Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 183 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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St. LouisSpringfieldKansas CityClayton

Availability updated: 9/29/2026

New to Grow

$150/session

Specialties
Anxiety
Family Conflict
Trauma and PTSD
+10
I’m a small-town woman who has navigated life’s joys, transitions, and challenges, including divorce, raising and caring for a child with special needs, loss, love, and the unexpected turns that are part of being human. These experiences have shaped not only who I am, but also the compassion, perspective, and understanding I bring to my work as a therapist and life and wellness coach. I have a passion for connecting with real people facing real challenges. I work with individuals who are looking for more than simply a place to talk; they want to better understand themselves, their relationships, and the patterns that may be keeping them from living the life they want. I believe meaningful change begins when we feel safe enough to be honest about where we are and hopeful enough to believe that something different is possible. My approach is warm, thoughtful, collaborative, and straightforward. I believe in meeting people where they are, without judgment, while also helping them look honestly at what may be preventing them from moving forward. Together, we can explore patterns, beliefs, relationships, and life experiences, while developing practical tools that support healthier choices, stronger boundaries, greater confidence, and lasting personal growth. I understand that reaching out for support can feel vulnerable, and I consider it a privilege when someone chooses to share their story with me. My goal is to create a welcoming space where you feel heard, respected, understood, and supported as we work toward greater clarity and a more intentional and fulfilling life. I would welcome the opportunity to connect with you, learn about your story, and explore how I can support you in moving forward. When I’m not working with clients, you’ll often find me traveling with my children, playing pickleball or mah-jongg, or listening to a good podcast.
Available

$70/session

Authentic
Open-minded
Specialties
Addiction
Anxiety
Depression
+10
Hi there, I'm Lexie! I believe that asking for help is a sign of strength, not weakness, and I am passionate about creating a safe, non-judgmental space where you can express your thoughts and feelings as well as heal and grow. I enjoy working with people of all ages. I specialize in helping individuals navigate anxiety, depression, and life transitions. My style is warm, empathetic, and down to earth. I often combine evidence-based techniques, such as CBT with genuine conversation to help you build practical tools for lasting change
Available

$115/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Life Transitions
Self Esteem
+9
I offer a safe, supportive, and non-judgmental space for you to explore what you're going through. Therapy can be a place to rebuild, reflect, and heal. My approach is collaborative and compassionate. I listen closely to your needs and goals, and together we’ll work to shift patterns, manage challenging emotions, and develop tools that support lasting change. I believe you are the expert of your own life. My role is to walk alongside you as you navigate it.
VirtualAvailable

New to Grow

$125/session

Specialties
Coping Skills
Grief
Health/Medical Issues
+6
I have been an LCSW for 6 years. I’ve worked in a variety of settings from child welfare to healthcare. My favorite areas of work include grief & loss, navigating medical diagnosis, and college aged individuals! I would describe my style as laid back but direct. I use a variety of modalities including CBT, DBT, motivational interviewing, solution focused, and EMDR if appropriate.
Available

New to Grow

$120/session

Specialties
Fertility & Reproduction Issues
Perinatal / Postpartum
Trauma and PTSD
+4
I’m a Licensed Professional Clinical Counselor and supervisor who believes therapy should be a place where you can show up as you are. I work primarily with women navigating anxiety, trauma, life transitions, relationship stress, and hormonal seasons of life. My goal is to help you feel truly known, supported, and equipped to move forward.
Available

$150/session

Authentic
Intelligent
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+10
Welcome to my practice designed to help you truly flourish. As your therapist I combine deep healing tools with forward focused approaches. Together we will not just manage your symptoms, we will uncover your strengths, clarify your values and actively build a life you love. My approach focuses on helping you safely process your current struggles and also give you a practical toolkit for day to day modern challenges. I am passionate about the unique roles animals play in your well-being.
VirtualAvailable

$100/session

Empowering
Authentic
Warm
Specialties
Child or Adolescent
Family Conflict
Parenting
+10
Welcome! I’m glad you’re here. Whether you’re starting counseling for the first time or returning after time away, my goal is to provide a safe, supportive space where you can grow. I look forward to walking alongside you as you take this step. Over my 20 years as a counselor I have worked with a variety of people. Rather than providing an exhaustive list, the populations I have served include: Children impacted by military life and the unique challenges they face within the school environment. Adults and children navigating life transitions and challenges such as divorce, academic pressures, overcommitment, relationship difficulties, unhealthy coping patterns, parenting challenges, and career development. Families raising and supporting children with special needs. Youth residing in residential treatment facilities.
Available

