Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 139 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 2/14/2026

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New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Life Transitions
+3
I'm a board-certified therapist providing telehealth services to clients in Missouri and Oklahoma. I work with teens, adults, high-achieving professionals, creatives, and caregivers navigating burnout, identity transitions, spiritual questions, and emotional overwhelm. My approach is grounded in cultural humility and evidence-based practices, and I welcome the integration of spirituality when it’s meaningful to you. I’m also EMDR-certified, which allows me to support clients in processing trauma and shifting long-held emotional patterns in a deeper, more embodied way. With over a decade of experience, I offer a space that is both grounding and growth oriented.
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$120/session

Intelligent
Empowering
Warm

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
I'm a retired, decorated Air Force combat veteran. I graduated from Washington University St Louis, earning a Master of Science in Social Work with an emphasis in Social Entrepreneurship. ​I have years of experience as a therapist working with the military, veterans, and various populations. I've worked as a subject matter expert in wellness programs such as suicide prevention, substance abuse, alcohol and drug abuse, and smoking cessation. I was a certified resiliency trainer and instructor for over 15 years. 
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$115/session

Open-minded
Warm

Specialties

Addiction
Anxiety
Depression
+10
When anxiety, depression, intrusive thoughts, self-harm urges, family conflict, or addiction take over, it can feel like your inner voice gets drowned out. You might feel stuck, disconnected, or ready for something different but unsure where to start. No matter where you are in life, you deserve to be heard & taken seriously. Therapy isn’t just about talking. It’s about learning how to shift patterns, challenge unhelpful thoughts, & build communication skills that actually work in real life. This is a space to get clear, grow stronger, & create change that feels authentic to you. Let’s help you reconnect with yourself & move forward I help clients move from surviving to thriving by building practical skills for real change. Specializing in trauma, anxiety, depression, relationship dynamics, alcohol and substance use, identity challenges, and more. I provide a safe, collaborative environment. My goal is to help you understand your experiences, heal, and deeply reconnect with yourself. Reaching out is often the hardest step, but it is also the bravest. You don’t have to carry this weight alone any longer. Finding a therapist you truly connect with is the most important part of the healing process, & you deserve a space where you feel safe, understood, & supported. I invite you to reach out for a consultation to see if we are the right fit
VirtualAvailable
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New to Grow

$100/session

Solution oriented
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+10
Hi, I'm Kathryn "Katie" Sharp, and am a clinical social worker. I've been working with individuals, couples and families for more than 20 years. I have worked with anxiety, depression, trauma, serious illnesses, grief and even adoption! I bring a practical approach to therapy and seek to offer something to provide some immediate relief. As a social worker, not only am I tuned into the psychological, therapeutic needs, but am mindful of the systems clients live in and at times can assist in connecting them with other resources as well as therapy. I love problem solving and am not scared of a crisis. I think that while crisis can be pretty overwhelming, it also offers an opportunity to make corresponding leaps in growth. Clients find me to be approachable, down to earth and easy to talk to. I like to laugh and think that sometimes humor, even dark humor, can be a great way to cope and release some tension! My family includes my husband of 22+ years, an adult son, a "on the cusp adult" daughter who is in school pursuing her career and 3 dogs.
VirtualAvailable
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New to Grow

$130/session

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+8
Hey, I’m Amber. I’m so glad you’re here. I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That's why I'm here. Let me share a little about myself. I’ve been working in the mental health field for 11+ years. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice.
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New to Grow

$100/session

Specialties

Domestic Violence
Self Esteem
Women's Issues
+6
I am a Licensed Professional Counselor who is passionate about helping people navigate everyday life. My specialty is working with women and teen girls. I work with clients who may be feeling overwhelmed, stuck, or impacted by difficult experiences, and I strive to create a space where clients feel safe, understood, and supported. My approach is person-centered, trauma-informed, compassionate, and collaborative. I believe healing happens when people feel heard without judgment and empowered to move forward at their own pace. Whether you’re navigating relationship concerns, past trauma, or major life transitions, I focus on helping you build resilience, clarity, and confidence. Above all, I value connection. Therapy with me is a partnership, and my goal is to walk alongside you as you work toward meaningful and lasting change.
VirtualAvailable
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$175/session

