Therapists that accept Cash Pay in Illinois

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 141 verified therapists in Illinois who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Chicago

Availability updated: 6/30/2025

Krista Jackson

Krista Jackson, LCPC - Illinois Therapist at Grow Therapy
$90/session
LCPC
35 years of experience
Virtual
Hello! I am Krista A.M. Jackson a Licensed Clinical Professional Counselor with extensive experience in individual, couples, family, and group therapy. I will empower you to function at your highest level of success through my unique approach that combines clinical expertise, personalized coping strategies, and a deep understanding of human behavior. I hold specializations in Adlerian psychology, behavior modification, and Emotionally Focused Training which allows me to tailor an approach to your specific needs. Whether you're seeking help with personal growth, relationship issues, or academic and career guidance, my solution-focused strategies and comprehensive background in behavioral assessment will provide you with the tools and support needed to overcome challenges and achieve your goals.

Meghan Skidmore

Meghan Skidmore, LCSW - Illinois Therapist at Grow Therapy
$130/session
LCSW
16 years of experience
Virtual
Hi there, my names is Meghan Skidmore and I am a licensed clinical social worker in Northern Illinois. I have 16 years of experience as a clinical social worker. I have previously worked with children in mental health crisis as well as with children and families involved with the child welfare system. I also have worked the past 15 years as a school social worker, working with children and families to help them be successful in and out of the school setting.

Michael Parks

Michael Parks, LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
19 years of experience
Virtual
I am a 47-year-old white Christian male that has been married for 29 years. I have three kids 26,19 and 16. I also have a spunky granddaughter who is five years old. I have a Master in Psych, as well as a MSW in Social Work. I also carry a CADC for work in Substance Abuse. I received my MSW from SIUC in Carbondale Illinois. I have been working in Mental health for the last 19 years in one way or another. I currently work at my day job with children 5-12, to assist with ADD, Anger, Sexual Abuse, grief etc. I have also worked with adults in the past. I am looking to be that calm helping hand in the storm that you are experiencing.

Candyce Bell

(she/her)

Candyce Bell, LCPC - Illinois Therapist at Grow Therapy
$150/session
LCPC
8 years of experience
Virtual
I am an Army Veteran and LCPC with a certification as a national certified counselor through the NBCC and have accumulated over 6 years of direct individual/group practice as a licensed counselor. Overall, my experience spans over 10 years working as a crisis, substance use, and mental health counselor in the field. I have worked with clients with a wide range of concerns including depression, anxiety, relationship issues, career challenges, and substance use. I also have assisted many clients who have experienced physical trauma or emotional abuse. My counseling style is very welcoming and inviting. I believe in honoring the values of respect, sensitivity, compassion, empathy and embracing a holistic point of view to promote mental wellness. It takes courage to make the steps towards a more fulfilling and happier life and embrace change. If you are ready to take that leap into a healthier mind, body, and spirit, I am here to support and empower you. I look forward to working with you in your new journey!

Wendy Taylor

(she/her)

Wendy Taylor, LMFT - Illinois Therapist at Grow Therapy
$150/session
LMFT
22 years of experience
Virtual
Welcome, Illinois and Indiana residents. I've been a licensed mental health therapist for 20+ years and have had a variety of different roles in the behavioral health field. I believe my personal and employment experiences over the years help to inform the way I am with clients today. I help clients in a number of areas including those struggling with anxiety, depression, LGBTQIA+ issues, trauma and PTSD, grief, life transitions, parenting concerns, self-esteem, self-harming behaviors, body image issues, and women's issues. My favorite part of being a therapist is when clients have that "aha" moment -- that new discovery about a particular belief or behavior that has held them back. Once that moment shows up there is space for new growth to take root.

Christine Manuel

(she/her)

Christine Manuel, LCSW - Illinois Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I'm Christine Manuel, LCSW, a Client centered and goal oriented Therapist. I earned my Masters Degree from the University of Chicago, and I have been in this field for over 16 years. I work with Adolescents and Adults who are struggling with stress and anxiety, the effects of trauma, attachment issues, and Parenting concerns. I have an Individualized approach that allows me to join with Clients on their journey toward growth and healing.

Charles King

(he/him)

Charles King, LMFT - Illinois Therapist at Grow Therapy
$150/session
LMFT
4 years of experience
Virtual
I am a husband of 13 years, a father of a 10 y/o neurodivergent son and a 6 y/o precocious daughter, a veteran of the US Navy with 12 years served, including 1 deployment, and a geek. I am what the Japanese culture describes as an otaku, in that I work to support my passions. In my free time I enjoy video games (mostly on Nintendo Switch), movies (all kinds, although my favorite is the 2005 animated Transformers movie), books (current favorite author is Brandon Sanderson), and spending time with my family.

