Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 175 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

St. LouisSpringfieldKansas CityClayton

Availability updated:

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Self Esteem
Trauma and PTSD
My name is Nikki, I’m a therapist with seven years of experience, specializing in helping clients address anxiety, depression, and trauma. Using EMDR and a personalized approach, I guide clients in overcoming limiting beliefs and building resilience for a more empowered, fulfilling life. Together, we can navigate life's obstacles, build resilience, and rediscover your inner strength. Taking that first step toward healing is an act of courage, and I’m here to provide the empathy and support you need along the way.
VirtualAvailable
View profile
Book session

$125/session

Intelligent
Authentic
Solution oriented
Specialties
Anxiety
Depression
Suicidal Ideation
+10
When anxiety, depression, intrusive thoughts, self-harm urges, family conflict, or addiction take over, it can feel like your inner voice gets drowned out. You might feel stuck, disconnected, or ready for something different but unsure where to start. No matter where you are in life, you deserve to be heard & taken seriously. Therapy isn’t just about talking. It’s about learning how to shift patterns, challenge unhelpful thoughts, & build communication skills that actually work in real life. This is a space to get clear, grow stronger, & create change that feels authentic to you. Let’s help you reconnect with yourself & move forward I help clients move from surviving to thriving by building practical skills for real change. Specializing in trauma, anxiety, depression, alcohol and substance use, identity challenges, and more. I provide a safe, collaborative environment. My goal is to help you understand your experiences, heal, and deeply reconnect with yourself. Reaching out is often the hardest step, but it is also the bravest. You don’t have to carry this weight alone any longer. Finding a therapist you truly connect with is the most important part of the healing process, & you deserve a space where you feel safe, understood, & supported. I invite you to reach out for a consultation to see if we are the right fit
VirtualAvailable
View profile
Book session

$125/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
Depression
Life Transitions
+8
Come as you are. You don’t need to have the right words, have everything figured out, or know exactly where to begin. Bring your fears, your struggles, your questions, and the parts of life that feel heavy. We’ll make space for all of it together, without judgment and at your own pace. You don’t have to navigate the difficult moments alone. My hope is that therapy can be a place where you feel genuinely seen, supported, and understood as you work toward a life that feels more manageable and meaningful. I provide a compassionate and nonjudgmental space where you can feel comfortable exploring what you’re experiencing and working toward interpersonal growth and positive changes you want to see in your life. I can assist you in prioritizing their current needs, identifying and processing their life stressors, and further developing coping skills
Available
View profile
Book session

$100/session

Authentic
Intelligent
Open-minded
Specialties
Anxiety
Life Transitions
Men's Issues
+9
Hi, thanks for reaching out for help. I have over 30 years of experience in many areas of mental health, including counseling, psychiatric and substance use assessments in hospital emergency departments ; I have worked with adults, adolescents an$ couples. I have also been consultant to managers and supervisors seeking guidance for employees with mental health/ substance issues. I have an open, compassionate approach and will work together with you to help you break free of the issues that are holding you back or keeping you stuck. You are not alone: so many of us- including myself- face these challenges. I’m available for an initial, brief phone conversation to answer any questions you might have, and to determine if I would be a good fit.
VirtualAvailable
View profile
Book session

$100/session

Authentic
Empowering
Warm
Specialties
Child or Adolescent
Family Conflict
Parenting
+10
Welcome! I’m glad you’re here. Whether you’re starting counseling for the first time or returning after time away, my goal is to provide a safe, supportive space where you can grow. I look forward to walking alongside you as you take this step. Over my 20 years as a counselor I have worked with a variety of people. Rather than providing an exhaustive list, the populations I have served include: Children impacted by military life and the unique challenges they face within the school environment. Adults and children navigating life transitions and challenges such as divorce, academic pressures, overcommitment, relationship difficulties, unhealthy coping patterns, parenting challenges, and career development. Families raising and supporting children with special needs. Youth residing in residential treatment facilities.
Available
View profile
Book session

$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable
View profile
Book session

