Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 184 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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St. LouisSpringfieldKansas CityClayton

Availability updated: 10/8/2026

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Self Esteem
Trauma and PTSD
My name is Nikki, I’m a therapist with seven years of experience, specializing in helping clients address anxiety, depression, and trauma. Using EMDR and a personalized approach, I guide clients in overcoming limiting beliefs and building resilience for a more empowered, fulfilling life. Together, we can navigate life's obstacles, build resilience, and rediscover your inner strength. Taking that first step toward healing is an act of courage, and I’m here to provide the empathy and support you need along the way.
VirtualAvailable
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$70/session

Authentic
Open-minded
Specialties
Addiction
Anxiety
Depression
+10
Hi there, I'm Lexie! I believe that asking for help is a sign of strength, not weakness, and I am passionate about creating a safe, non-judgmental space where you can express your thoughts and feelings as well as heal and grow. I enjoy working with people of all ages. I specialize in helping individuals navigate anxiety, depression, and life transitions. My style is warm, empathetic, and down to earth. I often combine evidence-based techniques, such as CBT with genuine conversation to help you build practical tools for lasting change
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$120/session

Warm
Holistic
Specialties
Chronic Illness
LGBTQ
Life Transitions
+8
My name is Maya (they/them) and I specialize in understanding the overlapping worlds of queer, neurodivergent, and disabled folks. My approach to treatment involves the use of direct, solution-focused, and strengths-based therapies. This allows you to prioritize your most pressing issues, and stabilize your life. I am sex-positive, poly-affirming, and kink-informed. Currently accepting new clients as of 6/10. Please note that I can only provide therapy at this time, I do not offer medication management or testing services. Outside of work, I enjoy spending time with my rescue pit bull/chow mix. I love crafting, scrolling through memes, and adding treasures to my doom pile. I have flexible availability so please reach out if you are unable to find a time that works for you on my booking site. I look forward to meeting you!
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New to Grow

$120/session

Specialties
Fertility & Reproduction Issues
Perinatal / Postpartum
Trauma and PTSD
+4
I’m a Licensed Professional Clinical Counselor and supervisor who believes therapy should be a place where you can show up as you are. I work primarily with women navigating anxiety, trauma, life transitions, relationship stress, and hormonal seasons of life. My goal is to help you feel truly known, supported, and equipped to move forward.
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$100/session

Challenging
Humorous
Specialties
LGBTQ
Sex Therapy
Life Transitions
+9
I am focused on sex therapy, working with people who have gender or identity questioning issues, issues with partners, kink/fetish/swinging related issues, or problems or issues with sex and sexuality. I see individuals, couples, and polycules. I have both book learning and practical, lived experience in many sex/gender/sexuality issues. I am a member of the American Association of Sex Educators, Counselors, and Therapists. I believe there is no single “right” way to experience desire, identity, or relationships. Therapy with me is an affirming, open-minded space where clients can explore who they are, what they want, and how to move forward with greater confidence, clarity, and self-acceptance. Outside of therapy, I enjoy spending time in the wilderness, thrifting or browsing rummage sales, and sharing life with partners and five and a half cats.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a Licensed Professional Counselor passionate about helping people heal from anxiety, depression, trauma, and life transitions. I specialize in working with women, children, and BIPOC clients seeking emotional balance, confidence, and clarity. Using EMDR, mindfulness, CBT, and trauma-informed care, I guide clients to break free from stuck patterns and create lasting, meaningful change. I am a client-centered therapist that encourages clients to find the strength within by going on a journey of self discovery.
VirtualAvailable
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Often rebooked

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
VirtualAvailable
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$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
VirtualAvailable
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$120/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Couples Counseling
Depression
+4
I'm a licensed professional counselor and licensed mental health counselor, and I'm here to support you through life's challenges- whether you're struggling with anxiety, depression, difficult relationships, or the lasting effects of childhood trauma or dysfunction. My style is warm, compassionate, and solution-focused. I believe healing begins when we feel truly seen and heard, so in our sessions, you can expect a safe space where your story is honored without judgment. Together, we'll explore what's been holding you back and begin taking real steps toward positive change.
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New to Grow

$125/session

Intelligent
Open-minded
Specialties
Coping Skills
Grief
Health/Medical Issues
+6
I have been an LCSW for 6 years. I’ve worked in a variety of settings from child welfare to healthcare. My favorite areas of work include grief & loss, navigating medical diagnosis, and college aged individuals! I would describe my style as laid back but direct. I use a variety of modalities including CBT, DBT, motivational interviewing, solution focused, and EMDR if appropriate.
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$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
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$100/session

Specialties
Anxiety
Coping Skills
Depression
+10
I am a Licensed Clinical Social Worker who values honesty, connection, and practical support. I work with adults who may feel overwhelmed, stuck, or unsure of what needs to change. I try to create a space where clients can be open without feeling judged or pressured. Therapy with me is conversational, supportive, and focused on helping you better understand yourself and move forward in a way that feels realistic.
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$125/session

Authentic
Warm
Empowering
Specialties
Anxiety
Trauma and PTSD
Women's Issues
+10
I’m Heather Freed, LCSW, founder of Freed Minds. As a therapist, former executive, wife, and mom, I understand how easy it is for capable women to lose themselves in responsibility, relationships, and the pressure to keep it all together. I specialize in helping high-responsibility women move beyond burnout, overfunctioning, and self-neglect through holistic, trauma-informed therapy that supports healing of mind, body, and spirit. My goal is to help you build a life that feels more peaceful, grounded, and true to who you are.
VirtualAvailable
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$100/session

