Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 55 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/19/2025

Traci Skinner

Traci Skinner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
20 years of experience
Virtual
I have been a licensed professional counselor for 15 years. I have worked with individuals with chronic illness, military veterans and their families, addiction issues, mood disorders, career counseling and coaching professionals. I am a trauma focused (EMDR trained) clinician who strives to provide support and individually tailored techniques, strategies and solutions to help you feel better quickly. I help you maximize your strengths and transform your weaknesses into strengths.

Norman Shaffer

(he/him)

Norman Shaffer, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
11 years of experience
Virtual
Greetings, My name is Norman Shaffer and I am a Licensed Clinical Social Worker in the state of Tennessee. I have been practicing as a social worker for over a decade now. I like working with adults who are actively seeking a positive change in their life. I like to partner with clients and guide them towards better outcomes and a healthier balance in life.

Elizabeth Kane

Elizabeth Kane, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
32 years of experience
Virtual
I am a Licensed Clinical Social Worker with 31 years of experience in the mental health field working with a variety of clients and ages. I attended the University of Louisville and obtained a Master's in Social Work. I have worked in a variety of clinical settings including private practice, director of mental health centers, and director of psychiatric hospitals. She utilizes a variety of techniques including EMDR, somatic techniques, CBT, and faith based upon request.

Hannah Martin

(she/her)

Hannah Martin, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
5 years of experience
Virtual
Hey there, I am Hannah. I am a licensed clinical social worker passionate about helping people reach their goals. I am ready to help you find solutions or help you cope when there just isn't a solution. Mental health is a journey, and I will be there to help you every step of the way. I work in person in Chattanooga Monday's and Wednesdays, and virtual Tuesday Thursday and Friday. My hours are 9am to 630pm MWTh and 9am to 530pm Tu and F. I can see people in Florida, South Carolina and Idaho via telehealth. I accept most commercial insurances and TN Medicare and in the process of getting paneled with TN medicaid.

Tyler Clemmons

Tyler Clemmons, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
9 years of experience
Virtual
I work with adults who are struggling with effects of trauma, grief, anxiety, depression, low self-esteem, anger, and other issues. I want to provide a safe and supportive space for you to grow as you work toward your goals. Whatever situation you find yourself facing, you have value and worth. As a therapist, I have practiced in medical, in-home, and outpatient settings. Feel free to reach out with any questions.

Erin Armour

(she/her)

Erin Armour, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
13 years of experience
Virtual
I am a licensed clinical psychologist in Tennessee with over 10 years experience. I have worked with patients with a variety of concerns, including anxiety, depression, bipolar disorder, post-traumatic stress, ADHD, relationship problems, and sleep difficulties. I have helped people with chronic pain and disability. I have also assisted individuals and couples improve their communication and relationships. My counseling style is warm, compassionate, and aimed at empowering my clients to make positive changes in their lives. My approach combines motivational interviewing with cognitive-behavioral, humanistic, and solution-focused techniques to help individuals achieve their goals. I work with each client to write an individualized, mutually agreed upon treatment plan based on empirically supported techniques. It takes tremendous strength and courage to ask for help with making positive changes. I'm honored to be a part of that process. I look forward to working with you!

Derrick Smith

Derrick Smith, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
7 years of experience
Virtual
It's often difficult to know what you want and to pursue what you want. Especially, if broken patterns and negative family cycles are making you feel stagnant. There is an excitement that comes from building your own self-assurance and confidence as you stand securely in the story you want to live. Sometimes we wait to change our story because we don't feel ready. My hope is that we can all have the wisdom and courage to explore ourselves with compassion so that we can better love ourselves and love others. Let's create a foundation that allows us to live balanced personally, professionally, and relationally.

