Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 110 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 12/6/2025

$125/session

Specialties

Chronic Illness
Health/Medical Issues
Insomnia/Sleep Issues
+8
I’m a licensed clinical social worker with over twenty years of experience helping adults calm their minds, regulate their bodies, and rebuild a sense of control. My approach is structured but warm—focused on practical strategies that actually work in real life. I specialize in evidence-based therapies for insomnia, chronic pain, stress, and burnout. Many of my clients are high-functioning professionals or caregivers who appear steady on the outside but feel exhausted, disconnected, or “stuck in overdrive.” My work blends trauma-informed Cognitive Behavioral Therapy (CBT) with mindfulness and mind-body approaches to restore calm, clarity, and rest. Every session is collaborative and paced to feel safe and sustainable. My goal is to help you understand what’s happening in your nervous system—and teach you the tools to change it.
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$55/session

Authentic
Open-minded

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
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$125/session

Warm
Intelligent

Specialties

Anxiety
Child or Adolescent
Depression
+8
As a Licensed Clinical Social Worker, I have dedicated my career to supporting teens and adolescents since 2014. I find it incredibly rewarding to help young people navigate the complexities of their lives and overcome the challenges they face. My therapeutic approach is rooted in empathy, collaboration, and evidence-based practices. I am committed to helping my clients discover their strengths and create meaningful change in their lives.
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Frequently rebooked

$150/session

Empowering
Warm
Intelligent

Specialties

Coping Skills
Self Esteem
Women's Issues
+7
I am a compassionate and trauma-informed therapist specializing in supporting women who face challenges with self-esteem, emotional overwhelm, and the pressures of daily life. My approach is collaborative and strength-based, creating a safe space where clients can reconnect with their authentic selves. Together, we work to quiet the inner critic, foster self-compassion, and build practical coping skills that empower emotional resilience. I’m dedicated to guiding clients through life’s transitions with clarity and courage, blending evidence-based techniques with empathy to help create lasting, meaningful change. I also have over 15 years of experience helping high school students as a school counselor. I have certifications in School Counseling Leadership, Anxiety & Stress Management, and Diversity, Equity & Inclusion. I'm fully licensed mental health therapist in the States of Illinois and Missouri.
VirtualAvailable
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$80/session

Solution oriented
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hello, I am Cindy! Being a therapist, is more than just a career for me it is a passion. I have been working in the substance use and mental health field for 10 + years. I feel that therapy can be beneficial for all even therapist themselves. I’m looking forward to meeting with you and supporting you on your journey toward recovery. You have taken the first step which can be the biggest struggle looking into finding help. I am proud of anyone who does that.
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$80/session

Specialties

Anxiety
Depression
Mood Disorders
+10
As a therapist, I hold on to the vision of your possible future even when you are in so much pain you cannot see beyond today. I wait patiently for the day when you can see the beauty inside yourself that I saw from the first day we met." (asiansformentalhealth) My therapeutic style is warm, engaging, and genuine. I take an eclectic approach to counseling in which I enjoy working with people from all different lifestyles. I enjoy helping people work through a variety of life challenges, from depression and anxiety to addictions,relationship difficulties, stress management, identity challenges, coping skills, and emotional awareness. I specialize in working with adults navigating anxiety, trauma, identity exploration, and life transitions. Many of my clients are high-functioning but feel overwhelmed, stuck, or disconnected from themselves or others. I also support individuals processing cultural or generational dynamics, perfectionism, and self-worth challenges. My approach to care is collaborative, compassionate, and grounded in creating a safe, nonjudgmental space where you can explore your experiences openly. I work from a trauma-informed, person-centered lens and tailor treatment to your unique needs, values, and pace.
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New to Grow

$120/session

Specialties

Anxiety
Depression
Grief
+3
Hello, I'm Laura, a licensed therapist with a doctorate in psychology dedicated to helping individuals and families find healing, hope and direction through life's challenges. I provide therapy for adolescents and adults who are navigating issues such as grief, depression or anxiety. My goal is to provide a safe and welcoming space where you can explore your story, develop coping skills and grow emotionally .
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$120/session

Intelligent
Humorous
Direct

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
I'm a retired, decorated Air Force combat veteran. I graduated from Washington University St Louis, earning a Master of Science in Social Work with an emphasis in Social Entrepreneurship. ​I have years of experience as a therapist working with the military, veterans, and various populations. I've worked as a subject matter expert in wellness programs such as suicide prevention, substance abuse, alcohol and drug abuse, and smoking cessation. I was a certified resiliency trainer and instructor for over 15 years. 
VirtualAvailable
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New to Grow

