Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 175 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

St. LouisSpringfieldKansas CityClayton

Availability updated: 9/17/2026

New to Grow

$90/session

Specialties
Anxiety
Depression
First Responders/Healthcare Workers
+10
I am a clinician that brings heart, experience and a long history of helping others to the room. My style is more directive while meeting you where are at. I have over 35 years working in the Employee Assistance Profession primarily using short term solution focused approach. I am trained to look at the big picture and not only through one specific lens. This allows me to complete a more holistic assessment.
Available

New to Grow

$90/session

Specialties
Addiction
Personality Disorders
Substance Misuse
+9
I’m Chelsea, a somatic-first therapist who helps people move from emotional overwhelm into steadiness and clarity. In my practice, I guide clients to slow down, notice what’s happening in their bodies, and act from a grounded, regulated place rather than from panic, old wounds, or automatic patterns. I blend ACT, DBT, CBT, and embodied awareness to help people understand their thoughts, regulate their nervous systems, and build relationships and behaviors that align with their values. My work is gentle, intuitive, and deeply human — focused on helping clients feel anchored, present, and capable of choosing the life they want.
Available

$125/session

Warm
Authentic
Empowering
Specialties
Life Transitions
Mood Disorders
Women's Issues
+10
“An Arrow can only be shot by pulling it backward. So when life is dragging you back, it means that it is going to launch you into something great.” Life has its way of pulling us backward, but I believe with positive support, healthy coping skills, and processing through things that are dragging you back; you can learn to thrive and launch yourself into greater things. I am a Licensed Clinical Social Worker based in Missouri and also licensed in Illinois and Massachusetts. I received my Master's from the University of Missouri-Columbia. I have worked with clients of all ages and value the opportunity to support individuals in making meaningful, positive changes to live their best lives. I bring over ten years of experience in the mental health field, working with individuals experiencing depression, anxiety, mood disorders, PTSD, personality disorders, and substance and alcohol use disorders. I specialize in perinatal mental health and have also served as a breastfeeding peer counselor, which allows me to incorporate additional support and understanding into my work with individuals and families. My greatest strength as a therapist is building genuine, trusting relationships where clients feel accepted, heard, and understood. Using a variety of therapeutic approaches, I help clients develop practical coping skills to manage daily stress and navigate symptoms they have struggled with in the past. I truly believe change is possible. I use DBT(Dialectical Behavioral Therapy) informed skills to help women and individuals in the perinatal period and beyond build mindfulness, emotional regulation, distress tolerance, and healthy relationship skills. These tools are effective in managing anxiety, depression, mood changes, trauma responses, disordered eating, substance use, and other emotional challenges common in women’s and perinatal mental health.
VirtualAvailable

Often rebooked

$130/session

Empowering
Open-minded
Specialties
Anxiety
Couples Counseling
Obsessive-Compulsive (OCD)
+6
Hello and Welcome! Congratulations on taking your first step towards healing! My passion is to provide compassionate, evidence-based therapy for Anxiety, OCD, Relationships, and Trauma. My practice is dedicated to helping individuals and couples break free from patterns that keep you stuck in the same cycles so you can build healthier relationships, stronger self-worth, and a more fulfilling life. Whether you are struggling with anxiety, OCD, depression, self-doubt, intrusive thoughts, relationship difficulties, childhood trauma, narcissistic abuse recovery, or emotional overwhelm, therapy can help you gain greater self-awareness, build resilience, and feel more confident in your day to day. For couples seeking to develop a deeper understanding of one another, strengthen communication, and build more meaningful connections as well as heal attachment wounds, we will likely be an excellent fit! If you feel like you're having the same conversation over and over again with little resolution, you're not alone. I help couples identify recurring patterns in their relationships, understand the emotions driving them, and build healthier ways of communicating and connecting.
Available

$125/session

Solution oriented
Authentic
Warm
Specialties
Couples Counseling
Life Transitions
Trauma and PTSD
+10
Hello, I'm Tanya, a Licensed Clinical Social Worker (LCSW) with a Master of Social Work (MSW) from the University of Missouri-St. Louis School of Social Work, class of 2010. Born and raised on the west side of St. Louis city, I bring a deep understanding and connection to the community I serve. My focus is on supporting women through all stages of life and interpersonal growth, individuals with mental health diagnoses, those grappling with past experiences, and those facing relationship and work-related challenges.
VirtualAvailable