Chris Campbell

Chris Campbell, LMFT - Tennessee Therapist at Grow Therapy
$95/session
LMFT
33 years of experience
Virtual
Hello, I am a licensed marriage and family therapist in the states of Texas and Tennessee with 30 years of counseling and ministry experience. I began as a minister of the Gospel in the Southern Baptist tradition in 1993 working with the homeless to overcome the struggles of addiction and hopelessness in North Carolina and Tennessee. From there, I became a case manager in a rural oupatient behavioral health clinic helping the chronically mentally ill live independently outside of the institutional settings. As my family of five children grew, my wife encouraged me to join the military in 2007 and for the next 13 years we served alongside our Soldiers and their Families as a chaplain. There, I learned through experience how to work through the stress of multiple transitions, the unyeilding demands for time and energy, and the unjust nature of toxic environments. I learned how to support those who wanted to strengthen themselves and their relationships in these environments and to ultimately be at peace with who they are and who they want to be. As I have matured in my training and become licensed in marriage and family therapy, I have found that I now specialize in using Solution Focused therapy and Cognitive Behavioral Therapy to help individuals identify their strengths and the beliefs that are guiding their behavior. With this knowledge, people can begin to choose who they want to be.

Kathy Hilbert

(she/her)

Kathy Hilbert, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$95/session
LPC/MHSP
5 years of experience
Virtual
I am a licensed professional counselor in the state of Tennessee who has been providing individual counseling for approximately four years. I had a background in social work prior to becoming a therapist, so I have always had a passion for helping people. I help people who are eager for change and growth but may be overwhelmed by challenging emotions or experiences that keep them stuck in seemingly endless cycles. As a therapist, I hope to cultivate a relationship that facilitates change, wholeness, and health wherever you are in your journey. I want to create a space where you feel free to bring your whole self: body, mind, and spirit. I look forward to walking alongside of you as you take your first steps toward deeper levels of health and wholeness.

Jennifer Roney

Jennifer Roney, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC/MHSP
12 years of experience
Virtual
Do you struggle with feeling “good enough”? Are you sick of feeling overwhelmed, exhausted, and stressed? Do you feel like some days you are just going through the motions or barely have your head above water? I specialize in helping people understand themselves better so that they can actively work towards healing. I am passionate about helping individuals that struggle with anxiety, traumatic events, perfectionism, overthinking, fear, life transitions, and faith based concerns.

Trisha Brown

(she/her)

Trisha Brown, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
10 years of experience
Virtual
I have been independently licensed since 2016. I have worked in many areas of social work so my knowledge in the field is very diverse. I have worked out patient, hospital and in patient. I am trained in EMDR and can provide CBT and psycho therapy. I offer therapy that focuses on what you need to live your life to its fullest. I can treat trauma, anxiety, depression and many other diagnoses that clients struggle with. I hope to be able to help you. I try very hard to make my sessions tailored to what you as a client need. I am very person centered and i want to make this experience as therapeutic as I can.

Jessie Whitfield

Jessie Whitfield, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
14 years of experience
Virtual
Hi, I'm Jessie, a compassionate therapist dedicated to women's mental health. Have you ever felt lost in your marriage or your motherhood? Do you feel like the stress and anxiety of daily life leave you with less than you desire for yourself or your family? With a profound understanding of the intricate ties between emotional well-being and relationships, I can help guide you toward healing. Drawing from my expertise in trauma therapy, I provide a safe space for addressing past wounds. My empathetic approach extends to addressing common struggles like anxiety and depression. With a nurturing focus on marriage and motherhood, I empower you to embrace your roles while caring for your mental health.

Lee Owen

(he/him)

Lee Owen, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.

Summer Papin

Summer Papin, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
15 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW) working with clients in Nevada and Arizona. I have been practicing as an LCSW since 2009. I am trained in EMDR and CBT and have seen great success in my clients. I am passionate about the work I do and strive to develop a strong working relationship with my clients and work hard to make you feel comfortable. I specialize in trauma, depression and anxiety. I tailor my approach based off of each clients personal needs. I look forward to working with you!

