Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 146 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/15/2025

Constance Raines

(she/her)

Constance Raines, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW-C
11 years of experience
Virtual
Hello my name is Constance,
I am a Licensed Clinical Social Worker (LCSW) in the states of Virginia, Maryland, DC and Florida. I have 11 years of experience employed in behavioral health facilities, outpatient therapy clinics, correctional centers, and also providing medical social work/ therapy to oncology, emergent, and crisis patients in the hospital setting. Focusing on the client through a strength-based approach, building resilience and rapport is key in obtaining a therapeutic relationship and striving for successfully outcome.

Ainigriv Crockett

(she/her)

Ainigriv Crockett, LPC - Maryland Therapist at Grow Therapy

Frequently rebooked

$200/session
LPC
6 years of experience
Virtual
I’m a born-and-raised New Yorker, raised by Caribbean immigrant parents who instilled in me the classic Millennial mantra: “You can achieve anything.” And while that belief fueled my ambition, it also came with a side order of generational challenges—perfectionism, chronic stress, anxiety, and a not-so-charming inability to gracefully handle life transitions. You know, the usual. But here’s the thing: hardship turned out to be my superpower. I became ambitious, self-aware, and checked all the right boxes, yet I couldn’t escape the cycle of mental and emotional roadblocks that left me feeling stuck, wondering how to truly move forward. This insight shaped not only my path but the way I guide others on theirs. Through my clinical work, I help high achieving millennials identify their patterns to move out of survival mode and into their surplus by bridging the gap between knowing and feeling —because being stuck isn’t who you are, and settling isn’t your story.

Adam Hutton

Adam Hutton, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
13 years of experience
Virtual
Hi there; I look forward to meeting you! I'm a Licensed Clinical Social Worker in the State of Florida. I have been practicing as a therapist for 13 years and would be honored to work with you to identify where you are stuck and find a path to help you feel better soon. My style is warm, genuine, non-assuming, and collaborative. I truly listen without judgement and provide concrete tools designed to help you thrive, not just survive.

Arthur Chen

(he/him)

Arthur Chen, LP - Maryland Therapist at Grow Therapy
$250/session
LP
15 years of experience
Virtual
Hello! I'm Dr. Arthur Chen, a licensed psychologist in and the Clinical Director of a group practice dedicated to fostering mental wellness. My expertise centers on helping individuals navigate prevalent challenges such as Major Depressive Disorder, Generalized Anxiety Disorder, eating disorders, and substance abuse recovery. Beyond these core specializations, our practice is uniquely equipped to address severe mental health issues, including bipolar disorder and psychosis. As Clinical Director, I oversee a team committed to providing comprehensive care across the full spectrum of mental health needs. I'm also a Certified Clinical Trauma Professional – Level 2 (CCTP-II), meaning I'm highly trained in addressing the lasting effects of trauma. My therapeutic approach integrates powerful, evidence-based models like Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Rational Emotive Behavior Therapy (REBT). I also utilize the cutting-edge Unified Protocol for Transdiagnostic Treatment of Emotional Disorders, allowing me to tailor effective strategies that lead to tangible, positive changes in your life. In therapy, my goal is to help you build resilience and develop strong coping skills. We'll work collaboratively to understand your struggles, challenge unhelpful thought patterns, and cultivate a stronger, more adaptable you. Whether you're seeking relief from anxiety or depression, working through recovery, or exploring personal growth, I offer a supportive and non-judgmental space. I believe investing in therapy is investing in your emotional well-being and happiness. As an engaged therapist, I provide practical tools and insights you can apply to everyday life, guiding you towards lasting fulfillment. Fluent in both English and Mandarin, I'm passionate about empowering individuals to achieve greater emotional balance and a more satisfying life. Ready to take the next step?

Ashley Oakes

(she/her)

Ashley Oakes, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
9 years of experience
Virtual
Hi friend, are you ready to take charge of your life and healing? I became a therapist because I am a passionate advocate for mental health and understand how vital it is especially within the Black Community. While I welcome individuals from all backgrounds, I recognize the unique challenges Black Americans face when it comes to mental health. I believe that our experiences deserve to be acknowledged and addressed by professionals who truly understand us. If you're looking for a space where you feel seen, heard, and supported on your healing journey, I'm here for you. Let's work together to create the change you deserve.

