Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 297 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Sandra Baker

(she/her)

Sandra Baker, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
15 years of experience
Virtual
I am a Licensed Professional Counselor (LPC), licensed to see clients in New Jersey and Wisconsin. I earned my Masters Degree in Psychology from Alverno College in Milwaukee, Wisconsin. I have extensive experience working with a diverse population of adults and adolescents. I believe my role my role as a therapist is to listen, understand and to help you feel emotionally safe and accepted. I believe that we all have strengths and my goal is to help you identify what they are so you can become the best version of yourself. I enjoyed working out, exercising, cooking spending time with my family and rescue Border Collie German Shepard mix.

Candace Moxey

(she/her)

Candace Moxey, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hello! I'm Candace. Thank you for allowing me to join your wellness journey. I received my Master's from Columbia University School of Social Work and have been practicing for 6 years. I specialize in helping young adults and adults navigate challenges like depression, anxiety, trauma, and grief. In addition to traditional therapeutic techniques, I integrate faith-based principles with those that find it helpful. My goal is to provide you with the support and tools you need to heal and thrive!

Anthony Gesumaria

Anthony Gesumaria, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
15 years of experience
Virtual
Hello and welcome! I'm Tony and thank you for trusting me with your mental health! Are you struggling with the balance of daily life stressors of family, work and/or school? Are you not engaging in activities that once brought you joy? If you answered “Yes” to any of these questions, I am here to help! I help clients struggling with anger, aggressive behaviors, drug addiction, anxiety, depression, low self-esteem, grief and loss, trauma, school stress and many other adjustment-related struggles. Over the past 10 years, I have worked with all ages in the community, outpatient, inpatient and residential treatment settings. Let's work together to develop emotional regulation techniques, healthy coping skills and positive thinking habits!

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Marrium Guirguis

(she/her)

Marrium Guirguis, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey, my name is Marrium Guirguis and I am here to help you wherever you are in life. I believe we all have a story to tell and regardless of how similar two experiences sound, they will still be very different from each other and deserve to be heard, validated and worked with uniquely. Throughout my career, I have specialized in working with adults and adolescents 14+ with PTSD, Anxiety, working with survivors of human trafficking and domestic violence, family dynamics, supportive therapy through challenges, people with disabilities, and young couples. One thing uniquely about myself is that I am a little person (dwarfism). I navigate the world at 3’6” tall and had to overcome a lot and have learned tremendously from my experiences. If you resonate with that and feel there could be a lot to unpack and work through, I can help you. I have had great success in incorporating one's culture, faith, values and morals due to it being integral in understanding who they are. My Christian faith has influenced my desire to help people, but I enjoy working with people of all backgrounds in a faith-based or secular style, based on your preference. Life is moving pretty fast with all of the rapid changes occurring daily. This may be what you are looking for to be able to gain that much more control over it. Please check out my website at www.faithfultomorrowcs.com for more about my practice.

Olivia Yearns

(she/her)

Olivia Yearns, LCSW - New Jersey Therapist at Grow Therapy
$165/session
LCSW
9 years of experience
Virtual
Are you a resilient Black woman navigating life's complexities yet feeling overwhelmed by stress, anxiety, or societal pressures? Do you seek to improve your mental health, build resilience, and embrace your full potential? If you desire culturally attuned support from someone who understands your unique experiences and can provide a safe, empowering space, I'm here! Let's work together not just to survive but to thrive. I'm dedicated to supporting you on your healing and personal growth journey. Together, we'll explore your experiences, find healing, and equip you with the tools to succeed. You deserve it! Together, we can work to help you feel confident and in control. You deserve to have the tools to manage challenges, set boundaries, and navigate relationships and life transitions with clarity. You will be empowered, make decisions aligned with your values, and with stronger self-esteem. I understand the unique challenges you face. I'm here to offer a safe, culturally attuned space where you can explore your experiences, heal, and grow. Together, we'll build resilience and embrace your full potential. You don't have to journey alone—reach out, and let's begin this path of well-being together.

