Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 56 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/16/2025

Olga Da Silva

Olga Da Silva, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
1 year of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW), licensed in New York, New Jersey, and Florida, with over 15 years of experience. I specialize in helping adults who feel lost, stuck, or uncertain find clarity and reconnect with themselves. I use evidence-based approaches such as EMDR, Internal Family Systems (IFS), and attachment-based therapy to support healing, self-discovery, and meaningful growth.

Greg Bing

(he/him)

Greg Bing, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am an experience therapist who can support you in making positive changes in your life. My areas of specialty include personality and mood disorders, addiction, and grief, but I have work with clients on a wide range of issues over the years. I help my clients through a combination of education on how the human mind works, and increasing awareness of how those principals are playing out in your daily life.

Jessica Fleming

(she/her)

Jessica Fleming, LPC - New Jersey Therapist at Grow Therapy
$110/session
LPC
1 year of experience
Virtual
Hi! I am a licensed Professional Counselor practicing in NJ. I received two Masters from Rowan University, one in Mental Health Counseling and the other in Counseling in an Educational Setting. I have been doing telehealth since January of 2023. I have extensive experience in helping clients with identifying their needs, setting attainable goals and working towards these goals at the client's own pace.

Kim Dallas

(she/her)

Kim Dallas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.

Sandra Lindemuth

Sandra Lindemuth, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
17 years of experience
Virtual
As a Licensed Professional Counselor, I support a diverse range of clients offering an integrative and client-centered approach rooted in Cognitive Behavioral, Solution-Focused, and Schema Therapy. I work collaboratively to help individuals understand and challenge unhelpful patterns, build on personal strengths to promote resiliency. If you're ready to take the next step in your journey toward healing and personal growth, I invite you to schedule a session with me. Whether you're navigating a specific challenge or simply seeking support and clarity, I'm here to help in a safe, compassionate space. Telehealth appointments are available for your convenience.

Chinna Krystal Iheakaram

Chinna Krystal Iheakaram, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
20 years of experience
Virtual
Are you ready to move beyond feeling overwhelmed and stuck? As a warm, strengths-based therapist, I help adults like you transform self-doubt into confidence and uncertainty into action. In our work together, we'll create a judgment-free space where you can explore what's holding you back, whether that's anxiety, depression, career challenges, or life transitions. I take a direct yet compassionate approach, focusing on practical strategies while helping you build resilience and improve how you talk to yourself. Through our collaborative work, you'll discover tools to create lasting positive changes and move toward a more fulfilling life.

Tarrance Barbee

Tarrance Barbee, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
11 years of experience
Virtual
I am an Licensed Clinical Social Worker in NY, CT, and NJ. I have worked with clients to help them overcome stress, anxiety, depression, LGBTQ+ identity, and depression. I enjoy working with individuals who want to work on healing to become a better self and accomplish their goals. I specifically love working with men who identify as gay and/or bisexual having increased stress and need talk therapy.

Stacey Luczejko, Ed.S, MA

(she/her)

Stacey Luczejko, Ed.S, MA, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
19 years of experience
Virtual
Do you feel overwhelmed by life lately? Wouldn't it be great if life was a never-ending vacation! Problems and bad days wouldn't exist and we would live over and over the best days of our life. Well, life is forever changing. Change happens all around us... with family, friends, work, relationships, or with our health. How is change impacting your life? Do you feel stressed, anxious, or depressed? Do you feel like no one understands? Do you feel like you don't know what to do about the problem you are facing? Do you feel like life is passing you by and you just can't get ahead? If you can relate to any of the questions above then you have come to the right place. You are not alone. My name is Stacey Luczejko and I am here to help. I am a Licensed Professional Counselor (LPC) in the states of Pennsylvania and New Jersey. I am also a Licensed Mental Health Counselor (LMHC) in Florida. I am National Certified Counselor (NCC). The last 19 years I have been servicing individuals, couples, and families in various counseling capacities within schools and the community. I hold a Bachelor's (BS) in Psychological and Social Sciences from Pennsylvania State University. I also hold two Master's Degrees from Rider University: a Master's (MA) in Counseling Services and an Educational Specialist (Ed.S.) Master's Degree. My passion is helping individuals overcome life's struggles and come out on the other side refreshed and thriving. I have had numerous clients tell me that I was the therapist they needed to make the changes they were after. How much better would your life be if the changes you are after fell into place? What would do with your time if you felt better? Let's connect, schedule an appointment today!