$90/session

Direct
Authentic
Intelligent
Specialties
Anxiety
Family Conflict
Mood Disorders
+10
My name is Dan Cooper, and I have been a licensed counselor since 2008. My path to this work was shaped early on by a year of public service with AmeriCorps, followed by time working in a transitional living program for homeless youth. Watching counselors help young people create meaningful, lasting change in their lives inspired me to pursue this work myself — and that sense of purpose has stayed with me ever since. My approach to counseling is fundamentally collaborative. I believe that you are the expert on your own life and circumstances. My role is not to tell you what to do, but to offer an outside perspective, help you clarify what you want, and support you in taking accountable steps toward your own goals. Together, we work as a team.
VirtualAvailable

$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
Available

Often rebooked

$120/session

Solution oriented
Open-minded
Warm
Specialties
Anxiety
Depression
Women's Issues
+8
Hi, I’m Victoria. I’m passionate about helping people navigate life’s challenges with compassion, understanding, and support. My goal is to create a safe and collaborative space where you can build confidence, reduce symptoms, and make meaningful, lasting changes. I work with clients experiencing anxiety, depression, low self-esteem, codependency, and major life transitions. My approach is eclectic, meaning I tailor each session to your unique needs. Together, we’ll explore what’s working, identify areas for growth, and develop practical strategies that support your emotional well-being and overall life satisfaction. I believe that improving your mental health can positively impact every part of your life. With the right tools and support, healing and personal growth are possible for everyone.
VirtualAvailable

Often rebooked

$200/session

Solution oriented
Intelligent
Warm
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+9
Throughout my career, I’ve worked in a variety of settings, including hospitals, community counseling agencies, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable

$115/session

Authentic
Open-minded
Humorous
Specialties
Anxiety
Couples Counseling
Family Conflict
+9
As a marriage and family therapist, I specialize in helping people improve family and other intimate relationships. We deserve to feel loved and connected in our family and especially in our marriage. I also have extensive experience helping people overcome their fears and anxiety. I enjoy helping empower people to live a fuller life where anxiety is an after-thought instead of the first thought. I've been seeing clients since 2020.
VirtualAvailable

$100/session

Authentic
Solution oriented
Humorous
Specialties
Addiction
Anxiety
Trauma and PTSD
+10
Christopher Dane Keil is a Licensed Professional Counselor in Helper, UT who works with individuals and couples across the lifespan. He supports clients facing trauma, anxiety, depression, PTSD, and addiction, especially when intense emotions—like fear, shame, or low self-worth—feel overwhelming or disruptive. Christopher’s approach is warm, validating, and practical. He tailors treatment to each client and blends evidence-based methods, including EMDR and Accelerated Resolution Therapy (ART), to help the brain reprocess painful experiences and reduce symptoms. He also draws from IFS-informed, narrative, ACT, and somatic strategies as needed so clients gain tools that fit their lives. With more than 15 years in the mental health field and a Master’s in Clinical Mental Health Counseling from the University of Phoenix, Christopher’s goal is to help clients build resilience, feel more grounded, and take clear next steps in their healing.
VirtualAvailable

$130/session

Solution oriented
Direct
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+5
I am a Licensed Clinical Social Worker. I graduated with my Master's Degree from Saint Louis University. My style is straightforward, respectful, and focused on clarity. I will not just sit back and nod. I help clients identify patterns, blind spots, and behaviors that may be keeping them stuck, while creating a space that still feels grounded and supportive. Clients who work well with me are often looking for more than a place to vent. They want insight that leads to action, and therapy that helps things finally click.
VirtualAvailable

$125/session

Direct
Empowering
Warm
Specialties
Anxiety
Depression
Life Transitions
I am a Licensed Professional Counselor (LPC) in Missouri and a licensed clinical mental health counselor (LCMHC) in North Carolina who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
Available

$125/session

Specialties
Anxiety
Couples Counseling
Family Conflict
+8
Hi there! Im Stephanie, a Licensed Mental Health Counselor based in New York, who is also licensed in Florida and Texas. I hold a Master's degree from CUNY John Jay College of Criminal Justice and have over 10 years of experience working with individuals and families. I specialize in helping individuals manage anxiety and anxiety. I help others navigate interpersonal conflicts, support parents through the challenges of parenting, and assist couples in strengthening their relationships.
Available