Often rebooked

$150/session

Warm
Authentic
Solution oriented
Specialties
ADHD
Anxiety
Depression
+7
Finding a therapist you can identify with, feeling heard & accepted can be a challenging feat. Therapists are not one size fits all. We are people with problems, just like you. I offer you over 20 years of experience in the mental health and substance abuse treatment world. I have an undergraduate degree in psychology (2001) and a graduate degree (2006) in professional counseling. With working 10 of those years in a hospital setting, I also have a decent handle on possible medical issues you might need to be referred for. After more life experience, I became a Licensed Professional Counselor in 2016 and opened my private practice. I can't tell you all the answers to life's problems, but together we can come to what the best decision will be for you in particular. Your goals and values are worth exploring. Your likes and dislikes matter. Your happiness is not selfish.
VirtualAvailable
View profile
Book session

$90/session

Warm
Open-minded
Specialties
Addiction
Personality Disorders
Substance Misuse
+9
I’m Chelsea, a somatic-first therapist who helps people move from emotional overwhelm into steadiness and clarity. In my practice, I guide clients to slow down, notice what’s happening in their bodies, and act from a grounded, regulated place rather than from panic, old wounds, or automatic patterns. I blend ACT, DBT, CBT, and embodied awareness to help people understand their thoughts, regulate their nervous systems, and build relationships and behaviors that align with their values. My work is gentle, intuitive, and deeply human — focused on helping clients feel anchored, present, and capable of choosing the life they want.
Available
View profile
Book session

$200/session

Intelligent
Empowering
Solution oriented
Specialties
Anxiety
Parenting
Women's Issues
Hi, I'm Jonni Allen, from Houston, Texas, a Licensed Marriage & Family Therapist and an Advanced Mediator. I received my masters degree from East Carolina University in Greenville, NC and my law degree from Washburn University in Topeka, KS. I started Pink Rose Therapy to help women reach their full potential. Through empowerment, support, and emotional development I have seen women achieve greater success in their career, higher reports of satisfaction and enjoyment from their interpersonal relationships and a genuine calm and peacefulness when enjoying their down time, allowing more time to spend on hobbies, side hustles, or causes with greater vigor and passion. I approach individual therapy as a partnership, where you and I both work on your treatment plan goals and checking in with how effective our work together is going. Each person is unique and has specific needs. Typically, I utilize cognitive behavioral therapy (CBT) techniques to challenge your current assumptions about your situation. I specialize in people experiencing anxiety, adjustment concerns around life transitions, and personality disorders. I am trauma informed and can help you realize how past traumas are impacting your mental health today, and strategies to cope better and calm the mind and body. I am a single mom to three children one adult, and two elementary age.
VirtualAvailable
View profile
Book session

$100/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+10
As a Licensed Professional Counselor, I am passionate about supporting children, adolescents, adults, couples, and families as they navigate life’s challenges. I specialize in working with individuals experiencing anxiety, depression, behavioral concerns, trauma, communication difficulties, and everyday stressors, using a collaborative, compassionate, and evidence-based approach. My approach is warm, collaborative, and tailored to your unique needs and I'm ready to assist you on your journey to BETTER.
Available
View profile
Book session

$90/session

Authentic
Direct
Open-minded
Specialties
Anxiety
Life Transitions
Mood Disorders
+9
My name is Dan Cooper, and I have been a licensed counselor since 2008. My path to this work was shaped early on by a year of public service with AmeriCorps, followed by time working in a transitional living program for homeless youth. Watching counselors help young people create meaningful, lasting change in their lives inspired me to pursue this work myself — and that sense of purpose has stayed with me ever since. My approach to counseling is fundamentally collaborative. I believe that you are the expert on your own life and circumstances. My role is not to tell you what to do, but to offer an outside perspective, help you clarify what you want, and support you in taking accountable steps toward your own goals. Together, we work as a team.
VirtualAvailable
View profile
Book session

New to Grow

$120/session

Specialties
Emotional Regulation
Life Transitions
Trauma and PTSD
+10
I'm a Licensed Professional Counselor and military veteran with extensive experience helping individuals navigate trauma, anxiety, identity concerns, and difficult life transitions. My approach to counseling is thoughtful, collaborative, and grounded in understanding each person's unique experiences and circumstances. I believe meaningful change begins with genuine connection, self-awareness, and the freedom to explore life's challenges without judgment. At NorthBridge, my philosophy is simple: Start where you are.
Available
View profile
Book session

