Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 184 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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St. LouisSpringfieldKansas CityClayton

Availability updated: 9/24/2026

New to Grow

$150/session

Specialties
Anxiety
Family Conflict
Trauma and PTSD
+10
I’m a small-town woman who has navigated life’s joys, transitions, and challenges, including divorce, raising and caring for a child with special needs, loss, love, and the unexpected turns that are part of being human. These experiences have shaped not only who I am, but also the compassion, perspective, and understanding I bring to my work as a therapist and life and wellness coach. I have a passion for connecting with real people facing real challenges. I work with individuals who are looking for more than simply a place to talk; they want to better understand themselves, their relationships, and the patterns that may be keeping them from living the life they want. I believe meaningful change begins when we feel safe enough to be honest about where we are and hopeful enough to believe that something different is possible. My approach is warm, thoughtful, collaborative, and straightforward. I believe in meeting people where they are, without judgment, while also helping them look honestly at what may be preventing them from moving forward. Together, we can explore patterns, beliefs, relationships, and life experiences, while developing practical tools that support healthier choices, stronger boundaries, greater confidence, and lasting personal growth. I understand that reaching out for support can feel vulnerable, and I consider it a privilege when someone chooses to share their story with me. My goal is to create a welcoming space where you feel heard, respected, understood, and supported as we work toward greater clarity and a more intentional and fulfilling life. I would welcome the opportunity to connect with you, learn about your story, and explore how I can support you in moving forward. When I’m not working with clients, you’ll often find me traveling with my children, playing pickleball or mah-jongg, or listening to a good podcast.
Available

$115/session

Intelligent
Authentic
Warm
Specialties
Anxiety
Depression
Suicidal Ideation
+10
When anxiety, depression, intrusive thoughts, self-harm urges, family conflict, or addiction take over, it can feel like your inner voice gets drowned out. You might feel stuck, disconnected, or ready for something different but unsure where to start. No matter where you are in life, you deserve to be heard & taken seriously. Therapy isn’t just about talking. It’s about learning how to shift patterns, challenge unhelpful thoughts, & build communication skills that actually work in real life. This is a space to get clear, grow stronger, & create change that feels authentic to you. Let’s help you reconnect with yourself & move forward I help clients move from surviving to thriving by building practical skills for real change. Specializing in trauma, anxiety, depression, relationship dynamics, alcohol and substance use, identity challenges, and more. I provide a safe, collaborative environment. My goal is to help you understand your experiences, heal, and deeply reconnect with yourself. Reaching out is often the hardest step, but it is also the bravest. You don’t have to carry this weight alone any longer. Finding a therapist you truly connect with is the most important part of the healing process, & you deserve a space where you feel safe, understood, & supported. I invite you to reach out for a consultation to see if we are the right fit
VirtualAvailable

$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
Available

$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable

New to Grow

$70/session

Specialties
Addiction
Anxiety
Depression
+10
Hi there, I'm Lexie! I believe that asking for help is a sign of strength, not weakness, and I am passionate about creating a safe, non-judgmental space where you can express your thoughts and feelings as well as heal and grow. I enjoy working with people of all ages. I specialize in helping individuals navigate anxiety, depression, and life transitions. My style is warm, empathetic, and down to earth. I often combine evidence-based techniques, such as CBT with genuine conversation to help you build practical tools for lasting change
Available

$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Depression
+4
I'm a licensed professional counselor and licensed mental health counselor, and I'm here to support you through life's challenges- whether you're struggling with anxiety, depression, difficult relationships, or the lasting effects of childhood trauma or dysfunction. My style is warm, compassionate, and solution-focused. I believe healing begins when we feel truly seen and heard, so in our sessions, you can expect a safe space where your story is honored without judgment. Together, we'll explore what's been holding you back and begin taking real steps toward positive change.
Available

$125/session

Solution oriented
Authentic
Warm
Specialties
Couples Counseling
Life Transitions
Trauma and PTSD
+10
Hello, I'm Tanya, a Licensed Clinical Social Worker (LCSW) with a Master of Social Work (MSW) from the University of Missouri-St. Louis School of Social Work, class of 2010. Born and raised on the west side of St. Louis city, I bring a deep understanding and connection to the community I serve. My focus is on supporting women through all stages of life and interpersonal growth, individuals with mental health diagnoses, those grappling with past experiences, and those facing relationship and work-related challenges.
VirtualAvailable

New to Grow

$90/session

Specialties
Addiction
Personality Disorders
Substance Misuse
+9
I’m Chelsea, a somatic-first therapist who helps people move from emotional overwhelm into steadiness and clarity. In my practice, I guide clients to slow down, notice what’s happening in their bodies, and act from a grounded, regulated place rather than from panic, old wounds, or automatic patterns. I blend ACT, DBT, CBT, and embodied awareness to help people understand their thoughts, regulate their nervous systems, and build relationships and behaviors that align with their values. My work is gentle, intuitive, and deeply human — focused on helping clients feel anchored, present, and capable of choosing the life they want.
Available

