at Grow Therapy
$185/session
LCSW
35 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker with over 35 years of experience treating male and female clients ages 16-80 in individual and couples therapies. Treatment includes a broad range of issues relating to anxiety, depression, communicaton, life transitions, and improving self-esteem. My assessments include evaluating the clients Mind, Body, and Spirit and improving their lives to function at the highest level they ever have in their life.

Kate Umbriaco

(she/her)

Kate Umbriaco, LCPC - Illinois Therapist at Grow Therapy
$160/session
LCPC
7 years of experience
Virtual
Hi there! I’m a Licensed Clinical Professional Counselor (LCPC) based in Chicago, Illinois, with over 6 years of experience specializing in Cognitive Behavioral Therapy (CBT). My practice focuses on supporting adults who face challenges with emotional regulation, anger management, anxiety, interpersonal relationships, and other life stressors. In our work together, I use CBT techniques to help you identify and reframe unhelpful thought patterns and behaviors. My approach is collaborative and empathetic, aimed at empowering you to develop practical coping strategies and a deeper understanding of self. Whether you're struggling with intense emotions, navigating complex relationships, or managing anxiety, my goal is to create a safe and supportive space where you can explore your concerns and work towards meaningful change.

Laurie Elwell

(she/her)

Laurie Elwell, LCSW - Illinois Therapist at Grow Therapy
$140/session
LCSW
18 years of experience
Virtual
Hi! I live in Indiana, but I graduated from the University of Illinois at Chicago with my Master of Social Work degree in 2001. I have been working in the field for over 25 years in many different disciplines. I worked at domestic violence shelters, with child and family services, hospital social work, vocational rehabilitation counselor with the deaf and hard of hearing, and also teaching at the college level. Now, my goal is to help others get through life's struggles, make positive changes in their lives, and become more confident in themselves.

Tekoa Jaddua

Tekoa Jaddua, LCPC - Illinois Therapist at Grow Therapy
$120/session
LCPC
25 years of experience
Virtual
Hello, my name is Tekoa. As a Licensed Clinical Professional Counselor specializing in Addiction Therapy, I address the multifaceted challenges that often accompany substance use. If drugs or alcohol have negatively impacted your life, affecting your stability, family relationships, or career, and you feel trapped in a cycle of desperation, I offer a supportive path forward. I am committed to understanding your aspirations for sobriety, recovery, and overall well-being. Together, we will navigate the complexities of this journey in a safe and collaborative space, addressing underlying issues such as low self-worth, shame, guilt, unforgiveness, denial, dishonesty, pain, and loss. My therapeutic approach is direct and solution-focused. We will collaboratively explore the factors contributing to your current situation and develop a clear plan for positive change. While acknowledging the impact of external circumstances, I emphasize personal responsibility for life choices and the capacity for self-directed change. You possess the strength to achieve your goals, and I am here to partner with you in that process.

Kathy O'Grady

(she/her)

Kathy O'Grady, LCSW - Illinois Therapist at Grow Therapy
$80/session
LCSW
20 years of experience
Virtual
I am a first generation American who is from Chicago & who always had a passion for helping others. I have worked within social services and health care for thirty years. I began my career working with teens who were placed in the care of DCFS and who lived within the group home setting. I continued my career with working with teens who were identified as runaways and soon after, I began to work with individuals who were dealing with schizophrenia. I later in life worked as an ER technician at a Level One Trauma Center while attending graduate school. Thereafter, I continued to work within the health care system as an inpatient and outpatient care manager. Additionally, I managed the first ever memory assessment clinics that were established within this health care system.

Pam Davis

(she/her)

Pam Davis, LCSW - Illinois Therapist at Grow Therapy
$175/session
LCSW
25 years of experience
Virtual
I am a Licensed Clinical Social Worker who has been in the field of social work for more than 25 years. I obtained my MSW from the Jane Addams College of Social Work at the University of Illinois- Chicago. With compassion, empathy and expertise, I offer a nonjudgmental space for you to share your story. I believe everyone has unique strengths and the inner resources necessary for healing/personal growth. I draw from a variety of therapeutic approaches, blending techniques that best help you achieve your unique goals. Change can be challenging, and we will proceed at a pace in which you feel safe and supported.

Frequently asked questions

Why filter by Illinois rather than a city like Chicago?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Illinois from Rockford to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Illinois.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Older Adults?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Older Adults, is filtering therapists in Illinois that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.