Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 185 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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St. LouisSpringfieldKansas CityClayton

Availability updated: 10/20/2026

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Self Esteem
Trauma and PTSD
My name is Nikki, I’m a therapist with seven years of experience, specializing in helping clients address anxiety, depression, and trauma. Using EMDR and a personalized approach, I guide clients in overcoming limiting beliefs and building resilience for a more empowered, fulfilling life. Together, we can navigate life's obstacles, build resilience, and rediscover your inner strength. Taking that first step toward healing is an act of courage, and I’m here to provide the empathy and support you need along the way.
VirtualAvailable
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$70/session

Authentic
Intelligent
Open-minded
Specialties
Addiction
Anxiety
Depression
+10
Hi there, I'm Lexie! I believe that asking for help is a sign of strength, not weakness, and I am passionate about creating a safe, non-judgmental space where you can express your thoughts and feelings as well as heal and grow. I enjoy working with people of all ages. I specialize in helping individuals navigate anxiety, depression, and life transitions. My style is warm, empathetic, and down to earth. I often combine evidence-based techniques, such as CBT with genuine conversation to help you build practical tools for lasting change
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New to Grow

$150/session

Specialties
Domestic Violence
Sexual Abuse
Trauma and PTSD
+3
I take a no-nonsense approach to human issues, using the best science available. I find that my patients tend to want real solutions, not gimmicks. I work with adults exclusively, focusing on recovery from all forms of trauma, with an emphasis on restoring neurological damage, reversing emotional dysregulation, improving damaged relational dynamics, and creating an authored life.
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$115/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Life Transitions
Self Esteem
+9
I offer a safe, supportive, and non-judgmental space for you to explore what you're going through. Therapy can be a place to rebuild, reflect, and heal. My approach is collaborative and compassionate. I listen closely to your needs and goals, and together we’ll work to shift patterns, manage challenging emotions, and develop tools that support lasting change. I believe you are the expert of your own life. My role is to walk alongside you as you navigate it.
VirtualAvailable
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New to Grow

$110/session

Specialties
Anxiety
Emotional Regulation
Obsessive-Compulsive (OCD)
+10
I’m a therapist who believes you deserve a space where you can show up exactly as you are; messy, overwhelmed, hopeful, angry, unsure, or all of the above. My approach is warm, genuine, affirming, and deeply client-centered. I especially enjoy working with trauma, anxiety, OCD, family dynamics, identity, and life transitions. I’m LGBTQIA+ affirming, HAES-aligned, and committed to creating a space where every part of your identity is respected. Therapy with me can include deep conversations, nervous system work, laughter, tears, and the occasional well-timed swear word.
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$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable
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$125/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Obsessive-Compulsive (OCD)
+5
Hey, I’m Jocelyn. Are you feeling stuck or having a hard time reaching your goals? Maybe life feels heavier than usual, or you’ve been trying to push through but nothing seems to help. You don’t have to do it alone. I offer confidential therapy for adults and young adults who are dealing with anxiety, depression, grief, psychotic disorders, or just the ups and downs that come with being human. My goal is to create a safe, judgment-free space where you can show up as yourself and start making sense of what’s been holding you back. I’ve worked in the mental health field for over 10 years, including residential treatment, correctional facilities, rehabilitation, and community mental health. For the past four years, I’ve been in private practice, helping clients reconnect with themselves, build confidence, and develop tools to navigate life’s challenges. I also love helping people find the resources and supports they need to feel grounded and cared for. Therapy helped me through a tough time in my own life, and that experience drives my passion for helping others. This isn’t just a job for me—it’s something I deeply care about. I offer evening and some weekend appointments because I know life can be busy. Whenever you’re ready, let’s take that next step together and start creating the changes you’ve been hoping for.
VirtualAvailable
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New to Grow

$90/session

Warm
Specialties
Addiction
Personality Disorders
Substance Misuse
+9
I’m Chelsea, a somatic-first therapist who helps people move from emotional overwhelm into steadiness and clarity. In my practice, I guide clients to slow down, notice what’s happening in their bodies, and act from a grounded, regulated place rather than from panic, old wounds, or automatic patterns. I blend ACT, DBT, CBT, and embodied awareness to help people understand their thoughts, regulate their nervous systems, and build relationships and behaviors that align with their values. My work is gentle, intuitive, and deeply human — focused on helping clients feel anchored, present, and capable of choosing the life they want.
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$120/session