$165/session

Warm
Authentic
Empowering
Specialties
Anxiety
Personality Disorders
Trauma and PTSD
I have been a therapist for 10 years. I enjoy spending time with my family and helping others. I like working with those in the community and trying to meet unmet needs that exist among so many of us. I enjoy helping clients uncover their hidden assets. We will discover uncover the things in your life that are working well, and which areas you'd like to see improvement in.
Available

$145/session

Warm
Empowering
Authentic
Specialties
LGBTQ
Personality Disorders
Sex Therapy
+6
Welcome! I am a Licensed Professional Counselor for the states of Virginia, Kansas, Missouri, and Pennsylvania, and a Licensed Clinical Supervisor for the state of Virginia, with a passion for helping individuals navigate sex and relationship challenges, mental health disorders, personality disorders, grief, and overall mental wellness. My journey in this field began with a Bachelor of Science in Elementary Education, a minor in Psychology from Thiel College, and an Associate’s degree in Business Administration from Germanna Community College. I later earned a Master of Science in Clinical Mental Health Counseling from Capella University. Pursuing excellence, I became a Certified Clinical Trauma Professional and a Certified Grief Counseling Specialist and obtained certification in Suicidology. Over time, my clinical focus has naturally evolved towards specializing in personality disorders and becoming a certified sex and relationship therapist. Known for my transparency, empathy, and a healthy dose of humor, I strive to create a therapeutic environment where clients feel understood and supported. I also enjoy sharing my insights as a contributing author on sex and relationship issues for various online and print publications. Passionate about the importance of self-care, I love to unwind by hiking and camping in the mountains, soaking up the serenity of the ocean, and cherishing time with my family and friends. Despite having three amazing kids, I am (almost) equally obsessed with being a pet mom to my heavyweight feline companion, Perry, and my loveable, always-happy golden retriever, Murphy.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Couples Counseling
+7
Navigating through the paths of life can be challenging. You don't have to journey them alone. My name is Leslie Scott aka the Esteem Counselor. I am here to support you along your journey with a clinical road map and conversation to make your journey easier to endure. I am a licensed clinical social worker with 25 plus years of experience specializing in Culturally Based Therapy, Christian Counseling, Anxiety, Loss, Life Transitions, Relationships, Family, Couples, Diversity, Inclusion, and Narcissistic Abuse. I work with a diversity of clients and would welcome the opportunity to support you as you navigate through this phase of your life's journey.
VirtualAvailable

$125/session

Warm
Open-minded
Empowering
Specialties
ADHD
Anxiety
Life Transitions
+10
I believe therapy works best when you can show up exactly as you are — messy thoughts, quirky interests, big feelings, awkward humor, and all. As a neurodiverse therapist myself, I understand what it can feel like to navigate a world that often expects people to think, feel, and function in very specific ways. My goal is to create a space where clients feel genuinely accepted, understood, and safe enough to unmask and be themselves without fear of judgment. I grew up in Hawaii, and that upbringing shaped the way I connect with people — with warmth, openness, humor, and a strong belief in the importance of relationships and community. Before becoming a therapist, I worked in special education, which deepened my passion for supporting neurodiverse children, teens, adults, and families in ways that honor their strengths rather than trying to “fix” who they are. I’m also a mom to two energetic boys, so I understand firsthand the chaos, beauty, exhaustion, and constant learning that comes with parenting and family life. Outside of therapy, you can usually find me practicing yoga, spending time with my bulldogs, or trying to balance self-care with the realities of everyday life. In therapy, I strive to be real, collaborative, and compassionate. I love working with clients who feel different, overwhelmed, emotionally exhausted, misunderstood, or stuck trying to fit into expectations that don’t truly work for them. Whether you’re navigating anxiety, ADHD, autism, trauma, parenting stress, emotional regulation, or life transitions, I want therapy to feel like a place where you can breathe a little easier and feel more connected to who you really are.
Available

