Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 174 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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St. LouisSpringfieldKansas CityClayton

Availability updated: 9/18/2026

New to Grow

$90/session

Specialties
Addiction
Personality Disorders
Substance Misuse
+9
I’m Chelsea, a somatic-first therapist who helps people move from emotional overwhelm into steadiness and clarity. In my practice, I guide clients to slow down, notice what’s happening in their bodies, and act from a grounded, regulated place rather than from panic, old wounds, or automatic patterns. I blend ACT, DBT, CBT, and embodied awareness to help people understand their thoughts, regulate their nervous systems, and build relationships and behaviors that align with their values. My work is gentle, intuitive, and deeply human — focused on helping clients feel anchored, present, and capable of choosing the life they want.
Available

Often rebooked

$130/session

Empowering
Open-minded
Specialties
Anxiety
Couples Counseling
Obsessive-Compulsive (OCD)
+6
Hello and Welcome! Congratulations on taking your first step towards healing! My passion is to provide compassionate, evidence-based therapy for Anxiety, OCD, Relationships, and Trauma. My practice is dedicated to helping individuals and couples break free from patterns that keep you stuck in the same cycles so you can build healthier relationships, stronger self-worth, and a more fulfilling life. Whether you are struggling with anxiety, OCD, depression, self-doubt, intrusive thoughts, relationship difficulties, childhood trauma, narcissistic abuse recovery, or emotional overwhelm, therapy can help you gain greater self-awareness, build resilience, and feel more confident in your day to day. For couples seeking to develop a deeper understanding of one another, strengthen communication, and build more meaningful connections as well as heal attachment wounds, we will likely be an excellent fit! If you feel like you're having the same conversation over and over again with little resolution, you're not alone. I help couples identify recurring patterns in their relationships, understand the emotions driving them, and build healthier ways of communicating and connecting.
Available

$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
Available

$90/session

Direct
Authentic
Intelligent
Specialties
Anxiety
Family Conflict
Mood Disorders
+10
My name is Dan Cooper, and I have been a licensed counselor since 2008. My path to this work was shaped early on by a year of public service with AmeriCorps, followed by time working in a transitional living program for homeless youth. Watching counselors help young people create meaningful, lasting change in their lives inspired me to pursue this work myself — and that sense of purpose has stayed with me ever since. My approach to counseling is fundamentally collaborative. I believe that you are the expert on your own life and circumstances. My role is not to tell you what to do, but to offer an outside perspective, help you clarify what you want, and support you in taking accountable steps toward your own goals. Together, we work as a team.
VirtualAvailable

$125/session

Warm
Open-minded
Empowering
Specialties
ADHD
Anxiety
Life Transitions
+10
I believe therapy works best when you can show up exactly as you are — messy thoughts, quirky interests, big feelings, awkward humor, and all. As a neurodiverse therapist myself, I understand what it can feel like to navigate a world that often expects people to think, feel, and function in very specific ways. My goal is to create a space where clients feel genuinely accepted, understood, and safe enough to unmask and be themselves without fear of judgment. I grew up in Hawaii, and that upbringing shaped the way I connect with people — with warmth, openness, humor, and a strong belief in the importance of relationships and community. Before becoming a therapist, I worked in special education, which deepened my passion for supporting neurodiverse children, teens, adults, and families in ways that honor their strengths rather than trying to “fix” who they are. I’m also a mom to two energetic boys, so I understand firsthand the chaos, beauty, exhaustion, and constant learning that comes with parenting and family life. Outside of therapy, you can usually find me practicing yoga, spending time with my bulldogs, or trying to balance self-care with the realities of everyday life. In therapy, I strive to be real, collaborative, and compassionate. I love working with clients who feel different, overwhelmed, emotionally exhausted, misunderstood, or stuck trying to fit into expectations that don’t truly work for them. Whether you’re navigating anxiety, ADHD, autism, trauma, parenting stress, emotional regulation, or life transitions, I want therapy to feel like a place where you can breathe a little easier and feel more connected to who you really are.
Available

$150/session

Warm
Authentic
Empowering
Specialties
Trauma and PTSD
Anxiety
Depression
+7
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.
VirtualAvailable

