Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 186 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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St. LouisSpringfieldKansas CityClayton

Availability updated: 9/23/2026

New to Grow

$150/session

Specialties
Anxiety
Family Conflict
Trauma and PTSD
+10
I’m a small-town woman who has navigated life’s joys, transitions, and challenges, including divorce, raising and caring for a child with special needs, loss, love, and the unexpected turns that are part of being human. These experiences have shaped not only who I am, but also the compassion, perspective, and understanding I bring to my work as a therapist and life and wellness coach. I have a passion for connecting with real people facing real challenges. I work with individuals who are looking for more than simply a place to talk; they want to better understand themselves, their relationships, and the patterns that may be keeping them from living the life they want. I believe meaningful change begins when we feel safe enough to be honest about where we are and hopeful enough to believe that something different is possible. My approach is warm, thoughtful, collaborative, and straightforward. I believe in meeting people where they are, without judgment, while also helping them look honestly at what may be preventing them from moving forward. Together, we can explore patterns, beliefs, relationships, and life experiences, while developing practical tools that support healthier choices, stronger boundaries, greater confidence, and lasting personal growth. I understand that reaching out for support can feel vulnerable, and I consider it a privilege when someone chooses to share their story with me. My goal is to create a welcoming space where you feel heard, respected, understood, and supported as we work toward greater clarity and a more intentional and fulfilling life. I would welcome the opportunity to connect with you, learn about your story, and explore how I can support you in moving forward. When I’m not working with clients, you’ll often find me traveling with my children, playing pickleball or mah-jongg, or listening to a good podcast.
Available

$130/session

Empowering
Open-minded
Specialties
Anxiety
Couples Counseling
Obsessive-Compulsive (OCD)
+6
Hello and Welcome! Congratulations on taking your first step towards healing! My passion is to provide compassionate, evidence-based therapy for Anxiety, OCD, Relationships, and Trauma. My practice is dedicated to helping individuals and couples break free from patterns that keep you stuck in the same cycles so you can build healthier relationships, stronger self-worth, and a more fulfilling life. Whether you are struggling with anxiety, OCD, depression, self-doubt, intrusive thoughts, relationship difficulties, childhood trauma, narcissistic abuse recovery, or emotional overwhelm, therapy can help you gain greater self-awareness, build resilience, and feel more confident in your day to day. For couples seeking to develop a deeper understanding of one another, strengthen communication, and build more meaningful connections as well as heal attachment wounds, we will likely be an excellent fit! If you feel like you're having the same conversation over and over again with little resolution, you're not alone. I help couples identify recurring patterns in their relationships, understand the emotions driving them, and build healthier ways of communicating and connecting.
Available

$90/session

Direct
Authentic
Open-minded
Specialties
Anxiety
Family Conflict
Mood Disorders
+10
My name is Dan Cooper, and I have been a licensed counselor since 2008. My path to this work was shaped early on by a year of public service with AmeriCorps, followed by time working in a transitional living program for homeless youth. Watching counselors help young people create meaningful, lasting change in their lives inspired me to pursue this work myself — and that sense of purpose has stayed with me ever since. My approach to counseling is fundamentally collaborative. I believe that you are the expert on your own life and circumstances. My role is not to tell you what to do, but to offer an outside perspective, help you clarify what you want, and support you in taking accountable steps toward your own goals. Together, we work as a team.
VirtualAvailable

$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable

$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
Available

Often rebooked

$200/session

Solution oriented
Intelligent
Warm
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+9
Throughout my career, I’ve worked in a variety of settings, including hospitals, community counseling agencies, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a Licensed Professional Counselor passionate about helping people heal from anxiety, depression, trauma, and life transitions. I specialize in working with women, children, and BIPOC clients seeking emotional balance, confidence, and clarity. Using EMDR, mindfulness, CBT, and trauma-informed care, I guide clients to break free from stuck patterns and create lasting, meaningful change. I am a client-centered therapist that encourages clients to find the strength within by going on a journey of self discovery.
VirtualAvailable

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
VirtualAvailable

New to Grow

$70/session

Specialties
Addiction
Anxiety
Depression
+10
Hi there, I'm Lexie! I believe that asking for help is a sign of strength, not weakness, and I am passionate about creating a safe, non-judgmental space where you can express your thoughts and feelings as well as heal and grow. I enjoy working with people of all ages. I specialize in helping individuals navigate anxiety, depression, and life transitions. My style is warm, empathetic, and down to earth. I often combine evidence-based techniques, such as CBT with genuine conversation to help you build practical tools for lasting change
Available

