Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 183 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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St. LouisSpringfieldKansas CityClayton

Availability updated: 9/25/2026

New to Grow

$150/session

Specialties
Anxiety
Family Conflict
Trauma and PTSD
+10
I’m a small-town woman who has navigated life’s joys, transitions, and challenges, including divorce, raising and caring for a child with special needs, loss, love, and the unexpected turns that are part of being human. These experiences have shaped not only who I am, but also the compassion, perspective, and understanding I bring to my work as a therapist and life and wellness coach. I have a passion for connecting with real people facing real challenges. I work with individuals who are looking for more than simply a place to talk; they want to better understand themselves, their relationships, and the patterns that may be keeping them from living the life they want. I believe meaningful change begins when we feel safe enough to be honest about where we are and hopeful enough to believe that something different is possible. My approach is warm, thoughtful, collaborative, and straightforward. I believe in meeting people where they are, without judgment, while also helping them look honestly at what may be preventing them from moving forward. Together, we can explore patterns, beliefs, relationships, and life experiences, while developing practical tools that support healthier choices, stronger boundaries, greater confidence, and lasting personal growth. I understand that reaching out for support can feel vulnerable, and I consider it a privilege when someone chooses to share their story with me. My goal is to create a welcoming space where you feel heard, respected, understood, and supported as we work toward greater clarity and a more intentional and fulfilling life. I would welcome the opportunity to connect with you, learn about your story, and explore how I can support you in moving forward. When I’m not working with clients, you’ll often find me traveling with my children, playing pickleball or mah-jongg, or listening to a good podcast.
Available

$100/session

Warm
Authentic
Empowering
Specialties
Child or Adolescent
Life Transitions
Mood Disorders
+10
I am a therapist who supports adults, adolescents, and children as they navigate life’s challenges and work toward meaningful change. My approach is grounded in the belief that growth often begins in moments of discomfort, and learning to sit with that discomfort can open the door to deeper insight and transformation. I help clients explore new ways of thinking, understand their patterns, and take intentional steps toward the life they want a pace that honors their humanity. I view healing as a journey rather than a race, one that requires grace, patience, and a willingness to embrace the messy parts of forgiveness and self‑discovery. My role is to walk alongside you with compassion, curiosity, and a strengths‑based lens as you build resilience, purpose, and a more grounded sense of self.
VirtualAvailable

$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
Available

New to Grow

$125/session

Specialties
Coping Skills
Grief
Health/Medical Issues
+6
I have been an LCSW for 6 years. I’ve worked in a variety of settings from child welfare to healthcare. My favorite areas of work include grief & loss, navigating medical diagnosis, and college aged individuals! I would describe my style as laid back but direct. I use a variety of modalities including CBT, DBT, motivational interviewing, solution focused, and EMDR if appropriate.
Available

New to Grow

$110/session

Specialties
Anxiety
Emotional Regulation
Obsessive-Compulsive (OCD)
+10
I’m a therapist who believes you deserve a space where you can show up exactly as you are; messy, overwhelmed, hopeful, angry, unsure, or all of the above. My approach is warm, genuine, affirming, and deeply client-centered. I especially enjoy working with trauma, anxiety, OCD, family dynamics, identity, and life transitions. I’m LGBTQIA+ affirming, HAES-aligned, and committed to creating a space where every part of your identity is respected. Therapy with me can include deep conversations, nervous system work, laughter, tears, and the occasional well-timed swear word.
Available

New to Grow

$70/session

Specialties
Addiction
Anxiety
Depression
+10
Hi there, I'm Lexie! I believe that asking for help is a sign of strength, not weakness, and I am passionate about creating a safe, non-judgmental space where you can express your thoughts and feelings as well as heal and grow. I enjoy working with people of all ages. I specialize in helping individuals navigate anxiety, depression, and life transitions. My style is warm, empathetic, and down to earth. I often combine evidence-based techniques, such as CBT with genuine conversation to help you build practical tools for lasting change
Available

New to Grow

$120/session

Specialties
Fertility & Reproduction Issues
Perinatal / Postpartum
Trauma and PTSD
+4
I’m a Licensed Professional Clinical Counselor and supervisor who believes therapy should be a place where you can show up as you are. I work primarily with women navigating anxiety, trauma, life transitions, relationship stress, and hormonal seasons of life. My goal is to help you feel truly known, supported, and equipped to move forward.
Available