Michael Golinkoff

Michael Golinkoff, LP - New Jersey Therapist at Grow Therapy
$250/session
LP
30 years of experience
Virtual
I am a doctoral level clinical psychologist licensed in PA and NJ. I received my degree in Clinical and Developmental Psychology from the University of Illinois - Chicago. I completed a pre-doctoral and postdoctoral fellowship at the Cornell Medical Center. I have over 30 years of experience treating adolescents, adults and older adults in individual and couples therapy. We all have patterns in our behaviors and relationships that lead to predictable outcomes. My approach focuses on identifying those patterns, learning why they exist and understanding their impact on our lives - both good and bad. I help people use that insight to gain more control of their lives and make healthy changes. I try to create a warm, supportive and safe environment that promotes curiosity and courage in my clients. It is important for me to understand what my client feels would be a better life for them and what is most important for them to achieve and improve in their life.

Paul Renn

Paul Renn, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
When we experience loss, unwanted change, or trauma it can shake our foundations and lead to pain, confusion, and heartache. While we can't prevent life from happening or undo what we've been through, my practice is based on a deeply held belief in the ability for all of us to heal and resume living with meaning and purpose. Recognizing where you're feeling blocked, stuck, or hurt will inform where we focus our efforts. Granting ourselves full permission to feel and express the depth of our feelings is instrumental to healing and growth. My role is to bear witness to your experience while offering support and encouragement as you recognize and process your feelings. Through curiosity, presence, and attunement I seek to facilitate individual's getting back to living through effectively addressing, expelling, and moving past what has caused pain. Owning how we feel without asking for permission, learning how to internally validate ourselves, and developing self regulation strategies will help when we experience intense challenges. We can learn to change our narratives and work towards unconditional self love and acceptance. Please trust yourself and your wisdom when doing healing work.

Latisha Gee Torres

(she/her)

Latisha Gee Torres, LCSW - New Jersey Therapist at Grow Therapy
$200/session
LCSW
21 years of experience
Virtual
I’m Latisha Gee Torres, a Licensed Clinical Social Worker, mindfulness teacher, and wellness coach with over 20 years of experience. I help Black women and adult children of emotionally unavailable or addicted caregivers heal from relational trauma, break free from people-pleasing and perfectionism, and reconnect with their authentic selves. My approach blends therapy, coaching, and mindfulness in a compassionate, culturally attuned space where your full story is honored and your healing is prioritized.

James Monaghan

James Monaghan, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
I am a board-certified mental health professional, leader, and prior military officer with over 25 years of experience providing what you need for a better way forward! In my practice, services include counseling, consulting, coaching, critical incident response, and specialty evaluations for professionals seeking expert care. This encompasses measured diagnostic evaluations, fitness for duty assessments, meeting prescriptive treatment requirements, and more.

LaToya McLaughlin

LaToya McLaughlin, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
10 years of experience
Virtual
Hi, my name is LaToya. I am a Licensed Clinical Social Worker serving clients in California and New Jersey! I have 10 years of extensive experience in the mental health field; I am dedicated to empowering individuals and families to navigate their unique challenges. With a master's degree in social work and multiple certifications, I have developed a diverse skill set that allows me to provide tailored therapeutic support to adults and older adults.