$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Depression
+4
I'm a licensed professional counselor and licensed mental health counselor, and I'm here to support you through life's challenges- whether you're struggling with anxiety, depression, difficult relationships, or the lasting effects of childhood trauma or dysfunction. My style is warm, compassionate, and solution-focused. I believe healing begins when we feel truly seen and heard, so in our sessions, you can expect a safe space where your story is honored without judgment. Together, we'll explore what's been holding you back and begin taking real steps toward positive change.
Available

$130/session

Solution oriented
Direct
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+5
I am a Licensed Clinical Social Worker. I graduated with my Master's Degree from Saint Louis University. My style is straightforward, respectful, and focused on clarity. I will not just sit back and nod. I help clients identify patterns, blind spots, and behaviors that may be keeping them stuck, while creating a space that still feels grounded and supportive. Clients who work well with me are often looking for more than a place to vent. They want insight that leads to action, and therapy that helps things finally click.
VirtualAvailable

$120/session

Direct
Authentic
Humorous
Specialties
Anxiety
Military/Veterans
Trauma and PTSD
I'm a retired, decorated Air Force combat veteran. I graduated from Washington University St Louis, earning a Master of Science in Social Work with an emphasis in Social Entrepreneurship. ​I have years of experience as a therapist working with the military, veterans, and various populations. I've worked as a subject matter expert in wellness programs such as suicide prevention, substance abuse, alcohol and drug abuse, and smoking cessation. I was a certified resiliency trainer and instructor for over 15 years. 
VirtualAvailable

$60/session

Authentic
Warm
Empowering
Specialties
Anxiety
Chronic Illness
Depression
+10
Hello! I am a Licensed Clinical Social Worker (LCSW) based in Missouri. I earned my Master's Degree from Simmon's University in Boston, MA and have been practicing for over 6 years. I work with teenagers and adults who are coping with anxiety, depression, grief/loss, and self-esteem issues. I have also spent a number of years working as a Medical Social Worker and are able to help clients and caregivers through complex medical journeys.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded
Specialties
Anger Management
Anxiety
Women's Issues
+10
Welcome to Your Journey to Healing, PLLC ✨ Hi, I’m Varissa Owens, MA, MS, LPC-S, NCC. I’m a Licensed Professional Counselor who believes therapy should be a space where you can be honest, heard, and accepted without judgment. I earned my Master’s degree in Clinical Mental Health Counseling as well as a Master’s degree in Human Services, and I have provided counseling services to individuals, couples, and families. My work focuses on helping clients navigate anxiety, depression, grief and loss, relationship concerns, life transitions, self-esteem, attachment patterns, and emotional challenges that can make it difficult to feel like yourself. I especially enjoy helping clients understand the connection between their thoughts, emotions, relationships, and behaviors so they can create meaningful and lasting change. I recognize that reaching out for therapy can feel vulnerable. My goal is to create a supportive environment where you can show up as you are and work at a pace that feels comfortable while still making meaningful progress.
VirtualAvailable

$125/session

Authentic
Intelligent
Warm
Specialties
Anger Management
Anxiety
Life Transitions
+5
I help people who feel overwhelmed by anger, anxiety, intrusive thoughts, shame, grief, or difficult seasons of life. Many of my clients come to therapy feeling stuck in patterns they do not like: saying things they regret, replaying conversations, avoiding people, feeling like they are failing, or carrying pain that they have tried hard to keep hidden. Before opening my private practice, I founded Coyote Hill and spent more than 33 years working with foster children, families, and people in crisis. That experience shaped the way I work now: calm, practical, honest, and compassionate. I do not believe therapy should feel mysterious or judgmental. My goal is to help you understand what is happening, why it keeps happening, and what you can begin doing differently. One line that has stayed with me is, “We are all just walking each other home.” To me, that is part of what therapy can be: a steady place where you do not have to carry everything alone, and where we move toward clarity, healing, and the next right step. We cannot change the past, but we can work on how you respond in the present and how you move forward with more steadiness, self-respect, and hope.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Trauma and PTSD
Anxiety
Depression
+7
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.
VirtualAvailable

New to Grow

$90/session

Specialties
Addiction
Personality Disorders
Substance Misuse
+9
I’m Chelsea, a somatic-first therapist who helps people move from emotional overwhelm into steadiness and clarity. In my practice, I guide clients to slow down, notice what’s happening in their bodies, and act from a grounded, regulated place rather than from panic, old wounds, or automatic patterns. I blend ACT, DBT, CBT, and embodied awareness to help people understand their thoughts, regulate their nervous systems, and build relationships and behaviors that align with their values. My work is gentle, intuitive, and deeply human — focused on helping clients feel anchored, present, and capable of choosing the life they want.
Available