$175/session

Specialties

Anxiety
Depression
Grief
+10
I’m Ann Ross, a Licensed Professional Counselor dedicated to helping adults navigate life’s most challenging emotional seasons. I bring a calm, grounded, and compassionate presence to therapy, and I strive to create an environment where clients feel safe, understood, and supported from the very first session. My work is rooted in the belief that healing happens when people are truly seen and heard, and when they are given the right tools to understand their inner world. I help adults who are dealing with anxiety, grief, relationship struggles, stress, chronic worry, and difficult life transitions. My approach is both supportive and practical, blending evidence-based methods like Cognitive Behavioral Therapy (CBT), EMDR, and attachment-informed work with a personalized, person-centered style. I value collaboration, and I work closely with each client to identify their goals, uncover the patterns that may be holding them back, and build strategies that support lasting emotional resilience. Clients often share that they appreciate my warm, steady presence and my ability to make therapy feel both comfortable and productive. I guide clients in understanding the connection between thoughts, emotions, and behaviors, and I help them develop healthier, more balanced ways of navigating daily stressors. Whether we are working through long-standing grief, processing trauma, or addressing anxiety that feels overwhelming, my focus is always on helping clients feel grounded and empowered. I believe therapy is a place where people can reconnect with their strengths, gain clarity, and grow toward the version of themselves they want to become. If you’re looking for a therapist who will walk alongside you with empathy, insight, and practical tools, I would be honored to support you on your journey.
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$100/session

Open-minded
Solution oriented

Specialties

Anxiety
Couples Counseling
Men's Issues
+9
Hi, thanks for reaching out for help. I have over 30 years of experience in many areas of mental health, including counseling, psychiatric and substance use assessments in hospital emergency departments ; I have worked with adults, adolescents an$ couples. I have also been consultant to managers and supervisors seeking guidance for employees with mental health/ substance issues. I have an open, compassionate approach and will work together with you to help you break free of the issues that are holding you back or keeping you stuck. You are not alone: so many of us- including myself- face these challenges. I’m available for an initial, brief phone conversation to answer any questions you might have, and to determine if I would be a good fit.
VirtualAvailable
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$130/session

Humorous
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hello, I go by Jah, I’m passionate about helping people find hope, healing, and strength through life’s most challenging moments. In my work, I support clients experiencing depression, anxiety, OCD, grief, trauma, and major life transitions. My approach is warm, collaborative, and deeply compassionate — grounded in evidence-based therapies that help you reconnect with your confidence and inner calm. Together, we’ll create a safe space where you feel understood and supported as you heal, grow, and rediscover the parts of yourself that may have been lost along the way. My greatest reward is witnessing my clients find peace, resilience, and a renewed sense of purpose in their lives.
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$115/session

Specialties

Anxiety
Couples Counseling
Family Conflict
+8
As a marriage and family therapist, I specialize in helping people improve family and other intimate relationships. We deserve to feel loved and connected in our family and especially in our marriage. I also have extensive experience helping people overcome their fears and anxiety. I enjoy helping empower people to live a fuller life where anxiety is an after-thought instead of the first thought. I've been seeing clients since 2020.
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$120/session

Humorous
Warm

Specialties

ADHD
Anxiety
LGBTQ
+10
Hello and welcome to your mental health therapy journey. You’re about to embark on a meaningful path of self-discovery, growth, and healing. I would be honored to walk alongside you. I’m a Licensed Professional Counselor with a deep passion for helping others navigate life’s challenges and uncover their inner strengths. Long before I earned my credentials, I have always felt I was a counselor. Formal training only deepened my understanding and sharpened my skills. Outside the therapy room, I’m a storyteller at heart and a collector of hobbies many of which involve craft projects I’ve enthusiastically started (and occasionally forgotten). I bring creativity, curiosity, and compassion into my practice, and I look forward to supporting you as you explore what it means to thrive.
VirtualAvailable
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New to Grow

$200/session

Specialties

Anxiety
Depression
Men's Issues
+10
Throughout my career, I’ve worked in a variety of settings, including hospitals, community mental health centers, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
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Frequently rebooked

