Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 118 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 12/13/2025

$55/session

Authentic
Open-minded

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
VirtualAvailable

$125/session

Specialties

Chronic Illness
Health/Medical Issues
Insomnia/Sleep Issues
+8
I’m a licensed clinical social worker with over twenty years of experience helping adults calm their minds, regulate their bodies, and rebuild a sense of control. My approach is structured but warm—focused on practical strategies that actually work in real life. I specialize in evidence-based therapies for insomnia, chronic pain, stress, and burnout. Many of my clients are high-functioning professionals or caregivers who appear steady on the outside but feel exhausted, disconnected, or “stuck in overdrive.” My work blends trauma-informed Cognitive Behavioral Therapy (CBT) with mindfulness and mind-body approaches to restore calm, clarity, and rest. Every session is collaborative and paced to feel safe and sustainable. My goal is to help you understand what’s happening in your nervous system—and teach you the tools to change it.
VirtualAvailable

Frequently rebooked

$90/session

Intelligent
Open-minded

Specialties

Grief
Life Transitions
Older Adults
+3
Hi! I’m a Licensed Clinical Social Worker licensed in Kansas and Missouri, specializing in grief, caregiving stress, life transitions, serious illness, and end-of-life support. If you’re navigating the reality of a terminal diagnosis, supporting someone through serious illness, grieving the loss of a loved one, adjusting to major life changes, or simply feeling emotionally stuck, I’m here to walk with you. I offer both short-term support for difficult seasons and longer-term therapy for deeper processing and healing. My approach is calm, compassionate, and client-centered. I believe healing often begins when we feel seen, heard, and understood without judgment, pressure, or the need to “fix” everything. I’m not afraid of silence, tears, or conversations about death, meaning, fear, or what comes next. My goal is to help you feel less alone; to find clarity, comfort, and a sense of grounding as you move through illness, loss, or life transition.
VirtualAvailable

$80/session

Specialties

Anxiety
Depression
Mood Disorders
+10
As a therapist, I hold on to the vision of your possible future even when you are in so much pain you cannot see beyond today. I wait patiently for the day when you can see the beauty inside yourself that I saw from the first day we met." (asiansformentalhealth) My therapeutic style is warm, engaging, and genuine. I take an eclectic approach to counseling in which I enjoy working with people from all different lifestyles. I enjoy helping people work through a variety of life challenges, from depression and anxiety to addictions,relationship difficulties, stress management, identity challenges, coping skills, and emotional awareness. I specialize in working with adults navigating anxiety, trauma, identity exploration, and life transitions. Many of my clients are high-functioning but feel overwhelmed, stuck, or disconnected from themselves or others. I also support individuals processing cultural or generational dynamics, perfectionism, and self-worth challenges. My approach to care is collaborative, compassionate, and grounded in creating a safe, nonjudgmental space where you can explore your experiences openly. I work from a trauma-informed, person-centered lens and tailor treatment to your unique needs, values, and pace.
VirtualAvailable

$125/session

Warm
Intelligent

Specialties

Anxiety
Child or Adolescent
Depression
+8
As a Licensed Clinical Social Worker, I have dedicated my career to supporting teens and adolescents since 2014. I find it incredibly rewarding to help young people navigate the complexities of their lives and overcome the challenges they face. My therapeutic approach is rooted in empathy, collaboration, and evidence-based practices. I am committed to helping my clients discover their strengths and create meaningful change in their lives.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$175/session