Linda Schmidt

(she/her)

Linda Schmidt, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Thank you for reaching out to begin your journey of healing through individual psychotherapy at Grow. I'm so happy that you reached out for help. I am Linda Schmidt, LCSW, LCADC, a licensed therapist in New Jersey. I am a graduate of Fordham University, NYC with a masters degree in clinical social work. I am a licensed clinical social worker with over 20 years' experience and a licensed certified drug and alcohol counseling with 7 years' experience in New Jersey. My clinical background has been developed in various programs and facilities such as hospitals, behavioral health centers, detox and inpatient substance abuse rehab facilities. Therapy is about telling the truth. Listening for it, discovering it, and acknowledging it with the help of someone who makes that possible through trust. It's also about growth beyond difficult times, with guidance and encouragement.

Dr. Louise Beaubrun-Macaluso

Dr. Louise Beaubrun-Macaluso, LPC - New Jersey Therapist at Grow Therapy
$230/session
LPC
11 years of experience
Virtual
For over a decade, I've immersed myself in the realm of mental health care, where I meet my clients in the place they are in their emotional/psychological struggles. I am passionate about making a lasting positive impact in each and every client's life. To that end, I obtained a bachelor's, a master’s and a doctorate degrees in psychology. My therapeutic approach is as diverse as the stories I encounter, tailored to resonate with each person’s unique journey.

Greg Caiafa

Greg Caiafa, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I know anxiety and depression. I know how it feels to fall down over and over and believe like you're destined to fall again. I also know firsthand how changing our thinking can help us to overcome even the most daunting challenges. I've helped countless people make significant progress in every aspect of their lives. I utilize established modalities like CBT, ACT and Motivational Interviewing, but I also know the value of listening.

Stefanie Vitale

(she/her)

Stefanie Vitale, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
19 years of experience
Virtual
I work remotely with clients in New York, New Jersey & North Carolina. Oftentimes, even the strongest and most resilient need a helping hand. If you're feeling unhappy, unfulfilled, angry, sad or simply feeling unlike yourself, maybe it's time you take the hand of someone else to help get you back to feeling like yourself again. Therapy can be intimidating, time consuming and even scary however I promise it is the best investment you can ever make in yourself.

Jacqueline Szoychen

(She/Her)

Jacqueline Szoychen, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
I am a psychotherapist with 20 years experience. I have worked with a variety of treatment modalities and age groups in Spanish and English. I help people in their most critical parts of their life and I usually aid in the achievement of release in a quick manner, My goal is to train you as your own therapist so you don't have to see me for the rest of your life.

Alberta Madsen

(she/her)

Alberta Madsen, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
40 years of experience
Virtual
Hi, I am a LCSW with over 40 years of experience. I have worked with all age groups through the years and various human conditions. I love to hear peoples stories and help with anxiety and depression. I primarily focus on how automatic thoughts effect behavior and create our perspective on life. I also employ mindfulness techniques and motivational counseling .

Becky Cicalese

(she/her)

Becky Cicalese, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
Hello there! My name is Becky, and I am a Licensed Marriage and Family Therapist. Along with this license, I am also a Certified Grief Professional (CGP), a Certified Clinical Trauma Professional (CCTP), a Certified Addictions-Informed Mental Health Professional (CAIMHP), a Certified Clinical Anxiety Treatment Professional (CCATP), a Certified Mood Disorder Professional (CMDP), and a Certified Specialist in Anger Management (CSAM). As a therapist, it is my privilege to connect with you and assist you in developing your own journey throughout the therapeutic process. My stance on therapy is person centered, with a focus on compassion and understanding, while also trying to find that balance of "telling it like it is" in certain situations. While I do believe humor is a good source of medicine, I also believe in using various forms of systems theory, where there is an understanding that your issues and presenting problems do not happen in a vacuum. We will discuss how life's challenges, whether they occurred in childhood or during your morning walk to get coffee, have impacted your view of self and others and what that means for you moving forward. Together, we will dive into your thoughts and emotions and develop healthy ways to express yourself and manage what you have been experiencing.