$150/session

Open-minded
Authentic

Specialties

Fertility & Reproduction Issues
Grief
Trauma and PTSD
+7
My personal experiences with significant life changes and medical trauma have fueled my passion for helping others as a Licensed Clinical Social Worker and Certified Grief Counselor. My approach is rooted in empathy and authenticity. I specialize in helping you build a deeper relationship with yourself so you can heal from the past and step into a more authentic life. My commitment is to create a safe space where you can learn to love, honor, and appreciate yourself, even in the midst of your most difficult challenges.
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$140/session

Solution oriented
Authentic

Specialties

Anxiety
Depression
Women's Issues
+10
My approach to therapy is collaborative and compassionate, recognizing that healing looks different for everyone. I draw primarily from Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and culturally sensitive approaches to create a space that honors each person’s unique story and identity. I have worked in the mental health field for more than ten years, supporting adolescents, adults, and families through challenges related to mental health, challenging family dynamics, life changes, and substance use.
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$75/session

Authentic
Warm

Specialties

Anxiety
Sexual Abuse
Trauma and PTSD
+7
am a Licensed Professional Counselor (LPC) in the state of Missouri. I received my B.A. in Psychology from the University of Missouri - Kansas City in 2009. In 2013, I received my M.A. in Counseling from Webster University in St. Louis, Missouri. I have worked in the mental health field for over 14 years and have been a licensed professional counselor for 11 of those years. I am a wife and mother who is passionate about enriching the lives of people who struggle with showing up for themselves daily especially as it pertains to self-care and mental health.
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$95/session

Solution oriented
Authentic

Specialties

Anxiety
Mood Disorders
Obsessive-Compulsive (OCD)
Hello! I am John Getchell, an experienced Licensed Clinical Social Worker with over 20 years of experience. My career has taken me from federal prisons, to military hospitals, the VA, and private practice, where I have worked with trauma, depression, grief, OCD, and very complex family dynamics. My goal is to walk alongside you as we face life's challenges, helping you to find clarity, strength, and healthier ways of living. Together, we will work on creating real change so you can experience peace and freedom.
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$125/session

Authentic
Humorous

Specialties

Anger Management
Anxiety
Trauma and PTSD
+9
As the Founder of Coyote Hill (coyotehill.org) I have worked with foster children and families in crisis for over 33 years. After retiring as CEO in 2021, I have opened my own private practice. In a world that often demands us to mask our struggles, having a space where your feelings are validated, and your experiences are understood can be transformative. Your story matters, and I am here to listen, understand, and help you write the next chapter—one where you feel empowered and at peace. Together, we can explore the possibilities that lie ahead and take steps towards a more balanced and fulfilling life. We can't undo the past, but we can work together to get to a place where you can finish well.
VirtualAvailable
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New to Grow

$130/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
I’m a therapist who values authenticity, connection, and collaboration. I know how overwhelming life’s challenges can feel, and I’m passionate about helping people find practical tools and supportive strategies to navigate stress, relationships, and personal growth. I enjoy working with parents and working adults, creating a safe and compassionate space where you can feel understood and empowered to make meaningful changes.
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$160/session

Humorous
Empowering

Specialties

Eating Disorders
LGBTQ
Trauma and PTSD
+10
Hi, I’m Carrie Allen, MS, LPC, NCC — a trauma therapist, creative soul, and lifelong student of what it means to be human. I’m licensed in Alabama, Missouri, Texas, and Florida, and I specialize in helping clients untangle the effects of trauma, stress, and relational pain so they can reconnect with their sense of self, safety, and purpose. My work is grounded in trauma-informed care, combining science, compassion, and a healthy dose of humor. I draw from Trauma-Focused CBT, Attachment-Based Therapy, Compassion-Focused Therapy, and Child-Parent Psychotherapy (I’m trained, not certified, in CPP). These approaches allow me to meet clients where they are—whether that’s building emotional safety, rewriting old narratives, or learning how to regulate the nervous system and reengage with life on your own terms. Therapy with me is collaborative, relational, and real. You won’t get a blank stare or a “how does that make you feel?” on repeat. I show up as a human first and a therapist second—curious, grounded, and genuinely invested in helping you move toward healing that actually lasts. Together, we’ll explore how your past experiences shape your present patterns, and how to build a future that feels aligned with who you’re becoming. Outside of sessions, I recharge through writing, gaming, crocheting, and wandering in nature. I’m a proud stepmom to two amazing girls, a lover of deep conversations, and a firm believer that healing often shows up in the small, ordinary moments—cooking dinner, laughing with friends, or finally exhaling after a long day. If we work together, you can expect honesty, empathy, and the occasional well-timed laugh. I’ll challenge you when it’s needed, hold space when it’s heavy, and remind you that you are not broken—you’re growing.
VirtualAvailable
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New to Grow