New to Grow

$70/session

Specialties
Addiction
Anxiety
Depression
+10
Hi there, I'm Lexie! I believe that asking for help is a sign of strength, not weakness, and I am passionate about creating a safe, non-judgmental space where you can express your thoughts and feelings as well as heal and grow. I enjoy working with people of all ages. I specialize in helping individuals navigate anxiety, depression, and life transitions. My style is warm, empathetic, and down to earth. I often combine evidence-based techniques, such as CBT with genuine conversation to help you build practical tools for lasting change
Available

Often rebooked

$200/session

Solution oriented
Intelligent
Warm
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+9
Throughout my career, I’ve worked in a variety of settings, including hospitals, community counseling agencies, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable

New to Grow

$125/session

Specialties
ADHD
Anxiety
Self Esteem
+9
With over 22 years of clinical practice, my focus is on helping individuals navigate complex life challenges through grounded, evidence-based care. Meaningful progress requires more than just conversation; it demands actionable strategies, clear insight, and practical tools designed to create lasting change. Holding a Ph.D. alongside credentials as an LPCC, LPC, LMHC, NCC, and Critical Incident Response Specialist (CIR-Sp), my work is built on extensive clinical rigor and deep real-world experience. Having conducted more than 43,000 counseling sessions and administered over 10,000 Taylor-Johnson Temperament Analysis (T-JTA) assessments, I utilize advanced psychometric data with precision and clinical wisdom—translating assessment results into targeted, personalized interventions that foster measurable growth and enduring resilience. Clinical Approach & Core Services Comprehensive Assessment: Administering targeted, multi-faceted clinical assessments when necessary to clarify core concerns, identify underlying patterns, and establish a precise clinical baseline. I have extensive experience diagnosing ADHD and provide ADHD Assessments from Pearson Assessment to use for your primary care physician to provide medication if needed. Solution-Focused Interventions: Moving beyond open-ended dialogue to implement structured, goal-oriented strategies that address current stressors and behavioral obstacles. Actionable Tools: Equipping clients with proven cognitive and behavioral techniques that serve as practical resources for emotional regulation, problem-solving, and resilience. Collaborative Treatment: Partnering directly with individuals to outline clear therapeutic goals, track measurable improvement, and tailor interventions to their unique personal or professional demands. Therapy is structured as an active, supportive partnership dedicated to resolving key difficulties. By focusing on concrete methods and measurable development, clients gain the self-awareness and sustainable tools needed to manage future challenges independently and sustain well-being for years to come.
Available

$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Depression
+4
I'm a licensed professional counselor and licensed mental health counselor, and I'm here to support you through life's challenges- whether you're struggling with anxiety, depression, difficult relationships, or the lasting effects of childhood trauma or dysfunction. My style is warm, compassionate, and solution-focused. I believe healing begins when we feel truly seen and heard, so in our sessions, you can expect a safe space where your story is honored without judgment. Together, we'll explore what's been holding you back and begin taking real steps toward positive change.
Available

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a Licensed Professional Counselor passionate about helping people heal from anxiety, depression, trauma, and life transitions. I specialize in working with women, children, and BIPOC clients seeking emotional balance, confidence, and clarity. Using EMDR, mindfulness, CBT, and trauma-informed care, I guide clients to break free from stuck patterns and create lasting, meaningful change. I am a client-centered therapist that encourages clients to find the strength within by going on a journey of self discovery.
VirtualAvailable

Often rebooked

$120/session

Solution oriented
Open-minded
Warm
Specialties
Anxiety
Depression
Women's Issues
+8
Hi, I’m Victoria. I’m passionate about helping people navigate life’s challenges with compassion, understanding, and support. My goal is to create a safe and collaborative space where you can build confidence, reduce symptoms, and make meaningful, lasting changes. I work with clients experiencing anxiety, depression, low self-esteem, codependency, and major life transitions. My approach is eclectic, meaning I tailor each session to your unique needs. Together, we’ll explore what’s working, identify areas for growth, and develop practical strategies that support your emotional well-being and overall life satisfaction. I believe that improving your mental health can positively impact every part of your life. With the right tools and support, healing and personal growth are possible for everyone.
VirtualAvailable