Warm
Humorous

Specialties

Anxiety
Depression
Grief
+10
I’m Ann Ross, a Licensed Professional Counselor dedicated to helping adults navigate life’s most challenging emotional seasons. I bring a calm, grounded, and compassionate presence to therapy, and I strive to create an environment where clients feel safe, understood, and supported from the very first session. My work is rooted in the belief that healing happens when people are truly seen and heard, and when they are given the right tools to understand their inner world. I help adults who are dealing with anxiety, grief, relationship struggles, stress, chronic worry, and difficult life transitions. My approach is both supportive and practical, blending evidence-based methods like Cognitive Behavioral Therapy (CBT), EMDR, and attachment-informed work with a personalized, person-centered style. I value collaboration, and I work closely with each client to identify their goals, uncover the patterns that may be holding them back, and build strategies that support lasting emotional resilience. Clients often share that they appreciate my warm, steady presence and my ability to make therapy feel both comfortable and productive. I guide clients in understanding the connection between thoughts, emotions, and behaviors, and I help them develop healthier, more balanced ways of navigating daily stressors. Whether we are working through long-standing grief, processing trauma, or addressing anxiety that feels overwhelming, my focus is always on helping clients feel grounded and empowered. I believe therapy is a place where people can reconnect with their strengths, gain clarity, and grow toward the version of themselves they want to become. If you’re looking for a therapist who will walk alongside you with empathy, insight, and practical tools, I would be honored to support you on your journey.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Bipolar Disorder
Depression
+10
Dr. Malachi Oledibe is experienced clinical therapist, excellent listener with relaxing therapeutic mood. He integrates both insight-oriented and skills-based in his therapeutic approaches. He gently challenges clients to explore the root cause of their symptoms, gaining new awareness into their emotional, mental and relationship patterns. At the same time, he focuses on practical strategies, with an emphasis on relaxation and meditation practices, to help clients feel better in the here and now. Having served as a consultant and clinician for over 34 years at local Community mental Health, hospitals and in school settings, Dr. Oledibe is uniquely skilled in working with those experiencing chronic pain, chronic illness, depression, anxiety, relationship issues and other serious mental illnesses. He brings a special awareness to the healing power of the mind-body connection, and his office serves as a safe harbor to freely process pain and find relief. Dr. Oledibe is committed to maintaining an inclusive practice. With a background in general clinical practice. He is particularly sensitive to the creative process, lifestyles, and welcomes a wide range of creative professionals, freelancers, executives, parents, children, adults and young adults to his practice.
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New to Grow

$90/session

Specialties

Family Conflict
Mood Disorders
Self Esteem
+10
I've been a licensed counselor since 2008. I've worked with a broad range of clients: kids, adults, older people, people with very serious issues to more transient problems. What I like most about counseling is knowing that I might connect with someone that no one else could, or in a way that no one else would have, and help them to improve their life in a meaningful way.
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$70/session

Authentic
Direct

Specialties

Anxiety
Bipolar Disorder
Depression
+10
Hi! I’m a licensed Professional Counselor (LPC) in state of Missouri and Licensed clinical Professional Counselor (LCPC) in state of Illinois. I received my masters from Chicago School of Professional Psychology and have been practicing for 10 years. I have worked in psychiatric hospital, Court house/jail, and outpatient treatment with all ages 13-90’s. My clients describe me as a compassionate, good communication skills, encouraging and cultural competence.
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Often rebooked

$125/session

Warm
Empowering

Specialties

Anxiety
Depression
Self Esteem
+8
I am a Licensed Clinical Therapist in Missouri and Oklahoma with over 10 years of experience. I work with individuals, navigating a variety of struggles, including anxiety, stress, depression, ADHD, self-esteem, and confidence. I believe that healing happens in connection. My approach is warm, client centered, and grounded in respect for each person’s unique journey. I’m passionate about helping clients explore their challenges, discover their inner strengths, and move toward a more balanced and fulfilling life.
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New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Depression
+10
Hey, I'm Tina! I've been a licensed therapist for 15 years and I have done tons of work with adolescents and adults. I have supported clients with depression, anxiety, stress, relationship issues, self-esteem, and grief. There is no cookie-cutter approach to therapy, and I take my job of active listening and offering supportive guidance very seriously. I look forward to supporting you on your journey!
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$120/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+2
I relate and assess for needs so that your goals can be successful. Building relationships that will be lasting for the future is very satisfying. Synching with someone at least weekly can anchor and balance your thoughts. Trying new things and stretching yourself can be liberating! Developing thoughts and perceptions of yourself develops character and positive outcomes. Every day is a new opportunity.
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Often rebooked