Warm
Holistic
Specialties
Chronic Illness
LGBTQ
Life Transitions
+8
My name is Maya (they/them) and I specialize in understanding the overlapping worlds of queer, neurodivergent, and disabled folks. My approach to treatment involves the use of direct, solution-focused, and strengths-based therapies. This allows you to prioritize your most pressing issues, and stabilize your life. I am sex-positive, poly-affirming, and kink-informed. Currently accepting new clients as of 6/10. Please note that I can only provide therapy at this time, I do not offer medication management or testing services. Outside of work, I enjoy spending time with my rescue pit bull/chow mix. I love crafting, scrolling through memes, and adding treasures to my doom pile. I have flexible availability so please reach out if you are unable to find a time that works for you on my booking site. I look forward to meeting you!
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$150/session

Warm
Authentic
Empowering
Specialties
Trauma and PTSD
Anxiety
Depression
+7
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.
VirtualAvailable
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New to Grow

$150/session

Specialties
Anxiety
Depression
Older Adults
Hi there my name is Tanya and I am a License Clinical Social Worker. I believe that healing and growth happen when individuals feel heard, supported, and empowered. My goal is to provide a safe, compassionate, and nonjudgmental space where you can explore your thoughts, emotions, and experiences openly. Together, we can identify obstacles, build effective coping strategies, and work toward meaningful change.
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$100/session

Empowering
Warm
Authentic
Specialties
Addiction
Anger Management
Anxiety
+7
I’m a Missouri-licensed therapist with 19 years of experience. My style is warm, inviting, and deeply accepting—I meet you where you are and celebrate the courage it takes to show up. I lean on cognitive behavioral therapy (CBT) to build awareness of how your life experiences shape today’s thoughts, feelings, and responses. For 15 years I’ve supported active-duty service members and their families, and I’ve also worked in schools—experiences that taught me to listen closely, honor each person’s story, and tailor care to your unique needs. I’m an ordained clergy member and can integrate a faith-based perspective when that feels meaningful for you, while also offering a safe space to process spirituality or church hurt.
VirtualAvailable
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$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
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Often rebooked

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
VirtualAvailable
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$100/session

Direct
Warm
Specialties
Anxiety
Coping Skills
Depression
+10
I am a Licensed Clinical Social Worker who values honesty, connection, and practical support. I work with adults who may feel overwhelmed, stuck, or unsure of what needs to change. I try to create a space where clients can be open without feeling judged or pressured. Therapy with me is conversational, supportive, and focused on helping you better understand yourself and move forward in a way that feels realistic.
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$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a Licensed Professional Counselor passionate about helping people heal from anxiety, depression, trauma, and life transitions. I specialize in working with women, children, and BIPOC clients seeking emotional balance, confidence, and clarity. Using EMDR, mindfulness, CBT, and trauma-informed care, I guide clients to break free from stuck patterns and create lasting, meaningful change. I am a client-centered therapist that encourages clients to find the strength within by going on a journey of self discovery.
VirtualAvailable
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Often rebooked

$200/session

Solution oriented
Intelligent
Warm
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+9
Throughout my career, I’ve worked in a variety of settings, including hospitals, community counseling agencies, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable
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$150/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
From the outside, it may look like you’re managing life well...showing up for work, relationships, and responsibilities while quietly carrying stress, anxiety, overthinking, or emotional exhaustion underneath it all. Maybe your mind never fully slows down, you feel disconnected from yourself, or you keep finding yourself stuck in the same painful patterns no matter how hard you try to change them alone. The truth is that healing does not happen in isolation. We are not meant to carry everything by ourselves. Real change happens when you have a space where you can feel emotionally safe, understood, and supported without judgment. That's where I come in. I’m a trauma-informed psychotherapist (LPC) and the founder of Profound Minds Psychological Services. I help individuals move beyond survival mode, make sense of what’s happening beneath the surface, and begin creating sustainable, transformative, long-lasting emotional and mental healing. My role is to help you make sense of what is happening beneath the surface and begin creating change that actually lasts. Many of the individuals I work with are capable, reflective, and self-aware, yet frustrated that insight alone has not been enough. In our work, we go beyond symptoms and begin identifying the emotional and relational patterns driving them. From there, we work to shift those patterns in a structured, realistic, and sustainable way. This is a space where you do not need to hold everything together or have the right words. You can show up as you are, and we will begin from there.
VirtualAvailable
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$125/session

