Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 178 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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St. LouisSpringfieldKansas CityClayton

Availability updated: 9/19/2026

New to Grow

$125/session

Specialties
Addiction / Substance Use
Anxiety
Trauma and PTSD
+10
I am a licensed clinical social worker supporting children, adults, couples, and families through anxiety, depression, trauma, grief, addiction, relationship strain, ADHD, mood disorders, and the emotional impact of chronic or complex medical issues. I offer telehealth care and am licensed in Missouri, Texas, and New Jersey. I am warm, steady, and down-to-earth. I want therapy to feel safe and collaborative, not stiff or clinical for its own sake. My work is practical and client-centered: we use what helps you most, including evidence-based therapy, family and school-based skills, 12-step support when addiction is part of the picture, and biblical counseling if that is your preference. My experience includes schools, hospitals, emergency rooms, homes, inpatient and outpatient programs, and community crisis work. I have built programs, supervised students and staff, and trained youth volunteers for a suicide hotline. Those settings showed me how quickly life can change, and how much strength people can find when they are not facing it alone. I am especially committed to clients who feel dismissed by systems—healthcare, housing, or the justice system—and I stay with the work until there is a clearer, more stable path forward.
Available

New to Grow

$150/session

Specialties
Anxiety
Family Conflict
Trauma and PTSD
+10
I’m a small-town woman who has navigated life’s joys, transitions, and challenges, including divorce, raising and caring for a child with special needs, loss, love, and the unexpected turns that are part of being human. These experiences have shaped not only who I am, but also the compassion, perspective, and understanding I bring to my work as a therapist and life and wellness coach. I have a passion for connecting with real people facing real challenges. I work with individuals who are looking for more than simply a place to talk; they want to better understand themselves, their relationships, and the patterns that may be keeping them from living the life they want. I believe meaningful change begins when we feel safe enough to be honest about where we are and hopeful enough to believe that something different is possible. My approach is warm, thoughtful, collaborative, and straightforward. I believe in meeting people where they are, without judgment, while also helping them look honestly at what may be preventing them from moving forward. Together, we can explore patterns, beliefs, relationships, and life experiences, while developing practical tools that support healthier choices, stronger boundaries, greater confidence, and lasting personal growth. I understand that reaching out for support can feel vulnerable, and I consider it a privilege when someone chooses to share their story with me. My goal is to create a welcoming space where you feel heard, respected, understood, and supported as we work toward greater clarity and a more intentional and fulfilling life. I would welcome the opportunity to connect with you, learn about your story, and explore how I can support you in moving forward. When I’m not working with clients, you’ll often find me traveling with my children, playing pickleball or mah-jongg, or listening to a good podcast.
Available

$115/session

Intelligent
Solution oriented
Authentic
Specialties
Anxiety
Depression
Suicidal Ideation
+10
When anxiety, depression, intrusive thoughts, self-harm urges, family conflict, or addiction take over, it can feel like your inner voice gets drowned out. You might feel stuck, disconnected, or ready for something different but unsure where to start. No matter where you are in life, you deserve to be heard & taken seriously. Therapy isn’t just about talking. It’s about learning how to shift patterns, challenge unhelpful thoughts, & build communication skills that actually work in real life. This is a space to get clear, grow stronger, & create change that feels authentic to you. Let’s help you reconnect with yourself & move forward I help clients move from surviving to thriving by building practical skills for real change. Specializing in trauma, anxiety, depression, relationship dynamics, alcohol and substance use, identity challenges, and more. I provide a safe, collaborative environment. My goal is to help you understand your experiences, heal, and deeply reconnect with yourself. Reaching out is often the hardest step, but it is also the bravest. You don’t have to carry this weight alone any longer. Finding a therapist you truly connect with is the most important part of the healing process, & you deserve a space where you feel safe, understood, & supported. I invite you to reach out for a consultation to see if we are the right fit
VirtualAvailable

$100/session

Empowering
Open-minded
Specialties
Addiction
Anxiety
Mood Disorders
+9
As a mental health professional for over twenty-five years, I am dedicated to helping clients explore options and strategies so that they may live a healthier and happier life. I provide compassionate care and counseling to individuals in Illinois, Missouri and Florida via Telehealth. I possess a Master’s Degree in Social Work specializing in Mental Health and Addictions. I also have completed a Master of Business Administration Degree focused on Healthcare Management. I am a mother, grandmother and great-grandmother and enjoy spending time with my family, fishing, camping and traveling. I have extensive experience in Leadership and Direct Care positions within Inpatient and Outpatient Behavioral Health and Substance Abuse Recovery and Rehabilitation facilities. As a result of those experiences, I witnessed and truly believe mental health and addiction recovery is possible. As we each experience our life’s journey, the good, bad, and ugly, we continue to learn and grow along the way. Many journeys will include troubled times resulting in anxiety, mood disorders, grief, loss, parenting difficulties, relationship issues, addictions and other challenges along the way. But most will also include exciting and positive times such as graduations, college, marriage, career advancements, births, relocations, new homes, new friends, and many more. Although positive, adjustment to these experiences may also result in a need for support during the transition. As a Social Worker, my approach will focus on the whole individual to identify other factors contributing to the current problem. This will include past and current relationships, health issues, work, living and social environments. My goal is to help clients find hope, joy and peace. They will achieve this by learning to view problems differently and using healthy coping skills to make changes and adjust to a new normal.
Available