Warm
Empowering
Authentic
Specialties
Child or Adolescent
Life Transitions
Mood Disorders
+10
I am a therapist who supports adults, adolescents, and children as they navigate life’s challenges and work toward meaningful change. My approach is grounded in the belief that growth often begins in moments of discomfort, and learning to sit with that discomfort can open the door to deeper insight and transformation. I help clients explore new ways of thinking, understand their patterns, and take intentional steps toward the life they want a pace that honors their humanity. I view healing as a journey rather than a race, one that requires grace, patience, and a willingness to embrace the messy parts of forgiveness and self‑discovery. My role is to walk alongside you with compassion, curiosity, and a strengths‑based lens as you build resilience, purpose, and a more grounded sense of self.
VirtualAvailable
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Often rebooked

$100/session

Warm
Authentic
Solution oriented
Specialties
ADHD
Anxiety
Autism
+8
Hi, I'm Julie. Are you ready to be seen and feel supported through encouragement, validation, and understanding? You should start to feel lighter and more in control pretty quickly—you are no longer alone with what makes you sad, frustrated, insecure, or scared. You won't have to remind me of your past sessions. I have an eclectic, humanistic approach, which means you are an incredible human who matters. I personalize the style of therapy to you and your situation, pulling from different perspectives and modalities designed to meet your needs best. I welcome your feedback as we build a partnership for growth and healing.
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New to Grow

$200/session

Specialties
Anxiety
Trauma and PTSD
Women's Issues
+9
I am a licensed professional counselor, teacher, and trauma therapist with more than 25 years of experience helping people navigate difficult life experiences and create meaningful change. I specialize in trauma, PTSD, anxiety, depression, relationships, and life transitions. My approach combines evidence-based, trauma-informed therapy with a deep appreciation for creativity and the expressive arts. I believe therapy should honor the whole person and provide a safe place for healing, growth, and rediscovering your strengths.
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$150/session

Authentic
Direct
Empowering
Specialties
Anxiety
Domestic Violence
Military/Veterans
+10
I am a military veteran, mother and wife. I have been doing therapy since 2017. I have a passion helping people. When I got out of the military I found a need to give back and therapy was one of the ways that I found I could give back to not just service members but to my community around me.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Trauma and PTSD
Anxiety
Depression
+7
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.
VirtualAvailable
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$115/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Life Transitions
Self Esteem
+9
I offer a safe, supportive, and non-judgmental space for you to explore what you're going through. Therapy can be a place to rebuild, reflect, and heal. My approach is collaborative and compassionate. I listen closely to your needs and goals, and together we’ll work to shift patterns, manage challenging emotions, and develop tools that support lasting change. I believe you are the expert of your own life. My role is to walk alongside you as you navigate it.
VirtualAvailable
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$100/session

Direct
Empowering
Open-minded
Specialties
Couples Counseling
Family Conflict
Life Transitions
+10
I am an LPC with 15 years of experience working with children, teens, adults, couples and families. I provide individual, couples and family counseling for those seeking growth, change and insight. I believe in person centered care and my goal is to provide you with an individualized approach to your needs. I believe learning about ourselves and others makes the world a better place on the individual level.
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$125/session

Warm
Open-minded
Authentic
Specialties
Anxiety
Child or Adolescent
Depression
+8
As a Licensed Clinical Social Worker, I have dedicated my career to supporting teens and adolescents since 2014. I find it incredibly rewarding to help young people navigate the complexities of their lives and overcome the challenges they face. My therapeutic approach is rooted in empathy, collaboration, and evidence-based practices. I am committed to helping my clients discover their strengths and create meaningful change in their lives.
VirtualAvailable
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$125/session

Open-minded
Authentic
Warm
Specialties
ADHD
Anxiety
Trauma and PTSD
+7
I am a licensed clinical professional counselor specializing in ADHD, anxiety, depression, PTSD, and trauma. I am trained in many treatment modalities but primarily utilize Cognitive-Behavioral Therapy (CBT) methods. I am also trained and utilize Eye Movement Desensitization Reprocessing (EMDR) to address PTSD and trauma. I am here to help you challenge the negative beliefs and/or thoughts holding you back and replace them with positive beliefs and motivation. I want to help you fight the battles nobody sees you fighting and give you tools to keep on fighting on those hard days.
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$120/session

Solution oriented
Warm
Intelligent
Specialties
Anxiety
Depression
Coping Skills
+6
I help clients who feel overwhelmed by worry, racing thoughts, tension, fear, or the sense that they cannot fully relax. My goal is to help you recognize the strength already within you and learn practical ways to feel calmer and more in control. Because anxiety is shaped by each person’s upbringing, life experiences, thought patterns, and current circumstances, I take time to understand your unique story. Together, we can identify what is fueling your anxiety and create a path toward greater confidence, progress, and peace.
VirtualAvailable
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$90/session

Authentic
Solution oriented
Empowering
Specialties
Anger Management
Anxiety
Coping Skills
+5
I have over 10 years of experience serving individuals and families that desire to live their fullest potential. The goal is to provide a relaxed and supportive atmosphere, so your experience will be for learning, progression and a genuinely safe space to share your story. I will create a personalized treatment plan with your participation to assist you with achieving your goals.
VirtualAvailable
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$55/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.