Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 37 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/6/2025

Monica Flowers

(she/her)

Monica Flowers, LICSW - Massachusetts Therapist at Grow Therapy
$250/session
LICSW
11 years of experience
Virtual
I’m a mental health professional dedicated to supporting individuals on their wellness journey. With a Master's in Social Work from Florida A&M University and Florida State University, I specialize in various therapeutic approaches that help clients explore their challenges, develop coping strategies, and work towards their goals. With over 10 years of experience in medical and psychiatric social work, I have worked with adolescents, young adults, and the elderly. My passion lies in helping everyone find their best selves and navigate through life's difficulties. I strive to provide a safe and compassionate space for growth and healing.

Jacques Barbour

(he/him)

Jacques Barbour, LMHC - Massachusetts Therapist at Grow Therapy
$95/session
LMHC
23 years of experience
Virtual
Counseling is a unique process where you can feel safe, be yourself, and explore ways to improve your quality of life. As your therapist, I provide a relaxed and supportive environment where you can share openly and at your own pace. My role is to listen, offer honest and compassionate feedback, and help you develop practical skills to create meaningful and lasting change. Together, we’ll work to reduce stress, build insight, and support your personal growth. I bring a creative, comforting, and nonjudgmental approach to therapy, while remaining objective so we can stay focused on what truly matters to you. I specialize in relationships, couples therapy, and individual counseling—helping clients improve communication, rebuild trust, and navigate challenges with partners, family members, or in the workplace. I also work with individuals struggling with addiction, including substance use and gambling. My priority is to create a safe, empowering space where you feel comfortable being open and engaged. This foundation allows us to get to the root of the presenting issue, explore patterns, and work toward increased self-esteem, deeper connection, and positive transformation.

Mary Emrich

(she/her)

Mary Emrich, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
25 years of experience
Virtual
Mary brings more than 25 years of healthcare, mental health, and addiction recovery experience to her practice. She has a proven track record of organizing and managing teams and ensuring high-quality programs and outcomes for the individuals served. Mary is credentialed in Ohio as a Licensed Social Worker (LSW), a Licensed Professional Clinical Counselor with Supervisory Designation (LPCC-S) and a Licensed Independent Chemical Dependency Counselor (LICDC). Mary obtained her Bachelor of Arts degree in Social Work from The University of Akron and her Master of Education in Clinical Mental Health Counseling from Cleveland State University. Mary is passionate about helping others reach their fullest potential and uses a person-centered approach to therapy. Her clinical focus includes the treatment of depression, anxiety, trauma, substance use disorders, relationship issues, and co-occurring mental health and substance use disorders. Mary works with adults aged 18 to 65.

Danielle DaRocha

(she/her)

Danielle DaRocha, LMHC - Massachusetts Therapist at Grow Therapy
$90/session
LMHC
10 years of experience
Virtual
My name is Danielle DaRocha and I am from Puerto Rico. I have been practicing mental health counseling for about 10 years. I love my culture and my work and often try and bring culture and fun into my sessions with clients. I like to use humor to help clients feel safe and comfortable and I will often use metaphors for guided learning. I am a bookworm and will on occasion recommend helpful reading material to my clients.

Luis Gamez

Luis Gamez, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
4 years of experience
Virtual
I am a Licensed Mental Health Counselor with extensive experience treating a wide variety of mental health issues including, but not limited to, addiction, mood disorders (depression, anxiety), psychosis, adjustment disorder, and PTSD. In addition to individual counseling, I am also proficient in family and couples therapy. In both individual and couples/family counseling, I work with clients to build insight and to develop a greater understanding of self in order to improve current circumstances and/or work towards identified treatment goals.