$90/session

Direct
Authentic
Intelligent
Specialties
Anxiety
Family Conflict
Mood Disorders
+10
My name is Dan Cooper, and I have been a licensed counselor since 2008. My path to this work was shaped early on by a year of public service with AmeriCorps, followed by time working in a transitional living program for homeless youth. Watching counselors help young people create meaningful, lasting change in their lives inspired me to pursue this work myself — and that sense of purpose has stayed with me ever since. My approach to counseling is fundamentally collaborative. I believe that you are the expert on your own life and circumstances. My role is not to tell you what to do, but to offer an outside perspective, help you clarify what you want, and support you in taking accountable steps toward your own goals. Together, we work as a team.
VirtualAvailable

$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
Available

New to Grow

$90/session

Specialties
Addiction
Personality Disorders
Substance Misuse
+9
I’m Chelsea, a somatic-first therapist who helps people move from emotional overwhelm into steadiness and clarity. In my practice, I guide clients to slow down, notice what’s happening in their bodies, and act from a grounded, regulated place rather than from panic, old wounds, or automatic patterns. I blend ACT, DBT, CBT, and embodied awareness to help people understand their thoughts, regulate their nervous systems, and build relationships and behaviors that align with their values. My work is gentle, intuitive, and deeply human — focused on helping clients feel anchored, present, and capable of choosing the life they want.
Available

$130/session

Empowering
Open-minded
Specialties
Anxiety
Couples Counseling
Obsessive-Compulsive (OCD)
+6
Hello and Welcome! Congratulations on taking your first step towards healing! My passion is to provide compassionate, evidence-based therapy for Anxiety, OCD, Relationships, and Trauma. My practice is dedicated to helping individuals and couples break free from patterns that keep you stuck in the same cycles so you can build healthier relationships, stronger self-worth, and a more fulfilling life. Whether you are struggling with anxiety, OCD, depression, self-doubt, intrusive thoughts, relationship difficulties, childhood trauma, narcissistic abuse recovery, or emotional overwhelm, therapy can help you gain greater self-awareness, build resilience, and feel more confident in your day to day. For couples seeking to develop a deeper understanding of one another, strengthen communication, and build more meaningful connections as well as heal attachment wounds, we will likely be an excellent fit! If you feel like you're having the same conversation over and over again with little resolution, you're not alone. I help couples identify recurring patterns in their relationships, understand the emotions driving them, and build healthier ways of communicating and connecting.
Available

New to Grow

$70/session

Specialties
Addiction
Anxiety
Depression
+10
Hi there, I'm Lexie! I believe that asking for help is a sign of strength, not weakness, and I am passionate about creating a safe, non-judgmental space where you can express your thoughts and feelings as well as heal and grow. I enjoy working with people of all ages. I specialize in helping individuals navigate anxiety, depression, and life transitions. My style is warm, empathetic, and down to earth. I often combine evidence-based techniques, such as CBT with genuine conversation to help you build practical tools for lasting change
Available

$100/session

Authentic
Solution oriented
Humorous
Specialties
Addiction
Anxiety
Trauma and PTSD
+10
Christopher Dane Keil is a Licensed Professional Counselor in Helper, UT who works with individuals and couples across the lifespan. He supports clients facing trauma, anxiety, depression, PTSD, and addiction, especially when intense emotions—like fear, shame, or low self-worth—feel overwhelming or disruptive. Christopher’s approach is warm, validating, and practical. He tailors treatment to each client and blends evidence-based methods, including EMDR and Accelerated Resolution Therapy (ART), to help the brain reprocess painful experiences and reduce symptoms. He also draws from IFS-informed, narrative, ACT, and somatic strategies as needed so clients gain tools that fit their lives. With more than 15 years in the mental health field and a Master’s in Clinical Mental Health Counseling from the University of Phoenix, Christopher’s goal is to help clients build resilience, feel more grounded, and take clear next steps in their healing.
VirtualAvailable