$130/session

Warm
Authentic
Empowering
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded
Specialties
Anger Management
Anxiety
Women's Issues
+10
Welcome to Your Journey to Healing, PLLC ✨ Hi! Thank you for reaching out. At this time, I am not accepting new clients personally for insurance. However, I’m excited to share that Your Journey to Healing, PLLC has three clinicians within our group practice who are currently available and ready to provide therapeutic support. If you’re looking for a therapist, we would love the opportunity to help connect you with one of our clinicians who may be a good fit for your needs. 📧: vowens @yourjourney2healingpllc.org 📞: 682.*200*3060 🌐: yourjourney2healingpllc.org Please reach out, and we’ll help you get started on your journey to healing. 💙
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Depression
+4
I'm a licensed professional counselor and licensed mental health counselor, and I'm here to support you through life's challenges- whether you're struggling with anxiety, depression, difficult relationships, or the lasting effects of childhood trauma or dysfunction. My style is warm, compassionate, and solution-focused. I believe healing begins when we feel truly seen and heard, so in our sessions, you can expect a safe space where your story is honored without judgment. Together, we'll explore what's been holding you back and begin taking real steps toward positive change.
Available

$100/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Family Conflict
+10
I hold a Bachelor’s Degree from Missouri State University and a Master’s Degree in Counseling from John Brown University. Counseling is my “second act,” following 23 years of ministry experience that prepared me for a natural transition into this profession. I am trained in Cognitive Behavioral Therapy, Marriage and Family Therapy, Crisis and Trauma Counseling, Addictions Counseling, Group Therapy, Play Therapy, and more. I draw from multiple modalities in my practice—most often using an Internal Family Systems approach with individuals and the Gottman method with couples. I offer faith based counseling upon request.
Available

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Perinatal Mental Health
Trauma and PTSD
+7
Hi, I’m Amy. I live in Missouri with my husband, our sweet dog, and two very sassy cats who definitely keep life lively. Being both a military spouse and a Licensed Clinical Social Worker has shaped who I am, both personally and professionally. Over the years, I’ve had the privilege of walking alongside individuals as they navigate life’s transitions, challenges, and seasons of growth. I specialize in anxiety, trauma, and perinatal mental health. My journey into social work began with a bachelor’s degree from the University of Alaska, followed by a master’s degree from the University of Maine. For more than 20 years, I’ve supported people through anxiety, trauma, infertility, grief, and the everyday pressures of life. What I love most about this work is creating a safe, supportive space where you can feel heard, understood, and accepted while finding your own path forward. At the heart of my approach is the belief that you are not broken and don’t need to be “fixed.” Healing is possible, and resilience can grow even in the most difficult circumstances. Whether we’re working through painful past experiences, navigating anxiety and perfectionism, or adjusting to a major life transition, my goal is to help you develop greater self-compassion, reconnect with what matters to you, and create a life that feels meaningful and authentic. Therapy is a collaborative process, and I believe your experiences, goals, and readiness should guide our work together. You don’t have to have everything figured out before you begin. We can start where you are and take it one step at a time. If you’d like to learn more about me and the work I do, visit https://kerstenlcsw.com/.
VirtualAvailable

$125/session

Authentic
Intelligent
Warm
Specialties
Anger Management
Anxiety
Life Transitions
+5
I help people who feel overwhelmed by anger, anxiety, intrusive thoughts, shame, grief, or difficult seasons of life. Many of my clients come to therapy feeling stuck in patterns they do not like: saying things they regret, replaying conversations, avoiding people, feeling like they are failing, or carrying pain that they have tried hard to keep hidden. Before opening my private practice, I founded Coyote Hill and spent more than 33 years working with foster children, families, and people in crisis. That experience shaped the way I work now: calm, practical, honest, and compassionate. I do not believe therapy should feel mysterious or judgmental. My goal is to help you understand what is happening, why it keeps happening, and what you can begin doing differently. One line that has stayed with me is, “We are all just walking each other home.” To me, that is part of what therapy can be: a steady place where you do not have to carry everything alone, and where we move toward clarity, healing, and the next right step. We cannot change the past, but we can work on how you respond in the present and how you move forward with more steadiness, self-respect, and hope.
VirtualAvailable

Often rebooked

$100/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Grief
+9
Hello, my name is Beverly Little, and I am a licensed clinical professional counselor with eight years of experience working with adults. I specialize in supporting individuals who are navigating anxiety, depression, grief, and other mental health challenges. My approach to therapy is warm, supportive, and practical. I use evidence-based methods like Cognitive Behavioral Therapy, Person-Centered Therapy, Supportive Therapy, and Solution-Focused Brief Therapy to help you better understand your thoughts, manage emotions, and build skills that support lasting change. I strive to create a welcoming, non-judgmental space where you can feel safe to share openly. Together we will work at your pace to explore what's been weighing on you and identify steps that help you feel more balnced, confident, and in control of your life.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.