Kayla Hanley

Kayla Hanley, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
11 years of experience
Virtual
My name is Kayla and I am a licensed Clinical Social Worker. I earned my Masters of Social Work from Fordham University and am currently working on my Doctorate of Social Work from Rutgers University with a focus on first responder trauma. I have worked in the field for over ten years and have experience working with individuals across the lifespan. My specialty is trauma-focused therapy, which helps to resolve prior and current experiences. I also enjoy working with adults feeling depressed and anxious.

Amie Markowitz

(she/her)

Amie Markowitz, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
18 years of experience
Virtual
Thank you for reaching out! I have been in the field for almost 20 years. My goal is to provide a safe space for my clients to explore whatever they need to work on to reach their goals and lead a more healthy productive life. I look forward to working with you to achieve those dreams in the most mindful way possible

Deanna McPherson

(she/her)

Deanna McPherson, LCSW - New Jersey Therapist at Grow Therapy
$115/session
LCSW
7 years of experience
Virtual
Hello there! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey although I am also an LCSW for the state of Missouri. I received my Masters in Social Work from Washington University in St Louis, MO and have been practicing for 7 years. I enjoy helping people in general and after years of working in public health began working in social work. I work with clients struggling with a variety of mental health challenges to become the best versions of themselves despite what has happened to them or what may be occurring to them presently.

Dawn Seeburger

Dawn Seeburger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
1 year of experience
Virtual
Dawn Seeburger completed her master’s degree in School Counseling with licensure at Kutztown University. She has been practicing for over 10 years and is knowledgeable and confident in her work. She utilizes an interactive play therapy-based approach which includes CBT and psychoeducation. Dawn works with all ages from as young as 3 years old. Typically, she incorporates family members, when possible to help families improve relationships and make positive changes. If your child is struggling in the school environment, Dawn can help work through this and also collaborate with the teacher to develop a positive plan for success in the classroom.

Kevin M. Ford

(he/him)

Kevin M. Ford, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
12 years of experience
Virtual
Life can be challenging and extremely overwhelming. Let me help you learn ways to process, navigate, & overcome difficult life emotions, and to begin to enjoy life again. I am a Licensed Professional Counselor (LPC) as well as a Licensed Clinical Drug and Alcohol Counselor (LCADC) in NJ with a deep passion for bettering the lives of others. I have been in the field of mental health & addictions treatment for 10+ years with experience in working with depression, anxiety, trauma/PTSD, stress, grief/loss, addiction, and mood disorders. I look forward to helping you grow through what you go through!

Ryan Rathman

(he/him)

Ryan Rathman, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
11 years of experience
Virtual
Welcome! My name is Ryan Rathman and I am a Licensed Professional Counselor in the State of New Jersey. For the last 11 years I have been working with individuals who have experienced trauma in the early years of their lives. In this work I have helped individuals weaken the chains of trauma in order to help them begin to guide their lives back towards safety, joy, and fulfilment. As a trauma-informed therapist my primary goal is to help you feel safe again, and create a more efficient capacity to feel safe on a regular basis. While my work has primarily been with trauma survivors, often times this has also involved assisting with symptoms of depression, anxiety, anger, mood swings, irritability, substance use, and many more. Regardless of the difficulties you are experiencing, our goal in working together is to empower you to have greater control over your life, guiding it towards the ideal future that you see for yourself. To speak more about myself personally, I received my Master's Degree in the great city of Pittsburgh! While there, I also became a husband and a cat-dad to my two rescue babies, Juni and Pep, who may or may not grace us with their presence during session. When I am not aiming to create more peace and joy on this earth through my clinical work, I often spend time doing various nerdy things like playing video games or tabletop games, binging sci-fi shows, or coming up with weird new dinner recipes. If you think that I might be a good fit as your therapist, schedule a session and let's dive in!

