Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 26 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/17/2026

Often rebooked

$100/session

Warm
Authentic
Humorous

Specialties

Suicidal Ideation
Anxiety
Child or Adolescent
+9
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) and Licensed School Counselor. I received my Masters Degree from North Carolina A & T State University and have been practicing for 6 years. I have experience in both clinical and school settings. I help children, adolescents and young adults struggling with Anxiety, life transitions, relationships and coping with life's challenges.
VirtualAvailable

$100/session

Authentic
Intelligent
Warm

Specialties

Suicidal Ideation
ADHD
Mood Disorders
+8
Welcome! I’m April, a Licensed Clinical Mental Health Counselor in North Carolina. Congratulations on taking the first step towards reaching your goals. Don’t discount the decision you’ve made to search for help, because many people never do so. I see counseling as a partnership between the therapist and the client; I have the mental health expertise while you’re the expert of you! For this reason I'll spend our earliest contacts getting to know you better. Choosing a therapist is a very personal decision and therefore, I want to give you information so you can choose for yourself if you’d like to work with me. I would describe my counseling style as warm, but professional. I love to use strength-based approaches as much as possible, also incorporating your values into our work. I find myself using an integrative approach, incorporating different theoretical frameworks and techniques that I will tailor to fit your needs. Two approaches I use most often are Person-Centered Therapy and Cognitive Behavioral Therapy (CBT). Person-Centered counseling uses a lot of reflection to help you process your thoughts and feelings, which is often the first step towards solving your problems. CBT helps us examine your thought patterns and whether they are helpful or harmful. If a particular thought is harmful that could trigger issues like a depressed mood, for example. We’ll work together to replace the harmful thoughts with more helpful ones. There are many other approaches to potentially integrate into our sessions, and I’d be happy to explain anything I believe may benefit you. I have recently earned a certification in perinatal mental health (PMH-C) through Postpartum Support International. You can learn more at https://postpartum.net/
VirtualAvailable

$100/session

Authentic
Solution oriented
Warm

Specialties

Suicidal Ideation
Couples Counseling
Grief
+10
Hello, I am a Licensed Marriage and Family Therapist. I am Licensed in the State of Tennessee and North Carolina. I have been practicing as a counselor for the past 4 years however I have been providing counseling services as a Military Chaplain for 20 years and have retired from the Military after over 30 years of service. I see individuals, couples, and families from all walks of life going through many difficult situations. I have walked with them through times of grief, anxiety, loss, separation, suicidal thoughts, etc. I have seen how choosing the right therapist can help a person get through, from the person's perspective, some of life’s hardest times.
VirtualAvailable

$150/session

Authentic
Empowering
Solution oriented

Specialties

Suicidal Ideation
Addiction
Trauma and PTSD
Hi, I’m Tim Webb, LPC, LCMHC. I’ve been a behavioral health clinician 34 years with an undergraduate degree from UNC-Chapel Hill and a Masters degree in Counseling from Wake Forest University. I provide individual and family counseling services with a holistic and eclectic approach. As a former firefighter and Emergency Room clinician, I understand many of the unique experiences of both first responders and Veterans. A lifelong martial artist including some boxing experience, I enjoy weightlifting and spending time with my family.
VirtualAvailable

$175/session

Authentic
Solution oriented
Warm

Specialties

Suicidal Ideation
Anxiety
Depression
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable

$160/session

Authentic
Warm
Empowering

Specialties

Suicidal Ideation
Anxiety
Depression
+10
• My name is Brooke, I am a Licensed Clinical Mental Health Counselor in the state of North Carolina (#11537). • I received my Master’s degree at Walden University. • I have been practicing therapeutic services for the last 13 years in an out-patient-therapy session in an office setting as well as telehealth as well as enhanced services in Medicaid on a state & county level. I have experience with all ages and client developmental and life stages. I primary assist with issues of depression, anxiety, trauma, life-transitions, family dynamic transitions, grief, complex illness, and end-of-life issues.
VirtualAvailable

