Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 190 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/18/2025

Ryan McGuckin

Ryan McGuckin, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
15 years of experience
Virtual
I am a trusted licensed professional, with over a decade of experience. I have a Masters Degree in Clinical Mental Health Counseling from Messiah University. Currently I am a Licensed Professional Counselor (LPC) and Licensed Alcohol and Drug Counselor (LCADC). I also hold a supervising credential as a Certified Clinical Supervisor (CCS). I am dedicated to providing a compassionate and innovative approach to positive change.

Susan Bergen

(she/her)

Susan Bergen, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
28 years of experience
Virtual
I am a Licensed Clinical Social Worker who has dedicated my professional life to the advancement of the human species. What do I mean by the advancement of the human species? Well, no one ever taught us how to be mindful of thought patterns; to be aware of our own scars and biases, no one gave us an instruction book when it comes to dealing with our emotional life and the emotional lives of others. Scary, those big feelings can be. Unless, you have a plan. That is where therapy comes in. We work together to develop plans to assure you accomplish the goals you set for yourself.

Joshua Hayes

Joshua Hayes, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
7 years of experience
Virtual
I grew up and currently live on a farm in Western Pennsylvania. I pride myself in being transparent and a regular person just like each one of my clients. I'm laid back and not perfect by any means. However, I am real and transparent. I love hunting, fishing, sports, and anything outdoors. I am able to get along and work with anyone, even if we disagree or don't share the same values and/or views.

Mary Ann Furphy

(she/her)

Mary Ann Furphy, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
22 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) and Licensed Clinical Alcohol and Drug Counselor (LCADC) in New Jersey. I have over 20 years of experience in treating clients with depression, anxiety, addiction, and life stressors. My vast experience in the field has awarded me the ability to work with clients with complex competing issues. I always meet clients where they are at, and challenge and support them in their journey toward recovery. I am compassionate, empathetic, and driven to provide the client with the best tools and support to reach their best potential.

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

Joe Sampson

(he/him)

Joe Sampson, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
20 years of experience
Virtual
Hello there, my name is Joe Sampson, and I would like to take this moment to acknowledge you for your courage in seeking therapy. Your decision to seek therapy, illustrates that you are ready to take an important step towards creating a future where your current struggles are no longer the driving force in your life. My role in this this process is to provide and create a therapeutic relationship by offering a listening ear for you to tell your story and collaboratively work towards your desired goal. As a licensed Professional Counselor (LPC), I am here to support you with evidence-based techniques and strategies to address issues of life stressors, anxiety, depression, familial struggles and significant trauma. Therapy does not have to be a scary process, when you work with the right therapist, it can be a wonderful journey of discovery and healing.

Edna Sanders

(she/her)

Edna Sanders, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
13 years of experience
Virtual
Hello prospective client. My name is Edna and I have been providing therapy for over ten years. I approach my work in a caring and respectful manner. I am compassionate and empathetic. I will put your mind at ease by engaging with you to develop a therapeutic rapport, listening to you attentively, ensuring you feel supported, and validating your thoughts and feelings. I will also provide the necessary psycho-education to help you gain insight, learn healthy ways to cope and/or handle difficult situations so that you will feel more empowered to improve your quality of life.

Farhana Murshed

(she/her)

Farhana Murshed, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
9 years of experience
Virtual
Seeking therapy can be daunting and the process to find the right therapist can take time. I strive to provide an empathic and warm environment for my clients and work with culturally sensitive approach in mind. Building the therapeutic relationship is important so I welcome you to book an assessment with me to see if you feel I am the right fit for you. I work from a person centered approach and prefer to spend the first two sessions getting an idea of my client's background, pertinent life experiences and what brought them to therapy. From there I use Cognitive Behavior Therapy and use Solution Focused techniques to help my client work towards their long and short term goals.

