Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 131 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 2/7/2026

$150/session

Authentic
Intelligent

Specialties

Men's Issues
Self Esteem
Spirituality
+10
I am a compassionate, grounded therapist who believes meaningful change happens when clients feel truly seen, heard, and respected. I strive to create a safe, collaborative space where you can show up as you are—without judgment or pressure—and move at a pace that feels right for you. I value authenticity, curiosity, and practical growth, and I view therapy as a partnership rooted in trust. My role is to support you in understanding yourself more deeply, clarifying what matters most, and building tools that help you move toward the life and relationships you want.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$75/session

Specialties

Anxiety
Couples Counseling
Depression
+10
Hi, I'm Kathryn "Katie" Sharp, and am a clinical social worker. I've been working with individuals, couples and families for more than 20 years. I have worked with anxiety, depression, trauma, serious illnesses, grief and even adoption! I bring a practical approach to therapy and seek to offer something to provide some immediate relief. As a social worker, not only am I tuned into the psychological, therapeutic needs, but am mindful of the systems clients live in and at times can assist in connecting them with other resources as well as therapy. I love problem solving and am not scared of a crisis. I think that while crisis can be pretty overwhelming, it also offers an opportunity to make corresponding leaps in growth. Clients find me to be approachable, down to earth and easy to talk to. I like to laugh and think that sometimes humor, even dark humor, can be a great way to cope and release some tension! My family includes my husband of 22+ years, an adult son, a "on the cusp adult" daughter who is in school pursuing her career and 3 dogs.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Life Transitions
+3
I'm a board-certified therapist providing telehealth services to clients in Missouri and Oklahoma. I work with teens, adults, high-achieving professionals, creatives, and caregivers navigating burnout, identity transitions, spiritual questions, and emotional overwhelm. My approach is grounded in cultural humility and evidence-based practices, and I welcome the integration of spirituality when it’s meaningful to you. I’m also EMDR-certified, which allows me to support clients in processing trauma and shifting long-held emotional patterns in a deeper, more embodied way. With over a decade of experience, I offer a space that is both grounding and growth oriented.
VirtualAvailable

$115/session

Open-minded
Warm

Specialties

Addiction
Anxiety
Depression
+10
When anxiety, depression, intrusive thoughts, self-harm urges, family conflict, or addiction take over, it can feel like your inner voice gets drowned out. You might feel stuck, disconnected, or ready for something different but unsure where to start. No matter where you are in life, you deserve to be heard & taken seriously. Therapy isn’t just about talking. It’s about learning how to shift patterns, challenge unhelpful thoughts, & build communication skills that actually work in real life. This is a space to get clear, grow stronger, & create change that feels authentic to you. Let’s help you reconnect with yourself & move forward I help clients move from surviving to thriving by building practical skills for real change. Specializing in trauma, anxiety, depression, relationship dynamics, alcohol and substance use, identity challenges, and more. I provide a safe, collaborative environment. My goal is to help you understand your experiences, heal, and deeply reconnect with yourself. Reaching out is often the hardest step, but it is also the bravest. You don’t have to carry this weight alone any longer. Finding a therapist you truly connect with is the most important part of the healing process, & you deserve a space where you feel safe, understood, & supported. I invite you to reach out for a consultation to see if we are the right fit
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$100/session

Specialties

Domestic Violence
Self Esteem
Women's Issues
+6
I am a Licensed Professional Counselor who is passionate about helping people navigate everyday life. My specialty is working with women and teen girls. I work with clients who may be feeling overwhelmed, stuck, or impacted by difficult experiences, and I strive to create a space where clients feel safe, understood, and supported. My approach is person-centered, trauma-informed, compassionate, and collaborative. I believe healing happens when people feel heard without judgment and empowered to move forward at their own pace. Whether you’re navigating relationship concerns, past trauma, or major life transitions, I focus on helping you build resilience, clarity, and confidence. Above all, I value connection. Therapy with me is a partnership, and my goal is to walk alongside you as you work toward meaningful and lasting change.
VirtualAvailable