$120/session

Direct
Authentic
Humorous
Specialties
Anxiety
Military/Veterans
Trauma and PTSD
I'm a retired, decorated Air Force combat veteran. I graduated from Washington University St Louis, earning a Master of Science in Social Work with an emphasis in Social Entrepreneurship. ​I have years of experience as a therapist working with the military, veterans, and various populations. I've worked as a subject matter expert in wellness programs such as suicide prevention, substance abuse, alcohol and drug abuse, and smoking cessation. I was a certified resiliency trainer and instructor for over 15 years. 
VirtualAvailable

Often rebooked

$200/session

Solution oriented
Intelligent
Warm
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+9
Throughout my career, I’ve worked in a variety of settings, including hospitals, community counseling agencies, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a Licensed Professional Counselor passionate about helping people heal from anxiety, depression, trauma, and life transitions. I specialize in working with women, children, and BIPOC clients seeking emotional balance, confidence, and clarity. Using EMDR, mindfulness, CBT, and trauma-informed care, I guide clients to break free from stuck patterns and create lasting, meaningful change. I am a client-centered therapist that encourages clients to find the strength within by going on a journey of self discovery.
VirtualAvailable

$150/session

Authentic
Direct
Empowering
Specialties
Anxiety
Domestic Violence
Military/Veterans
+10
I am a military veteran, mother and wife. I have been doing therapy since 2017. I have a passion helping people. When I got out of the military I found a need to give back and therapy was one of the ways that I found I could give back to not just service members but to my community around me.
VirtualAvailable

$125/session

Warm
Empowering
Open-minded
Specialties
ADHD
Anxiety
Life Transitions
+10
I believe therapy works best when you can show up exactly as you are — messy thoughts, quirky interests, big feelings, awkward humor, and all. As a neurodiverse therapist myself, I understand what it can feel like to navigate a world that often expects people to think, feel, and function in very specific ways. My goal is to create a space where clients feel genuinely accepted, understood, and safe enough to unmask and be themselves without fear of judgment. I grew up in Hawaii, and that upbringing shaped the way I connect with people — with warmth, openness, humor, and a strong belief in the importance of relationships and community. Before becoming a therapist, I worked in special education, which deepened my passion for supporting neurodiverse children, teens, adults, and families in ways that honor their strengths rather than trying to “fix” who they are. I’m also a mom to two energetic boys, so I understand firsthand the chaos, beauty, exhaustion, and constant learning that comes with parenting and family life. Outside of therapy, you can usually find me practicing yoga, spending time with my bulldogs, or trying to balance self-care with the realities of everyday life. In therapy, I strive to be real, collaborative, and compassionate. I love working with clients who feel different, overwhelmed, emotionally exhausted, misunderstood, or stuck trying to fit into expectations that don’t truly work for them. Whether you’re navigating anxiety, ADHD, autism, trauma, parenting stress, emotional regulation, or life transitions, I want therapy to feel like a place where you can breathe a little easier and feel more connected to who you really are.
Available

$125/session

Direct
Empowering
Warm
Specialties
Anxiety
Depression
Life Transitions
I am a Licensed Professional Counselor (LPC) in Missouri and a licensed clinical mental health counselor (LCMHC) in North Carolina who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
Available

$55/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
VirtualAvailable

$120/session

Solution oriented
Warm
Intelligent
Specialties
Anxiety
Depression
Coping Skills
+6
I help clients who feel overwhelmed by worry, racing thoughts, tension, fear, or the sense that they cannot fully relax. My goal is to help you recognize the strength already within you and learn practical ways to feel calmer and more in control. Because anxiety is shaped by each person’s upbringing, life experiences, thought patterns, and current circumstances, I take time to understand your unique story. Together, we can identify what is fueling your anxiety and create a path toward greater confidence, progress, and peace.
VirtualAvailable

$130/session

Solution oriented
Direct
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+5
I am a Licensed Clinical Social Worker. I graduated with my Master's Degree from Saint Louis University. My style is straightforward, respectful, and focused on clarity. I will not just sit back and nod. I help clients identify patterns, blind spots, and behaviors that may be keeping them stuck, while creating a space that still feels grounded and supportive. Clients who work well with me are often looking for more than a place to vent. They want insight that leads to action, and therapy that helps things finally click.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Trauma and PTSD
Anxiety
Depression
+7
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.
VirtualAvailable