Olga Da Silva

Olga Da Silva, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
1 year of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW), licensed in New York, New Jersey, and Florida, with over 15 years of experience. I specialize in helping adults who feel lost, stuck, or uncertain find clarity and reconnect with themselves. I use evidence-based approaches such as EMDR, Internal Family Systems (IFS), and attachment-based therapy to support healing, self-discovery, and meaningful growth.

Terri Hoag

(she/her)

Terri Hoag, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Dawn Macri

Dawn Macri, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
29 years of experience
Virtual
I am so glad you reached out for help! I am passionate about helping people navigate life's difficulties with compassion and empathy. Oftentimes, it is our difficulties that are the catalyst for big change. I bring over 29 years of counseling experience in a variety of settings (Residential treatment, Intensive outpatient, EAP and private practice) but most enjoy connecting in individual sessions. I look forward to working with you and assisting you with living your best life.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Stephanie/Stevie Willoughby

(she/her)

Stephanie/Stevie Willoughby, LCSW - New Jersey Therapist at Grow Therapy
$125/session
Has intro video
LCSW
5 years of experience
Virtual
I value authenticity, empathy, and self-awareness, both for myself and my clients, and as a critical part of the therapeutic process (I also take advantage of the healing power of laughter whenever possible!). I aim to normalize and validate my clients’ experiences without judgment, and above all, provide the most basic of human needs: to feel seen and heard. My name is Stephanie (or Stevie, either is fine) and I have been providing therapy in NJ exclusively via telehealth for about the last 5 years (prior to that, in person). I have a deep passion and respect for the power of therapy to change lives, which I have been privileged to witness in my work with clients, as well as in my personal life, both through the consistent use of therapy as part of my own self-care, as well as having spent the last 20 years raising two children with special needs. If you have been struggling with symptoms of depression or anxiety, particularly if they are related to a traumatic experience, I would love the opportunity to work with you to reduce your symptoms and help you experience a present that is not overshadowed by your past. I love working with women ages 20 to 30-something who are still in academia or just starting out in their careers, but also love working with women of any age. I frequently work with survivors of child sexual abuse, as well as those struggling with issues related to self-worth, but work with other conditions as well.

Rachel Phelps

(she/her)

Rachel Phelps, LPC - New Jersey Therapist at Grow Therapy
$80/session
LPC
8 years of experience
Virtual
I am licensed in Pennsylvania, New Jersey, and Ohio with 7 years of professional work experience. I have experience in helping clients with stress and anxiety, relationship issues, family conflicts, & trauma and abuse. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.

Anah Ukpere

(she/her)

Anah Ukpere, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello! Congratulations on choosing to seek out therapy. Your choice to make this decision informs me that you are on the right path! I am a Licensed Clinical Social Worker (LCSW) and have been working as a mental health therapist for several years. The diversity of my experience as a therapist has allowed me to interact with people from a variety of different races, cultures, socioeconomic statuses, and more.

Jessica Fleming

(she/her)

Jessica Fleming, LPC - New Jersey Therapist at Grow Therapy
$110/session
LPC
1 year of experience
Virtual
Hi! I am a licensed Professional Counselor practicing in NJ. I received two Masters from Rowan University, one in Mental Health Counseling and the other in Counseling in an Educational Setting. I have been doing telehealth since January of 2023. I have extensive experience in helping clients with identifying their needs, setting attainable goals and working towards these goals at the client's own pace.

Katerina Kouliaki

Katerina Kouliaki, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
7 years of experience
Virtual
Hello, I am a Licensed Mental Health Counselor based in New York and licensed in the states of New York, New Jersey, Massachusetts and Connecticut. I have been practicing for 7 years and I am proud to say that I have supported adults and adolescents throughout challenging mental health issues, such as depression and anxiety, grief and postpartum mood struggles, as well as adjustment to life transitions. I am Bilingual able to perform treatment sessions both in English and Greek.