$160/session

Humorous
Empowering

Specialties

Eating Disorders
LGBTQ
Trauma and PTSD
+10
I’m Carrie Allen, MS, LPC, NCC, a Licensed Professional Counselor providing trauma-informed, ethically grounded psychotherapy. I offer virtual therapy to clients located in Alabama, Missouri, Texas, and Florida. My clinical work is grounded in evidence-based, trauma-informed care and guided by the American Counseling Association (ACA) Code of Ethics, with an emphasis on cultural humility, client autonomy, beneficence, nonmaleficence, and justice. I work with individuals from diverse backgrounds and lived experiences and am committed to fostering a therapeutic environment that prioritizes safety, dignity, and respect. I approach therapy with cultural humility and curiosity, recognizing that personal history, identity, environment, and broader social contexts can influence mental health, stress, and a sense of safety in daily life. Many clients seek support while navigating anxiety, trauma, chronic stress, burnout, identity-related concerns, or major life transitions. My role is not to direct clients toward particular beliefs or identities, but to collaborate in a way that honors each client’s values, boundaries, and goals. I view clients as the experts on their own experiences and aim to support increased insight, emotional regulation, and psychological flexibility. Whether you are seeking support for healing, growth, or stabilization, my goal is to provide therapy that is collaborative, respectful, and tailored to your individual needs.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$90/session

Specialties

Family Conflict
Mood Disorders
Self Esteem
+10
I've been a licensed counselor since 2008. I've worked with a broad range of clients: kids, adults, older people, people with very serious issues to more transient problems. What I like most about counseling is knowing that I might connect with someone that no one else could, or in a way that no one else would have, and help them to improve their life in a meaningful way.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Depression
+10
Hey, I'm Tina! I've been a licensed therapist for 15 years and I have done tons of work with adolescents and adults. I have supported clients with depression, anxiety, stress, relationship issues, self-esteem, and grief. There is no cookie-cutter approach to therapy, and I take my job of active listening and offering supportive guidance very seriously. I look forward to supporting you on your journey!
VirtualAvailable

Often rebooked

$125/session

Warm
Empowering

Specialties

Anxiety
Depression
Self Esteem
+8
I am a Licensed Clinical Therapist in Missouri and Oklahoma with over 10 years of experience. I work with individuals, navigating a variety of struggles, including anxiety, stress, depression, ADHD, self-esteem, and confidence. I believe that healing happens in connection. My approach is warm, client centered, and grounded in respect for each person’s unique journey. I’m passionate about helping clients explore their challenges, discover their inner strengths, and move toward a more balanced and fulfilling life.
VirtualAvailable

Often rebooked

$125/session

Empowering
Warm

Specialties

Depression
Self Esteem
Women's Issues
+9
I am a licensed professional counselor, from MO. My private practice is ImaniTherapy. I work specifically with women and teen girls with over 25 years of experience! I utilize the cognitive behavioral therapy and client centered approach to focus on interpersonal issues, self-esteem, depression and overall life transitions. I’m honored to hold space to allow you to grow through life to be the best version of yourself. I am a coffee, sunflower lover, wife and mother of three! I am a speaker and wellness advocate. I offer virtual and in person individual therapy, and support groups in my private practice. I am also an educational consultant and I host women- centered retreats. I travel often . This is my life work. I am an “EmpowerNista” empowering women and girls all over the world! However, my best work is being intentional in the providing my clients the attention needed to be transparent, to be heard, validated and empowered to live a purposeful, defining, fulfilling life. Sis, you got this!
VirtualAvailable

$120/session

Intelligent
Solution oriented

Specialties

Anxiety
Depression
Women's Issues
+8
Hi, I’m Victoria. I’m passionate about helping people navigate life’s challenges with compassion, understanding, and support. My goal is to create a safe and collaborative space where you can build confidence, reduce symptoms, and make meaningful, lasting changes. I work with clients experiencing anxiety, depression, low self-esteem, codependency, and major life transitions. My approach is eclectic, meaning I tailor each session to your unique needs. Together, we’ll explore what’s working, identify areas for growth, and develop practical strategies that support your emotional well-being and overall life satisfaction. I believe that improving your mental health can positively impact every part of your life. With the right tools and support, healing and personal growth are possible for everyone.
VirtualAvailable

