Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 120 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 12/22/2025

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New to Grow

$100/session

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
Hi, I'm Paige, a licensed therapist that aims to help people feel supported, grounded, and empowered. My approach to therapy is warm and compassionate, while using evidence-based methods to help you find healing. I use a relaxed, accepting style that means you where you are. I believe we all have strengths that we can draw in on to help us overcome adversity.
VirtualAvailable
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$160/session

Humorous
Empowering

Specialties

Eating Disorders
LGBTQ
Trauma and PTSD
+10
Hi, I’m Carrie Allen, MS, LPC, NCC — a trauma therapist, creative soul, and lifelong student of what it means to be human. I’m licensed in Alabama, Missouri, Texas, and Florida, and I specialize in helping clients untangle the effects of trauma, stress, and relational pain so they can reconnect with their sense of self, safety, and purpose. My work is grounded in trauma-informed care, combining science, compassion, and a healthy dose of humor. I draw from Trauma-Focused CBT, Attachment-Based Therapy, Compassion-Focused Therapy, and Child-Parent Psychotherapy (I’m trained, not certified, in CPP). These approaches allow me to meet clients where they are—whether that’s building emotional safety, rewriting old narratives, or learning how to regulate the nervous system and reengage with life on your own terms. Therapy with me is collaborative, relational, and real. You won’t get a blank stare or a “how does that make you feel?” on repeat. I show up as a human first and a therapist second—curious, grounded, and genuinely invested in helping you move toward healing that actually lasts. Together, we’ll explore how your past experiences shape your present patterns, and how to build a future that feels aligned with who you’re becoming. Outside of sessions, I recharge through writing, gaming, crocheting, and wandering in nature. I’m a proud stepmom to two amazing girls, a lover of deep conversations, and a firm believer that healing often shows up in the small, ordinary moments—cooking dinner, laughing with friends, or finally exhaling after a long day. If we work together, you can expect honesty, empathy, and the occasional well-timed laugh. I’ll challenge you when it’s needed, hold space when it’s heavy, and remind you that you are not broken—you’re growing.
VirtualAvailable
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$55/session

Authentic
Open-minded

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
VirtualAvailable
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$140/session

Solution oriented
Authentic

Specialties

Anxiety
Depression
Women's Issues
+10
My approach to therapy is collaborative and compassionate, recognizing that healing looks different for everyone. I draw primarily from Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and culturally sensitive approaches to create a space that honors each person’s unique story and identity. I have worked in the mental health field for more than ten years, supporting adolescents, adults, and families through challenges related to mental health, challenging family dynamics, life changes, and substance use.
VirtualAvailable
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Frequently rebooked

$90/session

Intelligent
Open-minded

Specialties

Grief
Life Transitions
Older Adults
+3
Hi! I’m a Licensed Clinical Social Worker licensed in Kansas and Missouri, specializing in grief, caregiving stress, life transitions, serious illness, and end-of-life support. If you’re navigating the reality of a terminal diagnosis, supporting someone through serious illness, grieving the loss of a loved one, adjusting to major life changes, or simply feeling emotionally stuck, I’m here to walk with you. I offer both short-term support for difficult seasons and longer-term therapy for deeper processing and healing. My approach is calm, compassionate, and client-centered. I believe healing often begins when we feel seen, heard, and understood without judgment, pressure, or the need to “fix” everything. I’m not afraid of silence, tears, or conversations about death, meaning, fear, or what comes next. My goal is to help you feel less alone; to find clarity, comfort, and a sense of grounding as you move through illness, loss, or life transition.
VirtualAvailable
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$120/session

