Therapists that accept Cash Pay in Illinois

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 61 verified therapists in Illinois who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Chicago

Availability updated: 8/18/2026

New to Grow

$100/session

Specialties

Older Adults
Chronic Illness
Grief
+10
I am a Licensed Clinical Social Work with over 40 years of clinical experience in healthcare and provided clinical interventions targeted with patients who are interested in a journey of personal growth through therapeutic interventions to assist with healing and good mental health. I specialize in HIV/AIDS, LGBTQI concerns, oncology, HIV/AIDS, end of life and life transitions. I am licensed in Florida and Illinois.
Available

New to Grow

$120/session

Specialties

Older Adults
Couples Counseling
Grief
+10
Entering the world of personal psychotherapy can be an exciting, yet a foreboding area, if you've not had that opportunity previously, I believe that my first goal is to be welcoming to each and every person. Over some weeks, we will explore your inner pursuits which will help you feel more comfortable in who you are and who you desire to be. For me personally, being alongside you, is a privilege that few people get to have, so I treat it as a sacred opportunity. Helping individuals reach their potential or heal a broken heart is an enormous responsibility, but also one a therapist will approach with care and encouragement.
Available

$100/session

Solution oriented
Warm

Specialties

Older Adults
Anxiety
Depression
+3
Life can feel overwhelming at times, whether you're managing anxiety, depression, past trauma, or navigating major life changes. You don't have to go through it alone. As a Licensed Clinical Social Worker, I provide compassionate, evidence-based telehealth therapy through EmpathicPath, making it easy to access support from the comfort and privacy of your own home. I specialize in working with adults and older adults facing challenges such as anxiety, depression, trauma, grief, health changes, retirement, loss of independence, and other life transitions. My goal is to create a warm, supportive, and nonjudgmental space where you feel heard, understood, and empowered. Together, we'll explore what's holding you back, build practical coping strategies, and work toward greater resilience, emotional well-being, and a more fulfilling life. Wherever you are in your journey, I'm here to help you take the next step with confidence and hope.
Available

Often rebooked

$120/session

Warm
Authentic
Empowering

Specialties

Older Adults
Addiction
Anxiety
+8
Hi – I’m Vicki – do you ever find yourself feeling lost as you wander on a path that doesn’t seem to be going anywhere? Or maybe you’re standing at a fork in the road and you aren’t sure which way to go. No matter what you're going through right now, you can get through it and I can help. I am committed to walking beside you and helping you find your unique path to create a life full of wellness, personal growth, joy and meaning. I am a Licensed Clinical Professional Counselor (LCPC) and Certified Alcohol/Other Drug Counselor (CADC) with over 17 years of counseling experience. I specialize in working with individuals 18 years and older who live in Illinois. MY AREAS OF EXPERTISE INCLUDE: SUBSTANCE USE, GRIEF AND LOSS, ANXIETY, AND DEPRESSION. If you are interested in working with a therapist who is committed to creating an authentic, positive collaborative relationship with you, feel free to schedule an appointment with me through GROW.
VirtualAvailable

$150/session

Authentic
Warm
Intelligent

Specialties

Older Adults
Depression
Life Transitions
+9
I'm an experienced clinician with over 30 years in the mental health field, dedicated to others seeking change in their lives. Feeling stuck, unmotivated or worried about taking that next step? I have a good ear, a big heart and a clever mind and I want to help you on your next big thing. Let's figure it out together- it's going to be great!
VirtualAvailable

