Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 143 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/4/2025

Frances Williams-Crawford

(she/her)

Frances Williams-Crawford, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW-C
29 years of experience
Virtual
I have been working with individuals, families and couples for over 25 years in Maryland. Over that time, I have experience on how to engage and team with clients to help them make meaningful progress in their lives. Most often, I use a trauma-focused cognitive-behavioral approach to the work. Trauma events (single events or long-time exposure) can affect how we think and behave. Understanding how trauma impacts us biologically as well as emotionally can help us I adhere to a strength-based perspective in treatment. Even when times are rough, it is important to remember that everyone does have strengths. A key purpose of going to therapy is to build confidence in yourself. Identifying and highlighting successes is important. Research shows that it is easier to implement change if you are building on existing strengths rather than developing brand new ones.

Adam Hutton

Adam Hutton, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
13 years of experience
Virtual
Hi there; I look forward to meeting you! I'm a Licensed Clinical Social Worker in the State of Florida. I have been practicing as a therapist for 13 years and would be honored to work with you to identify where you are stuck and find a path to help you feel better soon. My style is warm, genuine, non-assuming, and collaborative. I truly listen without judgement and provide concrete tools designed to help you thrive, not just survive.

Katherine Roth

(She/Her)

Katherine Roth, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
15 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.

Ainigriv Crockett

(she/her)

Ainigriv Crockett, LPC - Maryland Therapist at Grow Therapy

Frequently rebooked

$200/session
LPC
6 years of experience
Virtual
I’m a born-and-raised New Yorker, raised by Caribbean immigrant parents who instilled in me the classic Millennial mantra: “You can achieve anything.” And while that belief fueled my ambition, it also came with a side order of generational challenges—perfectionism, chronic stress, anxiety, and a not-so-charming inability to gracefully handle life transitions. You know, the usual. But here’s the thing: hardship turned out to be my superpower. I became ambitious, self-aware, and checked all the right boxes, yet I couldn’t escape the cycle of mental and emotional roadblocks that left me feeling stuck, wondering how to truly move forward. This insight shaped not only my path but the way I guide others on theirs. Through my clinical work, I help high achieving millennials identify their patterns to move out of survival mode and into their surplus by bridging the gap between knowing and feeling —because being stuck isn’t who you are, and settling isn’t your story.

Nina Romá Agvanian

(she/they)

Nina Romá Agvanian, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$195/session
LCSW-C
17 years of experience
Virtual
Hello! I’m Nina, a Licensed Clinical Therapist who has been working in trauma intervention for 17+ years. Before becoming a therapist, I worked as a rape crisis counselor, a trauma-healing self-defense instructor, and trauma-informed care consultant for non-profits. I approach therapy using multiple modalities. I believe in the mind-body connection and integrate mindfulness and body-based interventions where needed, including a focus on the physiology of stress and emotions. I use a wholistic approach to therapy, exploring all your identities, ambivalences, and values, and believe that understanding your upbringing and cultures are critical to how you cope and relate to the world and yourself in it.

Kristen Brightful

Kristen Brightful, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
1 year of experience
Virtual
I’m a licensed social worker with 15 years of experience helping people navigate life’s toughest challenges. If you’re feeling overwhelmed, stuck, or just plain exhausted, you’re not alone, and you don’t have to figure it out on your own. I specialize in working with individuals facing addiction, stress, and emotional struggles. I have a strong foundation in Dialectical Behavior Therapy (DBT), and I also draw from a variety of therapeutic approaches based on what fits you best. My style is practical, compassionate, and collaborative. We all know, life gets hectic. I get it! We are all busy, juggling work, family, and everything in between. My goal is to create a space where you can breathe, sort things out, and start moving forward. If you’re ready to explore what’s been holding you back and start building a life that feels more manageable, and maybe even meaningful, I’d be honored to support you. Let’s find out if we’re a good fit and take it from there.

Betsy Blum

Betsy Blum, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
30 years of experience
Virtual
Hi! I am a Licensed Clinical Professional Counselor based in Maryland I provide teletherapy services to clients in North Carolina and Vermont, and Maryland. I received my master's degree in counseling psychology from Antioch New England Graduate School, New Hampshire in 1992 and My Bachelors in Transpersonal Psychology from Burlington College, Vermont, 1987. I do IFS, EMDR, and Somatic work to help clients find lasting and transformative changes in their lives. I incorporate Spirituality into my work. I teach mindfulness and The Law of Attraction, and creative visualization. I am a CPTSD survivor, and I have used these therapies personally to find lasting peace and joy. I enjoy providing compassionate, supportive therapy, and deep insight orientated, transformative therapy. I enjoy helping clients reduce stress, heal codependency, and heal trauma, depression, and grief. I teach clients to find their inner confidence, and courage, to set boundaries with others and stop "people pleasing". I teach clients to Love themselves and communicate clearly and compassionately with others. I help clients to get to the root of their problems, learn to regulate their emotions, and find peace in the midst of worry and distress. I help clients learn to set boundaries in healthy relationships and to leave abusive relationships.