$100/session

Empowering
Authentic
Warm
Specialties
Addiction
Anger Management
Anxiety
+7
I’m a Missouri-licensed therapist with 19 years of experience. My style is warm, inviting, and deeply accepting—I meet you where you are and celebrate the courage it takes to show up. I lean on cognitive behavioral therapy (CBT) to build awareness of how your life experiences shape today’s thoughts, feelings, and responses. For 15 years I’ve supported active-duty service members and their families, and I’ve also worked in schools—experiences that taught me to listen closely, honor each person’s story, and tailor care to your unique needs. I’m an ordained clergy member and can integrate a faith-based perspective when that feels meaningful for you, while also offering a safe space to process spirituality or church hurt.
VirtualAvailable
View profile
Book session

$120/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Couples Counseling
Depression
+4
I'm a licensed professional counselor and licensed mental health counselor, and I'm here to support you through life's challenges- whether you're struggling with anxiety, depression, difficult relationships, or the lasting effects of childhood trauma or dysfunction. My style is warm, compassionate, and solution-focused. I believe healing begins when we feel truly seen and heard, so in our sessions, you can expect a safe space where your story is honored without judgment. Together, we'll explore what's been holding you back and begin taking real steps toward positive change.
Available
View profile
Book session

$220/session

Empowering
Authentic
Intelligent
Specialties
Postpartum
Trauma and PTSD
Women's Issues
+7
I am a Palm Beach County, Florida native, mother, and counselor with a true passion for helping others and giving back to my community. I have always been passionate about overcoming the stigma surrounding mental health in our communities, healing from ACES, and resolving generational traumas. With every client, I strive to empower, educate, and uplift them through their therapeutic journey. I am educated, trained, and knowledgeable in various therapies and modalities of therapy. I also possess an extensive professional background in service-orientated careers and counseling has always been a natural calling as I continue to chart a path to helping others.
VirtualAvailable
View profile
Book session

$150/session

Warm
Authentic
Empowering
Specialties
Trauma and PTSD
Anxiety
Depression
+7
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.
VirtualAvailable
View profile
Book session

Often rebooked

$120/session

Solution oriented
Open-minded
Authentic
Specialties
Anxiety
Depression
Women's Issues
+8
Hi, I’m Victoria. I’m passionate about helping people navigate life’s challenges with compassion, understanding, and support. My goal is to create a safe and collaborative space where you can build confidence, reduce symptoms, and make meaningful, lasting changes. I work with clients experiencing anxiety, depression, low self-esteem, codependency, and major life transitions. My approach is eclectic, meaning I tailor each session to your unique needs. Together, we’ll explore what’s working, identify areas for growth, and develop practical strategies that support your emotional well-being and overall life satisfaction. I believe that improving your mental health can positively impact every part of your life. With the right tools and support, healing and personal growth are possible for everyone.
VirtualAvailable
View profile
Book session

Often rebooked

$120/session

Open-minded
Warm
Humorous
Specialties
Chronic Illness
LGBTQ
Life Transitions
+8
My name is Maya (they/them) and I specialize in understanding the overlapping worlds of queer, neurodivergent, and disabled folks. My approach to treatment involves the use of direct, solution-focused, and strengths-based therapies. This allows you to prioritize your most pressing issues, and stabilize your life. I am sex-positive, poly-affirming, and kink-informed. Currently accepting new clients as of 6/10. Please note that I can only provide therapy at this time, I do not offer medication management or testing services. Outside of work, I enjoy spending time with my rescue pit bull/chow mix. I love crafting, scrolling through memes, and adding treasures to my doom pile. I have flexible availability so please reach out if you are unable to find a time that works for you on my booking site. I look forward to meeting you!
Available
View profile
Book session

$115/session

Authentic
Open-minded
Humorous
Specialties
Anxiety
Couples Counseling
Family Conflict
+9
As a marriage and family therapist, I specialize in helping people improve family and other intimate relationships. We deserve to feel loved and connected in our family and especially in our marriage. I also have extensive experience helping people overcome their fears and anxiety. I enjoy helping empower people to live a fuller life where anxiety is an after-thought instead of the first thought. I've been seeing clients since 2020.
VirtualAvailable
View profile
Book session

$100/session

Authentic
Holistic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Since becoming a therapist in 2018, I’ve utilized my own insights to assist individuals and couples in becoming aware of the different feelings and parts that exist within the mind and body. From here, we will become familiar with these parts, how to understand what is in within them, and how they may impact our interactions within relationships. After all, once we know what something means, we can empower ourselves to choose what to do with it in order to THRIVE
Available
View profile
Book session

