Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 62 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/5/2025

Monica Flowers

(she/her)

Monica Flowers, LICSW - Massachusetts Therapist at Grow Therapy
$250/session
LICSW
11 years of experience
Virtual
I’m a mental health professional dedicated to supporting individuals on their wellness journey. With a Master's in Social Work from Florida A&M University and Florida State University, I specialize in various therapeutic approaches that help clients explore their challenges, develop coping strategies, and work towards their goals. With over 10 years of experience in medical and psychiatric social work, I have worked with adolescents, young adults, and the elderly. My passion lies in helping everyone find their best selves and navigate through life's difficulties. I strive to provide a safe and compassionate space for growth and healing.

Jacques Barbour

(he/him)

Jacques Barbour, LMHC - Massachusetts Therapist at Grow Therapy
$95/session
LMHC
23 years of experience
Virtual
Counseling is a unique process where you can feel safe, be yourself, and explore ways to improve your quality of life. As your therapist, I provide a relaxed and supportive environment where you can share openly and at your own pace. My role is to listen, offer honest and compassionate feedback, and help you develop practical skills to create meaningful and lasting change. Together, we’ll work to reduce stress, build insight, and support your personal growth. I bring a creative, comforting, and nonjudgmental approach to therapy, while remaining objective so we can stay focused on what truly matters to you. I specialize in relationships, couples therapy, and individual counseling—helping clients improve communication, rebuild trust, and navigate challenges with partners, family members, or in the workplace. I also work with individuals struggling with addiction, including substance use and gambling. My priority is to create a safe, empowering space where you feel comfortable being open and engaged. This foundation allows us to get to the root of the presenting issue, explore patterns, and work toward increased self-esteem, deeper connection, and positive transformation.

Crystal Soto

(she/her)

Crystal Soto, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
4 years of experience
Virtual
I am a bi-lingual and bi-cultural Licensed Certified Social Worker who received her Masters in Social Work from Boston College. I provide effective, transformative, and lasting life changes in children, adults, and families. I've worked with individuals struggling with depression, anxiety, stress disorders, adjustment, relationship challenges, trauma, and mood disorders. I am passionate about providing a counseling environment that encourages respect, safety, trust, and honesty while tailoring each session to the clients' need.

Heather Dinneen

(she/her)

Heather Dinneen, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
15 years of experience
Virtual
Hi! My name is Heather and I am a Licensed Social Worker from Massachusetts. I work with children, teens and adults using a variety of therapeutic techniques including Play Therapy, TF-CBT, CBT, and Collaborative Problem Solving. I really enjoy supporting clients in understanding their struggle / worry points and working to not only process those, but also to build skills that can be used to work through them and help with resiliency for the future.

Kim Lane

Kim Lane, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
25 years of experience
Virtual
I am a therapist and have lived and worked both in the Springfield area and Cape Cod. I have worked in private practice and in community mental health agencies. My favorite thing about this work is getting to watch my clients grow, move outside of the box they’ve confined themselves to, spread their wings and fly! I will help you determine the areas of your life that you want to work on and we will work on this together, as a team.

Leoncio Mendez

(he/him)

Leoncio Mendez, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$90/session
LICSW
13 years of experience
Virtual
¡Hola! Soy un Trabajador Social Clínico Independiente Licenciado (LICSW) en Massachusetts, con una maestría de la Universidad Interamericana de Puerto Rico. Con 13 años de experiencia, me especializo en asistir a adultos que están lidiando con ansiedad, depresión y dificultades de pareja, guiándolos hacia convertirse en su mejor versión. Utilizo un enfoque compasivo y basado en evidencia, adaptado a las necesidades individuales de cada persona. Mi objetivo es crear un ambiente seguro y de apoyo donde puedas explorar tus desafíos y desarrollar las habilidades necesarias para una vida más plena. Juntos, trabajaremos para desarrollar estrategias efectivas que te empoderen a lograr un cambio duradero y bienestar. Hello! I’m a Licensed Independent Clinical Social Worker (LICSW) in Massachusetts, holding a master’s degree from the Interamerican University of Puerto Rico. With 13 years of experience, I specialize in assisting adults who are dealing with anxiety, depression and couples’ difficulties, to guiding them towards becoming their best selves. I use a compassionate, evidence-based approach tailored to each individual’s needs. My goal is to create a safe and supportive environment where you can explore your challenges and build the skills necessary for a more fulfilling life. Together, we will work to develop effective strategies that empower you to achieve lasting change and well-being.