Intelligent
Warm
Specialties
Anxiety
Life Transitions
Mood Disorders
Hello hello hello! Congratulations on doing one of the first steps of your journey: searching and initiating care for yourself! I'm glad you're here. My name is Jenny Simpson and I work with high achievers navigating depression and anxiety or even just conquering an adjustment period in their life - opening a business, taking a big exam, deciding on relationship dynamics. I have extensive history in hospital administration, working alongside varying diagnoses including mental health and substance use disorder. I hold a national certification and am licensed in three states (MO, KS, and CO) and am ready to party (have therapy) when you are!
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$105/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Mood Disorders
Obsessive-Compulsive (OCD)
Hello! I am John Getchell, an experienced Licensed Clinical Social Worker with over 20 years of experience. My career has taken me from federal prisons, to military hospitals, the VA, and private practice, where I have worked with trauma, depression, grief, OCD, and very complex family dynamics. My goal is to walk alongside you as we face life's challenges, helping you to find clarity, strength, and healthier ways of living. Together, we will work on creating real change so you can experience peace and freedom.
VirtualAvailable
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$100/session

Solution oriented
Warm
Authentic
Specialties
Anxiety
Child or Adolescent
Self Esteem
+9
For over 15 years, I’ve had the honor of walking alongside people through some of the most challenging and meaningful moments of their lives. As a Licensed Professional Counselor in Missouri, my role is not to “fix” anyone — it’s to provide a safe, nonjudgmental space where you can explore your experiences, reconnect with your inner strength, and create the changes that matter most to you. I believe that healing doesn’t always come from having the right answers — sometimes, it begins with the right questions, honest reflection, and the courage to show up just as you are.
VirtualAvailable
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$150/session

Authentic
Solution oriented
Empowering
Specialties
Anxiety
Depression
Women's Issues
+6
With 17 years of experience in diverse therapeutic settings, I bring both depth and perspective to my work as a psychotherapist. My training is rooted in evidence-based practices, including Cognitive Behavioral Therapy (CBT), with additional expertise in Acceptance and Commitment Therapy (ACT) and Dialectical Behavior Therapy (DBT). Over the course of my career, I have had the privilege of helping individuals navigate depression, anxiety, stress, and the complexities of relationships. I have a particular interest in supporting women’s mental health, drawing on my clinical knowledge and life experience to create a therapeutic space that is both compassionate and effective. I offer a mature, steady presence—one that balances warmth with skill—to guide clients toward growth, resilience, and meaningful change.
VirtualAvailable
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Often rebooked

$75/session

Direct
Empowering
Open-minded
Specialties
Couples Counseling
Family Conflict
Life Transitions
+10
I am an LPC with 15 years of experience working with children, teens, adults, couples and families. I provide individual, couples and family counseling for those seeking growth, change and insight. I believe in person centered care and my goal is to provide you with an individualized approach to your needs. I believe learning about ourselves and others makes the world a better place on the individual level.
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Often rebooked

$80/session

Warm
Empowering
Open-minded
Specialties
Child or Adolescent
Couples Counseling
Peer Relationships
+8
I am a seasoned mental health professional with more than two decades of experience, including approximately four years as a therapist (first year of independent clinical practice). I work from a systemic perspective, recognizing that while each person has their own internal struggles, the world around them profoundly shapes their experiences and relationships. Drawing from training in multiple therapeutic modalities, I tailor my approach to each individual, creating personalized treatment plans that honor their unique needs and goals. My clinical work spans children, adolescents, adults, couples, and families. I also have a unique and meaningful connection to first responders and their families, because I grew up in the fire community, and I am the spouse a first responder.
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$100/session

Empowering
Authentic
Challenging
Specialties
LGBTQ
Sex Therapy
Life Transitions
+9
I am focused on sex therapy, working with people who have gender or identity questioning issues, issues with partners, kink/fetish/swinging related issues, or problems or issues with sex and sexuality. I see individuals, couples, and polycules. I have both book learning and practical, lived experience in many sex/gender/sexuality issues. I am a member of the American Association of Sex Educators, Counselors, and Therapists. I believe there is no single “right” way to experience desire, identity, or relationships. Therapy with me is an affirming, open-minded space where clients can explore who they are, what they want, and how to move forward with greater confidence, clarity, and self-acceptance. Outside of therapy, I enjoy spending time in the wilderness, thrifting or browsing rummage sales, and sharing life with partners and five and a half cats.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.