Therapists that accept Cash Pay in Missouri

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 180 verified therapists in Missouri who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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St. LouisSpringfieldKansas CityClayton

Availability updated: 10/28/2026

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Self Esteem
Trauma and PTSD
My name is Nikki, I’m a therapist with seven years of experience, specializing in helping clients address anxiety, depression, and trauma. Using EMDR and a personalized approach, I guide clients in overcoming limiting beliefs and building resilience for a more empowered, fulfilling life. Together, we can navigate life's obstacles, build resilience, and rediscover your inner strength. Taking that first step toward healing is an act of courage, and I’m here to provide the empathy and support you need along the way.
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New to Grow

$120/session

Specialties
Anxiety
Obsessive-Compulsive (OCD)
Perinatal / Postpartum
+5
I am a licensed clinical social worker (LCSW/LISW) and perinatal mental health certified practitioner (PMH-C) offering services in Iowa, Missouri, and Hawaii. I specialize in OCD and perinatal mental health, offering compassionate, practical guidance grounded in evidence-based therapy. My approach balances understanding and encouragement with direct support in facing fears, navigating difficult emotions, and breaking unhelpful patterns. I work collaboratively with clients to identify meaningful goals, develop effective coping skills, and build confidence through manageable, intentional steps. My aim is to help you move beyond feeling stuck and develop the tools, flexibility, and self-trust to navigate life's challenges with greater independence.
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$130/session

Warm
Authentic
Direct
Specialties
Anxiety
Depression
Eating Disorders
+9
Hi, I’m a licensed therapist with over 20 years of experience helping people navigate life’s hardest moments and create meaningful, lasting change. My work is shaped not only by my clinical background and research experience, but also by my life as a mom and Nana—which gives me a deep, real-world understanding of relationships, stress, and the complexity of everyday life. I bring a warm, down-to-earth, and practical approach to therapy, blending evidence-based methods with genuine connection so you feel understood, supported, and empowered to move forward.
VirtualAvailable
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New to Grow

$120/session

Specialties
Burnout
Life Transitions
Trauma and PTSD
+6
I am Nicole Groves, a Licensed Professional Counselor providing direct, holistic, and trauma-informed therapy across Texas, Iowa, Louisiana, and Missouri. My practice bridges the gap between traditional mental health support and somatic healing, helping clients build resilience, regulate their nervous systems, and navigate life's challenges. Transitioning from a career as a K-12 educator into community mental health and private practice gave me a deep, firsthand understanding of chronic stress, occupational burnout, and systemic pressure. I specialize in supporting individuals in high-stakes helping professions—such as teachers, nurses, and first responders—as well as offering affirming, nonjudgmental care for the LGBTQ+, polyamorous, and kink/BDSM communities. In our sessions, I combine evidence-based behavioral methods like Dialectical Behavior Therapy (DBT) and Trauma-Focused CBT with somatic techniques and yoga-based mindfulness. My approach is entirely collaborative and tailored to your specific background and goals. Whether you are working through burnout, processing trauma, or navigating anxiety, I provide an inclusive, safe space where you can show up authentically, process the weight you carry, and create lasting personal growth.
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$100/session