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
VirtualAvailable

Often rebooked

$200/session

Solution oriented
Intelligent
Warm
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+9
Throughout my career, I’ve worked in a variety of settings, including hospitals, community counseling agencies, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a Licensed Professional Counselor passionate about helping people heal from anxiety, depression, trauma, and life transitions. I specialize in working with women, children, and BIPOC clients seeking emotional balance, confidence, and clarity. Using EMDR, mindfulness, CBT, and trauma-informed care, I guide clients to break free from stuck patterns and create lasting, meaningful change. I am a client-centered therapist that encourages clients to find the strength within by going on a journey of self discovery.
VirtualAvailable

$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable

$125/session

Solution oriented
Authentic
Warm
Specialties
Couples Counseling
Life Transitions
Trauma and PTSD
+10
Hello, I'm Tanya, a Licensed Clinical Social Worker (LCSW) with a Master of Social Work (MSW) from the University of Missouri-St. Louis School of Social Work, class of 2010. Born and raised on the west side of St. Louis city, I bring a deep understanding and connection to the community I serve. My focus is on supporting women through all stages of life and interpersonal growth, individuals with mental health diagnoses, those grappling with past experiences, and those facing relationship and work-related challenges.
VirtualAvailable

New to Grow

$90/session

Specialties
Addiction
Personality Disorders
Substance Misuse
+9
I’m Chelsea, a somatic-first therapist who helps people move from emotional overwhelm into steadiness and clarity. In my practice, I guide clients to slow down, notice what’s happening in their bodies, and act from a grounded, regulated place rather than from panic, old wounds, or automatic patterns. I blend ACT, DBT, CBT, and embodied awareness to help people understand their thoughts, regulate their nervous systems, and build relationships and behaviors that align with their values. My work is gentle, intuitive, and deeply human — focused on helping clients feel anchored, present, and capable of choosing the life they want.
Available

$150/session

Warm
Authentic
Empowering
Specialties
Trauma and PTSD
Anxiety
Depression
+7
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.
VirtualAvailable

$120/session

Direct
Authentic
Humorous
Specialties
Anxiety
Military/Veterans
Trauma and PTSD
I'm a retired, decorated Air Force combat veteran. I graduated from Washington University St Louis, earning a Master of Science in Social Work with an emphasis in Social Entrepreneurship. ​I have years of experience as a therapist working with the military, veterans, and various populations. I've worked as a subject matter expert in wellness programs such as suicide prevention, substance abuse, alcohol and drug abuse, and smoking cessation. I was a certified resiliency trainer and instructor for over 15 years. 
VirtualAvailable

$55/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
VirtualAvailable

$100/session

Warm
Empowering
Authentic
Specialties
Women's Issues
Hey there! I'm Tiffinie! My mission as a therapist is to empower my clients with an unbiased, supportive, and compassionate approach to therapy that works to identify and disrupt the limiting beliefs that we and society tend to impose on ourselves. My hope is to create new pathways to healing and growth in order for you to improve your overall well-being as well as your relationships. You are more than deserving of a safe space to heal and grow towards your full potential. It is your right and your responsibility to initate change in your life. Let's get started on your journey together!
VirtualAvailable

$100/session

Empowering
Warm
Authentic
Specialties
Addiction
Anger Management
Anxiety
+7
I’m a Missouri-licensed therapist with 19 years of experience. My style is warm, inviting, and deeply accepting—I meet you where you are and celebrate the courage it takes to show up. I lean on cognitive behavioral therapy (CBT) to build awareness of how your life experiences shape today’s thoughts, feelings, and responses. For 15 years I’ve supported active-duty service members and their families, and I’ve also worked in schools—experiences that taught me to listen closely, honor each person’s story, and tailor care to your unique needs. I’m an ordained clergy member and can integrate a faith-based perspective when that feels meaningful for you, while also offering a safe space to process spirituality or church hurt.
VirtualAvailable

$200/session

Intelligent
Empowering
Solution oriented
Specialties
Anxiety
Parenting
Women's Issues
Hi, I'm Jonni Allen, from Houston, Texas, a Licensed Marriage & Family Therapist and an Advanced Mediator. I received my masters degree from East Carolina University in Greenville, NC and my law degree from Washburn University in Topeka, KS. I started Pink Rose Therapy to help women reach their full potential. Through empowerment, support, and emotional development I have seen women achieve greater success in their career, higher reports of satisfaction and enjoyment from their interpersonal relationships and a genuine calm and peacefulness when enjoying their down time, allowing more time to spend on hobbies, side hustles, or causes with greater vigor and passion. I approach individual therapy as a partnership, where you and I both work on your treatment plan goals and checking in with how effective our work together is going. Each person is unique and has specific needs. Typically, I utilize cognitive behavioral therapy (CBT) techniques to challenge your current assumptions about your situation. I specialize in people experiencing anxiety, adjustment concerns around life transitions, and personality disorders. I am trauma informed and can help you realize how past traumas are impacting your mental health today, and strategies to cope better and calm the mind and body. I am a single mom to three children one adult, and two elementary age.
VirtualAvailable