$100/session

Specialties

Addiction
Anger Management
Anxiety
+7
I’m a Missouri-licensed therapist with 19 years of experience. My style is warm, inviting, and deeply accepting—I meet you where you are and celebrate the courage it takes to show up. I lean on cognitive behavioral therapy (CBT) to build awareness of how your life experiences shape today’s thoughts, feelings, and responses. For 15 years I’ve supported active-duty service members and their families, and I’ve also worked in schools—experiences that taught me to listen closely, honor each person’s story, and tailor care to your unique needs. I’m an ordained clergy member and can integrate a faith-based perspective when that feels meaningful for you, while also offering a safe space to process spirituality or church hurt.
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$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Trauma and PTSD
Depression
+9
Doctor Vehec is a counseling psychologist. As a therapist in the Veterans Administration’s Vet Center program for fifteen years, he was one of the first qualified second-level screeners for the James A. Haley VA Hospital Poly-trauma Unit, (one of four in the country) where he gained invaluable experience working with our most severely neurologically traumatized veterans. Dr. Vehec studied neuroscience under the preeminent neuro-psychologist Dr. Eugene Tootle at Barry University. Dr. Vehec was the chairman of the Board for a Charter School specializing in Specific Learning Disabled children in grades K-8. During this time he championed numerous Brain Based learning programs, i.e. Brain Boost exercises®, Audio Visual Entrainment, and the Interactive Metronome® program. Dr. Vehec is a member of the American Counseling Association, the Florida Mental Health Counseling Association, and the Milton Erickson Foundation. Dr. Vehec has an established Sports and Entertainment psychology practice. He was the Team psychologist for the Orlando Predators and the Kansas City Phantoms, both were professional Arena Football teams. He provided the coaching staff and players training on brain-based learning exercises designed to improve balance and enhance physical and mental performance. He designed treatment plans to assist players with their post-concussion recovery. Dr. Vehec works with PGA Professionals. One of whom was a contestant on “The Big Break” and continues on the professional tour. He is a consultant for the NFLPA of Central Florida. He co-organized the first neurological symposium for the NFL & NFLPA players before the Pro Bowl in Orlando. Dr. Vehec believes that from concussion to Alzheimer’s and Dementia there is hope that a therapy or exercise program exists which can help to improve one’s quality of life. Dr. Vehec’s favorite expression is “Never let anyone tell you what your limitations are.”
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New to Grow

$75/session

Specialties

Anxiety
Coping Skills
Sex Addiction
+10
Hello, I’m Kathy. I’ve had the privilege of working in the social service field for more than 25 years and have been a Licensed Professional Counselor since 2012. I currently provide telehealth counseling throughout Missouri and also work within a local medical clinic offering mental health therapy and assessments. My experience has allowed me to work with people from all walks of life, and I truly enjoy helping individuals navigate life changes, manage stress, and build healthier relationships. I believe that therapy is a collaborative process where you can explore your strengths, develop new skills, and create meaningful change at your own pace. In addition to my private practice, I also work within an institutional setting to prevent sexual violence by supporting individuals who have committed sexual harm. This work has deepened my understanding of accountability, resilience, and the capacity people have for growth and change. Whether you’re struggling with anxiety, depression, trauma, or life transitions, my goal is to provide a safe and supportive space where you feel heard, respected, and empowered to take the next steps toward healing.
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Frequently rebooked

$135/session

Empowering
Solution oriented

Specialties

Anxiety
Depression
Self Esteem
+10
My name is Chiwoo, and I'm a licensed professional counselor (LPC) serving clients in Missouri and Florida. I support individuals who tend to overthink and prioritize others' needs, helping them find relief and improve their well-being. By integrating evidence-based therapy with a compassionate approach, I help dismantle unhealthy thought patterns and equip clients with practical tools they can use immediately.
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Frequently asked questions

Why filter by Missouri rather than a city like Kansas City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I’m" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.