Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 40 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/4/2025

Seamus Power

Seamus Power, LP - Massachusetts Therapist at Grow Therapy
$150/session
LP
4 years of experience
Virtual
I'm a licensed psychologist who's worked in a variety of settings, from college counseling centers to anxiety clinics to hospitals, and what I've learned is that everyone's different. There's no "one size fits all" approach to therapy. I have experience helping people deal with anxiety and OCD, as well as a number of other challenges. Before I became a psychologist, I was a teacher at both the elementary and high school levels. I love being able to work with people who are trying to become the best versions of themselves.

Hema Naraharisetty

(she/her)

Hema Naraharisetty, LICSW - Massachusetts Therapist at Grow Therapy
$200/session
LICSW
10 years of experience
Virtual
Are you struggling with unhealthy relationship patterns, low self esteem/worth stemming from past traumas? I use many different trauma healing modalities to shift negative core beliefs so you get to live the life you desire. Spiritual guidance is my newly evolving skill and passion. Providing a safe place to discuss your struggles and challenges is my priority. Having various experiences with life, I operate from a nonjudgmental and curious standpoint. I use my expertise and knowledge in biology, psychology, trauma focused theories, eastern philosophy to help you evolve in mind-body, emotional and spiritual dimensions. Please checkout my website life tree transformation to learn more

Deb Cohen Peckham

Deb Cohen Peckham, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
29 years of experience
Virtual
I have been a therapist for over 25 years. I have a Master's in Social Work and a Master's in Education. I am also a certified Pet Bereavement Specialist. I am very flexible with scheduling. I am looking forward to meeting with people in my office Appointments after 8pm would be virtual. My puppy is with me at the office. She is hypoallergic, a psychiatric service dog and being trained as a Therapy Dog. (if there is an issue with that please let me know. I utilize a narrative therapy style. I prioritize building a strong foundation of trust in my client relationships and creating a safe environment for them. I believe that long term healing and sustainable growth blossoms from genuine conversation. This style of therapy highlights an opportunity for me to bear witness to your story, validate your experience, and support you in moving forward. I Incorporate various treatment approaches to suit the individual client's needs My specialty is adoption and adoption related issues (including but not limited to, attachment, grief and loss, identity, search, the primal wound, worthiness, open adoption, pre-adoption education etc.) I have worked extensively with all members of the triad (Birth families, Adoptees, Adoptive Parents). I myself am an Adoptee as well an Adoptive mother. Because of my own experiences and passionate involvement in the field of adoption I am able to provide support, insight, honesty, guidance and compassion. Other specialties: LGBTQIA Infertility Foster Care Adolescent issues Stress, Anxiety Relationship issues Family conflicts Self Esteem/Empowerment Trauma and abuse Grief Depression Life Changes Incarceration Mindfulness Also experienced in: Addictions, Divorce, Intimacy-related issues, Eating disorders, Parenting issues, Anger management, Forgiveness, Guilt and Shame, Panic Disorder and Panic Attacks, Sexual Assault and Abuse, Women's Issues, Workplace Issues, Court involved and more

Daphne Serwatka

Daphne Serwatka, LICSW - Massachusetts Therapist at Grow Therapy
$140/session
LICSW
25 years of experience
Virtual
From a young age I've wanted to help others. For over 20 years I have worked as an LICSW in a variety of healthcare settings with people across the lifespan, helping to inspire change and promote quality of life. In addition to my independent licensure, I hold a diploma in Natural Health Consulting, and certifications in spiritual and energy healing practices. My education, trainings, professional and personal experience make me a well-rounded practitioner equipped to help you reach your goals. Working with me you will be in a safe "space" where you would be heard and not judged. My approach is integrative, tailored to your individual needs. My style is patient, empathic, compassionate and kind. I will treat you as a unique individual, meet you where you are at, and work collaboratively with you to help you move to where you want to be. Together, we can effect change.

Natasha Gonzalez

(she/her)

Natasha Gonzalez, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
7 years of experience
Virtual
Natasha is a Licensed Clinical Counselor, with 7 years of experience, who is open minded, empathetic and non-judgmental. Natasha is an eclectic spiritualist who utilizes Person Centered and Cognitive Behavioral Therapy (CBT) with an eclectic and holistic approach with her clients. She works with individuals who have acute to mild issues. Natasha incorporates dream interpretations, basic astrology, tarot and oracle cards, when appropriate.