Lauren Milligan

(she/her)

Lauren Milligan, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
11 years of experience
Virtual
Hi and welcome. My name is Lauren and I am a licensed clinical social worker. I have been working in the social work and mental health space in some capacity for almost 15 years. I aim to provide a welcoming environment that creates the space for working toward and supporting your individual goals. I specialize in helping individuals who are facing issues such as anxiety, depression, obesity, substance abuse, life transitions and adjustments, as well as aging. My therapeutic approach is always client-centered, is eclectic in nature, and is rooted in cognitive behavioral therapy. My overarching goal is to support my clients in identifying their strengths and gaining insight into their lives to ultimately live with greater peace and satisfaction.

Chandra Malamud

(she/her)

Chandra Malamud, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
16 years of experience
Virtual
Are you struggling with a major transition? Life can certainly throw us some curve balls. Although you may feel overwhelmed or discouraged, things can get better. I specialize in helping people deal with big events like grief, illness, caring for a loved one, and divorce. These changes might contribute to anxiety, self-doubt, or depression. These challenging times can be exhausting, and it’s key to take care of yourself. With the right help, you can heal and even thrive. More and more people are understanding that mental health support isn’t a luxury, but a necessity that we all deserve. I keep up with the most effective therapies so that I can provide you with the best care possible. I also recognize that your situation is unique, and you have your own struggles and strengths. We will tailor your care to where you’re at, and what you need at this time. I am dedicated to supporting you however I can, through evidence-based therapy, education, and resources. I offer flexible appointments online, through a secure, HIPAA-compliant platform. If you’re ready for the next step, call to set up an initial consultation. I look forward to seeing how I can help.

Courtney Porter

(she/her)

Courtney Porter, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
11 years of experience
Virtual
I am a licensed clinical social worker with 10 years of experience working with clients struggling with stress, anxiety, grief, and depression. As a mental health therapist, I am here to provide a safe and supportive space for you to explore your thoughts, feelings, and experiences. Together, we will work towards understanding and overcoming challenges, developing coping strategies, and fostering personal growth and well-being. My goal is to empower you to navigate life's difficulties, build resilience, and enhance your overall mental health and emotional well-being.

Taylor Bell

(he/him)

Taylor Bell, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
7 years of experience
Virtual
Hello! I am a Licensed Professional Counselor with a Mental Health Service Provider designation (LPC-MHSP) based in the state of Tennessee. I received my Masters from Freed-Hardeman University five years ago and have been working with people struggling with trauma, grief, anxiety, and depression since that time. I am passionate about helping my clients reclaim purpose and joy in their lives.

Susan Picart

(she/her)

Susan Picart, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
25 years of experience
Virtual
Is your worrying, depression, or anger taking over your life? Is the loss of a loved one too painful to cope? Are you trying to find a solution to a damaged marriage or relationship? Is it difficult to stay calm and composed when angry? Seeing a professional is one of the best decisions you can ever make for yourself. I'm not here to issue judgement, but to focus on getting you back to a happier and more fulfilled life. I can help you cope but I can also help you conquer the overwhelming stressors in your life. My job is simple. It's to help you get back to living your BEST life. I understand that anger, depression, anxiety, grief, and broken relationships can derail even the strongest person. It's not easy, but it's possible! My current practice is an extension of my work in Toronto, Memphis, Cincinnati, and New York. Since 1999 I have worked with individuals, couples, children and families, suffering from depression, anxiety, anger, grief, shame, and trauma. Let's get you back to living your best life.

Katerina Sorrell

Katerina Sorrell, LPC/MHSP - Tennessee Therapist at Grow Therapy
$185/session
LPC/MHSP
10 years of experience
Virtual
Katerina Sorrell, MA, PPSC, LPCC, is a licensed psychotherapist and National Board Certified Counselor with over a decade of experience helping clients achieve healing, resilience, and personal growth. With a Master’s in Counseling from Chapman University and a Bachelor’s in Psychology from CSULB, she offers a strong academic foundation paired with compassionate, culturally responsive care. Katerina is fluent in English and Spanish and provides services to children, adolescents, and adults, drawing from evidence-based approaches such as CBT, Solution Focused Brief Therapy, and Motivational Interviewing. Her work spans working with Orange County Department of Education and various school districts in Orange County, California, where she has served as a School Counselor and Mental Health Practitioner. She specializes in crisis intervention, early identification of students in need, and the development of supportive mental health strategies. Katerina also volunteered with the National Suicide Prevention Hotline, demonstrating her deep commitment to mental health advocacy. In addition to her school-based work, Katerina provides individual therapy in private practice in Laguna Hills, California,, helping adults, military and youth clients manage challenges like anxiety, depression, family conflict, peer pressure, and trauma. Her unique background also includes career assessments, allowing her to support clients in discovering their strengths and life direction. Whether in schools, clinical settings, or the community, Katerina empowers her clients to navigate life’s challenges with confidence, connection, and hope.