$125/session

Authentic
Direct
Warm
Specialties
Couples Counseling
Personality Disorders
Trauma and PTSD
+9
Hi there! I am a licensed therapist and have been in the field for 30 years. I have a doctorate in Philosophy with a focus of Psychology. I specialize in personality disorders, anger management, and trauma. My passion is working with adults that present with an array of issues including but not limited to anger, trauma, mood disorders, personality disorders, and criminal behavior. I have a lengthy background with couple counseling, effective communication, and narcissistic abuse.
VirtualAvailable

New to Grow

$125/session

Specialties
Anxiety
Life Transitions
Mood Disorders
Hello hello hello! Congratulations on doing one of the first steps of your journey: searching and initiating care for yourself! I'm glad you're here. My name is Jenny Simpson and I work with high achievers navigating depression and anxiety or even just conquering an adjustment period in their life - opening a business, taking a big exam, deciding on relationship dynamics. I have extensive history in hospital administration, working alongside varying diagnoses including mental health and substance use disorder. I hold a national certification and am licensed in three states (MO, KS, and CO) and am ready to party (have therapy) when you are!
Available

$120/session

Warm
Authentic
Humorous
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Tara. I’m a professional counselor with 19 years of experience helping children, teens, adults, couples, and families navigate life’s challenges, strengthen relationships, and create meaningful change. I became a therapist because I’ve always had a heart for helping people feel seen, heard, understood, and supported—especially during seasons when life feels overwhelming, relationships feel difficult, or you simply aren’t sure what comes next. My approach to therapy is warm, genuine, collaborative, and down-to-earth. I want therapy to feel like a safe place where you can show up as you are without fear of judgment. You don’t need to have the perfect words or know exactly where to begin. We’ll start where you are and figure out the next steps together. I work with clients experiencing concerns such as anxiety, depression, trauma, stress, relationship and family difficulties, life transitions, self-esteem concerns, parenting challenges, and communication struggles. I use an individualized approach that may incorporate CBT, DBT, EMDR, trauma-focused therapy, solution-focused therapy, mindfulness, and client-centered therapy. I am also a Registered Play Therapist, and working with children and families is an important part of my practice. I use play and developmentally appropriate approaches to help children express emotions, develop coping skills, and work through experiences in ways that feel natural to them. One phrase that guides much of my work is “Awareness creates choice.” When we begin to understand ourselves, our patterns, and our experiences differently, we create opportunities to make different choices. My goal is for you to leave therapy not only feeling better, but also understanding yourself better and feeling more confident navigating whatever comes next.
Available

Often rebooked

$100/session

Warm
Authentic
Direct
Specialties
Anxiety
Depression
Grief
+9
Hello, my name is Beverly Little, and I am a licensed clinical professional counselor with eight years of experience working with adults. I specialize in supporting individuals who are navigating anxiety, depression, grief, and other mental health challenges. My approach to therapy is warm, supportive, and practical. I use evidence-based methods like Cognitive Behavioral Therapy, Person-Centered Therapy, Supportive Therapy, and Solution-Focused Brief Therapy to help you better understand your thoughts, manage emotions, and build skills that support lasting change. I strive to create a welcoming, non-judgmental space where you can feel safe to share openly. Together we will work at your pace to explore what's been weighing on you and identify steps that help you feel more balnced, confident, and in control of your life.
VirtualAvailable

$55/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
VirtualAvailable

$200/session

Authentic
Solution oriented
Warm
Specialties
Couples Counseling
LGBTQ
Trauma and PTSD
I’m a therapist who helps queer and straight individuals and couples strengthen their relationships and deepen their emotional connection. My work is rooted in trauma-informed, emotion-focused, and strength-based approaches that honor your unique experiences and goals. I create a safe, collaborative space where healing and growth feel possible—so you can build the kind of relationships and life that truly support your well-being.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded
Specialties
ADHD
Anxiety
LGBTQ
+10
Hello and welcome to your mental health therapy journey. You’re about to embark on a meaningful path of self-discovery, growth, and healing. I would be honored to walk alongside you. I’m a Licensed Professional Counselor with a deep passion for helping others navigate life’s challenges and uncover their inner strengths. Long before I earned my credentials, I have always felt I was a counselor. Formal training only deepened my understanding and sharpened my skills. Outside the therapy room, I’m a storyteller at heart and a collector of hobbies many of which involve craft projects I’ve enthusiastically started (and occasionally forgotten). I bring creativity, curiosity, and compassion into my practice, and I look forward to supporting you as you explore what it means to thrive.
VirtualAvailable

$100/session

Empowering
Open-minded
Solution oriented
Specialties
Couples Counseling
Family Conflict
Life Transitions
+10
I am an LPC with 15 years of experience working with children, teens, adults, couples and families. I provide individual, couples and family counseling for those seeking growth, change and insight. I believe in person centered care and my goal is to provide you with an individualized approach to your needs. I believe learning about ourselves and others makes the world a better place on the individual level.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.