Frances Williams-Crawford

(she/her)

Frances Williams-Crawford, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW-C
29 years of experience
Virtual
I have been working with individuals, families and couples for over 25 years in Maryland. Over that time, I have experience on how to engage and team with clients to help them make meaningful progress in their lives. Most often, I use a trauma-focused cognitive-behavioral approach to the work. Trauma events (single events or long-time exposure) can affect how we think and behave. Understanding how trauma impacts us biologically as well as emotionally can help us I adhere to a strength-based perspective in treatment. Even when times are rough, it is important to remember that everyone does have strengths. A key purpose of going to therapy is to build confidence in yourself. Identifying and highlighting successes is important. Research shows that it is easier to implement change if you are building on existing strengths rather than developing brand new ones.

Tara Zandi

(she/her)

Tara Zandi, LCSW-C - Maryland Therapist at Grow Therapy
$190/session
LCSW-C
17 years of experience
Virtual
Meet Tara Zandi, LICSW – a compassionate and highly skilled therapist with over a decade of experience supporting adults, children, and families. Tara holds a Master’s in Clinical Psychology and an MSW in Clinical Social Work, blending deep academic knowledge with practical expertise. She’s trained in a powerful range of evidence-based approaches, including CBT, DBT, PCIT, EMDR, and even yoga for children—offering a holistic and personalized approach to healing. Whether working through depression, anxiety, or behavioral health challenges, Tara meets her clients with empathy, insight, and culturally sensitive care. Fluent in English and Farsi, Tara creates a welcoming space for diverse communities to feel seen, heard, and supported on their journey toward wellness.

Katherine Roth

(She/Her)

Katherine Roth, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW-C
15 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.

Kecia Adams

(she/her)

Kecia Adams, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
16 years of experience
Virtual
I am wired for hearing about struggle, metabolizing it and offering a listening ear or practical guidance. My extensive experience enables me to create a comfortable space quickly so we are able to identify and work on your therapy goals without delay. Former clients praise my attentive listening, sense of humor and ability to offer straightforward, effective solutions for achieving peace. I am a Licensed Clinical Social Worker with 15 years of experience. I am an EMDRIA trained EMDR practitioner working toward certification. I offer telehealth appointments to residents of Florida and Virginia. I am an experienced therapist seeing clients in both Florida and Virginia. My work focuses on anxiety, depression, ADHD, trauma, long-term recovery from substance abuse, adoption triad issues, LGBTQ+ concerns, racial discrimination, grief, and burnout. I provide compassionate, down-to-earth guidance to help you move forward with clarity and confidence. My approach is client-centered. I use trauma-informed and strength based interventions to help my clients feel empowered and find peace.

Matthew Ewen

Matthew Ewen, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW-C
10 years of experience
Virtual
With all of the challenges that life can throw at us, it is easy to feel overwhelmed or helpless. Life satisfaction and happiness might seem like distant goals with no clear path forward to reach them. You may find that you are spending more and more time stuck in your own head, perseverating on your struggles and acting as your own harshest critic. To me, therapy rooted in compassion and empathy can be a fantastic tool for navigating these challenges and discovering meaning and self-empowerment. Having begun my career at a community mental health clinic, I have experience working with a diverse population of adult clients from many socioeconomic, racial, and cultural backgrounds and with a variety of presenting concerns and challenges. I specialize in treatment for anxiety, depression, and trauma as well as struggles with substance use and always adapt my therapeutic techniques to the individual needs of my clients. My philosophy is that therapy is a partnership between client and therapist to help foster healthy coping skills, personal growth, self-compassion, and understanding of oneself.

Liz Tannenbaum

(she/her)

Liz Tannenbaum, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW-C
20 years of experience
Virtual
I am a therapist with over 15 years of experience in the mental health field. I was trained and worked in New York City and currently reside in Baltimore, Maryland. I have experience working with adolescents and adults and specialize in addressing depression, anxiety, relational stressors and trauma. I offer confidential telehealth sessions to adults and adolescents seeking individual therapy. I keep typical business hours (9-5 M-F).