Specialties

Anxiety
Depression
Grief
+10
I’m Ann Ross, a Licensed Professional Counselor dedicated to helping adults navigate life’s most challenging emotional seasons. I bring a calm, grounded, and compassionate presence to therapy, and I strive to create an environment where clients feel safe, understood, and supported from the very first session. My work is rooted in the belief that healing happens when people are truly seen and heard, and when they are given the right tools to understand their inner world. I help adults who are dealing with anxiety, grief, relationship struggles, stress, chronic worry, and difficult life transitions. My approach is both supportive and practical, blending evidence-based methods like Cognitive Behavioral Therapy (CBT), EMDR, and attachment-informed work with a personalized, person-centered style. I value collaboration, and I work closely with each client to identify their goals, uncover the patterns that may be holding them back, and build strategies that support lasting emotional resilience. Clients often share that they appreciate my warm, steady presence and my ability to make therapy feel both comfortable and productive. I guide clients in understanding the connection between thoughts, emotions, and behaviors, and I help them develop healthier, more balanced ways of navigating daily stressors. Whether we are working through long-standing grief, processing trauma, or addressing anxiety that feels overwhelming, my focus is always on helping clients feel grounded and empowered. I believe therapy is a place where people can reconnect with their strengths, gain clarity, and grow toward the version of themselves they want to become. If you’re looking for a therapist who will walk alongside you with empathy, insight, and practical tools, I would be honored to support you on your journey.
VirtualAvailable

$130/session

Humorous
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hello, I go by Jah, I’m passionate about helping people find hope, healing, and strength through life’s most challenging moments. In my work, I support clients experiencing depression, anxiety, OCD, grief, trauma, and major life transitions. My approach is warm, collaborative, and deeply compassionate — grounded in evidence-based therapies that help you reconnect with your confidence and inner calm. Together, we’ll create a safe space where you feel understood and supported as you heal, grow, and rediscover the parts of yourself that may have been lost along the way. My greatest reward is witnessing my clients find peace, resilience, and a renewed sense of purpose in their lives.
VirtualAvailable

Frequently rebooked

$150/session

Empowering
Warm
Intelligent

Specialties

Coping Skills
Self Esteem
Women's Issues
+7
I am a compassionate and trauma-informed therapist specializing in supporting women who face challenges with self-esteem, emotional overwhelm, and the pressures of daily life. My approach is collaborative and strength-based, creating a safe space where clients can reconnect with their authentic selves. Together, we work to quiet the inner critic, foster self-compassion, and build practical coping skills that empower emotional resilience. I’m dedicated to guiding clients through life’s transitions with clarity and courage, blending evidence-based techniques with empathy to help create lasting, meaningful change. I also have over 15 years of experience helping high school students as a school counselor. I have certifications in School Counseling Leadership, Anxiety & Stress Management, and Diversity, Equity & Inclusion. I'm fully licensed mental health therapist in the States of Illinois and Missouri.
VirtualAvailable

$100/session

Open-minded
Solution oriented

Specialties

Anxiety
Couples Counseling
Men's Issues
+9
Hi, thanks for reaching out for help. I have over 30 years of experience in many areas of mental health, including counseling, psychiatric and substance use assessments in hospital emergency departments ; I have worked with adults, adolescents an$ couples. I have also been consultant to managers and supervisors seeking guidance for employees with mental health/ substance issues. I have an open, compassionate approach and will work together with you to help you break free of the issues that are holding you back or keeping you stuck. You are not alone: so many of us- including myself- face these challenges. I’m available for an initial, brief phone conversation to answer any questions you might have, and to determine if I would be a good fit.
VirtualAvailable

$125/session

Open-minded
Warm

Specialties

Anxiety
Life Transitions
Sex Addiction
+10
Life can feel overwhelming at times, and it’s easy to lose balance while trying to manage stress, relationships, and personal expectations. Therapy offers a supportive and confidential space to gain insight, build coping skills, and create lasting change. Through evidence-based approaches, I help clients navigate anxiety, depression, trauma, and life transitions with compassion and professionalism. Together, we work to strengthen emotional resilience, improve communication, and enhance overall well-being. Reaching out for support is a courageous first step—therapy is not just about overcoming challenges, but about discovering your capacity to heal, grow, and thrive.
VirtualAvailable

$80/session

Solution oriented
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hello, I am Cindy! Being a therapist, is more than just a career for me it is a passion. I have been working in the substance use and mental health field for 10 + years. I feel that therapy can be beneficial for all even therapist themselves. I’m looking forward to meeting with you and supporting you on your journey toward recovery. You have taken the first step which can be the biggest struggle looking into finding help. I am proud of anyone who does that.
VirtualAvailable