$150/session

Empowering
Warm
Intelligent

Specialties

Coping Skills
Self Esteem
Women's Issues
+7
I am a compassionate and trauma-informed therapist specializing in supporting women who face challenges with self-esteem, emotional overwhelm, and the pressures of daily life. My approach is collaborative and strength-based, creating a safe space where clients can reconnect with their authentic selves. Together, we work to quiet the inner critic, foster self-compassion, and build practical coping skills that empower emotional resilience. I’m dedicated to guiding clients through life’s transitions with clarity and courage, blending evidence-based techniques with empathy to help create lasting, meaningful change. I also have over 15 years of experience helping high school students as a school counselor. I have certifications in School Counseling Leadership, Anxiety & Stress Management, and Diversity, Equity & Inclusion. I'm fully licensed mental health therapist in the States of Illinois and Missouri.
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$150/session

Intelligent
Warm

Specialties

ADHD
Eating Disorders
Trauma and PTSD
+10
I’m a Licensed Clinical Social Worker with over 15 years of experience helping adults heal from trauma, attachment wounds, and patterns that no longer serve them. I work with individuals who feel overwhelmed, stuck, or disconnected from themselves, often after years of prioritizing others’ needs or adapting to unsafe environments. I have a special interest in working with LGBTQ+ and neurodivergent clients, and I provide care that is affirming, respectful, and attuned to identity and nervous system differences. My approach is trauma-informed and collaborative, integrating Internal Family Systems, attachment-based work, and practical coping tools to support self-trust, emotional regulation, and meaningful, sustainable change.
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$55/session

Authentic
Open-minded

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
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$100/session

Open-minded
Solution oriented

Specialties

Anxiety
Couples Counseling
Men's Issues
+9
Hi, thanks for reaching out for help. I have over 30 years of experience in many areas of mental health, including counseling, psychiatric and substance use assessments in hospital emergency departments ; I have worked with adults, adolescents an$ couples. I have also been consultant to managers and supervisors seeking guidance for employees with mental health/ substance issues. I have an open, compassionate approach and will work together with you to help you break free of the issues that are holding you back or keeping you stuck. You are not alone: so many of us- including myself- face these challenges. I’m available for an initial, brief phone conversation to answer any questions you might have, and to determine if I would be a good fit.
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$135/session

Empowering
Solution oriented

Specialties

Anxiety
Depression
Self Esteem
+10
My name is Chiwoo. I enjoy working with individuals who struggle with overthinking, perfectionism, and people-pleasing. As a recovering people-pleaser myself, I understand the challenge of being your authentic self while trying to meet other people's expectations. In therapy, I combine evidence-based approaches with my own healing journey to help you feel less alone, build self-trust, and live with more confidence.
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$200/session

Solution oriented

Specialties

Anxiety
Depression
Men's Issues
+10
Throughout my career, I’ve worked in a variety of settings, including hospitals, community mental health centers, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
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$185/session

Authentic
Warm

Specialties

Addiction
First Responders/Healthcare Workers
Trauma and PTSD
+10
Hi there, glad you are here! I am an accomplished Clinical Social Worker with over 17 years of experience, licensed in Missouri. I graduated with my Master of Social Work from Missouri State University in 2008 with an emphasis in substance use and trauma. I have many years of experience working with clients with a wide range of concerns from PTSD, Anxiety, Depression, addiction, trauma, OCD, ADHD/ADD, and many others. I have also assisted those with serious mental health issues such as schizophrenia, bipolar, dissociative disorder, traumatic brain injuries and those on the spectrum. I am a Certified Crisis Worker and have been trained in CISM and have been active within the community doing debriefings with first responders and medical professionals. I’m here to walk beside you as you navigate the challenges life has placed in your path. Life can be full of beautiful, joyful moments—but it can also bring seasons of pain, loss, stress, or unexpected change that leave us feeling lost or questioning our place in the world. If that sounds familiar, you’re in the right place. It takes real strength to reach out for support, and I truly commend you for taking this brave first step toward healing and hope. My therapy style is typically warm, interactive and believe in meeting the client where they are currently at. I believe that everyone should be treated with dignity, respect, compassion, and understanding. I don't believe in labels but that in understanding a diagnosis that fits the symptoms we may be able to find solutions and peace while moving forward. I will walk beside you and be your guide. I want to help you achieve the best version of you that you can be! I look forward to meeting you and taking this journey with you.
VirtualAvailable
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$135/session