Authentic
Intelligent
Open-minded
Specialties
Anxiety
Life Transitions
Men's Issues
+9
Hi, thanks for reaching out for help. I have over 30 years of experience in many areas of mental health, including counseling, psychiatric and substance use assessments in hospital emergency departments ; I have worked with adults, adolescents an$ couples. I have also been consultant to managers and supervisors seeking guidance for employees with mental health/ substance issues. I have an open, compassionate approach and will work together with you to help you break free of the issues that are holding you back or keeping you stuck. You are not alone: so many of us- including myself- face these challenges. I’m available for an initial, brief phone conversation to answer any questions you might have, and to determine if I would be a good fit.
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$125/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
From the outside, it may look like you’re managing life well...showing up for work, relationships, and responsibilities while quietly carrying stress, anxiety, overthinking, or emotional exhaustion underneath it all. Maybe your mind never fully slows down, you feel disconnected from yourself, or you keep finding yourself stuck in the same painful patterns no matter how hard you try to change them alone. The truth is that healing does not happen in isolation. We are not meant to carry everything by ourselves. Real change happens when you have a space where you can feel emotionally safe, understood, and supported without judgment. That's where I come in. I’m a trauma-informed psychotherapist (LPC) and the founder of Profound Minds Psychological Services. I help individuals move beyond survival mode, make sense of what’s happening beneath the surface, and begin creating sustainable, transformative, long-lasting emotional and mental healing. My role is to help you make sense of what is happening beneath the surface and begin creating change that actually lasts. Many of the individuals I work with are capable, reflective, and self-aware, yet frustrated that insight alone has not been enough. In our work, we go beyond symptoms and begin identifying the emotional and relational patterns driving them. From there, we work to shift those patterns in a structured, realistic, and sustainable way. This is a space where you do not need to hold everything together or have the right words. You can show up as you are, and we will begin from there.
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$125/session

Authentic
Open-minded
Solution oriented
Specialties
Addiction
Men's Issues
Sex Addiction
+8
Hello! I'm a Licensed Mental Health Counselor (LMHC) and Licensed Clinical Addiction Counselor (LCAC) based in Indiana. I am also licensed in Missouri and Illinois. I received my Master's from Purdue University and have been practicing for 22 years. I help teenagers and adults with addictions, depression, anxiety, sexual difficulties, like infidelity and porn addiction, as well as many other areas.
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$85/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+9
Have you found yourself wondering how your life has turned out this way? Do you feel stuck in your current circumstances? My practice is focused on providing support to adults from all walks of life who are facing challenges. My 9 years of experience in private practice, inpatient substance use facilities, and community mental health treatment centers allows me to recognize that therapy is not "one size fits all". You will leave our sessions feeling understood and with a plan for your future based on your personal goals and dreams.
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$120/session

Warm
Open-minded
Solution oriented
Specialties
Chronic Illness
LGBTQ
Life Transitions
+8
My name is Maya (they/them) and I specialize in understanding the overlapping worlds of queer, neurodivergent, and disabled folks. My approach to treatment involves the use of direct, solution-focused, and strengths-based therapies. This allows you to prioritize your most pressing issues, and stabilize your life. I am sex-positive, poly-affirming, and kink-informed. Currently accepting new clients as of 6/10. Please note that I can only provide therapy at this time, I do not offer medication management or testing services. Outside of work, I enjoy spending time with my rescue pit bull/chow mix. I love crafting, scrolling through memes, and adding treasures to my doom pile. I have flexible availability so please reach out if you are unable to find a time that works for you on my booking site. I look forward to meeting you!
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New to Grow

$150/session

Specialties
Anxiety
Depression
Older Adults
Hi there my name is Tanya and I am a License Clinical Social Worker. I believe that healing and growth happen when individuals feel heard, supported, and empowered. My goal is to provide a safe, compassionate, and nonjudgmental space where you can explore your thoughts, emotions, and experiences openly. Together, we can identify obstacles, build effective coping strategies, and work toward meaningful change.
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$120/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Couples Counseling
Depression
+4
I'm a licensed professional counselor and licensed mental health counselor, and I'm here to support you through life's challenges- whether you're struggling with anxiety, depression, difficult relationships, or the lasting effects of childhood trauma or dysfunction. My style is warm, compassionate, and solution-focused. I believe healing begins when we feel truly seen and heard, so in our sessions, you can expect a safe space where your story is honored without judgment. Together, we'll explore what's been holding you back and begin taking real steps toward positive change.
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$150/session

Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Sex Addiction
+8
Having 20 + years of experience in the counseling field, I enjoy helping people improve marriage and family relationships, and I am passionate about working alongside individuals to overcome anxiety, depression, ADHD, and sexual addiction. Often, this can happen in a short-term time frame. I work with individuals to overcome everyday and complex challenges. From a therapeutic perspective, I bring in both Christian principles and psychology into my practice and help identify personal strengths and solutions for creating treatment goals.
VirtualAvailable
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New to Grow