W Joseph (Joe) White

(he/him)

W Joseph (Joe) White, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
26 years of experience
Virtual
Hi, I’m Joe. With 26 years of experience across outpatient and hospital settings, I help individuals and families navigate life’s challenges with compassion and clarity. I specialize in working with teens and families during times of transition, using a collaborative approach that focuses on building insight, connection, and resilience. Together, we’ll work to understand what’s getting in the way and develop the tools you need to move forward. I’m here to support your growth every step of the way.

Rebecca Beit-Aharon

(she/her)

Rebecca Beit-Aharon, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
I’m Rebecca Beit-Aharon, a licensed mental health counselor with a background in art therapy and expressive therapies. I have 7 years of experience working with clients facing anxiety, depression, life transitions, racism, caregiving stress, grief, self-esteem issues, and trauma. I also provide a supportive therapeutic space to individuals exploring and embracing identities including LGBTQIA+ and neurodivergence. I provide person-centered therapy sessions in which individuals can feel seen and heard, developing safety and trust. In therapy, you can identify and expand upon your strengths and supports to create new meaning in life. I incorporate mindfulness-based skills, including visualizations, breathing exercises, meditations and progressive muscle relaxation, to improve emotional regulation. I also utilize CBT, leading you in identifying self-talk statements that do not serve you, and reframing these statements to better serve you going forward. I provide room in therapy sessions for creativity and imagining new possibilities. I received my BA from Hampshire College in Psychology and Art, and received a Master's from Lesley University in Expressive Therapies, Art Therapy and Mental Health Counseling.

Christina Sharp

(she/her)

Christina Sharp, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
5 years of experience
Virtual
Hello, I am Christina Sharp. I received my Masters in Social Work from the University of Missouri and went on to get my clinical license (LCSW). I reside in Missouri and I am licensed in Missouri, Nevada, Illinois and Massachusetts. I have worked for clinics and have seen clients in-person, via telehealth, and in-home. I now have my own private practice and see client's via telehealth. I am a wife and a mother to an amazing young daughter, who I love to spend my off time with. I am also an animal lover with three of my own; my 8yr old dog Phoenix, and my litter-mate 11yr old cats Radar and Ziva. My self-care includes spending time out in nature with my family, including getting my hands dirty in my garden. I enjoy reading and spending quality time with my young child. Over the winter months, I also enjoy crocheting and learning new skills.

Kathleen M Fay

(she/her)

Kathleen M Fay, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$200/session
LICSW
22 years of experience
Virtual
Hello and Welcome! I am a social worker who has been in the field for over 20 years. Early in my career, I was fortunate enough to work with a psychiatrist who believed there was more to treating mental health than medication. I participated in a training with him and I was transformed as a therapist. I was trained in the relaxation response and mindfulness meditation and using the body to help heal people who have had significant trauma and mental health challenges. From there, I went on to get my yoga teaching certification from Kripalu Center for Yoga and Health. Since then, I have been helping children, adolescents and adults learn more about themselves and help them connect with the truest part of themselves. I believe part of my purpose is to help people learn to love themselves. I lived in CA for a long time and still hold my LCSW license. I was fortunate enough to study with a number of teachers at Spirit Rock Meditation Center who have influenced my work. I blend a number of different frameworks into my practice including trauma-informed CBT, DBT, somatic psychotherapy and self-compassion. I am mindful and respectful of all differences (racial, ethnic, cultural, religious, economic, gender, sexual orientation, ability etc.) and strive to understand each person within the context of their life history. Every person who seeks treatment has unique needs and goals. I strive to work collaboratively with you to keep your goals at the center of our work together. I stand in solidarity with the BIPOC community and all those impacted by systemic racism and oppression. I will uphold my own values and ethics and support all those who are speaking out against injustice of any kind. As a therapist, I am committed to creating a safe space for all.

Monica Miller

(she/her)

Monica Miller, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$85/session
LMHC
19 years of experience
Virtual
My name is Monica Miller. I am a Licensed Mental Health Counselor in Florida. I have over 15 years of experience counseling children, parents, couples, and individuals. I received my Master's in Transpersonal Counseling Psychology from Naropa University in Boulder, Colorado. As a transpersonal counselor, I view my clients' health through three lenses: Emotional, Physical, and Spiritual. While we may not discuss these in each of your sessions, they are always a part of your experience. I have experience working on personal growth, especially in the later stages of adolescence (ages 18-25). My familiarity with working with depression and anxiety allows me to help others in all stages of life.