Mary Lynn Millsaps

Mary Lynn Millsaps, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
12 years of experience
Virtual
Hello! I'm a Licensed Clinical Social Worker (LCSW) and certified Health Coach. Over the last 15+ years, I've helped women struggling with life changes, anxiety, depression or chronic illness overcome barriers to living a joyful life. My style is collaborative, using a variety of evidence-based techniques customized to what is most helpful and productive for each individual. I enjoy incorporating Christian values and practices where there is alignment in beliefs.

Audra Kennedy

Audra Kennedy, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
17 years of experience
Virtual
I believe in the importance of treating the whole person: body, mind, spirit. My approach is empowering you to make your own decisions, to help you set your own goals and to walk with you on your journey to health. I specialize in women's issues: self image, hormonal changes, sexual issues including desire issues, pain and trauma. Other issues addressed both male and female: relationships, anxiety, depression, grief & loss. I want to partner with you on your journey to mental health and wellness.

Gianna Thacker

Gianna Thacker, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
28 years of experience
Virtual
I have been a therapist for over 25 years with my LCSW and training from the state of Georgia and The University of Georgia. I have my license in the states of Georgia and Tennessee. I enjoy helping patients learn new ways in dealing with their current or past issues. I have trauma training as well as Cognitive Behavior Therapy, Dialectical Behavior Therapy, Mindfulness and Solution Focused Therapy training. I incorporate all of these to help people learn new coping skills and move forward in their lives.

Sarah Hirsch

Sarah Hirsch, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
30 years of experience
Virtual
Hello! My name is Sarah Hirsch and I'm a licensed psychotherapist (LPC) in Tennessee & Michigan. I've been working in behavioral health for over 30 years. I'm also a Duke Integrative Medicine Certified Health & Wellness Coach. I am intentional, considerate, and sensitive to the unique stories, and backgrounds of each client I connect with during the therapeutic process. We will work together collaboratively in a therapeutic partnership. I'll hold a space that is open and without judgment, encouraging the authenticity of your thoughts and feelings to identify effective individualized therapeutic solutions and tools that help foster greater insight, perspective, and ensure your success in making positive, transformational life changes. Therapeutic telehealth services are rendered from a whole-person perspective which honors the strengths and uniqueness of each individual's needs using an integrated, biopsychosocial approach that explores the psychological interconnections between mind, behavior, and health, to promote an increased quality of life and wellness in mind, body, and spirit. I look forward to meeting you!

Robert Price

(he/him)

Robert Price, LPC/MHSP - Tennessee Therapist at Grow Therapy
$85/session
LPC/MHSP
31 years of experience
Virtual
I have approximately 30 years of experience in virtually all clinical settings. I began my career working in a juvenile penitentiary (referred to as a 'youth development center) and after almost 6 years, left that setting and moved on to new opportunities. Along the way, I worked with group homes, foster homes, substance abuse treatment programs, and even provided treatment in a sexual offender treatment program. In 2004 I went solely into private practice and currently operate two offices. I also provided on-site services to businesses that suffer a death or other disruptive event; I have provided over 170 of these services in four states during the last several years. While you don't need any faith to see me, I also offer Christian Counseling. Finally, I am a US Army veteran and understand the challenges and needs of veterans. I operate under a practical approach that seeks to build on a person's strengths to achieve realistic, measurable goals. I utilize primarily cognitive behavioral therapy and reality therapy to help my clients achieve their goals and to live life more fully.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.