Betsy Blum

Betsy Blum, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
30 years of experience
Virtual
Hi! I am a Licensed Clinical Professional Counselor based in Maryland I provide teletherapy services to clients in North Carolina and Vermont, and Maryland. I received my master's degree in counseling psychology from Antioch New England Graduate School, New Hampshire in 1992 and My Bachelors in Transpersonal Psychology from Burlington College, Vermont, 1987. I do IFS, EMDR, and Somatic work to help clients find lasting and transformative changes in their lives. I incorporate Spirituality into my work. I teach mindfulness and The Law of Attraction, and creative visualization. I am a CPTSD survivor, and I have used these therapies personally to find lasting peace and joy. I enjoy providing compassionate, supportive therapy, and deep insight orientated, transformative therapy. I enjoy helping clients reduce stress, heal codependency, and heal trauma, depression, and grief. I teach clients to find their inner confidence, and courage, to set boundaries with others and stop "people pleasing". I teach clients to Love themselves and communicate clearly and compassionately with others. I help clients to get to the root of their problems, learn to regulate their emotions, and find peace in the midst of worry and distress. I help clients learn to set boundaries in healthy relationships and to leave abusive relationships.

Kiti Jackson

Kiti Jackson, LPC - Maryland Therapist at Grow Therapy
$300/session
LPC
5 years of experience
Virtual
Kiti Jackson is a Licensed Therapist (LCPC) in Maryland. Kiti has a Bachelor of Arts in Christian Psychology and a Master of Arts in Human Services and Counseling. Led by her desire to help others, she also earned a Master of Arts in Professional Counseling from Liberty University. As a Certified Clinical Trauma Professional and EMDR therapist, she specializes in helping clients with trauma. Kiti has extensive experience working with adolescents and adults. Kiti is an islander from Oahu, Hawaii, who has an affection for the outdoors. She enjoys spending time with her four children and husband. Her years as a military spouse taught her to be flexible because things can change in the blink of an eye. She enjoys long walks with her husband and their three Akitas. You will often find Kiti binge-watching Monk, biking, traveling, and exploring various foods.

Kumi Pledger

(she/her)

Kumi Pledger, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
9 years of experience
Virtual
Now I am taking on new clients!!! Also, I am available on Saturdays!!! I, Kumi Pledger, LCPC work with all ages: children, adolescents, couples, LGBTQ Clients, families and adults for various issues including, hearing from traumatic experiences, relationship challenges such as dealing with narcissistic abuse, struggling to manage anxiety, having no motivations, supporting new and expectant mothers, eating disorders, adjustment to new places/new jobs, grief and loss. I use personal insight and professional experience to provide clients with a safe place to be heard, find themselves again, free of fears, reduce anxieties, have a stress-free life, find happiness and joy in their lives, eliminate unwanted behaviors, grow, improve and conquer insomnia

Latisha Gee Torres

(she/her)

Latisha Gee Torres, LCSW-C - Maryland Therapist at Grow Therapy
$200/session
LCSW-C
21 years of experience
Virtual
I’m Latisha Gee Torres, a Licensed Clinical Social Worker, mindfulness teacher, and wellness coach with over 20 years of experience. I help Black women and adult children of emotionally unavailable or addicted caregivers heal from relational trauma, break free from people-pleasing and perfectionism, and reconnect with their authentic selves. My approach blends therapy, coaching, and mindfulness in a compassionate, culturally attuned space where your full story is honored and your healing is prioritized.

Robin Parks

Robin Parks, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
15 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) whose motto is " Encouraged to heal; Empowered to change". I work with individuals that have become stagnant due to trauma, depression/anxiety, grief/loss, or have come to "phase of life changes" that they need assistance with navigating. I help clients to tap into their resilience, redeem their power and identify new goals to create a new narrative.

Jennifer Shotlander

(she/her)

Jennifer Shotlander, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
20 years of experience
Virtual
I have 20 years of experience counseling a diverse array of adult clients. In my office, each person is treated as the unique individual they are without judgment or comparison. I start by listening to understand your story, your strengths, your needs, and your goals. I will work with you to identify techniques and strategies to cope with depression, anxiety, relationship struggles, parenting concerns, substance abuse recovery, difficulty setting boundaries, low self-esteem, caregiving stress, grief, work-life balance stress, and other life challenges. We will work together to build a toolbox of healthy coping strategies and skills that will lead you to reach your goals.