Katerina Kouliaki

Katerina Kouliaki, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
Hello, I am a Licensed Mental Health Counselor based in New York and licensed in the states of New York, New Jersey, Massachusetts and Connecticut. I have been practicing for 7 years and I am proud to say that I have supported adults and adolescents throughout challenging mental health issues, such as depression and anxiety, grief and postpartum mood struggles, as well as adjustment to life transitions. I am Bilingual able to perform treatment sessions both in English and Greek.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Sue Morton

(she/her)

Sue Morton, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
16 years of experience
Virtual
Soon to be offering KAP - Ketamine Assisted Therapy Are you feeling overwhelmed by anxiety, panic, or stress that’s taking a toll on your well-being? Perhaps you're navigating the painful aftermath of a toxic relationship, whether with a partner, boss, friend, or family member. You deserve to reclaim your sense of self and control over your life. As a licensed clinical social worker in MA and VT, I specialize in helping people like you heal from the effects of narcissistic abuse and toxic relationships, while also supporting those struggling with anxiety and stress. I work with professional women in mid-life to help you find balance, prioritize your well-being, and rediscover your peace and happiness. It's possible to regain control and start living the life you deserve. If you're ready to take the next step, I’m here to guide and support you. Let’s connect—schedule an appointment today and start your journey to healing.

Melissa Fowler

(she/her)

Melissa Fowler, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$130/session
LICSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.

Krista Barber

(she/her)

Krista Barber, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
12 years of experience
Virtual
I have been a Licensed Clinical Social Worker since 2012. I graduated with my Master's in Social Work from Florida State University. I am currently licensed in Florida and Arizona. My professional experience has been primarily with anxiety, depression, divorce, parenting / co-parenting, military, and serious illness. With a passion for helping individuals navigate life's challenges, I offer a supportive environment where clients can explore their emotions and develop practical strategies for personal growth. I believe in the power of collaboration and tailor each session to meet your unique needs, fostering a journey towards greater self-awareness and emotional well-being.

John Manzoni-DArpino

(he/him)

John Manzoni-DArpino, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
6 years of experience
Virtual
Hi, I’m John Manzoni-D’Arpino, a Licensed Mental Health Counselor and National Certified Counselor. I’ve been in practice for six years, and I work with people navigating anxiety, stress, burnout, and big life transitions. My style is warm, thoughtful, and down-to-earth. I use a mix of well-established therapy approaches to create a space that feels supportive, flexible, and focused on what you need. We’ll move at your pace, and work toward goals that matter to you.

Deb Cohen Peckham

Deb Cohen Peckham, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
29 years of experience
Virtual
I have been a therapist for over 25 years. I have a Master's in Social Work and a Master's in Education. I am also a certified Pet Bereavement Specialist. I am very flexible with scheduling. I am looking forward to meeting with people in my office Appointments after 8pm would be virtual. My puppy is with me at the office. She is hypoallergic, a psychiatric service dog and being trained as a Therapy Dog. (if there is an issue with that please let me know. I utilize a narrative therapy style. I prioritize building a strong foundation of trust in my client relationships and creating a safe environment for them. I believe that long term healing and sustainable growth blossoms from genuine conversation. This style of therapy highlights an opportunity for me to bear witness to your story, validate your experience, and support you in moving forward. I Incorporate various treatment approaches to suit the individual client's needs My specialty is adoption and adoption related issues (including but not limited to, attachment, grief and loss, identity, search, the primal wound, worthiness, open adoption, pre-adoption education etc.) I have worked extensively with all members of the triad (Birth families, Adoptees, Adoptive Parents). I myself am an Adoptee as well an Adoptive mother. Because of my own experiences and passionate involvement in the field of adoption I am able to provide support, insight, honesty, guidance and compassion. Other specialties: LGBTQIA Infertility Foster Care Adolescent issues Stress, Anxiety Relationship issues Family conflicts Self Esteem/Empowerment Trauma and abuse Grief Depression Life Changes Incarceration Mindfulness Also experienced in: Addictions, Divorce, Intimacy-related issues, Eating disorders, Parenting issues, Anger management, Forgiveness, Guilt and Shame, Panic Disorder and Panic Attacks, Sexual Assault and Abuse, Women's Issues, Workplace Issues, Court involved and more

Mr. Lee Mikell

Mr. Lee Mikell, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
AFTERNOON AVAILABILITY. I have 10 years experience working with very hard family situations. I am a therapist that has worked with the hardest parts of the family situations: -child welfare -children in foster care -parents who are trying to get their children back from foster care -heightened family conflict preceding divorce -parental alienation -reunification therapy - working with both perpetrators and victims. My experience extends also to some of the alternative relationship structures such as polyamory and kink communities.