Often rebooked

$200/session

Solution oriented
Intelligent
Warm
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+9
Throughout my career, I’ve worked in a variety of settings, including hospitals, community counseling agencies, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable

Often rebooked

$120/session

Solution oriented
Open-minded
Warm
Specialties
Anxiety
Depression
Women's Issues
+8
Hi, I’m Victoria. I’m passionate about helping people navigate life’s challenges with compassion, understanding, and support. My goal is to create a safe and collaborative space where you can build confidence, reduce symptoms, and make meaningful, lasting changes. I work with clients experiencing anxiety, depression, low self-esteem, codependency, and major life transitions. My approach is eclectic, meaning I tailor each session to your unique needs. Together, we’ll explore what’s working, identify areas for growth, and develop practical strategies that support your emotional well-being and overall life satisfaction. I believe that improving your mental health can positively impact every part of your life. With the right tools and support, healing and personal growth are possible for everyone.
VirtualAvailable

$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a Licensed Professional Counselor passionate about helping people heal from anxiety, depression, trauma, and life transitions. I specialize in working with women, children, and BIPOC clients seeking emotional balance, confidence, and clarity. Using EMDR, mindfulness, CBT, and trauma-informed care, I guide clients to break free from stuck patterns and create lasting, meaningful change. I am a client-centered therapist that encourages clients to find the strength within by going on a journey of self discovery.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Couples Counseling
+7
Navigating through the paths of life can be challenging. You don't have to journey them alone. My name is Leslie Scott aka the Esteem Counselor. I am here to support you along your journey with a clinical road map and conversation to make your journey easier to endure. I am a licensed clinical social worker with 25 plus years of experience specializing in Culturally Based Therapy, Christian Counseling, Anxiety, Loss, Life Transitions, Relationships, Family, Couples, Diversity, Inclusion, and Narcissistic Abuse. I work with a diversity of clients and would welcome the opportunity to support you as you navigate through this phase of your life's journey.
VirtualAvailable

$130/session

Solution oriented
Direct
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+5
I am a Licensed Clinical Social Worker. I graduated with my Master's Degree from Saint Louis University. My style is straightforward, respectful, and focused on clarity. I will not just sit back and nod. I help clients identify patterns, blind spots, and behaviors that may be keeping them stuck, while creating a space that still feels grounded and supportive. Clients who work well with me are often looking for more than a place to vent. They want insight that leads to action, and therapy that helps things finally click.
VirtualAvailable

$125/session

Warm
Open-minded
Empowering
Specialties
ADHD
Anxiety
Life Transitions
+10
I believe therapy works best when you can show up exactly as you are — messy thoughts, quirky interests, big feelings, awkward humor, and all. As a neurodiverse therapist myself, I understand what it can feel like to navigate a world that often expects people to think, feel, and function in very specific ways. My goal is to create a space where clients feel genuinely accepted, understood, and safe enough to unmask and be themselves without fear of judgment. I grew up in Hawaii, and that upbringing shaped the way I connect with people — with warmth, openness, humor, and a strong belief in the importance of relationships and community. Before becoming a therapist, I worked in special education, which deepened my passion for supporting neurodiverse children, teens, adults, and families in ways that honor their strengths rather than trying to “fix” who they are. I’m also a mom to two energetic boys, so I understand firsthand the chaos, beauty, exhaustion, and constant learning that comes with parenting and family life. Outside of therapy, you can usually find me practicing yoga, spending time with my bulldogs, or trying to balance self-care with the realities of everyday life. In therapy, I strive to be real, collaborative, and compassionate. I love working with clients who feel different, overwhelmed, emotionally exhausted, misunderstood, or stuck trying to fit into expectations that don’t truly work for them. Whether you’re navigating anxiety, ADHD, autism, trauma, parenting stress, emotional regulation, or life transitions, I want therapy to feel like a place where you can breathe a little easier and feel more connected to who you really are.
Available

$120/session

Warm
Authentic
Open-minded
Specialties
Anger Management
Anxiety
Women's Issues
+10
Welcome to Your Journey to Healing, PLLC ✨ Hi! Thank you for reaching out. At this time, I am not accepting new clients personally for insurance. However, I’m excited to share that Your Journey to Healing, PLLC has three clinicians within our group practice who are currently available and ready to provide therapeutic support. If you’re looking for a therapist, we would love the opportunity to help connect you with one of our clinicians who may be a good fit for your needs. 📧: vowens @yourjourney2healingpllc.org 📞: 682.*200*3060 🌐: yourjourney2healingpllc.org Please reach out, and we’ll help you get started on your journey to healing. 💙
VirtualAvailable