$100/session

Warm
Authentic
Solution oriented
Specialties
ADHD
Anxiety
Autism
+8
Hi, I'm Julie. Are you ready to be seen and feel supported through encouragement, validation, and understanding? You should start to feel lighter and more in control pretty quickly—you are no longer alone with what makes you sad, frustrated, insecure, or scared. You won't have to remind me of your past sessions. I have an eclectic, humanistic approach, which means you are an incredible human who matters. I personalize the style of therapy to you and your situation, pulling from different perspectives and modalities designed to meet your needs best. I welcome your feedback as we build a partnership for growth and healing.
Available

$200/session

Intelligent
Empowering
Solution oriented
Specialties
Anxiety
Parenting
Women's Issues
Hi, I'm Jonni Allen, from Houston, Texas, a Licensed Marriage & Family Therapist and an Advanced Mediator. I received my masters degree from East Carolina University in Greenville, NC and my law degree from Washburn University in Topeka, KS. I started Pink Rose Therapy to help women reach their full potential. Through empowerment, support, and emotional development I have seen women achieve greater success in their career, higher reports of satisfaction and enjoyment from their interpersonal relationships and a genuine calm and peacefulness when enjoying their down time, allowing more time to spend on hobbies, side hustles, or causes with greater vigor and passion. I approach individual therapy as a partnership, where you and I both work on your treatment plan goals and checking in with how effective our work together is going. Each person is unique and has specific needs. Typically, I utilize cognitive behavioral therapy (CBT) techniques to challenge your current assumptions about your situation. I specialize in people experiencing anxiety, adjustment concerns around life transitions, and personality disorders. I am trauma informed and can help you realize how past traumas are impacting your mental health today, and strategies to cope better and calm the mind and body. I am a single mom to three children one adult, and two elementary age.
VirtualAvailable

$90/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Depression
+10
Hello, I'm Shakera. No one knows you better than yourself, so be proud of this first step of taking care of yourself. I am a Licensed Professional Counselor with 7 years of experience working as a therapist My focus is on implementing a client-centered approach, where I believe the most important aspect is to provide a non-judgmental and safe space for all of my clients. It's crucial not to pressure my clients to convey what is uncomfortable but to help them process their feelings and empower them to do what is best for them in their daily lives. Throughout my career, I have had the privilege of working with adults who have experienced trauma, grief, depression, relationship issues, family conflicts, self-image issues, anxiety, peer pressure, and so much more. My approach is versatile, incorporating a variety of techniques such as cognitive behavioral therapy, solution-focused theory, mindfulness techniques, grounding techniques, and more. I believe in the importance of clients having a voice so they can be heard and understood.
Available

$100/session

Warm
Empowering
Authentic
Specialties
Women's Issues
Hey there! I'm Tiffinie! My mission as a therapist is to empower my clients with an unbiased, supportive, and compassionate approach to therapy that works to identify and disrupt the limiting beliefs that we and society tend to impose on ourselves. My hope is to create new pathways to healing and growth in order for you to improve your overall well-being as well as your relationships. You are more than deserving of a safe space to heal and grow towards your full potential. It is your right and your responsibility to initate change in your life. Let's get started on your journey together!
VirtualAvailable

$100/session

Challenging
Humorous
Specialties
LGBTQ
Sex Therapy
Life Transitions
+9
I am focused on sex therapy, working with people who have gender or identity questioning issues, issues with partners, kink/fetish/swinging related issues, or problems or issues with sex and sexuality. I see individuals, couples, and polycules. I have both book learning and practical, lived experience in many sex/gender/sexuality issues. I am a member of the American Association of Sex Educators, Counselors, and Therapists. I believe there is no single “right” way to experience desire, identity, or relationships. Therapy with me is an affirming, open-minded space where clients can explore who they are, what they want, and how to move forward with greater confidence, clarity, and self-acceptance. Outside of therapy, I enjoy spending time in the wilderness, thrifting or browsing rummage sales, and sharing life with partners and five and a half cats.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded
Specialties
Anger Management
Anxiety
Women's Issues
+10
Welcome to Your Journey to Healing, PLLC ✨ Hi, I’m Varissa Owens, MA, MS, LPC-S, NCC. I’m a Licensed Professional Counselor who believes therapy should be a space where you can be honest, heard, and accepted without judgment. I earned my Master’s degree in Clinical Mental Health Counseling as well as a Master’s degree in Human Services, and I have provided counseling services to individuals, couples, and families. My work focuses on helping clients navigate anxiety, depression, grief and loss, relationship concerns, life transitions, self-esteem, attachment patterns, and emotional challenges that can make it difficult to feel like yourself. I especially enjoy helping clients understand the connection between their thoughts, emotions, relationships, and behaviors so they can create meaningful and lasting change. I recognize that reaching out for therapy can feel vulnerable. My goal is to create a supportive environment where you can show up as you are and work at a pace that feels comfortable while still making meaningful progress.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.