$55/session

Authentic
Solution oriented
Open-minded
Specialties
Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
VirtualAvailable
View profile
Book session

Often rebooked

$150/session

Solution oriented
Warm
Authentic
Specialties
Anxiety
Couples Counseling
Life Transitions
+6
You may understand what’s wrong—and still feel stuck. Maybe you overthink, carry responsibility for everyone else, repeat the same relationship patterns, or have already gained plenty of insight without the change you hoped for. I work with adults and couples who want therapy to lead somewhere. Together, we look beneath the surface, identify the patterns keeping you stuck, and turn insight into meaningful change. My style is active, collaborative, and grounded in Acceptance and Commitment Therapy (ACT) and relational approaches. I ask questions, offer observations, and help you practice new ways of responding in daily life and relationships. I specialize in anxiety, burnout, grief, life transitions, self-trust, people-pleasing, and recurring relationship patterns. I also help couples move beyond cycles of conflict, distance, resentment, and loss of trust. Couples therapy is private pay and is not billed to insurance. I am licensed in Maryland, Missouri, Ohio, and Kansas and earned my master’s degree from the Mandel School of Applied Social Sciences at Case Western Reserve University. Clients often describe me as warm, direct, compassionate, practical, and grounded—with a welcome sense of humor. Learn more at https://peggydecarlistherapy.com
VirtualAvailable
View profile
Book session

$150/session

Open-minded
Warm
Solution oriented
Specialties
Coping Skills
Couples Counseling
Military/Veterans
+10
Hello! I understand that when we’re struggling with something overwhelming and there’s a lot on the line, getting real help from a competent, experienced professional is crucial. Whether you’re experiencing stress, a relationship issue, or anxiety or sadness, or you simply want to improve your life, you’re in the right place: I’m a seasoned, doctoral level Licensed Mental Health Counselor and Licensed Marriage and Family Therapist with 24 years in the field, with a wealth of knowledge and experience to help individuals, couples and families with practically any issue or problem of living. If you are a military member, veteran or family member, thank you for your service and sacrifice on our behalf! You’ll feel right at home with me: Thanks in part to my 14 years as a Military & Family Life Counselor assigned to all military branches, I also have a strong understanding of the unique challenges that military families face, and special competency in helping with not only problems of living in general, but also the special issues that accompany military life.
VirtualAvailable
View profile
Book session

Often rebooked

$175/session

Warm
Empowering
Authentic
Specialties
Anxiety
Life Transitions
Self Esteem
+10
You've built the career✔️ You've shown up for your family✔️ You've handled all the responsibilities, solved the problems, and kept moving forward even when things got heavy✔️ From the outside, it looks like you have it all together; but lately, something feels off. You feel stuck. Maybe your relationship isn't where you want it to be. Maybe anxiety has become YOUR constant companion. You may be navigating a divorce/breakup, a career change, or simply wondering how you got so far from the person you used to be. The one thing you have the most clarity on is that you've spent years taking care of everyone else, so you know you're capable and resilient. But you also know, you don't want to keep living like 'this.' I help high-achieving adults navigate relationship challenges, anxiety, and life transitions so they can reconnect with who they are, communicate more effectively, and move forward in life with more confidence.
VirtualAvailable
View profile
Book session

$90/session

Warm
Solution oriented
Intelligent
Specialties
Anxiety
Child or Adolescent
Coping Skills
+8
I am a licensed therapist with specialized training in trauma-informed care and co-occurring disorders, dedicated to helping individuals navigate life’s challenges with clarity and confidence. My approach is warm, supportive, and structured, combining evidence-based practices like Cognitive Behavioral Therapy with a strengths-based perspective to promote meaningful and lasting change. I have extensive experience working with children, adolescents, and adults facing anxiety, emotional regulation difficulties, behavioral concerns, and major life transitions. I strive to create a safe, nonjudgmental space where clients feel heard and understood, while also being gently challenged to grow. Together, we focus on building practical skills, increasing self-awareness, and developing healthier ways of thinking, feeling, and responding to everyday stressors. Whether you’re feeling overwhelmed, stuck, or simply ready for change, I’m here to support you in taking the next step forward.
VirtualAvailable
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.