$110/session

Authentic
Direct
Solution oriented

Specialties

Older Adults
Anxiety
Men's Issues
+9
I’m a mental health professional with a deep and varied background in education, counseling, human services, and advocacy. Over the years, I’ve worked alongside adults, youth, and families navigating trauma, identity shifts, life transitions, and the lasting weight of systemic challenges like poverty, incarceration, and intergenerational trauma. I don’t just see symptoms, I see people. Whole people. And I meet them exactly where they are.
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Older Adults
Chronic Illness
Foster Care/Adoption
+9
I am a LCSW in the state of Illinois and have been practicing for over 10 years. I have experience in the health care field, working with adults of all ages, understanding the aging process, and the many ways that grief appears in our lives. I am a certified grief counselor and help my clients to understand, normalize, and accept the grieving process as they work through these difficult feelings. My practice is focused on using a supportive and collaborative approach to help my clients find strength and resilience in their lives.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Older Adults
Anger Management
Anxiety
+10
My name is Anna and I'm a Licensed Clinical Social Worker in Illinois. I partner with my clients to help them discover and transcend challenges that may be holding them back in their lives. I believe that we all deserve to live free from shame, guilt, and emotional pain. Let's build a partnership to help you create the life you desire. I believe in approaching mental health from a whole person perspective including functional and integrative health and wellness. My style is founded on authenticity which values honesty and directness. I grew up in Poland, came to the United States with my family, graduated from Lewis University, and went on to complete my Master of Arts in Social Work at the University of Chicago, School of Social Work Administration. From there, I moved to the suburbs where I reside with my two sons, and in my free times I enjoy working in my garden, reading, and taking long walks.
VirtualAvailable

$120/session

Authentic
Warm
Intelligent

Specialties

Older Adults
Anxiety
Grief
+10
My counseling style is relaxed and conversational and one of meeting someone where they are on their path. I recognize it takes courage to seek therapy and implement changes and would love to assist you on your journey of discovery. I understand that it may be difficult to open up and talk to someone and I pride myself on being an active and nonjudgemental listener. I am genuinely interested in helping everyone I come in contact with thrive in all aspects of their personal and/or professional lives. I will constantly work to promote an empathetic experience where an individual’s needs, concerns, and personal values are met with compassion and respect. I am devoted to creating a safe place that both fosters and aids emotional growth and healing.
VirtualAvailable

$300/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Grief
Self Esteem
+2
Greetings! I am Irene Ona, a first generation Fil-Am Licensed Clinical Social Worker (LCSW). My work has been primarily in geriatrics. My niche is older adults at all stages of aging from independence to dependence, family caregiver and risk of burn out, and navigating the healthcare system. My experience comes from volunteering at senior centers, internships as a in-home counselor for my bachelor of social work (BSW) and an outpatient behavioral health clinic counselor for my masters of social work (MSW) specializing in mental health. I used my degrees to serve people in skilled nursing facilities (SNF) and hospice. Aside from my experience in healthcare, my passion is connect to clients who want to live more genuinely and be authentic in their everyday exchanges.
VirtualAvailable

$80/session

Warm
Authentic
Open-minded

Specialties

Older Adults
Coping Skills
Depression
+10
Welcome to Tribe Works Behavioral Services where real talk is impactful and intentional. This space was cultivated to provide quality and working care to all that grace my path. I am committed to your mental health and overall wellness by taking the time to get to know you and understand your unique needs. My therapy sessions are tailored to provide a safe and supportive environment for you to explore, heal, and grow. With a focus on empathy and understanding, I will guide you towards positive change and personal growth. My Promise To You: To provide sessions that are tailored to your unique needs, while addressing issues such as end-of-life, depression, anxiety, and relationship difficulties. While using therapeutic interventions that aim to foster self-awareness, emotional healing, and personal transformation.
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Older Adults
Anxiety
Grief
+9
Hello, I am a Licensed Clinical Social Worker based in Illinois. I received my master's in social work from Loyola University of Chicago. I have been a social worker for 40 years and practicing as a therapist for 10 years. I have experience working with adults who are struggling with anxiety, stress, grief and trauma. I believe in treating everyone with respect, sensitivity and compassion. I tailor my treatment to meet my client's specific needs and create a safe and non- judgmental space to support my client's healing journey.
VirtualAvailable

$100/session

Authentic
Empowering
Warm

Specialties

Older Adults
Anxiety
Depression
+10
I am a compassionate and dedicated Licensed Clinical Professional Counselor (LCPC) committed to providing a safe and supportive environment for individuals seeking to enhance their mental well-being and alleviate symptoms of distress. Holding a Master’s degree in Counseling Psychology and bringing years of experience in the medical field (EMS), I have gained a deep understanding of the complex challenges individuals encounter in both their professional and personal lives.
VirtualAvailable

$80/session

Challenging
Intelligent

Specialties

Older Adults
Domestic Violence
Military/Veterans
+8
My name is Melissa Chovan, and I have been in private practice since 2014, first in Illinois and since 2019 in Alabama. Throughout my career, I have worked with individuals facing a wide range of mental health challenges, with a particular focus on trauma-informed care and trauma treatment. My goal is to provide a supportive, compassionate, and culturally sensitive environment where clients feel safe to explore their experiences, develop healthy coping skills, and work toward meaningful healing and personal growth.
Available