Ryan Mathis

(he/him)

Ryan Mathis, LICSW - Massachusetts Therapist at Grow Therapy
$130/session
LICSW
4 years of experience
Virtual
At Socratic Wellness, I provide integrative therapy grounded in collaboration, curiosity, and practical growth. I specialize in working with veterans, first responders, and individuals looking to improve communication skills, manage trauma, or navigate life transitions. My approach is client-centered and adaptable, drawing from a range of evidence-based modalities to meet you where you are. I use Acceptance and Commitment Therapy (ACT) to help clients clarify values and take meaningful action, even in the presence of difficult thoughts and emotions. EMDR is available for processing trauma and building nervous system resilience. I also incorporate Cognitive Behavioral Therapy (CBT) and Motivational Interviewing to explore patterns, support behavior change, and strengthen internal motivation. My style is warm, respectful, and engaged. I often use Socratic questioning to encourage insight and deeper self-understanding, and I draw from existential perspectives to explore identity, purpose, and meaning — especially during times of uncertainty or change. I take an eclectic approach, customizing therapy based on your goals, needs, and strengths. Whether you're feeling stuck, overwhelmed, or disconnected from yourself or others, therapy can be a place to sort through what’s getting in the way and reconnect with what matters most. You don’t need to show up with answers — just a willingness to explore. Together, we’ll build a space that supports reflection, healing, and forward movement at your own pace.

Monica Miller

(she/her)

Monica Miller, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$85/session
LMHC
19 years of experience
Virtual
My name is Monica Miller. I am a Licensed Mental Health Counselor in Florida. I have over 15 years of experience counseling children, parents, couples, and individuals. I received my Master's in Transpersonal Counseling Psychology from Naropa University in Boulder, Colorado. As a transpersonal counselor, I view my clients' health through three lenses: Emotional, Physical, and Spiritual. While we may not discuss these in each of your sessions, they are always a part of your experience. I have experience working on personal growth, especially in the later stages of adolescence (ages 18-25). My familiarity with working with depression and anxiety allows me to help others in all stages of life.

Elisabeth Harvey

(she/her)

Elisabeth Harvey, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor in the state of Massachusetts. I received my Master's Degree from Boston College and have been practicing for 6+ years. I have experience working in community mental health, outpatient, and inpatient psychiatric settings. As a therapist, I have worked with all ages, primarily adolescents and adults, and populations including those with chronic health issues, DV survivors, and those recently released from incarceration. I am also an LGBTQ+, non-monogamy, sex work, racial justice, and kink allied therapist and support harm reduction.

Glenroy Bristol

Glenroy Bristol, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
18 years of experience
Virtual
My name is Glenroy Bristol. I am an English-speaking licensed clinical mental health counselor (LMHC). I attended and graduated from Sunset International School of Preaching in Lubbock, Texas, in 2001 with a Bachelor’s degree in Biblical Studies. I also graduated with a Master's in Clinical Psychology from Cambridge College of Massachusetts in 2006. I am a licensed psychotherapist in private practice in Springfield, MA. I have worked with individuals and couples dealing with mental health issues and substance abuse both online and in private practice for the past 18+ years. I continue to help others promote positive lifestyle changes through self-assessment and the management of cognitive distortions and negative thinking concerning life’s stressors (environmental, social, physiological, thoughts). I believe that we all can empower ourselves to gain control over our lives. My focus is to educate and encourage individuals to take an integrative lifestyle (whole body system) approach to achieving and maintaining overall good health, wellness, and disease prevention. I also believe that without self-love, it is impossible to love others. I look forward to working with you and will be waiting for your scheduled appointment. Be well!

John Manzoni-DArpino

(he/him)

John Manzoni-DArpino, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
6 years of experience
Virtual
Hi, I’m John Manzoni-D’Arpino, a Licensed Mental Health Counselor and National Certified Counselor. I’ve been in practice for six years, and I work with people navigating anxiety, stress, burnout, and big life transitions. My style is warm, thoughtful, and down-to-earth. I use a mix of well-established therapy approaches to create a space that feels supportive, flexible, and focused on what you need. We’ll move at your pace, and work toward goals that matter to you.