$145/session

Warm
Empowering
Authentic
Specialties
LGBTQ
Personality Disorders
Sex Therapy
+6
Welcome! I am a Licensed Professional Counselor for the states of Virginia, Kansas, Missouri, and Pennsylvania, and a Licensed Clinical Supervisor for the state of Virginia, with a passion for helping individuals navigate sex and relationship challenges, mental health disorders, personality disorders, grief, and overall mental wellness. My journey in this field began with a Bachelor of Science in Elementary Education, a minor in Psychology from Thiel College, and an Associate’s degree in Business Administration from Germanna Community College. I later earned a Master of Science in Clinical Mental Health Counseling from Capella University. Pursuing excellence, I became a Certified Clinical Trauma Professional and a Certified Grief Counseling Specialist and obtained certification in Suicidology. Over time, my clinical focus has naturally evolved towards specializing in personality disorders and becoming a certified sex and relationship therapist. Known for my transparency, empathy, and a healthy dose of humor, I strive to create a therapeutic environment where clients feel understood and supported. I also enjoy sharing my insights as a contributing author on sex and relationship issues for various online and print publications. Passionate about the importance of self-care, I love to unwind by hiking and camping in the mountains, soaking up the serenity of the ocean, and cherishing time with my family and friends. Despite having three amazing kids, I am (almost) equally obsessed with being a pet mom to my heavyweight feline companion, Perry, and my loveable, always-happy golden retriever, Murphy.
VirtualAvailable

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
VirtualAvailable

$60/session

Authentic
Warm
Empowering
Specialties
Anxiety
Chronic Illness
Depression
+10
Hello! I am a Licensed Clinical Social Worker (LCSW) based in Missouri. I earned my Master's Degree from Simmon's University in Boston, MA and have been practicing for over 6 years. I work with teenagers and adults who are coping with anxiety, depression, grief/loss, and self-esteem issues. I have also spent a number of years working as a Medical Social Worker and are able to help clients and caregivers through complex medical journeys.
VirtualAvailable

$125/session

Authentic
Intelligent
Warm
Specialties
Anger Management
Anxiety
Life Transitions
+5
I help people who feel overwhelmed by anger, anxiety, intrusive thoughts, shame, grief, or difficult seasons of life. Many of my clients come to therapy feeling stuck in patterns they do not like: saying things they regret, replaying conversations, avoiding people, feeling like they are failing, or carrying pain that they have tried hard to keep hidden. Before opening my private practice, I founded Coyote Hill and spent more than 33 years working with foster children, families, and people in crisis. That experience shaped the way I work now: calm, practical, honest, and compassionate. I do not believe therapy should feel mysterious or judgmental. My goal is to help you understand what is happening, why it keeps happening, and what you can begin doing differently. One line that has stayed with me is, “We are all just walking each other home.” To me, that is part of what therapy can be: a steady place where you do not have to carry everything alone, and where we move toward clarity, healing, and the next right step. We cannot change the past, but we can work on how you respond in the present and how you move forward with more steadiness, self-respect, and hope.
VirtualAvailable

$125/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Grief
Postpartum
+2
Are you feeling frustrated and overwhelmed, as if you have lost control over your own life and are unsure how to get back on track? It happens to all of us sometimes. Our minds can be our biggest enemies, where our expectations get the best of us. Allow me to collaborate with you in order to unpack your thoughts and emotions to gradually make adjustments to help you become a stronger version of yourself. Whether you are struggling with a life transition, pregnancy and postpartum, caregiving for a loved one, grief and loss, anxiety or depression; I will work with you to process and navigate through these difficult times. I will empower you to find your strengths and use them to make a little progress every day.
VirtualAvailable

$200/session

Authentic
Solution oriented
Open-minded
Specialties
Couples Counseling
LGBTQ
Trauma and PTSD
I’m a therapist who helps queer and straight individuals and couples strengthen their relationships and deepen their emotional connection. My work is rooted in trauma-informed, emotion-focused, and strength-based approaches that honor your unique experiences and goals. I create a safe, collaborative space where healing and growth feel possible—so you can build the kind of relationships and life that truly support your well-being.
VirtualAvailable

$120/session

Direct
Authentic
Humorous
Specialties
Anxiety
Military/Veterans
Trauma and PTSD
I'm a retired, decorated Air Force combat veteran. I graduated from Washington University St Louis, earning a Master of Science in Social Work with an emphasis in Social Entrepreneurship. ​I have years of experience as a therapist working with the military, veterans, and various populations. I've worked as a subject matter expert in wellness programs such as suicide prevention, substance abuse, alcohol and drug abuse, and smoking cessation. I was a certified resiliency trainer and instructor for over 15 years. 
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.