$200/session

Humorous
Authentic
Warm

Specialties

Older Adults
Anxiety
Coping Skills
+10
The most important gift you can give someone is sincerely listening to them, which is where I always start. I have worked in community mental health for 20 + years all over Chicago, mainly on the South and West Side, where I am from. I provide people with whatever skills and strategies needed to help anyone get the most out of counseling. I have been working exclusively on Grow Therapy since October of 2024, but have been on Grow Therapy part-time for a quite a while.
VirtualAvailable

$170/session

Authentic
Humorous
Challenging

Specialties

Older Adults
Anxiety
Couples Counseling
+8
Starting counseling can feel like a big step, especially if you’re feeling overwhelmed, stuck, or unsure of where to turn. You may be carrying stress, anxiety, sadness, or uncertainty about the future—and wondering how to make sense of it all. My role is to offer a supportive, nonjudgmental space where you can pause, reflect, and begin to feel more grounded. Counseling isn’t about having all the answers right away—it’s about creating room for growth, clarity, and meaningful change at a pace that feels right for you.
VirtualAvailable

$130/session

Warm
Authentic
Intelligent

Specialties

Older Adults
Anxiety
Depression
+10
As a licensed clinical social worker with a rich and varied background, I bring extensive experience and expertise to support individuals, couples, and families on their journey toward improved mental well-being. From my private practice in Naperville, Illinois, I offer personalized therapy, drawing upon my diverse clinical experiences spanning over two decades. My commitment to fostering inclusive education and promoting diversity and social justice extends beyond the therapy room, as evidenced by my involvement in community education and advocacy efforts. With a focus on empowerment and resilience, I strive to empower clients with the knowledge and skills necessary to navigate life's challenges and thrive.
VirtualAvailable

$175/session

Authentic
Open-minded
Solution oriented

Specialties

Older Adults
Anxiety
Depression
+10
I am a Licensed Clinical Social Worker with 8 years' experience. I received my master's degree from the University of St. Francis, in Illinois. I am passionate about helping those struggling through life's many transitions. As a clinician, I meet my client's where they are at, listen to what they want to work on, and collaborate with them on ways to achieve their goals. Together, we work as a team towards growth and change.
VirtualAvailable

$125/session

Specialties

Older Adults
Anxiety
Coping Skills
+8
Hi there, I'm Ashley. Have you been feeling anxious, depressed, or stressed? Are you struggling to manage a physical condition and accept the impacts these struggles have on you and your relationships? I help support individuals with emotional challenges as well as those dealing with acute and chronic physical pain/illness/injuries. Together, we can work towards accepting these difficulties and identifying effective coping skills, which will help in healing and regaining a sense of hope. Evidence-based therapies I utilize include CBT, DBT, ACT, and MBSR depending on your unique needs and goals. If you're dealing with anxiety, stress, sadness, loneliness, and the many difficulties that accompany physical pain/illness, I'm here to help. Seeking therapy can feel scary and overwhelming; yet is also a courageous step. I offer a safe, compassionate, non-judgmental space for you to heal and grow. I look forward to working with you and helping you to achieve your goals.
VirtualAvailable

$125/session

Authentic
Humorous
Warm

Specialties

Older Adults
Anxiety
Coping Skills
+10
Timara Betts is a Trauma Informed Licensed Clinical Social Worker whose aim is to support others to build upon their strengths to gain satisfaction within their authentic selves, nurture positive relationships and achieve personal goals. She specializes in Mindfulness, Cognitive Behavioral Therapy (CBT) and Theraplay to help address concerns that include but are not limited to depression, stress management, grief and loss, anxiety, complex trauma, post-traumatic stress disorder, and self-esteem. Timara is a recently published author of a gratitude journal. Her several years of professional experience with youth, families, and professionals has strengthened her passion to empower seekers who are on a path to increased self-discovery as each stage in human development can lead us to closer to self-actualization.
VirtualAvailable