$140/session

Solution oriented
Authentic

Specialties

Anxiety
Depression
Women's Issues
+10
My approach to therapy is collaborative and compassionate, recognizing that healing looks different for everyone. I draw primarily from Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and culturally sensitive approaches to create a space that honors each person’s unique story and identity. I have worked in the mental health field for more than ten years, supporting adolescents, adults, and families through challenges related to mental health, challenging family dynamics, life changes, and substance use.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$100/session

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
Hi, I'm Paige, a licensed therapist that aims to help people feel supported, grounded, and empowered. My approach to therapy is warm and compassionate, while using evidence-based methods to help you find healing. I use a relaxed, accepting style that means you where you are. I believe we all have strengths that we can draw in on to help us overcome adversity.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Anxiety
Depression
Grief
+3
Hello, I'm Laura, a licensed therapist with a doctorate in psychology dedicated to helping individuals and families find healing, hope and direction through life's challenges. I provide therapy for adolescents and adults who are navigating issues such as grief, depression or anxiety. My goal is to provide a safe and welcoming space where you can explore your story, develop coping skills and grow emotionally .
VirtualAvailable

$120/session

Intelligent
Humorous
Direct

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
I'm a retired, decorated Air Force combat veteran. I graduated from Washington University St Louis, earning a Master of Science in Social Work with an emphasis in Social Entrepreneurship. ​I have years of experience as a therapist working with the military, veterans, and various populations. I've worked as a subject matter expert in wellness programs such as suicide prevention, substance abuse, alcohol and drug abuse, and smoking cessation. I was a certified resiliency trainer and instructor for over 15 years. 
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Anxiety
Depression
Women's Issues
+8
Hi there, my name is Kim and I've been a therapist for over ten years. I have a wide range of experiences working with adults and kids in setting like private practice, schools, hospitals and in crisis work. I would love to learn more about what brings you to therapy and help you develop the tools to cope with what you're going through.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$100/session

Specialties

Addiction
Anger Management
Anxiety
+7
I’m a Missouri-licensed therapist with 19 years of experience. My style is warm, inviting, and deeply accepting—I meet you where you are and celebrate the courage it takes to show up. I lean on cognitive behavioral therapy (CBT) to build awareness of how your life experiences shape today’s thoughts, feelings, and responses. For 15 years I’ve supported active-duty service members and their families, and I’ve also worked in schools—experiences that taught me to listen closely, honor each person’s story, and tailor care to your unique needs. I’m an ordained clergy member and can integrate a faith-based perspective when that feels meaningful for you, while also offering a safe space to process spirituality or church hurt.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$75/session

Specialties

Anxiety
Coping Skills
Sex Addiction
+10
Hello, I’m Kathy. I’ve had the privilege of working in the social service field for more than 25 years and have been a Licensed Professional Counselor since 2012. I currently provide telehealth counseling throughout Missouri and also work within a local medical clinic offering mental health therapy and assessments. My experience has allowed me to work with people from all walks of life, and I truly enjoy helping individuals navigate life changes, manage stress, and build healthier relationships. I believe that therapy is a collaborative process where you can explore your strengths, develop new skills, and create meaningful change at your own pace. In addition to my private practice, I also work within an institutional setting to prevent sexual violence by supporting individuals who have committed sexual harm. This work has deepened my understanding of accountability, resilience, and the capacity people have for growth and change. Whether you’re struggling with anxiety, depression, trauma, or life transitions, my goal is to provide a safe and supportive space where you feel heard, respected, and empowered to take the next steps toward healing.
VirtualAvailable

$125/session

Direct
Authentic
Warm

Specialties

Anger Management
Anxiety
Trauma and PTSD
+9
As the Founder of Coyote Hill (coyotehill.org) I have worked with foster children and families in crisis for over 33 years. After retiring as CEO in 2021, I have opened my own private practice. In a world that often demands us to mask our struggles, having a space where your feelings are validated, and your experiences are understood can be transformative. Your story matters, and I am here to listen, understand, and help you write the next chapter—one where you feel empowered and at peace. Together, we can explore the possibilities that lie ahead and take steps towards a more balanced and fulfilling life. We can't undo the past, but we can work together to get to a place where you can finish well.
VirtualAvailable