$120/session

Authentic
Warm
Solution oriented

Specialties

Suicidal Ideation
First Responders/Healthcare Workers
High Clinical Acuity
+9
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.
VirtualAvailable

$150/session

Warm
Empowering
Authentic

Specialties

Suicidal Ideation
Anxiety
Depression
+13
Hello and Welcome! I am a Licensed Clinical Professional Counselor and here to help you with what is going on in your life. Together, let’s figure out what is getting in the way of you living your best life. Is it relationships, low mood, anxiety, depression, anger or life transitions? Even if you don’t know, we will figure it out! I use a variety of techniques to address issues such as anxiety, depression, divorce recovery, stress, relationship difficulties, mood disorders, life transitions and much more. It’s important to me that my clients feel they are in a non-judgmental safe space to process what they are going through. My clinical approach is evidence-based treatment. I utilize a variety of interventions including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, Acceptance and Commitment Therapy, Person-Centered, Solution Focused and Walk and Talk Therapy. I work with ages 18+ with a range of concerns. I work hard to provide an environment that is warm, welcoming, positive, safe, and collaborative. I started in this industry leading divorce recovery groups. I went on to lead a variety of other groups including divorce recovery, single moms, and anxiety. Life can sometimes be a struggle and asking for help isn’t always easy, but I hope you will reach out so together we can create a therapeutic relationship that will promote hope, growth, and healing. I offer sessions both virtually and in-person.
VirtualAvailable

$100/session

Solution oriented
Authentic
Open-minded

Specialties

Suicidal Ideation
Addiction
Anger Management
+10
Hello, I am a Licensed Clinical Mental Health Counselor (LCMHC) and Licensed Clinical Addiction Specialist (LCAS). I earned my Bachelor of Arts in Psychology and Master of Science in Mental Health Counseling with a concentration in Rehabilitation counseling from North Carolina Agricultural & State University. I have more than 7 years of experience serving various populations in Outpatient and Inpatient settings. I have experience providing individual & group therapy to children, adolescents and adults struggling with a variety of issues and concerns including substance abuse, serious and persistent mental illness, criminal justice involvement,and mood disorder.
VirtualAvailable

$100/session

Solution oriented
Intelligent
Authentic

Specialties

Suicidal Ideation
Anxiety
Coping Skills
+15
I believe in not just giving ok treatment, but the best available. That’s why I love matching your needs with the best type of therapy that’s also backed up with research to definitely be able to help you. With that, you’re still the expert on you and your life, so you bring your experiences and I’ll bring my knowledge, and together we can figure out how to help you figure out how to get exactly what you’re wanting in life. I specialize in working with anxieties, depression, trauma, as well as with teens and parents. I’ve worked with kids most of my life in one form or another doing therapy, mentoring, and teaching English abroad. Whatever is bothering you I’m here to help. LGBTQ friendly. Whatever it is, let me help you, and if there’s something I don’t have the proper expertise in then I also have no problem admitting that and directing you to someone who can help so that you don’t have to waste your time.
VirtualAvailable

Often rebooked

$200/session

Warm
Authentic
Empowering

Specialties

Suicidal Ideation
Anxiety
Depression
+7
I am a Licensed Clinical Mental Health Counselor (LCHMC) in North Carolina with 6 years of professional work experience. I have a Bachelor's degree in African American Studies from The University of Charlotte, and earned her Master's degree in Professional Counseling from Grand Canyon University. While working with client's I utilize the therapeutic techniques Cognitive Behavioral Therapy (CBT) and Mindfulness-Based Therapy. I focus on helping clients find peace, healing, and mental clarity in their lives.
VirtualAvailable

$175/session

Warm
Authentic
Empowering

Specialties

Suicidal Ideation
Anxiety
Depression
+10
Hey you, Hey! My name is Winter Albohaire and I am a licensed clinician servicing both North and South Carolina. I have always had a passion helping people with real life challenges. I have over 20 years of experience in Human Services. A few years prior, I decided to shift my career to therapy to participate in impactful and meaningful connections with others. I look forward to getting to know you and work as a team to implement a plan of action for positive change.
VirtualAvailable