$170/session

Authentic
Warm
Direct

Specialties

Older Adults
Domestic Violence
Life Transitions
+9
I am a licensed clinical social worker providing individual and couples therapy for adults navigating relationship challenges, grief and loss, emotional overwhelm and major life transitions. My goal is to help clients identify patterns that keep them stuck, strengthen boundaries and build practical coping strategies that support meaningful, lasting change. My approach is structured, supportive and nonjudgmental, creating space where clients can process challenges and move toward healing and growth. For clients who wish to integrate faith into their counseling journey, I also offer Christian based counseling. In addition to my therapy work, I bring over 6 years of experience as a medical social worker, serving in hospitals, hospices and long-term care settings. This background gives me a deeper understanding of the emotional, relational and practical challenges that often come with illness, caregiving, grief and significant life transitions. I am licensed to practice in IL, NC and OH.
VirtualAvailable

$225/session

Warm
Authentic
Empowering

Specialties

Older Adults
Coping Skills
Couples Counseling
+10
I am a Licensed Clinical Social Worker (LCSW) who has over 30 years in the mental health field working in psychiatric hospitals and private practice. I work with clients individually (ages 13-17; 18- 65+); Couples, Families and the Elderly. I work with clients with depression, anxiety, relationship issues, marriage/divorce issues, grief issues, suicidal thoughts, self-harming behaviors, domestic violence (victims) and substance use. I am passionate about what I do and truly care about each of my clients.
VirtualAvailable

Often rebooked

$185/session

Authentic
Direct
Warm

Specialties

Older Adults
Anxiety
Depression
+10
Hello! I am a Licensed Clinical Social Worker with over 35 years of experience treating male and female clients ages 16-80 in individual and couples therapies. Treatment includes a broad range of issues relating to anxiety, depression, communicaton, life transitions, and improving self-esteem. My assessments include evaluating the clients Mind, Body, and Spirit and improving their lives to function at the highest level they ever have in their life.
VirtualAvailable

$300/session

Authentic
Solution oriented
Empowering

Specialties

Older Adults
Coping Skills
Grief
+10
Welcome! I'm a Licensed Clinical Social Worker in Illinois with over 10 years of clinical experience and more than 35 years of experience in life coaching. I earned my Master of Social Work degree from the University of Illinois at Chicago and have dedicated my career to helping individuals navigate life's challenges with compassion, understanding, and practical support. I work with adults ages 25 to 75+ who may be facing chronic illnesses, stress, life transitions, relationship concerns, or other personal challenges. Life can sometimes feel overwhelming, especially when you're carrying responsibilities, coping with health concerns, or trying to manage unexpected changes. You don't have to face those struggles alone.
VirtualAvailable

$120/session

Authentic
Warm
Open-minded

Specialties

Older Adults
Grief
LGBTQ
+10
Hi, I’m Lucretia! I’m a therapist in Illinois, and I work exclusively via telehealth. I’m here to create a space where you feel seen, heard, and respected—just as you are. My practice is rooted in a firm belief that everyone is worthy of love, respect, and understanding. I value authenticity, empathy, and self-awareness, both for myself and my clients, and I consider these qualities essential for meaningful therapy. I also believe in the power of laughter to ease even the heaviest conversations. Humor can open doors to deeper insight, so I use it thoughtfully and often! In our sessions, I aim to normalize and validate your experiences, no matter where you’re coming from, without judgment. My goal is to help you tap into your unique strengths and work through whatever might be holding you back. Therapy is a powerful tool, and I’ve witnessed its transformative impact on my clients’ lives, as well as in my own. I’ve leaned on therapy through my nearly 10 years in the field and through personal challenges, including loss and the experience of caretaking for a terminal illness. If you’re navigating anxiety, depression, or trauma-related struggles, I’d love the chance to work with you. I’m passionate about supporting women ages 20+ who are finding their footing in the world, going through life transitions (divorce, career changes, becoming a parent, etc.), though I work with people of all ages and backgrounds. Many of my clients struggle with relationship problems, histories of childhood traumatic experiences, abuse, or self-worth issues. I’m here to meet you wherever you’re at. My aim is to help you create a present that feels free from the shadows of past experiences, with a future that’s built on self-acceptance, resilience, and, of course, a little bit of laughter.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Illinois. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Illinois from Rockford to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Illinois.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Older Adults, is filtering therapists in Illinois that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.