Matthew Ewen

Matthew Ewen, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW-C
10 years of experience
Virtual
With all of the challenges that life can throw at us, it is easy to feel overwhelmed or helpless. Life satisfaction and happiness might seem like distant goals with no clear path forward to reach them. You may find that you are spending more and more time stuck in your own head, perseverating on your struggles and acting as your own harshest critic. To me, therapy rooted in compassion and empathy can be a fantastic tool for navigating these challenges and discovering meaning and self-empowerment. Having begun my career at a community mental health clinic, I have experience working with a diverse population of adult clients from many socioeconomic, racial, and cultural backgrounds and with a variety of presenting concerns and challenges. I specialize in treatment for anxiety, depression, and trauma as well as struggles with substance use and always adapt my therapeutic techniques to the individual needs of my clients. My philosophy is that therapy is a partnership between client and therapist to help foster healthy coping skills, personal growth, self-compassion, and understanding of oneself.

Joyce Galanti

(she/her)

Joyce Galanti, LPC - Maryland Therapist at Grow Therapy
$160/session
LPC
25 years of experience
Virtual
Hello, My name is Joyce, Do you feel pulled in a million directions, unable to fit it all in? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? When LIFE HAPPENS sometimes you need help from a professional to get back on track. I also help individuals with life difficulties including anxiety, stress, depression, mood disorders, life choices, life changes, and things that can be overwhelming. Together, we can identify what's not working and what is working and get you back to balance. We'll use a holistic reality-based approach, addressing the needs of your mind, body and spirit. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hang-ups, habits or unhealthy thoughts/behaviors that are holding you back. Let's work together!

Darlene Waldt

Darlene Waldt, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
20 years of experience
Virtual
I want to inspire you to be the best you can be. Life is full of challenges and your perspective on how you face them can make the difference in your ability to meet your full potential. I want to help you identify your challenges and find solutions so that you can set and achieve your goals. I have worked in a variety of settings including child welfare, outpatient mental health clinics, as a ACT Clinician, a Clinician with the IAFF COE, and have had my own private practice. I specialize in working with a variety of mental illnesses and utilize a variety of treatment methods depending on the individual and their needs.

Jennifer Shotlander

(she/her)

Jennifer Shotlander, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
20 years of experience
Virtual
I have 20 years of experience counseling a diverse array of adult clients. In my office, each person is treated as the unique individual they are without judgment or comparison. I start by listening to understand your story, your strengths, your needs, and your goals. I will work with you to identify techniques and strategies to cope with depression, anxiety, relationship struggles, parenting concerns, substance abuse recovery, difficulty setting boundaries, low self-esteem, caregiving stress, grief, work-life balance stress, and other life challenges. We will work together to build a toolbox of healthy coping strategies and skills that will lead you to reach your goals.

Matt Loveland

Matt Loveland, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
25 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) and I love the outdoors and most anything to do with water. I have 25+ years of experience helping people as a clinical social worker. My practice has been primarily geared toward adults, but I also have extensive experience with youth ages 12-17. In recent years, my clientele has gravitated to men's issues.

Tracy Gordon

(she/her)

Tracy Gordon, LCSW-C - Maryland Therapist at Grow Therapy
$75/session
LCSW-C
8 years of experience
Virtual
I have experience working with people suffering from depression, anxiety, behavioral issues, and trauma. I used Strengths-Based therapies, Solution-Focused Brief therapy, Client-Centered Therapy, Cognitive Behavioral Therapy, and Trauma-Focused-Cognitive Behavioral Therapy. I believe that you have the power within yourself to overcome and conquer that which is keeping you from moving forward to a better you. Working together, we can find your inner strength to succeed in life. Let’s get to work.

Laurie McGuire

(she/her)

Laurie McGuire, LCSW-C - Maryland Therapist at Grow Therapy
$145/session
LCSW-C
27 years of experience
Virtual
Hi there, I'm Laurie! Do you wish providers would look at you through a whole person lens instead of discussing health and mental health separately? Do you want a provider for your child who is playful and skilled at engaging children? Are you an adult who likes a more personal, connected approach to therapy? Do you have a teen who has had difficulty connecting to other providers? Well look no further! I enjoy using storytelling, videos, and conversation to help clients of all ages improve self-esteem, self-worth and gain a better understanding of sense of self. A licensed clinical social worker and board-certified supervisor with over 25 years of experience working with children, teens, and adults, I spent much of that time working for the world-renowned Kennedy Krieger Institute, a Johns Hopkins affiliate, where I was also in leadership. I have post-graduate certificates in Treating Children & Adolescents, Leadership, Fitness Nutrition, and Integrative Medicine for Mental Health providers. More personally, I love hiking, watching Marvel movies, lifting weights, and crowd surfing at concerts. I believe we should never stop playing like children!