$110/session

Direct
Empowering
Intelligent

Specialties

Suicidal Ideation
Depression
Grief
+13
Hi there, I am Jen. Do you want to improve the quality of your life? Do you want to make long-lasting changes that improve areas of your life such as work and relationships? I empower clients to overcome the daily challenges of dealing with such issues as depression (or other mood disorders), anxiety, PTSD/Trauma, and grief. I'm here to help clients (ages 10 & up) get back to a place in their life where they feel more balanced, secure and to a place where they feel happy with their overall quality of life. I do believe in a holistic approach that focuses on the mind-body-spirit connection. I utilize various techniques that include mindfulness, helping you identify and address irrational thoughts, motivational interviewing and more. I work with clients to identify treatment goals at their 1st appointment, if possible and I also like to assign therapeutic "homework" since this helps clients practice and eventually acquire the skills they need to feel better about themselves and their lives. No matter the issue, I'm here to help. Seeking therapy is a brave thing to do and I will provide a safe space to help you heal and grow. In our sessions, I will provide empathy, active listening and humor to help you overcome what is troubling you. I look forward to hearing from you soon!
VirtualAvailable

$80/session

Authentic
Solution oriented
Empowering

Specialties

Suicidal Ideation
Addiction
Mood Disorders
+7
I hold a Master’s of Science in Clinical Mental Health Counseling from Capella University as of early 2022. I have been serving children, adolescents, adults, and families for the past year and have some previous experience working in a substance abuse facility. I am a Licensed Clinical Mental Health Counselor in North Carolina as approved by the North Carolina Board of Licensed Clinical Mental Health Counselors (NCBLCMHC). Currently I also hold a Licensed Clinical Addictions Specialist Associate Level (LCAS-28793) and a Nationally Certified Counselor (Certificate # 1571143). Obtained status of Registered Mental Health Counselor Intern from the state of Florida (License # IMH25227). I am also EMDR Trained working toward certification. Counseling Background: As your counselor, I am here to support you in making meaning, creating comfort, and uncovering resources to help you be your best self. Taking an evidenced-based, client-centered, and existentially-informed approach, I aim to provide a safe and supportive space where we can collaborate and work at your own pace to help you reach your goals. I work with individuals from a variety of backgrounds on issues including depression, anxiety, stress, trauma, relationship challenges, grief and loss, career transitions, and other mental health and life concerns. Along with the many benefits of counseling come risks. Since counseling often involves discussing unpleasant or uncomfortable aspects of your life, you may experience feelings such as sadness, guilt, anger, frustration, loneliness, shame, and/or helplessness. Counseling allows you to process your feelings and often leads to better relationships, solutions to specific problems, and relief from feelings of distress. There are no guarantees of what you will experience. In order for you to achieve the most benefit from counseling, you will have to be engaged in your therapy sessions, committed, and do work outside of therapy to meet your personal goals.
VirtualAvailable

$150/session

Warm
Solution oriented
Empowering

Specialties

Suicidal Ideation
Anxiety
Sexual Abuse
+10
I’m a Licensed Clinical Social Worker who specializes in helping adults heal from trauma, chronic stress, and long-standing survival patterns. Many of the people I work with grew up navigating environments where safety, emotional support, or stability were inconsistent, and those experiences can continue to affect relationships, self-worth, and the nervous system well into adulthood. My approach is compassionate, grounded, and practical. I integrate trauma-informed methods such as EMDR, somatic awareness, and nervous system regulation to help clients move beyond survival mode and reconnect with a stronger sense of self. Therapy with me is a collaborative process. Together we work at a pace that feels safe while building the insight, resilience, and self-trust needed for lasting change. If you’re feeling stuck, overwhelmed, or ready to understand yourself more deeply, therapy can be a powerful place to begin.
VirtualAvailable