Michelle Foor

(she/her)

Michelle Foor, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
Hello! I'm Michelle. As a dedicated mental health therapist, I am committed to guiding individuals on their journey towards well-being with a strong emphasis on self-care and intention. My goal is to get my clients started with building awareness of the patterns and behaviors causing distress, setting out to build strategies into seeing the “bigger picture”, and then making the choice to shift away into "new and different". I believe that the mental health journey can feel different for everyone and is valid for all. It’s addressing the pile-on effects of everyday stress and learning how to breathe through anxiety and panic attacks. It’s establishing and keeping a daily routine as part of ADHD symptom management and finding self-compassion when experiencing depressive thoughts. There is no perfect or prescriptive way to approach the process of mental well-being. My role as a therapist is to support, facilitate, and provide collaborative space to examine all the pieces.

Daniel Quinn

Daniel Quinn, LICSW - Massachusetts Therapist at Grow Therapy
$95/session
LICSW
40 years of experience
Virtual
I am an experienced therapist helping individual clients cope with addictions, trauma, low self-esteem, anxiety, depression, and relationship challenges. I use evidence-based methods enabling clients to achieve their desired goals. These methods include cognitive behavioral therapy, dialectical behavioral therapy, mindfulness, meditation, and writing therapy. I use a client-centered approach to the therapeutic process. We proceed at a pace that is comfortable for you. You determine the goals for therapy.

Katie Collins

(she/her)

Katie Collins, LMHC - Massachusetts Therapist at Grow Therapy
$135/session
LMHC
5 years of experience
Virtual
Through the world of therapy, I hope to bring more education and support to pregnant and postpartum mothers, fathers, and birthing people. My style of counseling is positive, person-centered and solution-focused. I believe that the most important part of perinatal mental health is prevention; entering into therapy prior to or during pregnancy is the most effective way to process birth and postpartum. I will provide a safe and soothing environment for all of my clients to work through their identified needs. I use techniques from cognitive behavioral therapy along with workbooks in order to give you hands-on activities.

Shelley Hart

Shelley Hart, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
23 years of experience
Virtual
I have been a licensed counselor in Massachusetts since 2003. Throughout my 23 years experience I have supported women, couples and older teenagers struggling with anxiety, depression and mood disorders. I incorporate spirituality, mindfulness and nutritional support into my treatment. I meet my clients where they are and offer support, understanding and tools to make the changes they are looking for.

Ebony Y Gyabaa

Ebony Y Gyabaa, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
10 years of experience
Virtual
Hi! I am a Licensed Independent Clinical Social Worker based in Massachusetts. I received my Master's from Westfield State University and have been practicing for 6 years. I have worked with many people experiencing crisis situations in their life. I also work with an array of ages groups. I also enjoy working with young professionals, helping them develop their skills and confidence as they grow in their careers. It's rewarding to guide them through challenges, support their growth, and see them succeed professionally

Rhyanna Anderson

(she/her)

Rhyanna Anderson, LMHC - Massachusetts Therapist at Grow Therapy
$90/session
LMHC
6 years of experience
Virtual
I'm Rhyanna, a Licensed Mental Health Counselor (LMHC) who is ready to help you lead a more fulfilling life. Taking the leap to start therapy can be a tough decision. Most of us feel that we should be able to handle everything on our own. I'm here to remind you that you aren't alone. You are supported and you deserve to feel your best, heal, and grow. I create a warm environment and empower my clients to take back control of their lives. I encourage an active therapy experience where clients learn skills, set weekly goals, and complete homework to build a sense of independence and self-confidence. Whether you're struggling with your self-esteem, anxious thoughts, work, relationships, general motivation or more, I can help! I look forward to helping you explore and overcome your struggles with compassion, good humor, and evidenced based techniques. I hope you choose me for your therapy journey!

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Parenting?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.