Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 161 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/29/2026

$120/session

Warm
Empowering
Direct

Specialties

Anxiety
Coping Skills
Life Transitions
+3
I am a board-certified therapist providing telehealth services to clients in Missouri and Oklahoma. I work with teens, adults, high-achieving professionals, creatives, and caregivers navigating burnout, identity transitions, spiritual questions, and emotional overwhelm. My approach is grounded in cultural humility and evidence-based practices, and I welcome the integration of spirituality when it’s meaningful to you. I’m also EMDR-certified, which allows me to support clients in processing trauma and shifting long-held emotional patterns in a deeper, more embodied way. With over a decade of experience, I offer a space that is both grounding and growth oriented.
VirtualAvailable
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$150/session

Authentic
Intelligent
Open-minded

Specialties

Men's Issues
Self Esteem
Spirituality
+10
I am a compassionate, grounded therapist who believes meaningful change happens when clients feel truly seen, heard, and respected. I strive to create a safe, collaborative space where you can show up as you are—without judgment or pressure—and move at a pace that feels right for you. I value authenticity, curiosity, and practical growth, and I view therapy as a partnership rooted in trust. My role is to support you in understanding yourself more deeply, clarifying what matters most, and building tools that help you move toward the life and relationships you want.
VirtualAvailable
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$55/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
VirtualAvailable
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New to Grow

$125/session

Specialties

ADHD
Anxiety
Life Transitions
+10
I believe therapy works best when you can show up exactly as you are — messy thoughts, quirky interests, big feelings, awkward humor, and all. As a neurodiverse therapist myself, I understand what it can feel like to navigate a world that often expects people to think, feel, and function in very specific ways. My goal is to create a space where clients feel genuinely accepted, understood, and safe enough to unmask and be themselves without fear of judgment. I grew up in Hawaii, and that upbringing shaped the way I connect with people — with warmth, openness, humor, and a strong belief in the importance of relationships and community. Before becoming a therapist, I worked in special education, which deepened my passion for supporting neurodiverse children, teens, adults, and families in ways that honor their strengths rather than trying to “fix” who they are. I’m also a mom to two energetic boys, so I understand firsthand the chaos, beauty, exhaustion, and constant learning that comes with parenting and family life. Outside of therapy, you can usually find me practicing yoga, spending time with my bulldogs, or trying to balance self-care with the realities of everyday life. In therapy, I strive to be real, collaborative, and compassionate. I love working with clients who feel different, overwhelmed, emotionally exhausted, misunderstood, or stuck trying to fit into expectations that don’t truly work for them. Whether you’re navigating anxiety, ADHD, autism, trauma, parenting stress, emotional regulation, or life transitions, I want therapy to feel like a place where you can breathe a little easier and feel more connected to who you really are.
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New to Grow

$100/session

Specialties

Anger Management
Anxiety
Coping Skills
Hello, my name is Halisi Muhammad, and I am a Licensed Professional Counselor with a background in education and behavioral health. I have over a decade of experience supporting individuals and families through teaching, counseling, and behavior support services. My approach is compassion, client-centered, and focused on helping each person build practical skills, conifidence, and meaningful progress. I believe in creating a safe, respectful space where clients feel heard, supported, and empowered.
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New to Grow

$90/session

Specialties

Addiction
Anxiety
Depression
+1
I am a licensed Professional Counselor, licensed both in Arkansas and Missouri. I work with individuals in a collaborative manner. I use Cognitive Behavioral Therapy and elements of Rational Emotive Behavioral Therapy, Reality Therapy, Acceptance Commitment Therapy to find what works best with each person. My responsibility is to encourage each person to self evaluate their values, beliefs and behaviors in an effort to help them find a path to a more enjoyable life. Each person is different and one size does not fit all. To ask for help takes a great of courage. It is the greatest gift we can give another, is to ask for and receive help. I look forward to working with each person not only for the gift, but for the opportunity to learn a different view of life
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New to Grow

