Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 185 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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St. LouisSpringfieldKansas CityClayton

Availability updated:

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Self Esteem
Trauma and PTSD
My name is Nikki, I’m a therapist with seven years of experience, specializing in helping clients address anxiety, depression, and trauma. Using EMDR and a personalized approach, I guide clients in overcoming limiting beliefs and building resilience for a more empowered, fulfilling life. Together, we can navigate life's obstacles, build resilience, and rediscover your inner strength. Taking that first step toward healing is an act of courage, and I’m here to provide the empathy and support you need along the way.
VirtualAvailable
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$125/session

Intelligent
Authentic
Solution oriented
Specialties
Anxiety
Depression
Suicidal Ideation
+10
When anxiety, depression, intrusive thoughts, self-harm urges, family conflict, or addiction take over, it can feel like your inner voice gets drowned out. You might feel stuck, disconnected, or ready for something different but unsure where to start. No matter where you are in life, you deserve to be heard & taken seriously. Therapy isn’t just about talking. It’s about learning how to shift patterns, challenge unhelpful thoughts, & build communication skills that actually work in real life. This is a space to get clear, grow stronger, & create change that feels authentic to you. Let’s help you reconnect with yourself & move forward I help clients move from surviving to thriving by building practical skills for real change. Specializing in trauma, anxiety, depression, alcohol and substance use, identity challenges, and more. I provide a safe, collaborative environment. My goal is to help you understand your experiences, heal, and deeply reconnect with yourself. Reaching out is often the hardest step, but it is also the bravest. You don’t have to carry this weight alone any longer. Finding a therapist you truly connect with is the most important part of the healing process, & you deserve a space where you feel safe, understood, & supported. I invite you to reach out for a consultation to see if we are the right fit
VirtualAvailable
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New to Grow

$80/session

Specialties
Couples Counseling
Depression
Trauma and PTSD
+10
Hi, I’m a Licensed Professional Counselor serving clients in Missouri through telehealth. I work with individuals and families navigating anxiety, depression, trauma, relationship challenges, and life changes, and I’m especially committed to providing an affirming space for LGBTQ+ clients. My approach is direct, compassionate, and practical. I take time to understand what you’re going through, what matters to you, and what you want to change. Together, we’ll work on understanding patterns, building coping skills, and finding steps that fit your life. You don’t have to have everything figured out before reaching out.
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New to Grow

$120/session

Specialties
Anxiety
Bipolar Disorder
Depression
+6
Therapy isn't about fixing you; it's about harnessing your strengths. I combine proven, evidence-based approaches to build a practical toolkit and a personalized strategy as unique as your brain. Your goals drive our work. By pairing top-tier, evidence-based care with a fully customized approach, I help you grow on your own terms. No two minds are alike; your therapy shouldn't be either. You deserve care that meets you exactly where you are, using evidence-based tools designed around your life and strengths. If you're ready for a personalized, compassionate approach to your mental wellness, send a message or give me a call today. I’d love to connect and see how we can work together.
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$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable
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$150/session

Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Sex Addiction
+8
Having 20 + years of experience in the counseling field, I enjoy helping people improve marriage and family relationships, and I am passionate about working alongside individuals to overcome anxiety, depression, ADHD, and sexual addiction. Often, this can happen in a short-term time frame. I work with individuals to overcome everyday and complex challenges. From a therapeutic perspective, I bring in both Christian principles and psychology into my practice and help identify personal strengths and solutions for creating treatment goals.
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$100/session

Authentic
Intelligent
Open-minded
Specialties
Anxiety
Life Transitions
Men's Issues
+9
Hi, thanks for reaching out for help. I have over 30 years of experience in many areas of mental health, including counseling, psychiatric and substance use assessments in hospital emergency departments ; I have worked with adults, adolescents an$ couples. I have also been consultant to managers and supervisors seeking guidance for employees with mental health/ substance issues. I have an open, compassionate approach and will work together with you to help you break free of the issues that are holding you back or keeping you stuck. You are not alone: so many of us- including myself- face these challenges. I’m available for an initial, brief phone conversation to answer any questions you might have, and to determine if I would be a good fit.
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New to Grow