$125/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Grief
Postpartum
+2
Are you feeling frustrated and overwhelmed, as if you have lost control over your own life and are unsure how to get back on track? It happens to all of us sometimes. Our minds can be our biggest enemies, where our expectations get the best of us. Allow me to collaborate with you in order to unpack your thoughts and emotions to gradually make adjustments to help you become a stronger version of yourself. Whether you are struggling with a life transition, pregnancy and postpartum, caregiving for a loved one, grief and loss, anxiety or depression; I will work with you to process and navigate through these difficult times. I will empower you to find your strengths and use them to make a little progress every day.
VirtualAvailable

New to Grow

$200/session

Specialties
Anxiety
Trauma and PTSD
Women's Issues
+9
I am a licensed professional counselor, teacher, and trauma therapist with more than 25 years of experience helping people navigate difficult life experiences and create meaningful change. I specialize in trauma, PTSD, anxiety, depression, relationships, and life transitions. My approach combines evidence-based, trauma-informed therapy with a deep appreciation for creativity and the expressive arts. I believe therapy should honor the whole person and provide a safe place for healing, growth, and rediscovering your strengths.
Available

$125/session

Warm
Open-minded
Authentic
Specialties
Anxiety
Child or Adolescent
Depression
+8
As a Licensed Clinical Social Worker, I have dedicated my career to supporting teens and adolescents since 2014. I find it incredibly rewarding to help young people navigate the complexities of their lives and overcome the challenges they face. My therapeutic approach is rooted in empathy, collaboration, and evidence-based practices. I am committed to helping my clients discover their strengths and create meaningful change in their lives.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded
Specialties
Anger Management
Anxiety
Women's Issues
+10
Welcome to Your Journey to Healing, PLLC ✨ Hi, I’m Varissa Owens, MA, MS, LPC-S, NCC. I’m a Licensed Professional Counselor who believes therapy should be a space where you can be honest, heard, and accepted without judgment. I earned my Master’s degree in Clinical Mental Health Counseling as well as a Master’s degree in Human Services, and I have provided counseling services to individuals, couples, and families. My work focuses on helping clients navigate anxiety, depression, grief and loss, relationship concerns, life transitions, self-esteem, attachment patterns, and emotional challenges that can make it difficult to feel like yourself. I especially enjoy helping clients understand the connection between their thoughts, emotions, relationships, and behaviors so they can create meaningful and lasting change. I recognize that reaching out for therapy can feel vulnerable. My goal is to create a supportive environment where you can show up as you are and work at a pace that feels comfortable while still making meaningful progress.
VirtualAvailable

New to Grow

$160/session

Specialties
Anxiety
Depression
Trauma and PTSD
Feeling stuck, stressed, or overwhelmed? I provide a compassionate, supportive space where clients can navigate anxiety, self-doubt, and life transitions with greater clarity and confidence. My goal is to help you feel more grounded, connected to yourself, and empowered to create the life you want. I work with young and older adults navigating anxiety, depression, and other mood disorders, life transitions, PTSD/ trauma, relationship issues, and self-esteem challenges. Together, we’ll build coping skills and create a personalized plan for growth that feels empowering and achievable.
Available

$100/session

Challenging
Humorous
Specialties
LGBTQ
Sex Therapy
Life Transitions
+9
I am focused on sex therapy, working with people who have gender or identity questioning issues, issues with partners, kink/fetish/swinging related issues, or problems or issues with sex and sexuality. I see individuals, couples, and polycules. I have both book learning and practical, lived experience in many sex/gender/sexuality issues. I am a member of the American Association of Sex Educators, Counselors, and Therapists. I believe there is no single “right” way to experience desire, identity, or relationships. Therapy with me is an affirming, open-minded space where clients can explore who they are, what they want, and how to move forward with greater confidence, clarity, and self-acceptance. Outside of therapy, I enjoy spending time in the wilderness, thrifting or browsing rummage sales, and sharing life with partners and five and a half cats.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.