New to Grow

$120/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Tara. I’m a professional counselor with 19 years of experience helping children, teens, adults, couples, and families navigate life’s challenges, strengthen relationships, and create meaningful change. I became a therapist because I’ve always had a heart for helping people feel seen, heard, understood, and supported—especially during seasons when life feels overwhelming, relationships feel difficult, or you simply aren’t sure what comes next. My approach to therapy is warm, genuine, collaborative, and down-to-earth. I want therapy to feel like a safe place where you can show up as you are without fear of judgment. You don’t need to have the perfect words or know exactly where to begin. We’ll start where you are and figure out the next steps together. I work with clients experiencing concerns such as anxiety, depression, trauma, stress, relationship and family difficulties, life transitions, self-esteem concerns, parenting challenges, and communication struggles. I use an individualized approach that may incorporate CBT, DBT, EMDR, trauma-focused therapy, solution-focused therapy, mindfulness, and client-centered therapy. I am also a Registered Play Therapist, and working with children and families is an important part of my practice. I use play and developmentally appropriate approaches to help children express emotions, develop coping skills, and work through experiences in ways that feel natural to them. One phrase that guides much of my work is “Awareness creates choice.” When we begin to understand ourselves, our patterns, and our experiences differently, we create opportunities to make different choices. My goal is for you to leave therapy not only feeling better, but also understanding yourself better and feeling more confident navigating whatever comes next.
Available

$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable

New to Grow

$125/session

Specialties
Anxiety
Life Transitions
Mood Disorders
Hello hello hello! Congratulations on doing one of the first steps of your journey: searching and initiating care for yourself! I'm glad you're here. My name is Jenny Simpson and I work with high achievers navigating depression and anxiety or even just conquering an adjustment period in their life - opening a business, taking a big exam, deciding on relationship dynamics. I have extensive history in hospital administration, working alongside varying diagnoses including mental health and substance use disorder. I hold a national certification and am licensed in three states (MO, KS, and CO) and am ready to party (have therapy) when you are!
Available

$130/session

Solution oriented
Direct
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+5
I am a Licensed Clinical Social Worker. I graduated with my Master's Degree from Saint Louis University. My style is straightforward, respectful, and focused on clarity. I will not just sit back and nod. I help clients identify patterns, blind spots, and behaviors that may be keeping them stuck, while creating a space that still feels grounded and supportive. Clients who work well with me are often looking for more than a place to vent. They want insight that leads to action, and therapy that helps things finally click.
VirtualAvailable

$100/session

Warm
Open-minded
Authentic
Specialties
ADHD
Anxiety
Life Transitions
+10
Hi, I’m Alyssa, a licensed clinical social worker who works with teens and adults navigating anxiety, trauma, ADHD, and life transitions. I have over three years of experience helping clients better understand themselves, manage overwhelming emotions, and build healthier relationships with themselves and others. I believe therapy should feel both supportive and practical, so I focus on helping clients gain insight while also learning tools they can use in their everyday lives. My approach is warm, collaborative, and tailored to each individual, because no two people or journeys are the same.
VirtualAvailable

$120/session

Solution oriented
Warm
Intelligent
Specialties
Anxiety
Depression
Coping Skills
+6
I help clients who feel overwhelmed by worry, racing thoughts, tension, fear, or the sense that they cannot fully relax. My goal is to help you recognize the strength already within you and learn practical ways to feel calmer and more in control. Because anxiety is shaped by each person’s upbringing, life experiences, thought patterns, and current circumstances, I take time to understand your unique story. Together, we can identify what is fueling your anxiety and create a path toward greater confidence, progress, and peace.
VirtualAvailable

$200/session

Intelligent
Empowering
Solution oriented
Specialties
Anxiety
Parenting
Women's Issues
Hi, I'm Jonni Allen, from Houston, Texas, a Licensed Marriage & Family Therapist and an Advanced Mediator. I received my masters degree from East Carolina University in Greenville, NC and my law degree from Washburn University in Topeka, KS. I started Pink Rose Therapy to help women reach their full potential. Through empowerment, support, and emotional development I have seen women achieve greater success in their career, higher reports of satisfaction and enjoyment from their interpersonal relationships and a genuine calm and peacefulness when enjoying their down time, allowing more time to spend on hobbies, side hustles, or causes with greater vigor and passion. I approach individual therapy as a partnership, where you and I both work on your treatment plan goals and checking in with how effective our work together is going. Each person is unique and has specific needs. Typically, I utilize cognitive behavioral therapy (CBT) techniques to challenge your current assumptions about your situation. I specialize in people experiencing anxiety, adjustment concerns around life transitions, and personality disorders. I am trauma informed and can help you realize how past traumas are impacting your mental health today, and strategies to cope better and calm the mind and body. I am a single mom to three children one adult, and two elementary age.
VirtualAvailable