$90/session

Specialties

Couples Counseling
Family Conflict
Family Therapy
+3
I have been a Social Worker for 27 years. I have a bachelor's and master's in Social Work. My primary employment has been with the Department of Children and Family Services for 24 years. I have worked in the capacity of a child protection investigator, a foster care worker, an adoption worker, a child welfare supervisor of all field programs, a child welfare manager, and as a statewide child welfare trainer. As a social worker, my PRN employment includes hospitals (6yrs) mental health and substance abuse (6yrs), hospice (1yr), schools, nursing homes, and assisted living. I am a TBRI practitioner and adoption competent. As a therapist, I am well-rounded with experience and knowledge in many domains. You are the expert of your own life and no one can fix you, but you. The client-therapist relationship is a partnership in healing. My mother was a social worker and I give her homage to the social worker in me. I retired from DCFS on 01/21/2026 and now practicing as a full time therapist. Please see link the link below of my amazing journey and just know you will be in good hands with me. See you soon! https://youtu.be/XQ9RdZwCRW8
VirtualAvailable

$175/session

Warm
Humorous

Specialties

Anxiety
Depression
Grief
+10
I’m Ann Ross, a Licensed Professional Counselor dedicated to helping adults navigate life’s most challenging emotional seasons. I bring a calm, grounded, and compassionate presence to therapy, and I strive to create an environment where clients feel safe, understood, and supported from the very first session. My work is rooted in the belief that healing happens when people are truly seen and heard, and when they are given the right tools to understand their inner world. I help adults who are dealing with anxiety, grief, relationship struggles, stress, chronic worry, and difficult life transitions. My approach is both supportive and practical, blending evidence-based methods like Cognitive Behavioral Therapy (CBT), EMDR, and attachment-informed work with a personalized, person-centered style. I value collaboration, and I work closely with each client to identify their goals, uncover the patterns that may be holding them back, and build strategies that support lasting emotional resilience. Clients often share that they appreciate my warm, steady presence and my ability to make therapy feel both comfortable and productive. I guide clients in understanding the connection between thoughts, emotions, and behaviors, and I help them develop healthier, more balanced ways of navigating daily stressors. Whether we are working through long-standing grief, processing trauma, or addressing anxiety that feels overwhelming, my focus is always on helping clients feel grounded and empowered. I believe therapy is a place where people can reconnect with their strengths, gain clarity, and grow toward the version of themselves they want to become. If you’re looking for a therapist who will walk alongside you with empathy, insight, and practical tools, I would be honored to support you on your journey.
VirtualAvailable

$55/session

Authentic
Open-minded

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+4
Hello, my name is Bruce Miller and I'm a licensed clinical social worker and was registered play therapist. I've been providing mental health services to clients of all ages for over several decades. I'm open to helping all clients of all problems, issues, and temperaments. I tend to prioritize by engaging and building rapport. I utilized a great deal of listening, reflecting and understanding a person's issues and problems. From there we collaborate in exploring and identifying the problem(s) that are creating the stress, anxiety, sadness depression and other emotions.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Solution oriented
Intelligent

Specialties

Anxiety
Depression
Grief
+3
Hello, I'm Laura, a licensed therapist with a doctorate in psychology dedicated to helping individuals and families find healing, hope and direction through life's challenges. I provide therapy for adolescents and adults who are navigating issues such as grief, depression or anxiety. My goal is to provide a safe and welcoming space where you can explore your story, develop coping skills and grow emotionally .
VirtualAvailable

$135/session

Empowering
Solution oriented

Specialties

Anxiety
Depression
Self Esteem
+10
My name is Chiwoo. I enjoy working with individuals who struggle with overthinking, perfectionism, and people-pleasing. As a recovering people-pleaser myself, I understand the challenge of being your authentic self while trying to meet other people's expectations. In therapy, I combine evidence-based approaches with my own healing journey to help you feel less alone, build self-trust, and live with more confidence.
VirtualAvailable

$100/session

Intelligent
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Parenting
+4
Anxiety & Sleeplessness Fear, insomnia, and anxiety are some of the most common and uncomfortable emotions that we can experience at some point in our lives. Through counseling and treatment, we work towards increasing sleep time, decreasing panic or anxiety attacks or symptoms, fully understanding where overwhelming emotions stem from, and how to move towards being your best self. Relationships Relationship counseling can be beneficial to couples who are looking to strengthen their emotional connection, in all stages of their relationship. Therapy sessions are held with both partners and is a supportive place to discuss issues and solutions to better strengthen your relationship. Trauma and Healing Many individuals can experience symptoms associated with painful and traumatic circumstances. Anxiety, fear, and hopelessness are a few emotions that can linger after post-traumatic events. We work together through these symptoms and guide you through the process of grief and healing.
VirtualAvailable