$120/session

Specialties
Anxiety
Obsessive-Compulsive (OCD)
Perinatal / Postpartum
+5
I am a licensed clinical social worker (LCSW/LISW) and perinatal mental health certified practitioner (PMH-C) offering services in Iowa, Missouri, and Hawaii. I specialize in OCD and perinatal mental health, offering compassionate, practical guidance grounded in evidence-based therapy. My approach balances understanding and encouragement with direct support in facing fears, navigating difficult emotions, and breaking unhelpful patterns. I work collaboratively with clients to identify meaningful goals, develop effective coping skills, and build confidence through manageable, intentional steps. My aim is to help you move beyond feeling stuck and develop the tools, flexibility, and self-trust to navigate life's challenges with greater independence.
Available
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$100/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+10
As a Licensed Professional Counselor, I am passionate about supporting children, adolescents, adults, couples, and families as they navigate life’s challenges. I specialize in working with individuals experiencing anxiety, depression, behavioral concerns, trauma, communication difficulties, and everyday stressors, using a collaborative, compassionate, and evidence-based approach. My approach is warm, collaborative, and tailored to your unique needs and I'm ready to assist you on your journey to BETTER.
Available
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$125/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
Depression
Life Transitions
+8
Come as you are. You don’t need to have the right words, have everything figured out, or know exactly where to begin. Bring your fears, your struggles, your questions, and the parts of life that feel heavy. We’ll make space for all of it together, without judgment and at your own pace. You don’t have to navigate the difficult moments alone. My hope is that therapy can be a place where you feel genuinely seen, supported, and understood as you work toward a life that feels more manageable and meaningful. I provide a compassionate and nonjudgmental space where you can feel comfortable exploring what you’re experiencing and working toward interpersonal growth and positive changes you want to see in your life. I can assist you in prioritizing their current needs, identifying and processing their life stressors, and further developing coping skills
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$90/session

Authentic
Direct
Open-minded
Specialties
Anxiety
Life Transitions
Mood Disorders
+9
My name is Dan Cooper, and I have been a licensed counselor since 2008. My path to this work was shaped early on by a year of public service with AmeriCorps, followed by time working in a transitional living program for homeless youth. Watching counselors help young people create meaningful, lasting change in their lives inspired me to pursue this work myself — and that sense of purpose has stayed with me ever since. My approach to counseling is fundamentally collaborative. I believe that you are the expert on your own life and circumstances. My role is not to tell you what to do, but to offer an outside perspective, help you clarify what you want, and support you in taking accountable steps toward your own goals. Together, we work as a team.
VirtualAvailable
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$100/session

Authentic
Warm
Solution oriented
Specialties
ADHD
Anxiety
Autism
+8
Hi, I'm Julie. Are you ready to be seen and feel supported through encouragement, validation, and understanding? You should start to feel lighter and more in control pretty quickly—you are no longer alone with what makes you sad, frustrated, insecure, or scared. You won't have to remind me of your past sessions. I have an eclectic, humanistic approach, which means you are an incredible human who matters. I personalize the style of therapy to you and your situation, pulling from different perspectives and modalities designed to meet your needs best. I welcome your feedback as we build a partnership for growth and healing.
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$90/session

Warm
Open-minded
Specialties
Addiction
Personality Disorders
Substance Misuse
+9
I’m Chelsea, a somatic-first therapist who helps people move from emotional overwhelm into steadiness and clarity. In my practice, I guide clients to slow down, notice what’s happening in their bodies, and act from a grounded, regulated place rather than from panic, old wounds, or automatic patterns. I blend ACT, DBT, CBT, and embodied awareness to help people understand their thoughts, regulate their nervous systems, and build relationships and behaviors that align with their values. My work is gentle, intuitive, and deeply human — focused on helping clients feel anchored, present, and capable of choosing the life they want.
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$100/session

Empowering
Warm
Authentic
Specialties
Addiction
Anger Management
Anxiety
+7
I’m a Missouri-licensed therapist with 19 years of experience. My style is warm, inviting, and deeply accepting—I meet you where you are and celebrate the courage it takes to show up. I lean on cognitive behavioral therapy (CBT) to build awareness of how your life experiences shape today’s thoughts, feelings, and responses. For 15 years I’ve supported active-duty service members and their families, and I’ve also worked in schools—experiences that taught me to listen closely, honor each person’s story, and tailor care to your unique needs. I’m an ordained clergy member and can integrate a faith-based perspective when that feels meaningful for you, while also offering a safe space to process spirituality or church hurt.
VirtualAvailable
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$125/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
From the outside, it may look like you’re managing life well...showing up for work, relationships, and responsibilities while quietly carrying stress, anxiety, overthinking, or emotional exhaustion underneath it all. Maybe your mind never fully slows down, you feel disconnected from yourself, or you keep finding yourself stuck in the same painful patterns no matter how hard you try to change them alone. The truth is that healing does not happen in isolation. We are not meant to carry everything by ourselves. Real change happens when you have a space where you can feel emotionally safe, understood, and supported without judgment. That's where I come in. I’m a trauma-informed psychotherapist (LPC) and the founder of Profound Minds Psychological Services. I help individuals move beyond survival mode, make sense of what’s happening beneath the surface, and begin creating sustainable, transformative, long-lasting emotional and mental healing. My role is to help you make sense of what is happening beneath the surface and begin creating change that actually lasts. Many of the individuals I work with are capable, reflective, and self-aware, yet frustrated that insight alone has not been enough. In our work, we go beyond symptoms and begin identifying the emotional and relational patterns driving them. From there, we work to shift those patterns in a structured, realistic, and sustainable way. This is a space where you do not need to hold everything together or have the right words. You can show up as you are, and we will begin from there.
VirtualAvailable
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$115/session