Desrene Sesay

Desrene Sesay, LPC - Maryland Therapist at Grow Therapy
$130/session
LPC
4 years of experience
Virtual
Life is a journey with highs and lows, and sometimes, we just need help navigating. I am happy to be part of that with you. I believe that support makes all the difference in a person’s life when they face challenges and provides a safe space that is full of compassion, empathy, and free of judgment. Each person is unique, and worthy of unconditional positive regard and acceptance, regardless of personal circumstances or challenges. By strengthening my relationships with clients, I can better understand their needs and how to support them best. Counseling is a partnership between the client and the counselor. I have an undergraduate in psychology and a master’s in Clinical Mental Health Counseling and I am licensed in the state of Maryland and the state of Florida

Yerachmiel R Donowitz

(he/him)

Yerachmiel R Donowitz, LPC - Maryland Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
30 years of experience
Virtual
I am a seasoned licensed clinical professional counselor with successful experience helping clients reach their goals and feel confident they have the tools to cope with the seas of life. I provide an integrated platform to approach issues combining the mind and the body together. A client will find his/her results are measurable. A person will not simply feel better, they will be better.

Jenn Fontal

(she/her)

Jenn Fontal, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
9 years of experience
Virtual
Hi, I’m Jenn—a second-generation Haitian American woman with a lifelong passion for supporting and encouraging others through every stage of their journey. I’ve worked across a range of mental health settings, including hospitals, residential treatment centers, and substance use programs. Through these experiences, I’ve learned that my purpose is to help you feel seen, heard, and empowered, while equipping you with tools to navigate life’s challenges with resilience and hope.

Anna Presley Mills

(she/her)

Anna Presley Mills, LCMFT - Maryland Therapist at Grow Therapy

Frequently rebooked

$200/session
LCMFT
6 years of experience
Virtual
I view my clients holistically, as people are inherently dynamic with many facets that make them up. Just like many of you, I am a daughter, a sister, a friend, a partner, and so much more. Whether it is in my personal or professional life, I have always wanted to help people achieve their best lives and create the most fruitful relationships. I came into this field over 10 years ago and can honestly say I have thoroughly enjoyed working with all of my clients everyday since. I have worked in different areas of mental health some including residential facilities with women struggling with severe eating disorders, private practice with individual, couples, children and families struggling with anxiety, depression and relationship issues, as well as, in a community mental health telehealth start up managing a team of therapists and working with crisis situations. I am born and raised in Miami, Florida and have had the opportunity to work with clients of different cultural backgrounds, ethnicities, sexual orientations, and socioeconomic status. I am now licensed in two states, Florida and Maryland, and hope to expand to more states to widen my reach to clients in need of my services. presleycounseling.com https://instagram.com/presleycounseling

John L. Driessnack

John L. Driessnack, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
7 years of experience
Virtual
Greetings, my name is John Luke. I am a licensed clinical social worker and specialize in helping people to effectively manage anxiety, depression, and other mental health concerns using cognitive behavioral techniques. I have worked with a range of populations, nearly all ages, and also have experience with addiction treatment and life-coaching. I work with people to develop insight into the source of their problems, how their core beliefs about the world might be hindering their progress, and focus on their natural strengths to overcome those barriers with practical skills that generate sustainable change. Some of my other specialties include short-term, solution-focused therapy; cognitive behavioral therapy techniques; psychodynamic approaches; and marital counseling. Some of the problems I am particularly keen on solving with my clients include issues with self-image and confidence; dating and relationships; boundary-setting and assertive communication; as well as general anxiety management; and learning to identify and productively resolve emotional unrest. I am also very experienced in cognitive restructuring, which is just a fancy way of saying helping to change the way a person thinks about the world and their place in it. I also enjoy aiding people in goal setting and identification, meaning-making, and navigating family conflicts. If you feel any of this could be helpful or useful to you, please do not hesitate to reach out! (Note: I do work with couples, but only on a cash-pay basis. Also, I only work with ages 18+)

Jenna Borrelli

(she/her)