Elise Haddassah Nerenberg

Elise Haddassah Nerenberg, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
36 years of experience
Virtual
Hello! My name is Elise Nerenberg. I am a Licensed Clinical Social Worker in New Jersey and Florida. I earned a Bachelor's degree of Social Work from Penn State and a Master's degree from Fordham Graduate School of Social Service. For over 19 years, I have been working in private practice with individuals, couples and families that deal with anxiety, depression and relationship issues.

Jane Cruz

(she/her)

Jane Cruz, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
Hello! I am a bilingual (Spanish) speaking therapist with over 20 years experience. I am licensed in the state of New Jersey and Florida. I love working with adolescents and young adults. I also have extensive experience working with the elderly. I always like to meet my clients where they are and trying to provided a safe environment for them to meet their goals.

Constance D Sey

(she/her)

Constance D Sey, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
My goal is to provide a safe space for healing. I prioritize my client’s confidentiality and comfort when providing care to meet their needs. In addition, I treat each client as a unique individual with specific issues and needs. After earning my master’s degree from the University of Southern California, I began my counseling career with the Shenandoah Public School. I also worked as a Crisis Intervention Therapist for two years and as a substance abuse therapist for another two years. After obtaining my couples therapy and sex therapy licenses, I began working with couples.

Jerry Fuller

(he/him)

Jerry Fuller, LCSW - New Jersey Therapist at Grow Therapy
$165/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and Licensed Clinical Alcohol and Drug counselor. I am located in New Jersey. I have been in practice for 12+ years as a therapist and have another 10+ years as a case worker and administrator. Outside of my practice, I am married and have two children. I enjoy travel and running and often try to weave an overall concept of fitness=wellness into my work.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Kim Dallas

(she/her)

Kim Dallas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.

Alexandra Degirolamo

Alexandra Degirolamo, LPC - New Jersey Therapist at Grow Therapy
$165/session
LPC
10 years of experience
Virtual
Hi! My name is Alex. I am a dual licensed LPC, or Licensed Professional Counselor and LCADC, Licensed Clinical Alcohol and Drug Counselor. I am licensed and practice in NJ. I have been in the field in some capacity for over a decade. I have worked in many modalities of treatment, with diverse populations ranging in age, presenting topic, race, socio-economic status, etc. I work with clients ranging in age from 6-65. My goal is to assist you in tackling the presenting issue whether it be parenting skills, family dynamics, addiction, mood, coping skills, or other by utilizing a variety of techniques. I believe in teaching the theories and skills so that you may utilize them down the road if and when needed. I pride myself on honesty and straightforwardness, delivered with compassion and care.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Tracy Carter

(she/her)

Tracy Carter, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Hello, I'm Tracy Carter, a Licensed Clinical Social Worker (LCSW) in New York. I earned my Master of Social Work degree from Stony Brook University and have over 15 years of experience in the social work field. Throughout my career, I've worked with diverse populations, assisting individuals grappling with complex mental health and societal issues in leading more fulfilling lives.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Cosku Taalu

Cosku Taalu, LCSW - New Jersey Therapist at Grow Therapy
$80/session
LCSW
13 years of experience
Virtual
Honesty is the most important part of a successful therapeutic relationship. Together, we will create a safe space where you can openly share your thoughts and feelings without judgment. By understanding your unique challenges, we can develop personalized strategies to overcome them. I believe in a collaborative approach that utilizes humor, empowerment, and a solution-focused mindset to support your growth and well-being.

Tadayah Pulliam

(she/her)

Tadayah Pulliam, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
13 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Master of Social Work from Kean University and have been practicing for 12 plus years. I am the founder and owner of Therapeutically Fit Counseling, LLC. I help children, adolescents, and adults to become the best version of themselves by providing quality and reliable mental, emotional, and behavioral health services to help you navigate through difficult times and improve your quality of life. My mission is to help heal, empower, and evolve individuals and families by providing quality and culturally competent psychotherapy that transforms and renews your mind and body that leaves you therapeutically fit.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.