Dina Owen

Dina Owen, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$160/session
LCSW
10 years of experience
Virtual
I am a Licensed Clinical Therapist with over 10 years of experience dedicated to helping clients improve and address their mental health. I offer a wide variety of services, including support for anxiety, depression, and communication issues. My approach is client-centered, providing warmth and compassion to meet you wherever you are on your journey. My practice is built on providing a safe, non-judgmental space where you can feel comfortable exploring your thoughts and feelings. I am committed to meeting you with empathy and understanding, offering a compassionate environment that encourages growth and healing.

Nupur Sharma

Nupur Sharma, LCPC - Illinois Therapist at Grow Therapy
$120/session
LCPC
12 years of experience
Virtual
Hello everyone, Let me take a few moments to introduce myself. My name is Nupur Sharma. I am a Licensed Clinical Professional Counselor in the State of Illinois. My background includes completing my Bachelor of Science (B.S) Degree from Loyola University Chicago in 2008, and I finished my Masters of Arts (M.A) Degree in Clinical Psychology (Counseling Specialization) in 2011 from the Chicago School of Professional Psychology. I bring over 15 years of experience working as a mental health professional in different settings and with different populations. I have worked with adolescents, adults, and geriatric population over the years across a variety of treatment settings including inpatient mental health unit, addiction center, nursing facilities, memory care, inpatient behavioral hospital, community mental health center, managed care organization and working with insurance.

Justin Cody

Justin Cody, LCPC - Illinois Therapist at Grow Therapy
$135/session
LCPC
6 years of experience
Virtual
If you had to describe you life in one word, it might be overwhelmed. Hello! I am a Christian Licensed Clinical Professional Counselor (LCPC) based out of Central Illinois. Life is a journey, and as with all journeys there are ups and downs, struggles and hardships. I am here to help you manage the journey of life. When you feel stuck, I am here to help you get back up and on your way again. Through a Christian lens, I will help you find peace in life.

Tamica Wells

(she/her)

Tamica Wells, LCSW - Illinois Therapist at Grow Therapy
$125/session
LCSW
14 years of experience
Virtual
Hi there! My name is Tamica, I am a Licensed Clinical Social Worker (LCSW), with a Master’s Degree in Social Work from University of Southern California. My concentration is Mental Health with a sub-concentration in Military Families. I am a psychotherapist with a breath of wealth and experience in mental health, military families, social services, the criminal justice system, and case management services. I also have extensive experience working with the elderly population, and in psychiatric units, public school systems, mental health clinics, and State, Local and Federal Governmental agencies. My purpose is to help individuals learn evidence-based strategies, techniques and skills to manage their stress, anxiety, depression and other behaviors to reclaim their lives.

Dr. Amy Guertin

(she/her)

Dr. Amy Guertin, LCPC - Illinois Therapist at Grow Therapy

Frequently rebooked

$70/session
LCPC
30 years of experience
Virtual
If you've never been in therapy before, I know it can be a scary step. Be proud of your bravery. If you have been in therapy before, I'm glad you chose to return. Either way, my job is to help you find your strengths to learn to manage any issues you are dealing with so you can find your peace again. It is a journey and it won't always be easy but it will be worth it. I have been a therapist and a psychology professor for 30 years. I have worked with children, teens, and adults, although I have spent the majority of my career working with teens. I enjoy teens because I have a lot of patience for them. I believe in psychoeducation in therapy. I think that it's not only important to understand what you are doing but why you are doing it. Only by understanding both can you make the changes necessary for long-term happiness. I also believe in working on both the present and the past. I want to help you figure out how to make the present better immediately, while also working to understand anything from your past that may have helped lead to any current issues. Working on both in combination will give the most thorough explanation and avenue for effective treatment. Most importantly, I believe in working together. I may be the "expert" but only you know what is working and what isn't. I will ask you for feedback and I will listen to what you have to say. I am more than willing to do phone appointments if you find them more comfortable than video appointments. Just let me know.

Jocelyn Acoff

(she/her)

Jocelyn Acoff, LCPC - Illinois Therapist at Grow Therapy
$100/session
LCPC
13 years of experience
Virtual
Hey, I'm Jocelyn. Are you struggling with accomplishing your life goals or feeling stuck? I offer confidential individual psychotherapy sessions to adult, young adults, and teens 13 or older who are struggling with anxiety, depression, psychotic mental health diagnoses, grief and many other life issues. I have been in the mental health field for over 10 years. Private practice for 3 years. I've worked with clients in residential, corrections, rehabilitation, and community mental health. I have helped clients reconnect with themselves and improve their coping skills. I also enjoy helping clients access needed resources. Therapy has helped me during a difficult time in my life as well. Being a mental health therapist is more than a profession to me, it's a passion. I offer day, some evenings, and some weekend appointments because I understand life can be busy. Let's make some changes together!!