Specialties

Chronic Illness
Health/Medical Issues
Insomnia/Sleep Issues
+8
I’m a licensed clinical social worker with over twenty years of experience helping adults calm their minds, regulate their bodies, and rebuild a sense of control. My approach is structured but warm—focused on practical strategies that actually work in real life. I specialize in evidence-based therapies for insomnia, chronic pain, stress, and burnout. Many of my clients are high-functioning professionals or caregivers who appear steady on the outside but feel exhausted, disconnected, or “stuck in overdrive.” My work blends trauma-informed Cognitive Behavioral Therapy (CBT) with mindfulness and mind-body approaches to restore calm, clarity, and rest. Every session is collaborative and paced to feel safe and sustainable. My goal is to help you understand what’s happening in your nervous system—and teach you the tools to change it.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Bipolar Disorder
Depression
+2
As a licensed therapist in Missouri, Kentucky, and New Jersey, I bring 25 years of compassionate clinical experience supporting individuals through complex life transitions and emotional challenges. My approach centers on creating a supportive, non-judgmental space where clients can explore their inner experiences and develop meaningful strategies for personal growth. I specialize in addressing a wide range of mental health concerns, including depression, anxiety, self-esteem challenges, LGBTQ+,and life transitions. My therapeutic work focuses on helping individuals navigate complex emotional landscapes, from workplace stress to relationship dynamics, with particular expertise in supporting young adults, caregivers, and those experiencing significant personal transformations. My practice is deeply committed to understanding each client's unique journey. I offer a progressive, affirming approach that honors individual experiences and empowers clients to develop stronger self-understanding, communication skills, and emotional resilience. Whether you're struggling with social anxiety, processing major life changes, or seeking deeper self-connection, I'm dedicated to walking alongside you with empathy and professional guidance. Good Karma to all....
VirtualAvailable
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Frequently rebooked

$150/session

Empowering
Warm
Intelligent

Specialties

Coping Skills
Self Esteem
Women's Issues
+7
I am a compassionate and trauma-informed therapist specializing in supporting women who face challenges with self-esteem, emotional overwhelm, and the pressures of daily life. My approach is collaborative and strength-based, creating a safe space where clients can reconnect with their authentic selves. Together, we work to quiet the inner critic, foster self-compassion, and build practical coping skills that empower emotional resilience. I’m dedicated to guiding clients through life’s transitions with clarity and courage, blending evidence-based techniques with empathy to help create lasting, meaningful change. I also have over 15 years of experience helping high school students as a school counselor. I have certifications in School Counseling Leadership, Anxiety & Stress Management, and Diversity, Equity & Inclusion. I'm fully licensed mental health therapist in the States of Illinois and Missouri.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
Women's Issues
+8
Hi, I’m Victoria. I’m passionate about helping people navigate life’s challenges with compassion, understanding, and support. My goal is to create a safe and collaborative space where you can build confidence, reduce symptoms, and make meaningful, lasting changes. I work with clients experiencing anxiety, depression, low self-esteem, codependency, and major life transitions. My approach is eclectic, meaning I tailor each session to your unique needs. Together, we’ll explore what’s working, identify areas for growth, and develop practical strategies that support your emotional well-being and overall life satisfaction. I believe that improving your mental health can positively impact every part of your life. With the right tools and support, healing and personal growth are possible for everyone.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
Grief
+3
Hello, I'm Laura, a licensed therapist with a doctorate in psychology dedicated to helping individuals and families find healing, hope and direction through life's challenges. I provide therapy for adolescents and adults who are navigating issues such as grief, depression or anxiety. My goal is to provide a safe and welcoming space where you can explore your story, develop coping skills and grow emotionally .
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
Women's Issues
+8
Hi there, my name is Kim and I've been a therapist for over ten years. I have a wide range of experiences working with adults and kids in setting like private practice, schools, hospitals and in crisis work. I would love to learn more about what brings you to therapy and help you develop the tools to cope with what you're going through.
VirtualAvailable
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$175/session