Authentic
Open-minded
Humorous
Specialties
Anxiety
Couples Counseling
Family Conflict
+9
As a marriage and family therapist, I specialize in helping people improve family and other intimate relationships. We deserve to feel loved and connected in our family and especially in our marriage. I also have extensive experience helping people overcome their fears and anxiety. I enjoy helping empower people to live a fuller life where anxiety is an after-thought instead of the first thought. I've been seeing clients since 2020.
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Often rebooked

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
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$150/session

Warm
Authentic
Empowering
Specialties
Trauma and PTSD
Anxiety
Depression
+7
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.
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$90/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Child or Adolescent
Coping Skills
+8
I am a licensed therapist with specialized training in trauma-informed care and co-occurring disorders, dedicated to helping individuals navigate life’s challenges with clarity and confidence. My approach is warm, supportive, and structured, combining evidence-based practices like Cognitive Behavioral Therapy with a strengths-based perspective to promote meaningful and lasting change. I have extensive experience working with children, adolescents, and adults facing anxiety, emotional regulation difficulties, behavioral concerns, and major life transitions. I strive to create a safe, nonjudgmental space where clients feel heard and understood, while also being gently challenged to grow. Together, we focus on building practical skills, increasing self-awareness, and developing healthier ways of thinking, feeling, and responding to everyday stressors. Whether you’re feeling overwhelmed, stuck, or simply ready for change, I’m here to support you in taking the next step forward.
VirtualAvailable
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New to Grow

$155/session

Specialties
Anxiety
Chronic Illness / Medical Issues
Emotional Regulation
+4
Sometimes the hardest part of change is figuring out who you are becoming. Life transitions, particularly during midlife, can leave you feeling overwhelmed, disconnected, or simply not like yourself. These seasons do not have to define you. They can be an opportunity to reconnect with who you are and discover what comes next. My goal is to provide you with a supportive, nonjudgemental space where you can feel heard, regain confidence, navigate change and create a stronger connection with yourself. You deserve to feel good about the woman you are becoming. I also work with individuals experiencing anxiety, depression, obsessive-compulsive disorder (OCD), perfectionism, and the emotional challenges of living with chronic health conditions. Whether you are navigating a major life transition, working through ongoing challenges, or simply ready to feel more like yourself again, I would love to help you find your path forward. I invite you to reach out and take that first step.
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$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
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$125/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Child or Adolescent
Depression
+8
As a Licensed Clinical Social Worker, I have dedicated my career to supporting teens and adolescents since 2014. I find it incredibly rewarding to help young people navigate the complexities of their lives and overcome the challenges they face. My therapeutic approach is rooted in empathy, collaboration, and evidence-based practices. I am committed to helping my clients discover their strengths and create meaningful change in their lives.
VirtualAvailable
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$125/session

Intelligent
Warm
Specialties
Anxiety
Life Transitions
Mood Disorders
Hello hello hello! Congratulations on doing one of the first steps of your journey: searching and initiating care for yourself! I'm glad you're here. My name is Jenny Simpson and I work with high achievers navigating depression and anxiety or even just conquering an adjustment period in their life - opening a business, taking a big exam, deciding on relationship dynamics. I have extensive history in hospital administration, working alongside varying diagnoses including mental health and substance use disorder. I hold a national certification and am licensed in three states (MO, KS, and CO) and am ready to party (have therapy) when you are!
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$150/session

Authentic
Warm
Empowering
Specialties
Anxiety
Coping Skills
Grief
+9
A Christian Counselor who counsels with an open Bible during the session. I serve individuals grappling with intrusive negative thoughts, shame, and guilt from past decisions, and a lack of clarity about their God-given purpose. Do you experience emotional breakdowns, increased stress, and sleepless nights? Do you often fight to quiet or chase away the persistent inner thoughts/voices? It can be downright SCARY as uncontrollable anxiety and spiritual uncertainty set in, leaving you to wonder, “Where is God?” “Why is this happening to me?” and crying out, “I just want it to stop!” When positive self-talk, distraction, and deep breathing aren't working, you need a different kind of therapy. Christian counseling, which relies on Biblical instructions from God, focuses on all aspects of mental health. The Bible is true, and scientific discoveries continue to support what God has been telling us. Let's remove the distracting emotional states of worry, fear, and pain so you can focus on life. You can enjoy activities again without doubt or apprehension. If you are done with all the annoying, catastrophizing negative thoughts that keep you from enjoying life or rob you of sleep at night, I want to encourage you - you don’t have to live this way. I offer a FREE 20-minute CONSULTATION if you still have questions. Just message me or email me, and we can set that up!
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Often rebooked

$80/session

Warm
Direct
Empowering
Specialties
Child or Adolescent
Couples Counseling
Peer Relationships
+8
I am a seasoned mental health professional with more than two decades of experience, including approximately four years as a therapist (first year of independent clinical practice). I work from a systemic perspective, recognizing that while each person has their own internal struggles, the world around them profoundly shapes their experiences and relationships. Drawing from training in multiple therapeutic modalities, I tailor my approach to each individual, creating personalized treatment plans that honor their unique needs and goals. My clinical work spans children, adolescents, adults, couples, and families. I also have a unique and meaningful connection to first responders and their families, because I grew up in the fire community, and I am the spouse a first responder.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.