$100/session

Warm
Authentic
Empowering
Specialties
Child or Adolescent
Life Transitions
Mood Disorders
+10
I am a therapist who supports adults, adolescents, and children as they navigate life’s challenges and work toward meaningful change. My approach is grounded in the belief that growth often begins in moments of discomfort, and learning to sit with that discomfort can open the door to deeper insight and transformation. I help clients explore new ways of thinking, understand their patterns, and take intentional steps toward the life they want a pace that honors their humanity. I view healing as a journey rather than a race, one that requires grace, patience, and a willingness to embrace the messy parts of forgiveness and self‑discovery. My role is to walk alongside you with compassion, curiosity, and a strengths‑based lens as you build resilience, purpose, and a more grounded sense of self.
VirtualAvailable

$100/session

Authentic
Solution oriented
Humorous
Specialties
Addiction
Anxiety
Trauma and PTSD
+10
Christopher Dane Keil is a Licensed Professional Counselor in Helper, UT who works with individuals and couples across the lifespan. He supports clients facing trauma, anxiety, depression, PTSD, and addiction, especially when intense emotions—like fear, shame, or low self-worth—feel overwhelming or disruptive. Christopher’s approach is warm, validating, and practical. He tailors treatment to each client and blends evidence-based methods, including EMDR and Accelerated Resolution Therapy (ART), to help the brain reprocess painful experiences and reduce symptoms. He also draws from IFS-informed, narrative, ACT, and somatic strategies as needed so clients gain tools that fit their lives. With more than 15 years in the mental health field and a Master’s in Clinical Mental Health Counseling from the University of Phoenix, Christopher’s goal is to help clients build resilience, feel more grounded, and take clear next steps in their healing.
VirtualAvailable

$100/session

Challenging
Humorous
Specialties
LGBTQ
Sex Therapy
Life Transitions
+9
I am focused on sex therapy, working with people who have gender or identity questioning issues, issues with partners, kink/fetish/swinging related issues, or problems or issues with sex and sexuality. I see individuals, couples, and polycules. I have both book learning and practical, lived experience in many sex/gender/sexuality issues. I am a member of the American Association of Sex Educators, Counselors, and Therapists. I believe there is no single “right” way to experience desire, identity, or relationships. Therapy with me is an affirming, open-minded space where clients can explore who they are, what they want, and how to move forward with greater confidence, clarity, and self-acceptance. Outside of therapy, I enjoy spending time in the wilderness, thrifting or browsing rummage sales, and sharing life with partners and five and a half cats.
VirtualAvailable

$125/session

Authentic
Solution oriented
Warm
Specialties
Couples Counseling
Life Transitions
Trauma and PTSD
+10
Hello, I'm Tanya, a Licensed Clinical Social Worker (LCSW) with a Master of Social Work (MSW) from the University of Missouri-St. Louis School of Social Work, class of 2010. Born and raised on the west side of St. Louis city, I bring a deep understanding and connection to the community I serve. My focus is on supporting women through all stages of life and interpersonal growth, individuals with mental health diagnoses, those grappling with past experiences, and those facing relationship and work-related challenges.
VirtualAvailable

$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
Available

$200/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Coping Skills
Depression
+10
Linehan Board-Certified DBT Specialist | Holistic Wellness Advocate Clinical Expertise & Background With 25 years of clinical experience, I am dedicated to helping individuals navigate life’s complexities with balance and resilience. I am a Linehan Board-Certified Dialectical Behavior Therapist (DBT), a credential that reflects my deep commitment to providing the highest standard of evidence-based care. My academic foundation began at St. Louis University (MO), where I earned both my Bachelor of Arts in Psychology and my Master of Social Work. This rigorous training, combined with decades of practice, allows me to offer a space that is as clinically sound as it is compassionate and nonjudgmental. My Approach I provide individual, couples, family, and group therapy for adolescents and adults (ages 16+). My style is warm, collaborative, and deeply respectful of your unique journey. I specialize in integrating DBT strategies to help you overcome barriers and build a life that feels truly worth living. A Holistic Perspective I believe that mental health is inextricably linked to physical well-being. When I’m not in the clinician’s chair, I’m likely moving. I am certified in spinning/cycling and have a deep passion for power walking, latin dance, yoga, and Pilates. This personal commitment to the mind-body connection informs my therapeutic perspective—I understand the discipline and rhythm required to foster lasting change. The "Co-Therapist" Healing often comes in small, furry packages. I have a 6-year-old toy Yorkie who frequently joins me. While he isn’t a registered service dog, he is an expert in providing comfort and a calming presence. He is available to join our sessions upon request (and rest assured, he is excellent at maintaining client confidentiality). Languages & Inclusion: My native language is English and I am proficient in Farsi. I warmly welcome Farsi-speaking clients to my practice.
VirtualAvailable