Daffaney Burnside

(she/her)

Daffaney Burnside, LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
As a child, I always wanted to pursue a career where I could assist with an individual’s growth, creativity and happiness. I learned at a young age the struggles that life can bring, not only through the inevitable, but also through situational traumas that we at times have to face and endure. Being an active member in the clinical field of helping professionals, I have certainly learned the importance of patience, empathy and peace. Identifying and securing ones’ purpose in life, creates the true masterpiece of one’s story. My goal is to assist you in your journey to self-actualization. ​

Katrina Kurtz

Katrina Kurtz, LCPC - Illinois Therapist at Grow Therapy
$150/session
LCPC
12 years of experience
Virtual
I hold a dual degree as a Registered Art Therapist and Licensed Clinical Professional Counselor. I work with clients not only to verbally express themselves but also creatively. I believe in meeting each client where they are at, and using the most effective treatment modality in order to help you achieve your personal goals for treatment. Art therapy is a great therapeutic tool to help you gain a deeper understanding of yourself. No previous experience in art is necessary. I do not interpret art but ask you questions to reflect on the images. I also work with clients using response art in treatment in order to achieve self-reflection and awareness. With 12 years of experience, I also provide talk therapy if you are not interested in art therapy. I specialize in helping people with life adjustments/transitions, work-life balance, and self-esteem/self-awareness work. If you are interested in creating a happier and healthier life for yourself I am available and accepting new clients. I look forward to meeting you and working with you! Please note that on the calendar to schedule with me there may be limited time and day availability or times you feel may not work for you. Upon scheduling, I am open to flexible scheduling with clients and we can adjust to other days or time frames after the initial scheduling occurs for future sessions.

Nicolette Surico

(She/her)

Nicolette Surico, LCPC - Illinois Therapist at Grow Therapy

Frequently rebooked

$50/session
LCPC
30 years of experience
Virtual
Hello! My name is Nicolette Surico. I have a Masters Degree in Counseling Psychology and am a Licensed Therapist. I have been working with adults, young adults, adolescents, families, and couples for over 20+ years and in the areas of Substance Use Disorders and Mental Health as well as Mentally Ill Substance Users. Most of what I hear from those seeking Therapy has to do with struggling with, as well as, navigating through life challenges, especially during these complicated times. What you may have seemed to manage before might be creating a sense of uncertainty. That is a perfect place to begin Therapy! I think it's important to consider the whole person in Therapy. Creative approaches/techniques that can assist you with recognizing things that can assist you moving forward. Looking forward to working with you!

Britni Brand

(she/her)

Britni Brand, LCPC - Illinois Therapist at Grow Therapy

Frequently rebooked

$150/session
LCPC
10 years of experience
Virtual
Hi, I’m Britni! I am a licensed clinical professional counselor (LCPC) and board certified art therapist in the state of Illinois. My passion is working with individuals and families who have experienced complex and developmental trauma. Survivors of childhood trauma need somebody who understands their unique and complex needs, including difficulties building trust with therapists when they learned from an early age that others were not to be trusted.

Cassandra Sissom

(she/her)

Cassandra Sissom, LCPC - Illinois Therapist at Grow Therapy

Frequently rebooked

$150/session
LCPC
14 years of experience
Virtual
I am a licensed clinical professional counselor serving clients in Illinois and Missouri, with over 14 years of experience. My goal is simple: to create a comfortable space to feel at ease and make meaningful changes in your life. Whether you’re going through a tough time or want to understand yourself better, we’ll work together at your own pace. I believe everyone has the potential to grow and thrive with the right support, and I’m here to help you build the life you envision for yourself. I believe in using methods that have been proven to work while making sure the approach fits you perfectly. We’ll start with tried-and-true techniques like CBT (cognitive behavioral therapy and solution-focused therapy to build a strong foundation. Think of it as creating your personal toolbox of skills and strategies you can use both in and outside our sessions. Science shows us something really interesting: being kinder to ourselves and practicing mindfulness can transform how we handle life’s challenges. These practices help rewire our brains, making us more resilient and better equipped to handle stress. They can even help heal old hurts that might be holding you back. I love seeing my clients discover their inner strength and potential. Together, we’ll find the best combination of techniques that work for you – whether you’re looking to improve your relationships, handle stress better, or simply feel more at peace with yourself. We’ll go at your pace, building on what works and adjusting what doesn’t. The best therapy is both practical and personal. While I use approaches backed by research, your unique needs, and goals will always shape our work together.