$190/session

Authentic
Warm
Direct

Specialties

Suicidal Ideation
Anxiety
Parenting
+10
I am a Licensed Clinical Social Worker in North Carolina and owner of The Kairos Experience, PLLC. I have been professionally practicing for three years. I am trained and skilled at assisting clients in navigating recovery from childhood trauma and narcissistic abuse, effective parenting using Attachment Theory, couples counseling, and treating individuals with depression, anger issues, and anxiety. I currently have openings for 5-7 couples (self-pay only) and 20 adolescents or adults.
VirtualAvailable

$95/session

Authentic
Warm

Specialties

Suicidal Ideation
Anxiety
Depression
+8
Hello, my name is Rhonda Baker. I am a Licensed Clinical Social Worker with over 8 years of counseling experience in both the mental health community and prison setting. As a therapist, I see myself as a compassionate and supportive guide. I value creating a safe, non-judgmental space for my clients to explore their thoughts and feelings. I'm passionate about helping people build resilience and find their strengths. I offer supportive listening, empathy, compassion, and solution focused assistance to help you work toward your own personal growth and goals.
Available

$200/session

Authentic
Intelligent
Empowering

Specialties

Suicidal Ideation
Eating Disorders
Mood Disorders
+10
You’ve done therapy before. You got insight. Maybe even some relief. And then you ended up right back in the same patterns. That’s the work I do. I work with adults dealing with eating disorders, trauma, burnout, and the kind of “functional” that looks fine from the outside but is not sustainable. Most of my clients are not new to therapy. They are frustrated that what helped didn’t hold. I have over 25 years of experience across inpatient, outpatient, and private practice, including higher levels of care in eating disorder treatment. I am licensed in Virginia, Maryland, and North Carolina, and I hold advanced certifications in eating disorders, trauma, and DBT. This is a telehealth practice designed to be structured, direct, and for people who are done circling the same insight without change.
VirtualAvailable

$125/session

Empowering
Authentic
Warm

Specialties

Suicidal Ideation
Anxiety
Depression
+10
Hello, I'm Shelia Campbell Bright I'm a Licensed Clinical Mental Health Therapist. I earned my Master of Science in Professional Counseling at Mid-America Christian University in Oklahoma City, Ok. I've been a practicing clinician for 6 years. ~( Licensed in: North Carolina, Florida, South Carolina) You and I will uncover the underlying causes of your worries, thoughts and fears to help you relax and see your situations in a new light. Not only will I help eliminate the ruminations and anxiety attacks so you can be productive at work and sleep at night, but I will also teach you problem solving and coping skills to build your resilience to cope when new problems arise in the future.
VirtualAvailable

$125/session

Authentic
Warm
Empowering

Specialties

Suicidal Ideation
Anxiety
Coping Skills
+3
I am a Licensed Clinical Social Worker and in case you’re unsure of what that is, it means I have earned a Bachelor Degree in Social Work a Master of Social Work and once I completed Graduate school I was then required to complete 3,000 hours of clinical work experience under supervision for another two years after those supervised clinical hours I had to successfully sit for ASWB Clinial Level exam. Being a Licensed Clinical Social Worker not only means that I am passionate about Mental Health, but I am also focused on your environment, meaning I look at external factors that impact your situation. When I started Graduate School, I went in with the notion of studying Psychology until I came across the Social Work Program, after doing some extensive research into the profession, I decided that is what I wanted to do. I learned I can help individuals with their Mental Health as well as take a holistic approach to address any barriers they may face while working towards their goals. I absolutely LOVE being a Licensed Clinical Social Worker and helping individuals reach goals they’ve set for themselves.
VirtualAvailable

$95/session

Authentic
Holistic
Open-minded

Specialties

Suicidal Ideation
Addiction
Anxiety
+10
Hello, I'm a MSW, LCSW, LCAS-A in the great state of North Carolina with 6 years of professional work experience working as a Psychotherapist on an assertive community treatment team. My clinical orientation is grounded in evidence‑based, person‑centered, and trauma‑informed care, with a strong emphasis on helping clients build sustainable skills that promote long‑term autonomy and improved functioning. I integrate several complementary modalities—Cognitive Behavioral Therapy (CBT), Prolonged Exposure (PE), Motivational Interviewing (MI), and Cognitive Behavioral Therapy for Insomnia (CBT‑I)—to tailor treatment to each client’s needs, readiness, and goals.
VirtualAvailable