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
VirtualAvailable

Often rebooked

$200/session

Solution oriented
Intelligent
Warm
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+9
Throughout my career, I’ve worked in a variety of settings, including hospitals, community counseling agencies, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a Licensed Professional Counselor passionate about helping people heal from anxiety, depression, trauma, and life transitions. I specialize in working with women, children, and BIPOC clients seeking emotional balance, confidence, and clarity. Using EMDR, mindfulness, CBT, and trauma-informed care, I guide clients to break free from stuck patterns and create lasting, meaningful change. I am a client-centered therapist that encourages clients to find the strength within by going on a journey of self discovery.
VirtualAvailable

New to Grow

$200/session

Specialties
Anxiety
Trauma and PTSD
Women's Issues
+9
I am a licensed professional counselor, teacher, and trauma therapist with more than 25 years of experience helping people navigate difficult life experiences and create meaningful change. I specialize in trauma, PTSD, anxiety, depression, relationships, and life transitions. My approach combines evidence-based, trauma-informed therapy with a deep appreciation for creativity and the expressive arts. I believe therapy should honor the whole person and provide a safe place for healing, growth, and rediscovering your strengths.
Available

$140/session

Authentic
Specialties
Anxiety
Trauma and PTSD
Women's Issues
+5
Hi, I’m a licensed clinical social worker with nearly 20 years of experience in the medical and mental health field. I provide a relaxed, down-to-earth space where you can show up exactly as you are without feeling judged or overwhelmed. My approach blends practical tools with real, honest conversations to help you better understand your thoughts, manage anxiety, and feel more in control of your life. Therapy with me is collaborative, supportive, and focused on helping you make meaningful, lasting changes.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Trauma and PTSD
Anxiety
Depression
+7
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.
VirtualAvailable

$55/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
VirtualAvailable

$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable

$120/session

Direct
Authentic
Humorous
Specialties
Anxiety
Military/Veterans
Trauma and PTSD
I'm a retired, decorated Air Force combat veteran. I graduated from Washington University St Louis, earning a Master of Science in Social Work with an emphasis in Social Entrepreneurship. ​I have years of experience as a therapist working with the military, veterans, and various populations. I've worked as a subject matter expert in wellness programs such as suicide prevention, substance abuse, alcohol and drug abuse, and smoking cessation. I was a certified resiliency trainer and instructor for over 15 years. 
VirtualAvailable

$105/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Mood Disorders
Obsessive-Compulsive (OCD)
Hello! I am John Getchell, an experienced Licensed Clinical Social Worker with over 20 years of experience. My career has taken me from federal prisons, to military hospitals, the VA, and private practice, where I have worked with trauma, depression, grief, OCD, and very complex family dynamics. My goal is to walk alongside you as we face life's challenges, helping you to find clarity, strength, and healthier ways of living. Together, we will work on creating real change so you can experience peace and freedom.
VirtualAvailable

$200/session

Intelligent
Empowering
Solution oriented
Specialties
Anxiety
Parenting
Women's Issues
Hi, I'm Jonni Allen, from Houston, Texas, a Licensed Marriage & Family Therapist and an Advanced Mediator. I received my masters degree from East Carolina University in Greenville, NC and my law degree from Washburn University in Topeka, KS. I started Pink Rose Therapy to help women reach their full potential. Through empowerment, support, and emotional development I have seen women achieve greater success in their career, higher reports of satisfaction and enjoyment from their interpersonal relationships and a genuine calm and peacefulness when enjoying their down time, allowing more time to spend on hobbies, side hustles, or causes with greater vigor and passion. I approach individual therapy as a partnership, where you and I both work on your treatment plan goals and checking in with how effective our work together is going. Each person is unique and has specific needs. Typically, I utilize cognitive behavioral therapy (CBT) techniques to challenge your current assumptions about your situation. I specialize in people experiencing anxiety, adjustment concerns around life transitions, and personality disorders. I am trauma informed and can help you realize how past traumas are impacting your mental health today, and strategies to cope better and calm the mind and body. I am a single mom to three children one adult, and two elementary age.
VirtualAvailable

$90/session

Authentic
Solution oriented
Empowering
Specialties
Anger Management
Anxiety
Coping Skills
+5
I have over 10 years of experience serving individuals and families that desire to live their fullest potential. The goal is to provide a relaxed and supportive atmosphere, so your experience will be for learning, progression and a genuinely safe space to share your story. I will create a personalized treatment plan with your participation to assist you with achieving your goals.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.