$90/session

Warm
Specialties
Addiction
Personality Disorders
Substance Misuse
+9
I’m Chelsea, a somatic-first therapist who helps people move from emotional overwhelm into steadiness and clarity. In my practice, I guide clients to slow down, notice what’s happening in their bodies, and act from a grounded, regulated place rather than from panic, old wounds, or automatic patterns. I blend ACT, DBT, CBT, and embodied awareness to help people understand their thoughts, regulate their nervous systems, and build relationships and behaviors that align with their values. My work is gentle, intuitive, and deeply human — focused on helping clients feel anchored, present, and capable of choosing the life they want.
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Often rebooked

$130/session

Warm
Empowering
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+10
Hey, I’m Amber. I’m so glad you’re here! I know sometimes it can be pretty scary searching for a therapist who helps you feel known and understood. That is the kind of therapist I strive to be. Let me share a little about myself. I’ve been working in the mental health field for over 11 years now. I worked in community mental health for 10 1/2 of those years before deciding to branch into my own private practice. I am now licensed in Illinois and Missouri. I grew up in a very conservative and religious family, even attending seminary, so I do know those beliefs well. It took me until I was 25 to be brave enough to live my authentic self as a gay individual, knowing it would cost me most of my family and friends. It hasn't been easy, but it has been worth it. It is now my desire to be the support for you that I never had as you live your own truth and tell your own story.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I’m a Licensed Professional Counselor passionate about helping people heal from anxiety, depression, trauma, and life transitions. I specialize in working with women, children, and BIPOC clients seeking emotional balance, confidence, and clarity. Using EMDR, mindfulness, CBT, and trauma-informed care, I guide clients to break free from stuck patterns and create lasting, meaningful change. I am a client-centered therapist that encourages clients to find the strength within by going on a journey of self discovery.
VirtualAvailable
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$100/session

Warm
Empowering
Authentic
Specialties
Child or Adolescent
Life Transitions
Mood Disorders
+10
I am a therapist who supports adults, adolescents, and children as they navigate life’s challenges and work toward meaningful change. My approach is grounded in the belief that growth often begins in moments of discomfort, and learning to sit with that discomfort can open the door to deeper insight and transformation. I help clients explore new ways of thinking, understand their patterns, and take intentional steps toward the life they want a pace that honors their humanity. I view healing as a journey rather than a race, one that requires grace, patience, and a willingness to embrace the messy parts of forgiveness and self‑discovery. My role is to walk alongside you with compassion, curiosity, and a strengths‑based lens as you build resilience, purpose, and a more grounded sense of self.
VirtualAvailable
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$120/session

Direct
Authentic
Humorous
Specialties
Anxiety
Military/Veterans
Trauma and PTSD
I'm a retired, decorated Air Force combat veteran. I graduated from Washington University St Louis, earning a Master of Science in Social Work with an emphasis in Social Entrepreneurship. ​I have years of experience as a therapist working with the military, veterans, and various populations. I've worked as a subject matter expert in wellness programs such as suicide prevention, substance abuse, alcohol and drug abuse, and smoking cessation. I was a certified resiliency trainer and instructor for over 15 years. 
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$125/session

Intelligent
Warm
Specialties
Anxiety
Life Transitions
Mood Disorders
Hello hello hello! Congratulations on doing one of the first steps of your journey: searching and initiating care for yourself! I'm glad you're here. My name is Jenny Simpson and I work with high achievers navigating depression and anxiety or even just conquering an adjustment period in their life - opening a business, taking a big exam, deciding on relationship dynamics. I have extensive history in hospital administration, working alongside varying diagnoses including mental health and substance use disorder. I hold a national certification and am licensed in three states (MO, KS, and CO) and am ready to party (have therapy) when you are!
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$125/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Child or Adolescent
Depression
+8
As a Licensed Clinical Social Worker, I have dedicated my career to supporting teens and adolescents since 2014. I find it incredibly rewarding to help young people navigate the complexities of their lives and overcome the challenges they face. My therapeutic approach is rooted in empathy, collaboration, and evidence-based practices. I am committed to helping my clients discover their strengths and create meaningful change in their lives.
VirtualAvailable
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Often rebooked