Latrice Willis

(she/her)

Latrice Willis, LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
13 years of experience
Virtual
My Name is Latrice Willis, I have been in the Social Work field for 13 years. I have a history of working with children and adults. My background is in school settings, in-patient mental health settings, and private practice counseling. I feel that healing begins with a strong foundation, so I am very relationship-oriented. I like to meet clients where they are and work towards a common goal. My style is eclectic, and I strive to individualize treatment for each client. I utilize techniques from Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy, Acceptance and Commitment Therapy (ACT), Solution-Focused Therapy, and Mindfulness Based Practices. I am committed to creating a warm, nurturing, and safe environment for all. I look forward to working with you!

Sue De Santo

(she/her)

Sue De Santo, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
30 years of experience
Virtual
Have you ever felt like you were busy doing all the things you thought would bring you a happy life, yet felt alone and disconnected from yourself and others? These feelings are often when people turn to alcohol, drugs, food, shopping or relationships to try to create those feelings of happiness, contentment and joy. It can work for a short time however the key to moving forward is to understand the reasons we seek out these distractions. When we strengthen the relationship with ourselves, the outer world becomes much more balanced and fulfilling. Through slowing down and reconnecting with our mind, body and spirit we can feel more confident to face life events with a more stable and hopeful core sense of self. I specialize in treating relationship issues, addiction/substance abuse, depression, anxiety, job related issues, couples treatment and divorce recovery

Lisa Bicket

(she/her)

Lisa Bicket, LCSW - Illinois Therapist at Grow Therapy
$70/session
LCSW
24 years of experience
Virtual
I am a social worker with over 20 years of experience working with clients from infants (support to parents) to geriatrics. I believe that our thoughts are powerful to change our behavior. We often have been taught to "just change our behavior" and then we get down on ourselves when we can't. But if we work on changing our thoughts then we have much more success in changing our behavior. This can be very helpful for individuals with anxiety, depression, grief, personality challenges, trauma, couples, etc.

W Joseph (Joe) White

(he/him)

W Joseph (Joe) White, LCPC - Illinois Therapist at Grow Therapy

Frequently rebooked

$125/session
LCPC
26 years of experience
Virtual
Hi, I’m Joe. With 26 years of experience across outpatient and hospital settings, I help individuals and families navigate life’s challenges with compassion and clarity. I specialize in working with teens and families during times of transition, using a collaborative approach that focuses on building insight, connection, and resilience. Together, we’ll work to understand what’s getting in the way and develop the tools you need to move forward. I’m here to support your growth every step of the way.

Danielle Oehme

Danielle Oehme, LCPC - Illinois Therapist at Grow Therapy
$150/session
LCPC
12 years of experience
Virtual
I am Danielle Oehme, founder and licensed clinical professional counselor for Hope and Healing Counseling. I have over 10 years experience working in the mental health field with children, adolescents, adults, and families. My therapeutic approach is collaborative and supportive. I will work to help you create a life that you look forward to living. I strive to assist you in learning effective tools to achieve your goals, as well as find meaningful change, self-understanding, and acceptance. I will work with you to help promote self-awareness, identify patterns, and initiate the process of change.

Lauren O.

(she/her)

Lauren O., LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi there, I'm Lauren. Do you feel overwhelmed and pulled in numerous directions, unable to say no or fit it all in? Are you struggling with substance use? Is it difficult to give yourself credit when credit is due? Are you your own worst critic? I can help you manage anxiety, build self-confidence and create realistic expectations. Together, we can identify what's not working and get you back to balance. I applaud you for taking the first step by seeking therapy. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Liz Dorantes de Inzunza

(she/her/ella)

Liz Dorantes de Inzunza, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
5 years of experience
Virtual
Hola, soy Liz! I'm a bilingual (fluent in Spanish) licensed clinical social worker and certified alcohol and drug counselor based in Illinois, and my approach to therapy is person-centered with trauma-informed care. This means that I believe you have both the desire and ability to reach self-actualization through personal growth and change, while also considering the impacts of trauma on a person. I became a therapist because of my own life experiences, which have sparked a curiosity in me to get to know the unknown. My own ongoing journey of growth and self-awareness enriches my practice with clients, as it deepens my understanding and compassion towards their own experiences. I identify as Chicana and Mexican-American, which is something that I say with honor and gratitude today. As a daughter of immigrants, I have my own unique experience with growing up in 2 very different cultures, languages and communities, and I'm passionate about advocating for the mental and emotional wellness in our Latinx communities. In our sessions, we'll explore a range of themes, like family and relationship patterns, life stressors, and how your past has impacted you. I specialize in working with people who often feel overwhelmed with heavy emotions or life stressors. Whether that's due to past experiences, relationship issues, low self-esteem, or feelings of hopelessness, together, we can make space for healing. As a bilingual therapist, I also focus on exploring cultural identities and generational patterns within families, providing a safe and compassionate space for exploration and understanding.

Frequently asked questions

Why filter by Illinois rather than a city like Chicago?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Illinois from Rockford to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Illinois.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Parenting?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in Illinois that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.