Frequently rebooked

$150/session

Open-minded
Authentic

Specialties

Fertility & Reproduction Issues
Grief
Trauma and PTSD
+7
My personal experiences with significant life changes and medical trauma have fueled my passion for helping others as a Licensed Clinical Social Worker and Certified Grief Counselor. My approach is rooted in empathy and authenticity. I specialize in helping you build a deeper relationship with yourself so you can heal from the past and step into a more authentic life. My commitment is to create a safe space where you can learn to love, honor, and appreciate yourself, even in the midst of your most difficult challenges.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$125/session

Specialties

Anxiety
Bipolar Disorder
Depression
+2
As a licensed therapist in Missouri, Kentucky, and New Jersey, I bring 25 years of compassionate clinical experience supporting individuals through complex life transitions and emotional challenges. My approach centers on creating a supportive, non-judgmental space where clients can explore their inner experiences and develop meaningful strategies for personal growth. I specialize in addressing a wide range of mental health concerns, including depression, anxiety, self-esteem challenges, LGBTQ+,and life transitions. My therapeutic work focuses on helping individuals navigate complex emotional landscapes, from workplace stress to relationship dynamics, with particular expertise in supporting young adults, caregivers, and those experiencing significant personal transformations. My practice is deeply committed to understanding each client's unique journey. I offer a progressive, affirming approach that honors individual experiences and empowers clients to develop stronger self-understanding, communication skills, and emotional resilience. Whether you're struggling with social anxiety, processing major life changes, or seeking deeper self-connection, I'm dedicated to walking alongside you with empathy and professional guidance. Good Karma to all....
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$130/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
I’m a therapist who values authenticity, connection, and collaboration. I know how overwhelming life’s challenges can feel, and I’m passionate about helping people find practical tools and supportive strategies to navigate stress, relationships, and personal growth. I enjoy working with parents and working adults, creating a safe and compassionate space where you can feel understood and empowered to make meaningful changes.
VirtualAvailable

Frequently rebooked

$95/session

Solution oriented
Authentic

Specialties

Anxiety
Mood Disorders
Obsessive-Compulsive (OCD)
Hello! I am John Getchell, an experienced Licensed Clinical Social Worker with over 20 years of experience. My career has taken me from federal prisons, to military hospitals, the VA, and private practice, where I have worked with trauma, depression, grief, OCD, and very complex family dynamics. My goal is to walk alongside you as we face life's challenges, helping you to find clarity, strength, and healthier ways of living. Together, we will work on creating real change so you can experience peace and freedom.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$125/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+10
As a Licensed Professional Counselor, I’ve had the opportunity to work with people from many different walks of life. I often work with clients facing challenges like addiction, PTSD, anxiety, life transitions, and so on. I truly believe that change is possible for anyone who wants it. Growth starts with that first step. My role is to help you take it with clarity, compassion, and confidence.
VirtualAvailable

$120/session

Humorous
Warm

Specialties

ADHD
Anxiety
LGBTQ
+10
Hello and welcome to your mental health therapy journey. You’re about to embark on a meaningful path of self-discovery, growth, and healing. I would be honored to walk alongside you. I’m a Licensed Professional Counselor with a deep passion for helping others navigate life’s challenges and uncover their inner strengths. Long before I earned my credentials, I have always felt I was a counselor. Formal training only deepened my understanding and sharpened my skills. Outside the therapy room, I’m a storyteller at heart and a collector of hobbies many of which involve craft projects I’ve enthusiastically started (and occasionally forgotten). I bring creativity, curiosity, and compassion into my practice, and I look forward to supporting you as you explore what it means to thrive.
VirtualAvailable
Frequently asked questions

Why filter by Missouri rather than a city like Kansas City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.