$100/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Grief
+9
Hello, my name is Beverly Little, and I am a licensed clinical professional counselor with eight years of experience working with adults. I specialize in supporting individuals who are navigating anxiety, depression, grief, and other mental health challenges. My approach to therapy is warm, supportive, and practical. I use evidence-based methods like Cognitive Behavioral Therapy, Person-Centered Therapy, Supportive Therapy, and Solution-Focused Brief Therapy to help you better understand your thoughts, manage emotions, and build skills that support lasting change. I strive to create a welcoming, non-judgmental space where you can feel safe to share openly. Together we will work at your pace to explore what's been weighing on you and identify steps that help you feel more balnced, confident, and in control of your life.
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Often rebooked

$200/session

Solution oriented
Intelligent
Warm
Specialties
ADHD
Anxiety
Obsessive-Compulsive (OCD)
+9
Throughout my career, I’ve worked in a variety of settings, including hospitals, community counseling agencies, private practice, and nonprofit organizations. My personal and family history also affords me valuable lived experiences that inform my approach with clients and advances my ability to extend empathy to my clients. This diverse experience has allowed me to work with people from many different walks of life, each with their own unique challenges, hopes, and dreams.
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$100/session

Warm
Empowering
Authentic
Specialties
Women's Issues
Hey there! I'm Tiffinie! My mission as a therapist is to empower my clients with an unbiased, supportive, and compassionate approach to therapy that works to identify and disrupt the limiting beliefs that we and society tend to impose on ourselves. My hope is to create new pathways to healing and growth in order for you to improve your overall well-being as well as your relationships. You are more than deserving of a safe space to heal and grow towards your full potential. It is your right and your responsibility to initate change in your life. Let's get started on your journey together!
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$125/session

Intelligent
Authentic
Solution oriented
Specialties
Anxiety
Bipolar Disorder
Depression
+10
Dr. Malachi Oledibe is experienced clinical therapist, excellent listener with relaxing therapeutic mood. He integrates both insight-oriented and skills-based in his therapeutic approaches. He gently challenges clients to explore the root cause of their symptoms, gaining new awareness into their emotional, mental and relationship patterns. At the same time, he focuses on practical strategies, with an emphasis on relaxation and meditation practices, to help clients feel better in the here and now. Having served as a consultant and clinician for over 34 years at local Community mental Health, hospitals and in school settings, Dr. Oledibe is uniquely skilled in working with those experiencing chronic pain, chronic illness, depression, anxiety, relationship issues and other serious mental illnesses. He brings a special awareness to the healing power of the mind-body connection, and his office serves as a safe harbor to freely process pain and find relief. Dr. Oledibe is committed to maintaining an inclusive practice. With a background in general clinical practice. He is particularly sensitive to the creative process, lifestyles, and welcomes a wide range of creative professionals, freelancers, executives, parents, children, adults and young adults to his practice.
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$60/session

Empowering
Warm
Specialties
Anxiety
Depression
Foster Care/Adoption
I’ve had the privilege of working across the lifespan—supporting children and families in child welfare, working with adolescents, adults and older adults in psychiatric care, and guiding older adults and those with intellectual disabilities through life’s transitions. I meet you where you are, whether you need space to build trust or a structured plan to move forward. Clients come to me because I have a broad base of experience. I draw on that understanding to help you navigate your unique situation, guiding you toward clarity, resilience, and meaningful change.
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$120/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Coping Skills
+6
I help clients who feel overwhelmed by worry, racing thoughts, tension, fear, or the sense that they cannot fully relax. My goal is to help you recognize the strength already within you and learn practical ways to feel calmer and more in control. Because anxiety is shaped by each person’s upbringing, life experiences, thought patterns, and current circumstances, I take time to understand your unique story. Together, we can identify what is fueling your anxiety and create a path toward greater confidence, progress, and peace.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Missouri. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Missouri from Saint Louis to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Missouri.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.