$150/session

Authentic
Humorous
Open-minded

Specialties

Suicidal Ideation
ADHD
Anxiety
+10
Xavier Fullerton, affectionately known as “X,” is a proud graduate of Winston-Salem State University, where he earned a Bachelor of Science in Exercise Science and a Master of Science in Rehabilitative Counseling. He is a North Carolina Licensed Clinical Mental Health Counselor with over eight years of experience across a range of clinical settings. In September 2024, Xavier transitioned out of managed care to pursue a more intentional path in mental health. By December 2024, he launched his private practice, Just Therapy PLLC, with a mission rooted in addressing men’s issues—particularly the emotional intelligence and well-being of men of color. Xavier’s therapeutic philosophy prioritizes people over diagnoses. He focuses on creating affirming, culturally attuned spaces where shared experiences lead to healing, self-awareness, and feeling truly seen.
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Suicidal Ideation
Anxiety
Coping Skills
+12
Hello My name is Amy Barnwell, Everyone experiences transitions in life and at times need additional support in navigating the changes of life. Finally Me Counseling PLLC is a place where individuals are celebrated and encouraged to live happy and fulfilling lives- true to their authentic selves. Whether you are challenged with symptoms of anxiety, depression, or other concerns- there is hope and you can begin again. My approach is collaborative and I utilize experience and training from diverse environments to influence counseling modality and strategies emphasized in sessions to address the specific needs of my clients. Additional Training in Cognitive Behavioral Therapy, Trauma Focused-Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Spiritual Issues, Applied Suicide Intervention Skills Trained, Moral Injury, Compassion Fatigue, Solution Focused Brief Therapy, and Motivational Interviewing.
VirtualAvailable

$150/session

Empowering
Authentic
Solution oriented

Specialties

Suicidal Ideation
Anxiety
Child or Adolescent
+10
Hello. I'm a National Board Certified, Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I'm also a National Certified Anger Management Specialists (CAMS-II) and National Certified Parent Training Specialist II (CPTS-II). I'm a rostered Trauma Focused CBT clinician through the North Carolina Child Treatment Program. I'm currently in a cohort for Parent Child Interaction Therapy (PCIT) through the North Carolina Child Treatment Program. I'm also certified to complete CAPP (Clinical Assessment of Protective Parenting) assessments for county Department of Social Services agencies in North Carolina. I received my Masters in Mental Health Counseling from Capella University and have been practicing for 7 years. I help children and adults struggling with mental health symptoms to become the best versions of themselves.
VirtualAvailable

$90/session

Authentic
Empowering
Direct

Specialties

Suicidal Ideation
Addiction
Anxiety
+7
Tileda Brown, LCSW, CSAC Licensed Clinical Social Worker | Certified Substance Abuse Counsel | Individual Therapy Welcome! I'm a Licensed Clinical Social Worker with over 8 years of experience supporting individuals through life’s most challenging transitions. I specialize in cognitive behavioral therapy, anxiety, depression, relationship issues, substance abuse and self-esteem. My approach is warm, collaborative, and rooted in evidence-based practices, including Acceptance and Commitment Therapy , Cognitive Behavioral Therapy (CBT), and mindfulness-based interventions. I work with adults navigating issues such as: Struggling with Depression Anxiety and panic disorders Grief and loss Relationship and attachment issues Life transitions (divorce, career change, etc.) In our work together, I strive to create a safe and nonjudgmental space where you feel heard and empowered. Healing isn’t linear, and I believe therapy should move at your pace. Whether you're feeling stuck, overwhelmed, or simply seeking deeper self-understanding, I’m here to support you.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Suicidal Ideation, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.