$200/session

Direct
Empowering
Humorous

Specialties

Child or Adolescent
Life Transitions
Parenting
+4
As a Board-Certified Registered Art Therapist, Licensed Professional Counselor, and play therapist in training, I value creative expression. I believe that all people deserve spaces and relationships within which they can freely express themselves. I specialize in helping children navigate emotional and developmental challenges, unlocking their capacity to build confidence, resilience, and coping skills that will serve them throughout their lives. Outside of the office, I am a lifelong artist and currently enjoy working with collage, watercolor, and mixed media. When I'm not making art, you can find me exploring nature, trying new recipes, or listening to podcasts with my cat.
VirtualAvailable
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$90/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
I am passionate about providing services to those who want to take that step forward to begin their journey to healing. I’m a therapist based in Missouri who works with teens and adults navigating anxiety, self esteem, depression, and the effects of trauma. Outside of therapy, I’m a proud dog mom who loves rollerskating, music, and movement whether through dance or fitness.
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Often rebooked

$200/session

Intelligent
Solution oriented
Authentic

Specialties

Anxiety
Depression
Men's Issues
+10
Throughout my career, I’ve worked in a variety of settings, including hospitals, community mental health centers, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable
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New to Grow

$125/session

Specialties

ADHD
Anxiety
Trauma and PTSD
+7
I am a licensed clinical professional counselor specializing in ADHD, anxiety, depression, PTSD, and trauma. I am trained in many treatment modalities but primarily utilize Cognitive-Behavioral Therapy (CBT) methods. I am also trained and utilize Eye Movement Desensitization Reprocessing (EMDR) to address PTSD and trauma. I am here to help you challenge the negative beliefs and/or thoughts holding you back and replace them with positive beliefs and motivation. I want to help you fight the battles nobody sees you fighting and give you tools to keep on fighting on those hard days.
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$175/session

Solution oriented
Challenging
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+10
From the outside, it may look like you’re managing life well—showing up for work, relationships, and responsibilities while quietly carrying stress, anxiety, overthinking, or emotional exhaustion underneath it all. Maybe your mind never fully slows down, you feel disconnected from yourself, or you keep finding yourself stuck in the same painful patterns no matter how hard you try to change them alone. The truth is that healing does not happen in isolation. We are not meant to carry everything by ourselves. Real change happens when you have a space where you can feel emotionally safe, understood, and supported without judgment. That's where I come in. I’m a trauma-informed psychotherapist (LPC) and the founder of Profound Minds Psychological Services. I help adolescents, adults, couples, and families move beyond survival mode, make sense of what’s happening beneath the surface, and begin creating sustainable, transformative, long-lasting emotional and mental healing. My role is to help you make sense of what is happening beneath the surface and begin creating change that actually lasts. Many of the individuals I work with are capable, reflective, and self-aware, yet frustrated that insight alone has not been enough. In our work, we go beyond symptoms and begin identifying the emotional and relational patterns driving them. From there, we work to shift those patterns in a structured, realistic, and sustainable way. This is a space where you do not need to hold everything together or have the right words. You can show up as you are, and we will begin from there.
VirtualAvailable
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$120/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Life Transitions
+4
As a seasoned clinician, I specialize in helping clients find steadiness during times of uncertainty. I bring a mindful, practical, and collaborative style to therapy, helping you slow down, make sense of your experiences, and build the skills and confidence needed to create meaningful change. My goal is to offer a grounded, compassionate space where you can reconnect with your strengths and move toward a life that feels more aligned and intentional.
VirtualAvailable
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$140/session

Empowering
Warm

Specialties

Anxiety
Life Transitions
Parenting
+5
Hello and welcome! Congratulations, you’ve taken the first step by recognizing you need support. Counseling is extremely personal, and finding a good fit is key to success. I offer you over 20 years of experience working in the mental health field. I have an undergraduate degree in Psychology with a minor in Chemistry (2001), and a graduate degree in Community Counseling (2006). I have 12 years experience working in a non-profit organization offering psychoeducation, group, individual, family, and couples counseling from pre-school to adult within agency, school and court settings. During that time, I spent over 7 years supervising and mentoring interns, supervising other clinicians toward licensure, as well as managing staff and developing clinical programs. In 2011, I took a leap fulfilling a dream by opening my private practice specializing in gifted and twice exceptional/neurodiverse individuals. Outside of work, I volunteer (2003-present) with the National Council on Youth Leadership helping to challenge high school juniors and seniors to broaden their leadership skills through experiential learning opportunities. I am an active parent to three and serve on the PTO board of my children’s elementary school. In my spare time, I enjoy spending time with my family outdoors (gardening, hiking, biking and kayaking), crafting (quilting, painting, and paper crafts), and reading.
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$120/session