Kelly Szewczyk

(she/her)

Kelly Szewczyk, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) based in New Jersey. I received my Master's degree from Caldwell University and have been practicing for 7 years. I have experience working with children, adolescents, adults, and families in various settings. I currently work with adults struggling with anxiety, depression, stress-management, and self-discovery. My goal is to provide a supportive and safe environment for clients to create positive change, gain self-awareness, and lead a more balanced, fulfilling life.

Allie Acquaviva

(she/her)

Allie Acquaviva, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am dedicated to helping clients achieve positive change and emotional well-being. With expertise in evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Eye Movement Desensitization and Reprocessing (EMDR). My goal is to create a supportive and empowering therapeutic environment where clients can explore their challenges, tap into their strengths, and work towards achieving their goals for personal growth and healing.

Verena Schnurr Alex

Verena Schnurr Alex, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
For the last 11 years I have been working in private practice, helping people through life's toughest issues. I have specialized more in working with adults who have issues with depression, anxiety and relationships. Through my different roles as a clinical supervisor, I have learned best practices for various mental health issues. I've also had the privilege to give talks on various mental health issues.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Shameka Walker

(she/her)

Shameka Walker, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) with a passion for empowering individuals to overcome personal and professional barriers, and lead fulfilling lives. Being an introvert, I can truly understand others who have these traits and can help them identify any limiting beliefs, gain self-awareness, and utilize the benefits of those characteristics. As a therapist who deeply understands the lived experiences of BIPOC women, I help my clients process the impact of generational patterns, societal pressures, and internalized narratives that may be holding them back. I guide women in shifting their mindset, stepping into their confidence, and aligning their lives with their true desires. Late Cancellations When a cancellation is needed for therapy, I request a client does provide notice within 24 hours of the scheduled appointment, the $75 fee will be charged to the client’s account or card on file will be charged and will be asked to pay this balance prior to scheduling the next appointment. No Show Regarding No-Shows, this is where you do not attend a scheduled appointment. You will be charged the full fee of the session which is $150 (regardless of use of insurance). The fee will have to be paid before another session is scheduled. Multiple no shows or lack of communication will result in termination of services. If you need to cancel or reschedule an appointment, I encourage you to utilize the client portal to cancel or reschedule.

Alyssa Haley

(she/her)

Alyssa Haley, LCSW - New Jersey Therapist at Grow Therapy
$155/session
LCSW
25 years of experience
Virtual
My name is Alyssa Haley and I am a licensed clinical social worker with over 25 years of experience working with children, adolescents, adults, & families. I specialize in working with adolescents and adults who struggle with depression, anxiety, attention, neurodivergence, trauma, mood dysregulation, communication, social skills and life transition issues. I have an eclectic approach that combines cognitive behavioral therapy, dialectical behavioral therapy, family systems, attachment, object relational, acceptance and commitment therapy, and trauma informed approaches. I will shape our treatment goals to meet your unique specific needs. I look forward to learning more about your treatment goals. Therapy is a partnership and is hard work, but with consistency and perseverance real change can be made.

Antanette Ringold

(she/her)

Antanette Ringold, LPC - New Jersey Therapist at Grow Therapy
$255/session
LPC
11 years of experience
Virtual
Hello, my name is Antanette. I am an experienced therapist and life coach with 10+ years of working in the mental health field. We can work together to address existential dread, development of systems and routines to address executive dysfunction, the journey of spirituality, unexpected life changes, anxious attachment style, Anxiety, and Depression. I understand starting therapy (or starting again) can be quite the task, especially if you’re not sure where to begin. My approach to therapy will be tailored to best fit your needs and we will work at the pace of your choosing. If you're looking to make a change, let’s work together!

Jerry Fuller

(he/him)

Jerry Fuller, LCSW - New Jersey Therapist at Grow Therapy
$165/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and Licensed Clinical Alcohol and Drug counselor. I am located in New Jersey. I have been in practice for 12+ years as a therapist and have another 10+ years as a case worker and administrator. Outside of my practice, I am married and have two children. I enjoy travel and running and often try to weave an overall concept of fitness=wellness into my work.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Self Esteem?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Self Esteem, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.