Maura Callahan

Maura Callahan, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
8 years of experience
Virtual
Hi! I'm Maura, a Licensed Mental Health Counselor based in Massachusetts. I earned my master’s degree in Mental Health Counseling in 2017, with a focus on addiction and trauma studies. Over the past decade, I’ve worked with clients across a range of mental health settings, including psychiatric hospitals, intensive outpatient programs, case management, and psychiatric emergency services. I’m a strong advocate for nurturing the mind-body-soul connection—and believe that balance looks different for each of us. My counseling style is trauma-informed, person-centered, and eclectic, allowing me to meet you where you are. Whether you're navigating something tragic or something magic, I’m here to walk alongside you. Together, we’ll work to help you move forward with clarity, confidence, and a greater sense of wholeness.

Desire Rivera

(she/her)

Desire Rivera, LMHC - Massachusetts Therapist at Grow Therapy
$85/session
LMHC
6 years of experience
Virtual
Hello there, I am Desire. You might be wondering how therapy can help or how it might work for you. Therapy can be a vehicle to address any number of needs or areas of healing in one's life. I believe therapy looks like more than just talking about thoughts and emotions - though that is certainly part of it. It is about figuring out how to feel empowered, how to cope with life's worries and stressors, and how to overcome the hurts of the past. Therapy can be an effective answer in learning how to deal with any number of issues, including trauma, anxiety, work or relationship challenges, loss and depression, or just figuring out a better way to meet any goals you may have for yourself in life to live more happily and feel more fulfilled. I view a healthy therapeutic relationship as being one where you can be comfortable, heard, and seen to help create a safe space for exploration and growth. I see my role as a therapist as providing education and support that builds trust to allow us to figure out the path to get from where you are to where you would like to be.

Emilia Sabatowska

Emilia Sabatowska, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
I offer an integrative approach that honors the mind and the body, while providing you with tools to navigate your unique path in life. If you are looking to live a more authentic life, and to deepen the connection with yourself and others, I am here to guide you. I have been practicing for over 15 years and I am constantly learning and growing as a practitioner. I offer techniques and insights that go beyond traditional talk therapy.

Shelley Hart

Shelley Hart, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
23 years of experience
Virtual
I have been a licensed counselor in Massachusetts since 2003. Throughout my 23 years experience I have supported women, couples and older teenagers struggling with anxiety, depression and mood disorders. I incorporate spirituality, mindfulness and nutritional support into my treatment. I meet my clients where they are and offer support, understanding and tools to make the changes they are looking for.

Diane Rose

(she/her)

Diane Rose, LMHC - Massachusetts Therapist at Grow Therapy
$75/session
LMHC
26 years of experience
Virtual
My ideal clients are those who recognize that we all need help and understand that asking for support is a reflection, not of any weakness, but of their own self-regard and strength. I started off as a nurse and decided to return to school and get a masters in counseling psychology. I spent more than 25 years in addiction, including the years I spent as a nurse (11 years). I also have been a clinical supervisor and director of substance abuse programs, which made me realize I love working with clients individually and went into private practice. I have been in practice for 7 years, although I'm just returning to this level of care January 2023 I have worked all those years with clients suffering from trauma, anxiety and relationship issues.

Ester Hernandez

Ester Hernandez, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hi! I am a LMHC, bilingual clinician, with 15 yrs of experience. I am fluent in Spanish. I absolutely love what I do. I work with clients that are ready to make improvements in their life and do the hard work. I use strength based, humour and other approaches. I let the client set the pace of treatment and the direction as well. I hope you will consider me as a partner in your journey to self healing.

Felipe Christo

(he/him)

Felipe Christo, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
I am a Licensed Mental Health Counselor (LMHC) based in Boston, Massachusetts. I received my masters in mental health counseling at Framingham State University. I have also interned in services including counseling women victims of domestic violence, family and individual therapy, psychoses, social services for the community and the elderly population in nursing homes. I currently work as a clinician to promote the community reintegration of individuals with a criminal and psychiatric background. Therefore I have gained experience in helping diverse individual's who struggle with mental health challenges in their efforts to improve their well being in various contexts.

Elizabeth Aponte-Perez

(she/her)

Elizabeth Aponte-Perez, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
20 years of experience
Virtual
"Know Thyself" Socrates, a philosopher, emphasized the importance of knowing your true self. I am a Licensed Therapist in Massachusetts, Connecticut, and Kentucky with over 20 years of counseling experience. You have taken the first step to learn more about yourself and facilitate change. If you are ready to take that step, I would like to invite you to schedule a first-time appointment. There is hope, even when your brain tells you there isn't. “Self-care is how you take your power back.” John Green.