Porsche Collins

(she/her)

Porsche Collins, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
15 years of experience
Virtual
I am a Licensed Clinical Social Worker practicing in the state of NC, SC, GA, CT, MA and IN. I am the sole therapist of Empathic Hues Counseling and Consultation, PLLC. My practice was created to help adults dealing with depression, anxiety and needing guidance with adjusting to to a change in quality of life. I hope to help individuals find peace needed to have more control over their lives and confidently overcome challenges. My goal is to help you understand “you” as well as focus on developing your internal and external strengths.

Paula Dorman

(she/her)

Paula Dorman, LICSW - Massachusetts Therapist at Grow Therapy
$130/session
LICSW
10 years of experience
Virtual
As a licensed clinical social worker and certified substance abuse counselor, I specialize in supporting individuals navigating substance use and mental health challenges like anxiety, depression, and trauma. With over 10 years of experience in the field—and lived experience with addiction in my own family—I bring not only clinical knowledge but deep empathy and understanding to the work I do. I’m passionate about helping people break free from painful cycles, reconnect with their strengths, and move forward with greater clarity and self-compassion. Whether you're just starting to explore change or returning to this work after setbacks, I offer a supportive, judgment-free space to help you heal and grow at your own pace.

Maureen Rosenplanter

(she/her)

Maureen Rosenplanter, LICSW - Massachusetts Therapist at Grow Therapy
$80/session
LICSW
20 years of experience
Virtual
Hi! I’m a Licensed Independent Clinical Social Worker (LICSW) based in Massachusetts. I’ve worked in the field for 20 years providing counseling services for individuals, couples, and families. Using an integrative approach, I help individuals looking to build upon their strengths to improve coping skills, better their relationships, and create lasting change. Learning ways to identify our feelings, explore our values, and help to align our day to day life to those values is something that everyone can benefit from exploring.

Heather Callam

Heather Callam, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
10 years of experience
Virtual
I am a therapist who has a passion for helping others break free from burdens. I believe our deepest secrets can be blockages to moving forward in life. My mission with every client is to create a space where they feel safe to be authentic, while learning ways to regain control of their lives. I am honored to support you in this journey you are getting ready to embark on and I am rooting for your success in the healing process. I am sending you well wishes and a safe space to chat.

Elizabeth King

(she/her)

Elizabeth King, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
18 years of experience
Virtual
I provide virtual individual therapy for adults who are navigating life transitions, relationship challenges, anxiety, or just feeling stuck. My approach draws from Cognitive Behavioral Therapy (CBT), Solution-Focused Brief Therapy, mindfulness, and Positive Psychology, and I tailor each session to meet your unique goals. I hold a Master’s in Marriage and Family Therapy and a PhD in International Psychology, and I'm passionate about helping clients build self-compassion, strengthen their self-care practices, and move toward meaningful, values-driven change. Outside of therapy, I enjoy traveling and spending time with my two Shih-Tzu pups, who may occasionally make a guest appearance in session.

Ebony Y Gyabaa

Ebony Y Gyabaa, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
10 years of experience
Virtual
Hi! I am a Licensed Independent Clinical Social Worker based in Massachusetts. I received my Master's from Westfield State University and have been practicing for 6 years. I have worked with many people experiencing crisis situations in their life. I also work with an array of ages groups. I also enjoy working with young professionals, helping them develop their skills and confidence as they grow in their careers. It's rewarding to guide them through challenges, support their growth, and see them succeed professionally

Monica White

Monica White, LMHC - Massachusetts Therapist at Grow Therapy
$160/session
LMHC
14 years of experience
Virtual
I'll help you process, organize, and clarify your own set of values and priorities to make choices and decisions that will help you accomplish your major life goals. We can look at the experiences in your life that are causing you to feel indecisive and stuck. And together, we will create a realistic plan of action that feels right for you.

Caroline Wheeler

(she/her)

Caroline Wheeler, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
5 years of experience
Virtual
Hi! I am a licensed mental health therapist in the state of Massachusetts (LMHC). I am dedicated to helping women achieve their personal and mental health goals. I use a variety of therapeutic approaches, including mindfulness-based therapy, cognitive behavioral therapy, compassion focus therapy, and mind-body wellness techniques. My goal is to provide a supportive, collaborative and safe space where my clients can explore their thoughts and feelings, develop coping strategies, and foster personal growth and well-being.