Jason Schiren

(he/him)

Jason Schiren, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
5 years of experience
Virtual
Jason has experience working with males with a variety of presenting concerns, such as substance use, depression, anxiety, relationship issues, parenting, and trauma. Jason earned his Master’s degree in Clinical Mental Health Counseling from Johns Hopkins University in 2020. He gives a lot of feedback--not-like what you see in the movies. He’s a dog-person and mixes-up how he takes his coffee--but it's usually an Americano.

Yerachmiel R Donowitz

(he/him)

Yerachmiel R Donowitz, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
30 years of experience
Virtual
I am a seasoned licensed clinical professional counselor with successful experience helping clients reach their goals and feel confident they have the tools to cope with the seas of life. I provide an integrated platform to approach issues combining the mind and the body together. A client will find his/her results are measurable. A person will not simply feel better, they will be better.

Ingrid Nembhard

(she/her)

Ingrid Nembhard, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
18 years of experience
Virtual
I have been practicing therapy for over sixteen years. I received my Master's degree in Social Work from Florida International University and my PsyD. in Grief Counselling from Breyer State Theology University. I have experience with individuals, couples, and families. Some of my primary areas of expertise are family and relationship conflict, intimacy related issues and difficulty with various life changes and transitions. I specialize in assisting those who may be going through a rough patch in life or have experienced the death of a loved one. It is important to have a strong therapeutic relationship with your therapist and to feel that they are a good match for you. I want you to feel that therapy is a safe and non-judgmental place to share your thoughts, and feelings. I believe that counseling should primarily be solution-focused to help you achieve your goals and begin to see improvement as soon as possible.

Karen Johnson

(she/her)

Karen Johnson, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
I am a compassionate, empathetic, and intuitive licensed clinical professional counselor. I earned an MA in Professional Counseling with a Clinical Mental Health Counseling Specialty at Liberty University. I have completed specialized training in TF-CBT, Certified-DBT (C-DBT), Certified Youth Mental Health Specialist (CYMHS), and EDMR. I have nine years of experience in group and individual therapy sessions. I enjoy working with my clients from a holistic perspective to assist them in healing their whole selves.

Joyce Galanti

(she/her)

Joyce Galanti, LPC - Maryland Therapist at Grow Therapy
$160/session
LPC
25 years of experience
Virtual
Hello, My name is Joyce, Do you feel pulled in a million directions, unable to fit it all in? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? When LIFE HAPPENS sometimes you need help from a professional to get back on track. I also help individuals with life difficulties including anxiety, stress, depression, mood disorders, life choices, life changes, and things that can be overwhelming. Together, we can identify what's not working and what is working and get you back to balance. We'll use a holistic reality-based approach, addressing the needs of your mind, body and spirit. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hang-ups, habits or unhealthy thoughts/behaviors that are holding you back. Let's work together!

Matt Loveland

Matt Loveland, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
25 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) and I love the outdoors and most anything to do with water. I have 25+ years of experience helping people as a clinical social worker. My practice has been primarily geared toward adults, but I also have extensive experience with youth ages 12-17. In recent years, my clientele has gravitated to men's issues.

Shawn Schroeder

Shawn Schroeder, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
4 years of experience
Virtual
We spend most of our lives in our heads, we might as well make it a nice place to be! If you feel unable to get rid of negative thoughts and feelings, if you feel like your past is dictating your present and you feel stuck and unable to move forward in your life, I can help you work through your blocks, fears and past traumas to reach a more vibrant present and a better quality of life.

Johnny Aragon

Johnny Aragon, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
3 years of experience
Virtual
I am a retired Army paratrooper. After the military, I owned a tree business as a tree climber (for a brief period). I worked in the public school system for 7-years as an educator. As a clinician, I served in a non-public level-5 school with students from all over the state of Maryland; with suicide and crisis; with human trafficked girls; with marriage/couples and families; and sexual and substance addictions. Over the years, my experiences have included people living on the streets of Baltimore to the fast paced life of the D.C./Alexandria area. It has included the misunderstood educators during the stressful school year and decompressing summers to the misunderstood law enforcement, military, veteran, and first responders faithfully serving the public without question each day and night. Two core values of mine are respect and dignity. I believe that the greatest independent person is a person that knows how to be dependent on others in the right way, with the right amount of intensity, and for the right amount of time. An independent person knows where dependence on someone else makes them stronger, safer, wiser, lovelier and more successful in life and in relationships.

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in Maryland that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.