Warm
Humorous

Specialties

Anxiety
Depression
Grief
+10
I’m Ann Ross, a Licensed Professional Counselor dedicated to helping adults navigate life’s most challenging emotional seasons. I bring a calm, grounded, and compassionate presence to therapy, and I strive to create an environment where clients feel safe, understood, and supported from the very first session. My work is rooted in the belief that healing happens when people are truly seen and heard, and when they are given the right tools to understand their inner world. I help adults who are dealing with anxiety, grief, relationship struggles, stress, chronic worry, and difficult life transitions. My approach is both supportive and practical, blending evidence-based methods like Cognitive Behavioral Therapy (CBT), EMDR, and attachment-informed work with a personalized, person-centered style. I value collaboration, and I work closely with each client to identify their goals, uncover the patterns that may be holding them back, and build strategies that support lasting emotional resilience. Clients often share that they appreciate my warm, steady presence and my ability to make therapy feel both comfortable and productive. I guide clients in understanding the connection between thoughts, emotions, and behaviors, and I help them develop healthier, more balanced ways of navigating daily stressors. Whether we are working through long-standing grief, processing trauma, or addressing anxiety that feels overwhelming, my focus is always on helping clients feel grounded and empowered. I believe therapy is a place where people can reconnect with their strengths, gain clarity, and grow toward the version of themselves they want to become. If you’re looking for a therapist who will walk alongside you with empathy, insight, and practical tools, I would be honored to support you on your journey.
VirtualAvailable
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$110/session

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I believe therapy should feel real, human, and maybe even a little fun along the way. I’m a therapist—but also someone who loves watching live music, rewatching Will Ferrell movies, and hanging out with my little zoo at home—three cats and a dog. That same mix of humor, warmth, and grounded energy shows up in every session. I work with people who are exhausted from holding everything together—those who look fine on the outside but feel tangled, anxious, or disconnected inside. My style is collaborative, compassionate, and straightforward, with the occasional laugh to keep things real. I’m not a “just nod and listen” kind of therapist. We’ll roll up our sleeves, look at the patterns that keep you stuck, and build healthier ways of coping and connecting. I like to think of therapy as untangling a ball of yarn: we’ll find the knots, loosen them, and help you weave something new that actually fits your life. If you’re ready to stop running on autopilot and start feeling more grounded, hopeful, and in control, I’d love to work with you. Bring your story—we’ll make sense of it together.
VirtualAvailable
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New to Grow

$125/session

Specialties

Chronic Illness
Grief
Older Adults
+4
Many of my clients come to me feeling overwhelmed by change—whether it’s health concerns, caregiving stress, loss, anxiety, or life transitions that have left them uncertain about what comes next. They often carry the weight of caring for others while neglecting their own emotional needs. What they want most is to feel understood, find balance, and regain a sense of calm and direction. My approach is compassionate, collaborative, and practical—helping you feel more confident, grounded, and at peace as you move forward.
VirtualAvailable
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Frequently rebooked

$95/session

Solution oriented
Authentic

Specialties

Anxiety
Mood Disorders
Obsessive-Compulsive (OCD)
Hello! I am John Getchell, an experienced Licensed Clinical Social Worker with over 20 years of experience. My career has taken me from federal prisons, to military hospitals, the VA, and private practice, where I have worked with trauma, depression, grief, OCD, and very complex family dynamics. My goal is to walk alongside you as we face life's challenges, helping you to find clarity, strength, and healthier ways of living. Together, we will work on creating real change so you can experience peace and freedom.
VirtualAvailable
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$125/session

Warm
Intelligent

Specialties

Anxiety
Child or Adolescent
Depression
+8
As a Licensed Clinical Social Worker, I have dedicated my career to supporting teens and adolescents since 2014. I find it incredibly rewarding to help young people navigate the complexities of their lives and overcome the challenges they face. My therapeutic approach is rooted in empathy, collaboration, and evidence-based practices. I am committed to helping my clients discover their strengths and create meaningful change in their lives.
VirtualAvailable
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Frequently rebooked

$150/session

Open-minded
Intelligent
Authentic

Specialties

Fertility & Reproduction Issues
Grief
Trauma and PTSD
+7
My personal experiences with significant life changes and medical trauma have fueled my passion for helping others as a Licensed Clinical Social Worker and Certified Grief Counselor. My approach is rooted in empathy and authenticity. I specialize in helping you build a deeper relationship with yourself so you can heal from the past and step into a more authentic life. My commitment is to create a safe space where you can learn to love, honor, and appreciate yourself, even in the midst of your most difficult challenges.
VirtualAvailable
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$125/session