Susie Kat

Susie Kat, LICSW - Massachusetts Therapist at Grow Therapy
$75/session
LICSW
10 years of experience
Virtual
Well hello there! I'm a Licensed Clinical Social Worker (LCSW) based in Florida and licensed in both Florida and Massachusetts. I received my Masters from the University of Kansas and have been practicing for 9 years. I run a successful life coaching business where I meet people on the beach and we walk and talk. I am living the dream, who says you can't make a living helping people and going to the beach?

Frank J. Gallo, PhD

Frank J. Gallo, PhD, LP - Massachusetts Therapist at Grow Therapy
$150/session
LP
16 years of experience
Virtual
Welcome to Grow Therapy! My name is Frank J. Gallo. I’m a licensed psychologist. Specifically, I have licenses in Rhode Island (PS02017) and Massachusetts (PSY9800). As a psychologist, I’m excited to create and deliver effective science-based behavioral health education, tools, and services to America’s workforce professionals who want to fuel higher performance levels and live more fully on purpose. Overall, I’m an experienced behavioral healthcare leader, clinical psychologist, and trainer. I’ve worked with many high-performance workgroups. These groups have come from various industries. For example, I’ve worked with people from government, defense, technology, finance, and healthcare. I enjoy helping people and organizations reach their full potential. Below is more information about me and my professional practice. If you wish to schedule an appointment, I conduct initial evaluations for new patients at 10 AM or 12 PM Monday through Friday, or 6 PM Monday through Thursday. Please schedule your first appointment accordingly to avoid rescheduling. Thank you.

Christina Malloy

(she/her)

Christina Malloy, LICSW - Massachusetts Therapist at Grow Therapy
$140/session
LICSW
6 years of experience
Virtual
Do you feel like anxiety is getting in the way of who you want to be? I empower veterinary and healthcare professionals to overcome anxiety and burnout so they can thrive both professionally, and personally. I believe what you do for a living is only one part of who you are, and the work we do together will benefit all aspects of your life. I love helping people find a work-life balance that works for them so they can have a sustainable career in the field they love. As your therapist, my goal is to meet you where you’re at to help you overcome obstacles and start your healing journey. Therapy is not a one-size fits all approach, and it is important to me that we tailor your therapeutic journey to your needs and what will benefit you.

Melissa D'Angelo

(she/her)

Melissa D'Angelo, LMHC - Massachusetts Therapist at Grow Therapy
$160/session
LMHC
5 years of experience
Virtual
As a dedicated and empathetic therapist, I believe in creating a safe, non-judgmental space where clients can explore their thoughts, emotions, and behaviors. My approach is rooted in understanding each individual as unique, and I tailor my methods to meet the specific needs of each person. Whether you are facing challenges related to substance use disorders, anxiety, depression, trauma, or life transitions, I am committed to walking alongside you as you navigate your journey towards healing and growth.

Amanda Bard

Amanda Bard, LICSW - Massachusetts Therapist at Grow Therapy
$140/session
LICSW
4 years of experience
Virtual
My name is Amanda, and I am a Licensed Clinical Social Worker licensed in Florida, Massachusetts, and Nevada. I graduated from the University of South Florida with a Bachelor of Arts in Psychology, with a concentration in Criminology. I completed my Masters in Social Work from the University of Central Florida. My training includes various modalities, but my approach is often person-centered, strength-based, and solution-focused. I am always seeking to learn more in all areas, in effort to provide the best support that I can to the individuals that I work with.