Direct
Humorous
Authentic

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
I'm a retired, decorated Air Force combat veteran. I graduated from Washington University St Louis, earning a Master of Science in Social Work with an emphasis in Social Entrepreneurship. ​I have years of experience as a therapist working with the military, veterans, and various populations. I've worked as a subject matter expert in wellness programs such as suicide prevention, substance abuse, alcohol and drug abuse, and smoking cessation. I was a certified resiliency trainer and instructor for over 15 years. 
VirtualAvailable
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$100/session

Solution oriented
Warm
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Welcome! I am Yulia, a Clinical Social Worker licensed in Virginia, Alabama, and Missouri with over 8 years of experience in mental health in a variety of settings. I am here to help you overcome challenges that you are currently facing. Our life journey may surprise us with many joyful and positive experiences, but there are certainly times when we stumble upon disappointments, stressful life events, health concerns, loss of a loved one, or traumatic experiences that bring us down to our knees and make us question the fairness of life itself and our place in it. If you can relate, you have come to a right place and I applaud you for finding strengths to reach out for help.
VirtualAvailable
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$100/session

Specialties

Anxiety
Depression
Family Conflict
+10
I hold a Bachelor’s Degree from Missouri State University and a Master’s Degree in Counseling from John Brown University. Counseling is my “second act,” following 23 years of ministry experience that prepared me for a natural transition into this profession. I am trained in Cognitive Behavioral Therapy, Marriage and Family Therapy, Crisis and Trauma Counseling, Addictions Counseling, Group Therapy, Play Therapy, and more. I draw from multiple modalities in my practice—most often using an Internal Family Systems approach with individuals and the Gottman method with couples. I offer faith based counseling upon request.
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$50/session

Specialties

Men's Issues
Anxiety
Coping Skills
+2
I hold a Master’s degree in Clinical Psychology/Counseling from California Southern University, and am a Licensed Professional Counselor (LPC) who resides and practices in Missouri. I believe therapy should be useful in your everyday life, not just something we talk about in session, so I focus on helping you understand what’s going on and how to apply it in a real, practical way. I work with men from all backgrounds, including first responders, around topics like stress, emotional expression, substance use, and behaviors that can be difficult to talk about. I understand that there’s often pressure to keep things to yourself.
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$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Women's Issues
+10
My approach to therapy is collaborative and compassionate, recognizing that healing looks different for everyone. I draw primarily from Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and culturally sensitive approaches to create a space that honors each person’s unique story and identity. I have worked in the mental health field for more than ten years, supporting adolescents, adults, and families through challenges related to mental health, challenging family dynamics, life changes, and substance use.
VirtualAvailable
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$90/session

Direct
Authentic
Empowering

Specialties

Family Conflict
Mood Disorders
Self Esteem
+10
My name is Dan Cooper, and I have been a licensed counselor since 2008. My path to this work was shaped early on by a year of public service with AmeriCorps, followed by time working in a transitional living program for homeless youth. Watching counselors help young people create meaningful, lasting change in their lives inspired me to pursue this work myself — and that sense of purpose has stayed with me ever since. My approach to counseling is fundamentally collaborative. I believe that you are the expert on your own life and circumstances. My role is not to tell you what to do, but to offer an outside perspective, help you clarify what you want, and support you in taking accountable steps toward your own goals. Together, we work as a team.
VirtualAvailable
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New to Grow

$75/session

Specialties

Anxiety
Depression
Health/Medical Issues
+10
I’m someone who cares about real connection, steady progress, and creating a space where you can show up as yourself. I’ve spent years helping people sort through heavy thoughts, navigate big life changes, and rebuild a sense of direction. My approach is collaborative, practical, and values-driven. I bring structure when it’s helpful and loosen it when you’re ready to lead. My communication style is calm, warm, and straightforward — I make space for you to speak freely, slow down, or dig deeper when you’re ready. My background spans community mental health, integrated primary care, and work with people navigating some of life’s harder edges — chronic illness, trauma, and major life transitions. I’ve worked alongside people at a lot of different starting points, and that shapes how I show up: without assumptions, and without a one-size-fits-all approach.
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New to Grow