Open-minded
Warm

Specialties

Anxiety
Life Transitions
Sex Addiction
+10
Life can feel overwhelming at times, and it’s easy to lose balance while trying to manage stress, relationships, and personal expectations. Therapy offers a supportive and confidential space to gain insight, build coping skills, and create lasting change. Through evidence-based approaches, I help clients navigate anxiety, depression, trauma, and life transitions with compassion and professionalism. Together, we work to strengthen emotional resilience, improve communication, and enhance overall well-being. Reaching out for support is a courageous first step—therapy is not just about overcoming challenges, but about discovering your capacity to heal, grow, and thrive.
VirtualAvailable
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$85/session

Warm
Open-minded

Specialties

Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable
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$175/session

Intelligent
Warm
Empowering

Specialties

Anxiety
Life Transitions
Women's Issues
+10
Hi, I am a Licensed Professional Counselor (LPC) based in Missouri. I completed my Masters at Mercer University Atlanta and have been practicing for 6 years. I believe everyone deserves to live a life that is fulfilling and meaningful. I help adults find clarity and calm to build a life that feels more aligned with who they really are.
VirtualAvailable
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Frequently rebooked

$150/session

Empowering
Solution oriented

Specialties

Anxiety
Depression
Self Esteem
+10
My name is Chiwoo, and I'm a licensed professional counselor (LPC) serving clients in Missouri and Florida. I support individuals who tend to overthink and prioritize others' needs, helping them find relief and improve their well-being. By integrating evidence-based therapy with a compassionate approach, I help dismantle unhealthy thought patterns and equip clients with practical tools they can use immediately.
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$155/session

Solution oriented
Authentic
Warm

Specialties

Coping Skills
Life Transitions
Women's Issues
+3
Michaela Thompson is a Licensed Clinical Social Worker in California, Kansas and Missouri. She is approachable, attentive, encouraging, understanding, and adept at finding solutions. With over a decade of experience in various environments, she offers a unique outlook on diverse difficulties and dedicated to working with you to understand and address your struggles. She earned her Master's degree in Social Work from California State University - East Bay equipping her with a solid foundation in evidence-based therapeutic techniques and theories.
VirtualAvailable
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$130/session

Humorous
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hello, I go by Jah, I’m passionate about helping people find hope, healing, and strength through life’s most challenging moments. In my work, I support clients experiencing depression, anxiety, OCD, grief, trauma, and major life transitions. My approach is warm, collaborative, and deeply compassionate — grounded in evidence-based therapies that help you reconnect with your confidence and inner calm. Together, we’ll create a safe space where you feel understood and supported as you heal, grow, and rediscover the parts of yourself that may have been lost along the way. My greatest reward is witnessing my clients find peace, resilience, and a renewed sense of purpose in their lives.
VirtualAvailable
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New to Grow

$130/session

Specialties

Obsessive-Compulsive (OCD)
Anxiety
Welcome! My name is Ari. I specialize in CBT-Exposure Response Prevention treatment for OCD and anxiety. Clients I work with frequently report life changing reductions in anxiety and a new way of coping with obsessions and compulsions that give them more freedom to live their life. Research shows individuals can experience 25 to 35% reductions in OCD and anxiety symptoms withing 6 to 12 weeks of ERP treatment with variations on outcome depending on the frequency of appointments. Only about 4% of individuals do not experience these outcomes. I find that ERP is helpful for the majority of people I work with.
VirtualAvailable
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$150/session

Authentic

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+10
I am a therapist who integrates Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and Exposure and Response Prevention (ERP) to support clients in navigating challenges with anxiety, OCD, and related concerns. My experience as a teacher, school-based mental health counselor, and parent has shaped a well-rounded and practical approach to therapy, allowing me to connect with clients and families from multiple perspectives. In addition, I am trained in SPACE (Supportive Parenting for Anxious Childhood Emotions), a parent-based treatment program designed to help children and adolescents struggling with anxiety and OCD. While children do not attend SPACE sessions, they are always at the heart of the work, with parents empowered as the agents of change.
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Frequently asked questions

Why filter by Missouri rather than a city like Kansas City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.