DeAshia Pigatt

(she/her)

DeAshia Pigatt, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Licensed Clinical Social Worker, I hold a Master's degree in Social Work from Rutgers University. I am Certified in Advanced Trauma. I've worked in social service in NYC and NJ. I have over 14 years of experience. My experience ranges from working in Substance Abuse, Residential treatment for adults/children, Veterans, Child Welfare, Crisis Management, Medical Social Work, Mental Health counseling, and Psychotherapy.

Matthew M. Sniscak

Matthew M. Sniscak, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
12 years of experience
Virtual
Sometimes it is not easy to ask for help, whether dealing with small issues that life presents or with more complicated situations that can arise. Through identifying your natural strengths and emphasizing a solution-based approach, my primary goal as your therapist is to guide you towards finding your own truth and meaning, as well as meeting you where you are at through the process of self-discovery. I am a Licensed Professional Counselor in the Commonwealth of Pennsylvania, and a National Certified Counselor. My background consists of over a decade of experience working with children, adolescents, parents and guardians, families, and adults in the mental health system from varying backgrounds. My experience includes, but is not limited to, treating the following: • Obsessive-Compulsive Disorder • Panic Disorder, Panic Attacks, and Hoarding • Anxiety and Anxiety-Related Disorders, such as Social Anxiety and Phobia • Trauma • ADHD, Anger, Stress Management, and Skill Building • Family and Relationship issues • Child and School related issues • Occupational and Life transitioning • Spirituality and Life Purpose

Dr. Ely Weinschneider

Dr. Ely Weinschneider, LP - New Jersey Therapist at Grow Therapy
$250/session
LP
25 years of experience
Virtual
I’m Dr. Ely Weinschneider, and for over 20 years I’ve been working as a licensed clinical psychologist, helping people like you find healing, overcome challenges, and strengthen their relationships. I work with teens, adults, and older adults, as well as with couples and parents. I know that each client that comes to me has a unique story and their own individual struggles. I am always honored to join with that person in the important work of helping them see their own strength and re-discover their joy in living. I have worked with many clients over the years, and have extensive experience with the following struggles: Addictions, Trauma and abuse, Grief, Intimacy-related issues, Sleeping disorders, Parenting issues, Anger management, Career difficulties, Bipolar disorder, Coping with life changes, Coaching, Compassion fatigue, ADHD, Aging and Geriatric Issues, Communication Problems, Coping with Natural or Human-Caused Disaster, Life Purpose, Men's Issues, Mood Disorders, and Social Anxiety and Phobia.

Karen Coupe

(she/her)

Karen Coupe, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
30 years of experience
Virtual
Welcome! I’m Karen, a compassionate Licensed Professional Counselor dedicated to helping adults navigate many of life's challenges. Mental health is not just my profession, but my passion, and I will hold space for you to express the full range of emotions that arise in our work. Nothing is too shameful or scary for us to face together. My areas of clinical focus are anxiety, eating disorders, grief, trauma, and PTSD. I often work well with clients who exhibit behaviors such as feelings of isolation, social overwhelm, restlessness or poor sleep, sudden or unexplained fear, or feelings of tension, being on guard, or on edge.

Rachel Wilson

(she/her)

Rachel Wilson, LCSW - New Jersey Therapist at Grow Therapy
$90/session
LCSW
9 years of experience
Virtual
Hi there, I am Rachel a licensed clinical social worker and therapist. Are you struggling to figure out the solution to your internal conflicts, but don’t know where to begin? You don’t like the way things are going, but have fallen into the cultural norm of just pushing through? Do you feel like you’re “just present” or on autopilot? Do you struggle to be intentional? Maybe it’s sleep deprivation from being awake all night with your newborn, the stress of your career is keeping you awake or even the struggle of balancing life, as they say “life keeps life-ing.” Let’s talk about it… My area of expertise includes pregnancy and postpartum support, conception, birth trauma, and loss. In addition, I work with clients experiencing fluctuating self-esteem, imposter syndrome, depression, anxiety and emotions surrounding intergenerational mobility (change in socioeconomic status/income) and generational trauma. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Career Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Career Counseling, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.