Viergelie Liberal

Viergelie Liberal, LICSW - Massachusetts Therapist at Grow Therapy
$100/session
LICSW
9 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW and LICSW) based in Florida also license in MA, AL and MI. I received my Masters from Walden University and have been practicing over 5 years. I am more than a therapist; I am your ally on the path to healing and personal growth. I provide compassionate and personalized therapy to help you navigate life's challenges, achieve your goals, and improve your overall well-being. My approach focuses on empowering you with practical tools and insights to foster personal growth, emotional stability, and fulfilling relationships. Together, we will create a safe, supportive environment for your healing and self-discovery journey.

Desire Rivera

(she/her)

Desire Rivera, LMHC - Massachusetts Therapist at Grow Therapy
$85/session
LMHC
6 years of experience
Virtual
Hello there, I am Desire. You might be wondering how therapy can help or how it might work for you. Therapy can be a vehicle to address any number of needs or areas of healing in one's life. I believe therapy looks like more than just talking about thoughts and emotions - though that is certainly part of it. It is about figuring out how to feel empowered, how to cope with life's worries and stressors, and how to overcome the hurts of the past. Therapy can be an effective answer in learning how to deal with any number of issues, including trauma, anxiety, work or relationship challenges, loss and depression, or just figuring out a better way to meet any goals you may have for yourself in life to live more happily and feel more fulfilled. I view a healthy therapeutic relationship as being one where you can be comfortable, heard, and seen to help create a safe space for exploration and growth. I see my role as a therapist as providing education and support that builds trust to allow us to figure out the path to get from where you are to where you would like to be.

Anna Cardoso

(she/her)

Anna Cardoso, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Hello! My name is Anna Cardoso, I am a Licensed Mental Health Counselor, Yoga & Meditation Teacher, Holistic Coach, and Reiki Master. I believe healing starts from within, and I’m here to guide you back home to yourself. My own journey with chronic pain and trauma led me to yoga and energy work, and now I help others align their energy, find stability, and create fulfilling lives. Through holistic practices, I’ll provide you with the tools and support to overcome challenges, embrace your strengths, and step into a more abundant, balanced life.”

Elizabeth Conward

(she/her)

Elizabeth Conward, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
18 years of experience
Virtual
Hello, I'm a Licensed Clinical Social worker based in Florida, I am also licensed in Massachusetts. I have been practicing for 18 years. I have experience working with individuals, couples and families. I believe in providing personalized services to my patients who are struggling with life stressors and are in need of some support to become the best versions of themselves.

Monica Bestawros

(she/her)

Monica Bestawros, LMFT - Massachusetts Therapist at Grow Therapy
$155/session
LMFT
16 years of experience
Virtual
No matter how hard we try in life, inevitably we come across unpredictable waters. Sometimes riding the waves of life can be delightful and sometimes it can be soul crushing. Thus, I seek to help high functioning adults and adolescents to "embrace uncertainty and live joyfully through the process." I hope to energize and empower you to become the best version of yourself, especially during times of adversity. I work with you to evaluate your life goals and to gain insight and clarity about factors that might influence your success. I personally have experienced the power of having someone offer support in both the good and bad times of uncertainty, and it would be an absolute honor to support you as you navigate your life!

Lisa Chaplin

(she/her)

Lisa Chaplin, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
10 years of experience
Virtual
Today you are one step closer to a new you where you feel empowered and on a positive path to growth and well-being. My goal is to help you uncover your true potential and lead a life that is worth celebrating. We can't change difficult situations of the past, but we can work together to better understand and resolve challenges in your life.

Nai Saetern

(she/her)

Nai Saetern, LMHC - Massachusetts Therapist at Grow Therapy
$130/session
LMHC
9 years of experience
Virtual
Hello! My name is Nai and I am a Licensed Mental Health Counselor. People seek therapy for many reasons. Whether you are new to therapy or you have tried therapy more than once, I hope you will give it another try! Some people come to therapy knowing what they want to focus on, while others are not so sure, which is okay! Wherever you are on your journey, therapy is a place where you and I can collaborate and explore what you hope to gain from therapy. If you are open to this process, please schedule an appointment with me today.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Career Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Career Counseling, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.