$55/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
VirtualAvailable

$145/session

Warm
Empowering
Authentic
Specialties
LGBTQ
Personality Disorders
Sex Therapy
+6
Welcome! I am a Licensed Professional Counselor for the states of Virginia, Kansas, Missouri, and Pennsylvania, and a Licensed Clinical Supervisor for the state of Virginia, with a passion for helping individuals navigate sex and relationship challenges, mental health disorders, personality disorders, grief, and overall mental wellness. My journey in this field began with a Bachelor of Science in Elementary Education, a minor in Psychology from Thiel College, and an Associate’s degree in Business Administration from Germanna Community College. I later earned a Master of Science in Clinical Mental Health Counseling from Capella University. Pursuing excellence, I became a Certified Clinical Trauma Professional and a Certified Grief Counseling Specialist and obtained certification in Suicidology. Over time, my clinical focus has naturally evolved towards specializing in personality disorders and becoming a certified sex and relationship therapist. Known for my transparency, empathy, and a healthy dose of humor, I strive to create a therapeutic environment where clients feel understood and supported. I also enjoy sharing my insights as a contributing author on sex and relationship issues for various online and print publications. Passionate about the importance of self-care, I love to unwind by hiking and camping in the mountains, soaking up the serenity of the ocean, and cherishing time with my family and friends. Despite having three amazing kids, I am (almost) equally obsessed with being a pet mom to my heavyweight feline companion, Perry, and my loveable, always-happy golden retriever, Murphy.
VirtualAvailable

$125/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Grief
Postpartum
+2
Are you feeling frustrated and overwhelmed, as if you have lost control over your own life and are unsure how to get back on track? It happens to all of us sometimes. Our minds can be our biggest enemies, where our expectations get the best of us. Allow me to collaborate with you in order to unpack your thoughts and emotions to gradually make adjustments to help you become a stronger version of yourself. Whether you are struggling with a life transition, pregnancy and postpartum, caregiving for a loved one, grief and loss, anxiety or depression; I will work with you to process and navigate through these difficult times. I will empower you to find your strengths and use them to make a little progress every day.
VirtualAvailable

$100/session

Solution oriented
Empowering
Authentic
Specialties
Anxiety
Depression
Self Esteem
+10
I am a social worker with 25 years of experience supporting clients across the lifespan — from infants and their caregivers to older adults navigating later‑life challenges. My work is grounded in the belief that our thoughts are powerful drivers of our emotions and behaviors. When we learn to understand and reshape those thoughts, meaningful and lasting change becomes possible. Using Rational Emotive Behavioral Therapy (REBT), I help clients harness the power of their thinking to influence how they feel and act in everyday situations. Many people have been taught to “just change their behavior,” and when that doesn’t work, they blame themselves. I guide clients toward a different approach — one that starts with the mind, not with willpower. In our sessions, I use analogies, real‑life examples, and practical tools that clients can immediately apply. My goal is for every session to end with one new tool for their toolbox, something concrete they can practice between sessions. And while the work is meaningful, I believe it can also be engaging — even fun — as clients begin to see themselves and the world through a new, more empowering lens.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Couples Counseling
+7
Navigating through the paths of life can be challenging. You don't have to journey them alone. My name is Leslie Scott aka the Esteem Counselor. I am here to support you along your journey with a clinical road map and conversation to make your journey easier to endure. I am a licensed clinical social worker with 25 plus years of experience specializing in Culturally Based Therapy, Christian Counseling, Anxiety, Loss, Life Transitions, Relationships, Family, Couples, Diversity, Inclusion, and Narcissistic Abuse. I work with a diversity of clients and would welcome the opportunity to support you as you navigate through this phase of your life's journey.
VirtualAvailable

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.