Elizabeth Conward

(she/her)

Elizabeth Conward, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
18 years of experience
Virtual
Hello, I'm a Licensed Clinical Social worker based in Florida, I am also licensed in Massachusetts. I have been practicing for 18 years. I have experience working with individuals, couples and families. I believe in providing personalized services to my patients who are struggling with life stressors and are in need of some support to become the best versions of themselves.

Helder Alves

(he/him)

Helder Alves, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
I am a client-centered therapist who focuses on understanding you as a unique individual and helping you overcome your challenges as you grow. I am passionate about helping people achieve their potential and assisting them along the process. Some of my areas of particular interest include anxiety, depression, trauma, OCD, autism spectrum, relationship/marital issues, grief, understanding sexuality, open/ Poly relationships, and transgender/gender non-conforming individuals.

Dr. Olushola Bakare

(she/her)

Dr. Olushola Bakare, LMFT - Massachusetts Therapist at Grow Therapy
$200/session
LMFT
18 years of experience
Virtual
My name is Dr. Olushola Bakare, and I'm a board-certified Psychotherapist. I attended St Joseph College. I'm happy to help you today with any of your concerns. I enjoy empowering people and digging out their strengths. I don't ask fish to fly, neither do I ask birds to swim. I respect everyone's strengths and help my client recognize them. I love to highlight my client's strengths. I offer a safe, warm, therapeutic, judgment-free space for Adults (18+) and Older Adults (65+). I am sorry, but I do not accept clients who pay in cash. Also, every late cancellation or no-show accrues a late charge fee. It is my ethical duty to officially terminate our therapeutic relationship when it is reasonably clear that the client is no longer beneficent, services are no longer required, counseling no longer serves the client's needs and interests, or Dr. Olushola Bakare, LMFT limits do not allow the provision of further counseling services. It is the policy of Dr. Olushola Bakare, LMFT, that our professional relationship will be terminated after a one-month consistent lapse of meeting with a client. Dr. Olushola Bakare, LMFT, will attempt to notify you of this change in status as soon as possible after one month. My ethical duty is identifying, being available, and caring for current clients. It could feel awkward for our relationship to end, yet it is not meant to be discourteous in any way. I do not complete disability forms (Social Security, work excuse, FMLA, Court papers/legal papers, emotional support letters, etc). NO COUPLE THERAPY OR MEDICATION MANAGEMENT, PLEASE!

Jason Puchalsky

(he/him)

Jason Puchalsky, LICSW - Massachusetts Therapist at Grow Therapy
$175/session
LICSW
10 years of experience
Virtual
I am a licensed therapist with over 10 years of experience. I received my Masters in Florida and am licensed at the highest level to practice independently. I have worked in a variety of settings including inpatient, outpatient, community mental health, addiction treatment. I use a strengths based approach to help a client move forward with their goals and work through barriers to doing so.

Trott Lee

(he/him)

Trott Lee, LICSW - Massachusetts Therapist at Grow Therapy
$100/session
LICSW
6 years of experience
Virtual
I am a 44 year old black male certified as an LICSW in Massachusetts. I grew up in Fall River, MA, served in the Air Force, and earned a Master's Degree from Boston University. I have experience working with people of all age ranges, with focuses on anxiety, depression, conflict resolution, existentialism, and trauma. I primarily utilize Cognitive Behavioral and Dialectical Behavioral as therapeutic approaches, along with supportive counseling and family approaches.

Molly Holzheimer

(she/her)

Molly Holzheimer, LICSW - Massachusetts Therapist at Grow Therapy
$90/session
LICSW
11 years of experience
Virtual
I am a licensed clinical social worker, advocate, mother, runner, and yoga enthusiast. I believe that everyone would benefit from talk therapy because life is challenging, complicated, and busy. I fully understand that getting ourselves to therapy is, at times, not easy and sincerely appreciate every client that intentionally decides that they are ready to grow, heal, and evolve. I believe in the power of becoming comfortable with being uncomfortable so as to push ourselves to step outside of our comfort zones.

Paige Keefe

Paige Keefe, LMHC - Massachusetts Therapist at Grow Therapy
$70/session
LMHC
5 years of experience
Virtual
You’re not here to just cope — you’re here to transform. If you’re the kind of person who’s ready to do the deep work — not just talk about change, but live it — then you’ve just found a therapist who’s as invested in your growth as you are. I work best with driven, insightful individuals who are tired of surface-level fixes and are craving something more: lasting breakthroughs, honest insight, and real emotional freedom. If you’re serious about getting unstuck and stepping fully into who you’re meant to be — this is where that work begins.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Spirituality?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Spirituality, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.