$140/session

Warm
Empowering

Specialties

ADHD
Anxiety
Women's Issues
+8
In today's world lots of people struggle with relationship issues. Most people long to have someone to talk to about what's happening in their lives. We were created for connection with others, whether it come from a teacher, friend, coworker, spouse, or family member. My goal in therapy is to provide a safe comfortable space for YOU to process your story and its challenges, and then work together to improve your mental health and relationships. I specialize in working with adults and children/ teens to address struggles at school or home. I work with couples on marital issues and everyday life challenges with balancing work and family. I use an eclectic variety of therapeutic models like Family Systems, Attachment Theory, Cognitive Behavior Therapy, Emotionally Focused Therapy, and In-Person Play Therapy.
VirtualAvailable

Often rebooked

$150/session

Empowering
Warm
Intelligent

Specialties

Coping Skills
Self Esteem
Women's Issues
+7
I am a compassionate and trauma-informed therapist specializing in supporting women who face challenges with self-esteem, emotional overwhelm, and the pressures of daily life. My approach is collaborative and strength-based, creating a safe space where clients can reconnect with their authentic selves. Together, we work to quiet the inner critic, foster self-compassion, and build practical coping skills that empower emotional resilience. I’m dedicated to guiding clients through life’s transitions with clarity and courage, blending evidence-based techniques with empathy to help create lasting, meaningful change. I also have over 15 years of experience helping high school students as a school counselor. I have certifications in School Counseling Leadership, Anxiety & Stress Management, and Diversity, Equity & Inclusion. I'm fully licensed mental health therapist in the States of Illinois and Missouri.
VirtualAvailable

$140/session

Solution oriented
Authentic

Specialties

Anxiety
Depression
Women's Issues
+10
My approach to therapy is collaborative and compassionate, recognizing that healing looks different for everyone. I draw primarily from Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and culturally sensitive approaches to create a space that honors each person’s unique story and identity. I have worked in the mental health field for more than ten years, supporting adolescents, adults, and families through challenges related to mental health, challenging family dynamics, life changes, and substance use.
VirtualAvailable

$90/session

Warm
Solution oriented
Intelligent

Specialties

Addiction
Anxiety
Depression
Hi ~ I'm a Licensed Professional Counselor in Missouri and Tennessee; I have been licensed for 13+ years. My focus is to help people learn how to manage anxiety and depression so as to live a more fulfilling life. I will provide resources, teach skills, and provide encouragement to help make changes. We will collaborate to make a plan for long term success.
VirtualAvailable

$125/session

Intelligent
Open-minded
Warm

Specialties

Anxiety
Child or Adolescent
Depression
+8
As a Licensed Clinical Social Worker, I have dedicated my career to supporting teens and adolescents since 2014. I find it incredibly rewarding to help young people navigate the complexities of their lives and overcome the challenges they face. My therapeutic approach is rooted in empathy, collaboration, and evidence-based practices. I am committed to helping my clients discover their strengths and create meaningful change in their lives.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$100/session

Specialties

Anxiety
Depression
Self Esteem
+7
Hello, thanks for being here. I’m Jordan, and I’ve been working in this field as a licensed therapist for over a decade, and my approach is warm, supportive, and trauma-informed. I offer a space where you can slow down, feel truly understood, and begin reconnecting with yourself and with others. I believe therapy works best when it feels safe, collaborative, and rooted in compassion. Here, you’ll find emotional safety, a judgment-free environment, and gentle support as you create meaningful, lasting change.
VirtualAvailable

$100/session

Warm
Empowering

Specialties

Addiction
Anger Management
Anxiety
+7
I’m a Missouri-licensed therapist with 19 years of experience. My style is warm, inviting, and deeply accepting—I meet you where you are and celebrate the courage it takes to show up. I lean on cognitive behavioral therapy (CBT) to build awareness of how your life experiences shape today’s thoughts, feelings, and responses. For 15 years I’ve supported active-duty service members and their families, and I’ve also worked in schools—experiences that taught me to listen closely, honor each person’s story, and tailor care to your unique needs. I’m an ordained clergy member and can integrate a faith-based perspective when that feels meaningful for you, while also offering a safe space to process spirituality or church hurt.
VirtualAvailable

$200/session

Solution oriented

Specialties

Anxiety
Depression
Men's Issues
+10
Throughout my career, I’ve worked in a variety of settings, including hospitals, community mental health centers, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
VirtualAvailable
Frequently asked questions

Why filter by Missouri rather than a city like Kansas City?

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.