Jenna Borrelli, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
13 years of experience
Virtual
Hello- I'm Jenna Borrelli and I am a Licensed Clinical Social Worker in California and Maryland. My background is in working with individuals and families. I have extensive experience treating depression, anxiety, trauma, relationship and family issues, parenting challenges, life transitions, and personal growth/exploratory work. I am competent and enjoy working with the LGBTQ+ community as well. Making the decision to start therapy is your first and usually biggest hurdle toward feeling better or making a change in your life. I tailor my approach to best fit each person's needs but draw from the following theoretical orientations/modalities: cognitive behavioral therapy, motivational interviewing, mindfulness practices, solution-focused therapy, and positive psychology. Whether you're dealing with being overwhelmed, relationship issues, or cycles of anxiety and depression, I'm here to help. My ultimate hope for all my clients is that they develop deeper self-knowledge, compassion, and develop skills so that they are able to lead more fulfilling and authentic lives. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome or better manage the challenges in your life.

Ingrid Nembhard

(she/her)

Ingrid Nembhard, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
18 years of experience
Virtual
I have been practicing therapy for over sixteen years. I received my Master's degree in Social Work from Florida International University and my PsyD. in Grief Counselling from Breyer State Theology University. I have experience with individuals, couples, and families. Some of my primary areas of expertise are family and relationship conflict, intimacy related issues and difficulty with various life changes and transitions. I specialize in assisting those who may be going through a rough patch in life or have experienced the death of a loved one. It is important to have a strong therapeutic relationship with your therapist and to feel that they are a good match for you. I want you to feel that therapy is a safe and non-judgmental place to share your thoughts, and feelings. I believe that counseling should primarily be solution-focused to help you achieve your goals and begin to see improvement as soon as possible.

Mary Lynn Millsaps

Mary Lynn Millsaps, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
12 years of experience
Virtual
Hello! I'm a Licensed Clinical Social Worker (LCSW) and certified Health Coach. Over the last 15+ years, I've helped women struggling with life changes, anxiety, depression or chronic illness overcome barriers to living a joyful life. My style is collaborative, using a variety of evidence-based techniques customized to what is most helpful and productive for each individual. I enjoy incorporating Christian values and practices where there is alignment in beliefs.

Andrew Won

Andrew Won, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
5 years of experience
Virtual
Would you like to have more self-love? Feel more in control and empowered in your life? Have the self-awareness to recognize and understand your thoughts, emotions, and beliefs? If so, I am the therapist for you! Working with me, you will gain a deeper understanding and mastery of your inner world. I will assist you in cultivating profound self-love, self-awareness, and self-empowerment. Together, we will strengthen your ability to regulate your emotions, thoughts, actions, and relationships. My goal as your therapist is to have you feeling and acting with supreme love and confidence.

Dr. Olushola Bakare

(she/her)

Dr. Olushola Bakare, LCMFT - Maryland Therapist at Grow Therapy
$200/session
LCMFT
18 years of experience
Virtual
My name is Dr. Olushola Bakare, and I'm a board-certified Psychotherapist. I attended St Joseph College. I'm happy to help you today with any of your concerns. I enjoy empowering people and digging out their strengths. I don't ask fish to fly, neither do I ask birds to swim. I respect everyone's strengths and help my client recognize them. I love to highlight my client's strengths. I offer a safe, warm, therapeutic, judgment-free space for Adults (18+) and Older Adults (65+). I am sorry, but I do not accept clients who pay in cash. Also, every late cancellation or no-show accrues a late charge fee. It is my ethical duty to officially terminate our therapeutic relationship when it is reasonably clear that the client is no longer beneficent, services are no longer required, counseling no longer serves the client's needs and interests, or Dr. Olushola Bakare, LMFT limits do not allow the provision of further counseling services. It is the policy of Dr. Olushola Bakare, LMFT, that our professional relationship will be terminated after a one-month consistent lapse of meeting with a client. Dr. Olushola Bakare, LMFT, will attempt to notify you of this change in status as soon as possible after one month. My ethical duty is identifying, being available, and caring for current clients. It could feel awkward for our relationship to end, yet it is not meant to be discourteous in any way. I do not complete disability forms (Social Security, work excuse, FMLA, Court papers/legal papers, emotional support letters, etc). NO COUPLE THERAPY OR MEDICATION MANAGEMENT, PLEASE!

Shawn Schroeder

Shawn Schroeder, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
4 years of experience
Virtual
We spend most of our lives in our heads, we might as well make it a nice place to be! If you feel unable to get rid of negative thoughts and feelings, if you feel like your past is dictating your present and you feel stuck and unable to move forward in your life, I can help you work through your blocks, fears and past traumas to reach a more vibrant present and a better quality of life.

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in Maryland that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.