Authentic
Direct

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+9
Manifesting hope & living life with meaningfulness doesn't have to be journeyed alone! I have over 16 years of experience in individual and family therapy. I have experience with clients from diverse cultures, faith, life transition phases, and career backgrounds. I recognize the importance of meeting clients where they are and have seen success in ensuring that my treatment approach incorporates humility and being inquisitive about set-backs and progress. I incorporate humor when appropriate and may sometimes ask hard-questions when patterns of difficulty arise. I provide in-person sessions to clients in Georgia with office hours available on Monday, Friday and Saturday.
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$120/session

Intelligent
Solution oriented

Specialties

Anxiety
Depression
Women's Issues
+8
Hi, I’m Victoria. I’m passionate about helping people navigate life’s challenges with compassion, understanding, and support. My goal is to create a safe and collaborative space where you can build confidence, reduce symptoms, and make meaningful, lasting changes. I work with clients experiencing anxiety, depression, low self-esteem, codependency, and major life transitions. My approach is eclectic, meaning I tailor each session to your unique needs. Together, we’ll explore what’s working, identify areas for growth, and develop practical strategies that support your emotional well-being and overall life satisfaction. I believe that improving your mental health can positively impact every part of your life. With the right tools and support, healing and personal growth are possible for everyone.
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$125/session

Authentic
Warm
Direct

Specialties

Anger Management
Anxiety
Trauma and PTSD
+9
As the Founder of Coyote Hill (coyotehill.org) I have worked with foster children and families in crisis for over 33 years. After retiring as CEO in 2021, I have opened my own private practice. In a world that often demands us to mask our struggles, having a space where your feelings are validated, and your experiences are understood can be transformative. Your story matters, and I am here to listen, understand, and help you write the next chapter—one where you feel empowered and at peace. Together, we can explore the possibilities that lie ahead and take steps towards a more balanced and fulfilling life. We can't undo the past, but we can work together to get to a place where you can finish well.
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$80/session

Specialties

Anxiety
Depression
Mood Disorders
+10
As a therapist, I hold on to the vision of your possible future even when you are in so much pain you cannot see beyond today. I wait patiently for the day when you can see the beauty inside yourself that I saw from the first day we met." (asiansformentalhealth) My therapeutic style is warm, engaging, and genuine. I take an eclectic approach to counseling in which I enjoy working with people from all different lifestyles. I enjoy helping people work through a variety of life challenges, from depression and anxiety to addictions,relationship difficulties, stress management, identity challenges, coping skills, and emotional awareness. I specialize in working with adults navigating anxiety, trauma, identity exploration, and life transitions. Many of my clients are high-functioning but feel overwhelmed, stuck, or disconnected from themselves or others. I also support individuals processing cultural or generational dynamics, perfectionism, and self-worth challenges. My approach to care is collaborative, compassionate, and grounded in creating a safe, nonjudgmental space where you can explore your experiences openly. I work from a trauma-informed, person-centered lens and tailor treatment to your unique needs, values, and pace.
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New to Grow

$150/session

Specialties

Anxiety
Depression
Life Transitions
+5
I believe therapy works best when you feel truly seen, safe, and understood. My approach is warm, collaborative, and grounded in the belief that meaningful change happens through connection. I work with adults navigating anxiety, grief, life transitions, and the emotional weight of caregiving, relationships, and work stress. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure how to move forward — and together we create space to slow down, make sense of what’s happening, and build tools that actually fit your life. Therapy with me is not about “fixing” you. It’s about helping you reconnect with your strengths, deepen self-compassion, and move toward a life that feels more balanced and authentic. I strive to create a space that is nonjudgmental, affirming, and supportive of your unique story
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Frequently asked questions

Why filter by Missouri rather than a city like Kansas City?

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.