$125/session

Specialties

Anxiety
Depression
Spirituality
+5
As a Licensed Clinical Social Worker, I am deeply committed to creating a warm and welcoming space for my clients, where they feel truly seen and valued. Guided by my Christian worldview, I believe in the power of compassion and grace as we navigate life's challenges together. With a strong foundation in trauma-informed care, I focus on understanding each person’s unique story and experiences. Utilizing evidence-based practices, including Cognitive Behavioral Therapy (CBT) and motivational interviewing, I aim to empower you on your journey towards growth. Together, we will explore your path forward, foster hope, build strength, and pursue joy in every season of life.
VirtualAvailable
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$115/session

Solution oriented
Intelligent
Authentic

Specialties

Addiction
Anxiety
Depression
+10
When anxiety, depression, intrusive thoughts, self-harm urges, family conflict, or addiction take over, it can feel like your inner voice gets drowned out. You might feel stuck, disconnected, or ready for something different but unsure where to start. No matter where you are in life, you deserve to be heard & taken seriously. Therapy isn’t just about talking. It’s about learning how to shift patterns, challenge unhelpful thoughts, & build communication skills that actually work in real life. This is a space to get clear, grow stronger, & create change that feels authentic to you. Let’s help you reconnect with yourself & move forward I help clients move from surviving to thriving by building practical skills for real change. Specializing in trauma, anxiety, depression, relationship dynamics, alcohol and substance use, identity challenges, and more. I provide a safe, collaborative environment. My goal is to help you understand your experiences, heal, and deeply reconnect with yourself. Reaching out is often the hardest step, but it is also the bravest. You don’t have to carry this weight alone any longer. Finding a therapist you truly connect with is the most important part of the healing process, & you deserve a space where you feel safe, understood, & supported. I invite you to reach out for a consultation to see if we are the right fit
VirtualAvailable
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New to Grow

$120/session

Specialties

Autism
Family Conflict
Trauma and PTSD
+10
I’m a master’s‑level therapist with 18 years in the field, and I bring a mix of warmth, directness, and a good sense of humor to the work. I’m highly relational and love getting to know the real person behind the symptoms. I’m also a well‑researched therapy nerd who enjoys blending different approaches to fit each client, not the other way around. I’m eclectic, energetic, and a natural storyteller, and I’ve spent my career helping people make sense of their experiences in a way that feels grounding and empowering. My goal is to create a space where you feel understood, supported, and able to grow at your own pace.
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$90/session

Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Depression
+10
Hello, I'm Shakera. No one knows you better than yourself, so be proud of this first step of taking care of yourself. I am a Licensed Professional Counselor with 7 years of experience working as a therapist My focus is on implementing a client-centered approach, where I believe the most important aspect is to provide a non-judgmental and safe space for all of my clients. It's crucial not to pressure my clients to convey what is uncomfortable but to help them process their feelings and empower them to do what is best for them in their daily lives. Throughout my career, I have had the privilege of working with adults who have experienced trauma, grief, depression, relationship issues, family conflicts, self-image issues, anxiety, peer pressure, and so much more. My approach is versatile, incorporating a variety of techniques such as cognitive behavioral therapy, solution-focused theory, mindfulness techniques, grounding techniques, and more. I believe in the importance of clients having a voice so they can be heard and understood.
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New to Grow

$150/session

Specialties

LGBTQ
Racism
Trauma and PTSD
+5
***PLEASE READ*** Please reach out to me BEFORE scheduling an appointment via Grow Therapy. Availability listed on here does not always accurately reflect clinician availability. The best way to request an appointment is by following this link: https://anchorcounseling.sessionshealth.com My treatment approach is eclectic in nature, but I mainly use psychodynamic therapy in my practice. Clients would would benefit from my services if they are ready to examine and develop insight into how past experiences impact their present lives. Clients should expect to be validated and gently challenged in therapy in order to get through the mental blocks that keep them stuck in repeating the same self-destructive patterns.
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Frequently asked questions

Why filter by Missouri rather than a city like Kansas City?

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.